The Clark Howard Podcast https://www.clark.com/podcasts en-us Copyright © 2023 Clark Howard Inc. All rights reserved. Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs. https://megaphone.imgix.net/podcasts/95c7ef9e-40a9-11e7-8162-67a333fbe7cb/image/7a6c4ff069c41e938381f1d898c610ca.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress The Clark Howard Podcast https://www.clark.com/podcasts no episodic Nationally-syndicated consumer expert Clark Howard shows you practical money-saving ideas to help you Save More, Spend Less, and Avoid Ripoffs. Clark Howard Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs. Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.

]]> Clark Howard admin@clark.com 04.22.26 Couples & Money / Cruise Ship Retirement Clark takes on the touchy subject of merging finances with a significant other. The transition from financial independence to shared responsibility requires planning and ongoing conversations. Clark warns that silence is the enemy of a healthy relationship. Also today, Clark revisits the popular dream of retiring on a cruise ship. While "living at sea" was once considered a brilliant financial hack, the post-COVID landscape has changed the math entirely. Clark breaks down the current reality.       Couples & Finances: Segment 1 Ask Clark: Segment 2 Cruise Ship Residency: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 5 Money Tips for Couples Backdoor Roth IRA: How High Earners Can Still Contribute Roth vs. Traditional 401(k): What's the Difference? - Clark Howard My Teenage Daughter Just Got $2,000. Should I Open a Bank Account for Her? Living on a Cruise Ship in Retirement: A Brilliant Hack or a Costly Mistake? Elliott Report: Home Unclaimed Money: How To Find and Claim Missing Funds for Free Going™ | Flight Alerts, Mistake Fares & Cheap Tickets Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 Apr 2026 09:00:00 -0000 full Clark Howard Clark takes on the touchy subject of merging finances with a significant other. The transition from financial independence to shared responsibility requires planning and ongoing conversations. Clark warns that silence is the enemy of a healthy relationship. Also today, Clark revisits the popular dream of retiring on a cruise ship. While "living at sea" was once considered a brilliant financial hack, the post-COVID landscape has changed the math entirely. Clark breaks down the current reality.       Couples & Finances: Segment 1 Ask Clark: Segment 2 Cruise Ship Residency: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 5 Money Tips for Couples Backdoor Roth IRA: How High Earners Can Still Contribute Roth vs. Traditional 401(k): What's the Difference? - Clark Howard My Teenage Daughter Just Got $2,000. Should I Open a Bank Account for Her? Living on a Cruise Ship in Retirement: A Brilliant Hack or a Costly Mistake? Elliott Report: Home Unclaimed Money: How To Find and Claim Missing Funds for Free Going™ | Flight Alerts, Mistake Fares & Cheap Tickets Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Clark takes on the touchy subject of merging finances with a significant other. The transition from financial independence to shared responsibility requires planning and ongoing conversations. Clark warns that silence is the enemy of a healthy relationship. Also today, Clark revisits the popular dream of retiring on a cruise ship. While "living at sea" was once considered a brilliant financial hack, the post-COVID landscape has changed the math entirely. Clark breaks down the current reality.      

  • Couples & Finances: Segment 1
  • Ask Clark: Segment 2
  • Cruise Ship Residency: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2144 04.21.26 Ask An Advisor With Wes Moss Why Successful People Struggle With Retirement & What’s Going On With the Economy? In this episode, Wes tackles the psychological hurdle that many high-achievers face when they finally reach the "Retirement Green Zone." After decades of using hard work, discipline, and ambition to build a nest egg, it can be incredibly difficult to simply turn that drive off. Wes discusses the "ambition guilt" that many retirees feel when they pursue creative hobbies or passions that don’t generate a paycheck. Rather than viewing this transition as "lowering" your ambition, Wes argues that the key to a happy retirement is rechanneling that legendary work ethic into areas that feed your soul instead of your bank account. Also, it can feel like we’re in a confusing state of the 2026 economy, where record-breaking corporate data seems at odds with the reality on the ground. While U.S. company profits soared by 26% in late 2025 and nominal GDP has grown significantly since 2019, many consumers are still feeling the weight of high prices. Wes explains how we are living in a "K-shaped" economy and breaks down what these disparities mean for your wallet and how to navigate an environment where productivity is higher than ever, but the benefits aren't being shared equally. Mentioned on the show: How I Became Less Ambitious—and Happier—in Retirement Pension vs Lump Sum Calculator - Clark Howard Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 21, 2026, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Apr 2026 09:00:00 -0000 full Clark Howard Why Successful People Struggle With Retirement & What’s Going On With the Economy? Why Successful People Struggle With Retirement & What’s Going On With the Economy? In this episode, Wes tackles the psychological hurdle that many high-achievers face when they finally reach the "Retirement Green Zone." After decades of using hard work, discipline, and ambition to build a nest egg, it can be incredibly difficult to simply turn that drive off. Wes discusses the "ambition guilt" that many retirees feel when they pursue creative hobbies or passions that don’t generate a paycheck. Rather than viewing this transition as "lowering" your ambition, Wes argues that the key to a happy retirement is rechanneling that legendary work ethic into areas that feed your soul instead of your bank account. Also, it can feel like we’re in a confusing state of the 2026 economy, where record-breaking corporate data seems at odds with the reality on the ground. While U.S. company profits soared by 26% in late 2025 and nominal GDP has grown significantly since 2019, many consumers are still feeling the weight of high prices. Wes explains how we are living in a "K-shaped" economy and breaks down what these disparities mean for your wallet and how to navigate an environment where productivity is higher than ever, but the benefits aren't being shared equally. Mentioned on the show: How I Became Less Ambitious—and Happier—in Retirement Pension vs Lump Sum Calculator - Clark Howard Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 21, 2026, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices Why Successful People Struggle With Retirement & What’s Going On With the Economy?

In this episode, Wes tackles the psychological hurdle that many high-achievers face when they finally reach the "Retirement Green Zone." After decades of using hard work, discipline, and ambition to build a nest egg, it can be incredibly difficult to simply turn that drive off. Wes discusses the "ambition guilt" that many retirees feel when they pursue creative hobbies or passions that don’t generate a paycheck. Rather than viewing this transition as "lowering" your ambition, Wes argues that the key to a happy retirement is rechanneling that legendary work ethic into areas that feed your soul instead of your bank account. Also, it can feel like we’re in a confusing state of the 2026 economy, where record-breaking corporate data seems at odds with the reality on the ground. While U.S. company profits soared by 26% in late 2025 and nominal GDP has grown significantly since 2019, many consumers are still feeling the weight of high prices. Wes explains how we are living in a "K-shaped" economy and breaks down what these disparities mean for your wallet and how to navigate an environment where productivity is higher than ever, but the benefits aren't being shared equally.

Mentioned on the show:

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 21, 2026, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1829 04.20.26 Subscription-Free Security Cameras / Fast vs. Free Delivery Security cameras can work well to help protect your home and safety. Clark references Consumer Reports and CNET reviews highlighting quality, DIY camera options that offer motion alerts and peace of mind without the recurring bill.  Also today - Online purchases mean delivery decisions, amid offerings of ultra-fast delivery from Amazon and its e-commerce competitors. Clark warns that there is nothing "free" about shipping. The trend is to receive items the day you order them, often in hours. But there’s another option that goes the opposite way - delayed delivery for less money. That trend is your friend.          Home Security: Segment 1 Ask Clark: Segment 2 Delivery Options: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Home Security Cameras Without a Subscription, Tested and Reviewed (Consumer Reports) Best Home Security Cameras Without Subscriptions in 2026 5 DIY Home Security Upgrades That Can Lower Your Insurance Premium American Agency System: Independent Insurance Agents Explained What Is Identity Theft Insurance and Should You Buy It? How To Prevent, Report and Repair Identity Theft - Clark Howard The 20 Cheapest Cars To Insure In 2026, Ranked 5 Best Grocery Delivery Services - Clark Howard How To Get a Free Credit Report - Clark Howard Credit Karma Review: Free Credit Score and More at Your Fingertips NIH Clinical Research Trials and You / ClinicalTrials.gov: Home The Complete Guide to Traveling With Your Dog Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Apr 2026 09:00:00 -0000 full Clark Howard Security cameras can work well to help protect your home and safety. Clark references Consumer Reports and CNET reviews highlighting quality, DIY camera options that offer motion alerts and peace of mind without the recurring bill.  Also today - Online purchases mean delivery decisions, amid offerings of ultra-fast delivery from Amazon and its e-commerce competitors. Clark warns that there is nothing "free" about shipping. The trend is to receive items the day you order them, often in hours. But there’s another option that goes the opposite way - delayed delivery for less money. That trend is your friend.          Home Security: Segment 1 Ask Clark: Segment 2 Delivery Options: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Home Security Cameras Without a Subscription, Tested and Reviewed (Consumer Reports) Best Home Security Cameras Without Subscriptions in 2026 5 DIY Home Security Upgrades That Can Lower Your Insurance Premium American Agency System: Independent Insurance Agents Explained What Is Identity Theft Insurance and Should You Buy It? How To Prevent, Report and Repair Identity Theft - Clark Howard The 20 Cheapest Cars To Insure In 2026, Ranked 5 Best Grocery Delivery Services - Clark Howard How To Get a Free Credit Report - Clark Howard Credit Karma Review: Free Credit Score and More at Your Fingertips NIH Clinical Research Trials and You / ClinicalTrials.gov: Home The Complete Guide to Traveling With Your Dog Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Security cameras can work well to help protect your home and safety. Clark references Consumer Reports and CNET reviews highlighting quality, DIY camera options that offer motion alerts and peace of mind without the recurring bill.  Also today - Online purchases mean delivery decisions, amid offerings of ultra-fast delivery from Amazon and its e-commerce competitors. Clark warns that there is nothing "free" about shipping. The trend is to receive items the day you order them, often in hours. But there’s another option that goes the opposite way - delayed delivery for less money. That trend is your friend.         

  • Home Security: Segment 1
  • Ask Clark: Segment 2
  • Delivery Options: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2027 04.17.26 Clark Answers His Critics on Clark Stinks / Booking Travel - New Guidance Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - the travel industry’s ongoing reaction to rising fuel costs calls for new guidance for booking travel. Clark reveals why he never starts his search on an airline’s website and how a simple shift in your booking psychology can save you hundreds. Clark Stinks: Segments 1 & 2 New Rules Of Travel: Segment 3 Ask Clark: Segment 4 Mentioned on the show: IRS - 2026 Charitable contributions SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know About How Passkeys Work—and How to Use Them Storage Unit Prices Keep Going Up. Is There a Better Way To Store My Possessions? eBay Motors and WeGoLook Partner to Provide Onsite Inspections for Vehicles The Details on Transferring 529 Funds into a Roth IRA The Tax-Saving Charity Funds Wealthy People Are Buzzing About Airfares Skyrocket as Carriers Tackle Rising Fuel Costs Clark Howard’s Secrets to Beating Sky-High Airfares and New Hidden Fees Follow Clark Howard's #1 Rule To Travel Cheap   4 Ways To Fight Sky-High Airfares This Summer Is ID.me Safe?   /   About ID.me Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Apr 2026 09:00:00 -0000 full Clark Howard Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - the travel industry’s ongoing reaction to rising fuel costs calls for new guidance for booking travel. Clark reveals why he never starts his search on an airline’s website and how a simple shift in your booking psychology can save you hundreds. Clark Stinks: Segments 1 & 2 New Rules Of Travel: Segment 3 Ask Clark: Segment 4 Mentioned on the show: IRS - 2026 Charitable contributions SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know About How Passkeys Work—and How to Use Them Storage Unit Prices Keep Going Up. Is There a Better Way To Store My Possessions? eBay Motors and WeGoLook Partner to Provide Onsite Inspections for Vehicles The Details on Transferring 529 Funds into a Roth IRA The Tax-Saving Charity Funds Wealthy People Are Buzzing About Airfares Skyrocket as Carriers Tackle Rising Fuel Costs Clark Howard’s Secrets to Beating Sky-High Airfares and New Hidden Fees Follow Clark Howard's #1 Rule To Travel Cheap   4 Ways To Fight Sky-High Airfares This Summer Is ID.me Safe?   /   About ID.me Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - the travel industry’s ongoing reaction to rising fuel costs calls for new guidance for booking travel. Clark reveals why he never starts his search on an airline’s website and how a simple shift in your booking psychology can save you hundreds.

  • Clark Stinks: Segments 1 & 2
  • New Rules Of Travel: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2192 04.15.26 Two Sides To AI In Real Estate / Study Abroad An A+ Move The real estate market is traditionally at its height in the spring. This year, AI is factoring into home sales in two distinct ways. While AI slop infests listings, AI is improving the mortgage approval process. Know what to look out for as a homebuyer.  Also, is studying abroad worth the cost? At a time when grads’ job prospects are jumbled by market upheaval, a new study shows that a semester overseas can boost a graduate's starting salary by thousands. And the advantages don’t end there. Clark explains how some students are taking the idea a step further. AI In Real Estate: Segment 1 Ask Clark: Segment 2 Study Abroad - OUI!: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Can No Longer Trust Real Estate Photos⁠ The Unsettling Rise of AI Real-Estate Slop 3 Places You Should Never Invest Your Money - Clark Howard What Is Umbrella Insurance and Do You Need It? - Clark Howard Why Study Abroad Can Lead To Higher Starting Salaries For U.S. Graduates - Forbes Preparing to study abroad requires knowing what might go wrong during and after the trip NYTimes: How to Prepare for Your First River Cruise When Do You Need a Travel Agent? - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 Apr 2026 09:00:00 -0000 full Clark Howard The real estate market is traditionally at its height in the spring. This year, AI is factoring into home sales in two distinct ways. While AI slop infests listings, AI is improving the mortgage approval process. Know what to look out for as a homebuyer.  Also, is studying abroad worth the cost? At a time when grads’ job prospects are jumbled by market upheaval, a new study shows that a semester overseas can boost a graduate's starting salary by thousands. And the advantages don’t end there. Clark explains how some students are taking the idea a step further. AI In Real Estate: Segment 1 Ask Clark: Segment 2 Study Abroad - OUI!: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Can No Longer Trust Real Estate Photos⁠ The Unsettling Rise of AI Real-Estate Slop 3 Places You Should Never Invest Your Money - Clark Howard What Is Umbrella Insurance and Do You Need It? - Clark Howard Why Study Abroad Can Lead To Higher Starting Salaries For U.S. Graduates - Forbes Preparing to study abroad requires knowing what might go wrong during and after the trip NYTimes: How to Prepare for Your First River Cruise When Do You Need a Travel Agent? - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices The real estate market is traditionally at its height in the spring. This year, AI is factoring into home sales in two distinct ways. While AI slop infests listings, AI is improving the mortgage approval process. Know what to look out for as a homebuyer.  Also, is studying abroad worth the cost? At a time when grads’ job prospects are jumbled by market upheaval, a new study shows that a semester overseas can boost a graduate's starting salary by thousands. And the advantages don’t end there. Clark explains how some students are taking the idea a step further.

  • AI In Real Estate: Segment 1
  • Ask Clark: Segment 2
  • Study Abroad - OUI!: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1936 04.14.26 Ask An Advisor With Wes Moss How To Find (and Afford) Your Dream Home in Retirement Deciding where to spend your retirement is one of the most significant transitions you’ll ever make, but it requires a systematic approach to get it right. Whether you plan to stay in your current home or relocate to a new destination, your environment directly impacts your long-term happiness. In this episode, Wes Moss shares tips to find – and afford – your dream community in retirement. Many retirees face the "housing overlap headache," where you find your new home in five minutes, but it takes five months to sell your old one. If you don't want to carry a mortgage or trigger a "tax tsunami," Wes breaks down a strategy that can help.Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 14, 2026, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Apr 2026 09:00:00 -0000 full Clark Howard How To Find (and Afford) Your Dream Home in Retirement How To Find (and Afford) Your Dream Home in Retirement Deciding where to spend your retirement is one of the most significant transitions you’ll ever make, but it requires a systematic approach to get it right. Whether you plan to stay in your current home or relocate to a new destination, your environment directly impacts your long-term happiness. In this episode, Wes Moss shares tips to find – and afford – your dream community in retirement. Many retirees face the "housing overlap headache," where you find your new home in five minutes, but it takes five months to sell your old one. If you don't want to carry a mortgage or trigger a "tax tsunami," Wes breaks down a strategy that can help.Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 14, 2026, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices How To Find (and Afford) Your Dream Home in Retirement

Deciding where to spend your retirement is one of the most significant transitions you’ll ever make, but it requires a systematic approach to get it right. Whether you plan to stay in your current home or relocate to a new destination, your environment directly impacts your long-term happiness. In this episode, Wes Moss shares tips to find – and afford – your dream community in retirement. Many retirees face the "housing overlap headache," where you find your new home in five minutes, but it takes five months to sell your old one. If you don't want to carry a mortgage or trigger a "tax tsunami," Wes breaks down a strategy that can help.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 14, 2026, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!
Learn more about Wes: 

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2295 04.13.26 Self-Storage Savvy / Heir Apparent: Plan & Preserve Your Estate One in five Americans uses self-storage units. How do you avoid rip-offs in an industry long characterized by bait & switch tactics? Learn Clark’s strategies for avoiding such price hikes, and essential steps for protecting your belongings. Also, you may have seen the news stories about the late Jimmy Buffet’s family doing battle over his estate. Believe it or not, this type of situation is not that rare. The "Great Wealth Transfer" has ushered in a surge of estate disputes. Clark shares how smart planning now can help prevent family conflicts and legal fees from eroding your legacy. Self-Storage Savvy: Segment 1 Ask Clark: Segment 2 Prevent Estate Battles: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Do You Really Need a Storage Unit? 5 Things To Do Before You Rent a Storage Unit FT - Overcharged for Storage? U-Haul 1-Year Price Lock Delivers Certainty Storage Unit Prices Keep Going Up. Is There a Better Way To Store My Possessions? The Costco Price Secret Almost Nobody Knows - Clark Howard Emergency Fund: Everything You Need to Know - Clark Howard How To Prevent an Inheritance Nightmare USA TODAY: Why inheritances are generating more bad blood and legal fees 7 Things to Consider Before Leaving Your Home to Your Kids Why Clark Howard Wants You to Set Up a 'Financial Chromebook' My Social Security: The Free Account Everyone Needs To Set Up Before Retirement Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Apr 2026 09:00:00 -0000 full Clark Howard One in five Americans uses self-storage units. How do you avoid rip-offs in an industry long characterized by bait & switch tactics? Learn Clark’s strategies for avoiding such price hikes, and essential steps for protecting your belongings. Also, you may have seen the news stories about the late Jimmy Buffet’s family doing battle over his estate. Believe it or not, this type of situation is not that rare. The "Great Wealth Transfer" has ushered in a surge of estate disputes. Clark shares how smart planning now can help prevent family conflicts and legal fees from eroding your legacy. Self-Storage Savvy: Segment 1 Ask Clark: Segment 2 Prevent Estate Battles: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Do You Really Need a Storage Unit? 5 Things To Do Before You Rent a Storage Unit FT - Overcharged for Storage? U-Haul 1-Year Price Lock Delivers Certainty Storage Unit Prices Keep Going Up. Is There a Better Way To Store My Possessions? The Costco Price Secret Almost Nobody Knows - Clark Howard Emergency Fund: Everything You Need to Know - Clark Howard How To Prevent an Inheritance Nightmare USA TODAY: Why inheritances are generating more bad blood and legal fees 7 Things to Consider Before Leaving Your Home to Your Kids Why Clark Howard Wants You to Set Up a 'Financial Chromebook' My Social Security: The Free Account Everyone Needs To Set Up Before Retirement Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices One in five Americans uses self-storage units. How do you avoid rip-offs in an industry long characterized by bait & switch tactics? Learn Clark’s strategies for avoiding such price hikes, and essential steps for protecting your belongings. Also, you may have seen the news stories about the late Jimmy Buffet’s family doing battle over his estate. Believe it or not, this type of situation is not that rare. The "Great Wealth Transfer" has ushered in a surge of estate disputes. Clark shares how smart planning now can help prevent family conflicts and legal fees from eroding your legacy.

  • Self-Storage Savvy: Segment 1
  • Ask Clark: Segment 2
  • Prevent Estate Battles: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1957 04.10.26 Clark Answers His Critics on Clark Stinks / Scammers Going For Broke Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - Scam artists are getting more sophisticated and they’re targeting your retirement funds. Clark explains this digital crime wave and how fraudsters are using sophisticated tools & tricks to get into your accounts. The first step in protecting your money is being aware of some of the latest techniques these criminals use.  Clark Stinks: Segments 1 & 2 Scam Vigilance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Best Robo-Advisors - Clark Howard When Is the Best Time To Collect Social Security? - Clark Howard Term Life vs. Whole Life Insurance: Understanding the Difference How To Buy Term Life Insurance in 7 Easy Steps - Clark Howard Fraud Is Skyrocketing: 5 Ways To Protect Your Hard-Earned Assets Why You Should Never Click on Random Text Messages thestreet: Vanguard warns fraud is quietly draining retirements now Protect Your Rights & Identity Archives - Clark Howard How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Virtual Credit Cards: An Online Security Measure Worth Taking? Best 529 Plans by State: How Clark Howard Picks the Top College Savings Plans Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 Apr 2026 09:00:00 -0000 full Clark Howard Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - Scam artists are getting more sophisticated and they’re targeting your retirement funds. Clark explains this digital crime wave and how fraudsters are using sophisticated tools & tricks to get into your accounts. The first step in protecting your money is being aware of some of the latest techniques these criminals use.  Clark Stinks: Segments 1 & 2 Scam Vigilance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Best Robo-Advisors - Clark Howard When Is the Best Time To Collect Social Security? - Clark Howard Term Life vs. Whole Life Insurance: Understanding the Difference How To Buy Term Life Insurance in 7 Easy Steps - Clark Howard Fraud Is Skyrocketing: 5 Ways To Protect Your Hard-Earned Assets Why You Should Never Click on Random Text Messages thestreet: Vanguard warns fraud is quietly draining retirements now Protect Your Rights & Identity Archives - Clark Howard How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Virtual Credit Cards: An Online Security Measure Worth Taking? Best 529 Plans by State: How Clark Howard Picks the Top College Savings Plans Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - Scam artists are getting more sophisticated and they’re targeting your retirement funds. Clark explains this digital crime wave and how fraudsters are using sophisticated tools & tricks to get into your accounts. The first step in protecting your money is being aware of some of the latest techniques these criminals use. 

  • Clark Stinks: Segments 1 & 2
  • Scam Vigilance: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2345 04.08.26 Booking Rules Of Travel / Cell Phone Bans Today - if you’ve been planning summer travel, you may have sticker shock from hotel & airfare costs. Travel inflation is real, so it pays to know Clark’s  "Golden Rules" for booking to ensure you don't overpay. Also, Clark discusses the growing movement to ban cell phones in schools, restaurants, and concert venues. Some businesses and artists are jumping on the cell phone BAN-wagon.  Flight & Hotel Booking: Segment 1 Ask Clark: Segment 2 Cell Phone Bans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Follow Clark Howard's #1 Rule To Travel Cheap The Best Way to Find Hotel Deals When Prices Are Sky-High Hopper | Book Hotels, Flights, Car Rentals & More How To Pack a Carry-On the Right Way - Clark Howard Protect Your Identity Archives - Clark Howard Why You Need To Lock Your Brokerage Account Today How To Find and Choose a Financial Advisor Which Documents Should You Keep and for How Long? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 08 Apr 2026 09:00:00 -0000 full Clark Howard Today - if you’ve been planning summer travel, you may have sticker shock from hotel & airfare costs. Travel inflation is real, so it pays to know Clark’s  "Golden Rules" for booking to ensure you don't overpay. Also, Clark discusses the growing movement to ban cell phones in schools, restaurants, and concert venues. Some businesses and artists are jumping on the cell phone BAN-wagon.  Flight & Hotel Booking: Segment 1 Ask Clark: Segment 2 Cell Phone Bans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Follow Clark Howard's #1 Rule To Travel Cheap The Best Way to Find Hotel Deals When Prices Are Sky-High Hopper | Book Hotels, Flights, Car Rentals & More How To Pack a Carry-On the Right Way - Clark Howard Protect Your Identity Archives - Clark Howard Why You Need To Lock Your Brokerage Account Today How To Find and Choose a Financial Advisor Which Documents Should You Keep and for How Long? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Today - if you’ve been planning summer travel, you may have sticker shock from hotel & airfare costs. Travel inflation is real, so it pays to know Clark’s  "Golden Rules" for booking to ensure you don't overpay. Also, Clark discusses the growing movement to ban cell phones in schools, restaurants, and concert venues. Some businesses and artists are jumping on the cell phone BAN-wagon. 

  • Flight & Hotel Booking: Segment 1
  • Ask Clark: Segment 2
  • Cell Phone Bans: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1936 04.07.26 Ask An Advisor With Wes Moss Young Investors Are Taking Big Risks & Costly Pension Mistake Are you feeling financially behind? You aren’t alone. Wes Moss reveals that a staggering 73% of Americans feel like they are losing the financial race — and why the "solution" many are turning to is actually a dangerous trap. Wes explains how to leverage your greatest asset to build real, lasting wealth through patient accumulation. Also, Wes tackles the "Pot of Gold" syndrome that haunts retirees. A study from MetLife shows that one in five Americans who receive a pension lump sum run out of that money in an average of just four years. Learn how to protect your future by turning a one-time lump sum into a permanent stream of financial freedom. Mentioned on the show: How To Turn Part of Your Nest Egg Into a Pension Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 7, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.  We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 Apr 2026 09:00:00 -0000 full Clark Howard Young Investors Are Taking Big Risks & Costly Pension Mistake Young Investors Are Taking Big Risks & Costly Pension Mistake Are you feeling financially behind? You aren’t alone. Wes Moss reveals that a staggering 73% of Americans feel like they are losing the financial race — and why the "solution" many are turning to is actually a dangerous trap. Wes explains how to leverage your greatest asset to build real, lasting wealth through patient accumulation. Also, Wes tackles the "Pot of Gold" syndrome that haunts retirees. A study from MetLife shows that one in five Americans who receive a pension lump sum run out of that money in an average of just four years. Learn how to protect your future by turning a one-time lump sum into a permanent stream of financial freedom. Mentioned on the show: How To Turn Part of Your Nest Egg Into a Pension Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 7, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.  We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices Young Investors Are Taking Big Risks & Costly Pension Mistake

Are you feeling financially behind? You aren’t alone. Wes Moss reveals that a staggering 73% of Americans feel like they are losing the financial race — and why the "solution" many are turning to is actually a dangerous trap. Wes explains how to leverage your greatest asset to build real, lasting wealth through patient accumulation. Also, Wes tackles the "Pot of Gold" syndrome that haunts retirees. A study from MetLife shows that one in five Americans who receive a pension lump sum run out of that money in an average of just four years. Learn how to protect your future by turning a one-time lump sum into a permanent stream of financial freedom.

Mentioned on the show: How To Turn Part of Your Nest Egg Into a Pension

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 7, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. 

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2407 04.06.26 How To Invest for $0 / AI in Healthcare Investing has never been cheaper - or more expensive - depending on where you choose to grow your money. What to know to be a Clark Smart investor. Also - Should you use ChatGPT Health? While AI is revolutionizing medical research and helping patients find specialized care - this all comes with a warning.  Investing Expenses: Segment 1 Ask Clark: Segment 2 AI & Health Monitoring : Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Investment Companies for Investors in 2026 - Clark Howard How To Invest for Absolutely Free in 2026 What Fee Percentage Is Too High for Your Investments? What Brokerage Do You Recommend for First-Time Investors or Kids? Barrons: Commission-Free Annuities Are on the March. When They Make Sense. How To Find and Choose a Financial Advisor How To Roll Over U.S. Savings Bonds Into a 529 Plan Best Term Life Insurance Companies, Plans & Coverage AMEX - What is Send & Split? WPost- I let ChatGPT analyze a decade of my Apple Watch data. Then I called my doctor. Kardia Mobile EKG Monitor The Cheapest Grocery Stores - Clark Howard Best 529 College Savings Plans By State Where Should I Set Up My Health Savings Account (HSA)? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 Apr 2026 09:00:00 -0000 full Clark Howard Investing has never been cheaper - or more expensive - depending on where you choose to grow your money. What to know to be a Clark Smart investor. Also - Should you use ChatGPT Health? While AI is revolutionizing medical research and helping patients find specialized care - this all comes with a warning.  Investing Expenses: Segment 1 Ask Clark: Segment 2 AI & Health Monitoring : Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Investment Companies for Investors in 2026 - Clark Howard How To Invest for Absolutely Free in 2026 What Fee Percentage Is Too High for Your Investments? What Brokerage Do You Recommend for First-Time Investors or Kids? Barrons: Commission-Free Annuities Are on the March. When They Make Sense. How To Find and Choose a Financial Advisor How To Roll Over U.S. Savings Bonds Into a 529 Plan Best Term Life Insurance Companies, Plans & Coverage AMEX - What is Send & Split? WPost- I let ChatGPT analyze a decade of my Apple Watch data. Then I called my doctor. Kardia Mobile EKG Monitor The Cheapest Grocery Stores - Clark Howard Best 529 College Savings Plans By State Where Should I Set Up My Health Savings Account (HSA)? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Investing has never been cheaper - or more expensive - depending on where you choose to grow your money. What to know to be a Clark Smart investor. Also - Should you use ChatGPT Health? While AI is revolutionizing medical research and helping patients find specialized care - this all comes with a warning. 

  • Investing Expenses: Segment 1
  • Ask Clark: Segment 2
  • AI & Health Monitoring : Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1913 04.03.26 Clark Answers His Critics on Clark Stinks / Protect Your Phone & Accounts Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - security risks keep morphing via phone and/or account takeover attempts. Clark covers a specific threat targeting iPhone users and the simple fix, plus - the next generation of online security – Passkeys. Clark Stinks: Segments 1 & 2 Prevent Hackers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Buy Now, Pay Later: A Helpful Tool or a Debt Trap? - Clark Howard Roth IRA Withdrawal Rules What Is a Credit Union? - Clark Howard Why Clark Howard Thinks You Need a Digital Passport Best Free Password Managers: 10 Top Picks - Clark Howard New Ways to Keep Your Online Accounts Safe Military and Veterans Guide: Free Resources for Your Finances Charitable Contributions Deduction: What It Is and How It Works Understanding Donor-Advised Funds: Pros and Cons Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Apr 2026 09:00:00 -0000 full Clark Howard Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - security risks keep morphing via phone and/or account takeover attempts. Clark covers a specific threat targeting iPhone users and the simple fix, plus - the next generation of online security – Passkeys. Clark Stinks: Segments 1 & 2 Prevent Hackers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Buy Now, Pay Later: A Helpful Tool or a Debt Trap? - Clark Howard Roth IRA Withdrawal Rules What Is a Credit Union? - Clark Howard Why Clark Howard Thinks You Need a Digital Passport Best Free Password Managers: 10 Top Picks - Clark Howard New Ways to Keep Your Online Accounts Safe Military and Veterans Guide: Free Resources for Your Finances Charitable Contributions Deduction: What It Is and How It Works Understanding Donor-Advised Funds: Pros and Cons Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - security risks keep morphing via phone and/or account takeover attempts. Clark covers a specific threat targeting iPhone users and the simple fix, plus - the next generation of online security – Passkeys.

  • Clark Stinks: Segments 1 & 2
  • Prevent Hackers: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1935 04.01.26 Adjustable Rate Mortgages - A Waning / High Deductible Health Plans Adjustable-rate mortgages (ARMs) are booming again, but Clark has a major warning: this "oldie but baddy" could be a financial time bomb. Clark breaks down why banks are pushing ARMs, who they actually work for (a narrow group indeed), and the "reset" risk that could cost you your home. Also, health insurance has become insanely expensive. Many Americans are skipping meals just to pay for healthcare. Clark discusses why catastrophic-only plans are a dangerous gamble and identifies the real culprit behind our skyrocketing medical bills.  Danger: Adjustable Rate Mortgages: Segment 1 Ask Clark: Segment 2 High Deductible Health Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Adjustable-Rate Mortgages Are Popular Again – Here’s Why You Need To Be Careful NYTimes: A Third of Americans Have Cut Spending or Borrowed Money for Health Care NYTimes: New A.C.A. Plans Could Increase Family Deductibles to $31,000 What Is an HSA Account and How Does It Work? - Clark Howard How to Deal With Medical Debt - Clark Howard Will Mark Cuban's Prescription Company Really Save You Money? 10 Ways To Save on Prescription Drugs - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 01 Apr 2026 09:00:00 -0000 full Clark Howard Adjustable-rate mortgages (ARMs) are booming again, but Clark has a major warning: this "oldie but baddy" could be a financial time bomb. Clark breaks down why banks are pushing ARMs, who they actually work for (a narrow group indeed), and the "reset" risk that could cost you your home. Also, health insurance has become insanely expensive. Many Americans are skipping meals just to pay for healthcare. Clark discusses why catastrophic-only plans are a dangerous gamble and identifies the real culprit behind our skyrocketing medical bills.  Danger: Adjustable Rate Mortgages: Segment 1 Ask Clark: Segment 2 High Deductible Health Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Adjustable-Rate Mortgages Are Popular Again – Here’s Why You Need To Be Careful NYTimes: A Third of Americans Have Cut Spending or Borrowed Money for Health Care NYTimes: New A.C.A. Plans Could Increase Family Deductibles to $31,000 What Is an HSA Account and How Does It Work? - Clark Howard How to Deal With Medical Debt - Clark Howard Will Mark Cuban's Prescription Company Really Save You Money? 10 Ways To Save on Prescription Drugs - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Adjustable-rate mortgages (ARMs) are booming again, but Clark has a major warning: this "oldie but baddy" could be a financial time bomb. Clark breaks down why banks are pushing ARMs, who they actually work for (a narrow group indeed), and the "reset" risk that could cost you your home. Also, health insurance has become insanely expensive. Many Americans are skipping meals just to pay for healthcare. Clark discusses why catastrophic-only plans are a dangerous gamble and identifies the real culprit behind our skyrocketing medical bills.

  •  Danger: Adjustable Rate Mortgages: Segment 1
  • Ask Clark: Segment 2
  • High Deductible Health Plans: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1588 03.31.26 Ask An Advisor With Wes Moss The Hack That Turns Trump Accounts Into $3M Nest Eggs & Retire Sooner Method vs. FIRE Wes Moss breaks down a powerful financial "hack" involving the new Trump Accounts that could change the trajectory of your family’s wealth forever. By shifting the conversation to a "Year 0" savings plan, parents and grandparents can use these accounts to kickstart a child's financial life from the day they are born. It’s a dramatic shift in how we think about retirement, proving that the one thing we can truly control is the amount of time we allow our money to grow. Also, Wes tackles the growing divide between the "Retire Sooner" method and the popular FIRE (Financial Independence, Retire Early) movement, which over half of Gen Z now claims to follow. While the FIRE movement often requires hyper-lean budgeting, high savings percentages, and extreme deprivation to retire by 40, Wes argues for a more realistic and sustainable approach. Plus, Mallory shares your #AskWes questions and Wes gives his take. All this and more on the March 31, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.      Note: Christa will be back on Ask an Advisor next week! We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 31 Mar 2026 09:00:00 -0000 full Clark Howard The Hack That Turns Trump Accounts Into $3M Nest Eggs & Retire Sooner Method vs. FIRE The Hack That Turns Trump Accounts Into $3M Nest Eggs & Retire Sooner Method vs. FIRE Wes Moss breaks down a powerful financial "hack" involving the new Trump Accounts that could change the trajectory of your family’s wealth forever. By shifting the conversation to a "Year 0" savings plan, parents and grandparents can use these accounts to kickstart a child's financial life from the day they are born. It’s a dramatic shift in how we think about retirement, proving that the one thing we can truly control is the amount of time we allow our money to grow. Also, Wes tackles the growing divide between the "Retire Sooner" method and the popular FIRE (Financial Independence, Retire Early) movement, which over half of Gen Z now claims to follow. While the FIRE movement often requires hyper-lean budgeting, high savings percentages, and extreme deprivation to retire by 40, Wes argues for a more realistic and sustainable approach. Plus, Mallory shares your #AskWes questions and Wes gives his take. All this and more on the March 31, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.      Note: Christa will be back on Ask an Advisor next week! We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices The Hack That Turns Trump Accounts Into $3M Nest Eggs & Retire Sooner Method vs. FIRE

Wes Moss breaks down a powerful financial "hack" involving the new Trump Accounts that could change the trajectory of your family’s wealth forever. By shifting the conversation to a "Year 0" savings plan, parents and grandparents can use these accounts to kickstart a child's financial life from the day they are born. It’s a dramatic shift in how we think about retirement, proving that the one thing we can truly control is the amount of time we allow our money to grow. Also, Wes tackles the growing divide between the "Retire Sooner" method and the popular FIRE (Financial Independence, Retire Early) movement, which over half of Gen Z now claims to follow. While the FIRE movement often requires hyper-lean budgeting, high savings percentages, and extreme deprivation to retire by 40, Wes argues for a more realistic and sustainable approach.

Plus, Mallory shares your #AskWes questions and Wes gives his take. All this and more on the March 31, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.     

Note: Christa will be back on Ask an Advisor next week!

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2210 03.30.26 The Credit Bureaus: Errors & Apathy / Sticker Shock: New Smart Phones It’s always been important to monitor your credit reports, and now - more so. The number of inaccuracy complaints is up dramatically, and such mistakes can impede your ability to buy a home, get a car, or even land a job. Clark shares the latest research on how the bureaus are responding (or not) and offers direction for dealing with credit report errors. Also - Pressures in the chip industry have led to shortages and higher costs for smart phones. Should you upgrade now or wait?     Credit Bureau Errors: Segment 1 Ask Clark: Segment 2 The Price Of New Cell Phones: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Report: Worst Credit Bureau for Resolving Errors (and How To Fight Back) Experian and TransUnion Are Leaving More Mistakes on Credit Reports — ProPublica Why You Need To Check Your Credit Report Today - Clark Howard Can a Credit Bureau Share My Personal Information, Including My Social Security Number? What Is a Good Credit Score? - Clark Howard Clark Deals: Cell Phones & Smartphones Archives 5 Tax Scams You Need To Watch Out for in 2026 - Clark Howard What's the Best Savings Account for a Teenager? - Clark Howard What Brokerage Do You Recommend for First-Time Investors or Kids? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Mar 2026 09:00:00 -0000 full Clark Howard It’s always been important to monitor your credit reports, and now - more so. The number of inaccuracy complaints is up dramatically, and such mistakes can impede your ability to buy a home, get a car, or even land a job. Clark shares the latest research on how the bureaus are responding (or not) and offers direction for dealing with credit report errors. Also - Pressures in the chip industry have led to shortages and higher costs for smart phones. Should you upgrade now or wait?     Credit Bureau Errors: Segment 1 Ask Clark: Segment 2 The Price Of New Cell Phones: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Report: Worst Credit Bureau for Resolving Errors (and How To Fight Back) Experian and TransUnion Are Leaving More Mistakes on Credit Reports — ProPublica Why You Need To Check Your Credit Report Today - Clark Howard Can a Credit Bureau Share My Personal Information, Including My Social Security Number? What Is a Good Credit Score? - Clark Howard Clark Deals: Cell Phones & Smartphones Archives 5 Tax Scams You Need To Watch Out for in 2026 - Clark Howard What's the Best Savings Account for a Teenager? - Clark Howard What Brokerage Do You Recommend for First-Time Investors or Kids? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices It’s always been important to monitor your credit reports, and now - more so. The number of inaccuracy complaints is up dramatically, and such mistakes can impede your ability to buy a home, get a car, or even land a job. Clark shares the latest research on how the bureaus are responding (or not) and offers direction for dealing with credit report errors. Also - Pressures in the chip industry have led to shortages and higher costs for smart phones. Should you upgrade now or wait?    

  • Credit Bureau Errors: Segment 1
  • Ask Clark: Segment 2
  • The Price Of New Cell Phones: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1713 03.27.26 Clark Answers His Critics on Clark Stinks / Avoid Two Costly 401(k) Mistakes Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - the American 401(k) is a tale of two economies. While the average balance grew by a staggering amount in 2025, more workers than ever are "raiding" their accounts to cover short-term needs. Our “Man From Roth” explains the best approach for maximizing your retirement investments, while minimizing future taxation. Clark Stinks: Segments 1 & 2 401(k) Guidance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Deals - Today's Best Deals of the Day 5 Best Grocery Delivery Services - Clark Howard My 7 Rules for Using Credit Cards - Clark Howard Best Place To Sell Your Gold What You Need To Know About the Fidelity Cash Management Account 5 Money Tips To Know Before You Travel Abroad - Clark Howard 10 Common Job Search Scams - Clark Howard How to Get a Mortgage in 8 Steps - Clark Howard Why Clark Howard Is Obsessed With Roth for Retirement Savings What the Credit Card Companies Don't Want You To Know Automatic Bill Pay: How It Works and How To Do It Safely Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 27 Mar 2026 09:00:00 -0000 full Clark Howard Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - the American 401(k) is a tale of two economies. While the average balance grew by a staggering amount in 2025, more workers than ever are "raiding" their accounts to cover short-term needs. Our “Man From Roth” explains the best approach for maximizing your retirement investments, while minimizing future taxation. Clark Stinks: Segments 1 & 2 401(k) Guidance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Deals - Today's Best Deals of the Day 5 Best Grocery Delivery Services - Clark Howard My 7 Rules for Using Credit Cards - Clark Howard Best Place To Sell Your Gold What You Need To Know About the Fidelity Cash Management Account 5 Money Tips To Know Before You Travel Abroad - Clark Howard 10 Common Job Search Scams - Clark Howard How to Get a Mortgage in 8 Steps - Clark Howard Why Clark Howard Is Obsessed With Roth for Retirement Savings What the Credit Card Companies Don't Want You To Know Automatic Bill Pay: How It Works and How To Do It Safely Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - the American 401(k) is a tale of two economies. While the average balance grew by a staggering amount in 2025, more workers than ever are "raiding" their accounts to cover short-term needs. Our “Man From Roth” explains the best approach for maximizing your retirement investments, while minimizing future taxation.

  • Clark Stinks: Segments 1 & 2
  • 401(k) Guidance: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1974 03.25.26 Home Insurance Spy Drones / K-Economy Price Patterns Think your home is private? Think again. Clark discusses the rise of insurance companies using drones, satellite data & AI to inspect property – and make replacement demands based on what could be bad data. Also today - Retailers are responding to today’s marketplace with different prices for different customers. Companies of all types are targeting two extremes: the big spenders and the budget-conscious. Clark explains how to navigate these "price buckets" to make sure you aren't overpaying.  Home Insurance Spy Tech: Segment 1 Ask Clark: Segment 2 K-Economy Pricing Patterns: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The US Sun: Homeowner hit with $20k bill after State Farm secretly inspected roof by drone Homeowners Insurance Archives - Clark Howard What Is an ABLE Account? - Clark Howard Subscription Services: Why Canceling Is So Hard (and a Solution) BBB-File a Complaint AT&T rolls out new pricing YouTube TV drops 12 new offers to retain subscribers  - TheStreet Best Credit Card Sign-up Bonuses Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 25 Mar 2026 09:00:00 -0000 full Clark Howard Think your home is private? Think again. Clark discusses the rise of insurance companies using drones, satellite data & AI to inspect property – and make replacement demands based on what could be bad data. Also today - Retailers are responding to today’s marketplace with different prices for different customers. Companies of all types are targeting two extremes: the big spenders and the budget-conscious. Clark explains how to navigate these "price buckets" to make sure you aren't overpaying.  Home Insurance Spy Tech: Segment 1 Ask Clark: Segment 2 K-Economy Pricing Patterns: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The US Sun: Homeowner hit with $20k bill after State Farm secretly inspected roof by drone Homeowners Insurance Archives - Clark Howard What Is an ABLE Account? - Clark Howard Subscription Services: Why Canceling Is So Hard (and a Solution) BBB-File a Complaint AT&T rolls out new pricing YouTube TV drops 12 new offers to retain subscribers  - TheStreet Best Credit Card Sign-up Bonuses Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Think your home is private? Think again. Clark discusses the rise of insurance companies using drones, satellite data & AI to inspect property – and make replacement demands based on what could be bad data. Also today - Retailers are responding to today’s marketplace with different prices for different customers. Companies of all types are targeting two extremes: the big spenders and the budget-conscious. Clark explains how to navigate these "price buckets" to make sure you aren't overpaying.

  •  Home Insurance Spy Tech: Segment 1
  • Ask Clark: Segment 2
  • K-Economy Pricing Patterns: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1883 03.24.26 Clark + Wes: Investing During Global Conflict & Sneaky Risks of Private Credit Clark + Wes: Investing During Global Conflict & Sneaky Risks of Private Credit Is the conflict in the Middle East about to tank your investments? Money experts Clark Howard and Wes Moss sit down for a special "Ask an Advisor" segment to discuss oil prices, the economy, travel price predictions, and most importantly, what to do when the state of the world is making you nervous about your investments. In the second half, Clark and Wes explain the difference between private equity & private credit, and share a major warning about private credit. They break down why "12% yields" are often a trap and how to protect your portfolio from the latest "story investments." Mentioned on the show: What Happens to the Stock Market When Oil Prices Spike? What To Do When the State of the World Is Making You Nervous About Your Investments Investing Rule: You Can't Predict (So Stop Trying) - Clark Howard How Psychology Can Make or Break Your Portfolio How To Find and Choose a Financial Advisor  /  Best Financial Advisors All this and more on the March 24, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 24 Mar 2026 09:00:00 -0000 full Clark Howard Clark + Wes: Investing During Global Conflict & Sneaky Risks of Private Credit Is the conflict in the Middle East about to tank your investments? Money experts Clark Howard and Wes Moss sit down for a special "Ask an Advisor" segment to discuss oil prices, the economy, travel price predictions, and most importantly, what to do when the state of the world is making you nervous about your investments. In the second half, Clark and Wes explain the difference between private equity & private credit, and share a major warning about private credit. They break down why "12% yields" are often a trap and how to protect your portfolio from the latest "story investments." Mentioned on the show: What Happens to the Stock Market When Oil Prices Spike? What To Do When the State of the World Is Making You Nervous About Your Investments Investing Rule: You Can't Predict (So Stop Trying) - Clark Howard How Psychology Can Make or Break Your Portfolio How To Find and Choose a Financial Advisor  /  Best Financial Advisors All this and more on the March 24, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices Clark + Wes: Investing During Global Conflict & Sneaky Risks of Private Credit

Is the conflict in the Middle East about to tank your investments? Money experts Clark Howard and Wes Moss sit down for a special "Ask an Advisor" segment to discuss oil prices, the economy, travel price predictions, and most importantly, what to do when the state of the world is making you nervous about your investments. In the second half, Clark and Wes explain the difference between private equity & private credit, and share a major warning about private credit. They break down why "12% yields" are often a trap and how to protect your portfolio from the latest "story investments."

Mentioned on the show:

All this and more on the March 24, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2274 03.23.26 SAVE MORE On Gasoline And Printer Ink There are ways to combat the runup in gas prices right now. Clark shares a smart strategy to help stretch your gas money, and explains why used EVs are a bargain for the right driver. Also, are you tired of being ripped off by printer ink? Clark breaks down the "cheap printer, expensive ink" trap and reveals smarter ways to save. SPEND LESS On Gasoline: Segment 1 Ask Clark: Segment 2 Avoid Printer Ink Rip-Offs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 'Half-Tank' Strategy To Save on Gas How To Save Money on Gas: 23 Ways - Clark Howard How long do electric vehicle batteries actually last? BYD just killed your EV argument with a battery that competes with gas engines The Best Car-Buying Services - Clark Howard Report: Best Used Cars for the Money - Clark Howard 6 Things To Know Before You Buy Gas at Costco Wholesale Where To Buy the Best Cheap Printer - Clark Howard Best Term Life Insurance Companies, Plans & Coverage How To Buy Term Life Insurance in 7 Easy Steps - Clark Howard National Academy of Elder Law Attorneys Home NAELA Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Mar 2026 09:00:00 -0000 full Clark Howard There are ways to combat the runup in gas prices right now. Clark shares a smart strategy to help stretch your gas money, and explains why used EVs are a bargain for the right driver. Also, are you tired of being ripped off by printer ink? Clark breaks down the "cheap printer, expensive ink" trap and reveals smarter ways to save. SPEND LESS On Gasoline: Segment 1 Ask Clark: Segment 2 Avoid Printer Ink Rip-Offs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 'Half-Tank' Strategy To Save on Gas How To Save Money on Gas: 23 Ways - Clark Howard How long do electric vehicle batteries actually last? BYD just killed your EV argument with a battery that competes with gas engines The Best Car-Buying Services - Clark Howard Report: Best Used Cars for the Money - Clark Howard 6 Things To Know Before You Buy Gas at Costco Wholesale Where To Buy the Best Cheap Printer - Clark Howard Best Term Life Insurance Companies, Plans & Coverage How To Buy Term Life Insurance in 7 Easy Steps - Clark Howard National Academy of Elder Law Attorneys Home NAELA Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices There are ways to combat the runup in gas prices right now. Clark shares a smart strategy to help stretch your gas money, and explains why used EVs are a bargain for the right driver. Also, are you tired of being ripped off by printer ink? Clark breaks down the "cheap printer, expensive ink" trap and reveals smarter ways to save.

  • SPEND LESS On Gasoline: Segment 1
  • Ask Clark: Segment 2
  • Avoid Printer Ink Rip-Offs: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1843 03.20.26 Clark Answers His Critics on Clark Stinks / Airfare Booking Strategy Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - Is booking travel a smart idea right now? Airfares are surging with the price of jet fuel since hostilities began. Clark shares smart strategies to help you book for less. Clark Stinks: Segments 1 & 2 Flight Booking Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Find Tuition-Free Colleges: Schools That Offer Free Tuition Capital One Venture X Rewards Credit Card: 6 Things To Know How To Get a Gym Membership for Practically Free - Clark Howard How To Find the Best Deal on Cheap Internet Service in 4 Steps Fixed Wireless Internet: Using Your Cellular Service Provider for Home Internet The American Community Survey: Is It Legitimate and Do You Have To Answer? 4 Ways To Fight Sky-High Airfares This Summer How the Iran war is disrupting air travel -- and advice if you're planning a trip Travelers stranded by war learn insurance won't cover flight cancellations Travel Insurance: What You Need To Know Before You Buy Cancel for Any Reason Trip Insurance: Should You Buy It? Warning: Do NOT Trust Hotel Brand Names - Clark Howard BBB-File a Complaint How to avoid scams while applying for ESTA Get an electronic travel authorisation (ETA) to visit the UK Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 20 Mar 2026 09:00:00 -0000 full Clark Howard Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - Is booking travel a smart idea right now? Airfares are surging with the price of jet fuel since hostilities began. Clark shares smart strategies to help you book for less. Clark Stinks: Segments 1 & 2 Flight Booking Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Find Tuition-Free Colleges: Schools That Offer Free Tuition Capital One Venture X Rewards Credit Card: 6 Things To Know How To Get a Gym Membership for Practically Free - Clark Howard How To Find the Best Deal on Cheap Internet Service in 4 Steps Fixed Wireless Internet: Using Your Cellular Service Provider for Home Internet The American Community Survey: Is It Legitimate and Do You Have To Answer? 4 Ways To Fight Sky-High Airfares This Summer How the Iran war is disrupting air travel -- and advice if you're planning a trip Travelers stranded by war learn insurance won't cover flight cancellations Travel Insurance: What You Need To Know Before You Buy Cancel for Any Reason Trip Insurance: Should You Buy It? Warning: Do NOT Trust Hotel Brand Names - Clark Howard BBB-File a Complaint How to avoid scams while applying for ESTA Get an electronic travel authorisation (ETA) to visit the UK Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - Is booking travel a smart idea right now? Airfares are surging with the price of jet fuel since hostilities began. Clark shares smart strategies to help you book for less.

  • Clark Stinks: Segments 1 & 2
  • Flight Booking Strategy: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2197 03.18.26 Where NOT To Invest - NEVER EVER / The Grandparent Trap Today - Clark takes aim at the "monster mega banks" and explains why they are often the worst place for your investment dollars. Major banks are rebranding branches to capture more consumer assets, yet these institutions often lack a fiduciary duty to their clients. You’ve got lower-cost alternatives to help you get ahead.   Also, Clark shares an important message for grandparents or anyone who loves and cares about a grandparent -  a heartfelt reminder to protect those who have spent a lifetime building their savings, from going broke in their later years.  Where NOT To Invest: Segment 1 Ask Clark: Segment 2 For Grandparents: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 3 Places You Should Never Invest Your Money - Clark Howard How To Find and Choose a Financial Advisor  /  Best Financial Advisors What You Need To Know About the Vanguard Cash Plus Account What You Need To Know About the Fidelity Cash Management Account Best Cash Management Account: Comparing Vanguard, Fidelity, and Schwab How To Open a Roth IRA Zillow - Prepare for your first home with confidence How Much Does It Cost to Be a Grandparent? Why Clark Howard Refuses To Rent a Car From Hertz How Long Should I Save Pictures of My Car Rental? - Clark Howard Why You Should Never Prepay for a Rental Car - Clark Howard 5 Things You Should Re-Shop To Save Money - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 18 Mar 2026 09:00:00 -0000 full Clark Howard Today - Clark takes aim at the "monster mega banks" and explains why they are often the worst place for your investment dollars. Major banks are rebranding branches to capture more consumer assets, yet these institutions often lack a fiduciary duty to their clients. You’ve got lower-cost alternatives to help you get ahead.   Also, Clark shares an important message for grandparents or anyone who loves and cares about a grandparent -  a heartfelt reminder to protect those who have spent a lifetime building their savings, from going broke in their later years.  Where NOT To Invest: Segment 1 Ask Clark: Segment 2 For Grandparents: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 3 Places You Should Never Invest Your Money - Clark Howard How To Find and Choose a Financial Advisor  /  Best Financial Advisors What You Need To Know About the Vanguard Cash Plus Account What You Need To Know About the Fidelity Cash Management Account Best Cash Management Account: Comparing Vanguard, Fidelity, and Schwab How To Open a Roth IRA Zillow - Prepare for your first home with confidence How Much Does It Cost to Be a Grandparent? Why Clark Howard Refuses To Rent a Car From Hertz How Long Should I Save Pictures of My Car Rental? - Clark Howard Why You Should Never Prepay for a Rental Car - Clark Howard 5 Things You Should Re-Shop To Save Money - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Today - Clark takes aim at the "monster mega banks" and explains why they are often the worst place for your investment dollars. Major banks are rebranding branches to capture more consumer assets, yet these institutions often lack a fiduciary duty to their clients. You’ve got lower-cost alternatives to help you get ahead.   Also, Clark shares an important message for grandparents or anyone who loves and cares about a grandparent -  a heartfelt reminder to protect those who have spent a lifetime building their savings, from going broke in their later years. 

  • Where NOT To Invest: Segment 1
  • Ask Clark: Segment 2
  • For Grandparents: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1489 03.17.23 Ask An Advisor With Wes Moss How Oil Price Shocks Impact the Market & AI Isn’t Killing Jobs—It’s Burning Us Out As we face one of the largest oil supply disruptions in history, Wes Moss explores how geopolitical shocks in the Middle East impact your wallet and the stock market, while reinforcing why long-term longevity beats market timing every time. Also, a new crisis is emerging in the workplace – AI-driven burnout. Contrary to fears of job loss, recent data across 443 million work hours suggests that AI tools are actually expanding our workdays and increasing weekend labor. Wes discusses why the real risk of the tech revolution isn't a lack of work, but rather the challenge of balancing an "always-on" culture where every task is now achievable. Mentioned on the show: Do You Really Need To Rebalance Your Portfolio? Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 17, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 17 Mar 2026 09:00:00 -0000 full Clark Howard How Oil Price Shocks Impact the Market & AI Isn’t Killing Jobs—It’s Burning Us Out How Oil Price Shocks Impact the Market & AI Isn’t Killing Jobs—It’s Burning Us Out As we face one of the largest oil supply disruptions in history, Wes Moss explores how geopolitical shocks in the Middle East impact your wallet and the stock market, while reinforcing why long-term longevity beats market timing every time. Also, a new crisis is emerging in the workplace – AI-driven burnout. Contrary to fears of job loss, recent data across 443 million work hours suggests that AI tools are actually expanding our workdays and increasing weekend labor. Wes discusses why the real risk of the tech revolution isn't a lack of work, but rather the challenge of balancing an "always-on" culture where every task is now achievable. Mentioned on the show: Do You Really Need To Rebalance Your Portfolio? Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 17, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices How Oil Price Shocks Impact the Market & AI Isn’t Killing Jobs—It’s Burning Us Out

As we face one of the largest oil supply disruptions in history, Wes Moss explores how geopolitical shocks in the Middle East impact your wallet and the stock market, while reinforcing why long-term longevity beats market timing every time. Also, a new crisis is emerging in the workplace – AI-driven burnout. Contrary to fears of job loss, recent data across 443 million work hours suggests that AI tools are actually expanding our workdays and increasing weekend labor. Wes discusses why the real risk of the tech revolution isn't a lack of work, but rather the challenge of balancing an "always-on" culture where every task is now achievable.

Mentioned on the show:

Do You Really Need To Rebalance Your Portfolio?

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 17, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2677 03.16.26 Best Auto Insurers / Discounters Go Wide Finally profitable again, the auto insurance industry has developed a renewed sense of competition for customers. Clark shares guidelines for finding companies big on customer service and value.  Also,  Americans are saving big bucks through “no spending” trends, and switching retailers. Thrift-centered businesses like Goodwill and Dollar Tree are thriving across all demographics. Clark admits he was wrong about Dollar Tree’s decision to move past its signature $1 price point, explaining how the transition to a multi-price range has elevated the brand across the country. Best Auto Insurers: Segment 1 Ask Clark: Segment 2 Discounters Thriving: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Auto Insurance Companies - Clark Howard Report: These 10 Vehicles Are the Best for the Money in 2026 New York Post: Dollar Tree is invading posh neighborhoods after years of catering to low-income customers— breaking ‘stigma of the dollar store’ Best Term Life Insurance Companies, Plans & Coverage How To Buy Term Life Insurance in 7 Easy Steps - Clark Howard What Is a Credit Union? - Clark Howard 16 of the Best High-Yield Online Savings Accounts in March 2026 Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Mar 2026 09:00:00 -0000 full Clark Howard Finally profitable again, the auto insurance industry has developed a renewed sense of competition for customers. Clark shares guidelines for finding companies big on customer service and value.  Also,  Americans are saving big bucks through “no spending” trends, and switching retailers. Thrift-centered businesses like Goodwill and Dollar Tree are thriving across all demographics. Clark admits he was wrong about Dollar Tree’s decision to move past its signature $1 price point, explaining how the transition to a multi-price range has elevated the brand across the country. Best Auto Insurers: Segment 1 Ask Clark: Segment 2 Discounters Thriving: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Auto Insurance Companies - Clark Howard Report: These 10 Vehicles Are the Best for the Money in 2026 New York Post: Dollar Tree is invading posh neighborhoods after years of catering to low-income customers— breaking ‘stigma of the dollar store’ Best Term Life Insurance Companies, Plans & Coverage How To Buy Term Life Insurance in 7 Easy Steps - Clark Howard What Is a Credit Union? - Clark Howard 16 of the Best High-Yield Online Savings Accounts in March 2026 Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Finally profitable again, the auto insurance industry has developed a renewed sense of competition for customers. Clark shares guidelines for finding companies big on customer service and value.  Also,  Americans are saving big bucks through “no spending” trends, and switching retailers. Thrift-centered businesses like Goodwill and Dollar Tree are thriving across all demographics. Clark admits he was wrong about Dollar Tree’s decision to move past its signature $1 price point, explaining how the transition to a multi-price range has elevated the brand across the country.

  • Best Auto Insurers: Segment 1
  • Ask Clark: Segment 2
  • Discounters Thriving: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1773 03.13.26 Clark Answers His Critics on Clark Stinks / FREE Tuition Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - as college costs level off due to a competitive marketplace, more institutions are finding creative ways to attract students – including offering tuition-free degrees. Clark shares resources to help you find these opportunities! Clark Stinks: Segments 1 & 2 Free Tuition: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them) Rent vs Buy Calculator - Clark Howard Fidelity Rewards Visa vs. Schwab Investor Card® from American Express: Which Is Best? Best Cash Management Account: Comparing Vanguard, Fidelity, and Schwab How to get out of a cable or internet contract without paying a penalty Subscription Services: Why Canceling Is So Hard (and a Solution) Where Should I Set Up My Health Savings Account (HSA)? ETFs vs Mutual Funds: What’s the Difference and When Does It Matter? Optimizing HSA Transfers for Long-Term Growth [W Post] More colleges are offering free tuition. Explore our database. Colleges Offering Free Tuition by Income (2026) Which Colleges Offer Free Tuition? Full List Of Schools How To Find Tuition-Free Colleges: Schools That Offer Free Tuition Where To Take Free Online Courses - Clark Howard Best 529 College Savings Plans By State⁠ When You Should (and Shouldn’t) Use a 529 Plan Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 13 Mar 2026 09:00:00 -0000 full Clark Howard Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - as college costs level off due to a competitive marketplace, more institutions are finding creative ways to attract students – including offering tuition-free degrees. Clark shares resources to help you find these opportunities! Clark Stinks: Segments 1 & 2 Free Tuition: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them) Rent vs Buy Calculator - Clark Howard Fidelity Rewards Visa vs. Schwab Investor Card® from American Express: Which Is Best? Best Cash Management Account: Comparing Vanguard, Fidelity, and Schwab How to get out of a cable or internet contract without paying a penalty Subscription Services: Why Canceling Is So Hard (and a Solution) Where Should I Set Up My Health Savings Account (HSA)? ETFs vs Mutual Funds: What’s the Difference and When Does It Matter? Optimizing HSA Transfers for Long-Term Growth [W Post] More colleges are offering free tuition. Explore our database. Colleges Offering Free Tuition by Income (2026) Which Colleges Offer Free Tuition? Full List Of Schools How To Find Tuition-Free Colleges: Schools That Offer Free Tuition Where To Take Free Online Courses - Clark Howard Best 529 College Savings Plans By State⁠ When You Should (and Shouldn’t) Use a 529 Plan Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - as college costs level off due to a competitive marketplace, more institutions are finding creative ways to attract students – including offering tuition-free degrees. Clark shares resources to help you find these opportunities!

  • Clark Stinks: Segments 1 & 2
  • Free Tuition: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1901 03.11.26 Retirees Returning to Work / Medical Privacy Warning Today - The growing "unretirement" trend reveals that nearly half of retirees who return to the workforce do so out of financial necessity rather than choice. Clark shares several considerations and strategies for retirement planning. Later - you may have seen ads for online memberships for medical tests that will give you insights into your health. But will your information be protected? How important is medical privacy to your financial life? Because federal and state laws are often silent on these specific privacy standards, Clark suggests a unique, cautious approach. Unretirement: Segment 1 Ask Clark: Segment 2 Medical Privacy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Retirement on Pause: High Costs Push Older Americans Back to Work Age Americans Actually Retire (It’s Earlier Than They Plan) How To Find and Choose a Financial Advisor ETFs vs Mutual Funds: What’s the Difference and When Does It Matter? Fidelity Investments Review: Pros & Cons Popular online lab tests may not be covered by HIPAA protections Subscription Services: Why Canceling Is So Hard (and a Solution) How To Get a Gym Membership for Practically Free - Clark Howard Why You Do Not Want To Get a Big Tax Refund Check - Clark Howard Best 529 College Savings Plans By State When You Should (and Shouldn’t) Use a 529 Plan Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 11 Mar 2026 09:00:00 -0000 full Clark Howard Retirees Returning to Work / Medical Privacy Warning Today - The growing "unretirement" trend reveals that nearly half of retirees who return to the workforce do so out of financial necessity rather than choice. Clark shares several considerations and strategies for retirement planning. Later - you may have seen ads for online memberships for medical tests that will give you insights into your health. But will your information be protected? How important is medical privacy to your financial life? Because federal and state laws are often silent on these specific privacy standards, Clark suggests a unique, cautious approach. Unretirement: Segment 1 Ask Clark: Segment 2 Medical Privacy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Retirement on Pause: High Costs Push Older Americans Back to Work Age Americans Actually Retire (It’s Earlier Than They Plan) How To Find and Choose a Financial Advisor ETFs vs Mutual Funds: What’s the Difference and When Does It Matter? Fidelity Investments Review: Pros & Cons Popular online lab tests may not be covered by HIPAA protections Subscription Services: Why Canceling Is So Hard (and a Solution) How To Get a Gym Membership for Practically Free - Clark Howard Why You Do Not Want To Get a Big Tax Refund Check - Clark Howard Best 529 College Savings Plans By State When You Should (and Shouldn’t) Use a 529 Plan Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - The growing "unretirement" trend reveals that nearly half of retirees who return to the workforce do so out of financial necessity rather than choice. Clark shares several considerations and strategies for retirement planning. Later - you may have seen ads for online memberships for medical tests that will give you insights into your health. But will your information be protected? How important is medical privacy to your financial life? Because federal and state laws are often silent on these specific privacy standards, Clark suggests a unique, cautious approach.

  • Unretirement: Segment 1
  • Ask Clark: Segment 2
  • Medical Privacy: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1604 03.10.26 Ask An Advisor With Wes Moss Should You Dump U.S. Stocks for International? & Top Retirement Number To Watch in 2026 With international stocks outperforming the S&P 500 recently, many investors are asking the same question: Is it time to pivot overseas? Before you overhaul your portfolio, learn why you might already have more international exposure than you think. Also, Wes revisits the most important metric for your financial peace of mind in 2026: The Rich Ratio. Retirement isn't about the total size of your nest egg; it’s about the "margin" between what you have and what you need. We explain how to calculate your ratio in under 60 seconds and why "financial richness" is often achieved more quickly by lowering your "needs"—specifically by tackling "big rocks" like your mortgage. Whether your ratio is currently above or below 1.0, this simple math will provide a clear roadmap for your retirement security. Mentioned on the show: A Better Way To Think About Your Net Worth Backdoor Roth IRA: How High Earners Can Still Contribute Are You Richer Than You Think? Your "Rich Ratio" Could Tell You Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 10, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 Mar 2026 09:00:00 -0000 full Clark Howard Should You Dump U.S. Stocks for International? & Top Retirement Number To Watch in 2026 Should You Dump U.S. Stocks for International? & Top Retirement Number To Watch in 2026 With international stocks outperforming the S&P 500 recently, many investors are asking the same question: Is it time to pivot overseas? Before you overhaul your portfolio, learn why you might already have more international exposure than you think. Also, Wes revisits the most important metric for your financial peace of mind in 2026: The Rich Ratio. Retirement isn't about the total size of your nest egg; it’s about the "margin" between what you have and what you need. We explain how to calculate your ratio in under 60 seconds and why "financial richness" is often achieved more quickly by lowering your "needs"—specifically by tackling "big rocks" like your mortgage. Whether your ratio is currently above or below 1.0, this simple math will provide a clear roadmap for your retirement security. Mentioned on the show: A Better Way To Think About Your Net Worth Backdoor Roth IRA: How High Earners Can Still Contribute Are You Richer Than You Think? Your "Rich Ratio" Could Tell You Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 10, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Should You Dump U.S. Stocks for International? & Top Retirement Number To Watch in 2026

With international stocks outperforming the S&P 500 recently, many investors are asking the same question: Is it time to pivot overseas? Before you overhaul your portfolio, learn why you might already have more international exposure than you think. Also, Wes revisits the most important metric for your financial peace of mind in 2026: The Rich Ratio. Retirement isn't about the total size of your nest egg; it’s about the "margin" between what you have and what you need. We explain how to calculate your ratio in under 60 seconds and why "financial richness" is often achieved more quickly by lowering your "needs"—specifically by tackling "big rocks" like your mortgage. Whether your ratio is currently above or below 1.0, this simple math will provide a clear roadmap for your retirement security.

Mentioned on the show:

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 10, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!
Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2231 03.09.26 SAVE MORE On Groceries / NEW Airline Credit Card Advice In today’s episode - We all have to buy groceries. So how do you find big savings? Clark has hard data on where the cheapest supermarket prices can be found. Also - Rising baggage fees are changing the math on airline cards. Clark shares an update and new recommendations for travel credit cards.  SAVE MORE On Groceries: Segment 1 Ask Clark: Segment 2 Update: Airline Credit Cards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠6 Grocery Stores Cheaper Than Walmart Consumer Reports - Most and Least Expensive Supermarkets⁠ ⁠How to Save Money on Groceries: 22 Clever Ways - Clark Howard⁠ ⁠1⁠⁠0 Ways You're Wasting Money on Groceries - Clark Howard⁠ ⁠How To Get a Free Cell Phone in 2026 (Best Deals + Hidden Catch)⁠ Why Clark Is Making a Modification to His Travel Credit Card Advice ⁠United Airlines Makes Major Rewards Change to Favor These Credit Cards⁠ ⁠Top 10 Perks of the Capital One Venture X Rewards Credit Card⁠ ⁠Total Value of Capital One Venture X Rewards Credit Card Perks ⁠5 Money Tips To Know Before You Travel Abroad - Clark Howard⁠ ⁠Is There an Affordable Way To Get Wi-Fi on a Cruise Ship?⁠ ⁠What’s the Best Way To Exchange Dollars for Foreign Currency? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Mar 2026 09:00:00 -0000 full Clark Howard In today’s episode - We all have to buy groceries. So how do you find big savings? Clark has hard data on where the cheapest supermarket prices can be found. Also - Rising baggage fees are changing the math on airline cards. Clark shares an update and new recommendations for travel credit cards.  SAVE MORE On Groceries: Segment 1 Ask Clark: Segment 2 Update: Airline Credit Cards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠6 Grocery Stores Cheaper Than Walmart Consumer Reports - Most and Least Expensive Supermarkets⁠ ⁠How to Save Money on Groceries: 22 Clever Ways - Clark Howard⁠ ⁠1⁠⁠0 Ways You're Wasting Money on Groceries - Clark Howard⁠ ⁠How To Get a Free Cell Phone in 2026 (Best Deals + Hidden Catch)⁠ Why Clark Is Making a Modification to His Travel Credit Card Advice ⁠United Airlines Makes Major Rewards Change to Favor These Credit Cards⁠ ⁠Top 10 Perks of the Capital One Venture X Rewards Credit Card⁠ ⁠Total Value of Capital One Venture X Rewards Credit Card Perks ⁠5 Money Tips To Know Before You Travel Abroad - Clark Howard⁠ ⁠Is There an Affordable Way To Get Wi-Fi on a Cruise Ship?⁠ ⁠What’s the Best Way To Exchange Dollars for Foreign Currency? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices In today’s episode - We all have to buy groceries. So how do you find big savings? Clark has hard data on where the cheapest supermarket prices can be found. Also - Rising baggage fees are changing the math on airline cards. Clark shares an update and new recommendations for travel credit cards. 

  • SAVE MORE On Groceries: Segment 1
  • Ask Clark: Segment 2
  • Update: Airline Credit Cards: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2129 03.06.26 Clark Answers His Critics on Clark Stinks / Renovation Reprise Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today -  if you have been considering doing a renovation or adding an ADU to your home - is now the right time?  There’s been a general shift in the market.  Clark Stinks: Segments 1 & 2 Home Improvement: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a Solo 401(k) and How Does It Work? - Clark Howard What Is an HSA Account and How Does It Work? - Clark Howard HSA vs FSA: What's the Difference? - Clark Howard Is Now a Good Time To Refinance Your Mortgage? - Clark Howard Clark Howard's Special Rule for Refinancing Your Mortgage Why Now Is the Best Time in Years for a Home Renovation [The WP] Your backyard could be a home. Here’s how to build one. 16 of the Best High-Yield Online Savings Accounts High-Yield Savings Account (HYSA) Calculator - Clark Howard Is Your Home Underinsured? - Clark Howard Homeowners Insurance Archives - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 06 Mar 2026 10:00:00 -0000 full Clark Howard Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today -  if you have been considering doing a renovation or adding an ADU to your home - is now the right time?  There’s been a general shift in the market.  Clark Stinks: Segments 1 & 2 Home Improvement: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a Solo 401(k) and How Does It Work? - Clark Howard What Is an HSA Account and How Does It Work? - Clark Howard HSA vs FSA: What's the Difference? - Clark Howard Is Now a Good Time To Refinance Your Mortgage? - Clark Howard Clark Howard's Special Rule for Refinancing Your Mortgage Why Now Is the Best Time in Years for a Home Renovation [The WP] Your backyard could be a home. Here’s how to build one. 16 of the Best High-Yield Online Savings Accounts High-Yield Savings Account (HYSA) Calculator - Clark Howard Is Your Home Underinsured? - Clark Howard Homeowners Insurance Archives - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today -  if you have been considering doing a renovation or adding an ADU to your home - is now the right time?  There’s been a general shift in the market. 

  • Clark Stinks: Segments 1 & 2
  • Home Improvement: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources:

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1903 03.04.26 How Interest Rates Are Set / Name Brand Foods Cut Prices Today, Clark explains the confusion around how various interest rates are set, from savings & CDs, to credit cards and car loans. He explores the "K-shaped" economy, where a flood of cash into savings and CDs drives down returns – even at online banks, and how the "convenience trap" can cost consumers thousands on all kinds of loans. Also, good news at the grocery store: the "store brand revolution" is working. After years of price hikes, name brand giants are finally slashing prices on snacks to win back customers. How Interest Rates Are Set : Segment 1 Ask Clark: Segment 2 Groceries: Big Brand Price Cuts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: My 7 Rules for Using Credit Cards - Clark Howard Best Place to Get a Car Loan - Clark Howard How To Buy a House in 9 Steps - Clark Howard NYT: After Years of Increases, PepsiCo Pledges to Cut Prices on Snacks Are Car Wash Memberships Worth It? - Clark Howard What Is Umbrella Insurance and Do You Need It? - Clark Howard 5 Ways To Start Living Below Your Means - Clark Howard The 7 Money Habits of People Who Become Wealthy - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 04 Mar 2026 10:00:00 -0000 full Clark Howard Today, Clark explains the confusion around how various interest rates are set, from savings & CDs, to credit cards and car loans. He explores the "K-shaped" economy, where a flood of cash into savings and CDs drives down returns – even at online banks, and how the "convenience trap" can cost consumers thousands on all kinds of loans. Also, good news at the grocery store: the "store brand revolution" is working. After years of price hikes, name brand giants are finally slashing prices on snacks to win back customers. How Interest Rates Are Set : Segment 1 Ask Clark: Segment 2 Groceries: Big Brand Price Cuts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: My 7 Rules for Using Credit Cards - Clark Howard Best Place to Get a Car Loan - Clark Howard How To Buy a House in 9 Steps - Clark Howard NYT: After Years of Increases, PepsiCo Pledges to Cut Prices on Snacks Are Car Wash Memberships Worth It? - Clark Howard What Is Umbrella Insurance and Do You Need It? - Clark Howard 5 Ways To Start Living Below Your Means - Clark Howard The 7 Money Habits of People Who Become Wealthy - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark explains the confusion around how various interest rates are set, from savings & CDs, to credit cards and car loans. He explores the "K-shaped" economy, where a flood of cash into savings and CDs drives down returns – even at online banks, and how the "convenience trap" can cost consumers thousands on all kinds of loans. Also, good news at the grocery store: the "store brand revolution" is working. After years of price hikes, name brand giants are finally slashing prices on snacks to win back customers.

  • How Interest Rates Are Set : Segment 1
  • Ask Clark: Segment 2
  • Groceries: Big Brand Price Cuts: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1941 03.03.2026 Ask An Advisor With Wes Moss Lump Sum Investing vs. Dollar-Cost Averaging & Is It Ever Too Late To Save for Retirement? Wes Moss tackles one of the most paralyzing questions in finance: should you "cannonball" into the market or wade in slowly? While historical data shows that one method wins about two-thirds of the time, Wes explains why participation will always trump perfection. Also, a sobering new study claims the average American has less than $1,000 saved for retirement. However, when you look past the headlines at the actual math, the story changes – and so does the outlook for "Late Start Larry and Lisa." If you’re in your 50s and feel like you’ve missed the boat, this segment is for you. Wes breaks down the 2026 contribution limits and shows how aggressive saving in your final working years can still turn a modest nest egg into a million-dollar retirement. Mentioned on the show: How Psychology Can Make or Break Your Portfolio Retirement Calculators What’s the Average Retirement Account Balance in America? Is It Ever Too Late To Save for Retirement? - Clark Howard 8 Retirement Catch-Up Secrets for Savers 55+ - Clark Howard Retirement Savings Limits in 2026 - Clark Howard Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 3, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Mar 2026 10:00:00 -0000 full Clark Howard Lump Sum Investing vs. Dollar-Cost Averaging & Is It Ever Too Late To Save for Retirement? Lump Sum Investing vs. Dollar-Cost Averaging & Is It Ever Too Late To Save for Retirement? Wes Moss tackles one of the most paralyzing questions in finance: should you "cannonball" into the market or wade in slowly? While historical data shows that one method wins about two-thirds of the time, Wes explains why participation will always trump perfection. Also, a sobering new study claims the average American has less than $1,000 saved for retirement. However, when you look past the headlines at the actual math, the story changes – and so does the outlook for "Late Start Larry and Lisa." If you’re in your 50s and feel like you’ve missed the boat, this segment is for you. Wes breaks down the 2026 contribution limits and shows how aggressive saving in your final working years can still turn a modest nest egg into a million-dollar retirement. Mentioned on the show: How Psychology Can Make or Break Your Portfolio Retirement Calculators What’s the Average Retirement Account Balance in America? Is It Ever Too Late To Save for Retirement? - Clark Howard 8 Retirement Catch-Up Secrets for Savers 55+ - Clark Howard Retirement Savings Limits in 2026 - Clark Howard Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 3, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Lump Sum Investing vs. Dollar-Cost Averaging & Is It Ever Too Late To Save for Retirement?

Wes Moss tackles one of the most paralyzing questions in finance: should you "cannonball" into the market or wade in slowly? While historical data shows that one method wins about two-thirds of the time, Wes explains why participation will always trump perfection.

Also, a sobering new study claims the average American has less than $1,000 saved for retirement. However, when you look past the headlines at the actual math, the story changes – and so does the outlook for "Late Start Larry and Lisa." If you’re in your 50s and feel like you’ve missed the boat, this segment is for you. Wes breaks down the 2026 contribution limits and shows how aggressive saving in your final working years can still turn a modest nest egg into a million-dollar retirement.

Mentioned on the show:

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 3, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2188 03.02.26 Buy Now, Pay Later aka Pay-In-4 / Ask Your Pharmacist Today - Nearly every purchase we make offers the “opportunity” to pay over time. Why Clark seriously despises Pay-In-4.  Also, Clark addresses the worsening doctor shortage and a related  profession that can help fill the gap. The Pay-In-4 Trap: Segment 1 Ask Clark: Segment 2 Ask Your Pharmacist: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Buy Now, Pay Later: A Helpful Tool or a Debt Trap? How Lemon Laws Safeguard Consumers from Defective Goods What Is a C.L.U.E Report and Its Impact on Your Insurance 5 Things To Know About Amazon Pharmacy Before You Sign Up Why Does Clark Howard Wear 2 Watches? [The Washington Post] Here’s a proven way to slow aging. Any volunteers? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Mar 2026 10:00:00 -0000 full Clark Howard Today - Nearly every purchase we make offers the “opportunity” to pay over time. Why Clark seriously despises Pay-In-4.  Also, Clark addresses the worsening doctor shortage and a related  profession that can help fill the gap. The Pay-In-4 Trap: Segment 1 Ask Clark: Segment 2 Ask Your Pharmacist: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Buy Now, Pay Later: A Helpful Tool or a Debt Trap? How Lemon Laws Safeguard Consumers from Defective Goods What Is a C.L.U.E Report and Its Impact on Your Insurance 5 Things To Know About Amazon Pharmacy Before You Sign Up Why Does Clark Howard Wear 2 Watches? [The Washington Post] Here’s a proven way to slow aging. Any volunteers? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - Nearly every purchase we make offers the “opportunity” to pay over time. Why Clark seriously despises Pay-In-4.  Also, Clark addresses the worsening doctor shortage and a related  profession that can help fill the gap.

  • The Pay-In-4 Trap: Segment 1
  • Ask Clark: Segment 2
  • Ask Your Pharmacist: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1771 02.27.26 Clark Answers His Critics on Clark Stinks / Exposed: Tiny Hotel Rooms Sacrifice Privacy Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - In newer limited service hotels, rooms have gotten much smaller - at the expense of privacy. Clark explains the trend and the criteria he checks before booking. Clark Stinks: Segments 1 & 2 Micro Hotel Rooms & Privacy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Charles Schwab Review: Pros & Cons - Clark Howard Fidelity Rewards Visa vs. Schwab Investor Card® from American Express: Which Is Best? Innovative Toll Solutions - Open Roads Federal Trade Commission - File A Complaint Best 529 Plans by State: How Clark Howard Picks the Top College Savings Plans The Surprising Thing You Need To Check Before Booking a Hotel Room The Best Day and Time to Book a Cheap Flight - Clark Howard Best Credit Cards With No Foreign Transaction Fees in 2026 Does Your Travel Credit Card Check These 4 Boxes? - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 27 Feb 2026 10:00:00 -0000 full Clark Howard Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - In newer limited service hotels, rooms have gotten much smaller - at the expense of privacy. Clark explains the trend and the criteria he checks before booking. Clark Stinks: Segments 1 & 2 Micro Hotel Rooms & Privacy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Charles Schwab Review: Pros & Cons - Clark Howard Fidelity Rewards Visa vs. Schwab Investor Card® from American Express: Which Is Best? Innovative Toll Solutions - Open Roads Federal Trade Commission - File A Complaint Best 529 Plans by State: How Clark Howard Picks the Top College Savings Plans The Surprising Thing You Need To Check Before Booking a Hotel Room The Best Day and Time to Book a Cheap Flight - Clark Howard Best Credit Cards With No Foreign Transaction Fees in 2026 Does Your Travel Credit Card Check These 4 Boxes? - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - In newer limited service hotels, rooms have gotten much smaller - at the expense of privacy. Clark explains the trend and the criteria he checks before booking.

  • Clark Stinks: Segments 1 & 2
  • Micro Hotel Rooms & Privacy: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:



Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2144 02.25.26 Buying & Selling Gold / Why Simple Appliances Win The frenzy surrounding gold and silver has dominated recent financial headlines. Clark explains the role of these commodities as hedges vs. investments and discusses how much (or little) you should own, and the best way to buy & sell.  Also today - do big price tags equal great quality when it comes to appliances? Clark breaks down why "designer" features often mean more points of failure and why the most effective tools are simply made to last,  and do one job well. Buying/Selling Gold: Segment 1 Ask Clark: Segment 2 No-Frills Appliances: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Value and Sell Coins, Jewelry and Silver - Clark Howard Should I Buy Gold? Is It a Good Investment? - Clark Howard Look Out for These Gold Bar Scams as Prices Surge Submit a complaint | Consumer Financial Protection Bureau Here's Your Estimated 2026 Tax Refund Schedule - Clark Howard The Best Time and Place To Buy Small Kitchen Appliances Here's How Long Your Home Appliances Should Last - Clark Howard Dacia History - Dacia Cars T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Subscription Services: Why Canceling Is So Hard (and a Solution) Mint Mobile Introduces 5G Home Internet From $30/Month How Many Credit Cards Should I Have? - Clark Howard What Can I Safely Use for Peer-to-Peer Payments? - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 25 Feb 2026 10:00:00 -0000 full Clark Howard The frenzy surrounding gold and silver has dominated recent financial headlines. Clark explains the role of these commodities as hedges vs. investments and discusses how much (or little) you should own, and the best way to buy & sell.  Also today - do big price tags equal great quality when it comes to appliances? Clark breaks down why "designer" features often mean more points of failure and why the most effective tools are simply made to last,  and do one job well. Buying/Selling Gold: Segment 1 Ask Clark: Segment 2 No-Frills Appliances: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Value and Sell Coins, Jewelry and Silver - Clark Howard Should I Buy Gold? Is It a Good Investment? - Clark Howard Look Out for These Gold Bar Scams as Prices Surge Submit a complaint | Consumer Financial Protection Bureau Here's Your Estimated 2026 Tax Refund Schedule - Clark Howard The Best Time and Place To Buy Small Kitchen Appliances Here's How Long Your Home Appliances Should Last - Clark Howard Dacia History - Dacia Cars T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Subscription Services: Why Canceling Is So Hard (and a Solution) Mint Mobile Introduces 5G Home Internet From $30/Month How Many Credit Cards Should I Have? - Clark Howard What Can I Safely Use for Peer-to-Peer Payments? - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The frenzy surrounding gold and silver has dominated recent financial headlines. Clark explains the role of these commodities as hedges vs. investments and discusses how much (or little) you should own, and the best way to buy & sell.  Also today - do big price tags equal great quality when it comes to appliances? Clark breaks down why "designer" features often mean more points of failure and why the most effective tools are simply made to last,  and do one job well.

  • Buying/Selling Gold: Segment 1
  • Ask Clark: Segment 2
  • No-Frills Appliances: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2177 02.24.26 Ask An Advisor With Wes Moss Steak Night Sticker Shock & Is a Market Correction Coming? Beef and steak prices are soaring. But beyond the grocery store and date night, it’s costing you more than you think, as Wes Moss explains. Also, Wes also address the psychological "twinge" investors feel when the stock market hits new all-time highs. What should investors do in 2026? While it’s tempting to think an all-time high is a signal to get out, history suggests the opposite. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 24, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 24 Feb 2026 10:00:00 -0000 full Clark Howard Steak Night Sticker Shock & Is a Market Correction Coming? Steak Night Sticker Shock & Is a Market Correction Coming? Beef and steak prices are soaring. But beyond the grocery store and date night, it’s costing you more than you think, as Wes Moss explains. Also, Wes also address the psychological "twinge" investors feel when the stock market hits new all-time highs. What should investors do in 2026? While it’s tempting to think an all-time high is a signal to get out, history suggests the opposite. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 24, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Steak Night Sticker Shock & Is a Market Correction Coming?

Beef and steak prices are soaring. But beyond the grocery store and date night, it’s costing you more than you think, as Wes Moss explains. Also, Wes also address the psychological "twinge" investors feel when the stock market hits new all-time highs. What should investors do in 2026? While it’s tempting to think an all-time high is a signal to get out, history suggests the opposite.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 24, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2185 02.23.26 Invested Savings: ETFs vs. Mutual Funds / The Truth About Pet Wellness Plans How you invest savings can make a big difference in how much you have later in life. Clark explains ETFs (Exchange-Traded Funds) vs. mutual funds - and the superior choice for your non-retirement accounts.  Also, we love our pets and pet wellness plans may sound like a solid option for affordable vet care – but there’s a major catch. ETFs vs Mutual Funds: Segment 1 Ask Clark: Segment 2 Pet Wellness Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ETFs vs Mutual Funds: What’s the Difference and When Does It Matter? Where Should I Set Up My Health Savings Account (HSA)? Life Insurance Archives - Clark Howard HSA vs FSA: What's the Difference? - Clark Howard Warning: Read This Before You Buy a Pet Wellness Plan Is Pet Insurance Worth It? - Clark Howard 4 Fastest Ways To Improve Your Credit - Clark Howard Credit Karma Review: Free Credit Score and More at Your Fingertips Southwest changes are infuriating fansClark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Feb 2026 10:00:00 -0000 full Clark Howard Invested Savings: ETFs vs. Mutual Funds / The Truth About Pet Wellness Plans How you invest savings can make a big difference in how much you have later in life. Clark explains ETFs (Exchange-Traded Funds) vs. mutual funds - and the superior choice for your non-retirement accounts.  Also, we love our pets and pet wellness plans may sound like a solid option for affordable vet care – but there’s a major catch. ETFs vs Mutual Funds: Segment 1 Ask Clark: Segment 2 Pet Wellness Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ETFs vs Mutual Funds: What’s the Difference and When Does It Matter? Where Should I Set Up My Health Savings Account (HSA)? Life Insurance Archives - Clark Howard HSA vs FSA: What's the Difference? - Clark Howard Warning: Read This Before You Buy a Pet Wellness Plan Is Pet Insurance Worth It? - Clark Howard 4 Fastest Ways To Improve Your Credit - Clark Howard Credit Karma Review: Free Credit Score and More at Your Fingertips Southwest changes are infuriating fansClark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices How you invest savings can make a big difference in how much you have later in life. Clark explains ETFs (Exchange-Traded Funds) vs. mutual funds - and the superior choice for your non-retirement accounts.  Also, we love our pets and pet wellness plans may sound like a solid option for affordable vet care – but there’s a major catch.

  • ETFs vs Mutual Funds: Segment 1
  • Ask Clark: Segment 2
  • Pet Wellness Plans: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1793 02.20.26 Clark Answers His Critics on Clark Stinks / Crypto - A Different Perspective Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - with the recent Bitcoin slide costing people millions, and concerns of a possible “crypto winter”, Clark shares his perspective on Crypto and guidance for those interested in this still speculative endeavor.  Clark Stinks: Segments 1 & 2 Clark On Crypto: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Trump Accounts: What You Need To Know - Clark Howard Best 529 College Savings Plans By State Free File Fillable Forms | Internal Revenue Service Best Travel Credit Cards: How To Find the Perfect Fit for Your Spending Car Rental Insurance: Everything You Need To Know When Should You File a Claim on Your Homeowners Insurance? NYTimes: Crypto Takes a Deep Slide Despite Trump’s Support How to Refinance Your Student Loans - Clark Howard Clark Howard's Guide to Saving Money on Your Wedding Is Chase Sapphire Reserve® Worth It? - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 20 Feb 2026 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Crypto - A Different Perspective Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - with the recent Bitcoin slide costing people millions, and concerns of a possible “crypto winter”, Clark shares his perspective on Crypto and guidance for those interested in this still speculative endeavor.  Clark Stinks: Segments 1 & 2 Clark On Crypto: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Trump Accounts: What You Need To Know - Clark Howard Best 529 College Savings Plans By State Free File Fillable Forms | Internal Revenue Service Best Travel Credit Cards: How To Find the Perfect Fit for Your Spending Car Rental Insurance: Everything You Need To Know When Should You File a Claim on Your Homeowners Insurance? NYTimes: Crypto Takes a Deep Slide Despite Trump’s Support How to Refinance Your Student Loans - Clark Howard Clark Howard's Guide to Saving Money on Your Wedding Is Chase Sapphire Reserve® Worth It? - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - with the recent Bitcoin slide costing people millions, and concerns of a possible “crypto winter”, Clark shares his perspective on Crypto and guidance for those interested in this still speculative endeavor. 

  • Clark Stinks: Segments 1 & 2
  • Clark On Crypto: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2402 02.18.26 Relocating Overseas / Debt Trap Exit Strategies FEBRUARY 18       Relocating Overseas  /  Debt Trap Exit Strategies Some of you listening right now may be living abroad, temporarily or indefinitely. There is an increasing desire to experience life overseas, and some countries are paving the way. Clark discusses relocation incentive programs and other considerations vital to the life changing decision to move abroad. Also - if you have credit card debt, Clark has some strategies to pay it off sooner and keep yourself as debt free as possible moving forward.  Moving Abroad: Segment 1 Ask Clark: Segment 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Countries That Will Pay You To Move How To Pack a Carry-On the Right Way - Clark Howard What Is an HSA Account and How Does It Work? - Clark Howard What Is an Annuity, and Why Does Clark Think They Stink? Simple Trick To Pay Down Credit Card Debt Quicker Best Balance Transfer Credit Cards: Top Picks for 2026 Debt Archives - Clark Howard How To Get Out of Debt in 7 Steps - Clark Howard Credit Card Debt Consolidation: 3 Paths To Consider, 2 To Avoid These Are the Biggest Scams That Cost Seniors the Most Money CELL PHONES - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 18 Feb 2026 10:00:00 -0000 full Clark Howard Relocating Overseas / Debt Trap Exit Strategies FEBRUARY 18       Relocating Overseas  /  Debt Trap Exit Strategies Some of you listening right now may be living abroad, temporarily or indefinitely. There is an increasing desire to experience life overseas, and some countries are paving the way. Clark discusses relocation incentive programs and other considerations vital to the life changing decision to move abroad. Also - if you have credit card debt, Clark has some strategies to pay it off sooner and keep yourself as debt free as possible moving forward.  Moving Abroad: Segment 1 Ask Clark: Segment 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Countries That Will Pay You To Move How To Pack a Carry-On the Right Way - Clark Howard What Is an HSA Account and How Does It Work? - Clark Howard What Is an Annuity, and Why Does Clark Think They Stink? Simple Trick To Pay Down Credit Card Debt Quicker Best Balance Transfer Credit Cards: Top Picks for 2026 Debt Archives - Clark Howard How To Get Out of Debt in 7 Steps - Clark Howard Credit Card Debt Consolidation: 3 Paths To Consider, 2 To Avoid These Are the Biggest Scams That Cost Seniors the Most Money CELL PHONES - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices FEBRUARY 18       Relocating Overseas  /  Debt Trap Exit Strategies

Some of you listening right now may be living abroad, temporarily or indefinitely. There is an increasing desire to experience life overseas, and some countries are paving the way. Clark discusses relocation incentive programs and other considerations vital to the life changing decision to move abroad. Also - if you have credit card debt, Clark has some strategies to pay it off sooner and keep yourself as debt free as possible moving forward. 

  • Moving Abroad: Segment 1
  • Ask Clark: Segment 2
  • Credit Card Debt: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1814 02.17.26 Ask An Advisor With Wes Moss Should You Use Your “Sacred” Retirement Fund To Save Your Business? & 2026 Jobs Outlook As rapid technological shifts ripple through every industry, many entrepreneurs are finding themselves in a temporary cash flow crunch. While retirement accounts are often viewed as a "sacred chest" that shouldn't be touched, Wes Moss explores how to strategically leverage your brokerage and Roth IRA accounts to bridge the gap. Also, Wes dives deep into the latest data from the U.S. labor market to see what it actually means for your portfolio. Despite some "ancient history" revisions from 2025 that initially painted a gloomy picture, the January 2026 jobs report tells a much more resilient story. Whether you’re managing a business or a retirement timeline, understanding these labor trends is key to staying invested with confidence. Mentioned on the show: Asset Class Returns A Jack Bogle Lesson: Remember Reversion to the Mean How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion What Is Long-Term Care Insurance Cost & Coverage Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 17, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 17 Feb 2026 10:00:00 -0000 full Clark Howard Should You Use Your “Sacred” Retirement Fund To Save Your Business? & 2026 Jobs Outlook Should You Use Your “Sacred” Retirement Fund To Save Your Business? & 2026 Jobs Outlook As rapid technological shifts ripple through every industry, many entrepreneurs are finding themselves in a temporary cash flow crunch. While retirement accounts are often viewed as a "sacred chest" that shouldn't be touched, Wes Moss explores how to strategically leverage your brokerage and Roth IRA accounts to bridge the gap. Also, Wes dives deep into the latest data from the U.S. labor market to see what it actually means for your portfolio. Despite some "ancient history" revisions from 2025 that initially painted a gloomy picture, the January 2026 jobs report tells a much more resilient story. Whether you’re managing a business or a retirement timeline, understanding these labor trends is key to staying invested with confidence. Mentioned on the show: Asset Class Returns A Jack Bogle Lesson: Remember Reversion to the Mean How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion What Is Long-Term Care Insurance Cost & Coverage Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 17, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Should You Use Your “Sacred” Retirement Fund To Save Your Business? & 2026 Jobs Outlook

As rapid technological shifts ripple through every industry, many entrepreneurs are finding themselves in a temporary cash flow crunch. While retirement accounts are often viewed as a "sacred chest" that shouldn't be touched, Wes Moss explores how to strategically leverage your brokerage and Roth IRA accounts to bridge the gap. Also, Wes dives deep into the latest data from the U.S. labor market to see what it actually means for your portfolio. Despite some "ancient history" revisions from 2025 that initially painted a gloomy picture, the January 2026 jobs report tells a much more resilient story. Whether you’re managing a business or a retirement timeline, understanding these labor trends is key to staying invested with confidence.

Mentioned on the show:

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 17, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!
Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2184 02.16.26 Your Relationship With Money / Self-Employed Retirement Planning You may be examining your spending habits this year, looking to set goals to improve your financial health. Clark discusses how your money mindset will affect your future in a big way. Are you spending your way into debt misery, or saving your way to frugality regret? Clark invokes finding a healthy balance between discipline and enjoyment. Also - A great way for the self-employed to save tax free for the future. A powerful wealth-building tool is finally getting the attention it deserves: the Solo 401(k) A Balanced Money Mindset: Segment 1 Ask Clark: Segment 2 Solo 401k's Take Off: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Two Key Pillars to Financial Freedom - Clark Howard How Many Bank Accounts Should You Have? - Clark Howard 1 Day Pass by Sling  /  Sling’s Subscription Option What Is a Solo 401(k) and How Does It Work? How To Open a Roth IRA Emergency Fund: Everything You Need to Know - Clark Howard 5 Things to Know About New Settlement That Could Change Credit Card Rewards Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Feb 2026 10:00:00 -0000 full Clark Howard Your Relationship With Money / Self-Employed Retirement Planning You may be examining your spending habits this year, looking to set goals to improve your financial health. Clark discusses how your money mindset will affect your future in a big way. Are you spending your way into debt misery, or saving your way to frugality regret? Clark invokes finding a healthy balance between discipline and enjoyment. Also - A great way for the self-employed to save tax free for the future. A powerful wealth-building tool is finally getting the attention it deserves: the Solo 401(k) A Balanced Money Mindset: Segment 1 Ask Clark: Segment 2 Solo 401k's Take Off: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Two Key Pillars to Financial Freedom - Clark Howard How Many Bank Accounts Should You Have? - Clark Howard 1 Day Pass by Sling  /  Sling’s Subscription Option What Is a Solo 401(k) and How Does It Work? How To Open a Roth IRA Emergency Fund: Everything You Need to Know - Clark Howard 5 Things to Know About New Settlement That Could Change Credit Card Rewards Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices You may be examining your spending habits this year, looking to set goals to improve your financial health. Clark discusses how your money mindset will affect your future in a big way. Are you spending your way into debt misery, or saving your way to frugality regret? Clark invokes finding a healthy balance between discipline and enjoyment. Also - A great way for the self-employed to save tax free for the future. A powerful wealth-building tool is finally getting the attention it deserves: the Solo 401(k)

  • A Balanced Money Mindset: Segment 1
  • Ask Clark: Segment 2
  • Solo 401k's Take Off: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1651 02.13.26 Clark Answers His Critics on Clark Stinks / Job Market Update Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - Amid the steady parade of layoff announcements Clark offers some perspective on today’s job market, a prediction for the spring hiring season, and strategy for moving forward.  Clark Stinks: Segments 1 & 2 Job Market Prediction: Segment 3 Ask Clark: Segment 4 Mentioned on the show: When Is the Best Time To Collect Social Security? - Clark Howard Why Clark Howard Says It Isn't a Good Time To Become a Landlord How to Freeze Your Child's Credit - Clark Howard Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? What Is an ABLE Account? - Clark Howard Best Auto Insurance Companies and Some of the Worst Are Solar Panels Worth it? 3 Things To Consider Clark Howard’s Digital Wallet Strategy Jobs Archives - Clark Howard Clark Howard’s Job Market Prediction in 2026 What to Do When You're Being Harassed About an Old "Zombie Debt" This Device Can Help You Avoid an Annoying Car Rental Fee FasTrak throughout California Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 13 Feb 2026 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Job Market Update Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - Amid the steady parade of layoff announcements Clark offers some perspective on today’s job market, a prediction for the spring hiring season, and strategy for moving forward.  Clark Stinks: Segments 1 & 2 Job Market Prediction: Segment 3 Ask Clark: Segment 4 Mentioned on the show: When Is the Best Time To Collect Social Security? - Clark Howard Why Clark Howard Says It Isn't a Good Time To Become a Landlord How to Freeze Your Child's Credit - Clark Howard Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? What Is an ABLE Account? - Clark Howard Best Auto Insurance Companies and Some of the Worst Are Solar Panels Worth it? 3 Things To Consider Clark Howard’s Digital Wallet Strategy Jobs Archives - Clark Howard Clark Howard’s Job Market Prediction in 2026 What to Do When You're Being Harassed About an Old "Zombie Debt" This Device Can Help You Avoid an Annoying Car Rental Fee FasTrak throughout California Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - Amid the steady parade of layoff announcements Clark offers some perspective on today’s job market, a prediction for the spring hiring season, and strategy for moving forward. 

  • Clark Stinks: Segments 1 & 2
  • Job Market Prediction: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2236 02.11.26 Tax Refunds & Withholding / Clarksplainer: Trump Accounts It’s tax season - and many Americans are going to receive higher than expected refunds. Guess what Clark wants you to do with extra money? And what about your withholding for this year? Also today,  more clarity on Trump accounts. While the federal government is seeding these accounts with $1,000 for newborns, proceed with caution. Clark tells you how these work, who benefits, and who does not. Tax Refunds & Withholding: Segment 1 Ask Clark: Segment 2 Trump Accounts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Reasons Why This Is the Best Time of the Year To File Your Taxes Why You Do Not Want To Get a Big Tax Refund Check - Clark Howard Is One Medical Membership for Prime Members Better Than a Health Concierge? Direct Primary Care: A new solution for rising health care costs? Should I Use a Credit Card or Give Up My Bank Account Info To Save 2.3%? Roth vs. Traditional 401(k): What's the Difference? - Clark Howard Trump Accounts: What You Need To Know Best 529 Plans by State: How Clark Howard Picks the Top College Savings Plans Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? BBB-File a Complaint 5 Best Places To Buy Pet Medicines - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 11 Feb 2026 10:00:00 -0000 full Clark Howard Tax Refunds & Withholding / Clarksplainer: Trump Accounts It’s tax season - and many Americans are going to receive higher than expected refunds. Guess what Clark wants you to do with extra money? And what about your withholding for this year? Also today,  more clarity on Trump accounts. While the federal government is seeding these accounts with $1,000 for newborns, proceed with caution. Clark tells you how these work, who benefits, and who does not. Tax Refunds & Withholding: Segment 1 Ask Clark: Segment 2 Trump Accounts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Reasons Why This Is the Best Time of the Year To File Your Taxes Why You Do Not Want To Get a Big Tax Refund Check - Clark Howard Is One Medical Membership for Prime Members Better Than a Health Concierge? Direct Primary Care: A new solution for rising health care costs? Should I Use a Credit Card or Give Up My Bank Account Info To Save 2.3%? Roth vs. Traditional 401(k): What's the Difference? - Clark Howard Trump Accounts: What You Need To Know Best 529 Plans by State: How Clark Howard Picks the Top College Savings Plans Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? BBB-File a Complaint 5 Best Places To Buy Pet Medicines - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It’s tax season - and many Americans are going to receive higher than expected refunds. Guess what Clark wants you to do with extra money? And what about your withholding for this year? Also today,  more clarity on Trump accounts. While the federal government is seeding these accounts with $1,000 for newborns, proceed with caution. Clark tells you how these work, who benefits, and who does not.

  • Tax Refunds & Withholding: Segment 1
  • Ask Clark: Segment 2
  • Trump Accounts: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1916 02.10.26 Ask An Advisor With Wes Moss Why Everything Still Feels Expensive & Growth vs. Value Stocks: Which Is Best? Is inflation going away? The reality is that while the rate of change might slow down to 2% or 3%, the cumulative "stacking" of past inflation remains, leaving consumers anchored to old prices while fighting for higher wages. Wes Moss explores why we can’t afford to get complacent and how this cycle is exactly why we invest in the first place. Also, Wes peels back the layers of the market to examine the two main "flavors" of investing: Growth vs. Value. Using the analogy of apples, Wes breaks down the fundamental differences between the fast-moving, low-dividend world of Growth stocks (like Amazon) and the mature, dividend-heavy world of Value stocks. Which fits best in your portfolio? Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 10, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 Feb 2026 10:00:00 -0000 full Clark Howard Why Everything Still Feels Expensive & Growth vs. Value Stocks: Which Is Best? Why Everything Still Feels Expensive & Growth vs. Value Stocks: Which Is Best? Is inflation going away? The reality is that while the rate of change might slow down to 2% or 3%, the cumulative "stacking" of past inflation remains, leaving consumers anchored to old prices while fighting for higher wages. Wes Moss explores why we can’t afford to get complacent and how this cycle is exactly why we invest in the first place. Also, Wes peels back the layers of the market to examine the two main "flavors" of investing: Growth vs. Value. Using the analogy of apples, Wes breaks down the fundamental differences between the fast-moving, low-dividend world of Growth stocks (like Amazon) and the mature, dividend-heavy world of Value stocks. Which fits best in your portfolio? Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 10, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Why Everything Still Feels Expensive & Growth vs. Value Stocks: Which Is Best?

Is inflation going away? The reality is that while the rate of change might slow down to 2% or 3%, the cumulative "stacking" of past inflation remains, leaving consumers anchored to old prices while fighting for higher wages. Wes Moss explores why we can’t afford to get complacent and how this cycle is exactly why we invest in the first place. Also, Wes peels back the layers of the market to examine the two main "flavors" of investing: Growth vs. Value. Using the analogy of apples, Wes breaks down the fundamental differences between the fast-moving, low-dividend world of Growth stocks (like Amazon) and the mature, dividend-heavy world of Value stocks. Which fits best in your portfolio?

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 10, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!
Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2409 02.09.26 Gift Cards: Use Or Lose Them / Big Changes For Home Backup Power Significant numbers of both chain and independent restaurant closures are happening around the country now, and with that - Clark has a dinner bell warning for you.  Also - As fierce winter storms ravage regions of the country with lengthy power outages,  new tech is ushering in the rise of affordable home battery backups.  Got Restaurant Gift Cards?: Segment 1 Ask Clark: Segment 2 Home Battery Backup Power: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Why You Need To Use Your Gift Cards ASAP Why You Need To Print Out Your Online Billing Statements 7 Things To Know Before You Use Zelle - Clark Howard What Can I Safely Use for Peer-to-Peer Payments? - Clark Howard WSJ: Why I’m Getting a Home Battery Backup Before the Next Outage How To Open a Roth IRA Travel Alert: Requirement for UK Travelers Scams and Your Small Business: A Guide for Business Cheapest Way to Rent a Car: Expert Tips - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Feb 2026 10:00:00 -0000 full Clark Howard Gift Cards: Use Or Lose Them / Big Changes For Home Backup Power Significant numbers of both chain and independent restaurant closures are happening around the country now, and with that - Clark has a dinner bell warning for you.  Also - As fierce winter storms ravage regions of the country with lengthy power outages,  new tech is ushering in the rise of affordable home battery backups.  Got Restaurant Gift Cards?: Segment 1 Ask Clark: Segment 2 Home Battery Backup Power: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Why You Need To Use Your Gift Cards ASAP Why You Need To Print Out Your Online Billing Statements 7 Things To Know Before You Use Zelle - Clark Howard What Can I Safely Use for Peer-to-Peer Payments? - Clark Howard WSJ: Why I’m Getting a Home Battery Backup Before the Next Outage How To Open a Roth IRA Travel Alert: Requirement for UK Travelers Scams and Your Small Business: A Guide for Business Cheapest Way to Rent a Car: Expert Tips - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Significant numbers of both chain and independent restaurant closures are happening around the country now, and with that - Clark has a dinner bell warning for you.  Also - As fierce winter storms ravage regions of the country with lengthy power outages,  new tech is ushering in the rise of affordable home battery backups. 

  • Got Restaurant Gift Cards?: Segment 1
  • Ask Clark: Segment 2
  • Home Battery Backup Power: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2086 02.06.26 Clark Answers His Critics on Clark Stinks / Housing Market Predictions Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, Clark shares housing market predictions through the rest of 2026 and why he considers this a “transition year” in housing.  Clark Stinks: Segments 1 & 2 Housing Market Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 9 Free Federal and State Tax Filing Services for 2026 - Clark Howard Free File Fillable Forms | Internal Revenue Service Is Annual Travel Insurance Worth It? - Clark Howard Clark Howard and the Prostate Cancer Foundation Target Date Funds: Clark Howard's Favorite Retirement Investment Should You Allow Your Auto Insurance To Monitor Your Driving? Pay-Per-Mile Insurance: Is It Worth It? - Clark Howard What To Do BEFORE Your CD Expires - Clark Howard The Math On When You Break Even With Social Security What Will Happen to Housing Prices in 2026? Builders Are Offering Big Mortgage Incentives — What Homebuyers Should Watch For What Is Umbrella Insurance and Do You Need It? - Clark Howard The Best International Phone Plans - Clark Howard Using Cellular Data Internationally: Buying a Local SIM Card 3 Reasons You Should Never Book a Nonrefundable Hotel Room 5 Things You Should Re-Shop To Save Money - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 06 Feb 2026 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Housing Market Predictions Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, Clark shares housing market predictions through the rest of 2026 and why he considers this a “transition year” in housing.  Clark Stinks: Segments 1 & 2 Housing Market Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 9 Free Federal and State Tax Filing Services for 2026 - Clark Howard Free File Fillable Forms | Internal Revenue Service Is Annual Travel Insurance Worth It? - Clark Howard Clark Howard and the Prostate Cancer Foundation Target Date Funds: Clark Howard's Favorite Retirement Investment Should You Allow Your Auto Insurance To Monitor Your Driving? Pay-Per-Mile Insurance: Is It Worth It? - Clark Howard What To Do BEFORE Your CD Expires - Clark Howard The Math On When You Break Even With Social Security What Will Happen to Housing Prices in 2026? Builders Are Offering Big Mortgage Incentives — What Homebuyers Should Watch For What Is Umbrella Insurance and Do You Need It? - Clark Howard The Best International Phone Plans - Clark Howard Using Cellular Data Internationally: Buying a Local SIM Card 3 Reasons You Should Never Book a Nonrefundable Hotel Room 5 Things You Should Re-Shop To Save Money - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, Clark shares housing market predictions through the rest of 2026 and why he considers this a “transition year” in housing. 

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2285 02.04.26 Love & Money / Which Documents Should You Keep Valentine’s Day approaches. What can spoil the romance in any relationship? Fighting over money. Clark emphasizes the importance of ongoing "low-voltage" conversations around financial goals.   Also - What paperwork should you hang onto and for how long? Clark’s guide provides a clear strategy for organizing your financial life and protecting your assets. Couples & Money: Segment 1 Ask Clark: Segment 2 Record Keeping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 14 Ways to Save on Valentine's Day Clark Howard's 5 Money Tips for Couples What Is Umbrella Insurance and Do You Need It? 7 Most Common Financial Regrets Which Documents Should You Keep and for How Long? Amortization Calculator and Schedule - Clark Howard How Can I Fight an Unfair Rental Car Charge? Why Clark Howard Refuses To Rent a Car From Hertz BBB-File a Complaint Chase Sapphire Reserve® vs. Chase Sapphire Preferred® Card: Which Travel Card Is Best For You? 5 Things to Know About the Costco Car Rental Program Car Rental Insurance: Everything You Need To Know Credit Card Car Rental Insurance: What You Need To Know Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoice Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 04 Feb 2026 10:00:00 -0000 full Clark Howard Love & Money / Which Documents Should You Keep Valentine’s Day approaches. What can spoil the romance in any relationship? Fighting over money. Clark emphasizes the importance of ongoing "low-voltage" conversations around financial goals.   Also - What paperwork should you hang onto and for how long? Clark’s guide provides a clear strategy for organizing your financial life and protecting your assets. Couples & Money: Segment 1 Ask Clark: Segment 2 Record Keeping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 14 Ways to Save on Valentine's Day Clark Howard's 5 Money Tips for Couples What Is Umbrella Insurance and Do You Need It? 7 Most Common Financial Regrets Which Documents Should You Keep and for How Long? Amortization Calculator and Schedule - Clark Howard How Can I Fight an Unfair Rental Car Charge? Why Clark Howard Refuses To Rent a Car From Hertz BBB-File a Complaint Chase Sapphire Reserve® vs. Chase Sapphire Preferred® Card: Which Travel Card Is Best For You? 5 Things to Know About the Costco Car Rental Program Car Rental Insurance: Everything You Need To Know Credit Card Car Rental Insurance: What You Need To Know Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoice Learn more about your ad choices. Visit megaphone.fm/adchoices Valentine’s Day approaches. What can spoil the romance in any relationship? Fighting over money. Clark emphasizes the importance of ongoing "low-voltage" conversations around financial goals.   Also - What paperwork should you hang onto and for how long? Clark’s guide provides a clear strategy for organizing your financial life and protecting your assets.

  • Couples & Money: Segment 1
  • Ask Clark: Segment 2
  • Record Keeping: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoice

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2042 02.03.2026 Ask An Advisor With Wes Moss Dollar vs. Gold: Why You Don’t Need To Panic & #1 Retirement Fear (and Ways To Let It Go) While recent headlines might suggest the dollar is "plunging" as gold and silver prices soar, Wes Moss provides a grounded perspective on why the decline, while significant, is still well within historical ranges, and why he believes our economy is still strong. Also, Wes dives into the top fear facing Americans: the fear of running out of money in retirement. As humans, we are wired to prioritize protection and survival, but letting this fear dictate your financial strategy can be counterproductive. Wes breaks down the research behind this common anxiety and introduces five actionable steps designed to eliminate financial dread and help you regain confidence in your long-term plan. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 3, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Feb 2026 10:00:00 -0000 full Clark Howard Dollar vs. Gold: Why You Don’t Need To Panic & #1 Retirement Fear (and Ways To Let It Go) Dollar vs. Gold: Why You Don’t Need To Panic & #1 Retirement Fear (and Ways To Let It Go) While recent headlines might suggest the dollar is "plunging" as gold and silver prices soar, Wes Moss provides a grounded perspective on why the decline, while significant, is still well within historical ranges, and why he believes our economy is still strong. Also, Wes dives into the top fear facing Americans: the fear of running out of money in retirement. As humans, we are wired to prioritize protection and survival, but letting this fear dictate your financial strategy can be counterproductive. Wes breaks down the research behind this common anxiety and introduces five actionable steps designed to eliminate financial dread and help you regain confidence in your long-term plan. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 3, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Dollar vs. Gold: Why You Don’t Need To Panic & #1 Retirement Fear (and Ways To Let It Go)

While recent headlines might suggest the dollar is "plunging" as gold and silver prices soar, Wes Moss provides a grounded perspective on why the decline, while significant, is still well within historical ranges, and why he believes our economy is still strong. Also, Wes dives into the top fear facing Americans: the fear of running out of money in retirement. As humans, we are wired to prioritize protection and survival, but letting this fear dictate your financial strategy can be counterproductive. Wes breaks down the research behind this common anxiety and introduces five actionable steps designed to eliminate financial dread and help you regain confidence in your long-term plan.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 3, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2067 02.02.26 Going Mobile: Relocation For Jobs And Homeownership If you’re feeling stuck in your career and/or housing situation, Clark shares something important to consider. With housing inventory rising in nearly 20 states and more affordable markets opening up in the American heartland, being open and flexible to moving your zip code might be the key to unlocking both homeownership and professional opportunity. Also, using the latest data, Clark breaks down the fastest-growing occupations for the next decade. Homeownership & Relocation: Segment 1 Ask Clark: Segment 2 Fastest Growing Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Americans Are Looking to the Midwest to Find Affordability Housing markets where power is shifting the most toward buyers heading into 2026 My 7 Rules for Using Credit Cards - Clark Howard What Is Umbrella Insurance and Do You Need It? Why You Need To Shop Your Auto Insurance ASAP Report: 15 Fastest-Growing Jobs for the Next Decade 5 Steps To Getting a Good Deal on a Hotel Room Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Feb 2026 10:00:00 -0000 full Clark Howard Should You Relocate To Build Wealth? & Fastest-Growing Jobs for the Next Decade If you’re feeling stuck in your career and/or housing situation, Clark shares something important to consider. With housing inventory rising in nearly 20 states and more affordable markets opening up in the American heartland, being open and flexible to moving your zip code might be the key to unlocking both homeownership and professional opportunity. Also, using the latest data, Clark breaks down the fastest-growing occupations for the next decade. Homeownership & Relocation: Segment 1 Ask Clark: Segment 2 Fastest Growing Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Americans Are Looking to the Midwest to Find Affordability Housing markets where power is shifting the most toward buyers heading into 2026 My 7 Rules for Using Credit Cards - Clark Howard What Is Umbrella Insurance and Do You Need It? Why You Need To Shop Your Auto Insurance ASAP Report: 15 Fastest-Growing Jobs for the Next Decade 5 Steps To Getting a Good Deal on a Hotel Room Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices If you’re feeling stuck in your career and/or housing situation, Clark shares something important to consider. With housing inventory rising in nearly 20 states and more affordable markets opening up in the American heartland, being open and flexible to moving your zip code might be the key to unlocking both homeownership and professional opportunity. Also, using the latest data, Clark breaks down the fastest-growing occupations for the next decade.

  • Homeownership & Relocation: Segment 1
  • Ask Clark: Segment 2
  • Fastest Growing Jobs: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1847 01.30.26 Best Cheap Cars / Secret To An Affordable Vacation Friday normally brings a ripe episode of Clark Stinks but today Clark has an update for potential car buyers.  While the cost of automobiles has been soaring, Clark reveals a surprising counterpoint: a selection of reliable, more affordable vehicles. Also in the interest of affordability, travel can easily be too costly. But there’s an often overlooked option that could help you save on spring break or a summer getaway. (Note: Clark Stinks will be back next week!).       Affordable Vehicles: Segment 1 Ask Clark: Segment 2 Affordable Vacations: Segment 3 Ask Clark: Segment 4 Mentioned on the show: qz: The 10 best cheap new cars, according to Consumer Reports Carscoops: Nobody Wants These 2024 Models And Dealers Are Drowning In Inventory Carvana sold its first used car in Atlanta. Now it’s selling new cars. How to Buy a New Car in 5 Steps Odometer Rollback Is On The Rise National Association of State Parks - Locate a Park Is Annual Travel Insurance Worth It? Travel Insurance Checklist: 5 Types of Coverage To Consider Clark.com - Invest & Retire⁠   /   ⁠Retirement Calculator⁠ Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 30 Jan 2026 10:00:00 -0000 full Clark Howard Best Cheap Cars / The Secret To An Affordable Vacation Friday normally brings a ripe episode of Clark Stinks but today Clark has an update for potential car buyers.  While the cost of automobiles has been soaring, Clark reveals a surprising counterpoint: a selection of reliable, more affordable vehicles. Also in the interest of affordability, travel can easily be too costly. But there’s an often overlooked option that could help you save on spring break or a summer getaway. (Note: Clark Stinks will be back next week!).       Affordable Vehicles: Segment 1 Ask Clark: Segment 2 Affordable Vacations: Segment 3 Ask Clark: Segment 4 Mentioned on the show: qz: The 10 best cheap new cars, according to Consumer Reports Carscoops: Nobody Wants These 2024 Models And Dealers Are Drowning In Inventory Carvana sold its first used car in Atlanta. Now it’s selling new cars. How to Buy a New Car in 5 Steps Odometer Rollback Is On The Rise National Association of State Parks - Locate a Park Is Annual Travel Insurance Worth It? Travel Insurance Checklist: 5 Types of Coverage To Consider Clark.com - Invest & Retire⁠   /   ⁠Retirement Calculator⁠ Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday normally brings a ripe episode of Clark Stinks but today Clark has an update for potential car buyers.  While the cost of automobiles has been soaring, Clark reveals a surprising counterpoint: a selection of reliable, more affordable vehicles. Also in the interest of affordability, travel can easily be too costly. But there’s an often overlooked option that could help you save on spring break or a summer getaway.

(Note: Clark Stinks will be back next week!).      

  • Affordable Vehicles: Segment 1
  • Ask Clark: Segment 2
  • Affordable Vacations: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1828 01.28.26 Bypass Finfluencers / Can You Spot A Scam? Many young adults recognize the value of early saving and investing long-term. But with 61% of this age group now trusting social media "finfluencers" for investing tips, it’s more important than ever to distinguish between sound financial advice and sales pitches pushing “get rich” ripoffs and worse - conflating gambling with real investing.  Also today - Clark shares a recent story of a retired lawyer who lost $85,000 to scammers posing as Microsoft security, only to have his bank deny a refund. Con artists continue their rampant looting unabated, with ever increasing sophistication, and no one is immune. BUT, there are tells.  Learn their method of operation, how to verify account activity on your own terms, and how to protect your "keys to the kingdom" from the criminals leveraging your data against you. Finfluencers Vs The Real Thing: Segment 1 Ask Clark: Segment 2 Block The Con Job: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WPost- 61% of young adults trust social media investing tips. Should they? Ivestopedia - Investing: An Introduction Clark.com - Invest & Retire   /   Retirement Calculator What's the Best Savings Account for a Teenager? How To Open a Roth IRA Target Date Funds: Clark Howard's Favorite Retirement Investment Stock Analysis - Free Online Stock Information for Investors NYTimes: Tech Support Scammers Stole $85,000 From Him. His Bank Declined to Refund Him. Clark Howard's Take on the Chase Sapphire Reserve® Changes Should I Ditch My Southwest Airlines Credit Card? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 28 Jan 2026 10:00:00 -0000 full Clark Howard Bypass Finfluencers / Can You Spot A Scam? Many young adults recognize the value of early saving and investing long-term. But with 61% of this age group now trusting social media "finfluencers" for investing tips, it’s more important than ever to distinguish between sound financial advice and sales pitches pushing “get rich” ripoffs and worse - conflating gambling with real investing.  Also today - Clark shares a recent story of a retired lawyer who lost $85,000 to scammers posing as Microsoft security, only to have his bank deny a refund. Con artists continue their rampant looting unabated, with ever increasing sophistication, and no one is immune. BUT, there are tells.  Learn their method of operation, how to verify account activity on your own terms, and how to protect your "keys to the kingdom" from the criminals leveraging your data against you. Finfluencers Vs The Real Thing: Segment 1 Ask Clark: Segment 2 Block The Con Job: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WPost- 61% of young adults trust social media investing tips. Should they? Ivestopedia - Investing: An Introduction Clark.com - Invest & Retire   /   Retirement Calculator What's the Best Savings Account for a Teenager? How To Open a Roth IRA Target Date Funds: Clark Howard's Favorite Retirement Investment Stock Analysis - Free Online Stock Information for Investors NYTimes: Tech Support Scammers Stole $85,000 From Him. His Bank Declined to Refund Him. Clark Howard's Take on the Chase Sapphire Reserve® Changes Should I Ditch My Southwest Airlines Credit Card? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Many young adults recognize the value of early saving and investing long-term. But with 61% of this age group now trusting social media "finfluencers" for investing tips, it’s more important than ever to distinguish between sound financial advice and sales pitches pushing “get rich” ripoffs and worse - conflating gambling with real investing.  Also today - Clark shares a recent story of a retired lawyer who lost $85,000 to scammers posing as Microsoft security, only to have his bank deny a refund. Con artists continue their rampant looting unabated, with ever increasing sophistication, and no one is immune. BUT, there are tells.  Learn their method of operation, how to verify account activity on your own terms, and how to protect your "keys to the kingdom" from the criminals leveraging your data against you.

  • Finfluencers Vs The Real Thing: Segment 1
  • Ask Clark: Segment 2
  • Block The Con Job: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2358 01.27.26 Ask An Advisor With Wes Moss Is the Middle Class Shrinking? & the Quiet Power of Dividend Growth The middle class is shrinking — but perhaps not for the reason you’ve been told. While headlines often paint a bleak picture of economic decline, the underlying data reveals a much more complex and surprising transformation. Wes Moss dives into the "missing" middle class, using recent data to uncover where those families have actually gone since 1979. Also, Wes pulls back the curtain on a hidden force in the stock market: the math of dividend durability. While many investors are distracted by flashy price targets, they are overlooking a component that has historically accounted for over a third of the market's total return. Wes breaks down why a company’s dividend policy is one of the most reliable signals of financial strength and how the "quiet persistence" of dividend growth has consistently outpaced inflation for over sixty years. Mentioned on the show: Fee Only Network - Find A Financial Advisor What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Retirement Calculator Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 27, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 27 Jan 2026 10:00:00 -0000 full Clark Howard Is the Middle Class Shrinking? & the Quiet Power of Dividend Growth Is the Middle Class Shrinking? & the Quiet Power of Dividend Growth The middle class is shrinking — but perhaps not for the reason you’ve been told. While headlines often paint a bleak picture of economic decline, the underlying data reveals a much more complex and surprising transformation. Wes Moss dives into the "missing" middle class, using recent data to uncover where those families have actually gone since 1979. Also, Wes pulls back the curtain on a hidden force in the stock market: the math of dividend durability. While many investors are distracted by flashy price targets, they are overlooking a component that has historically accounted for over a third of the market's total return. Wes breaks down why a company’s dividend policy is one of the most reliable signals of financial strength and how the "quiet persistence" of dividend growth has consistently outpaced inflation for over sixty years. Mentioned on the show: Fee Only Network - Find A Financial Advisor What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Retirement Calculator Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 27, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Is the Middle Class Shrinking? & the Quiet Power of Dividend Growth

The middle class is shrinking — but perhaps not for the reason you’ve been told. While headlines often paint a bleak picture of economic decline, the underlying data reveals a much more complex and surprising transformation. Wes Moss dives into the "missing" middle class, using recent data to uncover where those families have actually gone since 1979. Also, Wes pulls back the curtain on a hidden force in the stock market: the math of dividend durability. While many investors are distracted by flashy price targets, they are overlooking a component that has historically accounted for over a third of the market's total return. Wes breaks down why a company’s dividend policy is one of the most reliable signals of financial strength and how the "quiet persistence" of dividend growth has consistently outpaced inflation for over sixty years.

Mentioned on the show:

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 27, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2386 01.26.26 Regular Retail Vs Costco / The Newly Expanded ABLE Account Today - A tale of two retail experiences. Merchants are getting eaten up by the cost of returns and stiff new policies are reflecting that, with strict deadlines and fees as high as $45 to process mailed items. By contrast, Costco continues to lead with customer-friendly policies, including a little-known "price drop" perk.  Also - The ABLE (529A) program has undergone significant expansion, with millions more people now eligible. Clark breaks down everything you need to know, including a NEVER NEVER rule to protect your wallet.  Many Unhappy Returns: Segment 1 Ask Clark: Segment 2 The Updated 529A: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco Home Insurance: 5 Things To Know Before You Buy It Costco Car Insurance: 5 Things To Know Before You Get a Policy Travel Alert: New Requirement for UK Travelers European Travel Information and Authorisation System (ETIAS) What Is an ABLE Account? 10 Clark Howard 'Never, Not Ever' Rules To Protect Your Money Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Jan 2026 10:00:00 -0000 full Clark Howard Regular Retail Vs Costco / The Newly Expanded ABLE Account Today - A tale of two retail experiences. Merchants are getting eaten up by the cost of returns and stiff new policies are reflecting that, with strict deadlines and fees as high as $45 to process mailed items. By contrast, Costco continues to lead with customer-friendly policies, including a little-known "price drop" perk.  Also - The ABLE (529A) program has undergone significant expansion, with millions more people now eligible. Clark breaks down everything you need to know, including a NEVER NEVER rule to protect your wallet.  Many Unhappy Returns: Segment 1 Ask Clark: Segment 2 The Updated 529A: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco Home Insurance: 5 Things To Know Before You Buy It Costco Car Insurance: 5 Things To Know Before You Get a Policy Travel Alert: New Requirement for UK Travelers European Travel Information and Authorisation System (ETIAS) What Is an ABLE Account? 10 Clark Howard 'Never, Not Ever' Rules To Protect Your Money Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - A tale of two retail experiences. Merchants are getting eaten up by the cost of returns and stiff new policies are reflecting that, with strict deadlines and fees as high as $45 to process mailed items. By contrast, Costco continues to lead with customer-friendly policies, including a little-known "price drop" perk.  Also - The ABLE (529A) program has undergone significant expansion, with millions more people now eligible. Clark breaks down everything you need to know, including a NEVER NEVER rule to protect your wallet. 

  • Many Unhappy Returns: Segment 1
  • Ask Clark: Segment 2
  • The Updated 529A: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1853 01.23.26 Clark Answers His Critics on Clark Stinks / Owning Rental Property Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in this episode, Clark shares a narrow set of strategies for becoming a landlord successfully in today’s fraught housing market. To determine if a property is a viable investment, know the classic 1% rule. Clark Stinks: Segments 1 & 2 Investment Real Estate: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Sell, Cancel or Get Rid of Your Timeshare How To Make Your Venmo Transactions Private Homeowners Insurance Archives - Clark Howard Teslarati: Tesla partners with Lemonade for new insurance program 10 Things Homeowners Insurance Doesn't Always Cover How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Should You Invest in a Rental Home? Here's Clark's 1% Rule Why Clark Howard Says It Isn’t a Good Time To Become a Landlord What Is a Solo 401(k) and How Does It Work? Roth vs. Traditional 401(k): What's the Difference? What Is a SEP IRA and Who Is Eligible? What Is the Highest Credit Score? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 23 Jan 2026 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Owning Rental Property Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in this episode, Clark shares a narrow set of strategies for becoming a landlord successfully in today’s fraught housing market. To determine if a property is a viable investment, know the classic 1% rule. Clark Stinks: Segments 1 & 2 Investment Real Estate: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Sell, Cancel or Get Rid of Your Timeshare How To Make Your Venmo Transactions Private Homeowners Insurance Archives - Clark Howard Teslarati: Tesla partners with Lemonade for new insurance program 10 Things Homeowners Insurance Doesn't Always Cover How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Should You Invest in a Rental Home? Here's Clark's 1% Rule Why Clark Howard Says It Isn’t a Good Time To Become a Landlord What Is a Solo 401(k) and How Does It Work? Roth vs. Traditional 401(k): What's the Difference? What Is a SEP IRA and Who Is Eligible? What Is the Highest Credit Score? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in this episode, Clark shares a narrow set of strategies for becoming a landlord successfully in today’s fraught housing market. To determine if a property is a viable investment, know the classic 1% rule.

  • Clark Stinks: Segments 1 & 2
  • Investment Real Estate: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1807 01.21.26 Appeal Health Insurance Denials / Fight Skyrocketing Power Bills Clark dives into the predatory world of health insurance, where companies are under fire for "strategy-based" claim denials - and consumers are faced with outrageous hospital bills. Clark explains why and how you must self-advocate as a customer.  Also, as power bills surge due in large part to data centers, you’re not a sitting duck. Clark argues that you shouldn't have to subsidize the energy needs of big tech, and explores the "secret weapons" available to homeowners and renters alike. Appeal Medical Denials: Segment 1 Ask Clark: Segment 2 Fight The Power (Bills): Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Should You Do if Your Insurance Claim Is Denied? Clark Howard and the Prostate Cancer Foundation How to understand a medical bill and EOB American Medical Association States & Territories How to Freeze Your Child's Credit The U.S. may have a secret weapon against rising electricity prices This startup is building a network of home batteries to help solve the grid’s woes How To Save Money on Utilities What Are Solid-State Batteries, and Why Do They Matter for Electric Vehicles? Which Home Security Systems Rank Better Than Ring? Where Should I Set Up My Health Savings Account (HSA)? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 Jan 2026 10:00:00 -0000 full Clark Howard Clark dives into the predatory world of health insurance, where companies are under fire for "strategy-based" claim denials - and consumers are faced with outrageous hospital bills. Clark explains why and how you must self-advocate as a customer.  Also, as power bills surge due in large part to data centers, you’re not a sitting duck. Clark argues that you shouldn't have to subsidize the energy needs of big tech, and explores the "secret weapons" available to homeowners and renters alike. Appeal Medical Denials: Segment 1 Ask Clark: Segment 2 Fight The Power (Bills): Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Should You Do if Your Insurance Claim Is Denied? Clark Howard and the Prostate Cancer Foundation How to understand a medical bill and EOB American Medical Association States & Territories How to Freeze Your Child's Credit The U.S. may have a secret weapon against rising electricity prices This startup is building a network of home batteries to help solve the grid’s woes How To Save Money on Utilities What Are Solid-State Batteries, and Why Do They Matter for Electric Vehicles? Which Home Security Systems Rank Better Than Ring? Where Should I Set Up My Health Savings Account (HSA)? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark dives into the predatory world of health insurance, where companies are under fire for "strategy-based" claim denials - and consumers are faced with outrageous hospital bills. Clark explains why and how you must self-advocate as a customer.  Also, as power bills surge due in large part to data centers, you’re not a sitting duck. Clark argues that you shouldn't have to subsidize the energy needs of big tech, and explores the "secret weapons" available to homeowners and renters alike.

  • Appeal Medical Denials: Segment 1
  • Ask Clark: Segment 2
  • Fight The Power (Bills): Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1878 01.20.26 Ask An Advisor With Wes Moss Large Cap vs. Small Cap: Which Is Best? & Why Your Returns Don’t Match the Headlines With the median S&P 500 company now valued at $35 billion and "Mega Caps" like Microsoft reaching the $3+ trillion mark, the scale of the market has reached levels that are difficult to even conceptualize. While large caps have dominated the last three years with returns, Wes highlights why investors shouldn't ignore small and mid-cap categories. With small caps currently catching up in 2026 and offering more attractive valuations, diversifying beyond the top 10 stocks in the S&P 500 is more critical than ever. Also, have you ever wondered why individual investors consistently underperform the broader market. While the S&P 500 has averaged a 13% return over the last decade, the average balanced investor has seen closer to 8%. Wes discusses the framework needed to stop chasing headlines and start building long-term wealth. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 20, 2026, Ask an Advisor episode of the Clark Howard podcast.. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 20 Jan 2026 10:00:00 -0000 full Clark Howard Large Cap vs. Small Cap: Which Is Best? & Why Your Returns Don’t Match the Headlines Large Cap vs. Small Cap: Which Is Best? & Why Your Returns Don’t Match the Headlines With the median S&P 500 company now valued at $35 billion and "Mega Caps" like Microsoft reaching the $3+ trillion mark, the scale of the market has reached levels that are difficult to even conceptualize. While large caps have dominated the last three years with returns, Wes highlights why investors shouldn't ignore small and mid-cap categories. With small caps currently catching up in 2026 and offering more attractive valuations, diversifying beyond the top 10 stocks in the S&P 500 is more critical than ever. Also, have you ever wondered why individual investors consistently underperform the broader market. While the S&P 500 has averaged a 13% return over the last decade, the average balanced investor has seen closer to 8%. Wes discusses the framework needed to stop chasing headlines and start building long-term wealth. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 20, 2026, Ask an Advisor episode of the Clark Howard podcast.. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Large Cap vs. Small Cap: Which Is Best? & Why Your Returns Don’t Match the Headlines

With the median S&P 500 company now valued at $35 billion and "Mega Caps" like Microsoft reaching the $3+ trillion mark, the scale of the market has reached levels that are difficult to even conceptualize. While large caps have dominated the last three years with returns, Wes highlights why investors shouldn't ignore small and mid-cap categories. With small caps currently catching up in 2026 and offering more attractive valuations, diversifying beyond the top 10 stocks in the S&P 500 is more critical than ever. Also, have you ever wondered why individual investors consistently underperform the broader market. While the S&P 500 has averaged a 13% return over the last decade, the average balanced investor has seen closer to 8%. Wes discusses the framework needed to stop chasing headlines and start building long-term wealth.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 20, 2026, Ask an Advisor episode of the Clark Howard podcast.. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2140 01.19.26 The Condo Market Now / Moving Abroad The condo market is struggling around the country, particularly in coastal areas. This creates both opportunity and hazard for potential buyers, and insurance is certainly a factor. Speaking of moving, more and more Americans are moving overseas to save money or retire. Should you become an expat? Clark shares his essential "test drive" rule for anyone considering an international move and breaks down the vital questions you need answered before you commit, concerning taxation, safety, and healthcare. Buying A Condo: Segment 1 Ask Clark: Segment 2 Should You Retire Abroad?: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Condo Market Hasn’t Been This Bad in Over a Decade - WSJ 5 Reasons Policymakers Should Prioritize Disaster Resilience Verizon + Openbank Savings Why Does Clark Howard Wear 2 Watches? More Middle-Income Americans Are Trying to Make a New Life Overseas - WSJ Best 529 College Savings Plans By State What's the Best Savings Account for a Teenager? My Social Security: The Free Account Everyone Needs To Set Up Before Retirement Mint Mobile Introduces 5G Home Internet From $30/Month 2026 MLK Day Service Project Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Jan 2026 10:00:00 -0000 full Clark Howard The Condo Market Now / Moving Abroad The condo market is struggling around the country, particularly in coastal areas. This creates both opportunity and hazard for potential buyers, and insurance is certainly a factor. Speaking of moving, more and more Americans are moving overseas to save money or retire. Should you become an expat? Clark shares his essential "test drive" rule for anyone considering an international move and breaks down the vital questions you need answered before you commit, concerning taxation, safety, and healthcare. Buying A Condo: Segment 1 Ask Clark: Segment 2 Should You Retire Abroad?: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Condo Market Hasn’t Been This Bad in Over a Decade - WSJ 5 Reasons Policymakers Should Prioritize Disaster Resilience Verizon + Openbank Savings Why Does Clark Howard Wear 2 Watches? More Middle-Income Americans Are Trying to Make a New Life Overseas - WSJ Best 529 College Savings Plans By State What's the Best Savings Account for a Teenager? My Social Security: The Free Account Everyone Needs To Set Up Before Retirement Mint Mobile Introduces 5G Home Internet From $30/Month 2026 MLK Day Service Project Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The condo market is struggling around the country, particularly in coastal areas. This creates both opportunity and hazard for potential buyers, and insurance is certainly a factor. Speaking of moving, more and more Americans are moving overseas to save money or retire. Should you become an expat? Clark shares his essential "test drive" rule for anyone considering an international move and breaks down the vital questions you need answered before you commit, concerning taxation, safety, and healthcare.

  • Buying A Condo: Segment 1
  • Ask Clark: Segment 2
  • Should You Retire Abroad?: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1946 01.16.26 Clark Answers His Critics on Clark Stinks / An Entrepreneurial Moment Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in this episode, the job market is in a lower gear as businesses continue to lay off employees and slow hiring. Clark’s take? There’s an opportunity in the marketplace. If you’ve been laid off or you feel anxious about your job right now, consider Clark’s perspective as a lifelong entrepreneur.  Clark Stinks: Segments 1 & 2 When 1 Door Closes…: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 7 Money Mistakes You Might Be Making at the Gas Station Is Now a Good Time To Refinance Your Mortgage? Why You Should Avoid These Free Offers From Verizon, AT&T and T-Mobile The Best Cell Phone Plan Deals in January Top 7 Ways To Shop Safely Online Costco Travel: 5 Things To Know Before You Book 5 Things to Know About the Costco Car Rental Program SCORE: Free Small Business Mentorship and Resources What Is an HSA Account and How Does It Work? Where Should I Set Up My Health Savings Account (HSA)? The best deals on TVs available now! Report: The #1 Internet Provider in America Internet Price War: Why Now Is a Good Time To Threaten To Cancel Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 16 Jan 2026 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / An Entrepreneurial Moment Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in this episode, the job market is in a lower gear as businesses continue to lay off employees and slow hiring. Clark’s take? There’s an opportunity in the marketplace. If you’ve been laid off or you feel anxious about your job right now, consider Clark’s perspective as a lifelong entrepreneur.  Clark Stinks: Segments 1 & 2 When 1 Door Closes…: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 7 Money Mistakes You Might Be Making at the Gas Station Is Now a Good Time To Refinance Your Mortgage? Why You Should Avoid These Free Offers From Verizon, AT&T and T-Mobile The Best Cell Phone Plan Deals in January Top 7 Ways To Shop Safely Online Costco Travel: 5 Things To Know Before You Book 5 Things to Know About the Costco Car Rental Program SCORE: Free Small Business Mentorship and Resources What Is an HSA Account and How Does It Work? Where Should I Set Up My Health Savings Account (HSA)? The best deals on TVs available now! Report: The #1 Internet Provider in America Internet Price War: Why Now Is a Good Time To Threaten To Cancel Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in this episode, the job market is in a lower gear as businesses continue to lay off employees and slow hiring. Clark’s take? There’s an opportunity in the marketplace. If you’ve been laid off or you feel anxious about your job right now, consider Clark’s perspective as a lifelong entrepreneur. 

  • Clark Stinks: Segments 1 & 2
  • When 1 Door Closes…: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1874 01.14.26 Travel Buyer Beware / Clarkonomics: The 2026 Growth Recession Today Clark shares an important warning about booking travel - info that could save you from becoming stranded or banned from a major airline. Also - Taking into account our current K-shaped economy, a softening job market, and inflation projections, Clark explains the potential for a “growth recession”, and gives you the classic playbook for an uncertain economy.   Travel Booking Alert: Segment 1 Ask Clark: Segment 2 Survive The Growth Recession: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Warning: The Hidden Danger of Cheap Flights How To Plan a Trip: Clark's Best Travel Tips To Save Money Travel Archives - Clark Howard   /   Today's Top Travel Deals Will TSA PreCheck® Still Be Worth It After New Rule Change? Clark Howard’s Economy Predictions in 2026⁠⁠ Emergency Fund: Everything You Need to Know How To Save Money: Spend Less & Build Your Savings 17 Extreme Money-Saving Tips How Many Bank Accounts Should You Have? - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 14 Jan 2026 10:00:00 -0000 full Clark Howard Travel Buyer Beware / Clarkonomics: The 2026 Growth Recession Today Clark shares an important warning about booking travel - info that could save you from becoming stranded or banned from a major airline. Also - Taking into account our current K-shaped economy, a softening job market, and inflation projections, Clark explains the potential for a “growth recession”, and gives you the classic playbook for an uncertain economy.   Travel Booking Alert: Segment 1 Ask Clark: Segment 2 Survive The Growth Recession: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Warning: The Hidden Danger of Cheap Flights How To Plan a Trip: Clark's Best Travel Tips To Save Money Travel Archives - Clark Howard   /   Today's Top Travel Deals Will TSA PreCheck® Still Be Worth It After New Rule Change? Clark Howard’s Economy Predictions in 2026⁠⁠ Emergency Fund: Everything You Need to Know How To Save Money: Spend Less & Build Your Savings 17 Extreme Money-Saving Tips How Many Bank Accounts Should You Have? - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today Clark shares an important warning about booking travel - info that could save you from becoming stranded or banned from a major airline. Also - Taking into account our current K-shaped economy, a softening job market, and inflation projections, Clark explains the potential for a “growth recession”, and gives you the classic playbook for an uncertain economy.  

  • Travel Booking Alert: Segment 1
  • Ask Clark: Segment 2
  • Survive The Growth Recession: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1803 01.13.26 Ask An Advisor With Wes Moss Is It Time To Sell Berkshire Hathaway? & 5 Predictions for Investors in 2026 In this episode, Clark Howard and Wes Moss dive deep into the legacy of Warren Buffett and what the future holds for Berkshire Hathaway as it enters a new chapter. Wes breaks down the staggering math of Buffett’s success, and Clark discusses the "jockey vs. the horse" theory, questioning if the company can maintain its magic without Buffett at the helm. Also, Wes provides his definitive 2026 market outlook by answering five critical questions for investors. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 13, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 13 Jan 2026 10:00:00 -0000 full Clark Howard Is It Time To Sell Berkshire Hathaway? & 5 Predictions for Investors in 2026 Is It Time To Sell Berkshire Hathaway? & 5 Predictions for Investors in 2026 In this episode, Clark Howard and Wes Moss dive deep into the legacy of Warren Buffett and what the future holds for Berkshire Hathaway as it enters a new chapter. Wes breaks down the staggering math of Buffett’s success, and Clark discusses the "jockey vs. the horse" theory, questioning if the company can maintain its magic without Buffett at the helm. Also, Wes provides his definitive 2026 market outlook by answering five critical questions for investors. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 13, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Is It Time To Sell Berkshire Hathaway? & 5 Predictions for Investors in 2026

In this episode, Clark Howard and Wes Moss dive deep into the legacy of Warren Buffett and what the future holds for Berkshire Hathaway as it enters a new chapter. Wes breaks down the staggering math of Buffett’s success, and Clark discusses the "jockey vs. the horse" theory, questioning if the company can maintain its magic without Buffett at the helm. Also, Wes provides his definitive 2026 market outlook by answering five critical questions for investors.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 13, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!
Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2111 01.12.26 A Plan For Credit Card Debt / Online Grocery Prices So many of us struggle with credit card debt, which can be especially acute after the holidays. Clark shares some eye-opening stats, and a 3 step approach to getting debt under control.  Also, does ordering groceries online save you money, or rip you off? Clark updates the dynamic pricing angle and online options.  Credit Card Debt: Segment 1 Ask Clark: Segment 2 Online Grocery Shopping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Credit Card Debt Consolidation: 3 Paths To Consider, 2 To Avoid Clark Howard's Credit Card Debt Elimination Strategy How Do You Pay off Credit Card Debt? 6 Things To Know Before Contacting the National Foundation for Credit Counseling How the Capital One-Discover Merger Impacts This Big Clark Credit Card Rule Why You Need To Lock Your Brokerage Account Today Protect Your Brokerage Accounts From ACATS Transfer Fraud 5 Best Grocery Delivery Services Travel Insurance Checklist: 5 Types of Coverage To Consider What Should You Do if Your Insurance Claim Is Denied? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Jan 2026 10:00:00 -0000 full Clark Howard A Plan For Credit Card Debt / Online Grocery Prices So many of us struggle with credit card debt, which can be especially acute after the holidays. Clark shares some eye-opening stats, and a 3 step approach to getting debt under control.  Also, does ordering groceries online save you money, or rip you off? Clark updates the dynamic pricing angle and online options.  Credit Card Debt: Segment 1 Ask Clark: Segment 2 Online Grocery Shopping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Credit Card Debt Consolidation: 3 Paths To Consider, 2 To Avoid Clark Howard's Credit Card Debt Elimination Strategy How Do You Pay off Credit Card Debt? 6 Things To Know Before Contacting the National Foundation for Credit Counseling How the Capital One-Discover Merger Impacts This Big Clark Credit Card Rule Why You Need To Lock Your Brokerage Account Today Protect Your Brokerage Accounts From ACATS Transfer Fraud 5 Best Grocery Delivery Services Travel Insurance Checklist: 5 Types of Coverage To Consider What Should You Do if Your Insurance Claim Is Denied? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices So many of us struggle with credit card debt, which can be especially acute after the holidays. Clark shares some eye-opening stats, and a 3 step approach to getting debt under control.  Also, does ordering groceries online save you money, or rip you off? Clark updates the dynamic pricing angle and online options. 

  • Credit Card Debt: Segment 1
  • Ask Clark: Segment 2
  • Online Grocery Shopping: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1953 01.09.26 Clark Answers His Critics on Clark Stinks / The Future Of Auto Insurance Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in this episode - After years of increases, there’s potentially good news on the auto insurance front. Clark looks at industry trends that point to lower costs for car insurance.  Clark Stinks: Segments 1 & 2 Auto Insurance Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Certificate of Deposit (CD): What Is It, Best Places To Open One Clark's Road Trip Hack: Renting a Car vs. Driving Your Own Credit Card Car Rental Insurance: What You Need To Know Should I Buy Additional Insurance From a Rental Car Company? Today's Top Travel Deals Will Auto Insurance Rates Finally Drop in 2026? Why You Need To Shop Your Auto Insurance ASAP Teslarati: Tesla partners with Lemonade for new insurance program Should You Allow Your Auto Insurance To Monitor Your Driving? How Should I Handle Car Insurance for My Teenage Driver? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 09 Jan 2026 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / The Future Of Auto Insurance Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in this episode - After years of increases, there’s potentially good news on the auto insurance front. Clark looks at industry trends that point to lower costs for car insurance.  Clark Stinks: Segments 1 & 2 Auto Insurance Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Certificate of Deposit (CD): What Is It, Best Places To Open One Clark's Road Trip Hack: Renting a Car vs. Driving Your Own Credit Card Car Rental Insurance: What You Need To Know Should I Buy Additional Insurance From a Rental Car Company? Today's Top Travel Deals Will Auto Insurance Rates Finally Drop in 2026? Why You Need To Shop Your Auto Insurance ASAP Teslarati: Tesla partners with Lemonade for new insurance program Should You Allow Your Auto Insurance To Monitor Your Driving? How Should I Handle Car Insurance for My Teenage Driver? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in this episode - After years of increases, there’s potentially good news on the auto insurance front. Clark looks at industry trends that point to lower costs for car insurance. 

  • Clark Stinks: Segments 1 & 2
  • Auto Insurance Prices: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2216 01.07.26 What Early Tax Filers Need To Know / When To Take Social Security This time of year tax forms start landing in your mailbox. Clark clears the confusion and misinformation around the IRS’s Direct File vs Free File offerings. Also, a topic sure to generate a lot of Clark Stinks - Clark’s opinion on why you should wait until age 70 to take social security - with two exceptions. Tax Filing Changes: Segment 1 Ask Clark: Segment 2 Social Security: Segment 3 Ask Clark: Segment 4 Mentioned on the show: IRS Direct File won't be available next year. Here's what that means for taxpayers Which Documents Should You Keep and for How Long? How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Will Social Security Run Out? When Is the Best Time To Collect Social Security? Wait Until 70 to Claim Social Security. Don’t Let These Myths Convince You Otherwise Where Should I Set Up My Health Savings Account (HSA)? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 07 Jan 2026 10:00:00 -0000 full Clark Howard What Early Tax Filers Need To Know / When To Take Social Security This time of year tax forms start landing in your mailbox. Clark clears the confusion and misinformation around the IRS’s Direct File vs Free File offerings. Also, a topic sure to generate a lot of Clark Stinks - Clark’s opinion on why you should wait until age 70 to take social security - with two exceptions. Tax Filing Changes: Segment 1 Ask Clark: Segment 2 Social Security: Segment 3 Ask Clark: Segment 4 Mentioned on the show: IRS Direct File won't be available next year. Here's what that means for taxpayers Which Documents Should You Keep and for How Long? How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Will Social Security Run Out? When Is the Best Time To Collect Social Security? Wait Until 70 to Claim Social Security. Don’t Let These Myths Convince You Otherwise Where Should I Set Up My Health Savings Account (HSA)? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices This time of year tax forms start landing in your mailbox. Clark clears the confusion and misinformation around the IRS’s Direct File vs Free File offerings. Also, a topic sure to generate a lot of Clark Stinks - Clark’s opinion on why you should wait until age 70 to take social security - with two exceptions.

  • Tax Filing Changes: Segment 1
  • Ask Clark: Segment 2
  • Social Security: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1721 01.06.26 Ask An Advisor With Wes Moss Are You Wealthy? Use These Numbers To Find Out & Simple Math Behind Millionaires Are you curious how your net worth compares to the rest of the country? Wes Moss dives into the latest data from the Federal Reserve’s Study of Consumer Finances and top financial institutions to paint a clear picture of wealth in America today. Also, Wes helps to draw the roadmap for the next generation of millionaires. Inspired by the wisdom of the Clark Howard community, Wes outlines a simple, repeatable blueprint for financial freedom. By focusing on patience and the power of consistent contributions, reaching a seven-figure nest egg is more achievable than ever. Whether you are starting with $1,000 a month or aiming to max out your 401(k), we show you how a few decades of discipline can transform your financial future and put you on the path to becoming a "financial force of nature." Mentioned on the show: Retirement Calculator Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 6, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 06 Jan 2026 10:00:00 -0000 full Clark Howard Are You Wealthy? Use These Numbers To Find Out & Simple Math Behind Millionaires Are You Wealthy? Use These Numbers To Find Out & Simple Math Behind Millionaires Are you curious how your net worth compares to the rest of the country? Wes Moss dives into the latest data from the Federal Reserve’s Study of Consumer Finances and top financial institutions to paint a clear picture of wealth in America today. Also, Wes helps to draw the roadmap for the next generation of millionaires. Inspired by the wisdom of the Clark Howard community, Wes outlines a simple, repeatable blueprint for financial freedom. By focusing on patience and the power of consistent contributions, reaching a seven-figure nest egg is more achievable than ever. Whether you are starting with $1,000 a month or aiming to max out your 401(k), we show you how a few decades of discipline can transform your financial future and put you on the path to becoming a "financial force of nature." Mentioned on the show: Retirement Calculator Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 6, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Are You Wealthy? Use These Numbers To Find Out & Simple Math Behind Millionaires

Are you curious how your net worth compares to the rest of the country? Wes Moss dives into the latest data from the Federal Reserve’s Study of Consumer Finances and top financial institutions to paint a clear picture of wealth in America today. Also, Wes helps to draw the roadmap for the next generation of millionaires. Inspired by the wisdom of the Clark Howard community, Wes outlines a simple, repeatable blueprint for financial freedom. By focusing on patience and the power of consistent contributions, reaching a seven-figure nest egg is more achievable than ever. Whether you are starting with $1,000 a month or aiming to max out your 401(k), we show you how a few decades of discipline can transform your financial future and put you on the path to becoming a "financial force of nature."

Mentioned on the show: Retirement Calculator

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 6, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2084 01.05.25 How To Handle A Hospital Bill / Lower Power Costs Never assume a hospital bill is correct. What’s the first thing to ask for? Clark discusses how to handle these bills, and a new way to help get a hospital bill reduced. And speaking of reduced bills, how about a lower heating bill? Clark shares some new innovations to help you Spend Less on home energy.  Lower Hospital Bills: Segment 1 Ask Clark: Segment 2 Lower Energy Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Patient uses AI to reduce hospital bill by 83% - HumbleDollar AI is helping patients fight insurance company denials Can a Patient Advocate Help With Your Medical Bills? Are Extended Warranties Ever Worth It? This paint-like coating lets buildings collect water from the air I tried a sleek new window heat pump that can be installed in less than an hour 10 Ways To Lower Your Heating Bill What Is Service Line Insurance and Do I Need It? Scam Alert: How To Avoid Home Title Theft Home Title Lock: Is It the Same As Home Title Insurance? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Jan 2026 10:00:00 -0000 full Clark Howard Never assume a hospital bill is correct. What’s the first thing to ask for? Clark discusses how to handle these bills, and a new way to help get a hospital bill reduced. And speaking of reduced bills, how about a lower heating bill? Clark shares some new innovations to help you Spend Less on home energy.  Lower Hospital Bills: Segment 1 Ask Clark: Segment 2 Lower Energy Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Patient uses AI to reduce hospital bill by 83% - HumbleDollar AI is helping patients fight insurance company denials Can a Patient Advocate Help With Your Medical Bills? Are Extended Warranties Ever Worth It? This paint-like coating lets buildings collect water from the air I tried a sleek new window heat pump that can be installed in less than an hour 10 Ways To Lower Your Heating Bill What Is Service Line Insurance and Do I Need It? Scam Alert: How To Avoid Home Title Theft Home Title Lock: Is It the Same As Home Title Insurance? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Never assume a hospital bill is correct. What’s the first thing to ask for? Clark discusses how to handle these bills, and a new way to help get a hospital bill reduced. And speaking of reduced bills, how about a lower heating bill? Clark shares some new innovations to help you Spend Less on home energy. 

  • Lower Hospital Bills: Segment 1
  • Ask Clark: Segment 2
  • Lower Energy Bills: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1727 01.02.26 2026 Smarter Spending Resolution / Clark Answers His Critics on Clark Stinks Clark kicks off the new year discussing how you can rethink your buying decisions moving forward.  And of course, Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Rethink Buying Decisions: Segment 1 Ask Clark: Segment 2 Clark Stinks: Segments 3 &4 Mentioned on the show: NYT: Shoppers Turn to Discounts and Debt, but Not Just for Holidays Is Borrowing Money With Affordable Payments To Buy Nice Things Really So Bad? How to Save Money on Groceries: 22 Clever Ways How to Shop for Lower Car Insurance How Often Should You Re-Shop Insurance? Life Insurance Archives - Clark Howard How To Get the Best Price Possible Shopping Online Backdoor Roth IRA: How High Earners Can Still Contribute 5 Tips To Protect Your Digital Privacy Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 02 Jan 2026 10:00:00 -0000 full Clark Howard 2026 Smarter Spending Resolution / Clark Answers His Critics on Clark Stinks Clark kicks off the new year discussing how you can rethink your buying decisions moving forward.  And of course, Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Rethink Buying Decisions: Segment 1 Ask Clark: Segment 2 Clark Stinks: Segments 3 &4 Mentioned on the show: NYT: Shoppers Turn to Discounts and Debt, but Not Just for Holidays Is Borrowing Money With Affordable Payments To Buy Nice Things Really So Bad? How to Save Money on Groceries: 22 Clever Ways How to Shop for Lower Car Insurance How Often Should You Re-Shop Insurance? Life Insurance Archives - Clark Howard How To Get the Best Price Possible Shopping Online Backdoor Roth IRA: How High Earners Can Still Contribute 5 Tips To Protect Your Digital Privacy Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark kicks off the new year discussing how you can rethink your buying decisions moving forward.  And of course, Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. 

  • Rethink Buying Decisions: Segment 1
  • Ask Clark: Segment 2
  • Clark Stinks: Segments 3 &4


Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1923 12.30.25 Ask An Advisor With Wes Moss Little-Known '3.6 Rule' for a Happy Retirement & Is the Job Market Good or Bad? Wes Moss dives into the critical connection between social capital and financial security, revealing a surprising "magic number" from his 2025 Money and Happiness in America Study. While most people focus strictly on their 401(k), the data shows that intentionality in your social life is just as vital as intentionality in your investments. Also, Wes breaks down the latest labor data to determine if the "Goldilocks" era of employment is here to stay. With the unemployment rate ticking up to 4.6%, Wes looks past the headlines to analyze the Employment-Population Ratio, which remains strong. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the December 30, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 30 Dec 2025 10:00:00 -0000 full Clark Howard Little-Known '3.6 Rule' for a Happy Retirement & Is the Job Market Good or Bad? Little-Known '3.6 Rule' for a Happy Retirement & Is the Job Market Good or Bad? Wes Moss dives into the critical connection between social capital and financial security, revealing a surprising "magic number" from his 2025 Money and Happiness in America Study. While most people focus strictly on their 401(k), the data shows that intentionality in your social life is just as vital as intentionality in your investments. Also, Wes breaks down the latest labor data to determine if the "Goldilocks" era of employment is here to stay. With the unemployment rate ticking up to 4.6%, Wes looks past the headlines to analyze the Employment-Population Ratio, which remains strong. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the December 30, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Little-Known '3.6 Rule' for a Happy Retirement & Is the Job Market Good or Bad?

Wes Moss dives into the critical connection between social capital and financial security, revealing a surprising "magic number" from his 2025 Money and Happiness in America Study. While most people focus strictly on their 401(k), the data shows that intentionality in your social life is just as vital as intentionality in your investments. Also, Wes breaks down the latest labor data to determine if the "Goldilocks" era of employment is here to stay. With the unemployment rate ticking up to 4.6%, Wes looks past the headlines to analyze the Employment-Population Ratio, which remains strong.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the December 30, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!
Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2243 12.29.25 Save On Ride Share Services / Up In ARMs - The Adjustable-Rate Mortgage Two days from now will be a busy night for Uber and Lyft. Know how to find the best deal when you need a ride.  Also today, risky mortgages are becoming popular again. Get Clark’s best advice for buying or refinancing a home.   Save On Ride Services: Segment 1 Ask Clark: Segment 2 Risky Home Loan Resurgence: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] I tested 80 Uber and Lyft rides and found a powerful way to save Axios: America's big robotaxi rollout Do I Need To Unfreeze My Credit To Shop for Car Insurance? Is Now a Good Time To Refinance Your Mortgage? Do You Get Better Hotel Prices From Third-Party Sites or by Booking Directly? How To Save on Travel With Google Flights Clark Howard's Digital Wallet Strategy Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Dec 2025 10:00:00 -0000 full Clark Howard Save On Ride Share Services / Up In ARMs - The Adjustable-Rate Mortgage Two days from now will be a busy night for Uber and Lyft. Know how to find the best deal when you need a ride.  Also today, risky mortgages are becoming popular again. Get Clark’s best advice for buying or refinancing a home.   Save On Ride Services: Segment 1 Ask Clark: Segment 2 Risky Home Loan Resurgence: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] I tested 80 Uber and Lyft rides and found a powerful way to save Axios: America's big robotaxi rollout Do I Need To Unfreeze My Credit To Shop for Car Insurance? Is Now a Good Time To Refinance Your Mortgage? Do You Get Better Hotel Prices From Third-Party Sites or by Booking Directly? How To Save on Travel With Google Flights Clark Howard's Digital Wallet Strategy Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Two days from now will be a busy night for Uber and Lyft. Know how to find the best deal when you need a ride.  Also today, risky mortgages are becoming popular again. Get Clark’s best advice for buying or refinancing a home.  

  • Save On Ride Services: Segment 1
  • Ask Clark: Segment 2
  • Risky Home Loan Resurgence: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1771 12.23.25 Ask An Advisor With Wes Moss The Secret to Affordable Healthcare & Will Mortgage Rates Go to 5% Soon? Wes Moss reveals a critical, little-known healthcare secret that can save early retirees, job-leavers, and other Americans thousands of dollars a month on medical coverage before age 65. Hear the incredible story of Rebecca, who thought she was stuck paying $2,500/month for COBRA but discovered a way to slash her premium to less than $200 through the ACA, thanks to enhanced subsidies. Wes walks through how to use free resources to save big. Also, Wes breaks down the latest Fed rate cut and explains why it may not mean cheaper mortgages. Mentioned on the show: Calculator: ACA Enhanced Premium Tax Credit National Association of Benefits and Insurance Professionals Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the December 23, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 23 Dec 2025 10:00:00 -0000 full Clark Howard The Secret to Affordable Healthcare & Will Mortgage Rates Go to 5% Soon? The Secret to Affordable Healthcare & Will Mortgage Rates Go to 5% Soon? Wes Moss reveals a critical, little-known healthcare secret that can save early retirees, job-leavers, and other Americans thousands of dollars a month on medical coverage before age 65. Hear the incredible story of Rebecca, who thought she was stuck paying $2,500/month for COBRA but discovered a way to slash her premium to less than $200 through the ACA, thanks to enhanced subsidies. Wes walks through how to use free resources to save big. Also, Wes breaks down the latest Fed rate cut and explains why it may not mean cheaper mortgages. Mentioned on the show: Calculator: ACA Enhanced Premium Tax Credit National Association of Benefits and Insurance Professionals Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the December 23, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The Secret to Affordable Healthcare & Will Mortgage Rates Go to 5% Soon? Wes Moss reveals a critical, little-known healthcare secret that can save early retirees, job-leavers, and other Americans thousands of dollars a month on medical coverage before age 65. Hear the incredible story of Rebecca, who thought she was stuck paying $2,500/month for COBRA but discovered a way to slash her premium to less than $200 through the ACA, thanks to enhanced subsidies. Wes walks through how to use free resources to save big. Also, Wes breaks down the latest Fed rate cut and explains why it may not mean cheaper mortgages.

Mentioned on the show:

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the December 23, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2703 12.22.25 Avoid Fraud 2 Ways / The Outlook On Gas Prices Criminals are working overtime to separate you from your money this holiday. Today, hear about the fake online merchant reps ripping people off - and why you should discontinue a common ecommerce practice permanently. Also, Clark updates where we are with gas prices and the factors influencing what you pay at the pump.  Fraud Alerts: Segment 1 Ask Clark: Segment 2 Gas Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids 2025 ⁠Why You Should Never Store Your Payment Information Online 5 Things To Know About the Navy Federal cashRewards Plus Card Best Credit Cards to Use at Walmart in 2025 Be Careful with Strategies to Lower Healthcare Costs How To Save Money on Gas: 23 Ways Clark's Road Trip Hack: Renting a Car vs. Driving Your Own Why Clark Howard Refuses To Rent a Car From Hertz Cheapest Way to Rent a Car: Expert Tips How Long Should I Save Pictures of My Car Rental? Do You Get Better Hotel Prices From Third-Party Sites or Direct Booking? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Dec 2025 10:00:00 -0000 full Clark Howard Avoid Fraud 2 Ways / The Outlook On Gas Prices Criminals are working overtime to separate you from your money this holiday. Today, hear about the fake online merchant reps ripping people off - and why you should discontinue a common ecommerce practice permanently. Also, Clark updates where we are with gas prices and the factors influencing what you pay at the pump.  Fraud Alerts: Segment 1 Ask Clark: Segment 2 Gas Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids 2025 ⁠Why You Should Never Store Your Payment Information Online 5 Things To Know About the Navy Federal cashRewards Plus Card Best Credit Cards to Use at Walmart in 2025 Be Careful with Strategies to Lower Healthcare Costs How To Save Money on Gas: 23 Ways Clark's Road Trip Hack: Renting a Car vs. Driving Your Own Why Clark Howard Refuses To Rent a Car From Hertz Cheapest Way to Rent a Car: Expert Tips How Long Should I Save Pictures of My Car Rental? Do You Get Better Hotel Prices From Third-Party Sites or Direct Booking? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Criminals are working overtime to separate you from your money this holiday. Today, hear about the fake online merchant reps ripping people off - and why you should discontinue a common ecommerce practice permanently. Also, Clark updates where we are with gas prices and the factors influencing what you pay at the pump. 

  • Fraud Alerts: Segment 1
  • Ask Clark: Segment 2
  • Gas Prices: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1860 12.19.25 Clark Answers His Critics on Clark Stinks / For Christmas Procrastinators Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in today’s episode:  What if you still haven't completed your holiday shopping? Will you have to pay more this close to Christmas? Yes AND No.  Clark Stinks: Segments 1 & 2 11th Hour Retail Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids 2025 Why Every Family Needs a Code Word The Best Phone Plan For You - Compare Phone Plans Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? Warehouse Clubs Archives - Clark Howard Best Free Password Managers: 10 Top Picks Credit Card Car Rental Insurance: What You Need To Know What Can I Safely Use for Peer-to-Peer Payments? 15 Financial New Year's Resolutions for 2026 Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 19 Dec 2025 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / For Christmas Procrastinators Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in today’s episode:  What if you still haven't completed your holiday shopping? Will you have to pay more this close to Christmas? Yes AND No.  Clark Stinks: Segments 1 & 2 11th Hour Retail Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids 2025 Why Every Family Needs a Code Word The Best Phone Plan For You - Compare Phone Plans Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? Warehouse Clubs Archives - Clark Howard Best Free Password Managers: 10 Top Picks Credit Card Car Rental Insurance: What You Need To Know What Can I Safely Use for Peer-to-Peer Payments? 15 Financial New Year's Resolutions for 2026 Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in today’s episode:  What if you still haven't completed your holiday shopping? Will you have to pay more this close to Christmas? Yes AND No. 

  • Clark Stinks: Segments 1 & 2
  • 11th Hour Retail Strategy: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2172 12.17.25 Household $ Saving Tips / Housing: Buying Vs Renting How far are you willing to go to save money?  We asked our Clarkies to share their best tips and you sure represented! Today we share our  Clark Daily Newsletter survey results on the topic of frugality. Also - is home ownership still the American dream? It’s complicated. Clark discusses the decision factors involved in the largest purchase we ever make. How do you build wealth and where does a home fit into it? Frugality Hacks: Segment 1 Ask Clark: Segment 2 Weighing Homeownership: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ: The Lengths Americans Are Willing to Go to Make Every Penny Count Clark Daily Newsletter survey results Why You Should Re-Shop Your Cruise Booking a Cruise? Here Are 5 Ways To Do It for Less Is Chase Sapphire Reserve® Worth It? The median age of a first-time homebuyer in America just hit 40 years old 7 Ways To Invest In Real Estate Clark Deals   /   Clark’s Christmas Kids Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 17 Dec 2025 10:00:00 -0000 full Clark Howard Household $ Saving Tips / Housing: Buying Vs Renting How far are you willing to go to save money?  We asked our Clarkies to share their best tips and you sure represented! Today we share our  Clark Daily Newsletter survey results on the topic of frugality. Also - is home ownership still the American dream? It’s complicated. Clark discusses the decision factors involved in the largest purchase we ever make. How do you build wealth and where does a home fit into it? Frugality Hacks: Segment 1 Ask Clark: Segment 2 Weighing Homeownership: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ: The Lengths Americans Are Willing to Go to Make Every Penny Count Clark Daily Newsletter survey results Why You Should Re-Shop Your Cruise Booking a Cruise? Here Are 5 Ways To Do It for Less Is Chase Sapphire Reserve® Worth It? The median age of a first-time homebuyer in America just hit 40 years old 7 Ways To Invest In Real Estate Clark Deals   /   Clark’s Christmas Kids Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices How far are you willing to go to save money?  We asked our Clarkies to share their best tips and you sure represented! Today we share our  Clark Daily Newsletter survey results on the topic of frugality. Also - is home ownership still the American dream? It’s complicated. Clark discusses the decision factors involved in the largest purchase we ever make. How do you build wealth and where does a home fit into it?

  • Frugality Hacks: Segment 1
  • Ask Clark: Segment 2
  • Weighing Homeownership: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1805 12.16.25 Ask An Advisor With Wes Moss How To Feel Good About Spending in Retirement & Big Changes to Your 2026 Taxes Are you a lifelong saver struggling to spend your retirement nest egg? You're not alone! Many people who successfully save a significant amount face a major psychological hurdle when it comes time to shift from an accumulation mindset to a distribution (spending) mindset. Wes Moss breaks down how to overcome the psychological barrier of watching your retirement balance go down and how to finally feel good about enjoying the money you worked so hard to save. Also, Wes tackles the most timely and impactful tax changes coming up, including a checklist of six critical actions to consider before the end of the year to potentially lower your tax bill for 2026. Mentioned on the show: How To Find and Choose a Financial Advisor  Best Financial Advisors in 2025 Year-End Tax Moves Worth Your Time IRS Announces New Tax Brackets and Other Changes for 2026 What Brokerage Do You Recommend for First-Time Investors or Kids? Uniform Transfers to Minors Act (UTMA): What It Is and How It Works Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the December 16, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 16 Dec 2025 10:00:00 -0000 full Clark Howard How To Feel Good About Spending in Retirement & Big Changes to Your 2026 Taxes How To Feel Good About Spending in Retirement & Big Changes to Your 2026 Taxes Are you a lifelong saver struggling to spend your retirement nest egg? You're not alone! Many people who successfully save a significant amount face a major psychological hurdle when it comes time to shift from an accumulation mindset to a distribution (spending) mindset. Wes Moss breaks down how to overcome the psychological barrier of watching your retirement balance go down and how to finally feel good about enjoying the money you worked so hard to save. Also, Wes tackles the most timely and impactful tax changes coming up, including a checklist of six critical actions to consider before the end of the year to potentially lower your tax bill for 2026. Mentioned on the show: How To Find and Choose a Financial Advisor  Best Financial Advisors in 2025 Year-End Tax Moves Worth Your Time IRS Announces New Tax Brackets and Other Changes for 2026 What Brokerage Do You Recommend for First-Time Investors or Kids? Uniform Transfers to Minors Act (UTMA): What It Is and How It Works Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the December 16, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices How To Feel Good About Spending in Retirement & Big Changes to Your 2026 Taxes

Are you a lifelong saver struggling to spend your retirement nest egg? You're not alone! Many people who successfully save a significant amount face a major psychological hurdle when it comes time to shift from an accumulation mindset to a distribution (spending) mindset. Wes Moss breaks down how to overcome the psychological barrier of watching your retirement balance go down and how to finally feel good about enjoying the money you worked so hard to save. Also, Wes tackles the most timely and impactful tax changes coming up, including a checklist of six critical actions to consider before the end of the year to potentially lower your tax bill for 2026.

Mentioned on the show:

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the December 16, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2204 12.15.25 Protect Your Retirement Accounts / Electronic Medical Records In this episode - Brokerage accounts lack legal protection. Clark explains how criminals have figured out how to target brokerage and retirement accounts, and 2 steps you can take to protect your invested life’s savings. Plus - More doctor’s offices are moving to digital paperwork, but patient uptake is surprisingly low. Know the advantages of having electronic medical records.  Safeguard Your Investments: Segment 1 Ask Clark: Segment 2 Electronic Medical Records: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Protect Your Brokerage Accounts From ACATS Transfer Fraud Her Stocks Were Quietly Stolen From Her I.R.A.  What Can I Safely Use for Peer-to-Peer Payments? Costco Tire Center: 5 things to know about before getting new tires When Is the Best Time of Year To Buy Tires? Here's How Long Your Home Appliances Should Last Report: The #1 Appliance Brand for Customer Satisfaction Axios: Ditching the clipboard: Wellstar patients can check in digitally Do Not Give Your Social Security Number at These Places ⁠How To Get the Best Price Possible Shopping Online⁠ Secret Pricing Tricks Companies Don’t Want You To Know ⁠How To Use Camelcamelcamel ⁠Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Dec 2025 10:00:00 -0000 full Clark Howard Protect Your Retirement Accounts / Electronic Medical Records In this episode - Brokerage accounts lack legal protection. Clark explains how criminals have figured out how to target brokerage and retirement accounts, and 2 steps you can take to protect your invested life’s savings. Plus - More doctor’s offices are moving to digital paperwork, but patient uptake is surprisingly low. Know the advantages of having electronic medical records.  Safeguard Your Investments: Segment 1 Ask Clark: Segment 2 Electronic Medical Records: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Protect Your Brokerage Accounts From ACATS Transfer Fraud Her Stocks Were Quietly Stolen From Her I.R.A.  What Can I Safely Use for Peer-to-Peer Payments? Costco Tire Center: 5 things to know about before getting new tires When Is the Best Time of Year To Buy Tires? Here's How Long Your Home Appliances Should Last Report: The #1 Appliance Brand for Customer Satisfaction Axios: Ditching the clipboard: Wellstar patients can check in digitally Do Not Give Your Social Security Number at These Places ⁠How To Get the Best Price Possible Shopping Online⁠ Secret Pricing Tricks Companies Don’t Want You To Know ⁠How To Use Camelcamelcamel ⁠Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode - Brokerage accounts lack legal protection. Clark explains how criminals have figured out how to target brokerage and retirement accounts, and 2 steps you can take to protect your invested life’s savings. Plus - More doctor’s offices are moving to digital paperwork, but patient uptake is surprisingly low. Know the advantages of having electronic medical records. 

  • Safeguard Your Investments: Segment 1
  • Ask Clark: Segment 2
  • Electronic Medical Records: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

⁠Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1810 12.12.25 Clark Answers His Critics on Clark Stinks / Retirement Planning 2026 Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in today’s episode: Take it to the limit - the new retirement account limits. Clark has updates and advice to enhance your retirement saving strategy. Clark Stinks: Segments 1 & 2 Retirement Planning 2026: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Citi Double Cash® Card Review: 5 Things To Know in 2025 5 Things To Know About the Citi Strata Premier Card Cell Phones - Clark.com Can I Use HSA for DPC? Yes, Starting January 2026! Rechargeable Batteries: Are They Worth It? The Best Place To Buy Cheap Batteries 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500 Why Clark Howard Is Obsessed With Roth for Retirement Savings My Social Security: The Free Account Everyone Needs To Set Up Before Retirement Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 12 Dec 2025 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Retirement Planning 2026 Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in today’s episode: Take it to the limit - the new retirement account limits. Clark has updates and advice to enhance your retirement saving strategy. Clark Stinks: Segments 1 & 2 Retirement Planning 2026: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Citi Double Cash® Card Review: 5 Things To Know in 2025 5 Things To Know About the Citi Strata Premier Card Cell Phones - Clark.com Can I Use HSA for DPC? Yes, Starting January 2026! Rechargeable Batteries: Are They Worth It? The Best Place To Buy Cheap Batteries 401(k) limit increases to $24,500 for 2026, IRA limit increases to $7,500 Why Clark Howard Is Obsessed With Roth for Retirement Savings My Social Security: The Free Account Everyone Needs To Set Up Before Retirement Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in today’s episode: Take it to the limit - the new retirement account limits. Clark has updates and advice to enhance your retirement saving strategy.

  • Clark Stinks: Segments 1 & 2
  • Retirement Planning 2026: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1851 12.10.25 Mortgage Refinance Guidelines / Switching Banks - Easier Than You Think Is now the time to refinance your mortgage? Only if you meet certain criteria. Clark breaks it down.  Also - Are you with what Clark calls a Giant Monster Mega Bank? If so, you may be paying fees you don’t have to! Clark’s overview of the banking industry makes it clear, the regional, super regional and giant banks are not your wallet’s friend. Hear how people are migrating their money in a way that’s comfortable for them - a method called “soft switching”.  Mortgage Refi Guidelines: Segment 1 Ask Clark: Segment 2 Banish Bank Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How and When To Refinance Your Mortgage: A Step-By-Step Guide Mortgage Refinance Calculator - With Cash Out and Points What Can I Safely Use for Peer-to-Peer Payments? How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion How To Switch Banks in 4 Simple Steps Best Online Banks: Free Checking and High-Interest Savings Accounts Best Cash Management Account: Comparing Vanguard, Fidelity, and Schwab Costco Travel: 5 Things To Know Before You Book When Do You Need a Travel Agent? Clark's Christmas Kids Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 10 Dec 2025 10:00:00 -0000 full Clark Howard Mortgage Refinance Guidelines / Switching Banks - Easier Than You Think Is now the time to refinance your mortgage? Only if you meet certain criteria. Clark breaks it down.  Also - Are you with what Clark calls a Giant Monster Mega Bank? If so, you may be paying fees you don’t have to! Clark’s overview of the banking industry makes it clear, the regional, super regional and giant banks are not your wallet’s friend. Hear how people are migrating their money in a way that’s comfortable for them - a method called “soft switching”.  Mortgage Refi Guidelines: Segment 1 Ask Clark: Segment 2 Banish Bank Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How and When To Refinance Your Mortgage: A Step-By-Step Guide Mortgage Refinance Calculator - With Cash Out and Points What Can I Safely Use for Peer-to-Peer Payments? How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion How To Switch Banks in 4 Simple Steps Best Online Banks: Free Checking and High-Interest Savings Accounts Best Cash Management Account: Comparing Vanguard, Fidelity, and Schwab Costco Travel: 5 Things To Know Before You Book When Do You Need a Travel Agent? Clark's Christmas Kids Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Is now the time to refinance your mortgage? Only if you meet certain criteria. Clark breaks it down.  Also - Are you with what Clark calls a Giant Monster Mega Bank? If so, you may be paying fees you don’t have to! Clark’s overview of the banking industry makes it clear, the regional, super regional and giant banks are not your wallet’s friend. Hear how people are migrating their money in a way that’s comfortable for them - a method called “soft switching”. 

  • Mortgage Refi Guidelines: Segment 1
  • Ask Clark: Segment 2
  • Banish Bank Fees: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2015 12.09.25 Ask An Advisor With Wes Moss Costly IRA Conversion Warning & the Hidden Billions Americans Are Leaving Behind In this episode, fiduciary financial advisor Wes Moss tackles a piece of financial advice that he calls "lunacy" and "insanity" – a recent Op-Ed arguing that retirees should convert their entire Traditional IRA to a Roth IRA in a single year. Wes explains why this academic advice is a dangerous real-world strategy, warning listeners about the potential for a massive tax bill that could reach hundreds of thousands of dollars. Also, Wes addresses a sinister issue in retirement savings: billions of dollars in "forgotten" 401(k) balances. Wes warns that this money is often parked in cash or a low-interest money market, missing out on decades of critical growth. Mentioned on the show: Forgotten 401(k) Accounts Are Costing Americans Billions in Lost Investment Gains Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the December 9, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 Dec 2025 10:00:00 -0000 full Clark Howard Costly IRA Conversion Warning & the Hidden Billions Americans Are Leaving Behind Costly IRA Conversion Warning & the Hidden Billions Americans Are Leaving Behind In this episode, fiduciary financial advisor Wes Moss tackles a piece of financial advice that he calls "lunacy" and "insanity" – a recent Op-Ed arguing that retirees should convert their entire Traditional IRA to a Roth IRA in a single year. Wes explains why this academic advice is a dangerous real-world strategy, warning listeners about the potential for a massive tax bill that could reach hundreds of thousands of dollars. Also, Wes addresses a sinister issue in retirement savings: billions of dollars in "forgotten" 401(k) balances. Wes warns that this money is often parked in cash or a low-interest money market, missing out on decades of critical growth. Mentioned on the show: Forgotten 401(k) Accounts Are Costing Americans Billions in Lost Investment Gains Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the December 9, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Costly IRA Conversion Warning & the Hidden Billions Americans Are Leaving Behind

In this episode, fiduciary financial advisor Wes Moss tackles a piece of financial advice that he calls "lunacy" and "insanity" – a recent Op-Ed arguing that retirees should convert their entire Traditional IRA to a Roth IRA in a single year. Wes explains why this academic advice is a dangerous real-world strategy, warning listeners about the potential for a massive tax bill that could reach hundreds of thousands of dollars. Also, Wes addresses a sinister issue in retirement savings: billions of dollars in "forgotten" 401(k) balances. Wes warns that this money is often parked in cash or a low-interest money market, missing out on decades of critical growth.

Mentioned on the show: Forgotten 401(k) Accounts Are Costing Americans Billions in Lost Investment Gains Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the December 9, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2034 12.08.25 Empowerment: Fitness Trackers / Home Equity: When A HELOC Makes Sense Clark makes no secret of his obsession with fitness trackers. Nerd Alert: He wears three. But there’s new data that proves he’s just being, well - Clark Smart. We’re moving into an era where more devices can be monitored by healthcare providers, to potentially save lives - A true case of knowledge is power. Also, homeowners with a lot of equity can be sorely tempted to tap into that money. But when is this type of debt appropriate? And what are the best borrowing options? Clark explains the difference between a home equity loan and a HELOC in a period of lower interest rates. The New Power of Fitness Trackers: Segment 1 Ask Clark: Segment 2 The Home Equity Decision: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Apple Watch data teamed with AI reveals heart damage Why Does Clark Howard Wear 2 Watches? Why Clark Howard Is So Excited About His Wedding Band KardiaMobile Personal EKG | Kardia Personal EKG Monitor What Is an HSA Account and How Does It Work? Report: Most Popular Used Cars in America What Brokerage Do You Recommend for First-Time Investors or Kids? Target Date Funds: Clark's Favorite Retirement Investment HELOC vs. Home Equity Loan: Similarities and Differences Is a HELOC a Good Idea? The Simple Answer Home Equity Loan Calculator - Clark Howard Ed.gov - Loan Forgiveness How To Roll Over U.S. Savings Bonds Into a 529 Plan Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Dec 2025 10:00:00 -0000 full Clark Howard Empowerment: Fitness Trackers / Home Equity: When A HELOC Makes Sense Clark makes no secret of his obsession with fitness trackers. Nerd Alert: He wears three. But there’s new data that proves he’s just being, well - Clark Smart. We’re moving into an era where more devices can be monitored by healthcare providers, to potentially save lives - A true case of knowledge is power. Also, homeowners with a lot of equity can be sorely tempted to tap into that money. But when is this type of debt appropriate? And what are the best borrowing options? Clark explains the difference between a home equity loan and a HELOC in a period of lower interest rates. The New Power of Fitness Trackers: Segment 1 Ask Clark: Segment 2 The Home Equity Decision: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Apple Watch data teamed with AI reveals heart damage Why Does Clark Howard Wear 2 Watches? Why Clark Howard Is So Excited About His Wedding Band KardiaMobile Personal EKG | Kardia Personal EKG Monitor What Is an HSA Account and How Does It Work? Report: Most Popular Used Cars in America What Brokerage Do You Recommend for First-Time Investors or Kids? Target Date Funds: Clark's Favorite Retirement Investment HELOC vs. Home Equity Loan: Similarities and Differences Is a HELOC a Good Idea? The Simple Answer Home Equity Loan Calculator - Clark Howard Ed.gov - Loan Forgiveness How To Roll Over U.S. Savings Bonds Into a 529 Plan Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark makes no secret of his obsession with fitness trackers. Nerd Alert: He wears three. But there’s new data that proves he’s just being, well - Clark Smart. We’re moving into an era where more devices can be monitored by healthcare providers, to potentially save lives - A true case of knowledge is power. Also, homeowners with a lot of equity can be sorely tempted to tap into that money. But when is this type of debt appropriate? And what are the best borrowing options? Clark explains the difference between a home equity loan and a HELOC in a period of lower interest rates.

  • The New Power of Fitness Trackers: Segment 1
  • Ask Clark: Segment 2
  • The Home Equity Decision: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1890 12.05.25 Clark Answers His Critics on Clark Stinks / Recommended: Digital IDs Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in today’s episode - so many people have not taken advantage of an easy way to store identification. Why Clark thinks you should do it TODAY. Clark Stinks: Segments 1 & 2 Digital Identification: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Online Banks: Free Checking and High-Interest Savings Accounts NYTimes: How Much It Costs to Drive an E.V. and a Gas Car in Every State Where To Find the Best CD Rates Right Now Clark Howard’s New Airbnb Rule You Need To Follow The NY Times: What’s a Digital Passport and How Does It Work? Top 10 Perks of the Capital One Venture X Rewards Credit Card Credit Card Car Rental Insurance: What You Need To Know Chase Sapphire Preferred® Card Review: About the Travel Card Clark Deals Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 Dec 2025 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Recommended: Digital IDs Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in today’s episode - so many people have not taken advantage of an easy way to store identification. Why Clark thinks you should do it TODAY. Clark Stinks: Segments 1 & 2 Digital Identification: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Online Banks: Free Checking and High-Interest Savings Accounts NYTimes: How Much It Costs to Drive an E.V. and a Gas Car in Every State Where To Find the Best CD Rates Right Now Clark Howard’s New Airbnb Rule You Need To Follow The NY Times: What’s a Digital Passport and How Does It Work? Top 10 Perks of the Capital One Venture X Rewards Credit Card Credit Card Car Rental Insurance: What You Need To Know Chase Sapphire Preferred® Card Review: About the Travel Card Clark Deals Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also in today’s episode - so many people have not taken advantage of an easy way to store identification. Why Clark thinks you should do it TODAY.

  • Clark Stinks: Segments 1 & 2
  • Digital Identification: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1695 12.03.25 Choose Lifelong Learning / Supporting Adult Children What’s awesome?  The trend of lifelong learning. And in this age of emerging AI disruption and uncertainty, it seems to be catching on. Later - Not awesome: Paying expenses for your adult children when it impacts your own financial well-being over time. How prevalent is this practice? Clark shares some surprising statistics.  Life Is For Learning: Segment 1 Ask Clark: Segment 2 Parental Funding: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Where To Take Free Online Courses 12 Best College Scholarships Websites Plus Other Resources NYTimes: Why Are More Retirees Going Back to College? Why I Take Every Single Vacation Day (And You Should Too!) Is LifeLock Worth It?  /  Protect Your Identity Archives Why You Need To Lock Your Phone Number Today SIM Card Swapping: The Dangerous Cell Phone Scam How To Freeze & Unfreeze Your Credit With Experian, Equifax & TransUnion The Real Cost of Funding Adult Children: Postponing Retirement Fidelity Investments Review: Pros & Cons Roth vs. Traditional 401(k): What's the Difference? Is Chase Sapphire Reserve® Worth It? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 03 Dec 2025 10:00:00 -0000 full Clark Howard Choose Lifelong Learning / Supporting Adult Children What’s awesome?  The trend of lifelong learning. And in this age of emerging AI disruption and uncertainty, it seems to be catching on. Later - Not awesome: Paying expenses for your adult children when it impacts your own financial well-being over time. How prevalent is this practice? Clark shares some surprising statistics.  Life Is For Learning: Segment 1 Ask Clark: Segment 2 Parental Funding: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Where To Take Free Online Courses 12 Best College Scholarships Websites Plus Other Resources NYTimes: Why Are More Retirees Going Back to College? Why I Take Every Single Vacation Day (And You Should Too!) Is LifeLock Worth It?  /  Protect Your Identity Archives Why You Need To Lock Your Phone Number Today SIM Card Swapping: The Dangerous Cell Phone Scam How To Freeze & Unfreeze Your Credit With Experian, Equifax & TransUnion The Real Cost of Funding Adult Children: Postponing Retirement Fidelity Investments Review: Pros & Cons Roth vs. Traditional 401(k): What's the Difference? Is Chase Sapphire Reserve® Worth It? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices What’s awesome?  The trend of lifelong learning. And in this age of emerging AI disruption and uncertainty, it seems to be catching on. Later - Not awesome: Paying expenses for your adult children when it impacts your own financial well-being over time. How prevalent is this practice? Clark shares some surprising statistics. 

  • Life Is For Learning: Segment 1
  • Ask Clark: Segment 2
  • Parental Funding: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1759 12.02.25 Ask An Advisor With Wes Moss 50-Year Mortgage: Game Changer or Gimmick? & the Key to Winning a 401(k) Wes Moss dives into the new 50-year mortgage, which he calls a gimmick but sees one potential benefit. Since ownership is key to financial security and the median home-buying age is rising, the concept of starting the equity journey sooner is good. However, Wes and Christa talk about a huge warning if you’re considering it. Also, Wes shares a powerful story about the key to winning your 401(k). The story illustrates a real-life outcome for many Americans, emphasizing how a few years' delay or a few percentage points of savings are huge variables that compound over time. Mentioned on the show: Is Robinhood Gold Worth It? The Key to a Winning 401(k) Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the December 2, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 02 Dec 2025 10:00:00 -0000 50-Year Mortgage: Game Changer or Gimmick? & the Key to Winning a 401(k) full Clark Howard 50-Year Mortgage: Game Changer or Gimmick? & the Key to Winning a 401(k) Wes Moss dives into the new 50-year mortgage, which he calls a gimmick but sees one potential benefit. Since ownership is key to financial security and the median home-buying age is rising, the concept of starting the equity journey sooner is good. However, Wes and Christa talk about a huge warning if you’re considering it. Also, Wes shares a powerful story about the key to winning your 401(k). The story illustrates a real-life outcome for many Americans, emphasizing how a few years' delay or a few percentage points of savings are huge variables that compound over time. Mentioned on the show: Is Robinhood Gold Worth It? The Key to a Winning 401(k) Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the December 2, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices 50-Year Mortgage: Game Changer or Gimmick? & the Key to Winning a 401(k)

Wes Moss dives into the new 50-year mortgage, which he calls a gimmick but sees one potential benefit. Since ownership is key to financial security and the median home-buying age is rising, the concept of starting the equity journey sooner is good. However, Wes and Christa talk about a huge warning if you’re considering it. Also, Wes shares a powerful story about the key to winning your 401(k). The story illustrates a real-life outcome for many Americans, emphasizing how a few years' delay or a few percentage points of savings are huge variables that compound over time.

Mentioned on the show:

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the December 2, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2350 12.01.25 Homeowners- Are You Underinsured? / Designer Goods For Less We hope you had a great Thanksgiving holiday and spent time with loved ones. Something many of us are not loving - the cost of homeowner’s insurance. But there is something many of us are overlooking - whether we have ENOUGH homeowner’s insurance. Also - is there someone on your holiday list who has a thing for luxury brands? You don’t have to pay luxury prices.  Homeowner’s Insurance: Segment 1 Ask Clark: Segment 2 Lux For Less: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Much Homeowners Insurance Do I Need? Homeowners Insurance Archives - Clark Howard Credit Karma Review: Free Credit Score and More at Your Fingertips How To Monitor Your Credit How to Freeze Your Child's Credit How to Sell on Poshmark: Make Extra Money With This Online Thrift Store 401(k) Rollover: How To Roll Over a 401(k) Best 529 College Savings Plans By State Never Buy These 4 Fake Home Devices, Especially During the Holidays Clark Deals Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Dec 2025 10:00:00 -0000 full Clark Howard Homeowners- Are You Underinsured? / Designer Goods For Less We hope you had a great Thanksgiving holiday and spent time with loved ones. Something many of us are not loving - the cost of homeowner’s insurance. But there is something many of us are overlooking - whether we have ENOUGH homeowner’s insurance. Also - is there someone on your holiday list who has a thing for luxury brands? You don’t have to pay luxury prices.  Homeowner’s Insurance: Segment 1 Ask Clark: Segment 2 Lux For Less: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Much Homeowners Insurance Do I Need? Homeowners Insurance Archives - Clark Howard Credit Karma Review: Free Credit Score and More at Your Fingertips How To Monitor Your Credit How to Freeze Your Child's Credit How to Sell on Poshmark: Make Extra Money With This Online Thrift Store 401(k) Rollover: How To Roll Over a 401(k) Best 529 College Savings Plans By State Never Buy These 4 Fake Home Devices, Especially During the Holidays Clark Deals Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices We hope you had a great Thanksgiving holiday and spent time with loved ones. Something many of us are not loving - the cost of homeowner’s insurance. But there is something many of us are overlooking - whether we have ENOUGH homeowner’s insurance. Also - is there someone on your holiday list who has a thing for luxury brands? You don’t have to pay luxury prices. 

  • Homeowner’s Insurance: Segment 1
  • Ask Clark: Segment 2
  • Lux For Less: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1692 11.28.25 BEST OF: About Clark Howard + A Special Birthday Edition of Clark Stinks Happy Thanksgiving Weekend! Please enjoy this Special Best Of Birthday episode from last June. Clark returns December 1st with new ways to Save More, Spend Less and Avoid Getting Ripped Off! About Clark Howard  +  A Special Birthday Edition of Clark Stinks    Today we celebrate Clark Howard’s birthday and the many accomplishments he’s inspired - starting with Clark’s own telling of his life’s trajectory into an ongoing mission of service. And in the second half of the podcast, a sampling of the many appreciations Clarkies sent in to celebrate him today. It may be Clark Stinks day, but on this Birthday he comes out smelling like a high dollar rose bought on sale!  About Clark: Segments 1 & 2 Clark Stinks-Special BD Edition: Segments 3 & 4 Mentioned on the show: About Clark Howard Clark Howard: Habitat for Humanity Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 28 Nov 2025 10:00:00 -0000 full Clark Howard BEST OF: About Clark Howard + A Special Birthday Edition of Clark Stinks Happy Thanksgiving Weekend! Please enjoy this Special Best Of Birthday episode from last June. Clark returns December 1st with new ways to Save More, Spend Less and Avoid Getting Ripped Off! About Clark Howard  +  A Special Birthday Edition of Clark Stinks    Today we celebrate Clark Howard’s birthday and the many accomplishments he’s inspired - starting with Clark’s own telling of his life’s trajectory into an ongoing mission of service. And in the second half of the podcast, a sampling of the many appreciations Clarkies sent in to celebrate him today. It may be Clark Stinks day, but on this Birthday he comes out smelling like a high dollar rose bought on sale!  About Clark: Segments 1 & 2 Clark Stinks-Special BD Edition: Segments 3 & 4 Mentioned on the show: About Clark Howard Clark Howard: Habitat for Humanity Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Thanksgiving Weekend!

Please enjoy this Special Best Of Birthday episode from last June. Clark returns December 1st with new ways to Save More, Spend Less and Avoid Getting Ripped Off!

About Clark Howard  +  A Special Birthday Edition of Clark Stinks   

Today we celebrate Clark Howard’s birthday and the many accomplishments he’s inspired - starting with Clark’s own telling of his life’s trajectory into an ongoing mission of service. And in the second half of the podcast, a sampling of the many appreciations Clarkies sent in to celebrate him today. It may be Clark Stinks day, but on this Birthday he comes out smelling like a high dollar rose bought on sale! 

  • About Clark: Segments 1 & 2
  • Clark Stinks-Special BD Edition: Segments 3 & 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2183 11.26.25 Booking Future Travel / New Vehicle Sticker Shock! Clark shares a warning about booking any future travel, whether it’s a cruise, rental house, tour or flight - and has two specific guidelines to help protect your money. Also - Vehicles have become increasingly expensive. The average cost for a new automobile has reached an all time high. Know the Clark smart strategies for car buyers. Travel Booking: Segment 1 Ask Clark: Segment 2 Clark Smart Car Buying: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Pay for Travel with a Debit Card Travel Insurance Checklist: 5 Types of Coverage To Consider InsureMyTrip Review: Why We Like It and How to Use It Elliott Report: Home Report: The Average Price of a New Vehicle Cars Archives - Clark Howard  /  How To Buy a Used Car How To Find a Trustworthy Mechanic Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 26 Nov 2025 10:00:00 -0000 full Clark Howard Booking Future Travel / New Vehicle Sticker Shock! Clark shares a warning about booking any future travel, whether it’s a cruise, rental house, tour or flight - and has two specific guidelines to help protect your money. Also - Vehicles have become increasingly expensive. The average cost for a new automobile has reached an all time high. Know the Clark smart strategies for car buyers. Travel Booking: Segment 1 Ask Clark: Segment 2 Clark Smart Car Buying: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Pay for Travel with a Debit Card Travel Insurance Checklist: 5 Types of Coverage To Consider InsureMyTrip Review: Why We Like It and How to Use It Elliott Report: Home Report: The Average Price of a New Vehicle Cars Archives - Clark Howard  /  How To Buy a Used Car How To Find a Trustworthy Mechanic Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares a warning about booking any future travel, whether it’s a cruise, rental house, tour or flight - and has two specific guidelines to help protect your money. Also - Vehicles have become increasingly expensive. The average cost for a new automobile has reached an all time high. Know the Clark smart strategies for car buyers.

  • Travel Booking: Segment 1
  • Ask Clark: Segment 2
  • Clark Smart Car Buying: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1754 11.24.25 Spotlight: Warehouse Clubs / Scam Prevention Team Work We’re starting out this holiday week talking about one of Clark’s great loves - warehouse clubs. Clark discusses how the warehouse club business model works to offer consumers lower prices & how the big three are dominating sales. Also - With AI perfecting voice cloning and all types of scams in general, there’s now a necessary step for every family to take to protect each other and help prevent scams.  The Warehouse Club Advantage: Segment 1 Ask Clark: Segment 2 Your Family Code Word: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco vs. Sam’s Club vs. BJ’s Wholesale: Which Is Best? Warehouse Clubs Archives - Clark Howard Automatic Bill Pay: How It Works and How To Do It Safely How Long Will It Take for My Credit Score To Go Up if I Missed a Payment? Why Every Family Needs a Code Word Is It Ever OK To Co-Sign a Loan With a Family Member? Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Nov 2025 10:00:00 -0000 full Clark Howard Spotlight: Warehouse Clubs / Scam Prevention Team Work We’re starting out this holiday week talking about one of Clark’s great loves - warehouse clubs. Clark discusses how the warehouse club business model works to offer consumers lower prices & how the big three are dominating sales. Also - With AI perfecting voice cloning and all types of scams in general, there’s now a necessary step for every family to take to protect each other and help prevent scams.  The Warehouse Club Advantage: Segment 1 Ask Clark: Segment 2 Your Family Code Word: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco vs. Sam’s Club vs. BJ’s Wholesale: Which Is Best? Warehouse Clubs Archives - Clark Howard Automatic Bill Pay: How It Works and How To Do It Safely How Long Will It Take for My Credit Score To Go Up if I Missed a Payment? Why Every Family Needs a Code Word Is It Ever OK To Co-Sign a Loan With a Family Member? Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices We’re starting out this holiday week talking about one of Clark’s great loves - warehouse clubs. Clark discusses how the warehouse club business model works to offer consumers lower prices & how the big three are dominating sales. Also - With AI perfecting voice cloning and all types of scams in general, there’s now a necessary step for every family to take to protect each other and help prevent scams. 

  • The Warehouse Club Advantage: Segment 1
  • Ask Clark: Segment 2
  • Your Family Code Word: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1726 11.21.25 Clark Answers His Critics on Clark Stinks / Auto Theft: Is Your Car A Target? Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, auto thefts are down, but some vehicles are bigger targets for theft than others - and they’re probably not the models you’d expect. Do you have a car that is more likely to be stolen? Clark Stinks: Segments 1 & 2 Prevent Auto Theft: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Ditch My Southwest Airlines Credit Card? Best Airline Credit Cards for 2025: Are They Right For You? OnePay CashRewards Card: Is the New Walmart Credit Card Worth It? What Is an HSA Account and How Does It Work? CarBuzz: Hyundai And Kia Top A List They Really Don't Want To Going to college: Your guide to campus life and money How To Transfer IRA Funds to an HSA Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 21 Nov 2025 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Auto Theft: Is Your Car A Target? Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, auto thefts are down, but some vehicles are bigger targets for theft than others - and they’re probably not the models you’d expect. Do you have a car that is more likely to be stolen? Clark Stinks: Segments 1 & 2 Prevent Auto Theft: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Ditch My Southwest Airlines Credit Card? Best Airline Credit Cards for 2025: Are They Right For You? OnePay CashRewards Card: Is the New Walmart Credit Card Worth It? What Is an HSA Account and How Does It Work? CarBuzz: Hyundai And Kia Top A List They Really Don't Want To Going to college: Your guide to campus life and money How To Transfer IRA Funds to an HSA Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, auto thefts are down, but some vehicles are bigger targets for theft than others - and they’re probably not the models you’d expect. Do you have a car that is more likely to be stolen?

  • Clark Stinks: Segments 1 & 2
  • Prevent Auto Theft: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1701 11.19.25 Save More On Thanksgiving / The Clark Smart Way To Shop Online Thanksgiving is upon us and the expense can get crazy. Clark shares ways to spend less on the family feast. Later - you may be charged more when purchasing online because of the WAY you shop, among other factors. How do you know you’re getting the best price?  Clark explains “surveillance pricing”  and money saving tricks of the trade. Plus, at the very end of the podcast Clark has an important tip for Medicare Advantage plan holders. Save On Thanksgiving Dinner: Segment 1 Ask Clark: Segment 2 Savvy Shopping Online: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Aldi's Thanksgiving dinner is just $4 per person⁠ ⁠The Best Deals of Aldi's Middle Aisle in November⁠ ⁠#1 Way To Protect Yourself From Credit Card Skimmers⁠ ⁠Is a HELOC a Good Idea? The Simple Answer⁠ ⁠How To Get the Best Price Possible Shopping Online⁠ Secret Pricing Tricks Companies Don’t Want You To Know ⁠How To Use Camelcamelcamel⁠ ⁠Clark Deals - Laptops⁠ ⁠Booking a Cruise? Here Are 5 Ways To Do It for Less⁠ ⁠Don’t miss out on the early Christmas gift from your Insurance Company when your Medicare Advantage (MA) plan gets canceled. ⁠⁠ Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 19 Nov 2025 10:00:00 -0000 full Clark Howard Save More On Thanksgiving / The Clark Smart Way To Shop Online Thanksgiving is upon us and the expense can get crazy. Clark shares ways to spend less on the family feast. Later - you may be charged more when purchasing online because of the WAY you shop, among other factors. How do you know you’re getting the best price?  Clark explains “surveillance pricing”  and money saving tricks of the trade. Plus, at the very end of the podcast Clark has an important tip for Medicare Advantage plan holders. Save On Thanksgiving Dinner: Segment 1 Ask Clark: Segment 2 Savvy Shopping Online: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Aldi's Thanksgiving dinner is just $4 per person⁠ ⁠The Best Deals of Aldi's Middle Aisle in November⁠ ⁠#1 Way To Protect Yourself From Credit Card Skimmers⁠ ⁠Is a HELOC a Good Idea? The Simple Answer⁠ ⁠How To Get the Best Price Possible Shopping Online⁠ Secret Pricing Tricks Companies Don’t Want You To Know ⁠How To Use Camelcamelcamel⁠ ⁠Clark Deals - Laptops⁠ ⁠Booking a Cruise? Here Are 5 Ways To Do It for Less⁠ ⁠Don’t miss out on the early Christmas gift from your Insurance Company when your Medicare Advantage (MA) plan gets canceled. ⁠⁠ Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thanksgiving is upon us and the expense can get crazy. Clark shares ways to spend less on the family feast. Later - you may be charged more when purchasing online because of the WAY you shop, among other factors. How do you know you’re getting the best price?  Clark explains “surveillance pricing”  and money saving tricks of the trade. Plus, at the very end of the podcast Clark has an important tip for Medicare Advantage plan holders.

  • Save On Thanksgiving Dinner: Segment 1
  • Ask Clark: Segment 2
  • Savvy Shopping Online: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

⁠Don’t miss out on the early Christmas gift from your Insurance Company when your Medicare Advantage (MA) plan gets canceled. ⁠⁠

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1790 11.18.25 Ask An Advisor With Wes Moss The Ultimate Inheritance for Your Kids and Will AI Actually Create More Jobs? In this episode, Wes Moss shares the real-life story of a couple who is wrestling with the common parental dilemma of whether to pay off their son's significant student debt. While the urge to help is strong, Wes breaks down the financial reality, explaining why protecting your own retirement is actually the greatest act of love and generational generosity you can give your kids. Also, Wes shifts gears to the economy, diving into the fear that AI is taking all the jobs. Drawing on a comprehensive World Economic Forum report, he offers a surprisingly optimistic outlook: while some existing jobs will be displaced, the creation of an estimated 170 million new jobs globally will result in a substantial net gain. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the November 18, 2025, Ask an Advisor episode of the Clark Howard podcast.. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 18 Nov 2025 10:00:00 -0000 full Clark Howard The Ultimate Inheritance for Your Kids and Will AI Actually Create More Jobs? The Ultimate Inheritance for Your Kids and Will AI Actually Create More Jobs? In this episode, Wes Moss shares the real-life story of a couple who is wrestling with the common parental dilemma of whether to pay off their son's significant student debt. While the urge to help is strong, Wes breaks down the financial reality, explaining why protecting your own retirement is actually the greatest act of love and generational generosity you can give your kids. Also, Wes shifts gears to the economy, diving into the fear that AI is taking all the jobs. Drawing on a comprehensive World Economic Forum report, he offers a surprisingly optimistic outlook: while some existing jobs will be displaced, the creation of an estimated 170 million new jobs globally will result in a substantial net gain. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the November 18, 2025, Ask an Advisor episode of the Clark Howard podcast.. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The Ultimate Inheritance for Your Kids and Will AI Actually Create More Jobs?

In this episode, Wes Moss shares the real-life story of a couple who is wrestling with the common parental dilemma of whether to pay off their son's significant student debt. While the urge to help is strong, Wes breaks down the financial reality, explaining why protecting your own retirement is actually the greatest act of love and generational generosity you can give your kids. Also, Wes shifts gears to the economy, diving into the fear that AI is taking all the jobs. Drawing on a comprehensive World Economic Forum report, he offers a surprisingly optimistic outlook: while some existing jobs will be displaced, the creation of an estimated 170 million new jobs globally will result in a substantial net gain.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the November 18, 2025, Ask an Advisor episode of the Clark Howard podcast.. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2320 11.17.25 Charity Season Guidelines / Quick Serve Value Wars We are in the height of the charitable solicitation season. How do you know what charities are going to use your money in a responsible way? Clark has some guidance for making sure your charity counts.  Also, there are value wars happening in the food world that can help you spend less - IF you know how to find the deals.  Holiday Giving: Segment 1 Ask Clark: Segment 2 Fast-Food Value Wars: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Choose the Best Charities for Your Donations - Clark.com Before you donate, find out where the money is going Homeowners Insurance Archives - Clark Howard Axios: The value wars are back as big brands cut prices amid tariffs Should You Ever Buy Travel Medical Insurance? Is Annual Travel Insurance Worth It? Is Chase Sapphire Reserve® Worth It? What's the Total Value of All the Chase Sapphire Reserve® Perks? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Nov 2025 10:00:00 -0000 full Clark Howard Charity Season Guidelines / Quick Serve Value Wars We are in the height of the charitable solicitation season. How do you know what charities are going to use your money in a responsible way? Clark has some guidance for making sure your charity counts.  Also, there are value wars happening in the food world that can help you spend less - IF you know how to find the deals.  Holiday Giving: Segment 1 Ask Clark: Segment 2 Fast-Food Value Wars: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Choose the Best Charities for Your Donations - Clark.com Before you donate, find out where the money is going Homeowners Insurance Archives - Clark Howard Axios: The value wars are back as big brands cut prices amid tariffs Should You Ever Buy Travel Medical Insurance? Is Annual Travel Insurance Worth It? Is Chase Sapphire Reserve® Worth It? What's the Total Value of All the Chase Sapphire Reserve® Perks? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices We are in the height of the charitable solicitation season. How do you know what charities are going to use your money in a responsible way? Clark has some guidance for making sure your charity counts.  Also, there are value wars happening in the food world that can help you spend less - IF you know how to find the deals. 

  • Holiday Giving: Segment 1
  • Ask Clark: Segment 2
  • Fast-Food Value Wars: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1320 11.14.25 Batteries Not Included / Multigenerational Living Today - A form of shrinkflation is affecting toys & electronics this holiday season, but there’s something you can do about it, to save money. Also - Multiple generations living together used to be common in our country, but fell out of favor. Well, it’s back. How do you navigate having your adult kids living in your home? Battery Shrinkflation: Segment 1 Ask Clark: Segment 2 All In The Family: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Gold Is at All-Time Highs. Should You Invest? (Clark.com) My 7 Rules for Using Credit Cards - Clark Howard This Clark Howard Credit Card Rule Could Prevent a Nightmare Scenario 7 Money Mistakes You Might Be Making at the Gas Station UGMA/UTMA 529 Plans: Benefits and Drawbacks Compared to 529s Best 529 College Savings Plans By State Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Clark Howard's Simple Steps To Get Better Customer Service Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-527 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 14 Nov 2025 10:00:00 -0000 full Clark Howard Batteries Not Included / Multigenerational Living Today - A form of shrinkflation is affecting toys & electronics this holiday season, but there’s something you can do about it, to save money. Also - Multiple generations living together used to be common in our country, but fell out of favor. Well, it’s back. How do you navigate having your adult kids living in your home? Battery Shrinkflation: Segment 1 Ask Clark: Segment 2 All In The Family: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Gold Is at All-Time Highs. Should You Invest? (Clark.com) My 7 Rules for Using Credit Cards - Clark Howard This Clark Howard Credit Card Rule Could Prevent a Nightmare Scenario 7 Money Mistakes You Might Be Making at the Gas Station UGMA/UTMA 529 Plans: Benefits and Drawbacks Compared to 529s Best 529 College Savings Plans By State Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Clark Howard's Simple Steps To Get Better Customer Service Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-527 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - A form of shrinkflation is affecting toys & electronics this holiday season, but there’s something you can do about it, to save money. Also - Multiple generations living together used to be common in our country, but fell out of favor. Well, it’s back. How do you navigate having your adult kids living in your home?

  • Battery Shrinkflation: Segment 1
  • Ask Clark: Segment 2
  • All In The Family: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1694 11.12.25 Shopper Guidance In The K-Economy / Screen Addiction Solutions We are in a K-shaped economy again - which creates a clear trend involving a reversal in the pricing of “have to” vs. “want to" purchases. Clark shares what you need to know to stretch every dollar. And… screen addiction. Sick of it, people are tackling the problem in a multitude of ways.  Shopping In The K-Economy: Segment 1 Ask Clark: Segment 2 Just Say NO: Screen Addiction: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Is Now the Time to Get a CD or a CD Ladder? Backdoor Roth IRA: How High Earners Can Still Contribute The Best Phone Plan For You - Compare Phone Plans Should You Switch to a Flip Phone? A group of us ditched our smartphones for a month. It changed us. Why Clark Howard Wants You to Set Up a 'Financial Chromebook' How Do You Prepare for the Likelihood of Long-Term Care Costs? What's Clark's Opinion on the Greenlight Prepaid Debit Card for Kids? What's the Best Savings Account for a Teenager? What Brokerage Do You Recommend for First-Time Investors or Kids? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 12 Nov 2025 10:00:00 -0000 full Clark Howard Shopper Guidance In The K-Economy / Screen Addiction Solutions We are in a K-shaped economy again - which creates a clear trend involving a reversal in the pricing of “have to” vs. “want to" purchases. Clark shares what you need to know to stretch every dollar. And… screen addiction. Sick of it, people are tackling the problem in a multitude of ways.  Shopping In The K-Economy: Segment 1 Ask Clark: Segment 2 Just Say NO: Screen Addiction: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Is Now the Time to Get a CD or a CD Ladder? Backdoor Roth IRA: How High Earners Can Still Contribute The Best Phone Plan For You - Compare Phone Plans Should You Switch to a Flip Phone? A group of us ditched our smartphones for a month. It changed us. Why Clark Howard Wants You to Set Up a 'Financial Chromebook' How Do You Prepare for the Likelihood of Long-Term Care Costs? What's Clark's Opinion on the Greenlight Prepaid Debit Card for Kids? What's the Best Savings Account for a Teenager? What Brokerage Do You Recommend for First-Time Investors or Kids? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices We are in a K-shaped economy again - which creates a clear trend involving a reversal in the pricing of “have to” vs. “want to" purchases. Clark shares what you need to know to stretch every dollar. And… screen addiction. Sick of it, people are tackling the problem in a multitude of ways. 

  • Shopping In The K-Economy: Segment 1
  • Ask Clark: Segment 2
  • Just Say NO: Screen Addiction: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1992 11.11.25 Ask An Advisor With Wes Moss Top 10 'Overvalued' Cities and Second Act Career: A One-in-a-Million Story In this episode, Wes Moss dives deep into the housing market, revealing why it has become the most extreme buyer's market in a decade. Wes breaks down the latest data, pinpointing the top 10 "overvalued" cities that have the biggest seller-to-buyer imbalance, with some areas seeing over 160% more sellers. He also covers the updated list of the most and least expensive housing markets in the U.S. Also, Wes shares an incredible story about a one-in-a-million "second act" career. Meet Tom Cillo, a 58-year-old who is living out an unfinished purpose by playing college football. Wes shares how Tom's journey can motivate you to find fulfillment, connection, and a sense of purpose in your own "second act," proving it's never too late to pursue a dream. Mentioned on the show: WSJ - He’s 58 and Trying to Break Into College Football. Is Basketball Next? Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the November 11, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 11 Nov 2025 10:00:00 -0000 full Clark Howard Top 10 'Overvalued' Cities and Second Act Career: A One-in-a-Million Story Top 10 'Overvalued' Cities and Second Act Career: A One-in-a-Million Story In this episode, Wes Moss dives deep into the housing market, revealing why it has become the most extreme buyer's market in a decade. Wes breaks down the latest data, pinpointing the top 10 "overvalued" cities that have the biggest seller-to-buyer imbalance, with some areas seeing over 160% more sellers. He also covers the updated list of the most and least expensive housing markets in the U.S. Also, Wes shares an incredible story about a one-in-a-million "second act" career. Meet Tom Cillo, a 58-year-old who is living out an unfinished purpose by playing college football. Wes shares how Tom's journey can motivate you to find fulfillment, connection, and a sense of purpose in your own "second act," proving it's never too late to pursue a dream. Mentioned on the show: WSJ - He’s 58 and Trying to Break Into College Football. Is Basketball Next? Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the November 11, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Top 10 'Overvalued' Cities and Second Act Career: A One-in-a-Million Story In this episode, Wes Moss dives deep into the housing market, revealing why it has become the most extreme buyer's market in a decade. Wes breaks down the latest data, pinpointing the top 10 "overvalued" cities that have the biggest seller-to-buyer imbalance, with some areas seeing over 160% more sellers. He also covers the updated list of the most and least expensive housing markets in the U.S. Also, Wes shares an incredible story about a one-in-a-million "second act" career. Meet Tom Cillo, a 58-year-old who is living out an unfinished purpose by playing college football. Wes shares how Tom's journey can motivate you to find fulfillment, connection, and a sense of purpose in your own "second act," proving it's never too late to pursue a dream.

Mentioned on the show:

WSJ - He’s 58 and Trying to Break Into College Football. Is Basketball Next?

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the November 11, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2112 11.10.25 Holiday Travel: Airbnb & VRBO / Honoring Our Veterans One decision you may be working on right now is where to stay during holiday or spring travel. Clark has some key advice if you’re considering AirBnB or VRBO.   And - tomorrow is Veteran’s Day. Clark shares advice and special warnings for those who have served our country. Airbnb & VRBO - New Rules: Segment 1 Ask Clark: Segment 2 Veterans Day: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: Oops, You Broke Something at an Airbnb. What Now? Clark Howard's New Airbnb Rule to You Need To Follow 3 Reasons You Should Never Book a Nonrefundable Hotel Room How To Find Cheap Flights in 3 Easy Steps Google Flights Launches New Tool for Finding Cheap Airfare Military and Veterans Guide: Free Resources for Your Finances-Clark.com Job-seeking servicemembers: Avoid scams while you search Want to support veterans? 4 tips for finding good charities Veterans and caregivers: Recognize VA benefits overpayment scams How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Best Cash Back Credit Cards With No Annual Fee in 2025 Cash Back Credit Card Calculator - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Nov 2025 10:00:00 -0000 full Clark Howard Holiday Travel: Airbnb & VRBO / Honoring Our Veterans One decision you may be working on right now is where to stay during holiday or spring travel. Clark has some key advice if you’re considering AirBnB or VRBO.   And - tomorrow is Veteran’s Day. Clark shares advice and special warnings for those who have served our country. Airbnb & VRBO - New Rules: Segment 1 Ask Clark: Segment 2 Veterans Day: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: Oops, You Broke Something at an Airbnb. What Now? Clark Howard's New Airbnb Rule to You Need To Follow 3 Reasons You Should Never Book a Nonrefundable Hotel Room How To Find Cheap Flights in 3 Easy Steps Google Flights Launches New Tool for Finding Cheap Airfare Military and Veterans Guide: Free Resources for Your Finances-Clark.com Job-seeking servicemembers: Avoid scams while you search Want to support veterans? 4 tips for finding good charities Veterans and caregivers: Recognize VA benefits overpayment scams How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Best Cash Back Credit Cards With No Annual Fee in 2025 Cash Back Credit Card Calculator - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices One decision you may be working on right now is where to stay during holiday or spring travel. Clark has some key advice if you’re considering AirBnB or VRBO.   And - tomorrow is Veteran’s Day. Clark shares advice and special warnings for those who have served our country.

  • Airbnb & VRBO - New Rules: Segment 1
  • Ask Clark: Segment 2
  • Veterans Day: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2008 11.07.25 Clark Answers His Critics on Clark Stinks / Screen Out Robocalls Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Great news - there’s a new weapon against robocalls you should have activated in your phone settings. Clark Stinks: Segments 1 & 2 Stamp Out Robocalls: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Do a Balance Transfer the Right Way Balance Transfer Calculator - Clark Howard Best Balance Transfer Credit Cards: Top Picks for 2025 Top 10 Perks of the Capital One Venture X Rewards Credit Card What’s the Total Value of the Capital One Venture X Rewards Credit Card Perks? Medicare Advantage Warning: Read This Before You Auto-Renew⁠ How Much It Will Cost To Watch Every NFL Game in 2025 How To Stop Spam Calls for Good Clark Howard's Simple Steps To Get Better Customer Service Why You Should Never Mail a Check Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 07 Nov 2025 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Screen Out Robocalls Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Great news - there’s a new weapon against robocalls you should have activated in your phone settings. Clark Stinks: Segments 1 & 2 Stamp Out Robocalls: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Do a Balance Transfer the Right Way Balance Transfer Calculator - Clark Howard Best Balance Transfer Credit Cards: Top Picks for 2025 Top 10 Perks of the Capital One Venture X Rewards Credit Card What’s the Total Value of the Capital One Venture X Rewards Credit Card Perks? Medicare Advantage Warning: Read This Before You Auto-Renew⁠ How Much It Will Cost To Watch Every NFL Game in 2025 How To Stop Spam Calls for Good Clark Howard's Simple Steps To Get Better Customer Service Why You Should Never Mail a Check Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Great news - there’s a new weapon against robocalls you should have activated in your phone settings.

  • Clark Stinks: Segments 1 & 2
  • Stamp Out Robocalls: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2479 11.05.25 Spend Less On Internet Service / SCAM WARNINGS Today - You know Clark loves competition, and there is more choice for you now in the home internet market. More providers are offering wireless internet.  Also, scams keep morphing and  proliferating. Clark discusses the patterns to recognize so you’re able to protect yourself and others.   Home Internet For Less: Segment 1 Ask Clark: Segment 2 Scam Warnings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mint Mobile Introduces 5G Home Internet From $30/Month The Best Unlimited Hotspot Plans The Best Phone Plan For You - Compare Phone Plans 10 Ways To Save on Prescription Drugs Receive a letter from the Supreme Court? Think again, Social Security watchdog says Chinese Criminals Made More Than $1 Billion From Those Annoying Texts -WSJ DOJ seizes $15 billion in bitcoin from massive 'pig butchering' scam based in Cambodia Crypto ATM crime scene Medicare Advantage Warning: Read This Before You Auto-Renew Why Vacation Clubs Are Even Worse Than Timeshares Automatic Bill Pay: How It Works and How To Do It Safely Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 05 Nov 2025 10:00:00 -0000 full Clark Howard Spend Less On Internet Service / SCAM WARNINGS Today - You know Clark loves competition, and there is more choice for you now in the home internet market. More providers are offering wireless internet.  Also, scams keep morphing and  proliferating. Clark discusses the patterns to recognize so you’re able to protect yourself and others.   Home Internet For Less: Segment 1 Ask Clark: Segment 2 Scam Warnings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mint Mobile Introduces 5G Home Internet From $30/Month The Best Unlimited Hotspot Plans The Best Phone Plan For You - Compare Phone Plans 10 Ways To Save on Prescription Drugs Receive a letter from the Supreme Court? Think again, Social Security watchdog says Chinese Criminals Made More Than $1 Billion From Those Annoying Texts -WSJ DOJ seizes $15 billion in bitcoin from massive 'pig butchering' scam based in Cambodia Crypto ATM crime scene Medicare Advantage Warning: Read This Before You Auto-Renew Why Vacation Clubs Are Even Worse Than Timeshares Automatic Bill Pay: How It Works and How To Do It Safely Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - You know Clark loves competition, and there is more choice for you now in the home internet market. More providers are offering wireless internet.  Also, scams keep morphing and  proliferating. Clark discusses the patterns to recognize so you’re able to protect yourself and others.  

  • Home Internet For Less: Segment 1
  • Ask Clark: Segment 2
  • Scam Warnings: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2219 11.04.2025 Ask An Advisor With Wes Moss Is Your Portfolio Too AI-Heavy? and Does Social Security COLA Keep Up With Inflation? In this episode, Wes Moss shares startling JP Morgan research: just 41 AI-related stocks now account for nearly 50% of the S&P 500's weight, making the market severely overweight in a single theme. Wes offers actionable advice on how to rebalance your portfolio. Also, with the new COLA increase, Wes sets the record straight on Social Security, demonstrating that it has quietly been one of America's best inflation fighters since 1975. He examines the history of COLA adjustments and provides an honest assessment of the fear surrounding the Social Security trust fund running out, clarifying what that worst-case scenario truly means for current and future retirees. Mentioned on the show: Rule 72(t): Secret Rule To Access Your IRA Early Rule of 72 Calculator - Clark Howard Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the November 4, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 04 Nov 2025 10:00:00 -0000 full Clark Howard Is Your Portfolio Too AI-Heavy? and Does Social Security COLA Keep Up With Inflation? Is Your Portfolio Too AI-Heavy? and Does Social Security COLA Keep Up With Inflation? In this episode, Wes Moss shares startling JP Morgan research: just 41 AI-related stocks now account for nearly 50% of the S&P 500's weight, making the market severely overweight in a single theme. Wes offers actionable advice on how to rebalance your portfolio. Also, with the new COLA increase, Wes sets the record straight on Social Security, demonstrating that it has quietly been one of America's best inflation fighters since 1975. He examines the history of COLA adjustments and provides an honest assessment of the fear surrounding the Social Security trust fund running out, clarifying what that worst-case scenario truly means for current and future retirees. Mentioned on the show: Rule 72(t): Secret Rule To Access Your IRA Early Rule of 72 Calculator - Clark Howard Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the November 4, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Is Your Portfolio Too AI-Heavy? and Does Social Security COLA Keep Up With Inflation?

In this episode, Wes Moss shares startling JP Morgan research: just 41 AI-related stocks now account for nearly 50% of the S&P 500's weight, making the market severely overweight in a single theme. Wes offers actionable advice on how to rebalance your portfolio. Also, with the new COLA increase, Wes sets the record straight on Social Security, demonstrating that it has quietly been one of America's best inflation fighters since 1975. He examines the history of COLA adjustments and provides an honest assessment of the fear surrounding the Social Security trust fund running out, clarifying what that worst-case scenario truly means for current and future retirees.

Mentioned on the show:

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the November 4, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2168 11.03.25 Secure Holiday Package Delivery / The Siren Song Of Debt It’s November, and holiday shopping is underway. How do you make sure your packages aren’t stolen? Also, now that we’re in Black Friday month - there’s a major hazard to avoid while purchasing online.  Thwarting Porch Pirates: Segment 1 Ask Clark: Segment 2 Warning: BNPL aka Pay In 4: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Safely Get Your Most Important Packages⁠ Avoid Porch Pirates With These Delivery Options From Amazon, UPS, FedEx and USPS⁠ How To Freeze and Unfreeze Your Credit With Experian, Equifax & TransUnion⁠ ⁠Should I Freeze My Credit With the Other Credit Bureaus?⁠ 12 Keys To Keeping Your Home Wi-Fi Network Safe and Secure Why 'Buy Now, Pay Later' Worries Clark Howard What is hospital medicine, and what is a hospitalist? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Nov 2025 10:00:00 -0000 full Clark Howard Secure Holiday Package Delivery / The Siren Song Of Debt It’s November, and holiday shopping is underway. How do you make sure your packages aren’t stolen? Also, now that we’re in Black Friday month - there’s a major hazard to avoid while purchasing online.  Thwarting Porch Pirates: Segment 1 Ask Clark: Segment 2 Warning: BNPL aka Pay In 4: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Safely Get Your Most Important Packages⁠ Avoid Porch Pirates With These Delivery Options From Amazon, UPS, FedEx and USPS⁠ How To Freeze and Unfreeze Your Credit With Experian, Equifax & TransUnion⁠ ⁠Should I Freeze My Credit With the Other Credit Bureaus?⁠ 12 Keys To Keeping Your Home Wi-Fi Network Safe and Secure Why 'Buy Now, Pay Later' Worries Clark Howard What is hospital medicine, and what is a hospitalist? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It’s November, and holiday shopping is underway. How do you make sure your packages aren’t stolen? Also, now that we’re in Black Friday month - there’s a major hazard to avoid while purchasing online. 

  • Thwarting Porch Pirates: Segment 1
  • Ask Clark: Segment 2
  • Warning: BNPL aka Pay In 4: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1926 10.31.25 Clark Answers His Critics on Clark Stinks / Recession Proof Your Life Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - What are the chances of full recession, what’s the extent of it  now, and how can you prepare?  There are some key steps to take.  Clark Stinks: Segments 1 & 2 Recession Planning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Should I Freeze My Credit With the Other Credit Bureaus? Streaming TV - Clark.com Why You Need To Check Your Credit Report Today Credit Karma Review: Free Credit Score and More at Your Fingertips Axios:The 22 states close to (or in) recession Credit Card Balance Transfer Calculator Loan Payoff Calculator  /  Make A Budget - Clark.com 10 Ways To Save on Prescription Drugs 3 Reasons You Should Never Book a Nonrefundable Hotel Room Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 31 Oct 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Recession Proof Your Life Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - What are the chances of full recession, what’s the extent of it  now, and how can you prepare?  There are some key steps to take.  Clark Stinks: Segments 1 & 2 Recession Planning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Should I Freeze My Credit With the Other Credit Bureaus? Streaming TV - Clark.com Why You Need To Check Your Credit Report Today Credit Karma Review: Free Credit Score and More at Your Fingertips Axios:The 22 states close to (or in) recession Credit Card Balance Transfer Calculator Loan Payoff Calculator  /  Make A Budget - Clark.com 10 Ways To Save on Prescription Drugs 3 Reasons You Should Never Book a Nonrefundable Hotel Room Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - What are the chances of full recession, what’s the extent of it  now, and how can you prepare?  There are some key steps to take. 

  • Clark Stinks: Segments 1 & 2
  • Recession Planning: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2026 10.29.25 The Housing Market & Involuntary Landlords / Restaurants: Less Is More In today’s episode, Clark has an update on the housing market, and how “involuntary landlords” are benefitting tenants. Also, you may notice some changes to some restaurant menus that are good for both your wallet and your health. Housing Update: Segment 1 Ask Clark: Segment 2 Smaller Portions: Win-Win: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Submit a complaint | Consumer Financial Protection Bureau Checking monthly statements key defense against credit card hacks Net Worth Calculator - Clark.com The next big thing on menus: Smaller portions When Do You Tell a Car Dealership You're Paying Cash? Where Should You Keep Your Cash Reserve? Money Market Funds: What They Are, How They Work 18 of the Best High-Yield Online Savings Accounts in October 2025 How To Get Your Financial Affairs In Order  Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 29 Oct 2025 09:00:00 -0000 full Clark Howard The Housing Market & Involuntary Landlords / Restaurants: Less Is More In today’s episode, Clark has an update on the housing market, and how “involuntary landlords” are benefitting tenants. Also, you may notice some changes to some restaurant menus that are good for both your wallet and your health. Housing Update: Segment 1 Ask Clark: Segment 2 Smaller Portions: Win-Win: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Submit a complaint | Consumer Financial Protection Bureau Checking monthly statements key defense against credit card hacks Net Worth Calculator - Clark.com The next big thing on menus: Smaller portions When Do You Tell a Car Dealership You're Paying Cash? Where Should You Keep Your Cash Reserve? Money Market Funds: What They Are, How They Work 18 of the Best High-Yield Online Savings Accounts in October 2025 How To Get Your Financial Affairs In Order  Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In today’s episode, Clark has an update on the housing market, and how “involuntary landlords” are benefitting tenants. Also, you may notice some changes to some restaurant menus that are good for both your wallet and your health.

  • Housing Update: Segment 1
  • Ask Clark: Segment 2
  • Smaller Portions: Win-Win: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2070 10.28.25 Ask An Advisor With Clark Howard & Wes Moss Clark Howard and Wes Moss: Is the Market Overvalued? and 401(k) Private Equity Debate Is today’s stock market dangerously overvalued — or still worth riding? In this special Ask an Advisor episode, Clark Howard and Wes Moss break down what’s driving record-high valuations, and how to stay invested without taking on too much risk. Then, the pair debate a big change coming to retirement plans: private equity in 401(k)s. Clark warns this could open the door to hidden fees and confusion for everyday workers, while Wes sees potential benefits if costs come down and transparency improves. Together, they offer a candid look at how investors can protect their savings — and their peace of mind — in an evolving market. All this and more on the October 28, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 Oct 2025 09:00:00 -0000 full Clark Howard Clark Howard and Wes Moss: Is the Market Overvalued? and 401(k) Private Equity Debate Clark Howard and Wes Moss: Is the Market Overvalued? and 401(k) Private Equity Debate Is today’s stock market dangerously overvalued — or still worth riding? In this special Ask an Advisor episode, Clark Howard and Wes Moss break down what’s driving record-high valuations, and how to stay invested without taking on too much risk. Then, the pair debate a big change coming to retirement plans: private equity in 401(k)s. Clark warns this could open the door to hidden fees and confusion for everyday workers, while Wes sees potential benefits if costs come down and transparency improves. Together, they offer a candid look at how investors can protect their savings — and their peace of mind — in an evolving market. All this and more on the October 28, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark Howard and Wes Moss: Is the Market Overvalued? and 401(k) Private Equity Debate

Is today’s stock market dangerously overvalued — or still worth riding? In this special Ask an Advisor episode, Clark Howard and Wes Moss break down what’s driving record-high valuations, and how to stay invested without taking on too much risk. Then, the pair debate a big change coming to retirement plans: private equity in 401(k)s. Clark warns this could open the door to hidden fees and confusion for everyday workers, while Wes sees potential benefits if costs come down and transparency improves. Together, they offer a candid look at how investors can protect their savings — and their peace of mind — in an evolving market.

All this and more on the October 28, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2829 10.27.25 The Credit Card Rewards Game / New Tax Brackets & Your 401(k) Today Clark covers reward credit cards - how they profit the issuers, when they make sense for you, and when they do not.  Also, the new tax brackets are out and Clark has specific advice for you if you have the option of a Roth vs. Traditional 401(k) plan.  Reward Credit Cards: Segment 1 Ask Clark: Segment 2 Tax Brackets And 401(k)s: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: They Each Own 50 Credit Cards. Should You? seats.aero - Home  /  Point.me Best Travel Credit Cards: Top Rewards Picks for 2025 Best 2% Cash Back Credit Cards: Top Options for 2025 Citi Double Cash® Card Review: 5 Things To Know in 2025 IRS Announces New Tax Brackets and Other Changes for 2026 Roth vs. Traditional 401(k): What's the Difference? Best 529 College Savings Plans By State What Can I Safely Use for Peer-to-Peer Payments? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 Oct 2025 09:00:00 -0000 full Clark Howard The Credit Card Rewards Game / New Tax Brackets & Your 401(k) Today Clark covers reward credit cards - how they profit the issuers, when they make sense for you, and when they do not.  Also, the new tax brackets are out and Clark has specific advice for you if you have the option of a Roth vs. Traditional 401(k) plan.  Reward Credit Cards: Segment 1 Ask Clark: Segment 2 Tax Brackets And 401(k)s: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: They Each Own 50 Credit Cards. Should You? seats.aero - Home  /  Point.me Best Travel Credit Cards: Top Rewards Picks for 2025 Best 2% Cash Back Credit Cards: Top Options for 2025 Citi Double Cash® Card Review: 5 Things To Know in 2025 IRS Announces New Tax Brackets and Other Changes for 2026 Roth vs. Traditional 401(k): What's the Difference? Best 529 College Savings Plans By State What Can I Safely Use for Peer-to-Peer Payments? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today Clark covers reward credit cards - how they profit the issuers, when they make sense for you, and when they do not.  Also, the new tax brackets are out and Clark has specific advice for you if you have the option of a Roth vs. Traditional 401(k) plan. 

  • Reward Credit Cards: Segment 1
  • Ask Clark: Segment 2
  • Tax Brackets And 401(k)s: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1933 10.24.25 Clark Answers His Critics on Clark Stinks / What Put The Brakes On Home Break-Ins Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, some great news -  The number of residential burglaries in the U.S. has collapsed in recent years. Clark discusses the safety measure that has made the difference.  Clark Stinks: Segments 1 & 2 Home Burglaries Down: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Shop for Lower Car Insurance How To Beat Rising USPS Costs and Delays 18 of the Best High-Yield Online Savings Accounts in October 2025 8 Things To Know Before You Fly Frontier Airlines The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report Is One Medical Membership for Prime Members Better Than a Health Concierge? CELL PHONE PLANS - Clark.com Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 Oct 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / What Put The Brakes On Home Break-Ins Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, some great news -  The number of residential burglaries in the U.S. has collapsed in recent years. Clark discusses the safety measure that has made the difference.  Clark Stinks: Segments 1 & 2 Home Burglaries Down: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Shop for Lower Car Insurance How To Beat Rising USPS Costs and Delays 18 of the Best High-Yield Online Savings Accounts in October 2025 8 Things To Know Before You Fly Frontier Airlines The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report Is One Medical Membership for Prime Members Better Than a Health Concierge? CELL PHONE PLANS - Clark.com Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, some great news -  The number of residential burglaries in the U.S. has collapsed in recent years. Clark discusses the safety measure that has made the difference. 

  • Clark Stinks: Segments 1 & 2
  • Home Burglaries Down: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1910 10.22.25 HSA Changes / Operational Cost Compare: EVs, Hybrids & Gas Vehicles You may soon be eligible for one of Clark’s favorite saving & investment accounts - The HSA. Big changes are coming to the HSA world in 2026. Also today, despite the end of EV credits, how much cheaper it is to run an EV vs a hybrid vs a gas engine car?  Clark helps you calculate what makes the most sense financially over time, when it comes to your vehicle choice.  HSA Changes: Segment 1 Ask Clark: Segment 2 EV vs Hybrid vs Gas: Segment 3 Ask Clark: Segment 4 Mentioned on the show: IRS Announces New Tax Brackets and Other Changes for 2026 Where Should I Set Up My Health Savings Account (HSA)? Reminder: The Basics of Using HSA Funds 5 Money Tips To Know Before You Travel Abroad Your Passport Could Be Useless -- Even if It's Not Expired NYTimes: How Much It Costs to Drive an E.V. and a Gas Car in Every State How To Buy a Used Car How To Refinance a Car Loan: A Step-by-Step Guide Auto Loan Refinance Calculator - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 Oct 2025 09:00:00 -0000 full Clark Howard HSA Changes / Operational Cost Compare: EVs, Hybrids & Gas Vehicles You may soon be eligible for one of Clark’s favorite saving & investment accounts - The HSA. Big changes are coming to the HSA world in 2026. Also today, despite the end of EV credits, how much cheaper it is to run an EV vs a hybrid vs a gas engine car?  Clark helps you calculate what makes the most sense financially over time, when it comes to your vehicle choice.  HSA Changes: Segment 1 Ask Clark: Segment 2 EV vs Hybrid vs Gas: Segment 3 Ask Clark: Segment 4 Mentioned on the show: IRS Announces New Tax Brackets and Other Changes for 2026 Where Should I Set Up My Health Savings Account (HSA)? Reminder: The Basics of Using HSA Funds 5 Money Tips To Know Before You Travel Abroad Your Passport Could Be Useless -- Even if It's Not Expired NYTimes: How Much It Costs to Drive an E.V. and a Gas Car in Every State How To Buy a Used Car How To Refinance a Car Loan: A Step-by-Step Guide Auto Loan Refinance Calculator - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices You may soon be eligible for one of Clark’s favorite saving & investment accounts - The HSA. Big changes are coming to the HSA world in 2026. Also today, despite the end of EV credits, how much cheaper it is to run an EV vs a hybrid vs a gas engine car?  Clark helps you calculate what makes the most sense financially over time, when it comes to your vehicle choice. 

  • HSA Changes: Segment 1
  • Ask Clark: Segment 2
  • EV vs Hybrid vs Gas: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1978 10.21.25 Ask An Advisor With Wes Moss The Next Big Shift in Retirement Investing For decades, your 401(k) has meant stocks and bonds — but that’s about to change. Wes Moss dives into a major shift coming to retirement investing: private equity entering your 401(k). Private equity could open the door to investing in the other 87% of the U.S. economy — but should you be excited or cautious? Wes explains what this new era of 401(k) investing might really look like. Mentioned on the show: Wall Street Is Pushing Private Assets Into 401(k)s. We Asked Whether Anyone Wants Them.Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the October 21, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Oct 2025 09:00:00 -0000 full Clark Howard The Next Big Shift in Retirement Investing The Next Big Shift in Retirement Investing For decades, your 401(k) has meant stocks and bonds — but that’s about to change. Wes Moss dives into a major shift coming to retirement investing: private equity entering your 401(k). Private equity could open the door to investing in the other 87% of the U.S. economy — but should you be excited or cautious? Wes explains what this new era of 401(k) investing might really look like. Mentioned on the show: Wall Street Is Pushing Private Assets Into 401(k)s. We Asked Whether Anyone Wants Them.Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the October 21, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The Next Big Shift in Retirement Investing

For decades, your 401(k) has meant stocks and bonds — but that’s about to change. Wes Moss dives into a major shift coming to retirement investing: private equity entering your 401(k). Private equity could open the door to investing in the other 87% of the U.S. economy — but should you be excited or cautious? Wes explains what this new era of 401(k) investing might really look like.

Mentioned on the show:

Wall Street Is Pushing Private Assets Into 401(k)s. We Asked Whether Anyone Wants Them.
Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the October 21, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2081 10.20.2025 Save More On Groceries / Spend Less On Home Electricity Food prices continue to rise - and Team Clark continues to find ways to help you control those costs.  Also today, something else costing more - electricity. With winter weather on the horizon how do you keep yourself warm and avoid setting your wallet on fire? Clark discusses ways to help you use less electricity. Grocery Savings: Segment 1 Ask Clark: Segment 2 Home Power Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Save Money on Groceries: 22 Clever Ways Aldi products have a new look / Aldi rebrands its private-label products Credit Karma Review: Free Credit Score and More  /  How To Monitor Your Credit How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion How To Save Money on Utilities   /   Electrify Now Heat Pumps  /  Want a heat pump? This startup just cut the cost in half Is It Ever OK To Co-Sign a Loan With a Family Member? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Oct 2025 09:00:00 -0000 full Clark Howard Save More On Groceries / Spend Less On Home Electricity Food prices continue to rise - and Team Clark continues to find ways to help you control those costs.  Also today, something else costing more - electricity. With winter weather on the horizon how do you keep yourself warm and avoid setting your wallet on fire? Clark discusses ways to help you use less electricity. Grocery Savings: Segment 1 Ask Clark: Segment 2 Home Power Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Save Money on Groceries: 22 Clever Ways Aldi products have a new look / Aldi rebrands its private-label products Credit Karma Review: Free Credit Score and More  /  How To Monitor Your Credit How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion How To Save Money on Utilities   /   Electrify Now Heat Pumps  /  Want a heat pump? This startup just cut the cost in half Is It Ever OK To Co-Sign a Loan With a Family Member? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Food prices continue to rise - and Team Clark continues to find ways to help you control those costs.  Also today, something else costing more - electricity. With winter weather on the horizon how do you keep yourself warm and avoid setting your wallet on fire? Clark discusses ways to help you use less electricity.

  • Grocery Savings: Segment 1
  • Ask Clark: Segment 2
  • Home Power Bills: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1794 10.17.25 Clark Answers His Critics on Clark Stinks / Home Equity Temptation Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Home prices have inflated so much in recent years, and banks are luring home owners to tap that home equity like it’s a piggy bank. But what does this do to your overall wealth? Before you're tempted, hear what Clark has to say about HELOCs and home equity loans. Clark Stinks: Segments 1 & 2 Home Equity Decisions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are Extended Warranties Ever Worth It? Term Life vs. Whole Life Insurance: Understanding the Difference 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them) What Is an HSA Account and How Does It Work? Where Should I Set Up My Health Savings Account (HSA)? Report: 10 Used Cars With Big Price Drops HELOC vs. Home Equity Loan: Similarities and Differences Home Equity Loan Calculator - Clark Howard Is a HELOC a Good Idea? The Simple Answer How To Buy a House in 9 Steps What to know about online purchases and tariffs Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Oct 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Home Equity Temptation Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Home prices have inflated so much in recent years, and banks are luring home owners to tap that home equity like it’s a piggy bank. But what does this do to your overall wealth? Before you're tempted, hear what Clark has to say about HELOCs and home equity loans. Clark Stinks: Segments 1 & 2 Home Equity Decisions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are Extended Warranties Ever Worth It? Term Life vs. Whole Life Insurance: Understanding the Difference 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them) What Is an HSA Account and How Does It Work? Where Should I Set Up My Health Savings Account (HSA)? Report: 10 Used Cars With Big Price Drops HELOC vs. Home Equity Loan: Similarities and Differences Home Equity Loan Calculator - Clark Howard Is a HELOC a Good Idea? The Simple Answer How To Buy a House in 9 Steps What to know about online purchases and tariffs Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Home prices have inflated so much in recent years, and banks are luring home owners to tap that home equity like it’s a piggy bank. But what does this do to your overall wealth? Before you're tempted, hear what Clark has to say about HELOCs and home equity loans.

  • Clark Stinks: Segments 1 & 2
  • Home Equity Decisions: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2084 10.15.25 UPDATE: Holiday Flights & Travel Credit Cards / Medicare Open Enrollment Today, Clark updates holiday airfare booking strategy - and discusses high fee travel credit cards. How do you know when they’re worth it? Also - Medicare Open Enrollment time brings a Clark warning about “disadvantage” plans and why you need to study your options this year.  Holiday Flights & Travel Cards: Segment 1 Ask Clark: Segment 2 Medicare Open Enrollment: Segment 3 Ask Clark: Segment 4 Mentioned on the show: When To Book Your 2025 Holiday Flights Best Travel Credit Cards: Top Rewards Picks for 2025 American Express Platinum Card® Review: Is It Worth It? American Express Platinum Card® vs. Chase Sapphire Reserve®: Which Is Right for You? Citi Launches 2 New Credit Cards to Expand on Travel Rewards Ecosystem Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 OnePay CashRewards Card: Is the New Walmart Credit Card Worth It? Medicare: 10 Things To Know Why I Think Medicare Advantage Plans Stink - Clark Howard Medicare Advantage Warning: Read This Before You Auto-Renew Should I Freeze My Credit With the Other Credit Bureaus? Ooma VoIP Phone Service for Business and Home Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 Oct 2025 09:00:00 -0000 full Clark Howard UPDATE: Holiday Flights & Travel Credit Cards / Medicare Open Enrollment Today, Clark updates holiday airfare booking strategy - and discusses high fee travel credit cards. How do you know when they’re worth it? Also - Medicare Open Enrollment time brings a Clark warning about “disadvantage” plans and why you need to study your options this year.  Holiday Flights & Travel Cards: Segment 1 Ask Clark: Segment 2 Medicare Open Enrollment: Segment 3 Ask Clark: Segment 4 Mentioned on the show: When To Book Your 2025 Holiday Flights Best Travel Credit Cards: Top Rewards Picks for 2025 American Express Platinum Card® Review: Is It Worth It? American Express Platinum Card® vs. Chase Sapphire Reserve®: Which Is Right for You? Citi Launches 2 New Credit Cards to Expand on Travel Rewards Ecosystem Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 OnePay CashRewards Card: Is the New Walmart Credit Card Worth It? Medicare: 10 Things To Know Why I Think Medicare Advantage Plans Stink - Clark Howard Medicare Advantage Warning: Read This Before You Auto-Renew Should I Freeze My Credit With the Other Credit Bureaus? Ooma VoIP Phone Service for Business and Home Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark updates holiday airfare booking strategy - and discusses high fee travel credit cards. How do you know when they’re worth it? Also - Medicare Open Enrollment time brings a Clark warning about “disadvantage” plans and why you need to study your options this year. 

  • Holiday Flights & Travel Cards: Segment 1
  • Ask Clark: Segment 2
  • Medicare Open Enrollment: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1815 10.14.25 Ask An Advisor With Wes Moss Bull Market Turns 3: Can It Keep Going? and the Truth About Feeling Financially “Set” We’ve hit the three-year mark of this bull market — stocks are up, dividends are strong, and history tells us there could still be room to run. But what happens next? Wes Moss breaks down the data and explains what history says about how long bull markets typically last — and why patience and balance matter most right now. Also, Wes explores what it really means to be financially “set” — and why that doesn’t always mean being settled. Whether you have $100,000 or $10 million, peace of mind comes from having a plan — and revisiting it often. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the October 14, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Oct 2025 09:00:00 -0000 full Clark Howard Bull Market Turns 3: Can It Keep Going? and the Truth About Feeling Financially “Set” Bull Market Turns 3: Can It Keep Going? and the Truth About Feeling Financially “Set” We’ve hit the three-year mark of this bull market — stocks are up, dividends are strong, and history tells us there could still be room to run. But what happens next? Wes Moss breaks down the data and explains what history says about how long bull markets typically last — and why patience and balance matter most right now. Also, Wes explores what it really means to be financially “set” — and why that doesn’t always mean being settled. Whether you have $100,000 or $10 million, peace of mind comes from having a plan — and revisiting it often. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the October 14, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Bull Market Turns 3: Can It Keep Going? and the Truth About Feeling Financially “Set”

We’ve hit the three-year mark of this bull market — stocks are up, dividends are strong, and history tells us there could still be room to run. But what happens next? Wes Moss breaks down the data and explains what history says about how long bull markets typically last — and why patience and balance matter most right now. Also, Wes explores what it really means to be financially “set” — and why that doesn’t always mean being settled. Whether you have $100,000 or $10 million, peace of mind comes from having a plan — and revisiting it often.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the October 14, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2619 10.13.25 The Cost Of Streaming TV / Can You Trust CPO Vehicles? In today’s episode - do you consider steaming TV as a monthly essential? You won’t believe how many of us do. So how do you spend less to watch your favorite shows?  And later - does certified pre-owned actually mean anything when you’re considering a used vehicle purchase? Clark explains how the CPO program began, and how it’s become very problematic. Your Streaming Costs: Segment 1 Ask Clark: Segment 2 CPO Vehicles: Segment 3 Ask Clark: Segment 4 Mentioned on the show: STREAMING TV - Clark.com What Disney’s New Price Hikes Mean for Your Favorite Streaming TV Bundles Best Free Streaming Services in 2025: Movies and TV for Cord Cutters 4 Things To Know Before You Buy a TV Antenna Clark Howard Is Making These Changes to His Streaming TV Strategy How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Certified Pre-Owned Vehicles: What You Need to Know Before You Buy Should You Buy an Extended Warranty on Your Car? Are Car Wash Memberships Worth It? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Oct 2025 09:00:00 -0000 full Clark Howard The Cost Of Streaming TV / Can You Trust CPO Vehicles? In today’s episode - do you consider steaming TV as a monthly essential? You won’t believe how many of us do. So how do you spend less to watch your favorite shows?  And later - does certified pre-owned actually mean anything when you’re considering a used vehicle purchase? Clark explains how the CPO program began, and how it’s become very problematic. Your Streaming Costs: Segment 1 Ask Clark: Segment 2 CPO Vehicles: Segment 3 Ask Clark: Segment 4 Mentioned on the show: STREAMING TV - Clark.com What Disney’s New Price Hikes Mean for Your Favorite Streaming TV Bundles Best Free Streaming Services in 2025: Movies and TV for Cord Cutters 4 Things To Know Before You Buy a TV Antenna Clark Howard Is Making These Changes to His Streaming TV Strategy How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Certified Pre-Owned Vehicles: What You Need to Know Before You Buy Should You Buy an Extended Warranty on Your Car? Are Car Wash Memberships Worth It? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In today’s episode - do you consider steaming TV as a monthly essential? You won’t believe how many of us do. So how do you spend less to watch your favorite shows?  And later - does certified pre-owned actually mean anything when you’re considering a used vehicle purchase? Clark explains how the CPO program began, and how it’s become very problematic.

  • Your Streaming Costs: Segment 1
  • Ask Clark: Segment 2
  • CPO Vehicles: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2051 10.10.25 Clark Answers His Critics on Clark Stinks / The Truth About “Free” Phone Offers Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Football season means Clark is back to watching TV, and he’s got clarification on some offers in ads you’re likely seeing too.  Clark Stinks: Segments 1 & 2 “FREE” Phones? Not Really: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Things To Know Before You Buy a TV Antenna How To Watch Local Channels Without Cable Report: The Most Affordable Places To Live in America 5 Money Mistakes To Avoid When Traveling Best Way To Exchange Dollars for Foreign Currency & When To Exchange 5 Money Tips To Know Before You Travel Abroad Why You Should Never Use a Debit Card To Pay for Anything The Best Phone Plan For You - Compare Phone Plans Should you ever get a "free" phone from a wireless carrier? How To Monitor Your Credit   /   How To Get a Free Credit Report How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion What Is an HSA Account and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 Oct 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / The Truth About “Free” Phone Offers Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Football season means Clark is back to watching TV, and he’s got clarification on some offers in ads you’re likely seeing too.  Clark Stinks: Segments 1 & 2 “FREE” Phones? Not Really: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Things To Know Before You Buy a TV Antenna How To Watch Local Channels Without Cable Report: The Most Affordable Places To Live in America 5 Money Mistakes To Avoid When Traveling Best Way To Exchange Dollars for Foreign Currency & When To Exchange 5 Money Tips To Know Before You Travel Abroad Why You Should Never Use a Debit Card To Pay for Anything The Best Phone Plan For You - Compare Phone Plans Should you ever get a "free" phone from a wireless carrier? How To Monitor Your Credit   /   How To Get a Free Credit Report How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion What Is an HSA Account and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Football season means Clark is back to watching TV, and he’s got clarification on some offers in ads you’re likely seeing too. 

  • Clark Stinks: Segments 1 & 2
  • “FREE” Phones? Not Really: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1943 10.08.25 The Quest To Spend Less / WARNING: Fake Medical Pitches Online There’s a clear trend in how people are shopping today. Consumers of all income levels are seeking out bargains, changing where and how they buy everyday goods - a Clark smart reaction to inflation & tariff effects. Also today - You may need a cure for what ails you, but don’t trust medical ads you see online. Scammers are using AI and other manipulative tools to pitch FAKE healthcare products that appear to be endorsed by medical professionals. Financial and physical harm can result.  Mindful Shopping: Segment 1 Ask Clark: Segment 2 Fake Medical Ads Online: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Axios: Dollar General shows even the affluent are seeking bargains 80-10-10 Mortgage: Meaning, Benefits and Examples The Secret to Avoiding PMI and 20% Down? A Piggyback Loan NYTimes: The Doctors Are Real, but the Sales Pitches Are Frauds What Is an HSA Account and How Does It Work? The Lancet | The best science for better lives Virtual Credit Cards: An Online Security Measure Worth Taking? 5 Things To Do Before You Sign Up for a Free Trial Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 08 Oct 2025 09:00:00 -0000 full Clark Howard There’s a clear trend in how people are shopping today. Consumers of all income levels are seeking out bargains, changing where and how they buy everyday goods - a Clark smart reaction to inflation & tariff effects. Also today - You may need a cure for what ails you, but don’t trust medical ads you see online. Scammers are using AI and other manipulative tools to pitch FAKE healthcare products that appear to be endorsed by medical professionals. Financial and physical harm can result.  Mindful Shopping: Segment 1 Ask Clark: Segment 2 Fake Medical Ads Online: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Axios: Dollar General shows even the affluent are seeking bargains 80-10-10 Mortgage: Meaning, Benefits and Examples The Secret to Avoiding PMI and 20% Down? A Piggyback Loan NYTimes: The Doctors Are Real, but the Sales Pitches Are Frauds What Is an HSA Account and How Does It Work? The Lancet | The best science for better lives Virtual Credit Cards: An Online Security Measure Worth Taking? 5 Things To Do Before You Sign Up for a Free Trial Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices There’s a clear trend in how people are shopping today. Consumers of all income levels are seeking out bargains, changing where and how they buy everyday goods - a Clark smart reaction to inflation & tariff effects. Also today - You may need a cure for what ails you, but don’t trust medical ads you see online. Scammers are using AI and other manipulative tools to pitch FAKE healthcare products that appear to be endorsed by medical professionals. Financial and physical harm can result. 

  • Mindful Shopping: Segment 1
  • Ask Clark: Segment 2
  • Fake Medical Ads Online: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1533 10.07.25 Ask An Advisor With Wes Moss Is Inflation Good or Bad for the Market? and the $5 Million Dollar American Dream The market loves a "Goldilocks" environment, but what is the magic number for inflation that delivers the highest stock returns? Wes dives into the data to show how inflation rates directly impact your portfolio. Also, Investopedia put a price tag on the American Dream, but Wes has a reality check. Find out what you need to earn over your working career to afford a home, raise kids, pay for college, and reach the "Green Zone" in retirement. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the October 7, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 Oct 2025 09:00:00 -0000 full Clark Howard Is Inflation Good or Bad for the Market? and the $5 Million Dollar American Dream Is Inflation Good or Bad for the Market? and the $5 Million Dollar American Dream The market loves a "Goldilocks" environment, but what is the magic number for inflation that delivers the highest stock returns? Wes dives into the data to show how inflation rates directly impact your portfolio. Also, Investopedia put a price tag on the American Dream, but Wes has a reality check. Find out what you need to earn over your working career to afford a home, raise kids, pay for college, and reach the "Green Zone" in retirement. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the October 7, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Is Inflation Good or Bad for the Market? and the $5 Million Dollar American Dream

The market loves a "Goldilocks" environment, but what is the magic number for inflation that delivers the highest stock returns? Wes dives into the data to show how inflation rates directly impact your portfolio. Also, Investopedia put a price tag on the American Dream, but Wes has a reality check. Find out what you need to earn over your working career to afford a home, raise kids, pay for college, and reach the "Green Zone" in retirement.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the October 7, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2597 10.06.25 Calculating Retirement / Housing Innovations In today’s show - a recent Tik Tok video claimed to show young people how to set themselves up to have $4 million at retirement - with some help from their parents in early adulthood. But how can you actually tell how much you’re going to have in retirement? We have a new tool that can help.   Also today - There ARE answers to the housing shortage. The technology is there. Clark has always been interested in innovative ways to modernize the way we build housing in the U.S. and shares some promising developments. Calculated Retirement Saving: Segment 1 Ask Clark: Segment 2 Innovative Affordable Housing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Investment Growth Calculator - Clark.com How To Retire a Millionaire With a 401(k) Plan in 19 Years How To Use an IRA To Become a Millionaire  /  How To Open a Roth IRA 5 Vacation Scams To Avoid This Travel Season Why Clark Says Everyone Should Have a Dash Cam This Brooklyn apartment complex was built like a Lego set Why Clark Says Prefabricated Housing Is The Future These former Amazon robotics executives just landed $20 million to tackle the housing crisis ⁠/  ⁠Axios:Sweaty paint⁠ To spur construction of affordable, resilient homes, the future is concrete Target Date Funds: Clark's Favorite Retirement Investment Invest & Retire  /  Fidelity Investments Review: Pros & Cons Best 529 College Savings Plans By State Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 Oct 2025 09:00:00 -0000 full Clark Howard Calculating Retirement / Housing Innovations In today’s show - a recent Tik Tok video claimed to show young people how to set themselves up to have $4 million at retirement - with some help from their parents in early adulthood. But how can you actually tell how much you’re going to have in retirement? We have a new tool that can help.   Also today - There ARE answers to the housing shortage. The technology is there. Clark has always been interested in innovative ways to modernize the way we build housing in the U.S. and shares some promising developments. Calculated Retirement Saving: Segment 1 Ask Clark: Segment 2 Innovative Affordable Housing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Investment Growth Calculator - Clark.com How To Retire a Millionaire With a 401(k) Plan in 19 Years How To Use an IRA To Become a Millionaire  /  How To Open a Roth IRA 5 Vacation Scams To Avoid This Travel Season Why Clark Says Everyone Should Have a Dash Cam This Brooklyn apartment complex was built like a Lego set Why Clark Says Prefabricated Housing Is The Future These former Amazon robotics executives just landed $20 million to tackle the housing crisis ⁠/  ⁠Axios:Sweaty paint⁠ To spur construction of affordable, resilient homes, the future is concrete Target Date Funds: Clark's Favorite Retirement Investment Invest & Retire  /  Fidelity Investments Review: Pros & Cons Best 529 College Savings Plans By State Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In today’s show - a recent Tik Tok video claimed to show young people how to set themselves up to have $4 million at retirement - with some help from their parents in early adulthood. But how can you actually tell how much you’re going to have in retirement? We have a new tool that can help.   Also today - There ARE answers to the housing shortage. The technology is there. Clark has always been interested in innovative ways to modernize the way we build housing in the U.S. and shares some promising developments.

  • Calculated Retirement Saving: Segment 1
  • Ask Clark: Segment 2
  • Innovative Affordable Housing: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2161 10.03.25 Clark Answers His Critics on Clark Stinks / Travel Warning: The Luggage Tag Scam Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark goes pass wild with Frontier - and shares an important warning for air travelers who do something Clark will not do - check a bag. Clark Stinks: Segments 1 & 2 The Bag Tag Scam: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is Umbrella Insurance and Do You Need It? 3 Reasons You Should Never Book a Nonrefundable Hotel Room⁠ Travel Insurance Checklist: 5 Types of Coverage To Consider Scam Alert: Never Throw This Away in an Airport Airport Worker Reveals Growing Luggage Tag Scam Targeting Travelers Should I Buy an AirTag for My Checked Airport Luggage? How To Pack a Carry-On the Right Way 4 Things You Should Always Pack in Your Carry-On Chase Sapphire Preferred® Travel Card Review Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 Clark's Updated Way To Shop for Car Rental Deals Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Oct 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Travel Warning: The Luggage Tag Scam Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark goes pass wild with Frontier - and shares an important warning for air travelers who do something Clark will not do - check a bag. Clark Stinks: Segments 1 & 2 The Bag Tag Scam: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is Umbrella Insurance and Do You Need It? 3 Reasons You Should Never Book a Nonrefundable Hotel Room⁠ Travel Insurance Checklist: 5 Types of Coverage To Consider Scam Alert: Never Throw This Away in an Airport Airport Worker Reveals Growing Luggage Tag Scam Targeting Travelers Should I Buy an AirTag for My Checked Airport Luggage? How To Pack a Carry-On the Right Way 4 Things You Should Always Pack in Your Carry-On Chase Sapphire Preferred® Travel Card Review Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 Clark's Updated Way To Shop for Car Rental Deals Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark goes pass wild with Frontier - and shares an important warning for air travelers who do something Clark will not do - check a bag.

  • Clark Stinks: Segments 1 & 2
  • The Bag Tag Scam: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2022 10.02.25 SPECIAL EDITION: A tribute To Financial Mentor Jonathan Clements Today, we reprise Clark’s interview with beloved colleague Jonathan Clements  from October 8, 2024. He had, and still has much to teach us all. An Honest Conversation About Death and Finance With Jonathan Clements Special Edition - Clark welcomes longtime friend and colleague, Jonathan Clements. A London born Cambridge University graduate, financial writer Jonathan Clements is the founder and editor of HumbleDollar.com and author of "From Here to Financial Happiness," "How to Think About Money" and seven other books. His vast experience and contributions include serving as financial education director and teacher in various capacities, and as the personal finance columnist for The Wall Street Journal. Mentioned on the show: Jonathan Clements, Longtime WSJ Columnist, Dies at 62 Saying Goodbye to the WSJ's Jonathan Clements Five Pearls of Wisdom From a Legend of Financial Writing HumbleDollar: Home   /   Humble Dollar - The C Word NY Times - A Money Guru Bet Big on a Very Long Life. Then He Got Cancer. Washington Post - Opinion Living was easy. Dying is harder. The WSJ’s Jonathan Clements Wants to Leave a Living Legacy Living Will and Durable Power of Attorney: Frequently Asked Questions Wills & Funerals Archives - Clark Howard Have a Kid in College? You Need These Legal Documents in Place Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 02 Oct 2025 09:00:00 -0000 full Clark Howard Today, we reprise Clark’s interview with beloved colleague Jonathan Clements from October 8, 2024 Today, we reprise Clark’s interview with beloved colleague Jonathan Clements  from October 8, 2024. He had, and still has much to teach us all. An Honest Conversation About Death and Finance With Jonathan Clements Special Edition - Clark welcomes longtime friend and colleague, Jonathan Clements. A London born Cambridge University graduate, financial writer Jonathan Clements is the founder and editor of HumbleDollar.com and author of "From Here to Financial Happiness," "How to Think About Money" and seven other books. His vast experience and contributions include serving as financial education director and teacher in various capacities, and as the personal finance columnist for The Wall Street Journal. Mentioned on the show: Jonathan Clements, Longtime WSJ Columnist, Dies at 62 Saying Goodbye to the WSJ's Jonathan Clements Five Pearls of Wisdom From a Legend of Financial Writing HumbleDollar: Home   /   Humble Dollar - The C Word NY Times - A Money Guru Bet Big on a Very Long Life. Then He Got Cancer. Washington Post - Opinion Living was easy. Dying is harder. The WSJ’s Jonathan Clements Wants to Leave a Living Legacy Living Will and Durable Power of Attorney: Frequently Asked Questions Wills & Funerals Archives - Clark Howard Have a Kid in College? You Need These Legal Documents in Place Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, we reprise Clark’s interview with beloved colleague Jonathan Clements  from October 8, 2024. He had, and still has much to teach us all.

An Honest Conversation About Death and Finance With Jonathan Clements

Special Edition - Clark welcomes longtime friend and colleague, Jonathan Clements. A London born Cambridge University graduate, financial writer Jonathan Clements is the founder and editor of HumbleDollar.com and author of "From Here to Financial Happiness," "How to Think About Money" and seven other books. His vast experience and contributions include serving as financial education director and teacher in various capacities, and as the personal finance columnist for The Wall Street Journal.

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2208 10.01.25 Warning: Sports Gambling / Assignment: Your Credit Report In this episode, football is in full swing, and so is something very troubling. People are losing enormous amounts of money on electronic gambling. Clark discusses how the nature of modern gambling can increase the risk of gambling addiction, and steps to take if this is a concern.  Also - How accurate are credit reports by the 3 credit bureaus? What you don’t know about your credit report can hurt you. A Clark assignment. Sports Gambling: Segment 1 Ask Clark: Segment 2 Credit Report Accuracy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Resource: Pause Before You Play Best Online Banks: Free Checking and High-Interest Savings Accounts How To Buy a Used Car How To Get a Free Credit Report Credit Karma Review: Free Credit Score and More at Your Fingertips How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Why Clark Howard Wants You to Set Up a 'Financial Chromebook' How To Bring an Old Laptop Back to Life for Free Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 01 Oct 2025 09:00:00 -0000 full Clark Howard Warning: Sports Gambling / Assignment: Your Credit Report In this episode, football is in full swing, and so is something very troubling. People are losing enormous amounts of money on electronic gambling. Clark discusses how the nature of modern gambling can increase the risk of gambling addiction, and steps to take if this is a concern.  Also - How accurate are credit reports by the 3 credit bureaus? What you don’t know about your credit report can hurt you. A Clark assignment. Sports Gambling: Segment 1 Ask Clark: Segment 2 Credit Report Accuracy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Resource: Pause Before You Play Best Online Banks: Free Checking and High-Interest Savings Accounts How To Buy a Used Car How To Get a Free Credit Report Credit Karma Review: Free Credit Score and More at Your Fingertips How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Why Clark Howard Wants You to Set Up a 'Financial Chromebook' How To Bring an Old Laptop Back to Life for Free Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode, football is in full swing, and so is something very troubling. People are losing enormous amounts of money on electronic gambling. Clark discusses how the nature of modern gambling can increase the risk of gambling addiction, and steps to take if this is a concern.  Also - How accurate are credit reports by the 3 credit bureaus? What you don’t know about your credit report can hurt you. A Clark assignment.

  • Sports Gambling: Segment 1
  • Ask Clark: Segment 2
  • Credit Report Accuracy: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1870 09.30.25 Ask An Advisor With Wes Moss The Crucial Financial Conversation Everyone Needs To Have NOW and Brand New Money Rule When was the last time you talked to a family member or loved one about your finances? Wes shares an important financial conversation warning that stems from a tragic and immediate crisis. Wes explains how a simple, 30-minute conversation could have prevented weeks of crippling anxiety – and what you need to do ASAP to prepare yourself and your family. Also, there’s a brand new money rule of thumb: The 0.01% Rule. Clark's listeners are famous for their frugality, but Wes argues there's a tipping point where we spend too much energy worrying about small expenses. This mathematical rule helps you decide when to open your wallet without regret. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 30, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 30 Sep 2025 09:00:00 -0000 full Clark Howard The Crucial Financial Conversation Everyone Needs To Have NOW and Brand New Money Rule The Crucial Financial Conversation Everyone Needs To Have NOW and Brand New Money Rule When was the last time you talked to a family member or loved one about your finances? Wes shares an important financial conversation warning that stems from a tragic and immediate crisis. Wes explains how a simple, 30-minute conversation could have prevented weeks of crippling anxiety – and what you need to do ASAP to prepare yourself and your family. Also, there’s a brand new money rule of thumb: The 0.01% Rule. Clark's listeners are famous for their frugality, but Wes argues there's a tipping point where we spend too much energy worrying about small expenses. This mathematical rule helps you decide when to open your wallet without regret. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 30, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The Crucial Financial Conversation Everyone Needs To Have NOW and Brand New Money Rule

When was the last time you talked to a family member or loved one about your finances? Wes shares an important financial conversation warning that stems from a tragic and immediate crisis. Wes explains how a simple, 30-minute conversation could have prevented weeks of crippling anxiety – and what you need to do ASAP to prepare yourself and your family. Also, there’s a brand new money rule of thumb: The 0.01% Rule. Clark's listeners are famous for their frugality, but Wes argues there's a tipping point where we spend too much energy worrying about small expenses. This mathematical rule helps you decide when to open your wallet without regret.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 30, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2278 09.29.25 This Open Enrollment Is Different / A Good Climb: CD Ladders It’s almost time to choose health insurance for 2026 and there are some significant changes coming with medical care. Clark has important info you need to know ahead of making your elections for open enrollment.  Also, interest rates are up in the air right now.  Is now a good time to open a CD and/or CD ladder with predicted interest rate cuts?  Clark offers a defensive strategy for the money you save.  Attention: Open Enrollment Changes: Segment 1 Ask Clark: Segment 2 CD Laddering : Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: Health Care Costs for Workers Begin to Climb Spot Health Insurance Scams | Consumer Advice Is it health insurance or a medical discount plan? More employers adopting ICHRAs, giving workers money to buy their own health insurance Why Clark Howard Switched His Cell Phone Service After 18 Years With T-Mobile Internet Price War: Why Now Is a Good Time To Threaten To Cancel Wirecutter: How to Avoid a Huge Customs Bill on a Cheap Online Order What Is a CD Ladder and When Is It a Good Idea? CD Ladder Calculator - Clark.com 17 New Cell Phone Deals in September SIM Card Swapping: The Dangerous Cell Phone Scam Why You Need To Lock Your Phone Number Today Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Sep 2025 09:00:00 -0000 full Clark Howard This Open Enrollment Is Different / A Good Climb: CD Ladders It’s almost time to choose health insurance for 2026 and there are some significant changes coming with medical care. Clark has important info you need to know ahead of making your elections for open enrollment.  Also, interest rates are up in the air right now.  Is now a good time to open a CD and/or CD ladder with predicted interest rate cuts?  Clark offers a defensive strategy for the money you save.  Attention: Open Enrollment Changes: Segment 1 Ask Clark: Segment 2 CD Laddering : Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: Health Care Costs for Workers Begin to Climb Spot Health Insurance Scams | Consumer Advice Is it health insurance or a medical discount plan? More employers adopting ICHRAs, giving workers money to buy their own health insurance Why Clark Howard Switched His Cell Phone Service After 18 Years With T-Mobile Internet Price War: Why Now Is a Good Time To Threaten To Cancel Wirecutter: How to Avoid a Huge Customs Bill on a Cheap Online Order What Is a CD Ladder and When Is It a Good Idea? CD Ladder Calculator - Clark.com 17 New Cell Phone Deals in September SIM Card Swapping: The Dangerous Cell Phone Scam Why You Need To Lock Your Phone Number Today Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It’s almost time to choose health insurance for 2026 and there are some significant changes coming with medical care. Clark has important info you need to know ahead of making your elections for open enrollment.  Also, interest rates are up in the air right now.  Is now a good time to open a CD and/or CD ladder with predicted interest rate cuts?  Clark offers a defensive strategy for the money you save. 

  • Attention: Open Enrollment Changes: Segment 1
  • Ask Clark: Segment 2
  • CD Laddering : Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1855 09.26.25 Clark Answers His Critics on Clark Stinks / Amazon Prime Family Shipping Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, has Prime membership reached its peak? Clark discusses Amazon Prime, including why & how they’re ending a family sharing program. Clark Stinks: Segments 1 & 2 Amazon Prime Change: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Much It Will Cost To Watch Every NFL Game in 2025 4 Things To Know Before You Buy a TV Antenna What Is a 403(b) and How Does It Work? Why You Should Never Use Roadside Assistance What Is an HSA Account and How Does It Work? Report: Automakers With the Most and Fewest Recalls The Verge: Amazon ends shared Prime free shipping outside your home Is Amazon Prime Worth It? STREAMING TV - Clark.com 3 Financial Documents Everyone Should Have by Age 18 Why You Need To Talk to Your Family About Your Estate Before You Die How To Make Your Online Accounts Accessible When You Die Wills & Funerals Archives - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 26 Sep 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Amazon Prime Family Shipping Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, has Prime membership reached its peak? Clark discusses Amazon Prime, including why & how they’re ending a family sharing program. Clark Stinks: Segments 1 & 2 Amazon Prime Change: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Much It Will Cost To Watch Every NFL Game in 2025 4 Things To Know Before You Buy a TV Antenna What Is a 403(b) and How Does It Work? Why You Should Never Use Roadside Assistance What Is an HSA Account and How Does It Work? Report: Automakers With the Most and Fewest Recalls The Verge: Amazon ends shared Prime free shipping outside your home Is Amazon Prime Worth It? STREAMING TV - Clark.com 3 Financial Documents Everyone Should Have by Age 18 Why You Need To Talk to Your Family About Your Estate Before You Die How To Make Your Online Accounts Accessible When You Die Wills & Funerals Archives - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, has Prime membership reached its peak? Clark discusses Amazon Prime, including why & how they’re ending a family sharing program.

  • Clark Stinks: Segments 1 & 2
  • Amazon Prime Change: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1951 09.24.25 The Geography Of Retirement / Fast Food Value Wars How much do you really need to retire? That is the golden question, and of course the true answer is “it depends.” If you’re worried you haven’t saved enough, new data shows the state you reside in can be a big factor in determining your goal.  Also today - We’ve seen so much inflation in the restaurant industry, but now there’s good news for consumers. Fast food restaurants are in a heated battle to offer more deals, and Clark tells you the best way to pay less. State Of Retirement: Segment 1 Ask Clark: Segment 2 Fast Food Discounts Return : Segment 3 Ask Clark: Segment 4 Mentioned on the show: Report: The Best and Worst States for Retirement The Minimum Savings You Need To Retire in All 50 States Why You Should Never Mail a Check 10 Best Free Checking Accounts in 2025 Why You Should Never Use Roadside Assistance What Is a C.L.U.E Report and Its Impact on Your Insurance How to Dispute Your C.L.U.E. Report A wave of significant menu changes is reshaping fast food What Is Umbrella Insurance and Do You Need It? Who Should Consider Setting Up a Trust? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 24 Sep 2025 09:00:00 -0000 full Clark Howard How much do you really need to retire? That is the golden question, and of course the true answer is “it depends.” If you’re worried you haven’t saved enough, new data shows the state you reside in can be a big factor in determining your goal.  Also today - We’ve seen so much inflation in the restaurant industry, but now there’s good news for consumers. Fast food restaurants are in a heated battle to offer more deals, and Clark tells you the best way to pay less. State Of Retirement: Segment 1 Ask Clark: Segment 2 Fast Food Discounts Return : Segment 3 Ask Clark: Segment 4 Mentioned on the show: Report: The Best and Worst States for Retirement The Minimum Savings You Need To Retire in All 50 States Why You Should Never Mail a Check 10 Best Free Checking Accounts in 2025 Why You Should Never Use Roadside Assistance What Is a C.L.U.E Report and Its Impact on Your Insurance How to Dispute Your C.L.U.E. Report A wave of significant menu changes is reshaping fast food What Is Umbrella Insurance and Do You Need It? Who Should Consider Setting Up a Trust? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices How much do you really need to retire? That is the golden question, and of course the true answer is “it depends.” If you’re worried you haven’t saved enough, new data shows the state you reside in can be a big factor in determining your goal.  Also today - We’ve seen so much inflation in the restaurant industry, but now there’s good news for consumers. Fast food restaurants are in a heated battle to offer more deals, and Clark tells you the best way to pay less.

  • State Of Retirement: Segment 1
  • Ask Clark: Segment 2
  • Fast Food Discounts Return : Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2006 09-23-25 Ask An Advisor With Wes Moss What a Fed Rate Cut Means for Your Money and #1 Financial Fear (and How To Beat It)The Fed just cut rates. What does this mean for your money? Wes breaks down what the latest Fed rate cut means for your personal finances. He discusses how a drop in rates impacts everything from mortgage rates and the housing market to your investment portfolio. Plus, Wes shares his insights on the biggest financial fear for many Americans and offers a simple solution to gain clarity and peace of mind. Mentioned on the show: Rule 72(t): Secret Rule To Access Your IRA Early Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 23, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS     Wes Moss, CFP®  /  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 23 Sep 2025 09:00:00 -0000 full Clark Howard What a Fed Rate Cut Means for Your Money and #1 Financial Fear (and How To Beat It) What a Fed Rate Cut Means for Your Money and #1 Financial Fear (and How To Beat It)The Fed just cut rates. What does this mean for your money? Wes breaks down what the latest Fed rate cut means for your personal finances. He discusses how a drop in rates impacts everything from mortgage rates and the housing market to your investment portfolio. Plus, Wes shares his insights on the biggest financial fear for many Americans and offers a simple solution to gain clarity and peace of mind. Mentioned on the show: Rule 72(t): Secret Rule To Access Your IRA Early Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 23, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS     Wes Moss, CFP®  /  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices What a Fed Rate Cut Means for Your Money and #1 Financial Fear (and How To Beat It)
The Fed just cut rates. What does this mean for your money? Wes breaks down what the latest Fed rate cut means for your personal finances. He discusses how a drop in rates impacts everything from mortgage rates and the housing market to your investment portfolio. Plus, Wes shares his insights on the biggest financial fear for many Americans and offers a simple solution to gain clarity and peace of mind.

Mentioned on the show: Rule 72(t): Secret Rule To Access Your IRA Early

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 23, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


Learn more about Wes:  BOOKS BY WES MOSS    

Wes Moss, CFP®  /  Wes Moss - Clark.com


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2211 09-22-25 Investing With Robinhood / Price Concessions At The Movies Today Clark talks about the new Robinhood experience. A pioneer of free stock trading,  Robinhood is looking to build real relationships with investors. Clark discusses how Robinhood Gold works, with incentives aligned to savings. Later in this episode - when was the last time you went to a movie theater? The world’s largest movie chain is doing membership off-peak pricing on certain weekdays. Just be aware of the price perils within the theater!  Robinhood Investing: Segment 1 Ask Clark: Segment 2 At The Movies: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Is Robinhood Gold Worth It? UGMA/UTMA 529 Plan: Definition, Pros & Cons vs. Traditional 529 Best 529 College Savings Plans By State My Neighbor’s Dead Tree Is About To Fall on My House. What Do I Do? AMC’s 50% discounts are here. Will it help revive the movie industry? When Should You Pay Off Your Mortgage Instead of Investing? Early Mortgage Payoff Calculator Vanguard Personal Advisor Review Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Sep 2025 09:00:00 -0000 full Clark Howard Investing With Robinhood / Price Concessions At The Movies Today Clark talks about the new Robinhood experience. A pioneer of free stock trading,  Robinhood is looking to build real relationships with investors. Clark discusses how Robinhood Gold works, with incentives aligned to savings. Later in this episode - when was the last time you went to a movie theater? The world’s largest movie chain is doing membership off-peak pricing on certain weekdays. Just be aware of the price perils within the theater!  Robinhood Investing: Segment 1 Ask Clark: Segment 2 At The Movies: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Is Robinhood Gold Worth It? UGMA/UTMA 529 Plan: Definition, Pros & Cons vs. Traditional 529 Best 529 College Savings Plans By State My Neighbor’s Dead Tree Is About To Fall on My House. What Do I Do? AMC’s 50% discounts are here. Will it help revive the movie industry? When Should You Pay Off Your Mortgage Instead of Investing? Early Mortgage Payoff Calculator Vanguard Personal Advisor Review Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today Clark talks about the new Robinhood experience. A pioneer of free stock trading,  Robinhood is looking to build real relationships with investors. Clark discusses how Robinhood Gold works, with incentives aligned to savings. Later in this episode - when was the last time you went to a movie theater? The world’s largest movie chain is doing membership off-peak pricing on certain weekdays. Just be aware of the price perils within the theater! 

  • Robinhood Investing: Segment 1
  • Ask Clark: Segment 2
  • At The Movies: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1847 09.19.25 Clark Answers His Critics on Clark Stinks / HOTELS: What’s In A Name Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Something else that stinks? Finding rats in a hotel room! Clark explains why the name on the building is no longer a guarantee when it comes to hotel chains - and how you should approach booking. Clark Stinks: Segments 1 & 2 Devalued Hotel Brands: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is an Annuity, and Why Does Clark Think They Stink? How Two Clark-Approved Annuities Can Reduce Retirement Stress How To Get a Gym Membership for Practically Free Charles Schwab - What is a variable annuity? View from the Wing: Guest Pulls Out Marriott Sofa Bed, Finds Rotting Baby Rats — Compensation Denied 3 Reasons You Should Never Book a Nonrefundable Hotel Room About Elliott Advocacy 5 Best Credit Card Bonuses and Recommendations in September Best Credit Card Sign-up Bonuses Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 19 Sep 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / HOTELS: What’s In A Name Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Something else that stinks? Finding rats in a hotel room! Clark explains why the name on the building is no longer a guarantee when it comes to hotel chains - and how you should approach booking. Clark Stinks: Segments 1 & 2 Devalued Hotel Brands: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is an Annuity, and Why Does Clark Think They Stink? How Two Clark-Approved Annuities Can Reduce Retirement Stress How To Get a Gym Membership for Practically Free Charles Schwab - What is a variable annuity? View from the Wing: Guest Pulls Out Marriott Sofa Bed, Finds Rotting Baby Rats — Compensation Denied 3 Reasons You Should Never Book a Nonrefundable Hotel Room About Elliott Advocacy 5 Best Credit Card Bonuses and Recommendations in September Best Credit Card Sign-up Bonuses Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Something else that stinks? Finding rats in a hotel room! Clark explains why the name on the building is no longer a guarantee when it comes to hotel chains - and how you should approach booking.

  • Clark Stinks: Segments 1 & 2
  • Devalued Hotel Brands: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2479 09.17.25 A Homebuyer’s Budget Reckoning / First Hand Knowledge Of Second Hand Stores A stressful, burdensome price pressure squeeze play - this describes housing costs today. So potential homebuyers have much to consider. Clark talks through how to think realistically about the real cost of home ownership. Also today, the first way to stretch a dollar is to shop second hand. A simple reminder to explore a wider area of where to buy used near you!  True Cost Of Home Ownership: Segment 1 Ask Clark: Segment 2 Thrifting Is Brilliant: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The 28% Rule for Housing: Does It Still Work in Today’s Market? 4 Things To Know Before You Buy Renters Insurance Best Credit Cards for Students: Top Picks for 2025 What Brokerage Do You Recommend for First-Time Investors or Kids? Fidelity Investments Review: Pros & Cons Thrifting is still big business, according to Pinterest Pawn shops: The surprising shopping destination 6 Things To Know Before Contacting the National Foundation for Credit Counseling Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 17 Sep 2025 09:00:00 -0000 full Clark Howard A Homebuyer’s Budget Reckoning / First Hand Knowledge Of Second Hand Stores A stressful, burdensome price pressure squeeze play - this describes housing costs today. So potential homebuyers have much to consider. Clark talks through how to think realistically about the real cost of home ownership. Also today, the first way to stretch a dollar is to shop second hand. A simple reminder to explore a wider area of where to buy used near you!  True Cost Of Home Ownership: Segment 1 Ask Clark: Segment 2 Thrifting Is Brilliant: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The 28% Rule for Housing: Does It Still Work in Today’s Market? 4 Things To Know Before You Buy Renters Insurance Best Credit Cards for Students: Top Picks for 2025 What Brokerage Do You Recommend for First-Time Investors or Kids? Fidelity Investments Review: Pros & Cons Thrifting is still big business, according to Pinterest Pawn shops: The surprising shopping destination 6 Things To Know Before Contacting the National Foundation for Credit Counseling Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A stressful, burdensome price pressure squeeze play - this describes housing costs today. So potential homebuyers have much to consider. Clark talks through how to think realistically about the real cost of home ownership. Also today, the first way to stretch a dollar is to shop second hand. A simple reminder to explore a wider area of where to buy used near you! 

  • True Cost Of Home Ownership: Segment 1
  • Ask Clark: Segment 2
  • Thrifting Is Brilliant: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1817 09.16.25 Ask An Advisor With Wes Moss 5 Pillars of Investing (Good Times and Bad) and How To Pay 0% on Capital Gains Investing in today's world can feel complicated, but it doesn't have to be. Fiduciary financial advisor Wes Moss breaks down the "5 Pillars of Investing" for both good times and bad. Also, he shares a powerful strategy to potentially pay 0% on your long-term capital gains, based on new tax law changes. Mentioned on the show: The 4% rule is now the 4.7% rule. Here's why that matters. There’s a ‘golden opportunity’ to pay 0% capital gains under Trump’s ‘big beautiful bill,’ experts say Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 16, 2025, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®   Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 16 Sep 2025 09:00:00 -0000 full Clark Howard 5 Pillars of Investing (Good Times and Bad) and How To Pay 0% on Capital Gains 5 Pillars of Investing (Good Times and Bad) and How To Pay 0% on Capital Gains Investing in today's world can feel complicated, but it doesn't have to be. Fiduciary financial advisor Wes Moss breaks down the "5 Pillars of Investing" for both good times and bad. Also, he shares a powerful strategy to potentially pay 0% on your long-term capital gains, based on new tax law changes. Mentioned on the show: The 4% rule is now the 4.7% rule. Here's why that matters. There’s a ‘golden opportunity’ to pay 0% capital gains under Trump’s ‘big beautiful bill,’ experts say Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 16, 2025, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®   Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices 5 Pillars of Investing (Good Times and Bad) and How To Pay 0% on Capital Gains

Investing in today's world can feel complicated, but it doesn't have to be. Fiduciary financial advisor Wes Moss breaks down the "5 Pillars of Investing" for both good times and bad. Also, he shares a powerful strategy to potentially pay 0% on your long-term capital gains, based on new tax law changes.

Mentioned on the show:

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 16, 2025, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2215 09.15.25 High Alert: Protect Your Accounts / Employment: Forward Thinking In today’s show, crooks are finding new, sophisticated ways to get into your accounts. There are risks with voice ID, 2 factor authentication, spoofing, pretexting and more. Clark shares ways to protect yourself.  Also, how do you “futureproof” your career with so many changes coming from AI, robotics and more? Clark discusses the value of looking ahead, enhancing your skillset, and asking “what’s next” jobwise.   Guard Your Accounts: Segment 1 Ask Clark: Segment 2 Futureproof employment: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Need To Lock Your Phone Number Today Vanguard Account Security - Spotting and stopping more sophisticated scams Lawsuit Claims Zelle Security Lapses Cost Over $1 Billion in Fraud: What You Need to Know How to outfox financial scammers What Is an HSA Account and How Does It Work? What Is a Flexible Spending Account? 8 Retirement Catch-Up Secrets for Savers 55+ Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Sep 2025 09:00:00 -0000 full Clark Howard In today’s show, crooks are finding new, sophisticated ways to get into your accounts. There are risks with voice ID, 2 factor authentication, spoofing, pretexting and more. Clark shares ways to protect yourself.  Also, how do you “futureproof” your career with so many changes coming from AI, robotics and more? Clark discusses the value of looking ahead, enhancing your skillset, and asking “what’s next” jobwise.   Guard Your Accounts: Segment 1 Ask Clark: Segment 2 Futureproof employment: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Need To Lock Your Phone Number Today Vanguard Account Security - Spotting and stopping more sophisticated scams Lawsuit Claims Zelle Security Lapses Cost Over $1 Billion in Fraud: What You Need to Know How to outfox financial scammers What Is an HSA Account and How Does It Work? What Is a Flexible Spending Account? 8 Retirement Catch-Up Secrets for Savers 55+ Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In today’s show, crooks are finding new, sophisticated ways to get into your accounts. There are risks with voice ID, 2 factor authentication, spoofing, pretexting and more. Clark shares ways to protect yourself.  Also, how do you “futureproof” your career with so many changes coming from AI, robotics and more? Clark discusses the value of looking ahead, enhancing your skillset, and asking “what’s next” jobwise.  

  • Guard Your Accounts: Segment 1
  • Ask Clark: Segment 2
  • Futureproof employment: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1931 09.12.25 Clark Answers His Critics on Clark Stinks / Our New Car Cost Calculator Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, Empowerment in Action: Our team has developed a new tool to help you make one of life’s largest purchase decisions - exclusively at Clark.com Clark Stinks: Segments 1 & 2 Car Cost Calculator: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Can I Safely Use for Peer-to-Peer Payments? Why You Need To Lock Your Phone Number Today Best 529 College Savings Plans By State 5 Money Tips To Know Before You Travel Abroad The Total Cost of Buying Cars (Calculator) Clark.com How Much Car Insurance Do I Need? 10 Ways To Save Money on Car Insurance Will I Get a Better Deal on a Car By Financing or Paying Cash? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 12 Sep 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Our New Car Cost Calculator Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, Empowerment in Action: Our team has developed a new tool to help you make one of life’s largest purchase decisions - exclusively at Clark.com Clark Stinks: Segments 1 & 2 Car Cost Calculator: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Can I Safely Use for Peer-to-Peer Payments? Why You Need To Lock Your Phone Number Today Best 529 College Savings Plans By State 5 Money Tips To Know Before You Travel Abroad The Total Cost of Buying Cars (Calculator) Clark.com How Much Car Insurance Do I Need? 10 Ways To Save Money on Car Insurance Will I Get a Better Deal on a Car By Financing or Paying Cash? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, Empowerment in Action: Our team has developed a new tool to help you make one of life’s largest purchase decisions - exclusively at Clark.com

  • Clark Stinks: Segments 1 & 2
  • Car Cost Calculator: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1628 09.10.25 WARNING: Avoid This Credit & Debit Card Scam / Balcony Solar Power In this episode - a Federal sweep has revealed how transactional crime rings have engineered a common scam that is emptying accounts. Clark shares the warning and tells you how to avoid having your credit or debit card information stolen. Also, electricity rates are skyrocketing, but we are not sitting ducks. A breakthrough in self-install solar is becoming more mainstream. Avoid Skimmer Scams: Segment 1 Ask Clark: Segment 2 Self-Install “Balcony” Solar: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Protect Your Money From Sneaky Card Skimmers Chase Sapphire Preferred® Card Review: Travel Card Credit Card Car Rental Insurance: What You Need To Know Why You Should Keep Old Credit Card Accounts Open How and When To Cancel a Credit Card Axios: Electricity costs rise amid data center boom Can’t put solar panels on your roof? Plug-in ‘balcony solar’ may be for you. Homeowners Insurance Archives - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 10 Sep 2025 09:00:00 -0000 full Clark Howard WARNING: Avoid This Credit & Debit Card Scam / Balcony Solar Power In this episode - a Federal sweep has revealed how transactional crime rings have engineered a common scam that is emptying accounts. Clark shares the warning and tells you how to avoid having your credit or debit card information stolen. Also, electricity rates are skyrocketing, but we are not sitting ducks. A breakthrough in self-install solar is becoming more mainstream. Avoid Skimmer Scams: Segment 1 Ask Clark: Segment 2 Self-Install “Balcony” Solar: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Protect Your Money From Sneaky Card Skimmers Chase Sapphire Preferred® Card Review: Travel Card Credit Card Car Rental Insurance: What You Need To Know Why You Should Keep Old Credit Card Accounts Open How and When To Cancel a Credit Card Axios: Electricity costs rise amid data center boom Can’t put solar panels on your roof? Plug-in ‘balcony solar’ may be for you. Homeowners Insurance Archives - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode - a Federal sweep has revealed how transactional crime rings have engineered a common scam that is emptying accounts. Clark shares the warning and tells you how to avoid having your credit or debit card information stolen. Also, electricity rates are skyrocketing, but we are not sitting ducks. A breakthrough in self-install solar is becoming more mainstream.

  • Avoid Skimmer Scams: Segment 1
  • Ask Clark: Segment 2
  • Self-Install “Balcony” Solar: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2165 09.09.25 Ask An Advisor With Wes Moss What Really Drives the Stock Market and Why Even Perfect Estate Plans Fail Have you ever wondered why the stock market seems to be doing great while the economy feels just... okay? In this episode, fiduciary financial advisor Wes Moss explains why the stock market often tunes out economic "noise" like geopolitical events and rising unemployment. He reveals the number one thing that drives stock performance -- and it's not what you think. Also, you've done all the right things: created a will, set up a trust, and made your wishes clear. So why do so many estate plans -- even those of celebrities like Jimmy Buffett -- end up in messy family feuds and court battles? Wes has the answer. Mentioned on the show: The Rule of 55: What Is It, How It Works Rule 72(t): Secret Rule To Access Your IRA Early Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 9, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 Sep 2025 09:00:00 -0000 full Clark Howard What Really Drives the Stock Market and Why Even Perfect Estate Plans Fail What Really Drives the Stock Market and Why Even Perfect Estate Plans Fail Have you ever wondered why the stock market seems to be doing great while the economy feels just... okay? In this episode, fiduciary financial advisor Wes Moss explains why the stock market often tunes out economic "noise" like geopolitical events and rising unemployment. He reveals the number one thing that drives stock performance -- and it's not what you think. Also, you've done all the right things: created a will, set up a trust, and made your wishes clear. So why do so many estate plans -- even those of celebrities like Jimmy Buffett -- end up in messy family feuds and court battles? Wes has the answer. Mentioned on the show: The Rule of 55: What Is It, How It Works Rule 72(t): Secret Rule To Access Your IRA Early Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 9, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices What Really Drives the Stock Market and Why Even Perfect Estate Plans Fail

Have you ever wondered why the stock market seems to be doing great while the economy feels just... okay? In this episode, fiduciary financial advisor Wes Moss explains why the stock market often tunes out economic "noise" like geopolitical events and rising unemployment. He reveals the number one thing that drives stock performance -- and it's not what you think. Also, you've done all the right things: created a will, set up a trust, and made your wishes clear. So why do so many estate plans -- even those of celebrities like Jimmy Buffett -- end up in messy family feuds and court battles? Wes has the answer.

Mentioned on the show:

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 9, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes: 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2379 09.08.25 Your Retirement Plan On Auto Pilot / Subscription Creep New data shows the value of automatic savings into retirement plans - and the consequence of not having a plan.  So if you don’t have access through work, start one yourself. Your map to retirement - Clark says let’s get on it! Your future self will surely thank you. Plus, a simple audit of your checking and credit card accounts is in order. Clark has something specific for you to look out for. Retirement-Automatic Is KEY: Segment 1 Ask Clark: Segment 2 Subscription Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 1 Million Workers Have Saved $2 Billion in State Automated Retirement Savings Programs How To Open a Roth IRA   //   Clark.com - Invest & Retire 6 Things To Know About Series I Savings Bonds The Best Phone Plan For You - Compare Phone Plans Is Medical Tourism Right for You? How To Manage Your Monthly Subscriptions To Save Money How Fidelity's Credit Card Rewards Just Got Even Better How Landlords Can Check a Tenant's Credit Report Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Sep 2025 09:00:00 -0000 full Clark Howard Your Retirement Plan On Auto Pilot / Subscription Creep New data shows the value of automatic savings into retirement plans - and the consequence of not having a plan.  So if you don’t have access through work, start one yourself. Your map to retirement - Clark says let’s get on it! Your future self will surely thank you. Plus, a simple audit of your checking and credit card accounts is in order. Clark has something specific for you to look out for. Retirement-Automatic Is KEY: Segment 1 Ask Clark: Segment 2 Subscription Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 1 Million Workers Have Saved $2 Billion in State Automated Retirement Savings Programs How To Open a Roth IRA   //   Clark.com - Invest & Retire 6 Things To Know About Series I Savings Bonds The Best Phone Plan For You - Compare Phone Plans Is Medical Tourism Right for You? How To Manage Your Monthly Subscriptions To Save Money How Fidelity's Credit Card Rewards Just Got Even Better How Landlords Can Check a Tenant's Credit Report Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices New data shows the value of automatic savings into retirement plans - and the consequence of not having a plan.  So if you don’t have access through work, start one yourself. Your map to retirement - Clark says let’s get on it! Your future self will surely thank you. Plus, a simple audit of your checking and credit card accounts is in order. Clark has something specific for you to look out for.

  • Retirement-Automatic Is KEY: Segment 1
  • Ask Clark: Segment 2
  • Subscription Fees: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1676 09.05.25 A New Generation Gets Ripped Off / WARNING: Booking Travel Today Clark addresses meme stocks and crypto schemes appearing on social media. An old scam in a new era is ripping people off big time, with the lure of finding a shortcut to wealth. Also -  Booking travel at a time of instability in the industry means you could get ripped off. Clark tells you how it goes down, and has expert advice to help protect your money when booking. The Pump & Dump Con: Segment 1 Ask Clark: Segment 2 Safe Travel Booking: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  ‘I almost fell off my chair’: Investors lose billions on meme stocks as ‘pump and dump’ scams multiply Car Insurance Archives - Clark Howard What Is Umbrella Insurance and Do You Need It? Would you book a ticket on a dying airline? How To Plan a Trip: Clark's Best Travel Tips To Save Money Google Flights Launches New Tool for Finding Cheap Airfare 3 Reasons You Should Never Book a Nonrefundable Hotel Room 4 Fastest Ways To Improve Your Credit Why 'Buy Now, Pay Later' Worries Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 Sep 2025 09:00:00 -0000 full Clark Howard Today Clark addresses meme stocks and crypto schemes appearing on social media. An old scam in a new era is ripping people off big time, with the lure of finding a shortcut to wealth. Also -  Booking travel at a time of instability in the industry means you could get ripped off. Clark tells you how it goes down, and has expert advice to help protect your money when booking. The Pump & Dump Con: Segment 1 Ask Clark: Segment 2 Safe Travel Booking: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  ‘I almost fell off my chair’: Investors lose billions on meme stocks as ‘pump and dump’ scams multiply Car Insurance Archives - Clark Howard What Is Umbrella Insurance and Do You Need It? Would you book a ticket on a dying airline? How To Plan a Trip: Clark's Best Travel Tips To Save Money Google Flights Launches New Tool for Finding Cheap Airfare 3 Reasons You Should Never Book a Nonrefundable Hotel Room 4 Fastest Ways To Improve Your Credit Why 'Buy Now, Pay Later' Worries Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today Clark addresses meme stocks and crypto schemes appearing on social media. An old scam in a new era is ripping people off big time, with the lure of finding a shortcut to wealth. Also -  Booking travel at a time of instability in the industry means you could get ripped off. Clark tells you how it goes down, and has expert advice to help protect your money when booking.

  • The Pump & Dump Con: Segment 1
  • Ask Clark: Segment 2
  • Safe Travel Booking: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show: 

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1972 09.03.25 Clark’s Streaming Service Update / A Senior Facility Payment Warning Today - How Clark saved money solving his streaming dilemma just in time for football season. Also, paying for skilled nursing, assisted living, memory care and long-term care facilities only gets more costly & complicated. Clark has a warning for those trying to navigate the system.  Streaming Update: Segment 1 Ask Clark: Segment 2 Senior Facility Payment Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard Is Making These Changes to His Streaming TV Strategy Streaming TV Tool: Find Cheapest Way to Stream Your Favorite TV Channels Is the New Sling Select Subscription Tier Worth It? Clark.com - Streaming TV  /  How To Watch Local Channels Without Cable 4 Things To Know Before You Buy a TV Antenna Making Sense of the Disney, ESPN, Hulu and NFL Streaming TV Headlines 5 Things You Should Re-Shop To Save Money 3 Reasons You Should Never Book a Nonrefundable Hotel Room Automatic Bill Pay: How It Works and How To Do It Safely  Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 03 Sep 2025 09:00:00 -0000 full Clark Howard Clark’s Streaming Service Update / A Senior Facility Payment Warning Today - How Clark saved money solving his streaming dilemma just in time for football season. Also, paying for skilled nursing, assisted living, memory care and long-term care facilities only gets more costly & complicated. Clark has a warning for those trying to navigate the system.  Streaming Update: Segment 1 Ask Clark: Segment 2 Senior Facility Payment Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard Is Making These Changes to His Streaming TV Strategy Streaming TV Tool: Find Cheapest Way to Stream Your Favorite TV Channels Is the New Sling Select Subscription Tier Worth It? Clark.com - Streaming TV  /  How To Watch Local Channels Without Cable 4 Things To Know Before You Buy a TV Antenna Making Sense of the Disney, ESPN, Hulu and NFL Streaming TV Headlines 5 Things You Should Re-Shop To Save Money 3 Reasons You Should Never Book a Nonrefundable Hotel Room Automatic Bill Pay: How It Works and How To Do It Safely  Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - How Clark saved money solving his streaming dilemma just in time for football season. Also, paying for skilled nursing, assisted living, memory care and long-term care facilities only gets more costly & complicated. Clark has a warning for those trying to navigate the system. 

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2012 09.02.25 Ask An Advisor With Wes Moss The Power of Dividend Growth Explained and Is the Midwest the Next Silicon Valley? Should we fall in love with dividends? Fiduciary financial advisor Wes Moss tackles the classic debate of stocks versus bonds with a deep dive into the power of dividends. Using data going back 45 years to 1980, Wes reveals how an investment in the S&P 500 would have dramatically outperformed bonds, with dividends growing by an incredible percentage. Also, Wes shares a fascinating look at the future of American manufacturing. He draws a comparison between the 1950s and today, highlighting the huge growth in productivity and innovation. Wes argues that the next big frontier for economic growth might not be in Silicon Valley, but in the heart of the Midwest, thanks to modern-day "George Jetsons" and a renewed focus on high-tech manufacturing. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 2, 2025, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 02 Sep 2025 09:00:00 -0000 full Clark Howard The Power of Dividend Growth Explained and Is the Midwest the Next Silicon Valley? The Power of Dividend Growth Explained and Is the Midwest the Next Silicon Valley? Should we fall in love with dividends? Fiduciary financial advisor Wes Moss tackles the classic debate of stocks versus bonds with a deep dive into the power of dividends. Using data going back 45 years to 1980, Wes reveals how an investment in the S&P 500 would have dramatically outperformed bonds, with dividends growing by an incredible percentage. Also, Wes shares a fascinating look at the future of American manufacturing. He draws a comparison between the 1950s and today, highlighting the huge growth in productivity and innovation. Wes argues that the next big frontier for economic growth might not be in Silicon Valley, but in the heart of the Midwest, thanks to modern-day "George Jetsons" and a renewed focus on high-tech manufacturing. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 2, 2025, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The Power of Dividend Growth Explained and Is the Midwest the Next Silicon Valley?

Should we fall in love with dividends? Fiduciary financial advisor Wes Moss tackles the classic debate of stocks versus bonds with a deep dive into the power of dividends. Using data going back 45 years to 1980, Wes reveals how an investment in the S&P 500 would have dramatically outperformed bonds, with dividends growing by an incredible percentage. Also, Wes shares a fascinating look at the future of American manufacturing. He draws a comparison between the 1950s and today, highlighting the huge growth in productivity and innovation. Wes argues that the next big frontier for economic growth might not be in Silicon Valley, but in the heart of the Midwest, thanks to modern-day "George Jetsons" and a renewed focus on high-tech manufacturing.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the September 2, 2025, Ask an Advisor episode of the Clark Howard podcast. 

Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2666 08.29.25 Clark Answers His Critics on Clark Stinks / SCAM WARNING: Healthcare Plans Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, the high cost of REAL health insurance is driving a surge in low cost health “coverage” being pitched to both individuals and small businesses - plans that are either bad, or worse, total scams. Clark Stinks: Segments 1 & 2 Bogus Healthcare Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is an HSA Account and How Does It Work? Where Should I Set Up My Health Savings Account (HSA)? What Is a Flexible Spending Account? How Do You Prepare for the Likelihood of Long-Term Care Costs? Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 Travel Insurance Checklist: 5 Types of Coverage To Consider SCORE - For The Life Of Your Business Looking for health insurance? Make sure that’s what you’re getting Fake Health Insurance Scam: Are You Covered or Being Hustled? Term Life vs. Whole Life Insurance: Understanding the Difference How To Buy Term Life Insurance in 7 Easy Steps What Is a 403(b) and How Does It Work? /  403bWise.org How To Open a Roth IRA  /  What Are Index Funds?  Best Investment Companies for Investors in 2025 Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 29 Aug 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / SCAM WARNING: Healthcare Plans Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, the high cost of REAL health insurance is driving a surge in low cost health “coverage” being pitched to both individuals and small businesses - plans that are either bad, or worse, total scams. Clark Stinks: Segments 1 & 2 Bogus Healthcare Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is an HSA Account and How Does It Work? Where Should I Set Up My Health Savings Account (HSA)? What Is a Flexible Spending Account? How Do You Prepare for the Likelihood of Long-Term Care Costs? Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 Travel Insurance Checklist: 5 Types of Coverage To Consider SCORE - For The Life Of Your Business Looking for health insurance? Make sure that’s what you’re getting Fake Health Insurance Scam: Are You Covered or Being Hustled? Term Life vs. Whole Life Insurance: Understanding the Difference How To Buy Term Life Insurance in 7 Easy Steps What Is a 403(b) and How Does It Work? /  403bWise.org How To Open a Roth IRA  /  What Are Index Funds?  Best Investment Companies for Investors in 2025 Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, the high cost of REAL health insurance is driving a surge in low cost health “coverage” being pitched to both individuals and small businesses - plans that are either bad, or worse, total scams.


Clark Stinks: Segments 1 & 2

Bogus Healthcare Plans: Segment 3

Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2140 08.27.25 Investing Overseas / Revised Strategy For Shopping Airfares Clark discusses why having a portion of your retirement funds in overseas investments is highly recommended.  Also - Why Clark’s recent advice on shopping airfares just changed. Investing Worldwide: Segment 1 Ask Clark: Segment 2 Airfare Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why Investing Abroad Could Pay Off Best Online Banks: Free Checking and High-Interest Savings Accounts - Clark.com How to Buy a New Car in 5 Steps Booking Domestic Flights One-Way? It's Costing You More (Again)⁠ Is the One-Way Flight Strategy Broken? How Clark Howard Still Finds Cheap Airfare Delta’s New Fare Changes Just Made Booking Flights and Earning Miles More Complicated⁠ Travel Archives  /   Cruises - Clark Howard Top 7 Ways To Shop Safely Online Should You Get a Business Credit Card? | When Is It Worth It? Best Small Business Credit Cards: Top Picks for 2025 Best 2% Cash Back Credit Cards: Top Options for 2025 Best Cash Back Credit Cards With No Annual Fee in 2025  Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 27 Aug 2025 09:00:00 -0000 full Clark Howard Investing Overseas / Revised Strategy For Shopping Airfares Clark discusses why having a portion of your retirement funds in overseas investments is highly recommended.  Also - Why Clark’s recent advice on shopping airfares just changed. Investing Worldwide: Segment 1 Ask Clark: Segment 2 Airfare Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why Investing Abroad Could Pay Off Best Online Banks: Free Checking and High-Interest Savings Accounts - Clark.com How to Buy a New Car in 5 Steps Booking Domestic Flights One-Way? It's Costing You More (Again)⁠ Is the One-Way Flight Strategy Broken? How Clark Howard Still Finds Cheap Airfare Delta’s New Fare Changes Just Made Booking Flights and Earning Miles More Complicated⁠ Travel Archives  /   Cruises - Clark Howard Top 7 Ways To Shop Safely Online Should You Get a Business Credit Card? | When Is It Worth It? Best Small Business Credit Cards: Top Picks for 2025 Best 2% Cash Back Credit Cards: Top Options for 2025 Best Cash Back Credit Cards With No Annual Fee in 2025  Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses why having a portion of your retirement funds in overseas investments is highly recommended.  Also - Why Clark’s recent advice on shopping airfares just changed.

  • Investing Worldwide: Segment 1
  • Ask Clark: Segment 2
  • Airfare Update: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1473 08.26.25 Ask An Advisor With Wes Moss A retired couple’s home renovation plans nearly triggered a massive, hidden cost that no one wants to pay: the Income-Related Monthly Adjustment Amount (IRMA). Fiduciary financial advisor Wes Moss breaks down how a simple plan to pay for a renovation could have led to thousands of dollars in extra Medicare premiums and what you can do to avoid a similar fate. Also, Wes dives into the world of AI and financial planning. He explains why AI is a powerful tool for analysis, but warns against using it as a fortune teller. Find out how you can use AI to your advantage while avoiding the dangerous pitfalls of letting it make your big financial decisions for you. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 26, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 26 Aug 2025 09:00:00 -0000 How To Avoid a Massive Medicare Premium Spike and Can AI Be Your Financial Planner? full Clark Howard How To Avoid a Massive Medicare Premium Spike and Can AI Be Your Financial Planner? A retired couple’s home renovation plans nearly triggered a massive, hidden cost that no one wants to pay: the Income-Related Monthly Adjustment Amount (IRMA). Fiduciary financial advisor Wes Moss breaks down how a simple plan to pay for a renovation could have led to thousands of dollars in extra Medicare premiums and what you can do to avoid a similar fate. Also, Wes dives into the world of AI and financial planning. He explains why AI is a powerful tool for analysis, but warns against using it as a fortune teller. Find out how you can use AI to your advantage while avoiding the dangerous pitfalls of letting it make your big financial decisions for you. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 26, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A retired couple’s home renovation plans nearly triggered a massive, hidden cost that no one wants to pay: the Income-Related Monthly Adjustment Amount (IRMA). Fiduciary financial advisor Wes Moss breaks down how a simple plan to pay for a renovation could have led to thousands of dollars in extra Medicare premiums and what you can do to avoid a similar fate. Also, Wes dives into the world of AI and financial planning. He explains why AI is a powerful tool for analysis, but warns against using it as a fortune teller. Find out how you can use AI to your advantage while avoiding the dangerous pitfalls of letting it make your big financial decisions for you.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 26, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2308 08.25.25 Controlled Spending Method / Travel Warning: Pickpocket Rings Ever wake up Monday regretting how much you spent over the weekend? Today Clark re-examines the no spending trend through a needs-vs-wants traffic light lens as a smart way to think about spending.  Also today  - Travelers are being heavily targeted at ATMs & check outs. Clark shares an easy way to protect your wallet and identity when out & about - and why this is necessary now more than ever.  Mindful Spending: Segment 1 Ask Clark: Segment 2 ATM Pickpockets: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should you buy it? If you answer 'yes' to these questions, probably not What Can I Safely Use for Peer-to-Peer Payments? Can I Use an Online Will Maker or Do I Need an Attorney? How To Create a Will Online  /  Wills & Funerals Archives How To Freeze and Unfreeze Your Credit With Experian, Equifax & TransUnion NYTimes: Help! A Pickpocket Used My A.T.M. Card, and Citi Won’t Cover It. Unpack these cybersecurity tips for a stress-free vacation Why It's a Great Time To Get a Cheap Ticket to Europe How To Pack a Carry-On the Right Way Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Aug 2025 09:00:00 -0000 full Clark Howard Controlled Spending Method / Travel Warning: Pickpocket Rings Ever wake up Monday regretting how much you spent over the weekend? Today Clark re-examines the no spending trend through a needs-vs-wants traffic light lens as a smart way to think about spending.  Also today  - Travelers are being heavily targeted at ATMs & check outs. Clark shares an easy way to protect your wallet and identity when out & about - and why this is necessary now more than ever.  Mindful Spending: Segment 1 Ask Clark: Segment 2 ATM Pickpockets: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should you buy it? If you answer 'yes' to these questions, probably not What Can I Safely Use for Peer-to-Peer Payments? Can I Use an Online Will Maker or Do I Need an Attorney? How To Create a Will Online  /  Wills & Funerals Archives How To Freeze and Unfreeze Your Credit With Experian, Equifax & TransUnion NYTimes: Help! A Pickpocket Used My A.T.M. Card, and Citi Won’t Cover It. Unpack these cybersecurity tips for a stress-free vacation Why It's a Great Time To Get a Cheap Ticket to Europe How To Pack a Carry-On the Right Way Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Ever wake up Monday regretting how much you spent over the weekend? Today Clark re-examines the no spending trend through a needs-vs-wants traffic light lens as a smart way to think about spending.  Also today  - Travelers are being heavily targeted at ATMs & check outs. Clark shares an easy way to protect your wallet and identity when out & about - and why this is necessary now more than ever. 

  • Mindful Spending: Segment 1
  • Ask Clark: Segment 2
  • ATM Pickpockets: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1981 08.22.25 Clark Answers His Critics on Clark Stinks / Supermarket Digital Pricing Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also - Digital pricing is popping up in more supermarkets. Clark discusses how this pricing works, and how the results are turning out to be quite different from his early predictions.  Clark Stinks: Segments 1 & 2 Dynamic Grocery Pricing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Amazon vs. Walmart: The Price War You’re Probably Losing (and How to Win!) Subscription Services: Why Canceling Is So Hard (and a Solution) 4 Insurance Policies You Actually Need (And 4 You Don't) Clark Addresses Changes to One of His Favorite Travel Credit Cards Top 10 Perks of the Capital One Venture X Rewards Credit Card Welcome to the Grocery Store Where Prices Change 100 Times a Day - WSJ What Can I Safely Use for Peer-to-Peer Payments? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 22 Aug 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Supermarket Digital Pricing Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also - Digital pricing is popping up in more supermarkets. Clark discusses how this pricing works, and how the results are turning out to be quite different from his early predictions.  Clark Stinks: Segments 1 & 2 Dynamic Grocery Pricing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Amazon vs. Walmart: The Price War You’re Probably Losing (and How to Win!) Subscription Services: Why Canceling Is So Hard (and a Solution) 4 Insurance Policies You Actually Need (And 4 You Don't) Clark Addresses Changes to One of His Favorite Travel Credit Cards Top 10 Perks of the Capital One Venture X Rewards Credit Card Welcome to the Grocery Store Where Prices Change 100 Times a Day - WSJ What Can I Safely Use for Peer-to-Peer Payments? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also - Digital pricing is popping up in more supermarkets. Clark discusses how this pricing works, and how the results are turning out to be quite different from his early predictions. 

  • Clark Stinks: Segments 1 & 2
  • Dynamic Grocery Pricing: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2080 08.20.25 Where The Jobs Are / The More Versatile 529 Plan A rapidly changing job market calls for reassessment and thinking outside the box. And maybe outside your town. Clark seeks to help open your mind on 3 fronts in the quest for satisfying employment. Also, 529 Plans just got even better, with new ways to utilize them for non-traditional education. Job Assessment: Segment 1 Ask Clark: Segment 2 New Possibilities With 529 Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  Axios: Where the jobs are How To Find a Job in a Frozen Market 5 midsize U.S. cities driving small-business growth   Is Now a Good Time To Buy an Electric Vehicle? Should You Ever Lease a Car? Report: These 10 Vehicles Are the Best for the Money in 2025 Best 529 College Savings Plans By State 529 to Roth IRA: Rollover Rules, Conversion Guide, and FAQs How to Get Financial Affairs In Order Before Death or Disability Subscription Services: Why Canceling Is So Hard (and a Solution) ESPN and FOX Join Forces on New Streaming TV BundleIs Is Sling’s New Subscription Option the Sneaky Way To Watch Football in 2025? Streaming TV Tool: Find Cheapest Way to Stream Your Favorite TV Channels Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 20 Aug 2025 09:00:00 -0000 full Clark Howard Where The Jobs Are / The More Versatile 529 Plan A rapidly changing job market calls for reassessment and thinking outside the box. And maybe outside your town. Clark seeks to help open your mind on 3 fronts in the quest for satisfying employment. Also, 529 Plans just got even better, with new ways to utilize them for non-traditional education. Job Assessment: Segment 1 Ask Clark: Segment 2 New Possibilities With 529 Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  Axios: Where the jobs are How To Find a Job in a Frozen Market 5 midsize U.S. cities driving small-business growth   Is Now a Good Time To Buy an Electric Vehicle? Should You Ever Lease a Car? Report: These 10 Vehicles Are the Best for the Money in 2025 Best 529 College Savings Plans By State 529 to Roth IRA: Rollover Rules, Conversion Guide, and FAQs How to Get Financial Affairs In Order Before Death or Disability Subscription Services: Why Canceling Is So Hard (and a Solution) ESPN and FOX Join Forces on New Streaming TV BundleIs Is Sling’s New Subscription Option the Sneaky Way To Watch Football in 2025? Streaming TV Tool: Find Cheapest Way to Stream Your Favorite TV Channels Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A rapidly changing job market calls for reassessment and thinking outside the box. And maybe outside your town. Clark seeks to help open your mind on 3 fronts in the quest for satisfying employment. Also, 529 Plans just got even better, with new ways to utilize them for non-traditional education.

  • Job Assessment: Segment 1
  • Ask Clark: Segment 2
  • New Possibilities With 529 Plans: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show: 

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2241 08.19.25 Ask An Advisor With Wes Moss Why This Retired Couple Is Still 70% in Stocks and Will the Fed Start Lowering Rates? A retired couple in their 80s has big pensions, no debt, and a significant amount of their portfolio in stocks. While traditional wisdom suggests being more conservative with age, find out why they have an “infinite time horizon,” as fiduciary financial advisor Wes Moss explains. Also, the Federal Reserve is the engine of the U.S. economy, and its decisions on interest rates have massive ripple effects, from the housing market to your savings account. With the latest inflation and jobs reports suggesting a cooling economy, Wes explains why we may be at the end of the "higher for longer" era. He also provides a critical heads-up for savers. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 19, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 19 Aug 2025 09:00:00 -0000 full Clark Howard Why This Retired Couple Is Still 70% in Stocks and Will the Fed Start Lowering Rates? Why This Retired Couple Is Still 70% in Stocks and Will the Fed Start Lowering Rates? A retired couple in their 80s has big pensions, no debt, and a significant amount of their portfolio in stocks. While traditional wisdom suggests being more conservative with age, find out why they have an “infinite time horizon,” as fiduciary financial advisor Wes Moss explains. Also, the Federal Reserve is the engine of the U.S. economy, and its decisions on interest rates have massive ripple effects, from the housing market to your savings account. With the latest inflation and jobs reports suggesting a cooling economy, Wes explains why we may be at the end of the "higher for longer" era. He also provides a critical heads-up for savers. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 19, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Why This Retired Couple Is Still 70% in Stocks and Will the Fed Start Lowering Rates?

A retired couple in their 80s has big pensions, no debt, and a significant amount of their portfolio in stocks. While traditional wisdom suggests being more conservative with age, find out why they have an “infinite time horizon,” as fiduciary financial advisor Wes Moss explains. Also, the Federal Reserve is the engine of the U.S. economy, and its decisions on interest rates have massive ripple effects, from the housing market to your savings account. With the latest inflation and jobs reports suggesting a cooling economy, Wes explains why we may be at the end of the "higher for longer" era. He also provides a critical heads-up for savers.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 19, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2085 08.18.25 Housing Update - Spotlight: Condos / Medical MalFEEsance In today’s episode, Clark talks about the condo market and what makes it different from the single-family home market. Later, there’s a common, costly fee that may appear on your doctor bill that is generally not disclosed, and charged after treatment. Clark explains what’s going on and how to prevent getting gouged by this.  The Condo Market Difference: Segment 1 Ask Clark: Segment 2 Undisclosed Facility Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Credit Lock vs. Credit Freeze: What's the Difference? NBC News: Did your doctor's office charge you a 'facility fee'? Here's what to know. Why It’s a Great Time To Get a Cheap Ticket to Europe What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Best Financial Advisors in 2025 Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Aug 2025 09:00:00 -0000 full Clark Howard Housing Update - Spotlight: Condos / Medical MalFEEsance In today’s episode, Clark talks about the condo market and what makes it different from the single-family home market. Later, there’s a common, costly fee that may appear on your doctor bill that is generally not disclosed, and charged after treatment. Clark explains what’s going on and how to prevent getting gouged by this.  The Condo Market Difference: Segment 1 Ask Clark: Segment 2 Undisclosed Facility Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Credit Lock vs. Credit Freeze: What's the Difference? NBC News: Did your doctor's office charge you a 'facility fee'? Here's what to know. Why It’s a Great Time To Get a Cheap Ticket to Europe What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Best Financial Advisors in 2025 Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In today’s episode, Clark talks about the condo market and what makes it different from the single-family home market. Later, there’s a common, costly fee that may appear on your doctor bill that is generally not disclosed, and charged after treatment. Clark explains what’s going on and how to prevent getting gouged by this. 

  • The Condo Market Difference: Segment 1
  • Ask Clark: Segment 2
  • Undisclosed Facility Fees: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1947 08.15.25 Clark Answers His Critics on Clark Stinks / When Car Rental - Hertz Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, one major rental car company has now earned the “do not rent” label from Clark. Get Clark’s latest advice on car rentals.  Clark Stinks: Segments 1 & 2 Car Rental Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Booking a Cruise? Here Are 5 Ways To Do It for Less You Won't Believe What Clark Howard Says About Wells Fargo Now What Is an HSA Account and How Does It Work? Subscription Services: Why Canceling Is So Hard (and a Solution) What Is a CD Ladder and When Is It a Good Idea?  /  CD Ladder Calculator Marriott Bonvoy Boundless® Credit Card Review: What You Should Know The Secret Technology Rental Car Companies Are Using Against You Cheapest Way to Rent a Car: Expert Tips Major Changes Announced for Southwest Airlines Credit Cards How Do You Prepare for the Likelihood of Long-Term Care Costs? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 15 Aug 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / When Car Rental - Hertz Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, one major rental car company has now earned the “do not rent” label from Clark. Get Clark’s latest advice on car rentals.  Clark Stinks: Segments 1 & 2 Car Rental Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Booking a Cruise? Here Are 5 Ways To Do It for Less You Won't Believe What Clark Howard Says About Wells Fargo Now What Is an HSA Account and How Does It Work? Subscription Services: Why Canceling Is So Hard (and a Solution) What Is a CD Ladder and When Is It a Good Idea?  /  CD Ladder Calculator Marriott Bonvoy Boundless® Credit Card Review: What You Should Know The Secret Technology Rental Car Companies Are Using Against You Cheapest Way to Rent a Car: Expert Tips Major Changes Announced for Southwest Airlines Credit Cards How Do You Prepare for the Likelihood of Long-Term Care Costs? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, one major rental car company has now earned the “do not rent” label from Clark. Get Clark’s latest advice on car rentals. 

  • Clark Stinks: Segments 1 & 2
  • Car Rental Update: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1888 08.13.25 Do You Need Travel Medical Insurance? / Disaster Relief Scams Clark has vital, very important advice for fellow travelers regarding insurance. Also today - while tragic disasters bring out the best in people rendering aid, we know that scammers routinely emerge to exploit this attribute, with ploys to steal donations. Clark discusses what to watch out for in a case of disaster when you want to be of help. Travel Health Insurance: Segment 1 Ask Clark: Segment 2 Scams After Disasters: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Travel Insurance Checklist: 5 Types of Coverage To Consider Should You Ever Buy Travel Medical Insurance? Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? 5 Steps To Getting a Good Deal on a Hotel Room 3 Reasons You Should Never Book a Nonrefundable Hotel Room How To Choose the Best Charities for Your Donations Spot and avoid FEMA impersonators BBB-File a Complaint Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 13 Aug 2025 09:00:00 -0000 full Clark Howard Do You Need Travel Medical Insurance? / Disaster Relief Scams Clark has vital, very important advice for fellow travelers regarding insurance. Also today - while tragic disasters bring out the best in people rendering aid, we know that scammers routinely emerge to exploit this attribute, with ploys to steal donations. Clark discusses what to watch out for in a case of disaster when you want to be of help. Travel Health Insurance: Segment 1 Ask Clark: Segment 2 Scams After Disasters: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Travel Insurance Checklist: 5 Types of Coverage To Consider Should You Ever Buy Travel Medical Insurance? Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? 5 Steps To Getting a Good Deal on a Hotel Room 3 Reasons You Should Never Book a Nonrefundable Hotel Room How To Choose the Best Charities for Your Donations Spot and avoid FEMA impersonators BBB-File a Complaint Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark has vital, very important advice for fellow travelers regarding insurance. Also today - while tragic disasters bring out the best in people rendering aid, we know that scammers routinely emerge to exploit this attribute, with ploys to steal donations. Clark discusses what to watch out for in a case of disaster when you want to be of help.

  • Travel Health Insurance: Segment 1
  • Ask Clark: Segment 2
  • Scams After Disasters: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1570 08.12.25 Is the 60/40 Rule DEAD? and Inheriting Money The Right Way Is the 60/40 Rule DEAD? and Inheriting Money The Right Way Is the 60/40 investing rule dead? Fiduciary financial advisor Wes Moss tackles this question by looking back at research and revealing what a $500,000 portfolio would look like today. He shares why balanced investing is still critical for a comfortable retirement. Also, with the largest wealth transfer in history underway, Wes provides a reality check on inheriting money. He gives you a simple checklist for receivers and givers to make sure you're prepared. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 12, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 12 Aug 2025 09:00:00 -0000 full Clark Howard Is the 60/40 Rule DEAD? and Inheriting Money The Right Way Is the 60/40 Rule DEAD? and Inheriting Money The Right Way Is the 60/40 investing rule dead? Fiduciary financial advisor Wes Moss tackles this question by looking back at research and revealing what a $500,000 portfolio would look like today. He shares why balanced investing is still critical for a comfortable retirement. Also, with the largest wealth transfer in history underway, Wes provides a reality check on inheriting money. He gives you a simple checklist for receivers and givers to make sure you're prepared. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 12, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Is the 60/40 Rule DEAD? and Inheriting Money The Right Way

Is the 60/40 investing rule dead? Fiduciary financial advisor Wes Moss tackles this question by looking back at research and revealing what a $500,000 portfolio would look like today. He shares why balanced investing is still critical for a comfortable retirement. Also, with the largest wealth transfer in history underway, Wes provides a reality check on inheriting money. He gives you a simple checklist for receivers and givers to make sure you're prepared.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 12, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2813 08.11.25 Get Wise To Your Retirement Plan / Getting More For Your Money Not all retirement plans are created equal. When it comes to the 403bs many teachers and non-profit workers are offered - the math is wrong. And not all 401(k)s will serve you well. Knowing how to get the most from your investments can mean WAY more money in retirement.   Also - It’s rare to find the opposite of shrinkflation, but some retailers and restaurants are filling the value gap - in buckets!  Retirement Plan Choice: Segment 1 Ask Clark: Segment 2 Bonus! Buckets Of Coffee: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Teachers Are Learning a Hard Lesson. Their Retirement Plans Cost a Fortune.⁠ ⁠What Is a 403(b) and How Does It Work?⁠  /   ⁠403bwise.org⁠ ⁠How To Open a Roth IRA⁠ ⁠401(k)s Weren’t Built for the Gen Z Economy⁠ ⁠Why You Need To Know Your Company 401(k) Fees⁠ ⁠Investing & Retirement Archives - Clark Howard⁠ ⁠What Is a Fiduciary Financial Advisor and Do I Need One?⁠ ⁠Your Morning Coffee, in a Bucket⁠ Is Now a Good Time To Buy an Electric Vehicle? ⁠Report: 4 Used Electric Vehicles Under $25,000⁠  /  ⁠ABRP Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Aug 2025 09:00:00 -0000 full Clark Howard Get Wise To Your Retirement Plan / Getting More For Your Money Not all retirement plans are created equal. When it comes to the 403bs many teachers and non-profit workers are offered - the math is wrong. And not all 401(k)s will serve you well. Knowing how to get the most from your investments can mean WAY more money in retirement.   Also - It’s rare to find the opposite of shrinkflation, but some retailers and restaurants are filling the value gap - in buckets!  Retirement Plan Choice: Segment 1 Ask Clark: Segment 2 Bonus! Buckets Of Coffee: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Teachers Are Learning a Hard Lesson. Their Retirement Plans Cost a Fortune.⁠ ⁠What Is a 403(b) and How Does It Work?⁠  /   ⁠403bwise.org⁠ ⁠How To Open a Roth IRA⁠ ⁠401(k)s Weren’t Built for the Gen Z Economy⁠ ⁠Why You Need To Know Your Company 401(k) Fees⁠ ⁠Investing & Retirement Archives - Clark Howard⁠ ⁠What Is a Fiduciary Financial Advisor and Do I Need One?⁠ ⁠Your Morning Coffee, in a Bucket⁠ Is Now a Good Time To Buy an Electric Vehicle? ⁠Report: 4 Used Electric Vehicles Under $25,000⁠  /  ⁠ABRP Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Not all retirement plans are created equal. When it comes to the 403bs many teachers and non-profit workers are offered - the math is wrong. And not all 401(k)s will serve you well. Knowing how to get the most from your investments can mean WAY more money in retirement.   Also - It’s rare to find the opposite of shrinkflation, but some retailers and restaurants are filling the value gap - in buckets! 

  • Retirement Plan Choice: Segment 1
  • Ask Clark: Segment 2
  • Bonus! Buckets Of Coffee: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

⁠Teachers Are Learning a Hard Lesson. Their Retirement Plans Cost a Fortune.⁠

⁠What Is a 403(b) and How Does It Work?⁠  /   ⁠403bwise.org⁠

⁠How To Open a Roth IRA⁠

⁠401(k)s Weren’t Built for the Gen Z Economy⁠

⁠Why You Need To Know Your Company 401(k) Fees⁠

⁠Investing & Retirement Archives - Clark Howard⁠

⁠What Is a Fiduciary Financial Advisor and Do I Need One?⁠

⁠Your Morning Coffee, in a Bucket⁠

Is Now a Good Time To Buy an Electric Vehicle?

⁠Report: 4 Used Electric Vehicles Under $25,000⁠  /  ⁠ABRP

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2109 08.08.25 Clark Answers His Critics on Clark Stinks / Airline Pricing & Booking Strategy Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark explains a new pricing tactic now in use in the airline industry - and the booking strategies that can help you save more on travel. Clark Stinks: Segments 1 & 2 AI Airfares: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Deal With Medical Debt Can a Patient Advocate Help With Your Medical Bills? Warning: Watch Out for This Big Ripoff at the Pump Why Are Retailers Adding an Additional $1 Charge on My Credit Card? Sam's Club® Mastercard® Review: Earn 5% Back on Gas Purchases What Is a CD Ladder and When Is It a Good Idea? The Best Cheap Sunscreens in 2025 Travel Archives - Clark Howard Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 08 Aug 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Airline Pricing & Booking Strategy Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark explains a new pricing tactic now in use in the airline industry - and the booking strategies that can help you save more on travel. Clark Stinks: Segments 1 & 2 AI Airfares: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Deal With Medical Debt Can a Patient Advocate Help With Your Medical Bills? Warning: Watch Out for This Big Ripoff at the Pump Why Are Retailers Adding an Additional $1 Charge on My Credit Card? Sam's Club® Mastercard® Review: Earn 5% Back on Gas Purchases What Is a CD Ladder and When Is It a Good Idea? The Best Cheap Sunscreens in 2025 Travel Archives - Clark Howard Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark explains a new pricing tactic now in use in the airline industry - and the booking strategies that can help you save more on travel.

  • Clark Stinks: Segments 1 & 2
  • AI Airfares: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1996 08.06.25 Trump Accounts For Newborns / Sim Card Danger & An Easy Fix Today, Clark explains the “Trump Account” for newborns - including how the account works and how best to manage one. Later - Get the lowdown on something we all need to protect ourselves from - cell phone sim swapping fraud. Trump Accounts: Segment 1 Ask Clark: Segment 2 Warning: Sim Swapping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Don’t Make This “Trump Account” Mistake⁠ ⁠⁠Should You Start a 'Trump Account' for Your Child?⁠⁠ ⁠⁠What Is Umbrella Insurance and Do You Need It?⁠⁠ ⁠⁠How To Improve Your Credit Score in 5 Key Areas⁠⁠ ⁠⁠Credit Score Experts: How To Take Your Score from ‘Good’ To ‘Exceptional’⁠⁠ Why You Need To Lock Your Phone Number Today ⁠⁠Axios: How Scattered Spider hackers are wreaking havoc on corporate America⁠⁠ ⁠⁠SIM Card Swapping: The Dangerous Cell Phone Scam⁠⁠ ⁠⁠Clark Howard's Guide to Saving Money on Your Wedding⁠⁠ ⁠⁠Are Money Market Funds a Safe Place To Stash My Savings?⁠⁠ Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 06 Aug 2025 09:00:00 -0000 full Clark Howard Trump Accounts For Newborns / Sim Card Danger & An Easy Fix Today, Clark explains the “Trump Account” for newborns - including how the account works and how best to manage one. Later - Get the lowdown on something we all need to protect ourselves from - cell phone sim swapping fraud. Trump Accounts: Segment 1 Ask Clark: Segment 2 Warning: Sim Swapping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Don’t Make This “Trump Account” Mistake⁠ ⁠⁠Should You Start a 'Trump Account' for Your Child?⁠⁠ ⁠⁠What Is Umbrella Insurance and Do You Need It?⁠⁠ ⁠⁠How To Improve Your Credit Score in 5 Key Areas⁠⁠ ⁠⁠Credit Score Experts: How To Take Your Score from ‘Good’ To ‘Exceptional’⁠⁠ Why You Need To Lock Your Phone Number Today ⁠⁠Axios: How Scattered Spider hackers are wreaking havoc on corporate America⁠⁠ ⁠⁠SIM Card Swapping: The Dangerous Cell Phone Scam⁠⁠ ⁠⁠Clark Howard's Guide to Saving Money on Your Wedding⁠⁠ ⁠⁠Are Money Market Funds a Safe Place To Stash My Savings?⁠⁠ Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark explains the “Trump Account” for newborns - including how the account works and how best to manage one. Later - Get the lowdown on something we all need to protect ourselves from - cell phone sim swapping fraud.

  • Trump Accounts: Segment 1
  • Ask Clark: Segment 2
  • Warning: Sim Swapping: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1757 08.05.25 Ask An Advisor With Wes Moss Catch-Up Secrets for Savers 55+ and Does the 4% Rule Really Work? Are you 55 or older and feeling behind on retirement savings? Or perhaps you're wondering how to make your money last once you do retire? Fiduciary financial advisor Wes Moss dives deep into crucial strategies for those 55 and up, including powerful "catch-up" contributions for your 401(k), IRA, and HSA that can add thousands to your nest egg. Also, Wes also reveals the often-debated but incredibly powerful 4% rule, explaining why it's a critical guideline for sustainable retirement withdrawals and how it can reduce your anxiety about running out of money. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 5, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 05 Aug 2025 09:00:00 -0000 full Clark Howard Catch-Up Secrets for Savers 55+ and Does the 4% Rule Really Work? Catch-Up Secrets for Savers 55+ and Does the 4% Rule Really Work? Are you 55 or older and feeling behind on retirement savings? Or perhaps you're wondering how to make your money last once you do retire? Fiduciary financial advisor Wes Moss dives deep into crucial strategies for those 55 and up, including powerful "catch-up" contributions for your 401(k), IRA, and HSA that can add thousands to your nest egg. Also, Wes also reveals the often-debated but incredibly powerful 4% rule, explaining why it's a critical guideline for sustainable retirement withdrawals and how it can reduce your anxiety about running out of money. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 5, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Catch-Up Secrets for Savers 55+ and Does the 4% Rule Really Work?

Are you 55 or older and feeling behind on retirement savings? Or perhaps you're wondering how to make your money last once you do retire? Fiduciary financial advisor Wes Moss dives deep into crucial strategies for those 55 and up, including powerful "catch-up" contributions for your 401(k), IRA, and HSA that can add thousands to your nest egg. Also, Wes also reveals the often-debated but incredibly powerful 4% rule, explaining why it's a critical guideline for sustainable retirement withdrawals and how it can reduce your anxiety about running out of money.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 5, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2489 08.04.25 Subscriptions: A Clark Smart Assignment / Tax Update for freelancers & Payment Apps In an ongoing breach of ethics to the lasting detriment of consumers, many subscription services make it virtually impossible to cancel. So there’s something you need to do before signing up for anything. Also - Clark breaks down IRS reporting requirements on payment apps -which aren’t becoming more stringent after all. If you’re a vendor, small contractor or do business via payment app, know what will trigger a 1099.   Click To Cancel? We Wish: Segment 1 Ask Clark: Segment 2 Payment Apps & 1099s: Segment 3 Ask Clark: Segment 4 Mentioned on the show: One Tech Tip: 'Click-to-cancel' is over, but there are other ways to unsubscribe Cash Envelope System: How It Works Budgeting & Saving Archives - Clark Howard How To Take Your Score from ‘Good’ To ‘Exceptional’ Credit Karma Review: Free Credit Score and More at Your Fingertips Two tax reporting changes on tap for businesses, freelancers and payment apps like Venmo How to Start Investing: 10 Steps for Beginners Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Aug 2025 09:00:00 -0000 full Clark Howard Subscriptions: A Clark Smart Assignment / Tax Update for freelancers & Payment Apps In an ongoing breach of ethics to the lasting detriment of consumers, many subscription services make it virtually impossible to cancel. So there’s something you need to do before signing up for anything. Also - Clark breaks down IRS reporting requirements on payment apps -which aren’t becoming more stringent after all. If you’re a vendor, small contractor or do business via payment app, know what will trigger a 1099.   Click To Cancel? We Wish: Segment 1 Ask Clark: Segment 2 Payment Apps & 1099s: Segment 3 Ask Clark: Segment 4 Mentioned on the show: One Tech Tip: 'Click-to-cancel' is over, but there are other ways to unsubscribe Cash Envelope System: How It Works Budgeting & Saving Archives - Clark Howard How To Take Your Score from ‘Good’ To ‘Exceptional’ Credit Karma Review: Free Credit Score and More at Your Fingertips Two tax reporting changes on tap for businesses, freelancers and payment apps like Venmo How to Start Investing: 10 Steps for Beginners Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In an ongoing breach of ethics to the lasting detriment of consumers, many subscription services make it virtually impossible to cancel. So there’s something you need to do before signing up for anything. Also - Clark breaks down IRS reporting requirements on payment apps -which aren’t becoming more stringent after all. If you’re a vendor, small contractor or do business via payment app, know what will trigger a 1099.  

  • Click To Cancel? We Wish: Segment 1
  • Ask Clark: Segment 2
  • Payment Apps & 1099s: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1908 08.01.25 Clark Answers His Critics on Clark Stinks / Amazon Price Changes Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode,  a Christmas pricing preview - and word to Amazon Prime loyalists about new pricing, and cheaper alternatives. Clark Stinks: Segments 1 & 2 Amazon Price Changes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Mail a Check  /  What Is FedNow? What Is a Roth 401(k) and How Does It Work? Social Security Survivor Benefits Amazon Raised Prices on Hundreds of Essentials After Trump Unveiled Tariffs Amazon Prime vs. Sam’s Club: Which membership is a better deal? Walmart+ Membership Program: 4 Things To Know Best Credit Cards to Use at Walmart in 2025 The Platinum Card® from American Express Review: Is It Worth It? What Is a Fiduciary Financial Advisor and Do I Need One? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 01 Aug 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Amazon Price Changes Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode,  a Christmas pricing preview - and word to Amazon Prime loyalists about new pricing, and cheaper alternatives. Clark Stinks: Segments 1 & 2 Amazon Price Changes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Mail a Check  /  What Is FedNow? What Is a Roth 401(k) and How Does It Work? Social Security Survivor Benefits Amazon Raised Prices on Hundreds of Essentials After Trump Unveiled Tariffs Amazon Prime vs. Sam’s Club: Which membership is a better deal? Walmart+ Membership Program: 4 Things To Know Best Credit Cards to Use at Walmart in 2025 The Platinum Card® from American Express Review: Is It Worth It? What Is a Fiduciary Financial Advisor and Do I Need One? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode,  a Christmas pricing preview - and word to Amazon Prime loyalists about new pricing, and cheaper alternatives.

  • Clark Stinks: Segments 1 & 2
  • Amazon Price Changes: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1892 07.30.25 Save More On Auto Insurance / The Energy Markets With car insurance rates escalating, many people are serious about shopping around for a better deal. Clark offers guidance for lowering that bill. Also, a topic of great interest to Clark and vital to us all: Energy and the factors affecting how much we pay.  Save On Auto Insurance: Segment 1 Ask Clark: Segment 2 Energy Diversity: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Need To Shop Your Auto Insurance ASAP⁠ Best Auto Insurance Companies and Some of the Worst⁠ ⁠How to Shop for Lower Car Insurance⁠ ⁠10 Ways To Save Money on Car Insurance⁠ ⁠Insurance costs are soaring around Tornado Alley. Hail is the big problem.⁠ ⁠Clark Howard's #1 Rule Before You File an Auto Insurance Claim⁠ ⁠How To Open a Roth IRA⁠ ⁠In Small Nuclear Reactors, There’s One Clear Leader Today⁠ ⁠The Best Cheap Phone Plans Under $40/Month⁠ ⁠The Best Phone Plan For You – Compare Phone Plans⁠ ⁠The Secret Technology Rental Car Companies Are Using Against You⁠ ⁠Cheapest Way to Rent a Car: Expert Tips⁠ Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 30 Jul 2025 09:00:00 -0000 full Clark Howard Save More On Auto Insurance / The Energy Markets With car insurance rates escalating, many people are serious about shopping around for a better deal. Clark offers guidance for lowering that bill. Also, a topic of great interest to Clark and vital to us all: Energy and the factors affecting how much we pay.  Save On Auto Insurance: Segment 1 Ask Clark: Segment 2 Energy Diversity: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Need To Shop Your Auto Insurance ASAP⁠ Best Auto Insurance Companies and Some of the Worst⁠ ⁠How to Shop for Lower Car Insurance⁠ ⁠10 Ways To Save Money on Car Insurance⁠ ⁠Insurance costs are soaring around Tornado Alley. Hail is the big problem.⁠ ⁠Clark Howard's #1 Rule Before You File an Auto Insurance Claim⁠ ⁠How To Open a Roth IRA⁠ ⁠In Small Nuclear Reactors, There’s One Clear Leader Today⁠ ⁠The Best Cheap Phone Plans Under $40/Month⁠ ⁠The Best Phone Plan For You – Compare Phone Plans⁠ ⁠The Secret Technology Rental Car Companies Are Using Against You⁠ ⁠Cheapest Way to Rent a Car: Expert Tips⁠ Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices With car insurance rates escalating, many people are serious about shopping around for a better deal. Clark offers guidance for lowering that bill. Also, a topic of great interest to Clark and vital to us all: Energy and the factors affecting how much we pay. 

  • Save On Auto Insurance: Segment 1
  • Ask Clark: Segment 2
  • Energy Diversity: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1658 07.29.25 Ask An Advisor With Wes Moss Are You Richer Than You Think? and This Little-Known Strategy Can Save You a Ton in Taxes Do you feel rich? Fiduciary financial advisor Wes Moss breaks down how to calculate your “rich ratio” and reveals surprising signs you're wealthier than you realize. Plus, discover the little-known NUA rule – a potential tax-saving strategy that could save you thousands on your 401(k)! Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the July 29, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 29 Jul 2025 09:00:00 -0000 full Clark Howard Are You Richer Than You Think? and This Little-Known Strategy Can Save You a Ton in Taxes Are You Richer Than You Think? and This Little-Known Strategy Can Save You a Ton in Taxes Do you feel rich? Fiduciary financial advisor Wes Moss breaks down how to calculate your “rich ratio” and reveals surprising signs you're wealthier than you realize. Plus, discover the little-known NUA rule – a potential tax-saving strategy that could save you thousands on your 401(k)! Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the July 29, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Are You Richer Than You Think? and This Little-Known Strategy Can Save You a Ton in Taxes

Do you feel rich? Fiduciary financial advisor Wes Moss breaks down how to calculate your “rich ratio” and reveals surprising signs you're wealthier than you realize. Plus, discover the little-known NUA rule – a potential tax-saving strategy that could save you thousands on your 401(k)!

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the July 29, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1907 07.28.25 Inflation & Retail Adaptation / Everyday Is Scam Awareness Day Today - Clark discusses how retailers and consumers are handling inflation. To deal with higher prices, we’re changing how & where we shop. It works!  Also, it's more important than ever to be on guard because scam attempts are nearly constant. Clark alerts you to some of the latest scams so you don’t get ripped off.  Offset Inflation: Segment 1 Ask Clark: Segment 2 Most Common Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 10 Ways You're Wasting Money on Groceries Axios: Store brands become retail's secret weapon against tariffs Dollar General is shaking off tariff fears and winning over higher-income consumers Barrons: The Rich Are Shopping in Dollar Stores. What It Means for the Economy. Best 529 College Savings Plans By State 529 to Roth IRA: Rollover Rules, Conversion Guide, and FAQs BBB-File a Complaint How to Freeze Your Child's Credit Overwhelmed by Scammers? 96% of Americans Are Targeted Every Week Scammers posing as SPCA and animal welfare staff AI Obituary Pirates Are Exploiting Our Grief. I Tracked One Down to Find Out Why Student loan scammers won’t offer relief This hurricane season, prepare to avoid the scams Are you really out of Cloud storage or is that message a scam? Think Twice Before You Click ‘Unsubscribe’ The Safer Way To Use Your Debit Card Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Jul 2025 09:00:00 -0000 full Clark Howard Inflation & Retail Adaptation / Everyday Is Scam Awareness Day Today - Clark discusses how retailers and consumers are handling inflation. To deal with higher prices, we’re changing how & where we shop. It works!  Also, it's more important than ever to be on guard because scam attempts are nearly constant. Clark alerts you to some of the latest scams so you don’t get ripped off.  Offset Inflation: Segment 1 Ask Clark: Segment 2 Most Common Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 10 Ways You're Wasting Money on Groceries Axios: Store brands become retail's secret weapon against tariffs Dollar General is shaking off tariff fears and winning over higher-income consumers Barrons: The Rich Are Shopping in Dollar Stores. What It Means for the Economy. Best 529 College Savings Plans By State 529 to Roth IRA: Rollover Rules, Conversion Guide, and FAQs BBB-File a Complaint How to Freeze Your Child's Credit Overwhelmed by Scammers? 96% of Americans Are Targeted Every Week Scammers posing as SPCA and animal welfare staff AI Obituary Pirates Are Exploiting Our Grief. I Tracked One Down to Find Out Why Student loan scammers won’t offer relief This hurricane season, prepare to avoid the scams Are you really out of Cloud storage or is that message a scam? Think Twice Before You Click ‘Unsubscribe’ The Safer Way To Use Your Debit Card Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - Clark discusses how retailers and consumers are handling inflation. To deal with higher prices, we’re changing how & where we shop. It works!  Also, it's more important than ever to be on guard because scam attempts are nearly constant. Clark alerts you to some of the latest scams so you don’t get ripped off. 

  • Offset Inflation: Segment 1
  • Ask Clark: Segment 2
  • Most Common Scams: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1603 07.25.25 Clark Answers His Critics on Clark Stinks / Save On Airfares Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark discusses some unusual developments happening with air travel right now, including lower fares to Europe, and explains how reshopping advance bookings can save frequent flyers big money.   Clark Stinks: Segments 1 & 2 Airfares to Europe: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠12 Things You Never Knew You Could Get From Your Local Library⁠ ⁠Transatlantic airfares slump as Europeans continue to shun travel to America⁠ Why It’s a Great Time To Get a Cheap Ticket to Europe ⁠It will soon be possible to fly for just $5, but with one condition, and it’s not something you’ll like.⁠   ⁠How To Save on Travel With Google Flights⁠ ⁠Should I Tip on a Cruise?⁠  /  ⁠Tipping on a cruise. What to do, what to expect⁠ ⁠Cheapest Way to Rent a Car: Expert Tips⁠ ⁠How To Dispute a Charge on Your Credit Card⁠ ⁠The Secret Technology Rental Car Companies Are Using Against You⁠ Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 25 Jul 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Save On Airfares Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark discusses some unusual developments happening with air travel right now, including lower fares to Europe, and explains how reshopping advance bookings can save frequent flyers big money.   Clark Stinks: Segments 1 & 2 Airfares to Europe: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠12 Things You Never Knew You Could Get From Your Local Library⁠ ⁠Transatlantic airfares slump as Europeans continue to shun travel to America⁠ Why It’s a Great Time To Get a Cheap Ticket to Europe ⁠It will soon be possible to fly for just $5, but with one condition, and it’s not something you’ll like.⁠   ⁠How To Save on Travel With Google Flights⁠ ⁠Should I Tip on a Cruise?⁠  /  ⁠Tipping on a cruise. What to do, what to expect⁠ ⁠Cheapest Way to Rent a Car: Expert Tips⁠ ⁠How To Dispute a Charge on Your Credit Card⁠ ⁠The Secret Technology Rental Car Companies Are Using Against You⁠ Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark discusses some unusual developments happening with air travel right now, including lower fares to Europe, and explains how reshopping advance bookings can save frequent flyers big money.  

  • Clark Stinks: Segments 1 & 2
  • Airfares to Europe: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:



Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1832 07.23.25 Assignment: Save On Home Internet / A Big Bank Restart To save more, it’s important to tackle the “monthlies” - those bills that come due month after month. Today, Clark discusses how the cable monopoly is weakening and now you have more affordable choices for home internet. Also, a big monster mega bank with a lengthy rap sheet, formerly referred to by Clark as “criminal enterprise posing as a bank”  - seems to have emerged from the dark side.   Save On Home Internet: Segment 1 Ask Clark: Segment 2 Wells Fargo’s New Start: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠ Internet Price War: Why Now Is a Good Time To Threaten To Cancel ⁠How To Find the Best Deal on Cheap Internet Service in 4 Steps⁠ ⁠Internet Archives - Clark Howard⁠ ⁠Understanding Home Equity Agreements⁠ ⁠What Is an Annuity, and Why Does Clark Think They Stink?⁠ You Won’t Believe What Clark Howard Says About Wells Fargo Now ⁠Should You Make Your Child an Authorized User on Your Credit Card?⁠ ⁠Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards⁠ ⁠18 of the Best High-Yield Online Savings Accounts in July 2025⁠ ⁠How To Open a Roth IRA ⁠ Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 23 Jul 2025 09:00:00 -0000 full Clark Howard Assignment: Save On Home Internet / A Big Bank Restart To save more, it’s important to tackle the “monthlies” - those bills that come due month after month. Today, Clark discusses how the cable monopoly is weakening and now you have more affordable choices for home internet. Also, a big monster mega bank with a lengthy rap sheet, formerly referred to by Clark as “criminal enterprise posing as a bank”  - seems to have emerged from the dark side.   Save On Home Internet: Segment 1 Ask Clark: Segment 2 Wells Fargo’s New Start: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠ Internet Price War: Why Now Is a Good Time To Threaten To Cancel ⁠How To Find the Best Deal on Cheap Internet Service in 4 Steps⁠ ⁠Internet Archives - Clark Howard⁠ ⁠Understanding Home Equity Agreements⁠ ⁠What Is an Annuity, and Why Does Clark Think They Stink?⁠ You Won’t Believe What Clark Howard Says About Wells Fargo Now ⁠Should You Make Your Child an Authorized User on Your Credit Card?⁠ ⁠Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards⁠ ⁠18 of the Best High-Yield Online Savings Accounts in July 2025⁠ ⁠How To Open a Roth IRA ⁠ Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices To save more, it’s important to tackle the “monthlies” - those bills that come due month after month. Today, Clark discusses how the cable monopoly is weakening and now you have more affordable choices for home internet. Also, a big monster mega bank with a lengthy rap sheet, formerly referred to by Clark as “criminal enterprise posing as a bank”  - seems to have emerged from the dark side.  

  • Save On Home Internet: Segment 1
  • Ask Clark: Segment 2
  • Wells Fargo’s New Start: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show: ⁠

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1632 07.22.25 Ask An Advisor With Wes Moss 10 Financial Myths That Are Costing You Money Are you falling for common financial myths that are holding back your wealth? Fiduciary financial advisor Wes Moss debunks 10 prevalent financial misconceptions that could be costing you big time! 10 Investing Myths That Are Costing You Money Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the July 22, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 22 Jul 2025 09:00:00 -0000 full Clark Howard 10 Financial Myths That Are Costing You Money 10 Financial Myths That Are Costing You Money Are you falling for common financial myths that are holding back your wealth? Fiduciary financial advisor Wes Moss debunks 10 prevalent financial misconceptions that could be costing you big time! 10 Investing Myths That Are Costing You Money Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the July 22, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices 10 Financial Myths That Are Costing You Money Are you falling for common financial myths that are holding back your wealth? Fiduciary financial advisor Wes Moss debunks 10 prevalent financial misconceptions that could be costing you big time!

10 Investing Myths That Are Costing You Money Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the July 22, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2547 07.21.25 SAVE MORE: On Food And On Shipping Packages We all have to eat, but these days, eating out can eat up your wallet.  Many Americans are adjusting their food spending habits, and Clark has some tips for you. Also, for those who regularly mail out packages, Clark discusses options for reliable, affordable shipping.  Food Savings: Segment 1 Ask Clark: Segment 2 Clark Smart Shipping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Axios: 1 big thing: Home cooking⁠ ⁠Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best?⁠ ⁠Warehouse Clubs Archives - Clark Howard ⁠How To Beat Rising USPS Costs and Delays ⁠USPS Rate Change July 2025 | Pirate Ship Support⁠ ⁠Pirate Ship Review: Pros & Cons of This Cheap Shipping Service⁠ ⁠Why You Should Keep Old Credit Card Accounts Open⁠ ⁠What Is a Fiduciary Financial Advisor and Do I Need One? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 21 Jul 2025 09:00:00 -0000 full Clark Howard SAVE MORE: On Food And On Shipping Packages We all have to eat, but these days, eating out can eat up your wallet.  Many Americans are adjusting their food spending habits, and Clark has some tips for you. Also, for those who regularly mail out packages, Clark discusses options for reliable, affordable shipping.  Food Savings: Segment 1 Ask Clark: Segment 2 Clark Smart Shipping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Axios: 1 big thing: Home cooking⁠ ⁠Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best?⁠ ⁠Warehouse Clubs Archives - Clark Howard ⁠How To Beat Rising USPS Costs and Delays ⁠USPS Rate Change July 2025 | Pirate Ship Support⁠ ⁠Pirate Ship Review: Pros & Cons of This Cheap Shipping Service⁠ ⁠Why You Should Keep Old Credit Card Accounts Open⁠ ⁠What Is a Fiduciary Financial Advisor and Do I Need One? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices We all have to eat, but these days, eating out can eat up your wallet.  Many Americans are adjusting their food spending habits, and Clark has some tips for you. Also, for those who regularly mail out packages, Clark discusses options for reliable, affordable shipping. 

  • Food Savings: Segment 1
  • Ask Clark: Segment 2
  • Clark Smart Shipping: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1866 07.18.25 Clark Answers His Critics on Clark Stinks / Buying An EV Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses upcoming opportunity in the car market, and answers the question: should you buy an EV now before the tax credit expires on new and used electric vehicles. Clark Stinks: Segments 1 & 2 An EV Purchase: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's Take on the Chase Sapphire Reserve® Changes Aerolopa - Making sense of airline seating plans Clark Howard's Obsession That Could Save You Hundreds 6 Reasons Sam's Club Is Better Than Costco Capital One Agrees To Major Settlement After Accusation of ‘Cheating’ Customers How To Save Money on Utilities This Device Can Help You Avoid an Annoying Car Rental Fee Axios: The next wave of EV adoption What Is Supplemental Insurance and Should You Buy It? 4 Insurance Policies You Actually Need (And 4 You Don't) Is Pet Insurance Worth It? Costco Travel: 5 Things To Know Before You Book Booking a Cruise? Here Are 5 Ways To Do It for Less Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 18 Jul 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Buying An EV Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses upcoming opportunity in the car market, and answers the question: should you buy an EV now before the tax credit expires on new and used electric vehicles. Clark Stinks: Segments 1 & 2 An EV Purchase: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's Take on the Chase Sapphire Reserve® Changes Aerolopa - Making sense of airline seating plans Clark Howard's Obsession That Could Save You Hundreds 6 Reasons Sam's Club Is Better Than Costco Capital One Agrees To Major Settlement After Accusation of ‘Cheating’ Customers How To Save Money on Utilities This Device Can Help You Avoid an Annoying Car Rental Fee Axios: The next wave of EV adoption What Is Supplemental Insurance and Should You Buy It? 4 Insurance Policies You Actually Need (And 4 You Don't) Is Pet Insurance Worth It? Costco Travel: 5 Things To Know Before You Book Booking a Cruise? Here Are 5 Ways To Do It for Less Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses upcoming opportunity in the car market, and answers the question: should you buy an EV now before the tax credit expires on new and used electric vehicles.

  • Clark Stinks: Segments 1 & 2
  • An EV Purchase: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1992 07.16.25 Retail: Point Of No Returns / The Home Improvement Market Now You bought it, you wore it once, then sent it back. Maybe you just changed your mind. In addition to online purchases necessitating more returns, there are those gaming return policies. Clark predicts how this challenge for retailers will become costlier for consumers. Also - Is now a good time to tackle a home improvement project? There’s something going on in the market you need to know. Retail Returns Costly: Segment 1 Ask Clark: Segment 2 Home Improvement Decision Making: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 15 Items That Can't Be Returned to Amazon 3 Reasons You Should Never Book a Nonrefundable Hotel Room The Only Reason You Should Make an Improvement to Your Home Americans delay home improvements in latest blow to US housing market Certificate of Deposit (CD): What Is It, Best Places To Open One What Is a CD Ladder and When Is It a Good Idea? CD Ladder Calculator - Clark Howard How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 16 Jul 2025 09:00:00 -0000 full Clark Howard Retail: Point Of No Returns / The Home Improvement Market Now You bought it, you wore it once, then sent it back. Maybe you just changed your mind. In addition to online purchases necessitating more returns, there are those gaming return policies. Clark predicts how this challenge for retailers will become costlier for consumers. Also - Is now a good time to tackle a home improvement project? There’s something going on in the market you need to know. Retail Returns Costly: Segment 1 Ask Clark: Segment 2 Home Improvement Decision Making: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 15 Items That Can't Be Returned to Amazon 3 Reasons You Should Never Book a Nonrefundable Hotel Room The Only Reason You Should Make an Improvement to Your Home Americans delay home improvements in latest blow to US housing market Certificate of Deposit (CD): What Is It, Best Places To Open One What Is a CD Ladder and When Is It a Good Idea? CD Ladder Calculator - Clark Howard How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices You bought it, you wore it once, then sent it back. Maybe you just changed your mind. In addition to online purchases necessitating more returns, there are those gaming return policies. Clark predicts how this challenge for retailers will become costlier for consumers. Also - Is now a good time to tackle a home improvement project? There’s something going on in the market you need to know.

  • Retail Returns Costly: Segment 1
  • Ask Clark: Segment 2
  • Home Improvement Decision Making: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1654 07.15.25 Ask An Advisor With Wes Moss Best Time To Take Social Security and Why Target Date Funds Are Good, but Not Perfect What’s the best time to take Social Security? Fiduciary financial advisor Wes Moss breaks down several scenarios to help you optimize your Social Security check. Also, target date funds have long been a popular option as a “set it and forget it” easy button for investing. Wes shares why this “TV dinner” of investing is a good – but not perfect – option. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the July 15, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 15 Jul 2025 09:00:00 -0000 full Clark Howard Best Time To Take Social Security and Why Target Date Funds Are Good, but Not Perfect Best Time To Take Social Security and Why Target Date Funds Are Good, but Not Perfect What’s the best time to take Social Security? Fiduciary financial advisor Wes Moss breaks down several scenarios to help you optimize your Social Security check. Also, target date funds have long been a popular option as a “set it and forget it” easy button for investing. Wes shares why this “TV dinner” of investing is a good – but not perfect – option. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the July 15, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Best Time To Take Social Security and Why Target Date Funds Are Good, but Not Perfect

What’s the best time to take Social Security? Fiduciary financial advisor Wes Moss breaks down several scenarios to help you optimize your Social Security check. Also, target date funds have long been a popular option as a “set it and forget it” easy button for investing. Wes shares why this “TV dinner” of investing is a good – but not perfect – option.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the July 15, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2475 07.14.25 Auto Insurers Tracking Drivers / Gas Station Credit Card Surcharge Surprise Clark has recommended shopping for auto insurance as rates keep rising. But it’s also important to know how some insurers are tracking you surreptitiously to set rates, while others offer voluntary programs, or usage-based premiums to earn discounts, which can be a benefit or punishment. Later - Clark is in favor of businesses setting credit card surcharges in the U.S. as they do in other countries, but some gas stations have been caught charging outrageous amounts, and you need to be aware before you go to the pump. Save On Auto Insurance: Segment 1 Ask Clark: Segment 2 Credit Card Surcharges On Gas: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  Is Your Smartphone Making Your Car Insurance More Expensive? How to Shop for Lower Car Insurance Do I Need To Unfreeze My Credit To Shop for Car Insurance? Best Auto Insurance Companies and Some of the Worst Warning: Watch Out for This Big Ripoff at the Pump Best Travel Credit Cards: Top Rewards Picks for 2025 Best Cash Back Credit Cards Fidelity® Rewards Visa Signature® Card Review: Invest with 2% Cash Back Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 Jul 2025 09:00:00 -0000 full Clark Howard Auto Insurers Tracking Drivers / Gas Station Credit Card Surcharge Surprise Clark has recommended shopping for auto insurance as rates keep rising. But it’s also important to know how some insurers are tracking you surreptitiously to set rates, while others offer voluntary programs, or usage-based premiums to earn discounts, which can be a benefit or punishment. Later - Clark is in favor of businesses setting credit card surcharges in the U.S. as they do in other countries, but some gas stations have been caught charging outrageous amounts, and you need to be aware before you go to the pump. Save On Auto Insurance: Segment 1 Ask Clark: Segment 2 Credit Card Surcharges On Gas: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  Is Your Smartphone Making Your Car Insurance More Expensive? How to Shop for Lower Car Insurance Do I Need To Unfreeze My Credit To Shop for Car Insurance? Best Auto Insurance Companies and Some of the Worst Warning: Watch Out for This Big Ripoff at the Pump Best Travel Credit Cards: Top Rewards Picks for 2025 Best Cash Back Credit Cards Fidelity® Rewards Visa Signature® Card Review: Invest with 2% Cash Back Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark has recommended shopping for auto insurance as rates keep rising. But it’s also important to know how some insurers are tracking you surreptitiously to set rates, while others offer voluntary programs, or usage-based premiums to earn discounts, which can be a benefit or punishment. Later - Clark is in favor of businesses setting credit card surcharges in the U.S. as they do in other countries, but some gas stations have been caught charging outrageous amounts, and you need to be aware before you go to the pump.

  • Save On Auto Insurance: Segment 1
  • Ask Clark: Segment 2
  • Credit Card Surcharges On Gas: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show: 

Clark.com resources

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1554 07.11.25 Clark Answers His Critics on Clark Stinks / For Job Seekers Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark offers perspectives on the current job market with advice for those seeking employment, including recent high school and college grads. Plus, for those soon heading into college, hear Clark smart advice for graduating with a solid employment path.  Clark Stinks: Segments 1 & 2 The Value Of Working While In School: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠ETF vs. Mutual Fund: Which Investment Is Better?⁠ ⁠What Are Index Funds?⁠  /  ⁠What Is an ETF?⁠ ⁠Best Auto Insurance Companies and Some of the Worst⁠ ⁠Protect Your Money From Sneaky Card Skimmers⁠ Why Small Businesses Are Your Biggest Opportunity ⁠Monarch Money Review: Is This Budgeting Tool Worth the Price?⁠ ⁠Empower Review: How It Works, Pros & Cons Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 11 Jul 2025 09:00:00 -0000 full Clark Howard Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark offers perspectives on the current job market with advice for those seeking employment, including recent high school and college grads. Plus, for those soon heading into college, hear Clark smart advice for graduating with a solid employment path.  Clark Stinks: Segments 1 & 2 The Value Of Working While In School: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠ETF vs. Mutual Fund: Which Investment Is Better?⁠ ⁠What Are Index Funds?⁠  /  ⁠What Is an ETF?⁠ ⁠Best Auto Insurance Companies and Some of the Worst⁠ ⁠Protect Your Money From Sneaky Card Skimmers⁠ Why Small Businesses Are Your Biggest Opportunity ⁠Monarch Money Review: Is This Budgeting Tool Worth the Price?⁠ ⁠Empower Review: How It Works, Pros & Cons Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark offers perspectives on the current job market with advice for those seeking employment, including recent high school and college grads. Plus, for those soon heading into college, hear Clark smart advice for graduating with a solid employment path. 

  • Clark Stinks: Segments 1 & 2
  • The Value Of Working While In School: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1975 07.09.25 Cruise Industry Update / Affordable Housing Solutions Are Out There After the pandemic, the cruise industry came roaring back. But the tide is turning. Today - Clark smart direction for cruise travelers. Also, there are innovative methods of building much-needed housing in the U.S. awaiting wider adoption. Clark has an impressive case in point - courtesy of Brooklyn. Cruise Update: Segment 1 Ask Clark: Segment 2 Affordable Housing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Re-Shop Your Cruise Booking a Cruise? Here Are 5 Ways To Do It for Less Where You Should Never Buy Travel Insurance for a Cruise The Only Way You Should Pay for a Cruise How To Find Cheap Flights in 3 Easy Steps 5 Money Tips To Know Before You Travel Abroad This Brooklyn apartment complex was built like a Lego set Are Solar Panels Worth it? 3 Things To Consider Before You Get Solar Panels Ask Clark: How Should I Replace My Prepaid Bluebird® American Express®? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 09 Jul 2025 09:00:00 -0000 full Clark Howard Cruise Industry Update / Affordable Housing Solutions Are Out There After the pandemic, the cruise industry came roaring back. But the tide is turning. Today - Clark smart direction for cruise travelers. Also, there are innovative methods of building much-needed housing in the U.S. awaiting wider adoption. Clark has an impressive case in point - courtesy of Brooklyn. Cruise Update: Segment 1 Ask Clark: Segment 2 Affordable Housing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Re-Shop Your Cruise Booking a Cruise? Here Are 5 Ways To Do It for Less Where You Should Never Buy Travel Insurance for a Cruise The Only Way You Should Pay for a Cruise How To Find Cheap Flights in 3 Easy Steps 5 Money Tips To Know Before You Travel Abroad This Brooklyn apartment complex was built like a Lego set Are Solar Panels Worth it? 3 Things To Consider Before You Get Solar Panels Ask Clark: How Should I Replace My Prepaid Bluebird® American Express®? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices After the pandemic, the cruise industry came roaring back. But the tide is turning. Today - Clark smart direction for cruise travelers. Also, there are innovative methods of building much-needed housing in the U.S. awaiting wider adoption. Clark has an impressive case in point - courtesy of Brooklyn.

  • Cruise Update: Segment 1
  • Ask Clark: Segment 2
  • Affordable Housing: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources



Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1803 07.08.25 Ask An Advisor With Wes Moss Avoid This Potentially BIG Roth Blunder and 3 Keys to Happy Retirement Success Don't make this potentially HUGE Roth mistake! Fiduciary financial advisor Wes Moss reveals a little-known rule about rolling over your Roth 401(k) into a Roth IRA that could cost you big. If you've only contributed to a Roth 401(k), you need to hear this to avoid a costly blunder with the 5-year rule. Also, Wes recently received a retirement love letter from a couple who are self-proclaimed “happiest retirees on the block.” He shares the letter and the big keys to happy retirement success. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the July 8, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:    BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 08 Jul 2025 09:00:00 -0000 full Clark Howard Avoid This Potentially BIG Roth Blunder and 3 Keys to Happy Retirement Success Avoid This Potentially BIG Roth Blunder and 3 Keys to Happy Retirement Success Don't make this potentially HUGE Roth mistake! Fiduciary financial advisor Wes Moss reveals a little-known rule about rolling over your Roth 401(k) into a Roth IRA that could cost you big. If you've only contributed to a Roth 401(k), you need to hear this to avoid a costly blunder with the 5-year rule. Also, Wes recently received a retirement love letter from a couple who are self-proclaimed “happiest retirees on the block.” He shares the letter and the big keys to happy retirement success. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the July 8, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:    BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Avoid This Potentially BIG Roth Blunder and 3 Keys to Happy Retirement Success

Don't make this potentially HUGE Roth mistake! Fiduciary financial advisor Wes Moss reveals a little-known rule about rolling over your Roth 401(k) into a Roth IRA that could cost you big. If you've only contributed to a Roth 401(k), you need to hear this to avoid a costly blunder with the 5-year rule. Also, Wes recently received a retirement love letter from a couple who are self-proclaimed “happiest retirees on the block.” He shares the letter and the big keys to happy retirement success.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the July 8, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes:    BOOKS BY WES MOSS   /   Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2169 07.07.25 Epidemic Of SCAMS On Social Media / Fight Health Insurance Denials From influencers peddling goods to “finfluencers” employing bot farms to push fake posts about hot stocks - schemes and scams are rife on social media, and public users aren’t the ones getting rich. Also today, why you should never take a health insurance claim denial lying down! Clark explains the denial game, and how most of the time, filing an appeal works in your favor. Social Media Scamdemic: Segment 1 Ask Clark: Segment 2 APPEAL Health Insurance Denials: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  Meta Battles an ‘Epidemic of Scams’ as Criminals Flood Instagram, Facebook - WSJ Tom’s Guide - The Oura ring just got a new rival What Should You Do if Your Insurance Claim Is Denied? No Surprises Act Consumer Advocate Toolkit Health Insurance Archives - Clark Howard Health Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 07 Jul 2025 09:00:00 -0000 full Clark Howard Epidemic Of SCAMS On Social Media / Fight Health Insurance Denials From influencers peddling goods to “finfluencers” employing bot farms to push fake posts about hot stocks - schemes and scams are rife on social media, and public users aren’t the ones getting rich. Also today, why you should never take a health insurance claim denial lying down! Clark explains the denial game, and how most of the time, filing an appeal works in your favor. Social Media Scamdemic: Segment 1 Ask Clark: Segment 2 APPEAL Health Insurance Denials: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  Meta Battles an ‘Epidemic of Scams’ as Criminals Flood Instagram, Facebook - WSJ Tom’s Guide - The Oura ring just got a new rival What Should You Do if Your Insurance Claim Is Denied? No Surprises Act Consumer Advocate Toolkit Health Insurance Archives - Clark Howard Health Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices From influencers peddling goods to “finfluencers” employing bot farms to push fake posts about hot stocks - schemes and scams are rife on social media, and public users aren’t the ones getting rich. Also today, why you should never take a health insurance claim denial lying down! Clark explains the denial game, and how most of the time, filing an appeal works in your favor.

  • Social Media Scamdemic: Segment 1
  • Ask Clark: Segment 2
  • APPEAL Health Insurance Denials: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show: 

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1909 07.02.25 OK 401(k) / It’s A Large Small Business World Today, Clark discusses a disturbing trend underway involving retirement accounts, and explains the best way to use a 401(k).  Also, Clark explores the significance of small business in building wealth and influencing the overall economy, including the opportunities provided for workers now facing uncertainty.  Steady Retirement Saving: Segment 1 Ask Clark: Segment 2 Small Business: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - INVEST & RETIRE The Only Two Exceptions to Clark Howard's Annuity Rule Immediate Payout Annuity: What Is It and Do You Need It? How to Start Investing: 10 Steps for Beginners 3 Big Retirement Account Changes You Haven't Heard About What Is a SEP IRA and Who Is Eligible? What Is a Solo 401(k) and How Does It Work? How To Buy Term Life Insurance in 7 Easy Steps Homeowners Insurance Archives - Clark Howard How to Shop for Lower Car Insurance How To Send a ‘Drop Dead’ Letter to a Collection Agency Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 02 Jul 2025 09:00:00 -0000 full Clark Howard Today, Clark discusses a disturbing trend underway involving retirement accounts, and explains the best way to use a 401(k).  Also, Clark explores the significance of small business in building wealth and influencing the overall economy, including the opportunities provided for workers now facing uncertainty.  Steady Retirement Saving: Segment 1 Ask Clark: Segment 2 Small Business: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - INVEST & RETIRE The Only Two Exceptions to Clark Howard's Annuity Rule Immediate Payout Annuity: What Is It and Do You Need It? How to Start Investing: 10 Steps for Beginners 3 Big Retirement Account Changes You Haven't Heard About What Is a SEP IRA and Who Is Eligible? What Is a Solo 401(k) and How Does It Work? How To Buy Term Life Insurance in 7 Easy Steps Homeowners Insurance Archives - Clark Howard How to Shop for Lower Car Insurance How To Send a ‘Drop Dead’ Letter to a Collection Agency Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark discusses a disturbing trend underway involving retirement accounts, and explains the best way to use a 401(k).  Also, Clark explores the significance of small business in building wealth and influencing the overall economy, including the opportunities provided for workers now facing uncertainty. 

  • Steady Retirement Saving: Segment 1
  • Ask Clark: Segment 2
  • Small Business: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1946 06.30.25 Airfare Update / Travel Credit Card Points Devalued Today - A Clark travel update about what the airlines are doing to get you to pay more for your tickets and what you can do about it.  Also, Clark has talked about how the airlines and hotels continuously devalue their miles and points. Now the credit card industry is at it as well. It looks like credit card points are going the way of the airline frequent flyer miles Airline Travel Update: Segment 1 Ask Clark: Segment 2 Travel Credit Card Points: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Thrifty Traveler - US Airlines Are Quietly Hitting Solo & Biz Travelers with Higher Fares How To Find Cheap Flights in 3 Easy Steps  /  Are Airline Miles Worth It? SeatGuru: Airline Seat Maps, Flights shopping and Flight information GOING - Plan trips. Get alerts. Fly for less Roth vs. Traditional 401(k): What's the Difference? Citi Is Devaluing ThankYou Points: Will It Impact the Double Cash Card? Best Airline Credit Cards for 2025: Are They Right For You? Should I Keep My Old Car or Buy a New Car? How To Sell Gift Cards Online for Cash Best Places To Find Free E-Books  Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Jun 2025 09:00:00 -0000 full Clark Howard Airfare Update / Travel Credit Card Points Devalued Today - A Clark travel update about what the airlines are doing to get you to pay more for your tickets and what you can do about it.  Also, Clark has talked about how the airlines and hotels continuously devalue their miles and points. Now the credit card industry is at it as well. It looks like credit card points are going the way of the airline frequent flyer miles Airline Travel Update: Segment 1 Ask Clark: Segment 2 Travel Credit Card Points: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Thrifty Traveler - US Airlines Are Quietly Hitting Solo & Biz Travelers with Higher Fares How To Find Cheap Flights in 3 Easy Steps  /  Are Airline Miles Worth It? SeatGuru: Airline Seat Maps, Flights shopping and Flight information GOING - Plan trips. Get alerts. Fly for less Roth vs. Traditional 401(k): What's the Difference? Citi Is Devaluing ThankYou Points: Will It Impact the Double Cash Card? Best Airline Credit Cards for 2025: Are They Right For You? Should I Keep My Old Car or Buy a New Car? How To Sell Gift Cards Online for Cash Best Places To Find Free E-Books  Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - A Clark travel update about what the airlines are doing to get you to pay more for your tickets and what you can do about it.  Also, Clark has talked about how the airlines and hotels continuously devalue their miles and points. Now the credit card industry is at it as well. It looks like credit card points are going the way of the airline frequent flyer miles

  • Airline Travel Update: Segment 1
  • Ask Clark: Segment 2
  • Travel Credit Card Points: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1703 06.27.25 Clark Answers His Critics on Clark Stinks / Savings Rate Vigilance Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.   Also in this episode - Some banks & brokerages are playing games with your money. Clark discusses how to make sure you’re getting the best rate on savings.  Clark Stinks: Segments 1 & 2 Attention - Savings Rates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are Extended Warranties Ever Worth It? Should You Buy an Extended Warranty for Your TV? Here's How Long Your Home Appliances Should Last 6 Things To Know About Series I Savings Bonds New Treasury I Bonds Yield Just Hit 4%. Are They Worth Owning? What Is Umbrella Insurance and Do You Need It? HSA - Clark.com Capital One Agrees To Major Settlement After Accusation of ‘Cheating’ Customers Best High-Yield Online Savings Accounts  High-Yield Savings Account (HYSA) Calculator Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 Submit a complaint | Consumer Financial Protection Bureau Wills & Funerals Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 27 Jun 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Savings Rate Vigilance Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.   Also in this episode - Some banks & brokerages are playing games with your money. Clark discusses how to make sure you’re getting the best rate on savings.  Clark Stinks: Segments 1 & 2 Attention - Savings Rates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are Extended Warranties Ever Worth It? Should You Buy an Extended Warranty for Your TV? Here's How Long Your Home Appliances Should Last 6 Things To Know About Series I Savings Bonds New Treasury I Bonds Yield Just Hit 4%. Are They Worth Owning? What Is Umbrella Insurance and Do You Need It? HSA - Clark.com Capital One Agrees To Major Settlement After Accusation of ‘Cheating’ Customers Best High-Yield Online Savings Accounts  High-Yield Savings Account (HYSA) Calculator Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 Submit a complaint | Consumer Financial Protection Bureau Wills & Funerals Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.   Also in this episode - Some banks & brokerages are playing games with your money. Clark discusses how to make sure you’re getting the best rate on savings. 

  • Clark Stinks: Segments 1 & 2
  • Attention - Savings Rates: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2137 06.25.25 Warehouse Club Wisdom / Working Your Way Out Of Debt Concerned about the economy and looking to save more, many people are turning to warehouse clubs. The price difference is real. But Clark has concerns about what his beloved Costco is up to with a new payment option he does NOT recommend. Also, the debt burden many of us carry is also very real. Clark discusses how people are working on getting out of debt.  The Warehouse Club Difference: Segment 1 Ask Clark: Segment 2 Dealing With Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Inflation-weary Americans queue for toilet paper and cheap Bordeaux Warehouse Clubs Archives - Clark Howard Why 'Buy Now, Pay Later' Worries Clark Howard What Is FedNow?  /  ⁠Clark.com Community - Paze⁠ Why Clark Says You Should ‘Ignore’ Paze as Trendy New Payment Option Debt Archives  //  Budgeting & Saving Archives - Clark Howard 30 Easy Side Hustle Ideas How to Make Extra Money: 35 Easy Ways How Do Student Loans Work? 7 Things to Know Is It Ever OK To Co-Sign a Loan With a Family Member? What's the Best Savings Account for a Teenager? Fidelity Investments Review: Pros & Cons How To Open a Roth IRA Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 25 Jun 2025 09:00:00 -0000 full Clark Howard Warehouse Club Wisdom / Working Your Way Out Of Debt Concerned about the economy and looking to save more, many people are turning to warehouse clubs. The price difference is real. But Clark has concerns about what his beloved Costco is up to with a new payment option he does NOT recommend. Also, the debt burden many of us carry is also very real. Clark discusses how people are working on getting out of debt.  The Warehouse Club Difference: Segment 1 Ask Clark: Segment 2 Dealing With Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Inflation-weary Americans queue for toilet paper and cheap Bordeaux Warehouse Clubs Archives - Clark Howard Why 'Buy Now, Pay Later' Worries Clark Howard What Is FedNow?  /  ⁠Clark.com Community - Paze⁠ Why Clark Says You Should ‘Ignore’ Paze as Trendy New Payment Option Debt Archives  //  Budgeting & Saving Archives - Clark Howard 30 Easy Side Hustle Ideas How to Make Extra Money: 35 Easy Ways How Do Student Loans Work? 7 Things to Know Is It Ever OK To Co-Sign a Loan With a Family Member? What's the Best Savings Account for a Teenager? Fidelity Investments Review: Pros & Cons How To Open a Roth IRA Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Concerned about the economy and looking to save more, many people are turning to warehouse clubs. The price difference is real. But Clark has concerns about what his beloved Costco is up to with a new payment option he does NOT recommend. Also, the debt burden many of us carry is also very real. Clark discusses how people are working on getting out of debt. 

  • The Warehouse Club Difference: Segment 1
  • Ask Clark: Segment 2
  • Dealing With Debt: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources



Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1801 06.24.25 Ask An Advisor With Wes Moss The Secret to Consistent Investing and Your Financial Safety Net for Any Market Are you tired of "FOMO Freddie" always bragging about his latest hot investment? Fiduciary financial advisor Wes Moss reveals why chasing market trends is a dangerous game and how sticking to your investment style is the key to long-term success. We'll dive into the perils of FOMO investing and show you what happens when you jump from one "best" strategy to the next. Also, Wes breaks down the critical concept of "dry powder" – what it is, why you need it, and how it acts as your ultimate financial buffer during market downturns. Learn about the different types of liquid safety assets that can protect your portfolio and give you peace of mind, no matter what the economy throws your way. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the June 24, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:    BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 24 Jun 2025 09:00:00 -0000 full Clark Howard The Secret to Consistent Investing and Your Financial Safety Net for Any Market The Secret to Consistent Investing and Your Financial Safety Net for Any Market Are you tired of "FOMO Freddie" always bragging about his latest hot investment? Fiduciary financial advisor Wes Moss reveals why chasing market trends is a dangerous game and how sticking to your investment style is the key to long-term success. We'll dive into the perils of FOMO investing and show you what happens when you jump from one "best" strategy to the next. Also, Wes breaks down the critical concept of "dry powder" – what it is, why you need it, and how it acts as your ultimate financial buffer during market downturns. Learn about the different types of liquid safety assets that can protect your portfolio and give you peace of mind, no matter what the economy throws your way. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the June 24, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:    BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The Secret to Consistent Investing and Your Financial Safety Net for Any Market

Are you tired of "FOMO Freddie" always bragging about his latest hot investment? Fiduciary financial advisor Wes Moss reveals why chasing market trends is a dangerous game and how sticking to your investment style is the key to long-term success. We'll dive into the perils of FOMO investing and show you what happens when you jump from one "best" strategy to the next. Also, Wes breaks down the critical concept of "dry powder" – what it is, why you need it, and how it acts as your ultimate financial buffer during market downturns. Learn about the different types of liquid safety assets that can protect your portfolio and give you peace of mind, no matter what the economy throws your way.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the June 24, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes:    BOOKS BY WES MOSS   /   Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2401 06.23.25 Housing Market Update / New Considerations for A Vehicle Purchase There’s a big shift going on in the housing market. Clark explains what this means for buyers and sellers.  Also, in this new era of tariffs, know what to keep in mind when purchasing a vehicle and why it’s time to rethink what you’re interested in buying. Housing Market Update: Segment 1 Ask Clark: Segment 2 Vehicle Purchase Considerations: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why the Housing Market Is Stalled (and What Comes Next) ⁠How To Save for a House⁠  /  ⁠How To Buy a House in 9 Steps⁠ ⁠Buying Cars Online vs. Traditional Dealers: What To Know⁠ ⁠Report: These 10 Vehicles Are the Best for the Money in 2025⁠ ⁠New Report: The Safest Car Models for 2025⁠ ⁠How To Buy a Used Car⁠  /  ⁠How to Buy a New Car in 5 Steps⁠ ⁠When Do You Tell a Car Dealership You're Paying Cash?⁠ ⁠What Condo Owners Need To Know About Insurance⁠ ⁠6 Things To Know Before Contacting the National Foundation for Credit Counseling Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Jun 2025 09:00:00 -0000 full Clark Howard Housing Market Update / New Considerations for A Vehicle Purchase There’s a big shift going on in the housing market. Clark explains what this means for buyers and sellers.  Also, in this new era of tariffs, know what to keep in mind when purchasing a vehicle and why it’s time to rethink what you’re interested in buying. Housing Market Update: Segment 1 Ask Clark: Segment 2 Vehicle Purchase Considerations: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why the Housing Market Is Stalled (and What Comes Next) ⁠How To Save for a House⁠  /  ⁠How To Buy a House in 9 Steps⁠ ⁠Buying Cars Online vs. Traditional Dealers: What To Know⁠ ⁠Report: These 10 Vehicles Are the Best for the Money in 2025⁠ ⁠New Report: The Safest Car Models for 2025⁠ ⁠How To Buy a Used Car⁠  /  ⁠How to Buy a New Car in 5 Steps⁠ ⁠When Do You Tell a Car Dealership You're Paying Cash?⁠ ⁠What Condo Owners Need To Know About Insurance⁠ ⁠6 Things To Know Before Contacting the National Foundation for Credit Counseling Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices There’s a big shift going on in the housing market. Clark explains what this means for buyers and sellers.  Also, in this new era of tariffs, know what to keep in mind when purchasing a vehicle and why it’s time to rethink what you’re interested in buying.

  • Housing Market Update: Segment 1
  • Ask Clark: Segment 2
  • Vehicle Purchase Considerations: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2064 06.20.25 About Clark Howard + A Special Birthday Edition of Clark Stinks Today we celebrate Clark Howard’s birthday and the many accomplishments he’s inspired - starting with Clark’s own telling of his life’s trajectory into an ongoing mission of service. And in the second half of the podcast, a sampling of the many appreciations Clarkies sent in to celebrate him today. It may be Clark Stinks day, but on this birthday he comes out smelling like a high dollar rose bought on sale!  About Clark: Segments 1 & 2 Clark Stinks-Special BD Edition: Segments 3 & 4 Mentioned on the show: About Clark Howard Clark Howard: Habitat for Humanity Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 20 Jun 2025 09:00:00 -0000 full Clark Howard About Clark Howard + A Special Birthday Edition of Clark Stinks Today we celebrate Clark Howard’s birthday and the many accomplishments he’s inspired - starting with Clark’s own telling of his life’s trajectory into an ongoing mission of service. And in the second half of the podcast, a sampling of the many appreciations Clarkies sent in to celebrate him today. It may be Clark Stinks day, but on this birthday he comes out smelling like a high dollar rose bought on sale!  About Clark: Segments 1 & 2 Clark Stinks-Special BD Edition: Segments 3 & 4 Mentioned on the show: About Clark Howard Clark Howard: Habitat for Humanity Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today we celebrate Clark Howard’s birthday and the many accomplishments he’s inspired - starting with Clark’s own telling of his life’s trajectory into an ongoing mission of service. And in the second half of the podcast, a sampling of the many appreciations Clarkies sent in to celebrate him today. It may be Clark Stinks day, but on this birthday he comes out smelling like a high dollar rose bought on sale! 

  • About Clark: Segments 1 & 2
  • Clark Stinks-Special BD Edition: Segments 3 & 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2171 06.18.25 Summer Power Bills / Take Your Vacation! Data centers are creating higher demand for electricity and the cost is falling on consumers. Power bills could reach record highs this summer. Clark has two recommendations to help lower your energy bills. Speaking of summer, have you planned out your vacation days yet? Clark talks about the importance of time away from it all. Home Cooling: Segment 1 Ask Clark: Segment 2 Take Your PTO!: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Save Money on Utilities 7 Things Discover Cardholders Can Expect After Capital One Merger My 7 Rules for Using Credit Cards - Clark Howard How Many Credit Cards Is Too Many? How To Prevent, Report and Repair Identity Theft 5 Money Tips To Know Before You Travel Abroad Best Way To Exchange Dollars for Foreign Currency Best Credit Cards With No Foreign Transaction Fees in 2025 10 Clark Howard 'Never, Not Ever' Rules To Protect Your Money Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 18 Jun 2025 09:00:00 -0000 full Clark Howard Summer Power Bills / Take Your Vacation! Data centers are creating higher demand for electricity and the cost is falling on consumers. Power bills could reach record highs this summer. Clark has two recommendations to help lower your energy bills. Speaking of summer, have you planned out your vacation days yet? Clark talks about the importance of time away from it all. Home Cooling: Segment 1 Ask Clark: Segment 2 Take Your PTO!: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Save Money on Utilities 7 Things Discover Cardholders Can Expect After Capital One Merger My 7 Rules for Using Credit Cards - Clark Howard How Many Credit Cards Is Too Many? How To Prevent, Report and Repair Identity Theft 5 Money Tips To Know Before You Travel Abroad Best Way To Exchange Dollars for Foreign Currency Best Credit Cards With No Foreign Transaction Fees in 2025 10 Clark Howard 'Never, Not Ever' Rules To Protect Your Money Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Data centers are creating higher demand for electricity and the cost is falling on consumers. Power bills could reach record highs this summer. Clark has two recommendations to help lower your energy bills. Speaking of summer, have you planned out your vacation days yet? Clark talks about the importance of time away from it all.

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1838 06.17.25 Ask An Advisor With Wes Moss Secret Rule To Access Your IRA Early and Top 9 Things That Bring Joy in Retirement If you want to retire early, this rule can help! Fiduciary financial advisor Wes Moss breaks down the often-misunderstood Rule of 72(t). Discover how this IRS exception can allow you to access your IRA funds before age 59 ½ without incurring that hefty 10% early withdrawal penalty. Also, Wes dives into groundbreaking research on what truly brings joy and purpose in retirement. Wes shares surprising (and not-so-surprising) truths from his latest study of over 1,200 Americans. He reveals the top categories that consistently lead to a more purposeful and joyful post-career life. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the June 17, 2025, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:    BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 17 Jun 2025 09:00:00 -0000 full Clark Howard Secret Rule To Access Your IRA Early and Top 9 Things That Bring Joy in Retirement Secret Rule To Access Your IRA Early and Top 9 Things That Bring Joy in Retirement If you want to retire early, this rule can help! Fiduciary financial advisor Wes Moss breaks down the often-misunderstood Rule of 72(t). Discover how this IRS exception can allow you to access your IRA funds before age 59 ½ without incurring that hefty 10% early withdrawal penalty. Also, Wes dives into groundbreaking research on what truly brings joy and purpose in retirement. Wes shares surprising (and not-so-surprising) truths from his latest study of over 1,200 Americans. He reveals the top categories that consistently lead to a more purposeful and joyful post-career life. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the June 17, 2025, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:    BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Secret Rule To Access Your IRA Early and Top 9 Things That Bring Joy in Retirement

If you want to retire early, this rule can help! Fiduciary financial advisor Wes Moss breaks down the often-misunderstood Rule of 72(t). Discover how this IRS exception can allow you to access your IRA funds before age 59 ½ without incurring that hefty 10% early withdrawal penalty. Also, Wes dives into groundbreaking research on what truly brings joy and purpose in retirement. Wes shares surprising (and not-so-surprising) truths from his latest study of over 1,200 Americans. He reveals the top categories that consistently lead to a more purposeful and joyful post-career life.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the June 17, 2025, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes:    BOOKS BY WES MOSS   /   Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2580 06.16.25 Kids Gone Wild Ordering Online / Rental Car Inspection Warning Today - you may have heard about the boy who ordered 70,000 lollipops on Amazon. A reminder for parents to childproof devices to protect your accounts from plundering toddlers! Also, the stakes are higher now when renting a car. There’s a new inspection practice you must be aware of to protect your wallet. Childproof your devices: Segment 1 Ask Clark: Segment 2 Car Rental Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Prevent This $4,000 Oopsie From Happening to You Budgeting Basics: What You Need To Know To Get Started Free Budget Worksheet: The CLARK Method to Create a Monthly Budget Military and Veterans Guide: Free Resources for Your Finances How Long Should I Save Pictures of My Car Rental? How Can I Fight an Unfair Rental Car Charge? New Report: Best and Worst Car Rental Companies in America Cheapest Way to Rent a Car: Expert Tips How To Get a Free Credit Report The Best International Phone Plans TALK2ME 25 ULTRA MINI Portable PoC Walkie-Talkie Set Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Jun 2025 09:00:00 -0000 full Clark Howard Kids Gone Wild Ordering Online / Rental Car Inspection Warning Today - you may have heard about the boy who ordered 70,000 lollipops on Amazon. A reminder for parents to childproof devices to protect your accounts from plundering toddlers! Also, the stakes are higher now when renting a car. There’s a new inspection practice you must be aware of to protect your wallet. Childproof your devices: Segment 1 Ask Clark: Segment 2 Car Rental Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Prevent This $4,000 Oopsie From Happening to You Budgeting Basics: What You Need To Know To Get Started Free Budget Worksheet: The CLARK Method to Create a Monthly Budget Military and Veterans Guide: Free Resources for Your Finances How Long Should I Save Pictures of My Car Rental? How Can I Fight an Unfair Rental Car Charge? New Report: Best and Worst Car Rental Companies in America Cheapest Way to Rent a Car: Expert Tips How To Get a Free Credit Report The Best International Phone Plans TALK2ME 25 ULTRA MINI Portable PoC Walkie-Talkie Set Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - you may have heard about the boy who ordered 70,000 lollipops on Amazon. A reminder for parents to childproof devices to protect your accounts from plundering toddlers! Also, the stakes are higher now when renting a car. There’s a new inspection practice you must be aware of to protect your wallet.

  • Childproof your devices: Segment 1
  • Ask Clark: Segment 2
  • Car Rental Warning: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1743 06.13.25 Clark Answers His Critics on Clark Stinks / Protect Your Package Deliveries Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.   Also today, an easy, low tech solution to the porch pirate problem.  Clark Stinks: Segments 1 & 2 Porch Pirate Solution: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Will Social Security Run Out? Sell Stuff Online: The Best Sites and Apps Shared Equity Mortgage: Meaning, Pros and Cons, FAQs Avoid Porch Pirates With These Delivery Options From Amazon, UPS, FedEx and USPS How a Promising Home Hack Is Stopping Porch Pirates Every Time Best budget road bikes 2025 6 Things To Know About Series I Savings Bonds What Is an ABLE Account? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 13 Jun 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Protect Your Package Deliveries Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.   Also today, an easy, low tech solution to the porch pirate problem.  Clark Stinks: Segments 1 & 2 Porch Pirate Solution: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Will Social Security Run Out? Sell Stuff Online: The Best Sites and Apps Shared Equity Mortgage: Meaning, Pros and Cons, FAQs Avoid Porch Pirates With These Delivery Options From Amazon, UPS, FedEx and USPS How a Promising Home Hack Is Stopping Porch Pirates Every Time Best budget road bikes 2025 6 Things To Know About Series I Savings Bonds What Is an ABLE Account? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.   Also today, an easy, low tech solution to the porch pirate problem. 

  • Clark Stinks: Segments 1 & 2
  • Porch Pirate Solution: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1839 06.11.25 Save More On Home Internet / Seek The Total Price A CNET survey has found the average consumer is paying close to $200 more per year for internet than a year ago. Today, paying for home internet service no longer has to be expensive. New choices have emerged to help you SAVE MORE. Also, bait & switch junk fees have been rampant - on hotels, tickets, services and more. But new rules are helping to change that in some quarters. Clark shares tips for getting the full price before you make buying decisions. Home Internet Options: Segment 1 Ask Clark: Segment 2 All In Pricing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark's Tips To Save Money on Home Internet in 2025 Airbnb will now show total prices by default What the Rule on Unfair or Deceptive Fees means for you The 12 Best International Carry-ons, Tested and Reviewed What Is a 403(b) and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 11 Jun 2025 09:00:00 -0000 full Clark Howard Save More On Home Internet / Seek The Total Price A CNET survey has found the average consumer is paying close to $200 more per year for internet than a year ago. Today, paying for home internet service no longer has to be expensive. New choices have emerged to help you SAVE MORE. Also, bait & switch junk fees have been rampant - on hotels, tickets, services and more. But new rules are helping to change that in some quarters. Clark shares tips for getting the full price before you make buying decisions. Home Internet Options: Segment 1 Ask Clark: Segment 2 All In Pricing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark's Tips To Save Money on Home Internet in 2025 Airbnb will now show total prices by default What the Rule on Unfair or Deceptive Fees means for you The 12 Best International Carry-ons, Tested and Reviewed What Is a 403(b) and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A CNET survey has found the average consumer is paying close to $200 more per year for internet than a year ago. Today, paying for home internet service no longer has to be expensive. New choices have emerged to help you SAVE MORE. Also, bait & switch junk fees have been rampant - on hotels, tickets, services and more. But new rules are helping to change that in some quarters. Clark shares tips for getting the full price before you make buying decisions.

  • Home Internet Options: Segment 1
  • Ask Clark: Segment 2
  • All In Pricing: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1862 06.10.25 Ask An Advisor With Wes Moss Do Retirees Need To Track Stock Earnings? And This Rule Can Help You Retire Early If you're a retail investor or a happy retiree, should you be paying attention to corporate earnings? Fiduciary financial advisor Wes Moss dives into why earnings matter for both individual stock owners and index fund investors. Discover how the overall earnings of the S&P 500 influence market trends and whether you need to obsess over every quarterly report. Also, Wes breaks down the "Rule of 55," a lesser-known strategy that could help you access your retirement money sooner without penalties. Most people know about the Rule of 59 1/2, but Wes reveals the specific qualifications and conditions for utilizing the Rule of 55 with your 401(k). Learn how this rule could accelerate your path to retirement! Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the June 10, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:    BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 Jun 2025 09:00:00 -0000 full Clark Howard Do Retirees Need To Track Stock Earnings? and This Rule Can Help You Retire Early Do Retirees Need To Track Stock Earnings? And This Rule Can Help You Retire Early If you're a retail investor or a happy retiree, should you be paying attention to corporate earnings? Fiduciary financial advisor Wes Moss dives into why earnings matter for both individual stock owners and index fund investors. Discover how the overall earnings of the S&P 500 influence market trends and whether you need to obsess over every quarterly report. Also, Wes breaks down the "Rule of 55," a lesser-known strategy that could help you access your retirement money sooner without penalties. Most people know about the Rule of 59 1/2, but Wes reveals the specific qualifications and conditions for utilizing the Rule of 55 with your 401(k). Learn how this rule could accelerate your path to retirement! Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the June 10, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:    BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Do Retirees Need To Track Stock Earnings? And This Rule Can Help You Retire Early

If you're a retail investor or a happy retiree, should you be paying attention to corporate earnings? Fiduciary financial advisor Wes Moss dives into why earnings matter for both individual stock owners and index fund investors. Discover how the overall earnings of the S&P 500 influence market trends and whether you need to obsess over every quarterly report. Also, Wes breaks down the "Rule of 55," a lesser-known strategy that could help you access your retirement money sooner without penalties. Most people know about the Rule of 59 1/2, but Wes reveals the specific qualifications and conditions for utilizing the Rule of 55 with your 401(k). Learn how this rule could accelerate your path to retirement!

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the June 10, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes:    BOOKS BY WES MOSS   /   Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2028 06.09.25 Vanguard’s New Cash Management Account / Debt Collections In today’s episode, an ongoing concern - where should you store your cash? One of Clark’s favorite children (discount brokers) has just launched a new offering worthy of your attention. Also today, dealing with debt collectors. Some are legit, some not so much. Know what to do if the debt is indeed yours, or if it is a mistake. Clark has key information for handling collectors in a way that protects your rights and your credit.  Vanguard Cash Plus: Segment 1 Ask Clark: Segment 2 Debt Collectors: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Vanguard Cash Plus Account | Vanguard Uni - One Toll Pass. 19 States. Car Insurance Archives - Clark Howard Association for Independent Agents | IIABA How To Send a 'Drop Dead' Letter to a Collection Agency What to Do When You're Being Harassed About an Old "Zombie Debt" We’ve still got some protections against medical debt collectors National Association of Estate Planners & Councils - NAEPC What Is a Fiduciary Financial Advisor and Do I Need One? What’s the Best Way To Exchange Dollars for Foreign Currency? What Is a Backdoor Roth IRA? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Jun 2025 09:00:00 -0000 full Clark Howard Vanguard’s New Cash Management Account / Debt Collections In today’s episode, an ongoing concern - where should you store your cash? One of Clark’s favorite children (discount brokers) has just launched a new offering worthy of your attention. Also today, dealing with debt collectors. Some are legit, some not so much. Know what to do if the debt is indeed yours, or if it is a mistake. Clark has key information for handling collectors in a way that protects your rights and your credit.  Vanguard Cash Plus: Segment 1 Ask Clark: Segment 2 Debt Collectors: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Vanguard Cash Plus Account | Vanguard Uni - One Toll Pass. 19 States. Car Insurance Archives - Clark Howard Association for Independent Agents | IIABA How To Send a 'Drop Dead' Letter to a Collection Agency What to Do When You're Being Harassed About an Old "Zombie Debt" We’ve still got some protections against medical debt collectors National Association of Estate Planners & Councils - NAEPC What Is a Fiduciary Financial Advisor and Do I Need One? What’s the Best Way To Exchange Dollars for Foreign Currency? What Is a Backdoor Roth IRA? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In today’s episode, an ongoing concern - where should you store your cash? One of Clark’s favorite children (discount brokers) has just launched a new offering worthy of your attention. Also today, dealing with debt collectors. Some are legit, some not so much. Know what to do if the debt is indeed yours, or if it is a mistake. Clark has key information for handling collectors in a way that protects your rights and your credit. 

  • Vanguard Cash Plus: Segment 1
  • Ask Clark: Segment 2
  • Debt Collectors: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1735 06.06.25 Clark Answers His Critics on Clark Stinks / Best Sunscreens Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, sunscreen is so important in the prevention of skin cancer - but how to choose? Clark shares some excellent recommendations offering protection that is both cheap and effective. Clark Stinks: Segments 1 & 2 Best Sunscreens: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Does the Brand of Gasoline Really Matter?⁠ ⁠Wills & Funerals Archives - Clark Howard⁠ ⁠Is It Ever OK To Co-Sign a Loan With a Family Member?⁠ ⁠Warning: Watch Out for This Retailer Pricing Trick⁠ ⁠The Best Cheap Sunscreens in 2025 ⁠The Best Places To Buy Tires⁠  /  ⁠Clark.com  - TIRES Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 06 Jun 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Best Sunscreens Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, sunscreen is so important in the prevention of skin cancer - but how to choose? Clark shares some excellent recommendations offering protection that is both cheap and effective. Clark Stinks: Segments 1 & 2 Best Sunscreens: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Does the Brand of Gasoline Really Matter?⁠ ⁠Wills & Funerals Archives - Clark Howard⁠ ⁠Is It Ever OK To Co-Sign a Loan With a Family Member?⁠ ⁠Warning: Watch Out for This Retailer Pricing Trick⁠ ⁠The Best Cheap Sunscreens in 2025 ⁠The Best Places To Buy Tires⁠  /  ⁠Clark.com  - TIRES Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, sunscreen is so important in the prevention of skin cancer - but how to choose? Clark shares some excellent recommendations offering protection that is both cheap and effective.

  • Clark Stinks: Segments 1 & 2
  • Best Sunscreens: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1812 06.04.25 Executive Spotlight on Rx Prices / Workarounds For High Beef Prices We in the U.S. pay the highest prescription drug prices in the world, and a recent executive order takes aim at that inequity, the result of which remains to be seen. Clark explains why employee health plan drug prices through PBMs remain so high, and what you can do about it.  Speaking of prices, what’s behind the sticker shock from the price of beef these days? Clark explains. PBMs & Rx Pricing: Segment 1 Ask Clark: Segment 2 Beef Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Trump to sign executive order to cut prices of medicine to match other countries Warning: One Way You Should Almost Never Fill Prescriptions 10 Ways To Save on Prescription Drugs 7 Things To Know About Costco Pharmacy Should You Buy an Extended Warranty on Your Car? What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor What Is Umbrella Insurance and Do You Need It? US beef prices extend surge as ranchers face thinnest herds in 70 years Robinhood Review: Pros, Cons & Who Should Use It The WSJ’s Jonathan Clements Wants to Leave a Living Legacy Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 04 Jun 2025 09:00:00 -0000 full Clark Howard Executive Spotlight on Rx Prices / Workarounds For High Beef Prices We in the U.S. pay the highest prescription drug prices in the world, and a recent executive order takes aim at that inequity, the result of which remains to be seen. Clark explains why employee health plan drug prices through PBMs remain so high, and what you can do about it.  Speaking of prices, what’s behind the sticker shock from the price of beef these days? Clark explains. PBMs & Rx Pricing: Segment 1 Ask Clark: Segment 2 Beef Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Trump to sign executive order to cut prices of medicine to match other countries Warning: One Way You Should Almost Never Fill Prescriptions 10 Ways To Save on Prescription Drugs 7 Things To Know About Costco Pharmacy Should You Buy an Extended Warranty on Your Car? What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor What Is Umbrella Insurance and Do You Need It? US beef prices extend surge as ranchers face thinnest herds in 70 years Robinhood Review: Pros, Cons & Who Should Use It The WSJ’s Jonathan Clements Wants to Leave a Living Legacy Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices We in the U.S. pay the highest prescription drug prices in the world, and a recent executive order takes aim at that inequity, the result of which remains to be seen. Clark explains why employee health plan drug prices through PBMs remain so high, and what you can do about it.  Speaking of prices, what’s behind the sticker shock from the price of beef these days? Clark explains.

  • PBMs & Rx Pricing: Segment 1
  • Ask Clark: Segment 2
  • Beef Prices: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2032 06.03.25 Ask An Advisor With Wes Moss Investing in Gold: Smart Move or Mistake? and Will Entry-Level Jobs Disappear? Should you own gold? How much should you own? Fiduciary financial advisor Wes Moss breaks down the data and shares his take on investing in gold to help you determine if it belongs in your portfolio. Also, the CEO of a major AI company recently said that 50% of all entry-level white collar jobs will go away over the next 1-5 years. Could this prediction be right? It’s possible. Wes explains what may happen and what we can do about it. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the June 3, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Jun 2025 09:00:00 -0000 full Clark Howard Investing in Gold: Smart Move or Mistake? and Will Entry-Level Jobs Disappear? Investing in Gold: Smart Move or Mistake? and Will Entry-Level Jobs Disappear? Should you own gold? How much should you own? Fiduciary financial advisor Wes Moss breaks down the data and shares his take on investing in gold to help you determine if it belongs in your portfolio. Also, the CEO of a major AI company recently said that 50% of all entry-level white collar jobs will go away over the next 1-5 years. Could this prediction be right? It’s possible. Wes explains what may happen and what we can do about it. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the June 3, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Investing in Gold: Smart Move or Mistake? and Will Entry-Level Jobs Disappear?

Should you own gold? How much should you own? Fiduciary financial advisor Wes Moss breaks down the data and shares his take on investing in gold to help you determine if it belongs in your portfolio.

Also, the CEO of a major AI company recently said that 50% of all entry-level white collar jobs will go away over the next 1-5 years. Could this prediction be right? It’s possible. Wes explains what may happen and what we can do about it.

Plus, Christa shares your #AskWes questions and Wes gives his take.

All this and more on the June 3, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes:  Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2342 06.02.25 Clark’s Auto Loan Directive / Skimmer Scam Prevention June signals upcoming road trips and today, Clark talks about some transportation hazards to avoid. First, when buying a vehicle, know how significant the length of the loan can be to your financial health. Also, skimming scams at gas pumps and beyond - have gotten more sophisticated. Clark shares 2 ways to protect your money. Auto Loan Warning : Segment 1 Ask Clark: Segment 2 Skimming Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are You Following Clark’s Maximum Auto Loan Length Rule? Clark.com Car Loan And Payment Calculator Bezos-backed Slate Auto reveals its new customizable $20,000 EV Can I Sell My Life Insurance Policy? USA TODAY: Tips to stay safe from skimming scams #1 Way To Protect Yourself From Credit Card Skimmers Scam Alert: Think Twice Before Scanning QR Codes 5 Things to Know About the Costco Car Rental Program Is Annual Travel Insurance Worth It? Today's Top Travel Deals Clark.com⁠ resources: ⁠Episode transcripts⁠ ⁠Community.Clark.com⁠  /  ⁠Ask Clark⁠ ⁠Clark.com daily money newsletter⁠ ⁠Consumer Action Center⁠ Free Helpline: 636-492-5275 Learn more about your ad choices: ⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Jun 2025 09:00:00 -0000 full Clark Howard Clark’s Auto Loan Directive / Skimmer Scam Prevention June signals upcoming road trips and today, Clark talks about some transportation hazards to avoid. First, when buying a vehicle, know how significant the length of the loan can be to your financial health. Also, skimming scams at gas pumps and beyond - have gotten more sophisticated. Clark shares 2 ways to protect your money. Auto Loan Warning : Segment 1 Ask Clark: Segment 2 Skimming Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are You Following Clark’s Maximum Auto Loan Length Rule? Clark.com Car Loan And Payment Calculator Bezos-backed Slate Auto reveals its new customizable $20,000 EV Can I Sell My Life Insurance Policy? USA TODAY: Tips to stay safe from skimming scams #1 Way To Protect Yourself From Credit Card Skimmers Scam Alert: Think Twice Before Scanning QR Codes 5 Things to Know About the Costco Car Rental Program Is Annual Travel Insurance Worth It? Today's Top Travel Deals Clark.com⁠ resources: ⁠Episode transcripts⁠ ⁠Community.Clark.com⁠  /  ⁠Ask Clark⁠ ⁠Clark.com daily money newsletter⁠ ⁠Consumer Action Center⁠ Free Helpline: 636-492-5275 Learn more about your ad choices: ⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices June signals upcoming road trips and today, Clark talks about some transportation hazards to avoid. First, when buying a vehicle, know how significant the length of the loan can be to your financial health. Also, skimming scams at gas pumps and beyond - have gotten more sophisticated. Clark shares 2 ways to protect your money.

  • Auto Loan Warning : Segment 1
  • Ask Clark: Segment 2
  • Skimming Scams: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com⁠ resources:


Learn more about your ad choices: ⁠megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1532 05.30.25 Clark Answers His Critics on Clark Stinks / Tech Brakes On Super Speeders Help us surprise Clark Howard for his birthday! We're collecting special wishes for Clark (it's a secret!) to celebrate his birthday on June 20th. Use this form to share your wishes for Clark: https://forms.gle/hNtmFTvqkdZc94J49 -- remember it's a secret! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, how one state plans to use controversial technology to slow down speeders. Clark Stinks: Segments 1 & 2 Intelligent Speed Assist: Segment 3 Ask Clark: Segment 4 Mentioned on the show: “Clark Stinks!” - by Son of Scotland How To Open a Roth IRA 3 Reasons You Should Never Book a Nonrefundable Hotel Room How To Use Priceline To Save on Travel What Is an HSA Account and How Does It Work? Virginia will use technology to slow chronic speeders’ cars Car Rental Insurance: Everything You Need To Know Credit Card Car Rental Insurance: What You Need To Know My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 30 May 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Tech Brakes On Super Speeders Help us surprise Clark Howard for his birthday! We're collecting special wishes for Clark (it's a secret!) to celebrate his birthday on June 20th. Use this form to share your wishes for Clark: https://forms.gle/hNtmFTvqkdZc94J49 -- remember it's a secret! ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, how one state plans to use controversial technology to slow down speeders. Clark Stinks: Segments 1 & 2 Intelligent Speed Assist: Segment 3 Ask Clark: Segment 4 Mentioned on the show: “Clark Stinks!” - by Son of Scotland How To Open a Roth IRA 3 Reasons You Should Never Book a Nonrefundable Hotel Room How To Use Priceline To Save on Travel What Is an HSA Account and How Does It Work? Virginia will use technology to slow chronic speeders’ cars Car Rental Insurance: Everything You Need To Know Credit Card Car Rental Insurance: What You Need To Know My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Help us surprise Clark Howard for his birthday! We're collecting special wishes for Clark (it's a secret!) to celebrate his birthday on June 20th.

Use this form to share your wishes for Clark: https://forms.gle/hNtmFTvqkdZc94J49 -- remember it's a secret!

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, how one state plans to use controversial technology to slow down speeders.

  • Clark Stinks: Segments 1 & 2
  • Intelligent Speed Assist: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

“Clark Stinks!” - by Son of Scotland

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1732 05.28.25 Best Auto Insurance / Economic Uncertainty: Preparation & Family Communication In this episode -  As auto insurance rates continue to rise, more people recognize the need to shop around. Clark shares a valuable resource for where to start. Also today - Economic uncertainty necessitates ongoing family conversations about money and the economy, and what can be done to prepare for a possible recession or employment setback. Shop Auto Insurance: Segment 1 Ask Clark: Segment 2 Family Money Talks: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Shop for Lower Car Insurance CRASH Network - Insurer Report Card Best Auto Insurance Companies and Some of the Worst Is Your Car Model Driving Up Your Insurance Premium? Best Way To Exchange Dollars for Foreign Currency Costco Travel: 5 Things To Know Before You Book Booking a Cruise? Here Are 5 Ways To Do It for Less The Only Way You Should Pay for a Cruise Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 28 May 2025 09:00:00 -0000 full Clark Howard Best Auto Insurance / Economic Uncertainty: Preparation & Family Communication In this episode -  As auto insurance rates continue to rise, more people recognize the need to shop around. Clark shares a valuable resource for where to start. Also today - Economic uncertainty necessitates ongoing family conversations about money and the economy, and what can be done to prepare for a possible recession or employment setback. Shop Auto Insurance: Segment 1 Ask Clark: Segment 2 Family Money Talks: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Shop for Lower Car Insurance CRASH Network - Insurer Report Card Best Auto Insurance Companies and Some of the Worst Is Your Car Model Driving Up Your Insurance Premium? Best Way To Exchange Dollars for Foreign Currency Costco Travel: 5 Things To Know Before You Book Booking a Cruise? Here Are 5 Ways To Do It for Less The Only Way You Should Pay for a Cruise Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode -  As auto insurance rates continue to rise, more people recognize the need to shop around. Clark shares a valuable resource for where to start. Also today - Economic uncertainty necessitates ongoing family conversations about money and the economy, and what can be done to prepare for a possible recession or employment setback.

  • Shop Auto Insurance: Segment 1
  • Ask Clark: Segment 2
  • Family Money Talks: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2055 05.27.25 Ask An Advisor With Wes Moss 10-Step Checklist BEFORE You Retire and How Spending Money in Retirement Actually Works Ready to retire? Fiduciary financial advisor Wes Moss walks you through the essential 10-point checklist you should complete before leaving the workforce. Also, Wes breaks down the often-confusing topic of spending money in retirement. How do you actually access your funds, and what's the smart way to manage different account types? Learn the strategic way to tap into your different retirement "buckets" to make your money last and minimize taxes. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the May 27, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 27 May 2025 09:00:00 -0000 full Clark Howard 10-Step Checklist BEFORE You Retire and How Spending Money in Retirement Actually Works 10-Step Checklist BEFORE You Retire and How Spending Money in Retirement Actually Works Ready to retire? Fiduciary financial advisor Wes Moss walks you through the essential 10-point checklist you should complete before leaving the workforce. Also, Wes breaks down the often-confusing topic of spending money in retirement. How do you actually access your funds, and what's the smart way to manage different account types? Learn the strategic way to tap into your different retirement "buckets" to make your money last and minimize taxes. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the May 27, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices 10-Step Checklist BEFORE You Retire and How Spending Money in Retirement Actually Works

Ready to retire? Fiduciary financial advisor Wes Moss walks you through the essential 10-point checklist you should complete before leaving the workforce. Also, Wes breaks down the often-confusing topic of spending money in retirement. How do you actually access your funds, and what's the smart way to manage different account types? Learn the strategic way to tap into your different retirement "buckets" to make your money last and minimize taxes.

Plus, Christa shares your #AskWes questions and Wes gives his take.

All this and more on the May 27, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes:  Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2532 05.23.25 Clark Answers His Critics on Clark Stinks / U.S. Air Traffic Control Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark discusses how the shortage of air traffic controllers and lack of current tech will impact air travel this summer, looks to Canada’s successful model, and shares his playbook for navigating air travel  Clark Stinks: Segments 1 & 2 Air Traffic Control Issues: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Best 529 College Savings Plans By State⁠ ⁠NIH - ClinicalTrials⁠  /  ⁠Clark Howard and the Prostate Cancer Foundation⁠ Air Traffic Control Chaos: Brace Yourself for Summer Travel Headaches ⁠What To Do if Your Flight Is Delayed or Canceled⁠ ⁠FlightAware - Flight Tracker / Flight Status⁠ ⁠Flightradar24: Live Flight Tracker - Real-Time Flight Tracker Map⁠ ⁠Are Airline Miles Worth It?⁠  /  ⁠The Points Guy - Maximize your travel.⁠ ⁠Points Path: Why Our Travel Expert Thinks This New Tool Is a “Game Changer”⁠ Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 23 May 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / U.S. Air Traffic Control Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark discusses how the shortage of air traffic controllers and lack of current tech will impact air travel this summer, looks to Canada’s successful model, and shares his playbook for navigating air travel  Clark Stinks: Segments 1 & 2 Air Traffic Control Issues: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Best 529 College Savings Plans By State⁠ ⁠NIH - ClinicalTrials⁠  /  ⁠Clark Howard and the Prostate Cancer Foundation⁠ Air Traffic Control Chaos: Brace Yourself for Summer Travel Headaches ⁠What To Do if Your Flight Is Delayed or Canceled⁠ ⁠FlightAware - Flight Tracker / Flight Status⁠ ⁠Flightradar24: Live Flight Tracker - Real-Time Flight Tracker Map⁠ ⁠Are Airline Miles Worth It?⁠  /  ⁠The Points Guy - Maximize your travel.⁠ ⁠Points Path: Why Our Travel Expert Thinks This New Tool Is a “Game Changer”⁠ Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark discusses how the shortage of air traffic controllers and lack of current tech will impact air travel this summer, looks to Canada’s successful model, and shares his playbook for navigating air travel 


  • Clark Stinks: Segments 1 & 2
  • Air Traffic Control Issues: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2086 05.21.25 The Airline Recession / Student Loan Repayment Travel demand has slowed and airlines are cutting service. Today Clark discusses the airline recession taking place, and the hazard & opportunity this presents for travelers. Also, Clark addresses some of the confusion surrounding student loan repayment. What you need to know if you or a family member has student loan debt. Air Travel Guidance: Segment 1 Ask Clark: Segment 2 Student Loans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 3 Reasons You Should Never Book a Nonrefundable Hotel Room Using Cellular Data Internationally: Buying a Local SIM Card The Best International Phone Plans The Best Phone Plan For You - Compare Phone Plans Clark,com Cell Phone Plans Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now Scott’s Cheap Flights - Going.com NYTimes: Tips for Navigating the ‘Chaotic System’ of Student Loan Repayments National Association of Student Financial Aid Administrators How Many Credit Cards Should I Have? Why You Should Keep Old Credit Card Accounts Open My 7 Rules for Using Credit Cards Clark HowardClark.com resources: Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 May 2025 09:00:00 -0000 full Clark Howard The Airline Recession / Student Loan Repayment Travel demand has slowed and airlines are cutting service. Today Clark discusses the airline recession taking place, and the hazard & opportunity this presents for travelers. Also, Clark addresses some of the confusion surrounding student loan repayment. What you need to know if you or a family member has student loan debt. Air Travel Guidance: Segment 1 Ask Clark: Segment 2 Student Loans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 3 Reasons You Should Never Book a Nonrefundable Hotel Room Using Cellular Data Internationally: Buying a Local SIM Card The Best International Phone Plans The Best Phone Plan For You - Compare Phone Plans Clark,com Cell Phone Plans Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now Scott’s Cheap Flights - Going.com NYTimes: Tips for Navigating the ‘Chaotic System’ of Student Loan Repayments National Association of Student Financial Aid Administrators How Many Credit Cards Should I Have? Why You Should Keep Old Credit Card Accounts Open My 7 Rules for Using Credit Cards Clark HowardClark.com resources: Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Travel demand has slowed and airlines are cutting service. Today Clark discusses the airline recession taking place, and the hazard & opportunity this presents for travelers. Also, Clark addresses some of the confusion surrounding student loan repayment. What you need to know if you or a family member has student loan debt.

  • Air Travel Guidance: Segment 1
  • Ask Clark: Segment 2
  • Student Loans: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark HowardClark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2047 05.20.25 Ask An Advisor With Wes Moss Are We in a Passive Investing Bubble? and Lump Sum Investing vs. Dollar Cost Averaging Is passive investing creating a stock market bubble? Fiduciary financial advisor Wes Moss dives into the rise of index funds, why they became so popular, and the potential concerns. Also, Wes covers a classic investing strategy: Dollar Cost Averaging (DCA). He explains how systematically investing over time can smooth out your cost basis and make investing less daunting, especially with a lump sum. We'll look at how DCA stacks up against investing a lump sum all at once – you might be surprised by the numbers! Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the May 20, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 20 May 2025 09:00:00 -0000 full Clark Howard Are We in a Passive Investing Bubble? and Lump Sum Investing vs. Dollar Cost Averaging Are We in a Passive Investing Bubble? and Lump Sum Investing vs. Dollar Cost Averaging Is passive investing creating a stock market bubble? Fiduciary financial advisor Wes Moss dives into the rise of index funds, why they became so popular, and the potential concerns. Also, Wes covers a classic investing strategy: Dollar Cost Averaging (DCA). He explains how systematically investing over time can smooth out your cost basis and make investing less daunting, especially with a lump sum. We'll look at how DCA stacks up against investing a lump sum all at once – you might be surprised by the numbers! Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the May 20, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Are We in a Passive Investing Bubble? and Lump Sum Investing vs. Dollar Cost Averaging

Is passive investing creating a stock market bubble? Fiduciary financial advisor Wes Moss dives into the rise of index funds, why they became so popular, and the potential concerns. Also, Wes covers a classic investing strategy: Dollar Cost Averaging (DCA). He explains how systematically investing over time can smooth out your cost basis and make investing less daunting, especially with a lump sum. We'll look at how DCA stacks up against investing a lump sum all at once – you might be surprised by the numbers!

Plus, Christa shares your #AskWes questions and Wes gives his take.

All this and more on the May 20, 2025, Ask an Advisor episode of the Clark Howard podcast.

Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth.

Let us know what you think in the comments!

Learn more about Wes:  Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2148 05.19.25 The True Costs Of 401(k) Loans / Checked Bags - Lost & Found The 401(k) is a great retirement instrument because saving is automatic and investments grow over time. So is it ever OK to ⁠borrow from a 401(k)⁠? Know the “opportunity costs”  involved. Also - good news if you like to ⁠check bags⁠ on flights.  401(k) Loans: Segment 1 Ask Clark: Segment 2 No More Lost Luggage!: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Is a 401(k) Loan a Good Idea? Almost Never⁠ ⁠How To Open a Roth IRA⁠ ⁠Enrolled agent information | Internal Revenue Service⁠ ⁠National Association of Enrolled Agents⁠ ⁠Should I Buy an AirTag for My Checked Airport Luggage?⁠ ⁠What Is an eSIM? 5 Things To Know⁠ - ⁠GIGSKY - International eSIM Data Plans⁠ ⁠Using Cellular Data Internationally: Buying a Local SIM Card⁠ ⁠Deposit Insurance FAQs | FDIC.gov⁠ ⁠Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank?⁠ ⁠Are Credit Union Deposits Insured Up To $250,000? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 May 2025 09:00:00 -0000 full Clark Howard The 401(k) is a great retirement instrument because saving is automatic and investments grow over time. So is it ever OK to ⁠borrow from a 401(k)⁠? Know the “opportunity costs”  involved. Also - good news if you like to ⁠check bags⁠ on flights.  401(k) Loans: Segment 1 Ask Clark: Segment 2 No More Lost Luggage!: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ⁠Is a 401(k) Loan a Good Idea? Almost Never⁠ ⁠How To Open a Roth IRA⁠ ⁠Enrolled agent information | Internal Revenue Service⁠ ⁠National Association of Enrolled Agents⁠ ⁠Should I Buy an AirTag for My Checked Airport Luggage?⁠ ⁠What Is an eSIM? 5 Things To Know⁠ - ⁠GIGSKY - International eSIM Data Plans⁠ ⁠Using Cellular Data Internationally: Buying a Local SIM Card⁠ ⁠Deposit Insurance FAQs | FDIC.gov⁠ ⁠Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank?⁠ ⁠Are Credit Union Deposits Insured Up To $250,000? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The 401(k) is a great retirement instrument because saving is automatic and investments grow over time. So is it ever OK to ⁠borrow from a 401(k)⁠? Know the “opportunity costs”  involved. Also - good news if you like to ⁠check bags⁠ on flights. 

  • 401(k) Loans: Segment 1
  • Ask Clark: Segment 2
  • No More Lost Luggage!: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1607 05.16.25 Clark Answers His Critics on Clark Stinks / Bumpy Ride For Car Buyers Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.   Also, potential car buyers face a lot of questions right now -  should you buy new or used? If buying used, is Certified Pre-Owned (CPO) the way to go? Clark shares advice to help you navigate decision making.  Clark Stinks: Segments 1 & 2 Vehicle Purchase: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Roth vs. Traditional 401(k): What's the Difference? Why 'Buy Now, Pay Later' Worries Clark Howard Best Credit Cards With No Foreign Transaction Fees in 2025 The Best International Phone Plans Why You Should Never Mail a Check How To Buy a Used Car Certified Pre-Owned Vehicles: What You Need to Know Before You Buy Should You Ever Lease a Car? When Should I Drop Comprehensive and Collision Coverage? Best Place to Get a Car Loan Car Loan and Payment Calculator - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 16 May 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Bumpy Ride For Car Buyers Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.   Also, potential car buyers face a lot of questions right now -  should you buy new or used? If buying used, is Certified Pre-Owned (CPO) the way to go? Clark shares advice to help you navigate decision making.  Clark Stinks: Segments 1 & 2 Vehicle Purchase: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Roth vs. Traditional 401(k): What's the Difference? Why 'Buy Now, Pay Later' Worries Clark Howard Best Credit Cards With No Foreign Transaction Fees in 2025 The Best International Phone Plans Why You Should Never Mail a Check How To Buy a Used Car Certified Pre-Owned Vehicles: What You Need to Know Before You Buy Should You Ever Lease a Car? When Should I Drop Comprehensive and Collision Coverage? Best Place to Get a Car Loan Car Loan and Payment Calculator - Clark Howard Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.   Also, potential car buyers face a lot of questions right now -  should you buy new or used? If buying used, is Certified Pre-Owned (CPO) the way to go? Clark shares advice to help you navigate decision making. 

  • Clark Stinks: Segments 1 & 2
  • Vehicle Purchase: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1829 05.14.25 Saving Strategy: Series I Savings Bonds / The U.S.-China Tariff Reprieve Today, learn more about I-Bonds. Are they still worth buying? Clark explains how I-Bonds work and why they can be a solid part of your saving strategy. Also, the tariff news keeps coming, with a temporary reprieve on goods from China now in effect. Clark discusses what this will mean for consumers and merchants moving forward. Series I Savings Bonds: Segment 1 Ask Clark: Segment 2 The Tariff Reprieve: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 6 Things To Know About Series I Savings Bonds Do Not Use Smartwatches or Smart Rings to Measure Blood Glucose Levels: FDA Safety Communication Dexcom G7 CGM and Stelo Glucose Biosensor Subaru Ascent SUVs Recalled. Automaker Advises Owners to Park Outside and Away From Structures. The Center For Auto Safety How Much Money Do I Need in My Emergency Fund? HSA Store - Learning Center What Is an HSA Account and How Does It Work? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 14 May 2025 09:00:00 -0000 full Clark Howard Saving Strategy: Series I Savings Bonds / The U.S.-China Tariff Reprieve Today, learn more about I-Bonds. Are they still worth buying? Clark explains how I-Bonds work and why they can be a solid part of your saving strategy. Also, the tariff news keeps coming, with a temporary reprieve on goods from China now in effect. Clark discusses what this will mean for consumers and merchants moving forward. Series I Savings Bonds: Segment 1 Ask Clark: Segment 2 The Tariff Reprieve: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 6 Things To Know About Series I Savings Bonds Do Not Use Smartwatches or Smart Rings to Measure Blood Glucose Levels: FDA Safety Communication Dexcom G7 CGM and Stelo Glucose Biosensor Subaru Ascent SUVs Recalled. Automaker Advises Owners to Park Outside and Away From Structures. The Center For Auto Safety How Much Money Do I Need in My Emergency Fund? HSA Store - Learning Center What Is an HSA Account and How Does It Work? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, learn more about I-Bonds. Are they still worth buying? Clark explains how I-Bonds work and why they can be a solid part of your saving strategy. Also, the tariff news keeps coming, with a temporary reprieve on goods from China now in effect. Clark discusses what this will mean for consumers and merchants moving forward.

  • Series I Savings Bonds: Segment 1
  • Ask Clark: Segment 2
  • The Tariff Reprieve: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1724 05.13.25 Ask An Advisor With Wes Moss Breaking Down ETFs/Index Funds/Mutual Funds and Retirement vs. Brokerage Accounts Confused about ETFs, index funds, and mutual funds? Fiduciary financial advisor Wes Moss breaks down these "cousins" of investing – including when to use them. Also, retirement accounts vs. brokerage accounts – what’s the difference and what’s the best option for you? Wes explains everything you need to know! Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the May 13, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 13 May 2025 09:00:00 -0000 full Clark Howard Breaking Down ETFs/Index Funds/Mutual Funds and Retirement vs. Brokerage Accounts Breaking Down ETFs/Index Funds/Mutual Funds and Retirement vs. Brokerage Accounts Confused about ETFs, index funds, and mutual funds? Fiduciary financial advisor Wes Moss breaks down these "cousins" of investing – including when to use them. Also, retirement accounts vs. brokerage accounts – what’s the difference and what’s the best option for you? Wes explains everything you need to know! Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the May 13, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Breaking Down ETFs/Index Funds/Mutual Funds and Retirement vs. Brokerage Accounts

Confused about ETFs, index funds, and mutual funds? Fiduciary financial advisor Wes Moss breaks down these "cousins" of investing – including when to use them. Also, retirement accounts vs. brokerage accounts – what’s the difference and what’s the best option for you? Wes explains everything you need to know!

Plus, Christa shares your #AskWes questions and Wes gives his take.

All this and more on the May 13, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.


We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth.

Let us know what you think in the comments!

Learn more about Wes:  Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2348 05.12.25 Income Inequality / Privacy Alert! Alexa Can Hear You The Congressional Budget Office update found the top 10% of earners in the U.S. have 70% of the nation’s wealth, possibly the greatest disparity in our history. Today, Clark discusses the severity of income inequality and its effects on our society. Also - if you have a smart device in your home, you might not realize some of the privacy concerns, especially with Amazon’s Alexa. Income Inequality: Segment 1 Ask Clark: Segment 2 Privacy Warning!: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: America Has Never Been Wealthier. Here’s Why It Doesn’t Feel That Way. How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Understanding Home Equity Agreements Amazon Is Removing a Key Alexa Privacy Setting: Should You Worry? [The Washington Post] Alexa is getting creepier. Take this one step to improve your privacy. When Is the Best Day and Time To Call Customer Service? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 May 2025 09:00:00 -0000 full Clark Howard Income Inequality / Privacy Alert! Alexa Can Hear You The Congressional Budget Office update found the top 10% of earners in the U.S. have 70% of the nation’s wealth, possibly the greatest disparity in our history. Today, Clark discusses the severity of income inequality and its effects on our society. Also - if you have a smart device in your home, you might not realize some of the privacy concerns, especially with Amazon’s Alexa. Income Inequality: Segment 1 Ask Clark: Segment 2 Privacy Warning!: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: America Has Never Been Wealthier. Here’s Why It Doesn’t Feel That Way. How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Understanding Home Equity Agreements Amazon Is Removing a Key Alexa Privacy Setting: Should You Worry? [The Washington Post] Alexa is getting creepier. Take this one step to improve your privacy. When Is the Best Day and Time To Call Customer Service? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The Congressional Budget Office update found the top 10% of earners in the U.S. have 70% of the nation’s wealth, possibly the greatest disparity in our history. Today, Clark discusses the severity of income inequality and its effects on our society. Also - if you have a smart device in your home, you might not realize some of the privacy concerns, especially with Amazon’s Alexa.

  • Income Inequality: Segment 1
  • Ask Clark: Segment 2
  • Privacy Warning!: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1566 05.09.25 Clark Answers His Critics on Clark Stinks / How Restaurants Survive Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Restaurants of all types are having to adapt to difficult market conditions. Many have failed in the last two years due to high food, labor and leasing costs. Those that succeed offer lessons in adaptation for all businesses. Clark Stinks: Segments 1 & 2 Business Adaptation: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy Gold? Is It a Good Investment? Highest Cash Back Credit Card Calculator - Clark Howard Best 2% Cash Back Credit Cards: 11 Options for 2025 Best Cash Back Credit Cards With No Annual Fee in 2025 Should You Redeem Credit Card Points for Travel Rewards or Cash Back? Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now The Platinum Card® from American Express Review: Is It Worth It? When Should I Drop Comprehensive and Collision Coverage? Liability vs. Full Coverage: Which Auto Insurance Do You Need? The Best Places To Buy Eyeglasses Zenni Optical Review: 6 Things To Know Before Your First Order 4 Things To Know Before You Buy Glasses From Costco Optical What Is Umbrella Insurance and Do You Need It? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 09 May 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / How Restaurants Survive Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Restaurants of all types are having to adapt to difficult market conditions. Many have failed in the last two years due to high food, labor and leasing costs. Those that succeed offer lessons in adaptation for all businesses. Clark Stinks: Segments 1 & 2 Business Adaptation: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy Gold? Is It a Good Investment? Highest Cash Back Credit Card Calculator - Clark Howard Best 2% Cash Back Credit Cards: 11 Options for 2025 Best Cash Back Credit Cards With No Annual Fee in 2025 Should You Redeem Credit Card Points for Travel Rewards or Cash Back? Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now The Platinum Card® from American Express Review: Is It Worth It? When Should I Drop Comprehensive and Collision Coverage? Liability vs. Full Coverage: Which Auto Insurance Do You Need? The Best Places To Buy Eyeglasses Zenni Optical Review: 6 Things To Know Before Your First Order 4 Things To Know Before You Buy Glasses From Costco Optical What Is Umbrella Insurance and Do You Need It? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Restaurants of all types are having to adapt to difficult market conditions. Many have failed in the last two years due to high food, labor and leasing costs. Those that succeed offer lessons in adaptation for all businesses.

  • Clark Stinks: Segments 1 & 2
  • Business Adaptation: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:



Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1971 05.07.25 Protect Your Home Title / What Job Seekers Should Know In today’s episode - you may have heard ads for services that allegedly lock your home’s title. Are they worth it? Clark talks about how best to guard your greatest asset - your home.  Also, as the economy goes into lower gear with layoffs more frequent, Clark has important new info for today’s job seekers.  Home Title Protection: Segment 1 Ask Clark: Segment 2 AI & Your Resume: Segment 3 Ask Clark: Segment 4 Mentioned on the show: CBS News: FBI Boston warns property owners, real estate agents about "title pirates" after I-Team reports How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion 4 Signs You’re a Victim of Deed Theft (and How To Avoid It) 4 Insurance Policies You Actually Need (And 4 You Don't) Should You Buy an Extended Warranty on Your Car? Best Resume Template: 9 Ways To Update Your Resume CRASH Network - Insurer Report Card How to Shop for Lower Car Insurance Fidelity - Spending & Saving Money | Take Control of Your Money Best Online Banks: Free Checking and High-Interest Savings Accounts Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 07 May 2025 09:00:00 -0000 full Clark Howard Protect Your Home Title / What Job Seekers Should Know In today’s episode - you may have heard ads for services that allegedly lock your home’s title. Are they worth it? Clark talks about how best to guard your greatest asset - your home.  Also, as the economy goes into lower gear with layoffs more frequent, Clark has important new info for today’s job seekers.  Home Title Protection: Segment 1 Ask Clark: Segment 2 AI & Your Resume: Segment 3 Ask Clark: Segment 4 Mentioned on the show: CBS News: FBI Boston warns property owners, real estate agents about "title pirates" after I-Team reports How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion 4 Signs You’re a Victim of Deed Theft (and How To Avoid It) 4 Insurance Policies You Actually Need (And 4 You Don't) Should You Buy an Extended Warranty on Your Car? Best Resume Template: 9 Ways To Update Your Resume CRASH Network - Insurer Report Card How to Shop for Lower Car Insurance Fidelity - Spending & Saving Money | Take Control of Your Money Best Online Banks: Free Checking and High-Interest Savings Accounts Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In today’s episode - you may have heard ads for services that allegedly lock your home’s title. Are they worth it? Clark talks about how best to guard your greatest asset - your home.  Also, as the economy goes into lower gear with layoffs more frequent, Clark has important new info for today’s job seekers. 

  • Home Title Protection: Segment 1
  • Ask Clark: Segment 2
  • AI & Your Resume: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1848 05.06.25 Ask An Advisor With Wes Moss Is Owning a Home Still a Good Investment? and 5 Areas To Cover With a Financial Advisor Ever wonder if buying a home is still a smart move in today's market? Fiduciary financial advisor Wes Moss reveals why housing can be a powerful "forced savings plan" and a hedge against inflation, especially for happy retirees. He examines historical trends, the recent housing boom, and the current median home price. Is buying now a nerve-wracking mistake, or a cornerstone of long-term wealth? Also, are you making the most of your conversations with your financial planner? Wes unveils the crucial categories he calls the "5 P's" to have more productive and meaningful meetings with your advisor. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the May 6, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 06 May 2025 09:00:00 -0000 full Clark Howard Is Owning a Home Still a Good Investment? and 5 Areas To Cover With a Financial Advisor Is Owning a Home Still a Good Investment? and 5 Areas To Cover With a Financial Advisor Ever wonder if buying a home is still a smart move in today's market? Fiduciary financial advisor Wes Moss reveals why housing can be a powerful "forced savings plan" and a hedge against inflation, especially for happy retirees. He examines historical trends, the recent housing boom, and the current median home price. Is buying now a nerve-wracking mistake, or a cornerstone of long-term wealth? Also, are you making the most of your conversations with your financial planner? Wes unveils the crucial categories he calls the "5 P's" to have more productive and meaningful meetings with your advisor. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the May 6, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Is Owning a Home Still a Good Investment? and 5 Areas To Cover With a Financial Advisor

Ever wonder if buying a home is still a smart move in today's market? Fiduciary financial advisor Wes Moss reveals why housing can be a powerful "forced savings plan" and a hedge against inflation, especially for happy retirees. He examines historical trends, the recent housing boom, and the current median home price. Is buying now a nerve-wracking mistake, or a cornerstone of long-term wealth? Also, are you making the most of your conversations with your financial planner? Wes unveils the crucial categories he calls the "5 P's" to have more productive and meaningful meetings with your advisor.

Plus, Christa shares your #AskWes questions and Wes gives his take.

All this and more on the May 6, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


Learn more about Wes:  Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2428 05.05.25 Burglars Go High Tech / Avoid This Hotel Booking Mistake Today, Clark has 2 key warnings. First - you won’t believe how burglars are casing your home now using hidden high tech - what to look out for. And - how to avoid getting burned when booking a hotel. Plus, Clark answers your questions -  post at Clark.com/ask. Burglar Surveillance: Segment 1 Ask Clark: Segment 2 Hotel Booking Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Stop the Burglars Who Are Planting Hidden Security Cameras How to Get a Mortgage in 8 Steps Cheapest Way to Rent a Car: Expert Tips 5 Things to Know About the Costco Car Rental Program AutoSlash Review: How To Save on a Rental Car 3 Reasons You Should Never Book a Nonrefundable Hotel Room Travel Insurance: What You Need To Know Before You Buy Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 May 2025 09:00:00 -0000 full Clark Howard Burglars Go High Tech / Avoid This Hotel Booking Mistake Today, Clark has 2 key warnings. First - you won’t believe how burglars are casing your home now using hidden high tech - what to look out for. And - how to avoid getting burned when booking a hotel. Plus, Clark answers your questions -  post at Clark.com/ask. Burglar Surveillance: Segment 1 Ask Clark: Segment 2 Hotel Booking Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Stop the Burglars Who Are Planting Hidden Security Cameras How to Get a Mortgage in 8 Steps Cheapest Way to Rent a Car: Expert Tips 5 Things to Know About the Costco Car Rental Program AutoSlash Review: How To Save on a Rental Car 3 Reasons You Should Never Book a Nonrefundable Hotel Room Travel Insurance: What You Need To Know Before You Buy Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark has 2 key warnings. First - you won’t believe how burglars are casing your home now using hidden high tech - what to look out for. And - how to avoid getting burned when booking a hotel. Plus, Clark answers your questions -  post at Clark.com/ask.

  • Burglar Surveillance: Segment 1
  • Ask Clark: Segment 2
  • Hotel Booking Warning: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1868 05.02.25 Clark Answers His Critics on Clark Stinks / Tariff Adaptation Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about innovation in the face of tariffs. A new tool has been created to help some businesses navigate prices, and it’s a great example of American ingenuity. Clark Stinks: Segments 1 & 2A Tariff Tool: Segment 3 Ask Clark: Segment 4 Mentioned on the show: When Is the Best Time To Collect Social Security? 7 Money Mistakes You Might Be Making at the Gas Station Public Complaint Process | US Department of Transportation Costco vs. Sam's Club: What Is the Difference? From Axios: Perfect timing: A tool for tariffs Are Extended Warranties Ever Worth It? Here's How Long Your Home Appliances Should Last Should You Buy an Extended Warranty for Your TV? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 02 May 2025 09:00:00 -0000 full Clark Howard Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about innovation in the face of tariffs. A new tool has been created to help some businesses navigate prices, and it’s a great example of American ingenuity. Clark Stinks: Segments 1 & 2A Tariff Tool: Segment 3 Ask Clark: Segment 4 Mentioned on the show: When Is the Best Time To Collect Social Security? 7 Money Mistakes You Might Be Making at the Gas Station Public Complaint Process | US Department of Transportation Costco vs. Sam's Club: What Is the Difference? From Axios: Perfect timing: A tool for tariffs Are Extended Warranties Ever Worth It? Here's How Long Your Home Appliances Should Last Should You Buy an Extended Warranty for Your TV? Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about innovation in the face of tariffs. A new tool has been created to help some businesses navigate prices, and it’s a great example of American ingenuity.

  • Clark Stinks: Segments 1 & 2A
  • Tariff Tool: Segment 3
  • Ask Clark: Segment 4

Mentioned on the show:

Clark.com resources:


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1843 04.30.25 Tariff Proof Your Wallet / SAVE on Home Energy Today, Clark talks about where you can find deals that aren’t subject to tariffs. Also, now is the time to consider ways to lower home energy costs and Clark shares some money saving ideas. Buy Secondhand First: Segment 1 Ask Clark: Segment 2 Home Energy: Segment 3 Ask Clark: Segment 4  Mentioned on the show: 9 Things You Should Always Buy Used Automatic Bill Pay: How It Works and How To Do It Safely Are Solar Panels Worth it? 3 Things To Consider Before You Get Solar Panels How To Save Money on Utilities Residential Clean Energy Credit | Internal Revenue Service Roth vs. Traditional 401(k): What's the Difference? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 30 Apr 2025 09:00:00 -0000 full Clark Howard Tariff Proof Your Wallet / SAVE on Home Energy Today, Clark talks about where you can find deals that aren’t subject to tariffs. Also, now is the time to consider ways to lower home energy costs and Clark shares some money saving ideas. Buy Secondhand First: Segment 1 Ask Clark: Segment 2 Home Energy: Segment 3 Ask Clark: Segment 4  Mentioned on the show: 9 Things You Should Always Buy Used Automatic Bill Pay: How It Works and How To Do It Safely Are Solar Panels Worth it? 3 Things To Consider Before You Get Solar Panels How To Save Money on Utilities Residential Clean Energy Credit | Internal Revenue Service Roth vs. Traditional 401(k): What's the Difference? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark talks about where you can find deals that aren’t subject to tariffs.

Also, now is the time to consider ways to lower home energy costs and Clark shares some money saving ideas.


Buy Secondhand First: Segment 1

Ask Clark: Segment 2

Home Energy: Segment 3

Ask Clark: Segment 4 


Mentioned on the show:



Clark.com resources


Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1539 04.29.25 Ask An Advisor With Wes Moss Stock Market Fear Index and Missing the Worst Market Days Hurts You More Than You Think Feeling anxious about the volatile market in 2025? Fiduciary financial advisor Wes Moss breaks down why history shows us that peak fear always subsides. He analyzes past VIX spikes over the last 25 years to offer a reassuring perspective. Learn why it's unlikely this heightened fear will last forever and what history tells us about market recovery. Also, you've heard about the cost of missing the best market days, but what about the worst? Wes explains why trying to sidestep market downturns is often a losing strategy. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 29, 2025, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 29 Apr 2025 09:00:00 -0000 full Clark Howard Stock Market Fear Index and Missing the Worst Market Days Hurts You More Than You Think Stock Market Fear Index and Missing the Worst Market Days Hurts You More Than You Think Feeling anxious about the volatile market in 2025? Fiduciary financial advisor Wes Moss breaks down why history shows us that peak fear always subsides. He analyzes past VIX spikes over the last 25 years to offer a reassuring perspective. Learn why it's unlikely this heightened fear will last forever and what history tells us about market recovery. Also, you've heard about the cost of missing the best market days, but what about the worst? Wes explains why trying to sidestep market downturns is often a losing strategy. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 29, 2025, Ask an Advisor episode of the Clark Howard podcast.  Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Stock Market Fear Index and Missing the Worst Market Days Hurts You More Than You Think


Feeling anxious about the volatile market in 2025? Fiduciary financial advisor Wes Moss breaks down why history shows us that peak fear always subsides. He analyzes past VIX spikes over the last 25 years to offer a reassuring perspective. Learn why it's unlikely this heightened fear will last forever and what history tells us about market recovery. Also, you've heard about the cost of missing the best market days, but what about the worst? Wes explains why trying to sidestep market downturns is often a losing strategy.


Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 29, 2025, Ask an Advisor episode of the Clark Howard podcast. 

Submit your questions at clark.com/ask.


We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


Learn more about Wes:  Wes Moss, CFP®



Learn more about your ad choices: megaphone.fm/adchoices


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2185 04.28.25 Prime Time For Roth Conversion / The Return of Big Bank Fees Today, Clark - Man From Roth, talks about why now might be the best time to do a Roth conversion. Also - why big bank fees are back and how you can prevent getting your wallet pinched in this way.  Roth Conversion: Segment 1 Ask Clark: Segment 2 Beware Bank Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - The ROTH IRA & 401(K) Retirement Calculator: With Social Security and Pension How Often Should You Re-Shop Insurance? How to Shop for Lower Car Insurance Best Free Checking Accounts   //   Best Savings Accounts  High-Yield Savings Account Calculator Automatic Bill Pay: How It Works and How To Do It Safely Best 529 College Savings Plans By State Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Apr 2025 09:00:00 -0000 full Clark Howard Prime Time For Roth Conversion / The Return of Big Bank Fees Today, Clark - Man From Roth, talks about why now might be the best time to do a Roth conversion. Also - why big bank fees are back and how you can prevent getting your wallet pinched in this way.  Roth Conversion: Segment 1 Ask Clark: Segment 2 Beware Bank Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - The ROTH IRA & 401(K) Retirement Calculator: With Social Security and Pension How Often Should You Re-Shop Insurance? How to Shop for Lower Car Insurance Best Free Checking Accounts   //   Best Savings Accounts  High-Yield Savings Account Calculator Automatic Bill Pay: How It Works and How To Do It Safely Best 529 College Savings Plans By State Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark - Man From Roth, talks about why now might be the best time to do a Roth conversion. Also - why big bank fees are back and how you can prevent getting your wallet pinched in this way. 


Roth Conversion: Segment 1

Ask Clark: Segment 2

Beware Bank Fees: Segment 3

Ask Clark: Segment 4


Mentioned on the show:



Clark.com resources


Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1839 04.25.25 Clark Answers His Critics on Clark Stinks / Fidelity Warning Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.    Also today, Clark puts favorite child Fidelity in time-out due to a current practice they’re engaged in that account holders need to be well aware of.  Clark Stinks: Segments 1 & 2 Fidelity Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: This Simple Maintenance Schedule Will Make Your Car Last Longer Walmart Tire Center   /   Clark.com - TIRES Walmart+ Membership Program: 4 Things To Know 23andMe Bankruptcy: Why You Should Erase Your Data Now Raisin Review: Can You Trust This Online Savings Marketplace? Apply for an electronic travel authorisation (ETA) “Guaranteed” Not to Lose Money in the Stock Market? What’s the Catch? — FinancialFreedomforWomen.Org What Is an Annuity, and Why Does Clark Think They Stink? The Only Two Exceptions to Clark Howard's Annuity Rule What’s the Best Way To Exchange Dollars for Foreign Currency? Best Credit Cards With No Foreign Transaction Fees in 2025 Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 25 Apr 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Fidelity Warning Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.    Also today, Clark puts favorite child Fidelity in time-out due to a current practice they’re engaged in that account holders need to be well aware of.  Clark Stinks: Segments 1 & 2 Fidelity Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: This Simple Maintenance Schedule Will Make Your Car Last Longer Walmart Tire Center   /   Clark.com - TIRES Walmart+ Membership Program: 4 Things To Know 23andMe Bankruptcy: Why You Should Erase Your Data Now Raisin Review: Can You Trust This Online Savings Marketplace? Apply for an electronic travel authorisation (ETA) “Guaranteed” Not to Lose Money in the Stock Market? What’s the Catch? — FinancialFreedomforWomen.Org What Is an Annuity, and Why Does Clark Think They Stink? The Only Two Exceptions to Clark Howard's Annuity Rule What’s the Best Way To Exchange Dollars for Foreign Currency? Best Credit Cards With No Foreign Transaction Fees in 2025 Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.    Also today, Clark puts favorite child Fidelity in time-out due to a current practice they’re engaged in that account holders need to be well aware of. 


Clark Stinks: Segments 1 & 2

Fidelity Warning: Segment 3

Ask Clark: Segment 4


Mentioned on the show:



Clark.com resources


Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2065 04.23.25 Clark Saves On Travel To Italy / Understanding BONDS Today, Clark looks at how the cost of summer travel is trending, and shares money saving advice from a recent trip abroad. Also in this episode, Clark explains the significance of bond funds to the market and to your investments. Latest Travel Tips: Segment 1 Ask Clark: Segment 2 A Briefing On BOND FUNDS: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Cheapest Way to Rent a Car: Expert Tips 3 Reasons You Should Never Book a Nonrefundable Hotel Room 5 Steps To Getting a Good Deal on a Hotel Room Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? Scams & Rip-Offs Archives - Clark Howard Travel Insurance Checklist: 5 Types of Coverage To Consider Inverse Relation Between Interest Rates and Bond Prices Best 0% Intro APR Credit Cards: Top Picks for 2025 Clark Howard's 2025 Credit Card Debt Elimination Strategy Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Advertisers: Policygenius.com Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 23 Apr 2025 09:00:00 -0000 full Clark Howard Clark Saves On Travel To Italy / Understanding BONDS Today, Clark looks at how the cost of summer travel is trending, and shares money saving advice from a recent trip abroad. Also in this episode, Clark explains the significance of bond funds to the market and to your investments. Latest Travel Tips: Segment 1 Ask Clark: Segment 2 A Briefing On BOND FUNDS: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Cheapest Way to Rent a Car: Expert Tips 3 Reasons You Should Never Book a Nonrefundable Hotel Room 5 Steps To Getting a Good Deal on a Hotel Room Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? Scams & Rip-Offs Archives - Clark Howard Travel Insurance Checklist: 5 Types of Coverage To Consider Inverse Relation Between Interest Rates and Bond Prices Best 0% Intro APR Credit Cards: Top Picks for 2025 Clark Howard's 2025 Credit Card Debt Elimination Strategy Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Advertisers: Policygenius.com Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark looks at how the cost of summer travel is trending, and shares money saving advice from a recent trip abroad. Also in this episode, Clark explains the significance of bond funds to the market and to your investments.

Latest Travel Tips: Segment 1

Ask Clark: Segment 2

A Briefing On BOND FUNDS: Segment 3

Ask Clark: Segment 4


Mentioned on the show:



Clark.com resources


Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices

Advertisers: Policygenius.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2271 04.22.25 Ask An Advisor With Wes Moss Scared to Spend? Don't Cancel Plans and #1 Investment Benchmark Worried about the market and your upcoming vacation? Fiduciary financial advisor Wes Moss explains why you shouldn't cancel your beach trip due to market volatility. Learn a rational approach to navigating bear markets and protecting your life plans. Also, Wes reveals the surprising investment benchmark everyone is really watching (and why it might be misleading you!). Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 22, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 22 Apr 2025 09:00:00 -0000 full Clark Howard Scared to Spend? Don't Cancel Plans and #1 Investment Benchmark Scared to Spend? Don't Cancel Plans and #1 Investment Benchmark Worried about the market and your upcoming vacation? Fiduciary financial advisor Wes Moss explains why you shouldn't cancel your beach trip due to market volatility. Learn a rational approach to navigating bear markets and protecting your life plans. Also, Wes reveals the surprising investment benchmark everyone is really watching (and why it might be misleading you!). Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 22, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Scared to Spend? Don't Cancel Plans and #1 Investment Benchmark

Worried about the market and your upcoming vacation? Fiduciary financial advisor Wes Moss explains why you shouldn't cancel your beach trip due to market volatility. Learn a rational approach to navigating bear markets and protecting your life plans. Also, Wes reveals the surprising investment benchmark everyone is really watching (and why it might be misleading you!).


Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 22, 2025, Ask an Advisor episode of the Clark Howard podcast.

Submit your questions at clark.com/ask.


We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


Learn more about Wes:  Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2118 04.21.25 GOLD As An Asset / The Best Cell Phone Plan For You Today, Clark talks GOLD! Should you be buying gold to help offset the uncertainty of the stock market? Clark discusses the nature of gold as an asset, and, should you decide to buy it, the best way to do so. Also - you may have seen lots of ads lately from the big cell phone carriers. Is it time to switch?  Gold As An Asset: Segment 1 Ask Clark: Segment 2 Cell Phone Plan Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy Gold? Is It a Good Investment? Should You Buy Gold at Costco? Warning: How You Should NOT Buy Gold Trump Says Tariffs Are Reciprocal. They Aren’t. The trade deficit isn’t an emergency – it’s a sign of America’s strength WSJ: Verizon Offers 3-Year Price Lock for Wireless Customers Best Verizon MVNOs: Cell Phone Companies That Use Verizon’s Towers Verizon Wireless Deal: Get Four Unlimited Lines for $100 13 New Cell Phone Deals in April  - Google Fi Review The Best Phone Plan For You – Compare Phone Plans Best Phone Plans: Get Exactly What You Want at the Cheapest Price Xfinity Mobile Review: Verizon’s Network Starting at $20 a Month Spectrum Mobile Review: 7 Things To Know Before You Sign Up Automatic Bill Pay: How It Works and How To Do It Safely Charles Schwab Review: Pros & Cons 5 Money Tips To Know Before You Travel Abroad What Is an HSA Account and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 21 Apr 2025 09:00:00 -0000 full Clark Howard GOLD As An Asset / The Best Cell Phone Plan For You Today, Clark talks GOLD! Should you be buying gold to help offset the uncertainty of the stock market? Clark discusses the nature of gold as an asset, and, should you decide to buy it, the best way to do so. Also - you may have seen lots of ads lately from the big cell phone carriers. Is it time to switch?  Gold As An Asset: Segment 1 Ask Clark: Segment 2 Cell Phone Plan Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy Gold? Is It a Good Investment? Should You Buy Gold at Costco? Warning: How You Should NOT Buy Gold Trump Says Tariffs Are Reciprocal. They Aren’t. The trade deficit isn’t an emergency – it’s a sign of America’s strength WSJ: Verizon Offers 3-Year Price Lock for Wireless Customers Best Verizon MVNOs: Cell Phone Companies That Use Verizon’s Towers Verizon Wireless Deal: Get Four Unlimited Lines for $100 13 New Cell Phone Deals in April  - Google Fi Review The Best Phone Plan For You – Compare Phone Plans Best Phone Plans: Get Exactly What You Want at the Cheapest Price Xfinity Mobile Review: Verizon’s Network Starting at $20 a Month Spectrum Mobile Review: 7 Things To Know Before You Sign Up Automatic Bill Pay: How It Works and How To Do It Safely Charles Schwab Review: Pros & Cons 5 Money Tips To Know Before You Travel Abroad What Is an HSA Account and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark talks GOLD! Should you be buying gold to help offset the uncertainty of the stock market? Clark discusses the nature of gold as an asset, and, should you decide to buy it, the best way to do so. Also - you may have seen lots of ads lately from the big cell phone carriers. Is it time to switch? 


Gold As An Asset: Segment 1

Ask Clark: Segment 2

Cell Phone Plan Update: Segment 3

Ask Clark: Segment 4


Mentioned on the show:



Clark.com resources


Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1866 04.18.25 Clark Answers His Critics on Clark Stinks / Guide: Appeal Insurance Denial Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, when it comes to medical insurance denials, companies count on people just paying up. But those who appeal are often successful. Clark shares a new guide that makes the appeal process easier.   Clark Stinks: Segments 1 & 2 Appeal Health Insurance Denial: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Certificate of Deposit (CD): What Is It, Best Places To Open One Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account 23andMe Bankruptcy: Why You Should Erase Your Data Now What Is a Solo 401(k) and How Does It Work? When Is the Best Time To Collect Social Security? What Is an ABLE Account? Find Out Why Health Insurance Denied Your Claim What Should You Do if Your Insurance Claim Is Denied? Can a Patient Advocate Help With Your Medical Bills? What's the Best Way To Send Money Overseas? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 18 Apr 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Guide: Appeal Insurance Denial Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, when it comes to medical insurance denials, companies count on people just paying up. But those who appeal are often successful. Clark shares a new guide that makes the appeal process easier.   Clark Stinks: Segments 1 & 2 Appeal Health Insurance Denial: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Certificate of Deposit (CD): What Is It, Best Places To Open One Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account 23andMe Bankruptcy: Why You Should Erase Your Data Now What Is a Solo 401(k) and How Does It Work? When Is the Best Time To Collect Social Security? What Is an ABLE Account? Find Out Why Health Insurance Denied Your Claim What Should You Do if Your Insurance Claim Is Denied? Can a Patient Advocate Help With Your Medical Bills? What's the Best Way To Send Money Overseas? Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, when it comes to medical insurance denials, companies count on people just paying up. But those who appeal are often successful. Clark shares a new guide that makes the appeal process easier.  


Clark Stinks: Segments 1 & 2

Appeal Health Insurance Denial: Segment 3

Ask Clark: Segment 4


Mentioned on the show:



Clark.com resources


Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1958 04.16.25 AI Can Cost You / Waste Not When Dining Out AI is spreading fast - too fast. Can you trust the answers you get? Clark relates how trusting AI can cost you time and money.  Also, consumers are leaving money on the table when eating out. Asking for a doggy bag? No shame in that game! What’s RIGHT about leftovers.   AI Warning: Segment 1 Ask Clark: Segment 2 To Go Box: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Gen AI's Accuracy Problems Aren't Going Away Anytime Soon, Researchers Say Elliott Report: Home Should You Respond to Class-Action Lawsuits? Best Rewards Credit Cards: Top Picks for 2025 NYTimes: Is the Doggy Bag Dead? Should I Be Concerned That I’m Receiving Mail at Home With Someone Else’s Name? How To Save on Travel With Google Flights What Condo Owners Need To Know About Insurance Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 16 Apr 2025 09:00:00 -0000 full Clark Howard AI Can Cost You / Waste Not When Dining Out AI is spreading fast - too fast. Can you trust the answers you get? Clark relates how trusting AI can cost you time and money.  Also, consumers are leaving money on the table when eating out. Asking for a doggy bag? No shame in that game! What’s RIGHT about leftovers.   AI Warning: Segment 1 Ask Clark: Segment 2 To Go Box: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Gen AI's Accuracy Problems Aren't Going Away Anytime Soon, Researchers Say Elliott Report: Home Should You Respond to Class-Action Lawsuits? Best Rewards Credit Cards: Top Picks for 2025 NYTimes: Is the Doggy Bag Dead? Should I Be Concerned That I’m Receiving Mail at Home With Someone Else’s Name? How To Save on Travel With Google Flights What Condo Owners Need To Know About Insurance Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices AI is spreading fast - too fast. Can you trust the answers you get? Clark relates how trusting AI can cost you time and money.  Also, consumers are leaving money on the table when eating out. Asking for a doggy bag? No shame in that game! What’s RIGHT about leftovers.  


AI Warning: Segment 1

Ask Clark: Segment 2

To Go Box: Segment 3

Ask Clark: Segment 4


Mentioned on the show:



Clark.com resources


Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1674 04.15.25 Ask An Advisor With Wes Moss Tariff Meltdown Investing Lessons and Top 5 Activities for Happiness The stock market was in a meltdown last week after the tariff announcement, and it has been a roller coaster over the last several days. How do we handle such uncertainty as investors? Fiduciary financial advisor Wes Moss shares lessons from the market meltdown -- and melt up – along with encouraging statistics to help us feel confident with our finances. Also, Wes shares fascinating data about the top five activities that help make us the happiest – and the worst. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 15, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions:  clark.com/ask. Why Timing the Tariff Market Could Cost You Big We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 15 Apr 2025 09:00:00 -0000 full Clark Howard Tariff Meltdown Investing Lessons and Top 5 Activities for Happiness Tariff Meltdown Investing Lessons and Top 5 Activities for Happiness The stock market was in a meltdown last week after the tariff announcement, and it has been a roller coaster over the last several days. How do we handle such uncertainty as investors? Fiduciary financial advisor Wes Moss shares lessons from the market meltdown -- and melt up – along with encouraging statistics to help us feel confident with our finances. Also, Wes shares fascinating data about the top five activities that help make us the happiest – and the worst. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 15, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions:  clark.com/ask. Why Timing the Tariff Market Could Cost You Big We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tariff Meltdown Investing Lessons and Top 5 Activities for Happiness


The stock market was in a meltdown last week after the tariff announcement, and it has been a roller coaster over the last several days. How do we handle such uncertainty as investors? Fiduciary financial advisor Wes Moss shares lessons from the market meltdown -- and melt up – along with encouraging statistics to help us feel confident with our finances. Also, Wes shares fascinating data about the top five activities that help make us the happiest – and the worst.


Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 15, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: 

clark.com/ask.


Why Timing the Tariff Market Could Cost You Big


We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


Learn more about Wes:  Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2317 04.14.25 Clarkonomics: What Is Stagflation / Pay In 4 Gets Worse Today brings a Clarkonomics session on something much in the news - the potential for stagflation. Clark explains this economic environment and how you can prepare.  Also, something terrible just got worse: Pay in 4. Why you should just say NO to Buy Now Pay Later. Clarkonomics - Stagflation: Segment 1 Ask Clark: Segment 2 BNPL Spells TROUBLE: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Certificate of Deposit (CD): What Is It, Best Places To Open One 18 of the Best High-Yield Online Savings Accounts in April 2025 Are Money Market Funds a Safe Place To Stash My Savings? Why Big Banks Are a Bad Place for Your Cash Social Security Fairness Act: Windfall Elimination Provision File a Consumer Complaint  /  Air Travel Service Complaint | secure.dot.gov Axios: BNPL is everywhere  / Why 'Buy Now, Pay Later' Worries Clark Howard How To Improve Your Credit Score in 5 Key Areas What Is a Secured Credit Card and How Does It Work? Why Clark Howard Wants You to Set Up a 'Financial Chromebook' Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 Apr 2025 09:00:00 -0000 full Clark Howard Clarkonomics: What Is Stagflation / Pay In 4 Gets Worse Today brings a Clarkonomics session on something much in the news - the potential for stagflation. Clark explains this economic environment and how you can prepare.  Also, something terrible just got worse: Pay in 4. Why you should just say NO to Buy Now Pay Later. Clarkonomics - Stagflation: Segment 1 Ask Clark: Segment 2 BNPL Spells TROUBLE: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Certificate of Deposit (CD): What Is It, Best Places To Open One 18 of the Best High-Yield Online Savings Accounts in April 2025 Are Money Market Funds a Safe Place To Stash My Savings? Why Big Banks Are a Bad Place for Your Cash Social Security Fairness Act: Windfall Elimination Provision File a Consumer Complaint  /  Air Travel Service Complaint | secure.dot.gov Axios: BNPL is everywhere  / Why 'Buy Now, Pay Later' Worries Clark Howard How To Improve Your Credit Score in 5 Key Areas What Is a Secured Credit Card and How Does It Work? Why Clark Howard Wants You to Set Up a 'Financial Chromebook' Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today brings a Clarkonomics session on something much in the news - the potential for stagflation. Clark explains this economic environment and how you can prepare.  Also, something terrible just got worse: Pay in 4. Why you should just say NO to Buy Now Pay Later.


Clarkonomics - Stagflation: Segment 1

Ask Clark: Segment 2

BNPL Spells TROUBLE: Segment 3

Ask Clark: Segment 4


Mentioned on the show:



Clark.com resources


Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1792 04.11.25 Clark Answers His Critics on Clark Stinks / Job Market Update Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - we now find ourselves in a frozen job market. Clark explains how this compares to conditions in 2009, and where laid off workers and others seeking employment, are most likely to find work.  Clark Stinks: Segments 1 & 2 Direction For Job Seekers: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  6 Credit Card Sign-Up Bonuses Worth at Least $500 How To Save Money on Utilities Do Not Give Your Social Security Number at These Places 401(k) limit increases to $23,500 for 2025, IRA limit remains $7,000 States rush to hire federal workers out of work after DOGE cuts Booking a Cruise? Here Are 5 Ways To Do It for Less The Only Way You Should Pay for a Cruise How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Should I Freeze My Credit With the Other Credit Bureaus? How To Monitor Your Credit  Credit Karma Review: Free Credit Score and More at Your Fingertips Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 11 Apr 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Job Market Update Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - we now find ourselves in a frozen job market. Clark explains how this compares to conditions in 2009, and where laid off workers and others seeking employment, are most likely to find work.  Clark Stinks: Segments 1 & 2 Direction For Job Seekers: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  6 Credit Card Sign-Up Bonuses Worth at Least $500 How To Save Money on Utilities Do Not Give Your Social Security Number at These Places 401(k) limit increases to $23,500 for 2025, IRA limit remains $7,000 States rush to hire federal workers out of work after DOGE cuts Booking a Cruise? Here Are 5 Ways To Do It for Less The Only Way You Should Pay for a Cruise How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Should I Freeze My Credit With the Other Credit Bureaus? How To Monitor Your Credit  Credit Karma Review: Free Credit Score and More at Your Fingertips Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - we now find ourselves in a frozen job market. Clark explains how this compares to conditions in 2009, and where laid off workers and others seeking employment, are most likely to find work. 


Clark Stinks: Segments 1 & 2

Direction For Job Seekers: Segment 3

Ask Clark: Segment 4


Mentioned on the show:




Clark.com resources


Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1885 04.09.25 Dollar Tree Adaptations / Summer Travel - Gas Prices In today’s episode - We may need a new name for Dollar Tree, because things there are changing again as the retailer adapts to inflation pressures. Also, the gasoline industry is going “bottom bucket - top bucket”.  Clark explains what this means for motorists, and how to save more on quality gas.  Dollar Tree Changes: Segment 1 Ask Clark: Segment 2 Spend Less On Gas: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Can I Do if My HOA Is Doing a Poor Job? A Secret Mortgage Blacklist Is Leaving Homeowners Stuck With Unsellable Condos - WSJ What Condo Owners Need To Know About Insurance Polybutylene for Inspectors What Does a Home Warranty Cover and Is It Worth The Money? Does the Brand of Gasoline Really Matter? Buying Gas From a Station on This List Is Better for Your Car 6 Things To Know Before You Buy Gas at Costco Wholesale 7 Money Mistakes You Might Be Making at the Gas Station How To Save Money on Gas: 23 Ways How To Plan a Trip: Clark's Best Travel Tips To Save Money Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 09 Apr 2025 09:00:00 -0000 full Clark Howard Dollar Tree Adaptations / Summer Travel - Gas Prices In today’s episode - We may need a new name for Dollar Tree, because things there are changing again as the retailer adapts to inflation pressures. Also, the gasoline industry is going “bottom bucket - top bucket”.  Clark explains what this means for motorists, and how to save more on quality gas.  Dollar Tree Changes: Segment 1 Ask Clark: Segment 2 Spend Less On Gas: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Can I Do if My HOA Is Doing a Poor Job? A Secret Mortgage Blacklist Is Leaving Homeowners Stuck With Unsellable Condos - WSJ What Condo Owners Need To Know About Insurance Polybutylene for Inspectors What Does a Home Warranty Cover and Is It Worth The Money? Does the Brand of Gasoline Really Matter? Buying Gas From a Station on This List Is Better for Your Car 6 Things To Know Before You Buy Gas at Costco Wholesale 7 Money Mistakes You Might Be Making at the Gas Station How To Save Money on Gas: 23 Ways How To Plan a Trip: Clark's Best Travel Tips To Save Money Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In today’s episode - We may need a new name for Dollar Tree, because things there are changing again as the retailer adapts to inflation pressures. Also, the gasoline industry is going “bottom bucket - top bucket”.  Clark explains what this means for motorists, and how to save more on quality gas. 


Dollar Tree Changes: Segment 1

Ask Clark: Segment 2

Spend Less On Gas: Segment 3

Ask Clark: Segment 4


Mentioned on the show:



Clark.com resources


Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1659 04.08.25 Ask An Advisor With Wes Moss Should You Shift Investments to Cash? and How To Beat Inflation As investors, we naturally want to protect everything and make everything safe. It’s our human emotion. But fiduciary financial advisor Wes Moss warns us to beware the siren’s song of safety luring you to move to cash. He has three tips to help you ignore the urge. Also, inflation has been wild over the last several years. While inflation is always part of the equation, intense periods of inflation can wreak havoc. Wes shares the secrets to help you beat it.   Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 8, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions:  clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 08 Apr 2025 09:00:00 -0000 full Clark Howard Should You Shift Investments to Cash? and How To Beat Inflation Should You Shift Investments to Cash? and How To Beat Inflation As investors, we naturally want to protect everything and make everything safe. It’s our human emotion. But fiduciary financial advisor Wes Moss warns us to beware the siren’s song of safety luring you to move to cash. He has three tips to help you ignore the urge. Also, inflation has been wild over the last several years. While inflation is always part of the equation, intense periods of inflation can wreak havoc. Wes shares the secrets to help you beat it.   Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 8, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions:  clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Should You Shift Investments to Cash? and How To Beat Inflation

As investors, we naturally want to protect everything and make everything safe. It’s our human emotion. But fiduciary financial advisor Wes Moss warns us to beware the siren’s song of safety luring you to move to cash. He has three tips to help you ignore the urge. Also, inflation has been wild over the last several years. While inflation is always part of the equation, intense periods of inflation can wreak havoc. Wes shares the secrets to help you beat it.

 

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 8, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: 

clark.com/ask.


We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


Learn more about Wes:  Wes Moss, CFP®



Learn more about your ad choices: megaphone.fm/adchoices


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2485 04.07.25 On Car Tariffs / 23andMe - Privacy Action Required Today -  Clark’s view on the impact of auto tariffs from strictly an economics standpoint - plus, direction for car buyers.  Also, 23andMe has gone bust. If you have an account with them, the action you need to take right away.  Car Tariffs: Segment 1 Ask Clark: Segment 2 23andMe Bankruptcy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Hyundai shows off its new $7.6B electric vehicle plant in Georgia as Trump announces tariffs Should You Buy a Car Before Prices Rise? What All to Know Before Tariffs Hit. Should I Keep My Old Car or Buy a New Car? My Vehicle Is Approaching 200,000 Miles. Drive Until It Dies Or Sell Before It Breaks Down? How to Buy a New Car in 5 Steps   /   How To Buy a Used Car Lemon laws: These states do the best job protecting consumers in new car purchases The Center For Auto Safety - Lemon Law Rank Explanations and Examples What's the Best Way To Rent a Car Before You Buy It? 23andMe Bankruptcy: Why You Should Erase Your Data Now 18 of the Best High-Yield Online Savings Accounts in April 2025 High-Yield Savings Account (HYSA) Calculator Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 07 Apr 2025 09:00:00 -0000 full Clark Howard On Car Tariffs / 23andMe - Privacy Action Required Today -  Clark’s view on the impact of auto tariffs from strictly an economics standpoint - plus, direction for car buyers.  Also, 23andMe has gone bust. If you have an account with them, the action you need to take right away.  Car Tariffs: Segment 1 Ask Clark: Segment 2 23andMe Bankruptcy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Hyundai shows off its new $7.6B electric vehicle plant in Georgia as Trump announces tariffs Should You Buy a Car Before Prices Rise? What All to Know Before Tariffs Hit. Should I Keep My Old Car or Buy a New Car? My Vehicle Is Approaching 200,000 Miles. Drive Until It Dies Or Sell Before It Breaks Down? How to Buy a New Car in 5 Steps   /   How To Buy a Used Car Lemon laws: These states do the best job protecting consumers in new car purchases The Center For Auto Safety - Lemon Law Rank Explanations and Examples What's the Best Way To Rent a Car Before You Buy It? 23andMe Bankruptcy: Why You Should Erase Your Data Now 18 of the Best High-Yield Online Savings Accounts in April 2025 High-Yield Savings Account (HYSA) Calculator Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today -  Clark’s view on the impact of auto tariffs from strictly an economics standpoint - plus, direction for car buyers.  Also, 23andMe has gone bust. If you have an account with them, the action you need to take right away. 


Car Tariffs: Segment 1

Ask Clark: Segment 2

23andMe Bankruptcy: Segment 3

Ask Clark: Segment 4


Mentioned on the show:



Clark.com resources


Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2066 04.04.25 Clark Answers His Critics on Clark Stinks / Cruise Industry Scam Alert Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also, if you like to go on cruises, Clark has 2 special warnings for you. Clark Stinks: Segments 1 & 2 Cruise Warnings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best Phone Plan For You – Compare Phone Plans Streaming TV Tool: Find Cheapest Way to Stream Your Favorite TV Channels Highest Cash Back Credit Card Calculator / Clark.com - Calculators What's the Best Setting for Your Thermostat During the Summer? Is One Medical Membership for Prime Members Better Than a Health Concierge? Who should apply - European Union - EU Travel Europe Check if you can get an electronic travel authorisation (ETA) Price Book-Track Grocery Price 4+ - App Store Cruise Hive: Virgin Voyages Issues Scam Warning to Cruise Passengers The Only Way You Should Pay for a Cruise Is the Target Circle™ Card Worth It in 2025? Best Online Banks: Free Checking and High-Interest Savings Accounts 17 of the Best High-Yield Online Savings Accounts in March 2025 Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 04 Apr 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Cruise Industry Scam Alert Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also, if you like to go on cruises, Clark has 2 special warnings for you. Clark Stinks: Segments 1 & 2 Cruise Warnings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best Phone Plan For You – Compare Phone Plans Streaming TV Tool: Find Cheapest Way to Stream Your Favorite TV Channels Highest Cash Back Credit Card Calculator / Clark.com - Calculators What's the Best Setting for Your Thermostat During the Summer? Is One Medical Membership for Prime Members Better Than a Health Concierge? Who should apply - European Union - EU Travel Europe Check if you can get an electronic travel authorisation (ETA) Price Book-Track Grocery Price 4+ - App Store Cruise Hive: Virgin Voyages Issues Scam Warning to Cruise Passengers The Only Way You Should Pay for a Cruise Is the Target Circle™ Card Worth It in 2025? Best Online Banks: Free Checking and High-Interest Savings Accounts 17 of the Best High-Yield Online Savings Accounts in March 2025 Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also, if you like to go on cruises, Clark has 2 special warnings for you.


Clark Stinks: Segments 1 & 2

Cruise Warnings: Segment 3

Ask Clark: Segment 4


Mentioned on the show:



Clark.com resources


Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1992 04.03.25 Clark Reacts to Tariff Announcement-Stock Market Plunge A special message from Clark today regarding the new tariffs and stock market reaction. Clark addresses the wide sense of alarm among investors, sharing his perspective and advice. Should investors act? First hear what Clark has to say. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 03 Apr 2025 17:25:00 -0000 bonus Clark Howard SPECIAL MINISODE: Clark Reacts to Tariff Announcement-Stock Market Plunge A special message from Clark today regarding the new tariffs and stock market reaction. Clark addresses the wide sense of alarm among investors, sharing his perspective and advice. Should investors act? First hear what Clark has to say. Learn more about your ad choices. Visit megaphone.fm/adchoices A special message from Clark today regarding the new tariffs and stock market reaction. Clark addresses the wide sense of alarm among investors, sharing his perspective and advice. Should investors act? First hear what Clark has to say.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 284 04.02.25 Home Insurance - New Considerations / Caution: Meme Coins & Crypto Today Clark goes back to basics on homeowner’s insurance as rates continue to rise around the country, including 2 common mistakes to avoid, and specific advice for those thinking of moving. Also in this episode - eyes wide open on meme coins and crypto. There are lots of people pitching these as “alternative investments” to the stock market. Get Clark’s take on how to approach the hype.  Homeowner’s Insurance: Segment 1 Ask Clark: Segment 2 Clark On Crypto: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Housing market map: How much home insurance is expected to rise by 2055 Best and Worst Homeowners Insurance Companies How Much Homeowners Insurance Do I Need? 5 Reasons Why Your Home Insurance Will Cancel You as a Customer Credit Karma Review: Free Credit Score and More at Your Fingertips Warning: How You Should NOT Buy Gold Limited Purpose Flexible Spending Account (LP-FSA) Guide What Is an HSA Account and How Does It Work? Legit Online Surveys for Money: What I Earned Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 02 Apr 2025 09:00:00 -0000 full Clark Howard Home Insurance - New Considerations / Caution: Meme Coins & Crypto Today Clark goes back to basics on homeowner’s insurance as rates continue to rise around the country, including 2 common mistakes to avoid, and specific advice for those thinking of moving. Also in this episode - eyes wide open on meme coins and crypto. There are lots of people pitching these as “alternative investments” to the stock market. Get Clark’s take on how to approach the hype.  Homeowner’s Insurance: Segment 1 Ask Clark: Segment 2 Clark On Crypto: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Housing market map: How much home insurance is expected to rise by 2055 Best and Worst Homeowners Insurance Companies How Much Homeowners Insurance Do I Need? 5 Reasons Why Your Home Insurance Will Cancel You as a Customer Credit Karma Review: Free Credit Score and More at Your Fingertips Warning: How You Should NOT Buy Gold Limited Purpose Flexible Spending Account (LP-FSA) Guide What Is an HSA Account and How Does It Work? Legit Online Surveys for Money: What I Earned Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today Clark goes back to basics on homeowner’s insurance as rates continue to rise around the country, including 2 common mistakes to avoid, and specific advice for those thinking of moving. Also in this episode - eyes wide open on meme coins and crypto. There are lots of people pitching these as “alternative investments” to the stock market. Get Clark’s take on how to approach the hype. 


Homeowner’s Insurance: Segment 1

Ask Clark: Segment 2

Clark On Crypto: Segment 3

Ask Clark: Segment 4


Mentioned on the show:


Housing market map: How much home insurance is expected to rise by 2055

Best and Worst Homeowners Insurance Companies

How Much Homeowners Insurance Do I Need?

5 Reasons Why Your Home Insurance Will Cancel You as a Customer

Credit Karma Review: Free Credit Score and More at Your Fingertips

Warning: How You Should NOT Buy Gold

Limited Purpose Flexible Spending Account (LP-FSA) Guide

What Is an HSA Account and How Does It Work?

Legit Online Surveys for Money: What I Earned


Clark.com resources


Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1646 04.01.25 Ask An Advisor With Wes Moss Should You Withdraw 5% From Retirement Accounts? and How Corrections Impact the Market If you think about the most important fundamental in retirement planning, it’s determining the amount of money we can withdraw and still not run out. Fiduciary financial advisor Wes Moss discusses the longstanding 4% rule and runs the numbers on the probability of running out of savings if you bump it to a 5% withdrawal rate – or more. Also, it’s never fun to watch our portfolios drop. Wes walks us through historical corrections and why we shouldn't panic. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 1, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions:  clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 01 Apr 2025 09:00:00 -0000 full Clark Howard Should You Withdraw 5% From Retirement Accounts? and How Corrections Impact the Market Should You Withdraw 5% From Retirement Accounts? and How Corrections Impact the Market If you think about the most important fundamental in retirement planning, it’s determining the amount of money we can withdraw and still not run out. Fiduciary financial advisor Wes Moss discusses the longstanding 4% rule and runs the numbers on the probability of running out of savings if you bump it to a 5% withdrawal rate – or more. Also, it’s never fun to watch our portfolios drop. Wes walks us through historical corrections and why we shouldn't panic. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 1, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions:  clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Should You Withdraw 5% From Retirement Accounts? and How Corrections Impact the Market

If you think about the most important fundamental in retirement planning, it’s determining the amount of money we can withdraw and still not run out. Fiduciary financial advisor Wes Moss discusses the longstanding 4% rule and runs the numbers on the probability of running out of savings if you bump it to a 5% withdrawal rate – or more. Also, it’s never fun to watch our portfolios drop. Wes walks us through historical corrections and why we shouldn't panic.


Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the April 1, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: 

clark.com/ask.


We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


Learn more about Wes:  Wes Moss, CFP®



Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2265 03.31.25 Who Administers Your Retirement Account? / What Happened To Southwest Airlines? When it comes to retirement accounts, where they’re held is all important and can make a huge difference later in life. Clark explains why knowing your fees is a financial must -  and what to look for. Also today, Clark faces the changes at his favorite airline. It’s time to talk about Southwest. Retirement Account Fees: Segment 1 Ask Clark: Segment 2 Heartbreaker Southwest: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Fee Level Does Clark Consider Acceptable For a Company 401(k)? 401k Fees: How Much is Too Much? Why You Need To Know Your Company 401(k) Fees Roth vs. Traditional 401(k): What's the Difference? What Is an Annuity, and Why Does Clark Think They Stink? The Only Two Exceptions to Clark Howard's Annuity Rule Budgeting - Clark.com Big Changes Are Coming To Southwest Airlines Customers Should You Cancel Your Southwest Airlines Credit Card? Clark Howard's 4 Travel Rules You Should Follow Right Now How To Save on Travel With Google Flights PAXCESS™ | PAXLOVID™ Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 31 Mar 2025 09:00:00 -0000 full Clark Howard Who Administers Your Retirement Account? / What Happened To Southwest Airlines? When it comes to retirement accounts, where they’re held is all important and can make a huge difference later in life. Clark explains why knowing your fees is a financial must -  and what to look for. Also today, Clark faces the changes at his favorite airline. It’s time to talk about Southwest. Retirement Account Fees: Segment 1 Ask Clark: Segment 2 Heartbreaker Southwest: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Fee Level Does Clark Consider Acceptable For a Company 401(k)? 401k Fees: How Much is Too Much? Why You Need To Know Your Company 401(k) Fees Roth vs. Traditional 401(k): What's the Difference? What Is an Annuity, and Why Does Clark Think They Stink? The Only Two Exceptions to Clark Howard's Annuity Rule Budgeting - Clark.com Big Changes Are Coming To Southwest Airlines Customers Should You Cancel Your Southwest Airlines Credit Card? Clark Howard's 4 Travel Rules You Should Follow Right Now How To Save on Travel With Google Flights PAXCESS™ | PAXLOVID™ Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices When it comes to retirement accounts, where they’re held is all important and can make a huge difference later in life. Clark explains why knowing your fees is a financial must -  and what to look for. Also today, Clark faces the changes at his favorite airline. It’s time to talk about Southwest.


Retirement Account Fees: Segment 1

Ask Clark: Segment 2

Heartbreaker Southwest: Segment 3

Ask Clark: Segment 4


Mentioned on the show:



Clark.com resources


Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1882 03.28.25 Clark Answers His Critics on Clark Stinks / Recession: Potential & Preparation Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark addresses concerns about a potential recession, and how to prepare for that possibility.  Clark Stinks: Segments 1 & 2 Recession Preparedness: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Cheapest Way to Rent a Car: Expert Tips Why You Should Never Prepay for a Rental Car How To Sell, Cancel or Get Rid of Your Timeshare Why Vacation Clubs Are Even Worse Than Timeshares Are We Heading Into a Recession? Consumer Angst Is Striking All Income Levels - The Wall Street Journal. Avoid Porch Pirates With Delivery Options From Amazon, UPS, FedEx & USPS Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 28 Mar 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Recession: Potential & Preparation Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark addresses concerns about a potential recession, and how to prepare for that possibility.  Clark Stinks: Segments 1 & 2 Recession Preparedness: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Cheapest Way to Rent a Car: Expert Tips Why You Should Never Prepay for a Rental Car How To Sell, Cancel or Get Rid of Your Timeshare Why Vacation Clubs Are Even Worse Than Timeshares Are We Heading Into a Recession? Consumer Angst Is Striking All Income Levels - The Wall Street Journal. Avoid Porch Pirates With Delivery Options From Amazon, UPS, FedEx & USPS Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark addresses concerns about a potential recession, and how to prepare for that possibility. 


Clark Stinks: Segments 1 & 2

Recession Preparedness: Segment 3

Ask Clark: Segment 4


Mentioned on the show:



Clark.com resources


Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2114 03.26.25 Top SCAMS / Again With The Gift Cards One topic that never goes away are the scams criminals constantly come up with to part you from your money. Clark shares a list of the top scams to look out for today - and a new way for Android users to protect themselves.  Another chronic problem - gift cards. Clark provides yet another reason gift cards are fool’s gold. Top SCAMS: Segment 1 Ask Clark: Segment 2 The Gift Card Hatin’ Club: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Top scams of 2024 Google takes the battle to scammers with a groundbreaking feature for Android & Pixel phones What Is a Solo 401(k) and How Does It Work? How Should I Handle Car Insurance for My Teenage Driver? What Is Umbrella Insurance and Do You Need It? Walmart+ Membership Program: 4 Things To Know National Academy of Elder Law Attorneys Home NAELA Why It's More Important Than Ever To Have an Emergency Fund The Best Time and Place To Buy a TV The best deals on TVs available now Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 26 Mar 2025 09:00:00 -0000 full Clark Howard Top SCAMS / Again With The Gift Cards One topic that never goes away are the scams criminals constantly come up with to part you from your money. Clark shares a list of the top scams to look out for today - and a new way for Android users to protect themselves.  Another chronic problem - gift cards. Clark provides yet another reason gift cards are fool’s gold. Top SCAMS: Segment 1 Ask Clark: Segment 2 The Gift Card Hatin’ Club: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Top scams of 2024 Google takes the battle to scammers with a groundbreaking feature for Android & Pixel phones What Is a Solo 401(k) and How Does It Work? How Should I Handle Car Insurance for My Teenage Driver? What Is Umbrella Insurance and Do You Need It? Walmart+ Membership Program: 4 Things To Know National Academy of Elder Law Attorneys Home NAELA Why It's More Important Than Ever To Have an Emergency Fund The Best Time and Place To Buy a TV The best deals on TVs available now Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices One topic that never goes away are the scams criminals constantly come up with to part you from your money. Clark shares a list of the top scams to look out for today - and a new way for Android users to protect themselves.  Another chronic problem - gift cards. Clark provides yet another reason gift cards are fool’s gold.


Top SCAMS: Segment 1

Ask Clark: Segment 2

The Gift Card Hatin’ Club: Segment 3

Ask Clark: Segment 4


Mentioned on the show:



Clark.com resources


Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1653 03.25.25 Ask An Advisor With Wes Moss Are you seeing unsettling headlines about 2025? You're not alone. Reports show a surge in retirement account trading, with a staggering 40% of people moving to stable value funds. Fiduciary financial advisor Wes Moss explains why "Tariff Terror" is driving these decisions – and the incredible reason why we should navigate uncertainty with confidence. Also, with market dips and volatility on the rise, how can you protect your portfolio? Wes introduces the "Dry Powder Principle” -- your strategic reserve of safety assets. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 18, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Advertisers: Credit Karma Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 25 Mar 2025 09:00:00 -0000 full Clark Howard Retirement Accounts in Panic? and Your Secret Weapon for Volatile Markets Are you seeing unsettling headlines about 2025? You're not alone. Reports show a surge in retirement account trading, with a staggering 40% of people moving to stable value funds. Fiduciary financial advisor Wes Moss explains why "Tariff Terror" is driving these decisions – and the incredible reason why we should navigate uncertainty with confidence. Also, with market dips and volatility on the rise, how can you protect your portfolio? Wes introduces the "Dry Powder Principle” -- your strategic reserve of safety assets. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 18, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Advertisers: Credit Karma Learn more about your ad choices. Visit megaphone.fm/adchoices Are you seeing unsettling headlines about 2025? You're not alone. Reports show a surge in retirement account trading, with a staggering 40% of people moving to stable value funds. Fiduciary financial advisor Wes Moss explains why "Tariff Terror" is driving these decisions – and the incredible reason why we should navigate uncertainty with confidence. Also, with market dips and volatility on the rise, how can you protect your portfolio? Wes introduces the "Dry Powder Principle” -- your strategic reserve of safety assets.


Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 18, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.


We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!


Learn more about Wes:  Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices


Advertisers: Credit Karma

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2058 03.24.25 The Future Of Social Security / An Inspiring Life Well Lived Today, Clark attempts to talk about a topic that always elicits spirited responses - social security. There are questions about the future of the program, and Clark gives you his take. Also, the story of a life well lived which can serve to inspire us all. Social Security: Segment 1 Ask Clark: Segment 2 All Cash - No Flash: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Big Changes Are Coming To Some Social Security Beneficiaries When Is the Best Time To Collect Social Security? Follow Clark's 4-Month Rule Before Applying for Social Security Will Social Security Run Out?   /   Social Security - Clark.com Best Credit Cards for Students: Top Picks for 2025 Home — TreasuryDirect What's the Best Savings Account for a Teenager? How To Open a Roth IRA Investment Growth Calculator - Clark Howard Bob Kierlin, Frugal CEO Who Wore Secondhand Suits, Dies at 85 - WSJ Countries Offering Digital Nomad Visas What Is an HSA Account and How Does It Work? Why You Should Never Use a Debit Card To Pay for Anything Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Mar 2025 09:00:00 -0000 full Clark Howard The Future Of Social Security / An Inspiring Life Well Lived Today, Clark attempts to talk about a topic that always elicits spirited responses - social security. There are questions about the future of the program, and Clark gives you his take. Also, the story of a life well lived which can serve to inspire us all. Social Security: Segment 1 Ask Clark: Segment 2 All Cash - No Flash: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Big Changes Are Coming To Some Social Security Beneficiaries When Is the Best Time To Collect Social Security? Follow Clark's 4-Month Rule Before Applying for Social Security Will Social Security Run Out?   /   Social Security - Clark.com Best Credit Cards for Students: Top Picks for 2025 Home — TreasuryDirect What's the Best Savings Account for a Teenager? How To Open a Roth IRA Investment Growth Calculator - Clark Howard Bob Kierlin, Frugal CEO Who Wore Secondhand Suits, Dies at 85 - WSJ Countries Offering Digital Nomad Visas What Is an HSA Account and How Does It Work? Why You Should Never Use a Debit Card To Pay for Anything Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark attempts to talk about a topic that always elicits spirited responses - social security. There are questions about the future of the program, and Clark gives you his take. Also, the story of a life well lived which can serve to inspire us all.


Social Security: Segment 1

Ask Clark: Segment 2

All Cash - No Flash: Segment 3

Ask Clark: Segment 4


Mentioned on the show:



Clark.com resources


Episode transcripts

Community.Clark.com  /  Ask Clark

Clark.com daily money newsletter

Consumer Action Center Free Helpline: 636-492-5275


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1927 03.21.25 Clark Answers His Critics on Clark Stinks / Adult Children And Finances Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - giving money to adult kids can be a tricky subject. Some parents like to give from their estate while still alive, and some feel the need to support their adult children. Clark discusses when and how you should help your adult children with money, without harming yourself financially.  Clark Stinks: Segments 1 & 2 Adult Children And Finances: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Medi-Share & other health care sharing ministries: What you need to know before signing up Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 Why Gen Xers and Millennials Are Giving More Money to Their Kids Than Baby Boomers How to Help Your Kids With Finances When They Move Back Home Why Clark Is Prepared To Break His 'No Debit Cards' Rule Budgeting & Saving Archives - Clark Howard Why Clark Howard Is So Excited About His Wedding Band What Brokerage Do You Recommend for First-Time Investors or Kids? Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 21 Mar 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Adult Children And Finances Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - giving money to adult kids can be a tricky subject. Some parents like to give from their estate while still alive, and some feel the need to support their adult children. Clark discusses when and how you should help your adult children with money, without harming yourself financially.  Clark Stinks: Segments 1 & 2 Adult Children And Finances: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Medi-Share & other health care sharing ministries: What you need to know before signing up Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 Why Gen Xers and Millennials Are Giving More Money to Their Kids Than Baby Boomers How to Help Your Kids With Finances When They Move Back Home Why Clark Is Prepared To Break His 'No Debit Cards' Rule Budgeting & Saving Archives - Clark Howard Why Clark Howard Is So Excited About His Wedding Band What Brokerage Do You Recommend for First-Time Investors or Kids? Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - giving money to adult kids can be a tricky subject. Some parents like to give from their estate while still alive, and some feel the need to support their adult children. Clark discusses when and how you should help your adult children with money, without harming yourself financially. 

  • Clark Stinks: Segments 1 & 2
  • Adult Children And Finances: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1728 03.19.25 Dealing With Debt / An Important Travel Warning Clark wants to help you to save more, spend less, and if you’re struggling with debt - avoid ripoffs that target debt with more debt. Know how to get legit help if you’re in too deep. Also today - a warning for all travelers involving a serious, fast-growing crime happening here in the U.S. and abroad.  Dig Out Of Debt: Segment 1 Ask Clark: Segment 2 Travel Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Warning: Here’s What Those Debt Settlement Companies Don’t Tell You Clark Howard's 2025 Credit Card Debt Elimination Strategy How To Get Out of Debt in 7 Steps 6 Things To Know Before Contacting the National Foundation for Credit Counseling Why You Should Keep Old Credit Card Accounts Open How and When To Cancel a Credit Card Best Airline Credit Cards for 2025: Are They Right For You? Best Travel Credit Cards: Top Rewards Picks for 2025 Follow Clark Howard's #1 Rule To Travel Cheap How To Save Money With Google Flights Best Free Streaming Services in 2025: Movies and TV for Cord Cutters Credit Score Experts: How To Take Your Score from ‘Good’ To ‘Exceptional’ Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsors Credit Karma Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 19 Mar 2025 09:00:00 -0000 full Clark Howard Dealing With Debt / An Important Travel Warning Clark wants to help you to save more, spend less, and if you’re struggling with debt - avoid ripoffs that target debt with more debt. Know how to get legit help if you’re in too deep. Also today - a warning for all travelers involving a serious, fast-growing crime happening here in the U.S. and abroad.  Dig Out Of Debt: Segment 1 Ask Clark: Segment 2 Travel Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Warning: Here’s What Those Debt Settlement Companies Don’t Tell You Clark Howard's 2025 Credit Card Debt Elimination Strategy How To Get Out of Debt in 7 Steps 6 Things To Know Before Contacting the National Foundation for Credit Counseling Why You Should Keep Old Credit Card Accounts Open How and When To Cancel a Credit Card Best Airline Credit Cards for 2025: Are They Right For You? Best Travel Credit Cards: Top Rewards Picks for 2025 Follow Clark Howard's #1 Rule To Travel Cheap How To Save Money With Google Flights Best Free Streaming Services in 2025: Movies and TV for Cord Cutters Credit Score Experts: How To Take Your Score from ‘Good’ To ‘Exceptional’ Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsors Credit Karma Learn more about your ad choices. Visit megaphone.fm/adchoices Clark wants to help you to save more, spend less, and if you’re struggling with debt - avoid ripoffs that target debt with more debt. Know how to get legit help if you’re in too deep. Also today - a warning for all travelers involving a serious, fast-growing crime happening here in the U.S. and abroad. 

  • Dig Out Of Debt: Segment 1
  • Ask Clark: Segment 2
  • Travel Warning: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices


Sponsors

Credit Karma

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1650 03.18.25 Ask An Advisor With Wes Moss Retirement Accounts in Panic? and Your Secret Weapon for Volatile Markets Are you seeing unsettling headlines about 2025? You're not alone. Reports show a surge in retirement account trading, with a staggering 40% of people moving to stable value funds. Fiduciary financial advisor Wes Moss explains why "Tariff Terror" is driving these decisions – and the incredible reason why we should navigate uncertainty with confidence. Also, with market dips and volatility on the rise, how can you protect your portfolio? Wes introduces the "Dry Powder Principle” -- your strategic reserve of safety assets. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 18, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: https://clark.com/ask We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 18 Mar 2025 09:00:00 -0000 full Clark Howard Retirement Accounts in Panic? and Your Secret Weapon for Volatile Markets Retirement Accounts in Panic? and Your Secret Weapon for Volatile Markets Are you seeing unsettling headlines about 2025? You're not alone. Reports show a surge in retirement account trading, with a staggering 40% of people moving to stable value funds. Fiduciary financial advisor Wes Moss explains why "Tariff Terror" is driving these decisions – and the incredible reason why we should navigate uncertainty with confidence. Also, with market dips and volatility on the rise, how can you protect your portfolio? Wes introduces the "Dry Powder Principle” -- your strategic reserve of safety assets. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 18, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: https://clark.com/ask We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Retirement Accounts in Panic? and Your Secret Weapon for Volatile Markets

Are you seeing unsettling headlines about 2025? You're not alone. Reports show a surge in retirement account trading, with a staggering 40% of people moving to stable value funds. Fiduciary financial advisor Wes Moss explains why "Tariff Terror" is driving these decisions – and the incredible reason why we should navigate uncertainty with confidence. Also, with market dips and volatility on the rise, how can you protect your portfolio? Wes introduces the "Dry Powder Principle” -- your strategic reserve of safety assets.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 18, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: https://clark.com/ask

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes: Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2384 03.17.25 Pay Less For A Vehicle / Power Bills: Smart Meters Vs Regular Meters Today Clark focuses on one of the biggest purchases most of us make in life - cars. There are ways to get a vehicle for way less money than most people pay. Also, a look at the pros & cons of so called smart electric meters and time of use plans offered by utility companies - and how to decide which is best for you.  Best Low Cost Vehicles: Segment 1 Ask Clark: Segment 2 Smart Meters: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best new cars in 2025: Consumer Reports reveals top picks for reliability, safety and more Costco Car Buying Program: 4 Things To Know Before You Sign Up How To Buy a Used Car / How to Buy a New Car in 5 Steps Elliott Report: Home Should You Get a Smart Meter for Your Home? What Is Term Life Insurance? How To Buy Term Life Insurance in 7 Easy Steps What Is Disability Insurance and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Mar 2025 09:00:00 -0000 full Clark Howard Pay Less For A Vehicle / Power Bills: Smart Meters Vs Regular Meters Today Clark focuses on one of the biggest purchases most of us make in life - cars. There are ways to get a vehicle for way less money than most people pay. Also, a look at the pros & cons of so called smart electric meters and time of use plans offered by utility companies - and how to decide which is best for you.  Best Low Cost Vehicles: Segment 1 Ask Clark: Segment 2 Smart Meters: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best new cars in 2025: Consumer Reports reveals top picks for reliability, safety and more Costco Car Buying Program: 4 Things To Know Before You Sign Up How To Buy a Used Car / How to Buy a New Car in 5 Steps Elliott Report: Home Should You Get a Smart Meter for Your Home? What Is Term Life Insurance? How To Buy Term Life Insurance in 7 Easy Steps What Is Disability Insurance and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today Clark focuses on one of the biggest purchases most of us make in life - cars. There are ways to get a vehicle for way less money than most people pay. Also, a look at the pros & cons of so called smart electric meters and time of use plans offered by utility companies - and how to decide which is best for you. 

  • Best Low Cost Vehicles: Segment 1
  • Ask Clark: Segment 2
  • Smart Meters: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1936 03.14.25 Clark Answers His Critics on Clark Stinks / Housing Market Update Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Later - the housing market has made a huge turn. Clark spells out several factors creating market shifts both buyers and sellers should take note of. Clark Stinks: Segments 1 & 2 Current State Of The Housing Market: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Where You Should Never Buy Travel Insurance for a Cruise InsureMyTrip Review: Why We Like It and How to Use It CarMax vs. Carvana: A First-Hand Experience Selling a Car in 2024 How To Sell Your Car in 6 Steps My 7 Rules for Using Credit Cards - Clark Howard Best 529 College Savings Plans By State Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Home Buyers Are Finally Getting the Upper Hand Again Roth vs. Traditional 401(k): What's the Difference? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 14 Mar 2025 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Housing Market Update Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Later - the housing market has made a huge turn. Clark spells out several factors creating market shifts both buyers and sellers should take note of. Clark Stinks: Segments 1 & 2 Current State Of The Housing Market: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Where You Should Never Buy Travel Insurance for a Cruise InsureMyTrip Review: Why We Like It and How to Use It CarMax vs. Carvana: A First-Hand Experience Selling a Car in 2024 How To Sell Your Car in 6 Steps My 7 Rules for Using Credit Cards - Clark Howard Best 529 College Savings Plans By State Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Home Buyers Are Finally Getting the Upper Hand Again Roth vs. Traditional 401(k): What's the Difference? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Later - the housing market has made a huge turn. Clark spells out several factors creating market shifts both buyers and sellers should take note of.

  • Clark Stinks: Segments 1 & 2
  • Current State Of The Housing Market: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2210 03.12.25 Attention Shoppers: The Retail Pricing Game / New Flight Requirements With the price of goods in flux, it helps to be in the know to protect your wallet. Clarkies know how Clark uses unit pricing to shop smart at the grocery store. You would think that the bigger the bag, the smaller the unit price. Not so. Clark fills you in on what manufacturers have been doing and what to keep in mind with all purchases moving forward. Also - Travelers be prepared: the Real ID flight requirement domestically, and travel authorizations for entry into Europe are upon us. The Retail Pricing Game Now: Segment 1 Ask Clark: Segment 2 Flyers: Real ID Kicks In: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco Hearing Aids: 5 Things To Know Before You Buy Miracle-Ear Hearing Aids: 5 Things To Know Before You Buy Sam's Club Hearing Aids: 5 Things To Know Before You Buy Connect Hearing: 5 Things To Know Before Your First Visit HearUSA: 5 Things To Know Before Your First Visit Travel Alert: REAL ID Deadline Coming Soon-Clark.com What is ETIAS - European Union / Apply for an electronic travel authorisation (ETA) 6 reasons to add your Passport to Google Wallet How Should I Safeguard My Passport When I Travel Abroad? Best Free Password Managers: 10 Top Picks How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Follow Clark Howard's #1 Rule To Travel Cheap 9 Free Federal and State Tax Filing Services for 2025 Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 12 Mar 2025 09:00:00 -0000 full Clark Howard Attention Shoppers: The Retail Pricing Game / New Flight Requirements With the price of goods in flux, it helps to be in the know to protect your wallet. Clarkies know how Clark uses unit pricing to shop smart at the grocery store. You would think that the bigger the bag, the smaller the unit price. Not so. Clark fills you in on what manufacturers have been doing and what to keep in mind with all purchases moving forward. Also - Travelers be prepared: the Real ID flight requirement domestically, and travel authorizations for entry into Europe are upon us. The Retail Pricing Game Now: Segment 1 Ask Clark: Segment 2 Flyers: Real ID Kicks In: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco Hearing Aids: 5 Things To Know Before You Buy Miracle-Ear Hearing Aids: 5 Things To Know Before You Buy Sam's Club Hearing Aids: 5 Things To Know Before You Buy Connect Hearing: 5 Things To Know Before Your First Visit HearUSA: 5 Things To Know Before Your First Visit Travel Alert: REAL ID Deadline Coming Soon-Clark.com What is ETIAS - European Union / Apply for an electronic travel authorisation (ETA) 6 reasons to add your Passport to Google Wallet How Should I Safeguard My Passport When I Travel Abroad? Best Free Password Managers: 10 Top Picks How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Follow Clark Howard's #1 Rule To Travel Cheap 9 Free Federal and State Tax Filing Services for 2025 Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices With the price of goods in flux, it helps to be in the know to protect your wallet. Clarkies know how Clark uses unit pricing to shop smart at the grocery store. You would think that the bigger the bag, the smaller the unit price. Not so. Clark fills you in on what manufacturers have been doing and what to keep in mind with all purchases moving forward. Also - Travelers be prepared: the Real ID flight requirement domestically, and travel authorizations for entry into Europe are upon us.

  • The Retail Pricing Game Now: Segment 1
  • Ask Clark: Segment 2
  • Flyers: Real ID Kicks In: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1943 03.11.25 Ask An Advisor With Wes Moss Are you dreaming of an early retirement but worried about making costly mistakes? In this episode, Wes uncovers six critical errors to avoid before taking the leap. With recent trends of companies offering buyouts and encouraging early exits, it's more important than ever to be prepared. Wes explores the shift in retirement expectations, from the traditional model to the modern reality, and discusses how to navigate this changing landscape. Don't let these common mistakes derail your early retirement dreams. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 11, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 11 Mar 2025 09:00:00 -0000 full Clark Howard 6 Mistakes To Avoid Before Retiring Early Are you dreaming of an early retirement but worried about making costly mistakes? In this episode, Wes uncovers six critical errors to avoid before taking the leap. With recent trends of companies offering buyouts and encouraging early exits, it's more important than ever to be prepared. Wes explores the shift in retirement expectations, from the traditional model to the modern reality, and discusses how to navigate this changing landscape. Don't let these common mistakes derail your early retirement dreams. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 11, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Are you dreaming of an early retirement but worried about making costly mistakes? In this episode, Wes uncovers six critical errors to avoid before taking the leap. With recent trends of companies offering buyouts and encouraging early exits, it's more important than ever to be prepared. Wes explores the shift in retirement expectations, from the traditional model to the modern reality, and discusses how to navigate this changing landscape. Don't let these common mistakes derail your early retirement dreams.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 11, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes: Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2045 03.10.25 Airline Safety & Discount Fares / Used Vehicle Price Update Clark loves to travel and does so very often. Understandably, many people are nervous about flying these days. Clark discusses airline safety, and how you can save big bucks with discount carriers. Also today - the latest on used car prices. A First Class Spirit Flight: Segment 1 Ask Clark: Segment 2 Used Car Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show: After a string of incidents, some flyers are sticking with a surprising carrier: Spirit Southwest Offers Companion Pass as New Credit Card Signup Bonus- Clark.com Your Passport Could Be Useless -- Even if It's Not Expired What is ETIAS - European Union / UK Travel ETA Should I Tip on a Cruise? Best Credit Cards With No Foreign Transaction Fees 5 Money Tips To Know Before You Travel Abroad Car Rental Insurance: Everything You Need To Know - Clark.com Credit Card Car Rental Insurance: What You Need To Know - Clark.com How To Buy a Used Car - Clark.com Do I Need a Mechanic Inspection When Buying a Used Car from CarMax or Carvana? Should You Allow Your Auto Insurance To Monitor Your Driving? Liability vs. Full Coverage: Which Auto Insurance Do You Need? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsors Credit Karma Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Mar 2025 09:00:00 -0000 full Clark Howard Airline Safety & Discount Fares / Used Vehicle Price Update Clark loves to travel and does so very often. Understandably, many people are nervous about flying these days. Clark discusses airline safety, and how you can save big bucks with discount carriers. Also today - the latest on used car prices. A First Class Spirit Flight: Segment 1 Ask Clark: Segment 2 Used Car Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show: After a string of incidents, some flyers are sticking with a surprising carrier: Spirit Southwest Offers Companion Pass as New Credit Card Signup Bonus- Clark.com Your Passport Could Be Useless -- Even if It's Not Expired What is ETIAS - European Union / UK Travel ETA Should I Tip on a Cruise? Best Credit Cards With No Foreign Transaction Fees 5 Money Tips To Know Before You Travel Abroad Car Rental Insurance: Everything You Need To Know - Clark.com Credit Card Car Rental Insurance: What You Need To Know - Clark.com How To Buy a Used Car - Clark.com Do I Need a Mechanic Inspection When Buying a Used Car from CarMax or Carvana? Should You Allow Your Auto Insurance To Monitor Your Driving? Liability vs. Full Coverage: Which Auto Insurance Do You Need? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsors Credit Karma Learn more about your ad choices. Visit megaphone.fm/adchoices Clark loves to travel and does so very often. Understandably, many people are nervous about flying these days. Clark discusses airline safety, and how you can save big bucks with discount carriers. Also today - the latest on used car prices.

  • A First Class Spirit Flight: Segment 1
  • Ask Clark: Segment 2
  • Used Car Prices: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices


Sponsors

Credit Karma

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1913 03.07.25 Clark Answers His Critics on Clark Stinks / A Daylight Savings Time Assignment Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - this weekend marks daylight savings time, and Clark has an important assignment for you that can help ensure your insurance works better for you. Clark Stinks: Segments 1 & 2 Walk & Talk Home Video: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Free File Fillable Forms | Internal Revenue Service What Is an Annuity, and Why Does Clark Think They Stink? The Only Two Exceptions to Clark Howard's Annuity Rule Google Fi Review: My Experience as a 6-Year Customer (Pros and Cons) Lightbox lab-grown diamond jewelry. Bringing light to life. Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Clark Howard's 5-Point Annual Checklist You Should Follow Protect Your Belongings by Videotaping Them Once a Year What Can I Safely Use for Peer-to-Peer Payments? What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Shipping Costs at the Post Office Just Went Up Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 07 Mar 2025 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / A Daylight Savings Time Assignment Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - this weekend marks daylight savings time, and Clark has an important assignment for you that can help ensure your insurance works better for you. Clark Stinks: Segments 1 & 2 Walk & Talk Home Video: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Free File Fillable Forms | Internal Revenue Service What Is an Annuity, and Why Does Clark Think They Stink? The Only Two Exceptions to Clark Howard's Annuity Rule Google Fi Review: My Experience as a 6-Year Customer (Pros and Cons) Lightbox lab-grown diamond jewelry. Bringing light to life. Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Clark Howard's 5-Point Annual Checklist You Should Follow Protect Your Belongings by Videotaping Them Once a Year What Can I Safely Use for Peer-to-Peer Payments? What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Shipping Costs at the Post Office Just Went Up Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - this weekend marks daylight savings time, and Clark has an important assignment for you that can help ensure your insurance works better for you.

  • Clark Stinks: Segments 1 & 2
  • Walk & Talk Home Video: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2137 03.05.25 Most Affordable States / What To Know About Tariffs Clark shares data showing how far your dollars will go in retirement depending on where you live in the country. The differences from state to state, even within the same region - are remarkable. Also - Clark discusses how tariffs affect the economy and what to prepare for as consumers and as workers The Cost Of Living By State: Segment 1 Ask Clark: Segment 2 Tariffs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mapped: How Far $1 Million Gets You in Retirement, by U.S State How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Are Money Market Funds a Safe Place To Stash My Savings? Vanguard Review: Pros & Cons   /   Vanguard Personal Advisor Review What Is a Fiduciary Financial Advisor and Do I Need One? What Are Index Funds? What Is an Annuity, and Why Does Clark Think They Stink? Clark's Updated Way To Shop for Car Rental Deals Cheapest Way to Rent a Car: Expert Tips 17 of the Best High-Yield Online Savings Accounts in February 2025 High-Yield Savings Account (HYSA) Calculator Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 05 Mar 2025 10:00:00 -0000 full Clark Howard Most Affordable States / What To Know About Tariffs Clark shares data showing how far your dollars will go in retirement depending on where you live in the country. The differences from state to state, even within the same region - are remarkable. Also - Clark discusses how tariffs affect the economy and what to prepare for as consumers and as workers The Cost Of Living By State: Segment 1 Ask Clark: Segment 2 Tariffs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mapped: How Far $1 Million Gets You in Retirement, by U.S State How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Are Money Market Funds a Safe Place To Stash My Savings? Vanguard Review: Pros & Cons   /   Vanguard Personal Advisor Review What Is a Fiduciary Financial Advisor and Do I Need One? What Are Index Funds? What Is an Annuity, and Why Does Clark Think They Stink? Clark's Updated Way To Shop for Car Rental Deals Cheapest Way to Rent a Car: Expert Tips 17 of the Best High-Yield Online Savings Accounts in February 2025 High-Yield Savings Account (HYSA) Calculator Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares data showing how far your dollars will go in retirement depending on where you live in the country. The differences from state to state, even within the same region - are remarkable. Also - Clark discusses how tariffs affect the economy and what to prepare for as consumers and as workers

  • The Cost Of Living By State: Segment 1
  • Ask Clark: Segment 2
  • Tariffs: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2017 03.04.25 Ask An Advisor With Wes Moss - 10 Habits of the Happiest Retirees 10 Habits of the Happiest Retirees Are you dreaming of a truly happy retirement? Fiduciary financial advisor Wes Moss reveals the 10 key habits of those who are living their best post-work lives, based on years of research. In today’s Ask an Advisor episode, Wes dives into both the financial and lifestyle choices that make all the difference. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 4, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 04 Mar 2025 10:00:00 -0000 full Clark Howard Ask An Advisor With Wes Moss - 10 Habits of the Happiest Retirees 10 Habits of the Happiest Retirees Are you dreaming of a truly happy retirement? Fiduciary financial advisor Wes Moss reveals the 10 key habits of those who are living their best post-work lives, based on years of research. In today’s Ask an Advisor episode, Wes dives into both the financial and lifestyle choices that make all the difference. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 4, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices 10 Habits of the Happiest Retirees

Are you dreaming of a truly happy retirement? Fiduciary financial advisor Wes Moss reveals the 10 key habits of those who are living their best post-work lives, based on years of research. In today’s Ask an Advisor episode, Wes dives into both the financial and lifestyle choices that make all the difference.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the March 4, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes: Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2121 03.03.25 The Consumer Financial Protection Bureau / Warehouse Club Competition Team Clark has long advised consumers in difficulty with financial institutions to file a complaint at ConsumerFinace.gov. Clark gives his take on what is currently happening with the Consumer Financial Protection Bureau and how they have served people in the past. Also today - Clarkies know how much Clark loves Costco. But it seems that lots of people love another warehouse club even more.  The Consumer Financial Protection Bureau: Segment 1 Ask Clark: Segment 2 Survey: Warehouse Club Satisfaction: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are Credit Card Fees Tax Deductible? Elliot Report - TEMU Customer Service Contacts Best Travel Credit Cards: Top Rewards Picks for 2025 The Platinum Card® from American Express Review: Is It Worth It? Is Chase Sapphire Reserve® Worth It? Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 Capital One Venture X Business: 5 Things To Know Costco Was Just Dethroned As the Top Warehouse Club for Customer Service 5 Reasons Sam's Club Is Better Than Costco What Are Index Funds? / What Is an ETF? This Simple Maintenance Schedule Will Make Your Car Last Longer Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Mar 2025 10:00:00 -0000 full Clark Howard The Consumer Financial Protection Bureau / Warehouse Club Competition Team Clark has long advised consumers in difficulty with financial institutions to file a complaint at ConsumerFinace.gov. Clark gives his take on what is currently happening with the Consumer Financial Protection Bureau and how they have served people in the past. Also today - Clarkies know how much Clark loves Costco. But it seems that lots of people love another warehouse club even more.  The Consumer Financial Protection Bureau: Segment 1 Ask Clark: Segment 2 Survey: Warehouse Club Satisfaction: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are Credit Card Fees Tax Deductible? Elliot Report - TEMU Customer Service Contacts Best Travel Credit Cards: Top Rewards Picks for 2025 The Platinum Card® from American Express Review: Is It Worth It? Is Chase Sapphire Reserve® Worth It? Capital One Venture X Rewards Credit Card: 6 Things To Know in 2025 Capital One Venture X Business: 5 Things To Know Costco Was Just Dethroned As the Top Warehouse Club for Customer Service 5 Reasons Sam's Club Is Better Than Costco What Are Index Funds? / What Is an ETF? This Simple Maintenance Schedule Will Make Your Car Last Longer Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Team Clark has long advised consumers in difficulty with financial institutions to file a complaint at ConsumerFinace.gov. Clark gives his take on what is currently happening with the Consumer Financial Protection Bureau and how they have served people in the past. Also today - Clarkies know how much Clark loves Costco. But it seems that lots of people love another warehouse club even more. 

  • The Consumer Financial Protection Bureau: Segment 1
  • Ask Clark: Segment 2
  • Survey: Warehouse Club Satisfaction: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1960 02.28.25 Mindful Dining / Warning: Pseudo Health Insurance Money doesn’t mean much without health and well-being, and Americans are enjoying one life’s simple pleasures less and less. We know what a hazardous distraction phones can be while driving. But a new study shows this and other distractions impact one’s ability to disconnect and focus on enjoying healthy meals - more important to health than we realize. Also today, a cautionary tale about health insurance plans that don’t comply with the ACA. Banish Phone Distraction: Segment 1 Ask Clark: Segment 2 Non-Compliant Health Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best Time and Place To Buy a TV ClarkDeals - The best deals on TVs available now Health Plans That Don’t Comply with the ACA Put Consumers at Risk How and When To Cancel a Credit Card Should You Buy an Extended Warranty on Your Car? Best Budgeting Apps in 2025: Our Top 6 Rocket Money Review: 6 Things To Know Before You Sign Up Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Sponsor: Surfshark Surfshark Alternative Number: your online identity safeguard with Surfshark Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 28 Feb 2025 10:00:00 -0000 full Clark Howard Mindful Dining / Warning: Pseudo Health Insurance Money doesn’t mean much without health and well-being, and Americans are enjoying one life’s simple pleasures less and less. We know what a hazardous distraction phones can be while driving. But a new study shows this and other distractions impact one’s ability to disconnect and focus on enjoying healthy meals - more important to health than we realize. Also today, a cautionary tale about health insurance plans that don’t comply with the ACA. Banish Phone Distraction: Segment 1 Ask Clark: Segment 2 Non-Compliant Health Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best Time and Place To Buy a TV ClarkDeals - The best deals on TVs available now Health Plans That Don’t Comply with the ACA Put Consumers at Risk How and When To Cancel a Credit Card Should You Buy an Extended Warranty on Your Car? Best Budgeting Apps in 2025: Our Top 6 Rocket Money Review: 6 Things To Know Before You Sign Up Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Sponsor: Surfshark Surfshark Alternative Number: your online identity safeguard with Surfshark Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Money doesn’t mean much without health and well-being, and Americans are enjoying one life’s simple pleasures less and less. We know what a hazardous distraction phones can be while driving. But a new study shows this and other distractions impact one’s ability to disconnect and focus on enjoying healthy meals - more important to health than we realize. Also today, a cautionary tale about health insurance plans that don’t comply with the ACA.

  • Banish Phone Distraction: Segment 1
  • Ask Clark: Segment 2
  • Non-Compliant Health Plans: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Sponsor: Surfshark


Learn more about your ad choices: megaphone.fm/adchoices


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1568 02.26.25 Manage Junk Calls, Texts & Emails / Water Shortage Ingenuity Remember when Spam was something that just came in a can? Now, it’s an annoyance that shows up on our phones and in our inboxes on a daily basis. Know how to manage these attempts at fraud.  Also today,  a follow-up on something Spain is doing that shows huge promise for water supplies around the world.  SPAM: A Lot!: Segment 1 Ask Clark: Segment 2 Water Supply Solution: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Stop Spam Calls for Good How To Stop and Report Spam Emails How To Recognize and Report Spam Text Messages Unwanted Calls | Consumer Advice  /  Do not call map Capital One Venture X Business: 5 Things To Know Best Travel Credit Cards: Top Rewards Picks for 2025 Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now Highest Cash Back Credit Card Calculator Homeowners Insurance Archives - Clark Howard US engineers turn salty seawater into drinking water with new cheap method 401(k) Rollover: How To Roll Over a 401(k) 10 Retirement Rule Changes for 2025 & Beyond How To Save Money on Gas: 23 Ways Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 26 Feb 2025 10:00:00 -0000 full Clark Howard Manage Junk Calls, Texts & Emails / Water Shortage Ingenuity Remember when Spam was something that just came in a can? Now, it’s an annoyance that shows up on our phones and in our inboxes on a daily basis. Know how to manage these attempts at fraud.  Also today,  a follow-up on something Spain is doing that shows huge promise for water supplies around the world.  SPAM: A Lot!: Segment 1 Ask Clark: Segment 2 Water Supply Solution: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Stop Spam Calls for Good How To Stop and Report Spam Emails How To Recognize and Report Spam Text Messages Unwanted Calls | Consumer Advice  /  Do not call map Capital One Venture X Business: 5 Things To Know Best Travel Credit Cards: Top Rewards Picks for 2025 Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now Highest Cash Back Credit Card Calculator Homeowners Insurance Archives - Clark Howard US engineers turn salty seawater into drinking water with new cheap method 401(k) Rollover: How To Roll Over a 401(k) 10 Retirement Rule Changes for 2025 & Beyond How To Save Money on Gas: 23 Ways Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Remember when Spam was something that just came in a can? Now, it’s an annoyance that shows up on our phones and in our inboxes on a daily basis. Know how to manage these attempts at fraud.  Also today,  a follow-up on something Spain is doing that shows huge promise for water supplies around the world. 

  • SPAM: A Lot!: Segment 1
  • Ask Clark: Segment 2
  • Water Supply Solution: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1776 02.25.25 Ask An Advisor With Wes Moss How much money do you need to retire? Fiduciary financial advisor Wes Moss outlines two straightforward methods to determine the amount you'll need for a comfortable retirement. Wes walks you through factoring in income streams like Social Security and pensions, alongside your individual spending goals, to arrive at your target number. Also, "doom and gloom" headlines can often dominate financial news. Should you listen? Wes shares his perspective. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 25, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. Mentioned on the show: Calculators - Clark Howard We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 25 Feb 2025 10:00:00 -0000 full Clark Howard How To Calculate How Much You Need To Retire and Ignore “Doom and Gloom” Headlines How much money do you need to retire? Fiduciary financial advisor Wes Moss outlines two straightforward methods to determine the amount you'll need for a comfortable retirement. Wes walks you through factoring in income streams like Social Security and pensions, alongside your individual spending goals, to arrive at your target number. Also, "doom and gloom" headlines can often dominate financial news. Should you listen? Wes shares his perspective. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 25, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. Mentioned on the show: Calculators - Clark Howard We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices How much money do you need to retire? Fiduciary financial advisor Wes Moss outlines two straightforward methods to determine the amount you'll need for a comfortable retirement. Wes walks you through factoring in income streams like Social Security and pensions, alongside your individual spending goals, to arrive at your target number. Also, "doom and gloom" headlines can often dominate financial news. Should you listen? Wes shares his perspective.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 25, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

Mentioned on the show:

Calculators - Clark Howard


We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes:  Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2350 02.24.25 Protecting Financial Accounts / TRAVEL: Navigating Rising Airfares Today, Clark recommends a simple measure we can take to help protect our financial accounts, and those of our aging loved ones, from fraud. Also - many are looking to book their summer travel, and the airlines are raising prices. Clark shares strategies to bend that price curve in your favor.  Trusted Contacts: Segment 1 Ask Clark: Segment 2 Navigating Airfares: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Name a Trusted Contact How to protect yourself against financial exploitation - Vanguard How To Cancel & Get Rid of PMI Earlier What's the difference between PMI and MIP? National Association of Enrolled Agents Best 529 College Savings Plans By State Clark Howard’s Airfare Price Predictions for 2025 Follow Clark Howard's #1 Rule To Travel Cheap NYTimes: Prices: A Mixed Outlook on Flights, Hotels and Cruises Coming to a Tiny Airport Near You: New Airlines Booking a Cruise? Here Are 5 Ways To Do It for Less Tipping on a Cruise: Your Complete Big-Ship Tip Guide InsureMyTrip Review: Why We Like It and How to Use It Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Feb 2025 10:00:00 -0000 full Clark Howard Protecting Financial Accounts / TRAVEL: Navigating Rising Airfares Today, Clark recommends a simple measure we can take to help protect our financial accounts, and those of our aging loved ones, from fraud. Also - many are looking to book their summer travel, and the airlines are raising prices. Clark shares strategies to bend that price curve in your favor.  Trusted Contacts: Segment 1 Ask Clark: Segment 2 Navigating Airfares: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Name a Trusted Contact How to protect yourself against financial exploitation - Vanguard How To Cancel & Get Rid of PMI Earlier What's the difference between PMI and MIP? National Association of Enrolled Agents Best 529 College Savings Plans By State Clark Howard’s Airfare Price Predictions for 2025 Follow Clark Howard's #1 Rule To Travel Cheap NYTimes: Prices: A Mixed Outlook on Flights, Hotels and Cruises Coming to a Tiny Airport Near You: New Airlines Booking a Cruise? Here Are 5 Ways To Do It for Less Tipping on a Cruise: Your Complete Big-Ship Tip Guide InsureMyTrip Review: Why We Like It and How to Use It Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark recommends a simple measure we can take to help protect our financial accounts, and those of our aging loved ones, from fraud. Also - many are looking to book their summer travel, and the airlines are raising prices. Clark shares strategies to bend that price curve in your favor. 

  • Trusted Contacts: Segment 1
  • Ask Clark: Segment 2
  • Navigating Airfares: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1710 02.21.25 Clark Answers His Critics on Clark Stinks / Amazon Customer No-Service Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, changes at Amazon have impacted customer service. Clark discusses what’s going on and what you need to look for when purchasing.  Clark Stinks: Segments 1 & 2 Amazon Customer No-Service: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Get Out of Debt in 7 Steps Credit Card Car Rental Insurance: What You Need To Know The Chase Sapphire® rental car insurance guide 8 Free or Cheap Cybersecurity Tips for Travelers 12 Keys To Keeping Your Home Wi-Fi Network Safe and Secure Introduction to Treasury Inflation-Protected Securities (TIPS) 10 Ways To Save on Prescription Drugs How to Buy a New Car in 5 Steps Costco Car Buying Program: 4 Things To Know Before You Sign Up 10 Common Job Search Scams Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 21 Feb 2025 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Amazon Customer No-Service Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, changes at Amazon have impacted customer service. Clark discusses what’s going on and what you need to look for when purchasing.  Clark Stinks: Segments 1 & 2 Amazon Customer No-Service: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Get Out of Debt in 7 Steps Credit Card Car Rental Insurance: What You Need To Know The Chase Sapphire® rental car insurance guide 8 Free or Cheap Cybersecurity Tips for Travelers 12 Keys To Keeping Your Home Wi-Fi Network Safe and Secure Introduction to Treasury Inflation-Protected Securities (TIPS) 10 Ways To Save on Prescription Drugs How to Buy a New Car in 5 Steps Costco Car Buying Program: 4 Things To Know Before You Sign Up 10 Common Job Search Scams Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, changes at Amazon have impacted customer service. Clark discusses what’s going on and what you need to look for when purchasing. 

  • Clark Stinks: Segments 1 & 2
  • Amazon Customer No-Service: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2067 02.19.25 Your Savings Rate / Running Out Of Money In Retirement One of the most popular pages on Clark.com is our Best High Yield Online Savings Accounts article, because we all want to get the most interest on our cash. Capital One was recently accused of cheating customers out of interest rate payments - so how do you ensure you are getting best rates? Also - several high profile celebrities have revealed that they have run out of retirement savings. It just goes to show that it’s not how much you make, but how much you save. Avoid the MPC (Marginal Propensity to Consume) trap that has drained dry even the wealthiest of earners.  Make More On Savings: Segment 1 Ask Clark: Segment 2 Retirement: Running On Empty: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Capital One Accused of ‘Cheating’ Customers Out of $2 Billion Best High-Yield Online Savings Accounts - Clark.com  High-Yield Savings Account (HYSA) Calculator How To Open a Roth IRA Best 529 College Savings Plans By State What Is an HSA Account and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Advertisers: policygenius.com Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 19 Feb 2025 10:00:00 -0000 full Clark Howard Your Savings Rate / Running Out Of Money In Retirement One of the most popular pages on Clark.com is our Best High Yield Online Savings Accounts article, because we all want to get the most interest on our cash. Capital One was recently accused of cheating customers out of interest rate payments - so how do you ensure you are getting best rates? Also - several high profile celebrities have revealed that they have run out of retirement savings. It just goes to show that it’s not how much you make, but how much you save. Avoid the MPC (Marginal Propensity to Consume) trap that has drained dry even the wealthiest of earners.  Make More On Savings: Segment 1 Ask Clark: Segment 2 Retirement: Running On Empty: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Capital One Accused of ‘Cheating’ Customers Out of $2 Billion Best High-Yield Online Savings Accounts - Clark.com  High-Yield Savings Account (HYSA) Calculator How To Open a Roth IRA Best 529 College Savings Plans By State What Is an HSA Account and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Advertisers: policygenius.com Learn more about your ad choices. Visit megaphone.fm/adchoices One of the most popular pages on Clark.com is our Best High Yield Online Savings Accounts article, because we all want to get the most interest on our cash. Capital One was recently accused of cheating customers out of interest rate payments - so how do you ensure you are getting best rates? Also - several high profile celebrities have revealed that they have run out of retirement savings. It just goes to show that it’s not how much you make, but how much you save. Avoid the MPC (Marginal Propensity to Consume) trap that has drained dry even the wealthiest of earners. 

  • Make More On Savings: Segment 1
  • Ask Clark: Segment 2
  • Retirement: Running On Empty: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Advertisers: policygenius.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1762 02.18.25 Ask An Advisor With Wes Moss Do you want to be a millionaire? Wes dives into the fascinating trend of "mini millionaires" and uncovers the secrets to their success. He explores data from the Federal Reserve and the Wall Street Journal, revealing the common traits of those achieving millionaire status. Are they earning massive salaries? How much does education matter? He breaks down the key factors. Plus, he revisits the timeless wisdom of "The Millionaire Next Door" and how its core principles still apply today. Also, Wes shares three powerful investing lessons from an interview with the legendary John Bogle, founder of Vanguard. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 18, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 18 Feb 2025 10:00:00 -0000 full Clark Howard Top 3 Traits of Millionaires and 3 Investing Lessons From Vanguard Founder John Bogle Do you want to be a millionaire? Wes dives into the fascinating trend of "mini millionaires" and uncovers the secrets to their success. He explores data from the Federal Reserve and the Wall Street Journal, revealing the common traits of those achieving millionaire status. Are they earning massive salaries? How much does education matter? He breaks down the key factors. Plus, he revisits the timeless wisdom of "The Millionaire Next Door" and how its core principles still apply today. Also, Wes shares three powerful investing lessons from an interview with the legendary John Bogle, founder of Vanguard. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 18, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Do you want to be a millionaire? Wes dives into the fascinating trend of "mini millionaires" and uncovers the secrets to their success. He explores data from the Federal Reserve and the Wall Street Journal, revealing the common traits of those achieving millionaire status. Are they earning massive salaries? How much does education matter? He breaks down the key factors. Plus, he revisits the timeless wisdom of "The Millionaire Next Door" and how its core principles still apply today. Also, Wes shares three powerful investing lessons from an interview with the legendary John Bogle, founder of Vanguard.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 18, 2025, Ask an Advisor episode of the Clark Howard podcast.

Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes: Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2456 02.17.25 Joining A Gym + Health Trackers & Privacy / Payment App Warning Mid February and as resolutions fade, make the choice to double down! Today, the Clark smart way to join a gym, and what to know about health trackers and your privacy. Also - Zelle is not the only payment app to be concerned about. Spotlight on Cash App and the safest way to transfer money.  How To Join A Gym: Segment 1 Ask Clark: Segment 2 Payment App Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Get a Gym Membership for Practically Free Why Does Clark Howard Wear 2 Watches? 13 of the Best Free Workout And Fitness Apps Consumer Reports - Your Exercise Bike Knows a Lot About You & Doesn't Keep Every Secret IRS Direct File Expands to Millions More Taxpayers 9 Free Federal and State Tax Filing Services for 2025 Cash App Ordered To Pay Millions for Fraud, Security Issues Safer Ways To Send Money - Clark.com 6 Things To Know Before You Buy Gas at Costco Wholesale Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Feb 2025 10:00:00 -0000 full Clark Howard Joining A Gym + Health Trackers & Privacy / Payment App Warning Mid February and as resolutions fade, make the choice to double down! Today, the Clark smart way to join a gym, and what to know about health trackers and your privacy. Also - Zelle is not the only payment app to be concerned about. Spotlight on Cash App and the safest way to transfer money.  How To Join A Gym: Segment 1 Ask Clark: Segment 2 Payment App Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Get a Gym Membership for Practically Free Why Does Clark Howard Wear 2 Watches? 13 of the Best Free Workout And Fitness Apps Consumer Reports - Your Exercise Bike Knows a Lot About You & Doesn't Keep Every Secret IRS Direct File Expands to Millions More Taxpayers 9 Free Federal and State Tax Filing Services for 2025 Cash App Ordered To Pay Millions for Fraud, Security Issues Safer Ways To Send Money - Clark.com 6 Things To Know Before You Buy Gas at Costco Wholesale Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mid February and as resolutions fade, make the choice to double down! Today, the Clark smart way to join a gym, and what to know about health trackers and your privacy. Also - Zelle is not the only payment app to be concerned about. Spotlight on Cash App and the safest way to transfer money. 

  • How To Join A Gym: Segment 1
  • Ask Clark: Segment 2
  • Payment App Warning: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1855 02.14.25 Valentines Edition: Couples And Money / Wedding Costs Happy Valentine’s Day!  One way to help keep love alive is being honest about money matters and talking over financial goals with your partner.  Clark talks about different ways couples can navigate finances successfully. Also, the average cost of a wedding has hit a new high! But there are other ways to think about the big day, and beyond. Financial Fidelity: Segment 1 Ask Clark: Segment 2 Wedding Expense: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 5 Money Tips for Couples How Couples Can Get on the Same Page About Money 6 Things To Know Before Contacting the National Foundation for Credit Counseling How To Spot and Avoid Gift Card Scams The One and Only Exception to Clark Howard's 'No Gift Card' Rule How To Talk to Your Partner About Money Before Marriage SAVE Money On Your Wedding Marriage, money and happiness: A timeline I Need Plane Tickets for an International Trip. Should I Buy Now or Wait? 5 Steps To Getting a Good Deal on a Hotel Room Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 14 Feb 2025 10:00:00 -0000 full Clark Howard Valentines Edition: Couples And Money / Wedding Costs Happy Valentine’s Day!  One way to help keep love alive is being honest about money matters and talking over financial goals with your partner.  Clark talks about different ways couples can navigate finances successfully. Also, the average cost of a wedding has hit a new high! But there are other ways to think about the big day, and beyond. Financial Fidelity: Segment 1 Ask Clark: Segment 2 Wedding Expense: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 5 Money Tips for Couples How Couples Can Get on the Same Page About Money 6 Things To Know Before Contacting the National Foundation for Credit Counseling How To Spot and Avoid Gift Card Scams The One and Only Exception to Clark Howard's 'No Gift Card' Rule How To Talk to Your Partner About Money Before Marriage SAVE Money On Your Wedding Marriage, money and happiness: A timeline I Need Plane Tickets for an International Trip. Should I Buy Now or Wait? 5 Steps To Getting a Good Deal on a Hotel Room Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Valentine’s Day!  One way to help keep love alive is being honest about money matters and talking over financial goals with your partner.  Clark talks about different ways couples can navigate finances successfully. Also, the average cost of a wedding has hit a new high! But there are other ways to think about the big day, and beyond.

  • Financial Fidelity: Segment 1
  • Ask Clark: Segment 2
  • Wedding Expense: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1819 02.12.25 Finding A Side Gig / Finances: Teach Your Children Well So many Americans are taking on side jobs to make extra cash. Clark talks about how important it is to have your scam radar up, and to prepare for the latest tax implications of gig work. Plus, for parents, Clark discusses the state of financial education and ways to give your kids the financial know-how they’ll need throughout life. Legit Gig Work: Segment 1 Ask Clark: Segment 2 Financial Education: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Taking the guesswork out of gigs 30 Easy Side Hustle Ideas Is One Medical Membership for Prime Members Better Than a Health Concierge? Amazon One Medical - Portland OR How to Find a Geriatric Care Manager / Senior Planning NHTSA safety | Check for Recalls. Save Lives. Why You Should Never Use a Debit Card To Pay for Anything How to Teach Young Kids About Money How To Buy Term Life Insurance in 7 Easy Steps 4 Types of Term Life Insurance Companies Explained Discover it® Cash Back Review: Earn Rotating 5% in Top Categories Credit Karma Review: Free Credit Score and More at Your Fingertips Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 12 Feb 2025 10:00:00 -0000 full Clark Howard Finding A Side Gig / Finances: Teach Your Children Well So many Americans are taking on side jobs to make extra cash. Clark talks about how important it is to have your scam radar up, and to prepare for the latest tax implications of gig work. Plus, for parents, Clark discusses the state of financial education and ways to give your kids the financial know-how they’ll need throughout life. Legit Gig Work: Segment 1 Ask Clark: Segment 2 Financial Education: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Taking the guesswork out of gigs 30 Easy Side Hustle Ideas Is One Medical Membership for Prime Members Better Than a Health Concierge? Amazon One Medical - Portland OR How to Find a Geriatric Care Manager / Senior Planning NHTSA safety | Check for Recalls. Save Lives. Why You Should Never Use a Debit Card To Pay for Anything How to Teach Young Kids About Money How To Buy Term Life Insurance in 7 Easy Steps 4 Types of Term Life Insurance Companies Explained Discover it® Cash Back Review: Earn Rotating 5% in Top Categories Credit Karma Review: Free Credit Score and More at Your Fingertips Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices So many Americans are taking on side jobs to make extra cash. Clark talks about how important it is to have your scam radar up, and to prepare for the latest tax implications of gig work. Plus, for parents, Clark discusses the state of financial education and ways to give your kids the financial know-how they’ll need throughout life.

  • Legit Gig Work: Segment 1
  • Ask Clark: Segment 2
  • Financial Education: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1854 02.11.25 Ask An Advisor With Wes Moss Monthly Pension vs. Lump Sum: The 6% Test and Is the Market Too High To Keep Investing? Should you take a monthly pension or a lump sum payout? That’s a tricky question, but fiduciary financial advisor Wes Moss has a simple rule that can help you decide. Also, is it better to invest when markets are high or low? Wes breaks down market records since 1950 and shares his perspective on why investing in an all-time-high market is more important to your money than you may think. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 11, 2025, Ask an Advisor episode of the Clark Howard podcast. Pension vs Lump Sum Calculator - Clark Howard Should You Take Your Pension in a Lump Sum or Monthly Payments? Should I Take a $700,000 Lump Sum or a $4,200 Monthly Pension? Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 11 Feb 2025 10:00:00 -0000 full Clark Howard Monthly Pension vs. Lump Sum: The 6% Test and Is the Market Too High To Keep Investing? Monthly Pension vs. Lump Sum: The 6% Test and Is the Market Too High To Keep Investing? Should you take a monthly pension or a lump sum payout? That’s a tricky question, but fiduciary financial advisor Wes Moss has a simple rule that can help you decide. Also, is it better to invest when markets are high or low? Wes breaks down market records since 1950 and shares his perspective on why investing in an all-time-high market is more important to your money than you may think. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 11, 2025, Ask an Advisor episode of the Clark Howard podcast. Pension vs Lump Sum Calculator - Clark Howard Should You Take Your Pension in a Lump Sum or Monthly Payments? Should I Take a $700,000 Lump Sum or a $4,200 Monthly Pension? Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Monthly Pension vs. Lump Sum: The 6% Test and Is the Market Too High To Keep Investing?

Should you take a monthly pension or a lump sum payout? That’s a tricky question, but fiduciary financial advisor Wes Moss has a simple rule that can help you decide. Also, is it better to invest when markets are high or low? Wes breaks down market records since 1950 and shares his perspective on why investing in an all-time-high market is more important to your money than you may think.

Plus, Christa shares your #AskWes questions and Wes gives his take.

All this and more on the February 11, 2025, Ask an Advisor episode of the Clark Howard podcast.

Pension vs Lump Sum Calculator - Clark Howard

Should You Take Your Pension in a Lump Sum or Monthly Payments?

Should I Take a $700,000 Lump Sum or a $4,200 Monthly Pension?

Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes: Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2062 02.10.25 Housing & Transportation Costs / 2025 Traffic In today’s episode - It’s a nightmare to feel like you’re in over your head financially. Clark discusses the money traps that accompany our two largest monthly expenses: housing and transportation costs - and how to avoid them. Also - 2025 is bringing back pre-Covid work culture, including more return-to-office mandates. That and other factors mean heavier metro traffic. Clark has a commuter strategy to keep in mind. Housing & Vehicle Costs: Segment 1 Ask Clark: Segment 2 2025 Traffic: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Submit a complaint | Consumer Financial Protection Bureau The Safer Way To Use Your Debit Card Why You Should Never Use a Debit Card To Pay for Anything MEFA (Massachusetts Educational Financing Authority) College Cost Projector Tuition Inflation - Finaid How to Take the Car Keys Away From Unsafe Elderly Florida Drivers Do I Need a Mechanic Inspection When Buying a Used Car from CarMax or Carvana? How To Buy a Used Car Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Feb 2025 10:00:00 -0000 full Clark Howard Housing & Transportation Costs / 2025 Traffic In today’s episode - It’s a nightmare to feel like you’re in over your head financially. Clark discusses the money traps that accompany our two largest monthly expenses: housing and transportation costs - and how to avoid them. Also - 2025 is bringing back pre-Covid work culture, including more return-to-office mandates. That and other factors mean heavier metro traffic. Clark has a commuter strategy to keep in mind. Housing & Vehicle Costs: Segment 1 Ask Clark: Segment 2 2025 Traffic: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Submit a complaint | Consumer Financial Protection Bureau The Safer Way To Use Your Debit Card Why You Should Never Use a Debit Card To Pay for Anything MEFA (Massachusetts Educational Financing Authority) College Cost Projector Tuition Inflation - Finaid How to Take the Car Keys Away From Unsafe Elderly Florida Drivers Do I Need a Mechanic Inspection When Buying a Used Car from CarMax or Carvana? How To Buy a Used Car Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In today’s episode - It’s a nightmare to feel like you’re in over your head financially. Clark discusses the money traps that accompany our two largest monthly expenses: housing and transportation costs - and how to avoid them. Also - 2025 is bringing back pre-Covid work culture, including more return-to-office mandates. That and other factors mean heavier metro traffic. Clark has a commuter strategy to keep in mind.

  • Housing & Vehicle Costs: Segment 1
  • Ask Clark: Segment 2
  • 2025 Traffic: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2049 02.07.25 Clark Answers His Critics on Clark Stinks / Energy Prices & Home Building Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Clark discusses what’s behind rising energy costs now and in the future, and the need for a rethink in home building.  Clark Stinks: Segments 1 & 2 Energy Prices & Home Building: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Switch Phone Carriers: 9 Easy Steps How To Fight Fraudulent Bank Account Charges Can I Access My Streaming Service Anywhere in the U.S. and Internationally? IRS Direct File Expands to Millions More Taxpayers 8 Free Federal and State Tax Filing Services for 2025 5 Reasons Why This Is the Best Time of the Year To File Your Taxes Why this Boston homeowner doesn’t pay anything to heat his house 10 Ways To Lower Your Heating Bill / How To Save Money on Utilities How To Get a Free Credit Report / 4 Ways To Get Your Free Credit Score How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion What Is a Fiduciary Financial Advisor and Do I Need One? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 07 Feb 2025 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Energy Prices & Home Building Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Clark discusses what’s behind rising energy costs now and in the future, and the need for a rethink in home building.  Clark Stinks: Segments 1 & 2 Energy Prices & Home Building: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Switch Phone Carriers: 9 Easy Steps How To Fight Fraudulent Bank Account Charges Can I Access My Streaming Service Anywhere in the U.S. and Internationally? IRS Direct File Expands to Millions More Taxpayers 8 Free Federal and State Tax Filing Services for 2025 5 Reasons Why This Is the Best Time of the Year To File Your Taxes Why this Boston homeowner doesn’t pay anything to heat his house 10 Ways To Lower Your Heating Bill / How To Save Money on Utilities How To Get a Free Credit Report / 4 Ways To Get Your Free Credit Score How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion What Is a Fiduciary Financial Advisor and Do I Need One? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Clark discusses what’s behind rising energy costs now and in the future, and the need for a rethink in home building. 

  • Clark Stinks: Segments 1 & 2
  • Energy Prices & Home Building: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2322 02.05.25 Credit Score Perfectionism / When Travel Goes Awry… Many are obsessed with having a perfect credit score. Clark offers a more realistic goal when it comes to your all important credit rating. Also, when things go wrong with travel, you have to fight for your rights. Clark shares strategies that can help you avoid problems in the first place, and discusses ways to advocate for yourself when you do run into a travel problem.  Your Credit Score: Segment 1 Ask Clark: Segment 2 Be Your Own Travel Advocate: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a Good Credit Score? How To Improve Your Credit Score in 5 Key Areas Why You Don’t Need an 800 Credit Score Credit Karma Review: Free Credit Score and More at Your Fingertips How Long Will It Take for My Credit Score To Go Up if I Missed a Payment? File a Consumer Complaint / Air Travel Service Complaint | secure.dot.gov Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? How To Find Cheap Flights in 3 Easy Steps Follow Clark Howard's #1 Rule To Travel Cheap Going™ | Formerly Scott's Cheap Flights | Flight Subscription Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 05 Feb 2025 10:00:00 -0000 full Clark Howard Credit Score Perfectionism / When Travel Goes Awry… Many are obsessed with having a perfect credit score. Clark offers a more realistic goal when it comes to your all important credit rating. Also, when things go wrong with travel, you have to fight for your rights. Clark shares strategies that can help you avoid problems in the first place, and discusses ways to advocate for yourself when you do run into a travel problem.  Your Credit Score: Segment 1 Ask Clark: Segment 2 Be Your Own Travel Advocate: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a Good Credit Score? How To Improve Your Credit Score in 5 Key Areas Why You Don’t Need an 800 Credit Score Credit Karma Review: Free Credit Score and More at Your Fingertips How Long Will It Take for My Credit Score To Go Up if I Missed a Payment? File a Consumer Complaint / Air Travel Service Complaint | secure.dot.gov Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? How To Find Cheap Flights in 3 Easy Steps Follow Clark Howard's #1 Rule To Travel Cheap Going™ | Formerly Scott's Cheap Flights | Flight Subscription Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Many are obsessed with having a perfect credit score. Clark offers a more realistic goal when it comes to your all important credit rating. Also, when things go wrong with travel, you have to fight for your rights. Clark shares strategies that can help you avoid problems in the first place, and discusses ways to advocate for yourself when you do run into a travel problem. 

  • Your Credit Score: Segment 1
  • Ask Clark: Segment 2
  • Be Your Own Travel Advocate: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1991 02.04.25 Ask An Advisor With Wes Moss - DeepSeek Shockwave: What It Means for the Economy and Your Investments Just recently, big news from China jolted the market and the media in the U.S. as a new AI technology entered the field: DeepSeek. In the first part of this episode, fee-only fiduciary financial advisor Wes Moss explains how this development will only increase productivity in America and improve our economy. Also, Wes continues to discuss the DeepSeek news and how it is impacting markets and our investments. He shares five keys to stock diversification to help you limit losses and bad returns. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 4, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 04 Feb 2025 10:00:00 -0000 full Clark Howard DeepSeek Shockwave: What It Means for the Economy and Your Investments Just recently, big news from China jolted the market and the media in the U.S. as a new AI technology entered the field: DeepSeek. In the first part of this episode, fee-only fiduciary financial advisor Wes Moss explains how this development will only increase productivity in America and improve our economy. Also, Wes continues to discuss the DeepSeek news and how it is impacting markets and our investments. He shares five keys to stock diversification to help you limit losses and bad returns. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 4, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:  Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Just recently, big news from China jolted the market and the media in the U.S. as a new AI technology entered the field: DeepSeek. In the first part of this episode, fee-only fiduciary financial advisor Wes Moss explains how this development will only increase productivity in America and improve our economy. Also, Wes continues to discuss the DeepSeek news and how it is impacting markets and our investments. He shares five keys to stock diversification to help you limit losses and bad returns.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the February 4, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes:  Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2409 02.03.25 The Net Worth Gap For Renters Vs Buyers / Valentine Diamond Deals In today’s episode - Clark has new data on renting vs. buying in terms of long-term net worth and how renters can close the gap. Also, With Valentine’s Day ahead, Clark has good news if you are in the market for jewelry, specifically diamonds. Changes in the marketplace mean deals.    Housing: Bridging The Net Worth Gap: Segment 1 Ask Clark: Segment 2 The Diamond Marketplace: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The median renter in America has a net worth of $10,400. The median homeowner’s net worth is $400,000 Should You Take Your Pension in a Lump Sum or Monthly Payments? What Is a Fiduciary Financial Advisor and Do I Need One? Best Financial Advisors De Beers amasses biggest diamond stockpile since 2008 financial crisis Verizon administrative settlement payments are nowhere near $100. Here's why Should You Respond to Class-Action Lawsuits? How To Sell, Cancel or Get Rid of Your Timeshare Why Vacation Clubs Are Even Worse Than Timeshares Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Feb 2025 10:00:00 -0000 full Clark Howard The Net Worth Gap For Renters Vs Buyers / Valentine Diamond Deals In today’s episode - Clark has new data on renting vs. buying in terms of long-term net worth and how renters can close the gap. Also, With Valentine’s Day ahead, Clark has good news if you are in the market for jewelry, specifically diamonds. Changes in the marketplace mean deals.    Housing: Bridging The Net Worth Gap: Segment 1 Ask Clark: Segment 2 The Diamond Marketplace: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The median renter in America has a net worth of $10,400. The median homeowner’s net worth is $400,000 Should You Take Your Pension in a Lump Sum or Monthly Payments? What Is a Fiduciary Financial Advisor and Do I Need One? Best Financial Advisors De Beers amasses biggest diamond stockpile since 2008 financial crisis Verizon administrative settlement payments are nowhere near $100. Here's why Should You Respond to Class-Action Lawsuits? How To Sell, Cancel or Get Rid of Your Timeshare Why Vacation Clubs Are Even Worse Than Timeshares Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In today’s episode - Clark has new data on renting vs. buying in terms of long-term net worth and how renters can close the gap. Also, With Valentine’s Day ahead, Clark has good news if you are in the market for jewelry, specifically diamonds. Changes in the marketplace mean deals.   

  • Housing: Bridging The Net Worth Gap: Segment 1
  • Ask Clark: Segment 2
  • The Diamond Marketplace: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1856 01.31.25 Warning: Vacation Rentals / Best Ways To Buy A Vehicle Today - more issues with short term vacation rental sites like VRBO and Airbnb are cropping up. Who should take responsibility when things go wrong? Know what to be aware of and what to do when the place is not as represented. Also - It’s the best of times AND the worst of times to experience buying a vehicle. Some methods are far more consumer focused than others, which can make a huge difference for your wallet. Vacation Rentals: Segment 1 Ask Clark: Segment 2 Modern Car Buying: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How short-term vacation rentals use a decades-old internet law to dodge safety concerns National Registry Of Unclaimed Retirement Benefits How To Find Missing or Lost Retirement Accounts - Clark.com AI Lured Me Into a Car Dealership. That’s Where Things Broke Down Amazon is officially in the online car sales business Why You Should Never Use a Debit Card To Pay for Anything How To Avoid ATM Fees How To Switch Banks in 4 Simple Steps Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 APELLA WEALTH - Advice For Life Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 31 Jan 2025 10:00:00 -0000 full Clark Howard Warning: Vacation Rentals / Best Ways To Buy A Vehicle Today - more issues with short term vacation rental sites like VRBO and Airbnb are cropping up. Who should take responsibility when things go wrong? Know what to be aware of and what to do when the place is not as represented. Also - It’s the best of times AND the worst of times to experience buying a vehicle. Some methods are far more consumer focused than others, which can make a huge difference for your wallet. Vacation Rentals: Segment 1 Ask Clark: Segment 2 Modern Car Buying: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How short-term vacation rentals use a decades-old internet law to dodge safety concerns National Registry Of Unclaimed Retirement Benefits How To Find Missing or Lost Retirement Accounts - Clark.com AI Lured Me Into a Car Dealership. That’s Where Things Broke Down Amazon is officially in the online car sales business Why You Should Never Use a Debit Card To Pay for Anything How To Avoid ATM Fees How To Switch Banks in 4 Simple Steps Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 APELLA WEALTH - Advice For Life Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - more issues with short term vacation rental sites like VRBO and Airbnb are cropping up. Who should take responsibility when things go wrong? Know what to be aware of and what to do when the place is not as represented. Also - It’s the best of times AND the worst of times to experience buying a vehicle. Some methods are far more consumer focused than others, which can make a huge difference for your wallet.

  • Vacation Rentals: Segment 1
  • Ask Clark: Segment 2
  • Modern Car Buying: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


APELLA WEALTH - Advice For Life

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1900 01.29.25 Warning: Individual Stock Trading / Pay Transparency A recent article warns about how the stock market is turning into a casino for many Americans. If you must trade individual stocks, know the hazards, which include capital gains tax. Also today - It’s about to get easier to tell if you are being compensated fairly at work. How new state statutes can work to your advantage. Trading & Betting Addiction: Segment 1 Ask Clark: Segment 2 New Job Listing Laws: Segment 3 Ask Clark: Segment 4 Mentioned on the show: More Men Are Addicted to the ‘Crack Cocaine’ of the Stock Market - WSJ How To Open a Roth IRA 5 Steps To Getting a Good Deal on a Hotel Room How Long Should I Save Pictures of My Car Rental? Most Americans Feel Good About Their Job Security but Not Their Pay New laws are coming for job listings. Many employers aren't prepared Credit Card Car Rental Insurance: What You Need To Know Is Chase Sapphire Reserve® Worth It in 2024? Capital One Venture X Rewards Credit Card: 6 Things To Know The Platinum Card® from American Express Review 2024: Is It Worth It? How To Choose the Best Charities for Your Donations Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 APELLA WEALTH - Advice For Life Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 29 Jan 2025 10:00:00 -0000 full Clark Howard Warning: Individual Stock Trading / Pay Transparency A recent article warns about how the stock market is turning into a casino for many Americans. If you must trade individual stocks, know the hazards, which include capital gains tax. Also today - It’s about to get easier to tell if you are being compensated fairly at work. How new state statutes can work to your advantage. Trading & Betting Addiction: Segment 1 Ask Clark: Segment 2 New Job Listing Laws: Segment 3 Ask Clark: Segment 4 Mentioned on the show: More Men Are Addicted to the ‘Crack Cocaine’ of the Stock Market - WSJ How To Open a Roth IRA 5 Steps To Getting a Good Deal on a Hotel Room How Long Should I Save Pictures of My Car Rental? Most Americans Feel Good About Their Job Security but Not Their Pay New laws are coming for job listings. Many employers aren't prepared Credit Card Car Rental Insurance: What You Need To Know Is Chase Sapphire Reserve® Worth It in 2024? Capital One Venture X Rewards Credit Card: 6 Things To Know The Platinum Card® from American Express Review 2024: Is It Worth It? How To Choose the Best Charities for Your Donations Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 APELLA WEALTH - Advice For Life Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A recent article warns about how the stock market is turning into a casino for many Americans. If you must trade individual stocks, know the hazards, which include capital gains tax. Also today - It’s about to get easier to tell if you are being compensated fairly at work. How new state statutes can work to your advantage.

  • Trading & Betting Addiction: Segment 1
  • Ask Clark: Segment 2
  • New Job Listing Laws: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources



APELLA WEALTH - Advice For Life

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1952 01.28.25 Ask An Advisor With Wes Moss - Is It Ever Too Late To Save for Retirement? and Big Social Security Change for Millions Is It Ever Too Late To Save for Retirement? Fee-only fiduciary financial advisor Wes Moss has an answer, backed by years of research. Also, a major Social Security change in 2025 is set to positively impact nearly three million people. Wes explains everything you need to know, including who will see an increase in their checks. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 28, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP® Read Wes’ 5 Keys To Be a Successful Investor  APELLA WEALTH - Advice For Life Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 Jan 2025 10:00:00 -0000 full Clark Howard Is It Ever Too Late To Save for Retirement? and Big Social Security Change for Millions Is It Ever Too Late To Save for Retirement? Fee-only fiduciary financial advisor Wes Moss has an answer, backed by years of research. Also, a major Social Security change in 2025 is set to positively impact nearly three million people. Wes explains everything you need to know, including who will see an increase in their checks. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 28, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP® Read Wes’ 5 Keys To Be a Successful Investor  APELLA WEALTH - Advice For Life Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Is It Ever Too Late To Save for Retirement? Fee-only fiduciary financial advisor Wes Moss has an answer, backed by years of research. Also, a major Social Security change in 2025 is set to positively impact nearly three million people. Wes explains everything you need to know, including who will see an increase in their checks.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 28, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes: Wes Moss, CFP®

Read Wes’ 5 Keys To Be a Successful Investor 


APELLA WEALTH - Advice For Life

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2140 01.27.25 SAVE More On Airfares / Your Privacy & Vehicle Data Collection When looking for a flight deal, there’s a trick that can save you a lot of money. Clark points to 3 airlines that might not be on your radar, but should be. Also - is your car spying on you? It’s highly likely. And what happens with your data? Clark discusses privacy concerns prevalent today.  New Airlines & Destinations: Segment 1 Ask Clark: Segment 2 Vehicular Spying & Privacy Rights: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: Coming to a Tiny Airport Near You: New Airlines How To Find Cheap Flights in 3 Easy Steps How To Prevent, Report and Repair Identity Theft What Is a Credit Union? / Credit Union vs. Bank: What's the Difference? Submit a complaint | Consumer Financial Protection Bureau How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Should You Get a Store Credit Card? Is your car spying on you? What it means that Tesla shared data in the Las Vegas explosion Best Cash Back Credit Cards With No Annual Fee in 2025 Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 SURFSHARK - Alternative Number: your online identity safeguard POLICYGENIUS - The Simple Way To Buy Insurance APELLA WEALTH - Advice For Life Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 Jan 2025 10:00:00 -0000 full Clark Howard SAVE More On Airfares / Your Privacy & Vehicle Data Collection When looking for a flight deal, there’s a trick that can save you a lot of money. Clark points to 3 airlines that might not be on your radar, but should be. Also - is your car spying on you? It’s highly likely. And what happens with your data? Clark discusses privacy concerns prevalent today.  New Airlines & Destinations: Segment 1 Ask Clark: Segment 2 Vehicular Spying & Privacy Rights: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: Coming to a Tiny Airport Near You: New Airlines How To Find Cheap Flights in 3 Easy Steps How To Prevent, Report and Repair Identity Theft What Is a Credit Union? / Credit Union vs. Bank: What's the Difference? Submit a complaint | Consumer Financial Protection Bureau How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Should You Get a Store Credit Card? Is your car spying on you? What it means that Tesla shared data in the Las Vegas explosion Best Cash Back Credit Cards With No Annual Fee in 2025 Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 SURFSHARK - Alternative Number: your online identity safeguard POLICYGENIUS - The Simple Way To Buy Insurance APELLA WEALTH - Advice For Life Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices When looking for a flight deal, there’s a trick that can save you a lot of money. Clark points to 3 airlines that might not be on your radar, but should be. Also - is your car spying on you? It’s highly likely. And what happens with your data? Clark discusses privacy concerns prevalent today. 

  • New Airlines & Destinations: Segment 1
  • Ask Clark: Segment 2
  • Vehicular Spying & Privacy Rights: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


SURFSHARK - Alternative Number: your online identity safeguard

POLICYGENIUS - The Simple Way To Buy Insurance

APELLA WEALTH - Advice For Life

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1866 01.24.25 Clark Answers His Critics on Clark Stinks / Job Change and Your 401(k) Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, how people end up losing money when they change jobs and what you can do about it. Clark Stinks: Segments 1 & 2 401(k)s And Changing Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Do I Really Need To Put Premium Gasoline in My Vehicle? [The Washington Post] New job? You may be leaving behind thousands in 401(k) savings. Changing Jobs? Don’t Make This Costly Retirement Mistake How to Start Investing: 10 Steps for Beginners How To Open a Roth IRA Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 Jan 2025 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Job Change and Your 401(k) Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, how people end up losing money when they change jobs and what you can do about it. Clark Stinks: Segments 1 & 2 401(k)s And Changing Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Do I Really Need To Put Premium Gasoline in My Vehicle? [The Washington Post] New job? You may be leaving behind thousands in 401(k) savings. Changing Jobs? Don’t Make This Costly Retirement Mistake How to Start Investing: 10 Steps for Beginners How To Open a Roth IRA Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, how people end up losing money when they change jobs and what you can do about it.

  • Clark Stinks: Segments 1 & 2
  • 401(k)s And Changing Jobs: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1928 01.22.25 A Warning About Shopping Online / The Risks Of Public Internet Today - Consumer spending has steadily become a larger part of the economy over the years. Tech and the ability to shop online has made the problem of shopping addiction substantially worse. Clark shares some simple steps you can take to avoid overspending online. Speaking of the internet - Clark has changed the way he goes online when away from home. You’ll want to hear his recommendations to protect your privacy and your money. Shopping Triggers: Segment 1 Ask Clark: Segment 2 Public Wi-Fi Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Biggest Money Mistakes To Avoid in 2025 Why Clark Says It's Time To Dump I Bonds Why You Might Be Paying Your Credit Card Bills All Wrong Best Phone Plans: Get Exactly What You Want at the Cheapest Price Best Unlimited Data Plans in 2024: Starting at $25 for One Line The Best Unlimited Hotspot Plans The Best International Phone Plans Google Fi Review: My Experience as a Five-Year Customer (Pros and Cons) What Is a 403(b) and How Does It Work? How To Find and Choose a Financial Advisor How Much Does a Financial Advisor Cost? What Is a Fiduciary Financial Advisor and Do I Need One? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 Jan 2025 10:00:00 -0000 full Clark Howard A Warning About Shopping Online / The Risks Of Public Internet Today - Consumer spending has steadily become a larger part of the economy over the years. Tech and the ability to shop online has made the problem of shopping addiction substantially worse. Clark shares some simple steps you can take to avoid overspending online. Speaking of the internet - Clark has changed the way he goes online when away from home. You’ll want to hear his recommendations to protect your privacy and your money. Shopping Triggers: Segment 1 Ask Clark: Segment 2 Public Wi-Fi Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Biggest Money Mistakes To Avoid in 2025 Why Clark Says It's Time To Dump I Bonds Why You Might Be Paying Your Credit Card Bills All Wrong Best Phone Plans: Get Exactly What You Want at the Cheapest Price Best Unlimited Data Plans in 2024: Starting at $25 for One Line The Best Unlimited Hotspot Plans The Best International Phone Plans Google Fi Review: My Experience as a Five-Year Customer (Pros and Cons) What Is a 403(b) and How Does It Work? How To Find and Choose a Financial Advisor How Much Does a Financial Advisor Cost? What Is a Fiduciary Financial Advisor and Do I Need One? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - Consumer spending has steadily become a larger part of the economy over the years. Tech and the ability to shop online has made the problem of shopping addiction substantially worse. Clark shares some simple steps you can take to avoid overspending online. Speaking of the internet - Clark has changed the way he goes online when away from home. You’ll want to hear his recommendations to protect your privacy and your money.

  • Shopping Triggers: Segment 1
  • Ask Clark: Segment 2
  • Public Wi-Fi Warning: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1796 01.21.25 Ask An Advisor With Wes Moss - Why Successful Investors Buy Stocks (Mostly) and Stock Market FOMO According to research, the median happy retiree needs $700,000 to get to retirement. But how do you get there? That’s where stocks come in. In this episode of Ask an Advisor, fee-only fiduciary financial advisor Wes Moss explains why stocks (mostly) are so important to your portfolio and the “dry powder” you need to stay confident in the market. Later in the show, Wes talks about FOMO (fear of missing out) Freddy and why you should ignore him at all costs when looking at your investments. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 21, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP® Read Wes’ 5 Keys To Be a Successful Investor  Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Jan 2025 10:00:00 -0000 full Clark Howard Why Successful Investors Buy Stocks (Mostly) and Stock Market FOMO According to research, the median happy retiree needs $700,000 to get to retirement. But how do you get there? That’s where stocks come in. In this episode of Ask an Advisor, fee-only fiduciary financial advisor Wes Moss explains why stocks (mostly) are so important to your portfolio and the “dry powder” you need to stay confident in the market. Later in the show, Wes talks about FOMO (fear of missing out) Freddy and why you should ignore him at all costs when looking at your investments. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 21, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP® Read Wes’ 5 Keys To Be a Successful Investor  Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices According to research, the median happy retiree needs $700,000 to get to retirement. But how do you get there? That’s where stocks come in. In this episode of Ask an Advisor, fee-only fiduciary financial advisor Wes Moss explains why stocks (mostly) are so important to your portfolio and the “dry powder” you need to stay confident in the market. Later in the show, Wes talks about FOMO (fear of missing out) Freddy and why you should ignore him at all costs when looking at your investments.

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 21, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes: Wes Moss, CFP®

Read Wes’ 5 Keys To Be a Successful Investor 


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1874 01.17.25 Clark Answers His Critics on Clark Stinks / Maximize Your Savings Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - what a lawsuit against Ameriprise can teach us all about saving and investing. Clark Stinks: Segments 1 & 2 Savings Rate Rip Offs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are Extended Warranties Ever Worth It? Should You Buy an Extended Warranty for Your TV? Travel Insurance Checklist: 5 Types of Coverage To Consider 4 Things To Know Before You Buy a Digital TV Antenna T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Best Credit Cards for Students: Top Picks for 2024 Barrons: Ameriprise Asks Judge to Toss Clients’ Cash-Sweep Lawsuit 17 of the Best High-Yield Online Savings Accounts in January 2025 High-Yield Savings Account (HYSA) Calculator MyCredit Guide - American Express Submit a complaint | Consumer Financial Protection Bureau What Is a 403(b) and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Jan 2025 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Maximize Your Savings Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - what a lawsuit against Ameriprise can teach us all about saving and investing. Clark Stinks: Segments 1 & 2 Savings Rate Rip Offs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are Extended Warranties Ever Worth It? Should You Buy an Extended Warranty for Your TV? Travel Insurance Checklist: 5 Types of Coverage To Consider 4 Things To Know Before You Buy a Digital TV Antenna T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Best Credit Cards for Students: Top Picks for 2024 Barrons: Ameriprise Asks Judge to Toss Clients’ Cash-Sweep Lawsuit 17 of the Best High-Yield Online Savings Accounts in January 2025 High-Yield Savings Account (HYSA) Calculator MyCredit Guide - American Express Submit a complaint | Consumer Financial Protection Bureau What Is a 403(b) and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - what a lawsuit against Ameriprise can teach us all about saving and investing.

  • Clark Stinks: Segments 1 & 2
  • Savings Rate Rip Offs: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1965 01.15.25 A Plan For Credit Card Debt / Direct & Free Tax Filing Many Americans are stressed about spending decisions made over the holidays as the credit card bills roll in. Today, a Clark smart assignment for dealing with debt. Also rolling in soon are tax documents. Clark has advice on tax preparation, free filing, and more.  Credit Card Debt: Segment 1 Ask Clark: Segment 2 This Tax Season: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 2024 Credit Card Debt Elimination Strategy Why You Might Be Paying Your Credit Card Bills All Wrong What Is FedNow? IRS Direct File Expands to Millions More Taxpayers 8 Free Federal and State Tax Filing Services for 2025 IRS Tax-Refund Checks Keep Getting Stolen in the Mail - WSJ Tax Software vs a Tax Professional: Which Should You Choose? Clark.com - When Should You Get an Accountant To Do Your Taxes? Why Did My Credit Score Drop? 4 Ways To Get Your Free Credit Score What Is a Good Credit Score? BBB-File a Complaint Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 Jan 2025 10:00:00 -0000 full Clark Howard A Plan For Credit Card Debt / Direct & Free Tax Filing Many Americans are stressed about spending decisions made over the holidays as the credit card bills roll in. Today, a Clark smart assignment for dealing with debt. Also rolling in soon are tax documents. Clark has advice on tax preparation, free filing, and more.  Credit Card Debt: Segment 1 Ask Clark: Segment 2 This Tax Season: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 2024 Credit Card Debt Elimination Strategy Why You Might Be Paying Your Credit Card Bills All Wrong What Is FedNow? IRS Direct File Expands to Millions More Taxpayers 8 Free Federal and State Tax Filing Services for 2025 IRS Tax-Refund Checks Keep Getting Stolen in the Mail - WSJ Tax Software vs a Tax Professional: Which Should You Choose? Clark.com - When Should You Get an Accountant To Do Your Taxes? Why Did My Credit Score Drop? 4 Ways To Get Your Free Credit Score What Is a Good Credit Score? BBB-File a Complaint Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Many Americans are stressed about spending decisions made over the holidays as the credit card bills roll in. Today, a Clark smart assignment for dealing with debt. Also rolling in soon are tax documents. Clark has advice on tax preparation, free filing, and more. 

  • Credit Card Debt: Segment 1
  • Ask Clark: Segment 2
  • This Tax Season: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1965 01.14.25 Ask An Advisor With Wes Moss - 10 Things Investors Should Watch Out For in 2025 What does 2025 hold for investors? On this episode of Ask an Advisor, fee-only fiduciary financial advisor Wes Moss breaks down 10 things investors should watch out for in 2025. Should we worry about tariffs? Will the market be more volatile? Can we expect a bull or bear market? You don’t want to miss these valuable insights and more to help you prepare for the year ahead! 10 Things Investors Should Watch Out For in 2025 Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 14, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP®   Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Jan 2025 10:00:00 -0000 full Clark Howard 10 Things Investors Should Watch Out For in 2025 What does 2025 hold for investors? On this episode of Ask an Advisor, fee-only fiduciary financial advisor Wes Moss breaks down 10 things investors should watch out for in 2025. Should we worry about tariffs? Will the market be more volatile? Can we expect a bull or bear market? You don’t want to miss these valuable insights and more to help you prepare for the year ahead! 10 Things Investors Should Watch Out For in 2025 Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 14, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes: Wes Moss, CFP®   Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices What does 2025 hold for investors? On this episode of Ask an Advisor, fee-only fiduciary financial advisor Wes Moss breaks down 10 things investors should watch out for in 2025. Should we worry about tariffs? Will the market be more volatile? Can we expect a bull or bear market? You don’t want to miss these valuable insights and more to help you prepare for the year ahead! 10 Things Investors Should Watch Out For in 2025

Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 14, 2025, Ask an Advisor episode of the Clark Howard podcast.

Submit your questions at clark.com/ask.

We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments!

Learn more about Wes: Wes Moss, CFP®

 

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2762 01.13.25 Booking Spring & Summer Travel / Amazon Brushing Scams January is not only a bargain month to travel, but also brings deals for spring and summer travel. But when shopping travel options, things aren’t always as they appear.  Clark tells you what to look out for when booking flights, cruises, hotels and car rentals  Also - do you know what an Amazon “brushing” scam is? Clark explains this “gift that you don’t want.” Summer Travel: Segment 1 Ask Clark: Segment 2 Amazon Brushing Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Travel Archives - Clark Deals  /  Travel Archives - Clark Howard Auto Europe: Cheap Car Rentals from $6/day! Best Rate Guarantee Rentalcars.com: Cheap Car Rental, Price Match Guarantee Cheapest Way to Rent a Car: Expert Tips When Should You Get an Accountant To Do Your Taxes? What Is a Roth 401(k) and How Does It Work? 5 Best Robo-Advisors in 2024 What Is a Fiduciary Financial Advisor and Do I Need One? Amazon Scam Warning: Beware of Deliveries You Didn’t Order Automatic Bill Pay: How It Works and How To Do It Safely Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Jan 2025 10:00:00 -0000 full Clark Howard Booking Spring & Summer Travel / Amazon Brushing Scams January is not only a bargain month to travel, but also brings deals for spring and summer travel. But when shopping travel options, things aren’t always as they appear.  Clark tells you what to look out for when booking flights, cruises, hotels and car rentals  Also - do you know what an Amazon “brushing” scam is? Clark explains this “gift that you don’t want.” Summer Travel: Segment 1 Ask Clark: Segment 2 Amazon Brushing Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Travel Archives - Clark Deals  /  Travel Archives - Clark Howard Auto Europe: Cheap Car Rentals from $6/day! Best Rate Guarantee Rentalcars.com: Cheap Car Rental, Price Match Guarantee Cheapest Way to Rent a Car: Expert Tips When Should You Get an Accountant To Do Your Taxes? What Is a Roth 401(k) and How Does It Work? 5 Best Robo-Advisors in 2024 What Is a Fiduciary Financial Advisor and Do I Need One? Amazon Scam Warning: Beware of Deliveries You Didn’t Order Automatic Bill Pay: How It Works and How To Do It Safely Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices January is not only a bargain month to travel, but also brings deals for spring and summer travel. But when shopping travel options, things aren’t always as they appear.  Clark tells you what to look out for when booking flights, cruises, hotels and car rentals  Also - do you know what an Amazon “brushing” scam is? Clark explains this “gift that you don’t want.”

  • Summer Travel: Segment 1
  • Ask Clark: Segment 2
  • Amazon Brushing Scams: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1916 01.10.25 Clark Answers His Critics on Clark Stinks / Find Your Best Phone Plan Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - cell phone companies tend to make their plan offers deliberately confusing. Clark offers resources to cut through the hype and zero in on the plan that is best for you, while potentially saving you hundreds of dollars per year. Clark Stinks: Segments 1 & 2 Back To Basics: Cell Phone Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Deals - Today's Best Deals of the Day Why I Think Medicare Advantage Plans Stink - Clark Howard What Are Index Funds? // What Is an ETF? 3 Ways To Get a Free VIN Check Before Buying a Used Car Phone Plan Finder – Find and Compare Phone Plans - Clark.com Best Phone Plans: Get Exactly What You Want at the Cheapest Price 11 New Cell Phone Deals in January Amazon Haul: 4 Things To Know Before You Shop Should I Sell My House on My Own or Through a Real Estate Agent? How to Shop for Lower Car Insurance Best And Worst Homeowners Insurance Companies Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 Jan 2025 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Find Your Best Phone Plan Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - cell phone companies tend to make their plan offers deliberately confusing. Clark offers resources to cut through the hype and zero in on the plan that is best for you, while potentially saving you hundreds of dollars per year. Clark Stinks: Segments 1 & 2 Back To Basics: Cell Phone Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Deals - Today's Best Deals of the Day Why I Think Medicare Advantage Plans Stink - Clark Howard What Are Index Funds? // What Is an ETF? 3 Ways To Get a Free VIN Check Before Buying a Used Car Phone Plan Finder – Find and Compare Phone Plans - Clark.com Best Phone Plans: Get Exactly What You Want at the Cheapest Price 11 New Cell Phone Deals in January Amazon Haul: 4 Things To Know Before You Shop Should I Sell My House on My Own or Through a Real Estate Agent? How to Shop for Lower Car Insurance Best And Worst Homeowners Insurance Companies Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - cell phone companies tend to make their plan offers deliberately confusing. Clark offers resources to cut through the hype and zero in on the plan that is best for you, while potentially saving you hundreds of dollars per year.

  • Clark Stinks: Segments 1 & 2
  • Back To Basics: Cell Phone Plans: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2051 01.08.25 New Year, New Job / Your Longevity A new survey finds that half of all workers are basically miserable. Are you thinking about getting a new job this year? There are some great ways to receive additional training for free to up your skill set. Also, you can do something absolutely free to improve your health and lengthen your life.   2025 Employment: Segment 1 Ask Clark: Segment 2 Rise & Thrive: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The share of US workers who are “thriving” has fallen to a record low These 4 fantastic sites offer more than 17,000 free online courses Military and Veterans Guide: Free Resources for Your Finances Why Clark Howard Is So Excited About His Wedding Band NYTimes: Why Sitting All Day May Shorten Your Life What's the Best Way To Donate to a Charity? Clark Howard: My 7 Rules for Using Credit Cards  Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 08 Jan 2025 10:00:00 -0000 full Clark Howard New Year, New Job / Your Longevity A new survey finds that half of all workers are basically miserable. Are you thinking about getting a new job this year? There are some great ways to receive additional training for free to up your skill set. Also, you can do something absolutely free to improve your health and lengthen your life.   2025 Employment: Segment 1 Ask Clark: Segment 2 Rise & Thrive: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The share of US workers who are “thriving” has fallen to a record low These 4 fantastic sites offer more than 17,000 free online courses Military and Veterans Guide: Free Resources for Your Finances Why Clark Howard Is So Excited About His Wedding Band NYTimes: Why Sitting All Day May Shorten Your Life What's the Best Way To Donate to a Charity? Clark Howard: My 7 Rules for Using Credit Cards  Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A new survey finds that half of all workers are basically miserable. Are you thinking about getting a new job this year? There are some great ways to receive additional training for free to up your skill set. Also, you can do something absolutely free to improve your health and lengthen your life.  

  • 2025 Employment: Segment 1
  • Ask Clark: Segment 2
  • Rise & Thrive: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1693 01.07.24 Ask An Advisor With Wes Moss - 5 Keys To Successful Investing Saving for retirement is largely our own responsibility as individuals. As we live longer, we have a lot of time in retirement to prepare for. Plus, events in the world can be complicated which can make investing a nerve-wracking decision. Fortunately, there are basic core pillars and strategies that successful investors share. In this episode of Ask an Advisor, fee-only fiduciary financial advisor Wes Moss breaks down the five fundamental keys of successful investors to help you better navigate the path to achieving financial freedom and reaching your retirement goals. In the second half of the show, Wes takes a deep dive into one of the pillars: planning. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 7, 2025, Ask an Advisor episode. Submit your questions at clark.com/ask. We hope you enjoy the first of our weekly Ask An Advisor episodes, with Christa and Wes going deeper on investing and retirement savings. Let us know what you think in the comments! Learn more about Wes, our newest member of Team Clark: Capital Investment Advisors Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 Jan 2025 10:00:00 -0000 full Clark Howard Ask An Advisor With Wes Moss - 5 Keys To Successful Investing Saving for retirement is largely our own responsibility as individuals. As we live longer, we have a lot of time in retirement to prepare for. Plus, events in the world can be complicated which can make investing a nerve-wracking decision. Fortunately, there are basic core pillars and strategies that successful investors share. In this episode of Ask an Advisor, fee-only fiduciary financial advisor Wes Moss breaks down the five fundamental keys of successful investors to help you better navigate the path to achieving financial freedom and reaching your retirement goals. In the second half of the show, Wes takes a deep dive into one of the pillars: planning. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 7, 2025, Ask an Advisor episode. Submit your questions at clark.com/ask. We hope you enjoy the first of our weekly Ask An Advisor episodes, with Christa and Wes going deeper on investing and retirement savings. Let us know what you think in the comments! Learn more about Wes, our newest member of Team Clark: Capital Investment Advisors Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Saving for retirement is largely our own responsibility as individuals. As we live longer, we have a lot of time in retirement to prepare for. Plus, events in the world can be complicated which can make investing a nerve-wracking decision. Fortunately, there are basic core pillars and strategies that successful investors share.

In this episode of Ask an Advisor, fee-only fiduciary financial advisor Wes Moss breaks down the five fundamental keys of successful investors to help you better navigate the path to achieving financial freedom and reaching your retirement goals.

In the second half of the show, Wes takes a deep dive into one of the pillars: planning.

Plus, Christa shares your #AskWes questions and Wes gives his take.

All this and more on the January 7, 2025, Ask an Advisor episode.

Submit your questions at clark.com/ask.

We hope you enjoy the first of our weekly Ask An Advisor episodes, with Christa and Wes going deeper on investing and retirement savings.

Let us know what you think in the comments!

Learn more about Wes, our newest member of Team Clark:

Capital Investment Advisors Wes Moss, CFP®


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2288 01.06.25 Timeshares - Vacation Clubs / Teaching The Value Of Money Today, something we receive many calls about at our Team Clark Consumer Action Center - timeshares. Clark explains why timeshares & their latest incarnation - vacation clubs are defective by design. Also - teaching kids about money can be a real challenge, and allowance can play a big role in teaching kids that money is a finite commodity.  Beware “Vacation Clubs”: Segment 1 Ask Clark: Segment 2 Teaching Deferred Gratification: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why Vacation Clubs Are Even Worse Than Timeshares NYTimes: Lured by Luxury Vacations, They Were Stuck With Debt How To Sell, Cancel or Get Rid of Your Timeshare 12 Common Amazon Scams To Avoid Amazon Scam Warning: Beware of Deliveries You Didn't Order 3 Places You Should Never Invest Your Money Why Clark Howard Wants You to Set Up a 'Financial Chromebook' How to Teach Young Kids About Money Cash Back Credit Card Tool - Clark.com Best 2% Cash Back Credit Cards: 11 Options for 2025 6 Things To Know and Do Before You Deal With a Home Insurance Claims Adjuster Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 Jan 2025 10:00:00 -0000 full Clark Howard Timeshares - Vacation Clubs / Teaching The Value Of Money Today, something we receive many calls about at our Team Clark Consumer Action Center - timeshares. Clark explains why timeshares & their latest incarnation - vacation clubs are defective by design. Also - teaching kids about money can be a real challenge, and allowance can play a big role in teaching kids that money is a finite commodity.  Beware “Vacation Clubs”: Segment 1 Ask Clark: Segment 2 Teaching Deferred Gratification: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why Vacation Clubs Are Even Worse Than Timeshares NYTimes: Lured by Luxury Vacations, They Were Stuck With Debt How To Sell, Cancel or Get Rid of Your Timeshare 12 Common Amazon Scams To Avoid Amazon Scam Warning: Beware of Deliveries You Didn't Order 3 Places You Should Never Invest Your Money Why Clark Howard Wants You to Set Up a 'Financial Chromebook' How to Teach Young Kids About Money Cash Back Credit Card Tool - Clark.com Best 2% Cash Back Credit Cards: 11 Options for 2025 6 Things To Know and Do Before You Deal With a Home Insurance Claims Adjuster Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, something we receive many calls about at our Team Clark Consumer Action Center - timeshares. Clark explains why timeshares & their latest incarnation - vacation clubs are defective by design. Also - teaching kids about money can be a real challenge, and allowance can play a big role in teaching kids that money is a finite commodity. 

  • Beware “Vacation Clubs”: Segment 1
  • Ask Clark: Segment 2
  • Teaching Deferred Gratification: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1944 01.03.25 SAVE MORE On Streaming / Gift Returns & January Deals Happy New Year! Clark starts off 2025 with advice that can help you save money throughout the entire year. Clark Stinks will be back next week. Also today, what to know about making returns on some of those holiday items you may not want to keep. SPEND LESS On Streaming Services: Segment 1 Ask Clark: Segment 2 Holiday Returns: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Live TV Streaming Services: Compare Top Picks for 2025 Best Free Streaming Services in 2025: Movies and TV for Cord Cutters  Streaming TV Tool: Find Cheapest Way to Stream Your Favorite TV Channels 4 Things To Know Before You Buy a Digital TV Antenna PBS and Amazon to Launch Local PBS Stations and PBS KIDS FAST Channels Study: The 10 Best New Cars for the Money How to Shop for Lower Car Insurance Best Auto Insurance Companies and Some of the Worst The Platinum Card® from American Express Review Capital One Venture X Rewards Credit Card Travel Insurance Checklist: 5 Types of Coverage To Consider Travel Insurance: What You Need To Know Before You Buy 13 Secret Saving Hacks at Costco, Sam's Club and BJ's Wholesale Clark Deals - Today's Best Deals of the Day What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor How To Find a Trustworthy Mechanic Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Jan 2025 10:00:00 -0000 full Clark Howard SAVE MORE On Streaming / Gift Returns & January Deals Happy New Year! Clark starts off 2025 with advice that can help you save money throughout the entire year. Clark Stinks will be back next week. Also today, what to know about making returns on some of those holiday items you may not want to keep. SPEND LESS On Streaming Services: Segment 1 Ask Clark: Segment 2 Holiday Returns: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Live TV Streaming Services: Compare Top Picks for 2025 Best Free Streaming Services in 2025: Movies and TV for Cord Cutters  Streaming TV Tool: Find Cheapest Way to Stream Your Favorite TV Channels 4 Things To Know Before You Buy a Digital TV Antenna PBS and Amazon to Launch Local PBS Stations and PBS KIDS FAST Channels Study: The 10 Best New Cars for the Money How to Shop for Lower Car Insurance Best Auto Insurance Companies and Some of the Worst The Platinum Card® from American Express Review Capital One Venture X Rewards Credit Card Travel Insurance Checklist: 5 Types of Coverage To Consider Travel Insurance: What You Need To Know Before You Buy 13 Secret Saving Hacks at Costco, Sam's Club and BJ's Wholesale Clark Deals - Today's Best Deals of the Day What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor How To Find a Trustworthy Mechanic Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy New Year! Clark starts off 2025 with advice that can help you save money throughout the entire year. Clark Stinks will be back next week. Also today, what to know about making returns on some of those holiday items you may not want to keep.

  • SPEND LESS On Streaming Services: Segment 1
  • Ask Clark: Segment 2
  • Holiday Returns: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2014 12.31.24 BEST OF: Become A Price Negotiator / Warning: Dietary Supplements & Protein Powders Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. Only 1 in 4 people realize you can negotiate on items you think come at a fixed price. You can negotiate everything from the price of a new car to your cable bill to large appliances. Also, social media is full of pitches selling supplements and powders with claims they can improve your health and change your life. Not so fast. What you need to know about dietary supplements.  Price Negotiation: Segment 1 Ask Clark: Segment 2 Warning: Dietary Supplements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: A Guide To Negotiating For Cars, TV Bills, Home Renos And More Is It Worth Buying High-End Appliances? Here's How Long Your Home Appliances Should Last The best time and place to buy appliances Submit a complaint | Consumer Financial Protection Bureau Dietary supplements and protein powders fall under a ‘wild west’ of unregulated products that necessitate caveats and caution — The Conversation How To Avoid Fraud With Herbal Supplements ConsumerLab.com /  NSF International /  U.S. Pharmacopeia Consumer Federation of America Life Insurance Rate of Return Service How To Find and Claim Missing Money in Your Name Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 31 Dec 2024 10:00:00 -0000 full Clark Howard BEST OF: Become A Price Negotiator / Warning: Dietary Supplements & Protein Powders Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. Only 1 in 4 people realize you can negotiate on items you think come at a fixed price. You can negotiate everything from the price of a new car to your cable bill to large appliances. Also, social media is full of pitches selling supplements and powders with claims they can improve your health and change your life. Not so fast. What you need to know about dietary supplements.  Price Negotiation: Segment 1 Ask Clark: Segment 2 Warning: Dietary Supplements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: A Guide To Negotiating For Cars, TV Bills, Home Renos And More Is It Worth Buying High-End Appliances? Here's How Long Your Home Appliances Should Last The best time and place to buy appliances Submit a complaint | Consumer Financial Protection Bureau Dietary supplements and protein powders fall under a ‘wild west’ of unregulated products that necessitate caveats and caution — The Conversation How To Avoid Fraud With Herbal Supplements ConsumerLab.com /  NSF International /  U.S. Pharmacopeia Consumer Federation of America Life Insurance Rate of Return Service How To Find and Claim Missing Money in Your Name Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd.

Only 1 in 4 people realize you can negotiate on items you think come at a fixed price. You can negotiate everything from the price of a new car to your cable bill to large appliances. Also, social media is full of pitches selling supplements and powders with claims they can improve your health and change your life. Not so fast. What you need to know about dietary supplements. 

  • Price Negotiation: Segment 1
  • Ask Clark: Segment 2
  • Warning: Dietary Supplements: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2023 12.30.24 BEST OF: The Magic Number For Retirement / Investing: A Cautionary Tale Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. How do we determine our “magic number” - the amount we need to retire? Clark weighs in on the debate about how much it takes to be financially secure, and how to start and keep making progress. Also today -private placements, hedge funds, limited partnerships, private equity - beware of this type of non-traditional investment “opportunity”. Even when they’re legit, there’s no liquidity, and extremely high expenses. It pays to know why you need to avoid investing with anyone who is not a fiduciary. How Much Do You Need To Retire: Segment 1 Ask Clark: Segment 2 Risky Investment Pitches: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Much Do You Need To Retire? How to Start Investing: 10 Steps (Clark.com) How To Save Money: Spend Less & Build Your Savings Warning: Here’s What Those Debt Settlement Companies Don’t Tell You Clark Howard's 2024 Credit Card Debt Elimination Strategy 6 Things To Know Before Contacting the National Foundation for Credit Counseling Best 529 College Savings Plans By State How To Open a Roth IRA The AJC: Atlanta hedge fund manager charged in $10M fraud scheme Best Financial Advisors in 2024 Should You Make Your Child an Authorized User on Your Credit Card? Best Credit Cards for Students: Top Picks for 2024 Travel Archives - Clark Howard 4 Ways To Get Your Free Credit Score Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Dec 2024 10:00:00 -0000 full Clark Howard BEST OF: The Magic Number For Retirement / Investing: A Cautionary Tale Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. How do we determine our “magic number” - the amount we need to retire? Clark weighs in on the debate about how much it takes to be financially secure, and how to start and keep making progress. Also today -private placements, hedge funds, limited partnerships, private equity - beware of this type of non-traditional investment “opportunity”. Even when they’re legit, there’s no liquidity, and extremely high expenses. It pays to know why you need to avoid investing with anyone who is not a fiduciary. How Much Do You Need To Retire: Segment 1 Ask Clark: Segment 2 Risky Investment Pitches: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Much Do You Need To Retire? How to Start Investing: 10 Steps (Clark.com) How To Save Money: Spend Less & Build Your Savings Warning: Here’s What Those Debt Settlement Companies Don’t Tell You Clark Howard's 2024 Credit Card Debt Elimination Strategy 6 Things To Know Before Contacting the National Foundation for Credit Counseling Best 529 College Savings Plans By State How To Open a Roth IRA The AJC: Atlanta hedge fund manager charged in $10M fraud scheme Best Financial Advisors in 2024 Should You Make Your Child an Authorized User on Your Credit Card? Best Credit Cards for Students: Top Picks for 2024 Travel Archives - Clark Howard 4 Ways To Get Your Free Credit Score Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd.

How do we determine our “magic number” - the amount we need to retire? Clark weighs in on the debate about how much it takes to be financially secure, and how to start and keep making progress. Also today -private placements, hedge funds, limited partnerships, private equity - beware of this type of non-traditional investment “opportunity”. Even when they’re legit, there’s no liquidity, and extremely high expenses. It pays to know why you need to avoid investing with anyone who is not a fiduciary.

  • How Much Do You Need To Retire: Segment 1
  • Ask Clark: Segment 2
  • Risky Investment Pitches: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2071 12.27.24 BEST OF: Clark Answers His Critics on Clark Stinks / Paying For Adult Children Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, we’ve talked about the cost of college, and how it can hamper parents saving for their own retirement. But what about supporting adult children post-college age? Clark shares some concerning stats. What’s your take? We have a popular thread on our free Clark.com Community on this topic, linked here and we invite you to share thoughts on financially supporting adult children. Clark Stinks: Segments 1 & 2 Paying For Adult Children: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Streaming TV - Clark.com Do I Really Need To Put Premium Gasoline in My Vehicle? How to Get Your Kids to Step Off the Gravy Train 60% of Parents Pay Bills For Adult Children. Do You? When it’s time to financially cut off your adult children Clark.com Community - What is the appropriate age to wean your child off your financial support? And how much money should you give an adult child if any? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 27 Dec 2024 10:00:00 -0000 full Clark Howard BEST OF: Clark Answers His Critics on Clark Stinks / Paying For Adult Children Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, we’ve talked about the cost of college, and how it can hamper parents saving for their own retirement. But what about supporting adult children post-college age? Clark shares some concerning stats. What’s your take? We have a popular thread on our free Clark.com Community on this topic, linked here and we invite you to share thoughts on financially supporting adult children. Clark Stinks: Segments 1 & 2 Paying For Adult Children: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Streaming TV - Clark.com Do I Really Need To Put Premium Gasoline in My Vehicle? How to Get Your Kids to Step Off the Gravy Train 60% of Parents Pay Bills For Adult Children. Do You? When it’s time to financially cut off your adult children Clark.com Community - What is the appropriate age to wean your child off your financial support? And how much money should you give an adult child if any? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd.

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, we’ve talked about the cost of college, and how it can hamper parents saving for their own retirement. But what about supporting adult children post-college age? Clark shares some concerning stats. What’s your take? We have a popular thread on our free Clark.com Community on this topic, linked here and we invite you to share thoughts on financially supporting adult children.

  • Clark Stinks: Segments 1 & 2
  • Paying For Adult Children: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2052 12.26.24 BEST OF: Relocation: Rent Before You Buy / SAVE MORE On Clothing Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. Clark recommends renting in a new city or state before you buy there, and has a great example of why to share with you. Also, Clark is very happy to report that the used clothing market is growing 7 times faster in the U.S. than the new market. Buying used is a great way to Spend Less! Rent Before Buying In New Locale: Segment 1 Ask Clark: Segment 2 Secondhand Clothing A WIN: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New York Post: Florida transplants fleeing in droves over relentless heat, damaging hurricanes The home insurance market is crumbling. These owners are paying the price The $10 Travel Essential Clark Howard Always Packs 5 Best Robo-Advisors in 2023 Who Should Use a Robo-Advisor? Secondhand clothing stores are red hot as consumers look to save money Clark.com - CELL PHONES Best Investment Companies for Investors in 2024 10 Best Free Checking Accounts in April 2024 Fidelity Investments Review 2023: Pros & Cons Team Clark Guarantee - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 26 Dec 2024 10:00:00 -0000 full Clark Howard Relocation: Rent Before You Buy / SAVE MORE On Clothing Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. Clark recommends renting in a new city or state before you buy there, and has a great example of why to share with you. Also, Clark is very happy to report that the used clothing market is growing 7 times faster in the U.S. than the new market. Buying used is a great way to Spend Less! Rent Before Buying In New Locale: Segment 1 Ask Clark: Segment 2 Secondhand Clothing A WIN: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New York Post: Florida transplants fleeing in droves over relentless heat, damaging hurricanes The home insurance market is crumbling. These owners are paying the price The $10 Travel Essential Clark Howard Always Packs 5 Best Robo-Advisors in 2023 Who Should Use a Robo-Advisor? Secondhand clothing stores are red hot as consumers look to save money Clark.com - CELL PHONES Best Investment Companies for Investors in 2024 10 Best Free Checking Accounts in April 2024 Fidelity Investments Review 2023: Pros & Cons Team Clark Guarantee - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd.

Clark recommends renting in a new city or state before you buy there, and has a great example of why to share with you. Also, Clark is very happy to report that the used clothing market is growing 7 times faster in the U.S. than the new market. Buying used is a great way to Spend Less!

  • Rent Before Buying In New Locale: Segment 1
  • Ask Clark: Segment 2
  • Secondhand Clothing A WIN: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1678 12.24.24 BEST OF: Retail Membership Considerations / Timeshare Scams Get Worse Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. The membership subscription business model has overtaken retailers large and small. Clark compares offerings from Target, Walmart, Amazon and 2 warehouse clubs, with a directive for consumers. Also, as if timeshares aren’t bad enough, organized crime is now getting into the resale scam game. Retail Memberships: Segment 1 Ask Clark: Segment 2 Cartels Target Timeshares: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Barrons: Delivery Is Retail’s New Game. How the Players Stack Up. Target Is Rebranding Its Credit Card Program: What You Should Know Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? How To Manage Your Monthly Subscriptions To Save Money Parent PLUS loans can be a debt trap. Here's a loophole Income-Contingent Repayment (ICR) Income-Driven Repayment Plans What Are the Tax Consequences of Debt Settlement? NYTimes: A Mexican Drug Cartel’s New Target? Seniors and Their Timeshares Clark.com - Timeshares How To Sell, Cancel or Get Rid of Your Timeshare 5 Steps To Getting a Good Deal on a Hotel Room How To Plan a Trip: Clark's Best Travel Tips To Save Money Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 24 Dec 2024 10:00:00 -0000 full Clark Howard BEST OF: Retail Membership Considerations / Timeshare Scams Get Worse Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. The membership subscription business model has overtaken retailers large and small. Clark compares offerings from Target, Walmart, Amazon and 2 warehouse clubs, with a directive for consumers. Also, as if timeshares aren’t bad enough, organized crime is now getting into the resale scam game. Retail Memberships: Segment 1 Ask Clark: Segment 2 Cartels Target Timeshares: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Barrons: Delivery Is Retail’s New Game. How the Players Stack Up. Target Is Rebranding Its Credit Card Program: What You Should Know Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? How To Manage Your Monthly Subscriptions To Save Money Parent PLUS loans can be a debt trap. Here's a loophole Income-Contingent Repayment (ICR) Income-Driven Repayment Plans What Are the Tax Consequences of Debt Settlement? NYTimes: A Mexican Drug Cartel’s New Target? Seniors and Their Timeshares Clark.com - Timeshares How To Sell, Cancel or Get Rid of Your Timeshare 5 Steps To Getting a Good Deal on a Hotel Room How To Plan a Trip: Clark's Best Travel Tips To Save Money Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd.

The membership subscription business model has overtaken retailers large and small. Clark compares offerings from Target, Walmart, Amazon and 2 warehouse clubs, with a directive for consumers. Also, as if timeshares aren’t bad enough, organized crime is now getting into the resale scam game.

  • Retail Memberships: Segment 1
  • Ask Clark: Segment 2
  • Cartels Target Timeshares: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1613 12.23.24 2025 Home Price Projections / The Average 401(k) Balance Today, our last show of the year, Clark looks ahead to where home prices are likely to go in 2025. Also in this episode, Clark shares data on the average 401(k) balance. There’s room for improvement to get better prepared for retirement moving forward. 2025 Home Prices: Segment 1 Ask Clark: Segment 2 401(k) Balances: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Store Your Payment Information Online Virtual Credit Cards: An Online Security Measure Worth Taking? Top 7 Ways To Shop Safely Online This Device Can Help You Avoid an Annoying Car Rental Fee Is a HELOC a Good Idea? The Simple Answer HELOC vs. Home Equity Loan: Similarities and Differences USA TODAY: The average 401(k) balance for ages 55 to 64 may surprise you Invest & Retire - Clark.com Should You Make Your Child an Authorized User on Your Credit Card? What Is Umbrella Insurance and Do You Need It? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Dec 2024 10:00:00 -0000 full Clark Howard 2025 Home Price Projections / The Average 401(k) Balance Today, our last show of the year, Clark looks ahead to where home prices are likely to go in 2025. Also in this episode, Clark shares data on the average 401(k) balance. There’s room for improvement to get better prepared for retirement moving forward. 2025 Home Prices: Segment 1 Ask Clark: Segment 2 401(k) Balances: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Store Your Payment Information Online Virtual Credit Cards: An Online Security Measure Worth Taking? Top 7 Ways To Shop Safely Online This Device Can Help You Avoid an Annoying Car Rental Fee Is a HELOC a Good Idea? The Simple Answer HELOC vs. Home Equity Loan: Similarities and Differences USA TODAY: The average 401(k) balance for ages 55 to 64 may surprise you Invest & Retire - Clark.com Should You Make Your Child an Authorized User on Your Credit Card? What Is Umbrella Insurance and Do You Need It? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, our last show of the year, Clark looks ahead to where home prices are likely to go in 2025. Also in this episode, Clark shares data on the average 401(k) balance. There’s room for improvement to get better prepared for retirement moving forward.

  • 2025 Home Prices: Segment 1
  • Ask Clark: Segment 2
  • 401(k) Balances: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1953 12.20.24 Clark Answers His Critics on Clark Stinks / A USPS Warning Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark is truly concerned about the chaotic state of the United States Postal Service right now. In many regions of the country, people are dealing with serious consequences of delayed or undelivered mail. Know what you can do to protect yourself Clark Stinks: Segments 1 & 2 Unreliable Mail Delivery - Action Required: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Google Fi Review: My Experience as a Five-Year Customer (Pros and Cons) Government Executive: GOP senator to DeJoy: I will 'kill' your plan to reform USPS What Should I Do With My 401(k) at My Old Company? 401(k) Rollover: How To Roll Over a 401(k) What to Do if You're Facing Car Repossession Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 20 Dec 2024 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / A USPS Warning Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark is truly concerned about the chaotic state of the United States Postal Service right now. In many regions of the country, people are dealing with serious consequences of delayed or undelivered mail. Know what you can do to protect yourself Clark Stinks: Segments 1 & 2 Unreliable Mail Delivery - Action Required: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Google Fi Review: My Experience as a Five-Year Customer (Pros and Cons) Government Executive: GOP senator to DeJoy: I will 'kill' your plan to reform USPS What Should I Do With My 401(k) at My Old Company? 401(k) Rollover: How To Roll Over a 401(k) What to Do if You're Facing Car Repossession Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark is truly concerned about the chaotic state of the United States Postal Service right now. In many regions of the country, people are dealing with serious consequences of delayed or undelivered mail. Know what you can do to protect yourself

  • Clark Stinks: Segments 1 & 2
  • Unreliable Mail Delivery - Action Required: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1981 12.19.24 SAVE On Internet Service / American Train Travel One way you may be able to save money is through home Internet service. Do you really need the highest speeds? So many of us overbuy for what we actually need. Also, train travel in the U.S. has lagged behind other developed countries, but that is starting to change. More Internet Speed Than You Need: Segment 1 Ask Clark: Segment 2 American Rail: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Tips To Save Money on Home Internet in 2025 T-Mobile Rolls Out New Pricing for Home Internet Plans Verizon Home Internet: Things To Know Before You Sign Up 1099 Income: Why Prepaying Your Taxes Is More Important Than Ever if You Have a Side Hustle Net Worth Calculator - Clark.com More people are riding Amtrak than ever before, and improvements are on the way Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years 17 of the Best High-Yield Online Savings Accounts in December 2024 Best Online Banks: Free Checking and High-Interest Savings Accounts High-Yield Savings Account (HYSA) Calculator What's the Best Savings Account for a Teenager? Warning: Why You Should Never Buy Visa Gift Cards Clark's Christmas Kids 2024 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 19 Dec 2024 10:00:00 -0000 full Clark Howard SAVE On Internet Service / American Train Travel One way you may be able to save money is through home Internet service. Do you really need the highest speeds? So many of us overbuy for what we actually need. Also, train travel in the U.S. has lagged behind other developed countries, but that is starting to change. More Internet Speed Than You Need: Segment 1 Ask Clark: Segment 2 American Rail: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Tips To Save Money on Home Internet in 2025 T-Mobile Rolls Out New Pricing for Home Internet Plans Verizon Home Internet: Things To Know Before You Sign Up 1099 Income: Why Prepaying Your Taxes Is More Important Than Ever if You Have a Side Hustle Net Worth Calculator - Clark.com More people are riding Amtrak than ever before, and improvements are on the way Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years 17 of the Best High-Yield Online Savings Accounts in December 2024 Best Online Banks: Free Checking and High-Interest Savings Accounts High-Yield Savings Account (HYSA) Calculator What's the Best Savings Account for a Teenager? Warning: Why You Should Never Buy Visa Gift Cards Clark's Christmas Kids 2024 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices One way you may be able to save money is through home Internet service. Do you really need the highest speeds? So many of us overbuy for what we actually need. Also, train travel in the U.S. has lagged behind other developed countries, but that is starting to change.

  • More Internet Speed Than You Need: Segment 1
  • Ask Clark: Segment 2
  • American Rail: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources

Learn more about your ad choices: megaphone.fm/adchoices



Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1826 12.18.24 American Healthcare Needs A Full Rethink / New Employment Challenges The murder of United Healthcare CEO Brian Thompson has created a lot of argument and discussion about healthcare and health insurance. Clark addresses the problems and challenges we face with the U.S. healthcare system including lack of choice, hidden pricing, and consumers being squeezed on cost and denied care. Also - Clark discusses new statistics on how long it is taking many workers to find a new job, and how you should prepare. American Healthcare: Segment 1 Ask Clark: Segment 2 Employment Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: After a shocking shooting, Americans vent feelings about health insurance National Academy of Elder Law Attorneys Home NAELA Why It’s More Important Than Ever To Have an Emergency Fund How Much Money Do I Need in My Emergency Fund? How Much Do You Need To Save a Month To Get $10,000? 17 of the Best High-Yield Online Savings Accounts in December 2024 Is Robinhood Gold Worth It? How To Open a Roth IRA What Is a SIMPLE IRA and How Does It Work? What Is a SEP IRA and Who Is Eligible? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 18 Dec 2024 10:00:00 -0000 full Clark Howard American Healthcare Needs A Full Rethink / New Employment Challenges The murder of United Healthcare CEO Brian Thompson has created a lot of argument and discussion about healthcare and health insurance. Clark addresses the problems and challenges we face with the U.S. healthcare system including lack of choice, hidden pricing, and consumers being squeezed on cost and denied care. Also - Clark discusses new statistics on how long it is taking many workers to find a new job, and how you should prepare. American Healthcare: Segment 1 Ask Clark: Segment 2 Employment Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: After a shocking shooting, Americans vent feelings about health insurance National Academy of Elder Law Attorneys Home NAELA Why It’s More Important Than Ever To Have an Emergency Fund How Much Money Do I Need in My Emergency Fund? How Much Do You Need To Save a Month To Get $10,000? 17 of the Best High-Yield Online Savings Accounts in December 2024 Is Robinhood Gold Worth It? How To Open a Roth IRA What Is a SIMPLE IRA and How Does It Work? What Is a SEP IRA and Who Is Eligible? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The murder of United Healthcare CEO Brian Thompson has created a lot of argument and discussion about healthcare and health insurance. Clark addresses the problems and challenges we face with the U.S. healthcare system including lack of choice, hidden pricing, and consumers being squeezed on cost and denied care. Also - Clark discusses new statistics on how long it is taking many workers to find a new job, and how you should prepare.

  • American Healthcare: Segment 1
  • Ask Clark: Segment 2
  • Employment Update: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2082 12.17.24 Airport Car Theft / The Real Consumer Victory At Supermarkets Auto theft, particularly at airports - has spiked around the country. Holidays travelers are especially at risk, but there is something you can do to keep track of your vehicle. Also today, Albertsons is suing Kroger now that the merger deal has collapsed. Clark discusses how this antitrust ruling matters - or doesn’t - to us as consumers.  Grand Theft Auto: Segment 1 Ask Clark: Segment 2 Supermarket Antitrust Ruling And You: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark's Christmas Kids 2024 How To Find and Claim Missing Money in Your Name How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Chase Sapphire Reserve® vs. Chase Sapphire Preferred® Card Best Travel Credit Cards: Top Rewards Picks for 2025 Do I Need To Unfreeze My Credit To Shop for Car Insurance? What's the Best Savings Account for a Teenager? What Brokerage Do You Recommend for First-Time Investors or Kids? When Should You File a Claim on Your Homeowners Insurance? 10 Things Homeowners Insurance Doesn't Always Cover Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 17 Dec 2024 10:00:00 -0000 full Clark Howard Airport Car Theft / The Real Consumer Victory At Supermarkets Auto theft, particularly at airports - has spiked around the country. Holidays travelers are especially at risk, but there is something you can do to keep track of your vehicle. Also today, Albertsons is suing Kroger now that the merger deal has collapsed. Clark discusses how this antitrust ruling matters - or doesn’t - to us as consumers.  Grand Theft Auto: Segment 1 Ask Clark: Segment 2 Supermarket Antitrust Ruling And You: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark's Christmas Kids 2024 How To Find and Claim Missing Money in Your Name How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Chase Sapphire Reserve® vs. Chase Sapphire Preferred® Card Best Travel Credit Cards: Top Rewards Picks for 2025 Do I Need To Unfreeze My Credit To Shop for Car Insurance? What's the Best Savings Account for a Teenager? What Brokerage Do You Recommend for First-Time Investors or Kids? When Should You File a Claim on Your Homeowners Insurance? 10 Things Homeowners Insurance Doesn't Always Cover Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Auto theft, particularly at airports - has spiked around the country. Holidays travelers are especially at risk, but there is something you can do to keep track of your vehicle. Also today, Albertsons is suing Kroger now that the merger deal has collapsed. Clark discusses how this antitrust ruling matters - or doesn’t - to us as consumers. 

  • Grand Theft Auto: Segment 1
  • Ask Clark: Segment 2
  • Supermarket Antitrust Ruling And You: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1798 12.16.24 SAVE MORE With DIY Repairs / Housing Market Update You CAN DIY - by learning to fix things, even on your own car! Believe it or not, even Clark has been able to do this! Also today, a housing market update including new vs used homes, where people are buying now and why.   Online DIY Repairs: Segment 1 Ask Clark: Segment 2 Moving To Satellite Communities: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ: Would You Fix Your Own Car? These Amateurs Are Trying It. Clark,com - Buying Tires Best Renters Insurance Companies and Ones To Avoid 6 Best Background Check Services Is a HELOC a Good Idea? The Simple Answer What Are Index Funds? / What Is an ETF? Target Date Funds: Clark's Favorite Retirement Investment Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Lenspricer.com Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Dec 2024 10:00:00 -0000 full Clark Howard SAVE MORE With DIY Repairs / Housing Market Update You CAN DIY - by learning to fix things, even on your own car! Believe it or not, even Clark has been able to do this! Also today, a housing market update including new vs used homes, where people are buying now and why.   Online DIY Repairs: Segment 1 Ask Clark: Segment 2 Moving To Satellite Communities: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ: Would You Fix Your Own Car? These Amateurs Are Trying It. Clark,com - Buying Tires Best Renters Insurance Companies and Ones To Avoid 6 Best Background Check Services Is a HELOC a Good Idea? The Simple Answer What Are Index Funds? / What Is an ETF? Target Date Funds: Clark's Favorite Retirement Investment Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Lenspricer.com Learn more about your ad choices. Visit megaphone.fm/adchoices You CAN DIY - by learning to fix things, even on your own car! Believe it or not, even Clark has been able to do this! Also today, a housing market update including new vs used homes, where people are buying now and why.  

  • Online DIY Repairs: Segment 1
  • Ask Clark: Segment 2
  • Moving To Satellite Communities: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Lenspricer.com

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1857 12.13.24 Clark Answers His Critics on Clark Stinks / SAVE On Healthcare Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.   Also today, we spend so much on healthcare in the U.S. with less to show for it. Clark has money saving medical advice, and a recent experience to share. Clark Stinks: Segments 1 & 2 SPEND LESS On Healthcare: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark's Christmas Kids 2024 Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? The Platinum Card® from American Express Review 2024: Is It Worth It? Should I Freeze My Credit With the Other Credit Bureaus? Which Credit Reports Do AT&T, T-Mobile, Sprint, and Verizon Pull? 5 of Clark Howard's Most Extreme Frugal Hacks New lessons from the fight for charity care  /  Dollar For Google Fi Review: My Experience as a Five-Year Customer (Pros and Cons) What Should I Read To Learn More About Investing? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 13 Dec 2024 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / SAVE On Healthcare Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.   Also today, we spend so much on healthcare in the U.S. with less to show for it. Clark has money saving medical advice, and a recent experience to share. Clark Stinks: Segments 1 & 2 SPEND LESS On Healthcare: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark's Christmas Kids 2024 Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? The Platinum Card® from American Express Review 2024: Is It Worth It? Should I Freeze My Credit With the Other Credit Bureaus? Which Credit Reports Do AT&T, T-Mobile, Sprint, and Verizon Pull? 5 of Clark Howard's Most Extreme Frugal Hacks New lessons from the fight for charity care  /  Dollar For Google Fi Review: My Experience as a Five-Year Customer (Pros and Cons) What Should I Read To Learn More About Investing? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.   Also today, we spend so much on healthcare in the U.S. with less to show for it. Clark has money saving medical advice, and a recent experience to share.

  • Clark Stinks: Segments 1 & 2
  • SPEND LESS On Healthcare: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2253 12.12.24 Subscription Wrangling / Estate Planning in 3 Steps Uber’s current trouble with the FTC is a consumer lesson for us all, and a great reminder to take action now to protect your wallet. Also today, Warren Buffet recently gave some important advice about estate planning. Clark shares 3 important steps to take. Your heirs will thank you.  Subscription Maintenance: Segment 1 Ask Clark: Segment 2 Estate Planning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The FTC is investigating Uber over its subscription service HumbleDollar: Home How Long Do You Need To Keep Tax Documents? 17 of the Best High-Yield Online Savings Accounts in December 2024 Dollar Cost Averaging Makes You a Fortune Over Time How To Open a Roth IRA Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know About Is a Safe Deposit Box Really Safe? Why You Need To Talk to Your Family About Your Estate Before You Die Wills & Funerals Archives - Clark Howard Follow Clark Howard's #1 Rule To Travel Cheap The Best International Phone Plans Clark's Christmas Kids 2024 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 12 Dec 2024 10:00:00 -0000 full Clark Howard Subscription Wrangling / Estate Planning in 3 Steps Uber’s current trouble with the FTC is a consumer lesson for us all, and a great reminder to take action now to protect your wallet. Also today, Warren Buffet recently gave some important advice about estate planning. Clark shares 3 important steps to take. Your heirs will thank you.  Subscription Maintenance: Segment 1 Ask Clark: Segment 2 Estate Planning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The FTC is investigating Uber over its subscription service HumbleDollar: Home How Long Do You Need To Keep Tax Documents? 17 of the Best High-Yield Online Savings Accounts in December 2024 Dollar Cost Averaging Makes You a Fortune Over Time How To Open a Roth IRA Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know About Is a Safe Deposit Box Really Safe? Why You Need To Talk to Your Family About Your Estate Before You Die Wills & Funerals Archives - Clark Howard Follow Clark Howard's #1 Rule To Travel Cheap The Best International Phone Plans Clark's Christmas Kids 2024 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Uber’s current trouble with the FTC is a consumer lesson for us all, and a great reminder to take action now to protect your wallet. Also today, Warren Buffet recently gave some important advice about estate planning. Clark shares 3 important steps to take. Your heirs will thank you. 

  • Subscription Maintenance: Segment 1
  • Ask Clark: Segment 2
  • Estate Planning: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2116 12.11.24 Tariffs And Car Prices / Store-Branded Credit Cards Today, Clark discusses tariffs and the potential for rising car prices. So should you pull the trigger and buy now?  Also, you may be tempted to get a store credit card while holiday shopping. Know why Clark is adamantly opposed to this form of “junk credit”.  Tariffs And Car Prices: Segment 1 Ask Clark: Segment 2 Store Credit Cards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark's Christmas Kids 2024 Should You Ever Lease a Car? Best Secured Credit Cards for 2024: Top Picks for Building or Repairing Credit My 7 Rules for Using Credit Cards - Clark Howard Best 2% Cash Back Credit Cards: 11 Options for 2025 5 Sneaky Ways To Improve Your Credit Score How Dividing Your Monthly Credit Card Payment Speeds Up Your Payoff Date Warning: Why You Should Never Buy Visa Gift Cards Is Turo Legit? 5 Things To Know Before You Use It 5 Things to Know About the Costco Car Rental Program Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 11 Dec 2024 10:00:00 -0000 full Clark Howard Tariffs And Car Prices / Store-Branded Credit Cards Today, Clark discusses tariffs and the potential for rising car prices. So should you pull the trigger and buy now?  Also, you may be tempted to get a store credit card while holiday shopping. Know why Clark is adamantly opposed to this form of “junk credit”.  Tariffs And Car Prices: Segment 1 Ask Clark: Segment 2 Store Credit Cards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark's Christmas Kids 2024 Should You Ever Lease a Car? Best Secured Credit Cards for 2024: Top Picks for Building or Repairing Credit My 7 Rules for Using Credit Cards - Clark Howard Best 2% Cash Back Credit Cards: 11 Options for 2025 5 Sneaky Ways To Improve Your Credit Score How Dividing Your Monthly Credit Card Payment Speeds Up Your Payoff Date Warning: Why You Should Never Buy Visa Gift Cards Is Turo Legit? 5 Things To Know Before You Use It 5 Things to Know About the Costco Car Rental Program Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark discusses tariffs and the potential for rising car prices. So should you pull the trigger and buy now?  Also, you may be tempted to get a store credit card while holiday shopping. Know why Clark is adamantly opposed to this form of “junk credit”. 

  • Tariffs And Car Prices: Segment 1
  • Ask Clark: Segment 2
  • Store Credit Cards: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1761 12.10.24 What Is Mortgage Recasting? / Fast Food Innovations Today, Mortgage Recasting 101. Clark explains how this type of payment works, when it might be appropriate, and mortgage recasting vs principal prepayment.  Also, many fast food restaurants are innovating through apps, AI - and a whole new era of vending machines.   Mortgage Recasting: Segment 1 Ask Clark: Segment 2 Fast Food Innovations: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mortgage recasting: What it is and how it works Submit a complaint | Consumer Financial Protection Bureau Is a HELOC a Good Idea? The Simple Answer HELOC vs. Home Equity Loan: Similarities and Differences Home Equity Loan Calculator - Clark Howard Should I Purchase a Prepaid Funeral Plan? Clark Howard's Important Advice on Funeral Planning Low-Cost Cremation Services: 5 Things to Know Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 Dec 2024 10:00:00 -0000 full Clark Howard What Is Mortgage Recasting? / Fast Food Innovations Today, Mortgage Recasting 101. Clark explains how this type of payment works, when it might be appropriate, and mortgage recasting vs principal prepayment.  Also, many fast food restaurants are innovating through apps, AI - and a whole new era of vending machines.   Mortgage Recasting: Segment 1 Ask Clark: Segment 2 Fast Food Innovations: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mortgage recasting: What it is and how it works Submit a complaint | Consumer Financial Protection Bureau Is a HELOC a Good Idea? The Simple Answer HELOC vs. Home Equity Loan: Similarities and Differences Home Equity Loan Calculator - Clark Howard Should I Purchase a Prepaid Funeral Plan? Clark Howard's Important Advice on Funeral Planning Low-Cost Cremation Services: 5 Things to Know Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Mortgage Recasting 101. Clark explains how this type of payment works, when it might be appropriate, and mortgage recasting vs principal prepayment.  Also, many fast food restaurants are innovating through apps, AI - and a whole new era of vending machines.  

  • Mortgage Recasting: Segment 1
  • Ask Clark: Segment 2
  • Fast Food Innovations: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1732 12.09.24 The Property Tax Problem / The Decision to “Unretire” Today - with the rapid rise in home values, property taxes have gone up all over the country. North Dakota tried and failed to eliminate property taxes on election day, and other states are trying to figure out a way to give homeowners some relief. Also today - there’s a trend in the country that has both positive and negative consequences - “unretiring”. Clark discusses a different way to think about retirement that can help ease the transition for many.   Property Taxes: Segment 1 Ask Clark: Segment 2 Tiered Retirement: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark's Christmas Kids 2024 What Is an Amortization Schedule? Use This Chart To Pay Off Your Mortgage Faster Amortization Calculator and Schedule - Clark Howard What Is Term Life Insurance? Best Term Life Insurance Companies, Plans & Coverage How To Buy Term Life Insurance in 7 Easy Steps Thinking About Unretiring? You’re Not Alone Is It a Good or Bad Idea To Buy a Rental Car? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Dec 2024 10:00:00 -0000 full Clark Howard The Property Tax Problem / The Decision to “Unretire” Today - with the rapid rise in home values, property taxes have gone up all over the country. North Dakota tried and failed to eliminate property taxes on election day, and other states are trying to figure out a way to give homeowners some relief. Also today - there’s a trend in the country that has both positive and negative consequences - “unretiring”. Clark discusses a different way to think about retirement that can help ease the transition for many.   Property Taxes: Segment 1 Ask Clark: Segment 2 Tiered Retirement: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark's Christmas Kids 2024 What Is an Amortization Schedule? Use This Chart To Pay Off Your Mortgage Faster Amortization Calculator and Schedule - Clark Howard What Is Term Life Insurance? Best Term Life Insurance Companies, Plans & Coverage How To Buy Term Life Insurance in 7 Easy Steps Thinking About Unretiring? You’re Not Alone Is It a Good or Bad Idea To Buy a Rental Car? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - with the rapid rise in home values, property taxes have gone up all over the country. North Dakota tried and failed to eliminate property taxes on election day, and other states are trying to figure out a way to give homeowners some relief. Also today - there’s a trend in the country that has both positive and negative consequences - “unretiring”. Clark discusses a different way to think about retirement that can help ease the transition for many.  

  • Property Taxes: Segment 1
  • Ask Clark: Segment 2
  • Tiered Retirement: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1777 12.06.24 Clark Answers His Critics on Clark Stinks / 401(k) Savings - 2025 Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - some older workers have a new opportunity to sock more money away in their 401(k)s next year. Use our calculator at Clark.com to estimate how much your retirement accounts will grow over time.  Clark Stinks: Segments 1 & 2 401(k) Super Catch-Up Provision: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why I Think Medicare Advantage Plans Stink - Clark Howard The American College of Trust and Estate Counsel: ACTEC What To Do if Your Flight Is Delayed or Canceled Older Workers Can Now Supersize Their 401(k) Savings - WSJ 401(k) Calculator (Clark.com) Roth vs. Traditional 401(k): What's the Difference? What Is a Solo 401(k) and How Does It Work? 5 Sneaky Ways To Improve Your Credit Score Journal of the American Medical Association The New England Journal of Medicine | Research & Review The Lancet | The best science for better lives Mayo Clinic: Top-ranked Hospital in the Nation / Cleveland Clinic Clark's Christmas Kids 2024 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 06 Dec 2024 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / 401(k) Savings - 2025 Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - some older workers have a new opportunity to sock more money away in their 401(k)s next year. Use our calculator at Clark.com to estimate how much your retirement accounts will grow over time.  Clark Stinks: Segments 1 & 2 401(k) Super Catch-Up Provision: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why I Think Medicare Advantage Plans Stink - Clark Howard The American College of Trust and Estate Counsel: ACTEC What To Do if Your Flight Is Delayed or Canceled Older Workers Can Now Supersize Their 401(k) Savings - WSJ 401(k) Calculator (Clark.com) Roth vs. Traditional 401(k): What's the Difference? What Is a Solo 401(k) and How Does It Work? 5 Sneaky Ways To Improve Your Credit Score Journal of the American Medical Association The New England Journal of Medicine | Research & Review The Lancet | The best science for better lives Mayo Clinic: Top-ranked Hospital in the Nation / Cleveland Clinic Clark's Christmas Kids 2024 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - some older workers have a new opportunity to sock more money away in their 401(k)s next year. Use our calculator at Clark.com to estimate how much your retirement accounts will grow over time. 

  • Clark Stinks: Segments 1 & 2
  • 401(k) Super Catch-Up Provision: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices




Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1885 12.05.24 Update: Series I Savings Bonds / A Warning About Fidelity Since the earnings rate on I Bonds changes every six months - Clark has updated advice for savers. Also - Clark’s “three favorite children” in the financial world, Vanguard, Schwab and Fidelity, aren’t perfect, and he calls them out where needed. At the moment, there’s an issue with Fidelity that investors need to know about.  Series I Savings Bonds: Segment 1 Ask Clark: Segment 2 Fidelity Investments: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark's Christmas Kids 2024 6 Things To Know About Series I Savings Bonds Why Clark Says It’s Time To Dump I Bonds 17 of the Best High-Yield Online Savings Accounts in November 2024 Best Prepaid Cards: Top Debit Card Alternatives Fidelity And Ex-Advisor Agree to End Lawsuit Over High-Fee Investments How To Open a Roth IRA Fidelity Investments Review: Pros & Cons The Best Places To Buy Hearing Aids (Clark.com) Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 05 Dec 2024 10:00:00 -0000 full Clark Howard Update: Series I Savings Bonds / A Warning About Fidelity Since the earnings rate on I Bonds changes every six months - Clark has updated advice for savers. Also - Clark’s “three favorite children” in the financial world, Vanguard, Schwab and Fidelity, aren’t perfect, and he calls them out where needed. At the moment, there’s an issue with Fidelity that investors need to know about.  Series I Savings Bonds: Segment 1 Ask Clark: Segment 2 Fidelity Investments: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark's Christmas Kids 2024 6 Things To Know About Series I Savings Bonds Why Clark Says It’s Time To Dump I Bonds 17 of the Best High-Yield Online Savings Accounts in November 2024 Best Prepaid Cards: Top Debit Card Alternatives Fidelity And Ex-Advisor Agree to End Lawsuit Over High-Fee Investments How To Open a Roth IRA Fidelity Investments Review: Pros & Cons The Best Places To Buy Hearing Aids (Clark.com) Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Since the earnings rate on I Bonds changes every six months - Clark has updated advice for savers. Also - Clark’s “three favorite children” in the financial world, Vanguard, Schwab and Fidelity, aren’t perfect, and he calls them out where needed. At the moment, there’s an issue with Fidelity that investors need to know about. 


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1832 12.04.24 Buying Advice: Big Screen TVs / How Companies Can Be More Profitable If you’re in the market for a giant screen TV  this holiday season - Clark’s got news to help you Save More.   Also - there is one thing that a business can do to make employees happier, and in turn give customers a better experience, and in turn - be more profitable.  Big Screen TVs: Segment 1 Ask Clark: Segment 2 Employer Enlightened Self-Interest: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Deals - TVs Are Online ESA Letters Legitimate? Even large corporations should consider employee ownership. Here’s why Should I Refinance My Car Loan? 4 Questions To Ask Yourself Clark Howard's Simple Rule for Refinancing an Auto Loan How To Refinance a Car Loan: A Step-by-Step Guide Auto Loan Refinance Calculator - Clark Howard How To Open a Roth IRA Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 04 Dec 2024 10:00:00 -0000 full Clark Howard Buying Advice: Big Screen TVs / How Companies Can Be More Profitable If you’re in the market for a giant screen TV  this holiday season - Clark’s got news to help you Save More.   Also - there is one thing that a business can do to make employees happier, and in turn give customers a better experience, and in turn - be more profitable.  Big Screen TVs: Segment 1 Ask Clark: Segment 2 Employer Enlightened Self-Interest: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Deals - TVs Are Online ESA Letters Legitimate? Even large corporations should consider employee ownership. Here’s why Should I Refinance My Car Loan? 4 Questions To Ask Yourself Clark Howard's Simple Rule for Refinancing an Auto Loan How To Refinance a Car Loan: A Step-by-Step Guide Auto Loan Refinance Calculator - Clark Howard How To Open a Roth IRA Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices If you’re in the market for a giant screen TV  this holiday season - Clark’s got news to help you Save More.   Also - there is one thing that a business can do to make employees happier, and in turn give customers a better experience, and in turn - be more profitable. 

  • Big Screen TVs: Segment 1
  • Ask Clark: Segment 2
  • Employer Enlightened Self-Interest: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1719 12.03.24 Homeowners Insurance Check-Up / Safe Charitable Giving Over the past 15 years homeowners insurance has become increasingly unstable, expensive and anti-consumer. But with the run-up in home values, many may be seriously underinsured. Clark has direction for home owners to ensure proper coverage. Also today, the giving season requires a warning about charity scams - a real problem. Know how to make sure your charity dollars are used effectively. Update: Homeowners Insurance: Segment 1 Ask Clark: Segment 2 Safe Charitable Giving: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is Homeowners Insurance? How Much Homeowners Insurance Do I Need? Homeowners Insurance Archives - Clark Howard What Is a C.L.U.E Report and Its Impact on Your Insurance How Often Should You Re-Shop Insurance? Clark's Take: Should You Invest in Stocks at All? INVEST & RETIRE - Clark How To Choose the Best Charities for Your Donations (Clark.com) Best 2% Cash Back Credit Cards: 9 Options in 2024 Cash Back Credit Card Calculator Tool Should You Buy an Extended Warranty on Your Car? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Dec 2024 10:00:00 -0000 full Clark Howard Homeowners Insurance Check-Up / Safe Charitable Giving Over the past 15 years homeowners insurance has become increasingly unstable, expensive and anti-consumer. But with the run-up in home values, many may be seriously underinsured. Clark has direction for home owners to ensure proper coverage. Also today, the giving season requires a warning about charity scams - a real problem. Know how to make sure your charity dollars are used effectively. Update: Homeowners Insurance: Segment 1 Ask Clark: Segment 2 Safe Charitable Giving: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is Homeowners Insurance? How Much Homeowners Insurance Do I Need? Homeowners Insurance Archives - Clark Howard What Is a C.L.U.E Report and Its Impact on Your Insurance How Often Should You Re-Shop Insurance? Clark's Take: Should You Invest in Stocks at All? INVEST & RETIRE - Clark How To Choose the Best Charities for Your Donations (Clark.com) Best 2% Cash Back Credit Cards: 9 Options in 2024 Cash Back Credit Card Calculator Tool Should You Buy an Extended Warranty on Your Car? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Over the past 15 years homeowners insurance has become increasingly unstable, expensive and anti-consumer. But with the run-up in home values, many may be seriously underinsured. Clark has direction for home owners to ensure proper coverage. Also today, the giving season requires a warning about charity scams - a real problem. Know how to make sure your charity dollars are used effectively.

  • Update: Homeowners Insurance: Segment 1
  • Ask Clark: Segment 2
  • Safe Charitable Giving: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1569 12.02.24 SAVE On Domestic Airfare / Amazon Health Services Clark has new advice for booking domestic flights and the new airline rule on refunds figures into the way you should now search for fares. Also in this episode, Amazon is expanding their medical offerings. Clark has some experience using Amazon health services and shares his insights into this option. One Way Flight Search: Segment 1 Ask Clark: Segment 2 Amazon Medical Care: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Save Money With Google Flights The Best Day and Time to Book a Cheap Flight What's the Best Way To Send Money Overseas? Best Credit Cards With No Foreign Transaction Fees in 2024 The No Surprises Act's Prohibitions on Balancing Billing Clark's Christmas Kids 2024 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Dec 2024 10:00:00 -0000 full Clark Howard SAVE On Domestic Airfare / Amazon Health Services Clark has new advice for booking domestic flights and the new airline rule on refunds figures into the way you should now search for fares. Also in this episode, Amazon is expanding their medical offerings. Clark has some experience using Amazon health services and shares his insights into this option. One Way Flight Search: Segment 1 Ask Clark: Segment 2 Amazon Medical Care: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Save Money With Google Flights The Best Day and Time to Book a Cheap Flight What's the Best Way To Send Money Overseas? Best Credit Cards With No Foreign Transaction Fees in 2024 The No Surprises Act's Prohibitions on Balancing Billing Clark's Christmas Kids 2024 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark has new advice for booking domestic flights and the new airline rule on refunds figures into the way you should now search for fares. Also in this episode, Amazon is expanding their medical offerings. Clark has some experience using Amazon health services and shares his insights into this option.

  • One Way Flight Search: Segment 1
  • Ask Clark: Segment 2
  • Amazon Medical Care: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1669 11.29.24 BEST OF: Clark Answers His Critics on Clark Stinks / Clark Rule For Booking Travel Happy Thanksgiving Weekend! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - The travel industry can be unstable. Another cruise line recently shut down. Know Clark’s number one rule for booking travel and protecting your money. Clark Stinks: Segments 1 & 2 Travel Booking Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Google Fi Wireless: My Experience as a Five-Year Customer (Pros and Cons) The Best International Phone Plans What Should You Do About Phone Data on an International Trip? American Queen Voyages Cancels All Cruises, Shuts Down Operations Best Travel Credit Cards: Top Rewards Picks for 2024 The Only Way You Should Pay for a Cruise Travel Insurance: What You Need To Know Before You Buy Why You Should Never Use a Debit Card To Pay for Anything How To Plan a Trip: Clark's Best Travel Tips To Save Money Should I Buy Additional Insurance From a Rental Car Company? Amex EveryDay® Credit Card Review: 15 Months of Intro 0% APR Credit Card Car Rental Insurance: What You Need To Know Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 29 Nov 2024 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Clark Rule For Booking Travel Happy Thanksgiving Weekend! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - The travel industry can be unstable. Another cruise line recently shut down. Know Clark’s number one rule for booking travel and protecting your money. Clark Stinks: Segments 1 & 2 Travel Booking Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Google Fi Wireless: My Experience as a Five-Year Customer (Pros and Cons) The Best International Phone Plans What Should You Do About Phone Data on an International Trip? American Queen Voyages Cancels All Cruises, Shuts Down Operations Best Travel Credit Cards: Top Rewards Picks for 2024 The Only Way You Should Pay for a Cruise Travel Insurance: What You Need To Know Before You Buy Why You Should Never Use a Debit Card To Pay for Anything How To Plan a Trip: Clark's Best Travel Tips To Save Money Should I Buy Additional Insurance From a Rental Car Company? Amex EveryDay® Credit Card Review: 15 Months of Intro 0% APR Credit Card Car Rental Insurance: What You Need To Know Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Thanksgiving Weekend! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off!

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - The travel industry can be unstable. Another cruise line recently shut down. Know Clark’s number one rule for booking travel and protecting your money.

  • Clark Stinks: Segments 1 & 2
  • Travel Booking Rule: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1980 11.27.24 BEST OF: Americans Need To SAVE MORE / Physical Health - Fiscal Health Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off! The percent of income we save, our savings rate  - is the key indicator of financial health. So how are we doing right now?  Also -  How much exercise do you really need to make a difference in your health, and ultimately your wallet?  Only 25% of Americans get the recommended amount of exercise. New data reveals what a big difference the minimum requirement can make for those who are mostly sedentary. American Savings Rates: Segment 1 Ask Clark: Segment 2 Arise From The Couch: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Americans are saving less and spending more. Could that raise the risk of recession? Bankruptcy filings are on the rise. Here's why an even bigger surge is looming. Why 'Buy Now, Pay Later' Worries Clark Howard My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance? Car Rental Insurance: Everything You Need To Know How Much Exercise Do You Need? More Than You Think—But Every Little Bit Helps. Donor-Advised Funds: The Benefits and Drawbacks Vanguard Charitable: Home What Is Black? Uber Black Car Service Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 27 Nov 2024 10:00:00 -0000 full Clark Howard Americans Need To SAVE MORE / Physical Health - Fiscal Health Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off! The percent of income we save, our savings rate  - is the key indicator of financial health. So how are we doing right now?  Also -  How much exercise do you really need to make a difference in your health, and ultimately your wallet?  Only 25% of Americans get the recommended amount of exercise. New data reveals what a big difference the minimum requirement can make for those who are mostly sedentary. American Savings Rates: Segment 1 Ask Clark: Segment 2 Arise From The Couch: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Americans are saving less and spending more. Could that raise the risk of recession? Bankruptcy filings are on the rise. Here's why an even bigger surge is looming. Why 'Buy Now, Pay Later' Worries Clark Howard My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance? Car Rental Insurance: Everything You Need To Know How Much Exercise Do You Need? More Than You Think—But Every Little Bit Helps. Donor-Advised Funds: The Benefits and Drawbacks Vanguard Charitable: Home What Is Black? Uber Black Car Service Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off!

The percent of income we save, our savings rate  - is the key indicator of financial health. So how are we doing right now?  Also -  How much exercise do you really need to make a difference in your health, and ultimately your wallet?  Only 25% of Americans get the recommended amount of exercise. New data reveals what a big difference the minimum requirement can make for those who are mostly sedentary.

  • American Savings Rates: Segment 1
  • Ask Clark: Segment 2
  • Arise From The Couch: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1947 11.26.24 BEST OF: Saving For College: 529 Plan Update / Upside Down Car Loans Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Clark has news for parents and grandparents saving for a child’s college education. Also in this episode, reversals in the auto industry are landing many existing car loans underwater. What to do if you are upside down in a car loan. 529 Plan Update: Segment 1 Ask Clark: Segment 2 Upside Down Vehicle Loans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Use the 529 Grandparent Loophole to Maximize College Savings Best 529 College Savings Plans By State Rollovers From a 529 Plan to Roth IRA: What to Know Target Date Funds: Clark’s Favorite Retirement Investment How To Find and Choose a Financial Advisor Car values plummet, putting car loans underwater More car owners are underwater on loans because of lower trade-in values What Is Gap Insurance? Definition, How It Works, When to Buy How to Buy a Used Car in 7 Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 26 Nov 2024 10:00:00 -0000 full Clark Howard Saving For College: 529 Plan Update / Upside Down Car Loans Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Clark has news for parents and grandparents saving for a child’s college education. Also in this episode, reversals in the auto industry are landing many existing car loans underwater. What to do if you are upside down in a car loan. 529 Plan Update: Segment 1 Ask Clark: Segment 2 Upside Down Vehicle Loans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Use the 529 Grandparent Loophole to Maximize College Savings Best 529 College Savings Plans By State Rollovers From a 529 Plan to Roth IRA: What to Know Target Date Funds: Clark’s Favorite Retirement Investment How To Find and Choose a Financial Advisor Car values plummet, putting car loans underwater More car owners are underwater on loans because of lower trade-in values What Is Gap Insurance? Definition, How It Works, When to Buy How to Buy a Used Car in 7 Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off!

Clark has news for parents and grandparents saving for a child’s college education. Also in this episode, reversals in the auto industry are landing many existing car loans underwater. What to do if you are upside down in a car loan.

  • 529 Plan Update: Segment 1
  • Ask Clark: Segment 2
  • Upside Down Vehicle Loans: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1716 11.25.24 BEST OF: The Fate Of Traditional 401(k)s & IRAs / Carry On Karma Vs Baggage Fees Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off! There’s a lot of talk and concern about traditional 401(k)s and IRAs going away. Clark explains.  Also, baggage fees are rising again, increasing the cost of flying for customers. What to know before you get to the airport.  Future 401(k)s & IRAs: Segment 1 Ask Clark: Segment 2 Airline Baggage Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Predicts Traditional 401(k)s, IRAs Will Cease To Exist Within a Decade Do Not Give Your Social Security Number at These Places How Many Bank Accounts Should You Have? - Clark Howard 16 of the Best High-Yield Online Savings Accounts Best Investment Companies for Investors in 2024 How To Pack a Carry-On the Right Way 4 Things You Should Always Pack in Your Carry-On Best Travel Credit Cards: Top Rewards Picks for 2024 Best Cash Back Credit Cards With No Annual Fee in 2024 Should You Ever Buy Travel Medical Insurance? 6 Best Apps To Save Money on Groceries Flipp – Flyers, Shopping List, Weekly Ads | Flipp Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Nov 2024 10:00:00 -0000 full Clark Howard The Fate Of Traditional 401(k)s & IRAs / Carry On Karma Vs Baggage Fees Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off! There’s a lot of talk and concern about traditional 401(k)s and IRAs going away. Clark explains.  Also, baggage fees are rising again, increasing the cost of flying for customers. What to know before you get to the airport.  Future 401(k)s & IRAs: Segment 1 Ask Clark: Segment 2 Airline Baggage Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Predicts Traditional 401(k)s, IRAs Will Cease To Exist Within a Decade Do Not Give Your Social Security Number at These Places How Many Bank Accounts Should You Have? - Clark Howard 16 of the Best High-Yield Online Savings Accounts Best Investment Companies for Investors in 2024 How To Pack a Carry-On the Right Way 4 Things You Should Always Pack in Your Carry-On Best Travel Credit Cards: Top Rewards Picks for 2024 Best Cash Back Credit Cards With No Annual Fee in 2024 Should You Ever Buy Travel Medical Insurance? 6 Best Apps To Save Money on Groceries Flipp – Flyers, Shopping List, Weekly Ads | Flipp Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Ripped Off!

There’s a lot of talk and concern about traditional 401(k)s and IRAs going away. Clark explains.  Also, baggage fees are rising again, increasing the cost of flying for customers. What to know before you get to the airport. 

  • Future 401(k)s & IRAs: Segment 1
  • Ask Clark: Segment 2
  • Airline Baggage Fees: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1828 11.22.24 Clark Answers His Critics on Clark Stinks / Technology, Productivity & Jobs Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Later, everyone said the touchscreen ordering systems at places like McDonalds were going to cost jobs, but have they? Clark shares some interesting findings and historical perspective on how technology affects jobs. We’re off Thanksgiving week but will post some favorite episodes. If you’re shopping deals, make sure you’re subscribed to our Clarkdeals.com newsletter. The team will update deals all week, with the exception of Thanksgiving day. Happy Friday and enjoy the holiday! Clark Stinks: Segments 1 & 2 Robotics, Efficiency & Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Money Lessons From Clark Howard's Trip to Europe Changing Jobs? Don't Make This Costly Retirement Mistake What Can I Safely Use for Peer-to-Peer Payments? Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? 12 Keys To Keeping Your Home Wi-Fi Network Safe and Secure Best Free Password Managers: 10 Top Picks 5 Tips To Protect Your Digital Privacy Safe Browser Alternatives That Promise Not To Track You Why You Should Never Use a Debit Card To Pay for Anything Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 22 Nov 2024 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Technology, Productivity & Jobs Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Later, everyone said the touchscreen ordering systems at places like McDonalds were going to cost jobs, but have they? Clark shares some interesting findings and historical perspective on how technology affects jobs. We’re off Thanksgiving week but will post some favorite episodes. If you’re shopping deals, make sure you’re subscribed to our Clarkdeals.com newsletter. The team will update deals all week, with the exception of Thanksgiving day. Happy Friday and enjoy the holiday! Clark Stinks: Segments 1 & 2 Robotics, Efficiency & Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Money Lessons From Clark Howard's Trip to Europe Changing Jobs? Don't Make This Costly Retirement Mistake What Can I Safely Use for Peer-to-Peer Payments? Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? 12 Keys To Keeping Your Home Wi-Fi Network Safe and Secure Best Free Password Managers: 10 Top Picks 5 Tips To Protect Your Digital Privacy Safe Browser Alternatives That Promise Not To Track You Why You Should Never Use a Debit Card To Pay for Anything Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Later, everyone said the touchscreen ordering systems at places like McDonalds were going to cost jobs, but have they? Clark shares some interesting findings and historical perspective on how technology affects jobs.

We’re off Thanksgiving week but will post some favorite episodes. If you’re shopping deals, make sure you’re subscribed to our Clarkdeals.com newsletter. The team will update deals all week, with the exception of Thanksgiving day. Happy Friday and enjoy the holiday!

  • Clark Stinks: Segments 1 & 2
  • Robotics, Efficiency & Jobs: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2078 11.21.24 Shopping Season - Return Policies / Got Credit Card Debt? We’re one week out from Thanksgiving, and holiday shopping is in full swing. One thing to consider - return policies. Clark has a personal story to share that saved him big money. Also, this season of giving arrives with credit card debt at an all-time high. A Clark smart assignment for you.  Return Policies: Segment 1 Ask Clark: Segment 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Phone Plan Finder – Find and Compare Phone Plans - Clark.com Budgeting Basics: What You Need To Know To Get Started Best Budgeting Apps in 2024: Our Top 5 Budgeting & Saving Archives - Clark Howard The Best Place To Buy a Mattress How Can I Get Rid of My Old Mattress Cheaply? Should I Freeze My Credit With the Other Credit Bureaus? How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Best 529 College Savings Plans By State Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 21 Nov 2024 10:00:00 -0000 full Clark Howard Shopping Season - Return Policies / Got Credit Card Debt? We’re one week out from Thanksgiving, and holiday shopping is in full swing. One thing to consider - return policies. Clark has a personal story to share that saved him big money. Also, this season of giving arrives with credit card debt at an all-time high. A Clark smart assignment for you.  Return Policies: Segment 1 Ask Clark: Segment 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Phone Plan Finder – Find and Compare Phone Plans - Clark.com Budgeting Basics: What You Need To Know To Get Started Best Budgeting Apps in 2024: Our Top 5 Budgeting & Saving Archives - Clark Howard The Best Place To Buy a Mattress How Can I Get Rid of My Old Mattress Cheaply? Should I Freeze My Credit With the Other Credit Bureaus? How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Best 529 College Savings Plans By State Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices We’re one week out from Thanksgiving, and holiday shopping is in full swing. One thing to consider - return policies. Clark has a personal story to share that saved him big money. Also, this season of giving arrives with credit card debt at an all-time high. A Clark smart assignment for you. 

  • Return Policies: Segment 1
  • Ask Clark: Segment 2
  • Credit Card Debt: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources

Learn more about your ad choices: megaphone.fm/adchoices



Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1873 11.20.24 Holidays Deals With Charis! / 2025 Investment Predictions Today,  a special guest joins the show - Charis from our ClarkDeals team shares the best deals of the holiday season and what to look out for. Also today, Clark lends perspective on post election confusion around the stock market right now.  Holiday Deals: Segment 1 Ask Clark: Segment 2 Direction For Investors: Segment 3 Ask Clark: Segment 4 Mentioned on the show: CLARK DEALS How To Find Cheap Flights in 3 Easy Steps Best 529 College Savings Plans By State NYTimes: Even at a Time Like This, Slow and Steady Works in the Stock Market Invest & Retire - Clark.com Southwest Airlines $500 Email Delivery Gift Card Southwest Airlines: $500 eGift Card Credit Card Car Rental Insurance: What You Need To Know Is a HELOC a Good Idea? The Simple Answer HELOC vs. Home Equity Loan: Similarities and Differences Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 20 Nov 2024 10:00:00 -0000 full Clark Howard Holidays Deals With Charis! / 2025 Investment Predictions Today,  a special guest joins the show - Charis from our ClarkDeals team shares the best deals of the holiday season and what to look out for. Also today, Clark lends perspective on post election confusion around the stock market right now.  Holiday Deals: Segment 1 Ask Clark: Segment 2 Direction For Investors: Segment 3 Ask Clark: Segment 4 Mentioned on the show: CLARK DEALS How To Find Cheap Flights in 3 Easy Steps Best 529 College Savings Plans By State NYTimes: Even at a Time Like This, Slow and Steady Works in the Stock Market Invest & Retire - Clark.com Southwest Airlines $500 Email Delivery Gift Card Southwest Airlines: $500 eGift Card Credit Card Car Rental Insurance: What You Need To Know Is a HELOC a Good Idea? The Simple Answer HELOC vs. Home Equity Loan: Similarities and Differences Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today,  a special guest joins the show - Charis from our ClarkDeals team shares the best deals of the holiday season and what to look out for. Also today, Clark lends perspective on post election confusion around the stock market right now. 

  • Holiday Deals: Segment 1
  • Ask Clark: Segment 2
  • Direction For Investors: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1732 11.19.24 Decision: Renting Vs Buying A Home / Long Term Care Insurance Buying a home vs renting is a tougher decision these days, with several factors and new considerations to keep in mind. Also in this episode, since the long term care insurance industry is broken and financially prohibitive in its present collapsed state, how do you prepare for the assistance you may need in old age? Renting Vs Buying A Home: Segment 1 Ask Clark: Segment 2 Long Term Care: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Online Banks: Free Checking and High-Interest Savings Accounts Are You Actually Earning Cash Back on Groceries With Your Credit Card? Capital One Shakes Up Its 'Savor' Line of Credit Cards They Bought Insurance for Security in Old Age. They Got a Financial Nightmare Instead How Do You Prepare for the Likelihood of Long-Term Care Costs? Living Will and Durable Power of Attorney: Frequently Asked Questions CarMax vs. Carvana: A First-Hand Experience Selling a Car in 2024 What's the Cheapest Way To Replace a Lost Vehicle Key Fob? 3 Ways To Get a Free VIN Check Before Buying a Used Car Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 19 Nov 2024 10:00:00 -0000 full Clark Howard Decision: Renting Vs Buying A Home / Long Term Care Insurance Buying a home vs renting is a tougher decision these days, with several factors and new considerations to keep in mind. Also in this episode, since the long term care insurance industry is broken and financially prohibitive in its present collapsed state, how do you prepare for the assistance you may need in old age? Renting Vs Buying A Home: Segment 1 Ask Clark: Segment 2 Long Term Care: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Online Banks: Free Checking and High-Interest Savings Accounts Are You Actually Earning Cash Back on Groceries With Your Credit Card? Capital One Shakes Up Its 'Savor' Line of Credit Cards They Bought Insurance for Security in Old Age. They Got a Financial Nightmare Instead How Do You Prepare for the Likelihood of Long-Term Care Costs? Living Will and Durable Power of Attorney: Frequently Asked Questions CarMax vs. Carvana: A First-Hand Experience Selling a Car in 2024 What's the Cheapest Way To Replace a Lost Vehicle Key Fob? 3 Ways To Get a Free VIN Check Before Buying a Used Car Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Buying a home vs renting is a tougher decision these days, with several factors and new considerations to keep in mind. Also in this episode, since the long term care insurance industry is broken and financially prohibitive in its present collapsed state, how do you prepare for the assistance you may need in old age?

  • Renting Vs Buying A Home: Segment 1
  • Ask Clark: Segment 2
  • Long Term Care: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1822 11.18.24 A Better Way To Save For Retirement / Living Paycheck-To-Paycheck Pensions are relics and 401(k)s are problematic. We need a rethink on how we save for retirement, and how we allocate those savings with the certainty that people won’t outlive their money. A solution is out there, and Clark shares that with you today. Also, Clark breaks down the paycheck-to-paycheck cycle many find themselves in, and how for some earners, it’s entirely possible to break that cycle.  Solving Saving For Retirement: Segment 1 Ask Clark: Segment 2 The Marginal Propensity To Consume: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - INVEST & RETIRE The dangers of underestimating your retirement Annuities Aren’t the Problem. Commissions Are, Say These Industry Pros Best Financial Advisors in 2024 Vanguard Personal Advisor Review What to Do When You're Being Harassed About an Old "Zombie Debt" 10 Ways To Save on Prescription Drugs Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Nov 2024 10:00:00 -0000 full Clark Howard A Better Way To Save For Retirement / Living Paycheck-To-Paycheck Pensions are relics and 401(k)s are problematic. We need a rethink on how we save for retirement, and how we allocate those savings with the certainty that people won’t outlive their money. A solution is out there, and Clark shares that with you today. Also, Clark breaks down the paycheck-to-paycheck cycle many find themselves in, and how for some earners, it’s entirely possible to break that cycle.  Solving Saving For Retirement: Segment 1 Ask Clark: Segment 2 The Marginal Propensity To Consume: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - INVEST & RETIRE The dangers of underestimating your retirement Annuities Aren’t the Problem. Commissions Are, Say These Industry Pros Best Financial Advisors in 2024 Vanguard Personal Advisor Review What to Do When You're Being Harassed About an Old "Zombie Debt" 10 Ways To Save on Prescription Drugs Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Pensions are relics and 401(k)s are problematic. We need a rethink on how we save for retirement, and how we allocate those savings with the certainty that people won’t outlive their money. A solution is out there, and Clark shares that with you today. Also, Clark breaks down the paycheck-to-paycheck cycle many find themselves in, and how for some earners, it’s entirely possible to break that cycle. 

  • Solving Saving For Retirement: Segment 1
  • Ask Clark: Segment 2
  • The Marginal Propensity To Consume: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2002 11.15.24 Clark Answers His Critics on Clark Stinks / Three Common Scams Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, the percentage of people being taken by scams continues to rise. Know how to recognize the common themes in prevalent scams right now in order to better protect yourself. Clark Stinks: Segments 1 & 2 Scam Recognition-Prevention: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Consumer Reports: Best Most Reliable Used Cars Roth vs. Traditional 401(k): What's the Difference? How To Open a Roth IRA What Is a Fiduciary Financial Advisor and Do I Need One? Should You Ever Book a Nonrefundable Hotel Room? What Is Umbrella Insurance and Do You Need It? Why You Need To Re-Shop Your Car Insurance Right Now Hang up on unwanted calls about loans Is that gift card helping your congregation or paying a scammer? Did you get a call or email saying you missed jury duty and need to pay? It’s a scam Americans can now renew passports online and bypass cumbersome paper applications Submit a complaint | Consumer Financial Protection Bureau Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 15 Nov 2024 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Three Common Scams Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, the percentage of people being taken by scams continues to rise. Know how to recognize the common themes in prevalent scams right now in order to better protect yourself. Clark Stinks: Segments 1 & 2 Scam Recognition-Prevention: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Consumer Reports: Best Most Reliable Used Cars Roth vs. Traditional 401(k): What's the Difference? How To Open a Roth IRA What Is a Fiduciary Financial Advisor and Do I Need One? Should You Ever Book a Nonrefundable Hotel Room? What Is Umbrella Insurance and Do You Need It? Why You Need To Re-Shop Your Car Insurance Right Now Hang up on unwanted calls about loans Is that gift card helping your congregation or paying a scammer? Did you get a call or email saying you missed jury duty and need to pay? It’s a scam Americans can now renew passports online and bypass cumbersome paper applications Submit a complaint | Consumer Financial Protection Bureau Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, the percentage of people being taken by scams continues to rise. Know how to recognize the common themes in prevalent scams right now in order to better protect yourself.

  • Clark Stinks: Segments 1 & 2
  • Scam Recognition-Prevention: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2183 11.14.24 Your Online Privacy / Good News For Car Buyers It’s important to protect your privacy online and there are some simple things you can do to stop the sharing of your data when visiting websites. Also, Clark shares news on the state of the auto industry, and what it means for car buyers.  Protecting Online Privacy: Segment 1 Ask Clark: Segment 2 Auto Industry Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Safe Browser Alternatives That Promise Not To Track You Want To Guard Your Privacy Online? Search the Web With DuckDuckGo 7 Things To Know Before You Use Zelle Safer Ways To Send Money When Should You File a Claim on Your Homeowners Insurance? 6 Things To Know and Do Before You Deal With a Home Insurance Claims Adjuster Should I Convert a Traditional IRA to a Roth IRA? - Clark.com How To Buy a Used Car - Clark.com Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 14 Nov 2024 10:00:00 -0000 full Clark Howard Your Online Privacy / Good News For Car Buyers It’s important to protect your privacy online and there are some simple things you can do to stop the sharing of your data when visiting websites. Also, Clark shares news on the state of the auto industry, and what it means for car buyers.  Protecting Online Privacy: Segment 1 Ask Clark: Segment 2 Auto Industry Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Safe Browser Alternatives That Promise Not To Track You Want To Guard Your Privacy Online? Search the Web With DuckDuckGo 7 Things To Know Before You Use Zelle Safer Ways To Send Money When Should You File a Claim on Your Homeowners Insurance? 6 Things To Know and Do Before You Deal With a Home Insurance Claims Adjuster Should I Convert a Traditional IRA to a Roth IRA? - Clark.com How To Buy a Used Car - Clark.com Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It’s important to protect your privacy online and there are some simple things you can do to stop the sharing of your data when visiting websites. Also, Clark shares news on the state of the auto industry, and what it means for car buyers. 

  • Protecting Online Privacy: Segment 1
  • Ask Clark: Segment 2
  • Auto Industry Update: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1648 11.13.24 Amazon & Walmart Deals / The Power of Positive Thinking Amazon and Walmart are retail behemoths in a market share fight, and Clark shares 2 new ways you can benefit, including a discount deal on gas. Also today, how much does mindset play into your success at work? More than you think! Amazon & Walmart+: Segment 1 Ask Clark: Segment 2 Positivity - It Really Works: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Amazon Prime introduces a new benefit to save on gas USA TODAY: Walmart unveils Black Friday plans: When customers can expect deals Amazon targets Aldi and Target with a new lineup of ‘no-frills’ groceries How To Set Up Your Own Biweekly Mortgage Plan Without Paying Any Fees Streaming TV Tool: Find Cheapest Way to Stream Your Favorite TV Channels Phone Plan Finder – Find the Best Plan For You - Clark.com Cash Back Credit Card Calculator Tool / Clark - CALCULATORS Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 13 Nov 2024 10:00:00 -0000 full Clark Howard Amazon & Walmart Deals / The Power of Positive Thinking Amazon and Walmart are retail behemoths in a market share fight, and Clark shares 2 new ways you can benefit, including a discount deal on gas. Also today, how much does mindset play into your success at work? More than you think! Amazon & Walmart+: Segment 1 Ask Clark: Segment 2 Positivity - It Really Works: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Amazon Prime introduces a new benefit to save on gas USA TODAY: Walmart unveils Black Friday plans: When customers can expect deals Amazon targets Aldi and Target with a new lineup of ‘no-frills’ groceries How To Set Up Your Own Biweekly Mortgage Plan Without Paying Any Fees Streaming TV Tool: Find Cheapest Way to Stream Your Favorite TV Channels Phone Plan Finder – Find the Best Plan For You - Clark.com Cash Back Credit Card Calculator Tool / Clark - CALCULATORS Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Amazon and Walmart are retail behemoths in a market share fight, and Clark shares 2 new ways you can benefit, including a discount deal on gas. Also today, how much does mindset play into your success at work? More than you think!

  • Amazon & Walmart+: Segment 1
  • Ask Clark: Segment 2
  • Positivity - It Really Works: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1899 11.12.24 Sandwich Generation Challenges / Holiday Air Travel Are you a part of the sandwich generation, caring for children and parents at the same time? Clark talks about the unique challenges involved, and ways to prepare if you foresee this often difficult squeezeplay in your future. Also today, as we move into the winter weather holiday travel season, Clark shares strategies for dealing with delayed or canceled flights. The Sandwich Generation: Segment 1 Ask Clark: Segment 2 Holiday Flight Tips: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Clark-Approved Way To Invest in Real Estate Roth vs. Traditional 401(k): What's the Difference? How and When To Refinance Your Mortgage: A Step-By-Step Guide How To Improve Your Credit Score in 5 Key Areas The Best Ways To Protect Yourself Against Airline Cancellations FlightAware - Flight Tracker / Flight Status AutoSlash Review: How To Save on a Rental Car Car Rental – Search, Compare & Save 5 Things to Know About the Costco Car Rental Program Chase Sapphire Preferred® Card Review: What You Should Know About the Travel Card Travel Insurance: What You Need To Know Before You Buy InsureMyTrip Review: Why We Like It and How to Use It How To Pack a Carry-On the Right Way 4 Things You Should Always Pack in Your Carry-On Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 12 Nov 2024 10:00:00 -0000 full Clark Howard Sandwich Generation Challenges / Holiday Air Travel Are you a part of the sandwich generation, caring for children and parents at the same time? Clark talks about the unique challenges involved, and ways to prepare if you foresee this often difficult squeezeplay in your future. Also today, as we move into the winter weather holiday travel season, Clark shares strategies for dealing with delayed or canceled flights. The Sandwich Generation: Segment 1 Ask Clark: Segment 2 Holiday Flight Tips: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Clark-Approved Way To Invest in Real Estate Roth vs. Traditional 401(k): What's the Difference? How and When To Refinance Your Mortgage: A Step-By-Step Guide How To Improve Your Credit Score in 5 Key Areas The Best Ways To Protect Yourself Against Airline Cancellations FlightAware - Flight Tracker / Flight Status AutoSlash Review: How To Save on a Rental Car Car Rental – Search, Compare & Save 5 Things to Know About the Costco Car Rental Program Chase Sapphire Preferred® Card Review: What You Should Know About the Travel Card Travel Insurance: What You Need To Know Before You Buy InsureMyTrip Review: Why We Like It and How to Use It How To Pack a Carry-On the Right Way 4 Things You Should Always Pack in Your Carry-On Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Are you a part of the sandwich generation, caring for children and parents at the same time? Clark talks about the unique challenges involved, and ways to prepare if you foresee this often difficult squeezeplay in your future. Also today, as we move into the winter weather holiday travel season, Clark shares strategies for dealing with delayed or canceled flights.

  • The Sandwich Generation: Segment 1
  • Ask Clark: Segment 2
  • Holiday Flight Tips: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1818 11.11.24 Robo Advisor Or Financial Planner? / Why Clark Hates Rent Control A Special Veterans Day Thanks To All Who Have Served, Past, Present and Future. Today Clark goes back to basics, explaining how to determine if a robo advisor or a financial planner is best for you. Also, how rent control can distort a market and limit housing supply. Investment Advisors: Segment 1 Ask Clark: Segment 2 Rent Control: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Who Should Use a Robo-Advisor? (Clark.com) Investing: Self-Directed vs. Robo-Advisor vs. Financial Advisor (Clark.com) Robo-Advisors - Clark.com / 5 Best Robo-Advisors in 2024 What Is a Fiduciary Financial Advisor and Do I Need One? How Much Does a Financial Advisor Cost? Best Financial Advisors in 2024 What’s the Best Place To Get Investing Advice From an Advisor if I Have Limited Assets? 3 Places You Should Never Invest Your Money Stripe, Inc. | Better Business Bureau® Profile Good2GoMobile  / CELL PHONES - Clark.com Phone Plan Finder – Find the Best Plan For You - Clark.com Military and Veterans Guide: Free Resources for Your Finances 25+ Places That Offer Discounts to U.S. Veterans Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Nov 2024 10:00:00 -0000 full Clark Howard Robo Advisor Or Financial Planner? / Why Clark Hates Rent Control A Special Veterans Day Thanks To All Who Have Served, Past, Present and Future. Today Clark goes back to basics, explaining how to determine if a robo advisor or a financial planner is best for you. Also, how rent control can distort a market and limit housing supply. Investment Advisors: Segment 1 Ask Clark: Segment 2 Rent Control: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Who Should Use a Robo-Advisor? (Clark.com) Investing: Self-Directed vs. Robo-Advisor vs. Financial Advisor (Clark.com) Robo-Advisors - Clark.com / 5 Best Robo-Advisors in 2024 What Is a Fiduciary Financial Advisor and Do I Need One? How Much Does a Financial Advisor Cost? Best Financial Advisors in 2024 What’s the Best Place To Get Investing Advice From an Advisor if I Have Limited Assets? 3 Places You Should Never Invest Your Money Stripe, Inc. | Better Business Bureau® Profile Good2GoMobile  / CELL PHONES - Clark.com Phone Plan Finder – Find the Best Plan For You - Clark.com Military and Veterans Guide: Free Resources for Your Finances 25+ Places That Offer Discounts to U.S. Veterans Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A Special Veterans Day Thanks To All Who Have Served, Past, Present and Future.

Today Clark goes back to basics, explaining how to determine if a robo advisor or a financial planner is best for you. Also, how rent control can distort a market and limit housing supply.

  • Investment Advisors: Segment 1
  • Ask Clark: Segment 2
  • Rent Control: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1863 11.08.24 Clark Answers His Critics on Clark Stinks / Man On The Street Retirement Survey Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark shares insights from his man on the street retirement survey. Hear the questions he put to those surveyed and see how your answers compare.  Clark Stinks: Segments 1 & 2 What Clark’s Retirement MOTS Survey Reveals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Walmart+ Membership Program: 4 Things To Know These Are the Credit Cards in Clark Howard's Wallet My 7 Rules for Using Credit Cards - Clark Howard Roth vs. Traditional 401(k): What's the Difference? Changing Jobs? Don't Make This Costly Retirement Mistake Should You Rollover Your 401(k) to a New Employer? How To Make the Right Decision What Should I Do With My 401(k) at My Old Company? What Is a Flexible Spending Account? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 08 Nov 2024 10:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Man On The Street Retirement Survey Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark shares insights from his man on the street retirement survey. Hear the questions he put to those surveyed and see how your answers compare.  Clark Stinks: Segments 1 & 2 What Clark’s Retirement MOTS Survey Reveals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Walmart+ Membership Program: 4 Things To Know These Are the Credit Cards in Clark Howard's Wallet My 7 Rules for Using Credit Cards - Clark Howard Roth vs. Traditional 401(k): What's the Difference? Changing Jobs? Don't Make This Costly Retirement Mistake Should You Rollover Your 401(k) to a New Employer? How To Make the Right Decision What Should I Do With My 401(k) at My Old Company? What Is a Flexible Spending Account? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark shares insights from his man on the street retirement survey. Hear the questions he put to those surveyed and see how your answers compare. 

  • Clark Stinks: Segments 1 & 2
  • What Clark’s Retirement MOTS Survey Reveals: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2002 11.07.24 Are You “Doom Spending”? / Be Your Own Health Advocate A trend among young adults economists call “doom spending” is of concern. Clark addresses why this is happening and offers a different perspective. Also today - why it’s so important to be an advocate for yourself when it comes to your health, and Clark is living proof.  Costly Pessimism: Segment 1 Ask Clark: Segment 2 YOU Are Your Best Health Advocate: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should You Ever Lease a Car? CarMax vs. Carvana: A First-Hand Experience Selling a Car in 2024 How To Find a Trustworthy Mechanic We Tried to Shop Our Way to Cheaper Car Insurance. It Didn’t Work. How to Shop for Lower Car Insurance - Clark.com Car Insurance Archives - Clark Howard Axios: AI fuels cancer breakthroughs Future of Health | Medical & Healthcare News Roth vs. Traditional 401(k): What's the Difference? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 07 Nov 2024 10:00:00 -0000 full Clark Howard Are You “Doom Spending”? / Be Your Own Health Advocate A trend among young adults economists call “doom spending” is of concern. Clark addresses why this is happening and offers a different perspective. Also today - why it’s so important to be an advocate for yourself when it comes to your health, and Clark is living proof.  Costly Pessimism: Segment 1 Ask Clark: Segment 2 YOU Are Your Best Health Advocate: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should You Ever Lease a Car? CarMax vs. Carvana: A First-Hand Experience Selling a Car in 2024 How To Find a Trustworthy Mechanic We Tried to Shop Our Way to Cheaper Car Insurance. It Didn’t Work. How to Shop for Lower Car Insurance - Clark.com Car Insurance Archives - Clark Howard Axios: AI fuels cancer breakthroughs Future of Health | Medical & Healthcare News Roth vs. Traditional 401(k): What's the Difference? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A trend among young adults economists call “doom spending” is of concern. Clark addresses why this is happening and offers a different perspective. Also today - why it’s so important to be an advocate for yourself when it comes to your health, and Clark is living proof. 

  • Costly Pessimism: Segment 1
  • Ask Clark: Segment 2
  • YOU Are Your Best Health Advocate: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1948 11.06.24 Behind Those Pharmaceutical Ads / Mortgage Payment Strategy TV viewers endure an unrelenting barrage of pharmaceutical ads. A recent study reveals information about these ads that every consumer needs to know, plus hear Clark’s recommendation for vetting medicines. Also, mortgage holders with high interest rates are waiting to refinance, but there’s another payment strategy that can save you big bucks over time.  Drug Ad Deceptions: Segment 1 Ask Clark: Segment 2 Mortgage Pay Down Method: Segment 3 Ask Clark: Segment 4 Mentioned on the show: With TV Drug Ads, What You See Is Not Necessarily What You Get Price-Matching Policies at Walmart, Target and Other Top Stores How To Set Up Your Own Biweekly Mortgage Plan Without Paying Any Fees Use These Tips To Pay Off Your Mortgage Early Mortgage Calculator with Extra Payments / Calculators - Clark Howard What Are Index Funds? Investing & Retirement Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 06 Nov 2024 10:00:00 -0000 full Clark Howard Behind Those Pharmaceutical Ads / Mortgage Payment Strategy TV viewers endure an unrelenting barrage of pharmaceutical ads. A recent study reveals information about these ads that every consumer needs to know, plus hear Clark’s recommendation for vetting medicines. Also, mortgage holders with high interest rates are waiting to refinance, but there’s another payment strategy that can save you big bucks over time.  Drug Ad Deceptions: Segment 1 Ask Clark: Segment 2 Mortgage Pay Down Method: Segment 3 Ask Clark: Segment 4 Mentioned on the show: With TV Drug Ads, What You See Is Not Necessarily What You Get Price-Matching Policies at Walmart, Target and Other Top Stores How To Set Up Your Own Biweekly Mortgage Plan Without Paying Any Fees Use These Tips To Pay Off Your Mortgage Early Mortgage Calculator with Extra Payments / Calculators - Clark Howard What Are Index Funds? Investing & Retirement Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices TV viewers endure an unrelenting barrage of pharmaceutical ads. A recent study reveals information about these ads that every consumer needs to know, plus hear Clark’s recommendation for vetting medicines. Also, mortgage holders with high interest rates are waiting to refinance, but there’s another payment strategy that can save you big bucks over time. 

  • Drug Ad Deceptions: Segment 1
  • Ask Clark: Segment 2
  • Mortgage Pay Down Method: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1767 11.05.24 Shrinkflation: The Marketplace Speaks / Job Interviewing 101 Today - remember shrinkflation? It’s not entirely over but some manufacturers have heard the complaints and are changing course. Also - There are sundry reports these days about post-pandemic young workers having difficulty landing jobs and adapting to new work places. Job interviews have changed and it’s vitally important to understand the basics of how to prepare and conduct yourself during an interview for employment.  Shrinkflation Reversal: Segment 1 Ask Clark: Segment 2 Job Interview Knowhow: Segment 3 Ask Clark: Segment 4 Mentioned on the show: HELOC vs. Home Equity Loan: Similarities and Differences Used Clean Vehicle Credit | Internal Revenue Service Not using these job interview tips can reduce your chances of getting that job The 10 most common job interview questions & how to answer them Video Interview Tips: How To Prepare Do I Need To Accept U-Haul Insurance When Renting a Moving Truck? Should You Get a Store Credit Card? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 05 Nov 2024 10:00:00 -0000 full Clark Howard Shrinkflation: The Marketplace Speaks / Job Interviewing 101 Today - remember shrinkflation? It’s not entirely over but some manufacturers have heard the complaints and are changing course. Also - There are sundry reports these days about post-pandemic young workers having difficulty landing jobs and adapting to new work places. Job interviews have changed and it’s vitally important to understand the basics of how to prepare and conduct yourself during an interview for employment.  Shrinkflation Reversal: Segment 1 Ask Clark: Segment 2 Job Interview Knowhow: Segment 3 Ask Clark: Segment 4 Mentioned on the show: HELOC vs. Home Equity Loan: Similarities and Differences Used Clean Vehicle Credit | Internal Revenue Service Not using these job interview tips can reduce your chances of getting that job The 10 most common job interview questions & how to answer them Video Interview Tips: How To Prepare Do I Need To Accept U-Haul Insurance When Renting a Moving Truck? Should You Get a Store Credit Card? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - remember shrinkflation? It’s not entirely over but some manufacturers have heard the complaints and are changing course. Also - There are sundry reports these days about post-pandemic young workers having difficulty landing jobs and adapting to new work places. Job interviews have changed and it’s vitally important to understand the basics of how to prepare and conduct yourself during an interview for employment. 

  • Shrinkflation Reversal: Segment 1
  • Ask Clark: Segment 2
  • Job Interview Knowhow: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1778 11.04.24 INVESTING Update / Just Say NO To These Two Payment Plans The stock market is overvalued these days so many are concerned about a coming correction or bear market. Hear Clark’s take on how best to move forward with your investment goals. Also today, two ways of paying for items over time that Clark wholeheartedly does NOT recommend.  Clark Smart Investing: Segment 1 Ask Clark: Segment 2 2 Payment Schemes To Avoid: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Investing & Retirement Archives - Clark Howard Warning: How To Avoid Buying a Flood-Damaged Car Lemon laws: These states do the best job protecting consumers in new car purchases Chase Credit Cards Will No Longer Be an Option for These Payments Why 'Buy Now, Pay Later' Worries Clark Howard When does a 0% purchase plan make sense for you? Best Credit Cards With No Foreign Transaction Fees in 2024 The Platinum Card® from American Express Review 2024: Is It Worth It? BBB-File a Complaint Is One Medical Membership for Prime Members Better Than a Health Concierge? Should You Buy Gold at Costco? Warning: How You Should NOT Buy Gold Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Nov 2024 10:00:00 -0000 full Clark Howard INVESTING Update / Just Say NO To These Two Payment Plans The stock market is overvalued these days so many are concerned about a coming correction or bear market. Hear Clark’s take on how best to move forward with your investment goals. Also today, two ways of paying for items over time that Clark wholeheartedly does NOT recommend.  Clark Smart Investing: Segment 1 Ask Clark: Segment 2 2 Payment Schemes To Avoid: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Investing & Retirement Archives - Clark Howard Warning: How To Avoid Buying a Flood-Damaged Car Lemon laws: These states do the best job protecting consumers in new car purchases Chase Credit Cards Will No Longer Be an Option for These Payments Why 'Buy Now, Pay Later' Worries Clark Howard When does a 0% purchase plan make sense for you? Best Credit Cards With No Foreign Transaction Fees in 2024 The Platinum Card® from American Express Review 2024: Is It Worth It? BBB-File a Complaint Is One Medical Membership for Prime Members Better Than a Health Concierge? Should You Buy Gold at Costco? Warning: How You Should NOT Buy Gold Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The stock market is overvalued these days so many are concerned about a coming correction or bear market. Hear Clark’s take on how best to move forward with your investment goals. Also today, two ways of paying for items over time that Clark wholeheartedly does NOT recommend. 

  • Clark Smart Investing: Segment 1
  • Ask Clark: Segment 2
  • 2 Payment Schemes To Avoid: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1867 11.01.24 Clark Answers His Critics on Clark Stinks / SAVE MORE on Food Costs Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark compares the cost of food prepared at home vs eating out. New data on total meal spending shows where we can save more on overall food costs.  Clark Stinks: Segments 1 & 2 Save On Food Costs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 401(k) Rollover: How To Roll Over a 401(k) How Much of Each Paycheck You Should Save or Invest 10 Ways To Save on Prescription Drugs Android’s theft protection features keep your device and data safe 7 Places to Get the Best Deals on Lab-Created Diamonds The Best Time and Place To Buy an Engagement Ring USDA Food Plans: Monthly Cost of Food Reports What You Need To Do if Your Phone Gets Lost or Stolen Credit Karma Review: Free Credit Score and More at Your Fingertips Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices ______________________________________________________________ Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 01 Nov 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / SAVE MORE on Food Costs Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark compares the cost of food prepared at home vs eating out. New data on total meal spending shows where we can save more on overall food costs.  Clark Stinks: Segments 1 & 2 Save On Food Costs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 401(k) Rollover: How To Roll Over a 401(k) How Much of Each Paycheck You Should Save or Invest 10 Ways To Save on Prescription Drugs Android’s theft protection features keep your device and data safe 7 Places to Get the Best Deals on Lab-Created Diamonds The Best Time and Place To Buy an Engagement Ring USDA Food Plans: Monthly Cost of Food Reports What You Need To Do if Your Phone Gets Lost or Stolen Credit Karma Review: Free Credit Score and More at Your Fingertips Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices ______________________________________________________________ Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark compares the cost of food prepared at home vs eating out. New data on total meal spending shows where we can save more on overall food costs. 

  • Clark Stinks: Segments 1 & 2
  • Save On Food Costs: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources

Learn more about your ad choices: megaphone.fm/adchoices

______________________________________________________________





Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1989 10.31.24 Cross-Training In Company Culture / Skilled Trades For The Win Home Depot is doing something that all employers should do. Clark talks about what distinguishes a winning corporate culture. Also today, Help Wanted: electricians, plumbers, CPAs, air traffic controllers, police officers and more. Clark shares opportunities for employment that empower workers to create financial security and personal wealth.  Employers Should Know: Segment 1 Ask Clark: Segment 2 Employment Opportunities: Segment 3 Ask Clark: Segment 4 Mentioned on the show: AutoSlash Review: How To Save on a Rental Car SIXT rent a car | Premium Car Rental & Top Deals Worldwide 4 Things You Should Always Pack in Your Carry-On How to Freeze Your Child's Credit How To Build Your Credit Score from Scratch How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 31 Oct 2024 09:00:00 -0000 full Clark Howard Cross-Training In Company Culture / Skilled Trades For The Win Home Depot is doing something that all employers should do. Clark talks about what distinguishes a winning corporate culture. Also today, Help Wanted: electricians, plumbers, CPAs, air traffic controllers, police officers and more. Clark shares opportunities for employment that empower workers to create financial security and personal wealth.  Employers Should Know: Segment 1 Ask Clark: Segment 2 Employment Opportunities: Segment 3 Ask Clark: Segment 4 Mentioned on the show: AutoSlash Review: How To Save on a Rental Car SIXT rent a car | Premium Car Rental & Top Deals Worldwide 4 Things You Should Always Pack in Your Carry-On How to Freeze Your Child's Credit How To Build Your Credit Score from Scratch How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Home Depot is doing something that all employers should do. Clark talks about what distinguishes a winning corporate culture. Also today, Help Wanted: electricians, plumbers, CPAs, air traffic controllers, police officers and more. Clark shares opportunities for employment that empower workers to create financial security and personal wealth. 

  • Employers Should Know: Segment 1
  • Ask Clark: Segment 2
  • Employment Opportunities: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1862 10.30.24 Saving For College - 529 Plans / Auto Insurance Update Clark discusses the societal changes in how college costs are trending now, the existing burden of student loan debt, and the best way to save in a 529 Plan. Also today, Clark has news on the car insurance front. The cycle has turned. Brace for good news and know how to make the most of it. How To Choose A 529 Plan: Segment 1 Ask Clark: Segment 2 Auto Insurance Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best 529 College Savings Plans By State How To Save Money With Google Flights Roth vs. Traditional 401(k): What's the Difference? How to Shop for Lower Car Insurance (Clark.com) How Can I Find Out Why My Credit Score Just Dropped? What Is a Good Credit Score? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 30 Oct 2024 09:00:00 -0000 full Clark Howard Saving For College - 529 Plans / Auto Insurance Update Clark discusses the societal changes in how college costs are trending now, the existing burden of student loan debt, and the best way to save in a 529 Plan. Also today, Clark has news on the car insurance front. The cycle has turned. Brace for good news and know how to make the most of it. How To Choose A 529 Plan: Segment 1 Ask Clark: Segment 2 Auto Insurance Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best 529 College Savings Plans By State How To Save Money With Google Flights Roth vs. Traditional 401(k): What's the Difference? How to Shop for Lower Car Insurance (Clark.com) How Can I Find Out Why My Credit Score Just Dropped? What Is a Good Credit Score? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the societal changes in how college costs are trending now, the existing burden of student loan debt, and the best way to save in a 529 Plan. Also today, Clark has news on the car insurance front. The cycle has turned. Brace for good news and know how to make the most of it.

  • How To Choose A 529 Plan: Segment 1
  • Ask Clark: Segment 2
  • Auto Insurance Update: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1851 10.29.24 The Debt Trap / Best Used Car Deals Not only does carrying the burden of debt create an enormous amount of stress, but a new poll shows that it affects so much more. Clark discusses how it can even affect your career mobility. Also, Clark talks about the best deals in reliable used cars right now. Debt Paralysis: Segment 1 Ask Clark: Segment 2 Best Deals In Used Cars: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Debt Archives - Clark Howard Should You Ever Book a Nonrefundable Hotel Room? Your Guide to DIY Home Security Systems What's the Best Way To Send Money Overseas? Best Credit Cards With No Foreign Transaction Fees in 2024 How To Buy a Used Car (Clark.com) Gablok : the story of an insulated block Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 29 Oct 2024 09:00:00 -0000 full Clark Howard The Debt Trap / Best Used Car Deals Not only does carrying the burden of debt create an enormous amount of stress, but a new poll shows that it affects so much more. Clark discusses how it can even affect your career mobility. Also, Clark talks about the best deals in reliable used cars right now. Debt Paralysis: Segment 1 Ask Clark: Segment 2 Best Deals In Used Cars: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Debt Archives - Clark Howard Should You Ever Book a Nonrefundable Hotel Room? Your Guide to DIY Home Security Systems What's the Best Way To Send Money Overseas? Best Credit Cards With No Foreign Transaction Fees in 2024 How To Buy a Used Car (Clark.com) Gablok : the story of an insulated block Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices Not only does carrying the burden of debt create an enormous amount of stress, but a new poll shows that it affects so much more. Clark discusses how it can even affect your career mobility. Also, Clark talks about the best deals in reliable used cars right now.

  • Debt Paralysis: Segment 1
  • Ask Clark: Segment 2
  • Best Deals In Used Cars: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices



Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1579 10.28.24 Debit Card Risks / Options For Lower Cost Prescriptions Yesterday Clark talked about using credit cards responsibly to your advantage. Today Clark discusses why he refers to the debit card as a “piece of trash fake Visa”.  Know the risks of debit card use.  Also - The big pharmacy chains are closing hundreds of stores, and Clark wants to make sure you’re aware of another option for lower cost prescriptions that’s also convenient. Piece Of Trash That Burns Your Cash: Segment 1 Ask Clark: Segment 2 Rx For Less: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Victim of fraud? Protections are different for debit, credit cards. Do Debit Cards Still Stink in 2024? The Safer Way To Use Your Debit Card Why Clark Is Prepared To Break His 'No Debit Cards' Rule HELOC vs. Home Equity Loan: Similarities and Differences Home Equity Loan Calculator - Clark Howard Hello Mobile Review: 5 Things To Know Before You Sign Up The Best Talk & Text Only Phone Plans (No Data) Phone Plan Finder – Find the Best Plan For You - Clark.com Best Phone Plans: Get Exactly What You Want at the Cheapest Price 10 Ways To Save on Prescription Drugs (Clark.com) Warning: One Way You Should Almost Never Fill Prescriptions How Can Discount Drug Apps Offer Such Big Savings on Prescription Medications? Here's How Long Your Home Appliances Should Last Homeowners Insurance Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Oct 2024 09:00:00 -0000 full Clark Howard Debit Card Risks / Options For Lower Cost Prescriptions Yesterday Clark talked about using credit cards responsibly to your advantage. Today Clark discusses why he refers to the debit card as a “piece of trash fake Visa”.  Know the risks of debit card use.  Also - The big pharmacy chains are closing hundreds of stores, and Clark wants to make sure you’re aware of another option for lower cost prescriptions that’s also convenient. Piece Of Trash That Burns Your Cash: Segment 1 Ask Clark: Segment 2 Rx For Less: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Victim of fraud? Protections are different for debit, credit cards. Do Debit Cards Still Stink in 2024? The Safer Way To Use Your Debit Card Why Clark Is Prepared To Break His 'No Debit Cards' Rule HELOC vs. Home Equity Loan: Similarities and Differences Home Equity Loan Calculator - Clark Howard Hello Mobile Review: 5 Things To Know Before You Sign Up The Best Talk & Text Only Phone Plans (No Data) Phone Plan Finder – Find the Best Plan For You - Clark.com Best Phone Plans: Get Exactly What You Want at the Cheapest Price 10 Ways To Save on Prescription Drugs (Clark.com) Warning: One Way You Should Almost Never Fill Prescriptions How Can Discount Drug Apps Offer Such Big Savings on Prescription Medications? Here's How Long Your Home Appliances Should Last Homeowners Insurance Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Yesterday Clark talked about using credit cards responsibly to your advantage. Today Clark discusses why he refers to the debit card as a “piece of trash fake Visa”.  Know the risks of debit card use.  Also - The big pharmacy chains are closing hundreds of stores, and Clark wants to make sure you’re aware of another option for lower cost prescriptions that’s also convenient.

  • Piece Of Trash That Burns Your Cash: Segment 1
  • Ask Clark: Segment 2
  • Rx For Less: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1418 10.25.24 Clark Answers His Critics on Clark Stinks / What’s In Clark’s Wallet? Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, there’s a market share war with credit card companies. Competition is hot. So how do you choose? Clark has updated his cards and offers a new tool to help you choose the best credit cards for you. Clark Stinks: Segments 1 & 2 Clark Smart Credit Cards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Do Not Give Your Social Security Number at These Places 5 Big Travel Updates Clark Wants You To Know ETIAS News & Information For Visitors Coming To Europe Best Free Password Managers: 10 Top Picks Do You Know How Much Cash Back You’re Getting? Cash Back Credit Card Calculator Tool (Clark.com) My 7 Rules for Using Credit Cards - Clark Howard Clark Says This Credit Card Mistake Is Like Chasing 'Fool's Gold' Sam's Club® Mastercard® Review: Earn 5% Back on Gas Purchases Costco Anywhere Visa® Card by Citi Review: Earn Wholesale Club and Gas Rewards Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now Capital One Venture X Rewards Credit Card: 6 Things To Know in 2024 Chase Sapphire Reserve® vs. Chase Sapphire Preferred® Card New unlimited 2% cash back credit card: Navy Federal cashRewards Plus Card Best Airline Credit Cards for 2024: Are They Right For You? Clark.com - Hearing Aids What's the Best Way To Send Money Overseas? 5 Money Tips To Know Before You Travel Abroad Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 25 Oct 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / What’s In Clark’s Wallet? Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, there’s a market share war with credit card companies. Competition is hot. So how do you choose? Clark has updated his cards and offers a new tool to help you choose the best credit cards for you. Clark Stinks: Segments 1 & 2 Clark Smart Credit Cards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Do Not Give Your Social Security Number at These Places 5 Big Travel Updates Clark Wants You To Know ETIAS News & Information For Visitors Coming To Europe Best Free Password Managers: 10 Top Picks Do You Know How Much Cash Back You’re Getting? Cash Back Credit Card Calculator Tool (Clark.com) My 7 Rules for Using Credit Cards - Clark Howard Clark Says This Credit Card Mistake Is Like Chasing 'Fool's Gold' Sam's Club® Mastercard® Review: Earn 5% Back on Gas Purchases Costco Anywhere Visa® Card by Citi Review: Earn Wholesale Club and Gas Rewards Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now Capital One Venture X Rewards Credit Card: 6 Things To Know in 2024 Chase Sapphire Reserve® vs. Chase Sapphire Preferred® Card New unlimited 2% cash back credit card: Navy Federal cashRewards Plus Card Best Airline Credit Cards for 2024: Are They Right For You? Clark.com - Hearing Aids What's the Best Way To Send Money Overseas? 5 Money Tips To Know Before You Travel Abroad Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, there’s a market share war with credit card companies. Competition is hot. So how do you choose? Clark has updated his cards and offers a new tool to help you choose the best credit cards for you.

  • Clark Stinks: Segments 1 & 2
  • Clark Smart Credit Cards: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2128 10.24.24 How To Use Payment Apps Safely / Credit Card Receipt Signatures - Why? Shopping season is upon us and the use of payment apps is commonplace, but more fraud protections are needed. Know the safest way to use these apps including Venmo, Zelle, Cash App & PayPal. Also, when using credit cards, though it hasn’t been required in years, many retailers still have you sign the receipt. Clark has a good idea why that’s happening.  Payment App Precautions: Segment 1 Ask Clark: Segment 2 Credit Card Receipts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Can I Safely Use for Peer-to-Peer Payments? 6 Things To Know About Series I Savings Bonds What Clark Says You Should Do With Your I Bonds This Year 6 Things to Know About Refinancing Your Mortgage What Is a Fiduciary Financial Advisor and Do I Need One? Best Financial Advisors in 2024 How Much Does a Financial Advisor Cost? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 24 Oct 2024 09:00:00 -0000 full Clark Howard How To Use Payment Apps Safely / Credit Card Receipt Signatures - Why? Shopping season is upon us and the use of payment apps is commonplace, but more fraud protections are needed. Know the safest way to use these apps including Venmo, Zelle, Cash App & PayPal. Also, when using credit cards, though it hasn’t been required in years, many retailers still have you sign the receipt. Clark has a good idea why that’s happening.  Payment App Precautions: Segment 1 Ask Clark: Segment 2 Credit Card Receipts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Can I Safely Use for Peer-to-Peer Payments? 6 Things To Know About Series I Savings Bonds What Clark Says You Should Do With Your I Bonds This Year 6 Things to Know About Refinancing Your Mortgage What Is a Fiduciary Financial Advisor and Do I Need One? Best Financial Advisors in 2024 How Much Does a Financial Advisor Cost? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Shopping season is upon us and the use of payment apps is commonplace, but more fraud protections are needed. Know the safest way to use these apps including Venmo, Zelle, Cash App & PayPal. Also, when using credit cards, though it hasn’t been required in years, many retailers still have you sign the receipt. Clark has a good idea why that’s happening. 

  • Payment App Precautions: Segment 1
  • Ask Clark: Segment 2
  • Credit Card Receipts: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1839 10.23.24 Convenience Store Rankings / America’s Entrepreneurial Wave Independent retail chains selling gas and food are becoming an economic force benefiting consumers. So what are the best convenience store chains in the nation? Clark delivers new rankings from the American Customer Satisfaction Index. Also today - One reason the U.S. economy is faring better than most other developed economies in the world is American entrepreneurship. Covid era startups have created over 7 million American jobs. Clark speaks to the potential entrepreneur in you!  Convenience Stores Vs Gas Stations: Segment 1 Ask Clark: Segment 2 New Businesses Fuel Economy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Are Unrealized Gains and Losses? How To Buy a Used Car How to Buy a New Car in 5 Steps Roth vs. Traditional 401(k): What's the Difference? National Academy of Elder Law Attorneys (NAELA) Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 23 Oct 2024 09:00:00 -0000 full Clark Howard Convenience Store Rankings / America’s Entrepreneurial Wave Independent retail chains selling gas and food are becoming an economic force benefiting consumers. So what are the best convenience store chains in the nation? Clark delivers new rankings from the American Customer Satisfaction Index. Also today - One reason the U.S. economy is faring better than most other developed economies in the world is American entrepreneurship. Covid era startups have created over 7 million American jobs. Clark speaks to the potential entrepreneur in you!  Convenience Stores Vs Gas Stations: Segment 1 Ask Clark: Segment 2 New Businesses Fuel Economy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Are Unrealized Gains and Losses? How To Buy a Used Car How to Buy a New Car in 5 Steps Roth vs. Traditional 401(k): What's the Difference? National Academy of Elder Law Attorneys (NAELA) Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Independent retail chains selling gas and food are becoming an economic force benefiting consumers. So what are the best convenience store chains in the nation? Clark delivers new rankings from the American Customer Satisfaction Index. Also today - One reason the U.S. economy is faring better than most other developed economies in the world is American entrepreneurship. Covid era startups have created over 7 million American jobs. Clark speaks to the potential entrepreneur in you! 

  • Convenience Stores Vs Gas Stations: Segment 1
  • Ask Clark: Segment 2
  • New Businesses Fuel Economy: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2024 10.22.24 SCAM WARNING: Fake Credit Card Text Alerts / SAVE On Eating Out Our Consumer Action Center is getting a lot of calls about a growing text message scam that appears to be from your credit card company. Know how to spot it so you don’t get taken. Also, Clark shares some ways restaurants at all levels are exploring ways to cut costs. Know what to look for to save more on dining out, including smaller portions for less money. Credit Card Text Scams: Segment 1 Ask Clark: Segment 2 SAVE MORE Eating Out: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Scam: Think Twice Before You Respond to This Credit Card Alert Home Title Lock: Is It the Same As Home Title Insurance? What Is Owner's Title Insurance and Do You Need It? Costco Travel: 5 Things To Know Before You Book Travel Insurance: What You Need To Know Before You Buy Axios: Diamond math What Does a Home Warranty Cover and Is It Worth The Money? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 22 Oct 2024 09:00:00 -0000 full Clark Howard SCAM WARNING: Fake Credit Card Text Alerts / SAVE On Eating Out Our Consumer Action Center is getting a lot of calls about a growing text message scam that appears to be from your credit card company. Know how to spot it so you don’t get taken. Also, Clark shares some ways restaurants at all levels are exploring ways to cut costs. Know what to look for to save more on dining out, including smaller portions for less money. Credit Card Text Scams: Segment 1 Ask Clark: Segment 2 SAVE MORE Eating Out: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Scam: Think Twice Before You Respond to This Credit Card Alert Home Title Lock: Is It the Same As Home Title Insurance? What Is Owner's Title Insurance and Do You Need It? Costco Travel: 5 Things To Know Before You Book Travel Insurance: What You Need To Know Before You Buy Axios: Diamond math What Does a Home Warranty Cover and Is It Worth The Money? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Our Consumer Action Center is getting a lot of calls about a growing text message scam that appears to be from your credit card company. Know how to spot it so you don’t get taken. Also, Clark shares some ways restaurants at all levels are exploring ways to cut costs. Know what to look for to save more on dining out, including smaller portions for less money.

  • Credit Card Text Scams: Segment 1
  • Ask Clark: Segment 2
  • SAVE MORE Eating Out: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1617 10.21.24 Clark Rage: Mandatory Arbitration / What’s Better Than A Roth? Today’s mandatory arbitration abuses trace back to a law passed a century ago, repeatedly upheld to deny citizens their right to a day in court. Clark shares yet another case in point. Also in this episode- open enrollment is an opportunity to choose among health care plans which offer one of Clark’s favorite tools for long term financial security. Should you opt for an HSA - Health Savings Account?  Mandatory Arbitration: Segment 1 Ask Clark: Segment 2 The Case For HSAs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Long Should I Save Pictures of My Car Rental? Military and Veterans Guide: Free Resources for Your Finances Where Should I Set Up My Health Savings Account (HSA)?- Clark.com What Is an HSA Account and How Does It Work? Should You Fund Your IRA at Once or Steadily Contribute Throughout the Year? Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging? Refunding Fees for Delayed Checked Bags and Ancillary Services File a Consumer Complaint | US Department of Transportation Elliott Report: Home What Luggage Does Clark Howard Recommend? 4 Things You Should Always Pack in Your Carry-On Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 21 Oct 2024 09:00:00 -0000 full Clark Howard Clark Rage: Mandatory Arbitration / What’s Better Than A Roth? Today’s mandatory arbitration abuses trace back to a law passed a century ago, repeatedly upheld to deny citizens their right to a day in court. Clark shares yet another case in point. Also in this episode- open enrollment is an opportunity to choose among health care plans which offer one of Clark’s favorite tools for long term financial security. Should you opt for an HSA - Health Savings Account?  Mandatory Arbitration: Segment 1 Ask Clark: Segment 2 The Case For HSAs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Long Should I Save Pictures of My Car Rental? Military and Veterans Guide: Free Resources for Your Finances Where Should I Set Up My Health Savings Account (HSA)?- Clark.com What Is an HSA Account and How Does It Work? Should You Fund Your IRA at Once or Steadily Contribute Throughout the Year? Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging? Refunding Fees for Delayed Checked Bags and Ancillary Services File a Consumer Complaint | US Department of Transportation Elliott Report: Home What Luggage Does Clark Howard Recommend? 4 Things You Should Always Pack in Your Carry-On Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today’s mandatory arbitration abuses trace back to a law passed a century ago, repeatedly upheld to deny citizens their right to a day in court. Clark shares yet another case in point. Also in this episode- open enrollment is an opportunity to choose among health care plans which offer one of Clark’s favorite tools for long term financial security. Should you opt for an HSA - Health Savings Account? 

  • Mandatory Arbitration: Segment 1
  • Ask Clark: Segment 2
  • The Case For HSAs: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1689 10.18.24 Clark Answers His Critics on Clark Stinks / Cell Phone Theft Or Loss Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, criminal rings are heavily engaged in cell phone theft now, and they’re after your financials. Know what to do before, and after the loss or theft of your cell phone - just in case.   Clark Stinks: Segments 1 & 2 Cell Phone Theft: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Investment Companies for Investors in 2024 Mortgages Archives - Clark Howard 4 Things To Know Before You Buy a Digital TV Antenna How To Watch Local Channels Without Cable What Should You Do if Your Insurance Claim Is Denied? What Is Umbrella Insurance and Do You Need It? One Tech Tip: Here’s what you need to do before and after your phone is stolen or lost SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know About Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 18 Oct 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Cell Phone Theft Or Loss Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, criminal rings are heavily engaged in cell phone theft now, and they’re after your financials. Know what to do before, and after the loss or theft of your cell phone - just in case.   Clark Stinks: Segments 1 & 2 Cell Phone Theft: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Investment Companies for Investors in 2024 Mortgages Archives - Clark Howard 4 Things To Know Before You Buy a Digital TV Antenna How To Watch Local Channels Without Cable What Should You Do if Your Insurance Claim Is Denied? What Is Umbrella Insurance and Do You Need It? One Tech Tip: Here’s what you need to do before and after your phone is stolen or lost SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know About Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, criminal rings are heavily engaged in cell phone theft now, and they’re after your financials. Know what to do before, and after the loss or theft of your cell phone - just in case.  

  • Clark Stinks: Segments 1 & 2
  • Cell Phone Theft: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1751 10.17.24 Flood Insurance / Remote Work Scams & Legit WFH Jobs With the recent hurricanes, wildfires, and other natural disasters around the country, Clark has specific advice for home buyers. Also today, as remote work scams proliferate, learn more about how to find legitimate work from home. Flood Insurance: Segment 1 Ask Clark: Segment 2 Legit WFH Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NATIONAL FLOOD INSURANCE PROGRAM Zillow will now show climate risk data on home listings Will Your House Flood? We Ask the Experts When Hurricane Helene hit, this disaster-proof Florida neighborhood kept the lights on Roth vs. Traditional 401(k): What's the Difference? BBB-File a Complaint The six-figure hybrid jobs that are most in-demand Legitimate Work From Home Jobs – How to Find Them (Clark.com) These Companies Are Hiring for Partially Remote Jobs Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 17 Oct 2024 09:00:00 -0000 full Clark Howard Flood Insurance / Remote Work Scams & Legit WFH Jobs With the recent hurricanes, wildfires, and other natural disasters around the country, Clark has specific advice for home buyers. Also today, as remote work scams proliferate, learn more about how to find legitimate work from home. Flood Insurance: Segment 1 Ask Clark: Segment 2 Legit WFH Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NATIONAL FLOOD INSURANCE PROGRAM Zillow will now show climate risk data on home listings Will Your House Flood? We Ask the Experts When Hurricane Helene hit, this disaster-proof Florida neighborhood kept the lights on Roth vs. Traditional 401(k): What's the Difference? BBB-File a Complaint The six-figure hybrid jobs that are most in-demand Legitimate Work From Home Jobs – How to Find Them (Clark.com) These Companies Are Hiring for Partially Remote Jobs Should I Contribute to a 529 Plan Only To Roll It Into a Roth IRA Later? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices With the recent hurricanes, wildfires, and other natural disasters around the country, Clark has specific advice for home buyers. Also today, as remote work scams proliferate, learn more about how to find legitimate work from home.

  • Flood Insurance: Segment 1
  • Ask Clark: Segment 2
  • Legit WFH Jobs: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2116 10.16.24 Oil & Gas Price Outlook / Medicare Open Enrollment Today, Clark discusses what’s going on with U.S. oil prices from a global perspective, in light of potentially escalating conflicts in the Middle East. Also, Medicare open enrollment is underway. With all the upheaval with Advantage plans this year, it’s more important than ever to understand the changes in your plan, and compare your options. Clark has a valuable resource to help you make the best choice.  Oil & Gas Prices: Segment 1 Ask Clark: Segment 2 Medicare DisAdvantage Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Does the Brand of Gasoline Really Matter? Phone Plan Finder – Find the Best Plan For You - Clark.com Consumer Reports -We've Lab-Tested Hundreds of Refrigerators. These Are the 12 Best Fridges of 2024. Medicare Advantage giant Humana reels after ratings cut SHIP State Health Insurance Assistance Program - Navigating Medicare Where You Should Never Buy Travel Insurance for a Cruise Travel Insurance: What You Need To Know Before You Buy InsureMyTrip Review: Why We Like It and How to Use It How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 16 Oct 2024 09:00:00 -0000 full Clark Howard Oil & Gas Price Outlook / Medicare Open Enrollment Today, Clark discusses what’s going on with U.S. oil prices from a global perspective, in light of potentially escalating conflicts in the Middle East. Also, Medicare open enrollment is underway. With all the upheaval with Advantage plans this year, it’s more important than ever to understand the changes in your plan, and compare your options. Clark has a valuable resource to help you make the best choice.  Oil & Gas Prices: Segment 1 Ask Clark: Segment 2 Medicare DisAdvantage Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Does the Brand of Gasoline Really Matter? Phone Plan Finder – Find the Best Plan For You - Clark.com Consumer Reports -We've Lab-Tested Hundreds of Refrigerators. These Are the 12 Best Fridges of 2024. Medicare Advantage giant Humana reels after ratings cut SHIP State Health Insurance Assistance Program - Navigating Medicare Where You Should Never Buy Travel Insurance for a Cruise Travel Insurance: What You Need To Know Before You Buy InsureMyTrip Review: Why We Like It and How to Use It How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark discusses what’s going on with U.S. oil prices from a global perspective, in light of potentially escalating conflicts in the Middle East. Also, Medicare open enrollment is underway. With all the upheaval with Advantage plans this year, it’s more important than ever to understand the changes in your plan, and compare your options. Clark has a valuable resource to help you make the best choice. 

  • Oil & Gas Prices: Segment 1
  • Ask Clark: Segment 2
  • Medicare DisAdvantage Plans: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1986 10.15.24 Retail Perils - Overcharged & Store Cards Vigilance shoppers - With the holiday season already underway, sales are coming and going faster, increasing the likelihood of being overcharged - which happens more often than you might think. Clark has tips on how it pays to pay attention. Also today in retail peril - why you DON’T want to save 10% on your purchase if you apply for a store card.  Overcharged At Checkout: Segment 1 Ask Clark: Segment 2 Retail Store Cards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Reasons Sam's Club Is Better Than Costco Housing market hack: How this family just got their dream home at a 2.5% mortgage rate Subordinated Debt: What It Is, How It Works, Risks How To Open a Roth IRA What Brokerage Do You Recommend for First-Time Investors or Kids? 6 Tips to Teach Teenagers About Money 401k Fees: How Much is Too Much? Fidelity Investments Review: Pros & Cons Retail credit card interest rates reach record high Should You Get a Store Credit Card? Cash Back Credit Card Calculator Tool Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 15 Oct 2024 09:00:00 -0000 full Clark Howard Retail Perils - Overcharged & Store Cards Vigilance shoppers - With the holiday season already underway, sales are coming and going faster, increasing the likelihood of being overcharged - which happens more often than you might think. Clark has tips on how it pays to pay attention. Also today in retail peril - why you DON’T want to save 10% on your purchase if you apply for a store card.  Overcharged At Checkout: Segment 1 Ask Clark: Segment 2 Retail Store Cards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Reasons Sam's Club Is Better Than Costco Housing market hack: How this family just got their dream home at a 2.5% mortgage rate Subordinated Debt: What It Is, How It Works, Risks How To Open a Roth IRA What Brokerage Do You Recommend for First-Time Investors or Kids? 6 Tips to Teach Teenagers About Money 401k Fees: How Much is Too Much? Fidelity Investments Review: Pros & Cons Retail credit card interest rates reach record high Should You Get a Store Credit Card? Cash Back Credit Card Calculator Tool Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Vigilance shoppers - With the holiday season already underway, sales are coming and going faster, increasing the likelihood of being overcharged - which happens more often than you might think. Clark has tips on how it pays to pay attention. Also today in retail peril - why you DON’T want to save 10% on your purchase if you apply for a store card. 

  • Overcharged At Checkout: Segment 1
  • Ask Clark: Segment 2
  • Retail Store Cards: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1734 10.14.24 Consumer Warning: Booking Travel / How To Shop Prescriptions In the news we’re seeing stories of travelers stranded and out thousands of dollars, because of the way they booked flights and hotels. Clark explains how to avoid this trap when making your travel plans. Also today, why PBMs - the prescription benefits managers included in many employer insurance programs - are often more costly than self-paying for meds. Clark gives you ways to save more on prescriptions. Warning - Fake Travel Agencies: Segment 1 Ask Clark: Segment 2 How To Shop Prescriptions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Travel Archives - Clark Howard 5 Big Travel Updates Clark Wants You To Know How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion FTC sues drug middlemen for allegedly inflating insulin prices Warning: One Way You Should Almost Never Fill Prescriptions 10 Ways To Save on Prescription Drugs Will Mark Cuban's Prescription Company Really Save You Money? Raisin Review: Can You Trust This Online Savings Marketplace? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 Oct 2024 09:00:00 -0000 full Clark Howard Consumer Warning: Booking Travel / How To Shop Prescriptions In the news we’re seeing stories of travelers stranded and out thousands of dollars, because of the way they booked flights and hotels. Clark explains how to avoid this trap when making your travel plans. Also today, why PBMs - the prescription benefits managers included in many employer insurance programs - are often more costly than self-paying for meds. Clark gives you ways to save more on prescriptions. Warning - Fake Travel Agencies: Segment 1 Ask Clark: Segment 2 How To Shop Prescriptions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Travel Archives - Clark Howard 5 Big Travel Updates Clark Wants You To Know How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion FTC sues drug middlemen for allegedly inflating insulin prices Warning: One Way You Should Almost Never Fill Prescriptions 10 Ways To Save on Prescription Drugs Will Mark Cuban's Prescription Company Really Save You Money? Raisin Review: Can You Trust This Online Savings Marketplace? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In the news we’re seeing stories of travelers stranded and out thousands of dollars, because of the way they booked flights and hotels. Clark explains how to avoid this trap when making your travel plans. Also today, why PBMs - the prescription benefits managers included in many employer insurance programs - are often more costly than self-paying for meds. Clark gives you ways to save more on prescriptions.

  • Warning - Fake Travel Agencies: Segment 1
  • Ask Clark: Segment 2
  • How To Shop Prescriptions: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1718 10.11.24 Clark Answers His Critics on Clark Stinks / Real ID & Passport Renewal Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also travelers, Clark has new info on Real ID requirements, electronic driver’s licenses and a great new way to renew your passport.  Clark Stinks: Segments 1 & 2 New Travel Document Options & Requirements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The best deals on TVs available now Credit Score Guide How To Dispute an Error on Your Credit Report and Win How To Cancel & Get Rid of PMI Earlier Report: 5 Best Hotel Rewards Programs for 2024 European travelers will have to pay to enter the UK in 2025 Should I Create an E-Verify Account To Lock My Social Security Number? Do Not Give Your Social Security Number at These Places How To Send a 'Drop Dead' Letter to a Collection Agency What Is an Annuity, and Why Does Clark Think They Stink? Certificate of Deposit (CD): What Is It, Best Places To Open One Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 11 Oct 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Real ID & Passport Renewal Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also travelers, Clark has new info on Real ID requirements, electronic driver’s licenses and a great new way to renew your passport.  Clark Stinks: Segments 1 & 2 New Travel Document Options & Requirements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The best deals on TVs available now Credit Score Guide How To Dispute an Error on Your Credit Report and Win How To Cancel & Get Rid of PMI Earlier Report: 5 Best Hotel Rewards Programs for 2024 European travelers will have to pay to enter the UK in 2025 Should I Create an E-Verify Account To Lock My Social Security Number? Do Not Give Your Social Security Number at These Places How To Send a 'Drop Dead' Letter to a Collection Agency What Is an Annuity, and Why Does Clark Think They Stink? Certificate of Deposit (CD): What Is It, Best Places To Open One Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more. Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also travelers, Clark has new info on Real ID requirements, electronic driver’s licenses and a great new way to renew your passport. 

  • Clark Stinks: Segments 1 & 2
  • New Travel Document Options & Requirements: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Disclosure in Podcast Description: A Bond Account is a self-directed brokerage account with Public Investing, member FINRA/SIPC. Deposits into this account are used to purchase 10 investment-grade and high-yield bonds. As of 9/26/24, the average, annualized yield to worst (YTW) across the Bond Account is greater than 6%. A bond’s yield is a function of its market price, which can fluctuate; therefore, a bond’s YTW is not “locked in” until the bond is purchased, and your yield at time of purchase may be different from the yield shown here. The “locked in” YTW is not guaranteed; you may receive less than the YTW of the bonds in the Bond Account if you sell any of the bonds before maturity or if the issuer defaults on the bond. Public Investing charges a markup on each bond trade. See our Fee Schedule. Bond Accounts are not recommendations of individual bonds or default allocations. The bonds in the Bond Account have not been selected based on your needs or risk profile. See https://public.com/disclosures/bond-account to learn more.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2043 10.10.24 Safe Saving: An FDIC Update / The Risks Of Seller Financed Mortgages Today, Clark has an update from the FDIC in the aftermath of the recent fintech meltdown, including the dangers of “blended banking” and how to spot fake savings account offers. Also - if you are in the market for a house, you may see offers for land contracts or seller financing. Know the downsides of alternative rent-to-own type mortgages Protections For Savers - An FDIC Update: Segment 1 Ask Clark: Segment 2 Beware Lease Purchase Type Home Offers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The FDIC Is From the Government and Really Is Here to Help 17 of the Best High-Yield Online Savings Accounts in October 2024 Experian Insurance Marketplace NYTimes: A Mortgage Alternative for Lower-Priced Homes Comes With Risks NYTimes: Consumer Agency Cracks Down on Seller-Financed Home Sales Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 10 Oct 2024 09:00:00 -0000 full Clark Howard Safe Saving: An FDIC Update / The Risks Of Seller Financed Mortgages Today, Clark has an update from the FDIC in the aftermath of the recent fintech meltdown, including the dangers of “blended banking” and how to spot fake savings account offers. Also - if you are in the market for a house, you may see offers for land contracts or seller financing. Know the downsides of alternative rent-to-own type mortgages Protections For Savers - An FDIC Update: Segment 1 Ask Clark: Segment 2 Beware Lease Purchase Type Home Offers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The FDIC Is From the Government and Really Is Here to Help 17 of the Best High-Yield Online Savings Accounts in October 2024 Experian Insurance Marketplace NYTimes: A Mortgage Alternative for Lower-Priced Homes Comes With Risks NYTimes: Consumer Agency Cracks Down on Seller-Financed Home Sales Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark has an update from the FDIC in the aftermath of the recent fintech meltdown, including the dangers of “blended banking” and how to spot fake savings account offers. Also - if you are in the market for a house, you may see offers for land contracts or seller financing. Know the downsides of alternative rent-to-own type mortgages

  • Protections For Savers - An FDIC Update: Segment 1
  • Ask Clark: Segment 2
  • Beware Lease Purchase Type Home Offers: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1711 10.09.24 Becoming A Millionaire - It CAN Happen / A New Tip For Avoiding Fraud Who wants to be a Millionaire? Clark discusses how this level of financial security can be within reach - even for those earning average pay. Also today - given the monumental scope of data breaches, in addition to task number one: freezing your credit - Clark has another tip for securing your identity. We all need to batten down the hatches, and Clark shares an important step to help you do just that. Becoming A Millionaire: Segment 1 Ask Clark: Segment 2 Secure Your Identity: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] The 401(k) millionaires club hit a new record. What’s their secret? How To Use an IRA To Become a Millionaire How To Retire a Millionaire With a 401(k) Plan in 19 Years 401(k) Calculator // Saving and Investment Calculator Savings Table – By Rate of Return // Savings Table – By Years Target Date Funds: Clark's Favorite Retirement Investment Roth vs. Traditional 401(k): What's the Difference? 3 Places You Should Never Invest Your Money What Is a Backdoor Roth IRA? Backdoor Roth IRA: Advantages and Tax Implications Explained What Are Index Funds? / What Is an ETF? Why You Need To Go Through Your Online Accounts Use Password Checkup - Guidebooks with Google Elliott Report: Home Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 09 Oct 2024 09:00:00 -0000 full Clark Howard Becoming A Millionaire - It CAN Happen / A New Tip For Avoiding Fraud Who wants to be a Millionaire? Clark discusses how this level of financial security can be within reach - even for those earning average pay. Also today - given the monumental scope of data breaches, in addition to task number one: freezing your credit - Clark has another tip for securing your identity. We all need to batten down the hatches, and Clark shares an important step to help you do just that. Becoming A Millionaire: Segment 1 Ask Clark: Segment 2 Secure Your Identity: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] The 401(k) millionaires club hit a new record. What’s their secret? How To Use an IRA To Become a Millionaire How To Retire a Millionaire With a 401(k) Plan in 19 Years 401(k) Calculator // Saving and Investment Calculator Savings Table – By Rate of Return // Savings Table – By Years Target Date Funds: Clark's Favorite Retirement Investment Roth vs. Traditional 401(k): What's the Difference? 3 Places You Should Never Invest Your Money What Is a Backdoor Roth IRA? Backdoor Roth IRA: Advantages and Tax Implications Explained What Are Index Funds? / What Is an ETF? Why You Need To Go Through Your Online Accounts Use Password Checkup - Guidebooks with Google Elliott Report: Home Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Who wants to be a Millionaire? Clark discusses how this level of financial security can be within reach - even for those earning average pay. Also today - given the monumental scope of data breaches, in addition to task number one: freezing your credit - Clark has another tip for securing your identity. We all need to batten down the hatches, and Clark shares an important step to help you do just that.

  • Becoming A Millionaire: Segment 1
  • Ask Clark: Segment 2
  • Secure Your Identity: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2002 10.08.24 An Honest Conversation About Death and Finance With Jonathan Clements On today’s Special Edition, Clark welcomes longtime friend and colleague, Jonathan Clements. A London born, Cambridge University graduate, financial writer Jonathan Clements is the founder and editor of HumbleDollar.com and author of "From Here to Financial Happiness," "How to Think About Money" and seven other books. His vast experience and contributions include serving as financial education director and teacher in various capacities, and as the personal finance columnist for The Wall Street Journal. Mentioned on the show: HumbleDollar: Home Humble Dollar - The C Word NY Times - A Money Guru Bet Big on a Very Long Life. Then He Got Cancer. Washington Post - Opinion Living was easy. Dying is harder. Living Will and Durable Power of Attorney: Frequently Asked Questions Wills & Funerals Archives - Clark Howard Have a Kid in College? You Need These Legal Documents in Place Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 08 Oct 2024 09:00:00 -0000 full Clark Howard An Honest Conversation About Death and Finance With Jonathan Clements On today’s Special Edition, Clark welcomes longtime friend and colleague, Jonathan Clements. A London born, Cambridge University graduate, financial writer Jonathan Clements is the founder and editor of HumbleDollar.com and author of "From Here to Financial Happiness," "How to Think About Money" and seven other books. His vast experience and contributions include serving as financial education director and teacher in various capacities, and as the personal finance columnist for The Wall Street Journal. Mentioned on the show: HumbleDollar: Home Humble Dollar - The C Word NY Times - A Money Guru Bet Big on a Very Long Life. Then He Got Cancer. Washington Post - Opinion Living was easy. Dying is harder. Living Will and Durable Power of Attorney: Frequently Asked Questions Wills & Funerals Archives - Clark Howard Have a Kid in College? You Need These Legal Documents in Place Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices On today’s Special Edition, Clark welcomes longtime friend and colleague, Jonathan Clements.

A London born, Cambridge University graduate, financial writer Jonathan Clements is the founder and editor of HumbleDollar.com and author of "From Here to Financial Happiness," "How to Think About Money" and seven other books. His vast experience and contributions include serving as financial education director and teacher in various capacities, and as the personal finance columnist for The Wall Street Journal.


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2089 10.07.24 Health Insurance Claim Denied - Appeal / HOA Pros & Cons Recently Clark discussed how appealing auto insurance claims can lead to big savings. The same holds true for health insurance - and now there’s a tool to help you make a successful appeal of a denied claim. Also today, HOAs can be very controversial. Clark shares a story with a lesson about a ridiculous action by an aggressive HOA. Appeal Health Insurance Denials: Segment 1 Ask Clark: Segment 2 HOA Pros & Cons: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Should You Do if Your Insurance Claim Is Denied? Fight Health Insurance uses AI to appeal claim denials How to Freeze Your Child's Credit How Can I Make Freezing a Young Person's Credit Less Risky? [The Washington Post] To beat the heat, an Arizona man offers free water. His HOA is fining him. How To Buy a House in 9 Steps Who Should Consider Setting Up a Trust? Should You Sell or Stay Put in the Stock Market? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 07 Oct 2024 09:00:00 -0000 full Clark Howard Health Insurance Claim Denied - Appeal / HOA Pros & Cons Recently Clark discussed how appealing auto insurance claims can lead to big savings. The same holds true for health insurance - and now there’s a tool to help you make a successful appeal of a denied claim. Also today, HOAs can be very controversial. Clark shares a story with a lesson about a ridiculous action by an aggressive HOA. Appeal Health Insurance Denials: Segment 1 Ask Clark: Segment 2 HOA Pros & Cons: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Should You Do if Your Insurance Claim Is Denied? Fight Health Insurance uses AI to appeal claim denials How to Freeze Your Child's Credit How Can I Make Freezing a Young Person's Credit Less Risky? [The Washington Post] To beat the heat, an Arizona man offers free water. His HOA is fining him. How To Buy a House in 9 Steps Who Should Consider Setting Up a Trust? Should You Sell or Stay Put in the Stock Market? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Recently Clark discussed how appealing auto insurance claims can lead to big savings. The same holds true for health insurance - and now there’s a tool to help you make a successful appeal of a denied claim. Also today, HOAs can be very controversial. Clark shares a story with a lesson about a ridiculous action by an aggressive HOA.

  • Appeal Health Insurance Denials: Segment 1
  • Ask Clark: Segment 2
  • HOA Pros & Cons: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1746 10.04.24 Clark Answers His Critics on Clark Stinks / Automated Vehicle Safety Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.   Also in this episode, many people are wary of increasing automation in vehicles, but there’s a vital upside to this new technology. Clark Stinks: Segments 1 & 2 Automated Vehicle Safety: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Big Change to the Sam's Club Rewards Program Why Clark Is Prepared To Break His 'No Debit Cards' Rule What Is Umbrella Insurance and Do You Need It? Clark,com - CELL PHONES 401k Fees: How Much is Too Much? Liability vs. Full Coverage: Which Auto Insurance Do You Need? Cars talking to one another could help reduce fatal crashes on US roads Should I Create an E-Verify.gov  Account To Lock My Social Security Number? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 04 Oct 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Automated Vehicle Safety Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.   Also in this episode, many people are wary of increasing automation in vehicles, but there’s a vital upside to this new technology. Clark Stinks: Segments 1 & 2 Automated Vehicle Safety: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Big Change to the Sam's Club Rewards Program Why Clark Is Prepared To Break His 'No Debit Cards' Rule What Is Umbrella Insurance and Do You Need It? Clark,com - CELL PHONES 401k Fees: How Much is Too Much? Liability vs. Full Coverage: Which Auto Insurance Do You Need? Cars talking to one another could help reduce fatal crashes on US roads Should I Create an E-Verify.gov  Account To Lock My Social Security Number? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.   Also in this episode, many people are wary of increasing automation in vehicles, but there’s a vital upside to this new technology.

  • Clark Stinks: Segments 1 & 2
  • Automated Vehicle Safety: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1820 10.03.24 How To Shop A Mortgage / Dementia Prevention & Treatment Strides Mortgage rates are a main concern for prospective home buyers, but Clark has other important considerations that make a huge difference in how much you’ll pay over time.   Also, according to the Journal of Alzheimer’s Association, in addition to being the fourth largest cause of death for people age 70 and older in the U.S., dementia costs an estimated $80 billion per year. The good news is - there are preventative steps we can all take. Shopping A Mortgage: Segment 1 Ask Clark: Segment 2 Preventing Dementia: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Get a Mortgage in 8 Steps How To Buy a House in 9 Steps Find and dispute errors on your credit report Submit a complaint | Consumer Financial Protection Bureau Dementia risk factors preventable – addressing them could reduce dementia rates by 45% The Best Places To Buy Hearing Aids How to Freeze Your Child's Credit How To Spot, Avoid, and Report Fake Check Scams Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 03 Oct 2024 09:00:00 -0000 full Clark Howard How To Shop A Mortgage / Dementia Prevention & Treatment Strides Mortgage rates are a main concern for prospective home buyers, but Clark has other important considerations that make a huge difference in how much you’ll pay over time.   Also, according to the Journal of Alzheimer’s Association, in addition to being the fourth largest cause of death for people age 70 and older in the U.S., dementia costs an estimated $80 billion per year. The good news is - there are preventative steps we can all take. Shopping A Mortgage: Segment 1 Ask Clark: Segment 2 Preventing Dementia: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Get a Mortgage in 8 Steps How To Buy a House in 9 Steps Find and dispute errors on your credit report Submit a complaint | Consumer Financial Protection Bureau Dementia risk factors preventable – addressing them could reduce dementia rates by 45% The Best Places To Buy Hearing Aids How to Freeze Your Child's Credit How To Spot, Avoid, and Report Fake Check Scams Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mortgage rates are a main concern for prospective home buyers, but Clark has other important considerations that make a huge difference in how much you’ll pay over time.   Also, according to the Journal of Alzheimer’s Association, in addition to being the fourth largest cause of death for people age 70 and older in the U.S., dementia costs an estimated $80 billion per year. The good news is - there are preventative steps we can all take.

  • Shopping A Mortgage: Segment 1
  • Ask Clark: Segment 2
  • Preventing Dementia: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1837 10.02.24 AirTag & Tile Tracking Devices / Energy Production In The U.S. Did you hear about the clever woman who sent an AirTag to herself to catch a mail thief? These devices are proving handy for a lot of reasons. Also, what is the best energy source we have in the United States? That’s a trick question. Clark explains.  Tracking Devices: Segment 1 Ask Clark: Segment 2 American Power Production: Segment 3 Ask Clark: Segment 4 Mentioned on the show: California woman fed up with stolen mail sends Apple AirTag to herself to catch thief Best 529 College Savings Plans By State What To Do With a Lump Sum, Inheritance or Windfall What Are Index Funds? 10 Ways To Save Money on Car Insurance WSJ: More Th an 40% of World’s Electricity Came From Zero-Carbon Sources in 2023 How To Get a Free Credit Report / How To Monitor Your Credit Credit Karma Review: Free Credit Score and More at Your Fingertips How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Should You Make Your Child an Authorized User on Your Credit Card? How To Buy a Used Car Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 02 Oct 2024 09:00:00 -0000 full Clark Howard AirTag & Tile Tracking Devices / Energy Production In The U.S. Did you hear about the clever woman who sent an AirTag to herself to catch a mail thief? These devices are proving handy for a lot of reasons. Also, what is the best energy source we have in the United States? That’s a trick question. Clark explains.  Tracking Devices: Segment 1 Ask Clark: Segment 2 American Power Production: Segment 3 Ask Clark: Segment 4 Mentioned on the show: California woman fed up with stolen mail sends Apple AirTag to herself to catch thief Best 529 College Savings Plans By State What To Do With a Lump Sum, Inheritance or Windfall What Are Index Funds? 10 Ways To Save Money on Car Insurance WSJ: More Th an 40% of World’s Electricity Came From Zero-Carbon Sources in 2023 How To Get a Free Credit Report / How To Monitor Your Credit Credit Karma Review: Free Credit Score and More at Your Fingertips How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Should You Make Your Child an Authorized User on Your Credit Card? How To Buy a Used Car Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Did you hear about the clever woman who sent an AirTag to herself to catch a mail thief? These devices are proving handy for a lot of reasons. Also, what is the best energy source we have in the United States? That’s a trick question. Clark explains. 

  • Tracking Devices: Segment 1
  • Ask Clark: Segment 2
  • American Power Production: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1774 10.01.24 ‘Relocation’ Travel Deals / Use ALL Your Vacation Time Clark shares two creative ways to save money on travel. Speaking of travel, do you have vacation time remaining this year?  Clark discusses the importance of getting away!  Car & RV Rental Deals: Segment 1 Ask Clark: Segment 2 Vacation Time: Segment 3 Ask Clark: Segment 4 Mentioned on the show: One Way Specials | Cruise America How To Find Cheap Flights in 3 Easy Steps FCC.gov- File A Complaint Companies are budgeting billions for an employee benefit that's increasingly unused Vacation Tips for Anxious Workaholics Best Cash Back Credit Cards With No Annual Fee in 2024 Credit Cards That Can Beat 2% Cash Back on Everyday Purchases Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 01 Oct 2024 09:00:00 -0000 full Clark Howard ‘Relocation’ Travel Deals / Use ALL Your Vacation Time Clark shares two creative ways to save money on travel. Speaking of travel, do you have vacation time remaining this year?  Clark discusses the importance of getting away!  Car & RV Rental Deals: Segment 1 Ask Clark: Segment 2 Vacation Time: Segment 3 Ask Clark: Segment 4 Mentioned on the show: One Way Specials | Cruise America How To Find Cheap Flights in 3 Easy Steps FCC.gov- File A Complaint Companies are budgeting billions for an employee benefit that's increasingly unused Vacation Tips for Anxious Workaholics Best Cash Back Credit Cards With No Annual Fee in 2024 Credit Cards That Can Beat 2% Cash Back on Everyday Purchases Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares two creative ways to save money on travel. Speaking of travel, do you have vacation time remaining this year?  Clark discusses the importance of getting away! 

  • Car & RV Rental Deals: Segment 1
  • Ask Clark: Segment 2
  • Vacation Time: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1767 09.30.24 Clark Smart Mortgage Moves / Holiday Outlook: Deals & Seasonal Hiring Mortgage questions are up since the Fed Rate cut. Clark discusses what to expect with interest rates, and other factors that figure into cost effective strategies for home buyers and those considering refinancing. Also, it’s not too early to start thinking about the holidays and your budget. What to expect from retailers in terms of October & November deals and seasonal hiring. Mortgage Update: Segment 1 Ask Clark: Segment 2 Holiday Outlook: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mortgage Refinance Calculator Saudi Arabia ready to abandon $100 crude target to take back market share 4 Things To Know Before You Buy a Digital TV Antenna Clark.com Streaming Channel Tool Clark.com Guide to Best Streaming Services for 2024: Every Option Explained How To Watch Local Channels Without Cable 4 Things To Know Before You Sign Up for Sling TV Best Free Streaming Services in 2024: Movies and TV for Cord Cutters 9 Things on Deep Discount in October Has Clark Enjoyed Moving From a House to a Condo? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing: All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. . See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Sep 2024 09:00:00 -0000 full Clark Howard Clark Smart Mortgage Moves / Holiday Outlook: Deals & Seasonal Hiring Mortgage questions are up since the Fed Rate cut. Clark discusses what to expect with interest rates, and other factors that figure into cost effective strategies for home buyers and those considering refinancing. Also, it’s not too early to start thinking about the holidays and your budget. What to expect from retailers in terms of October & November deals and seasonal hiring. Mortgage Update: Segment 1 Ask Clark: Segment 2 Holiday Outlook: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mortgage Refinance Calculator Saudi Arabia ready to abandon $100 crude target to take back market share 4 Things To Know Before You Buy a Digital TV Antenna Clark.com Streaming Channel Tool Clark.com Guide to Best Streaming Services for 2024: Every Option Explained How To Watch Local Channels Without Cable 4 Things To Know Before You Sign Up for Sling TV Best Free Streaming Services in 2024: Movies and TV for Cord Cutters 9 Things on Deep Discount in October Has Clark Enjoyed Moving From a House to a Condo? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing: All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. . See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Mortgage questions are up since the Fed Rate cut. Clark discusses what to expect with interest rates, and other factors that figure into cost effective strategies for home buyers and those considering refinancing. Also, it’s not too early to start thinking about the holidays and your budget. What to expect from retailers in terms of October & November deals and seasonal hiring.

  • Mortgage Update: Segment 1
  • Ask Clark: Segment 2
  • Holiday Outlook: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources

Learn more about your ad choices: megaphone.fm/adchoices


Public.com+Public Investing: All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. . See public.com/#disclosures-main for more information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1687 09.27.24 Clark Answers His Critics on Clark Stinks / Tourism Destination Considerations Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, the tourism industry has been on a rollercoaster since the pandemic, with revenge travel peaking this past summer. Overwhelmed, Europe has been dishing out some backlash against tourists. So Clark has “zig-zag” advice for planning your next overseas adventure.  Clark Stinks: Segments 1 & 2 Destination Considerations: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 529 Withdrawal Timing: Why Distributions Must Match Expenses Best 529 College Savings Plans By State How Much Is Too Much When It Comes to Retirement Savings? Why Clark Says You Should Not Buy a Condo in Florida Right Now What Does Clark Think About the New Real Estate Rules? Clark Deals - Today's Best Deals of the Day Is an HSA the Best Way To Save for Future Medical Expenses? Upside App Review: 6 Things To Know Before You Sign Up 7 Money Mistakes You Might Be Making at the Gas Station Medi-Share & other health care sharing ministries: What you need to know before signing up Finding & using HSA-eligible plans Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 27 Sep 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Tourism Destination Considerations Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, the tourism industry has been on a rollercoaster since the pandemic, with revenge travel peaking this past summer. Overwhelmed, Europe has been dishing out some backlash against tourists. So Clark has “zig-zag” advice for planning your next overseas adventure.  Clark Stinks: Segments 1 & 2 Destination Considerations: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 529 Withdrawal Timing: Why Distributions Must Match Expenses Best 529 College Savings Plans By State How Much Is Too Much When It Comes to Retirement Savings? Why Clark Says You Should Not Buy a Condo in Florida Right Now What Does Clark Think About the New Real Estate Rules? Clark Deals - Today's Best Deals of the Day Is an HSA the Best Way To Save for Future Medical Expenses? Upside App Review: 6 Things To Know Before You Sign Up 7 Money Mistakes You Might Be Making at the Gas Station Medi-Share & other health care sharing ministries: What you need to know before signing up Finding & using HSA-eligible plans Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, the tourism industry has been on a rollercoaster since the pandemic, with revenge travel peaking this past summer. Overwhelmed, Europe has been dishing out some backlash against tourists. So Clark has “zig-zag” advice for planning your next overseas adventure. 

  • Clark Stinks: Segments 1 & 2
  • Destination Considerations: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2261 09.26.24 Waste Not Want Not - Whatnots / Decisions In The New Era Of Biometrics In today’s episode - Clark recently saw a quote from one of the stars of “Shark Tank” about how much we waste money on daily habits, offering a new way to think about spending categories to locate areas where you can - Spend Less. Also, biometrics are clearly here to stay, and they can be a big positive for security. But what are you willing to give up, and how secure is your secure information?  Daily Spending: Segment 1 Ask Clark: Segment 2 Biometric Security: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Keep Old Credit Card Accounts Open My 7 Rules for Using Credit Cards - Clark Howard TSA PreCheck® vs. Global Entry vs. CLEAR: Which Is Best for You? CLEAR Brings TSA Pre-Check Enrollment to 6 More Airports Why You Should Consider Applying for Global Entry Right Now Pay-Per-Mile Insurance: Is It Worth It? Mile Auto Insurance: A Firsthand Review Metromile Insurance Review: 6 Things To Know Best Airline Credit Cards for 2024: Are They Right For You? Are Airline Miles Worth It? Credit Karma Review: Free Credit Score and More at Your Fingertips How to Freeze Your Credit With Experian, Equifax and TransUnion How To Monitor Your Credit  /   How To Get a Free Credit Report Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 26 Sep 2024 09:00:00 -0000 full Clark Howard Waste Not Want Not - Whatnots / Decisions In The New Era Of Biometrics In today’s episode - Clark recently saw a quote from one of the stars of “Shark Tank” about how much we waste money on daily habits, offering a new way to think about spending categories to locate areas where you can - Spend Less. Also, biometrics are clearly here to stay, and they can be a big positive for security. But what are you willing to give up, and how secure is your secure information?  Daily Spending: Segment 1 Ask Clark: Segment 2 Biometric Security: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Keep Old Credit Card Accounts Open My 7 Rules for Using Credit Cards - Clark Howard TSA PreCheck® vs. Global Entry vs. CLEAR: Which Is Best for You? CLEAR Brings TSA Pre-Check Enrollment to 6 More Airports Why You Should Consider Applying for Global Entry Right Now Pay-Per-Mile Insurance: Is It Worth It? Mile Auto Insurance: A Firsthand Review Metromile Insurance Review: 6 Things To Know Best Airline Credit Cards for 2024: Are They Right For You? Are Airline Miles Worth It? Credit Karma Review: Free Credit Score and More at Your Fingertips How to Freeze Your Credit With Experian, Equifax and TransUnion How To Monitor Your Credit  /   How To Get a Free Credit Report Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In today’s episode - Clark recently saw a quote from one of the stars of “Shark Tank” about how much we waste money on daily habits, offering a new way to think about spending categories to locate areas where you can - Spend Less. Also, biometrics are clearly here to stay, and they can be a big positive for security. But what are you willing to give up, and how secure is your secure information? 

  • Daily Spending: Segment 1
  • Ask Clark: Segment 2
  • Biometric Security: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1909 09.25.24 The Cost of Owning A New Vehicle / Healthcare Spending Vs. Life Expectancy New vehicle pricing is down. But the overall cost of ownership is up and AAA has the numbers. The daily cost difference between vehicles will blow your mind. Also, new data charts life expectancies compared to healthcare spending per capita. Clark looks at how the U.S stacks up compared to other countries.  New Cars: The Cost Of Ownership: Segment 1 Ask Clark: Segment 2 U.S Healthcare Spending: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Report: The Surprising Cost of Owning a New Car Should I Buy a New or Used Car: Which Is Better? (Clark.com) Reduce Wildfire Risk to Your Home, Business | FEMA.gov Should I Put Extra Cash Toward a 6.7% Auto Loan or My Emergency Fund? Charted: Life Expectancy vs. Health Spending Per Capita ChexSystems.com Home Page Best Secured Credit Cards for 2024: Top Picks for Building or Repairing Credit Why You Should Never Mail a Check Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 25 Sep 2024 09:00:00 -0000 full Clark Howard The Cost of Owning A New Vehicle / Healthcare Spending Vs. Life Expectancy New vehicle pricing is down. But the overall cost of ownership is up and AAA has the numbers. The daily cost difference between vehicles will blow your mind. Also, new data charts life expectancies compared to healthcare spending per capita. Clark looks at how the U.S stacks up compared to other countries.  New Cars: The Cost Of Ownership: Segment 1 Ask Clark: Segment 2 U.S Healthcare Spending: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Report: The Surprising Cost of Owning a New Car Should I Buy a New or Used Car: Which Is Better? (Clark.com) Reduce Wildfire Risk to Your Home, Business | FEMA.gov Should I Put Extra Cash Toward a 6.7% Auto Loan or My Emergency Fund? Charted: Life Expectancy vs. Health Spending Per Capita ChexSystems.com Home Page Best Secured Credit Cards for 2024: Top Picks for Building or Repairing Credit Why You Should Never Mail a Check Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices New vehicle pricing is down. But the overall cost of ownership is up and AAA has the numbers. The daily cost difference between vehicles will blow your mind. Also, new data charts life expectancies compared to healthcare spending per capita. Clark looks at how the U.S stacks up compared to other countries. 

  • New Cars: The Cost Of Ownership: Segment 1
  • Ask Clark: Segment 2
  • U.S Healthcare Spending: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2028 09.24.24 How To Get A Medical Billing Discount / ATM Safety Warning When it comes to medical bills, ask and you shall receive a discount - in many cases! Clark shares the success stats on some strategies to be aware of when you open that medical bill. Also - the FBI has issued warnings about a serious crime called ‘Jugging’ spreading across the country. What to know to protect yourself.  Dealing With Medical Bills: Segment 1 Ask Clark: Segment 2 ATM Safety Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Got an unaffordable or incorrect medical bill? Calling your hospital billing office can get you a discount We analyzed nearly 2 million GoFundMe campaigns. This is what they don't tell you     wkfr.com: FBI Warning Michigan Residents of New Crime Trend Called Jugging FBI warns about ‘bank jugging’ robbery trend 7 Most Common Financial Regrets Why parents should never cosign a student loan They Turned 18 and Immediately Had a Credit Score Over 700 Should You Make Your Child an Authorized User on Your Credit Card? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 24 Sep 2024 09:00:00 -0000 full Clark Howard How To Get A Medical Billing Discount / ATM Safety Warning When it comes to medical bills, ask and you shall receive a discount - in many cases! Clark shares the success stats on some strategies to be aware of when you open that medical bill. Also - the FBI has issued warnings about a serious crime called ‘Jugging’ spreading across the country. What to know to protect yourself.  Dealing With Medical Bills: Segment 1 Ask Clark: Segment 2 ATM Safety Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Got an unaffordable or incorrect medical bill? Calling your hospital billing office can get you a discount We analyzed nearly 2 million GoFundMe campaigns. This is what they don't tell you     wkfr.com: FBI Warning Michigan Residents of New Crime Trend Called Jugging FBI warns about ‘bank jugging’ robbery trend 7 Most Common Financial Regrets Why parents should never cosign a student loan They Turned 18 and Immediately Had a Credit Score Over 700 Should You Make Your Child an Authorized User on Your Credit Card? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices When it comes to medical bills, ask and you shall receive a discount - in many cases! Clark shares the success stats on some strategies to be aware of when you open that medical bill. Also - the FBI has issued warnings about a serious crime called ‘Jugging’ spreading across the country. What to know to protect yourself. 

  • Dealing With Medical Bills: Segment 1
  • Ask Clark: Segment 2
  • ATM Safety Warning: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1715 09.23.24 The Most Reliable Used Cars / Apartment Hunting & Renewal Advice Buying a used car can be the wild, wild west. There are many pitfalls to be aware of, and brands to target because of their reliability. Clark shares Consumer Reports reliability ratings. Also, there’s real opportunity around the country for renters to pay less if you're willing to shop. And at renewal time, many landlords are offering rewards for paying rent on time and other gimmicks to retain your lease. But are these rewards worth it?  Buying A Used Car: Segment 1 Ask Clark: Segment 2 Apartment Hunting & Renewal Advice: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Toyota is most reliable used vehicle brand and it isn't even close Which Brands Make the Best Used Cars? - Consumer Reports Report: Top Vehicles Most Likely To Last 250,000 Miles How To Buy a Used Car (Clark.com) / FedNow Service Fidelity Investments Review: Pros & Cons What Is a Good Credit Score? / Credit Score Guide Pay Your Rent, Get 2% Cash Back: Landlords Join Craze for Rewards - WSJ Free rent and free parking: Landlords are throwing in sweeteners Apartment rents hit a post-pandemic milestone — and more landlords are sweetening their deals Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Sep 2024 09:00:00 -0000 full Clark Howard The Most Reliable Used Cars / Apartment Hunting & Renewal Advice Buying a used car can be the wild, wild west. There are many pitfalls to be aware of, and brands to target because of their reliability. Clark shares Consumer Reports reliability ratings. Also, there’s real opportunity around the country for renters to pay less if you're willing to shop. And at renewal time, many landlords are offering rewards for paying rent on time and other gimmicks to retain your lease. But are these rewards worth it?  Buying A Used Car: Segment 1 Ask Clark: Segment 2 Apartment Hunting & Renewal Advice: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Toyota is most reliable used vehicle brand and it isn't even close Which Brands Make the Best Used Cars? - Consumer Reports Report: Top Vehicles Most Likely To Last 250,000 Miles How To Buy a Used Car (Clark.com) / FedNow Service Fidelity Investments Review: Pros & Cons What Is a Good Credit Score? / Credit Score Guide Pay Your Rent, Get 2% Cash Back: Landlords Join Craze for Rewards - WSJ Free rent and free parking: Landlords are throwing in sweeteners Apartment rents hit a post-pandemic milestone — and more landlords are sweetening their deals Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Buying a used car can be the wild, wild west. There are many pitfalls to be aware of, and brands to target because of their reliability. Clark shares Consumer Reports reliability ratings. Also, there’s real opportunity around the country for renters to pay less if you're willing to shop. And at renewal time, many landlords are offering rewards for paying rent on time and other gimmicks to retain your lease. But are these rewards worth it? 

  • Buying A Used Car: Segment 1
  • Ask Clark: Segment 2
  • Apartment Hunting & Renewal Advice: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1721 09.20.24 Clark Answers His Critics on Clark Stinks / Auto Insurance Rate Forecast Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, auto insurance rates increased by almost 20% last year. Will these increases continue? Clark explains how we got here, the state of the industry, and what you can do to keep costs down. Clark Stinks: Segments 1 & 2 Auto Insurance Industry Changes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy Additional Insurance From a Rental Car Company? Scam Alert: Think Twice Before Scanning QR Codes What Is Umbrella Insurance and Do You Need It? 10 Ways To Save Money on Car Insurance Car Insurance Rates Could Jump Over 50% in Some States This Year How to Shop for Lower Car Insurance Mile Auto Insurance: A Firsthand Review Can a Patient Advocate Help With Your Medical Bills? First, see if you can get your medical bill forgiven Best 529 College Savings Plans By State What's the Best Way To Send Money Overseas? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 20 Sep 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Auto Insurance Rate Forecast Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, auto insurance rates increased by almost 20% last year. Will these increases continue? Clark explains how we got here, the state of the industry, and what you can do to keep costs down. Clark Stinks: Segments 1 & 2 Auto Insurance Industry Changes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy Additional Insurance From a Rental Car Company? Scam Alert: Think Twice Before Scanning QR Codes What Is Umbrella Insurance and Do You Need It? 10 Ways To Save Money on Car Insurance Car Insurance Rates Could Jump Over 50% in Some States This Year How to Shop for Lower Car Insurance Mile Auto Insurance: A Firsthand Review Can a Patient Advocate Help With Your Medical Bills? First, see if you can get your medical bill forgiven Best 529 College Savings Plans By State What's the Best Way To Send Money Overseas? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, auto insurance rates increased by almost 20% last year. Will these increases continue? Clark explains how we got here, the state of the industry, and what you can do to keep costs down.

  • Clark Stinks: Segments 1 & 2
  • Auto Insurance Industry Changes: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources

Learn more about your ad choices: megaphone.fm/adchoices



Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2036 09.19.24 Your Privacy: OptOutPreScreen / First Credit Cards Clark has tips for mortgage and other loan shoppers, including advice about credit inquiries, and the importance of OptOutPreScreen in your life. Also, when it comes to establishing credit, it’s important to get it right the first time. Clark shares credit building know-how for young adults & college students. OptOutPreScreen: Segment 1 Ask Clark: Segment 2 Establishing Credit: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The trigger effect: Homebuyers face another challenge when applying for a mortgage 4 Ways To Stop Junk Mail-Clark.com Mortgages Archives - Clark Howard How To Dispute an Error on Your Credit Report and Win Ask Clark: Is the 4% Retirement Rule Still Accurate? [The Washington Post] First credit cards can make or break you. Here’s what you need to know. Petal Card Review: A Good Option for First Credit Card? Best Secured Credit Cards for 2024: Top Picks for Building or Repairing Credit Best Credit Cards for Students: Top Picks for 2024 A Simple Way To Help Your Kid Build Credit How To Switch Banks in 4 Simple Steps Credit Union Locator - NCUA Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 19 Sep 2024 09:00:00 -0000 full Clark Howard Your Privacy: OptOutPreScreen / First Credit Cards Clark has tips for mortgage and other loan shoppers, including advice about credit inquiries, and the importance of OptOutPreScreen in your life. Also, when it comes to establishing credit, it’s important to get it right the first time. Clark shares credit building know-how for young adults & college students. OptOutPreScreen: Segment 1 Ask Clark: Segment 2 Establishing Credit: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The trigger effect: Homebuyers face another challenge when applying for a mortgage 4 Ways To Stop Junk Mail-Clark.com Mortgages Archives - Clark Howard How To Dispute an Error on Your Credit Report and Win Ask Clark: Is the 4% Retirement Rule Still Accurate? [The Washington Post] First credit cards can make or break you. Here’s what you need to know. Petal Card Review: A Good Option for First Credit Card? Best Secured Credit Cards for 2024: Top Picks for Building or Repairing Credit Best Credit Cards for Students: Top Picks for 2024 A Simple Way To Help Your Kid Build Credit How To Switch Banks in 4 Simple Steps Credit Union Locator - NCUA Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark has tips for mortgage and other loan shoppers, including advice about credit inquiries, and the importance of OptOutPreScreen in your life. Also, when it comes to establishing credit, it’s important to get it right the first time. Clark shares credit building know-how for young adults & college students.

  • OptOutPreScreen: Segment 1
  • Ask Clark: Segment 2
  • Establishing Credit: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1929 09.18.24 Hotel Points Devalued / Update: Laundry Detergent Sheets Today, a warning about hotel frequent stay programs. Hotel points have been significantly devalued. Clark breaks down who should be brand loyal and who should not bother. Also, Clark has an update on something he’s talked about on the show - laundry detergent sheets. So do they work? Hotel Rewards Downgraded: Segment 1 Ask Clark: Segment 2 Update: Laundry Detergent Sheets: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ: The Loyalty Reward Downgrade Has Come for Hotel Guests Best Travel Credit Cards: Top Rewards Picks for 2024 Cancel for Any Reason Trip Insurance: Should You Buy It? The Platinum Card® from American Express Review 2024: Is It Worth It? Why Laundry Detergent Sheets Are a Waste of Money Is It Ever OK To Co-Sign a Loan With a Family Member? New Report: The Safest Cars for Teens / Safe vehicles for teens IIHS, Consumer Reports name safe, affordable vehicles for teens Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 18 Sep 2024 09:00:00 -0000 full Clark Howard Hotel Points Devalued / Update: Laundry Detergent Sheets Today, a warning about hotel frequent stay programs. Hotel points have been significantly devalued. Clark breaks down who should be brand loyal and who should not bother. Also, Clark has an update on something he’s talked about on the show - laundry detergent sheets. So do they work? Hotel Rewards Downgraded: Segment 1 Ask Clark: Segment 2 Update: Laundry Detergent Sheets: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ: The Loyalty Reward Downgrade Has Come for Hotel Guests Best Travel Credit Cards: Top Rewards Picks for 2024 Cancel for Any Reason Trip Insurance: Should You Buy It? The Platinum Card® from American Express Review 2024: Is It Worth It? Why Laundry Detergent Sheets Are a Waste of Money Is It Ever OK To Co-Sign a Loan With a Family Member? New Report: The Safest Cars for Teens / Safe vehicles for teens IIHS, Consumer Reports name safe, affordable vehicles for teens Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, a warning about hotel frequent stay programs. Hotel points have been significantly devalued. Clark breaks down who should be brand loyal and who should not bother. Also, Clark has an update on something he’s talked about on the show - laundry detergent sheets. So do they work?

  • Hotel Rewards Downgraded: Segment 1
  • Ask Clark: Segment 2
  • Update: Laundry Detergent Sheets: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1704 09.17.24 Back To Basics: SAVE MORE / A New Wave Of Ponzi Schemes Today - we are going back to basics on saving. Recent stats are cause for concern about consumer spending and our average saving rate. Also, there’s a surge in Ponzi schemes stealing hundreds of millions from would-be investors. Clark relates real accounts of recent schemes and the red flags to look out for.   Saving-First And Automatically: Segment 1 Ask Clark: Segment 2 Ponzi Schemes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Americans’ Savings Rate Plummets Amid Summer Spending How To Save Money: Spend Less & Build Your Savings Using Cellular Data Internationally: Buying a Local SIM Card Roamless: Global eSIM for Travel Internet, eSIM App Google Fi Review: My Experience as a Five-Year Customer (Pros and Cons) https://duckduckgo.com/ Thinking about rooftop solar? 4 things to consider and how to protect yourself How Solar-Friendly Is Your State? We Scored Them All Best Travel Credit Cards: Top Rewards Picks for 2024 When Interest Rates Go Down, the Hucksters Spring Up - The Wall Street Journal. Brothers, SEC reach a deal in alleged scheme Brothers accused of operating $61M Ponzi scheme Receiver searching for assets in alleged Ponzi scheme $300M Ponzi Scheme Prompts Freezing Of Assets For ATL Businessman: SEC FTC and Florida Act to Stop ‘Trucking Automation’ Scam RivX That Took Millions of Dollars From Consumers Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275  Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 17 Sep 2024 09:00:00 -0000 full Clark Howard Back To Basics: SAVE MORE / A New Wave Of Ponzi Schemes Today - we are going back to basics on saving. Recent stats are cause for concern about consumer spending and our average saving rate. Also, there’s a surge in Ponzi schemes stealing hundreds of millions from would-be investors. Clark relates real accounts of recent schemes and the red flags to look out for.   Saving-First And Automatically: Segment 1 Ask Clark: Segment 2 Ponzi Schemes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Americans’ Savings Rate Plummets Amid Summer Spending How To Save Money: Spend Less & Build Your Savings Using Cellular Data Internationally: Buying a Local SIM Card Roamless: Global eSIM for Travel Internet, eSIM App Google Fi Review: My Experience as a Five-Year Customer (Pros and Cons) https://duckduckgo.com/ Thinking about rooftop solar? 4 things to consider and how to protect yourself How Solar-Friendly Is Your State? We Scored Them All Best Travel Credit Cards: Top Rewards Picks for 2024 When Interest Rates Go Down, the Hucksters Spring Up - The Wall Street Journal. Brothers, SEC reach a deal in alleged scheme Brothers accused of operating $61M Ponzi scheme Receiver searching for assets in alleged Ponzi scheme $300M Ponzi Scheme Prompts Freezing Of Assets For ATL Businessman: SEC FTC and Florida Act to Stop ‘Trucking Automation’ Scam RivX That Took Millions of Dollars From Consumers Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275  Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - we are going back to basics on saving. Recent stats are cause for concern about consumer spending and our average saving rate. Also, there’s a surge in Ponzi schemes stealing hundreds of millions from would-be investors. Clark relates real accounts of recent schemes and the red flags to look out for.  

  • Saving-First And Automatically: Segment 1
  • Ask Clark: Segment 2
  • Ponzi Schemes: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources



Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1889 09.16.24 The Problem With Gift Cards / Rip Off Alert: ATM Fees Today, Clark discusses the two main problems with gift cards and what one state is trying to do to prevent gift card scams. Also in this episode, the scourge of ATM fees. Learn where they are the highest, and how you can avoid paying them. Gift Card Problems & Reforms: Segment 1 Ask Clark: Segment 2 Avoiding ATM FEES: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Gift Card Scams | Consumer Advice / Gift Cards - Clark.com The Nation’s First Law Protecting Against Gift Card Draining Has Passed. Will It Work? TPG's guide to understanding EU261 flight compensation How to get compensation for delayed or canceled flights 5 of Clark Howard's Most Extreme Frugal Hacks Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now Costco Travel: 5 Things To Know Before You Book Booking a Cruise? Here Are 5 Ways To Do It for Less Cancel for Any Reason Trip Insurance: Should You Buy It? This Mistake at the ATM Could Be Costing You More Than $248 a Year New York Post: ATM fees hit record high in US — cities where you’ll pay the most Cash machines now cost more than ever to use Paying money to get your own cash: Some big retailers charge for cash-back requests How To Avoid ATM Fees Credit Union vs. Bank: What's the Difference? Automatic Bill Pay: How It Works and How To Do It Safely 6 Things To Know Before Contacting the National Foundation for Credit Counseling Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Sep 2024 09:00:00 -0000 full Clark Howard The Problem With Gift Cards / Rip Off Alert: ATM Fees Today, Clark discusses the two main problems with gift cards and what one state is trying to do to prevent gift card scams. Also in this episode, the scourge of ATM fees. Learn where they are the highest, and how you can avoid paying them. Gift Card Problems & Reforms: Segment 1 Ask Clark: Segment 2 Avoiding ATM FEES: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Gift Card Scams | Consumer Advice / Gift Cards - Clark.com The Nation’s First Law Protecting Against Gift Card Draining Has Passed. Will It Work? TPG's guide to understanding EU261 flight compensation How to get compensation for delayed or canceled flights 5 of Clark Howard's Most Extreme Frugal Hacks Why Clark Thinks These Are the Best 2 Travel Rewards Cards Right Now Costco Travel: 5 Things To Know Before You Book Booking a Cruise? Here Are 5 Ways To Do It for Less Cancel for Any Reason Trip Insurance: Should You Buy It? This Mistake at the ATM Could Be Costing You More Than $248 a Year New York Post: ATM fees hit record high in US — cities where you’ll pay the most Cash machines now cost more than ever to use Paying money to get your own cash: Some big retailers charge for cash-back requests How To Avoid ATM Fees Credit Union vs. Bank: What's the Difference? Automatic Bill Pay: How It Works and How To Do It Safely 6 Things To Know Before Contacting the National Foundation for Credit Counseling Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark discusses the two main problems with gift cards and what one state is trying to do to prevent gift card scams. Also in this episode, the scourge of ATM fees. Learn where they are the highest, and how you can avoid paying them.

  • Gift Card Problems & Reforms: Segment 1
  • Ask Clark: Segment 2
  • Avoiding ATM FEES: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2063 09.13.24 Clark Answers His Critics on Clark Stinks / Real Estate Commission Changes Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark clears confusion surrounding new rules with real estate agent commissions for home buyers and sellers.  Clark Stinks: Segments 1 & 2 New Rules On Real Estate Agent Commissions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Want job security in this uncertain market? A surprising trend is paying off Pronounce Names What Is an Annuity, and Why Does Clark Think They Stink? WSJ - The New Etiquette of Negotiating With Your Real-Estate Agent Buying a house just got more complicated. Here's what you should (and shouldn't) do when working with a broker NYTimes: Buying or Selling a Home? The Rules Have Changed. How buyers and sellers are navigating real estate’s seismic shake-up Big changes to how you buy and sell a home go into effect today: What you need to know New rules could reshape homebuying. Here’s what it means for you. The Only Reason You Should Make an Improvement to Your Home How and When To Refinance Your Mortgage: A Step-By-Step Guide Costco Is Raising Membership Fees in September Is a Costco Membership Worth It? 5 Reasons Sam's Club Is Better Than Costco Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? CELL PHONES - Clark.com Phone Plan Finder – Find the Best Plan For You - Clark.com Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 13 Sep 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Real Estate Commission Changes Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark clears confusion surrounding new rules with real estate agent commissions for home buyers and sellers.  Clark Stinks: Segments 1 & 2 New Rules On Real Estate Agent Commissions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Want job security in this uncertain market? A surprising trend is paying off Pronounce Names What Is an Annuity, and Why Does Clark Think They Stink? WSJ - The New Etiquette of Negotiating With Your Real-Estate Agent Buying a house just got more complicated. Here's what you should (and shouldn't) do when working with a broker NYTimes: Buying or Selling a Home? The Rules Have Changed. How buyers and sellers are navigating real estate’s seismic shake-up Big changes to how you buy and sell a home go into effect today: What you need to know New rules could reshape homebuying. Here’s what it means for you. The Only Reason You Should Make an Improvement to Your Home How and When To Refinance Your Mortgage: A Step-By-Step Guide Costco Is Raising Membership Fees in September Is a Costco Membership Worth It? 5 Reasons Sam's Club Is Better Than Costco Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? CELL PHONES - Clark.com Phone Plan Finder – Find the Best Plan For You - Clark.com Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark clears confusion surrounding new rules with real estate agent commissions for home buyers and sellers. 

  • Clark Stinks: Segments 1 & 2
  • New Rules On Real Estate Agent Commissions: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2170 09.12.24 Clark Welcomes Consumer Tech Expert Kim Komando Today, Clark hosts digital advisor Kim Komando to discuss online security including passwords, followed by answers to some tech questions. Komando On Tech Security: Segment 1 Clark Asks Kim Your Tech Questions: Segment 2 Mentioned on the show: 5 Tips To Protect Your Digital Privacy Keeper Security: Password and Secrets Management 1Password: Top-Rated Password Manager for Personal … Dashlane: Password Manager for Home, Mobile and Business What are passkeys? Everything you need to know about the death of passwords California Consumer Privacy Act (CCPA) What is GDPR, the EU's new data protection law? Appy Pie  /  Thunkable  /  Bubble: The full-stack no-code app builder DuckDuckGo — Privacy, simplified. Startpage - Private Search Engine. No Tracking. Brave: The browser that puts you first The greenest browser on Earth - Ecosia Proton Mail: Get a private, secure, and encrypted email account Hushmail - Encrypted Email, Web Forms & E-Signatures StartMail: Private, Secure and Encrypted Email You Can Trust Phone Plan Finder – Find the Best Plan For You - Clark.com Tech news, tips and tricks | Komando.com Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 12 Sep 2024 09:00:00 -0000 full Clark Howard Clark Welcomes Consumer Tech Expert Kim Komando Today, Clark hosts digital advisor Kim Komando to discuss online security including passwords, followed by answers to some tech questions. Komando On Tech Security: Segment 1 Clark Asks Kim Your Tech Questions: Segment 2 Mentioned on the show: 5 Tips To Protect Your Digital Privacy Keeper Security: Password and Secrets Management 1Password: Top-Rated Password Manager for Personal … Dashlane: Password Manager for Home, Mobile and Business What are passkeys? Everything you need to know about the death of passwords California Consumer Privacy Act (CCPA) What is GDPR, the EU's new data protection law? Appy Pie  /  Thunkable  /  Bubble: The full-stack no-code app builder DuckDuckGo — Privacy, simplified. Startpage - Private Search Engine. No Tracking. Brave: The browser that puts you first The greenest browser on Earth - Ecosia Proton Mail: Get a private, secure, and encrypted email account Hushmail - Encrypted Email, Web Forms & E-Signatures StartMail: Private, Secure and Encrypted Email You Can Trust Phone Plan Finder – Find the Best Plan For You - Clark.com Tech news, tips and tricks | Komando.com Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark hosts digital advisor Kim Komando to discuss online security including passwords, followed by answers to some tech questions.

  • Komando On Tech Security: Segment 1
  • Clark Asks Kim Your Tech Questions: Segment 2


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1876 09.11.24 Price Drops! / Sports Gambling Consumers have demanded lower prices and we’re seeing results! Manufacturing is slowing due to oversupply in many categories. Clark tells you where prices are trending down, and which retailers have responded to consumer signals in the marketplace with lower prices. Also today, with the arrival of fall sports - a big warning about something that could make your money disappear if you aren’t careful. Buying Opportunity: Segment 1 Ask Clark: Segment 2 Sports Gambling Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: U.S. Manufacturing Activity Remains Weak Ahead of Expected Fed Rate Cuts NY Post: Dollar General shares plummet as Walmart, Target take bite out of profit Axios: 1 big thing: Dollar store pain Dollar General’s stock is cratering. Here’s what it says about the economy NYTimes: Consumers Are Still Bargain Shopping, Macy’s and Target Reports Show Target slashed prices. It paid off / Axios: Learnings from earnings Axios: Price Cuts Are Back: Doling out discounts Sales at stores are suddenly surging in the US economy’s latest show of strength Americans are still shopping. They’re just going to Walmart How To Open a Roth IRA Nanny Taxes and Payroll Services | Poppins Payroll NYTimes: We All Live in Vegas Now Axios: Sports betting replaces stocks What is Gambling Disorder? National Council on Problem Gambling: Home Gambling Addiction and Problem Gambling How gambling affects the brain and who is most vulnerable to addiction Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 11 Sep 2024 09:00:00 -0000 full Clark Howard Price Drops! / Sports Gambling Consumers have demanded lower prices and we’re seeing results! Manufacturing is slowing due to oversupply in many categories. Clark tells you where prices are trending down, and which retailers have responded to consumer signals in the marketplace with lower prices. Also today, with the arrival of fall sports - a big warning about something that could make your money disappear if you aren’t careful. Buying Opportunity: Segment 1 Ask Clark: Segment 2 Sports Gambling Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: U.S. Manufacturing Activity Remains Weak Ahead of Expected Fed Rate Cuts NY Post: Dollar General shares plummet as Walmart, Target take bite out of profit Axios: 1 big thing: Dollar store pain Dollar General’s stock is cratering. Here’s what it says about the economy NYTimes: Consumers Are Still Bargain Shopping, Macy’s and Target Reports Show Target slashed prices. It paid off / Axios: Learnings from earnings Axios: Price Cuts Are Back: Doling out discounts Sales at stores are suddenly surging in the US economy’s latest show of strength Americans are still shopping. They’re just going to Walmart How To Open a Roth IRA Nanny Taxes and Payroll Services | Poppins Payroll NYTimes: We All Live in Vegas Now Axios: Sports betting replaces stocks What is Gambling Disorder? National Council on Problem Gambling: Home Gambling Addiction and Problem Gambling How gambling affects the brain and who is most vulnerable to addiction Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Consumers have demanded lower prices and we’re seeing results! Manufacturing is slowing due to oversupply in many categories. Clark tells you where prices are trending down, and which retailers have responded to consumer signals in the marketplace with lower prices. Also today, with the arrival of fall sports - a big warning about something that could make your money disappear if you aren’t careful.

  • Buying Opportunity: Segment 1
  • Ask Clark: Segment 2
  • Sports Gambling Warning: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources

Learn more about your ad choices: megaphone.fm/adchoices


Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1934 09.10.24 The National Public Data Breach / Dynamic Pricing Team Clark is getting many questions about the recent massive data breach, possibly the second largest breach in history and one that includes social security numbers. Find out what you need to do about the National Public Data Breach. Also, Clark discusses how there’s a right way and a wrong way for companies to implement dynamic pricing. Evidently, some companies are taking the practice way too far. Data Breach Guidance: Segment 1 Ask Clark: Segment 2 Dynamic Pricing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: National Public Data Breach: One of the Largest Data Breaches in History Affects Billions DATA BREACH GUIDE - Clark.com Credit Lock vs. Credit Freeze: What's the Difference? How to Freeze Your Credit With Experian, Equifax and TransUnion LA Times: Massive data breach that includes Social Security numbers may be even worse than suspected NYTimes: What to Know About the Latest Social Security Number Breach Nearly 3 Billion People Hacked in National Public Data Breach. What You Need to Know Seven Things to Do Right Away If You're a Victim of a Data Breach Data broker suggests fraud alerts after Social Security number breach [The Washington Post] Our data isn’t safe. Resist giving it up whenever you can. E-Verify: Home DOT-File a Consumer Complaint Submit a complaint | Consumer Financial Protection Bureau [The Washington Post] Anger over Oasis ticket prices sparks U.K. review of dynamic pricing Companies love dynamic pricing... customers not so much World's Largest 3D-Printed Neighborhood Is Almost Finished In Texas These concrete homes want to take over your subdivision Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 Sep 2024 09:00:00 -0000 full Clark Howard The National Public Data Breach / Dynamic Pricing Team Clark is getting many questions about the recent massive data breach, possibly the second largest breach in history and one that includes social security numbers. Find out what you need to do about the National Public Data Breach. Also, Clark discusses how there’s a right way and a wrong way for companies to implement dynamic pricing. Evidently, some companies are taking the practice way too far. Data Breach Guidance: Segment 1 Ask Clark: Segment 2 Dynamic Pricing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: National Public Data Breach: One of the Largest Data Breaches in History Affects Billions DATA BREACH GUIDE - Clark.com Credit Lock vs. Credit Freeze: What's the Difference? How to Freeze Your Credit With Experian, Equifax and TransUnion LA Times: Massive data breach that includes Social Security numbers may be even worse than suspected NYTimes: What to Know About the Latest Social Security Number Breach Nearly 3 Billion People Hacked in National Public Data Breach. What You Need to Know Seven Things to Do Right Away If You're a Victim of a Data Breach Data broker suggests fraud alerts after Social Security number breach [The Washington Post] Our data isn’t safe. Resist giving it up whenever you can. E-Verify: Home DOT-File a Consumer Complaint Submit a complaint | Consumer Financial Protection Bureau [The Washington Post] Anger over Oasis ticket prices sparks U.K. review of dynamic pricing Companies love dynamic pricing... customers not so much World's Largest 3D-Printed Neighborhood Is Almost Finished In Texas These concrete homes want to take over your subdivision Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Team Clark is getting many questions about the recent massive data breach, possibly the second largest breach in history and one that includes social security numbers. Find out what you need to do about the National Public Data Breach. Also, Clark discusses how there’s a right way and a wrong way for companies to implement dynamic pricing. Evidently, some companies are taking the practice way too far.

  • Data Breach Guidance: Segment 1
  • Ask Clark: Segment 2
  • Dynamic Pricing: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1976 09.09.24 The High Cost of Timing the Market / A Safety Buffer From Down Markets Clark is out on one of his adventures today, returning tomorrow. Wes Moss, a fiduciary financial advisor and friend of Team Clark, joins Christa to answer your investing questions and discuss two important retirement topics. The stock market can have major swings. Unfortunately, the volatility can cause us to panic and take money out in response. However, numbers show that missing the best 10 days in any given year over a 25-year period can reduce your return from 9% to under 6% – and it gets worse the more time your money is not invested! CERTIFIED FINANCIAL PLANNER® Wes Moss, a managing partner with Capital Investment Advisors, joins Christa to discuss the financial consequences of taking money out and why it’s important to stay calm in any market. Also, the stock market is a marathon, but how do we buffer ourselves from the stress of risk? Wes talks about the “dry powder” principle. It can help us be better investors and help keep our wallets safe! Plus - Is waiting to take Social Security wise or is it a “scam”? Missing Out on the Stock Market: Segment 1 Ask Wes: Segment 2 The Dry Powder Principle: Segment 3 Ask Wes: Segment 4 Mentioned on the show: How Much Cash Do You Need To Survive A Volatile Market? Wes Moss, Capital Investment Advisors Should You Sell or Stay Put in the Stock Market? What Is an Annuity, and Why Does Clark Think They Stink? Find Freedom In Retirement With These Core Financial Principles When Is the Best Time To Collect Social Security? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Sep 2024 09:00:00 -0000 full Clark Howard The High Cost of Timing the Market / A Safety Buffer From Down Markets Clark is out on one of his adventures today, returning tomorrow. Wes Moss, a fiduciary financial advisor and friend of Team Clark, joins Christa to answer your investing questions and discuss two important retirement topics. The stock market can have major swings. Unfortunately, the volatility can cause us to panic and take money out in response. However, numbers show that missing the best 10 days in any given year over a 25-year period can reduce your return from 9% to under 6% – and it gets worse the more time your money is not invested! CERTIFIED FINANCIAL PLANNER® Wes Moss, a managing partner with Capital Investment Advisors, joins Christa to discuss the financial consequences of taking money out and why it’s important to stay calm in any market. Also, the stock market is a marathon, but how do we buffer ourselves from the stress of risk? Wes talks about the “dry powder” principle. It can help us be better investors and help keep our wallets safe! Plus - Is waiting to take Social Security wise or is it a “scam”? Missing Out on the Stock Market: Segment 1 Ask Wes: Segment 2 The Dry Powder Principle: Segment 3 Ask Wes: Segment 4 Mentioned on the show: How Much Cash Do You Need To Survive A Volatile Market? Wes Moss, Capital Investment Advisors Should You Sell or Stay Put in the Stock Market? What Is an Annuity, and Why Does Clark Think They Stink? Find Freedom In Retirement With These Core Financial Principles When Is the Best Time To Collect Social Security? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark is out on one of his adventures today, returning tomorrow. Wes Moss, a fiduciary financial advisor and friend of Team Clark, joins Christa to answer your investing questions and discuss two important retirement topics. The stock market can have major swings. Unfortunately, the volatility can cause us to panic and take money out in response. However, numbers show that missing the best 10 days in any given year over a 25-year period can reduce your return from 9% to under 6% – and it gets worse the more time your money is not invested! CERTIFIED FINANCIAL PLANNER® Wes Moss, a managing partner with Capital Investment Advisors, joins Christa to discuss the financial consequences of taking money out and why it’s important to stay calm in any market. Also, the stock market is a marathon, but how do we buffer ourselves from the stress of risk? Wes talks about the “dry powder” principle. It can help us be better investors and help keep our wallets safe! Plus - Is waiting to take Social Security wise or is it a “scam”?

  • Missing Out on the Stock Market: Segment 1
  • Ask Wes: Segment 2
  • The Dry Powder Principle: Segment 3
  • Ask Wes: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1794 09.06.24 Clark Answers His Critics on Clark Stinks / News For Home Buyers Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, news for first time homebuyers that changes Clark’s long time advice.  Clark Stinks: Segments 1 & 2 Buying A New Vs Used Home: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Does Escrow (in Escrow) Mean, and How Does It Work? What Clark Says You Should Do With Your I Bonds This Year New rules could reshape homebuying. Here’s what it means for you. Clark.com - CELL PHONES Best Phone Plans: Get Exactly What You Want at the Cheapest Price Phone Plan Finder – Find the Best Plan For You - Clark.com Zelle scams prompt federal probe into whether banks are doing enough to protect customers Online Defensive Driving Course From AARP Driver Safety Defensive Driving Courses & Traffic School | DriveSafe Online® New homes are getting smaller. That could be big news for first-time buyers Axios: New houses now cost less per square foot than old houses Axios: End of hallways Should You Respond to Class-Action Lawsuits? What Is an ETF? Axios: How action against hidden junk fees affects your wallet Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 06 Sep 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / News For Home Buyers Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, news for first time homebuyers that changes Clark’s long time advice.  Clark Stinks: Segments 1 & 2 Buying A New Vs Used Home: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Does Escrow (in Escrow) Mean, and How Does It Work? What Clark Says You Should Do With Your I Bonds This Year New rules could reshape homebuying. Here’s what it means for you. Clark.com - CELL PHONES Best Phone Plans: Get Exactly What You Want at the Cheapest Price Phone Plan Finder – Find the Best Plan For You - Clark.com Zelle scams prompt federal probe into whether banks are doing enough to protect customers Online Defensive Driving Course From AARP Driver Safety Defensive Driving Courses & Traffic School | DriveSafe Online® New homes are getting smaller. That could be big news for first-time buyers Axios: New houses now cost less per square foot than old houses Axios: End of hallways Should You Respond to Class-Action Lawsuits? What Is an ETF? Axios: How action against hidden junk fees affects your wallet Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, news for first time homebuyers that changes Clark’s long time advice. 

  • Clark Stinks: Segments 1 & 2
  • Buying A New Vs Used Home: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1987 09.05.24 INVESTING: Do the 60/40 Portfolio and the 4% Rule Still Work? Clark is out today, but returns tomorrow in time for Clark Stinks. Back by popular demand is Wes Moss, a fiduciary financial advisor that Clark and Christa have known for years. A recent article from the Wall Street Journal took a shot at two time-honored investment strategies: the 60/40 portfolio and the 4% rule. Will these two financial principles work in the future? CERTIFIED FINANCIAL PLANNER® Wes Moss, a managing partner with Capital Investment Advisors, joins Christa to discuss the purpose of these fundamentals and explains why they still belong on the Mt. Rushmore of finance. 60/40 Portfolio: Segment 1 Ask Wes: Segment 2 4% Rule: Segment 3 Ask Wes: Segment 4 Mentioned on the show: Mistakes Investors Might Make When Following The Herd A Time-Honored Strategy Puts Your Retirement at Risk of Financial Ruin Wes Moss, Capital Investment Advisors What Is a Solo 401(k) and How Does It Work? What Is a SEP IRA and Who Is Eligible? What Is a SIMPLE IRA and How Does It Work? What A 6% Withdraw Rate Could Mean For Your Retirement How to Start Investing: 10 Steps for Beginners What Is an Annuity, and Why Does Clark Think They Stink? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 05 Sep 2024 09:00:00 -0000 full Clark Howard INVESTING: Do the 60/40 Portfolio and the 4% Rule Still Work? Clark is out today, but returns tomorrow in time for Clark Stinks. Back by popular demand is Wes Moss, a fiduciary financial advisor that Clark and Christa have known for years. A recent article from the Wall Street Journal took a shot at two time-honored investment strategies: the 60/40 portfolio and the 4% rule. Will these two financial principles work in the future? CERTIFIED FINANCIAL PLANNER® Wes Moss, a managing partner with Capital Investment Advisors, joins Christa to discuss the purpose of these fundamentals and explains why they still belong on the Mt. Rushmore of finance. 60/40 Portfolio: Segment 1 Ask Wes: Segment 2 4% Rule: Segment 3 Ask Wes: Segment 4 Mentioned on the show: Mistakes Investors Might Make When Following The Herd A Time-Honored Strategy Puts Your Retirement at Risk of Financial Ruin Wes Moss, Capital Investment Advisors What Is a Solo 401(k) and How Does It Work? What Is a SEP IRA and Who Is Eligible? What Is a SIMPLE IRA and How Does It Work? What A 6% Withdraw Rate Could Mean For Your Retirement How to Start Investing: 10 Steps for Beginners What Is an Annuity, and Why Does Clark Think They Stink? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark is out today, but returns tomorrow in time for Clark Stinks. Back by popular demand is Wes Moss, a fiduciary financial advisor that Clark and Christa have known for years. A recent article from the Wall Street Journal took a shot at two time-honored investment strategies: the 60/40 portfolio and the 4% rule. Will these two financial principles work in the future? CERTIFIED FINANCIAL PLANNER® Wes Moss, a managing partner with Capital Investment Advisors, joins Christa to discuss the purpose of these fundamentals and explains why they still belong on the Mt. Rushmore of finance.

  • 60/40 Portfolio: Segment 1
  • Ask Wes: Segment 2
  • 4% Rule: Segment 3
  • Ask Wes: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1515 09.04.24 Here’s To The Underconsumption Trend / Cheaper Gasoline At least one third of Americans are worried about not being able to pay their bills. Clark has long been concerned about influencers convincing followers to spend money on products they’re endorsing. Now there’s a new trend on social media from a new wave of influencers, and it’s great. Also, there’s good news on gas prices. Spending Less Is Trending: Segment 1 Ask Clark: Segment 2 Gas Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Tired of Influencers, TikTok Users Try ‘Underconsumption Core’ to Cut Costs 39% of Americans worry they can’t pay the bills Rein in your retail spending with these tips How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment Certificate of Deposit (CD): What Is It, Best Places To Open One Air Travel Complaints | US Department of Transportation DOT - File a Consumer Complaint Cheap Flights, Airline Tickets & Airfare Alerts | Going Warning: Be Suspicious of Fraud Alerts on Your Financial Accounts Bluebird American Express Card Review 2024 What's the Best Savings Account for a Teenager? Best Prepaid Cards: Top Debit Card Alternatives The Silver Lining of a Slowing Economy: Cheaper Gas - The WSJ How To Find Phone Plans That Offer Lifeline Discounts AT&T, AST SpaceMobile Announce Commercial Agreement The Best Telecom Services for Landlines Elliott Report: Home Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 04 Sep 2024 09:00:00 -0000 full Clark Howard Here’s To The Underconsumption Trend / Cheaper Gasoline At least one third of Americans are worried about not being able to pay their bills. Clark has long been concerned about influencers convincing followers to spend money on products they’re endorsing. Now there’s a new trend on social media from a new wave of influencers, and it’s great. Also, there’s good news on gas prices. Spending Less Is Trending: Segment 1 Ask Clark: Segment 2 Gas Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Tired of Influencers, TikTok Users Try ‘Underconsumption Core’ to Cut Costs 39% of Americans worry they can’t pay the bills Rein in your retail spending with these tips How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment Certificate of Deposit (CD): What Is It, Best Places To Open One Air Travel Complaints | US Department of Transportation DOT - File a Consumer Complaint Cheap Flights, Airline Tickets & Airfare Alerts | Going Warning: Be Suspicious of Fraud Alerts on Your Financial Accounts Bluebird American Express Card Review 2024 What's the Best Savings Account for a Teenager? Best Prepaid Cards: Top Debit Card Alternatives The Silver Lining of a Slowing Economy: Cheaper Gas - The WSJ How To Find Phone Plans That Offer Lifeline Discounts AT&T, AST SpaceMobile Announce Commercial Agreement The Best Telecom Services for Landlines Elliott Report: Home Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices At least one third of Americans are worried about not being able to pay their bills. Clark has long been concerned about influencers convincing followers to spend money on products they’re endorsing. Now there’s a new trend on social media from a new wave of influencers, and it’s great. Also, there’s good news on gas prices.

  • Spending Less Is Trending: Segment 1
  • Ask Clark: Segment 2
  • Gas Prices: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2014 09.03.24 The Cost Of Pet Ownership / Florida Real Estate Alert The decision to own a pet should not be taken lightly, with veterinary hospital bill shock causing great financial strain on pet owners. Clark explains the market forces at work, and where to look for more affordable pet care. Also, a special warning if you or someone you know is considering buying a condo in Florida. There’s been a pivot in the real estate market.  Pet Care Costs: Segment 1 Ask Clark: Segment 2 Alert: Buying A Florida Condo: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Survey: 91% of dog owners have experienced financial stress over the cost of pet ownership Is Pet Insurance Worth It?  /  5 Best Places To Buy Pet Medicines Fidelity Rewards Credit Card Review: Invest with 2% Cash Back Target Date Funds: Clark's Favorite Retirement Investment Why Clark Says You Should Not Buy a Condo in Florida Right Now South Florida in midst of condo crisis as rising HOA fees lead to surge in listings: ‘Don’t know how I’m going to stay’ What Credit Cards Does Costco Accept? Costco Anywhere Visa® Card by Citi Review: Earn Wholesale Club and Gas Rewards Why You Should Never Mail a Check Top 7 Ways To Shop Safely Online Virtual Credit Cards: An Online Security Measure Worth Taking? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing: All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. . See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Sep 2024 09:00:00 -0000 full Clark Howard The Cost Of Pet Ownership / Florida Real Estate Alert The decision to own a pet should not be taken lightly, with veterinary hospital bill shock causing great financial strain on pet owners. Clark explains the market forces at work, and where to look for more affordable pet care. Also, a special warning if you or someone you know is considering buying a condo in Florida. There’s been a pivot in the real estate market.  Pet Care Costs: Segment 1 Ask Clark: Segment 2 Alert: Buying A Florida Condo: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Survey: 91% of dog owners have experienced financial stress over the cost of pet ownership Is Pet Insurance Worth It?  /  5 Best Places To Buy Pet Medicines Fidelity Rewards Credit Card Review: Invest with 2% Cash Back Target Date Funds: Clark's Favorite Retirement Investment Why Clark Says You Should Not Buy a Condo in Florida Right Now South Florida in midst of condo crisis as rising HOA fees lead to surge in listings: ‘Don’t know how I’m going to stay’ What Credit Cards Does Costco Accept? Costco Anywhere Visa® Card by Citi Review: Earn Wholesale Club and Gas Rewards Why You Should Never Mail a Check Top 7 Ways To Shop Safely Online Virtual Credit Cards: An Online Security Measure Worth Taking? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing: All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. . See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices The decision to own a pet should not be taken lightly, with veterinary hospital bill shock causing great financial strain on pet owners. Clark explains the market forces at work, and where to look for more affordable pet care. Also, a special warning if you or someone you know is considering buying a condo in Florida. There’s been a pivot in the real estate market. 

  • Pet Care Costs: Segment 1
  • Ask Clark: Segment 2
  • Alert: Buying A Florida Condo: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices


Public.com+Public Investing: All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. . See public.com/#disclosures-main for more information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1941 08.30.24 Clark Answers His Critics on Clark Stinks / A Word To Employers Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.    Also - A recent stat reveals that unhappy workers may reduce Global GDP by up to 9% - so what do workers want? Clark discusses “enlightened self-interest” and the vital importance of valuing employees.  Clark Stinks: Segments 1 & 2 Boss Advice About Workers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are Indexed Universal Life Insurance Policies a Good Option or a Scam? Why I Think Medicare Advantage Plans Stink - Clark Howard Optical Reviews - Clark.com How Much Life Insurance Do I Need? How To Buy Term Life Insurance in 7 Easy Steps Earn College Credit With CLEP 3 strategies to help college students pick the right major the first time around and avoid some big hassles Is college worth it? Poll finds only 36% of Americans have confidence in higher education Nearly half of U.S. workers would take a pay cut to avoid being tracked by their boss Should you look for a new job if you're given a performance improvement plan? Why more Gen Z workers are being placed on performance-improvement plans Unhappy workers may reduce global GDP by as much as 9%, Gallup estimates Fidelity Investments Review: Pros & Cons Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 30 Aug 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / A Word To Employers Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.    Also - A recent stat reveals that unhappy workers may reduce Global GDP by up to 9% - so what do workers want? Clark discusses “enlightened self-interest” and the vital importance of valuing employees.  Clark Stinks: Segments 1 & 2 Boss Advice About Workers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are Indexed Universal Life Insurance Policies a Good Option or a Scam? Why I Think Medicare Advantage Plans Stink - Clark Howard Optical Reviews - Clark.com How Much Life Insurance Do I Need? How To Buy Term Life Insurance in 7 Easy Steps Earn College Credit With CLEP 3 strategies to help college students pick the right major the first time around and avoid some big hassles Is college worth it? Poll finds only 36% of Americans have confidence in higher education Nearly half of U.S. workers would take a pay cut to avoid being tracked by their boss Should you look for a new job if you're given a performance improvement plan? Why more Gen Z workers are being placed on performance-improvement plans Unhappy workers may reduce global GDP by as much as 9%, Gallup estimates Fidelity Investments Review: Pros & Cons Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.    Also - A recent stat reveals that unhappy workers may reduce Global GDP by up to 9% - so what do workers want? Clark discusses “enlightened self-interest” and the vital importance of valuing employees. 

  • Clark Stinks: Segments 1 & 2
  • Boss Advice About Workers: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1969 08.29.24 Are You Paying A “Loyalty Tax”? / Dream Come True: An Affordable Wedding There’s an allegation that companies are buying and using consumer data to charge individual, discriminatory prices. Clark discusses how to get around the loyalty tax you may unknowingly be paying. Also today, there is a trend in weddings to rethink the fantasy event and scale down to have funds for other priorities. Clark shares ideas to help couples save on their special day.  Privacy & The Price Of Loyalty: Segment 1 Ask Clark: Segment 2 Save More On Weddings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: You’re not going crazy — you may actually be paying higher prices than other people Are Indexed Universal Life Insurance Policies a Good Option or a Scam? Best 529 College Savings Plans By State Can I Sell My Life Insurance Policy? Consumer Federation of America - Insurance The CFA’s Rate of Return (ROR) Program | Evaluate Life Insurance Kayak now displays Southwest Airlines flights - The Points Guy Brides are having brunch weddings, midweek destination nuptials and selling tickets, saving $70K on costs [The Washington Post] The American wedding is shrinking Clark Howard's Guide to Saving Money on Your Wedding Weddings - Clark.com Should You Ever Lease a Car? Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 29 Aug 2024 09:00:00 -0000 full Clark Howard Are You Paying A “Loyalty Tax”? / Dream Come True: An Affordable Wedding There’s an allegation that companies are buying and using consumer data to charge individual, discriminatory prices. Clark discusses how to get around the loyalty tax you may unknowingly be paying. Also today, there is a trend in weddings to rethink the fantasy event and scale down to have funds for other priorities. Clark shares ideas to help couples save on their special day.  Privacy & The Price Of Loyalty: Segment 1 Ask Clark: Segment 2 Save More On Weddings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: You’re not going crazy — you may actually be paying higher prices than other people Are Indexed Universal Life Insurance Policies a Good Option or a Scam? Best 529 College Savings Plans By State Can I Sell My Life Insurance Policy? Consumer Federation of America - Insurance The CFA’s Rate of Return (ROR) Program | Evaluate Life Insurance Kayak now displays Southwest Airlines flights - The Points Guy Brides are having brunch weddings, midweek destination nuptials and selling tickets, saving $70K on costs [The Washington Post] The American wedding is shrinking Clark Howard's Guide to Saving Money on Your Wedding Weddings - Clark.com Should You Ever Lease a Car? Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices There’s an allegation that companies are buying and using consumer data to charge individual, discriminatory prices. Clark discusses how to get around the loyalty tax you may unknowingly be paying. Also today, there is a trend in weddings to rethink the fantasy event and scale down to have funds for other priorities. Clark shares ideas to help couples save on their special day. 

  • Privacy & The Price Of Loyalty: Segment 1
  • Ask Clark: Segment 2
  • Save More On Weddings: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2016 08.28.24 How Safe Are QR Codes? / Avoid Rental Car Toll Fees QR codes are everywhere, and criminals have found a way to exploit them. Approach with caution and know what to look out for. Also, Clark recently got caught up in a rental car toll issue and tells you how to avoid the toll fee traps that can come with car rentals.  QR Code Scams: Segment 1 Ask Clark: Segment 2 Rental Car Toll Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 'I'm done scanning': Woman warns of QR code scam that was sent to her doorstep Got a barcode from your utility company to make a payment? That’s a scam Why You Should Never Mail a Check Ascensus Acquires Vanguard’s Small Business Retirement Plans What Can I Do if My HOA Is Doing a Poor Job? NYTimes: Finally, a Way Around Exorbitant Rental Car Surcharges for Tolls How to Avoid Rental Car Toll Fees Drivers Beware: Watch Out for This Toll Notice Scam Fixed Wireless Internet: Using Your Cellular Service Provider for Home Internet The Best Unlimited Hotspot Plans Best Phone Plans: Get Exactly What You Want at the Cheapest Price Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 28 Aug 2024 09:00:00 -0000 full Clark Howard How Safe Are QR Codes? / Avoid Rental Car Toll Fees QR codes are everywhere, and criminals have found a way to exploit them. Approach with caution and know what to look out for. Also, Clark recently got caught up in a rental car toll issue and tells you how to avoid the toll fee traps that can come with car rentals.  QR Code Scams: Segment 1 Ask Clark: Segment 2 Rental Car Toll Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 'I'm done scanning': Woman warns of QR code scam that was sent to her doorstep Got a barcode from your utility company to make a payment? That’s a scam Why You Should Never Mail a Check Ascensus Acquires Vanguard’s Small Business Retirement Plans What Can I Do if My HOA Is Doing a Poor Job? NYTimes: Finally, a Way Around Exorbitant Rental Car Surcharges for Tolls How to Avoid Rental Car Toll Fees Drivers Beware: Watch Out for This Toll Notice Scam Fixed Wireless Internet: Using Your Cellular Service Provider for Home Internet The Best Unlimited Hotspot Plans Best Phone Plans: Get Exactly What You Want at the Cheapest Price Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices QR codes are everywhere, and criminals have found a way to exploit them. Approach with caution and know what to look out for. Also, Clark recently got caught up in a rental car toll issue and tells you how to avoid the toll fee traps that can come with car rentals. 

  • QR Code Scams: Segment 1
  • Ask Clark: Segment 2
  • Rental Car Toll Fees: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources

Learn more about your ad choices: megaphone.fm/adchoices


Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1899 08.27.24 Credit Card Debt - Have A PLAN / Ending Distracted Driving Clark shares some tough new stats about American credit card debt. If you are in debt, you are definitely not alone. Know the strategies that can set you on a path to freedom from debt.  Later, insurers are exploring some interesting ways to cut down on the critical problem of distracted driving. Clark has his own way of banishing phone use while behind the wheel. Credit Card Debt: Segment 1 Ask Clark: Segment 2 Phone Addiction & Distracted Driving: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Credit card debt: Inflation, interest rates have more Americans carrying balances over Axios: Stretched consumers Clark Howard's 2024 Credit Card Debt Elimination Strategy 6 Things To Know Before Contacting the National Foundation for Credit Counseling Xfinity Deal: Save Up to $1,500 on Internet and Cell Phone Service Cell Phone Plans  /  Streaming TV  /  Internet Archives - Clark Howard How Many Credit Cards Should I Have? My 7 Rules for Using Credit Cards - Clark Howard Best Airline Credit Cards for 2024: Are They Right For You? Gamification gets drivers to put down their phones, study finds Pay-Per-Mile Insurance: Is It Worth It? Mile Auto Insurance: A Firsthand Review How to Shop for Lower Car Insurance Homeowners Insurance Archives - Clark Howard 5 Steps To Getting a Good Deal on a Hotel Room Should You Ever Book a Nonrefundable Hotel Room? 5 Things You Should Re-Shop To Save Money Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 27 Aug 2024 09:00:00 -0000 full Clark Howard Credit Card Debt - Have A PLAN / Ending Distracted Driving Clark shares some tough new stats about American credit card debt. If you are in debt, you are definitely not alone. Know the strategies that can set you on a path to freedom from debt.  Later, insurers are exploring some interesting ways to cut down on the critical problem of distracted driving. Clark has his own way of banishing phone use while behind the wheel. Credit Card Debt: Segment 1 Ask Clark: Segment 2 Phone Addiction & Distracted Driving: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Credit card debt: Inflation, interest rates have more Americans carrying balances over Axios: Stretched consumers Clark Howard's 2024 Credit Card Debt Elimination Strategy 6 Things To Know Before Contacting the National Foundation for Credit Counseling Xfinity Deal: Save Up to $1,500 on Internet and Cell Phone Service Cell Phone Plans  /  Streaming TV  /  Internet Archives - Clark Howard How Many Credit Cards Should I Have? My 7 Rules for Using Credit Cards - Clark Howard Best Airline Credit Cards for 2024: Are They Right For You? Gamification gets drivers to put down their phones, study finds Pay-Per-Mile Insurance: Is It Worth It? Mile Auto Insurance: A Firsthand Review How to Shop for Lower Car Insurance Homeowners Insurance Archives - Clark Howard 5 Steps To Getting a Good Deal on a Hotel Room Should You Ever Book a Nonrefundable Hotel Room? 5 Things You Should Re-Shop To Save Money Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares some tough new stats about American credit card debt. If you are in debt, you are definitely not alone. Know the strategies that can set you on a path to freedom from debt.  Later, insurers are exploring some interesting ways to cut down on the critical problem of distracted driving. Clark has his own way of banishing phone use while behind the wheel.

  • Credit Card Debt: Segment 1
  • Ask Clark: Segment 2
  • Phone Addiction & Distracted Driving: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2241 08.26.24 The Penny Stock Pump & Dump / Robo Text Scams An important lesson for new investors: Clark explains the penny stock pump & dump rip off - a worsening problem in the digital age. Also, as the number of robo calls decline, “robo texts” are increasing and come in many forms, looking to get at your identity and into your wallet. Know how to spot scam texts and hit DELETE.  Penny Stock Rip Off: Segment 1 Ask Clark: Segment 2 Beware Of Scam Texts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Penny Stocks Are More of a Problem Than Ever, Clark Warns Best 529 College Savings Plans By State Roth vs. Traditional 401(k): What's the Difference? How To Sell, Cancel or Get Rid of Your Timeshare (Clark.com) “When are you free for coffee?” Long lost friend or a scammer trying to get you to respond? How To Recognize and Report Spam Text Messages Best Free Password Managers: 10 Top Picks How to Avoid Online Scams and What to Do if You Become a Victim How To Prevent, Report and Repair Identity Theft The Worst Kind of Identity Theft (and How To Prevent It) Should You Respond to Class-Action Lawsuits? (Clark.com) Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Aug 2024 09:00:00 -0000 full Clark Howard The Penny Stock Pump & Dump / Robo Text Scams An important lesson for new investors: Clark explains the penny stock pump & dump rip off - a worsening problem in the digital age. Also, as the number of robo calls decline, “robo texts” are increasing and come in many forms, looking to get at your identity and into your wallet. Know how to spot scam texts and hit DELETE.  Penny Stock Rip Off: Segment 1 Ask Clark: Segment 2 Beware Of Scam Texts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Penny Stocks Are More of a Problem Than Ever, Clark Warns Best 529 College Savings Plans By State Roth vs. Traditional 401(k): What's the Difference? How To Sell, Cancel or Get Rid of Your Timeshare (Clark.com) “When are you free for coffee?” Long lost friend or a scammer trying to get you to respond? How To Recognize and Report Spam Text Messages Best Free Password Managers: 10 Top Picks How to Avoid Online Scams and What to Do if You Become a Victim How To Prevent, Report and Repair Identity Theft The Worst Kind of Identity Theft (and How To Prevent It) Should You Respond to Class-Action Lawsuits? (Clark.com) Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices An important lesson for new investors: Clark explains the penny stock pump & dump rip off - a worsening problem in the digital age. Also, as the number of robo calls decline, “robo texts” are increasing and come in many forms, looking to get at your identity and into your wallet. Know how to spot scam texts and hit DELETE. 

  • Penny Stock Rip Off: Segment 1
  • Ask Clark: Segment 2
  • Beware Of Scam Texts: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1989 08.23.24 Clark Answers His Critics on Clark Stinks / Home Energy Tax Credits Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, most states are still under costly monopoly power control for energy and those costs continue upward. But you are not powerless! In addition to the payback of lower bills, there are tax credits for energy efficient home improvements.  Clark Stinks: Segments 1 & 2 Home Energy Tax Credits: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What's the Best Way To Rent a Car Before You Buy It? Is Turo Legit? 5 Things To Know Before You Use It 13 Places To Listen to Free Music Online- Clark.com Why You May Want To Get a Home Generator How Should I Donate a Non-Working Vehicle? How to Sell Your Car in 5 Steps-Clark.com What Is the Best Platform To Sell My Car?-Clark.com ZIPAIR Official Website Costco vs. Sam's Club: What Is the Difference? 6 Pharmacies Offering $4 Prescriptions Axios: How U.S. homeowners can score tax breaks and other Biden climate cash [The Washington Post] Americans tapped $8 billion in tax credits on home energy upgrades How To Save Money on Utilities How to Book the Best and Safest Airbnb Cheapest Way to Rent a Car: Expert Tips 5 Things You Should Re-Shop To Save Money Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 23 Aug 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Home Energy Tax Credits Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, most states are still under costly monopoly power control for energy and those costs continue upward. But you are not powerless! In addition to the payback of lower bills, there are tax credits for energy efficient home improvements.  Clark Stinks: Segments 1 & 2 Home Energy Tax Credits: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What's the Best Way To Rent a Car Before You Buy It? Is Turo Legit? 5 Things To Know Before You Use It 13 Places To Listen to Free Music Online- Clark.com Why You May Want To Get a Home Generator How Should I Donate a Non-Working Vehicle? How to Sell Your Car in 5 Steps-Clark.com What Is the Best Platform To Sell My Car?-Clark.com ZIPAIR Official Website Costco vs. Sam's Club: What Is the Difference? 6 Pharmacies Offering $4 Prescriptions Axios: How U.S. homeowners can score tax breaks and other Biden climate cash [The Washington Post] Americans tapped $8 billion in tax credits on home energy upgrades How To Save Money on Utilities How to Book the Best and Safest Airbnb Cheapest Way to Rent a Car: Expert Tips 5 Things You Should Re-Shop To Save Money Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, most states are still under costly monopoly power control for energy and those costs continue upward. But you are not powerless! In addition to the payback of lower bills, there are tax credits for energy efficient home improvements. 

  • Clark Stinks: Segments 1 & 2
  • Home Energy Tax Credits: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2039 08.22.24 UPDATE: Selling A Vehicle / Amazon Safety Recall Ruling Clark has updated information if you are thinking of selling a car, with new direction on where to get fair market value pricing.   Also, a recent ruling means Amazon has to make a big change to how they handle 3rd party sellers of unsafe items.  Selling Or Trading In A Car: Segment 1 Ask Clark: Segment 2 Amazon Recall Ruling : Segment 3 Ask Clark: Segment 4 Mentioned on the show: This Car Site Offers Top Dollar to Sellers. Its Stock Is a Wall Street Favorite How to Sell Your Car in 5 Steps-Clark.com What Is the Best Platform To Sell My Car?-Clark.com Jobs Archives - Clark Howard Amazon must recall unsafe products sold by independent sellers, a consumer agency says USA TODAY: Federal agency finds Amazon responsible for recalling dangerous items Amazon can now be held responsible for dangerous products sold on its platform How and When To Refinance Your Mortgage: A Step-By-Step Guide Visible Adds New Features to Visible+ Plan Visible Review: 5 Things To Know Before You Sign Up Using Cellular Data Internationally: Buying a Local SIM Card Phone Plan Finder – Find the Best Plan For You - Clark.com Live TV Streaming Channel Tool Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 22 Aug 2024 09:00:00 -0000 full Clark Howard UPDATE: Selling A Vehicle / Amazon Safety Recall Ruling Clark has updated information if you are thinking of selling a car, with new direction on where to get fair market value pricing.   Also, a recent ruling means Amazon has to make a big change to how they handle 3rd party sellers of unsafe items.  Selling Or Trading In A Car: Segment 1 Ask Clark: Segment 2 Amazon Recall Ruling : Segment 3 Ask Clark: Segment 4 Mentioned on the show: This Car Site Offers Top Dollar to Sellers. Its Stock Is a Wall Street Favorite How to Sell Your Car in 5 Steps-Clark.com What Is the Best Platform To Sell My Car?-Clark.com Jobs Archives - Clark Howard Amazon must recall unsafe products sold by independent sellers, a consumer agency says USA TODAY: Federal agency finds Amazon responsible for recalling dangerous items Amazon can now be held responsible for dangerous products sold on its platform How and When To Refinance Your Mortgage: A Step-By-Step Guide Visible Adds New Features to Visible+ Plan Visible Review: 5 Things To Know Before You Sign Up Using Cellular Data Internationally: Buying a Local SIM Card Phone Plan Finder – Find the Best Plan For You - Clark.com Live TV Streaming Channel Tool Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark has updated information if you are thinking of selling a car, with new direction on where to get fair market value pricing.   Also, a recent ruling means Amazon has to make a big change to how they handle 3rd party sellers of unsafe items. 

  • Selling Or Trading In A Car: Segment 1
  • Ask Clark: Segment 2
  • Amazon Recall Ruling : Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2089 08.21.24 Solutions Through Innovation / A New Fintech Tackles Fraud Humans are prone to “static analysis” - the idea that if an attempted solution didn’t work, it never will. But innovations prove otherwise and Clark has a real life example in the vital area of water shortages. Also, many Americans, especially the elderly, are taken advantage of with technology schemes. Clark discusses a new fintech offering strategies to prevent this now rampant fraud. Try Try Again: The Power Of Innovation: Segment 1 Ask Clark: Segment 2 A Fintech Takes On Fraud Prevention: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Spain Is Thirsty. Here’s How It Gets Water. How and When To Refinance Your Mortgage: A Step-By-Step Guide 6 Things to Know About Refinancing Your Mortgage Mortgage Refinance Calculator - Clark Howard This banking fintech for older Americans is launching a new feature to fight AI fraud How To Switch Phone Carriers: 9 Easy Steps Phone Plan Finder – Find the Best Plan For You - Clark.com Employee Stock Ownership Plan (ESOP): What It Is, How It Works Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 Aug 2024 09:00:00 -0000 full Clark Howard Solutions Through Innovation / A New Fintech Tackles Fraud Humans are prone to “static analysis” - the idea that if an attempted solution didn’t work, it never will. But innovations prove otherwise and Clark has a real life example in the vital area of water shortages. Also, many Americans, especially the elderly, are taken advantage of with technology schemes. Clark discusses a new fintech offering strategies to prevent this now rampant fraud. Try Try Again: The Power Of Innovation: Segment 1 Ask Clark: Segment 2 A Fintech Takes On Fraud Prevention: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Spain Is Thirsty. Here’s How It Gets Water. How and When To Refinance Your Mortgage: A Step-By-Step Guide 6 Things to Know About Refinancing Your Mortgage Mortgage Refinance Calculator - Clark Howard This banking fintech for older Americans is launching a new feature to fight AI fraud How To Switch Phone Carriers: 9 Easy Steps Phone Plan Finder – Find the Best Plan For You - Clark.com Employee Stock Ownership Plan (ESOP): What It Is, How It Works Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Humans are prone to “static analysis” - the idea that if an attempted solution didn’t work, it never will. But innovations prove otherwise and Clark has a real life example in the vital area of water shortages. Also, many Americans, especially the elderly, are taken advantage of with technology schemes. Clark discusses a new fintech offering strategies to prevent this now rampant fraud.

  • Try Try Again: The Power Of Innovation: Segment 1
  • Ask Clark: Segment 2
  • A Fintech Takes On Fraud Prevention: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1933 08.20.24 New Retirement Savings Incentive / Liability Risks & Umbrella Insurance Today, choosing the right phone plan could save you up to $1500 a year. Clark introduces our new Phone Plan Finder tool to help you cut through the confusion and make that choice much easier. Then Clark discusses a great new retirement savings option for part-time and self-employed workers. Also - It’s vital to understand your liability risks and insure accordingly, which for many, includes umbrella insurance. New Roth Options: Segment 1 Ask Clark: Segment 2 Liability Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Phone Plan Finder – Find the Best Plan For You - Clark.com Changes in Retirement Savings Rules to Know Before Year’s End - WSJ 6% of Your Paycheck Is Becoming the New Standard for 401(k) Saving The 3 Biggest Mistakes You Can Make With Your 401(k) The 401(k) Rollover Mistake That Costs Retirement Savers Billions - WSJ 401(k) Rollover: How To Roll Over a 401(k) (Clark.com) What Is a SEP IRA and Who Is Eligible? What Is a SIMPLE IRA and How Does It Work? Certificate of Deposit (CD): What Is It, Best Places To Open One What Is a Roth 401(k) and How Does It Work? Rollovers From a 529 Plan to Roth IRA: What to Know Umbrella Insurance Covers Worst-Case Scenarios. There Are Now More of Them. - WSJ What Is Umbrella Insurance and Do You Need It? (Clark.com) 6 Things To Know Before Contacting the National Foundation for Credit Counseling Why Clark Says You Should ‘Ignore’ Paze as Trendy New Payment Option Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 20 Aug 2024 09:00:00 -0000 full Clark Howard New Retirement Savings Incentive / Liability Risks & Umbrella Insurance Today, choosing the right phone plan could save you up to $1500 a year. Clark introduces our new Phone Plan Finder tool to help you cut through the confusion and make that choice much easier. Then Clark discusses a great new retirement savings option for part-time and self-employed workers. Also - It’s vital to understand your liability risks and insure accordingly, which for many, includes umbrella insurance. New Roth Options: Segment 1 Ask Clark: Segment 2 Liability Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Phone Plan Finder – Find the Best Plan For You - Clark.com Changes in Retirement Savings Rules to Know Before Year’s End - WSJ 6% of Your Paycheck Is Becoming the New Standard for 401(k) Saving The 3 Biggest Mistakes You Can Make With Your 401(k) The 401(k) Rollover Mistake That Costs Retirement Savers Billions - WSJ 401(k) Rollover: How To Roll Over a 401(k) (Clark.com) What Is a SEP IRA and Who Is Eligible? What Is a SIMPLE IRA and How Does It Work? Certificate of Deposit (CD): What Is It, Best Places To Open One What Is a Roth 401(k) and How Does It Work? Rollovers From a 529 Plan to Roth IRA: What to Know Umbrella Insurance Covers Worst-Case Scenarios. There Are Now More of Them. - WSJ What Is Umbrella Insurance and Do You Need It? (Clark.com) 6 Things To Know Before Contacting the National Foundation for Credit Counseling Why Clark Says You Should ‘Ignore’ Paze as Trendy New Payment Option Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, choosing the right phone plan could save you up to $1500 a year. Clark introduces our new Phone Plan Finder tool to help you cut through the confusion and make that choice much easier. Then Clark discusses a great new retirement savings option for part-time and self-employed workers. Also - It’s vital to understand your liability risks and insure accordingly, which for many, includes umbrella insurance.

  • New Roth Options: Segment 1
  • Ask Clark: Segment 2
  • Liability Insurance: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1879 08.19.24 Extended Auto Warranties / Food Service Innovation A recent FTC settlement validates Clark’s long-held advice on car warranties. Know how the game is played including “bust outs”, and how to best proceed if you wish to purchase an extended warranty on a vehicle. Also, restaurants are getting crushed by costs, so they are getting creative with ways to serve us fresh food at a discount.  Auto Warranty Schemes: Segment 1 Ask Clark: Segment 2 Fresh Food Vending: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Think twice before buying a car-repair contract. FTC settlement shows why. FTC says CarShield didn’t cover car repairs as advertised Should You Buy an Extended Warranty on Your Car? (Clark.com) Used car prices plunging: EVs hit the hardest Electric Vehicle Tax Credits 2024: What You Need to Know Need a Cheese Plate at 4 a.m.? There’s a Vending Machine for That. - WSJ Axios: "Waiter, check please?" Nah, just use an app How thousands of Americans got caught in fintech’s false promise and lost access to bank accounts Raisin Review: Can You Trust This Online Savings Marketplace? (Clark.com) Certificate of Deposit (CD): What Is It, Best Places To Open One What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Term Life vs. Whole Life Insurance: Understanding the Difference Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Aug 2024 09:00:00 -0000 full Clark Howard Extended Auto Warranties / Food Service Innovation A recent FTC settlement validates Clark’s long-held advice on car warranties. Know how the game is played including “bust outs”, and how to best proceed if you wish to purchase an extended warranty on a vehicle. Also, restaurants are getting crushed by costs, so they are getting creative with ways to serve us fresh food at a discount.  Auto Warranty Schemes: Segment 1 Ask Clark: Segment 2 Fresh Food Vending: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Think twice before buying a car-repair contract. FTC settlement shows why. FTC says CarShield didn’t cover car repairs as advertised Should You Buy an Extended Warranty on Your Car? (Clark.com) Used car prices plunging: EVs hit the hardest Electric Vehicle Tax Credits 2024: What You Need to Know Need a Cheese Plate at 4 a.m.? There’s a Vending Machine for That. - WSJ Axios: "Waiter, check please?" Nah, just use an app How thousands of Americans got caught in fintech’s false promise and lost access to bank accounts Raisin Review: Can You Trust This Online Savings Marketplace? (Clark.com) Certificate of Deposit (CD): What Is It, Best Places To Open One What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Term Life vs. Whole Life Insurance: Understanding the Difference Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A recent FTC settlement validates Clark’s long-held advice on car warranties. Know how the game is played including “bust outs”, and how to best proceed if you wish to purchase an extended warranty on a vehicle. Also, restaurants are getting crushed by costs, so they are getting creative with ways to serve us fresh food at a discount. 

  • Auto Warranty Schemes: Segment 1
  • Ask Clark: Segment 2
  • Fresh Food Vending: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1809 08.16.24 Clark Answers His Critics on Clark Stinks / How To Find A Side Hustle Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, an app capable of helping job seekers transfer their skills to new industries and locate positions close to home. Clark Stinks: Segments 1 & 2 Locate Contract Work: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Donating & Volunteering Archives - Clark Howard Why You Should Establish Trusted Contacts Over 11 million job seekers are using this app to find jobs in their own backyards- Hypepotamus 30 Easy Side Hustle Ideas / Sidehusl.com: Home Jobs Archives - Clark Howard Should You Get a Store Credit Card? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 16 Aug 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / How To Find A Side Hustle Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, an app capable of helping job seekers transfer their skills to new industries and locate positions close to home. Clark Stinks: Segments 1 & 2 Locate Contract Work: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Donating & Volunteering Archives - Clark Howard Why You Should Establish Trusted Contacts Over 11 million job seekers are using this app to find jobs in their own backyards- Hypepotamus 30 Easy Side Hustle Ideas / Sidehusl.com: Home Jobs Archives - Clark Howard Should You Get a Store Credit Card? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, an app capable of helping job seekers transfer their skills to new industries and locate positions close to home.

  • Clark Stinks: Segments 1 & 2
  • Locate Contract Work: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1832 08.15.24 Sim Swap Fraud Protection / New Hotel Booking Considerations Rampant data breaches facilitate SIM swapping fraud - allowing criminals to usurp 2 factor authentication by stealing your phone service. Clark explains this very common form of identity theft and how you can easily prevent it. Also - Why hotels are in financial distress these days, what that means for travelers and how this calls for a new approach to booking.  Sim Swapping 101: Segment 1 Ask Clark: Segment 2 Distressed Hotels - Strategic Booking: Segment 3 Ask Clark: Segment 4 Mentioned on the show: There are 1 billion victims of data breaches so far this year. Are you one of them? - USA TODAY   SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know About This form of identity theft is on the rise. Here's what to know FCC pursues rule forcing carriers to unlock phones after 60 days 5 Credit Card Mistakes To Avoid Travel Insurance: What You Need To Know Before You Buy The National Observer: Distress grows for hotel properties Help! We Had to Sleep in the Hotel’s Breakfast Room. We Would Like a $215 Refund. 5 Things You Should Re-Shop To Save Money Best Credit Cards With No Foreign Transaction Fees in 2024 - Clark.com Clark Howard's Digital Wallet Strategy for 2024 5 Money Tips To Know Before You Travel Abroad How To Plan a Trip: Clark's Best Travel Tips To Save Money Travel Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 15 Aug 2024 09:00:00 -0000 full Clark Howard Sim Swap Fraud Protection / New Hotel Booking Considerations Rampant data breaches facilitate SIM swapping fraud - allowing criminals to usurp 2 factor authentication by stealing your phone service. Clark explains this very common form of identity theft and how you can easily prevent it. Also - Why hotels are in financial distress these days, what that means for travelers and how this calls for a new approach to booking.  Sim Swapping 101: Segment 1 Ask Clark: Segment 2 Distressed Hotels - Strategic Booking: Segment 3 Ask Clark: Segment 4 Mentioned on the show: There are 1 billion victims of data breaches so far this year. Are you one of them? - USA TODAY   SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know About This form of identity theft is on the rise. Here's what to know FCC pursues rule forcing carriers to unlock phones after 60 days 5 Credit Card Mistakes To Avoid Travel Insurance: What You Need To Know Before You Buy The National Observer: Distress grows for hotel properties Help! We Had to Sleep in the Hotel’s Breakfast Room. We Would Like a $215 Refund. 5 Things You Should Re-Shop To Save Money Best Credit Cards With No Foreign Transaction Fees in 2024 - Clark.com Clark Howard's Digital Wallet Strategy for 2024 5 Money Tips To Know Before You Travel Abroad How To Plan a Trip: Clark's Best Travel Tips To Save Money Travel Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Rampant data breaches facilitate SIM swapping fraud - allowing criminals to usurp 2 factor authentication by stealing your phone service. Clark explains this very common form of identity theft and how you can easily prevent it. Also - Why hotels are in financial distress these days, what that means for travelers and how this calls for a new approach to booking. 

  • Sim Swapping 101: Segment 1
  • Ask Clark: Segment 2
  • Distressed Hotels - Strategic Booking: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices


Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1935 8.14.24 How To Buy A Used Car / How Big Landlords Set Rent Prices The number one issue people are contacting Team Clark about: Buying a used car. Clark goes back to basics on how to purchase a used vehicle, so you know how to protect yourself before setting foot on a dealer lot.  Later - Antitrust lawsuits allege corporate landlord price collusion via software. What apartment renters need to know and strategies to get the best deal on rent.  Buying A Used Vehicle: Segment 1 Ask Clark: Segment 2 Apartment Rent: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Buy a Used Car (Clark.com) Should You Buy an Extended Warranty on Your Car? Online security: Our promise to you - Investor Vanguard Vanguard's Online Fraud Policy Safer Ways To Send Money NYTimes: Lawsuits Mount Over Software Used by Landlords to Set Rents Trust Pilot - Kensington Tours  /  BBB - Kensington Tours Cancel for Any Reason Trip Insurance: Should You Buy It? Best Travel Credit Cards: Top Rewards Picks for 2024 Is an HSA the Best Way To Save for Future Medical Expenses? Where Should I Set Up My Health Savings Account (HSA)? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 14 Aug 2024 09:00:00 -0000 full Clark Howard How To Buy A Used Car / How Big Landlords Set Rent Prices The number one issue people are contacting Team Clark about: Buying a used car. Clark goes back to basics on how to purchase a used vehicle, so you know how to protect yourself before setting foot on a dealer lot.  Later - Antitrust lawsuits allege corporate landlord price collusion via software. What apartment renters need to know and strategies to get the best deal on rent.  Buying A Used Vehicle: Segment 1 Ask Clark: Segment 2 Apartment Rent: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Buy a Used Car (Clark.com) Should You Buy an Extended Warranty on Your Car? Online security: Our promise to you - Investor Vanguard Vanguard's Online Fraud Policy Safer Ways To Send Money NYTimes: Lawsuits Mount Over Software Used by Landlords to Set Rents Trust Pilot - Kensington Tours  /  BBB - Kensington Tours Cancel for Any Reason Trip Insurance: Should You Buy It? Best Travel Credit Cards: Top Rewards Picks for 2024 Is an HSA the Best Way To Save for Future Medical Expenses? Where Should I Set Up My Health Savings Account (HSA)? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The number one issue people are contacting Team Clark about: Buying a used car. Clark goes back to basics on how to purchase a used vehicle, so you know how to protect yourself before setting foot on a dealer lot.  Later - Antitrust lawsuits allege corporate landlord price collusion via software. What apartment renters need to know and strategies to get the best deal on rent. 

  • Buying A Used Vehicle: Segment 1
  • Ask Clark: Segment 2
  • Apartment Rent: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1916 08.13.24 Making Wise Investment Decisions / The Shifting Job Market Influenced by market noise, many struggle with financial decisions regarding their investments for the future. What is the ideal mix of stocks, bonds, domestic and overseas funds? Vanguard just came out with some new recommendations.   Also, Clark shares something that should ease your mind about the future of jobs with AI and other rapidly changing technologies.  Investment Decisions: Segment 1 Ask Clark: Segment 2 The Future Of Work: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Your 60/40 Portfolio Isn’t Safe. Inflation Is the Reason. Barron’s Clark.com - Invest & Retire Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging? What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Should You Get a Store Credit Card? Receipt Hog: 4 Things To Know About Earning Cash Back ReceiptPal Review: 5 Things To Know Before Earning Cash Back You're probably doing a job that didn't exist in 1940. Will yours exist in 2040? How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Clark Warns Major Changes To Credit Card Rewards Are Coming Soon 5 of Clark Howard's Most Extreme Frugal Hacks Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 13 Aug 2024 09:00:00 -0000 full Clark Howard Making Wise Investment Decisions / The Shifting Job Market Influenced by market noise, many struggle with financial decisions regarding their investments for the future. What is the ideal mix of stocks, bonds, domestic and overseas funds? Vanguard just came out with some new recommendations.   Also, Clark shares something that should ease your mind about the future of jobs with AI and other rapidly changing technologies.  Investment Decisions: Segment 1 Ask Clark: Segment 2 The Future Of Work: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Your 60/40 Portfolio Isn’t Safe. Inflation Is the Reason. Barron’s Clark.com - Invest & Retire Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging? What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Should You Get a Store Credit Card? Receipt Hog: 4 Things To Know About Earning Cash Back ReceiptPal Review: 5 Things To Know Before Earning Cash Back You're probably doing a job that didn't exist in 1940. Will yours exist in 2040? How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Clark Warns Major Changes To Credit Card Rewards Are Coming Soon 5 of Clark Howard's Most Extreme Frugal Hacks Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Influenced by market noise, many struggle with financial decisions regarding their investments for the future. What is the ideal mix of stocks, bonds, domestic and overseas funds? Vanguard just came out with some new recommendations.   Also, Clark shares something that should ease your mind about the future of jobs with AI and other rapidly changing technologies. 

  • Investment Decisions: Segment 1
  • Ask Clark: Segment 2
  • The Future Of Work: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1869 08.12.24 Big Bank Bonus Offers / Price War! Big Box Retailers There are a lot of bonus offers coming from big banks right now, trying to capture multiple lines of your business. Should you go for it? Depends. Clark explains. Also - Consumers collectively seeking store brands to fight inflation is paying off. The big box retailers are battling it out with their private label items as they compete for private label dominance!  Big Bank Bonus Offers: Segment 1 Ask Clark: Segment 2 Private Label Price War: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Banks Are Offering Bigger Cash Bonuses. How to Decide if You Should Switch. - WSJ Are Money Market Funds a Safe Place To Stash My Savings? Top 10 Small Business 401(k) Plan Providers How To Open a Roth IRA / What Are Index Funds? How Walmart-owned Sam’s Club is trying to take on Costco’s private label Kirkland Walmart is opening five automated distribution centers as it tries to keep its grocery dominance Why You Should Keep Old Credit Card Accounts Open Navy Federal cashRewards Card Review: Cash Back Credit Card Should I Update My Income With My Bank or Credit Card Company? How To Monitor Your Credit How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Aug 2024 09:00:00 -0000 full Clark Howard Big Bank Bonus Offers / Price War! Big Box Retailers There are a lot of bonus offers coming from big banks right now, trying to capture multiple lines of your business. Should you go for it? Depends. Clark explains. Also - Consumers collectively seeking store brands to fight inflation is paying off. The big box retailers are battling it out with their private label items as they compete for private label dominance!  Big Bank Bonus Offers: Segment 1 Ask Clark: Segment 2 Private Label Price War: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Banks Are Offering Bigger Cash Bonuses. How to Decide if You Should Switch. - WSJ Are Money Market Funds a Safe Place To Stash My Savings? Top 10 Small Business 401(k) Plan Providers How To Open a Roth IRA / What Are Index Funds? How Walmart-owned Sam’s Club is trying to take on Costco’s private label Kirkland Walmart is opening five automated distribution centers as it tries to keep its grocery dominance Why You Should Keep Old Credit Card Accounts Open Navy Federal cashRewards Card Review: Cash Back Credit Card Should I Update My Income With My Bank or Credit Card Company? How To Monitor Your Credit How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices There are a lot of bonus offers coming from big banks right now, trying to capture multiple lines of your business. Should you go for it? Depends. Clark explains. Also - Consumers collectively seeking store brands to fight inflation is paying off. The big box retailers are battling it out with their private label items as they compete for private label dominance! 

  • Big Bank Bonus Offers: Segment 1
  • Ask Clark: Segment 2
  • Private Label Price War: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1913 08.09.24 Clark Answers His Critics on Clark Stinks / A Dangerous Form Of Payment Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Target has announced it will no longer accept one form of payment. Clark shares why this is a good idea, with a payment method warning for you. Clark Stinks: Segments 1 & 2 Using Checks- A Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Get an Identity Protection PIN (IP PIN) Retrieve your Identity Protection PIN (IP PIN) Where To Buy the Best Cheap Printer How to Freeze Your Credit With Experian, Equifax and TransUnion Career opportunities - Careers - About.usps.com How to Avoid Paying Vacation Rental Fees Target will stop accepting this old-school form of payment What Is Mortgage Protection Insurance and Do You Need It? 4 Insurance Policies You Actually Need (and 5 You Don't) What Is Disability Insurance and How Does It Work? Southwest Airlines Is Ending Open Seating. Here's What This Historic Change Means for You Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 09 Aug 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / A Dangerous Form Of Payment Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Target has announced it will no longer accept one form of payment. Clark shares why this is a good idea, with a payment method warning for you. Clark Stinks: Segments 1 & 2 Using Checks- A Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Get an Identity Protection PIN (IP PIN) Retrieve your Identity Protection PIN (IP PIN) Where To Buy the Best Cheap Printer How to Freeze Your Credit With Experian, Equifax and TransUnion Career opportunities - Careers - About.usps.com How to Avoid Paying Vacation Rental Fees Target will stop accepting this old-school form of payment What Is Mortgage Protection Insurance and Do You Need It? 4 Insurance Policies You Actually Need (and 5 You Don't) What Is Disability Insurance and How Does It Work? Southwest Airlines Is Ending Open Seating. Here's What This Historic Change Means for You Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Target has announced it will no longer accept one form of payment. Clark shares why this is a good idea, with a payment method warning for you.

  • Clark Stinks: Segments 1 & 2
  • Using Checks- A Warning: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1971 08.08.24 Auto Insurance Backlash / When There’s No Fiduciary: A Tragic Tale We’ve talked a lot recently about rising insurance rates. The car insurance industry is facing some backlash now, as consumers explore their options. Clark has advice on lowering your premiums. Also today - many people buy lottery tickets, but the odds of winning are insanely low. One couple actually hit a huge jackpot, but what happened next is a very sad story.  Save More On Auto Insurance: Segment 1 Ask Clark: Segment 2 Financial Advisors- Choose Wisely: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Fed Up With Their Car-Insurance Bills, Drivers Shift Gears - The Wall Street Journal. NYTimes: How to Rein In Rising Auto Insurance Rates 10 Ways To Save Money on Car Insurance  Mile Auto Insurance: A Firsthand Review How to Freeze Your Credit With Experian, Equifax and TransUnion Credit Karma Review: Free Credit Score and More at Your Fingertips Should I Be Concerned That I’m Receiving Mail at My Home With Someone Else’s Name? What’s the Best Way To Exchange Dollars for Foreign Currency? And When Should I Exchange Money? Should You Buy Gold at Costco?  /  Warning: How You Should NOT Buy Gold A Couple Won the Powerball. Investing It Turned Into Tragedy. - The WSJournal. What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor How to Qualify for Medicaid: Eligibility Requirements 6 Things To Know About Series I Savings Bonds What Clark Says You Should Do With Your I Bonds This Year Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 08 Aug 2024 09:00:00 -0000 full Clark Howard Auto Insurance Backlash / When There’s No Fiduciary: A Tragic Tale We’ve talked a lot recently about rising insurance rates. The car insurance industry is facing some backlash now, as consumers explore their options. Clark has advice on lowering your premiums. Also today - many people buy lottery tickets, but the odds of winning are insanely low. One couple actually hit a huge jackpot, but what happened next is a very sad story.  Save More On Auto Insurance: Segment 1 Ask Clark: Segment 2 Financial Advisors- Choose Wisely: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Fed Up With Their Car-Insurance Bills, Drivers Shift Gears - The Wall Street Journal. NYTimes: How to Rein In Rising Auto Insurance Rates 10 Ways To Save Money on Car Insurance  Mile Auto Insurance: A Firsthand Review How to Freeze Your Credit With Experian, Equifax and TransUnion Credit Karma Review: Free Credit Score and More at Your Fingertips Should I Be Concerned That I’m Receiving Mail at My Home With Someone Else’s Name? What’s the Best Way To Exchange Dollars for Foreign Currency? And When Should I Exchange Money? Should You Buy Gold at Costco?  /  Warning: How You Should NOT Buy Gold A Couple Won the Powerball. Investing It Turned Into Tragedy. - The WSJournal. What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor How to Qualify for Medicaid: Eligibility Requirements 6 Things To Know About Series I Savings Bonds What Clark Says You Should Do With Your I Bonds This Year Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices We’ve talked a lot recently about rising insurance rates. The car insurance industry is facing some backlash now, as consumers explore their options. Clark has advice on lowering your premiums. Also today - many people buy lottery tickets, but the odds of winning are insanely low. One couple actually hit a huge jackpot, but what happened next is a very sad story. 

  • Save More On Auto Insurance: Segment 1
  • Ask Clark: Segment 2
  • Financial Advisors- Choose Wisely: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2004 08.07.24 When Schools Ban Cell Phones / Restaurants Want You Back Recently there has been backlash about the use of phones by teenagers, especially at schools. Some districts and states are doing something about it. Also - restaurants are trying to bring in customers through promotions and deals, but how do you know if you are really getting a bargain? Student Cell Phone Bans: Segment 1 Ask Clark: Segment 2 Restaurant Promotions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NY Students Banned From Using Phones First Hated, Then Loved It Top 10 Small Business 401(k) Plan Providers Bottomless Fries, Floats and Broccoli. One Restaurant Chain’s Bid to Get Diners. - WSJ Why fast food value menus aren’t as good a deal as you might think How To Prevent, Report and Repair Identity Theft The Worst Kind of Identity Theft (and How To Prevent It) How to Freeze Your Credit With Experian, Equifax and TransUnion Best 529 College Savings Plans By State Understanding 529 rollovers to a Roth IRA 12 Items That Can't Be Returned to Amazon Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 07 Aug 2024 09:00:00 -0000 full Clark Howard When Schools Ban Cell Phones / Restaurants Want You Back Recently there has been backlash about the use of phones by teenagers, especially at schools. Some districts and states are doing something about it. Also - restaurants are trying to bring in customers through promotions and deals, but how do you know if you are really getting a bargain? Student Cell Phone Bans: Segment 1 Ask Clark: Segment 2 Restaurant Promotions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NY Students Banned From Using Phones First Hated, Then Loved It Top 10 Small Business 401(k) Plan Providers Bottomless Fries, Floats and Broccoli. One Restaurant Chain’s Bid to Get Diners. - WSJ Why fast food value menus aren’t as good a deal as you might think How To Prevent, Report and Repair Identity Theft The Worst Kind of Identity Theft (and How To Prevent It) How to Freeze Your Credit With Experian, Equifax and TransUnion Best 529 College Savings Plans By State Understanding 529 rollovers to a Roth IRA 12 Items That Can't Be Returned to Amazon Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Recently there has been backlash about the use of phones by teenagers, especially at schools. Some districts and states are doing something about it. Also - restaurants are trying to bring in customers through promotions and deals, but how do you know if you are really getting a bargain?

  • Student Cell Phone Bans: Segment 1
  • Ask Clark: Segment 2
  • Restaurant Promotions: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1614 08.06.24 Gen X Retirement / Tax Wisdom For Contract Workers New statistics showing average 401K balances by generation reveal a trouble spot. Clark focuses on Gen X. Also, if you or someone you know does contract work full time or as a side hustle, Clark has important advice about taxes. Gen X Retirement: Segment 1 Ask Clark: Segment 2 1099 Tax Traps: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Average 401(k) Balance by Age Axios: Gen X savings gap    7 Best Ways to Save for Retirement in Your 50s 30 Easy Side Hustle Ideas 7 Things To Know Before You Use Zelle 6 Steps To Eliminate Credit Card Debt in 3 Years or Less Consumer Cellular Review: 5 Things To Know Before You Sign Up Lifeline Support for Affordable Communications 1099 Income: Why Prepaying Your Taxes Is More Important Than Ever if You Have a Side Hustle A Surging IRS Penalty Is Costing Americans Billions. Here’s How To Avoid It Midyear Tax Planning Strategies: Five Things to Do Now Here's Your Estimated 2024 Tax Refund Schedule What Is a SEP IRA and Who Is Eligible? When Should You Get an Accountant To Do Your Taxes? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 06 Aug 2024 09:00:00 -0000 full Clark Howard Gen X Retirement / Tax Wisdom For Contract Workers New statistics showing average 401K balances by generation reveal a trouble spot. Clark focuses on Gen X. Also, if you or someone you know does contract work full time or as a side hustle, Clark has important advice about taxes. Gen X Retirement: Segment 1 Ask Clark: Segment 2 1099 Tax Traps: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Average 401(k) Balance by Age Axios: Gen X savings gap    7 Best Ways to Save for Retirement in Your 50s 30 Easy Side Hustle Ideas 7 Things To Know Before You Use Zelle 6 Steps To Eliminate Credit Card Debt in 3 Years or Less Consumer Cellular Review: 5 Things To Know Before You Sign Up Lifeline Support for Affordable Communications 1099 Income: Why Prepaying Your Taxes Is More Important Than Ever if You Have a Side Hustle A Surging IRS Penalty Is Costing Americans Billions. Here’s How To Avoid It Midyear Tax Planning Strategies: Five Things to Do Now Here's Your Estimated 2024 Tax Refund Schedule What Is a SEP IRA and Who Is Eligible? When Should You Get an Accountant To Do Your Taxes? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices New statistics showing average 401K balances by generation reveal a trouble spot. Clark focuses on Gen X. Also, if you or someone you know does contract work full time or as a side hustle, Clark has important advice about taxes.

  • Gen X Retirement: Segment 1
  • Ask Clark: Segment 2
  • 1099 Tax Traps: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1736 08.05.24 CLARKONOMICS: The Job Market / Look Out For Incorrect Pricing Today, Clarkonomics with an overview of the current job market and how to be prepared. Also - Incorrect pricing has been plaguing consumers alongside inflation and may soon be remedied in some places by technology. Meanwhile, why you need to keep your eye on the price!  Job Market Update: Segment 1 Ask Clark: Segment 2 Incorrect Pricing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Axios: Labor scarcity is the new normal Companies are facing a skills-gap crisis that college alone can’t fix College credit for working your job? Walmart and McDonald’s are trying it Amazon - 9 skills training programs helping hourly employees grow their careers Amazon - Our Upskilling 2025 programs NYT - U.S. Job Growth Extends Streak, but Signs of Concern Emerge Why more layoffs could be coming in the second half of 2024 Americans are suddenly finding it harder to land a job — and keep it America's startup boom is still going strong. Here's what it means for the economy Demand for better cybersecurity fuels a booming job market What Is a Fiduciary Financial Advisor and Do I Need One? Guide to Brokerage and Investment Advisory Services at Fidelity Investments  A supermarket trip may soon look different, thanks to electronic shelf labels How To Plan a Trip: Clark's Best Travel Tips To Save Money About Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing: All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. . See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Aug 2024 09:00:00 -0000 full Clark Howard CLARKONOMICS: The Job Market / Look Out For Incorrect Pricing Today, Clarkonomics with an overview of the current job market and how to be prepared. Also - Incorrect pricing has been plaguing consumers alongside inflation and may soon be remedied in some places by technology. Meanwhile, why you need to keep your eye on the price!  Job Market Update: Segment 1 Ask Clark: Segment 2 Incorrect Pricing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Axios: Labor scarcity is the new normal Companies are facing a skills-gap crisis that college alone can’t fix College credit for working your job? Walmart and McDonald’s are trying it Amazon - 9 skills training programs helping hourly employees grow their careers Amazon - Our Upskilling 2025 programs NYT - U.S. Job Growth Extends Streak, but Signs of Concern Emerge Why more layoffs could be coming in the second half of 2024 Americans are suddenly finding it harder to land a job — and keep it America's startup boom is still going strong. Here's what it means for the economy Demand for better cybersecurity fuels a booming job market What Is a Fiduciary Financial Advisor and Do I Need One? Guide to Brokerage and Investment Advisory Services at Fidelity Investments  A supermarket trip may soon look different, thanks to electronic shelf labels How To Plan a Trip: Clark's Best Travel Tips To Save Money About Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing: All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. . See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clarkonomics with an overview of the current job market and how to be prepared. Also - Incorrect pricing has been plaguing consumers alongside inflation and may soon be remedied in some places by technology. Meanwhile, why you need to keep your eye on the price! 

  • Job Market Update: Segment 1
  • Ask Clark: Segment 2
  • Incorrect Pricing: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices


Public.com+Public Investing: All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. . See public.com/#disclosures-main for more information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1935 08.02.24 Clark Answers His Critics on Clark Stinks / Warning: Unsolicited Offers To Buy Your Property Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, many homeowners continue to receive unsolicited offers to buy their property. Clark discusses what you need to know about such offers, and the first step a seller should take. Clark Stinks: Segments 1 & 2 Unsolicited Home Buying Outfits: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is Umbrella Insurance and Do You Need It? Amazon set to take on Temu and Shein with new discount section What's the Best Setting for Your Thermostat During the Summer? Buy a lot of Amazon gadgets? You could get 20% off each time Stacked vs Unstacked Car Insurance Which Documents Should You Keep and for How Long? Why You Should Beware of Unsolicited Offers To Buy Your Home Beware of Unsolicited Offers to Buy Your Property Clark Deals - Laptops How and When To Refinance Your Mortgage: A Step-By-Step Guide Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 02 Aug 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Warning: Unsolicited Offers To Buy Your Property Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, many homeowners continue to receive unsolicited offers to buy their property. Clark discusses what you need to know about such offers, and the first step a seller should take. Clark Stinks: Segments 1 & 2 Unsolicited Home Buying Outfits: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is Umbrella Insurance and Do You Need It? Amazon set to take on Temu and Shein with new discount section What's the Best Setting for Your Thermostat During the Summer? Buy a lot of Amazon gadgets? You could get 20% off each time Stacked vs Unstacked Car Insurance Which Documents Should You Keep and for How Long? Why You Should Beware of Unsolicited Offers To Buy Your Home Beware of Unsolicited Offers to Buy Your Property Clark Deals - Laptops How and When To Refinance Your Mortgage: A Step-By-Step Guide Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, many homeowners continue to receive unsolicited offers to buy their property. Clark discusses what you need to know about such offers, and the first step a seller should take.

  • Clark Stinks: Segments 1 & 2
  • Unsolicited Home Buying Outfits: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1859 08.01.24 Gratitude And Longevity / Beware Of Home Improvement Rip-Offs We’re starting out August with some great news - there is something you can do for free that may help you live longer, and happier. Also - unhappy news of elderly women being ripped off by a home gutter system salesperson. Clark has an important warning for homeowners. An Attitude Of Gratitude: Segment 1 Ask Clark: Segment 2 Home Improvement Rip-Offs: Segment 3 Ask Clark: Segment 4  Mentioned on the show: Be grateful for what you have. It may help you live longer How To Find the Best Deal on Cheap Internet Service in 4 Steps Best 529 College Savings Plans By State ‘I feel cheated’: Saleswoman charges 2 elderly women over $14,000 for gutters 6 Tips for Hiring a Contractor How To Buy Term Life Insurance in 7 Easy Steps Best Term Life Insurance Companies, Plans & Coverage Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 01 Aug 2024 09:00:00 -0000 full Clark Howard Gratitude And Longevity / Beware Of Home Improvement Rip-Offs We’re starting out August with some great news - there is something you can do for free that may help you live longer, and happier. Also - unhappy news of elderly women being ripped off by a home gutter system salesperson. Clark has an important warning for homeowners. An Attitude Of Gratitude: Segment 1 Ask Clark: Segment 2 Home Improvement Rip-Offs: Segment 3 Ask Clark: Segment 4  Mentioned on the show: Be grateful for what you have. It may help you live longer How To Find the Best Deal on Cheap Internet Service in 4 Steps Best 529 College Savings Plans By State ‘I feel cheated’: Saleswoman charges 2 elderly women over $14,000 for gutters 6 Tips for Hiring a Contractor How To Buy Term Life Insurance in 7 Easy Steps Best Term Life Insurance Companies, Plans & Coverage Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices We’re starting out August with some great news - there is something you can do for free that may help you live longer, and happier. Also - unhappy news of elderly women being ripped off by a home gutter system salesperson. Clark has an important warning for homeowners.

  • An Attitude Of Gratitude: Segment 1
  • Ask Clark: Segment 2
  • Home Improvement Rip-Offs: Segment 3
  • Ask Clark: Segment 4



Mentioned on the show:


Clark.com resources

Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1811 07.31.24 Avoid Getting Ripped Off! How To Buy Alarm Systems And Eyeglasses In today’s show - more Americans are installing alarm systems to help them not only feel safe from crime, but also for protection in a fire. The alarm business has been rife with long term contracts and high monthly costs. Clark tells you how to get a deal with the same safety. Another area where costs vary wildly is prescription eyeglasses. There's a new rule that makes it even easier to get your glasses at a deep discount.  Home Security Systems: Segment 1 Ask Clark: Segment 2 The Eyeglass Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Avoid Getting Ripped Off by an Alarm Company Your Guide to DIY Home Security Systems Home Security System Ratings & Reviews How to change your name and what government agencies to notify Best Online Will Maker: 5 Free or Cheap Options What Is a Personal Loan and Should You Get One? Eyeglass Rule updates: What they mean for you The Best Places To Buy Eyeglasses Are Indexed Universal Life Insurance Policies a Good Option or a Scam? Term Life vs. Whole Life Insurance: Understanding the Difference How To Buy Term Life Insurance in 7 Easy Steps How To Open a Roth IRA Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 31 Jul 2024 09:00:00 -0000 full Clark Howard Avoid Getting Ripped Off! How To Buy Alarm Systems And Eyeglasses In today’s show - more Americans are installing alarm systems to help them not only feel safe from crime, but also for protection in a fire. The alarm business has been rife with long term contracts and high monthly costs. Clark tells you how to get a deal with the same safety. Another area where costs vary wildly is prescription eyeglasses. There's a new rule that makes it even easier to get your glasses at a deep discount.  Home Security Systems: Segment 1 Ask Clark: Segment 2 The Eyeglass Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Avoid Getting Ripped Off by an Alarm Company Your Guide to DIY Home Security Systems Home Security System Ratings & Reviews How to change your name and what government agencies to notify Best Online Will Maker: 5 Free or Cheap Options What Is a Personal Loan and Should You Get One? Eyeglass Rule updates: What they mean for you The Best Places To Buy Eyeglasses Are Indexed Universal Life Insurance Policies a Good Option or a Scam? Term Life vs. Whole Life Insurance: Understanding the Difference How To Buy Term Life Insurance in 7 Easy Steps How To Open a Roth IRA Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In today’s show - more Americans are installing alarm systems to help them not only feel safe from crime, but also for protection in a fire. The alarm business has been rife with long term contracts and high monthly costs. Clark tells you how to get a deal with the same safety. Another area where costs vary wildly is prescription eyeglasses. There's a new rule that makes it even easier to get your glasses at a deep discount. 

  • Home Security Systems: Segment 1
  • Ask Clark: Segment 2
  • The Eyeglass Rule: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2287 07.30.24 UPDATE: Savings Rates & CD Strategies / Amazon’s Discount Initiative Inflation has curved downward affecting interest rates, presenting challenges for savers. There are great differences between financial institutions regarding savings rates. Clark discusses how to get the best rates on CDs and savings accounts, and why you NEVER allow a CD to auto-renew.  Also, Amazon is feeling the heat from Temu and Shein, and they are answering with a new competitive site.  Saving Rates Update: Segment 1 Ask Clark: Segment 2 Amazon’s New Discount Store: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 16 of the Best High-Yield Online Savings Accounts in July 2024 Best Online Banks: Free Checking and High-Interest Savings Accounts Why Big Banks Are a Bad Place for Your Cash What To Do BEFORE Your CD Expires What Is a 403(b) and How Does It Work? How a 457 Plan Works After Retirement - Investopedia What Are Index Funds? Longevity Insurance: What Is It and Do You Need It? Amazon set to take on Temu and Shein with new discount section How Higher Income Can Affect Medicare Premiums 7 Things To Know Before You Use Zelle How To Spot and Avoid Gift Card Scams Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 30 Jul 2024 09:00:00 -0000 full Clark Howard UPDATE: Savings Rates & CD Strategies / Amazon’s Discount Initiative Inflation has curved downward affecting interest rates, presenting challenges for savers. There are great differences between financial institutions regarding savings rates. Clark discusses how to get the best rates on CDs and savings accounts, and why you NEVER allow a CD to auto-renew.  Also, Amazon is feeling the heat from Temu and Shein, and they are answering with a new competitive site.  Saving Rates Update: Segment 1 Ask Clark: Segment 2 Amazon’s New Discount Store: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 16 of the Best High-Yield Online Savings Accounts in July 2024 Best Online Banks: Free Checking and High-Interest Savings Accounts Why Big Banks Are a Bad Place for Your Cash What To Do BEFORE Your CD Expires What Is a 403(b) and How Does It Work? How a 457 Plan Works After Retirement - Investopedia What Are Index Funds? Longevity Insurance: What Is It and Do You Need It? Amazon set to take on Temu and Shein with new discount section How Higher Income Can Affect Medicare Premiums 7 Things To Know Before You Use Zelle How To Spot and Avoid Gift Card Scams Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Inflation has curved downward affecting interest rates, presenting challenges for savers. There are great differences between financial institutions regarding savings rates. Clark discusses how to get the best rates on CDs and savings accounts, and why you NEVER allow a CD to auto-renew.  Also, Amazon is feeling the heat from Temu and Shein, and they are answering with a new competitive site. 

  • Saving Rates Update: Segment 1
  • Ask Clark: Segment 2
  • Amazon’s New Discount Store: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2105 07.29.24 Re-shop Travel Bookings / The Greatest Financial Threat We Face Today, Clark explains how, with the economy in slower gear, it is more important than ever to re-shop travel. The savings can be significant. Also- a warning about a common and potentially devastating scam wherein a criminal posing as a fraud specialist, is actually a specialist at committing fraud targeting bank & retirement accounts. Know what this scam looks & sounds like, and what to do when you recognize it.  Save More: Re-shop Travel: Segment 1 Ask Clark: Segment 2 Financial Impersonation Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Holiday Travel Is Booming. Why Are Airlines Doing So Badly? 5 Things You Should Re-Shop To Save Money Should You Ever Book a Nonrefundable Hotel Room? Cheapest Way to Rent a Car: Expert Tips Why You Should Never Prepay for a Rental Car Why You Should Re-Shop Your Cruise 8 Things to Know Before You Fly Spirit Airlines Elliott Report: Home Should I Tip on a Cruise? Warning: Be Suspicious of Fraud Alerts on Your Financial Accounts Got a call about fraud activity on your bank account? It could be a scammer Google Voice Verification Code Scam The Google Voice scam: How this verification code scam works and how to avoid it Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Jul 2024 09:00:00 -0000 full Clark Howard Re-shop Travel Bookings / The Greatest Financial Threat We Face Today, Clark explains how, with the economy in slower gear, it is more important than ever to re-shop travel. The savings can be significant. Also- a warning about a common and potentially devastating scam wherein a criminal posing as a fraud specialist, is actually a specialist at committing fraud targeting bank & retirement accounts. Know what this scam looks & sounds like, and what to do when you recognize it.  Save More: Re-shop Travel: Segment 1 Ask Clark: Segment 2 Financial Impersonation Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Holiday Travel Is Booming. Why Are Airlines Doing So Badly? 5 Things You Should Re-Shop To Save Money Should You Ever Book a Nonrefundable Hotel Room? Cheapest Way to Rent a Car: Expert Tips Why You Should Never Prepay for a Rental Car Why You Should Re-Shop Your Cruise 8 Things to Know Before You Fly Spirit Airlines Elliott Report: Home Should I Tip on a Cruise? Warning: Be Suspicious of Fraud Alerts on Your Financial Accounts Got a call about fraud activity on your bank account? It could be a scammer Google Voice Verification Code Scam The Google Voice scam: How this verification code scam works and how to avoid it Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark explains how, with the economy in slower gear, it is more important than ever to re-shop travel. The savings can be significant. Also- a warning about a common and potentially devastating scam wherein a criminal posing as a fraud specialist, is actually a specialist at committing fraud targeting bank & retirement accounts. Know what this scam looks & sounds like, and what to do when you recognize it. 

  • Save More: Re-shop Travel: Segment 1
  • Ask Clark: Segment 2
  • Financial Impersonation Scams: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1838 07.26.24 Clark Answers His Critics on Clark Stinks / Free Music Online Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, are you paying too much for your summer soundtrack? With online music services raising prices, find out how to legally stream music for free. Clark Stinks: Segments 1 & 2 Free Music Online: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why I Think Medicare Advantage Plans Stink - Clark Howard Will Social Security Run Out? When Is the Best Time To Collect Social Security? 7 Things To Know About Costco Pharmacy 10 Ways To Save on Prescription Drugs Stash Review: How It Works, Pros & Cons 13 Places To Listen to Free Music Online Warning: Why You Should Never Buy Visa Gift Cards The One and Only Exception to Clark Howard's 'No Gift Card' Rule How To Spot and Avoid Gift Card Scams Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 26 Jul 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Free Music Online Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, are you paying too much for your summer soundtrack? With online music services raising prices, find out how to legally stream music for free. Clark Stinks: Segments 1 & 2 Free Music Online: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why I Think Medicare Advantage Plans Stink - Clark Howard Will Social Security Run Out? When Is the Best Time To Collect Social Security? 7 Things To Know About Costco Pharmacy 10 Ways To Save on Prescription Drugs Stash Review: How It Works, Pros & Cons 13 Places To Listen to Free Music Online Warning: Why You Should Never Buy Visa Gift Cards The One and Only Exception to Clark Howard's 'No Gift Card' Rule How To Spot and Avoid Gift Card Scams Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, are you paying too much for your summer soundtrack? With online music services raising prices, find out how to legally stream music for free.

  • Clark Stinks: Segments 1 & 2
  • Free Music Online: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1795 07.25.24 INVESTMENT WARNING: Private Placements / When Is A Bank NOT A Bank? Be aware, falling for this hotly touted investment pitch can burn your wallet - What to know about Private Placements. Also, when is a bank not a bank? Hundreds of millions of dollars have vanished from multiple fintechs, money that was deposited via the fintech apps. Clark did some digging and lets you know what he’s found out.  Beware Of Private Placements: Segment 1 Ask Clark: Segment 2 Fintech Missing Money: Segment 3 Ask Clark: Segment 4 Mentioned on the show: A Real-Estate Fund Industry Is Bleeding Billions After Starwood Capped Withdrawals - The WSJ Can a Patient Advocate Help With Your Medical Bills? How Should I Donate a Non-Working Vehicle? 6 things you need to know before donating your used vehicle NYTimes: What Happens When Your Bank Isn’t Really a Bank and Your Money Disappears? How thousands of Americans got caught in fintech’s false promise and lost access to bank accounts Chase’s plan to charge for checking accounts—and how consumers might respond Report: The #1 Internet Provider in America Fixed Wireless Internet: Using Your Cellular Service Provider for Home Internet What Is Umbrella Insurance and Do You Need It? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 25 Jul 2024 09:00:00 -0000 full Clark Howard INVESTMENT WARNING: Private Placements / When Is A Bank NOT A Bank? Be aware, falling for this hotly touted investment pitch can burn your wallet - What to know about Private Placements. Also, when is a bank not a bank? Hundreds of millions of dollars have vanished from multiple fintechs, money that was deposited via the fintech apps. Clark did some digging and lets you know what he’s found out.  Beware Of Private Placements: Segment 1 Ask Clark: Segment 2 Fintech Missing Money: Segment 3 Ask Clark: Segment 4 Mentioned on the show: A Real-Estate Fund Industry Is Bleeding Billions After Starwood Capped Withdrawals - The WSJ Can a Patient Advocate Help With Your Medical Bills? How Should I Donate a Non-Working Vehicle? 6 things you need to know before donating your used vehicle NYTimes: What Happens When Your Bank Isn’t Really a Bank and Your Money Disappears? How thousands of Americans got caught in fintech’s false promise and lost access to bank accounts Chase’s plan to charge for checking accounts—and how consumers might respond Report: The #1 Internet Provider in America Fixed Wireless Internet: Using Your Cellular Service Provider for Home Internet What Is Umbrella Insurance and Do You Need It? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Be aware, falling for this hotly touted investment pitch can burn your wallet - What to know about Private Placements. Also, when is a bank not a bank? Hundreds of millions of dollars have vanished from multiple fintechs, money that was deposited via the fintech apps. Clark did some digging and lets you know what he’s found out. 

  • Beware Of Private Placements: Segment 1
  • Ask Clark: Segment 2
  • Fintech Missing Money: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1742 07.24.24 CrowdStrike Wake-Up Call / Dealing With Credit Card Debt Semper Paratus! Clark discusses the CrowdStrike outage and what you can do to prepare for any future tech outages. Also - Even as the economy strengthens, financial struggles are real and persistent for many, made worse by today’s high interest rates. Use Clark smart strategies for handling credit card debt. Crowdstrike Lesson: Segment 1 Ask Clark: Segment 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Global Microsoft CrowdStrike outage creates issues from Starbucks to schools to hospitals NYTimes: How to Guard Against Scams Tied to the CrowdStrike Crash How a faulty CrowdStrike update crashed computers around the world Massive IT outage spotlights major vulnerabilities in the global information ecosystem Recovering from the global tech outage could be a long, arduous process Largest IT outage in history expected to barely register in the economy Air passenger rights - Your Europe 7 Things To Know About Costco Pharmacy American Borrowers Are on Shakier Ground. These Charts Show Why. WSJ Credit Union vs. Bank: What's the Difference? Clark Howard's 2024 Credit Card Debt Elimination Strategy Credit Score Guide Should I Buy Additional Insurance From a Rental Car Company? Cheapest Way to Rent a Car: Expert Tips Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 24 Jul 2024 09:00:00 -0000 full Clark Howard CrowdStrike Wake-Up Call / Dealing With Credit Card Debt Semper Paratus! Clark discusses the CrowdStrike outage and what you can do to prepare for any future tech outages. Also - Even as the economy strengthens, financial struggles are real and persistent for many, made worse by today’s high interest rates. Use Clark smart strategies for handling credit card debt. Crowdstrike Lesson: Segment 1 Ask Clark: Segment 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Global Microsoft CrowdStrike outage creates issues from Starbucks to schools to hospitals NYTimes: How to Guard Against Scams Tied to the CrowdStrike Crash How a faulty CrowdStrike update crashed computers around the world Massive IT outage spotlights major vulnerabilities in the global information ecosystem Recovering from the global tech outage could be a long, arduous process Largest IT outage in history expected to barely register in the economy Air passenger rights - Your Europe 7 Things To Know About Costco Pharmacy American Borrowers Are on Shakier Ground. These Charts Show Why. WSJ Credit Union vs. Bank: What's the Difference? Clark Howard's 2024 Credit Card Debt Elimination Strategy Credit Score Guide Should I Buy Additional Insurance From a Rental Car Company? Cheapest Way to Rent a Car: Expert Tips Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Semper Paratus! Clark discusses the CrowdStrike outage and what you can do to prepare for any future tech outages. Also - Even as the economy strengthens, financial struggles are real and persistent for many, made worse by today’s high interest rates. Use Clark smart strategies for handling credit card debt.

  • Crowdstrike Lesson: Segment 1
  • Ask Clark: Segment 2
  • Credit Card Debt: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1952 07.23.24 Dangerous Mortgages / SAVE MORE on Back To School Goods Some home buyers are using mortgage products to make houses more affordable, but these types of mortgages can be very dangerous to your wallet. Also, it’s time to do back to school shopping for many parents. Clark shares tips for saving money on everything from supplies to clothes to computers. Dangerous Mortgages: Segment 1 Ask Clark: Segment 2 Back To School Shopping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: More people are taking a mortgage over 40 years – what this means for young people’s finances Mortgages Archives - Clark Howard How To Open a Roth IRA Clark Deals - Tablets / Clark.com - Cell Phone Guide Best 2% Cash Back Credit Cards: 9 Options in 2024 Why Does Clark Howard Wear 2 Watches? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 23 Jul 2024 09:00:00 -0000 full Clark Howard Dangerous Mortgages / SAVE MORE on Back To School Goods Some home buyers are using mortgage products to make houses more affordable, but these types of mortgages can be very dangerous to your wallet. Also, it’s time to do back to school shopping for many parents. Clark shares tips for saving money on everything from supplies to clothes to computers. Dangerous Mortgages: Segment 1 Ask Clark: Segment 2 Back To School Shopping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: More people are taking a mortgage over 40 years – what this means for young people’s finances Mortgages Archives - Clark Howard How To Open a Roth IRA Clark Deals - Tablets / Clark.com - Cell Phone Guide Best 2% Cash Back Credit Cards: 9 Options in 2024 Why Does Clark Howard Wear 2 Watches? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Some home buyers are using mortgage products to make houses more affordable, but these types of mortgages can be very dangerous to your wallet. Also, it’s time to do back to school shopping for many parents. Clark shares tips for saving money on everything from supplies to clothes to computers.

  • Dangerous Mortgages: Segment 1
  • Ask Clark: Segment 2
  • Back To School Shopping: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1943 07.22.24 Warehouse Club Changes / Power Outage Preparation Changes are happening at 2 of Clark’s favorites retailers, Costco & Sam’s Club, that members need to know about. Also, Clark talks about why there are an increasing number of brownouts and blackouts across the country and how to be prepared without spending a fortune. Clark Deals - Generators Changes At Costco & Sam’s Club: Segment 1 Ask Clark: Segment 2 Be Prepared For Power Blackouts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New York Post: Sam’s Club members threaten to jump to Costco after wholesale giant chops key perk Costco hikes membership fee for the first time since 2017 Costco to Lift Membership Fees for First Time in Seven Years - The WSJ What's the Best Savings Account for a Teenager? Fidelity Investments Review: Pros & Cons What Is a Fiduciary Financial Advisor and Do I Need One? The Best Time and Place To Buy Small Kitchen Appliances [The Washington Post] How to power your home through an outage without a gas generator Wind energy is on a tear and has beaten coal for two months straight Homes into giant batteries: MIT plans energy cement to power your house AI is exhausting the power grid. Tech firms are seeking a miracle solution. Bitcoin miner CleanSpark buys five Georgia data centers Clark Deals - The top 10 deals of the week! People aren't spending like they used to Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Jul 2024 09:00:00 -0000 full Clark Howard Warehouse Club Changes / Power Outage Preparation Changes are happening at 2 of Clark’s favorites retailers, Costco & Sam’s Club, that members need to know about. Also, Clark talks about why there are an increasing number of brownouts and blackouts across the country and how to be prepared without spending a fortune. Clark Deals - Generators Changes At Costco & Sam’s Club: Segment 1 Ask Clark: Segment 2 Be Prepared For Power Blackouts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New York Post: Sam’s Club members threaten to jump to Costco after wholesale giant chops key perk Costco hikes membership fee for the first time since 2017 Costco to Lift Membership Fees for First Time in Seven Years - The WSJ What's the Best Savings Account for a Teenager? Fidelity Investments Review: Pros & Cons What Is a Fiduciary Financial Advisor and Do I Need One? The Best Time and Place To Buy Small Kitchen Appliances [The Washington Post] How to power your home through an outage without a gas generator Wind energy is on a tear and has beaten coal for two months straight Homes into giant batteries: MIT plans energy cement to power your house AI is exhausting the power grid. Tech firms are seeking a miracle solution. Bitcoin miner CleanSpark buys five Georgia data centers Clark Deals - The top 10 deals of the week! People aren't spending like they used to Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Changes are happening at 2 of Clark’s favorites retailers, Costco & Sam’s Club, that members need to know about. Also, Clark talks about why there are an increasing number of brownouts and blackouts across the country and how to be prepared without spending a fortune. Clark Deals - Generators

  • Changes At Costco & Sam’s Club: Segment 1
  • Ask Clark: Segment 2
  • Be Prepared For Power Blackouts: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources

Learn more about your ad choices: megaphone.fm/adchoices


Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2087 07.19.24 Clark Answers His Critics on Clark Stinks / Scams Targeting Seniors Skyrocket Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Seniors are getting scammed more and more. But there are ways to help protect loved ones.  Clark Stinks: Segments 1 & 2 Senior Scam Alert: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's Simple Steps To Get Better Customer Service Do Not Give Your Social Security Number at These Places 403b Wise   /   What Is a 403(b) and How Does It Work? Should You Get a Business Credit Card? | When is it Worth it? 10 Clark Howard 'Never, Not Ever' Rules To Protect Your Money 7 Things To Know Before You Use Zelle Should I Use a Credit Card or Give Up My Bank Account Info To Save 2.3%? How To Create a Safe Password Scamming Seniors Is a Growing Problem. Wall Street Wants Washington to Stop It Elder fraud has reached epidemic proportions – a geriatrician explains what older Americans need to know — The Conversation Are older adults more vulnerable to scams? What psychologists have learned about who’s most susceptible, and when — The Conversation Why You Should Never Prepay for a Rental Car How To Dispute a Charge on Your Credit Card Submit a complaint | Consumer Financial Protection Bureau Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 19 Jul 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Scams Targeting Seniors Skyrocket Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Seniors are getting scammed more and more. But there are ways to help protect loved ones.  Clark Stinks: Segments 1 & 2 Senior Scam Alert: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's Simple Steps To Get Better Customer Service Do Not Give Your Social Security Number at These Places 403b Wise   /   What Is a 403(b) and How Does It Work? Should You Get a Business Credit Card? | When is it Worth it? 10 Clark Howard 'Never, Not Ever' Rules To Protect Your Money 7 Things To Know Before You Use Zelle Should I Use a Credit Card or Give Up My Bank Account Info To Save 2.3%? How To Create a Safe Password Scamming Seniors Is a Growing Problem. Wall Street Wants Washington to Stop It Elder fraud has reached epidemic proportions – a geriatrician explains what older Americans need to know — The Conversation Are older adults more vulnerable to scams? What psychologists have learned about who’s most susceptible, and when — The Conversation Why You Should Never Prepay for a Rental Car How To Dispute a Charge on Your Credit Card Submit a complaint | Consumer Financial Protection Bureau Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Seniors are getting scammed more and more. But there are ways to help protect loved ones. 

  • Clark Stinks: Segments 1 & 2
  • Senior Scam Alert: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2038 07.18.24 Clarkonomics: A Straightforward Look At The Economy / Paying With Cash In today’s show - this is an election year, and we don’t do politics here. But we’re hearing all sorts of perspectives from across the political spectrum about whether Americans are doing better or worse than they were years ago. Clark cuts through the clutter to get at what’s really going on in a segment called Clarkonomics.  Also, what’s more American than good old USA legal tender? So what do you do when many places no longer accept cash? Clarkonomics: Segment 1 Ask Clark: Segment 2 No Cash Zones: Segment 3 Ask Clark: Segment 4 Mentioned on the show: CEOs made nearly 200 times what their workers got paid last year PEW - The State of the American Middle Class  Middle-class Americans are falling behind When Should You File a Claim on Your Homeowners Insurance? One Tech Tip: Use a roaming eSIM on your summer travels to avoid cellphone data fees 10 Things Homeowners Insurance Doesn't Always Cover Want to Pay Cash? That’ll Cost You Extra How to Teach Young Kids About Money How to wipe the hard drive of a Windows computer. Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 18 Jul 2024 09:00:00 -0000 full Clark Howard Clarkonomics: A Straightforward Look At The Economy / Paying With Cash In today’s show - this is an election year, and we don’t do politics here. But we’re hearing all sorts of perspectives from across the political spectrum about whether Americans are doing better or worse than they were years ago. Clark cuts through the clutter to get at what’s really going on in a segment called Clarkonomics.  Also, what’s more American than good old USA legal tender? So what do you do when many places no longer accept cash? Clarkonomics: Segment 1 Ask Clark: Segment 2 No Cash Zones: Segment 3 Ask Clark: Segment 4 Mentioned on the show: CEOs made nearly 200 times what their workers got paid last year PEW - The State of the American Middle Class  Middle-class Americans are falling behind When Should You File a Claim on Your Homeowners Insurance? One Tech Tip: Use a roaming eSIM on your summer travels to avoid cellphone data fees 10 Things Homeowners Insurance Doesn't Always Cover Want to Pay Cash? That’ll Cost You Extra How to Teach Young Kids About Money How to wipe the hard drive of a Windows computer. Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In today’s show - this is an election year, and we don’t do politics here. But we’re hearing all sorts of perspectives from across the political spectrum about whether Americans are doing better or worse than they were years ago. Clark cuts through the clutter to get at what’s really going on in a segment called Clarkonomics.  Also, what’s more American than good old USA legal tender? So what do you do when many places no longer accept cash?

  • Clarkonomics: Segment 1
  • Ask Clark: Segment 2
  • No Cash Zones: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2005 07.17.24 UPDATE: The Vehicle Market / Long Term Renting & Your Financial Future Today Clark talks about our two biggest cost areas -transportation and housing. There’s good news - and bad, depending on whether you’re looking to buy or sell a used car. Plus, the outlook for new car buyers. And, the American Dream has long included a vision of homeownership. But is it possible to build wealth while renting? Car Prices: Segment 1 Ask Clark: Segment 2 Wealth Building Rewrite: Segment 3 Ask Clark: Segment 4 Mentioned on the show: CarMax Stock Rises After Earnings Dip. There’s a Used-Car Shortage Axios: Charted: Return of the lower-cost vehicle How To Buy a Used Car - Clark.com How to Buy a New Car in 5 Steps Renting Forever and Trying to Create a Strong Financial Future 10 Big U.S. Cities With the Cheapest Apartment Rents How To Open a Roth IRA Invest & Retire - Clark.com Best Online Banks: Free Checking and High-Interest Savings Accounts Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Epsode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 17 Jul 2024 09:00:00 -0000 full Clark Howard UPDATE: The Vehicle Market / Long Term Renting & Your Financial Future Today Clark talks about our two biggest cost areas -transportation and housing. There’s good news - and bad, depending on whether you’re looking to buy or sell a used car. Plus, the outlook for new car buyers. And, the American Dream has long included a vision of homeownership. But is it possible to build wealth while renting? Car Prices: Segment 1 Ask Clark: Segment 2 Wealth Building Rewrite: Segment 3 Ask Clark: Segment 4 Mentioned on the show: CarMax Stock Rises After Earnings Dip. There’s a Used-Car Shortage Axios: Charted: Return of the lower-cost vehicle How To Buy a Used Car - Clark.com How to Buy a New Car in 5 Steps Renting Forever and Trying to Create a Strong Financial Future 10 Big U.S. Cities With the Cheapest Apartment Rents How To Open a Roth IRA Invest & Retire - Clark.com Best Online Banks: Free Checking and High-Interest Savings Accounts Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Epsode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today Clark talks about our two biggest cost areas -transportation and housing. There’s good news - and bad, depending on whether you’re looking to buy or sell a used car. Plus, the outlook for new car buyers. And, the American Dream has long included a vision of homeownership. But is it possible to build wealth while renting?

  • Car Prices: Segment 1
  • Ask Clark: Segment 2
  • Wealth Building Rewrite: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2029 07.16.24 Customer No-Service - A New Low / Preventing Tax ID Theft Today - Clark discusses what’s behind the collapse in customer service over the past 2 years and how savvy companies can distinguish themselves. Also, Tax ID theft remains a growing problem that can impact people for years. Know the two important steps tax filers can take now to protect their identity.  Customer No-Service: Segment 1 Ask Clark: Segment 2 Tax ID Theft: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Customer Experience Gets Worse. Again. Complaints are different when customers think a company cares — The Conversation Chase Sapphire Preferred® Card Review: What You Should Know About the Travel Card BBB-File a Complaint NYTimes: First a Victim of Tax Return Identity Theft, Then a 2-Year Wait for a Refund NYTimes: Rampant Identity Theft Is Taxing the I.R.S. How To Deal With Tax Return Identity Theft Why You Do Not Want To Get a Big Tax Refund Check Reduce your withholding to beat tax refund ID thieves Why automatic savings works: How to do it & the best ways to save Get An Identity Protection PIN | Internal Revenue Service Rolling PWN Attack /  How to protect your keyless car from theft Scam Alert: How To Protect Yourself From Voice Cloning Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 16 Jul 2024 09:00:00 -0000 full Clark Howard Customer No-Service - A New Low / Preventing Tax ID Theft Today - Clark discusses what’s behind the collapse in customer service over the past 2 years and how savvy companies can distinguish themselves. Also, Tax ID theft remains a growing problem that can impact people for years. Know the two important steps tax filers can take now to protect their identity.  Customer No-Service: Segment 1 Ask Clark: Segment 2 Tax ID Theft: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Customer Experience Gets Worse. Again. Complaints are different when customers think a company cares — The Conversation Chase Sapphire Preferred® Card Review: What You Should Know About the Travel Card BBB-File a Complaint NYTimes: First a Victim of Tax Return Identity Theft, Then a 2-Year Wait for a Refund NYTimes: Rampant Identity Theft Is Taxing the I.R.S. How To Deal With Tax Return Identity Theft Why You Do Not Want To Get a Big Tax Refund Check Reduce your withholding to beat tax refund ID thieves Why automatic savings works: How to do it & the best ways to save Get An Identity Protection PIN | Internal Revenue Service Rolling PWN Attack /  How to protect your keyless car from theft Scam Alert: How To Protect Yourself From Voice Cloning Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - Clark discusses what’s behind the collapse in customer service over the past 2 years and how savvy companies can distinguish themselves. Also, Tax ID theft remains a growing problem that can impact people for years. Know the two important steps tax filers can take now to protect their identity. 

  • Customer No-Service: Segment 1
  • Ask Clark: Segment 2
  • Tax ID Theft: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1818 07.15.24 Avoiding Disney Debt + Fall Travel / Perspective On AI In The Workplace In this episode - A new stat reveals what percentage of parents go into debt taking their children to Disney. You won’t believe it. Plus Clark has good news & booking tips for fall travelers. Also, AI is certainly shifting the landscape of many industries. So how can workers prepare for the changes it will bring? Disney Debt & Fall Travel: Segment 1 Ask Clark: Segment 2 AI & The Job Market: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What's the Best Way To Get a Deal on Disney Hotels and Resorts? Disney trips lead to debt for almost 50% of parents with young children, study finds Holiday Travel Is Booming. Why Are Airlines Doing So Badly? WSJ Beware of This Hot Vacation Rental Scam When You Don't Need 'Cancel for Any Reason' Travel Insurance Cancel for Any Reason Trip Insurance: Should You Buy It? How to post a hotel review online without getting any blowback BBB-File a Complaint Five things Gen Z should do to prepare for AI in the workplace How To Prevent, Report and Repair Identity Theft How to Freeze Your Credit With Experian, Equifax and TransUnion FCC rolls out mandatory ‘nutrition labels’ for internet providers’ plans Liability vs. Full Coverage: Which Auto Insurance Do You Need? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Jul 2024 09:00:00 -0000 full Clark Howard Avoiding Disney Debt + Fall Travel / Perspective On AI In The Workplace In this episode - A new stat reveals what percentage of parents go into debt taking their children to Disney. You won’t believe it. Plus Clark has good news & booking tips for fall travelers. Also, AI is certainly shifting the landscape of many industries. So how can workers prepare for the changes it will bring? Disney Debt & Fall Travel: Segment 1 Ask Clark: Segment 2 AI & The Job Market: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What's the Best Way To Get a Deal on Disney Hotels and Resorts? Disney trips lead to debt for almost 50% of parents with young children, study finds Holiday Travel Is Booming. Why Are Airlines Doing So Badly? WSJ Beware of This Hot Vacation Rental Scam When You Don't Need 'Cancel for Any Reason' Travel Insurance Cancel for Any Reason Trip Insurance: Should You Buy It? How to post a hotel review online without getting any blowback BBB-File a Complaint Five things Gen Z should do to prepare for AI in the workplace How To Prevent, Report and Repair Identity Theft How to Freeze Your Credit With Experian, Equifax and TransUnion FCC rolls out mandatory ‘nutrition labels’ for internet providers’ plans Liability vs. Full Coverage: Which Auto Insurance Do You Need? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode - A new stat reveals what percentage of parents go into debt taking their children to Disney. You won’t believe it. Plus Clark has good news & booking tips for fall travelers. Also, AI is certainly shifting the landscape of many industries. So how can workers prepare for the changes it will bring?

  • Disney Debt & Fall Travel: Segment 1
  • Ask Clark: Segment 2
  • AI & The Job Market: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2080 07.12.24 Clark Answers His Critics on Clark Stinks / PBMs and Your Rx Costs Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses how he handles prescriptions in order to save money, and announces our new cash back credit card tool at Clark.com  Clark Stinks: Segments 1 & 2 PBMs and Your Rx Costs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: CREDIT CARDS - Clark.com Why Our Travel Expert Thinks This New Tool Is a “Game Changer” 7 Ways To Maximize Credit Card Rewards in 2024 ICS® & CDARS Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank? Warning: Why You Should Never Buy Visa Gift Cards What Does Clark Howard Think About Vanguard’s New Cash Deposit Feature? NYTimes: The Opaque Industry Secretly Inflating Prices for Prescription Drugs NYTimes: What to Do if You’re Overpaying for Prescriptions Amazon Pharmacy expands $5 monthly subscription to Medicare patients 10 Ways To Save on Prescription Drugs Will Mark Cuban's Prescription Company Really Save You Money? Team Cuban Card - Home Hospitals Are Refusing to Do Surgeries Unless You Pay in Full First Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 12 Jul 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / PBMs and Your Rx Costs Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses how he handles prescriptions in order to save money, and announces our new cash back credit card tool at Clark.com  Clark Stinks: Segments 1 & 2 PBMs and Your Rx Costs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: CREDIT CARDS - Clark.com Why Our Travel Expert Thinks This New Tool Is a “Game Changer” 7 Ways To Maximize Credit Card Rewards in 2024 ICS® & CDARS Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank? Warning: Why You Should Never Buy Visa Gift Cards What Does Clark Howard Think About Vanguard’s New Cash Deposit Feature? NYTimes: The Opaque Industry Secretly Inflating Prices for Prescription Drugs NYTimes: What to Do if You’re Overpaying for Prescriptions Amazon Pharmacy expands $5 monthly subscription to Medicare patients 10 Ways To Save on Prescription Drugs Will Mark Cuban's Prescription Company Really Save You Money? Team Cuban Card - Home Hospitals Are Refusing to Do Surgeries Unless You Pay in Full First Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses how he handles prescriptions in order to save money, and announces our new cash back credit card tool at Clark.com 

  • Clark Stinks: Segments 1 & 2
  • PBMs and Your Rx Costs: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources

Learn more about your ad choices: megaphone.fm/adchoices


Public.com+Public Investing Disclosure: Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. See public.com/#disclosures-main for more information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1937 07.11.24 SAVE MORE At The Grocery Stores / More Efficient Home Building Now! Americans are learning to save more on groceries - Clark tells you how. Also, Clark discusses the REAL problem with the housing market in America and solutions that exist - mostly elsewhere. We need to get on this now.  Save More On Groceries: Segment 1 Ask Clark: Segment 2 Innovate Home Building: Segment 3 Ask Clark: Segment 4 Mentioned on the show: US shoppers tighten their belts in a most unlikely place: the grocery store Axios: What's behind the summer of discounts Axios: The case for grocery price progress WSJ: The Era of One-Stop Grocery Shopping Is Over How to Save Money on Groceries: 22 Clever Ways 6 Best Apps To Save Money on Groceries Why You Should Never Use Roadside Assistance These beliefs are what separate wealthy people from everyone else Are You Rich? The Amount Americans Need To Live Comfortably NYTimes: How an American Dream of Housing Became a Reality in Sweden These concrete homes want to take over your subdivision Rollovers From a 529 Plan to Roth IRA: What to Know Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 11 Jul 2024 09:00:00 -0000 full Clark Howard SAVE MORE At The Grocery Stores / More Efficient Home Building Now! Americans are learning to save more on groceries - Clark tells you how. Also, Clark discusses the REAL problem with the housing market in America and solutions that exist - mostly elsewhere. We need to get on this now.  Save More On Groceries: Segment 1 Ask Clark: Segment 2 Innovate Home Building: Segment 3 Ask Clark: Segment 4 Mentioned on the show: US shoppers tighten their belts in a most unlikely place: the grocery store Axios: What's behind the summer of discounts Axios: The case for grocery price progress WSJ: The Era of One-Stop Grocery Shopping Is Over How to Save Money on Groceries: 22 Clever Ways 6 Best Apps To Save Money on Groceries Why You Should Never Use Roadside Assistance These beliefs are what separate wealthy people from everyone else Are You Rich? The Amount Americans Need To Live Comfortably NYTimes: How an American Dream of Housing Became a Reality in Sweden These concrete homes want to take over your subdivision Rollovers From a 529 Plan to Roth IRA: What to Know Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Americans are learning to save more on groceries - Clark tells you how. Also, Clark discusses the REAL problem with the housing market in America and solutions that exist - mostly elsewhere. We need to get on this now. 

  • Save More On Groceries: Segment 1
  • Ask Clark: Segment 2
  • Innovate Home Building: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2018 07.10.24 Apps That Spy On Your Driving / Know Your Credit Report Now we’re learning that some apps are spying on drivers for the insurance industry - apps that could be on your phone right now.  Also, when’s the last time you checked your credit report? Clark explains why you should check routinely, and how to fix errors, which - unfortunately, are very common. Know the 3 things you can do right now to protect your credit.  Apps That Spy On How You Drive: Segment 1 Ask Clark: Segment 2 Credit Report Errors: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Is Your Driving Being Secretly Scored? How Strict is the 20/3/8 Rule When Purchasing a Car? How To Buy a Used Car Credit report errors are more common than you think. Here's how to dispute one -USA TODAY How To Get a Free Credit Report (Clark.com) How to Freeze Your Credit With Experian, Equifax and TransUnion How To Set Up Your Own Biweekly Mortgage Plan Without Paying Any Fees HP subscription plan   //   Where To Buy the Best Cheap Printer Should I Update My Income With My Bank or Credit Card Company? Should You Ever Decline a Credit Limit Increase? How Many Credit Cards Should I Have? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 10 Jul 2024 09:00:00 -0000 full Clark Howard Apps That Spy On Your Driving / Know Your Credit Report Now we’re learning that some apps are spying on drivers for the insurance industry - apps that could be on your phone right now.  Also, when’s the last time you checked your credit report? Clark explains why you should check routinely, and how to fix errors, which - unfortunately, are very common. Know the 3 things you can do right now to protect your credit.  Apps That Spy On How You Drive: Segment 1 Ask Clark: Segment 2 Credit Report Errors: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Is Your Driving Being Secretly Scored? How Strict is the 20/3/8 Rule When Purchasing a Car? How To Buy a Used Car Credit report errors are more common than you think. Here's how to dispute one -USA TODAY How To Get a Free Credit Report (Clark.com) How to Freeze Your Credit With Experian, Equifax and TransUnion How To Set Up Your Own Biweekly Mortgage Plan Without Paying Any Fees HP subscription plan   //   Where To Buy the Best Cheap Printer Should I Update My Income With My Bank or Credit Card Company? Should You Ever Decline a Credit Limit Increase? How Many Credit Cards Should I Have? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Now we’re learning that some apps are spying on drivers for the insurance industry - apps that could be on your phone right now.  Also, when’s the last time you checked your credit report? Clark explains why you should check routinely, and how to fix errors, which - unfortunately, are very common. Know the 3 things you can do right now to protect your credit. 

  • Apps That Spy On How You Drive: Segment 1
  • Ask Clark: Segment 2
  • Credit Report Errors: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1744 07.09.24 Clark Changes Cell Providers / “Spaving” - The Discount Scheme In today’s episode, Clark shares why he recently switched cell phone carriers, what the process was like, and which company he’s with now. There are so many opportunities to save on your monthly bill! Speaking of saving - is it really saving when you spend more to get a bigger discount? Clark talks about “spaving”. Clark’s Cell Carrier Switch: Segment 1 Ask Clark: Segment 2 The “Spaving” Trap: Segment 3 Ask Clark: Segment 4 Mentioned on the show: AT&T, T-Mobile, and Verizon get beaten by small carrier in customer satisfaction - PhoneArena Why Clark Howard Switched His Cell Phone Service After 18 Years With T-Mobile Report: The Best Cell Phone Providers in America (Clark.com) Cheap Phone Plans: Get Exactly What You Want at the Cheapest Price Google Fi Review: My Experience as a Five-Year Customer (Pros and Cons) Should You Buy Cell Phone Insurance? (Clark.com) These Credit Cards Will Replace Your Stolen or Damaged Phone (Clark.com) When Companies Ask for Your Social Security Number, Try Saying No - WSJ How to Freeze Your Credit With Experian, Equifax and TransUnion Buy two, get one half off? How 'spaving' discounts can derail your finances 4 free services to thwart the identity thieves lurking in your mailbox Best 529 College Savings Plans By State How To Find and Choose a Financial Advisor How to Settle an Estate 6 Things To Know About Series I Savings Bonds Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 Jul 2024 09:00:00 -0000 full Clark Howard Clark Changes Cell Providers / “Spaving” - A Costly Discount Scheme In today’s episode, Clark shares why he recently switched cell phone carriers, what the process was like, and which company he’s with now. There are so many opportunities to save on your monthly bill! Speaking of saving - is it really saving when you spend more to get a bigger discount? Clark talks about “spaving”. Clark’s Cell Carrier Switch: Segment 1 Ask Clark: Segment 2 The “Spaving” Trap: Segment 3 Ask Clark: Segment 4 Mentioned on the show: AT&T, T-Mobile, and Verizon get beaten by small carrier in customer satisfaction - PhoneArena Why Clark Howard Switched His Cell Phone Service After 18 Years With T-Mobile Report: The Best Cell Phone Providers in America (Clark.com) Cheap Phone Plans: Get Exactly What You Want at the Cheapest Price Google Fi Review: My Experience as a Five-Year Customer (Pros and Cons) Should You Buy Cell Phone Insurance? (Clark.com) These Credit Cards Will Replace Your Stolen or Damaged Phone (Clark.com) When Companies Ask for Your Social Security Number, Try Saying No - WSJ How to Freeze Your Credit With Experian, Equifax and TransUnion Buy two, get one half off? How 'spaving' discounts can derail your finances 4 free services to thwart the identity thieves lurking in your mailbox Best 529 College Savings Plans By State How To Find and Choose a Financial Advisor How to Settle an Estate 6 Things To Know About Series I Savings Bonds Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In today’s episode, Clark shares why he recently switched cell phone carriers, what the process was like, and which company he’s with now. There are so many opportunities to save on your monthly bill! Speaking of saving - is it really saving when you spend more to get a bigger discount? Clark talks about “spaving”.

  • Clark’s Cell Carrier Switch: Segment 1
  • Ask Clark: Segment 2
  • The “Spaving” Trap: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2104 07.08.24 USAA Customer No-Service / Full Commission Brokerages Today, Clark discusses USAA concerning the terrible customer-no-service we are hearing about in every area of their business - and the fraud going on from bank hackers in general. There are steps you can take to better secure your financial accounts. Also, doing business with a big broker does not mean you are going to have big cash returns. Clark explains full commission vs discount brokers.  USAA & Bank Hacking: Segment 1 Ask Clark: Segment 2 Brokerage Choice & Fiduciaries: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Military and Veterans Guide: Free Resources for Your Finances USAA members say the bank is doing little to stop hackers ‘It's just a nightmare’: More and more USAA members who lost thousands of dollars are sharing stories of fraud USAA: 10 Things To Know Before You Get an Auto Policy AI Is Helping Scammers Outsmart You—and Your Bank How secure are banking apps? Here are some key steps all banks – and users – should be following — The Conversation A Hacker Tried and Failed To Get Into My Account. Now What? How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment Morgan Stanley Sued Over Paltry Rate It Pays on Client Cash Best Investment Companies for Investors in 2024 Why Big Banks Are a Bad Place for Your Cash What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Wealthfront Review: How It Works, Pros & Cons 5 Best Robo-Advisors in 2024 Credit Karma Review: Free Credit Score and More at Your Fingertips Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Jul 2024 09:00:00 -0000 full Clark Howard USAA Customer No-Service / Full Commission Brokerages Today, Clark discusses USAA concerning the terrible customer-no-service we are hearing about in every area of their business - and the fraud going on from bank hackers in general. There are steps you can take to better secure your financial accounts. Also, doing business with a big broker does not mean you are going to have big cash returns. Clark explains full commission vs discount brokers.  USAA & Bank Hacking: Segment 1 Ask Clark: Segment 2 Brokerage Choice & Fiduciaries: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Military and Veterans Guide: Free Resources for Your Finances USAA members say the bank is doing little to stop hackers ‘It's just a nightmare’: More and more USAA members who lost thousands of dollars are sharing stories of fraud USAA: 10 Things To Know Before You Get an Auto Policy AI Is Helping Scammers Outsmart You—and Your Bank How secure are banking apps? Here are some key steps all banks – and users – should be following — The Conversation A Hacker Tried and Failed To Get Into My Account. Now What? How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment Morgan Stanley Sued Over Paltry Rate It Pays on Client Cash Best Investment Companies for Investors in 2024 Why Big Banks Are a Bad Place for Your Cash What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Wealthfront Review: How It Works, Pros & Cons 5 Best Robo-Advisors in 2024 Credit Karma Review: Free Credit Score and More at Your Fingertips Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark discusses USAA concerning the terrible customer-no-service we are hearing about in every area of their business - and the fraud going on from bank hackers in general. There are steps you can take to better secure your financial accounts. Also, doing business with a big broker does not mean you are going to have big cash returns. Clark explains full commission vs discount brokers. 

  • USAA & Bank Hacking: Segment 1
  • Ask Clark: Segment 2
  • Brokerage Choice & Fiduciaries: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1818 07.05.24 BEST OF: Clark Answers His Critics on Clark Stinks / WARNING: Old 401(k)s At Risk Happy 4th of July Weekend! Please enjoy this Best Of episode. Clark returns July 8th with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today -  Abandoned Places should NOT include your old 401(k). And big employers don’t want them. So new rules place this money at risk. Clark explains what’s happening now, and how to safely move your money. Don’t let it slip away!  Clark Stinks: Segments 1 & 2 Forgotten 401(k)s At Risk: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is an ABLE Account? Why Did My Car Insurance Go Up? Best Free Password Managers: 7 Top Picks How To Make Your Online Accounts Accessible When You Die Best 529 College Savings Plans By State Upside App Review: 6 Things To Know Before You Sign Up Your Old 401(k): Out of Sight, Out of Mind and Out of Money 401(k) Rollover: What You Need To Know & Options 3 Places You Should Never Invest Your Money Best Travel Credit Cards: Top Rewards Picks for 2024 Capital One Venture X Rewards Credit Card: 6 Things To Know Why Clark Thinks These Are the Best 2 Travel Rewards Cards The Platinum Card® from American Express Review Where To Buy the Best Cheap Printer Martin Luther King, Jr., National Day of Service Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 Jul 2024 09:00:00 -0000 full Clark Howard BEST OF: Clark Answers His Critics on Clark Stinks / WARNING: Old 401(k)s At Risk Happy 4th of July Weekend! Please enjoy this Best Of episode. Clark returns July 8th with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today -  Abandoned Places should NOT include your old 401(k). And big employers don’t want them. So new rules place this money at risk. Clark explains what’s happening now, and how to safely move your money. Don’t let it slip away!  Clark Stinks: Segments 1 & 2 Forgotten 401(k)s At Risk: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is an ABLE Account? Why Did My Car Insurance Go Up? Best Free Password Managers: 7 Top Picks How To Make Your Online Accounts Accessible When You Die Best 529 College Savings Plans By State Upside App Review: 6 Things To Know Before You Sign Up Your Old 401(k): Out of Sight, Out of Mind and Out of Money 401(k) Rollover: What You Need To Know & Options 3 Places You Should Never Invest Your Money Best Travel Credit Cards: Top Rewards Picks for 2024 Capital One Venture X Rewards Credit Card: 6 Things To Know Why Clark Thinks These Are the Best 2 Travel Rewards Cards The Platinum Card® from American Express Review Where To Buy the Best Cheap Printer Martin Luther King, Jr., National Day of Service Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy 4th of July Weekend! Please enjoy this Best Of episode. Clark returns July 8th with new ways to Save More, Spend Less and Avoid Getting Ripped Off!

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today -  Abandoned Places should NOT include your old 401(k). And big employers don’t want them. So new rules place this money at risk. Clark explains what’s happening now, and how to safely move your money. Don’t let it slip away! 

  • Clark Stinks: Segments 1 & 2
  • Forgotten 401(k)s At Risk: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1975 07.03.24 BEST OF: Workplace Etiquette / The Power Of Consumers Happy 4th of July Week! Please enjoy this Best Of episode. Clark returns July 8th with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Because of the pandemic, many employees are entering an office environment for the first time, and companies are having to conduct special training to help them adjust. Clark has sage advice for remote workers making the transition into corporate culture.  Also today - After a period of punishing inflation, consumers are  finally in the driver’s seat on prices. How? Clark explains our collective power in the marketplace.  Workplace Etiquette: Segment 1 Ask Clark: Segment 2 Consumers Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show: We don't know how to behave in the office anymore, bosses say. The solution? Charm school  Why Sharing Your Layoff Publicly Feels So Good - The Wall Street Journal. Credit Card Car Rental Insurance: What You Need To Know Hertz is selling 20,000 electric vehicles to buy gasoline cars instead A Different Kind of Price War: Grocers vs. Big Food Makers Mortgage Recasting: What It Is And How It Works Accessible Travel Website Launches Major Expansion The future of U.S. train travel is here—and it’s not on Amtrak Where You Should (and Should Not) Book Your Next Vacation Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 03 Jul 2024 09:00:00 -0000 full Clark Howard BEST OF: Workplace Etiquette / The Power Of Consumers Happy 4th of July Week! Please enjoy this Best Of episode. Clark returns July 8th with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Because of the pandemic, many employees are entering an office environment for the first time, and companies are having to conduct special training to help them adjust. Clark has sage advice for remote workers making the transition into corporate culture.  Also today - After a period of punishing inflation, consumers are  finally in the driver’s seat on prices. How? Clark explains our collective power in the marketplace.  Workplace Etiquette: Segment 1 Ask Clark: Segment 2 Consumers Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show: We don't know how to behave in the office anymore, bosses say. The solution? Charm school  Why Sharing Your Layoff Publicly Feels So Good - The Wall Street Journal. Credit Card Car Rental Insurance: What You Need To Know Hertz is selling 20,000 electric vehicles to buy gasoline cars instead A Different Kind of Price War: Grocers vs. Big Food Makers Mortgage Recasting: What It Is And How It Works Accessible Travel Website Launches Major Expansion The future of U.S. train travel is here—and it’s not on Amtrak Where You Should (and Should Not) Book Your Next Vacation Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy 4th of July Week! Please enjoy this Best Of episode. Clark returns July 8th with new ways to Save More, Spend Less and Avoid Getting Ripped Off!

Because of the pandemic, many employees are entering an office environment for the first time, and companies are having to conduct special training to help them adjust. Clark has sage advice for remote workers making the transition into corporate culture.  Also today - After a period of punishing inflation, consumers are  finally in the driver’s seat on prices. How? Clark explains our collective power in the marketplace. 

  • Workplace Etiquette: Segment 1
  • Ask Clark: Segment 2
  • Consumers Rule: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1818 07.02.24 BEST OF: Back To Basics: Exchange Traded Funds / Health Insurance Prior Authorizations Happy 4th of July Week! Please enjoy this Best Of episode. Clark returns July 8th with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Clark offers a primer on the 3 basic types of funds - Mutual, Index, and the fastest growing area of investing: ETFs. Also, there is a new rule for health insurers when you need medical preauthorization approval for treatment or a procedure. And it’s about time.  Back To Basics: ETFs: Segment 1 Ask Clark: Segment 2 New Rules On Medical Preauthorization: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Invest in ETFs for Beginners  What Is an ETF? Clark.com INVESTOPEDIA - Mutual Funds /  Index Funds /  ETFs Medicare Medical Savings Account (MSA) Plans Health Insurers Must Streamline Prior Authorization Decisions, New Rule Says - The WSJ Businesses Are Making Me Pay the Credit Card Processing Fee. Should I Pay Another Way? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing Disclosure: All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. . See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 02 Jul 2024 09:00:00 -0000 full Clark Howard BEST OF: Back To Basics: Exchange Traded Funds / Health Insurance Prior Authorizations Happy 4th of July Week! Please enjoy this Best Of episode. Clark returns July 8th with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Clark offers a primer on the 3 basic types of funds - Mutual, Index, and the fastest growing area of investing: ETFs. Also, there is a new rule for health insurers when you need medical preauthorization approval for treatment or a procedure. And it’s about time.  Back To Basics: ETFs: Segment 1 Ask Clark: Segment 2 New Rules On Medical Preauthorization: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Invest in ETFs for Beginners  What Is an ETF? Clark.com INVESTOPEDIA - Mutual Funds /  Index Funds /  ETFs Medicare Medical Savings Account (MSA) Plans Health Insurers Must Streamline Prior Authorization Decisions, New Rule Says - The WSJ Businesses Are Making Me Pay the Credit Card Processing Fee. Should I Pay Another Way? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Public.com+Public Investing Disclosure: All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. . See public.com/#disclosures-main for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Happy 4th of July Week! Please enjoy this Best Of episode. Clark returns July 8th with new ways to Save More, Spend Less and Avoid Getting Ripped Off!

Clark offers a primer on the 3 basic types of funds - Mutual, Index, and the fastest growing area of investing: ETFs. Also, there is a new rule for health insurers when you need medical preauthorization approval for treatment or a procedure. And it’s about time. 

  • Back To Basics: ETFs: Segment 1
  • Ask Clark: Segment 2
  • New Rules On Medical Preauthorization: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices


Public.com+Public Investing Disclosure: All investing involves risk. Brokerage services for US listed securities, options and bonds in a self-directed brokerage account are offered by Public Investing, member FINRA & SIPC. Not investment advice. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank.Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1828849), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC. . See public.com/#disclosures-main for more information.

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2029 07.01.24 BEST OF: Check Theft Skyrockets / Homeowners Insurance: Know Before You Buy Happy 4th of July Week! Please enjoy this Best Of episode. Clark returns July 8th with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Today, a Red Alert if you have a checkbook in your possession. Check theft is soaring at a time when people are writing fewer checks. Clark explains the weak links in the system, and the safest way to pay your bills. Also, the rising costs of homeowners insurance hits especially hard in areas prone to flooding, fires, and other environmental concerns. Know the additional steps to take concerning insurance BEFORE you buy a home.  Check Fraud Prevention: Segment 1 Ask Clark: Segment 2 Homeowners Insurance - Assessing Risk: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: We Can’t Stop Writing Paper Checks. Thieves Love That. NYTimes: Stolen Checks Are for Sale Online. We Called Some of the Victims. The New York Times: What to Know About Writing Checks While Preventing Fraud How To Roll Over a 529 Plan to a Roth IRA The Artist's Way Where to Buy a Vacation Home Safe From Climate Risks Want to know if your future home might flood? These states are requiring disclosure. Climate Check - How Will Climate Change Affect Your Property? Donor-Advised Fund Definition, Sponsors, Pros & Cons, Example Why Big Banks Are a Bad Place for Your Cash How To Sell, Cancel or Get Rid of Your Timeshare Why 'Buy Now, Pay Later' Worries Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Jul 2024 09:00:00 -0000 full Clark Howard BEST OF: Check Theft Skyrockets / Homeowners Insurance: Know Before You Buy Happy 4th of July Week! Please enjoy this Best Of episode. Clark returns July 8th with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Today, a Red Alert if you have a checkbook in your possession. Check theft is soaring at a time when people are writing fewer checks. Clark explains the weak links in the system, and the safest way to pay your bills. Also, the rising costs of homeowners insurance hits especially hard in areas prone to flooding, fires, and other environmental concerns. Know the additional steps to take concerning insurance BEFORE you buy a home.  Check Fraud Prevention: Segment 1 Ask Clark: Segment 2 Homeowners Insurance - Assessing Risk: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: We Can’t Stop Writing Paper Checks. Thieves Love That. NYTimes: Stolen Checks Are for Sale Online. We Called Some of the Victims. The New York Times: What to Know About Writing Checks While Preventing Fraud How To Roll Over a 529 Plan to a Roth IRA The Artist's Way Where to Buy a Vacation Home Safe From Climate Risks Want to know if your future home might flood? These states are requiring disclosure. Climate Check - How Will Climate Change Affect Your Property? Donor-Advised Fund Definition, Sponsors, Pros & Cons, Example Why Big Banks Are a Bad Place for Your Cash How To Sell, Cancel or Get Rid of Your Timeshare Why 'Buy Now, Pay Later' Worries Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy 4th of July Week! Please enjoy this Best Of episode. Clark returns July 8th with new ways to Save More, Spend Less and Avoid Getting Ripped Off!

Today, a Red Alert if you have a checkbook in your possession. Check theft is soaring at a time when people are writing fewer checks. Clark explains the weak links in the system, and the safest way to pay your bills. Also, the rising costs of homeowners insurance hits especially hard in areas prone to flooding, fires, and other environmental concerns. Know the additional steps to take concerning insurance BEFORE you buy a home. 

  • Check Fraud Prevention: Segment 1
  • Ask Clark: Segment 2
  • Homeowners Insurance - Assessing Risk: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1732 06.28.24 Clark Answers His Critics on Clark Stinks / Dining Out: Restaurant Changes Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about the changing nature of dining out, including shortened restaurant hours and the use of robots - trends that show how businesses adapt to labor shortages and other challenges. And Clark and producer Grace reflect on the personal and national significance of the 4th of July. Clark returns after next week. Have a wonderful 4th of July Holiday!  Clark Stinks: Segments 1 & 2 Dining Out Is Changing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Freeze Your Credit With Experian, Equifax and TransUnion NYTimes: Feeling Consumers’ Pain, Retailers Bring Back Discounts When Should You File a Claim on Your Homeowners Insurance? SmartPlug Instant Hot Water Control The robots preparing to get their hands on your lunch [The Washington Post] The new dining reality: Smaller groups and shorter weeks Axios: Restaurants are having their biggest year ever Clark Warns Major Changes To Credit Card Rewards Are Coming Soon In California, Hotels and Rentals Must Reveal Fees Upfront. What Does That Mean for You? Fourth of July - Origins, Early Celebrations & Traditions A message from Clark about the 4th of July Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 28 Jun 2024 09:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Dining Out: Restaurant Changes Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about the changing nature of dining out, including shortened restaurant hours and the use of robots - trends that show how businesses adapt to labor shortages and other challenges. And Clark and producer Grace reflect on the personal and national significance of the 4th of July. Clark returns after next week. Have a wonderful 4th of July Holiday!  Clark Stinks: Segments 1 & 2 Dining Out Is Changing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Freeze Your Credit With Experian, Equifax and TransUnion NYTimes: Feeling Consumers’ Pain, Retailers Bring Back Discounts When Should You File a Claim on Your Homeowners Insurance? SmartPlug Instant Hot Water Control The robots preparing to get their hands on your lunch [The Washington Post] The new dining reality: Smaller groups and shorter weeks Axios: Restaurants are having their biggest year ever Clark Warns Major Changes To Credit Card Rewards Are Coming Soon In California, Hotels and Rentals Must Reveal Fees Upfront. What Does That Mean for You? Fourth of July - Origins, Early Celebrations & Traditions A message from Clark about the 4th of July Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about the changing nature of dining out, including shortened restaurant hours and the use of robots - trends that show how businesses adapt to labor shortages and other challenges. And Clark and producer Grace reflect on the personal and national significance of the 4th of July. Clark returns after next week. Have a wonderful 4th of July Holiday! 

  • Clark Stinks: Segments 1 & 2
  • Dining Out Is Changing: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1893 06.27.24 Back To Basics: 403(b) & 401(k) Plans / The No-Buy Challenge Today Clark goes back to basics on 403(b) plans and 401(k)s. And Speaking of saving, how about saving way more by doing a no-buy (except for necessities) month? Some people are managing to do just that! 403(b) & 401(k) Plans: Segment 1 Ask Clark: Segment 2 The No-Buy Challenge: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a 403(b) and How Does It Work? (Clark.com) Pros and Cons of 403(b) Plans What Is a 401(k) Plan and How Does It Work? Pump Up Your 401(k). New Roth Rules Make It Easy NYTimes: Was the 401(k) a Mistake? About 1 in 4 US adults 50 and older who aren't yet retired expect to never retire, AARP study finds 10 Clark Howard 'Never, Not Ever' Rules To Protect Your Money Best Investment Companies for Investors in 2024 Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? How To Open a Roth IRA 403bwise: The K-12 403(b) is broken. Together we can fix it. Credit Karma Review: Free Credit Score and More at Your Fingertips What Is a Good Credit Score? Axios: The no-buy challenge / Axios: No-buy revolution More people make 'no-buy year' pledges as overspending or climate worries catch up with them Tempted to try a no-buy year? Here are tips from people doing it Is an HSA the Best Way To Save for Future Medical Expenses? Where Should I Set Up My Health Savings Account (HSA)? The Best Places To Buy Hearing Aids Stash puts the power of investing in the palm of your hand Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 27 Jun 2024 09:00:00 -0000 full Clark Howard Back To Basics: 403(b) & 401(k) Plans / The No-Buy Challenge Today Clark goes back to basics on 403(b) plans and 401(k)s. And Speaking of saving, how about saving way more by doing a no-buy (except for necessities) month? Some people are managing to do just that! 403(b) & 401(k) Plans: Segment 1 Ask Clark: Segment 2 The No-Buy Challenge: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a 403(b) and How Does It Work? (Clark.com) Pros and Cons of 403(b) Plans What Is a 401(k) Plan and How Does It Work? Pump Up Your 401(k). New Roth Rules Make It Easy NYTimes: Was the 401(k) a Mistake? About 1 in 4 US adults 50 and older who aren't yet retired expect to never retire, AARP study finds 10 Clark Howard 'Never, Not Ever' Rules To Protect Your Money Best Investment Companies for Investors in 2024 Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? How To Open a Roth IRA 403bwise: The K-12 403(b) is broken. Together we can fix it. Credit Karma Review: Free Credit Score and More at Your Fingertips What Is a Good Credit Score? Axios: The no-buy challenge / Axios: No-buy revolution More people make 'no-buy year' pledges as overspending or climate worries catch up with them Tempted to try a no-buy year? Here are tips from people doing it Is an HSA the Best Way To Save for Future Medical Expenses? Where Should I Set Up My Health Savings Account (HSA)? The Best Places To Buy Hearing Aids Stash puts the power of investing in the palm of your hand Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today Clark goes back to basics on 403(b) plans and 401(k)s. And Speaking of saving, how about saving way more by doing a no-buy (except for necessities) month? Some people are managing to do just that!

  • 403(b) & 401(k) Plans: Segment 1
  • Ask Clark: Segment 2
  • The No-Buy Challenge: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1747 06.26.24 Successful Small Businesses ACE Competition / Save On Amazon Devices Smaller retailers being beaten by Goliath big box stores is an ongoing concern. Clark discusses a notable exception and their secret to success. Also, if you’ve purchased Amazon’s electronics brands over the years, Clark has a money saving tip to keep in mind.  Small Business Success: Segment 1 Ask Clark: Segment 2 Save On Amazon Electronics: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Ace Hardware, America’s neighborhood hardware store for 100 years, is beating its big-box rivals How to Deal With Medical Debt Can a Patient Advocate Help With Your Medical Bills? De Beers Will Quit Growing Diamonds for Jewelry | National Jeweler 7 Places to Get the Best Deals on Lab-Created Diamonds Key Savvy EV Credit Buy a lot of Amazon gadgets? You could get 20% off each time Clark Deals - TABLETS Best Budgeting Apps in 2024: Our Top 5 Have a CD Maturing Soon? How Letting It Roll Over Could Really Cost You Are Airline Miles Worth It? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 26 Jun 2024 09:00:00 -0000 full Clark Howard Successful Small Businesses ACE Competition / Save On Amazon Devices Smaller retailers being beaten by Goliath big box stores is an ongoing concern. Clark discusses a notable exception and their secret to success. Also, if you’ve purchased Amazon’s electronics brands over the years, Clark has a money saving tip to keep in mind.  Small Business Success: Segment 1 Ask Clark: Segment 2 Save On Amazon Electronics: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Ace Hardware, America’s neighborhood hardware store for 100 years, is beating its big-box rivals How to Deal With Medical Debt Can a Patient Advocate Help With Your Medical Bills? De Beers Will Quit Growing Diamonds for Jewelry | National Jeweler 7 Places to Get the Best Deals on Lab-Created Diamonds Key Savvy EV Credit Buy a lot of Amazon gadgets? You could get 20% off each time Clark Deals - TABLETS Best Budgeting Apps in 2024: Our Top 5 Have a CD Maturing Soon? How Letting It Roll Over Could Really Cost You Are Airline Miles Worth It? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Smaller retailers being beaten by Goliath big box stores is an ongoing concern. Clark discusses a notable exception and their secret to success. Also, if you’ve purchased Amazon’s electronics brands over the years, Clark has a money saving tip to keep in mind. 

  • Small Business Success: Segment 1
  • Ask Clark: Segment 2
  • Save On Amazon Electronics: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1966 06.25.24 Shop Mortgage Lenders / What To Know About Shein & Temu Today, Clark talks about how much you can save by shopping mortgage rates. The difference can mean a savings of 6 figures over the life of a loan. Later - how do Shein and Temu keep their items so cheap?  Comparison Shop Mortgages: Segment 1 Ask Clark: Segment 2 Shein & Temu: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New York Post: 5 states where homebuyers could save more than $100K by comparison shopping for a mortgage How to Get a Mortgage in 8 Steps [How To Find and Choose a Financial Advisor (Clark.com) Advice Only Network  /  Flat Fee Advisors] What Is Umbrella Insurance and Do You Need It? No-tariff shipments popular with Shein, Temu hit US customs speedbump Is Temu Legit? 4 Things To Know 9 Things You Should Always Buy Used Stitch Fix Review: 4 Things To Know Before Signing Up 9 tricks to slash spending on clothes How to Buy a New Car in 5 Steps / How To Buy a Used Car Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 25 Jun 2024 09:00:00 -0000 full Clark Howard Shop Mortgage Lenders / What To Know About Shein & Temu Today, Clark talks about how much you can save by shopping mortgage rates. The difference can mean a savings of 6 figures over the life of a loan. Later - how do Shein and Temu keep their items so cheap?  Comparison Shop Mortgages: Segment 1 Ask Clark: Segment 2 Shein & Temu: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New York Post: 5 states where homebuyers could save more than $100K by comparison shopping for a mortgage How to Get a Mortgage in 8 Steps [How To Find and Choose a Financial Advisor (Clark.com) Advice Only Network  /  Flat Fee Advisors] What Is Umbrella Insurance and Do You Need It? No-tariff shipments popular with Shein, Temu hit US customs speedbump Is Temu Legit? 4 Things To Know 9 Things You Should Always Buy Used Stitch Fix Review: 4 Things To Know Before Signing Up 9 tricks to slash spending on clothes How to Buy a New Car in 5 Steps / How To Buy a Used Car Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark talks about how much you can save by shopping mortgage rates. The difference can mean a savings of 6 figures over the life of a loan. Later - how do Shein and Temu keep their items so cheap? 

  • Comparison Shop Mortgages: Segment 1
  • Ask Clark: Segment 2
  • Shein & Temu: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2049 06.24.24 Clark’s Fix For Social Security / Student Loan Rates & Alternatives Clark explains the problems with Social Security funding, and how he would fix them. Another heated topic today - student loans. As interest rates on loans rise, Clark shares alternative ideas for funding college.  Social Security: Segment 1 Ask Clark: Segment 2 Student Loan Rates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Social Security’s Funding Crunch Worsens as the Top 6% Get Richer Will Social Security Run Out? / When Is the Best Time To Collect Social Security? Why Clark Says Everyone Should Have a Dash Cam Is Medical Tourism Right for You? (Clark.com) Top 7 Things to Look for When Choosing a Medical Tourism Facilitator What Is a 1031 Exchange? Know the Rules - Investopedia NYTimes: Interest on Federal Student Loans Is Rising to 6.53%-Education Dept. announces highest federal student loan interest rate in more than a decade Brands from Burger King to Coke to Lockheed Martin are leaning in on scholarships to capture Gen Z How to find an internship in the federal government / Education Archives - Clark Howard What Is Mean Reversion, and How Do Investors Use It? Reserve Officers' Training Corps (ROTC) Program Credit Card Car Rental Insurance: What You Need To Know (Clark.com) Should I Buy Additional Insurance From a Rental Car Company? The Hospital Mistakenly Charged Me $25,000 for a Rabies Shot. What Do I Do? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Jun 2024 11:00:00 -0000 full Clark Howard Clark’s Fix For Social Security / Student Loan Rates & Alternatives Clark explains the problems with Social Security funding, and how he would fix them. Another heated topic today - student loans. As interest rates on loans rise, Clark shares alternative ideas for funding college.  Social Security: Segment 1 Ask Clark: Segment 2 Student Loan Rates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Social Security’s Funding Crunch Worsens as the Top 6% Get Richer Will Social Security Run Out? / When Is the Best Time To Collect Social Security? Why Clark Says Everyone Should Have a Dash Cam Is Medical Tourism Right for You? (Clark.com) Top 7 Things to Look for When Choosing a Medical Tourism Facilitator What Is a 1031 Exchange? Know the Rules - Investopedia NYTimes: Interest on Federal Student Loans Is Rising to 6.53%-Education Dept. announces highest federal student loan interest rate in more than a decade Brands from Burger King to Coke to Lockheed Martin are leaning in on scholarships to capture Gen Z How to find an internship in the federal government / Education Archives - Clark Howard What Is Mean Reversion, and How Do Investors Use It? Reserve Officers' Training Corps (ROTC) Program Credit Card Car Rental Insurance: What You Need To Know (Clark.com) Should I Buy Additional Insurance From a Rental Car Company? The Hospital Mistakenly Charged Me $25,000 for a Rabies Shot. What Do I Do? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark explains the problems with Social Security funding, and how he would fix them. Another heated topic today - student loans. As interest rates on loans rise, Clark shares alternative ideas for funding college. 

  • Social Security: Segment 1
  • Ask Clark: Segment 2
  • Student Loan Rates: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1847 06.21.24 Clark Answers His Critics on Clark Stinks / Back To Basics: Home Renovations Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Later - home renovations have slowed way down, and suddenly it isn’t taking as long to hire a contractor. So when does it make sense to renovate?  Clark Stinks: Segments 1 & 2 Home Renovations: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Do I Really Need To Put Premium Gasoline in My Vehicle? Where Should I Set Up My Health Savings Account (HSA)? Best Travel Credit Cards: Top Rewards Picks for 2024 5 Steps To Getting a Good Deal on a Hotel Room The Points Guy - Maximize your travel. uShip Review: 5 Things To Know Before You Use the Shipping Service Submit a complaint | Consumer Financial Protection Bureau Spending on home renovations slows, but high remodeling costs mean little relief in sight for buyers The Only Reason You Should Make an Improvement to Your Home 6 Tips for Hiring a Contractor Here's How Long Your Home Appliances Should Last Should I Turn To Costco for a Home Renovation Project? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 21 Jun 2024 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Back To Basics: Home Renovations Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Later - home renovations have slowed way down, and suddenly it isn’t taking as long to hire a contractor. So when does it make sense to renovate?  Clark Stinks: Segments 1 & 2 Home Renovations: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Do I Really Need To Put Premium Gasoline in My Vehicle? Where Should I Set Up My Health Savings Account (HSA)? Best Travel Credit Cards: Top Rewards Picks for 2024 5 Steps To Getting a Good Deal on a Hotel Room The Points Guy - Maximize your travel. uShip Review: 5 Things To Know Before You Use the Shipping Service Submit a complaint | Consumer Financial Protection Bureau Spending on home renovations slows, but high remodeling costs mean little relief in sight for buyers The Only Reason You Should Make an Improvement to Your Home 6 Tips for Hiring a Contractor Here's How Long Your Home Appliances Should Last Should I Turn To Costco for a Home Renovation Project? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Later - home renovations have slowed way down, and suddenly it isn’t taking as long to hire a contractor. So when does it make sense to renovate? 

  • Clark Stinks: Segments 1 & 2
  • Home Renovations: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1904 06.20.24 Clark’s Birthday & Health Update / Safest Vehicles For Teen Drivers Today - Clark’s Birthday, presents an opportunity to update his health journey and share recommendations from the Prostate Cancer Foundation during Men’s Health Month. Also, a top concern is the safety of our teen drivers. There’s a great new collaborative list of the most reliable used cars under $10,000 for teens to drive. Clark’s Birthday & Cancer Update: Segment 1 Ask Clark: Segment 2 Safest Cars For Teens: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard and the Prostate Cancer Foundation ETIAS - travel to Europe - European Union BBB-File a Complaint New Report: The Safest Cars for Teens The safest used cars for teen drivers CR - Safe Vehicles For Teens Are Money Market Accounts As Safe as High-Yield Savings Accounts? ICS® & CDARS Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 20 Jun 2024 11:00:00 -0000 full Clark Howard Clark’s Birthday & Health Update / Safest Vehicles For Teen Drivers Today - Clark’s Birthday, presents an opportunity to update his health journey and share recommendations from the Prostate Cancer Foundation during Men’s Health Month. Also, a top concern is the safety of our teen drivers. There’s a great new collaborative list of the most reliable used cars under $10,000 for teens to drive. Clark’s Birthday & Cancer Update: Segment 1 Ask Clark: Segment 2 Safest Cars For Teens: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard and the Prostate Cancer Foundation ETIAS - travel to Europe - European Union BBB-File a Complaint New Report: The Safest Cars for Teens The safest used cars for teen drivers CR - Safe Vehicles For Teens Are Money Market Accounts As Safe as High-Yield Savings Accounts? ICS® & CDARS Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - Clark’s Birthday, presents an opportunity to update his health journey and share recommendations from the Prostate Cancer Foundation during Men’s Health Month. Also, a top concern is the safety of our teen drivers. There’s a great new collaborative list of the most reliable used cars under $10,000 for teens to drive.

  • Clark’s Birthday & Cancer Update: Segment 1
  • Ask Clark: Segment 2
  • Safest Cars For Teens: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1953 06.19.24 Longevity Considerations / Power Grid Blackouts There’s a lot of talk about living to 100 and beyond these days. Longevity science is a big business, but along with living longer, we need to ensure our financial security. Also, get Clark’s take on recent reports concerning potential lengthy power blackouts. Health & Financial Longevity: Segment 1 Ask Clark: Segment 2 Power Grid Blackouts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Blue Zones: A Blueprint for Adapting Health and Financial Security into Longevity The booming business of eternal youth Vanguard Review: Pros & Cons How To Choose the Best Charities for Your Donations What's the Best Way To Donate to a Charity? Cheap Phone Plans: Get Exactly What You Want at the Cheapest Price [The Washington Post] Where heat waves might cause blackouts: Look up your area This Boston startup created renewable energy storage that’s 10 times cheaper than lithium-ion batteries 8 Things To Know Before You Fly Frontier Airlines Stacked vs. Unstacked Auto Insurance: 2024 Guide Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 19 Jun 2024 11:00:00 -0000 full Clark Howard Longevity Considerations / Power Grid Blackouts There’s a lot of talk about living to 100 and beyond these days. Longevity science is a big business, but along with living longer, we need to ensure our financial security. Also, get Clark’s take on recent reports concerning potential lengthy power blackouts. Health & Financial Longevity: Segment 1 Ask Clark: Segment 2 Power Grid Blackouts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Blue Zones: A Blueprint for Adapting Health and Financial Security into Longevity The booming business of eternal youth Vanguard Review: Pros & Cons How To Choose the Best Charities for Your Donations What's the Best Way To Donate to a Charity? Cheap Phone Plans: Get Exactly What You Want at the Cheapest Price [The Washington Post] Where heat waves might cause blackouts: Look up your area This Boston startup created renewable energy storage that’s 10 times cheaper than lithium-ion batteries 8 Things To Know Before You Fly Frontier Airlines Stacked vs. Unstacked Auto Insurance: 2024 Guide Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices There’s a lot of talk about living to 100 and beyond these days. Longevity science is a big business, but along with living longer, we need to ensure our financial security. Also, get Clark’s take on recent reports concerning potential lengthy power blackouts.

  • Health & Financial Longevity: Segment 1
  • Ask Clark: Segment 2
  • Power Grid Blackouts: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1791 06.18.24 Auto Theft Prevention / Work From Home Job Scams Today - auto theft is a huge problem around the country, and thieves have figured out a way to duplicate your car keys by intercepting the signal, often from outside your home. Clark shares a cheap easy way to help prevent this.  Also, key warnings if you’re looking for a remote job, as unfortunately we’re hearing from a lot of job seekers who’ve been ripped off by employment-related scams. Prevent Car Theft: Segment 1 Ask Clark: Segment 2 Remote Job Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to protect your keyless car from theft Search: Key Fob Pouch Protectors How To Find Cheap Flights in 3 Easy Steps Using Cellular Data Internationally: Buying a Local SIM Card 5 Steps To Getting a Good Deal on a Hotel Room How To Plan a Trip: Clark’s Best Travel Tips To Save Money Target Date Funds: Clark's Favorite Retirement Investment How To Open a Roth IRA Watch for these red flags when searching remote job listings If you're out of work, don't fall for a phony job offer Submit a complaint | Consumer Financial Protection Bureau 6 Things To Know Before Contacting the National Foundation for Credit Counseling Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 18 Jun 2024 11:00:00 -0000 full Clark Howard Auto Theft Prevention / Work From Home Job Scams Today - auto theft is a huge problem around the country, and thieves have figured out a way to duplicate your car keys by intercepting the signal, often from outside your home. Clark shares a cheap easy way to help prevent this.  Also, key warnings if you’re looking for a remote job, as unfortunately we’re hearing from a lot of job seekers who’ve been ripped off by employment-related scams. Prevent Car Theft: Segment 1 Ask Clark: Segment 2 Remote Job Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to protect your keyless car from theft Search: Key Fob Pouch Protectors How To Find Cheap Flights in 3 Easy Steps Using Cellular Data Internationally: Buying a Local SIM Card 5 Steps To Getting a Good Deal on a Hotel Room How To Plan a Trip: Clark’s Best Travel Tips To Save Money Target Date Funds: Clark's Favorite Retirement Investment How To Open a Roth IRA Watch for these red flags when searching remote job listings If you're out of work, don't fall for a phony job offer Submit a complaint | Consumer Financial Protection Bureau 6 Things To Know Before Contacting the National Foundation for Credit Counseling Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - auto theft is a huge problem around the country, and thieves have figured out a way to duplicate your car keys by intercepting the signal, often from outside your home. Clark shares a cheap easy way to help prevent this.  Also, key warnings if you’re looking for a remote job, as unfortunately we’re hearing from a lot of job seekers who’ve been ripped off by employment-related scams.

  • Prevent Car Theft: Segment 1
  • Ask Clark: Segment 2
  • Remote Job Scams: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1841 06.17.24 HOMEOWNERS: Title Fraud Prevention / Are You Underinsured? The recent fraud attempt against Graceland has reignited concerns about title fraud. Clark shares 3 ways to protect against the rare but heinous crime of property theft. Also, we’ve talked a lot about the rising cost of homeowner’s insurance, but the biggest problem many of us face is being underinsured. Guard Against Title Fraud: Segment 1 Ask Clark: Segment 2 Adequate Home Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Scammers Tried to Sell Graceland. How to Prevent Your Home From Being Next. Home Title Lock: Is It the Same As Home Title Insurance? (Clark.com) What Is Owner’s Title Insurance and Do You Need It? (Clark.com) How to Freeze Your Credit With Experian, Equifax and TransUnion uShip Review: 5 Things To Know Before You Use the Shipping Service Can YouMail Really Put an End to Robocalls? [The Washington Post] Home insurance was once a ‘must.’ Now more homeowners are going without. Best And Worst Homeowners Insurance Companies (Clark.com) 9 Ways To Lower Your Home Insurance Premiums (Clark.com) Dept. of Energy - HEAT PUMPS How To Buy Term Life Insurance in 7 Easy Steps Clark Howard's Advice on Buying Gold Should You Buy Gold at Costco? Clark.com - Invest & Retire Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Jun 2024 11:00:00 -0000 full Clark Howard HOMEOWNERS: Title Fraud Prevention / Are You Underinsured? The recent fraud attempt against Graceland has reignited concerns about title fraud. Clark shares 3 ways to protect against the rare but heinous crime of property theft. Also, we’ve talked a lot about the rising cost of homeowner’s insurance, but the biggest problem many of us face is being underinsured. Guard Against Title Fraud: Segment 1 Ask Clark: Segment 2 Adequate Home Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Scammers Tried to Sell Graceland. How to Prevent Your Home From Being Next. Home Title Lock: Is It the Same As Home Title Insurance? (Clark.com) What Is Owner’s Title Insurance and Do You Need It? (Clark.com) How to Freeze Your Credit With Experian, Equifax and TransUnion uShip Review: 5 Things To Know Before You Use the Shipping Service Can YouMail Really Put an End to Robocalls? [The Washington Post] Home insurance was once a ‘must.’ Now more homeowners are going without. Best And Worst Homeowners Insurance Companies (Clark.com) 9 Ways To Lower Your Home Insurance Premiums (Clark.com) Dept. of Energy - HEAT PUMPS How To Buy Term Life Insurance in 7 Easy Steps Clark Howard's Advice on Buying Gold Should You Buy Gold at Costco? Clark.com - Invest & Retire Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The recent fraud attempt against Graceland has reignited concerns about title fraud. Clark shares 3 ways to protect against the rare but heinous crime of property theft. Also, we’ve talked a lot about the rising cost of homeowner’s insurance, but the biggest problem many of us face is being underinsured.

  • Guard Against Title Fraud: Segment 1
  • Ask Clark: Segment 2
  • Adequate Home Insurance: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1878 06.14.24 Clark Answers His Critics on Clark Stinks / Invest & Retire: Time Is Money Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, only around 52% of employees with retirement plans offered through their employer are contributing. Clark shares statistics that will encourage workers to start saving asap for retirement. Clark Stinks: Segments 1 & 2 SAVING - The Sooner The Better: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Save Money on Utilities 8 Tips for Staying Cool Without Heating Up Your Energy Bill 12 Things You Never Knew You Could Get From Your Local Library Kaizen: Understanding the Japanese Business Philosophy The Earlier You Take Advantage of Your 401(k), the Better 401(k) Calculator With Match Clark.com - INVEST & RETIRE Retailers use police-like investigation centers to fight theft. Shoppers pay the price How to Advocate for Yourself at the Dentist Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 14 Jun 2024 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Invest & Retire: Time Is Money Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, only around 52% of employees with retirement plans offered through their employer are contributing. Clark shares statistics that will encourage workers to start saving asap for retirement. Clark Stinks: Segments 1 & 2 SAVING - The Sooner The Better: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Save Money on Utilities 8 Tips for Staying Cool Without Heating Up Your Energy Bill 12 Things You Never Knew You Could Get From Your Local Library Kaizen: Understanding the Japanese Business Philosophy The Earlier You Take Advantage of Your 401(k), the Better 401(k) Calculator With Match Clark.com - INVEST & RETIRE Retailers use police-like investigation centers to fight theft. Shoppers pay the price How to Advocate for Yourself at the Dentist Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, only around 52% of employees with retirement plans offered through their employer are contributing. Clark shares statistics that will encourage workers to start saving asap for retirement.

  • Clark Stinks: Segments 1 & 2
  • SAVING - The Sooner The Better: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1786 06.13.24 A Warning For Entrepreneurs / Airport Security - New TSA Screening Tech Clark is a champion of entrepreneurship. Unfortunately, there are many multilevel marketing companies designed to make you think you’re really starting a business, when in actuality you are sinking your money into a hole. Also today - it’s officially summer travel season. What you see at airport security may surprise you. Beware MLMs: Segment 1 Ask Clark: Segment 2 Airport Security Lines: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why Americans keep getting roped into multilevel marketing schemes What Is Long-Term Care Insurance Cost & Coverage How To Prevent, Report and Repair Identity Theft TSA PreCheck® vs. Global Entry vs. CLEAR: Which Is Best for You? Will TSA's New Self-Screening Service Save You Time At The Airport? TSA unveils first self-screening security lane at Las Vegas airport TSA unveils a prototype self-service airport checkpoint security screening system How Should I Handle Car Insurance for My Teenage Driver? What Are Index Funds? / What Is an ETF? 3 Places You Should Never Invest Your Money Best Investment Companies for Investors in 2024 Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 13 Jun 2024 11:00:00 -0000 full Clark Howard A Warning For Entrepreneurs / Airport Security - New TSA Screening Tech Clark is a champion of entrepreneurship. Unfortunately, there are many multilevel marketing companies designed to make you think you’re really starting a business, when in actuality you are sinking your money into a hole. Also today - it’s officially summer travel season. What you see at airport security may surprise you. Beware MLMs: Segment 1 Ask Clark: Segment 2 Airport Security Lines: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why Americans keep getting roped into multilevel marketing schemes What Is Long-Term Care Insurance Cost & Coverage How To Prevent, Report and Repair Identity Theft TSA PreCheck® vs. Global Entry vs. CLEAR: Which Is Best for You? Will TSA's New Self-Screening Service Save You Time At The Airport? TSA unveils first self-screening security lane at Las Vegas airport TSA unveils a prototype self-service airport checkpoint security screening system How Should I Handle Car Insurance for My Teenage Driver? What Are Index Funds? / What Is an ETF? 3 Places You Should Never Invest Your Money Best Investment Companies for Investors in 2024 Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark is a champion of entrepreneurship. Unfortunately, there are many multilevel marketing companies designed to make you think you’re really starting a business, when in actuality you are sinking your money into a hole. Also today - it’s officially summer travel season. What you see at airport security may surprise you.

  • Beware MLMs: Segment 1
  • Ask Clark: Segment 2
  • Airport Security Lines: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1928 06.12.24 Money Well Spent / Housing Market Update Today, Clark encourages you to spend on something of vital importance, because ultimately, it will help you SAVE MORE. Also today - There’s a shift taking place in the housing market. Clark provides an update. Investing In Health: Segment 1 Ask Clark: Segment 2 Housing Market Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Your level of physical activity could be a vital sign  15 of the Best Free Workout And Fitness Apps Follow the 'Minute Rule' to make exercise a daily habit [What Is Service Line Insurance and Do I Need It? (Clark.com)] 4 Insurance Policies You Actually Need (and 6 You Don't) Housing market inventory is shifting. Here's what the data shows Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You? Betterment Review: How It Works, Pros & Cons Wealthfront Review: How It Works, Pros & Cons 5 Best Robo-Advisors in 2024 / Best Financial Advisors in 2024 Fidelity Personalized Planning & Advice Review Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity How to Buy a New Car in 5 Steps // How To Buy a Used Car Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 12 Jun 2024 11:00:00 -0000 full Clark Howard Money Well Spent / Housing Market Update Today, Clark encourages you to spend on something of vital importance, because ultimately, it will help you SAVE MORE. Also today - There’s a shift taking place in the housing market. Clark provides an update. Investing In Health: Segment 1 Ask Clark: Segment 2 Housing Market Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Your level of physical activity could be a vital sign  15 of the Best Free Workout And Fitness Apps Follow the 'Minute Rule' to make exercise a daily habit [What Is Service Line Insurance and Do I Need It? (Clark.com)] 4 Insurance Policies You Actually Need (and 6 You Don't) Housing market inventory is shifting. Here's what the data shows Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You? Betterment Review: How It Works, Pros & Cons Wealthfront Review: How It Works, Pros & Cons 5 Best Robo-Advisors in 2024 / Best Financial Advisors in 2024 Fidelity Personalized Planning & Advice Review Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity How to Buy a New Car in 5 Steps // How To Buy a Used Car Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark encourages you to spend on something of vital importance, because ultimately, it will help you SAVE MORE. Also today - There’s a shift taking place in the housing market. Clark provides an update.

  • Investing In Health: Segment 1
  • Ask Clark: Segment 2
  • Housing Market Update: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2064 06.11.24 Technology Vs Privacy / How To Deal With Hospital Bills Various devices we use in our lives from alarm systems to fitness trackers - collect personal data. Clark discusses how to balance protecting your privacy with utilizing modern technology. Also today, huge bills that arrive after a hospitalization are often far from accurate. Clark shares strategies for dealing with these, and potentially lowering the costs.  Technology Vs Privacy: Segment 1 Ask Clark: Segment 2 Medical Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Do you really own the digital items you paid for? When companies share your personal information without your permission Why Walmart bought TV-maker Vizio for $2.3 billion - Axios F.S.A. vs. H.S.A.: What to Know About the Accounts That Pay Medical Costs Where Should I Set Up My Health Savings Account (HSA)? Are you confronting a big medical bill? Attack it with a plan — and these tips How to Deal With Medical Debt - Clark.com Can a Patient Advocate Help With Your Medical Bills? Unlimited Plans Comparison: T-Mobile vs. AT&T vs. Verizon Automatic Bill Pay: How It Works and How To Do It Safely My Cable Company Is Raising Prices Unless I Enroll in Auto-Pay. Is It Safe? Airlines you can book using Avios: How to maximize your points Point.me /// Going™ | Formerly Scott's Cheap Flights How To Choose the Best Charities for Your Donations Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 11 Jun 2024 11:00:00 -0000 full Clark Howard Technology Vs Privacy / How To Deal With Hospital Bills Various devices we use in our lives from alarm systems to fitness trackers - collect personal data. Clark discusses how to balance protecting your privacy with utilizing modern technology. Also today, huge bills that arrive after a hospitalization are often far from accurate. Clark shares strategies for dealing with these, and potentially lowering the costs.  Technology Vs Privacy: Segment 1 Ask Clark: Segment 2 Medical Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Do you really own the digital items you paid for? When companies share your personal information without your permission Why Walmart bought TV-maker Vizio for $2.3 billion - Axios F.S.A. vs. H.S.A.: What to Know About the Accounts That Pay Medical Costs Where Should I Set Up My Health Savings Account (HSA)? Are you confronting a big medical bill? Attack it with a plan — and these tips How to Deal With Medical Debt - Clark.com Can a Patient Advocate Help With Your Medical Bills? Unlimited Plans Comparison: T-Mobile vs. AT&T vs. Verizon Automatic Bill Pay: How It Works and How To Do It Safely My Cable Company Is Raising Prices Unless I Enroll in Auto-Pay. Is It Safe? Airlines you can book using Avios: How to maximize your points Point.me /// Going™ | Formerly Scott's Cheap Flights How To Choose the Best Charities for Your Donations Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Various devices we use in our lives from alarm systems to fitness trackers - collect personal data. Clark discusses how to balance protecting your privacy with utilizing modern technology. Also today, huge bills that arrive after a hospitalization are often far from accurate. Clark shares strategies for dealing with these, and potentially lowering the costs. 

  • Technology Vs Privacy: Segment 1
  • Ask Clark: Segment 2
  • Medical Bills: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2039 06.10.24 Which Documents Should You Keep? / Safeguarding Our Seniors Keeping your finances organized creates more efficiency and less stress in your life. Today Clark goes back to basics on what kind of documentation you should keep, and for how long. Also, millions of our aging loved ones are aggressively targeted and collectively scammed out of billions each year. Clark offers adult children some direction for becoming proactive, in order to help protect vulnerable seniors.  Your Important Documents: Segment 1 Ask Clark: Segment 2 Protecting Our Elders: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Advice | Keep these 10 financial documents forever. Scan and shred the rest. Which Documents Should You Keep and for How Long? (Clark.com) Calculators - Clark Howard The Easiest Way to Start Saving for Retirement When You’re Saving Zero Right Now How Much of Each Paycheck You Should Save or Invest 5 questions to ask when helping an older parent with money Seven Ways to Protect Older Adults from Financial Abuse Living Will and Durable Power of Attorney: Frequently Asked Questions Target Date Funds: Clark's Favorite Retirement Investment  What Are Index Funds? /// What Is an ETF? How To Find and Choose a Financial Advisor AAA Membership: Is It Worth It? Why You Should Never Use Roadside Assistance Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Jun 2024 11:00:00 -0000 full Clark Howard Which Documents Should You Keep? / Safeguarding Our Seniors Keeping your finances organized creates more efficiency and less stress in your life. Today Clark goes back to basics on what kind of documentation you should keep, and for how long. Also, millions of our aging loved ones are aggressively targeted and collectively scammed out of billions each year. Clark offers adult children some direction for becoming proactive, in order to help protect vulnerable seniors.  Your Important Documents: Segment 1 Ask Clark: Segment 2 Protecting Our Elders: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Advice | Keep these 10 financial documents forever. Scan and shred the rest. Which Documents Should You Keep and for How Long? (Clark.com) Calculators - Clark Howard The Easiest Way to Start Saving for Retirement When You’re Saving Zero Right Now How Much of Each Paycheck You Should Save or Invest 5 questions to ask when helping an older parent with money Seven Ways to Protect Older Adults from Financial Abuse Living Will and Durable Power of Attorney: Frequently Asked Questions Target Date Funds: Clark's Favorite Retirement Investment  What Are Index Funds? /// What Is an ETF? How To Find and Choose a Financial Advisor AAA Membership: Is It Worth It? Why You Should Never Use Roadside Assistance Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Keeping your finances organized creates more efficiency and less stress in your life. Today Clark goes back to basics on what kind of documentation you should keep, and for how long. Also, millions of our aging loved ones are aggressively targeted and collectively scammed out of billions each year. Clark offers adult children some direction for becoming proactive, in order to help protect vulnerable seniors. 

  • Your Important Documents: Segment 1
  • Ask Clark: Segment 2
  • Protecting Our Elders: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1789 06.07.24 Clark Answers His Critics on Clark Stinks / Your Retirement Lifestyle Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Retirement can be the beginning of a wonderful new life! But it can also present serious challenges after a lifetime of working, including depression. Clark talks about avoiding this pitfall, and making the most of your golden years.  Clark Stinks: Segments 1 & 2 Joy In Retirement: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco vs. Sam's Club: What Is the Difference? Overdraft Protection: What Is It? Do You Really Need It? 5 Tips To Protect Your Digital Privacy How age-friendly universities can improve the second half of life — The Conversation Why Retirees Are Going Back to College What the Heck is a Core Pursuit? Five Things I Wish I’d Known Before I Retired The Center for Auto Safety: Learn the latest news in auto safety. Virtual Credit Cards: An Online Security Measure Worth Taking? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 07 Jun 2024 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Your Retirement Lifestyle Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Retirement can be the beginning of a wonderful new life! But it can also present serious challenges after a lifetime of working, including depression. Clark talks about avoiding this pitfall, and making the most of your golden years.  Clark Stinks: Segments 1 & 2 Joy In Retirement: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco vs. Sam's Club: What Is the Difference? Overdraft Protection: What Is It? Do You Really Need It? 5 Tips To Protect Your Digital Privacy How age-friendly universities can improve the second half of life — The Conversation Why Retirees Are Going Back to College What the Heck is a Core Pursuit? Five Things I Wish I’d Known Before I Retired The Center for Auto Safety: Learn the latest news in auto safety. Virtual Credit Cards: An Online Security Measure Worth Taking? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Retirement can be the beginning of a wonderful new life! But it can also present serious challenges after a lifetime of working, including depression. Clark talks about avoiding this pitfall, and making the most of your golden years. 

  • Clark Stinks: Segments 1 & 2
  • Joy In Retirement: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1912 06.06.24 Become A Price Negotiator / Warning: Dietary Supplements & Protein Powders Only 1 in 4 people realize you can negotiate on items you think come at a fixed price. You can negotiate everything from the price of a new car to your cable bill to large appliances. Also, social media is full of pitches selling supplements and powders with claims they can improve your health and change your life. Not so fast. What you need to know about dietary supplements.  Price Negotiation: Segment 1 Ask Clark: Segment 2 Warning: Dietary Supplements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: A Guide To Negotiating For Cars, TV Bills, Home Renos And More Is It Worth Buying High-End Appliances? Here's How Long Your Home Appliances Should Last The best time and place to buy appliances Submit a complaint | Consumer Financial Protection Bureau Dietary supplements and protein powders fall under a ‘wild west’ of unregulated products that necessitate caveats and caution — The Conversation How To Avoid Fraud With Herbal Supplements ConsumerLab.com /  NSF International /  U.S. Pharmacopeia Consumer Federation of America Life Insurance Rate of Return Service How To Find and Claim Missing Money in Your Name Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 06 Jun 2024 11:00:00 -0000 full Clark Howard Become A Price Negotiator / Warning: Dietary Supplements & Protein Powders Only 1 in 4 people realize you can negotiate on items you think come at a fixed price. You can negotiate everything from the price of a new car to your cable bill to large appliances. Also, social media is full of pitches selling supplements and powders with claims they can improve your health and change your life. Not so fast. What you need to know about dietary supplements.  Price Negotiation: Segment 1 Ask Clark: Segment 2 Warning: Dietary Supplements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: A Guide To Negotiating For Cars, TV Bills, Home Renos And More Is It Worth Buying High-End Appliances? Here's How Long Your Home Appliances Should Last The best time and place to buy appliances Submit a complaint | Consumer Financial Protection Bureau Dietary supplements and protein powders fall under a ‘wild west’ of unregulated products that necessitate caveats and caution — The Conversation How To Avoid Fraud With Herbal Supplements ConsumerLab.com /  NSF International /  U.S. Pharmacopeia Consumer Federation of America Life Insurance Rate of Return Service How To Find and Claim Missing Money in Your Name Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Only 1 in 4 people realize you can negotiate on items you think come at a fixed price. You can negotiate everything from the price of a new car to your cable bill to large appliances. Also, social media is full of pitches selling supplements and powders with claims they can improve your health and change your life. Not so fast. What you need to know about dietary supplements. 

  • Price Negotiation: Segment 1
  • Ask Clark: Segment 2
  • Warning: Dietary Supplements: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2008 06.05.23 Back To Basics: Cryptocurrency / Financial Ed Begins At Home Clark checks in on the current state of cryptocurrency - where it’s been, where it’s going. Also today, a look at the financial education young students are getting - including the FiCycle curriculum, and how you can start teaching them at home.  Cypto Basics: Segment 1 Ask Clark: Segment 2 Financial Education: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Clark Howard Thinks of 'Crypto Winter' After Big Crash Axios: SEC sends Robinhood's crypto business Wells Notice Robinhood Markets receives SEC notice for alleged securities violations at crypto unit Why You Should Never Mail a Check NYTimes: The Key to Better Math Education? Explaining Money. Why Clark Howard Uses Unit Price To Save Money When Shopping How to Teach Young Kids About Money When Is the Best Time To Collect Social Security? Best Travel Credit Cards: Top Rewards Picks for 2024 DOT - File a Consumer Complaint Submit a complaint | Consumer Financial Protection Bureau BBB-File a Complaint Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 05 Jun 2024 11:00:00 -0000 full Clark Howard Back To Basics: Cryptocurrency / Financial Ed Begins At Home Clark checks in on the current state of cryptocurrency - where it’s been, where it’s going. Also today, a look at the financial education young students are getting - including the FiCycle curriculum, and how you can start teaching them at home.  Cypto Basics: Segment 1 Ask Clark: Segment 2 Financial Education: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Clark Howard Thinks of 'Crypto Winter' After Big Crash Axios: SEC sends Robinhood's crypto business Wells Notice Robinhood Markets receives SEC notice for alleged securities violations at crypto unit Why You Should Never Mail a Check NYTimes: The Key to Better Math Education? Explaining Money. Why Clark Howard Uses Unit Price To Save Money When Shopping How to Teach Young Kids About Money When Is the Best Time To Collect Social Security? Best Travel Credit Cards: Top Rewards Picks for 2024 DOT - File a Consumer Complaint Submit a complaint | Consumer Financial Protection Bureau BBB-File a Complaint Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark checks in on the current state of cryptocurrency - where it’s been, where it’s going. Also today, a look at the financial education young students are getting - including the FiCycle curriculum, and how you can start teaching them at home. 

  • Cypto Basics: Segment 1
  • Ask Clark: Segment 2
  • Financial Education: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1924 06.04.24 Don’t Get Burned On Sunscreen / Auto Repair Costs & Warranties Today - What summer sunscreen shoppers need to know about effective, affordable skin protection. Also - Perennial questions about owning car warranties have only increased in the age of modern vehicles - basically computers on wheels that are more expensive than ever to repair. Clark shares new data & direction on warranties.   Choosing Sunscreen: Segment 1 Ask Clark: Segment 2 Auto Repair Costs & Warranties: Segment 3 Ask Clark: Segment 4 Mentioned on the show: SUNSCREEN - Consumer Reports NYTimes: How to Avoid One of the Deadliest Forms of Skin Cancer Fender benders mean serious high-tech repairs now Should You Buy an Extended Warranty on Your Car? Buying Gas From a Station on This List Is Better for Your Car What's the Best Way To Send Money Overseas? What’s the Best Way To Exchange Dollars for Foreign Currency? 5 Money Tips To Know Before You Travel Abroad Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 04 Jun 2024 11:00:00 -0000 full Clark Howard Don’t Get Burned On Sunscreen / Auto Repair Costs & Warranties Today - What summer sunscreen shoppers need to know about effective, affordable skin protection. Also - Perennial questions about owning car warranties have only increased in the age of modern vehicles - basically computers on wheels that are more expensive than ever to repair. Clark shares new data & direction on warranties.   Choosing Sunscreen: Segment 1 Ask Clark: Segment 2 Auto Repair Costs & Warranties: Segment 3 Ask Clark: Segment 4 Mentioned on the show: SUNSCREEN - Consumer Reports NYTimes: How to Avoid One of the Deadliest Forms of Skin Cancer Fender benders mean serious high-tech repairs now Should You Buy an Extended Warranty on Your Car? Buying Gas From a Station on This List Is Better for Your Car What's the Best Way To Send Money Overseas? What’s the Best Way To Exchange Dollars for Foreign Currency? 5 Money Tips To Know Before You Travel Abroad Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - What summer sunscreen shoppers need to know about effective, affordable skin protection. Also - Perennial questions about owning car warranties have only increased in the age of modern vehicles - basically computers on wheels that are more expensive than ever to repair. Clark shares new data & direction on warranties.  

  • Choosing Sunscreen: Segment 1
  • Ask Clark: Segment 2
  • Auto Repair Costs & Warranties: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1984 06.03.24 Managing Travel Rewards / Smart Shopping Carts - A Review Using reward points for summer airfare and hotels has been a great way to save over the years, but operators have long been devaluing these programs, and are limiting how you can earn those points. Know how to better manage the moving targets that are today’s variable travel rewards. Also, a special guest: Our man Anthony visited Manhattan’s Fairway Market, and reports on the latest version of cashier-less tech - the automated shopping cart. Travel Loyalty Points: Segment 1 Ask Clark: Segment 2 Smart Shopping Carts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: American Airlines No Longer Awards Miles On Most Third Party Bookings - View from the Wing  NYTimes.com: To Protect Your Miles, Be Careful How You Book Find Best Flight Deals With Free American Express Tool Point.me Why Our Travel Expert Thinks This New Tool Is a “Game Changer” How To Open a Roth IRA How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion 10 Ways To Save Money on Car Insurance [NY Post] Future of shopping: Instacart debuts AI-driven 'smart carts' to NYC retailers No more 'just walk out' at Amazon grocery stores. The new bet is smart shopping carts Amazon’s cashier-less technology was to revolutionize grocery shopping. It’s been a flop Amazon Ditches "Just Walk Out" Checkouts at Its Grocery Stores Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Jun 2024 11:00:00 -0000 full Clark Howard Managing Travel Rewards / Smart Shopping Carts - A Review Using reward points for summer airfare and hotels has been a great way to save over the years, but operators have long been devaluing these programs, and are limiting how you can earn those points. Know how to better manage the moving targets that are today’s variable travel rewards. Also, a special guest: Our man Anthony visited Manhattan’s Fairway Market, and reports on the latest version of cashier-less tech - the automated shopping cart. Travel Loyalty Points: Segment 1 Ask Clark: Segment 2 Smart Shopping Carts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: American Airlines No Longer Awards Miles On Most Third Party Bookings - View from the Wing  NYTimes.com: To Protect Your Miles, Be Careful How You Book Find Best Flight Deals With Free American Express Tool Point.me Why Our Travel Expert Thinks This New Tool Is a “Game Changer” How To Open a Roth IRA How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion 10 Ways To Save Money on Car Insurance [NY Post] Future of shopping: Instacart debuts AI-driven 'smart carts' to NYC retailers No more 'just walk out' at Amazon grocery stores. The new bet is smart shopping carts Amazon’s cashier-less technology was to revolutionize grocery shopping. It’s been a flop Amazon Ditches "Just Walk Out" Checkouts at Its Grocery Stores Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Using reward points for summer airfare and hotels has been a great way to save over the years, but operators have long been devaluing these programs, and are limiting how you can earn those points. Know how to better manage the moving targets that are today’s variable travel rewards. Also, a special guest: Our man Anthony visited Manhattan’s Fairway Market, and reports on the latest version of cashier-less tech - the automated shopping cart.

  • Travel Loyalty Points: Segment 1
  • Ask Clark: Segment 2
  • Smart Shopping Carts: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1423 05.31.24 Clark Answers His Critics on Clark Stinks / Back To Basics: Life Insurance Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, something many of us need but generally ignore is life insurance. Clark helps you take it off the back burner and take care of business, with info on how much you need and how to buy it.  Clark Stinks: Segments 1 & 2 Life Insurance 101: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Warning: Why You Should Never Buy Visa Gift Cards How Do I Use All the Funds on My Virtual Gift Card? The One and Only Exception to Clark Howard's 'No Gift Card' Rule Travel Insurance: What You Need To Know Before You Buy Mint Mobile Review: 6 Things To Know Before You Sign Up 3 Things To Know About Amazon Pharmacy Before You Sign Up Why It's Still Better To Fill Prescriptions at Costco Than Amazon 10 Ways To Save on Prescription Drugs How Much Life Insurance Do I Need? - Clark.com Best Term Life Insurance Companies, Plans & Coverage Life Insurance Archives - Clark Howard Quotacy: Quote, compare and buy life insurance online Vacations To Go: Can You Find Bargain Cruises? Costco Travel: 5 Things To Know Before You Book Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 31 May 2024 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Back To Basics: Life Insurance Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, something many of us need but generally ignore is life insurance. Clark helps you take it off the back burner and take care of business, with info on how much you need and how to buy it.  Clark Stinks: Segments 1 & 2 Life Insurance 101: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Warning: Why You Should Never Buy Visa Gift Cards How Do I Use All the Funds on My Virtual Gift Card? The One and Only Exception to Clark Howard's 'No Gift Card' Rule Travel Insurance: What You Need To Know Before You Buy Mint Mobile Review: 6 Things To Know Before You Sign Up 3 Things To Know About Amazon Pharmacy Before You Sign Up Why It's Still Better To Fill Prescriptions at Costco Than Amazon 10 Ways To Save on Prescription Drugs How Much Life Insurance Do I Need? - Clark.com Best Term Life Insurance Companies, Plans & Coverage Life Insurance Archives - Clark Howard Quotacy: Quote, compare and buy life insurance online Vacations To Go: Can You Find Bargain Cruises? Costco Travel: 5 Things To Know Before You Book Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, something many of us need but generally ignore is life insurance. Clark helps you take it off the back burner and take care of business, with info on how much you need and how to buy it. 

  • Clark Stinks: Segments 1 & 2
  • Life Insurance 101: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1987 05.30.24 The Magic Number For Retirement / Investing: A Cautionary Tale How do we determine our “magic number” - the amount we need to retire? Clark weighs in on the debate about how much it takes to be financially secure, and how to start and keep making progress. Also today -private placements, hedge funds, limited partnerships, private equity - beware of this type of non-traditional investment “opportunity”. Even when they’re legit, there’s no liquidity, and extremely high expenses. It pays to know why you need to avoid investing with anyone who is not a fiduciary. How Much Do You Need To Retire?: Segment 1 Ask Clark: Segment 2 Risky Investment Pitches: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The “Magic Number” Needed to Retire Comfortably Is More Than You Think Americans Believe They Will Need $1.46 Million to Retire Comfortably According to Northwestern Mutual 2024 Planning & Progress Study - Apr 2, 2024 Retirement crisis looms as Americans struggle to save How Much Do You Need To Retire? How to Start Investing: 10 Steps (Clark.com) How To Save Money: Spend Less & Build Your Savings Warning: Here’s What Those Debt Settlement Companies Don’t Tell You Clark Howard's 2024 Credit Card Debt Elimination Strategy 6 Things To Know Before Contacting the National Foundation for Credit Counseling Best 529 College Savings Plans By State How To Open a Roth IRA The AJC: Atlanta hedge fund manager charged in $10M fraud scheme Best Financial Advisors in 2024 Should You Make Your Child an Authorized User on Your Credit Card? Best Credit Cards for Students: Top Picks for 2024 Travel Archives - Clark Howard 4 Ways To Get Your Free Credit Score Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 30 May 2024 11:00:00 -0000 full Clark Howard The Magic Number For Retirement / Investing: A Cautionary Tale How do we determine our “magic number” - the amount we need to retire? Clark weighs in on the debate about how much it takes to be financially secure, and how to start and keep making progress. Also today -private placements, hedge funds, limited partnerships, private equity - beware of this type of non-traditional investment “opportunity”. Even when they’re legit, there’s no liquidity, and extremely high expenses. It pays to know why you need to avoid investing with anyone who is not a fiduciary. How Much Do You Need To Retire?: Segment 1 Ask Clark: Segment 2 Risky Investment Pitches: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The “Magic Number” Needed to Retire Comfortably Is More Than You Think Americans Believe They Will Need $1.46 Million to Retire Comfortably According to Northwestern Mutual 2024 Planning & Progress Study - Apr 2, 2024 Retirement crisis looms as Americans struggle to save How Much Do You Need To Retire? How to Start Investing: 10 Steps (Clark.com) How To Save Money: Spend Less & Build Your Savings Warning: Here’s What Those Debt Settlement Companies Don’t Tell You Clark Howard's 2024 Credit Card Debt Elimination Strategy 6 Things To Know Before Contacting the National Foundation for Credit Counseling Best 529 College Savings Plans By State How To Open a Roth IRA The AJC: Atlanta hedge fund manager charged in $10M fraud scheme Best Financial Advisors in 2024 Should You Make Your Child an Authorized User on Your Credit Card? Best Credit Cards for Students: Top Picks for 2024 Travel Archives - Clark Howard 4 Ways To Get Your Free Credit Score Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices How do we determine our “magic number” - the amount we need to retire? Clark weighs in on the debate about how much it takes to be financially secure, and how to start and keep making progress. Also today -private placements, hedge funds, limited partnerships, private equity - beware of this type of non-traditional investment “opportunity”. Even when they’re legit, there’s no liquidity, and extremely high expenses. It pays to know why you need to avoid investing with anyone who is not a fiduciary.

  • How Much Do You Need To Retire?: Segment 1
  • Ask Clark: Segment 2
  • Risky Investment Pitches: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2055 05.29.24 Update: Big Bank Savings Rates / Small Business Loan Warning Clark discusses the big bank response to higher savings rates and spells out your options to make the most of your savings. Also today - small business owners are stuck between a rock and a hard place when it comes to borrowing money. Beware “quick” loans. Clark has a better way. Maximize Your Savings Rate: Segment 1 Ask Clark: Segment 2 Legal Loan Sharks Plague Small Business: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Banks pay savers more as ‘higher-for-longer’ rates hit interest income Clark.com - Best High-Yield Online Savings Accounts Montway Auto Transport: Top-Rated Auto Transport Company uShip Review: 5 Things To Know Before You Use the Shipping Service Facebook Marketplace Scams: Everything You Need to Know Small businesses are still struggling to get financing, a year after bank failures Best Small Business Credit Cards: Top Picks for 2024 (Clark.com) Best Cash Back Credit Cards With No Annual Fee in 2024 Best 2% Cash Back Credit Cards: 8 Options in 2024 Warning: Why You Should Never Buy Visa Gift Cards Amazon “Prime Visa” Card Review: 5% Back for Amazon Prime Members How To Get the Best Price Possible Shopping Online Clark Deals - Today's Best Deals of the Day How To Spot a Fake Online Store in 6 Easy Steps Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 29 May 2024 11:00:00 -0000 full Clark Howard Update: Big Bank Savings Rates / Small Business Loan Warning Clark discusses the big bank response to higher savings rates and spells out your options to make the most of your savings. Also today - small business owners are stuck between a rock and a hard place when it comes to borrowing money. Beware “quick” loans. Clark has a better way. Maximize Your Savings Rate: Segment 1 Ask Clark: Segment 2 Legal Loan Sharks Plague Small Business: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Banks pay savers more as ‘higher-for-longer’ rates hit interest income Clark.com - Best High-Yield Online Savings Accounts Montway Auto Transport: Top-Rated Auto Transport Company uShip Review: 5 Things To Know Before You Use the Shipping Service Facebook Marketplace Scams: Everything You Need to Know Small businesses are still struggling to get financing, a year after bank failures Best Small Business Credit Cards: Top Picks for 2024 (Clark.com) Best Cash Back Credit Cards With No Annual Fee in 2024 Best 2% Cash Back Credit Cards: 8 Options in 2024 Warning: Why You Should Never Buy Visa Gift Cards Amazon “Prime Visa” Card Review: 5% Back for Amazon Prime Members How To Get the Best Price Possible Shopping Online Clark Deals - Today's Best Deals of the Day How To Spot a Fake Online Store in 6 Easy Steps Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the big bank response to higher savings rates and spells out your options to make the most of your savings. Also today - small business owners are stuck between a rock and a hard place when it comes to borrowing money. Beware “quick” loans. Clark has a better way.

  • Maximize Your Savings Rate: Segment 1
  • Ask Clark: Segment 2
  • Legal Loan Sharks Plague Small Business: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1867 05.28.24 Continuity Of Healthcare / Arrival: Self-Driving Trucks Today - you may have heard that Walmart is closing its health centers. With the failure of this healthcare option, along with the state of the clinic attempts made by Walgreens & CVS, there’s an important healthcare takeaway to be prepared for. Also, are you ready to see a driverless tractor-trailer on the road? Are they safe? Your Primary Care Physician: Segment 1 Ask Clark: Segment 2 Autonomous 18 Wheelers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: Walmart Is Shutting Health Centers After Plan to Expand Walmart to close its 51 health centers, virtual care service Walmart says it will close its 51 health centers and virtual care service My Neighbor’s Dead Tree Is About To Fall on My House. What Do I Do? Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank? Why Are Retailers Adding an Additional $1 Charge on My Credit Card? How Many Bank Accounts Should You Have? - Clark Howard Self-driving trucks are ready to roll Want To Guard Your Privacy Online? Search the Web With DuckDuckGo DuckDuckGo - Get Email Protection: More Privacy, Same Inbox Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 May 2024 11:00:00 -0000 full Clark Howard Continuity Of Healthcare / Arrival: Self-Driving Trucks Today - you may have heard that Walmart is closing its health centers. With the failure of this healthcare option, along with the state of the clinic attempts made by Walgreens & CVS, there’s an important healthcare takeaway to be prepared for. Also, are you ready to see a driverless tractor-trailer on the road? Are they safe? Your Primary Care Physician: Segment 1 Ask Clark: Segment 2 Autonomous 18 Wheelers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: Walmart Is Shutting Health Centers After Plan to Expand Walmart to close its 51 health centers, virtual care service Walmart says it will close its 51 health centers and virtual care service My Neighbor’s Dead Tree Is About To Fall on My House. What Do I Do? Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank? Why Are Retailers Adding an Additional $1 Charge on My Credit Card? How Many Bank Accounts Should You Have? - Clark Howard Self-driving trucks are ready to roll Want To Guard Your Privacy Online? Search the Web With DuckDuckGo DuckDuckGo - Get Email Protection: More Privacy, Same Inbox Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - you may have heard that Walmart is closing its health centers. With the failure of this healthcare option, along with the state of the clinic attempts made by Walgreens & CVS, there’s an important healthcare takeaway to be prepared for. Also, are you ready to see a driverless tractor-trailer on the road? Are they safe?

  • Your Primary Care Physician: Segment 1
  • Ask Clark: Segment 2
  • Autonomous 18 Wheelers: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1906 05.24.24 Clark Answers His Critics on Clark Stinks / Paying For Adult Children Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, we’ve talked about the cost of college, and how it can hamper parents saving for their own retirement. But what about supporting adult children post-college age? Clark shares some concerning stats. What’s your take? We have a popular thread on our free Clark.com Community on this topic,  linked here and we invite you to share thoughts on financially supporting adult children. Clark Stinks: Segments 1 & 2 Paying For Adult Children: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Streaming TV - Clark.com Do I Really Need To Put Premium Gasoline in My Vehicle? How to Get Your Kids to Step Off the Gravy Train 60% of Parents Pay Bills For Adult Children. Do You? When it’s time to financially cut off your adult children Clark.com Community - What is the appropriate age to wean your child off your financial support? And how much money should you give an adult child if any? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 May 2024 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Paying For Adult Children Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, we’ve talked about the cost of college, and how it can hamper parents saving for their own retirement. But what about supporting adult children post-college age? Clark shares some concerning stats. What’s your take? We have a popular thread on our free Clark.com Community on this topic,  linked here and we invite you to share thoughts on financially supporting adult children. Clark Stinks: Segments 1 & 2 Paying For Adult Children: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Streaming TV - Clark.com Do I Really Need To Put Premium Gasoline in My Vehicle? How to Get Your Kids to Step Off the Gravy Train 60% of Parents Pay Bills For Adult Children. Do You? When it’s time to financially cut off your adult children Clark.com Community - What is the appropriate age to wean your child off your financial support? And how much money should you give an adult child if any? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, we’ve talked about the cost of college, and how it can hamper parents saving for their own retirement. But what about supporting adult children post-college age? Clark shares some concerning stats. What’s your take? We have a popular thread on our free Clark.com Community on this topic,  linked here and we invite you to share thoughts on financially supporting adult children.

  • Clark Stinks: Segments 1 & 2
  • Paying For Adult Children: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2033 05.23.24 Buyers Strike In The Grocery Aisle / Investment Property Purchase Rule Clark has never been a fan of brand names, and it seems he’s been ahead of the curve. Now consumers, sick of high prices, are fighting back. New private labels are popping up and it’s great for our wallets. Also today, with short-term rental bans proliferating, Clark has a key rule for purchasing investment property.  Private Label Store Brands Vs Big Brand Names: Segment 1 Ask Clark: Segment 2 Buying Investment Property: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Consumers Fed Up With Food Costs Are Ditching Big Brands Barrons: Walmart Is the Nation’s Largest Grocer. Why It Added a New Private Label Food Brand. Walmart Takes On Trader Joe’s and Whole Foods With New Premium Brand - WSJ How to Save Money on Groceries: 22 Clever Ways - Clark.com Are Airbnbs banned in Hawaii? New law seeks to crack down on short-term rentals -USA TODAY What Is a 1031 Exchange? Know the Rules Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 May 2024 11:00:00 -0000 full Clark Howard Buyers Strike In The Grocery Aisle / Investment Property Purchase Rule Clark has never been a fan of brand names, and it seems he’s been ahead of the curve. Now consumers, sick of high prices, are fighting back. New private labels are popping up and it’s great for our wallets. Also today, with short-term rental bans proliferating, Clark has a key rule for purchasing investment property.  Private Label Store Brands Vs Big Brand Names: Segment 1 Ask Clark: Segment 2 Buying Investment Property: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Consumers Fed Up With Food Costs Are Ditching Big Brands Barrons: Walmart Is the Nation’s Largest Grocer. Why It Added a New Private Label Food Brand. Walmart Takes On Trader Joe’s and Whole Foods With New Premium Brand - WSJ How to Save Money on Groceries: 22 Clever Ways - Clark.com Are Airbnbs banned in Hawaii? New law seeks to crack down on short-term rentals -USA TODAY What Is a 1031 Exchange? Know the Rules Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark has never been a fan of brand names, and it seems he’s been ahead of the curve. Now consumers, sick of high prices, are fighting back. New private labels are popping up and it’s great for our wallets. Also today, with short-term rental bans proliferating, Clark has a key rule for purchasing investment property. 

  • Private Label Store Brands Vs Big Brand Names: Segment 1
  • Ask Clark: Segment 2
  • Buying Investment Property: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1691 05.22.24 An Update On Series I Savings Bonds / No-Show Fees Today, an important update on Inflation Savings Bonds. Clark explains how these bonds work over time and the advantage of owning new Series I Bonds. Also, extra fees have been a topic on the show in recent years. There’s a new fee in town making a splash - Clark tells you how to avoid it.  UPDATE - Series I Savings Bonds: Segment 1 Ask Clark: Segment 2 Cancellation & No-Show Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Barrons: Treasury Sets New Rate of 4.28% for I Bonds as Inflation Ebbs 6 Things To Know About Series I Savings Bonds The Era of ‘No-Show’ Fees Is Here—and It’s Going to Cost You - WSJ Should You Stay With Vanguard Despite the New Fee Announcement? NolahMattress - Is It Legal to Sell a Used Mattress? A State-by-State Guide The Best Place To Buy a Mattress How Can I Get Rid of My Old Mattress Cheaply? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 May 2024 11:00:00 -0000 full Clark Howard An Update On Series I Savings Bonds / No-Show Fees Today, an important update on Inflation Savings Bonds. Clark explains how these bonds work over time and the advantage of owning new Series I Bonds. Also, extra fees have been a topic on the show in recent years. There’s a new fee in town making a splash - Clark tells you how to avoid it.  UPDATE - Series I Savings Bonds: Segment 1 Ask Clark: Segment 2 Cancellation & No-Show Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Barrons: Treasury Sets New Rate of 4.28% for I Bonds as Inflation Ebbs 6 Things To Know About Series I Savings Bonds The Era of ‘No-Show’ Fees Is Here—and It’s Going to Cost You - WSJ Should You Stay With Vanguard Despite the New Fee Announcement? NolahMattress - Is It Legal to Sell a Used Mattress? A State-by-State Guide The Best Place To Buy a Mattress How Can I Get Rid of My Old Mattress Cheaply? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, an important update on Inflation Savings Bonds. Clark explains how these bonds work over time and the advantage of owning new Series I Bonds. Also, extra fees have been a topic on the show in recent years. There’s a new fee in town making a splash - Clark tells you how to avoid it. 

  • UPDATE - Series I Savings Bonds: Segment 1
  • Ask Clark: Segment 2
  • Cancellation & No-Show Fees: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1821 05.21.24 Clarkonomics: How The U.S. Compares Globally / Clark Changes His Mind Clarkonomics! Clark discusses how the US economy stacks up against the rest of the world, including concerns about our deficit. Also, Clark and Christa have a long running disagreement about a payment practice. Christa was right. Clark has changed his mind. Clarkonomics: Segment 1 Ask Clark: Segment 2 Automatic Payments: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The US dollar is strengthening. Here’s what’s driving the rally and what it means for Americans America’s debt problem is storing up trouble for the rest of the world Inflation Is Stubborn. Is the Federal Budget Deficit Making It Worse? Stubborn Inflation Could Prod Fed to Keep Rates High for Longer With Inflation This High, Nobody Knows What a Dollar Is Worth Where Should I Set Up My Health Savings Account (HSA)? Florida Department of Agriculture and Consumer Services (FDACS) Money Talk with Liz Weston: Can my credit score really be marred over $20?  Automatic Bill Pay: How It Works and How To Do It Safely Credit Score Guide   /   Should You Get a Store Credit Card? Is a Self-Directed Real Estate IRA Right for Your Retirement? Real Estate Investing: What To Know BEFORE You Start What Should You Do if Your Insurance Claim Is Denied? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 May 2024 11:00:00 -0000 full Clark Howard Clarkonomics: How The U.S. Compares Globally / Clark Changes His Mind Clarkonomics! Clark discusses how the US economy stacks up against the rest of the world, including concerns about our deficit. Also, Clark and Christa have a long running disagreement about a payment practice. Christa was right. Clark has changed his mind. Clarkonomics: Segment 1 Ask Clark: Segment 2 Automatic Payments: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The US dollar is strengthening. Here’s what’s driving the rally and what it means for Americans America’s debt problem is storing up trouble for the rest of the world Inflation Is Stubborn. Is the Federal Budget Deficit Making It Worse? Stubborn Inflation Could Prod Fed to Keep Rates High for Longer With Inflation This High, Nobody Knows What a Dollar Is Worth Where Should I Set Up My Health Savings Account (HSA)? Florida Department of Agriculture and Consumer Services (FDACS) Money Talk with Liz Weston: Can my credit score really be marred over $20?  Automatic Bill Pay: How It Works and How To Do It Safely Credit Score Guide   /   Should You Get a Store Credit Card? Is a Self-Directed Real Estate IRA Right for Your Retirement? Real Estate Investing: What To Know BEFORE You Start What Should You Do if Your Insurance Claim Is Denied? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clarkonomics! Clark discusses how the US economy stacks up against the rest of the world, including concerns about our deficit. Also, Clark and Christa have a long running disagreement about a payment practice. Christa was right. Clark has changed his mind.

  • Clarkonomics: Segment 1
  • Ask Clark: Segment 2
  • Automatic Payments: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1715 05.20.24 International Phone Use / Warning: The Toll Collection Scam In this episode - did you hear about the T-Mobile customer who received a six figure bill for an international trip? Get Clark smart advice for traveling overseas with your phone. Also today - there’s a new warning out about a scam trying to collect money from you from phantom tolls. International Calling: Segment 1 Ask Clark: Segment 2 Toll Collection Scam Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: PhoneArena: This T-Mobile customer got a $143442.74 bill after a three-week Switzerland vacation The Best International Phone Plans Google Fi Wireless: My Experience as a Five-Year Customer (Pros and Cons) Hello Mobile How To Choose the Best Charities for Your Donations What's the Best Way To Donate to a Charity? Alert: FBI issues warning on toll road smishing scam USA TODAY: Road toll 'smishing' texts on the rise, FBI says: Here's what to know E-ZPass Group - Home T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up How To Prevent, Report and Repair Identity Theft Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 May 2024 11:00:00 -0000 full Clark Howard International Phone Use / Warning: The Toll Collection Scam In this episode - did you hear about the T-Mobile customer who received a six figure bill for an international trip? Get Clark smart advice for traveling overseas with your phone. Also today - there’s a new warning out about a scam trying to collect money from you from phantom tolls. International Calling: Segment 1 Ask Clark: Segment 2 Toll Collection Scam Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: PhoneArena: This T-Mobile customer got a $143442.74 bill after a three-week Switzerland vacation The Best International Phone Plans Google Fi Wireless: My Experience as a Five-Year Customer (Pros and Cons) Hello Mobile How To Choose the Best Charities for Your Donations What's the Best Way To Donate to a Charity? Alert: FBI issues warning on toll road smishing scam USA TODAY: Road toll 'smishing' texts on the rise, FBI says: Here's what to know E-ZPass Group - Home T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up How To Prevent, Report and Repair Identity Theft Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode - did you hear about the T-Mobile customer who received a six figure bill for an international trip? Get Clark smart advice for traveling overseas with your phone. Also today - there’s a new warning out about a scam trying to collect money from you from phantom tolls.

  • International Calling: Segment 1
  • Ask Clark: Segment 2
  • Toll Collection Scam Warning: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1766 05.17.24 Clark Answers His Critics on Clark Stinks / Home Renting Vs. Buying Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, we’ve talked a lot about renting vs. buying in today’s housing market. New data makes a compelling argument and provides direction for aspiring homeowners.  Clark Stinks: Segments 1 & 2 Rent Vs Buy A Home: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best 529 College Savings Plans By State Homes at Menards® Insurers Are Spying on Your Home From the Sky Axios: Unpacking the productivity surge Where should I place a carbon monoxide detector? The $10 Travel Essential Clark Howard Always Packs Big city dwellers are better off renting than buying a home everywhere, analysis says - USA TODAY One-Third of Parents Are Paying An Adult Child's House Down Payment? Are You? Map: Here's Zillow's updated home-price forecast for more than 400 housing markets The cost breakdown of building a single-family home The Only Reason You Should Make an Improvement to Your Home 29 home remodeling projects that offer the best payback 6 Tips for Hiring a Contractor Senior Planning Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 May 2024 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Home Renting Vs. Buying Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, we’ve talked a lot about renting vs. buying in today’s housing market. New data makes a compelling argument and provides direction for aspiring homeowners.  Clark Stinks: Segments 1 & 2 Rent Vs Buy A Home: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best 529 College Savings Plans By State Homes at Menards® Insurers Are Spying on Your Home From the Sky Axios: Unpacking the productivity surge Where should I place a carbon monoxide detector? The $10 Travel Essential Clark Howard Always Packs Big city dwellers are better off renting than buying a home everywhere, analysis says - USA TODAY One-Third of Parents Are Paying An Adult Child's House Down Payment? Are You? Map: Here's Zillow's updated home-price forecast for more than 400 housing markets The cost breakdown of building a single-family home The Only Reason You Should Make an Improvement to Your Home 29 home remodeling projects that offer the best payback 6 Tips for Hiring a Contractor Senior Planning Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today, we’ve talked a lot about renting vs. buying in today’s housing market. New data makes a compelling argument and provides direction for aspiring homeowners. 

  • Clark Stinks: Segments 1 & 2
  • Rent Vs Buy A Home: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1911 05.16.24 Clark’s Home Security Sales Pressure Pitch / Choosing A Veterinary Clinic Today, Clark shares a personal story about a sleazy sales call he received from one of the big alarm companies - tied to an internet provider. Also in this episode, pet owners need to understand what’s going on in the veterinary medicine profession so they can choose wisely, and protect their wallets. DIY Home Security: Segment 1 Ask Clark: Segment 2 Veterinary Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ADT USA Reviews | Read Customer Service Reviews of adt.com Your Guide to DIY Home Security Systems Which Home Security Systems Rank Better Than Ring? Turo: 5 Things To Know About the Cheap Car Rental Service Credit Card Car Rental Insurance: What You Need To Know My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance? Why Your Vet Bill Is So High  /  Is Pet Insurance Worth It? Best 529 College Savings Plans By State Credit Karma Review: Free Credit Score and More at Your Fingertips Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 16 May 2024 11:00:00 -0000 full Clark Howard Clark’s Home Security Sales Pressure Pitch / Choosing A Veterinary Clinic Today, Clark shares a personal story about a sleazy sales call he received from one of the big alarm companies - tied to an internet provider. Also in this episode, pet owners need to understand what’s going on in the veterinary medicine profession so they can choose wisely, and protect their wallets. DIY Home Security: Segment 1 Ask Clark: Segment 2 Veterinary Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show: ADT USA Reviews | Read Customer Service Reviews of adt.com Your Guide to DIY Home Security Systems Which Home Security Systems Rank Better Than Ring? Turo: 5 Things To Know About the Cheap Car Rental Service Credit Card Car Rental Insurance: What You Need To Know My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance? Why Your Vet Bill Is So High  /  Is Pet Insurance Worth It? Best 529 College Savings Plans By State Credit Karma Review: Free Credit Score and More at Your Fingertips Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, Clark shares a personal story about a sleazy sales call he received from one of the big alarm companies - tied to an internet provider. Also in this episode, pet owners need to understand what’s going on in the veterinary medicine profession so they can choose wisely, and protect their wallets.

  • DIY Home Security: Segment 1
  • Ask Clark: Segment 2
  • Veterinary Bills: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1811 05.15.24 Find A Trustworthy Financial Advisor / SAVE MORE On Storage Units Finding a fiduciary financial advisor who ONLY works for your best interests can be difficult. New regulations may add protections for consumers, but it’s on us to know how to get the best guidance.  Also, Americans have so much stuff that storage units have been overbuilt. If you have a unit, Clark has some money saving advice regarding your monthly fee. Key Warning On Financial Advisors: Segment 1 Ask Clark: Segment 2 Storage Units: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Americans Deserve Straight Retirement Advice. They Work Too Hard for Their Money. NYTimes: Who Can Be Trusted for Retirement Advice? New Rules Strengthen Protections. WSJ: Advisers on Trillions in IRAs Must Now Put Your Interest First What to Do When Your 401(k) Leaves Something to Be Desired How To Find and Choose a Financial Advisor - Clark.com What Is a Fiduciary Financial Advisor and Do I Need One? The Clark Howard Podcast The Headache at the End of the Costco Gold Rush - The WSJ Should You Buy Gold at Costco?  /  Clark Howard's Advice on Buying Gold NYTimes: Americans Went All-In on Self-Storage. That Demand Is Suddenly Cooling. Storage Unit Prices Keep Going Up. Is There a Better Way To Store My Possessions? The #1 Bill You Should Get by Mail Wirecutter: Stop Stressing About Turning Off the Lights When Leaving the Room! Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 May 2024 11:00:00 -0000 full Clark Howard Find A Trustworthy Financial Advisor / SAVE MORE On Storage Units Finding a fiduciary financial advisor who ONLY works for your best interests can be difficult. New regulations may add protections for consumers, but it’s on us to know how to get the best guidance.  Also, Americans have so much stuff that storage units have been overbuilt. If you have a unit, Clark has some money saving advice regarding your monthly fee. Key Warning On Financial Advisors: Segment 1 Ask Clark: Segment 2 Storage Units: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Americans Deserve Straight Retirement Advice. They Work Too Hard for Their Money. NYTimes: Who Can Be Trusted for Retirement Advice? New Rules Strengthen Protections. WSJ: Advisers on Trillions in IRAs Must Now Put Your Interest First What to Do When Your 401(k) Leaves Something to Be Desired How To Find and Choose a Financial Advisor - Clark.com What Is a Fiduciary Financial Advisor and Do I Need One? The Clark Howard Podcast The Headache at the End of the Costco Gold Rush - The WSJ Should You Buy Gold at Costco?  /  Clark Howard's Advice on Buying Gold NYTimes: Americans Went All-In on Self-Storage. That Demand Is Suddenly Cooling. Storage Unit Prices Keep Going Up. Is There a Better Way To Store My Possessions? The #1 Bill You Should Get by Mail Wirecutter: Stop Stressing About Turning Off the Lights When Leaving the Room! Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Finding a fiduciary financial advisor who ONLY works for your best interests can be difficult. New regulations may add protections for consumers, but it’s on us to know how to get the best guidance.  Also, Americans have so much stuff that storage units have been overbuilt. If you have a unit, Clark has some money saving advice regarding your monthly fee.

  • Key Warning On Financial Advisors: Segment 1
  • Ask Clark: Segment 2
  • Storage Units: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1544 05.14.24 How To Really Buy A Used Vehicle / New Rules For Travel Rewards In this episode - Clark takes you through the necessary steps for buying a used vehicle, including his number one rule, a key step neglected by a third of all buyers. Also today - are you traveling this summer? Airlines and hotels are changing the rules when it comes to earning points or miles.  How To Buy A Used Car: Segment 1 Ask Clark: Segment 2 Airline & Hotel Points: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ - Used-Car Sales Have Moved Online—Here’s Why Both Customers and Dealers Are Happy    How To Buy a Used Car - Clark.com How to Buy a New Car - Clark.com Should You Buy an Extended Warranty on Your Car? - Clark.com Salvage Title: What it Means, How it Works - Investopedia American Airlines Is Once Again Changing How Fliers Can Earn Rewards Hotel Resort Fee Lookup Tool Should You Ever Book a Nonrefundable Hotel Room? How Does Booking Travel Through a Credit Card Rewards Program Compare? How To Choose a Tour Company - Clark.com When Do You Need a Travel Agent? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 May 2024 11:00:00 -0000 full Clark Howard How To Really Buy A Used Vehicle / New Rules For Travel Rewards In this episode - Clark takes you through the necessary steps for buying a used vehicle, including his number one rule, a key step neglected by a third of all buyers. Also today - are you traveling this summer? Airlines and hotels are changing the rules when it comes to earning points or miles.  How To Buy A Used Car: Segment 1 Ask Clark: Segment 2 Airline & Hotel Points: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ - Used-Car Sales Have Moved Online—Here’s Why Both Customers and Dealers Are Happy    How To Buy a Used Car - Clark.com How to Buy a New Car - Clark.com Should You Buy an Extended Warranty on Your Car? - Clark.com Salvage Title: What it Means, How it Works - Investopedia American Airlines Is Once Again Changing How Fliers Can Earn Rewards Hotel Resort Fee Lookup Tool Should You Ever Book a Nonrefundable Hotel Room? How Does Booking Travel Through a Credit Card Rewards Program Compare? How To Choose a Tour Company - Clark.com When Do You Need a Travel Agent? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode - Clark takes you through the necessary steps for buying a used vehicle, including his number one rule, a key step neglected by a third of all buyers. Also today - are you traveling this summer? Airlines and hotels are changing the rules when it comes to earning points or miles. 

  • How To Buy A Used Car: Segment 1
  • Ask Clark: Segment 2
  • Airline & Hotel Points: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2276 05.13.24 Best Auto Insurance Companies / Non-Competes Under Attack In this episode - we often see lists of the best auto insurance companies, but now Clark has discovered an industry database for body shops that rates insurers according to how claims are handled. Also, Clark hates covenants not to compete - a labor practice that’s now on the ropes. But the ban is messy. Clark explains.  A New Source For The BEST Auto Insurers: Segment 1 Ask Clark: Segment 2 Non-Compete Clauses: Segment 3 Ask Clark: Segment 4 Mentioned on the show: CrashNetwork - Top Rated U.S. Car Insurance Companies for 2024 Best Auto Insurance Companies -Clark.com How to Shop for Lower Car Insurance - Clark.com Ascensus Acquires Vanguard’s Small Business Retirement Plans Target Date Funds: Clark’s Favorite Retirement Investment Ban on non-compete agreements sends shockwave across Wall Street [The Washington Post] Groups sue to block FTC’s new rule barring noncompete agreements Workers Celebrating Ban on Noncompetes. Employers Are Ready to Fight. - The WSJ NYTimes: F.T.C. Issues Ban on Worker Noncompete Clauses Businesses face 'seismic shift' after FTC bans noncompetes. Here's what they should do next. Healthcare.gov / What Is an HSA Account and How Does It Work? My 7 Rules for Using Credit Cards - Clark Howard Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 May 2024 11:00:00 -0000 full Clark Howard Best Auto Insurance Companies / Non-Competes Under Attack In this episode - we often see lists of the best auto insurance companies, but now Clark has discovered an industry database for body shops that rates insurers according to how claims are handled. Also, Clark hates covenants not to compete - a labor practice that’s now on the ropes. But the ban is messy. Clark explains.  A New Source For The BEST Auto Insurers: Segment 1 Ask Clark: Segment 2 Non-Compete Clauses: Segment 3 Ask Clark: Segment 4 Mentioned on the show: CrashNetwork - Top Rated U.S. Car Insurance Companies for 2024 Best Auto Insurance Companies -Clark.com How to Shop for Lower Car Insurance - Clark.com Ascensus Acquires Vanguard’s Small Business Retirement Plans Target Date Funds: Clark’s Favorite Retirement Investment Ban on non-compete agreements sends shockwave across Wall Street [The Washington Post] Groups sue to block FTC’s new rule barring noncompete agreements Workers Celebrating Ban on Noncompetes. Employers Are Ready to Fight. - The WSJ NYTimes: F.T.C. Issues Ban on Worker Noncompete Clauses Businesses face 'seismic shift' after FTC bans noncompetes. Here's what they should do next. Healthcare.gov / What Is an HSA Account and How Does It Work? My 7 Rules for Using Credit Cards - Clark Howard Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In this episode - we often see lists of the best auto insurance companies, but now Clark has discovered an industry database for body shops that rates insurers according to how claims are handled. Also, Clark hates covenants not to compete - a labor practice that’s now on the ropes. But the ban is messy. Clark explains. 

  • A New Source For The BEST Auto Insurers: Segment 1
  • Ask Clark: Segment 2
  • Non-Compete Clauses: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1947 05.10.24 Clark Answers His Critics on Clark Stinks / Loyalty Programs: Cost-Benefit Analysis Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, how loyalty programs affect price decision making and may have you “competing with yourself”. Clark discusses how these programs work across many industries, and what to keep in mind to get the most from them.  Clark Stinks: Segments 1 & 2 Loyalty Programs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Start Investing: 10 Steps for Beginners Should We Worry About the National Debt and Budget Deficits? Will Social Security Run Out? What Is a SEP IRA and Who Is Eligible? Clark Deals - Hotels When Is the Best Time To Collect Social Security?  /  Social Security When? 18 Ways To Save at Walmart  /  Walmart+ Membership Program: 4 Things To Know Loyalty programs may limit competition, and they could be pushing prices up for everyone — The Conversation Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 May 2024 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Loyalty Programs: Cost-Benefit Analysis Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, how loyalty programs affect price decision making and may have you “competing with yourself”. Clark discusses how these programs work across many industries, and what to keep in mind to get the most from them.  Clark Stinks: Segments 1 & 2 Loyalty Programs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Start Investing: 10 Steps for Beginners Should We Worry About the National Debt and Budget Deficits? Will Social Security Run Out? What Is a SEP IRA and Who Is Eligible? Clark Deals - Hotels When Is the Best Time To Collect Social Security?  /  Social Security When? 18 Ways To Save at Walmart  /  Walmart+ Membership Program: 4 Things To Know Loyalty programs may limit competition, and they could be pushing prices up for everyone — The Conversation Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, how loyalty programs affect price decision making and may have you “competing with yourself”. Clark discusses how these programs work across many industries, and what to keep in mind to get the most from them. 

  • Clark Stinks: Segments 1 & 2
  • Loyalty Programs: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2243 05.09.24 Super-Commuters / Back to Basics - Annuities During COVID, many Americans moved far away from their offices, sometimes out of state. Clark talks about how super-commuters are making it work. Also, Clark gets back to basics on something he hates: annuities. Know which type may actually be useful and which ones are to be AVOIDED at all costs!  Super-Commuting: Segment 1 Ask Clark: Segment 2 Sold Not Bought - Annuities: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The rise of the super-commuter The Best Unlimited Hotspot Plans Visible Announces New Annual Plans: Save up to $145/Year Visible Review: 5 Things To Know Before You Sign Up Using Cellular Data Internationally: Buying a Local SIM Card InsureMyTrip Review: Why We Like It and How to Use It How To Choose the Best Charities for Your Donations What Is an Annuity, and Why Does Clark Think They Stink? The Only Two Exceptions to Clark Howard's Annuity Rule What Is a 1035 Exchange? Definition and How the Rules Work Why I Think Medicare Advantage Plans Stink - Clark Howard Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 09 May 2024 11:00:00 -0000 full Clark Howard Super-Commuters / Back to Basics - Annuities During COVID, many Americans moved far away from their offices, sometimes out of state. Clark talks about how super-commuters are making it work. Also, Clark gets back to basics on something he hates: annuities. Know which type may actually be useful and which ones are to be AVOIDED at all costs!  Super-Commuting: Segment 1 Ask Clark: Segment 2 Sold Not Bought - Annuities: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The rise of the super-commuter The Best Unlimited Hotspot Plans Visible Announces New Annual Plans: Save up to $145/Year Visible Review: 5 Things To Know Before You Sign Up Using Cellular Data Internationally: Buying a Local SIM Card InsureMyTrip Review: Why We Like It and How to Use It How To Choose the Best Charities for Your Donations What Is an Annuity, and Why Does Clark Think They Stink? The Only Two Exceptions to Clark Howard's Annuity Rule What Is a 1035 Exchange? Definition and How the Rules Work Why I Think Medicare Advantage Plans Stink - Clark Howard Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices During COVID, many Americans moved far away from their offices, sometimes out of state. Clark talks about how super-commuters are making it work. Also, Clark gets back to basics on something he hates: annuities. Know which type may actually be useful and which ones are to be AVOIDED at all costs! 

  • Super-Commuting: Segment 1
  • Ask Clark: Segment 2
  • Sold Not Bought - Annuities: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1827 05.08.24 Flat Fee Financial Services / Dental Treatment Decisions Investing continues to evolve and a new way some fiduciary financial advisors are charging for services could save you money. Know your options to make an informed choice for financial services. Also, before you sign up for expensive dental work, think twice & take Clark’s advice. Flat Fee Financial Advisors: Segment 1 Ask Clark: Segment 2 Wisdom Teeth- AVOID Unnecessary Dental Work: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Flat Fee Shops Attempt to Shake Up Financial Advising Advice-Only Network // Flat Fee Advisors 3 Places You Should Never Invest Your Money What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor What Is an HSA Account and How Does It Work? Target Date Funds: Clark's Favorite Retirement Investment How to Advocate for Yourself at the Dentist How getting a second opinion can stop you being ripped off — The Conversation Yes, your smart TV is spying on you – Here's how to stop it GM Stops Selling Driving Data to Insurance Companies How to Buy a New Car in 5 Steps Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 08 May 2024 11:00:00 -0000 full Clark Howard Flat Fee Financial Services / Dental Treatment Decisions Investing continues to evolve and a new way some fiduciary financial advisors are charging for services could save you money. Know your options to make an informed choice for financial services. Also, before you sign up for expensive dental work, think twice & take Clark’s advice. Flat Fee Financial Advisors: Segment 1 Ask Clark: Segment 2 Wisdom Teeth- AVOID Unnecessary Dental Work: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Flat Fee Shops Attempt to Shake Up Financial Advising Advice-Only Network // Flat Fee Advisors 3 Places You Should Never Invest Your Money What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor What Is an HSA Account and How Does It Work? Target Date Funds: Clark's Favorite Retirement Investment How to Advocate for Yourself at the Dentist How getting a second opinion can stop you being ripped off — The Conversation Yes, your smart TV is spying on you – Here's how to stop it GM Stops Selling Driving Data to Insurance Companies How to Buy a New Car in 5 Steps Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Investing continues to evolve and a new way some fiduciary financial advisors are charging for services could save you money. Know your options to make an informed choice for financial services. Also, before you sign up for expensive dental work, think twice & take Clark’s advice.

  • Flat Fee Financial Advisors: Segment 1
  • Ask Clark: Segment 2
  • Wisdom Teeth- AVOID Unnecessary Dental Work: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1692 05.07.24 Phone Tap To Pay Spending / Pandemic Pivots Reversing In our everyday payment decisions, many choose Apple Pay or Google Wallet on our phones. Consumer behavior studies show the more convenient the payment method, the more we spend. Don’t let tap to pay, tap you out! Also today - we are finally seeing the results of people wanting to do more in person. Clark discusses how this is affecting some industries, including food delivery.  Phone Tap To Pay (More): Segment 1 Ask Clark: Segment 2 The Ghost Of Kitchens Past: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Using your phone to pay is convenient, but it can also mean you spend more Cash Envelope System: How It Works 10 Best Free Checking Accounts in April 2024 AT&T Data Breach: Take These Steps To Protect Your Information How to Freeze Your Credit With Experian, Equifax and TransUnion Ghost Kitchens Are Disappearing, Squeezed by Demand and Complaints Warning for Cell Phone Users: Do Not Use Public Charging Stations What Is a Thrift Savings Plan? Costco vs. Sam's Club: What Is the Difference? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 May 2024 11:00:00 -0000 full Clark Howard Phone Tap To Pay Spending / Pandemic Pivots Reversing In our everyday payment decisions, many choose Apple Pay or Google Wallet on our phones. Consumer behavior studies show the more convenient the payment method, the more we spend. Don’t let tap to pay, tap you out! Also today - we are finally seeing the results of people wanting to do more in person. Clark discusses how this is affecting some industries, including food delivery.  Phone Tap To Pay (More): Segment 1 Ask Clark: Segment 2 The Ghost Of Kitchens Past: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Using your phone to pay is convenient, but it can also mean you spend more Cash Envelope System: How It Works 10 Best Free Checking Accounts in April 2024 AT&T Data Breach: Take These Steps To Protect Your Information How to Freeze Your Credit With Experian, Equifax and TransUnion Ghost Kitchens Are Disappearing, Squeezed by Demand and Complaints Warning for Cell Phone Users: Do Not Use Public Charging Stations What Is a Thrift Savings Plan? Costco vs. Sam's Club: What Is the Difference? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In our everyday payment decisions, many choose Apple Pay or Google Wallet on our phones. Consumer behavior studies show the more convenient the payment method, the more we spend. Don’t let tap to pay, tap you out! Also today - we are finally seeing the results of people wanting to do more in person. Clark discusses how this is affecting some industries, including food delivery. 

  • Phone Tap To Pay (More): Segment 1
  • Ask Clark: Segment 2
  • The Ghost Of Kitchens Past: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1845 05.06.24 Digital Existence Is Tracked / Teen Job Opportunity Abounds How do you feel about targeted ads following you around online? Companies are dreaming up new ways to track us - even when we have our TV show paused! Also, job prospects are great for teens this spring and summer. Now is the perfect time for young people to enter the workforce.  Targeted Ads Ubiquitous: Segment 1 Ask Clark: Segment 2 Teen Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Google Pledges to Destroy Browsing Data to Settle ‘Incognito’ Lawsuit Why Walmart bought TV-maker Vizio for $2.3 billion - Axios Is that ad following you around the internet creepy or kind of cool?  Roku Explores an Insidious Way to Serve up Commercials Via Idle HDMI Inputs | Sound & Vision Roku forcing 2-factor authentication after 2 breaches of 600K accounts Fighting back against harmful voice cloning RESIDENTIAL REAL ESTATE BROKER COMMISSIONS ANTITRUST SETTLEMENTS If you recently sold your home, you might get part of your realtor fee back NAR settlement: Here's what to know about payouts for commission lawsuits Teens Are Spending Less This Year. Where Their Allowances Are Going. CPI Inflation Calculator  -  Value of $1.60 from 1971 to 2024 Charles Schwab Review 2023: Pros & Cons No Surprises Act Cheapest Way to Rent a Car: Expert Tips Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 May 2024 11:00:00 -0000 full Clark Howard Digital Existence Is Tracked / Teen Job Opportunity Abounds How do you feel about targeted ads following you around online? Companies are dreaming up new ways to track us - even when we have our TV show paused! Also, job prospects are great for teens this spring and summer. Now is the perfect time for young people to enter the workforce.  Targeted Ads Ubiquitous: Segment 1 Ask Clark: Segment 2 Teen Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Google Pledges to Destroy Browsing Data to Settle ‘Incognito’ Lawsuit Why Walmart bought TV-maker Vizio for $2.3 billion - Axios Is that ad following you around the internet creepy or kind of cool?  Roku Explores an Insidious Way to Serve up Commercials Via Idle HDMI Inputs | Sound & Vision Roku forcing 2-factor authentication after 2 breaches of 600K accounts Fighting back against harmful voice cloning RESIDENTIAL REAL ESTATE BROKER COMMISSIONS ANTITRUST SETTLEMENTS If you recently sold your home, you might get part of your realtor fee back NAR settlement: Here's what to know about payouts for commission lawsuits Teens Are Spending Less This Year. Where Their Allowances Are Going. CPI Inflation Calculator  -  Value of $1.60 from 1971 to 2024 Charles Schwab Review 2023: Pros & Cons No Surprises Act Cheapest Way to Rent a Car: Expert Tips Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices How do you feel about targeted ads following you around online? Companies are dreaming up new ways to track us - even when we have our TV show paused! Also, job prospects are great for teens this spring and summer. Now is the perfect time for young people to enter the workforce. 

  • Targeted Ads Ubiquitous: Segment 1
  • Ask Clark: Segment 2
  • Teen Jobs: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1798 05.03.24 Clark Answers His Critics on Clark Stinks / Scam Alert: Rampant Gift Card Fraud Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, why buying a gift card is now tantamount to lighting a $20 bill on fire.  Clark Stinks: Segments 1 & 2 Gift Card Draining: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Military and Veterans Guide: Free Resources for Your Finances How To Protect Your Home From Being Stolen by Squatters Florida lawmakers pass bill to revoke squatters' rights How to Lower Your Property Taxes in 4 Easy Steps Chinese Organized Crime’s Latest U.S. Target: Gift Cards What Is a CD Ladder and When Is It a Good Idea? BBB-File a Complaint Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 May 2024 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Scam Alert: Rampant Gift Card Fraud Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, why buying a gift card is now tantamount to lighting a $20 bill on fire.  Clark Stinks: Segments 1 & 2 Gift Card Draining: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Military and Veterans Guide: Free Resources for Your Finances How To Protect Your Home From Being Stolen by Squatters Florida lawmakers pass bill to revoke squatters' rights How to Lower Your Property Taxes in 4 Easy Steps Chinese Organized Crime’s Latest U.S. Target: Gift Cards What Is a CD Ladder and When Is It a Good Idea? BBB-File a Complaint Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, why buying a gift card is now tantamount to lighting a $20 bill on fire. 

  • Clark Stinks: Segments 1 & 2
  • Gift Card Draining: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1985 05.02.24 SCAM Alerts: Facebook Marketplace Fraud & Voice Cloning Con Jobs Today Clark’s talking about scams and how to avoid them! First, a special warning if you sell or buy items on Facebook marketplace. Later, AI has enabled crooks to clone voices. This is a huge problem, enabling criminals to trick people into thinking they are talking to a relative, or even a boss. What to look out for so you don’t get ripped off.    Facebook Marketplace Scams: Segment 1 Ask Clark: Segment 2 Voice Cloning Cons: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Facebook Marketplace Scams: Everything You Need to Know Banks and Users Warn of Scammers on Facebook Marketplace 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!) Safer Ways To Send Money Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Number of 401(k) ‘millionaires’ jumped 41% last year, says Fidelity How To Open a Roth IRA / What Are Index Funds? Fighting back against harmful voice cloning What's the Best Way To Donate to a Charity? BBB-File a Complaint How To Dispute a Charge on Your Credit Card Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 02 May 2024 11:00:00 -0000 full Clark Howard SCAM Alerts: Facebook Marketplace Fraud & Voice Cloning Con Jobs Today Clark’s talking about scams and how to avoid them! First, a special warning if you sell or buy items on Facebook marketplace. Later, AI has enabled crooks to clone voices. This is a huge problem, enabling criminals to trick people into thinking they are talking to a relative, or even a boss. What to look out for so you don’t get ripped off.    Facebook Marketplace Scams: Segment 1 Ask Clark: Segment 2 Voice Cloning Cons: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Facebook Marketplace Scams: Everything You Need to Know Banks and Users Warn of Scammers on Facebook Marketplace 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!) Safer Ways To Send Money Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Number of 401(k) ‘millionaires’ jumped 41% last year, says Fidelity How To Open a Roth IRA / What Are Index Funds? Fighting back against harmful voice cloning What's the Best Way To Donate to a Charity? BBB-File a Complaint How To Dispute a Charge on Your Credit Card Where To Put Your Cash When You’re Saving for a Purchase in Less Than 5 Years Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today Clark’s talking about scams and how to avoid them! First, a special warning if you sell or buy items on Facebook marketplace. Later, AI has enabled crooks to clone voices. This is a huge problem, enabling criminals to trick people into thinking they are talking to a relative, or even a boss. What to look out for so you don’t get ripped off.   

  • Facebook Marketplace Scams: Segment 1
  • Ask Clark: Segment 2
  • Voice Cloning Cons: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1740 05.01.24 SAVE MORE On Summer AC Costs AND Cell Phone Service You have the power to lower your power bills this summer. Clark offers several ways to reduce summer cooling costs. Also, get notable savings with Visible’s new annual plans, plus new disclosures through broadband ‘nutrition’ labels.   Save On AC This Summer: Segment 1 Ask Clark: Segment 2 Visible Deals & New Broadband Labeling: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Save Money on Utilities- clark.com 6 Smart Ways to Cut Your Utility Bills Federal Tax Credits for Energy Efficiency Energy Efficient Home Improvement Credit HELOC vs. Home Equity Loan: Similarities and Differences Homeowners Insurance Archives - Clark Howard Company and Rating Search - Best's Credit Rating - AM Best Visible Announces New Annual Plans: Save up to $145/Year Visible Review: 5 Things To Know Before You Sign Up Clark.com - CELL PHONES Broadband ‘nutrition’ labels are coming – here’s what you need to know FCC rolls out mandatory ‘nutrition labels’ for internet providers’ plans Should You Buy an Extended Warranty on Your Car? What Is an HSA Account and How Does It Work? Fidelity - Health Savings Account | HSA Investment Options Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 01 May 2024 11:00:00 -0000 full Clark Howard SAVE MORE On Summer AC Costs AND Cell Phone Service You have the power to lower your power bills this summer. Clark offers several ways to reduce summer cooling costs. Also, get notable savings with Visible’s new annual plans, plus new disclosures through broadband ‘nutrition’ labels.   Save On AC This Summer: Segment 1 Ask Clark: Segment 2 Visible Deals & New Broadband Labeling: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Save Money on Utilities- clark.com 6 Smart Ways to Cut Your Utility Bills Federal Tax Credits for Energy Efficiency Energy Efficient Home Improvement Credit HELOC vs. Home Equity Loan: Similarities and Differences Homeowners Insurance Archives - Clark Howard Company and Rating Search - Best's Credit Rating - AM Best Visible Announces New Annual Plans: Save up to $145/Year Visible Review: 5 Things To Know Before You Sign Up Clark.com - CELL PHONES Broadband ‘nutrition’ labels are coming – here’s what you need to know FCC rolls out mandatory ‘nutrition labels’ for internet providers’ plans Should You Buy an Extended Warranty on Your Car? What Is an HSA Account and How Does It Work? Fidelity - Health Savings Account | HSA Investment Options Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices You have the power to lower your power bills this summer. Clark offers several ways to reduce summer cooling costs. Also, get notable savings with Visible’s new annual plans, plus new disclosures through broadband ‘nutrition’ labels.  

  • Save On AC This Summer: Segment 1
  • Ask Clark: Segment 2
  • Visible Deals & New Broadband Labeling: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1793 04.30.24 Mad Professor Clark’s Cure For The Housing Crisis / Code-Share Airline Tickets As promised, today Clark shares his crazy (like a fox!) idea on how to fix the housing crisis.  Also - a warning about buying a code-share airline ticket. Know how code-share tickets work, and often, don’t work.  Clark’s Housing Market Fix: Segment 1 Ask Clark: Segment 2 Code-Share Airline Tickets: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why many homeowners feel trapped by low-rate mortgages [The Washington Post] Inflation keeps coming in hot, likely delaying interest rate cuts Biden’s manufacturing industry is expanding. That could be bad for inflation 3 Facts That Help Explain a Confusing Economic Moment 10 Best New Products at Costco in April 10 Secrets All Shoppers Need To Know About Costco Avoid the #1 Mistake That Car Buyers Make Simple vs. Compound Interest: Definition and Formulas Clark.com - How To Buy a Used Car How To Open a Roth IRA Help! Air Canada Ruined Our Trip to Ireland but Won’t Take the Blame. Codeshare Flights Explained - NerdWallet Follow Clark Howard's #1 Rule To Travel Cheap Hopper: Book Travel on Mobile Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 30 Apr 2024 11:00:00 -0000 full Clark Howard Mad Professor Clark’s Cure For The Housing Crisis / Code-Share Airline Tickets As promised, today Clark shares his crazy (like a fox!) idea on how to fix the housing crisis.  Also - a warning about buying a code-share airline ticket. Know how code-share tickets work, and often, don’t work.  Clark’s Housing Market Fix: Segment 1 Ask Clark: Segment 2 Code-Share Airline Tickets: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why many homeowners feel trapped by low-rate mortgages [The Washington Post] Inflation keeps coming in hot, likely delaying interest rate cuts Biden’s manufacturing industry is expanding. That could be bad for inflation 3 Facts That Help Explain a Confusing Economic Moment 10 Best New Products at Costco in April 10 Secrets All Shoppers Need To Know About Costco Avoid the #1 Mistake That Car Buyers Make Simple vs. Compound Interest: Definition and Formulas Clark.com - How To Buy a Used Car How To Open a Roth IRA Help! Air Canada Ruined Our Trip to Ireland but Won’t Take the Blame. Codeshare Flights Explained - NerdWallet Follow Clark Howard's #1 Rule To Travel Cheap Hopper: Book Travel on Mobile Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices As promised, today Clark shares his crazy (like a fox!) idea on how to fix the housing crisis.  Also - a warning about buying a code-share airline ticket. Know how code-share tickets work, and often, don’t work. 

  • Clark’s Housing Market Fix: Segment 1
  • Ask Clark: Segment 2
  • Code-Share Airline Tickets: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1856 04.29.24 A Rethink On Job Stability / A Housing Simplicity Movement Is Underway The job market has been a crazy ride over the past several years, and job hopping has become commonplace. But is it still a good idea to chase higher pay? How important is stability and loyalty now? Also today - An old idea by legacy retailer Sears, which sold over 70,000 mail-order homes between 1908 and 1942, has resurfaced. Hear how Home Depot is getting in on the affordable housing market. Job Stability: Segment 1 Ask Clark: Segment 2 House Building Kits: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Does it still pay to change jobs as salary strategies shift? Here's how salary offers are trending for job hoppers as pay settles into 'new regime' The job market has hit a new normal. Here's why everyone hates it. The Cheapest Cars to Insure in 2024 What Are the Cheapest Cars To Insure? (2024 Cost Guide) Robinhood Gold Credit Card: Is It Worth It? Housing market affordability is so strained that Home Depot is selling tiny homes for $63,000   Sears Modern Homes Cancel for Any Reason Trip Insurance: Should You Buy It? What should travelers do with all these cruise credits? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Apr 2024 11:00:00 -0000 full Clark Howard A Rethink On Job Stability / A Housing Simplicity Movement Is Underway The job market has been a crazy ride over the past several years, and job hopping has become commonplace. But is it still a good idea to chase higher pay? How important is stability and loyalty now? Also today - An old idea by legacy retailer Sears, which sold over 70,000 mail-order homes between 1908 and 1942, has resurfaced. Hear how Home Depot is getting in on the affordable housing market. Job Stability: Segment 1 Ask Clark: Segment 2 House Building Kits: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Does it still pay to change jobs as salary strategies shift? Here's how salary offers are trending for job hoppers as pay settles into 'new regime' The job market has hit a new normal. Here's why everyone hates it. The Cheapest Cars to Insure in 2024 What Are the Cheapest Cars To Insure? (2024 Cost Guide) Robinhood Gold Credit Card: Is It Worth It? Housing market affordability is so strained that Home Depot is selling tiny homes for $63,000   Sears Modern Homes Cancel for Any Reason Trip Insurance: Should You Buy It? What should travelers do with all these cruise credits? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The job market has been a crazy ride over the past several years, and job hopping has become commonplace. But is it still a good idea to chase higher pay? How important is stability and loyalty now? Also today - An old idea by legacy retailer Sears, which sold over 70,000 mail-order homes between 1908 and 1942, has resurfaced. Hear how Home Depot is getting in on the affordable housing market.

  • Job Stability: Segment 1
  • Ask Clark: Segment 2
  • House Building Kits: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1756 04.26.24 Clark Answers His Critics on Clark Stinks / Last Minute Cruise Deals Are Back Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, If you love cruising, good news. An old way to get really cheap cruise prices at the last minute is making a comeback.  Clark Stinks: Segments 1 & 2 Cruise Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best Place To Buy a Mattress The Platinum Card® from American Express Review: Is It Worth It? Target Is Rebranding Its Credit Card Program: What You Should Know NYTimes: Standby Cruising: A New Option for Bargain Seekers Kyte Review: Why a Travel Expert Is Impressed by This New Car Rental Service Turo: 5 Things To Know About the Cheap Car Rental Service What Is a Bridge Loan and How Does It Work, With Example New to volunteering? A How-To-Guide to find the right fit Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 26 Apr 2024 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Last Minute Cruise Deals Are Back Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, If you love cruising, good news. An old way to get really cheap cruise prices at the last minute is making a comeback.  Clark Stinks: Segments 1 & 2 Cruise Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best Place To Buy a Mattress The Platinum Card® from American Express Review: Is It Worth It? Target Is Rebranding Its Credit Card Program: What You Should Know NYTimes: Standby Cruising: A New Option for Bargain Seekers Kyte Review: Why a Travel Expert Is Impressed by This New Car Rental Service Turo: 5 Things To Know About the Cheap Car Rental Service What Is a Bridge Loan and How Does It Work, With Example New to volunteering? A How-To-Guide to find the right fit Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, If you love cruising, good news. An old way to get really cheap cruise prices at the last minute is making a comeback. 

  • Clark Stinks: Segments 1 & 2
  • Cruise Deals: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1828 04.25.24 Beware Debt Relief Scams / The Stock Market: Word To Investors Right now in the U.S. we have record credit card debt, a huge stressor on so many.  To add insult to injury, supposed credit repair companies make things worse for those struggling to get back on their feet. What you need to know.  Also, Clark translates the scare stories out now about the stock market and offers direction for investors.    Debt Relief Scams: Segment 1 Ask Clark: Segment 2 Investing & Dollar-Cost Averaging: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Americans’ credit scores are falling. That hasn’t happened in a decade Maxed Out: Inside America's Credit Card Debt Crisis -- and What We Do Next NYTimes: Judge Blocks Debt Settlement Company From Resuming Operations Carrying credit card debt? How to avoid debt relief scams How To Send a ‘Drop Dead’ Letter to a Collection Agency 6 Things To Know Before Contacting the National Foundation for Credit Counseling Clark Howard's 2024 Credit Card Debt Elimination Strategy Is an HSA the Best Way To Save for Future Medical Expenses? Will Social Security Run Out? Should investors keep riding the US markets runaway train? Barrons.com: Worried About Investing in a Frothy Market? Try Dollar-Cost Averaging. Should You Sell or Stay Put in the Stock Market? (Clark.com) Best Investment Companies for Investors in 2024 5 of Clark Howard's Most Extreme Frugal Hacks Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 25 Apr 2024 11:00:00 -0000 full Clark Howard Beware Debt Relief Scams / The Stock Market: Word To Investors Right now in the U.S. we have record credit card debt, a huge stressor on so many.  To add insult to injury, supposed credit repair companies make things worse for those struggling to get back on their feet. What you need to know.  Also, Clark translates the scare stories out now about the stock market and offers direction for investors.    Debt Relief Scams: Segment 1 Ask Clark: Segment 2 Investing & Dollar-Cost Averaging: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Americans’ credit scores are falling. That hasn’t happened in a decade Maxed Out: Inside America's Credit Card Debt Crisis -- and What We Do Next NYTimes: Judge Blocks Debt Settlement Company From Resuming Operations Carrying credit card debt? How to avoid debt relief scams How To Send a ‘Drop Dead’ Letter to a Collection Agency 6 Things To Know Before Contacting the National Foundation for Credit Counseling Clark Howard's 2024 Credit Card Debt Elimination Strategy Is an HSA the Best Way To Save for Future Medical Expenses? Will Social Security Run Out? Should investors keep riding the US markets runaway train? Barrons.com: Worried About Investing in a Frothy Market? Try Dollar-Cost Averaging. Should You Sell or Stay Put in the Stock Market? (Clark.com) Best Investment Companies for Investors in 2024 5 of Clark Howard's Most Extreme Frugal Hacks Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Right now in the U.S. we have record credit card debt, a huge stressor on so many.  To add insult to injury, supposed credit repair companies make things worse for those struggling to get back on their feet. What you need to know.  Also, Clark translates the scare stories out now about the stock market and offers direction for investors.   

  • Debt Relief Scams: Segment 1
  • Ask Clark: Segment 2
  • Investing & Dollar-Cost Averaging: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1929 04.24.24 The Future Of Credit Cards / Buying A TV Today - How the recent credit-card settlement affects merchants and your future transactions. Also, do you need the latest greatest television? Clark explains why buying the latest TV technology is a waste of money. New Credit Card Rules: Segment 1 Ask Clark: Segment 2 Cheap TVs Are Clark Smart: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Warns Major Changes To Credit Card Rewards Are Coming Soon NYTimes: Credit Card Swipe Fees Are Going Down. Are Points Going With Them? Visa, Mastercard credit-card settlement could save businesses billions Visa, Mastercard settle long-running antitrust suit over swipe fees with merchants Is an HSA the Best Way To Save for Future Medical Expenses? Why Clark Says Everyone Should Have a Dash Cam NYTimes: Tired of Streaming? Free Blockbuster Libraries Offer an Alternative. AAA IDP International Driving Permit Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 24 Apr 2024 11:00:00 -0000 full Clark Howard The Future Of Credit Cards / Buying A TV Today - How the recent credit-card settlement affects merchants and your future transactions. Also, do you need the latest greatest television? Clark explains why buying the latest TV technology is a waste of money. New Credit Card Rules: Segment 1 Ask Clark: Segment 2 Cheap TVs Are Clark Smart: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Warns Major Changes To Credit Card Rewards Are Coming Soon NYTimes: Credit Card Swipe Fees Are Going Down. Are Points Going With Them? Visa, Mastercard credit-card settlement could save businesses billions Visa, Mastercard settle long-running antitrust suit over swipe fees with merchants Is an HSA the Best Way To Save for Future Medical Expenses? Why Clark Says Everyone Should Have a Dash Cam NYTimes: Tired of Streaming? Free Blockbuster Libraries Offer an Alternative. AAA IDP International Driving Permit Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today - How the recent credit-card settlement affects merchants and your future transactions. Also, do you need the latest greatest television? Clark explains why buying the latest TV technology is a waste of money.

  • New Credit Card Rules: Segment 1
  • Ask Clark: Segment 2
  • Cheap TVs Are Clark Smart: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1740 04.23.24 Relocation: Rent Before You Buy / Clothing: SAVE More Buying Secondhand Clark recommends renting in a new city or state before you buy there, and has a great example of why to share with you. Also, Clark is very happy to report that the used clothing market is growing 7 times faster in the U.S. than the new market. Buying used is a great way to Spend Less! Rent Before Buying In New Locale: Segment 1 Ask Clark: Segment 2 Secondhand Clothing A WIN: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New York Post: Florida transplants fleeing in droves over relentless heat, damaging hurricanes The home insurance market is crumbling. These owners are paying the price The $10 Travel Essential Clark Howard Always Packs 5 Best Robo-Advisors in 2023 Who Should Use a Robo-Advisor? Secondhand clothing stores are red hot as consumers look to save money Clark.com  -  CELL PHONES Best Investment Companies for Investors in 2024 10 Best Free Checking Accounts in April 2024 Fidelity Investments Review 2023: Pros & Cons Team Clark Guarantee - Clark Howard Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 23 Apr 2024 11:00:00 -0000 full Clark Howard Relocation: Rent Before You Buy / Clothing: SAVE More Buying Secondhand Clark recommends renting in a new city or state before you buy there, and has a great example of why to share with you. Also, Clark is very happy to report that the used clothing market is growing 7 times faster in the U.S. than the new market. Buying used is a great way to Spend Less! Rent Before Buying In New Locale: Segment 1 Ask Clark: Segment 2 Secondhand Clothing A WIN: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New York Post: Florida transplants fleeing in droves over relentless heat, damaging hurricanes The home insurance market is crumbling. These owners are paying the price The $10 Travel Essential Clark Howard Always Packs 5 Best Robo-Advisors in 2023 Who Should Use a Robo-Advisor? Secondhand clothing stores are red hot as consumers look to save money Clark.com  -  CELL PHONES Best Investment Companies for Investors in 2024 10 Best Free Checking Accounts in April 2024 Fidelity Investments Review 2023: Pros & Cons Team Clark Guarantee - Clark Howard Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark recommends renting in a new city or state before you buy there, and has a great example of why to share with you. Also, Clark is very happy to report that the used clothing market is growing 7 times faster in the U.S. than the new market. Buying used is a great way to Spend Less!

  • Rent Before Buying In New Locale: Segment 1
  • Ask Clark: Segment 2
  • Secondhand Clothing A WIN: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1662 04.22.24 Insurance Invasion Of Privacy / College Tuition Costs Clark recently talked about GM selling off driving data to auto insurers, and 2 of his predictions about this have now come true. That update plus - another invasion of privacy by the insurance industry has come to light, this time impacting homeowners. Also today, college costs continue to skyrocket. Clark explains how this has come about, and what today’s students can do about it. Insurance Spies: Segment 1 Ask Clark: Segment 2 College Costs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: GM faces 2nd lawsuit over driver data collection without consent - from Detroit Free Press Insurance companies are using aerial images of homes as a tool to ditch properties seen as higher risk Predatory Lending: How to Avoid, Examples and Protections Should I Keep My Old Car or Buy a New Car? The Average Vehicle Age in America Some Colleges Will Soon Charge $100,000 a Year. How Did This Happen? College will cost up to $95,000 this fall. Schools say it's OK, financial aid can numb sticker shock Biden seeks student debt relief for millions How Do Student Loans Work? 7 Things to Know How To Open a Roth IRA Amazon “Prime Visa” Card Review: 5% Back for Amazon Prime Members A better way to book with points Best Rewards Credit Cards: Top Picks for 2024 Best 2% Cash Back Credit Cards: 8 Options in 2024 Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Apr 2024 11:00:00 -0000 full Clark Howard Insurance Invasion Of Privacy / College Tuition Costs Clark recently talked about GM selling off driving data to auto insurers, and 2 of his predictions about this have now come true. That update plus - another invasion of privacy by the insurance industry has come to light, this time impacting homeowners. Also today, college costs continue to skyrocket. Clark explains how this has come about, and what today’s students can do about it. Insurance Spies: Segment 1 Ask Clark: Segment 2 College Costs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: GM faces 2nd lawsuit over driver data collection without consent - from Detroit Free Press Insurance companies are using aerial images of homes as a tool to ditch properties seen as higher risk Predatory Lending: How to Avoid, Examples and Protections Should I Keep My Old Car or Buy a New Car? The Average Vehicle Age in America Some Colleges Will Soon Charge $100,000 a Year. How Did This Happen? College will cost up to $95,000 this fall. Schools say it's OK, financial aid can numb sticker shock Biden seeks student debt relief for millions How Do Student Loans Work? 7 Things to Know How To Open a Roth IRA Amazon “Prime Visa” Card Review: 5% Back for Amazon Prime Members A better way to book with points Best Rewards Credit Cards: Top Picks for 2024 Best 2% Cash Back Credit Cards: 8 Options in 2024 Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark recently talked about GM selling off driving data to auto insurers, and 2 of his predictions about this have now come true. That update plus - another invasion of privacy by the insurance industry has come to light, this time impacting homeowners. Also today, college costs continue to skyrocket. Clark explains how this has come about, and what today’s students can do about it.

  • Insurance Spies: Segment 1
  • Ask Clark: Segment 2
  • College Costs: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1976 04.19.24 Clark Answers His Critics on Clark Stinks / Flexible Fridays Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Speaking of Fridays - working hard or hardly working? There’s a trend of workers cutting out early on Fridays, and it’s not necessarily a bad thing.  Clark Stinks: Segments 1 & 2 Flexible Fridays!: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - TIRES The Basics of Municipal Bonds Travel Archives - Clark Howard /  Travel Archives - Clark Deals We’re Working Less on Fridays, and That’s OK - The Wall Street Journal. Guide to 529 Plans, Saving for College and Financial Aid Rollovers From a 529 Plan to Roth IRA: What to Know Balanced Fund: Definition, Investment Mix, Examples Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 19 Apr 2024 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Flexible Fridays Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Speaking of Fridays - working hard or hardly working? There’s a trend of workers cutting out early on Fridays, and it’s not necessarily a bad thing.  Clark Stinks: Segments 1 & 2 Flexible Fridays!: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - TIRES The Basics of Municipal Bonds Travel Archives - Clark Howard /  Travel Archives - Clark Deals We’re Working Less on Fridays, and That’s OK - The Wall Street Journal. Guide to 529 Plans, Saving for College and Financial Aid Rollovers From a 529 Plan to Roth IRA: What to Know Balanced Fund: Definition, Investment Mix, Examples Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Speaking of Fridays - working hard or hardly working? There’s a trend of workers cutting out early on Fridays, and it’s not necessarily a bad thing. 

  • Clark Stinks: Segments 1 & 2
  • Flexible Fridays!: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1761 04.18.24 Discounters & Dollar Stores / New Career Considerations Dollar stores and other discounters are reconfiguring. Clark clears media confusion surrounding closures and discusses what makes some discount retail operations more successful than others. Also - If you want job stability with a pension, this job sector wants you! Dollar Store Closures: Segment 1 Ask Clark: Segment 2 Who Offers A Pension?: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Dollar stores are shutting down across America. They did this to themselves 99 Cents Only Stores to close all 371 spots in 'extremely difficult decision,' CEO says - USA TODAY Dollar Tree Raises Max Price to $7: Which Items Will Cost More? Clark Howard's 5 Money Tips for Couples How to Freeze Your Child's Credit Research shows federal workers are effective and committed, not subversive — The Conversation [The Washington Post] The government has a workforce crisis. One of its best-kept secrets can fix it. Portfolio Lender: Meaning, Overview, Pros and Cons Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 18 Apr 2024 11:00:00 -0000 full Clark Howard Discounters & Dollar Stores / New Career Considerations Dollar stores and other discounters are reconfiguring. Clark clears media confusion surrounding closures and discusses what makes some discount retail operations more successful than others. Also - If you want job stability with a pension, this job sector wants you! Dollar Store Closures: Segment 1 Ask Clark: Segment 2 Who Offers A Pension?: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Dollar stores are shutting down across America. They did this to themselves 99 Cents Only Stores to close all 371 spots in 'extremely difficult decision,' CEO says - USA TODAY Dollar Tree Raises Max Price to $7: Which Items Will Cost More? Clark Howard's 5 Money Tips for Couples How to Freeze Your Child's Credit Research shows federal workers are effective and committed, not subversive — The Conversation [The Washington Post] The government has a workforce crisis. One of its best-kept secrets can fix it. Portfolio Lender: Meaning, Overview, Pros and Cons Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Dollar stores and other discounters are reconfiguring. Clark clears media confusion surrounding closures and discusses what makes some discount retail operations more successful than others. Also - If you want job stability with a pension, this job sector wants you!

  • Dollar Store Closures: Segment 1
  • Ask Clark: Segment 2
  • Who Offers A Pension?: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1913 04.17.24 EV Deals Now Include Tesla / The Digital Wallet Option Clark updates EV deals with Tesla now in the mix. Also, what to know about digital wallet options including Paze, a new entry from the big banks. Tesla Deals: Segment 1 Ask Clark: Segment 2 Digital Wallets: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What’s wrong with Tesla? [The Washington Post] Ready or not, self-driving semi-trucks are coming to America’s highways Should You Take Your Pension in a Lump Sum or Monthly Payments? Pension Benefit Guaranty Corporation: Home Page Best Secured Credit Cards for 2024: Top Picks for Building or Repairing Credit Why Clark Says You Should ‘Ignore’ Paze as Trendy New Payment Option The Family Digital Wallet Is A $26 Billion Deposit Opportunity For Banks NYTimes: The Youths Have Spoken: Wallets Are Lame. Go Digital. Millions of small businesses have a new reporting requirement. Here's what to know. Bogleheads Investing Advice and Info Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 17 Apr 2024 11:00:00 -0000 full Clark Howard EV Deals Now Include Tesla / The Digital Wallet Option Clark updates EV deals with Tesla now in the mix. Also, what to know about digital wallet options including Paze, a new entry from the big banks. Tesla Deals: Segment 1 Ask Clark: Segment 2 Digital Wallets: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What’s wrong with Tesla? [The Washington Post] Ready or not, self-driving semi-trucks are coming to America’s highways Should You Take Your Pension in a Lump Sum or Monthly Payments? Pension Benefit Guaranty Corporation: Home Page Best Secured Credit Cards for 2024: Top Picks for Building or Repairing Credit Why Clark Says You Should ‘Ignore’ Paze as Trendy New Payment Option The Family Digital Wallet Is A $26 Billion Deposit Opportunity For Banks NYTimes: The Youths Have Spoken: Wallets Are Lame. Go Digital. Millions of small businesses have a new reporting requirement. Here's what to know. Bogleheads Investing Advice and Info Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark updates EV deals with Tesla now in the mix. Also, what to know about digital wallet options including Paze, a new entry from the big banks.

  • Tesla Deals: Segment 1
  • Ask Clark: Segment 2
  • Digital Wallets: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1871 04.16.24 Point-Of-Sale Donations / New & Egregious: Medical Facility Fees Often at checkouts, we’re asked to donate to a cause by rounding up our payment or contributing one dollar. How do you decide when to give? Also, as a result of giant hospital systems buying up practices, you may be charged a significant “facility fee” at doctors appointments. Be ready by asking the right question in advance. Plus, out-of-network charges are being manipulated by private equity, costing patients more. Checkout Charity: Segment 1 Ask Clark: Segment 2 Medical Facility Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Choose the Best Charities for Your Donations What's the Best Way To Donate to a Charity? That spare change you donate at checkout is adding up to millions for charities A Simple Trick To Paying Off Your Credit Card Faster How To Open a Roth IRA This Small U.S. City Was Just Named the Best Place to Retire With No Savings. The Best Places to Retire in the World Hospitals Are Adding Billions in ‘Facility’ Fees for Routine Care - The WSJ NYTimes: In Battle Over Health Care Costs, Private Equity Plays Both Sides NYTimes: Health Insurers’ Lucrative, Little-Known Alliance: 5 Takeaways NYTimes: Insurers Reap Hidden Fees by Slashing Payments. You May Get the Bill. What Is a Backdoor Roth IRA? CarEdge | Buy, Sell, and Protect New & Used Cars - CarEdge Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 16 Apr 2024 11:00:00 -0000 full Clark Howard Point-Of-Sale Donations / New & Egregious: Medical Facility Fees Often at checkouts, we’re asked to donate to a cause by rounding up our payment or contributing one dollar. How do you decide when to give? Also, as a result of giant hospital systems buying up practices, you may be charged a significant “facility fee” at doctors appointments. Be ready by asking the right question in advance. Plus, out-of-network charges are being manipulated by private equity, costing patients more. Checkout Charity: Segment 1 Ask Clark: Segment 2 Medical Facility Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Choose the Best Charities for Your Donations What's the Best Way To Donate to a Charity? That spare change you donate at checkout is adding up to millions for charities A Simple Trick To Paying Off Your Credit Card Faster How To Open a Roth IRA This Small U.S. City Was Just Named the Best Place to Retire With No Savings. The Best Places to Retire in the World Hospitals Are Adding Billions in ‘Facility’ Fees for Routine Care - The WSJ NYTimes: In Battle Over Health Care Costs, Private Equity Plays Both Sides NYTimes: Health Insurers’ Lucrative, Little-Known Alliance: 5 Takeaways NYTimes: Insurers Reap Hidden Fees by Slashing Payments. You May Get the Bill. What Is a Backdoor Roth IRA? CarEdge | Buy, Sell, and Protect New & Used Cars - CarEdge Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Often at checkouts, we’re asked to donate to a cause by rounding up our payment or contributing one dollar. How do you decide when to give? Also, as a result of giant hospital systems buying up practices, you may be charged a significant “facility fee” at doctors appointments. Be ready by asking the right question in advance. Plus, out-of-network charges are being manipulated by private equity, costing patients more.

  • Checkout Charity: Segment 1
  • Ask Clark: Segment 2
  • Medical Facility Fees: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1979 04.15.24 TAX DAY: Filing An Extension / Property Tax Increases Clark discusses filing an extension and what to do if you don’t have the money to pay income taxes. Also, many of us are dealing with sky-high valuations of our property, and Clark has a personal story to tell. Filing A Tax Extension: Segment 1 Ask Clark: Segment 2 Property Tax Appeals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Tax return extensions: Why you should (or shouldn't) do it and how to request one When Are Taxes Due? Important Tax Dates in 2024 The IRS has 940,000 unclaimed tax refunds from 2020 that are about to expire. Is one of them yours? Advice | IRS has $1 billion in 2020 tax refunds. Time is running out to collect. AT&T Reset 7.6 Million Customers’ Passcodes After Data Breach - The WSJ NYTimes: AT&T Resets Millions of Passcodes After Customer Records Are Leaked Everything to Know About the Alleged AT&T Data Leak: What You Can Do to Protect Yourself How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Best 529 College Savings Plans By State What Brokerage Do You Recommend for First-Time Investors or Kids? The ‘Echo Housing Boom’ is here 3 Places You Should Never Invest Your Money What Is a Fiduciary Financial Advisor and Do I Need One? How To Open a Roth IRA Best Investment Companies for Investors in 2024 Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Apr 2024 11:00:00 -0000 full Clark Howard TAX DAY: Filing An Extension / Property Tax Increases Clark discusses filing an extension and what to do if you don’t have the money to pay income taxes. Also, many of us are dealing with sky-high valuations of our property, and Clark has a personal story to tell. Filing A Tax Extension: Segment 1 Ask Clark: Segment 2 Property Tax Appeals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Tax return extensions: Why you should (or shouldn't) do it and how to request one When Are Taxes Due? Important Tax Dates in 2024 The IRS has 940,000 unclaimed tax refunds from 2020 that are about to expire. Is one of them yours? Advice | IRS has $1 billion in 2020 tax refunds. Time is running out to collect. AT&T Reset 7.6 Million Customers’ Passcodes After Data Breach - The WSJ NYTimes: AT&T Resets Millions of Passcodes After Customer Records Are Leaked Everything to Know About the Alleged AT&T Data Leak: What You Can Do to Protect Yourself How To Freeze and Unfreeze Your Credit With Experian, Equifax and TransUnion Best 529 College Savings Plans By State What Brokerage Do You Recommend for First-Time Investors or Kids? The ‘Echo Housing Boom’ is here 3 Places You Should Never Invest Your Money What Is a Fiduciary Financial Advisor and Do I Need One? How To Open a Roth IRA Best Investment Companies for Investors in 2024 Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses filing an extension and what to do if you don’t have the money to pay income taxes. Also, many of us are dealing with sky-high valuations of our property, and Clark has a personal story to tell.

  • Filing A Tax Extension: Segment 1
  • Ask Clark: Segment 2
  • Property Tax Appeals: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2176 04.12.24 BONUS - A Double Edition of Clark Stinks Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. And today Clark revels in listener reprobation for his rank, malodorous missteps on a slew of topics - for the entire podcast. Ah the smell of it!   Mentioned on the show: Best Rewards Credit Cards: Top Picks for 2024 Reps demand answers to U.S. Postal Service delays across state, country Want To Guard Your Privacy Online? Search the Web With DuckDuckGo Best Travel Credit Cards: Top Rewards Picks for 2024 American Express Credit Cards Clark Predicts Traditional 401(k)s, IRAs Will Cease To Exist Within a Decade Target Drive Up Review: How Target Grocery Pickup Works How Do Student Loans Work? 7 Things to Know Follow Clark Howard's #1 Rule To Travel Cheap 5 Things To Know Before You Buy Costco Clothes When Is the Best Time To Collect Social Security? Will Social Security Run Out? My Social Security: The Free Account Everyone Needs To Set Up Before Retirement Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 12 Apr 2024 11:00:00 -0000 full Clark Howard BONUS - A Double Edition of Clark Stinks Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. And today Clark revels in listener reprobation for his rank, malodorous missteps on a slew of topics - for the entire podcast. Ah the smell of it!   Mentioned on the show: Best Rewards Credit Cards: Top Picks for 2024 Reps demand answers to U.S. Postal Service delays across state, country Want To Guard Your Privacy Online? Search the Web With DuckDuckGo Best Travel Credit Cards: Top Rewards Picks for 2024 American Express Credit Cards Clark Predicts Traditional 401(k)s, IRAs Will Cease To Exist Within a Decade Target Drive Up Review: How Target Grocery Pickup Works How Do Student Loans Work? 7 Things to Know Follow Clark Howard's #1 Rule To Travel Cheap 5 Things To Know Before You Buy Costco Clothes When Is the Best Time To Collect Social Security? Will Social Security Run Out? My Social Security: The Free Account Everyone Needs To Set Up Before Retirement Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. And today Clark revels in listener reprobation for his rank, malodorous missteps on a slew of topics - for the entire podcast. Ah the smell of it!

 

Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2087 04.11.24 CONSUMER ALERT: Medical Facility Debt Collection / Self-Checkout Changes Today Clark shares an important warning for anyone who has a relative or friend in a nursing home, assisted living, hospital or any other medical facility. Also - Self-checkout seemed like a great idea, until stores realized how much theft was occurring. Expect to see some changes in this area.  Medical Facilities Payment Scheme: Segment 1 Ask Clark: Segment 2 Retail Self-Checkout: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why a financial regulator is going after health care debt 3 Things to Know Before You Lease a Car TrueCar | New & Used Cars for Sale | Car Pricing & Reviews Electrek | EV and Tesla News, Green Energy, Ebikes, and more Carfax Electric Car Lease Deals Which Are The Cheapest Electric Cars To Lease? How to Shop for Lower Car Insurance Best Auto Insurance Companies and Some of the Worst Best And Worst Homeowners Insurance Companies Submit a complaint | Consumer Financial Protection Bureau New York Post: Target to limit self-checkout to 10 items as stores trend away from the technology amid concerns of theft New York Post: Dollar General drops self-checkout at hundreds of stores to reduce theft 5 Reasons Sam's Club Is Better Than Costco Getting a Ton of New Credit Card Offers? Here’s What You Need To Do Should I Freeze My Credit With Innovis, SageStream, CoreLogic and LexisNexus? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 11 Apr 2024 11:00:00 -0000 full Clark Howard CONSUMER ALERT: Medical Facility Debt Collection / Self-Checkout Changes Today Clark shares an important warning for anyone who has a relative or friend in a nursing home, assisted living, hospital or any other medical facility. Also - Self-checkout seemed like a great idea, until stores realized how much theft was occurring. Expect to see some changes in this area.  Medical Facilities Payment Scheme: Segment 1 Ask Clark: Segment 2 Retail Self-Checkout: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why a financial regulator is going after health care debt 3 Things to Know Before You Lease a Car TrueCar | New & Used Cars for Sale | Car Pricing & Reviews Electrek | EV and Tesla News, Green Energy, Ebikes, and more Carfax Electric Car Lease Deals Which Are The Cheapest Electric Cars To Lease? How to Shop for Lower Car Insurance Best Auto Insurance Companies and Some of the Worst Best And Worst Homeowners Insurance Companies Submit a complaint | Consumer Financial Protection Bureau New York Post: Target to limit self-checkout to 10 items as stores trend away from the technology amid concerns of theft New York Post: Dollar General drops self-checkout at hundreds of stores to reduce theft 5 Reasons Sam's Club Is Better Than Costco Getting a Ton of New Credit Card Offers? Here’s What You Need To Do Should I Freeze My Credit With Innovis, SageStream, CoreLogic and LexisNexus? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today Clark shares an important warning for anyone who has a relative or friend in a nursing home, assisted living, hospital or any other medical facility. Also - Self-checkout seemed like a great idea, until stores realized how much theft was occurring. Expect to see some changes in this area. 

  • Medical Facilities Payment Scheme: Segment 1
  • Ask Clark: Segment 2
  • Retail Self-Checkout: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1763 04.10.24 Retail Membership Considerations / Timeshare Scams Get Worse The membership business model has overtaken retailers large and small. Clark compares offerings from Target, Walmart, Amazon and 2 warehouse clubs, with a directive for consumers. Also, as if timeshares aren’t bad enough, organized crime is now getting into the resale scam game. Retail Memberships: Segment 1 Ask Clark: Segment 2 Cartels Target Timeshares: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Barrons: Delivery Is Retail’s New Game. How the Players Stack Up. Target Is Rebranding Its Credit Card Program: What You Should Know Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? How To Manage Your Monthly Subscriptions To Save Money Parent PLUS loans can be a debt trap. Here's a loophole Income-Contingent Repayment (ICR) Annual Updates to the Income-Contingent Repayment (ICR) Plan Formula for 2023-2024 Income-Driven Repayment Plans What Are the Tax Consequences of Debt Settlement? NYTimes: A Mexican Drug Cartel’s New Target? Seniors and Their Timeshares Clark.com - Timeshares How To Sell, Cancel or Get Rid of Your Timeshare 5 Steps To Getting a Good Deal on a Hotel Room How To Plan a Trip: Clark's Best Travel Tips To Save Money  Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 10 Apr 2024 11:00:00 -0000 full Clark Howard Retail Membership Considerations / Timeshare Scams Get Worse The membership business model has overtaken retailers large and small. Clark compares offerings from Target, Walmart, Amazon and 2 warehouse clubs, with a directive for consumers. Also, as if timeshares aren’t bad enough, organized crime is now getting into the resale scam game. Retail Memberships: Segment 1 Ask Clark: Segment 2 Cartels Target Timeshares: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Barrons: Delivery Is Retail’s New Game. How the Players Stack Up. Target Is Rebranding Its Credit Card Program: What You Should Know Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? How To Manage Your Monthly Subscriptions To Save Money Parent PLUS loans can be a debt trap. Here's a loophole Income-Contingent Repayment (ICR) Annual Updates to the Income-Contingent Repayment (ICR) Plan Formula for 2023-2024 Income-Driven Repayment Plans What Are the Tax Consequences of Debt Settlement? NYTimes: A Mexican Drug Cartel’s New Target? Seniors and Their Timeshares Clark.com - Timeshares How To Sell, Cancel or Get Rid of Your Timeshare 5 Steps To Getting a Good Deal on a Hotel Room How To Plan a Trip: Clark's Best Travel Tips To Save Money  Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The membership business model has overtaken retailers large and small. Clark compares offerings from Target, Walmart, Amazon and 2 warehouse clubs, with a directive for consumers. Also, as if timeshares aren’t bad enough, organized crime is now getting into the resale scam game.

  • Retail Memberships: Segment 1
  • Ask Clark: Segment 2
  • Cartels Target Timeshares: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:



Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1630 04.09.24 An Opportunity For Dog Lovers / Beware Tech Imposter Scams During the pandemic, many people decided to buy or adopt a dog. Due to changing circumstances, many former “pandemic puppies”  are now in need of homes, presenting an opportunity for would-be pet owners. Also today, scams have morphed over the decades and exploded with technology. It pays to be savvy to the latest permutations of tech imposter scams. Pandemic Puppies Fill Shelters: Segment 1 Ask Clark: Segment 2 Tech Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Survey: 91% of dog owners have experienced financial stress over the cost of pet ownership - USA Today       Clark.com - Is Pet Insurance Worth It? 10 Things Homeowners Insurance Doesn't Always Cover Discover Free Checking Account - No Fee Cashback Debit The Safer Way To Use Your Debit Card New tech support scammers want your life savings Never move your money to “protect it.” That’s a scam What’s a verification code and why would someone ask me for it? Will your bank or investment fund stop a transfer to a scammer? Probably not Did you get a call or text about a suspicious purchase on Amazon? It’s a scam 16 of the Best High-Yield Online Savings Accounts What Is a SEP IRA and Who Is Eligible? Best Investment Companies for Investors in 2024 Southwest - Transferable Flight Credits Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 Apr 2024 11:00:00 -0000 full Clark Howard An Opportunity For Dog Lovers / Beware Tech Imposter Scams During the pandemic, many people decided to buy or adopt a dog. Due to changing circumstances, many former “pandemic puppies”  are now in need of homes, presenting an opportunity for would-be pet owners. Also today, scams have morphed over the decades and exploded with technology. It pays to be savvy to the latest permutations of tech imposter scams. Pandemic Puppies Fill Shelters: Segment 1 Ask Clark: Segment 2 Tech Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Survey: 91% of dog owners have experienced financial stress over the cost of pet ownership - USA Today       Clark.com - Is Pet Insurance Worth It? 10 Things Homeowners Insurance Doesn't Always Cover Discover Free Checking Account - No Fee Cashback Debit The Safer Way To Use Your Debit Card New tech support scammers want your life savings Never move your money to “protect it.” That’s a scam What’s a verification code and why would someone ask me for it? Will your bank or investment fund stop a transfer to a scammer? Probably not Did you get a call or text about a suspicious purchase on Amazon? It’s a scam 16 of the Best High-Yield Online Savings Accounts What Is a SEP IRA and Who Is Eligible? Best Investment Companies for Investors in 2024 Southwest - Transferable Flight Credits Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices During the pandemic, many people decided to buy or adopt a dog. Due to changing circumstances, many former “pandemic puppies”  are now in need of homes, presenting an opportunity for would-be pet owners. Also today, scams have morphed over the decades and exploded with technology. It pays to be savvy to the latest permutations of tech imposter scams.

  • Pandemic Puppies Fill Shelters: Segment 1
  • Ask Clark: Segment 2
  • Tech Scams: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1717 04.08.24 House Theft Via Squatters & Fraud / The Truth About Credit Card Rewards Much in the news lately - houses overtaken by squatters, or stolen through title theft. Clark discusses which homes are most vulnerable and what to be aware of as a homeowner. Also today, why credit card rewards are not always worth it. Clark discusses how reward cards work, and what it takes to reap the benefits.  Anti-Squatter Statutes: Segment 1 Ask Clark: Segment 2 Credit Card Rewards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Protect Your Home From Deed Theft    New York Post: NYC couple are sued by squatters who allegedly took over their $930K investment home and won’t leave: ‘It’s absolutely absurd’ Home Title Lock: Is It the Same As Home Title Insurance? How To Protect Your Home From Being Stolen by Squatters Are Indexed Universal Life Insurance Policies a Good Option or a Scam? Why You Should Never Mail a Check The deceptive math of credit card rewards: Spending for points doesn't always make sense - USA TODAY Clark.com - Credit Cards Should You Ever Book a Nonrefundable Hotel Room? BBB-File a Complaint 7 Rules for Buying a Cheap Car With Cash Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Apr 2024 11:00:00 -0000 full Clark Howard House Theft Via Squatters & Fraud / The Truth About Credit Card Rewards Much in the news lately - houses overtaken by squatters, or stolen through title theft. Clark discusses which homes are most vulnerable and what to be aware of as a homeowner. Also today, why credit card rewards are not always worth it. Clark discusses how reward cards work, and what it takes to reap the benefits.  Anti-Squatter Statutes: Segment 1 Ask Clark: Segment 2 Credit Card Rewards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Protect Your Home From Deed Theft    New York Post: NYC couple are sued by squatters who allegedly took over their $930K investment home and won’t leave: ‘It’s absolutely absurd’ Home Title Lock: Is It the Same As Home Title Insurance? How To Protect Your Home From Being Stolen by Squatters Are Indexed Universal Life Insurance Policies a Good Option or a Scam? Why You Should Never Mail a Check The deceptive math of credit card rewards: Spending for points doesn't always make sense - USA TODAY Clark.com - Credit Cards Should You Ever Book a Nonrefundable Hotel Room? BBB-File a Complaint 7 Rules for Buying a Cheap Car With Cash Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Much in the news lately - houses overtaken by squatters, or stolen through title theft. Clark discusses which homes are most vulnerable and what to be aware of as a homeowner. Also today, why credit card rewards are not always worth it. Clark discusses how reward cards work, and what it takes to reap the benefits. 

  • Anti-Squatter Statutes: Segment 1
  • Ask Clark: Segment 2
  • Credit Card Rewards: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1955 04.05.24 Clark Answers His Critics on Clark Stinks / Privacy Alert: Automakers Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, a handful of automakers are selling their customers down the river and it’s an inexcusable invasion of privacy that impacts insurance premiums.  Clark Stinks: Segments 1 & 2 Automakers Selling Driving Data: Segment 3 Ask Clark: Segment 4 Mentioned on the show: PenFed Power Cash Rewards Visa Signature® Card Review: Up to 2% Unlimited Cash Back When Should You File a Claim on Your Homeowners Insurance? What Is a SIMPLE IRA and How Does It Work? What Is a SEP IRA and Who Is Eligible? Best Investment Companies for Investors in 2024 What Is a Fiduciary Financial Advisor and Do I Need One? How To Pack a Carry-On the Right Way 4 Things You Should Always Pack in Your Carry-On Should You Allow Your Auto Insurance To Monitor Your Driving? New York Post: Your car is secretly spying on you and driving your insurance rates through the roof: report NYTimes: Automakers Are Sharing Consumers’ Driving Behavior With Insurance Companies What Is a C.L.U.E Report and Its Impact on Your Insurance How to Dispute Your C.L.U.E. Report How To Open a Roth IRA How to Buy a New Car in 5 Steps Study: The 10 Best New Cars for the Money Rollovers From a 529 Plan to Roth IRA: What to Know Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 Apr 2024 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Privacy Alert: Automakers Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, a handful of automakers are selling their customers down the river and it’s an inexcusable invasion of privacy that impacts insurance premiums.  Clark Stinks: Segments 1 & 2 Automakers Selling Driving Data: Segment 3 Ask Clark: Segment 4 Mentioned on the show: PenFed Power Cash Rewards Visa Signature® Card Review: Up to 2% Unlimited Cash Back When Should You File a Claim on Your Homeowners Insurance? What Is a SIMPLE IRA and How Does It Work? What Is a SEP IRA and Who Is Eligible? Best Investment Companies for Investors in 2024 What Is a Fiduciary Financial Advisor and Do I Need One? How To Pack a Carry-On the Right Way 4 Things You Should Always Pack in Your Carry-On Should You Allow Your Auto Insurance To Monitor Your Driving? New York Post: Your car is secretly spying on you and driving your insurance rates through the roof: report NYTimes: Automakers Are Sharing Consumers’ Driving Behavior With Insurance Companies What Is a C.L.U.E Report and Its Impact on Your Insurance How to Dispute Your C.L.U.E. Report How To Open a Roth IRA How to Buy a New Car in 5 Steps Study: The 10 Best New Cars for the Money Rollovers From a 529 Plan to Roth IRA: What to Know Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, a handful of automakers are selling their customers down the river and it’s an inexcusable invasion of privacy that impacts insurance premiums. 

  • Clark Stinks: Segments 1 & 2
  • Automakers Selling Driving Data: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2034 04.04.24 How Important Is A College Degree? / Major Retailer Price Cuts! With more employers saying they no longer require a college degree for employment, Clark discusses the importance of a college education for your career long-term. And for the 2/3rds of adults without a degree, Clark shares valuable occupational tools. Also, relief is in sight, as price cutting from 2 major retailers may influence the market overall.  College Degrees And Employment: Segment 1 Ask Clark: Segment 2 Retailers Announce Price Cuts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: More employers now say they’re willing to hire workers without a college degree. But is that playing out?  New Tool Matches Your Skills With High-Paying Local Occupations Occupational Mobility Explorer 6 things you need to know before donating your used vehicle TheStreet: Costco shares a new pricing policy members will love New York Post: Ikea makes bold promise to continue price cuts in US — here’s why Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone 5 Steps To Getting a Good Deal on a Hotel Room Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 04 Apr 2024 11:00:00 -0000 full Clark Howard How Important Is A College Degree? / Major Retailer Price Cuts! With more employers saying they no longer require a college degree for employment, Clark discusses the importance of a college education for your career long-term. And for the 2/3rds of adults without a degree, Clark shares valuable occupational tools. Also, relief is in sight, as price cutting from 2 major retailers may influence the market overall.  College Degrees And Employment: Segment 1 Ask Clark: Segment 2 Retailers Announce Price Cuts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: More employers now say they’re willing to hire workers without a college degree. But is that playing out?  New Tool Matches Your Skills With High-Paying Local Occupations Occupational Mobility Explorer 6 things you need to know before donating your used vehicle TheStreet: Costco shares a new pricing policy members will love New York Post: Ikea makes bold promise to continue price cuts in US — here’s why Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone 5 Steps To Getting a Good Deal on a Hotel Room Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices With more employers saying they no longer require a college degree for employment, Clark discusses the importance of a college education for your career long-term. And for the 2/3rds of adults without a degree, Clark shares valuable occupational tools. Also, relief is in sight, as price cutting from 2 major retailers may influence the market overall. 

  • College Degrees And Employment: Segment 1
  • Ask Clark: Segment 2
  • Retailers Announce Price Cuts: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1520 04.03.24 Americans Need To SAVE MORE / Physical Health - Fiscal Health The percent of income we save, our savings rate - is the key indicator of financial health. So how are we doing right now? Also - How much exercise do you really need to make a difference in your health, and ultimately your wallet? Only 25% of Americans get the recommended amount of exercise. New data reveals what a big difference the minimum requirement can make for those who are mostly sedentary. American Savings Rates: Segment 1 Ask Clark: Segment 2 Arise From The Couch: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Americans are saving less and spending more. Could that raise the risk of recession? Bankruptcy filings are on the rise. Here's why an even bigger surge is looming. Why 'Buy Now, Pay Later' Worries Clark Howard My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance? Car Rental Insurance: Everything You Need To Know How Much Exercise Do You Need? More Than You Think—But Every Little Bit Helps. Donor-Advised Funds: The Benefits and Drawbacks Vanguard Charitable: Home What Is Black? Uber Black Car Service Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 03 Apr 2024 11:00:00 -0000 full Clark Howard Americans Need To SAVE MORE / Physical Health - Fiscal Health The percent of income we save, our savings rate - is the key indicator of financial health. So how are we doing right now? Also - How much exercise do you really need to make a difference in your health, and ultimately your wallet? Only 25% of Americans get the recommended amount of exercise. New data reveals what a big difference the minimum requirement can make for those who are mostly sedentary. American Savings Rates: Segment 1 Ask Clark: Segment 2 Arise From The Couch: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Americans are saving less and spending more. Could that raise the risk of recession? Bankruptcy filings are on the rise. Here's why an even bigger surge is looming. Why 'Buy Now, Pay Later' Worries Clark Howard My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance? Car Rental Insurance: Everything You Need To Know How Much Exercise Do You Need? More Than You Think—But Every Little Bit Helps. Donor-Advised Funds: The Benefits and Drawbacks Vanguard Charitable: Home What Is Black? Uber Black Car Service Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The percent of income we save, our savings rate - is the key indicator of financial health. So how are we doing right now? Also - How much exercise do you really need to make a difference in your health, and ultimately your wallet? Only 25% of Americans get the recommended amount of exercise. New data reveals what a big difference the minimum requirement can make for those who are mostly sedentary.

  • American Savings Rates: Segment 1
  • Ask Clark: Segment 2
  • Arise From The Couch: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1932 04.02.24 Summer Gas Prices / Innovation Spotlight: Vertical Farming The U.S. has become the world’s premier oil producer. As we plan our summer road trips, Clark explains how this status along with global factors affect gas prices. Also, how developing technology in vertical farming can cleanly help feed the planet. Summer Gas Prices: Segment 1 Ask Clark: Segment 2 Vertical Farming Solutions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: U.S. government tells Americans: ‘We’re producing more crude oil than any country, ever’       America's Oil Boom / AAA Gas Prices Surging gas prices just hit a significant milestone Ask Clark: Is the 4% Retirement Rule Still Accurate? What Is the 4% Rule for Withdrawals in Retirement and How Much Can You Spend? All-In-One Mortgage: Definition, How It Works, Pros & Cons This ‘GigaFarm’ in the desert could produce 3 million kilograms of food What Is an HSA Account and How Does It Work? Fidelity - Health Savings Account | HSA Investment Options Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 02 Apr 2024 11:00:00 -0000 full Clark Howard Summer Gas Prices / Innovation Spotlight: Vertical Farming The U.S. has become the world’s premier oil producer. As we plan our summer road trips, Clark explains how this status along with global factors affect gas prices. Also, how developing technology in vertical farming can cleanly help feed the planet. Summer Gas Prices: Segment 1 Ask Clark: Segment 2 Vertical Farming Solutions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: U.S. government tells Americans: ‘We’re producing more crude oil than any country, ever’       America's Oil Boom / AAA Gas Prices Surging gas prices just hit a significant milestone Ask Clark: Is the 4% Retirement Rule Still Accurate? What Is the 4% Rule for Withdrawals in Retirement and How Much Can You Spend? All-In-One Mortgage: Definition, How It Works, Pros & Cons This ‘GigaFarm’ in the desert could produce 3 million kilograms of food What Is an HSA Account and How Does It Work? Fidelity - Health Savings Account | HSA Investment Options Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The U.S. has become the world’s premier oil producer. As we plan our summer road trips, Clark explains how this status along with global factors affect gas prices. Also, how developing technology in vertical farming can cleanly help feed the planet.

  • Summer Gas Prices: Segment 1
  • Ask Clark: Segment 2
  • Vertical Farming Solutions: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1808 04.01.24 Home Security Camera Privacy Warning / Wanted: Financial Advisors Clark discusses the risks you face with security cameras in your home. Also in this episode, Clark has talked about how to hire a financial planner, but what about becoming one yourself? There’s now a greater demand for financial planning services with jobs in this field expected to grow in the next decade. Security Cameras & Your Privacy: Segment 1 Ask Clark: Segment 2 Financial Planning Careers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: That security camera & smart doorbell you’re using may have some major security flaws [The Washington Post] Knockoff doorbell cameras from Amazon, Walmart aren’t safe Why We've Stopped Recommending Wyze Home Security Devices at CNET Should I End My Authorized User Status With My Parents’ Credit Card Now That I’ve Established Credit? How Many Credit Cards Should I Have? Homeowners Insurance Archives - Clark Howard How To Find and Choose a Financial Advisor Financial planning careers are open for business What Should I Do With My 401(k) at My Old Company? What Is a 403(b) and How Does It Work? What Are Index Funds? How ‘Buffer’ ETFs Can Cushion a Major Market Selloff Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Apr 2024 11:00:00 -0000 full Clark Howard Home Security Camera Privacy Warning / Wanted: Financial Advisors Clark discusses the risks you face with security cameras in your home. Also in this episode, Clark has talked about how to hire a financial planner, but what about becoming one yourself? There’s now a greater demand for financial planning services with jobs in this field expected to grow in the next decade. Security Cameras & Your Privacy: Segment 1 Ask Clark: Segment 2 Financial Planning Careers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: That security camera & smart doorbell you’re using may have some major security flaws [The Washington Post] Knockoff doorbell cameras from Amazon, Walmart aren’t safe Why We've Stopped Recommending Wyze Home Security Devices at CNET Should I End My Authorized User Status With My Parents’ Credit Card Now That I’ve Established Credit? How Many Credit Cards Should I Have? Homeowners Insurance Archives - Clark Howard How To Find and Choose a Financial Advisor Financial planning careers are open for business What Should I Do With My 401(k) at My Old Company? What Is a 403(b) and How Does It Work? What Are Index Funds? How ‘Buffer’ ETFs Can Cushion a Major Market Selloff Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the risks you face with security cameras in your home. Also in this episode, Clark has talked about how to hire a financial planner, but what about becoming one yourself? There’s now a greater demand for financial planning services with jobs in this field expected to grow in the next decade.

  • Security Cameras & Your Privacy: Segment 1
  • Ask Clark: Segment 2
  • Financial Planning Careers: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1593 03.29.24 Clark Answers His Critics on Clark Stinks / The Wealth Building Habit Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Recent data proves the point: You CAN achieve financial independence, habitually building reserves by living on less than what you make and investing wisely. Clark Stinks: Segments 1 & 2 Financial Independence: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Your money could fall into the wrong hands if you don’t update this crucial information Wills & Funerals Archives - Clark Howard Dealerships Begin Swimming In Vehicle Inventory - Here Is Who's Drowning - AutoSpies Target launches new paid membership program in a bid to drive sales at a time of cautious spending Homeowners Insurance Archives - Clark Howard Number of 401(k) ‘millionaires’ jumped 41% last year, says Fidelity Clark.com SAVINGS TABLE   /   How To Open a Roth IRA Home Equity Loans & Lines of Credit: 7 Common Questions Answered 6 Tips for Hiring a Contractor Target Date Funds: Clark's Favorite Retirement Investment How To Find and Choose a Financial Advisor Lost, Delayed, or Damaged Baggage How To Pack a Carry-On the Right Way Travel Archives - Clark Howard   /   Travel Archives - Clark Deals Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 29 Mar 2024 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / The Wealth Building Habit Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Recent data proves the point: You CAN achieve financial independence, habitually building reserves by living on less than what you make and investing wisely. Clark Stinks: Segments 1 & 2 Financial Independence: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Your money could fall into the wrong hands if you don’t update this crucial information Wills & Funerals Archives - Clark Howard Dealerships Begin Swimming In Vehicle Inventory - Here Is Who's Drowning - AutoSpies Target launches new paid membership program in a bid to drive sales at a time of cautious spending Homeowners Insurance Archives - Clark Howard Number of 401(k) ‘millionaires’ jumped 41% last year, says Fidelity Clark.com SAVINGS TABLE   /   How To Open a Roth IRA Home Equity Loans & Lines of Credit: 7 Common Questions Answered 6 Tips for Hiring a Contractor Target Date Funds: Clark's Favorite Retirement Investment How To Find and Choose a Financial Advisor Lost, Delayed, or Damaged Baggage How To Pack a Carry-On the Right Way Travel Archives - Clark Howard   /   Travel Archives - Clark Deals Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Recent data proves the point: You CAN achieve financial independence, habitually building reserves by living on less than what you make and investing wisely.

  • Clark Stinks: Segments 1 & 2
  • Financial Independence: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2147 03.28.24 Wendy’s Pricing Debacle / Yippee Ki AI - Wild West Phase You may have heard about Wendy’s experimenting with “surge” pricing. This was a miscommunication about dynamic demand pricing. Clark explains. Also today, Clark discusses when you should NOT trust AI and what to know about Google search results.  Dynamic Demand Pricing: Segment 1 Ask Clark: Segment 2 AI’s Troubled Infancy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Surge Pricing Is Coming to More Menus Near You - The Wall Street Journal. Wendy's 'dynamic pricing' drew backlash, but experts say the concept is here to stay Wendy’s Makes It Clear After Backlash: No Surge Pricing - The Wall Street Journal. Safer Ways To Send Money How Many Bank Accounts Should You Have? - Clark Howard How To Avoid ATM Fees Best Credit Cards With No Foreign Transaction Fees in 2024 5 Money Tips To Know Before You Travel Abroad [The Washington Post] TurboTax and H&R Block now use AI for tax advice. It’s awful. AI is not ready for primetime   A Fake Bill Ackman Is Scamming Investors Out of Millions on Facebook - The WSJ Five Biggest Frauds To Watch Out for in 2024 The Free Tool You Should Be Using Before You Fill a Prescription at CVS or Walgreens GoodRx Review: 10 Things To Know Before You Use GoodRx Will Mark Cuban's Prescription Company Really Save You Money? 10 Ways To Save on Prescription Drugs Clark Deals - Today's Best Deals of the Day Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 28 Mar 2024 11:00:00 -0000 full Clark Howard Wendy’s Pricing Debacle / Yippee Ki AI - Wild West Phase You may have heard about Wendy’s experimenting with “surge” pricing. This was a miscommunication about dynamic demand pricing. Clark explains. Also today, Clark discusses when you should NOT trust AI and what to know about Google search results.  Dynamic Demand Pricing: Segment 1 Ask Clark: Segment 2 AI’s Troubled Infancy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Surge Pricing Is Coming to More Menus Near You - The Wall Street Journal. Wendy's 'dynamic pricing' drew backlash, but experts say the concept is here to stay Wendy’s Makes It Clear After Backlash: No Surge Pricing - The Wall Street Journal. Safer Ways To Send Money How Many Bank Accounts Should You Have? - Clark Howard How To Avoid ATM Fees Best Credit Cards With No Foreign Transaction Fees in 2024 5 Money Tips To Know Before You Travel Abroad [The Washington Post] TurboTax and H&R Block now use AI for tax advice. It’s awful. AI is not ready for primetime   A Fake Bill Ackman Is Scamming Investors Out of Millions on Facebook - The WSJ Five Biggest Frauds To Watch Out for in 2024 The Free Tool You Should Be Using Before You Fill a Prescription at CVS or Walgreens GoodRx Review: 10 Things To Know Before You Use GoodRx Will Mark Cuban's Prescription Company Really Save You Money? 10 Ways To Save on Prescription Drugs Clark Deals - Today's Best Deals of the Day Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices You may have heard about Wendy’s experimenting with “surge” pricing. This was a miscommunication about dynamic demand pricing. Clark explains. Also today, Clark discusses when you should NOT trust AI and what to know about Google search results. 

  • Dynamic Demand Pricing: Segment 1
  • Ask Clark: Segment 2
  • AI’s Troubled Infancy: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1830 03.27.24 Saving For College: 529 Plan Update / Upside Down Car Loans Clark has news for parents and grandparents saving for a child’s college education. Also in this episode, reversals in the auto industry are landing many existing car loans underwater. What to do if you are upside down in a car loan. 529 Plan Update: Segment 1 Ask Clark: Segment 2 Upside Down Vehicle Loans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Use the 529 Grandparent Loophole to Maximize College Savings Best 529 College Savings Plans By State Rollovers From a 529 Plan to Roth IRA: What to Know Target Date Funds: Clark’s Favorite Retirement Investment How To Find and Choose a Financial Advisor Car values plummet, putting car loans underwater More car owners are underwater on loans because of lower trade-in values What Is Gap Insurance? Definition, How It Works, When to Buy How to Buy a Used Car in 7 Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 27 Mar 2024 11:00:00 -0000 full Clark Howard Saving For College: 529 Plan Update / Upside Down Car Loans Clark has news for parents and grandparents saving for a child’s college education. Also in this episode, reversals in the auto industry are landing many existing car loans underwater. What to do if you are upside down in a car loan. 529 Plan Update: Segment 1 Ask Clark: Segment 2 Upside Down Vehicle Loans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Use the 529 Grandparent Loophole to Maximize College Savings Best 529 College Savings Plans By State Rollovers From a 529 Plan to Roth IRA: What to Know Target Date Funds: Clark’s Favorite Retirement Investment How To Find and Choose a Financial Advisor Car values plummet, putting car loans underwater More car owners are underwater on loans because of lower trade-in values What Is Gap Insurance? Definition, How It Works, When to Buy How to Buy a Used Car in 7 Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark has news for parents and grandparents saving for a child’s college education. Also in this episode, reversals in the auto industry are landing many existing car loans underwater. What to do if you are upside down in a car loan.

  • 529 Plan Update: Segment 1
  • Ask Clark: Segment 2
  • Upside Down Vehicle Loans: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1702 03.26.24 New Rule For Medical Appointments / Classic Clark For Employers In medicine today, there’s ongoing conflict between insurers and providers and we’re caught in the middle. This necessitates a clear directive for you before you go to any doctor appointment. Also -  In free enterprise capitalism, what is core and key for enduring success?  Clark shares a case in point. Assignment: Reverify Medical Network: Segment 1 Ask Clark: Segment 2 A Requirement For Success: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] How your in-network health coverage can vanish before you know it  ‘They’re Freaking Out’: Letters Warn Patients They Risk Losing Their Doctor - The WSJ What Is an HSA Account and How Does It Work? Ask Clark: What Is a Backdoor Roth IRA?   /   What Are Index Funds? NYPost: Dollar General store briefly shuts down after entire staff quits over 7-day work weeks, ‘lack of appreciation’ NYTimes.com: Walmart Wants to Teach Store Managers Compassion Warning: Read This Before You Sell I Bonds Vanguard - Bonds: Diversify Your Portfolio and Earn More Credit Score Guide What Type of Medical Alert Device Should I Buy for My Husband? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 26 Mar 2024 11:00:00 -0000 full Clark Howard New Rule For Medical Appointments / Classic Clark For Employers In medicine today, there’s ongoing conflict between insurers and providers and we’re caught in the middle. This necessitates a clear directive for you before you go to any doctor appointment. Also -  In free enterprise capitalism, what is core and key for enduring success?  Clark shares a case in point. Assignment: Reverify Medical Network: Segment 1 Ask Clark: Segment 2 A Requirement For Success: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] How your in-network health coverage can vanish before you know it  ‘They’re Freaking Out’: Letters Warn Patients They Risk Losing Their Doctor - The WSJ What Is an HSA Account and How Does It Work? Ask Clark: What Is a Backdoor Roth IRA?   /   What Are Index Funds? NYPost: Dollar General store briefly shuts down after entire staff quits over 7-day work weeks, ‘lack of appreciation’ NYTimes.com: Walmart Wants to Teach Store Managers Compassion Warning: Read This Before You Sell I Bonds Vanguard - Bonds: Diversify Your Portfolio and Earn More Credit Score Guide What Type of Medical Alert Device Should I Buy for My Husband? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In medicine today, there’s ongoing conflict between insurers and providers and we’re caught in the middle. This necessitates a clear directive for you before you go to any doctor appointment. Also -  In free enterprise capitalism, what is core and key for enduring success?  Clark shares a case in point.

  • Assignment: Reverify Medical Network: Segment 1
  • Ask Clark: Segment 2
  • A Requirement For Success: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1824 03.25.24 New Rules For Real Estate Commissions / Save On Summer Cruising U.S. real estate commissions have been roughly triple those elsewhere in the developed world. Clark explains how recent settlements in the industry will actually play out over time in terms of commissions. Also in this episode, Clark shares new cruise booking insights based on a recent experience. Real Estate Commissions: Segment 1 Ask Clark: Segment 2 Summer Cruise Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Closing Costs for Buying a Home Have Risen Along With Rates The 6% commission on buying or selling a home is gone after Realtors association agrees to seismic settlement Realtors settlement expected to lower housing prices Five Ways Buying and Selling a House Could Change NYTimes: Powerful Realtor Group Agrees to Slash Commissions to Settle Lawsuits NAR agrees to settle commission lawsuits that rocked the real estate world 'Everything is rising at a scary rate': Why car and home insurance costs are surging Clark.com SAVINGS TABLE Clark.com - CRUISES Should You Ever Book a Nonrefundable Hotel Room? Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? TSA PreCheck® vs. Global Entry vs. CLEAR: Which Is Best for You? Will TSA's New Self-Screening Service Save You Time At The Airport? TSA unveils first self-screening security lane at Las Vegas airport TSA unveils a prototype self-service airport checkpoint security screening system Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Mar 2024 11:00:00 -0000 full Clark Howard New Rules For Real Estate Commissions / Save On Summer Cruising U.S. real estate commissions have been roughly triple those elsewhere in the developed world. Clark explains how recent settlements in the industry will actually play out over time in terms of commissions. Also in this episode, Clark shares new cruise booking insights based on a recent experience. Real Estate Commissions: Segment 1 Ask Clark: Segment 2 Summer Cruise Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Closing Costs for Buying a Home Have Risen Along With Rates The 6% commission on buying or selling a home is gone after Realtors association agrees to seismic settlement Realtors settlement expected to lower housing prices Five Ways Buying and Selling a House Could Change NYTimes: Powerful Realtor Group Agrees to Slash Commissions to Settle Lawsuits NAR agrees to settle commission lawsuits that rocked the real estate world 'Everything is rising at a scary rate': Why car and home insurance costs are surging Clark.com SAVINGS TABLE Clark.com - CRUISES Should You Ever Book a Nonrefundable Hotel Room? Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? TSA PreCheck® vs. Global Entry vs. CLEAR: Which Is Best for You? Will TSA's New Self-Screening Service Save You Time At The Airport? TSA unveils first self-screening security lane at Las Vegas airport TSA unveils a prototype self-service airport checkpoint security screening system Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices U.S. real estate commissions have been roughly triple those elsewhere in the developed world. Clark explains how recent settlements in the industry will actually play out over time in terms of commissions. Also in this episode, Clark shares new cruise booking insights based on a recent experience.

  • Real Estate Commissions: Segment 1
  • Ask Clark: Segment 2
  • Summer Cruise Deals: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2006 03.22.24 Clark Answers His Critics on Clark Stinks / Clark Rule For Booking Travel Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - The travel industry can be unstable. Another cruise line recently shut down. Know Clark’s number one rule for booking travel and protecting your money. Clark Stinks: Segments 1 & 2 Travel Booking Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Google Fi Wireless: My Experience as a Five-Year Customer (Pros and Cons) The Best International Phone Plans What Should You Do About Phone Data on an International Trip? American Queen Voyages Cancels All Cruises, Shuts Down Operations Best Travel Credit Cards: Top Rewards Picks for 2024 The Only Way You Should Pay for a Cruise Travel Insurance: What You Need To Know Before You Buy Why You Should Never Use a Debit Card To Pay for Anything How To Plan a Trip: Clark's Best Travel Tips To Save Money Should I Buy Additional Insurance From a Rental Car Company? Amex EveryDay® Credit Card Review: 15 Months of Intro 0% APR Credit Card Car Rental Insurance: What You Need To Know Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 22 Mar 2024 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Clark Rule For Booking Travel Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - The travel industry can be unstable. Another cruise line recently shut down. Know Clark’s number one rule for booking travel and protecting your money. Clark Stinks: Segments 1 & 2 Travel Booking Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Google Fi Wireless: My Experience as a Five-Year Customer (Pros and Cons) The Best International Phone Plans What Should You Do About Phone Data on an International Trip? American Queen Voyages Cancels All Cruises, Shuts Down Operations Best Travel Credit Cards: Top Rewards Picks for 2024 The Only Way You Should Pay for a Cruise Travel Insurance: What You Need To Know Before You Buy Why You Should Never Use a Debit Card To Pay for Anything How To Plan a Trip: Clark's Best Travel Tips To Save Money Should I Buy Additional Insurance From a Rental Car Company? Amex EveryDay® Credit Card Review: 15 Months of Intro 0% APR Credit Card Car Rental Insurance: What You Need To Know Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - The travel industry can be unstable. Another cruise line recently shut down. Know Clark’s number one rule for booking travel and protecting your money.

  • Clark Stinks: Segments 1 & 2
  • Travel Booking Rule: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1962 03.21.24 SPECIAL GUEST Wes Moss - Certified Financial Planner This Special Edition features Wes Moss, host of the Retire Sooner Podcast. Wes is a fiduciary fee only planner, who shares his investing expertise on a range of topics, including listener questions submitted at Clark.com. Warren Buffet & An Overvalued Market: Segment 1 Ask Clark: Segment 2 Stocks & Funds: Decisions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Wes Moss - Retire Sooner Read Warren Buffett's 2024 annual letter to shareholders Warren Buffett's annual investor letter is out. Here are the biggest takeaways. 3 pieces of investment advice from Warren Buffett's annual letter to Berkshire Hathaway shareholders Clark.com - INVEST & RETIRE Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 21 Mar 2024 11:00:00 -0000 full Clark Howard SPECIAL GUEST Wes Moss - Certified Financial Planner This Special Edition features Wes Moss, host of the Retire Sooner Podcast. Wes is a fiduciary fee only planner, who shares his investing expertise on a range of topics, including listener questions submitted at Clark.com. Warren Buffet & An Overvalued Market: Segment 1 Ask Clark: Segment 2 Stocks & Funds: Decisions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Wes Moss - Retire Sooner Read Warren Buffett's 2024 annual letter to shareholders Warren Buffett's annual investor letter is out. Here are the biggest takeaways. 3 pieces of investment advice from Warren Buffett's annual letter to Berkshire Hathaway shareholders Clark.com - INVEST & RETIRE Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices This Special Edition features Wes Moss, host of the Retire Sooner Podcast. Wes is a fiduciary fee only planner, who shares his investing expertise on a range of topics, including listener questions submitted at Clark.com.

  • Warren Buffet & An Overvalued Market: Segment 1
  • Ask Clark: Segment 2
  • Stocks & Funds: Decisions: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2019 03.20.24 Small Business Retirement Plans / A Broken Market: Long-Term Care Insurance After the economic turmoil of the past 15 years, many workers struggle financially which affects their well-being and productivity. Clark discusses how employers are addressing this. Also, a huge financial drain on so many, long-term care, is becoming increasingly tougher to insure.  Small Business Retirement Plans: Segment 1 Ask Clark: Segment 2 Long-Term Care Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Workplace Financial Coaching Has Become Ever More Important Retirement Plans Startup Costs Tax Credit Small Business Retirement Plan Options Fidelity Rewards Credit Card Review: Invest with 2% Cash Back Should You Ever Take a Loan From Your 401(k)? How Mileage Brokers Ruin Miles & Points For Everyone NYTimes: Difficult Choices for Some Long-Term Care Policyholders ‘Financial Ruin Is Baked Into the System’: Readers on the Costs of Long-Term Care   What Is Long-Term Care Insurance Cost & Coverage What Are the Pros and Cons of the Costco Car Buying Program? The Best Car-Buying Services in 2024 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 20 Mar 2024 11:00:00 -0000 full Clark Howard Small Business Retirement Plans / A Broken Market: Long-Term Care Insurance After the economic turmoil of the past 15 years, many workers struggle financially which affects their well-being and productivity. Clark discusses how employers are addressing this. Also, a huge financial drain on so many, long-term care, is becoming increasingly tougher to insure.  Small Business Retirement Plans: Segment 1 Ask Clark: Segment 2 Long-Term Care Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Workplace Financial Coaching Has Become Ever More Important Retirement Plans Startup Costs Tax Credit Small Business Retirement Plan Options Fidelity Rewards Credit Card Review: Invest with 2% Cash Back Should You Ever Take a Loan From Your 401(k)? How Mileage Brokers Ruin Miles & Points For Everyone NYTimes: Difficult Choices for Some Long-Term Care Policyholders ‘Financial Ruin Is Baked Into the System’: Readers on the Costs of Long-Term Care   What Is Long-Term Care Insurance Cost & Coverage What Are the Pros and Cons of the Costco Car Buying Program? The Best Car-Buying Services in 2024 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices After the economic turmoil of the past 15 years, many workers struggle financially which affects their well-being and productivity. Clark discusses how employers are addressing this. Also, a huge financial drain on so many, long-term care, is becoming increasingly tougher to insure. 

  • Small Business Retirement Plans: Segment 1
  • Ask Clark: Segment 2
  • Long-Term Care Insurance: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1733 03.19.24 Why You WANT To Shop Auto Insurance / Car Wash Subscriptions In researching auto insurance, Clark has discovered some stats about the wide cost differences between various companies that will motivate you to shop auto insurance at renewal time if you're in bill shock. Also, have you noticed car washes popping up all over where you live? Learn what the deal is so you don’t get hosed.  Shopping Auto Insurance Pays: Segment 1 Ask Clark: Segment 2 Car Wash Subscriptions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: A major auto insurer returns to California — with a 30% price hike How to Shop for Lower Car Insurance Car Insurance Archives - Clark Howard 6 Things To Know and Do Before You Deal With a Home Insurance Claims Adjuster What Should I Do if I Need a Car Right Now? Why Are There Suddenly So Many Car Washes? Are Car Wash Memberships Worth It? How To Create a Will Online  Best Online Will Maker: 5 Free or Cheap Options Who Should Consider Setting Up a Trust? Rollovers From a 529 Plan to Roth IRA: What to Know Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 19 Mar 2024 11:00:00 -0000 full Clark Howard Why You WANT To Shop Auto Insurance / Car Wash Subscriptions In researching auto insurance, Clark has discovered some stats about the wide cost differences between various companies that will motivate you to shop auto insurance at renewal time if you're in bill shock. Also, have you noticed car washes popping up all over where you live? Learn what the deal is so you don’t get hosed.  Shopping Auto Insurance Pays: Segment 1 Ask Clark: Segment 2 Car Wash Subscriptions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: A major auto insurer returns to California — with a 30% price hike How to Shop for Lower Car Insurance Car Insurance Archives - Clark Howard 6 Things To Know and Do Before You Deal With a Home Insurance Claims Adjuster What Should I Do if I Need a Car Right Now? Why Are There Suddenly So Many Car Washes? Are Car Wash Memberships Worth It? How To Create a Will Online  Best Online Will Maker: 5 Free or Cheap Options Who Should Consider Setting Up a Trust? Rollovers From a 529 Plan to Roth IRA: What to Know Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In researching auto insurance, Clark has discovered some stats about the wide cost differences between various companies that will motivate you to shop auto insurance at renewal time if you're in bill shock. Also, have you noticed car washes popping up all over where you live? Learn what the deal is so you don’t get hosed. 

  • Shopping Auto Insurance Pays: Segment 1
  • Ask Clark: Segment 2
  • Car Wash Subscriptions: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1708 03.18.24 Buyer’s Market For New Cars / Renewable Energy In The U.S.A. Vehicle inventory is way up for some brands, and this creates an advantage for potential car buyers. Clark shares where the deals are. Also - There’s a shift going on with the U.S. energy supply and the way it’s provided. Clark has advice on the best play for your wallet based on the changes going on. New Car Deals: Segment 1 Ask Clark: Segment 2 Renewable Energy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Dealerships Begin Swimming In Vehicle Inventory - Here Is Who's Drowning - AutoSpies Car Prices Are Finally Coming Down. It Looks Like a Buyer’s Market. How to Buy a New Car in 5 Steps Warning: Why You Should Never Buy Visa Gift Cards What Is an ABLE Account? WSJ: U.S. Renewable Power Growth Is Setting New Records on the Back of Federal Support  Best Term Life Insurance Companies, Plans & Coverage NYTimes: She Ordered an Ashtray and Got a Can of Tuna Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Mar 2024 11:00:00 -0000 full Clark Howard Buyer’s Market For New Cars / Renewable Energy In The U.S.A. Vehicle inventory is way up for some brands, and this creates an advantage for potential car buyers. Clark shares where the deals are. Also - There’s a shift going on with the U.S. energy supply and the way it’s provided. Clark has advice on the best play for your wallet based on the changes going on. New Car Deals: Segment 1 Ask Clark: Segment 2 Renewable Energy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Dealerships Begin Swimming In Vehicle Inventory - Here Is Who's Drowning - AutoSpies Car Prices Are Finally Coming Down. It Looks Like a Buyer’s Market. How to Buy a New Car in 5 Steps Warning: Why You Should Never Buy Visa Gift Cards What Is an ABLE Account? WSJ: U.S. Renewable Power Growth Is Setting New Records on the Back of Federal Support  Best Term Life Insurance Companies, Plans & Coverage NYTimes: She Ordered an Ashtray and Got a Can of Tuna Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Vehicle inventory is way up for some brands, and this creates an advantage for potential car buyers. Clark shares where the deals are. Also - There’s a shift going on with the U.S. energy supply and the way it’s provided. Clark has advice on the best play for your wallet based on the changes going on.

  • New Car Deals: Segment 1
  • Ask Clark: Segment 2
  • Renewable Energy: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1856 03.15.24 Clark Answers His Critics on Clark Stinks / Best Credit Card Interest Rates Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark discusses an important factor for many that is purposely ignored by credit card review sites - interest rates on cards. How do you find the best deal?  Clark Stinks: Segments 1 & 2 Best Credit Card Rates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Choose the Right Dog Rescue Group 4 Things To Know Before You Sign Up for YouTube TV The Platinum Card® from American Express Review 2023: Is It Worth It? How To Find and Choose a Financial Advisor Should I Buy Additional Insurance From a Rental Car Company? My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance? NYTimes.com: Looking for a Lower Credit Card Interest Rate? Good Luck. CFPB - Credit card data: Small issuers offer lower rates Why Are More People Using Small Banks And Credit Unions? Navy Federal Visa cashRewards Card Review: Cash Back Credit Card Credit Union vs. Bank: What's the Difference? Home Equity Loans & Lines of Credit: 7 Common Questions Answered 6 Things To Know Before Contacting the National Foundation for Credit Counseling How one couple paid off $40K of debt in 24 months Clark Howard's 2024 Credit Card Debt Elimination Strategy Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 15 Mar 2024 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Best Credit Card Interest Rates Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark discusses an important factor for many that is purposely ignored by credit card review sites - interest rates on cards. How do you find the best deal?  Clark Stinks: Segments 1 & 2 Best Credit Card Rates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Choose the Right Dog Rescue Group 4 Things To Know Before You Sign Up for YouTube TV The Platinum Card® from American Express Review 2023: Is It Worth It? How To Find and Choose a Financial Advisor Should I Buy Additional Insurance From a Rental Car Company? My Credit Card Offers Some Rental Car Coverage. Why Do I Still Need To Involve My Primary Auto Insurance? NYTimes.com: Looking for a Lower Credit Card Interest Rate? Good Luck. CFPB - Credit card data: Small issuers offer lower rates Why Are More People Using Small Banks And Credit Unions? Navy Federal Visa cashRewards Card Review: Cash Back Credit Card Credit Union vs. Bank: What's the Difference? Home Equity Loans & Lines of Credit: 7 Common Questions Answered 6 Things To Know Before Contacting the National Foundation for Credit Counseling How one couple paid off $40K of debt in 24 months Clark Howard's 2024 Credit Card Debt Elimination Strategy Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark discusses an important factor for many that is purposely ignored by credit card review sites - interest rates on cards. How do you find the best deal? 

  • Clark Stinks: Segments 1 & 2
  • Best Credit Card Rates: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1829 03.14.24 Walking The Walk: Heart Health / This Spring Home Buying Season Regarding your heart health, Clark shares news of a non-invasive test you can do routinely that can be very telling. Also in today’s show, Clark gives you the lay of the land for potential home buyers and sellers this spring, including buyer incentives on new builds.  Taking Heart Health In Stride: Segment 1 Ask Clark: Segment 2 The Spring Home Buying Season: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Gait speed is one of your vital signs, so make sure yours is OK Frontier Discount Den  /  Kids Fly Free Waiting for the Spring Selling Season to Buy or Sell a Home? That May Be Delayed Stamps.com - Postage On Demand How Can I Find Out Why My Credit Score Just Dropped? 4 Ways To Get Your Free Credit Score Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 14 Mar 2024 11:00:00 -0000 full Clark Howard Walking The Walk: Heart Health / This Spring Home Buying Season Regarding your heart health, Clark shares news of a non-invasive test you can do routinely that can be very telling. Also in today’s show, Clark gives you the lay of the land for potential home buyers and sellers this spring, including buyer incentives on new builds.  Taking Heart Health In Stride: Segment 1 Ask Clark: Segment 2 The Spring Home Buying Season: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Gait speed is one of your vital signs, so make sure yours is OK Frontier Discount Den  /  Kids Fly Free Waiting for the Spring Selling Season to Buy or Sell a Home? That May Be Delayed Stamps.com - Postage On Demand How Can I Find Out Why My Credit Score Just Dropped? 4 Ways To Get Your Free Credit Score Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Regarding your heart health, Clark shares news of a non-invasive test you can do routinely that can be very telling. Also in today’s show, Clark gives you the lay of the land for potential home buyers and sellers this spring, including buyer incentives on new builds. 

  • Taking Heart Health In Stride: Segment 1
  • Ask Clark: Segment 2
  • The Spring Home Buying Season: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1739 03.13.24 Shopping For Home Internet / Fixing A Financial Gap What are you paying for home internet? One provider that was low cost has now raised its prices. Clark tells you how to shop around for the best price based on your particular internet needs. Also- there’s a segment of the population long ignored when it comes to financial literacy. Clark discusses this gap and how to fix it.  SAVE MORE On Home Internet: Segment 1 Ask Clark: Segment 2 Financial Literacy For Senior Women: Segment 3 Ask Clark: Segment 4 Mentioned on the show: T-Mobile quietly raises Home Internet monthly price to $60 for new customers Internet Archives - Clark Howard UPGRADE - Cash Rewards Elite Card There’s a financial literacy gender gap − and older women are eager for education that meets their needs — The Conversation Investing & Retirement Archives - Clark Howard What Is a Roth 401(k) and How Does It Work? How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment What Is a Solo 401(k) and How Does It Work? What Is a SEP IRA and Who Is Eligible? 3 Simple Ways To Delete Your Google Data Want To Guard Your Privacy Online? Search the Web With DuckDuckGo 13 Steps To Keeping Your Email Safe and Secure 16 of the Best High-Yield Online Savings Accounts What Are Index Funds? / Clark.com SAVINGS TABLE How Much Should You Have Saved for Retirement by Now? Best Investment Companies for Investors in 2024 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 13 Mar 2024 11:00:00 -0000 full Clark Howard Shopping For Home Internet / Fixing A Financial Gap What are you paying for home internet? One provider that was low cost has now raised its prices. Clark tells you how to shop around for the best price based on your particular internet needs. Also- there’s a segment of the population long ignored when it comes to financial literacy. Clark discusses this gap and how to fix it.  SAVE MORE On Home Internet: Segment 1 Ask Clark: Segment 2 Financial Literacy For Senior Women: Segment 3 Ask Clark: Segment 4 Mentioned on the show: T-Mobile quietly raises Home Internet monthly price to $60 for new customers Internet Archives - Clark Howard UPGRADE - Cash Rewards Elite Card There’s a financial literacy gender gap − and older women are eager for education that meets their needs — The Conversation Investing & Retirement Archives - Clark Howard What Is a Roth 401(k) and How Does It Work? How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment What Is a Solo 401(k) and How Does It Work? What Is a SEP IRA and Who Is Eligible? 3 Simple Ways To Delete Your Google Data Want To Guard Your Privacy Online? Search the Web With DuckDuckGo 13 Steps To Keeping Your Email Safe and Secure 16 of the Best High-Yield Online Savings Accounts What Are Index Funds? / Clark.com SAVINGS TABLE How Much Should You Have Saved for Retirement by Now? Best Investment Companies for Investors in 2024 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices What are you paying for home internet? One provider that was low cost has now raised its prices. Clark tells you how to shop around for the best price based on your particular internet needs. Also- there’s a segment of the population long ignored when it comes to financial literacy. Clark discusses this gap and how to fix it. 

  • SAVE MORE On Home Internet: Segment 1
  • Ask Clark: Segment 2
  • Financial Literacy For Senior Women: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1916 03.12.24 The Fate Of Traditional 401(k)s & IRAs / Carry On Karma Vs New Baggage Fees There’s a lot of talk and concern about traditional 401(k)s and IRAs going away. Clark explains. Also in this episode, baggage fees are rising again, increasing the cost of flying for customers. What to know before you get to the airport.  Future 401(k)s & IRAs: Segment 1 Ask Clark: Segment 2 Airline Baggage Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Predicts Traditional 401(k)s, IRAs Will Cease To Exist Within a Decade Do Not Give Your Social Security Number at These Places How Many Bank Accounts Should You Have? - Clark Howard 16 of the Best High-Yield Online Savings Accounts Best Investment Companies for Investors in 2024 United Airlines is also raising its checked bag fee. See by how much. - USA TODAY Get Ready for $40 Luggage Fees - The Wall Street Journal. NYTimes.com: How to Pack for a Two-Week Trip With One Small Suitcase How To Pack a Carry-On the Right Way 4 Things You Should Always Pack in Your Carry-On Best Travel Credit Cards: Top Rewards Picks for 2024 Best Cash Back Credit Cards With No Annual Fee in 2024 Should You Ever Buy Travel Medical Insurance? 6 Best Apps To Save Money on Groceries Flipp – Flyers, Shopping List, Weekly Ads | Flipp Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 12 Mar 2024 11:00:00 -0000 full Clark Howard The Fate Of Traditional 401(k)s & IRAs / Carry On Karma Vs New Baggage Fees There’s a lot of talk and concern about traditional 401(k)s and IRAs going away. Clark explains. Also in this episode, baggage fees are rising again, increasing the cost of flying for customers. What to know before you get to the airport.  Future 401(k)s & IRAs: Segment 1 Ask Clark: Segment 2 Airline Baggage Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Predicts Traditional 401(k)s, IRAs Will Cease To Exist Within a Decade Do Not Give Your Social Security Number at These Places How Many Bank Accounts Should You Have? - Clark Howard 16 of the Best High-Yield Online Savings Accounts Best Investment Companies for Investors in 2024 United Airlines is also raising its checked bag fee. See by how much. - USA TODAY Get Ready for $40 Luggage Fees - The Wall Street Journal. NYTimes.com: How to Pack for a Two-Week Trip With One Small Suitcase How To Pack a Carry-On the Right Way 4 Things You Should Always Pack in Your Carry-On Best Travel Credit Cards: Top Rewards Picks for 2024 Best Cash Back Credit Cards With No Annual Fee in 2024 Should You Ever Buy Travel Medical Insurance? 6 Best Apps To Save Money on Groceries Flipp – Flyers, Shopping List, Weekly Ads | Flipp Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices There’s a lot of talk and concern about traditional 401(k)s and IRAs going away. Clark explains. Also in this episode, baggage fees are rising again, increasing the cost of flying for customers. What to know before you get to the airport. 

  • Future 401(k)s & IRAs: Segment 1
  • Ask Clark: Segment 2
  • Airline Baggage Fees: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1813 03.11.24 Consumers Vs Junk Fees / Bait & Switch Tax Prep Junk fees are being imposed all over the place in all manner of ways these days. A new California law is going to end that practice in the state, with nationwide implications. Meantime, your Clark smart approach to purchases can help protect your wallet. Also - First TurboTax, now H&R Block is in trouble for pressuring customers to overpay. There’s a better way! Anti Junk Fee Law: Segment 1 Ask Clark: Segment 2 Tax Filing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What does a service fee ban mean for diners? Expect higher menu prices — a lot higher Inflation is cooling, but small businesses are still suffering NYTimes: It’s a Great Deal, Before the ‘Drip Pricing’ ENERGY STAR® | Department of Energy FTC says H&R Block pressures people into overpaying for tax prep New York Post: H&R Block used deceptive ads, pressured users into overpaying, deleted tax data: FTC FTC finds TurboTax “free” is not free for most 8 Free Federal and State Tax Filing Services for 2024 Free File: Do your taxes for free | Internal Revenue Service Direct File | Internal Revenue Service When Should You Get an Accountant To Do Your Taxes? Why co-signing a loan can be bad on almost every financial level New York launches probe into nationwide AT&T network outage 16 Items To Pack in Your Financial Emergency Kit Amateur Radio Service / Amateur radio National Credit Union Administration (NCUA) Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Mar 2024 11:00:00 -0000 full Clark Howard Consumers Vs Junk Fees / Bait & Switch Tax Prep Junk fees are being imposed all over the place in all manner of ways these days. A new California law is going to end that practice in the state, with nationwide implications. Meantime, your Clark smart approach to purchases can help protect your wallet. Also - First TurboTax, now H&R Block is in trouble for pressuring customers to overpay. There’s a better way! Anti Junk Fee Law: Segment 1 Ask Clark: Segment 2 Tax Filing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What does a service fee ban mean for diners? Expect higher menu prices — a lot higher Inflation is cooling, but small businesses are still suffering NYTimes: It’s a Great Deal, Before the ‘Drip Pricing’ ENERGY STAR® | Department of Energy FTC says H&R Block pressures people into overpaying for tax prep New York Post: H&R Block used deceptive ads, pressured users into overpaying, deleted tax data: FTC FTC finds TurboTax “free” is not free for most 8 Free Federal and State Tax Filing Services for 2024 Free File: Do your taxes for free | Internal Revenue Service Direct File | Internal Revenue Service When Should You Get an Accountant To Do Your Taxes? Why co-signing a loan can be bad on almost every financial level New York launches probe into nationwide AT&T network outage 16 Items To Pack in Your Financial Emergency Kit Amateur Radio Service / Amateur radio National Credit Union Administration (NCUA) Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Junk fees are being imposed all over the place in all manner of ways these days. A new California law is going to end that practice in the state, with nationwide implications. Meantime, your Clark smart approach to purchases can help protect your wallet. Also - First TurboTax, now H&R Block is in trouble for pressuring customers to overpay. There’s a better way!

  • Anti Junk Fee Law: Segment 1
  • Ask Clark: Segment 2
  • Tax Filing: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1879 03.08.24 Clark Answers His Critics on Clark Stinks / America’s Productivity Bodes Well Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode: New data on US worker productivity and why this is good news for our economic growth and well-being.  Clark Stinks: Segments 1 & 2 American Productivity: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Free Advice: Clark's Consumer Action Center - Clark Howard Fidelity - Automated investing: How to save and invest more Credit Karma Review: Free Credit Score and More at Your Fingertips How To Monitor Your Credit How is the U.S. Postal Service governed and funded? How to sell your house by owner Google Fit NYTimes.com: Can America Turn a Productivity Boomlet Into a Boom? What Is Term Life Insurance? The Power of Compound Interest: Calculations and Examples Always Ask Your Pharmacist the Price of Your Prescription Without Insurance 7 Things To Know About Costco Pharmacy Save On Prescription Drugs - Clark.com Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 08 Mar 2024 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / America’s Productivity Bodes Well Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode: New data on US worker productivity and why this is good news for our economic growth and well-being.  Clark Stinks: Segments 1 & 2 American Productivity: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Free Advice: Clark's Consumer Action Center - Clark Howard Fidelity - Automated investing: How to save and invest more Credit Karma Review: Free Credit Score and More at Your Fingertips How To Monitor Your Credit How is the U.S. Postal Service governed and funded? How to sell your house by owner Google Fit NYTimes.com: Can America Turn a Productivity Boomlet Into a Boom? What Is Term Life Insurance? The Power of Compound Interest: Calculations and Examples Always Ask Your Pharmacist the Price of Your Prescription Without Insurance 7 Things To Know About Costco Pharmacy Save On Prescription Drugs - Clark.com Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode: New data on US worker productivity and why this is good news for our economic growth and well-being. 

  • Clark Stinks: Segments 1 & 2
  • American Productivity: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2134 03.07.24 Clarkonmics: The Banking Sector / Travel Biometrics & Your Privacy Banks are heavily exposed to the troubled commercial property market. Clark discusses what this means for small businesses and individuals.  Also, facial recognition and biometric digital ID is becoming more prevalent, transforming your airport experiences. This brings both convenience and privacy concerns.  Clarkonomics: Segment 1 Ask Clark: Segment 2 Travel Biometrics: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Bad property debt exceeds reserves at largest US banks IntraFi - CEDARS Why Big Banks Are a Bad Place for Your Cash Best Investment Companies for Investors in 2023 How To Open a Roth IRA When Do You Need a Travel Agent? Booking a Cruise? Here Are 5 Ways To Do It for Less Facial Recognition: Coming Soon to an Airport Near You TSA PreCheck® vs. Global Entry vs. CLEAR: Which Is Best for You? 5 Money Tips To Know Before You Travel Abroad What’s the Best Way To Exchange Dollars for Foreign Currency? MouseSavers.com: Disney discounts, deals & coupons guide Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 07 Mar 2024 12:00:00 -0000 full Clark Howard Clarkonmics: The Banking Sector / Travel Biometrics & Your Privacy Banks are heavily exposed to the troubled commercial property market. Clark discusses what this means for small businesses and individuals.  Also, facial recognition and biometric digital ID is becoming more prevalent, transforming your airport experiences. This brings both convenience and privacy concerns.  Clarkonomics: Segment 1 Ask Clark: Segment 2 Travel Biometrics: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Bad property debt exceeds reserves at largest US banks IntraFi - CEDARS Why Big Banks Are a Bad Place for Your Cash Best Investment Companies for Investors in 2023 How To Open a Roth IRA When Do You Need a Travel Agent? Booking a Cruise? Here Are 5 Ways To Do It for Less Facial Recognition: Coming Soon to an Airport Near You TSA PreCheck® vs. Global Entry vs. CLEAR: Which Is Best for You? 5 Money Tips To Know Before You Travel Abroad What’s the Best Way To Exchange Dollars for Foreign Currency? MouseSavers.com: Disney discounts, deals & coupons guide Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Banks are heavily exposed to the troubled commercial property market. Clark discusses what this means for small businesses and individuals.  Also, facial recognition and biometric digital ID is becoming more prevalent, transforming your airport experiences. This brings both convenience and privacy concerns. 

  • Clarkonomics: Segment 1
  • Ask Clark: Segment 2
  • Travel Biometrics: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1940 03.06.24 Young Investors / Target’s New Discount Store Brand A wonderful culture shift has taken place. Younger generations are becoming rich, and not through hitting the lottery or buying hot stocks. There are simple ways to make this happen, and we have a new tool at Clark.com to help you see how much you can save over time. Also today, bargains keep getting better! Target is getting more competitive with a storewide discount brand. Youth Saving & Investing: Segment 1 Ask Clark: Segment 2 Target’s New Discount Brand: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com SAVINGS TABLE Want to retire with a million bucks in the bank? Here's one tip on how to do it. - USA TODAY WSJ.com: These Teenagers Know More About Investing Than You Do Wealth Inequality by Age in the Post-Pandemic Era How Much Should You Have Saved for Retirement by Now? How a summer job could turn you into a millionaire Investing & Retirement Archives - Clark Howard Understanding Velocity Banking, and How It Helps You Rapidly Pay Down Debt What Is Homeowners Insurance? Target creates its cheapest in-store brand as consumers are squeezed Target's new low-cost brand dealworthy gives bargain hunters a new department to shop at with prices lower than $1. The Best Car-Buying Services in 2024 / How to Buy a Used Car in 7 Steps 5 Reasons Sam’s Club Is Better Than Costco Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 06 Mar 2024 12:00:00 -0000 full Clark Howard Young Investors / Target’s New Discount Store Brand A wonderful culture shift has taken place. Younger generations are becoming rich, and not through hitting the lottery or buying hot stocks. There are simple ways to make this happen, and we have a new tool at Clark.com to help you see how much you can save over time. Also today, bargains keep getting better! Target is getting more competitive with a storewide discount brand. Youth Saving & Investing: Segment 1 Ask Clark: Segment 2 Target’s New Discount Brand: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com SAVINGS TABLE Want to retire with a million bucks in the bank? Here's one tip on how to do it. - USA TODAY WSJ.com: These Teenagers Know More About Investing Than You Do Wealth Inequality by Age in the Post-Pandemic Era How Much Should You Have Saved for Retirement by Now? How a summer job could turn you into a millionaire Investing & Retirement Archives - Clark Howard Understanding Velocity Banking, and How It Helps You Rapidly Pay Down Debt What Is Homeowners Insurance? Target creates its cheapest in-store brand as consumers are squeezed Target's new low-cost brand dealworthy gives bargain hunters a new department to shop at with prices lower than $1. The Best Car-Buying Services in 2024 / How to Buy a Used Car in 7 Steps 5 Reasons Sam’s Club Is Better Than Costco Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A wonderful culture shift has taken place. Younger generations are becoming rich, and not through hitting the lottery or buying hot stocks. There are simple ways to make this happen, and we have a new tool at Clark.com to help you see how much you can save over time. Also today, bargains keep getting better! Target is getting more competitive with a storewide discount brand.

  • Youth Saving & Investing: Segment 1
  • Ask Clark: Segment 2
  • Target’s New Discount Brand: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1940 03.05.24 Carrying A Mortgage Over Age 65 / AI Chatbot & Search Warning More than 40% of homeowners carrying a mortgage right now are over age 65. Clark discusses the implications of this obligation in terms of interest rates, loan term lengths and home prices. Also, how much can you trust a website’s chatbot? Air Canada recently got into trouble over its AI bot. What you need to know about AI in the information space, including a NEVER rule about searches.  Having A Mortgage At Age 65+: Segment 1 Ask Clark: Segment 2 AI Chatbot & Search Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYT Keeping a Mortgage After 65: A ‘No Brainer’ or a Big Risk? Best Cell Phone Plans in 2024: The Cheapest Plan for Every Need Term Life vs. Whole Life Insurance: Understanding the Difference What Is Term Life Insurance? How To Buy Term Life Insurance in 7 Easy Steps Best Investment Companies for Investors in 2023 Best Auto Insurance Companies and Some of the Worst Why You Need To Re-Shop Your Car Insurance Right Now Homeowners Insurance Archives - Clark Howard New York Post: Air Canada ordered to refund passenger after ‘misleading’ conversation with site’s AI chatbot 5 Money Tips To Know Before You Travel Abroad What’s the Best Way To Exchange Dollars for Foreign Currency? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 05 Mar 2024 12:00:00 -0000 full Clark Howard Carrying A Mortgage Over Age 65 / AI Chatbot & Search Warning More than 40% of homeowners carrying a mortgage right now are over age 65. Clark discusses the implications of this obligation in terms of interest rates, loan term lengths and home prices. Also, how much can you trust a website’s chatbot? Air Canada recently got into trouble over its AI bot. What you need to know about AI in the information space, including a NEVER rule about searches.  Having A Mortgage At Age 65+: Segment 1 Ask Clark: Segment 2 AI Chatbot & Search Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYT Keeping a Mortgage After 65: A ‘No Brainer’ or a Big Risk? Best Cell Phone Plans in 2024: The Cheapest Plan for Every Need Term Life vs. Whole Life Insurance: Understanding the Difference What Is Term Life Insurance? How To Buy Term Life Insurance in 7 Easy Steps Best Investment Companies for Investors in 2023 Best Auto Insurance Companies and Some of the Worst Why You Need To Re-Shop Your Car Insurance Right Now Homeowners Insurance Archives - Clark Howard New York Post: Air Canada ordered to refund passenger after ‘misleading’ conversation with site’s AI chatbot 5 Money Tips To Know Before You Travel Abroad What’s the Best Way To Exchange Dollars for Foreign Currency? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices More than 40% of homeowners carrying a mortgage right now are over age 65. Clark discusses the implications of this obligation in terms of interest rates, loan term lengths and home prices. Also, how much can you trust a website’s chatbot? Air Canada recently got into trouble over its AI bot. What you need to know about AI in the information space, including a NEVER rule about searches. 

  • Having A Mortgage At Age 65+: Segment 1
  • Ask Clark: Segment 2
  • AI Chatbot & Search Warning: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1863 03.04.24 Two Important Tax Tips / What Workers Want If you’ve recently sold I Bonds and/or receive 1099s, Clark has an important tax tip for you. Also today - Clark discusses some employment cross currents in play now to keep in mind as you survey the job market, and for employers to be aware of as they seek workers. I Bond Tax Tip: Segment 1 Ask Clark: Segment 2 What Workers Want: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should You Sell Your I Bonds Right Now? Making Money on I Bonds Was Easy. The Tax Paperwork Isn’t. - The Wall Street Journal. How to Freeze Your Credit With Experian, Equifax and TransUnion How getting a second opinion can stop you being ripped off — The Conversation Americans want more control over when they work, not just where  Employee salary expectations are evolving — and escalating a threat for businesses How to find a job you’ll actually like Workers are spending a lot of money returning to the office — and it's raising turnover risks [The Washington Post] The best times to book cheap flights for every vacation season Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Mar 2024 12:00:00 -0000 full Clark Howard Two Important Tax Tips / What Workers Want If you’ve recently sold I Bonds and/or receive 1099s, Clark has an important tax tip for you. Also today - Clark discusses some employment cross currents in play now to keep in mind as you survey the job market, and for employers to be aware of as they seek workers. I Bond Tax Tip: Segment 1 Ask Clark: Segment 2 What Workers Want: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should You Sell Your I Bonds Right Now? Making Money on I Bonds Was Easy. The Tax Paperwork Isn’t. - The Wall Street Journal. How to Freeze Your Credit With Experian, Equifax and TransUnion How getting a second opinion can stop you being ripped off — The Conversation Americans want more control over when they work, not just where  Employee salary expectations are evolving — and escalating a threat for businesses How to find a job you’ll actually like Workers are spending a lot of money returning to the office — and it's raising turnover risks [The Washington Post] The best times to book cheap flights for every vacation season Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices If you’ve recently sold I Bonds and/or receive 1099s, Clark has an important tax tip for you. Also today - Clark discusses some employment cross currents in play now to keep in mind as you survey the job market, and for employers to be aware of as they seek workers.

  • I Bond Tax Tip: Segment 1
  • Ask Clark: Segment 2
  • What Workers Want: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1895 03.02.24 SPECIAL SATURDAY EDITION: Empowerment 101 Welcome to a SPECIAL EDITION of  the Clark Howard Show, where our mission is to serve and empower you to make better financial decisions in your life. Today, Clark hits on a few key basic strategies to have more money in your life: They are: - SPEND LESS: Need vs. Wants and how to tell the difference - Clark’s strategy to start saving TODAY for retirement - regardless of your age - SAVE MORE on transportation - AVOID GETTING RIPPED OFF by protecting your identity and credit Segment 1: Behavioral - Back to basics on needs vs. wants Segment 2; Start saving today for retirement Begin with 1%, or up to an employer match if possible and available  When you get a raise, pretend you didn’t and increase your contribution Segment 3: Only buy a car you can afford If you have to take a loan, 42 months maximum Compare loans Consider buying used  Segment 4: Protect your identity Don’t ever carry checks or your Social Security card Your credit is the key to your identity -Freeze your credit!  Don’t use a debit card Use virtual card numbers online Mentioned on the show: Six Essential Questions to Ask Yourself Before Making a Major Purchase Advice | Fear of missing out can keep you broke. Fight the spending temptation. Why are sales so hard to resist? It's your brain, on discounts How To Save Money: Spend Less & Build Your Savings  /  Save Money Archives How To Save and Invest the Clark Howard Way Avoid the #1 Mistake That Car Buyers Make Clark.com - Buying A Used Car /  How To Buy A Vehicle Should I Ever Buy Extras Car Dealerships Sell in Their F&I Departments? How To Prevent, Report and Repair Identity Theft Do Not Give Your Social Security Number at These Places 7 Items You Should Never Carry in Your Wallet Why You Should Never Mail a Check How to Freeze Your Credit With Experian, Equifax and TransUnion Why You Should Never Use a Debit Card To Pay for Anything The Safer Way To Use Your Debit Card Virtual Credit Cards: An Online Security Measure Worth Taking? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 02 Mar 2024 12:00:00 -0000 full Clark Howard SPECIAL SATURDAY EDITION: Empowerment 101 Welcome to a SPECIAL EDITION of  the Clark Howard Show, where our mission is to serve and empower you to make better financial decisions in your life. Today, Clark hits on a few key basic strategies to have more money in your life: They are: - SPEND LESS: Need vs. Wants and how to tell the difference - Clark’s strategy to start saving TODAY for retirement - regardless of your age - SAVE MORE on transportation - AVOID GETTING RIPPED OFF by protecting your identity and credit Segment 1: Behavioral - Back to basics on needs vs. wants Segment 2; Start saving today for retirement Begin with 1%, or up to an employer match if possible and available  When you get a raise, pretend you didn’t and increase your contribution Segment 3: Only buy a car you can afford If you have to take a loan, 42 months maximum Compare loans Consider buying used  Segment 4: Protect your identity Don’t ever carry checks or your Social Security card Your credit is the key to your identity -Freeze your credit!  Don’t use a debit card Use virtual card numbers online Mentioned on the show: Six Essential Questions to Ask Yourself Before Making a Major Purchase Advice | Fear of missing out can keep you broke. Fight the spending temptation. Why are sales so hard to resist? It's your brain, on discounts How To Save Money: Spend Less & Build Your Savings  /  Save Money Archives How To Save and Invest the Clark Howard Way Avoid the #1 Mistake That Car Buyers Make Clark.com - Buying A Used Car /  How To Buy A Vehicle Should I Ever Buy Extras Car Dealerships Sell in Their F&I Departments? How To Prevent, Report and Repair Identity Theft Do Not Give Your Social Security Number at These Places 7 Items You Should Never Carry in Your Wallet Why You Should Never Mail a Check How to Freeze Your Credit With Experian, Equifax and TransUnion Why You Should Never Use a Debit Card To Pay for Anything The Safer Way To Use Your Debit Card Virtual Credit Cards: An Online Security Measure Worth Taking? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Welcome to a SPECIAL EDITION of  the Clark Howard Show, where our mission is to serve and empower you to make better financial decisions in your life. Today, Clark hits on a few key basic strategies to have more money in your life: They are:

- SPEND LESS: Need vs. Wants and how to tell the difference

- Clark’s strategy to start saving TODAY for retirement - regardless of your age

- SAVE MORE on transportation

- AVOID GETTING RIPPED OFF by protecting your identity and credit

Segment 1: Behavioral - Back to basics on needs vs. wants

Segment 2; Start saving today for retirement

  • Begin with 1%, or up to an employer match if possible and available 
  • When you get a raise, pretend you didn’t and increase your contribution


Segment 3: Only buy a car you can afford

  • If you have to take a loan, 42 months maximum
  • Compare loans
  • Consider buying used 


Segment 4: Protect your identity

  • Don’t ever carry checks or your Social Security card
  • Your credit is the key to your identity -Freeze your credit! 
  • Don’t use a debit card
  • Use virtual card numbers online


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1659 03.01.24 Clark Answers His Critics on Clark Stinks / HOTEL Booking: An Important Update Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Clark has serious reservations about the breakdown of standards in the hotel industry, especially when it comes to booking a room. There’s important new info to be aware of when planning travel.  Clark Stinks: Segments 1 & 2 Hotel Booking Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 15 of the Best Free Workout And Fitness Apps How To Get a Gym Membership for Practically Free 6 Things to Know About the SilverSneakers Program for Seniors Food Expiration Dates: What You Need To Know Food Product Dating | Food Safety and Inspection Service Should I Pay Off Debt, Save Money or Invest? Warehouse Clubs Archives - Clark Howard Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? Where You Should (and Should Not) Book Your Next Vacation How Often Does Clark Book Travel Via Capital One Travel When It’s Often More Expensive? 5 Steps To Getting a Good Deal on a Hotel Room Should You Ever Book a Nonrefundable Hotel Room? Investopedia - Retirement Planning: Strategies, Tools, Choices Retirement Planning: Strategy, Savings and Income Fidelity Investments | Retirement Guidance Education | Retirement Plan Services - Schwab Workplace Invest & Retire - Clark.com What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor How to Freeze Your Credit With Experian, Equifax and TransUnion How To Create a Safe Password Ambulance rides can be costly — and consumers aren't protected from surprise bills Habitat for Humanity - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 01 Mar 2024 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / HOTEL Booking: An Important Update Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Clark has serious reservations about the breakdown of standards in the hotel industry, especially when it comes to booking a room. There’s important new info to be aware of when planning travel.  Clark Stinks: Segments 1 & 2 Hotel Booking Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 15 of the Best Free Workout And Fitness Apps How To Get a Gym Membership for Practically Free 6 Things to Know About the SilverSneakers Program for Seniors Food Expiration Dates: What You Need To Know Food Product Dating | Food Safety and Inspection Service Should I Pay Off Debt, Save Money or Invest? Warehouse Clubs Archives - Clark Howard Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? Where You Should (and Should Not) Book Your Next Vacation How Often Does Clark Book Travel Via Capital One Travel When It’s Often More Expensive? 5 Steps To Getting a Good Deal on a Hotel Room Should You Ever Book a Nonrefundable Hotel Room? Investopedia - Retirement Planning: Strategies, Tools, Choices Retirement Planning: Strategy, Savings and Income Fidelity Investments | Retirement Guidance Education | Retirement Plan Services - Schwab Workplace Invest & Retire - Clark.com What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor How to Freeze Your Credit With Experian, Equifax and TransUnion How To Create a Safe Password Ambulance rides can be costly — and consumers aren't protected from surprise bills Habitat for Humanity - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Clark has serious reservations about the breakdown of standards in the hotel industry, especially when it comes to booking a room. There’s important new info to be aware of when planning travel. 

  • Clark Stinks: Segments 1 & 2
  • Hotel Booking Warning: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2157 02.29.24 Grand Theft Auto / Clark Smart Gym Membership A common mistake car owners make is facilitating the rise in auto theft. There are 2 things you can do to protect your wheels. Also today - After the health club failures of 20 & 21 the industry roared back and stayed strong through 23. New stats show that trend is now reversing, which will affect the offers you’ll see. Clark explains the best way to handle gym membership to protect your wallet.  Car Theft Prevention: Segment 1 Ask Clark: Segment 2 Gym Memberships: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How one city took on rising car thefts — and brought the numbers down 10 Ways To Save Money on Car Insurance How To Open a Roth IRA Credit Card Car Rental Insurance: What You Need To Know Non-Owner Car Insurance: Who Needs It? - Investopedia What Is Umbrella Insurance and Do You Need It? How To Get a Gym Membership for Practically Free Should You Buy Out Your Leased Car? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 29 Feb 2024 12:00:00 -0000 full Clark Howard Grand Theft Auto / Clark Smart Gym Membership A common mistake car owners make is facilitating the rise in auto theft. There are 2 things you can do to protect your wheels. Also today - After the health club failures of 20 & 21 the industry roared back and stayed strong through 23. New stats show that trend is now reversing, which will affect the offers you’ll see. Clark explains the best way to handle gym membership to protect your wallet.  Car Theft Prevention: Segment 1 Ask Clark: Segment 2 Gym Memberships: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How one city took on rising car thefts — and brought the numbers down 10 Ways To Save Money on Car Insurance How To Open a Roth IRA Credit Card Car Rental Insurance: What You Need To Know Non-Owner Car Insurance: Who Needs It? - Investopedia What Is Umbrella Insurance and Do You Need It? How To Get a Gym Membership for Practically Free Should You Buy Out Your Leased Car? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A common mistake car owners make is facilitating the rise in auto theft. There are 2 things you can do to protect your wheels. Also today - After the health club failures of 20 & 21 the industry roared back and stayed strong through 23. New stats show that trend is now reversing, which will affect the offers you’ll see. Clark explains the best way to handle gym membership to protect your wallet. 

  • Car Theft Prevention: Segment 1
  • Ask Clark: Segment 2
  • Gym Memberships: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1655 02.28.24 FBI Scam Warning: Cybercriminal Couriers / A Mindset For Rainy Day Funds Scammers are using a new tactic to get to you and your money, and it’s up close & in person.  Also, the days of working for one company for an entire career are long gone. Clark discusses creating financial stability in an age marked by inconsistent and unstable employment. FBI Scam Warning: Segment 1 Ask Clark: Segment 2 Job Uncertainty & Your Savings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: When cybercrime leaves the web: FBI warns that scammers could come right to your door - USA TODAY Consumer Reports Lists Ten Most Reliable Cars [The Washington Post] This fridge hack can slash your food waste The myth of men’s full-time employment — The Conversation How To Save Money: Spend Less & Build Your Savings How Much Money Do I Need in My Emergency Fund? How To Find Cheap Flights in 3 Easy Steps The Best Place To Buy a Mattress  How Can I Get Rid of My Old Mattress Cheaply? 10 Best Restaurant Apps for Fast Food Deals Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 28 Feb 2024 12:00:00 -0000 full Clark Howard FBI Scam Warning: Cybercriminal Couriers / A Mindset For Rainy Day Funds Scammers are using a new tactic to get to you and your money, and it’s up close & in person.  Also, the days of working for one company for an entire career are long gone. Clark discusses creating financial stability in an age marked by inconsistent and unstable employment. FBI Scam Warning: Segment 1 Ask Clark: Segment 2 Job Uncertainty & Your Savings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: When cybercrime leaves the web: FBI warns that scammers could come right to your door - USA TODAY Consumer Reports Lists Ten Most Reliable Cars [The Washington Post] This fridge hack can slash your food waste The myth of men’s full-time employment — The Conversation How To Save Money: Spend Less & Build Your Savings How Much Money Do I Need in My Emergency Fund? How To Find Cheap Flights in 3 Easy Steps The Best Place To Buy a Mattress  How Can I Get Rid of My Old Mattress Cheaply? 10 Best Restaurant Apps for Fast Food Deals Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Scammers are using a new tactic to get to you and your money, and it’s up close & in person.  Also, the days of working for one company for an entire career are long gone. Clark discusses creating financial stability in an age marked by inconsistent and unstable employment.

  • FBI Scam Warning: Segment 1
  • Ask Clark: Segment 2
  • Job Uncertainty & Your Savings: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1803 02.27.24 You CAN Negotiate Hospital Bills / Rental Property: Opportunity & Hazard Clark discusses “nonprofit” hospitals and two crucial steps to take if you get a large hospital bill. Also today, there are multitudes of properties bought for the sole purpose of renting them out, but the rules of the game keep changing. To protect your finances, follow Clark’s rule for buying investment properties. Negotiate Hospital Bills: Segment 1 Ask Clark: Segment 2 Short Term Rental Property: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Nonprofit hospitals have an obligation to help their communities, but the people who live nearby may see little benefit — The Conversation Have medical debt? Anything already paid or under $500 should no longer be on your credit report When Do You Tell a Car Dealership You're Paying Cash? Palm Springs capped Airbnb rentals. Now some home prices are in free-fall Use of cameras and recording devices - Airbnb Help Center How To Open a Roth IRA How Many Credit Cards Should I Have? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 27 Feb 2024 12:00:00 -0000 full Clark Howard You CAN Negotiate Hospital Bills / Rental Property: Opportunity & Hazard Clark discusses “nonprofit” hospitals and two crucial steps to take if you get a large hospital bill. Also today, there are multitudes of properties bought for the sole purpose of renting them out, but the rules of the game keep changing. To protect your finances, follow Clark’s rule for buying investment properties. Negotiate Hospital Bills: Segment 1 Ask Clark: Segment 2 Short Term Rental Property: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Nonprofit hospitals have an obligation to help their communities, but the people who live nearby may see little benefit — The Conversation Have medical debt? Anything already paid or under $500 should no longer be on your credit report When Do You Tell a Car Dealership You're Paying Cash? Palm Springs capped Airbnb rentals. Now some home prices are in free-fall Use of cameras and recording devices - Airbnb Help Center How To Open a Roth IRA How Many Credit Cards Should I Have? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses “nonprofit” hospitals and two crucial steps to take if you get a large hospital bill. Also today, there are multitudes of properties bought for the sole purpose of renting them out, but the rules of the game keep changing. To protect your finances, follow Clark’s rule for buying investment properties.

  • Negotiate Hospital Bills: Segment 1
  • Ask Clark: Segment 2
  • Short Term Rental Property: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1840 02.26.24 A Scam Hits Home / Retail Return Fraud A common text scam just attempted to infiltrate Clark’s own company. Hear how that turned out! Also today,  a warning if you receive packages from online retailers, and the one thing you need to do immediately when you do receive an item.  Text Scam Targets Companies: Segment 1 Ask Clark: Segment 2 Retail Return Fraud: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Do Your Boss a Favor and Don't Fall for a Gift Card Scam - ITRC Think you know what the top scam of 2023 was? Take a guess What Brokerage Do You Recommend for First-Time Investors or Kids? What's the Best Savings Account for a Teenager? Hot Water Recirculation Systems Streaming TV - Clark.com NYTimes: She Ordered an Ashtray and Got a Can of Tuna Types of Health Insurance Plans Should You Ever Decline a Credit Limit Increase? How To Increase the Credit Limit on Your Credit Card Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Feb 2024 12:00:00 -0000 full Clark Howard A Scam Hits Home / Retail Return Fraud A common text scam just attempted to infiltrate Clark’s own company. Hear how that turned out! Also today,  a warning if you receive packages from online retailers, and the one thing you need to do immediately when you do receive an item.  Text Scam Targets Companies: Segment 1 Ask Clark: Segment 2 Retail Return Fraud: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Do Your Boss a Favor and Don't Fall for a Gift Card Scam - ITRC Think you know what the top scam of 2023 was? Take a guess What Brokerage Do You Recommend for First-Time Investors or Kids? What's the Best Savings Account for a Teenager? Hot Water Recirculation Systems Streaming TV - Clark.com NYTimes: She Ordered an Ashtray and Got a Can of Tuna Types of Health Insurance Plans Should You Ever Decline a Credit Limit Increase? How To Increase the Credit Limit on Your Credit Card Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A common text scam just attempted to infiltrate Clark’s own company. Hear how that turned out! Also today,  a warning if you receive packages from online retailers, and the one thing you need to do immediately when you do receive an item. 

  • Text Scam Targets Companies: Segment 1
  • Ask Clark: Segment 2
  • Retail Return Fraud: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1613 02.23.24 Clark Answers His Critics on Clark Stinks / Warning: Safe Deposit Boxes Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, do you or someone you know have a safe deposit box? Clark has a very important warning if the answer is yes.  Clark Stinks: Segments 1 & 2 Unsafe Deposit Boxes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 6 Things To Know About Series I Savings Bonds Should You Sell Your I Bonds Right Now? When Is the Best Time To Collect Social Security? Which Home Security Systems Rank Better Than Ring? Clark Howard's Simple Steps To Get Better Customer Service The US Sun: A judge dismissed my lawsuit against Chase when $100,000 & a $10k necklace vanished – years later I saw it on TV Is a Safe Deposit Box Really Safe? How Should I Handle Car Insurance for My Teenage Driver? 5 Steps To Getting a Good Deal on a Hotel Room Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 23 Feb 2024 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Warning: Safe Deposit Boxes Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, do you or someone you know have a safe deposit box? Clark has a very important warning if the answer is yes.  Clark Stinks: Segments 1 & 2 Unsafe Deposit Boxes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 6 Things To Know About Series I Savings Bonds Should You Sell Your I Bonds Right Now? When Is the Best Time To Collect Social Security? Which Home Security Systems Rank Better Than Ring? Clark Howard's Simple Steps To Get Better Customer Service The US Sun: A judge dismissed my lawsuit against Chase when $100,000 & a $10k necklace vanished – years later I saw it on TV Is a Safe Deposit Box Really Safe? How Should I Handle Car Insurance for My Teenage Driver? 5 Steps To Getting a Good Deal on a Hotel Room Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, do you or someone you know have a safe deposit box? Clark has a very important warning if the answer is yes. 

  • Clark Stinks: Segments 1 & 2
  • Unsafe Deposit Boxes: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1696 02.22.24 A Season For Savers: Revisiting CDs / What Makes A Supermarket Superior CDs - Are they still a good deal? Given where inflation and interest rates are heading, Clark explains that we’ve arrived at a tipping point for savers, and how to best put your money to work. Also, a report has come out about the best supermarkets in the country. What makes them great? It’s a factor you may not think about.  The SAVE MORE CD Strategy: Segment 1 Ask Clark: Segment 2 Best Supermarkets: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best CD Rates for February 2024 Why you should open a CD this February - CBS News What Is a CD Ladder and When Is It a Good Idea? 16 of the Best High-Yield Online Savings Accounts in February 2024 Municipal Bond: Definition, Types, Risks, and Tax Benefits How Many Bank Accounts Should You Have? - Clark Howard Credit Cards Could Swipe Department Stores’ Profits - The WSJ. Should You Get a Store Credit Card? Supermarkets - The American Customer Satisfaction Index CNBC - Costco has replaced Trader Joe’s as America’s favorite supermarket American Customer Satisfaction Index 6 Best Apps To Save Money on Groceries 22 Ways To Save Money on Groceries 10 Ways You're Wasting Money on Groceries How To Use Camelcamelcamel Google Fi Wireless: My Experience as a Five-Year Customer (Pros and Cons) The Best International Phone Plans Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 22 Feb 2024 12:00:00 -0000 full Clark Howard A Season For Savers: Revisiting CDs / What Makes A Supermarket Superior CDs - Are they still a good deal? Given where inflation and interest rates are heading, Clark explains that we’ve arrived at a tipping point for savers, and how to best put your money to work. Also, a report has come out about the best supermarkets in the country. What makes them great? It’s a factor you may not think about.  The SAVE MORE CD Strategy: Segment 1 Ask Clark: Segment 2 Best Supermarkets: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best CD Rates for February 2024 Why you should open a CD this February - CBS News What Is a CD Ladder and When Is It a Good Idea? 16 of the Best High-Yield Online Savings Accounts in February 2024 Municipal Bond: Definition, Types, Risks, and Tax Benefits How Many Bank Accounts Should You Have? - Clark Howard Credit Cards Could Swipe Department Stores’ Profits - The WSJ. Should You Get a Store Credit Card? Supermarkets - The American Customer Satisfaction Index CNBC - Costco has replaced Trader Joe’s as America’s favorite supermarket American Customer Satisfaction Index 6 Best Apps To Save Money on Groceries 22 Ways To Save Money on Groceries 10 Ways You're Wasting Money on Groceries How To Use Camelcamelcamel Google Fi Wireless: My Experience as a Five-Year Customer (Pros and Cons) The Best International Phone Plans Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices CDs - Are they still a good deal? Given where inflation and interest rates are heading, Clark explains that we’ve arrived at a tipping point for savers, and how to best put your money to work. Also, a report has come out about the best supermarkets in the country. What makes them great? It’s a factor you may not think about. 

  • The SAVE MORE CD Strategy: Segment 1
  • Ask Clark: Segment 2
  • Best Supermarkets: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2050 02.21.24 SAVE MORE On Cell Service / The Value Of A Second Opinion As the big phone companies plan big price increases, smaller competitors are taking a bigger share of the marketplace. Clark shares easy ways to keep costs down.  Also, you’ve heard of getting a second opinion when it comes to medical procedures, but did you know that getting a second opinion in all sorts of consumer areas can save you big bucks? SAVE on Cell Phone Service: Segment 1 Ask Clark: Segment 2 Get A Second Opinion: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Comcast, Charter add subs; survey finds consumers very open to MVNOs T-Mobile Eyes Price Hikes As AT&T, Verizon Set to Raise Rates in March Best Cell Phone Plans in 2024: The Cheapest Plan for Every Need What Is Owner's Title Insurance and Do You Need It? Home Title Lock: Is It the Same As Home Title Insurance? Counterfeit Stamps How getting a second opinion can stop you being ripped off — The Conversation Brushing Scam – United States Postal Inspection Service “Brushing” Scam Indicates a Serious Problem for Victims How Can I Make Freezing a Young Person's Credit Less Risky? Should You Make Your Child an Authorized User on Your Credit Card? Credit Karma Review: Free Credit Score and More at Your Fingertips Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 Feb 2024 12:00:00 -0000 full Clark Howard SAVE MORE On Cell Service / The Value Of A Second Opinion As the big phone companies plan big price increases, smaller competitors are taking a bigger share of the marketplace. Clark shares easy ways to keep costs down.  Also, you’ve heard of getting a second opinion when it comes to medical procedures, but did you know that getting a second opinion in all sorts of consumer areas can save you big bucks? SAVE on Cell Phone Service: Segment 1 Ask Clark: Segment 2 Get A Second Opinion: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Comcast, Charter add subs; survey finds consumers very open to MVNOs T-Mobile Eyes Price Hikes As AT&T, Verizon Set to Raise Rates in March Best Cell Phone Plans in 2024: The Cheapest Plan for Every Need What Is Owner's Title Insurance and Do You Need It? Home Title Lock: Is It the Same As Home Title Insurance? Counterfeit Stamps How getting a second opinion can stop you being ripped off — The Conversation Brushing Scam – United States Postal Inspection Service “Brushing” Scam Indicates a Serious Problem for Victims How Can I Make Freezing a Young Person's Credit Less Risky? Should You Make Your Child an Authorized User on Your Credit Card? Credit Karma Review: Free Credit Score and More at Your Fingertips Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices As the big phone companies plan big price increases, smaller competitors are taking a bigger share of the marketplace. Clark shares easy ways to keep costs down.  Also, you’ve heard of getting a second opinion when it comes to medical procedures, but did you know that getting a second opinion in all sorts of consumer areas can save you big bucks?

  • SAVE on Cell Phone Service: Segment 1
  • Ask Clark: Segment 2
  • Get A Second Opinion: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1793 02.20.24 Venmo Overshare Privacy Check / An Era Of Entrepreneurship Venmo is publicly sharing your info. Clark has a special privacy check up for Venmo users. Later - collectively entrepreneurs set a new record last year. Get Clark’s take on entrepreneurship and its value for the economy.  Venmo Privacy Check: Segment 1 Ask Clark: Segment 2 On Entrepreneurship: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Venmo privacy settings to change now How To Make Your Venmo Transactions Private 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!) Want To Guard Your Privacy Online? Search the Web With DuckDuckGo 5 Tips To Protect Your Digital Privacy Protect Your Identity Archives - Clark Howard Should You Allow Your Auto Insurance To Monitor Your Driving? Mile Auto | Pay-Per-Mile Car Insurance Entrepreneurs Opened More Businesses in 2023, Setting a New All-Time High on Yelp Sell My Car – Autotrader What Is an ETF?  -  What Are Index Funds? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 20 Feb 2024 12:00:00 -0000 full Clark Howard Venmo Overshare Privacy Check / An Era Of Entrepreneurship Venmo is publicly sharing your info. Clark has a special privacy check up for Venmo users. Later - collectively entrepreneurs set a new record last year. Get Clark’s take on entrepreneurship and its value for the economy.  Venmo Privacy Check: Segment 1 Ask Clark: Segment 2 On Entrepreneurship: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Venmo privacy settings to change now How To Make Your Venmo Transactions Private 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!) Want To Guard Your Privacy Online? Search the Web With DuckDuckGo 5 Tips To Protect Your Digital Privacy Protect Your Identity Archives - Clark Howard Should You Allow Your Auto Insurance To Monitor Your Driving? Mile Auto | Pay-Per-Mile Car Insurance Entrepreneurs Opened More Businesses in 2023, Setting a New All-Time High on Yelp Sell My Car – Autotrader What Is an ETF?  -  What Are Index Funds? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Venmo is publicly sharing your info. Clark has a special privacy check up for Venmo users. Later - collectively entrepreneurs set a new record last year. Get Clark’s take on entrepreneurship and its value for the economy. 

  • Venmo Privacy Check: Segment 1
  • Ask Clark: Segment 2
  • On Entrepreneurship: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1653 02.19.24 Hotel Junk Fees Just Got Worse / Avoid Funeral Industry Rip Offs A new hotel fee is showing up for something a lot of people aren’t even using. How to book a room without getting ripped off. Also, knowledge is power when it comes to navigating funeral costs. The FTC has a new warning out about shady practices in the funeral industry that take advantage of grieving families.  Hotel Rates + Junk Fees: Segment 1 Ask Clark: Segment 2 Funeral Home Rip-offs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Hotel parking fees take a turn for the worse How to spot hidden resort fees when you're booking travel Why Structured Notes Might Not Be Right for You What Is Full Coverage Car Insurance? NYTimes: F.T.C. Warns Dozens of Funeral Homes to Provide Accurate Costs to Callers How the Funeral Industry Got the FTC to Hide Bad Actors Alert: Funeral Home Scam Targets Grieving Families Funeral Consumers Alliance: Home - Clark.com - Funeral Planning How to have that end-of-life financial discussion with your elderly loved ones Funeral Consumers Alliance - Wills & Funerals Archives - Clark Howard You Can Save Big Money on Caskets at Costco, Walmart and Amazon Low-Cost Cremation Services: 5 Things to Know  Funeralocity - Lantern - Cake - Parting - Empathy 4 Things To Consider Before You Buy a New Cell Phone Buying a Cell Phone at Costco Wholesale: 4 Things To Know Should You Buy Cell Phone Insurance? Cell Phones & Smartphones Archives - Clark Deals Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Feb 2024 12:00:00 -0000 full Clark Howard Hotel Junk Fees Just Got Worse / Avoid Funeral Industry Rip Offs A new hotel fee is showing up for something a lot of people aren’t even using. How to book a room without getting ripped off. Also, knowledge is power when it comes to navigating funeral costs. The FTC has a new warning out about shady practices in the funeral industry that take advantage of grieving families.  Hotel Rates + Junk Fees: Segment 1 Ask Clark: Segment 2 Funeral Home Rip-offs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Hotel parking fees take a turn for the worse How to spot hidden resort fees when you're booking travel Why Structured Notes Might Not Be Right for You What Is Full Coverage Car Insurance? NYTimes: F.T.C. Warns Dozens of Funeral Homes to Provide Accurate Costs to Callers How the Funeral Industry Got the FTC to Hide Bad Actors Alert: Funeral Home Scam Targets Grieving Families Funeral Consumers Alliance: Home - Clark.com - Funeral Planning How to have that end-of-life financial discussion with your elderly loved ones Funeral Consumers Alliance - Wills & Funerals Archives - Clark Howard You Can Save Big Money on Caskets at Costco, Walmart and Amazon Low-Cost Cremation Services: 5 Things to Know  Funeralocity - Lantern - Cake - Parting - Empathy 4 Things To Consider Before You Buy a New Cell Phone Buying a Cell Phone at Costco Wholesale: 4 Things To Know Should You Buy Cell Phone Insurance? Cell Phones & Smartphones Archives - Clark Deals Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A new hotel fee is showing up for something a lot of people aren’t even using. How to book a room without getting ripped off. Also, knowledge is power when it comes to navigating funeral costs. The FTC has a new warning out about shady practices in the funeral industry that take advantage of grieving families. 

  • Hotel Rates + Junk Fees: Segment 1
  • Ask Clark: Segment 2
  • Funeral Home Rip-offs: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1944 02.16.24 Clark Answers His Critics on Clark Stinks / A New 401(K) Benefit Tied To Student Loan Repayment Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - many employers are offering a new benefit which may eliminate the need to choose between paying down student loans and saving for retirement.  Clark Stinks: Segments 1 & 2 The New Student Loan/401(k) Benefit: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Find Cheap Flights in 3 Easy Steps Going™ | Formerly Scott's Cheap Flights Airfarewatchdog: Cheap Flights & Airline Tickets Estate and Gift Tax FAQs | Internal Revenue Service 15 of the Best Free Workout And Fitness Apps What Is an ETF? A Simple Trick To Paying Off Your Credit Card Faster NYTimes: A New Perk for Some Student Loan Borrowers: A 401(k) Match More companies embracing benefits aimed at student loan debt SAVE Repayment Plan Offers Lower Monthly Loan Payments Best Budgeting Apps in 2024: Our Top 5 What Is a Flexible Spending Account? How to Teach Young Kids About Money Fidelity Investments Review 2023: Pros & Cons  Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 16 Feb 2024 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / A New 401(K) Benefit Tied To Student Loan Repayment Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - many employers are offering a new benefit which may eliminate the need to choose between paying down student loans and saving for retirement.  Clark Stinks: Segments 1 & 2 The New Student Loan/401(k) Benefit: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Find Cheap Flights in 3 Easy Steps Going™ | Formerly Scott's Cheap Flights Airfarewatchdog: Cheap Flights & Airline Tickets Estate and Gift Tax FAQs | Internal Revenue Service 15 of the Best Free Workout And Fitness Apps What Is an ETF? A Simple Trick To Paying Off Your Credit Card Faster NYTimes: A New Perk for Some Student Loan Borrowers: A 401(k) Match More companies embracing benefits aimed at student loan debt SAVE Repayment Plan Offers Lower Monthly Loan Payments Best Budgeting Apps in 2024: Our Top 5 What Is a Flexible Spending Account? How to Teach Young Kids About Money Fidelity Investments Review 2023: Pros & Cons  Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - many employers are offering a new benefit which may eliminate the need to choose between paying down student loans and saving for retirement. 

  • Clark Stinks: Segments 1 & 2
  • The New Student Loan/401(k) Benefit: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


 Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1863 02.15.24 Cruise Travel Warning / Visa Vanilla Gift Card Follow Up Cruise travel is way up and with it, problems with associated trip insurance. Learn what could go wrong, and Clark smart rules for cruise travel. Also today, a follow up on Visa Vanilla gift cards and the “draining” scam that left so many people with useless plastic. Cruise Trip Coverage Warning: Segment 1 Ask Clark: Segment 2 Vanilla Gift Card Scam: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: Help! I Missed a Cruise and the Cruise Line’s Own Travel Insurance Won’t Pay. Where You Should Never Buy Travel Insurance for a Cruise Clark.com - CRUISES / Clark.com - TRIP INSURANCE How To Plan a Trip: Clark's Best Travel Tips To Save Money 401(k) Match: What Is It, How It Works 401k Calculator With Match - Clark Howard New York Post: Visa is sued over ‘Vanilla’ gift card scam known as ‘draining’ What Is an ETF? Should We Worry About the National Debt and Budget Deficits?   Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 15 Feb 2024 12:00:00 -0000 full Clark Howard Cruise Travel Warning / Visa Vanilla Gift Card Follow Up Cruise travel is way up and with it, problems with associated trip insurance. Learn what could go wrong, and Clark smart rules for cruise travel. Also today, a follow up on Visa Vanilla gift cards and the “draining” scam that left so many people with useless plastic. Cruise Trip Coverage Warning: Segment 1 Ask Clark: Segment 2 Vanilla Gift Card Scam: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: Help! I Missed a Cruise and the Cruise Line’s Own Travel Insurance Won’t Pay. Where You Should Never Buy Travel Insurance for a Cruise Clark.com - CRUISES / Clark.com - TRIP INSURANCE How To Plan a Trip: Clark's Best Travel Tips To Save Money 401(k) Match: What Is It, How It Works 401k Calculator With Match - Clark Howard New York Post: Visa is sued over ‘Vanilla’ gift card scam known as ‘draining’ What Is an ETF? Should We Worry About the National Debt and Budget Deficits?   Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Cruise travel is way up and with it, problems with associated trip insurance. Learn what could go wrong, and Clark smart rules for cruise travel. Also today, a follow up on Visa Vanilla gift cards and the “draining” scam that left so many people with useless plastic.

  • Cruise Trip Coverage Warning: Segment 1
  • Ask Clark: Segment 2
  • Vanilla Gift Card Scam: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:

 

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1839 02.14.24 Rethinking the USPS / Amazon Facing Fierce Competition Happy Valentine’s Day! Where did we traditionally receive Valentine’s Day cards? The mail! There’s a big problem with our mail delivery service, and something is going to have to give. Also today, Amazon is in a fight for its life with competitors and the resultant clothing price war presents opportunity for you.   USPS Mail Delays: Segment 1 Ask Clark: Segment 2 Clothing Price War: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mail freeze: Latest frigid weather is adding to the postal service's delivery woes - USA TODAY   NYTimes.com: Mail 3 Days a Week? Idea Meets Resistance in Britain. How to sell your house by owner What you should know before selling your home without an agent Selling your home yourself? Here’s how an ‘Agents Protected’ sign can help you Heard on the Street: Amazon Can’t Afford a Race to the Bottom - The Wall Street Journal. Clark Deals - Clothing Why You Need To Check Your PayPal Account for Automatic Payments 5 Steps To Getting a Good Deal on a Hotel Room PlugShare - EV Charging Station Map - Find a place to charge   Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 14 Feb 2024 12:00:00 -0000 full Clark Howard Rethinking the USPS / Amazon Facing Fierce Competition Happy Valentine’s Day! Where did we traditionally receive Valentine’s Day cards? The mail! There’s a big problem with our mail delivery service, and something is going to have to give. Also today, Amazon is in a fight for its life with competitors and the resultant clothing price war presents opportunity for you.   USPS Mail Delays: Segment 1 Ask Clark: Segment 2 Clothing Price War: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mail freeze: Latest frigid weather is adding to the postal service's delivery woes - USA TODAY   NYTimes.com: Mail 3 Days a Week? Idea Meets Resistance in Britain. How to sell your house by owner What you should know before selling your home without an agent Selling your home yourself? Here’s how an ‘Agents Protected’ sign can help you Heard on the Street: Amazon Can’t Afford a Race to the Bottom - The Wall Street Journal. Clark Deals - Clothing Why You Need To Check Your PayPal Account for Automatic Payments 5 Steps To Getting a Good Deal on a Hotel Room PlugShare - EV Charging Station Map - Find a place to charge   Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Valentine’s Day! Where did we traditionally receive Valentine’s Day cards? The mail! There’s a big problem with our mail delivery service, and something is going to have to give. Also today, Amazon is in a fight for its life with competitors and the resultant clothing price war presents opportunity for you.  

  • USPS Mail Delays: Segment 1
  • Ask Clark: Segment 2
  • Clothing Price War: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:

 

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1751 02.13.24 How Sweethearts Talk Money / A Path To A Lower Mortgage Rate With Valentine’s Day coming up tomorrow, it’s a good opportunity to give couples advice on how to avoid one of the most common things we fight over - money differences. Also today - Assumable mortgages allow qualifiers to potentially buy a house with one of the great rates that existed over the past few years. There’s a new site to help you find those homes for sale.  Couples & Money: Segment 1 Ask Clark: Segment 2 Assumable Mortgage Resource: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes.com: Financial Questions to Discuss Before Moving In With Your Partner New Love for Older Adults: Don’t Make the Same Financial Mistakes 42% of Adults Have Committed Financial Infidelity. Have You? 10 Steps for Having Better Money Conversations With Your Spouse What is an LLC? Limited Liability Company Structure and Benefits Defined What Is Umbrella Insurance and Do You Need It? Best 529 College Savings Plans By State Rollovers From a 529 Plan to Roth IRA: What to Know Assumable Mortgage: What It Is, How It Works, Types, Pros and Cons A back door to a 3% mortgage rate? This startup has a plan to unlock housing market affordability  What's Clark's Opinion on the Greenlight Prepaid Debit Card for Kids? Cruises - Clark.com / Costco Travel: 5 Things To Know Before You Book Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 13 Feb 2024 12:00:00 -0000 full Clark Howard How Sweethearts Talk Money / A Path To A Lower Mortgage Rate With Valentine’s Day coming up tomorrow, it’s a good opportunity to give couples advice on how to avoid one of the most common things we fight over - money differences. Also today - Assumable mortgages allow qualifiers to potentially buy a house with one of the great rates that existed over the past few years. There’s a new site to help you find those homes for sale.  Couples & Money: Segment 1 Ask Clark: Segment 2 Assumable Mortgage Resource: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes.com: Financial Questions to Discuss Before Moving In With Your Partner New Love for Older Adults: Don’t Make the Same Financial Mistakes 42% of Adults Have Committed Financial Infidelity. Have You? 10 Steps for Having Better Money Conversations With Your Spouse What is an LLC? Limited Liability Company Structure and Benefits Defined What Is Umbrella Insurance and Do You Need It? Best 529 College Savings Plans By State Rollovers From a 529 Plan to Roth IRA: What to Know Assumable Mortgage: What It Is, How It Works, Types, Pros and Cons A back door to a 3% mortgage rate? This startup has a plan to unlock housing market affordability  What's Clark's Opinion on the Greenlight Prepaid Debit Card for Kids? Cruises - Clark.com / Costco Travel: 5 Things To Know Before You Book Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices With Valentine’s Day coming up tomorrow, it’s a good opportunity to give couples advice on how to avoid one of the most common things we fight over - money differences. Also today - Assumable mortgages allow qualifiers to potentially buy a house with one of the great rates that existed over the past few years. There’s a new site to help you find those homes for sale. 

  • Couples & Money: Segment 1
  • Ask Clark: Segment 2
  • Assumable Mortgage Resource: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1999 02.12.24 Beach Alternative Communities / Gen Z And Finance Communities are popping up around the country that make it feel like you are living at the beach, without the high cost of insurance and upkeep. Sound too good to be true? It’s not. Also, excellent news to share concerning teens and finance.  Lagoon Communities: Segment 1 Ask Clark: Segment 2 Teen Work Ethic: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Their Home Has Water Views and a Sandy Beach—and It’s Nowhere Near the Ocean 401(k) Rollover: What You Need To Know & Options Target Date Funds: Clark's Favorite Retirement Investment Travel Insurance: What You Need To Know Before You Buy Clark Calls Out Favorite Credit Card for 'Classless' New Policy [The Washington Post] Gen Z is bringing back the part-time job More States Now Require Financial Literacy Classes in High Schools Best Investment Companies for Investors Can a Patient Advocate Help With Your Medical Bills? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Feb 2024 12:00:00 -0000 full Clark Howard Beach Alternative Communities / Gen Z And Finance Communities are popping up around the country that make it feel like you are living at the beach, without the high cost of insurance and upkeep. Sound too good to be true? It’s not. Also, excellent news to share concerning teens and finance.  Lagoon Communities: Segment 1 Ask Clark: Segment 2 Teen Work Ethic: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Their Home Has Water Views and a Sandy Beach—and It’s Nowhere Near the Ocean 401(k) Rollover: What You Need To Know & Options Target Date Funds: Clark's Favorite Retirement Investment Travel Insurance: What You Need To Know Before You Buy Clark Calls Out Favorite Credit Card for 'Classless' New Policy [The Washington Post] Gen Z is bringing back the part-time job More States Now Require Financial Literacy Classes in High Schools Best Investment Companies for Investors Can a Patient Advocate Help With Your Medical Bills? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Communities are popping up around the country that make it feel like you are living at the beach, without the high cost of insurance and upkeep. Sound too good to be true? It’s not. Also, excellent news to share concerning teens and finance. 

  • Lagoon Communities: Segment 1
  • Ask Clark: Segment 2
  • Teen Work Ethic: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1921 02.09.24 Clark Answers His Critics on Clark Stinks / Disconnect Device Addiction Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - So many of us are addicted to our smartphones and there are new devices and methods to help us break the habit and be more present. The discipline to ditch your phone for periods of time may improve your quality of life. Clark Stinks: Segments 1 & 2 Phone-free Quality Time: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 12 Things You Never Knew You Could Get From Your Local Library Streaming TV - Clark.com Best Free Password Managers: 7 Top Picks / 5 Tips To Protect Your Digital Privacy 3 Big Retirement Account Changes You Haven't Heard About Financial Independence, Retire Early: What You Need To Know About the ‘FIRE’ Movement Is Temu Legit? 4 Things To Know My Cable Company Is Raising Prices Unless I Enroll in Auto-Pay. Is It Safe? How to Get Free Virus, Spyware and Malware Protection Phone-free and loving it: Why Yondr usage is spiking at schools, concerts, and soon, maybe, your living room Why Toilet Paper Has Gotten So Expensive 529 rollover to Roth IRA: A guide to conversion - CNN Free (or Cheap) College for Retirees in All 50 States How to Buy a New Car in 5 Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 09 Feb 2024 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Disconnect Device Addiction Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - So many of us are addicted to our smartphones and there are new devices and methods to help us break the habit and be more present. The discipline to ditch your phone for periods of time may improve your quality of life. Clark Stinks: Segments 1 & 2 Phone-free Quality Time: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 12 Things You Never Knew You Could Get From Your Local Library Streaming TV - Clark.com Best Free Password Managers: 7 Top Picks / 5 Tips To Protect Your Digital Privacy 3 Big Retirement Account Changes You Haven't Heard About Financial Independence, Retire Early: What You Need To Know About the ‘FIRE’ Movement Is Temu Legit? 4 Things To Know My Cable Company Is Raising Prices Unless I Enroll in Auto-Pay. Is It Safe? How to Get Free Virus, Spyware and Malware Protection Phone-free and loving it: Why Yondr usage is spiking at schools, concerts, and soon, maybe, your living room Why Toilet Paper Has Gotten So Expensive 529 rollover to Roth IRA: A guide to conversion - CNN Free (or Cheap) College for Retirees in All 50 States How to Buy a New Car in 5 Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - So many of us are addicted to our smartphones and there are new devices and methods to help us break the habit and be more present. The discipline to ditch your phone for periods of time may improve your quality of life.

  • Clark Stinks: Segments 1 & 2
  • Phone-free Quality Time: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2083 02.08.24 Rx Savings: The Quest Continues / To Employers: Enlightened Self-Interest U.S. consumers pay more for prescription drugs than anywhere else on the planet, especially for vital brand medications that are not yet sold as generics. Clark explains this price disparity, reports on Florida’s move to import from Canada, and shares how you can save on meds today. Also - How Walmart is giving its workers a stake in the game and why that is good for business.  Save More On Meds: Segment 1 Ask Clark: Segment 2 Employee Ownership: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Florida Is First State Allowed to Import Drugs From Canada in Bid to Reduce Costs 10 Ways To Save on Prescription Drugs - Clark.com Exchanging Dollars for Foreign Currency Home Equity Loans & Lines of Credit: 7 Common Questions Answered Simple Interest Loans: Do They Exist? Rule of 78: Definition, How Lenders Use It, and Calculation NYTimes: Walmart Offers Store Managers Company Stock to Make Them Feel Like ‘Owners’ The #1 Difference Between 'Super Savers' and Average Savers 6 Steps To Eliminate Credit Card Debt in 3 Years or Less Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 08 Feb 2024 12:00:00 -0000 full Clark Howard Rx Savings: The Quest Continues / To Employers: Enlightened Self-Interest U.S. consumers pay more for prescription drugs than anywhere else on the planet, especially for vital brand medications that are not yet sold as generics. Clark explains this price disparity, reports on Florida’s move to import from Canada, and shares how you can save on meds today. Also - How Walmart is giving its workers a stake in the game and why that is good for business.  Save More On Meds: Segment 1 Ask Clark: Segment 2 Employee Ownership: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Florida Is First State Allowed to Import Drugs From Canada in Bid to Reduce Costs 10 Ways To Save on Prescription Drugs - Clark.com Exchanging Dollars for Foreign Currency Home Equity Loans & Lines of Credit: 7 Common Questions Answered Simple Interest Loans: Do They Exist? Rule of 78: Definition, How Lenders Use It, and Calculation NYTimes: Walmart Offers Store Managers Company Stock to Make Them Feel Like ‘Owners’ The #1 Difference Between 'Super Savers' and Average Savers 6 Steps To Eliminate Credit Card Debt in 3 Years or Less Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices U.S. consumers pay more for prescription drugs than anywhere else on the planet, especially for vital brand medications that are not yet sold as generics. Clark explains this price disparity, reports on Florida’s move to import from Canada, and shares how you can save on meds today. Also - How Walmart is giving its workers a stake in the game and why that is good for business. 

  • Save More On Meds: Segment 1
  • Ask Clark: Segment 2
  • Employee Ownership: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1881 02.07.24 Workplace Etiquette / The Power Of Consumers Because of the pandemic, many employees are entering a corporate office environment for the first time, and companies are having to do special training to help them adjust. Clark has some advice for these new workers. Also today - After a period of punishing inflation, consumers are finally in the driver’s seat on prices. How? Clark explains our collective power in the marketplace.  Workplace Etiquette: Segment 1 Ask Clark: Segment 2 Consumers Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show: We don't know how to behave in the office anymore, bosses say. The solution? Charm school  Why Sharing Your Layoff Publicly Feels So Good - The Wall Street Journal. Credit Card Car Rental Insurance: What You Need To Know Hertz is selling 20,000 electric vehicles to buy gasoline cars instead A Different Kind of Price War: Grocers vs. Big Food Makers Mortgage Recasting: What It Is And How It Works Accessible Travel Website Launches Major Expansion The future of U.S. train travel is here—and it’s not on Amtrak Where You Should (and Should Not) Book Your Next Vacation Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 07 Feb 2024 12:00:00 -0000 full Clark Howard Workplace Etiquette / The Power Of Consumers Because of the pandemic, many employees are entering a corporate office environment for the first time, and companies are having to do special training to help them adjust. Clark has some advice for these new workers. Also today - After a period of punishing inflation, consumers are finally in the driver’s seat on prices. How? Clark explains our collective power in the marketplace.  Workplace Etiquette: Segment 1 Ask Clark: Segment 2 Consumers Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show: We don't know how to behave in the office anymore, bosses say. The solution? Charm school  Why Sharing Your Layoff Publicly Feels So Good - The Wall Street Journal. Credit Card Car Rental Insurance: What You Need To Know Hertz is selling 20,000 electric vehicles to buy gasoline cars instead A Different Kind of Price War: Grocers vs. Big Food Makers Mortgage Recasting: What It Is And How It Works Accessible Travel Website Launches Major Expansion The future of U.S. train travel is here—and it’s not on Amtrak Where You Should (and Should Not) Book Your Next Vacation Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Because of the pandemic, many employees are entering a corporate office environment for the first time, and companies are having to do special training to help them adjust. Clark has some advice for these new workers. Also today - After a period of punishing inflation, consumers are finally in the driver’s seat on prices. How? Clark explains our collective power in the marketplace. 

  • Workplace Etiquette: Segment 1
  • Ask Clark: Segment 2
  • Consumers Rule: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1790 02.06.24 What’s In Your Fridge? Cutting Food Waste / Time To Cash In I Bonds? Some reports estimate overall food waste at near 40%! That’s MONEY tossed away! There’s a simple way to help you SAVE MORE food & thus - stretch your grocery dollars. Also, Clark discusses options for those with I Bonds purchased at inflation’s peak, now with diminishing returns, and why I Bonds are still a good deal now.   Reduce Food Waste: Segment 1 Ask Clark: Segment 2 I Bond Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] This fridge hack can slash your food waste Is a Costco Membership Worth It? (Pros and Cons From 10 Readers) Your Guide to DIY Home Security Systems T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up How to Buy a Used Car in 7 Steps Should You Sell Your I Bonds Right Now? 6 Things To Know About Series I Savings Bonds Vehicle History Report Scam: If You're Selling, Listen Up 7 Things To Know Before You Use Zelle 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!) Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 06 Feb 2024 12:00:00 -0000 full Clark Howard What’s In Your Fridge? Cutting Food Waste / Time To Cash In I Bonds? Some reports estimate overall food waste at near 40%! That’s MONEY tossed away! There’s a simple way to help you SAVE MORE food & thus - stretch your grocery dollars. Also, Clark discusses options for those with I Bonds purchased at inflation’s peak, now with diminishing returns, and why I Bonds are still a good deal now.   Reduce Food Waste: Segment 1 Ask Clark: Segment 2 I Bond Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] This fridge hack can slash your food waste Is a Costco Membership Worth It? (Pros and Cons From 10 Readers) Your Guide to DIY Home Security Systems T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up How to Buy a Used Car in 7 Steps Should You Sell Your I Bonds Right Now? 6 Things To Know About Series I Savings Bonds Vehicle History Report Scam: If You're Selling, Listen Up 7 Things To Know Before You Use Zelle 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!) Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Some reports estimate overall food waste at near 40%! That’s MONEY tossed away! There’s a simple way to help you SAVE MORE food & thus - stretch your grocery dollars. Also, Clark discusses options for those with I Bonds purchased at inflation’s peak, now with diminishing returns, and why I Bonds are still a good deal now.  

  • Reduce Food Waste: Segment 1
  • Ask Clark: Segment 2
  • I Bond Strategy: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1603 02.05.24 Reason For Optimism / College Cost Saving Strategies Bad news makes news, creating general pessimism and a negative outlook on the world at large. But there’s so much good in the world that goes unheralded. Clark shares some reasons to be optimistic. Also today, colleges are competing to fill enrollments. Clark shares strategies to help you stretch every college dollar, including asking for a 4 year incentive package.  Dare To Be Optimistic: Segment 1 Ask Clark: Segment 2 College Cost Strategies: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Reasons to be optimistic in 2024 — despite everything SmileDirectClub is shutting down. Where does that leave its customers? [The Washington Post] Colleges are finally turning the corner on enrollment Education Archives - Clark Howard How To Sell A Car - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Feb 2024 12:00:00 -0000 full Clark Howard Reason For Optimism / College Cost Saving Strategies Bad news makes news, creating general pessimism and a negative outlook on the world at large. But there’s so much good in the world that goes unheralded. Clark shares some reasons to be optimistic. Also today, colleges are competing to fill enrollments. Clark shares strategies to help you stretch every college dollar, including asking for a 4 year incentive package.  Dare To Be Optimistic: Segment 1 Ask Clark: Segment 2 College Cost Strategies: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Reasons to be optimistic in 2024 — despite everything SmileDirectClub is shutting down. Where does that leave its customers? [The Washington Post] Colleges are finally turning the corner on enrollment Education Archives - Clark Howard How To Sell A Car - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Bad news makes news, creating general pessimism and a negative outlook on the world at large. But there’s so much good in the world that goes unheralded. Clark shares some reasons to be optimistic. Also today, colleges are competing to fill enrollments. Clark shares strategies to help you stretch every college dollar, including asking for a 4 year incentive package. 

  • Dare To Be Optimistic: Segment 1
  • Ask Clark: Segment 2
  • College Cost Strategies: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1712 02.02.24 Clark Answers His Critics on Clark Stinks / Keep Fitness Affordable Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today  - Staying fit doesn’t have to involve costly memberships. Clark shares his affinity for fitness trackers, and how inexpensive they can be.  Clark Stinks: Segments 1 & 2 Fitness Trackers : Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco vs. Sam's Club: What Is the Difference? How Donor-Advised Funds Are Changing Philanthropy WSJ - Your Smartphone Can Have Two Lines. Here’s Why You’d Want That. The Best International Phone Plans CR - Best Fitness Trackers of 2024 4 Truly Free Fitness Apps To Keep You In Shape All Winter 15 of the Best Free Workout And Fitness Apps (clark.com) At 93, he’s as fit as a 40-year-old. His body offers lessons on aging. ‘How is this even legal?’ Planet Fitness user asks after being forced to go in person simply to shut down account  How To Increase the Credit Limit on Your Credit Card Delta Update: Airline Announces Key Changes to SkyMiles Overhaul Going Just Announced a Big Change to Its Free Membership Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 02 Feb 2024 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Keep Fitness Affordable Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today  - Staying fit doesn’t have to involve costly memberships. Clark shares his affinity for fitness trackers, and how inexpensive they can be.  Clark Stinks: Segments 1 & 2 Fitness Trackers : Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco vs. Sam's Club: What Is the Difference? How Donor-Advised Funds Are Changing Philanthropy WSJ - Your Smartphone Can Have Two Lines. Here’s Why You’d Want That. The Best International Phone Plans CR - Best Fitness Trackers of 2024 4 Truly Free Fitness Apps To Keep You In Shape All Winter 15 of the Best Free Workout And Fitness Apps (clark.com) At 93, he’s as fit as a 40-year-old. His body offers lessons on aging. ‘How is this even legal?’ Planet Fitness user asks after being forced to go in person simply to shut down account  How To Increase the Credit Limit on Your Credit Card Delta Update: Airline Announces Key Changes to SkyMiles Overhaul Going Just Announced a Big Change to Its Free Membership Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today  - Staying fit doesn’t have to involve costly memberships. Clark shares his affinity for fitness trackers, and how inexpensive they can be. 

  • Clark Stinks: Segments 1 & 2
  • Fitness Trackers : Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2247 02.01.24 The Current Investment Environment / FREE Tax Filing Options The stock market has hit record highs lately, which means investors can become misdirected by  “recency bias”.  What could go wrong?  Clark explains some market realities to keep in mind and the value of diversification. Also today, with tax season upon us make sure you know about tax filing options that are free. Investment Strategy: Segment 1 Ask Clark: Segment 2 Free Tax Filing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Save and Invest the Clark Howard Way Wall Street hits record high following a 2-year round trip scarred by inflation - from USA TODAY NYTimes: After a Rip-Roaring 2023, the Markets Are Taking a Breather 10 Things You Must Know About Bull Markets Best Travel Credit Cards: Top Rewards Picks for 2024 What Brokerage Do You Recommend for First-Time Investors or Kids? Amazon - uni-ball 61255 Signo Gel 207  Black Ink Micro Fine Dozen Why You Should Never Mail a Check 8 Free Federal and State Tax Filing Services for 2024 IRS Free File: Free State and Federal Tax Filing Options for 2024 IRS set to launch its free tax filing pilot program. Here’s how it will work The Washington Post: How to file your taxes free, no matter your income or age The IRS doesn't send tax refunds by email or text TurboTax Can No Longer Advertise Products as Free, F.T.C. Says FTC finds TurboTax “free” is not free for most How To Find and Choose a Financial Advisor Advice-Only Network   /   Flat Fee Advisors How To Plan a Trip: Clark's Best Travel Tips To Save Money National Unclaimed Property Day How To Find and Claim Missing Money in Your Name Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 01 Feb 2024 12:00:00 -0000 full Clark Howard The Current Investment Environment / FREE Tax Filing Options The stock market has hit record highs lately, which means investors can become misdirected by  “recency bias”.  What could go wrong?  Clark explains some market realities to keep in mind and the value of diversification. Also today, with tax season upon us make sure you know about tax filing options that are free. Investment Strategy: Segment 1 Ask Clark: Segment 2 Free Tax Filing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Save and Invest the Clark Howard Way Wall Street hits record high following a 2-year round trip scarred by inflation - from USA TODAY NYTimes: After a Rip-Roaring 2023, the Markets Are Taking a Breather 10 Things You Must Know About Bull Markets Best Travel Credit Cards: Top Rewards Picks for 2024 What Brokerage Do You Recommend for First-Time Investors or Kids? Amazon - uni-ball 61255 Signo Gel 207  Black Ink Micro Fine Dozen Why You Should Never Mail a Check 8 Free Federal and State Tax Filing Services for 2024 IRS Free File: Free State and Federal Tax Filing Options for 2024 IRS set to launch its free tax filing pilot program. Here’s how it will work The Washington Post: How to file your taxes free, no matter your income or age The IRS doesn't send tax refunds by email or text TurboTax Can No Longer Advertise Products as Free, F.T.C. Says FTC finds TurboTax “free” is not free for most How To Find and Choose a Financial Advisor Advice-Only Network   /   Flat Fee Advisors How To Plan a Trip: Clark's Best Travel Tips To Save Money National Unclaimed Property Day How To Find and Claim Missing Money in Your Name Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The stock market has hit record highs lately, which means investors can become misdirected by  “recency bias”.  What could go wrong?  Clark explains some market realities to keep in mind and the value of diversification. Also today, with tax season upon us make sure you know about tax filing options that are free.

  • Investment Strategy: Segment 1
  • Ask Clark: Segment 2
  • Free Tax Filing: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2227 01.31.24 Credit Card Debt Strategy / Car Buying Update Credit card debt is up 50% in the last 3 years with default rates on the rise, as higher interest rates exacerbate the problem. What would Clark do? Also today, many people have been waiting for the market to normalize before buying a vehicle. Clark shares good news and smart approaches to the purchase of both new and used cars.  Credit Card Debt Strategy: Segment 1 Ask Clark: Segment 2 Car Buying Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes.com: Lugging Credit Card Debt Into 2024? Now’s the Time to Make a Plan. Credit card delinquencies surpass pre-pandemic levels Why debt settlement companies are the wrong way to deal with high credit card debt 6 Things To Know Before Contacting the National Foundation for Credit Counseling CREDIT CARD DEBT - Clark.com What Fee Level Does Clark Consider Acceptable For a Company 401(k)? How To Open a Roth IRA What Is a Thrift Savings Plan? 2024 will be the best year to buy a new car since 2019, economist says USA TODAY: Buying a car? FTC reveals crackdown on illegal scams to save you money The new CARS Rule: What you need to know The Best Car-Buying Services in 2024 How to Buy a New Car in 5 Steps / How to Buy a Used Car in 7 Steps What Are the Pros and Cons of the Costco Car Buying Program? Avoid the #1 Mistake That Car Buyers Make Credit Card Car Rental Insurance: What You Need To Know Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 31 Jan 2024 12:00:00 -0000 full Clark Howard Credit Card Debt Strategy / Car Buying Update Credit card debt is up 50% in the last 3 years with default rates on the rise, as higher interest rates exacerbate the problem. What would Clark do? Also today, many people have been waiting for the market to normalize before buying a vehicle. Clark shares good news and smart approaches to the purchase of both new and used cars.  Credit Card Debt Strategy: Segment 1 Ask Clark: Segment 2 Car Buying Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes.com: Lugging Credit Card Debt Into 2024? Now’s the Time to Make a Plan. Credit card delinquencies surpass pre-pandemic levels Why debt settlement companies are the wrong way to deal with high credit card debt 6 Things To Know Before Contacting the National Foundation for Credit Counseling CREDIT CARD DEBT - Clark.com What Fee Level Does Clark Consider Acceptable For a Company 401(k)? How To Open a Roth IRA What Is a Thrift Savings Plan? 2024 will be the best year to buy a new car since 2019, economist says USA TODAY: Buying a car? FTC reveals crackdown on illegal scams to save you money The new CARS Rule: What you need to know The Best Car-Buying Services in 2024 How to Buy a New Car in 5 Steps / How to Buy a Used Car in 7 Steps What Are the Pros and Cons of the Costco Car Buying Program? Avoid the #1 Mistake That Car Buyers Make Credit Card Car Rental Insurance: What You Need To Know Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Credit card debt is up 50% in the last 3 years with default rates on the rise, as higher interest rates exacerbate the problem. What would Clark do? Also today, many people have been waiting for the market to normalize before buying a vehicle. Clark shares good news and smart approaches to the purchase of both new and used cars. 

  • Credit Card Debt Strategy: Segment 1
  • Ask Clark: Segment 2
  • Car Buying Update: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2064 01.30.24 Back To Basics: Exchange Traded Funds / Health Insurance Prior Authorizations Clark offers a primer on the 3 basic types of funds - Mutual, Index, and the fastest growing area of investing: ETFs.  Also, there is a new rule for health insurers when you need medical preauthorization approval for treatment or a procedure.  And it’s about time.  Back To Basics: ETFs: Segment 1 Ask Clark: Segment 2 New Rules On Medical Preauthorization: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Invest in ETFs for Beginners  What Is an ETF?  Clark.com INVESTOPEDIA - Mutual Funds  /  Index Funds  /  ETFs Medicare Medical Savings Account (MSA) Plans Health Insurers Must Streamline Prior Authorization Decisions, New Rule Says - The WSJ Businesses Are Making Me Pay the Credit Card Processing Fee. Should I Pay Another Way? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 30 Jan 2024 12:00:00 -0000 full Clark Howard Back To Basics: Exchange Traded Funds / Health Insurance Prior Authorizations Clark offers a primer on the 3 basic types of funds - Mutual, Index, and the fastest growing area of investing: ETFs.  Also, there is a new rule for health insurers when you need medical preauthorization approval for treatment or a procedure.  And it’s about time.  Back To Basics: ETFs: Segment 1 Ask Clark: Segment 2 New Rules On Medical Preauthorization: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Invest in ETFs for Beginners  What Is an ETF?  Clark.com INVESTOPEDIA - Mutual Funds  /  Index Funds  /  ETFs Medicare Medical Savings Account (MSA) Plans Health Insurers Must Streamline Prior Authorization Decisions, New Rule Says - The WSJ Businesses Are Making Me Pay the Credit Card Processing Fee. Should I Pay Another Way? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark offers a primer on the 3 basic types of funds - Mutual, Index, and the fastest growing area of investing: ETFs.  Also, there is a new rule for health insurers when you need medical preauthorization approval for treatment or a procedure.  And it’s about time. 

  • Back To Basics: ETFs: Segment 1
  • Ask Clark: Segment 2
  • New Rules On Medical Preauthorization: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2000 01.29.24 Earn More On Your Savings / The Return Of Customer Service If you’re doing the work of saving,  how much interest are you earning? Some banks pay next to zero. Clark has an assignment for you. Also, Clark celebrates a “trendlet”  he hopes will become a full fledged trend - actual customer service.  Max Return On Savings: Segment 1 Ask Clark: Segment 2 Customer Service Lives: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ.com: They Thought Their Money Was in High-Interest Accounts—They Got Paid Peanuts 16 of the Best High-Yield Online Savings Accounts in January 2024 How To Open a Roth IRA- How To Buy a House in 9 Steps Brick-and-mortar retail is back, but without the gimmicks IKEA U.S. announces plans to open 4 new-format stores in 2024 & shares FY23 progress What Is Term Life Insurance?  /  How To Buy Term Life Insurance in 7 Easy Steps Clark.com - Latest Life Insurance Why You Need To Use Your Travel Points Right Now 8 Free Federal and State Tax Filing Services for 2024 When Should You Get an Accountant To Do Your Taxes? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Jan 2024 12:00:00 -0000 full Clark Howard Earn More On Your Savings / The Return Of Customer Service If you’re doing the work of saving,  how much interest are you earning? Some banks pay next to zero. Clark has an assignment for you. Also, Clark celebrates a “trendlet”  he hopes will become a full fledged trend - actual customer service.  Max Return On Savings: Segment 1 Ask Clark: Segment 2 Customer Service Lives: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ.com: They Thought Their Money Was in High-Interest Accounts—They Got Paid Peanuts 16 of the Best High-Yield Online Savings Accounts in January 2024 How To Open a Roth IRA- How To Buy a House in 9 Steps Brick-and-mortar retail is back, but without the gimmicks IKEA U.S. announces plans to open 4 new-format stores in 2024 & shares FY23 progress What Is Term Life Insurance?  /  How To Buy Term Life Insurance in 7 Easy Steps Clark.com - Latest Life Insurance Why You Need To Use Your Travel Points Right Now 8 Free Federal and State Tax Filing Services for 2024 When Should You Get an Accountant To Do Your Taxes? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices If you’re doing the work of saving,  how much interest are you earning? Some banks pay next to zero. Clark has an assignment for you. Also, Clark celebrates a “trendlet”  he hopes will become a full fledged trend - actual customer service. 

  • Max Return On Savings: Segment 1
  • Ask Clark: Segment 2
  • Customer Service Lives: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1981 01.26.24 Clark Answers His Critics on Clark Stinks / Sam’s Club Innovates Check-Out Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Costco vs Sam’s and how Sam’s Club is using tech to make the customer experience easier.  Clark Stinks: Segments 1 & 2 Sam’s Club Scan & Go: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 401(k) Match: What Is It, How It Works Here’s why electric cars don’t go as far in the cold EVs work fine in the cold in Norway. Here’s how they do it The housing solution ‘hidden in plain sight’ that Maryland and Mississippi are embracing How Do I Find Out the Exact Discount for Bundling Home and Auto Insurance? The Best International Phone Plans Is My Phone Unlocked? Here’s How To Know – iPhone and Android BringFido: Pet Friendly Hotels & Dog Travel Directory 7 Things To Know About Costco Pharmacy Clark Says These Streaming Changes Are Top Money-Saving Moves in 2024 Costco crackdown of membership sharing reaches next level The US Sun: ‘Catch up,’ Costco shopper tells store after rival Sam’s Club makes customers’ lives easier with receipt check change.   Sam’s Club Scan And Go / NYTimes: At Sam’s Club, a Human Will No Longer Check Your Receipt at the Door Clark Deals - TVs Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 26 Jan 2024 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Sam’s Club Innovates Check-Out Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Costco vs Sam’s and how Sam’s Club is using tech to make the customer experience easier.  Clark Stinks: Segments 1 & 2 Sam’s Club Scan & Go: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 401(k) Match: What Is It, How It Works Here’s why electric cars don’t go as far in the cold EVs work fine in the cold in Norway. Here’s how they do it The housing solution ‘hidden in plain sight’ that Maryland and Mississippi are embracing How Do I Find Out the Exact Discount for Bundling Home and Auto Insurance? The Best International Phone Plans Is My Phone Unlocked? Here’s How To Know – iPhone and Android BringFido: Pet Friendly Hotels & Dog Travel Directory 7 Things To Know About Costco Pharmacy Clark Says These Streaming Changes Are Top Money-Saving Moves in 2024 Costco crackdown of membership sharing reaches next level The US Sun: ‘Catch up,’ Costco shopper tells store after rival Sam’s Club makes customers’ lives easier with receipt check change.   Sam’s Club Scan And Go / NYTimes: At Sam’s Club, a Human Will No Longer Check Your Receipt at the Door Clark Deals - TVs Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - Costco vs Sam’s and how Sam’s Club is using tech to make the customer experience easier. 

  • Clark Stinks: Segments 1 & 2
  • Sam’s Club Scan & Go: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2229 01.25.24 Protect Your Vehicle: New Cam Tech / 2024 Job Market Update While other crime is down post-pandemic, vehicle vandalism & theft rises. Clark discusses the great value of vehicle sentry cameras for prevention and recording of vehicle accidents and crimes. Also today - Alarmist headlines of layoffs and AI killing jobs don’t give you the full picture. Clark lends perspective on the nature of employment historically involving change, and the job growth happening now.  Vehicle Sentry Devices: Segment 1 Ask Clark: Segment 2 Where The Jobs Are: Segment 3 Ask Clark: Segment 4 Mentioned on the show: This go-to tech gadget is like the Ring camera - but for your cargo bed - USA TODAY An Easy Way To Protect Your Truck From Theft Is AppleCare+ worth buying for your new Apple device? Clark Deals - Tablets Best Budgeting Apps in 2024: Our Top 5 Axios: Job market surprise: Construction employment is booming Remote Workers Are Losing Out on Promotions - The Wall Street Journal. HELOC Calculator - Clark Howard Can I Use a Target Date Retirement Fund for Intermediate Savings? What Is an HSA Account and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 25 Jan 2024 12:00:00 -0000 full Clark Howard Protect Your Vehicle: New Cam Tech / 2024 Job Market Update While other crime is down post-pandemic, vehicle vandalism & theft rises. Clark discusses the great value of vehicle sentry cameras for prevention and recording of vehicle accidents and crimes. Also today - Alarmist headlines of layoffs and AI killing jobs don’t give you the full picture. Clark lends perspective on the nature of employment historically involving change, and the job growth happening now.  Vehicle Sentry Devices: Segment 1 Ask Clark: Segment 2 Where The Jobs Are: Segment 3 Ask Clark: Segment 4 Mentioned on the show: This go-to tech gadget is like the Ring camera - but for your cargo bed - USA TODAY An Easy Way To Protect Your Truck From Theft Is AppleCare+ worth buying for your new Apple device? Clark Deals - Tablets Best Budgeting Apps in 2024: Our Top 5 Axios: Job market surprise: Construction employment is booming Remote Workers Are Losing Out on Promotions - The Wall Street Journal. HELOC Calculator - Clark Howard Can I Use a Target Date Retirement Fund for Intermediate Savings? What Is an HSA Account and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices While other crime is down post-pandemic, vehicle vandalism & theft rises. Clark discusses the great value of vehicle sentry cameras for prevention and recording of vehicle accidents and crimes. Also today - Alarmist headlines of layoffs and AI killing jobs don’t give you the full picture. Clark lends perspective on the nature of employment historically involving change, and the job growth happening now. 

  • Vehicle Sentry Devices: Segment 1
  • Ask Clark: Segment 2
  • Where The Jobs Are: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1953 01.24.24 Check Theft Skyrockets / Homeowners Insurance: Know Before You Buy Today, a Red Alert if you have a checkbook in your possession. Check theft is soaring at a time when people are writing fewer checks. Clark explains the weak links in the system, and the safest way to pay your bills. Also, the rising costs of homeowners insurance hits especially hard in areas prone to flooding, fires, and other environmental concerns. Know the additional steps to take concerning insurance BEFORE you buy a home.  Check Fraud Prevention: Segment 1 Ask Clark: Segment 2 Homeowners Insurance - Assessing Risk: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: We Can’t Stop Writing Paper Checks. Thieves Love That. NYTimes: Stolen Checks Are for Sale Online. We Called Some of the Victims. The New York Times: What to Know About Writing Checks While Preventing Fraud How To Roll Over a 529 Plan to a Roth IRA The Artist's Way Where to Buy a Vacation Home Safe From Climate Risks Want to know if your future home might flood? These states are requiring disclosure. Climate Check - How Will Climate Change Affect Your Property? Donor-Advised Fund Definition, Sponsors, Pros & Cons, Example Why Big Banks Are a Bad Place for Your Cash How To Sell, Cancel or Get Rid of Your Timeshare Why 'Buy Now, Pay Later' Worries Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 24 Jan 2024 12:00:00 -0000 full Clark Howard Check Theft Skyrockets / Homeowners Insurance: Know Before You Buy Today, a Red Alert if you have a checkbook in your possession. Check theft is soaring at a time when people are writing fewer checks. Clark explains the weak links in the system, and the safest way to pay your bills. Also, the rising costs of homeowners insurance hits especially hard in areas prone to flooding, fires, and other environmental concerns. Know the additional steps to take concerning insurance BEFORE you buy a home.  Check Fraud Prevention: Segment 1 Ask Clark: Segment 2 Homeowners Insurance - Assessing Risk: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: We Can’t Stop Writing Paper Checks. Thieves Love That. NYTimes: Stolen Checks Are for Sale Online. We Called Some of the Victims. The New York Times: What to Know About Writing Checks While Preventing Fraud How To Roll Over a 529 Plan to a Roth IRA The Artist's Way Where to Buy a Vacation Home Safe From Climate Risks Want to know if your future home might flood? These states are requiring disclosure. Climate Check - How Will Climate Change Affect Your Property? Donor-Advised Fund Definition, Sponsors, Pros & Cons, Example Why Big Banks Are a Bad Place for Your Cash How To Sell, Cancel or Get Rid of Your Timeshare Why 'Buy Now, Pay Later' Worries Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, a Red Alert if you have a checkbook in your possession. Check theft is soaring at a time when people are writing fewer checks. Clark explains the weak links in the system, and the safest way to pay your bills. Also, the rising costs of homeowners insurance hits especially hard in areas prone to flooding, fires, and other environmental concerns. Know the additional steps to take concerning insurance BEFORE you buy a home. 

  • Check Fraud Prevention: Segment 1
  • Ask Clark: Segment 2
  • Homeowners Insurance - Assessing Risk: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1703 01.23.24 QR Codes: A Tech Security Warning / Save On Cell Service Abroad QR Codes have become fertile ground for criminals to load viruses and steal from you. Know how to avoid this now prevalent hazard. Also today, the big cell phone companies have made it incredibly expensive to use your phone when traveling outside the U.S. Hear Clark’s latest advice on how to handle this. QR Code Warning: Segment 1 Ask Clark: Segment 2 International Calling: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes.com: That QR Code You’re About to Scan Could Be Risky, F.T.C. Warns How QR codes work and what makes them dangerous – a computer scientist explains — The Conversation Scammers hide harmful links in QR codes to steal your information Is Temu Legit? 4 Things To Know Credit Karma Review: Free Credit Score and More at Your Fingertips How To Monitor Your Credit Dividend Reinvestment Plans (DRIPs) - Stocks - Investopedia How to Make a Disposable Razor Last 12 Months NYT - Come Home With Memories, Not a Shocking Phone Bill The Best International Phone Plans Travel Insurance: What You Need To Know Before You Buy InsureMyTrip Review: Why We Like It and How to Use It Cancel for Any Reason Trip Insurance: Should You Buy It? What Is an HSA Account and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 23 Jan 2024 12:00:00 -0000 full Clark Howard QR Codes: A Tech Security Warning / Save On Cell Service Abroad QR Codes have become fertile ground for criminals to load viruses and steal from you. Know how to avoid this now prevalent hazard. Also today, the big cell phone companies have made it incredibly expensive to use your phone when traveling outside the U.S. Hear Clark’s latest advice on how to handle this. QR Code Warning: Segment 1 Ask Clark: Segment 2 International Calling: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes.com: That QR Code You’re About to Scan Could Be Risky, F.T.C. Warns How QR codes work and what makes them dangerous – a computer scientist explains — The Conversation Scammers hide harmful links in QR codes to steal your information Is Temu Legit? 4 Things To Know Credit Karma Review: Free Credit Score and More at Your Fingertips How To Monitor Your Credit Dividend Reinvestment Plans (DRIPs) - Stocks - Investopedia How to Make a Disposable Razor Last 12 Months NYT - Come Home With Memories, Not a Shocking Phone Bill The Best International Phone Plans Travel Insurance: What You Need To Know Before You Buy InsureMyTrip Review: Why We Like It and How to Use It Cancel for Any Reason Trip Insurance: Should You Buy It? What Is an HSA Account and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices QR Codes have become fertile ground for criminals to load viruses and steal from you. Know how to avoid this now prevalent hazard. Also today, the big cell phone companies have made it incredibly expensive to use your phone when traveling outside the U.S. Hear Clark’s latest advice on how to handle this.

  • QR Code Warning: Segment 1
  • Ask Clark: Segment 2
  • International Calling: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1716 01.22.24 Pricing Comparison Of The Retail Giants / Home & Auto Insurance Clark shares insights on how to Spend Less from a recent price study comparing behemoth retailers. Later - home and auto insurance is becoming more expensive and increasingly hard to purchase. How to be proactive vs reactive.  Retail Giant Price Comparison: Segment 1 Ask Clark: Segment 2 Home & Auto Insurance Increases: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Amazon vs Walmart: Who Has the Cheapest Grocery Prices? The One and Only Exception to Clark Howard's 'No Gift Card' Rule Financial Fasting Can Trim the Fat From Your Spending The WSJ - Buying Home and Auto Insurance Is Becoming Impossible  Best Auto Insurance Companies and Some of the Worst: December 2023 Why You Need To Re-Shop Your Car Insurance Right Now How to Shop for Lower Car Insurance How To Open a Roth IRA Acorns Review: How It Works, Pros & Cons 6 Things To Know Before You Sign Up for Tracfone Wireless Visible Deal: Unlimited Service for $20 Monthly for Two Years Best Cell Phone Plans in 2024: The Cheapest Plan for Every Need Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Jan 2024 12:00:00 -0000 full Clark Howard Pricing Comparison Of The Retail Giants / Home & Auto Insurance Clark shares insights on how to Spend Less from a recent price study comparing behemoth retailers. Later - home and auto insurance is becoming more expensive and increasingly hard to purchase. How to be proactive vs reactive.  Retail Giant Price Comparison: Segment 1 Ask Clark: Segment 2 Home & Auto Insurance Increases: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Amazon vs Walmart: Who Has the Cheapest Grocery Prices? The One and Only Exception to Clark Howard's 'No Gift Card' Rule Financial Fasting Can Trim the Fat From Your Spending The WSJ - Buying Home and Auto Insurance Is Becoming Impossible  Best Auto Insurance Companies and Some of the Worst: December 2023 Why You Need To Re-Shop Your Car Insurance Right Now How to Shop for Lower Car Insurance How To Open a Roth IRA Acorns Review: How It Works, Pros & Cons 6 Things To Know Before You Sign Up for Tracfone Wireless Visible Deal: Unlimited Service for $20 Monthly for Two Years Best Cell Phone Plans in 2024: The Cheapest Plan for Every Need Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares insights on how to Spend Less from a recent price study comparing behemoth retailers. Later - home and auto insurance is becoming more expensive and increasingly hard to purchase. How to be proactive vs reactive. 

  • Retail Giant Price Comparison: Segment 1
  • Ask Clark: Segment 2
  • Home & Auto Insurance Increases: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1854 01.19.24 Clark Answers His Critics on Clark Stinks / Food & Retail App Payments Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - do you use apps to get points & free items at restaurants? Are there app tricks going on to get us to spend more money? A current lawsuit calls this into question - but the real issue is larger. What to know about app stored payment systems.  Clark Stinks: Segments 1 & 2 Restaurant & Retail In-App Payments: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's Simple Steps To Get Better Customer Service When Is the Best Day and Time To Call Customer Service? Clark's take: Why everyone should have a dash cam Clark Deals - Dashcams What Is Umbrella Insurance and Do You Need It? How to clean a washing machine and how often to do it Travel Archives - Clark Howard / Travel Archives - Clark Deals Ask Clark: What Is a Backdoor Roth IRA? A new complaint claims Starbucks’ app traps customers in a cycle of spending 10 Best Restaurant Apps for Fast Food Deals 16 of the Best High-Yield Online Savings Accounts in January 2024 What Is a SEP IRA and Who Is Eligible? What Is a Solo 401(k) and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 19 Jan 2024 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Food & Retail App Payments Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - do you use apps to get points & free items at restaurants? Are there app tricks going on to get us to spend more money? A current lawsuit calls this into question - but the real issue is larger. What to know about app stored payment systems.  Clark Stinks: Segments 1 & 2 Restaurant & Retail In-App Payments: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's Simple Steps To Get Better Customer Service When Is the Best Day and Time To Call Customer Service? Clark's take: Why everyone should have a dash cam Clark Deals - Dashcams What Is Umbrella Insurance and Do You Need It? How to clean a washing machine and how often to do it Travel Archives - Clark Howard / Travel Archives - Clark Deals Ask Clark: What Is a Backdoor Roth IRA? A new complaint claims Starbucks’ app traps customers in a cycle of spending 10 Best Restaurant Apps for Fast Food Deals 16 of the Best High-Yield Online Savings Accounts in January 2024 What Is a SEP IRA and Who Is Eligible? What Is a Solo 401(k) and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - do you use apps to get points & free items at restaurants? Are there app tricks going on to get us to spend more money? A current lawsuit calls this into question - but the real issue is larger. What to know about app stored payment systems. 

  • Clark Stinks: Segments 1 & 2
  • Restaurant & Retail In-App Payments: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1969 01.18.24 Gen X Retirement Challenges / Home Building Solutions Generation X in particular has faced unique challenges preparing for retirement. Clark talks about the factors involved and what this age group can do as they near their 60’s and beyond. Also today, in some states, housing prices have gone up 50% in the last 5 years. One solution Clark loves - composite, factory-built manufactured home building, is gaining traction in some places, but uptake will require cultural shifts. Gen X Retirement: Segment 1 Ask Clark: Segment 2 Manufactured Homes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Gen Xers Ask: ‘Can I Afford to Retire?’ PEW Research - Older Workers Are Growing in Number and Earning Higher Wages ‘Flextirement’ is the future of work   Parents Are Spending Retirement Savings to Help Boomerang Children: FCC Affordable Connectivity Program Clark.com CAR RENTAL The housing solution ‘hidden in plain sight’ that Maryland and Mississippi are embracing Everything You Need To Know About Polybutylene Pipes How to Get a Mortgage in 8 Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 18 Jan 2024 12:00:00 -0000 full Clark Howard Gen X Retirement Challenges / Home Building Solutions Generation X in particular has faced unique challenges preparing for retirement. Clark talks about the factors involved and what this age group can do as they near their 60’s and beyond. Also today, in some states, housing prices have gone up 50% in the last 5 years. One solution Clark loves - composite, factory-built manufactured home building, is gaining traction in some places, but uptake will require cultural shifts. Gen X Retirement: Segment 1 Ask Clark: Segment 2 Manufactured Homes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Gen Xers Ask: ‘Can I Afford to Retire?’ PEW Research - Older Workers Are Growing in Number and Earning Higher Wages ‘Flextirement’ is the future of work   Parents Are Spending Retirement Savings to Help Boomerang Children: FCC Affordable Connectivity Program Clark.com CAR RENTAL The housing solution ‘hidden in plain sight’ that Maryland and Mississippi are embracing Everything You Need To Know About Polybutylene Pipes How to Get a Mortgage in 8 Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Generation X in particular has faced unique challenges preparing for retirement. Clark talks about the factors involved and what this age group can do as they near their 60’s and beyond. Also today, in some states, housing prices have gone up 50% in the last 5 years. One solution Clark loves - composite, factory-built manufactured home building, is gaining traction in some places, but uptake will require cultural shifts.

  • Gen X Retirement: Segment 1
  • Ask Clark: Segment 2
  • Manufactured Homes: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1820 01.17.24 Clark Health Update / Big Screen TV Deals! Clark discusses his recent heart procedure, shares the good news of his progress and thanks all for the heartfelt well wishes he received. Also in this episode, if you’re looking to upgrade the size of your TV, there are some incredible deals out there right now. Clark points the way. Health Update: Segment 1 Ask Clark: Segment 2 Big TV Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - STREAMING TV Live TV Streaming Channel Tool Everything seems more expensive, so why is a big new TV cheaper than ever? Clark Deals - The best deals on TVs available now 10 Ways To Save Money on Car Insurance Car Insurance Archives - Clark Howard Google Fi Wireless: My Experience as a Five-Year Customer (Pros and Cons) The Clark Howard Podcast Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 17 Jan 2024 12:00:00 -0000 full Clark Howard Clark Health Update / Big Screen TV Deals! Clark discusses his recent heart procedure, shares the good news of his progress and thanks all for the heartfelt well wishes he received. Also in this episode, if you’re looking to upgrade the size of your TV, there are some incredible deals out there right now. Clark points the way. Health Update: Segment 1 Ask Clark: Segment 2 Big TV Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - STREAMING TV Live TV Streaming Channel Tool Everything seems more expensive, so why is a big new TV cheaper than ever? Clark Deals - The best deals on TVs available now 10 Ways To Save Money on Car Insurance Car Insurance Archives - Clark Howard Google Fi Wireless: My Experience as a Five-Year Customer (Pros and Cons) The Clark Howard Podcast Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses his recent heart procedure, shares the good news of his progress and thanks all for the heartfelt well wishes he received. Also in this episode, if you’re looking to upgrade the size of your TV, there are some incredible deals out there right now. Clark points the way.

  • Health Update: Segment 1
  • Ask Clark: Segment 2
  • Big TV Deals: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1838 01.16.24 Clarkonomics: Updated Outlook / Retail: A Break In The Paradox Of Choice Today, a dose of Clarkonomics. Clark shares his views on the state of the economy, including energy production and the stock market looking ahead. Also, you may have noticed fewer options when it comes to goods you buy, like toilet paper and paper towels. Clark explains how the pandemic forced new adaptive efficiencies in manufacturing, and why this is good for consumers Clarkonomics: Segment 1 Ask Clark: Segment 2 Retail: Less Choice - Lower Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show: US wage growth, once an inflation risk, may be the prop a soft landing needs A lot of things are getting cheaper. Here's why you probably haven't noticed. The Federal Reserve will cut interest rates 6 times in 2024 as the economy shows clear signs of cooling down, ING says Opec+ now controls barely half of oil market, says IEA Surging U.S. Oil Production Brings Down Prices and Raises Climate Fears Should You Buy an Extended Warranty on Your Car? WSJ - Covid Slashed Consumer Choices. This Is Why They Aren’t Coming Back. This Clark Howard Credit Card Rule Could Prevent a Nightmare Scenario About Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 16 Jan 2024 12:00:00 -0000 full Clark Howard Clarkonomics: Updated Outlook / Retail: A Break In The Paradox Of Choice Today, a dose of Clarkonomics. Clark shares his views on the state of the economy, including energy production and the stock market looking ahead. Also, you may have noticed fewer options when it comes to goods you buy, like toilet paper and paper towels. Clark explains how the pandemic forced new adaptive efficiencies in manufacturing, and why this is good for consumers Clarkonomics: Segment 1 Ask Clark: Segment 2 Retail: Less Choice - Lower Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show: US wage growth, once an inflation risk, may be the prop a soft landing needs A lot of things are getting cheaper. Here's why you probably haven't noticed. The Federal Reserve will cut interest rates 6 times in 2024 as the economy shows clear signs of cooling down, ING says Opec+ now controls barely half of oil market, says IEA Surging U.S. Oil Production Brings Down Prices and Raises Climate Fears Should You Buy an Extended Warranty on Your Car? WSJ - Covid Slashed Consumer Choices. This Is Why They Aren’t Coming Back. This Clark Howard Credit Card Rule Could Prevent a Nightmare Scenario About Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, a dose of Clarkonomics. Clark shares his views on the state of the economy, including energy production and the stock market looking ahead. Also, you may have noticed fewer options when it comes to goods you buy, like toilet paper and paper towels. Clark explains how the pandemic forced new adaptive efficiencies in manufacturing, and why this is good for consumers

  • Clarkonomics: Segment 1
  • Ask Clark: Segment 2
  • Retail: Less Choice - Lower Prices: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1698 01.15.24 BEST OF: A Reset On Auto Insurance / Longevity Insurance Wishing you a peaceful and uplifting MLK Day. Please enjoy this Best Of episode. Clark returns tomorrow with new ways to Save More, Spend Less and Avoid Getting Ripped Off! The auto insurance industry is in a world of hurt and aggressively raising rates. Clark explains the factors involved and what you can do to help keep your costs down. Also today, life expectancy is a roll of the dice but generally, people are living longer. There’s a little known and very smart way to avoid outliving your money - longevity insurance.  Auto Insurance Bill Shock: Segment 1 Ask Clark: Segment 2 Longevity Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show Clark Howard: Habitat for Humanity - Clark Howard Car Insurance Archives - Clark Howard What Is Umbrella Insurance and Do You Need It? Best Travel Credit Cards: Top Rewards Picks for 2023 Marketwatch - Can you answer this crucial retirement-planning question? Most people can’t. Want to live to 100? "Blue Zones" expert shares longevity lessons in new Netflix series Clark.com: Longevity Insurance: What Is It and Do You Need It? How To Open a Roth IRA Clark.com - Best High-Yield Online Savings Accounts Target Date Funds: Clark's Favorite Retirement Investment Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Jan 2024 12:00:00 -0000 full Clark Howard BEST OF: A Reset On Auto Insurance / Longevity Insurance Wishing you a peaceful and uplifting MLK Day. Please enjoy this Best Of episode. Clark returns tomorrow with new ways to Save More, Spend Less and Avoid Getting Ripped Off! The auto insurance industry is in a world of hurt and aggressively raising rates. Clark explains the factors involved and what you can do to help keep your costs down. Also today, life expectancy is a roll of the dice but generally, people are living longer. There’s a little known and very smart way to avoid outliving your money - longevity insurance.  Auto Insurance Bill Shock: Segment 1 Ask Clark: Segment 2 Longevity Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show Clark Howard: Habitat for Humanity - Clark Howard Car Insurance Archives - Clark Howard What Is Umbrella Insurance and Do You Need It? Best Travel Credit Cards: Top Rewards Picks for 2023 Marketwatch - Can you answer this crucial retirement-planning question? Most people can’t. Want to live to 100? "Blue Zones" expert shares longevity lessons in new Netflix series Clark.com: Longevity Insurance: What Is It and Do You Need It? How To Open a Roth IRA Clark.com - Best High-Yield Online Savings Accounts Target Date Funds: Clark's Favorite Retirement Investment Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wishing you a peaceful and uplifting MLK Day. Please enjoy this Best Of episode. Clark returns tomorrow with new ways to Save More, Spend Less and Avoid Getting Ripped Off!

The auto insurance industry is in a world of hurt and aggressively raising rates. Clark explains the factors involved and what you can do to help keep your costs down. Also today, life expectancy is a roll of the dice but generally, people are living longer. There’s a little known and very smart way to avoid outliving your money - longevity insurance. 

  • Auto Insurance Bill Shock: Segment 1
  • Ask Clark: Segment 2
  • Longevity Insurance: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2260 01.12.24 Clark Answers His Critics on Clark Stinks / WARNING: Old 401(k)s At Risk Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today -  Abandoned Places should NOT include your old 401(k). And big employers don’t want them. So new rules place this money at risk. Clark explains what’s happening now, and how to safely move your money. Don’t let it slip away!  Clark Stinks: Segments 1 & 2 Forgotten 401(k)s At Risk: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is an ABLE Account? Why Did My Car Insurance Go Up? Best Free Password Managers: 7 Top Picks How To Make Your Online Accounts Accessible When You Die Best 529 College Savings Plans By State Upside App Review: 6 Things To Know Before You Sign Up Your Old 401(k): Out of Sight, Out of Mind and Out of Money 401(k) Rollover: What You Need To Know & Options 3 Places You Should Never Invest Your Money Best Travel Credit Cards: Top Rewards Picks for 2024 Capital One Venture X Rewards Credit Card: 6 Things To Know Why Clark Thinks These Are the Best 2 Travel Rewards Cards The Platinum Card® from American Express Review Where To Buy the Best Cheap Printer Martin Luther King, Jr., National Day of Service Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 12 Jan 2024 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / WARNING: Old 401(k)s At Risk Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today -  Abandoned Places should NOT include your old 401(k). And big employers don’t want them. So new rules place this money at risk. Clark explains what’s happening now, and how to safely move your money. Don’t let it slip away!  Clark Stinks: Segments 1 & 2 Forgotten 401(k)s At Risk: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is an ABLE Account? Why Did My Car Insurance Go Up? Best Free Password Managers: 7 Top Picks How To Make Your Online Accounts Accessible When You Die Best 529 College Savings Plans By State Upside App Review: 6 Things To Know Before You Sign Up Your Old 401(k): Out of Sight, Out of Mind and Out of Money 401(k) Rollover: What You Need To Know & Options 3 Places You Should Never Invest Your Money Best Travel Credit Cards: Top Rewards Picks for 2024 Capital One Venture X Rewards Credit Card: 6 Things To Know Why Clark Thinks These Are the Best 2 Travel Rewards Cards The Platinum Card® from American Express Review Where To Buy the Best Cheap Printer Martin Luther King, Jr., National Day of Service Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today -  Abandoned Places should NOT include your old 401(k). And big employers don’t want them. So new rules place this money at risk. Clark explains what’s happening now, and how to safely move your money. Don’t let it slip away! 

  • Clark Stinks: Segments 1 & 2
  • Forgotten 401(k)s At Risk: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1920 01.11.24 IRS Tax Penalty News / Vanguard’s Target Date Funds The IRS has been in the news for waiving penalties from prior tax years AND people are getting surprise tax bills. That has brought about a slew of companies advertising tax debt relief. Know what applies to you, and why you shouldn’t take the bait for “debt relief”. Also in the news, the lawsuit against Vanguard over its target date funds is moving through the courts. Know what role TDFs play in your portfolio and where they should NEVER be placed.  Tax Penalty Changes: Segment 1 Ask Clark: Segment 2 Vanguard’s Target Date Funds: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] IRS is waiving $1B in penalties. Beware of tax debt relief companies. IRS Zaps Nearly $1 Billion in Penalties for Taxpayers - The Wall Street Journal. Surprise Bill Coming to Those Who Underpay Taxes  When Should You Get an Accountant To Do Your Taxes? How to Freeze Your Child's Credit Should You Make Your Child an Authorized User on Your Credit Card? Is Pet Insurance Worth It? What You Need To Know Before You Buy How To Create a Will Online Living Will and Durable Power of Attorney: Frequently Asked Questions Clark Howard's 5-Point Annual Checklist You Should Follow Lawsuit Over Vanguard’s Target-Date Funds Can Proceed, Judge Rules Target Date Funds: Clark's Favorite Retirement Investment Frequently Asked Questions on Gift Taxes What Is a Roth 401(k) and How Does It Work? Best Budgeting Apps in 2024: Our Top 5 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 11 Jan 2024 12:00:00 -0000 full Clark Howard IRS Tax Penalty News / Vanguard’s Target Date Funds The IRS has been in the news for waiving penalties from prior tax years AND people are getting surprise tax bills. That has brought about a slew of companies advertising tax debt relief. Know what applies to you, and why you shouldn’t take the bait for “debt relief”. Also in the news, the lawsuit against Vanguard over its target date funds is moving through the courts. Know what role TDFs play in your portfolio and where they should NEVER be placed.  Tax Penalty Changes: Segment 1 Ask Clark: Segment 2 Vanguard’s Target Date Funds: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] IRS is waiving $1B in penalties. Beware of tax debt relief companies. IRS Zaps Nearly $1 Billion in Penalties for Taxpayers - The Wall Street Journal. Surprise Bill Coming to Those Who Underpay Taxes  When Should You Get an Accountant To Do Your Taxes? How to Freeze Your Child's Credit Should You Make Your Child an Authorized User on Your Credit Card? Is Pet Insurance Worth It? What You Need To Know Before You Buy How To Create a Will Online Living Will and Durable Power of Attorney: Frequently Asked Questions Clark Howard's 5-Point Annual Checklist You Should Follow Lawsuit Over Vanguard’s Target-Date Funds Can Proceed, Judge Rules Target Date Funds: Clark's Favorite Retirement Investment Frequently Asked Questions on Gift Taxes What Is a Roth 401(k) and How Does It Work? Best Budgeting Apps in 2024: Our Top 5 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The IRS has been in the news for waiving penalties from prior tax years AND people are getting surprise tax bills. That has brought about a slew of companies advertising tax debt relief. Know what applies to you, and why you shouldn’t take the bait for “debt relief”. Also in the news, the lawsuit against Vanguard over its target date funds is moving through the courts. Know what role TDFs play in your portfolio and where they should NEVER be placed. 

  • Tax Penalty Changes: Segment 1
  • Ask Clark: Segment 2
  • Vanguard’s Target Date Funds: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1958 01.10.24 Should You Own Gold? / Subscription Inventory & Streaming Decisions Clark explains the real purpose of owning gold, and, should you decide to - the best way to include it as an asset. Also - One way to save money in the new year? Cancel subscriptions! Clark revisits subscription creep, and how streaming and other services can add up to big bucks. Many people forget to cancel free trials, and worse, many companies make it difficult to cancel.  GOLD! Yes Or No: Segment 1 Ask Clark: Segment 2 Subscription Creep & Streaming Services: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco sold more than $100 million in gold bars last quarter Clark Howard's Advice on Buying Gold Debt Archives - Clark Howard Best And Worst Homeowners Insurance Companies: December 2023 This metro woman built a tiny home and dumped her mortgage The high cost of subscription binges: How businesses get rich off you forgetting to cancel - USA TODAY  Americans Are Canceling More of Their Streaming Services The streaming wars reached a stalemate in 2023, but here are 6 trends that will define 2024  Axios: Hello TV bundles, our old friend New York Post: NY AG Letitia James sues SiriusXM: Service made it intentionally ‘hard to cancel subscriptions’ Clark.com - STREAMING TV Visible Deal: Unlimited Service for $20 Monthly for Two Years When Should You Get an Accountant To Do Your Taxes? Scams & Rip-Offs Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 10 Jan 2024 12:00:00 -0000 full Clark Howard Should You Own Gold? / Subscription Inventory & Streaming Decisions Clark explains the real purpose of owning gold, and, should you decide to - the best way to include it as an asset. Also - One way to save money in the new year? Cancel subscriptions! Clark revisits subscription creep, and how streaming and other services can add up to big bucks. Many people forget to cancel free trials, and worse, many companies make it difficult to cancel.  GOLD! Yes Or No: Segment 1 Ask Clark: Segment 2 Subscription Creep & Streaming Services: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco sold more than $100 million in gold bars last quarter Clark Howard's Advice on Buying Gold Debt Archives - Clark Howard Best And Worst Homeowners Insurance Companies: December 2023 This metro woman built a tiny home and dumped her mortgage The high cost of subscription binges: How businesses get rich off you forgetting to cancel - USA TODAY  Americans Are Canceling More of Their Streaming Services The streaming wars reached a stalemate in 2023, but here are 6 trends that will define 2024  Axios: Hello TV bundles, our old friend New York Post: NY AG Letitia James sues SiriusXM: Service made it intentionally ‘hard to cancel subscriptions’ Clark.com - STREAMING TV Visible Deal: Unlimited Service for $20 Monthly for Two Years When Should You Get an Accountant To Do Your Taxes? Scams & Rip-Offs Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark explains the real purpose of owning gold, and, should you decide to - the best way to include it as an asset. Also - One way to save money in the new year? Cancel subscriptions! Clark revisits subscription creep, and how streaming and other services can add up to big bucks. Many people forget to cancel free trials, and worse, many companies make it difficult to cancel. 

  • GOLD! Yes Or No: Segment 1
  • Ask Clark: Segment 2
  • Subscription Creep & Streaming Services: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1851 01.09.24 Prescription Drug Pricing Changes / CD Saving Strategy And A RIPOFF Warning The big pharmacies are folding under the pressure of competitive pricing. How to insure you pay less for prescriptions. Also today, Clark updates the state of the economy and interest rates, with guidance on how savers can lock in higher rates for longer. He also has an important warning about how to spot fake CDs.  Rx Pricing Changes: Segment 1 Ask Clark: Segment 2 CD Rates & Saving Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes - CVS Says It Will Change the Way Its Pharmacies Are Paid WSJ.com: CVS Plans to Overhaul How Much Drugs Cost Axios: CVS' drug price transparency push  /  Axios: CVS blows up PBM model CVS is shaking up drug pricing. You can thank Mark Cuban Walgreens Launches Digital Tool To Help Save On Prescription Costs 10 Ways To Save on Prescription Drugs Will Mark Cuban's Prescription Company Really Save You Money? What Is a 403(b) and How Does It Work? Target Date Funds: Clark's Favorite Retirement Investment How To Find and Claim Missing Money in Your Name Now May Be the Time to Lock In High Interest Rates on Your Savings What Is a CD Ladder and When Is It a Good Idea? 16 of the Best High-Yield Online Savings Accounts in January 2024 FDIC.gov / 3 Places You Should Never Invest Your Money IntraFi Network Deposits: ICS and CDARS Services from IntraFi He Stole Hundreds of iPhones and Looted People’s Life Savings. He Told Us How. Apple's New iOS 17 Security Feature Blocks Opportunistic iPhone Thieves Apple unveils new security feature to safeguard against thieves Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 Jan 2024 12:00:00 -0000 full Clark Howard Prescription Drug Pricing Changes / CD Saving Strategy And A RIPOFF Warning The big pharmacies are folding under the pressure of competitive pricing. How to insure you pay less for prescriptions. Also today, Clark updates the state of the economy and interest rates, with guidance on how savers can lock in higher rates for longer. He also has an important warning about how to spot fake CDs.  Rx Pricing Changes: Segment 1 Ask Clark: Segment 2 CD Rates & Saving Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes - CVS Says It Will Change the Way Its Pharmacies Are Paid WSJ.com: CVS Plans to Overhaul How Much Drugs Cost Axios: CVS' drug price transparency push  /  Axios: CVS blows up PBM model CVS is shaking up drug pricing. You can thank Mark Cuban Walgreens Launches Digital Tool To Help Save On Prescription Costs 10 Ways To Save on Prescription Drugs Will Mark Cuban's Prescription Company Really Save You Money? What Is a 403(b) and How Does It Work? Target Date Funds: Clark's Favorite Retirement Investment How To Find and Claim Missing Money in Your Name Now May Be the Time to Lock In High Interest Rates on Your Savings What Is a CD Ladder and When Is It a Good Idea? 16 of the Best High-Yield Online Savings Accounts in January 2024 FDIC.gov / 3 Places You Should Never Invest Your Money IntraFi Network Deposits: ICS and CDARS Services from IntraFi He Stole Hundreds of iPhones and Looted People’s Life Savings. He Told Us How. Apple's New iOS 17 Security Feature Blocks Opportunistic iPhone Thieves Apple unveils new security feature to safeguard against thieves Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The big pharmacies are folding under the pressure of competitive pricing. How to insure you pay less for prescriptions. Also today, Clark updates the state of the economy and interest rates, with guidance on how savers can lock in higher rates for longer. He also has an important warning about how to spot fake CDs. 

  • Rx Pricing Changes: Segment 1
  • Ask Clark: Segment 2
  • CD Rates & Saving Strategy: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1654 01.08.24 Retail Return Fees & Deadlines / Employer Finance Education Incentives If you have holiday gifts you plan on taking or sending back, you need to know how return policies have changed, and act quickly. Clark explains. Also today, companies should emulate a recent move by a major airline to help employees with their finances.  Restrictive Return Policies: Segment 1 Ask Clark: Segment 2 Delta’s Emergency Savings Fund: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ.com: Retailers Enlist AI in Fight Against Returns Return Policies Have Gotten More Annoying This Holiday Season - The WSJ Holiday Returns: Guidelines and Return Dates for Major Retailers How To Get a Gym Membership for Practically Free Retirement Accounts Are the New Emergency Funds Delta offers employees $1,000 for emergency savings, 33,000 sign up The Best Place To Buy a Mattress Amica - Get a RV & Trailer Quote Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Jan 2024 12:00:00 -0000 full Clark Howard Retail Return Fees & Deadlines / Employer Finance Education Incentives If you have holiday gifts you plan on taking or sending back, you need to know how return policies have changed, and act quickly. Clark explains. Also today, companies should emulate a recent move by a major airline to help employees with their finances.  Restrictive Return Policies: Segment 1 Ask Clark: Segment 2 Delta’s Emergency Savings Fund: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ.com: Retailers Enlist AI in Fight Against Returns Return Policies Have Gotten More Annoying This Holiday Season - The WSJ Holiday Returns: Guidelines and Return Dates for Major Retailers How To Get a Gym Membership for Practically Free Retirement Accounts Are the New Emergency Funds Delta offers employees $1,000 for emergency savings, 33,000 sign up The Best Place To Buy a Mattress Amica - Get a RV & Trailer Quote Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices If you have holiday gifts you plan on taking or sending back, you need to know how return policies have changed, and act quickly. Clark explains. Also today, companies should emulate a recent move by a major airline to help employees with their finances. 

  • Restrictive Return Policies: Segment 1
  • Ask Clark: Segment 2
  • Delta’s Emergency Savings Fund: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1520 01.05.24 Clark Answers His Critics on Clark Stinks / Beware Job Scams Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, there’s a real danger of scams when job searching online. Clark let’s job hunters know what to look out for and the rules of the road to employment.  Clark Stinks: Segments 1 & 2 Job Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is the Highest Credit Score? What Is a Thrift Savings Plan? WSJ - Auto Dealers Find Savings by Buying Cars Off the Street Turo: 5 Things To Know About the Cheap Car Rental Service Capital One Walmart Rewards® Card: Get 5% Back on Online Purchases Best Credit Cards for Shopping Rewards (Clark.com) Is the Target RedCard Credit Card Worth? Searching for a job to work remotely? Avoid scams and identity theft Legitimate Work From Home Jobs – How to Find Them (Clark.com) Should I Prepay for My Funeral? Clark Howard's Important Advice on Funeral Planning Wills & Funerals Archives - Clark Howard SIPC - Securities Investor Protection Corporation Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 Jan 2024 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Beware Job Scams Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, there’s a real danger of scams when job searching online. Clark let’s job hunters know what to look out for and the rules of the road to employment.  Clark Stinks: Segments 1 & 2 Job Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is the Highest Credit Score? What Is a Thrift Savings Plan? WSJ - Auto Dealers Find Savings by Buying Cars Off the Street Turo: 5 Things To Know About the Cheap Car Rental Service Capital One Walmart Rewards® Card: Get 5% Back on Online Purchases Best Credit Cards for Shopping Rewards (Clark.com) Is the Target RedCard Credit Card Worth? Searching for a job to work remotely? Avoid scams and identity theft Legitimate Work From Home Jobs – How to Find Them (Clark.com) Should I Prepay for My Funeral? Clark Howard's Important Advice on Funeral Planning Wills & Funerals Archives - Clark Howard SIPC - Securities Investor Protection Corporation Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, there’s a real danger of scams when job searching online. Clark let’s job hunters know what to look out for and the rules of the road to employment. 

  • Clark Stinks: Segments 1 & 2
  • Job Scams: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2003 01.04.24 A New Way To SPEND LESS / TAXES: The New Direct File Program The resolution to spend less can yield multiple benefits and there are various approaches. Clark explores a method called financial fasting. Also today, the U.S. is slowly adopting a method to simplify taxes, used by most other developed countries. See if this free online direct tax filing service called Direct File could work for you. Financial Fasting: Segment 1 Ask Clark: Segment 2 IRS: Direct File: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Financial Fasting Can Trim the Fat From Your Spending What Is Umbrella Insurance and Do You Need It? How To Find Cheap Flights in 3 Easy Steps 13 States Sign On to IRS Direct File Pilot Program IRS plans to launch free tax filing pilot program in 13 states next year Will an IRS Tax Prep Service Replace H&R Block or TurboTax? 4 Things You Should Always Pack in Your Carry-On Should You Buy an Extended Warranty on Your Car? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 04 Jan 2024 12:00:00 -0000 full Clark Howard A New Way To SPEND LESS / TAXES: The New Direct File Program The resolution to spend less can yield multiple benefits and there are various approaches. Clark explores a method called financial fasting. Also today, the U.S. is slowly adopting a method to simplify taxes, used by most other developed countries. See if this free online direct tax filing service called Direct File could work for you. Financial Fasting: Segment 1 Ask Clark: Segment 2 IRS: Direct File: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Financial Fasting Can Trim the Fat From Your Spending What Is Umbrella Insurance and Do You Need It? How To Find Cheap Flights in 3 Easy Steps 13 States Sign On to IRS Direct File Pilot Program IRS plans to launch free tax filing pilot program in 13 states next year Will an IRS Tax Prep Service Replace H&R Block or TurboTax? 4 Things You Should Always Pack in Your Carry-On Should You Buy an Extended Warranty on Your Car? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The resolution to spend less can yield multiple benefits and there are various approaches. Clark explores a method called financial fasting. Also today, the U.S. is slowly adopting a method to simplify taxes, used by most other developed countries. See if this free online direct tax filing service called Direct File could work for you.

  • Financial Fasting: Segment 1
  • Ask Clark: Segment 2
  • IRS: Direct File: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1757 01.03.24 Roth IRA Limits For 2024 / Used Electric Cars Clark shares good news about his favorite type of retirement account. Also in today’s show, advice for used car buyers includes new tax incentives that just went into effect.  New Roth IRA Limits: Segment 1 Ask Clark: Segment 2 The Used EV Tax Credit: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Looking to save in a Roth IRA next year? Here's what you need to know. - from USA TODAY How To Open a Roth IRA IRS provides tax inflation adjustments for tax year 2024 Best 529 College Savings Plans By State 529 rollover to Roth IRA: A guide to conversion Visible Review: 5 Things To Know Before You Sign Up Visible vs. Verizon Wireless: Plans, Pricing, Data and More Edmunds: Best used electric vehicles under $25,000 13 Secret Saving Hacks at Costco, Sam's Club and BJ's Wholesale What Home Security Camera Does Clark Prefer Ahead of Amazon’s Ring? How To Find and Choose a Financial Advisor Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 03 Jan 2024 12:00:00 -0000 full Clark Howard Roth IRA Limits For 2024 / Used Electric Cars Clark shares good news about his favorite type of retirement account. Also in today’s show, advice for used car buyers includes new tax incentives that just went into effect.  New Roth IRA Limits: Segment 1 Ask Clark: Segment 2 The Used EV Tax Credit: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Looking to save in a Roth IRA next year? Here's what you need to know. - from USA TODAY How To Open a Roth IRA IRS provides tax inflation adjustments for tax year 2024 Best 529 College Savings Plans By State 529 rollover to Roth IRA: A guide to conversion Visible Review: 5 Things To Know Before You Sign Up Visible vs. Verizon Wireless: Plans, Pricing, Data and More Edmunds: Best used electric vehicles under $25,000 13 Secret Saving Hacks at Costco, Sam's Club and BJ's Wholesale What Home Security Camera Does Clark Prefer Ahead of Amazon’s Ring? How To Find and Choose a Financial Advisor Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares good news about his favorite type of retirement account. Also in today’s show, advice for used car buyers includes new tax incentives that just went into effect. 

  • New Roth IRA Limits: Segment 1
  • Ask Clark: Segment 2
  • The Used EV Tax Credit: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1843 01.02.24 SAVE MORE in 24 on Cell Phone Service / Payment App Tax Update We’re back and ready to talk about how you can save more, spend less, and avoid rip-offs in 2024! Up first - your cell phone bill! Cell phone rates are going up at twice the rate of inflation because we’ve gone from 4 national providers to 3. Clark has ways to help you SAVE. Also, know what to expect this year if you’ve been worried about paying tax bills on money received through Venmo, PayPal, Cash App, or other payment services. Save On Cell Phone Service: Segment 1 Ask Clark: Segment 2 Payment App Tax Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mobile phone bills up 5% over last year: doxo Best Cell Phone Plans in 2024: The Cheapest Plan for Every Need CELL PHONES - Clark.com / STREAMING TV - Clark.com How To Watch the Top Video Streaming Services for Under $100 per Year Best Budgeting Apps in 2024: Our Top 5 IRS delays reporting rules for users of Venmo, Cash App and other payment apps How To Save Money With Google Flights Top Travel Deals - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 02 Jan 2024 12:00:00 -0000 full Clark Howard SAVE MORE in 24 on Cell Phone Service / Payment App Tax Update We’re back and ready to talk about how you can save more, spend less, and avoid rip-offs in 2024! Up first - your cell phone bill! Cell phone rates are going up at twice the rate of inflation because we’ve gone from 4 national providers to 3. Clark has ways to help you SAVE. Also, know what to expect this year if you’ve been worried about paying tax bills on money received through Venmo, PayPal, Cash App, or other payment services. Save On Cell Phone Service: Segment 1 Ask Clark: Segment 2 Payment App Tax Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mobile phone bills up 5% over last year: doxo Best Cell Phone Plans in 2024: The Cheapest Plan for Every Need CELL PHONES - Clark.com / STREAMING TV - Clark.com How To Watch the Top Video Streaming Services for Under $100 per Year Best Budgeting Apps in 2024: Our Top 5 IRS delays reporting rules for users of Venmo, Cash App and other payment apps How To Save Money With Google Flights Top Travel Deals - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices We’re back and ready to talk about how you can save more, spend less, and avoid rip-offs in 2024! Up first - your cell phone bill! Cell phone rates are going up at twice the rate of inflation because we’ve gone from 4 national providers to 3. Clark has ways to help you SAVE. Also, know what to expect this year if you’ve been worried about paying tax bills on money received through Venmo, PayPal, Cash App, or other payment services.

  • Save On Cell Phone Service: Segment 1
  • Ask Clark: Segment 2
  • Payment App Tax Rule: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1823 12.29.23 BEST OF: Clark Answers His Critics on Clark Stinks / Carrying Credit Card Debt Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd. Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Later, 20% of credit card users have heavy revolving debt, accounting for ¾ of the money banks make from cards. Few such users know their debt amount or interest rate, an oversight banks have exploited. If you’re carrying credit card debt, Clark has an assignment that could help you achieve being debt FREE.  Clark Stinks: Segments 1 & 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show What is Dual Enrollment and How Much Does it Cost? Best Credit Cards for Shopping Rewards: Top Picks for 2023 Best Credit Cards for Groceries in 2023 2 Ways To Guarantee Yourself a Lifetime Stream of Income Heavy credit-card users are key in the Fed’s inflation battle How to Freeze Your Credit — Literally! Clark.com - Credit Card Debt Best Balance Transfer Credit Cards: Top Picks for 2023 How To Do a Balance Transfer the Right Way Best 0% Intro APR Credit Cards: Top Picks for 2023 Citi Simplicity® Card Review 2022: A Worthy Balance Transfer Card Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 29 Dec 2023 12:00:00 -0000 full Clark Howard BEST OF: Clark Answers His Critics on Clark Stinks / Carrying Credit Card Debt Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd. Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Later, 20% of credit card users have heavy revolving debt, accounting for ¾ of the money banks make from cards. Few such users know their debt amount or interest rate, an oversight banks have exploited. If you’re carrying credit card debt, Clark has an assignment that could help you achieve being debt FREE.  Clark Stinks: Segments 1 & 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show What is Dual Enrollment and How Much Does it Cost? Best Credit Cards for Shopping Rewards: Top Picks for 2023 Best Credit Cards for Groceries in 2023 2 Ways To Guarantee Yourself a Lifetime Stream of Income Heavy credit-card users are key in the Fed’s inflation battle How to Freeze Your Credit — Literally! Clark.com - Credit Card Debt Best Balance Transfer Credit Cards: Top Picks for 2023 How To Do a Balance Transfer the Right Way Best 0% Intro APR Credit Cards: Top Picks for 2023 Citi Simplicity® Card Review 2022: A Worthy Balance Transfer Card Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd.

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Later, 20% of credit card users have heavy revolving debt, accounting for ¾ of the money banks make from cards. Few such users know their debt amount or interest rate, an oversight banks have exploited. If you’re carrying credit card debt, Clark has an assignment that could help you achieve being debt FREE. 

  • Clark Stinks: Segments 1 & 2
  • Credit Card Debt: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1680 12.28.23 BEST OF: The Return Of Smaller Homes / Smart Choices For Higher Education Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd. Clark explains the forces behind a reversal in home building trends, bringing more affordable homes to the housing market. Also today: New data shows the net cost of attending college is moderating. Clark discusses cost factors to consider when choosing a college and most importantly - a course of study and skill set. Is prestige worth the price, or is it better to hold the cost and borrowing down? Plus, a NEVER NEVER rule on student loans.  Back To Smaller Homes: Segment 1 Ask Clark: Segment 2 College Major and School Choice Decisions: Segment 3 Ask Clark: Segment 4 Mentioned on the show Goodbye Bathtub and Living Room. America’s Homes Are Shrinking. Divvy Wants to Make Rent-to-Own Deals Easy. Many Customers Find Them Hard. Should You Buy an Extended Warranty on Your Car? Want high earnings? Focus on the major, not a college's prestige Student Loan Payments Are Restarting: 4 Things To Know How Do Student Loans Work? 7 Things to Know ‘I’ve had this black cloud looming over me’: How private lenders have left millions of college students with no hope for the future Simple Interest: Who Benefits, With Formula and Example Rule of 78: Definition, How Lenders Use It, and Calculation Submit a complaint | Consumer Financial Protection Bureau Why Clark Howard Shifted to a Digital Wallet and You Should Too Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 28 Dec 2023 12:00:00 -0000 full Clark Howard BEST OF: The Return Of Smaller Homes / Smart Choices For Higher Education Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd. Clark explains the forces behind a reversal in home building trends, bringing more affordable homes to the housing market. Also today: New data shows the net cost of attending college is moderating. Clark discusses cost factors to consider when choosing a college and most importantly - a course of study and skill set. Is prestige worth the price, or is it better to hold the cost and borrowing down? Plus, a NEVER NEVER rule on student loans.  Back To Smaller Homes: Segment 1 Ask Clark: Segment 2 College Major and School Choice Decisions: Segment 3 Ask Clark: Segment 4 Mentioned on the show Goodbye Bathtub and Living Room. America’s Homes Are Shrinking. Divvy Wants to Make Rent-to-Own Deals Easy. Many Customers Find Them Hard. Should You Buy an Extended Warranty on Your Car? Want high earnings? Focus on the major, not a college's prestige Student Loan Payments Are Restarting: 4 Things To Know How Do Student Loans Work? 7 Things to Know ‘I’ve had this black cloud looming over me’: How private lenders have left millions of college students with no hope for the future Simple Interest: Who Benefits, With Formula and Example Rule of 78: Definition, How Lenders Use It, and Calculation Submit a complaint | Consumer Financial Protection Bureau Why Clark Howard Shifted to a Digital Wallet and You Should Too Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd.

Clark explains the forces behind a reversal in home building trends, bringing more affordable homes to the housing market. Also today: New data shows the net cost of attending college is moderating. Clark discusses cost factors to consider when choosing a college and most importantly - a course of study and skill set. Is prestige worth the price, or is it better to hold the cost and borrowing down? Plus, a NEVER NEVER rule on student loans. 

  • Back To Smaller Homes: Segment 1
  • Ask Clark: Segment 2
  • College Major and School Choice Decisions: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2138 12.27.23 BEST OF: Scam Hit List / Heavy Lift: Renting A Storage Unit Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd. Amount lost to only the scams reported last year: $9 Billion. Clark runs down an alarming list of current cons, and what they all have in common. Also today, Clark updates his journey renting storage, with new insights on what renters of storage units need to know.  Scam-a-rama Line Up: Segment 1 Ask Clark: Segment 2 Renting Storage: Segment 3 Ask Clark: Segment 4 Mentioned on the show People are losing more money to scammers than ever before. Here's how to keep yourself safe  Blue-tick scammers target consumers who complain on X Best Buy scam alert! People are pretending to be members of the Geek Squad. How to spot it. -USA TODAY New Amazon scams are making the rounds. Here’s how to avoid them Scammers impersonate well-known companies, recruit for fake jobs on LinkedIn and other job platforms FTC Cautions Consumers on Heels of Latest Zelle Scam You got the apartment! Spot rental listing scams before you pay 7 Best Free Cloud Storage Options in 2023 - Clark.com What Is a Solid-State Drive (SSD)? How To Buy Term Life Insurance in 7 Easy Steps Is There a Limit to Americans’ Self-Storage Addiction? Billions of Dollars Say Nope Clark Deals - The best laptop deals available now Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 27 Dec 2023 12:00:00 -0000 full Clark Howard BEST OF: Scam Hit List / Heavy Lift: Renting A Storage Unit Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd. Amount lost to only the scams reported last year: $9 Billion. Clark runs down an alarming list of current cons, and what they all have in common. Also today, Clark updates his journey renting storage, with new insights on what renters of storage units need to know.  Scam-a-rama Line Up: Segment 1 Ask Clark: Segment 2 Renting Storage: Segment 3 Ask Clark: Segment 4 Mentioned on the show People are losing more money to scammers than ever before. Here's how to keep yourself safe  Blue-tick scammers target consumers who complain on X Best Buy scam alert! People are pretending to be members of the Geek Squad. How to spot it. -USA TODAY New Amazon scams are making the rounds. Here’s how to avoid them Scammers impersonate well-known companies, recruit for fake jobs on LinkedIn and other job platforms FTC Cautions Consumers on Heels of Latest Zelle Scam You got the apartment! Spot rental listing scams before you pay 7 Best Free Cloud Storage Options in 2023 - Clark.com What Is a Solid-State Drive (SSD)? How To Buy Term Life Insurance in 7 Easy Steps Is There a Limit to Americans’ Self-Storage Addiction? Billions of Dollars Say Nope Clark Deals - The best laptop deals available now Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd.

Amount lost to only the scams reported last year: $9 Billion. Clark runs down an alarming list of current cons, and what they all have in common. Also today, Clark updates his journey renting storage, with new insights on what renters of storage units need to know. 

  • Scam-a-rama Line Up: Segment 1
  • Ask Clark: Segment 2
  • Renting Storage: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2032 12.26.23 BEST OF: Back To School For Seniors / Renting To Own A Home Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd. Word to seniors - A new trend is serving the lifelong learning ethos which may make sense for you and greatly enhance retirement. Also, the increased challenges of homebuying have led to the resurgence of renting to own a home. Clark discusses the opportunity and hazard of these contracts.  Retirees Return To College: Segment 1 Ask Clark: Segment 2 Rent-To-Own Home Contracts: Segment 3 Ask Clark: Segment 4 Mentioned on the show Why Retirees Are Going Back to College Flexcar: Your flexible alternative to car ownership T-Mobile: Credit Card Payments Will Soon Lose AutoPay Discounts Authorized User vs. Joint Account Holder Best Secured Credit Cards for 2023: Top Picks for Building or Repairing Credit Divvy Wants to Make Rent-to-Own Deals Easy. Many Customers Find Them Hard. How Do I Remove Myself as an Authorized User on a Credit Card? Rich Dad - The Power of the Corporation Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 26 Dec 2023 12:00:00 -0000 full Clark Howard BEST OF: Back To School For Seniors / Renting To Own A Home Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd. Word to seniors - A new trend is serving the lifelong learning ethos which may make sense for you and greatly enhance retirement. Also, the increased challenges of homebuying have led to the resurgence of renting to own a home. Clark discusses the opportunity and hazard of these contracts.  Retirees Return To College: Segment 1 Ask Clark: Segment 2 Rent-To-Own Home Contracts: Segment 3 Ask Clark: Segment 4 Mentioned on the show Why Retirees Are Going Back to College Flexcar: Your flexible alternative to car ownership T-Mobile: Credit Card Payments Will Soon Lose AutoPay Discounts Authorized User vs. Joint Account Holder Best Secured Credit Cards for 2023: Top Picks for Building or Repairing Credit Divvy Wants to Make Rent-to-Own Deals Easy. Many Customers Find Them Hard. How Do I Remove Myself as an Authorized User on a Credit Card? Rich Dad - The Power of the Corporation Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd.

Word to seniors - A new trend is serving the lifelong learning ethos which may make sense for you and greatly enhance retirement. Also, the increased challenges of homebuying have led to the resurgence of renting to own a home. Clark discusses the opportunity and hazard of these contracts. 

  • Retirees Return To College: Segment 1
  • Ask Clark: Segment 2
  • Rent-To-Own Home Contracts: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1667 12.25.23 BEST OF: The Credit Card Surcharge War / The Man From ROTH Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd. Credit cards are a massive expense for businesses. The U.S. has the highest merchant fees in the world, so many merchants pass on the expense to customers. Clark tells you how Visa is fighting back, and what this all means for both merchants and consumers. Also today, Clark - aka The Man From Roth - shares the considerable merits of the ROTH versions of 401(k)s and IRAs. Roths are the superior choice, yet - underutilized.  Credit Card Surcharge Decisions : Segment 1 Ask Clark: Segment 2 Roth Power: Segment 3 Ask Clark: Segment 4 Mentioned on the show Bodegas Put on Notice as Visa Fights Back on Card Surcharges Fidelity Rewards Visa vs. Citi® Double Cash Card – 18 month BT offer: Pick the Right 2% Credit Card How to Get a Mortgage in 8 Steps Congress Ended a Tax Break. How That May Help Higher Earners. WSJ Roth vs. Traditional 401(k): What's the Difference? What Is a Roth 401(k) and How Does It Work? 14 of the Best High-Yield Online Savings Accounts in August 2023 Gym membership cancellation: Here's how easy it can be to get out How To Get a Gym Membership for Practically Free Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Dec 2023 12:00:00 -0000 full Clark Howard BEST OF: The Credit Card Surcharge War / The Man From ROTH Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd. Credit cards are a massive expense for businesses. The U.S. has the highest merchant fees in the world, so many merchants pass on the expense to customers. Clark tells you how Visa is fighting back, and what this all means for both merchants and consumers. Also today, Clark - aka The Man From Roth - shares the considerable merits of the ROTH versions of 401(k)s and IRAs. Roths are the superior choice, yet - underutilized.  Credit Card Surcharge Decisions : Segment 1 Ask Clark: Segment 2 Roth Power: Segment 3 Ask Clark: Segment 4 Mentioned on the show Bodegas Put on Notice as Visa Fights Back on Card Surcharges Fidelity Rewards Visa vs. Citi® Double Cash Card – 18 month BT offer: Pick the Right 2% Credit Card How to Get a Mortgage in 8 Steps Congress Ended a Tax Break. How That May Help Higher Earners. WSJ Roth vs. Traditional 401(k): What's the Difference? What Is a Roth 401(k) and How Does It Work? 14 of the Best High-Yield Online Savings Accounts in August 2023 Gym membership cancellation: Here's how easy it can be to get out How To Get a Gym Membership for Practically Free Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd.

Credit cards are a massive expense for businesses. The U.S. has the highest merchant fees in the world, so many merchants pass on the expense to customers. Clark tells you how Visa is fighting back, and what this all means for both merchants and consumers. Also today, Clark - aka The Man From Roth - shares the considerable merits of the ROTH versions of 401(k)s and IRAs. Roths are the superior choice, yet - underutilized. 

  • Credit Card Surcharge Decisions : Segment 1
  • Ask Clark: Segment 2
  • Roth Power: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1588 12.22.23 Clark Answers His Critics on Clark Stinks / What To Know About Hybrid Vehicles Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark explains the hybrid vehicle advantage and the difference between plug-in and regular hybrids.  Clark Stinks: Segments 1 & 2 Hybrids 101: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids How To Save Money With Google Flights Children & Infant Travel | Delta Air Lines Southwest Airlines offers expanded family boarding ages on some flights 5 Money Lessons From Clark Howard's Trip to Europe Amica: 10 Things To Know Before You Get a Policy ChexSystems   /   Order Your Innovis Credit Report How to Request Your Clarity Consumer File Disclosure - Clarity Services, Inc. Security Freeze - LexisNexis Risk Solutions Consumer Disclosure How To Freeze Your Credit With Experian, Equifax and TransUnion What Is Disability Insurance and How Does It Work? America’s top-selling car will soon come only as a hybrid Can a Burglar Jam Your Wireless Security System? - Consumer Reports Your Guide to DIY Home Security Systems What Brokerage Do You Recommend for First-Time Investors or Kids? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 22 Dec 2023 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / What To Know About Hybrid Vehicles Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark explains the hybrid vehicle advantage and the difference between plug-in and regular hybrids.  Clark Stinks: Segments 1 & 2 Hybrids 101: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids How To Save Money With Google Flights Children & Infant Travel | Delta Air Lines Southwest Airlines offers expanded family boarding ages on some flights 5 Money Lessons From Clark Howard's Trip to Europe Amica: 10 Things To Know Before You Get a Policy ChexSystems   /   Order Your Innovis Credit Report How to Request Your Clarity Consumer File Disclosure - Clarity Services, Inc. Security Freeze - LexisNexis Risk Solutions Consumer Disclosure How To Freeze Your Credit With Experian, Equifax and TransUnion What Is Disability Insurance and How Does It Work? America’s top-selling car will soon come only as a hybrid Can a Burglar Jam Your Wireless Security System? - Consumer Reports Your Guide to DIY Home Security Systems What Brokerage Do You Recommend for First-Time Investors or Kids? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark explains the hybrid vehicle advantage and the difference between plug-in and regular hybrids. 

  • Clark Stinks: Segments 1 & 2
  • Hybrids 101: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2101 12.21.23 Supporting Adult Kids / Taking Security Warnings Seriously Do you financially support your adult kids? This is a tough area. Clark shares some surprising statistics and offers some guidelines for parents. Also in this episode, do you pay attention to security warnings including data breaches, scams & digital vulnerabilities? Clark discusses what it takes for us to actually take security alerts seriously and act to protect our accounts.  Funding Your Adult Kids: Segment 1 Ask Clark: Segment 2 Security Warnings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids Kevin O'Leary: How I handle family members who ask for money and the one rule I always enforce Study reveals more than half of American parents in these 36 states shell out to support their adult children  How Does Your Credit Utilization Rank vs. Average U.S. Consumers? Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank? Best Free Password Managers: 7 Top Picks / How To Create a Safe Password How To Monitor Your Credit Credit Karma Review: Free Credit Score and More at Your Fingertips How To Freeze Your Credit With Experian, Equifax and TransUnion What Is a 403(b) and How Does It Work? Clark does not purchase extended warranties! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 21 Dec 2023 12:00:00 -0000 full Clark Howard Supporting Adult Kids / Taking Security Warnings Seriously Do you financially support your adult kids? This is a tough area. Clark shares some surprising statistics and offers some guidelines for parents. Also in this episode, do you pay attention to security warnings including data breaches, scams & digital vulnerabilities? Clark discusses what it takes for us to actually take security alerts seriously and act to protect our accounts.  Funding Your Adult Kids: Segment 1 Ask Clark: Segment 2 Security Warnings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids Kevin O'Leary: How I handle family members who ask for money and the one rule I always enforce Study reveals more than half of American parents in these 36 states shell out to support their adult children  How Does Your Credit Utilization Rank vs. Average U.S. Consumers? Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank? Best Free Password Managers: 7 Top Picks / How To Create a Safe Password How To Monitor Your Credit Credit Karma Review: Free Credit Score and More at Your Fingertips How To Freeze Your Credit With Experian, Equifax and TransUnion What Is a 403(b) and How Does It Work? Clark does not purchase extended warranties! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Do you financially support your adult kids? This is a tough area. Clark shares some surprising statistics and offers some guidelines for parents. Also in this episode, do you pay attention to security warnings including data breaches, scams & digital vulnerabilities? Clark discusses what it takes for us to actually take security alerts seriously and act to protect our accounts. 

  • Funding Your Adult Kids: Segment 1
  • Ask Clark: Segment 2
  • Security Warnings: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1927 12.20.23 Borrowing From Retirement Accounts / Apple To Android Texting New stats reveal many Americans are tapping retirement accounts for cash shortfalls. There are safety valves that allow access to these funds pre-retirement but doing so erodes future wealth. Clark discusses where to draw the line when faced with this dilemma. Also today, positive changes from Apple include a texting fix that’s long overdue. Borrowing From Retirement Accounts: Segment 1 Ask Clark: Segment 2 Apple’s Texting Fix: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Retirement Accounts Are the New Emergency Funds 529 rollover to Roth IRA: A guide to conversion E-ZPass Group - Home E-PASS - Central Florida Expressway Authority NYTimes: Apple Says It Will Improve the Green vs. Blue Texting Experience Why unexpectedly high ambulance bills are still a problem in the U.S. How to Find Airline Mistake Fares and Save Big on Airfare Clark’s Christmas Kids Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 20 Dec 2023 12:00:00 -0000 full Clark Howard Borrowing From Retirement Accounts / Apple To Android Texting New stats reveal many Americans are tapping retirement accounts for cash shortfalls. There are safety valves that allow access to these funds pre-retirement but doing so erodes future wealth. Clark discusses where to draw the line when faced with this dilemma. Also today, positive changes from Apple include a texting fix that’s long overdue. Borrowing From Retirement Accounts: Segment 1 Ask Clark: Segment 2 Apple’s Texting Fix: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Retirement Accounts Are the New Emergency Funds 529 rollover to Roth IRA: A guide to conversion E-ZPass Group - Home E-PASS - Central Florida Expressway Authority NYTimes: Apple Says It Will Improve the Green vs. Blue Texting Experience Why unexpectedly high ambulance bills are still a problem in the U.S. How to Find Airline Mistake Fares and Save Big on Airfare Clark’s Christmas Kids Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices New stats reveal many Americans are tapping retirement accounts for cash shortfalls. There are safety valves that allow access to these funds pre-retirement but doing so erodes future wealth. Clark discusses where to draw the line when faced with this dilemma. Also today, positive changes from Apple include a texting fix that’s long overdue.

  • Borrowing From Retirement Accounts: Segment 1
  • Ask Clark: Segment 2
  • Apple’s Texting Fix: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1815 12.19.23 Attention Shoppers: Caution With Dupes / Avoid Car Loan Rip-offs Many shoppers are into “dupes” - cheaper replicas of pricier products, especially clothing, cosmetics and accessories. So are they worth a try? A recent survey assesses quality vs savings on duplicate brands. Also today, Toyota was just fined for ripping customers off with car loans. But they’re not the only ones playing games in their finance offices. How to bypass this rip-off entirely.  Cheaper Duplicates Of Pricey Brands: Segment 1 Ask Clark: Segment 2 Car Loan Rip-offs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 'Dupes' clothing, perfume craze lures holiday shoppers as major brands fret The Cheapest Places To Buy Contact Lenses The Best Places To Buy Eyeglasses Where To Get Cheap Eye Exams Toyota financing arm fined $60 million by consumer watchdog for car loan scam How to Buy a New Car in 5 Steps How to Buy a Used Car in 7 Steps  /  Best Used Car Websites in 2023 Fidelity Investments Review 2023: Pros & Cons Capital Gains Tax Rates for 2023 vs. 2024 Roth vs. Traditional 401(k): What's the Difference? Clark’s Christmas Kids Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 19 Dec 2023 12:00:00 -0000 full Clark Howard Attention Shoppers: Caution With Dupes / Avoid Car Loan Rip-offs Many shoppers are into “dupes” - cheaper replicas of pricier products, especially clothing, cosmetics and accessories. So are they worth a try? A recent survey assesses quality vs savings on duplicate brands. Also today, Toyota was just fined for ripping customers off with car loans. But they’re not the only ones playing games in their finance offices. How to bypass this rip-off entirely.  Cheaper Duplicates Of Pricey Brands: Segment 1 Ask Clark: Segment 2 Car Loan Rip-offs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 'Dupes' clothing, perfume craze lures holiday shoppers as major brands fret The Cheapest Places To Buy Contact Lenses The Best Places To Buy Eyeglasses Where To Get Cheap Eye Exams Toyota financing arm fined $60 million by consumer watchdog for car loan scam How to Buy a New Car in 5 Steps How to Buy a Used Car in 7 Steps  /  Best Used Car Websites in 2023 Fidelity Investments Review 2023: Pros & Cons Capital Gains Tax Rates for 2023 vs. 2024 Roth vs. Traditional 401(k): What's the Difference? Clark’s Christmas Kids Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Many shoppers are into “dupes” - cheaper replicas of pricier products, especially clothing, cosmetics and accessories. So are they worth a try? A recent survey assesses quality vs savings on duplicate brands. Also today, Toyota was just fined for ripping customers off with car loans. But they’re not the only ones playing games in their finance offices. How to bypass this rip-off entirely. 

  • Cheaper Duplicates Of Pricey Brands: Segment 1
  • Ask Clark: Segment 2
  • Car Loan Rip-offs: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1723 12.18.23 Assisted Living FEES / SAVE MORE On Audiobooks Planning ahead means understanding available care for our aging selves and senior loved ones. Recent reports expose excessive fees imposed at assisted living facilities. Clark explains what to look out for and how to get legit help making placement decisions. Also today - something that is actually getting cheaper for you - audio books.  Assisted Living Fees: Segment 1 Ask Clark: Segment 2 Audiobook Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids NYTimes.com: Extra Fees Drive Assisted-Living Profits Desperate Families Search for Affordable Home Care How to Find a Geriatric Care Manager Aging Life Care Association How To Manage Your Monthly Subscriptions To Save Money 5 Steps To Getting a Good Deal on a Hotel Room Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? Best 529 College Savings Plans By State 529 rollover to Roth IRA: A guide to conversion Audiobooks Just Got Cheaper—if You Know Where to Look-WSJ Free Audiobooks: 11 Places Online and Apps (Clark.com) Goodbye match, hello retirement benefit account? What IBM 401(k) change means Cancel for Any Reason Trip Insurance: Should You Buy It? Travel Insurance: What You Need To Know Before You Buy Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Dec 2023 12:00:00 -0000 full Clark Howard Assisted Living FEES / SAVE MORE On Audiobooks Planning ahead means understanding available care for our aging selves and senior loved ones. Recent reports expose excessive fees imposed at assisted living facilities. Clark explains what to look out for and how to get legit help making placement decisions. Also today - something that is actually getting cheaper for you - audio books.  Assisted Living Fees: Segment 1 Ask Clark: Segment 2 Audiobook Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids NYTimes.com: Extra Fees Drive Assisted-Living Profits Desperate Families Search for Affordable Home Care How to Find a Geriatric Care Manager Aging Life Care Association How To Manage Your Monthly Subscriptions To Save Money 5 Steps To Getting a Good Deal on a Hotel Room Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? Best 529 College Savings Plans By State 529 rollover to Roth IRA: A guide to conversion Audiobooks Just Got Cheaper—if You Know Where to Look-WSJ Free Audiobooks: 11 Places Online and Apps (Clark.com) Goodbye match, hello retirement benefit account? What IBM 401(k) change means Cancel for Any Reason Trip Insurance: Should You Buy It? Travel Insurance: What You Need To Know Before You Buy Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Planning ahead means understanding available care for our aging selves and senior loved ones. Recent reports expose excessive fees imposed at assisted living facilities. Clark explains what to look out for and how to get legit help making placement decisions. Also today - something that is actually getting cheaper for you - audio books. 

  • Assisted Living Fees: Segment 1
  • Ask Clark: Segment 2
  • Audiobook Deals: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2016 12.15.23 Clark Answers His Critics on Clark Stinks / Hearing Aids & Cognitive Decline Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, great news on a common device that can prevent cognitive decline by 46% - and it’s getting cheaper to buy every day! Clark Stinks: Segments 1 & 2 Hearing Aids: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids 5 Things To Know About Series I Savings Bonds How To Dispute a Charge on Your Credit Card OTC hearing aids reduce cognitive decline by 48% Hearing Aids - Clark.com Should You Buy an Extended Warranty on Your Car? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 15 Dec 2023 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Hearing Aids & Cognitive Decline Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, great news on a common device that can prevent cognitive decline by 46% - and it’s getting cheaper to buy every day! Clark Stinks: Segments 1 & 2 Hearing Aids: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids 5 Things To Know About Series I Savings Bonds How To Dispute a Charge on Your Credit Card OTC hearing aids reduce cognitive decline by 48% Hearing Aids - Clark.com Should You Buy an Extended Warranty on Your Car? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, great news on a common device that can prevent cognitive decline by 46% - and it’s getting cheaper to buy every day!

  • Clark Stinks: Segments 1 & 2
  • Hearing Aids: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1955 12.14.23 The Saver’s Credit Tax Break / HOA Update Tax season is around the corner. Clark wants to make sure you know about a government grant for retirement savers who meet the income guidelines. Also today - an important step you need to take if you’re thinking about buying into a homeowner or condo association.  Saver’s Tax Credit: Segment 1 Ask Clark: Segment 2 Assessing An HOA: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Saver's Credit: Who Qualifies for This Retirement Tax Break? Walmart+ Membership Program: 4 Things To Know What Is a Thrift Savings Plan? High-profile fights are taking aim at HOAs, but even greater challenges may lie ahead What Is Long-Term Care Insurance Cost & Coverage Should I Buy an Extended Warranty on Tires? TIRES - Clark.com Clark’s Christmas Kids Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 14 Dec 2023 12:00:00 -0000 full Clark Howard The Saver’s Credit Tax Break / HOA Update Tax season is around the corner. Clark wants to make sure you know about a government grant for retirement savers who meet the income guidelines. Also today - an important step you need to take if you’re thinking about buying into a homeowner or condo association.  Saver’s Tax Credit: Segment 1 Ask Clark: Segment 2 Assessing An HOA: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Saver's Credit: Who Qualifies for This Retirement Tax Break? Walmart+ Membership Program: 4 Things To Know What Is a Thrift Savings Plan? High-profile fights are taking aim at HOAs, but even greater challenges may lie ahead What Is Long-Term Care Insurance Cost & Coverage Should I Buy an Extended Warranty on Tires? TIRES - Clark.com Clark’s Christmas Kids Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tax season is around the corner. Clark wants to make sure you know about a government grant for retirement savers who meet the income guidelines. Also today - an important step you need to take if you’re thinking about buying into a homeowner or condo association. 

  • Saver’s Tax Credit: Segment 1
  • Ask Clark: Segment 2
  • Assessing An HOA: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1567 12.13.23 Housing Market Update / A Money Saving Shift In The Restaurant Business Clark shares data affirming that affordability for first time home buyers is an ongoing challenge. So where’s the housing market headed next? What to know about home prices and interest rates moving forward. Also, Clark openly disdains the higher cost of food delivery. Now, many fine dine-in restaurants are offering a cost saving option.  HOLD! First Time Home Buying: Segment 1 Ask Clark: Segment 2 The Expansion Of Drive-Through Restaurants: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mapped: What You Need to Earn to Own a Home in 50 American Cities Who Should Consider Setting Up a Trust? How To Find and Choose a Financial Advisor 7 Places to Get the Best Deals on Lab-Created Diamonds NYTimes: Hungry (but Not for Human Contact), Americans Head for the Drive-Through Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 13 Dec 2023 12:00:00 -0000 full Clark Howard Housing Market Update / A Money Saving Shift In The Restaurant Business Clark shares data affirming that affordability for first time home buyers is an ongoing challenge. So where’s the housing market headed next? What to know about home prices and interest rates moving forward. Also, Clark openly disdains the higher cost of food delivery. Now, many fine dine-in restaurants are offering a cost saving option.  HOLD! First Time Home Buying: Segment 1 Ask Clark: Segment 2 The Expansion Of Drive-Through Restaurants: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mapped: What You Need to Earn to Own a Home in 50 American Cities Who Should Consider Setting Up a Trust? How To Find and Choose a Financial Advisor 7 Places to Get the Best Deals on Lab-Created Diamonds NYTimes: Hungry (but Not for Human Contact), Americans Head for the Drive-Through Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares data affirming that affordability for first time home buyers is an ongoing challenge. So where’s the housing market headed next? What to know about home prices and interest rates moving forward. Also, Clark openly disdains the higher cost of food delivery. Now, many fine dine-in restaurants are offering a cost saving option. 

  • HOLD! First Time Home Buying: Segment 1
  • Ask Clark: Segment 2
  • The Expansion Of Drive-Through Restaurants: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1995 12.12.23 Subject To Change: When Travel Providers Cancel / Mattress Deals What happens if a cruise line changes your itinerary or a tour company cancels? You may be out of luck. Hear Clark’s NEVER RULE on travel insurance. Also today, a price trend is your friend. Mattress oversupply means deals. But there’s a requirement you should adhere to when buying. Travel Insurance: Segment 1 Ask Clark: Segment 2 Mattresses Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Stuck with a $20,000 bill? Oceania guests struggle for refunds amid major cruise changes - USA TODAY Travel Insurance: What You Need To Know Before You Buy Cancel for Any Reason Trip Insurance: Should You Buy It? The Best Day and Time to Book a Cheap Flight I Need Plane Tickets for an International Trip. Should I Buy Now or Wait? Global Entry: 5 Things To Know Before You Sign Up The WSJ: Sleep Number's 'Drastic Miss' Resulted in Drastic Marketing Measures The Best Place To Buy a Mattress / How Can I Get Rid of My Old Mattress Cheaply? How To Find and Claim Missing Money in Your Name Clark.com - Best High-Yield Online Savings Accounts Clark’s Christmas Kids Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 12 Dec 2023 12:00:00 -0000 full Clark Howard Subject To Change: When Travel Providers Cancel / Mattress Deals What happens if a cruise line changes your itinerary or a tour company cancels? You may be out of luck. Hear Clark’s NEVER RULE on travel insurance. Also today, a price trend is your friend. Mattress oversupply means deals. But there’s a requirement you should adhere to when buying. Travel Insurance: Segment 1 Ask Clark: Segment 2 Mattresses Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Stuck with a $20,000 bill? Oceania guests struggle for refunds amid major cruise changes - USA TODAY Travel Insurance: What You Need To Know Before You Buy Cancel for Any Reason Trip Insurance: Should You Buy It? The Best Day and Time to Book a Cheap Flight I Need Plane Tickets for an International Trip. Should I Buy Now or Wait? Global Entry: 5 Things To Know Before You Sign Up The WSJ: Sleep Number's 'Drastic Miss' Resulted in Drastic Marketing Measures The Best Place To Buy a Mattress / How Can I Get Rid of My Old Mattress Cheaply? How To Find and Claim Missing Money in Your Name Clark.com - Best High-Yield Online Savings Accounts Clark’s Christmas Kids Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices What happens if a cruise line changes your itinerary or a tour company cancels? You may be out of luck. Hear Clark’s NEVER RULE on travel insurance. Also today, a price trend is your friend. Mattress oversupply means deals. But there’s a requirement you should adhere to when buying.

  • Travel Insurance: Segment 1
  • Ask Clark: Segment 2
  • Mattresses Deals: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1852 12.11.23 Cost of Forgoing Healthcare / New Rule: Parental Assets & College Financial Aid The bad news on healthcare costs goes deep. Many are forgoing care, regardless of insurance status due to higher deductibles and copays. Clark explains the problem, the consequences, and what you can do to protect your health - and your wallet. Also today, great news for parents of college bound kids. There’s a new rule involving how parental assets affect a child’s eligibility for financial aid. Shop Healthcare: Segment 1 Ask Clark: Segment 2 Retirement & College Financial Aid: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids High Healthcare Costs Can Cause Even the Insured To Skip Care 10 Ways to Save Money on Health Care Family Loans: How to Borrow From and Lend to Family What Is an ETF?   /   ETF vs. Mutual Fund: Which Investment Is Better? Saving More in a 401(k) Can Now Boost Your College Financial Aid - WSJ Best 529 College Savings Plans By State Easy way to cut the cost of your college degree in half Defending Your Fully Digital Wallet Against Fraud Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Dec 2023 12:00:00 -0000 full Clark Howard Cost of Forgoing Healthcare / New Rule: Parental Assets & College Financial Aid The bad news on healthcare costs goes deep. Many are forgoing care, regardless of insurance status due to higher deductibles and copays. Clark explains the problem, the consequences, and what you can do to protect your health - and your wallet. Also today, great news for parents of college bound kids. There’s a new rule involving how parental assets affect a child’s eligibility for financial aid. Shop Healthcare: Segment 1 Ask Clark: Segment 2 Retirement & College Financial Aid: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids High Healthcare Costs Can Cause Even the Insured To Skip Care 10 Ways to Save Money on Health Care Family Loans: How to Borrow From and Lend to Family What Is an ETF?   /   ETF vs. Mutual Fund: Which Investment Is Better? Saving More in a 401(k) Can Now Boost Your College Financial Aid - WSJ Best 529 College Savings Plans By State Easy way to cut the cost of your college degree in half Defending Your Fully Digital Wallet Against Fraud Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The bad news on healthcare costs goes deep. Many are forgoing care, regardless of insurance status due to higher deductibles and copays. Clark explains the problem, the consequences, and what you can do to protect your health - and your wallet. Also today, great news for parents of college bound kids. There’s a new rule involving how parental assets affect a child’s eligibility for financial aid.

  • Shop Healthcare: Segment 1
  • Ask Clark: Segment 2
  • Retirement & College Financial Aid: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1804 12.08.23 Clark Answers His Critics on Clark Stinks / Money And Dating Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - do you ask for a credit score on the first date? People are approaching dating in more practical ways regarding financial stability. Clark discusses red flags and the importance of open communication around money from the get go.  Clark Stinks: Segments 1 & 2 Money And Dating: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids Treasury Department aims to make it easier to get $7,500 EV tax credit in 2024 Automatic Bill Pay: How It Works and How To Do It Safely Should I Buy an AirTag for My Checked Airport Luggage? Are you leaving money on the table: How 1 in 4 couples is missing out on 401 (k) savings [The Washington Post] Forget the Cheesecake Factory. Here are real first-date red flags. Why women are turning the first date into a job interview Should You Make Your Child an Authorized User on Your Credit Card? Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023 Capital One Venture Rewards Credit Card: Travel Credit Card Review Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 08 Dec 2023 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Money And Dating Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - do you ask for a credit score on the first date? People are approaching dating in more practical ways regarding financial stability. Clark discusses red flags and the importance of open communication around money from the get go.  Clark Stinks: Segments 1 & 2 Money And Dating: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids Treasury Department aims to make it easier to get $7,500 EV tax credit in 2024 Automatic Bill Pay: How It Works and How To Do It Safely Should I Buy an AirTag for My Checked Airport Luggage? Are you leaving money on the table: How 1 in 4 couples is missing out on 401 (k) savings [The Washington Post] Forget the Cheesecake Factory. Here are real first-date red flags. Why women are turning the first date into a job interview Should You Make Your Child an Authorized User on Your Credit Card? Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023 Capital One Venture Rewards Credit Card: Travel Credit Card Review Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - do you ask for a credit score on the first date? People are approaching dating in more practical ways regarding financial stability. Clark discusses red flags and the importance of open communication around money from the get go. 

  • Clark Stinks: Segments 1 & 2
  • Money And Dating: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1871 12.07.23 New Tax Brackets Favorable / Proof Of Money! Your Account Statements Inflation silver lining: New IRS tax brackets for 2024. By historical standards, tax rates are low - at 12% on average. Understand how this informs financial planning, from Roth IRA conversion to home buying. In an era of historically low tax rates, don’t fall for irrelevant “tax smart” pitches. Also today, a very scary reason why you should always receive paper statements or keep digital records for all financial accounts.   New Tax Brackets: Segment 1 Ask Clark: Segment 2 Financial Account Statements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Today in History - December 7 | Library of Congress Inflation Causes IRS to Raise Tax Brackets, Standard Deduction by 5.4% Should I Convert a Traditional IRA to a Roth IRA? How To Use Priceline To Save on Travel BBB-File a Complaint Return a Gift - Amazon Customer Service Clark’s Christmas Kids Why Banks Are Suddenly Closing Down Customer Accounts My Wells Fargo bank account was closed with no warning – I lost all my life savings but they said it didn’t exist The #1 Bill You Should Get by Mail What's the Best Place To Sell a Car in 2023? What Brokerage Do You Recommend for First-Time Investors or Kids? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 07 Dec 2023 12:00:00 -0000 full Clark Howard New Tax Brackets Favorable / Proof Of Money! Your Account Statements Inflation silver lining: New IRS tax brackets for 2024. By historical standards, tax rates are low - at 12% on average. Understand how this informs financial planning, from Roth IRA conversion to home buying. In an era of historically low tax rates, don’t fall for irrelevant “tax smart” pitches. Also today, a very scary reason why you should always receive paper statements or keep digital records for all financial accounts.   New Tax Brackets: Segment 1 Ask Clark: Segment 2 Financial Account Statements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Today in History - December 7 | Library of Congress Inflation Causes IRS to Raise Tax Brackets, Standard Deduction by 5.4% Should I Convert a Traditional IRA to a Roth IRA? How To Use Priceline To Save on Travel BBB-File a Complaint Return a Gift - Amazon Customer Service Clark’s Christmas Kids Why Banks Are Suddenly Closing Down Customer Accounts My Wells Fargo bank account was closed with no warning – I lost all my life savings but they said it didn’t exist The #1 Bill You Should Get by Mail What's the Best Place To Sell a Car in 2023? What Brokerage Do You Recommend for First-Time Investors or Kids? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Inflation silver lining: New IRS tax brackets for 2024. By historical standards, tax rates are low - at 12% on average. Understand how this informs financial planning, from Roth IRA conversion to home buying. In an era of historically low tax rates, don’t fall for irrelevant “tax smart” pitches. Also today, a very scary reason why you should always receive paper statements or keep digital records for all financial accounts.  

  • New Tax Brackets: Segment 1
  • Ask Clark: Segment 2
  • Financial Account Statements: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1735 12.06.23 The Pros & Cons of Bin Stores / Home Insurance In Coastal States Bin stores, aka discount, surplus or salvage outlets - go by many names, but collectively serve an oversupplied retail market these days. Such stores specialize in selling returns and other troubled goods, offering a shortcut to lower prices. Also today, home insurance is a broken market in coastal areas, but one coastal state is adapting so well, premiums have decreased.  Bin Store Savings: Segment 1 Ask Clark: Segment 2 New Coastal Building Standards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What’s a bin store, and why should you check one out? Should I Tip on a Cruise?  Booking a Cruise? Here Are 5 Ways To Do It for Less Clark does not purchase extended warranties! Retailers Offer Me Warranties on Everything I Buy Now. Are Any of Them Worth It? The Coastal State Where Home Insurance Is Relatively Affordable - WSJ Some houses are being built to stand up to hurricanes and sharply cut emissions, too NYTimes.com: A Climate Change Success Story? Look at Hoboken. Home Insurers To Be Scrutinized In Climate-Risk Study The Best Places To Sell Your Cell Phone Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 06 Dec 2023 12:00:00 -0000 full Clark Howard The Pros & Cons of Bin Stores / Home Insurance In Coastal States Bin stores, aka discount, surplus or salvage outlets - go by many names, but collectively serve an oversupplied retail market these days. Such stores specialize in selling returns and other troubled goods, offering a shortcut to lower prices. Also today, home insurance is a broken market in coastal areas, but one coastal state is adapting so well, premiums have decreased.  Bin Store Savings: Segment 1 Ask Clark: Segment 2 New Coastal Building Standards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What’s a bin store, and why should you check one out? Should I Tip on a Cruise?  Booking a Cruise? Here Are 5 Ways To Do It for Less Clark does not purchase extended warranties! Retailers Offer Me Warranties on Everything I Buy Now. Are Any of Them Worth It? The Coastal State Where Home Insurance Is Relatively Affordable - WSJ Some houses are being built to stand up to hurricanes and sharply cut emissions, too NYTimes.com: A Climate Change Success Story? Look at Hoboken. Home Insurers To Be Scrutinized In Climate-Risk Study The Best Places To Sell Your Cell Phone Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Bin stores, aka discount, surplus or salvage outlets - go by many names, but collectively serve an oversupplied retail market these days. Such stores specialize in selling returns and other troubled goods, offering a shortcut to lower prices. Also today, home insurance is a broken market in coastal areas, but one coastal state is adapting so well, premiums have decreased. 

  • Bin Store Savings: Segment 1
  • Ask Clark: Segment 2
  • New Coastal Building Standards: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2171 12.05.23 The 2024 Economy / Delivery Drones Now is the time to Save More. Clark makes economic predictions based on global indicators, with advice for timing saving and spending to get the most from your money. Also in this episode, a long promised technology is finally being tested - Amazon drone deliveries.  2024 Deflation: Segment 1 Ask Clark: Segment 2 Delivery Drones: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Right Now Is a Bad Time to Spend Money China Is Making Too Much Stuff—and Other Countries Are Worried Has Your Emergency Savings Stash Grown? It Might Be Time For A Reality Check How To Create a Safe Password Telly's free TV could shake up the entertainment business Treasury: Series I bond rate is 5.27% through April 2024 NYTimes.com: Look, Up in the Sky! It’s a Can of Soup! How To Spot and Avoid Gift Card Scams The National Foundation for Credit Counseling Home - Elliott Report Clark’s Christmas Kids Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 05 Dec 2023 12:00:00 -0000 full Clark Howard The 2024 Economy / Delivery Drones Now is the time to Save More. Clark makes economic predictions based on global indicators, with advice for timing saving and spending to get the most from your money. Also in this episode, a long promised technology is finally being tested - Amazon drone deliveries.  2024 Deflation: Segment 1 Ask Clark: Segment 2 Delivery Drones: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Right Now Is a Bad Time to Spend Money China Is Making Too Much Stuff—and Other Countries Are Worried Has Your Emergency Savings Stash Grown? It Might Be Time For A Reality Check How To Create a Safe Password Telly's free TV could shake up the entertainment business Treasury: Series I bond rate is 5.27% through April 2024 NYTimes.com: Look, Up in the Sky! It’s a Can of Soup! How To Spot and Avoid Gift Card Scams The National Foundation for Credit Counseling Home - Elliott Report Clark’s Christmas Kids Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Now is the time to Save More. Clark makes economic predictions based on global indicators, with advice for timing saving and spending to get the most from your money. Also in this episode, a long promised technology is finally being tested - Amazon drone deliveries. 

  • 2024 Deflation: Segment 1
  • Ask Clark: Segment 2
  • Delivery Drones: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1814 12.04.23 New Zelle Policies / Devalued Travel Points Zelle has been a conduit for pretext scams costing consumers billions. 13 months ago, Zelle promised that by January of this year, they’d have consumer protections in place. Never happened - until now. Also today, as the value of travel points continues downward, Clark helps you determine if credit cards tied into airline & hotel providers are worth the high annual fees - and the cards that may serve you better. Zelle Reforms!: Segment 1 Ask Clark: Segment 2 Travel Credit Cards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids Payments app Zelle begins refunds for imposter scams after Washington pressure 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!) Popular Budgeting App Mint Is Shutting Down - Clark.com Best Budgeting Apps - Clark.com Turns out, the Equifax data breach was even worse than we thought How To Freeze Your Credit With Experian, Equifax and TransUnion Home Equity Loans & Lines of Credit: 7 Common Questions Answered One Mile at a Time: Southwest Points Will Be Worth Less In 2024 A new Southwest card bonus can get you halfway to Companion Pass status, which lets you fly a friend for free Southwest Credit Cards Offer Limited-Time Welcome Offer Boost -Clark.com Best Cash Back Credit Cards With No Annual Fee Best Travel Credit Cards: Top Rewards Picks for 2023 9 Ways To Save Money on Your Road Trip Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Dec 2023 12:00:00 -0000 full Clark Howard New Zelle Policies / Devalued Travel Points Zelle has been a conduit for pretext scams costing consumers billions. 13 months ago, Zelle promised that by January of this year, they’d have consumer protections in place. Never happened - until now. Also today, as the value of travel points continues downward, Clark helps you determine if credit cards tied into airline & hotel providers are worth the high annual fees - and the cards that may serve you better. Zelle Reforms!: Segment 1 Ask Clark: Segment 2 Travel Credit Cards: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark’s Christmas Kids Payments app Zelle begins refunds for imposter scams after Washington pressure 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!) Popular Budgeting App Mint Is Shutting Down - Clark.com Best Budgeting Apps - Clark.com Turns out, the Equifax data breach was even worse than we thought How To Freeze Your Credit With Experian, Equifax and TransUnion Home Equity Loans & Lines of Credit: 7 Common Questions Answered One Mile at a Time: Southwest Points Will Be Worth Less In 2024 A new Southwest card bonus can get you halfway to Companion Pass status, which lets you fly a friend for free Southwest Credit Cards Offer Limited-Time Welcome Offer Boost -Clark.com Best Cash Back Credit Cards With No Annual Fee Best Travel Credit Cards: Top Rewards Picks for 2023 9 Ways To Save Money on Your Road Trip Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Zelle has been a conduit for pretext scams costing consumers billions. 13 months ago, Zelle promised that by January of this year, they’d have consumer protections in place. Never happened - until now. Also today, as the value of travel points continues downward, Clark helps you determine if credit cards tied into airline & hotel providers are worth the high annual fees - and the cards that may serve you better.

  • Zelle Reforms!: Segment 1
  • Ask Clark: Segment 2
  • Travel Credit Cards: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2166 12.01.23 Clark Answers His Critics on Clark Stinks / Millionaire - You Can Get There Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Who wants to be a millionaire? New data shows that 12% of American families are now millionaires. How they got there.  Clark Stinks: Segments 1 & 2 Becoming A Millionaire: Segment 3 Ask Clark: Segment 4 Mentioned on the show: DuckDuckGo — Privacy, simplified. WSJ.com: Never Mind the 1%. Mini-Millionaires Are Where Wealth Is Growing Fastest. Clark.com - Millionaires What Is an ABLE Account? How To Open a Roth IRA Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 01 Dec 2023 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Millionaire - You Can Get There Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Who wants to be a millionaire? New data shows that 12% of American families are now millionaires. How they got there.  Clark Stinks: Segments 1 & 2 Becoming A Millionaire: Segment 3 Ask Clark: Segment 4 Mentioned on the show: DuckDuckGo — Privacy, simplified. WSJ.com: Never Mind the 1%. Mini-Millionaires Are Where Wealth Is Growing Fastest. Clark.com - Millionaires What Is an ABLE Account? How To Open a Roth IRA Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Who wants to be a millionaire? New data shows that 12% of American families are now millionaires. How they got there. 

  • Clark Stinks: Segments 1 & 2
  • Becoming A Millionaire: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1551 11.30.23 Home Inventory / Planning For Long-Term Care Today, two very practical ways to prepare for your near and long-term future - doing a home inventory and saving for long-term care. Clark gets you prepared in case you ever need to make a home insurance claim, and then discusses the problems with the broken long term care industry. Learn what financial advisors recommend now, to plan for what 80% of older adults may someday need.  Home Inventory: Segment 1 Ask Clark: Segment 2 Long-Term Care: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is Digital Home Management and Why Is It Important? How To Store Your Important Financial Documents Online How Your Phone’s Camera Can Save You a Headache With Your Insurer Best Renters Insurance Companies and Ones To Avoid Actual Cash Value vs. Replacement Cost Value Coverage How Much Homeowners Insurance Do I Need? Best And Worst Homeowners Insurance Companies: October 2023 Are Money Market Funds a Safe Place To Stash My Savings? 3 Things Clark Says You Should Do With CDs Right Now Barrons.com: Most Seniors Will Need Long-Term Care. Here’s How to Save for It What Is Long-Term Care Insurance Cost & Coverage What Is an HSA Account and How Does It Work? Clark Howard’s #1 Rule Before You File an Auto Insurance Claim The American Community Survey: Is It Legitimate and Do You Have To Answer? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 30 Nov 2023 12:00:00 -0000 full Clark Howard Home Inventory / Planning For Long-Term Care Today, two very practical ways to prepare for your near and long-term future - doing a home inventory and saving for long-term care. Clark gets you prepared in case you ever need to make a home insurance claim, and then discusses the problems with the broken long term care industry. Learn what financial advisors recommend now, to plan for what 80% of older adults may someday need.  Home Inventory: Segment 1 Ask Clark: Segment 2 Long-Term Care: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is Digital Home Management and Why Is It Important? How To Store Your Important Financial Documents Online How Your Phone’s Camera Can Save You a Headache With Your Insurer Best Renters Insurance Companies and Ones To Avoid Actual Cash Value vs. Replacement Cost Value Coverage How Much Homeowners Insurance Do I Need? Best And Worst Homeowners Insurance Companies: October 2023 Are Money Market Funds a Safe Place To Stash My Savings? 3 Things Clark Says You Should Do With CDs Right Now Barrons.com: Most Seniors Will Need Long-Term Care. Here’s How to Save for It What Is Long-Term Care Insurance Cost & Coverage What Is an HSA Account and How Does It Work? Clark Howard’s #1 Rule Before You File an Auto Insurance Claim The American Community Survey: Is It Legitimate and Do You Have To Answer? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today, two very practical ways to prepare for your near and long-term future - doing a home inventory and saving for long-term care. Clark gets you prepared in case you ever need to make a home insurance claim, and then discusses the problems with the broken long term care industry. Learn what financial advisors recommend now, to plan for what 80% of older adults may someday need. 

  • Home Inventory: Segment 1
  • Ask Clark: Segment 2
  • Long-Term Care: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1501 11.29.23 SAVE MORE Automatically / Retirement Abroad - Pros & Cons Clark has new evidence to back up something he’s long been in favor of - automatic enrollment in retirement savings plans. How some states are making saving for retirement automatic for the people. And how you can make it happen for yourself. Also, have you ever dreamed of retiring abroad to save money? Clark offers three main areas of consideration before making a decision. Automatic SAVING: Segment 1 Ask Clark: Segment 2 Retiring Abroad: Segment 3 Ask Clark: Segment 4 Mentioned on the show: More states are offering auto-enrollment retirement plans, and they seem to be working Why automatic savings works: How to do it & the best ways to save How To Open a Roth IRA Are You Following Clark's Maximum Auto Loan Length Rule? Is the Privacy App Permission Slip Worth It? A Review Is a Costco Executive Membership Worth It? The Pros and Cons of Retiring Abroad Where Would Clark Howard Live if Not in the United States? Combating Spoofed Robocalls with Caller ID Authentication How To Stop Spam Calls for Good Top Travel Deals - Clark Howard / How To Find Cheap Flights in 3 Easy Steps Upside App Review: 6 Things To Know Before You Sign Up Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 29 Nov 2023 12:00:00 -0000 full Clark Howard SAVE MORE Automatically / Retirement Abroad - Pros & Cons Clark has new evidence to back up something he’s long been in favor of - automatic enrollment in retirement savings plans. How some states are making saving for retirement automatic for the people. And how you can make it happen for yourself. Also, have you ever dreamed of retiring abroad to save money? Clark offers three main areas of consideration before making a decision. Automatic SAVING: Segment 1 Ask Clark: Segment 2 Retiring Abroad: Segment 3 Ask Clark: Segment 4 Mentioned on the show: More states are offering auto-enrollment retirement plans, and they seem to be working Why automatic savings works: How to do it & the best ways to save How To Open a Roth IRA Are You Following Clark's Maximum Auto Loan Length Rule? Is the Privacy App Permission Slip Worth It? A Review Is a Costco Executive Membership Worth It? The Pros and Cons of Retiring Abroad Where Would Clark Howard Live if Not in the United States? Combating Spoofed Robocalls with Caller ID Authentication How To Stop Spam Calls for Good Top Travel Deals - Clark Howard / How To Find Cheap Flights in 3 Easy Steps Upside App Review: 6 Things To Know Before You Sign Up Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark has new evidence to back up something he’s long been in favor of - automatic enrollment in retirement savings plans. How some states are making saving for retirement automatic for the people. And how you can make it happen for yourself. Also, have you ever dreamed of retiring abroad to save money? Clark offers three main areas of consideration before making a decision.

  • Automatic SAVING: Segment 1
  • Ask Clark: Segment 2
  • Retiring Abroad: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1649 11.28.23 Used Car Prices / Solving The Problem Of Boarding A Plane One decision that will save you big money over time is to buy a used car instead of new. And there is good news along that front. Clark updates what’s happening with prices on both new and used cars. Also, airline boarding can be a big headache - inefficient and time consuming. Clark has the solution.  Used Car Prices: Segment 1 Ask Clark: Segment 2 Fixing Airline Boarding: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - Report: 10 Used Cars With the Biggest Price Drops 10 Best SUVs You Can Buy Right Now Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank? 14 Places To Listen to Free Music Online Airline boarding: how to end the game of thrones fight for baggage space Health Insurance Guide California could make it easier to scrub your personal data from the web. Businesses are pushing back Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 Nov 2023 12:00:00 -0000 full Clark Howard Used Car Prices / Solving The Problem Of Boarding A Plane One decision that will save you big money over time is to buy a used car instead of new. And there is good news along that front. Clark updates what’s happening with prices on both new and used cars. Also, airline boarding can be a big headache - inefficient and time consuming. Clark has the solution.  Used Car Prices: Segment 1 Ask Clark: Segment 2 Fixing Airline Boarding: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - Report: 10 Used Cars With the Biggest Price Drops 10 Best SUVs You Can Buy Right Now Can I Trust the FDIC’s Recommendations on Getting Insured for More Than $250,000 at a Single Bank? 14 Places To Listen to Free Music Online Airline boarding: how to end the game of thrones fight for baggage space Health Insurance Guide California could make it easier to scrub your personal data from the web. Businesses are pushing back Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices One decision that will save you big money over time is to buy a used car instead of new. And there is good news along that front. Clark updates what’s happening with prices on both new and used cars. Also, airline boarding can be a big headache - inefficient and time consuming. Clark has the solution. 

  • Used Car Prices: Segment 1
  • Ask Clark: Segment 2
  • Fixing Airline Boarding: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1784 11.27.23 Federal Court Ruling On Realtors / Best CD Rates A recent court ruling could eventually change the landscape for realtors, bringing U.S. commissions in line with global standards. Also today, it’s beyond Clarkrageous that big banks still pay zip on savings. Clark tells you how to get the most from your savings via CDs. Realtor Court Ruling: Segment 1 Ask Clark: Segment 2 Best CD Savings Rates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: UPDATE 4-US jury finds realtors liable for inflating commissions, awards $1.78 bln damages Real estate heavyweights ordered to pay $1.7B, but big questions remain in high-stakes lawsuit Jury Verdict Could Reduce Real Estate Commissions, Slash Agent Head Count How To Roll Over A 529 Plan To A Roth IRA How To Make Your Online Accounts Accessible When You Die What Is an HSA Account and How Does It Work? Best Investment Companies for Investors in 2023 Big Banks Are Making Huge Profits Off Today’s Savings Rates—Are You? Vanguard CD rates - from USA Today 3 Things Clark Says You Should Do With CDs Right Now 14 of the Best High-Yield Online Savings Accounts in November 2023 Renew my Passport Online What Is Umbrella Insurance and Do You Need It? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 Nov 2023 12:00:00 -0000 full Clark Howard Federal Court Ruling On Realtors / Best CD Savings Rates A recent court ruling could eventually change the landscape for realtors, bringing U.S. commissions in line with global standards. Also today, it’s beyond Clarkrageous that big banks still pay zip on savings. Clark tells you how to get the most from your savings via CDs. Realtor Court Ruling: Segment 1 Ask Clark: Segment 2 Best CD Savings Rates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: UPDATE 4-US jury finds realtors liable for inflating commissions, awards $1.78 bln damages Real estate heavyweights ordered to pay $1.7B, but big questions remain in high-stakes lawsuit Jury Verdict Could Reduce Real Estate Commissions, Slash Agent Head Count How To Roll Over A 529 Plan To A Roth IRA How To Make Your Online Accounts Accessible When You Die What Is an HSA Account and How Does It Work? Best Investment Companies for Investors in 2023 Big Banks Are Making Huge Profits Off Today’s Savings Rates—Are You? Vanguard CD rates - from USA Today 3 Things Clark Says You Should Do With CDs Right Now 14 of the Best High-Yield Online Savings Accounts in November 2023 Renew my Passport Online What Is Umbrella Insurance and Do You Need It? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A recent court ruling could eventually change the landscape for realtors, bringing U.S. commissions in line with global standards. Also today, it’s beyond Clarkrageous that big banks still pay zip on savings. Clark tells you how to get the most from your savings via CDs.

  • Realtor Court Ruling: Segment 1
  • Ask Clark: Segment 2
  • Best CD Savings Rates: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1959 11.24.23 BEST OF: Clark Answers His Critics on Clark Stinks / Investment Warning: Private Placement Happy Thanksgiving Weekend! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th. Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, did you hear about the ponzi scheme that involved manure conversion to energy? It’s a hard lesson about investing. Clark shares how the mass movement for private placement investments came about - and became a green light for con artists.  Clark Stinks: Segments 1 & 2 Private Placement Investment WARNING: Segment 3 Ask Clark: Segment 4 Mentioned on the show Amazon Scam Warning: Beware of Deliveries You Didn't Order How To Build Credit How a Toilet Plunger Improved CPR NIH.gov - Mechanical vs manual chest compression What Is the Better Business Bureau and Should You Use It? Costco vs. Sam's Club: What Is the Difference? Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? Man Is Sentenced in $9 Million Cow Manure Ponzi Scheme Quality Condo living in the city vs Suburbs  Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 Nov 2023 12:00:00 -0000 full Clark Howard BEST OF: Clark Answers His Critics on Clark Stinks / Investment Warning: Private Placement Happy Thanksgiving Weekend! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th. Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, did you hear about the ponzi scheme that involved manure conversion to energy? It’s a hard lesson about investing. Clark shares how the mass movement for private placement investments came about - and became a green light for con artists.  Clark Stinks: Segments 1 & 2 Private Placement Investment WARNING: Segment 3 Ask Clark: Segment 4 Mentioned on the show Amazon Scam Warning: Beware of Deliveries You Didn't Order How To Build Credit How a Toilet Plunger Improved CPR NIH.gov - Mechanical vs manual chest compression What Is the Better Business Bureau and Should You Use It? Costco vs. Sam's Club: What Is the Difference? Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? Man Is Sentenced in $9 Million Cow Manure Ponzi Scheme Quality Condo living in the city vs Suburbs  Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Thanksgiving Weekend! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th.

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, did you hear about the ponzi scheme that involved manure conversion to energy? It’s a hard lesson about investing. Clark shares how the mass movement for private placement investments came about - and became a green light for con artists. 

  • Clark Stinks: Segments 1 & 2
  • Private Placement Investment WARNING: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2005 11.23.23 BEST OF: Two Money Principles To Live By / Streaming Update Features FREE TV Happy Thanksgiving Day! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th. There are cultural differences when it comes to handling money and we in the U.S. aren’t known as champion savers… YET. If building savings for financial security eludes you, Clark has a two part plan to get you on track. Even if you carry debt, follow Clark’s simple start now, and ultimately rewrite your financial future. Also - Clark gives an overview of the rapidly changing streaming landscape and your choices. With prices on the rise, Free Ad Supported TV or FAST TV is gaining in popularity. Clarkcore Money Principles: Segment 1 Ask Clark: Segment 2 Streaming Update-FREE TV: Segment 3 Ask Clark: Segment 4 Mentioned on the show Financial Advisers Share the Best Financial Advice They’ve Ever Received Know thyself, know thy finances: which of the 5 money personalities are you? — The Conversation How To Save and Invest the Clark Howard Way How To Save Money: Spend Less & Build Your Savings How To Open a Roth IRA /  How To Build Credit Best Secured Credit Cards for 2023: Top Picks for Building or Repairing Credit 6 Best Apps To Save Money on Groceries There’s a New Way to Watch TV. It’s Already More Popular Than HBO. Best Free Streaming Services in 2023: Movies and TV for Cord Cutters - Clark.com CLARK.com - Streaming TV 4 Things To Know Before You Buy a Digital TV Antenna Google Fi Wireless Review: Things To Know Before You Sign Up Best 529 College Savings Plans By State Understanding 529 rollovers to a Roth IRA - Fidelity Investments Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Nov 2023 12:00:00 -0000 full Clark Howard BEST OF: Two Money Principles To Live By / Streaming Update Features FREE TV Happy Thanksgiving Day! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th. There are cultural differences when it comes to handling money and we in the U.S. aren’t known as champion savers… YET. If building savings for financial security eludes you, Clark has a two part plan to get you on track. Even if you carry debt, follow Clark’s simple start now, and ultimately rewrite your financial future. Also - Clark gives an overview of the rapidly changing streaming landscape and your choices. With prices on the rise, Free Ad Supported TV or FAST TV is gaining in popularity. Clarkcore Money Principles: Segment 1 Ask Clark: Segment 2 Streaming Update-FREE TV: Segment 3 Ask Clark: Segment 4 Mentioned on the show Financial Advisers Share the Best Financial Advice They’ve Ever Received Know thyself, know thy finances: which of the 5 money personalities are you? — The Conversation How To Save and Invest the Clark Howard Way How To Save Money: Spend Less & Build Your Savings How To Open a Roth IRA /  How To Build Credit Best Secured Credit Cards for 2023: Top Picks for Building or Repairing Credit 6 Best Apps To Save Money on Groceries There’s a New Way to Watch TV. It’s Already More Popular Than HBO. Best Free Streaming Services in 2023: Movies and TV for Cord Cutters - Clark.com CLARK.com - Streaming TV 4 Things To Know Before You Buy a Digital TV Antenna Google Fi Wireless Review: Things To Know Before You Sign Up Best 529 College Savings Plans By State Understanding 529 rollovers to a Roth IRA - Fidelity Investments Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Thanksgiving Day! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th.

There are cultural differences when it comes to handling money and we in the U.S. aren’t known as champion savers… YET. If building savings for financial security eludes you, Clark has a two part plan to get you on track. Even if you carry debt, follow Clark’s simple start now, and ultimately rewrite your financial future. Also - Clark gives an overview of the rapidly changing streaming landscape and your choices. With prices on the rise, Free Ad Supported TV or FAST TV is gaining in popularity.

  • Clarkcore Money Principles: Segment 1
  • Ask Clark: Segment 2
  • Streaming Update-FREE TV: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1888 11.22.23 BEST OF: Know The Full Cost Of Owning A Home / Scam Alert: Online Searches Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th. If you’re trying to decide whether to buy a home now or wait, beyond pre-approval are several cost considerations to add to your decision process. Clark discusses some of the basic costs of owning a home so you go in with a realistic budget for the expected AND the unexpected. Also today, when doing an online search, there’s something you’ve absolutely got to lookout for, or it can hit you hard in the wallet.   The FULL Cost of Home Ownership: Segment 1 Ask Clark: Segment 2 A KEY Internet Search Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show Five Key Financial Aspects to Managing Your Home Cheapest Way to Rent a Car: Expert Tips When Should You Pay Off Your Mortgage Instead of Investing? [The Washington Post] Scammers are using Google results to target desperate travelers When Do You Need a Travel Agent? Income-Driven Repayment Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 Nov 2023 12:00:00 -0000 full Clark Howard BEST OF: Know The Full Cost Of Owning A Home / Scam Alert: Online Searches Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th. If you’re trying to decide whether to buy a home now or wait, beyond pre-approval are several cost considerations to add to your decision process. Clark discusses some of the basic costs of owning a home so you go in with a realistic budget for the expected AND the unexpected. Also today, when doing an online search, there’s something you’ve absolutely got to lookout for, or it can hit you hard in the wallet.   The FULL Cost of Home Ownership: Segment 1 Ask Clark: Segment 2 A KEY Internet Search Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show Five Key Financial Aspects to Managing Your Home Cheapest Way to Rent a Car: Expert Tips When Should You Pay Off Your Mortgage Instead of Investing? [The Washington Post] Scammers are using Google results to target desperate travelers When Do You Need a Travel Agent? Income-Driven Repayment Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th.

If you’re trying to decide whether to buy a home now or wait, beyond pre-approval are several cost considerations to add to your decision process. Clark discusses some of the basic costs of owning a home so you go in with a realistic budget for the expected AND the unexpected. Also today, when doing an online search, there’s something you’ve absolutely got to lookout for, or it can hit you hard in the wallet.  

  • The FULL Cost of Home Ownership: Segment 1
  • Ask Clark: Segment 2
  • A KEY Internet Search Warning: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2093 11.21.23 BEST OF: Turn Debt Shame Into A Debt Plan / High Water Bills Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th. People tend to carry a lot of embarrassment, shame and or anger around debt and other financial mistakes. Counselor Clark would like a word with you…. Also, water bills are up by about 50% over the last several years. Clark discusses the factors leading to this increase and what you can do about it. Facing Debt: Segment 1 Ask Clark: Segment 2 Rising Water Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show The Hill: Americans are hiding their credit card debt Clark.com - Credit Card Debt 6 Things To Know Before Contacting the National Foundation for Credit Counseling Best Cash Back Credit Cards With No Annual Fee /  CREDIT CARDS NYTimes: Water Bills Are Rising. Here’s What to Do About It. Should You Buy Cell Phone Insurance? Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone Will Mark Cuban's Prescription Company Really Save You Money? 10 Ways To Save on Prescription Drugs Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Nov 2023 12:00:00 -0000 full Clark Howard BEST OF: Turn Debt Shame Into A Debt Plan / High Water Bills Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th. People tend to carry a lot of embarrassment, shame and or anger around debt and other financial mistakes. Counselor Clark would like a word with you…. Also, water bills are up by about 50% over the last several years. Clark discusses the factors leading to this increase and what you can do about it. Facing Debt: Segment 1 Ask Clark: Segment 2 Rising Water Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show The Hill: Americans are hiding their credit card debt Clark.com - Credit Card Debt 6 Things To Know Before Contacting the National Foundation for Credit Counseling Best Cash Back Credit Cards With No Annual Fee /  CREDIT CARDS NYTimes: Water Bills Are Rising. Here’s What to Do About It. Should You Buy Cell Phone Insurance? Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone Will Mark Cuban's Prescription Company Really Save You Money? 10 Ways To Save on Prescription Drugs Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th.

People tend to carry a lot of embarrassment, shame and or anger around debt and other financial mistakes. Counselor Clark would like a word with you…. Also, water bills are up by about 50% over the last several years. Clark discusses the factors leading to this increase and what you can do about it.

  • Facing Debt: Segment 1
  • Ask Clark: Segment 2
  • Rising Water Bills: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1945 11.20.23 BEST OF: Fight The SCAMdemic / Are You On Track For Retirement? Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th. Rampant scams are now a global scourge, many now employing a tactic known as “pig butchering”. Clark shares a real life example and what you need to know. Also in this episode -Shocking new data reveals that most Americans are not on track for retirement. Our aspirations for early retirement don’t match up to how much is being saved for the future. Know how you can get on track for a more secure retirement.  “Pig Butchering” Scams Increasing: Segment 1 Ask Clark: Segment 2 Retirement Shortfalls: Segment 3 Ask Clark: Segment 4 Mentioned on the show Out almost $80,000? Don't get scammed NYPost : Newly divorced mom scammed of entire $100,000 401k savings in Tinder ‘pig butchering’ scheme Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Home Equity Loans & Lines of Credit: 7 Common Questions Answered Start saving now, and you could have this much for retirement Retirement savings shortfall in America Clark.com - Saving For Retirement /  How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment Best Investment Companies for Investors in 2023 Pension Benefit Information Notifies TIAA of MOVEit Data Breach Affecting Over 2.6 Million How To Freeze Your Credit With Experian, Equifax and TransUnion Capital One Venture Rewards Credit Card: Travel Credit Card Review Best Travel Credit Cards: Top Rewards Picks for 2023 Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Nov 2023 12:00:00 -0000 full Clark Howard BEST OF: Fight The SCAMdemic / Are You On Track For Retirement? Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th. Rampant scams are now a global scourge, many now employing a tactic known as “pig butchering”. Clark shares a real life example and what you need to know. Also in this episode -Shocking new data reveals that most Americans are not on track for retirement. Our aspirations for early retirement don’t match up to how much is being saved for the future. Know how you can get on track for a more secure retirement.  “Pig Butchering” Scams Increasing: Segment 1 Ask Clark: Segment 2 Retirement Shortfalls: Segment 3 Ask Clark: Segment 4 Mentioned on the show Out almost $80,000? Don't get scammed NYPost : Newly divorced mom scammed of entire $100,000 401k savings in Tinder ‘pig butchering’ scheme Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Home Equity Loans & Lines of Credit: 7 Common Questions Answered Start saving now, and you could have this much for retirement Retirement savings shortfall in America Clark.com - Saving For Retirement /  How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment Best Investment Companies for Investors in 2023 Pension Benefit Information Notifies TIAA of MOVEit Data Breach Affecting Over 2.6 Million How To Freeze Your Credit With Experian, Equifax and TransUnion Capital One Venture Rewards Credit Card: Travel Credit Card Review Best Travel Credit Cards: Top Rewards Picks for 2023 Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns from travel adventures November 27th.

Rampant scams are now a global scourge, many now employing a tactic known as “pig butchering”. Clark shares a real life example and what you need to know. Also in this episode -Shocking new data reveals that most Americans are not on track for retirement. Our aspirations for early retirement don’t match up to how much is being saved for the future. Know how you can get on track for a more secure retirement. 

  • “Pig Butchering” Scams Increasing: Segment 1
  • Ask Clark: Segment 2
  • Retirement Shortfalls: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1871 11.17.23 Clark Answers His Critics on Clark Stinks / Homebuilder Incentives For Buyers Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - First time home buyers face many challenges now, but as homebuilders also feel the crunch, there’s a shift in the housing market that may benefit you.  Clark Stinks: Segments 1 & 2 Homebuilder Incentives: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a Good Credit Score? How to Find a Geriatric Care Manager / Senior Planning Is it safe to buy travel from a warehouse club like Costco? Clark's tips on saving for college Why 'Buy Now, Pay Later' Worries Clark Howard TSA PreCheck® vs. Global Entry vs. CLEAR: Which Is Best for You? Global Entry: 5 Things To Know Before You Sign Up Homebuilders turn to incentives to draw in priced-out buyer pool Mortgages Archives - Clark Howard Assumable Mortgage: What It Is, How It Works, Types, Pros & Cons So, you've frozen your credit: What to do next? How To Get a Free Credit Report How To Dispute an Error on Your Credit Report and Win Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Nov 2023 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Homebuilder Incentives For Buyers Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - First time home buyers face many challenges now, but as homebuilders also feel the crunch, there’s a shift in the housing market that may benefit you.  Clark Stinks: Segments 1 & 2 Homebuilder Incentives: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a Good Credit Score? How to Find a Geriatric Care Manager / Senior Planning Is it safe to buy travel from a warehouse club like Costco? Clark's tips on saving for college Why 'Buy Now, Pay Later' Worries Clark Howard TSA PreCheck® vs. Global Entry vs. CLEAR: Which Is Best for You? Global Entry: 5 Things To Know Before You Sign Up Homebuilders turn to incentives to draw in priced-out buyer pool Mortgages Archives - Clark Howard Assumable Mortgage: What It Is, How It Works, Types, Pros & Cons So, you've frozen your credit: What to do next? How To Get a Free Credit Report How To Dispute an Error on Your Credit Report and Win Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - First time home buyers face many challenges now, but as homebuilders also feel the crunch, there’s a shift in the housing market that may benefit you. 

  • Clark Stinks: Segments 1 & 2
  • Homebuilder Incentives: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2443 11.16.23 Love & Marriage & Joint Bank Accounts / Postal Identity Theft How should couples handle money? Clark has some tried & true recommendations. Also, criminals are doing address changes on people with the postal service to steal their mail, with disastrous consequences. What you need to know about new USPS security standards.  Couples & Money: Segment 1 Ask Clark: Segment 2 USPS Change Of Address ID Theft: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are Joint Bank Accounts the Secret to a Happy Marriage? - The WSJ Common Cents: Bank Account Structure and Couples’ Relationship Dynamics Clark Howard's 5 Money Tips for Couples The Average Credit Score in America 4 Ways To Get Your Free Credit Score What Is a Good Credit Score? 5 Money Tips To Know Before You Travel Abroad USA TODAY: USPS address change policy requiring customers to verify identity Best Credit Cards for Students: Top Picks for 2023 Citi to Cardholders: Go Paperless or Else Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 16 Nov 2023 12:00:00 -0000 full Clark Howard Love & Marriage & Joint Bank Accounts / Postal Identity Theft How should couples handle money? Clark has some tried & true recommendations. Also, criminals are doing address changes on people with the postal service to steal their mail, with disastrous consequences. What you need to know about new USPS security standards.  Couples & Money: Segment 1 Ask Clark: Segment 2 USPS Change Of Address ID Theft: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are Joint Bank Accounts the Secret to a Happy Marriage? - The WSJ Common Cents: Bank Account Structure and Couples’ Relationship Dynamics Clark Howard's 5 Money Tips for Couples The Average Credit Score in America 4 Ways To Get Your Free Credit Score What Is a Good Credit Score? 5 Money Tips To Know Before You Travel Abroad USA TODAY: USPS address change policy requiring customers to verify identity Best Credit Cards for Students: Top Picks for 2023 Citi to Cardholders: Go Paperless or Else Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices How should couples handle money? Clark has some tried & true recommendations. Also, criminals are doing address changes on people with the postal service to steal their mail, with disastrous consequences. What you need to know about new USPS security standards. 

  • Couples & Money: Segment 1
  • Ask Clark: Segment 2
  • USPS Change Of Address ID Theft: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1754 11.15.23 Top Tier Gasoline / Employee Raises Next Year Clark shares recent research on the benefits of top tier gasoline. Also in this episode, do you get an annual raise? Some companies are going to forego those next year for some employees. What to do if you are affected.  Top Tier Gas: Segment 1 Ask Clark: Segment 2 Wage Increase Outlook: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Yahoo News: Who has better gas between Costco and Sam’s Club? Buying Gas From a Station on This List Is Better for Your Car 6 Things To Know Before You Buy Gas at Costco Wholesale How to find the best auto repair shops Most companies plan to give raises next year — just not to everyone. The strategy could backfire. What Is a Thrift Savings Plan? Clark.com - Streaming TV Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 Nov 2023 12:00:00 -0000 full Clark Howard Top Tier Gasoline / Employee Raises Next Year Clark shares recent research on the benefits of top tier gasoline. Also in this episode, do you get an annual raise? Some companies are going to forego those next year for some employees. What to do if you are affected.  Top Tier Gas: Segment 1 Ask Clark: Segment 2 Wage Increase Outlook: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Yahoo News: Who has better gas between Costco and Sam’s Club? Buying Gas From a Station on This List Is Better for Your Car 6 Things To Know Before You Buy Gas at Costco Wholesale How to find the best auto repair shops Most companies plan to give raises next year — just not to everyone. The strategy could backfire. What Is a Thrift Savings Plan? Clark.com - Streaming TV Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares recent research on the benefits of top tier gasoline. Also in this episode, do you get an annual raise? Some companies are going to forego those next year for some employees. What to do if you are affected. 

  • Top Tier Gas: Segment 1
  • Ask Clark: Segment 2
  • Wage Increase Outlook: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Sponsor Link: Raisin

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1828 11.14.23 Natural Gas & Winter Heating Bills / Auto Insurance Claim Rip-Offs It’s getting cold out in many parts of the country. Clark has some good news on the home heating front. Also today - many insurance companies are purposely giving lowball offers for collision repairs. Clark has his own experience with this kind of dirty dealing. Know how to protect your wallet in the aftermath of an accident. Winter Heating Costs: Segment 1 Ask Clark: Segment 2 Auto Insurance Claim Rip-Offs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Here’s a Bill That Might Be Lower Than Last Year’s - The WSJ 10 Ways To Lower Your Heating Bill How To Save Money on Utilities The #1 Bill You Should Get by Mail New lending rule aims to boost first-time homebuying with potential rental income Insurance companies have discovered devious new ways to rip you off Popular Budgeting App Mint Is Shutting Down Best Budgeting Apps in 2023: Our Top 6 Your voice matters: T-Mobile backtracks on price migrations during Q3 earnings Techdirt: T-Mobile Backs Off Price Hike They Pretended Wasn't A Price Hike Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Nov 2023 12:00:00 -0000 full Clark Howard Natural Gas & Winter Heating Bills / Auto Insurance Claim Rip-Offs It’s getting cold out in many parts of the country. Clark has some good news on the home heating front. Also today - many insurance companies are purposely giving lowball offers for collision repairs. Clark has his own experience with this kind of dirty dealing. Know how to protect your wallet in the aftermath of an accident. Winter Heating Costs: Segment 1 Ask Clark: Segment 2 Auto Insurance Claim Rip-Offs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Here’s a Bill That Might Be Lower Than Last Year’s - The WSJ 10 Ways To Lower Your Heating Bill How To Save Money on Utilities The #1 Bill You Should Get by Mail New lending rule aims to boost first-time homebuying with potential rental income Insurance companies have discovered devious new ways to rip you off Popular Budgeting App Mint Is Shutting Down Best Budgeting Apps in 2023: Our Top 6 Your voice matters: T-Mobile backtracks on price migrations during Q3 earnings Techdirt: T-Mobile Backs Off Price Hike They Pretended Wasn't A Price Hike Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It’s getting cold out in many parts of the country. Clark has some good news on the home heating front. Also today - many insurance companies are purposely giving lowball offers for collision repairs. Clark has his own experience with this kind of dirty dealing. Know how to protect your wallet in the aftermath of an accident.

  • Winter Heating Costs: Segment 1
  • Ask Clark: Segment 2
  • Auto Insurance Claim Rip-Offs: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1930 11.13.23 Understanding BONDS / Fully Autonomous Self-Driving Vehicles The last three years have been the worst for doing traditional portfolio mixes of stocks & bonds. This brings forth “recency bias”. Clark discusses the state of the economy and how bonds fit into your portfolio. Also, self-driving cars have sparked a lot of debate. Are they ready for prime time?  Bonds Are A Deal: Segment 1 Ask Clark: Segment 2 Self-Driving Cars: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Things To Know About Series I Savings Bonds It’s Time to Stop Crying About Bonds and Buy Them Instead Bond markets are being hit hard — and it's likely to impact you Why is the US economy so resilient? Should You Ever Decline a Credit Limit Increase? How To Increase the Credit Limit on Your Credit Card GM halting driverless car service nationwide after California ban Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Nov 2023 12:00:00 -0000 full Clark Howard Understanding BONDS / Fully Autonomous Self-Driving Vehicles The last three years have been the worst for doing traditional portfolio mixes of stocks & bonds. This brings forth “recency bias”. Clark discusses the state of the economy and how bonds fit into your portfolio. Also, self-driving cars have sparked a lot of debate. Are they ready for prime time?  Bonds Are A Deal: Segment 1 Ask Clark: Segment 2 Self-Driving Cars: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Things To Know About Series I Savings Bonds It’s Time to Stop Crying About Bonds and Buy Them Instead Bond markets are being hit hard — and it's likely to impact you Why is the US economy so resilient? Should You Ever Decline a Credit Limit Increase? How To Increase the Credit Limit on Your Credit Card GM halting driverless car service nationwide after California ban Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices The last three years have been the worst for doing traditional portfolio mixes of stocks & bonds. This brings forth “recency bias”. Clark discusses the state of the economy and how bonds fit into your portfolio. Also, self-driving cars have sparked a lot of debate. Are they ready for prime time? 

  • Bonds Are A Deal: Segment 1
  • Ask Clark: Segment 2
  • Self-Driving Cars: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Sponsor Link: Raisin

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1803 11.10.23 Clark Answers His Critics on Clark Stinks / Ending Self-Checkout Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about some of the perils of self-checkout and the new fully automated stores.  Clark Stinks: Segments 1 & 2 Fully Automated Markets: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Buy a Used Car in 7 Steps 10 Ways To Save Money on Car Insurance 401(k) Match: What Is It, How It Works Axios: Chamblee market says no checkout, no cashier, no problem How To Freeze Your Credit With Experian, Equifax and TransUnion How To Monitor Your Credit How To Dispute a Charge on Your Credit Card Submit a complaint | Consumer Financial Protection Bureau Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 Nov 2023 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Ending Self-Checkout Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about some of the perils of self-checkout and the new fully automated stores.  Clark Stinks: Segments 1 & 2 Fully Automated Markets: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Buy a Used Car in 7 Steps 10 Ways To Save Money on Car Insurance 401(k) Match: What Is It, How It Works Axios: Chamblee market says no checkout, no cashier, no problem How To Freeze Your Credit With Experian, Equifax and TransUnion How To Monitor Your Credit How To Dispute a Charge on Your Credit Card Submit a complaint | Consumer Financial Protection Bureau Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about some of the perils of self-checkout and the new fully automated stores. 

  • Clark Stinks: Segments 1 & 2
  • Fully Automated Markets: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2005 11.09.23 New Twists On Phone Scams / Big Pharmacy Chain Closures Phone scams are proliferating, especially those using AI technology. Some current text scams are exploiting increased deliveries around the holidays. Clark explains what to look out for, and how to avoid getting taken. Also, the big pharmacy chains are closing locations all over the place right now. Get Clark’s perspective, plus a review of how to save more on prescription drugs. New Phone Scam Alerts: Segment 1 Ask Clark: Segment 2 Pharmacy Closings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Phone Scams: 5 You Need to Beware Of Now Scammers exploit Bitcoin ATMs. Will new California laws help crack down on fraud? Scam Alert: Texts about delivery issues that ask you to click on a link are fake, USPS warns   How To Establish Your Own Side Hustle  /  SideHUSL.com CVS, Walgreens and Rite Aid are closing thousands of stores. Here’s why [The Washington Post] Drugstore closures are leaving millions without easy access to a pharmacy   10 Ways To Save on Prescription Drugs Will Mark Cuban's Prescription Company Really Save You Money? What's the Gift Tax Exclusion for 2023? How To Dispute an Error on Your Credit Report and Win Information about Organ, Eye, and Tissue Donation Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 09 Nov 2023 12:00:00 -0000 full Clark Howard New Twists On Phone Scams / Big Pharmacy Chain Closures Phone scams are proliferating, especially those using AI technology. Some current text scams are exploiting increased deliveries around the holidays. Clark explains what to look out for, and how to avoid getting taken. Also, the big pharmacy chains are closing locations all over the place right now. Get Clark’s perspective, plus a review of how to save more on prescription drugs. New Phone Scam Alerts: Segment 1 Ask Clark: Segment 2 Pharmacy Closings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Phone Scams: 5 You Need to Beware Of Now Scammers exploit Bitcoin ATMs. Will new California laws help crack down on fraud? Scam Alert: Texts about delivery issues that ask you to click on a link are fake, USPS warns   How To Establish Your Own Side Hustle  /  SideHUSL.com CVS, Walgreens and Rite Aid are closing thousands of stores. Here’s why [The Washington Post] Drugstore closures are leaving millions without easy access to a pharmacy   10 Ways To Save on Prescription Drugs Will Mark Cuban's Prescription Company Really Save You Money? What's the Gift Tax Exclusion for 2023? How To Dispute an Error on Your Credit Report and Win Information about Organ, Eye, and Tissue Donation Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices Phone scams are proliferating, especially those using AI technology. Some current text scams are exploiting increased deliveries around the holidays. Clark explains what to look out for, and how to avoid getting taken. Also, the big pharmacy chains are closing locations all over the place right now. Get Clark’s perspective, plus a review of how to save more on prescription drugs.

  • New Phone Scam Alerts: Segment 1
  • Ask Clark: Segment 2
  • Pharmacy Closings: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Sponsor Link: Raisin

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1958 11.08.23 Airbnb And Short-Term Rental Restrictions / Lab Created Diamonds Clark tells you how Airbnb‘s legal battles and new restrictions affect both customers and landlords. Also in this episode, there are extreme changes going on in the jewelry business that can save you a fortune!  Short-term Rental Restrictions: Segment 1 Ask Clark: Segment 2 Lab Created Diamonds: Segment 3 Ask Clark: Segment 4 Mentioned on the show: TN Supreme Court delivers partial win for Airbnb in legal disputes with HOAs - USA TODAY 4 Ways To Stop Junk Mail [The Washington Post] Will you take this (lab-grown) ring? Prada hopes so. How 2023 became the year of the lab-grown diamond Clark.com - Cell Phones Should I Keep My Old Car or Buy a New Car? How To Plan a Trip: Clark's Best Travel Tips To Save Money Costco Travel: 5 Things To Know Before You Book How to Make a Disposable Razor Last 12 Months Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 08 Nov 2023 12:00:00 -0000 full Clark Howard Airbnb And Short-Term Rental Restrictions / Lab Created Diamonds Clark tells you how Airbnb‘s legal battles and new restrictions affect both customers and landlords. Also in this episode, there are extreme changes going on in the jewelry business that can save you a fortune!  Short-term Rental Restrictions: Segment 1 Ask Clark: Segment 2 Lab Created Diamonds: Segment 3 Ask Clark: Segment 4 Mentioned on the show: TN Supreme Court delivers partial win for Airbnb in legal disputes with HOAs - USA TODAY 4 Ways To Stop Junk Mail [The Washington Post] Will you take this (lab-grown) ring? Prada hopes so. How 2023 became the year of the lab-grown diamond Clark.com - Cell Phones Should I Keep My Old Car or Buy a New Car? How To Plan a Trip: Clark's Best Travel Tips To Save Money Costco Travel: 5 Things To Know Before You Book How to Make a Disposable Razor Last 12 Months Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark tells you how Airbnb‘s legal battles and new restrictions affect both customers and landlords. Also in this episode, there are extreme changes going on in the jewelry business that can save you a fortune! 

  • Short-term Rental Restrictions: Segment 1
  • Ask Clark: Segment 2
  • Lab Created Diamonds: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1813 11.07.23 Couples’ Retirement Savings / Teen Driver Safety Measures Are you unintentionally giving yourself a pay cut? 25% of American couples are. How couples can make sure they are balancing retirement savings. Also, good news around teen driving safety, and good advice for adult drivers.  Retirement Savings For Couples: Segment 1 Ask Clark: Segment 2 Teen Driver Safety: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are you leaving money on the table: How 1 in 4 couples is missing out on 401 (k) savings -USA TODAY What Is a Spousal IRA and What Are the Rules? Should I Buy an AirTag for My Checked Airport Luggage? 4 Things You Should Always Pack in Your Carry-On Turo: 5 Things To Know About the Cheap Car Rental Service Report: Young driver fatality rates have fallen sharply in the US, helped by education, technology 5 Major Bills You Can Lower This Month Costco Car Buying Program: 4 Things To Know Before You Sign Up The Best Car-Buying Services in 2023 Alliant Cashback Visa® Signature Credit Card: Get 2.5% Cash Back on Everyday Purchases Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 Nov 2023 12:00:00 -0000 full Clark Howard Couples’ Retirement Savings / Teen Driver Safety Measures Are you unintentionally giving yourself a pay cut? 25% of American couples are. How couples can make sure they are balancing retirement savings. Also, good news around teen driving safety, and good advice for adult drivers.  Retirement Savings For Couples: Segment 1 Ask Clark: Segment 2 Teen Driver Safety: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Are you leaving money on the table: How 1 in 4 couples is missing out on 401 (k) savings -USA TODAY What Is a Spousal IRA and What Are the Rules? Should I Buy an AirTag for My Checked Airport Luggage? 4 Things You Should Always Pack in Your Carry-On Turo: 5 Things To Know About the Cheap Car Rental Service Report: Young driver fatality rates have fallen sharply in the US, helped by education, technology 5 Major Bills You Can Lower This Month Costco Car Buying Program: 4 Things To Know Before You Sign Up The Best Car-Buying Services in 2023 Alliant Cashback Visa® Signature Credit Card: Get 2.5% Cash Back on Everyday Purchases Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices Are you unintentionally giving yourself a pay cut? 25% of American couples are. How couples can make sure they are balancing retirement savings. Also, good news around teen driving safety, and good advice for adult drivers. 

  • Retirement Savings For Couples: Segment 1
  • Ask Clark: Segment 2
  • Teen Driver Safety: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Sponsor Link: Raisin

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1868 11.06.23 Grocery Prices Now & How To SAVE MORE / Beware “Free” Food Delivery Feasting season is upon us. New data on food prices brings good news for smart shoppers. Clark has some great advice on saving more at the grocery store. Also - restaurant food can be more expensive when ordering on apps or with food delivery. How to get more for your restaurant dollars.  Grocery Savings: Segment 1 Ask Clark: Segment 2 Food Delivery Upcharges: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Food Is on Sale Again. You Might Still Have Sticker Shock. - The Wall Street Journal. Walmart, Aldi lowering Thanksgiving dinner prices for holiday season - USA TODAY  4 Insurance Policies You Actually Need (and 6 You Don't) Chick-fil-A reportedly agrees to $4.4 million settlement over delivery price upcharges -USA TODAY Do I Need Travel Insurance for Flights? And Should I Buy Separate Insurance for Each Part of My Trip? Retailers Offer Me Warranties on Everything I Buy Now. Are Any of Them Worth It? Elliott Report: Home Wills & Funerals Archives - Clark Howard Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 Nov 2023 12:00:00 -0000 full Clark Howard Grocery Prices Now & How To SAVE MORE / Beware “Free” Food Delivery Feasting season is upon us. New data on food prices brings good news for smart shoppers. Clark has some great advice on saving more at the grocery store. Also - restaurant food can be more expensive when ordering on apps or with food delivery. How to get more for your restaurant dollars.  Grocery Savings: Segment 1 Ask Clark: Segment 2 Food Delivery Upcharges: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Food Is on Sale Again. You Might Still Have Sticker Shock. - The Wall Street Journal. Walmart, Aldi lowering Thanksgiving dinner prices for holiday season - USA TODAY  4 Insurance Policies You Actually Need (and 6 You Don't) Chick-fil-A reportedly agrees to $4.4 million settlement over delivery price upcharges -USA TODAY Do I Need Travel Insurance for Flights? And Should I Buy Separate Insurance for Each Part of My Trip? Retailers Offer Me Warranties on Everything I Buy Now. Are Any of Them Worth It? Elliott Report: Home Wills & Funerals Archives - Clark Howard Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices Feasting season is upon us. New data on food prices brings good news for smart shoppers. Clark has some great advice on saving more at the grocery store. Also - restaurant food can be more expensive when ordering on apps or with food delivery. How to get more for your restaurant dollars. 

  • Grocery Savings: Segment 1
  • Ask Clark: Segment 2
  • Food Delivery Upcharges: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Sponsor Link: Raisin

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1762 11.03.23 Clark Answers His Critics on Clark Stinks / Deals And Scam Alerts For Veterans Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, approaching Veteran’s Day, Clark has valuable info for those who serve or have served in our military about scams aimed at veterans, and deals available to veterans.  Clark Stinks: Segments 1 & 2 Deals For Veterans + Scam Alerts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Clark Howard Thinks of 'Crypto Winter' After Big Crash 10 Ways To Save Money on Car Insurance 5 Credit Card Mistakes To Avoid How to Buy a Used Car in 7 Steps CarMax Review: 5 Things To Know Before You Buy or Sell Veterans Should Look Out for These Scams Clark.com Military guide Clark.com 25+ places that offer discounts for veterans Best Cash Back Credit Cards With No Annual Fee The Business Model of Reinsurance Companies Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Nov 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Deals And Scam Alerts For Veterans Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, approaching Veteran’s Day, Clark has valuable info for those who serve or have served in our military about scams aimed at veterans, and deals available to veterans.  Clark Stinks: Segments 1 & 2 Deals For Veterans + Scam Alerts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Clark Howard Thinks of 'Crypto Winter' After Big Crash 10 Ways To Save Money on Car Insurance 5 Credit Card Mistakes To Avoid How to Buy a Used Car in 7 Steps CarMax Review: 5 Things To Know Before You Buy or Sell Veterans Should Look Out for These Scams Clark.com Military guide Clark.com 25+ places that offer discounts for veterans Best Cash Back Credit Cards With No Annual Fee The Business Model of Reinsurance Companies Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, approaching Veteran’s Day, Clark has valuable info for those who serve or have served in our military about scams aimed at veterans, and deals available to veterans. 

  • Clark Stinks: Segments 1 & 2
  • Deals For Veterans + Scam Alerts: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1930 11.02.23 Two Money Saving Household Tips / Tipping Is Out Of Control Clark tells you why it may save you money to rethink how you use your dishwasher and washing machine. Also in this episode, we’re getting hit with tip requests from all new places. What are the rules now? Clark shares his ideas about this and some general guidelines.  Saving Water & Energy: Segment 1 Ask Clark: Segment 2 Tipping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] Experts say don’t pre-rinse your dishes. We put that advice to the test.    Best Cash Back Credit Cards With No Annual Fee Best Travel Credit Cards: Top Rewards Picks for 2023 Best Airline Credit Cards for 2023: Are They Right For You? A Modern Day Guide to Tipping Holiday Tipping: Who To Tip and How Much How to Freeze Your Child's Credit Submit a complaint | Consumer Financial Protection Bureau What is a Passport Card? - Travel.gov Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 02 Nov 2023 11:00:00 -0000 full Clark Howard 2 Money Saving Household Tips / Tipping Is Out Of Control Clark tells you why it may save you money to rethink how you use your dishwasher and washing machine. Also in this episode, we’re getting hit with tip requests from all new places. What are the rules now? Clark shares his ideas about this and some general guidelines.  Saving Water & Energy: Segment 1 Ask Clark: Segment 2 Tipping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] Experts say don’t pre-rinse your dishes. We put that advice to the test.    Best Cash Back Credit Cards With No Annual Fee Best Travel Credit Cards: Top Rewards Picks for 2023 Best Airline Credit Cards for 2023: Are They Right For You? A Modern Day Guide to Tipping Holiday Tipping: Who To Tip and How Much How to Freeze Your Child's Credit Submit a complaint | Consumer Financial Protection Bureau What is a Passport Card? - Travel.gov Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark tells you why it may save you money to rethink how you use your dishwasher and washing machine. Also in this episode, we’re getting hit with tip requests from all new places. What are the rules now? Clark shares his ideas about this and some general guidelines. 

  • Saving Water & Energy: Segment 1
  • Ask Clark: Segment 2
  • Tipping: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1764 11.01.23 Vetting Charities / High Quality Furniture - Low Prices The Season of Giving means donation requests coming from all sides. Clark helps you tell the legit charities from the crooks. Also, you may have noticed that affordable furniture often is not made to last these days. Some items are basically disposable. Get Clark’s take on how to find quality furniture for low prices. Wise Charitable Giving: Segment 1 Ask Clark: Segment 2 On Furniture: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to make sure your donations count when weather disasters strike Clark.com How To Choose the Best Charities for Your Donations Clark.com - Car Rentals Best Investment Companies for Investors in 2023 [The Washington Post] Why furniture got so bad How To Freeze Your Credit With Experian, Equifax and TransUnion Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 01 Nov 2023 11:00:00 -0000 full Clark Howard Vetting Charities / High Quality Furniture - Low Prices The Season of Giving means donation requests coming from all sides. Clark helps you tell the legit charities from the crooks. Also, you may have noticed that affordable furniture often is not made to last these days. Some items are basically disposable. Get Clark’s take on how to find quality furniture for low prices. Wise Charitable Giving: Segment 1 Ask Clark: Segment 2 On Furniture: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to make sure your donations count when weather disasters strike Clark.com How To Choose the Best Charities for Your Donations Clark.com - Car Rentals Best Investment Companies for Investors in 2023 [The Washington Post] Why furniture got so bad How To Freeze Your Credit With Experian, Equifax and TransUnion Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices The Season of Giving means donation requests coming from all sides. Clark helps you tell the legit charities from the crooks. Also, you may have noticed that affordable furniture often is not made to last these days. Some items are basically disposable. Get Clark’s take on how to find quality furniture for low prices.

  • Wise Charitable Giving: Segment 1
  • Ask Clark: Segment 2
  • On Furniture: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Sponsor Link: Raisin

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1764 10.31.23 Travel Booking Nightmares / Save On Medical Procedures There’s an industry wide problem in the travel industry. Clark explains the danger you face when searching for travel deals online. Also today, Clark discusses how hospital systems drive up costs and how to save money on medical procedures. Bogus Travel Sites: Segment 1 Ask Clark: Segment 2 Save On Medical Procedures: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Hotel deals harder to find as third-party travel sites mirror each others' rates Is Amazon Prime Worth It? 12 Common Amazon Scams To Avoid Clark Deals - Today's Best Deals of the Day Are Your Hospital Outpatient Department Costs Too High? A Doctor's Office May Help How To Open a Roth IRA How Many Credit Cards Should I Have? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 31 Oct 2023 11:00:00 -0000 full Clark Howard Travel Booking Nightmares / Save On Medical Procedures There’s an industry wide problem in the travel industry. Clark explains the danger you face when searching for travel deals online. Also today, Clark discusses how hospital systems drive up costs and how to save money on medical procedures. Bogus Travel Sites: Segment 1 Ask Clark: Segment 2 Save On Medical Procedures: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Hotel deals harder to find as third-party travel sites mirror each others' rates Is Amazon Prime Worth It? 12 Common Amazon Scams To Avoid Clark Deals - Today's Best Deals of the Day Are Your Hospital Outpatient Department Costs Too High? A Doctor's Office May Help How To Open a Roth IRA How Many Credit Cards Should I Have? Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices There’s an industry wide problem in the travel industry. Clark explains the danger you face when searching for travel deals online. Also today, Clark discusses how hospital systems drive up costs and how to save money on medical procedures.

  • Bogus Travel Sites: Segment 1
  • Ask Clark: Segment 2
  • Save On Medical Procedures: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1945 10.30.23 Passwords And Your Financial Safety / The Truth About Timeshares Clark explains what can happen when you use the same password on multiple websites. Also today - Reportedly timeshares are making a comeback among younger travelers. Clark drivers the truth about timeshares Password Safety: Segment 1 Ask Clark: Segment 2 Timeshares: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] Worried about the 23andMe hack? Here’s what you can do. Car Insurance Archives - Clark Howard Homeowners Insurance Archives - Clark Howard Target Date Funds: Clark's Favorite Retirement Investment How To Sell, Cancel or Get Rid of Your Timeshare Timeshares - Clark.com TRICARE Young Adult Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Oct 2023 11:00:00 -0000 full Clark Howard Passwords And Your Financial Safety / The Truth About Timeshares Clark explains what can happen when you use the same password on multiple websites. Also today - Reportedly timeshares are making a comeback among younger travelers. Clark drivers the truth about timeshares Password Safety: Segment 1 Ask Clark: Segment 2 Timeshares: Segment 3 Ask Clark: Segment 4 Mentioned on the show: [The Washington Post] Worried about the 23andMe hack? Here’s what you can do. Car Insurance Archives - Clark Howard Homeowners Insurance Archives - Clark Howard Target Date Funds: Clark's Favorite Retirement Investment How To Sell, Cancel or Get Rid of Your Timeshare Timeshares - Clark.com TRICARE Young Adult Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Sponsor Link: Raisin Learn more about your ad choices. Visit megaphone.fm/adchoices Clark explains what can happen when you use the same password on multiple websites. Also today - Reportedly timeshares are making a comeback among younger travelers. Clark drivers the truth about timeshares

  • Password Safety: Segment 1
  • Ask Clark: Segment 2
  • Timeshares: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode!

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Sponsor Link: Raisin

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1736 10.27.23 Clark Answers His Critics on Clark Stinks / What To Know About Credit Unions Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - New reporting indicates that some credit unions are not behaving in the way that represents their members. Clark explains what you need to know about the superior choice for banking: credit unions.  Clark Stinks: Segments 1 & 2 Credit Unions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Mail a Check Top Travel Deals - Clark Howard Clark's National Travel Deals - Clark Howard How much does real estate agent experience matter? Here’s what the data says. Credit Unions Are Making Money Off People Living Paycheck to Paycheck Credit Union vs. Bank: What's the Difference? Virtual Credit Cards: An Online Security Measure Worth Taking? Elliott Report Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 27 Oct 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / What To Know About Credit Unions Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - New reporting indicates that some credit unions are not behaving in the way that represents their members. Clark explains what you need to know about the superior choice for banking: credit unions.  Clark Stinks: Segments 1 & 2 Credit Unions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Mail a Check Top Travel Deals - Clark Howard Clark's National Travel Deals - Clark Howard How much does real estate agent experience matter? Here’s what the data says. Credit Unions Are Making Money Off People Living Paycheck to Paycheck Credit Union vs. Bank: What's the Difference? Virtual Credit Cards: An Online Security Measure Worth Taking? Elliott Report Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - New reporting indicates that some credit unions are not behaving in the way that represents their members. Clark explains what you need to know about the superior choice for banking: credit unions. 

  • Clark Stinks: Segments 1 & 2
  • Credit Unions: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1746 10.26.23 Retail Mind Games / In A Brutal Housing Market - Strategies For Homebuyers Fake sales are standard practice but especially abundant during the holiday season. Learn how promotional merchandise works to trick consumers into thinking they’re getting deals & how to tell a real bargain from a fake one. Also today - It’s a brutal housing market for would-be first time buyers. Renting & waiting is a viable alternative. Those needing to go ahead and buy now have more choice from new construction, and several avenues to explore to make a home purchase more affordable, including ARMs & ADUs. Retail Mind Games: Segment 1 Ask Clark: Segment 2 Home Buying Strategies: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Retailers are using a simple mind trick on you to make their discounts seem bigger than they are  Disney World and Disneyland raise prices for passes and tickets Google Play - Property Assistant by Flyreel The Real Reason Why Your Insurer May Not Renew Your Policy Axios:Charted: Homebuyers' call to ARMs Tiny Homes Are the Hot New Homeowners’ Accessory - WSJ How To Buy a House in 9 Steps / Is It Safe To Buy a Home Out of Foreclosure? Best 529 College Savings Plans By State Simple Interest vs. Compound Interest: The Main Differences How to Buy a Used Car in 7 Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 26 Oct 2023 11:00:00 -0000 full Clark Howard Retail Mind Games / In A Brutal Housing Market - Strategies For Homebuyers Fake sales are standard practice but especially abundant during the holiday season. Learn how promotional merchandise works to trick consumers into thinking they’re getting deals & how to tell a real bargain from a fake one. Also today - It’s a brutal housing market for would-be first time buyers. Renting & waiting is a viable alternative. Those needing to go ahead and buy now have more choice from new construction, and several avenues to explore to make a home purchase more affordable, including ARMs & ADUs. Retail Mind Games: Segment 1 Ask Clark: Segment 2 Home Buying Strategies: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Retailers are using a simple mind trick on you to make their discounts seem bigger than they are  Disney World and Disneyland raise prices for passes and tickets Google Play - Property Assistant by Flyreel The Real Reason Why Your Insurer May Not Renew Your Policy Axios:Charted: Homebuyers' call to ARMs Tiny Homes Are the Hot New Homeowners’ Accessory - WSJ How To Buy a House in 9 Steps / Is It Safe To Buy a Home Out of Foreclosure? Best 529 College Savings Plans By State Simple Interest vs. Compound Interest: The Main Differences How to Buy a Used Car in 7 Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fake sales are standard practice but especially abundant during the holiday season. Learn how promotional merchandise works to trick consumers into thinking they’re getting deals & how to tell a real bargain from a fake one. Also today - It’s a brutal housing market for would-be first time buyers. Renting & waiting is a viable alternative. Those needing to go ahead and buy now have more choice from new construction, and several avenues to explore to make a home purchase more affordable, including ARMs & ADUs.

  • Retail Mind Games: Segment 1
  • Ask Clark: Segment 2
  • Home Buying Strategies: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1880 10.25.23 New Resources For Finding A Financial Advisor / Walmart Health Centers Finding a financial advisor who won’t rip you off is tricky business. Clark shares some new ways to find your true fiduciary. Also, get the update on Walmart’s innovative in-store healthcare facilities. Financial Advisors: Segment 1 Ask Clark: Segment 2 Walmart Health Centers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a Financial Advisor and Do I Need One? Advice-Only Network  /  Flat Fee Advisors Should I Purchase Mortgage Life Insurance? What Is Mortgage Protection Insurance and Do You Need It? How To Buy Term Life Insurance in 7 Easy Steps Walmart expands online healthcare benefits for US employees Senior Care: Planning for the Future What Brokerage Do You Recommend for First-Time Investors or Kids? How To Open a Roth IRA When Do You Need a Travel Agent? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 25 Oct 2023 11:00:00 -0000 full Clark Howard New Resources For Finding A Financial Advisor / Walmart Health Centers Finding a financial advisor who won’t rip you off is tricky business. Clark shares some new ways to find your true fiduciary. Also, get the update on Walmart’s innovative in-store healthcare facilities. Financial Advisors: Segment 1 Ask Clark: Segment 2 Walmart Health Centers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a Financial Advisor and Do I Need One? Advice-Only Network  /  Flat Fee Advisors Should I Purchase Mortgage Life Insurance? What Is Mortgage Protection Insurance and Do You Need It? How To Buy Term Life Insurance in 7 Easy Steps Walmart expands online healthcare benefits for US employees Senior Care: Planning for the Future What Brokerage Do You Recommend for First-Time Investors or Kids? How To Open a Roth IRA When Do You Need a Travel Agent? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Finding a financial advisor who won’t rip you off is tricky business. Clark shares some new ways to find your true fiduciary. Also, get the update on Walmart’s innovative in-store healthcare facilities.

  • Financial Advisors: Segment 1
  • Ask Clark: Segment 2
  • Walmart Health Centers: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show:


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2074 10.24.23 The 2 Key Choices Of Super Savers / Recognizing Online Manipulation Are you a Super Saver? Clark discusses the key choices you can make in your life that will truly empower you to have control over your financial future. There are 2 big decisions that most enable super savers to live on less than what they make. Also today - by design, many websites employ tricks to manipulate your buying, subscription and privacy choices. Recognizing these “dark patterns” can keep you above the fray of getting played.  What Super Savers Know: Segment 1 Ask Clark: Segment 2 Seeing Dark Patterns Online: Segment 3 Ask Clark: Segment 4 Mentioned on the show Here are the top sacrifices made by 'super savers' The Millionaire Next Door How To Open a Roth IRA What Is a Fiduciary Financial Advisor and Do I Need One? How to Buy a Used Car in 7 Steps Why You Might Want To Dump Your Delta Credit Card Now Dark patterns: how online companies strive to keep your money and data when you try to leave — The Conversation 7 Things To Know About the Venmo Credit Card Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 24 Oct 2023 11:00:00 -0000 full Clark Howard The 2 Key Choices Of Super Savers / Recognizing Online Manipulation Are you a Super Saver? Clark discusses the key choices you can make in your life that will truly empower you to have control over your financial future. There are 2 big decisions that most enable super savers to live on less than what they make. Also today - by design, many websites employ tricks to manipulate your buying, subscription and privacy choices. Recognizing these “dark patterns” can keep you above the fray of getting played.  What Super Savers Know: Segment 1 Ask Clark: Segment 2 Seeing Dark Patterns Online: Segment 3 Ask Clark: Segment 4 Mentioned on the show Here are the top sacrifices made by 'super savers' The Millionaire Next Door How To Open a Roth IRA What Is a Fiduciary Financial Advisor and Do I Need One? How to Buy a Used Car in 7 Steps Why You Might Want To Dump Your Delta Credit Card Now Dark patterns: how online companies strive to keep your money and data when you try to leave — The Conversation 7 Things To Know About the Venmo Credit Card Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Are you a Super Saver? Clark discusses the key choices you can make in your life that will truly empower you to have control over your financial future. There are 2 big decisions that most enable super savers to live on less than what they make. Also today - by design, many websites employ tricks to manipulate your buying, subscription and privacy choices. Recognizing these “dark patterns” can keep you above the fray of getting played. 

  • What Super Savers Know: Segment 1
  • Ask Clark: Segment 2
  • Seeing Dark Patterns Online: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1827 10.23.23 Good News On Junk Fees / Beware AI Fake Content Great news on junk fees, especially when buying concert tickets and booking travel online. New rules will simplify comparison shopping online. Also, AI has shown its potential to be very helpful in many ways. Unfortunately, it’s being used for more sinister purposes that you need to know about.   Junk Fee Transparency: Segment 1 Ask Clark: Segment 2 Beware AI Fakes: Segment 3 Ask Clark: Segment 4 Mentioned on the show What you see is what you’ll pay: New law bans ‘junk’ fees on hotel bills, concert tickets, etc. ‘Spending Money to Get Nothing’: The Latest on Resort Fees Opt Out of T-Mobile’s Upcoming Plan Migration Using These Steps T-Mobile’s Forced Plan Migration: How To Opt Out Auto Europe® Car Rentals - Official Site Tom Hanks Warns of Dental Ad Using A.I. Version of Him [The Washington Post] AI voice clones mimic politicians and celebrities, reshaping reality What Is Umbrella Insurance and Do You Need It? What Are Index Funds? Ask Clark: What Is a Backdoor Roth IRA? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Oct 2023 11:00:00 -0000 full Clark Howard Good News On Junk Fees / Beware AI Fake Content Great news on junk fees, especially when buying concert tickets and booking travel online. New rules will simplify comparison shopping online. Also, AI has shown its potential to be very helpful in many ways. Unfortunately, it’s being used for more sinister purposes that you need to know about.   Junk Fee Transparency: Segment 1 Ask Clark: Segment 2 Beware AI Fakes: Segment 3 Ask Clark: Segment 4 Mentioned on the show What you see is what you’ll pay: New law bans ‘junk’ fees on hotel bills, concert tickets, etc. ‘Spending Money to Get Nothing’: The Latest on Resort Fees Opt Out of T-Mobile’s Upcoming Plan Migration Using These Steps T-Mobile’s Forced Plan Migration: How To Opt Out Auto Europe® Car Rentals - Official Site Tom Hanks Warns of Dental Ad Using A.I. Version of Him [The Washington Post] AI voice clones mimic politicians and celebrities, reshaping reality What Is Umbrella Insurance and Do You Need It? What Are Index Funds? Ask Clark: What Is a Backdoor Roth IRA? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Great news on junk fees, especially when buying concert tickets and booking travel online. New rules will simplify comparison shopping online. Also, AI has shown its potential to be very helpful in many ways. Unfortunately, it’s being used for more sinister purposes that you need to know about.  

  • Junk Fee Transparency: Segment 1
  • Ask Clark: Segment 2
  • Beware AI Fakes: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show

Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1893 10.20.23 Clark Answers His Critics on Clark Stinks / DON’T Buy Now Pay Later Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about why Buy Now Pay Later, aka Pay in 4 services, have become a disaster for so many, especially Gen Zers.  Clark Stinks: Segments 1 & 2 Pay In 4 Is A Trap: Segment 3 Ask Clark: Segment 4 Mentioned on the show Best Airline Credit Cards for 2023: Are They Right For You? Select Delta Customers Will Receive a Valuable New Credit Card Perk Cruises for Singles and Solo Travelers Investors criticize federal retirement savings program over new system AnnualCreditReport.com / 4 Ways To Get Your Free Credit Score Safely Order High Security Checks Online - Costco Checks Sam's Club Checks - High Security Checks Costco vs. Sam's Club: What Is the Difference? 10 Best New Products at Costco in October NYTimes: Gen Z Is Poised to Spend More on Debt Than Others. It Could Derail Retirement.   Buy Now Pay Later users: young and well-off but nearing a financial cliff, poll shows New York Fed: Many Buy Now, Pay Later users are financially fragile Vanguard Personal Advisor Review Elliott Report Member's Mark Luggage at Sam's Club Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 20 Oct 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / DON’T Buy Now Pay Later Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about why Buy Now Pay Later, aka Pay in 4 services, have become a disaster for so many, especially Gen Zers.  Clark Stinks: Segments 1 & 2 Pay In 4 Is A Trap: Segment 3 Ask Clark: Segment 4 Mentioned on the show Best Airline Credit Cards for 2023: Are They Right For You? Select Delta Customers Will Receive a Valuable New Credit Card Perk Cruises for Singles and Solo Travelers Investors criticize federal retirement savings program over new system AnnualCreditReport.com / 4 Ways To Get Your Free Credit Score Safely Order High Security Checks Online - Costco Checks Sam's Club Checks - High Security Checks Costco vs. Sam's Club: What Is the Difference? 10 Best New Products at Costco in October NYTimes: Gen Z Is Poised to Spend More on Debt Than Others. It Could Derail Retirement.   Buy Now Pay Later users: young and well-off but nearing a financial cliff, poll shows New York Fed: Many Buy Now, Pay Later users are financially fragile Vanguard Personal Advisor Review Elliott Report Member's Mark Luggage at Sam's Club Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark talks about why Buy Now Pay Later, aka Pay in 4 services, have become a disaster for so many, especially Gen Zers. 

  • Clark Stinks: Segments 1 & 2
  • Pay In 4 Is A Trap: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1829 10.19.23 Auto Insurance: What Do You Actually Need? / End Of Life Discussions Today Clark goes Back To Basic on auto insurance. Due to gigantic premium increases, more people are going without or buying minimums, which can be risky. Learn what coverage you’ve GOT to have, and how to make decisions regarding collision, comprehensive, and deductibles. Once you figure your coverage, you’re ready to shop insurers. Also, end of life discussions are not easy to initiate, but talks about your own or an aging loved one’s end-of-life care and burial arrangements - making wishes known - deeply benefit all concerned. Determine Your Auto Coverage: Segment 1 Ask Clark: Segment 2 End-Of-Life Talks: Segment 3 Ask Clark: Segment 4 Mentioned on the show 10 Ways To Save Money on Car Insurance Collision vs Comprehensive Car Insurance: Which Do You Need? Liability vs. Full Coverage: Which Auto Insurance Do You Need? Bluebird AMEX Prepaid Debit Account Agreement International Travel Tips: 26 Things to Know Before Going Overseas Why You Should Keep Old Credit Card Accounts Open Stop putting off the end-of-life talk with your aging loved ones. Here's what to say What to Discuss With Your Aging Parents as They Get Older Living Will and Durable Power of Attorney: Frequently Asked Questions Wills & Funerals Archives - Clark Howard When Do You Need a Travel Agent? The Only Way You Should Pay for a Cruise Travel Insurance? What You Need To Know Before You Buy Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 19 Oct 2023 11:00:00 -0000 full Clark Howard Auto Insurance: What Do You Actually Need? / End Of Life Discussions Today Clark goes Back To Basic on auto insurance. Due to gigantic premium increases, more people are going without or buying minimums, which can be risky. Learn what coverage you’ve GOT to have, and how to make decisions regarding collision, comprehensive, and deductibles. Once you figure your coverage, you’re ready to shop insurers. Also, end of life discussions are not easy to initiate, but talks about your own or an aging loved one’s end-of-life care and burial arrangements - making wishes known - deeply benefit all concerned. Determine Your Auto Coverage: Segment 1 Ask Clark: Segment 2 End-Of-Life Talks: Segment 3 Ask Clark: Segment 4 Mentioned on the show 10 Ways To Save Money on Car Insurance Collision vs Comprehensive Car Insurance: Which Do You Need? Liability vs. Full Coverage: Which Auto Insurance Do You Need? Bluebird AMEX Prepaid Debit Account Agreement International Travel Tips: 26 Things to Know Before Going Overseas Why You Should Keep Old Credit Card Accounts Open Stop putting off the end-of-life talk with your aging loved ones. Here's what to say What to Discuss With Your Aging Parents as They Get Older Living Will and Durable Power of Attorney: Frequently Asked Questions Wills & Funerals Archives - Clark Howard When Do You Need a Travel Agent? The Only Way You Should Pay for a Cruise Travel Insurance? What You Need To Know Before You Buy Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today Clark goes Back To Basic on auto insurance. Due to gigantic premium increases, more people are going without or buying minimums, which can be risky. Learn what coverage you’ve GOT to have, and how to make decisions regarding collision, comprehensive, and deductibles. Once you figure your coverage, you’re ready to shop insurers. Also, end of life discussions are not easy to initiate, but talks about your own or an aging loved one’s end-of-life care and burial arrangements - making wishes known - deeply benefit all concerned.

  • Determine Your Auto Coverage: Segment 1
  • Ask Clark: Segment 2
  • End-Of-Life Talks: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2288 10.18.23 Credit Cards on Autopay - Pros & Cons / Fastest Growing Careers Do you use autopay for credit card bills? If so, Clark has a warning for you. Also, life is about change and that’s surely evident with jobs & career opportunity. Clark looks at the fastest growing jobs today, including college requirements and average pay.  Credit Card Autopay Warning: Segment 1 Ask Clark: Segment 2 Job Growth Fields: Segment 3 Ask Clark: Segment 4 Mentioned on the show Autopay Is Making Us Worse at Managing Credit-Card Bills - The Wall Street Journal. Automatic Bill Pay: How It Works and How To Do It Safely Clark Howard's Advice Before You Buy a Franchise Watch out for Avis/Budget Fuel charges [Crazy customer support call experience] Here are the best high-paying and fast-growing jobs for the next decade Healthcare.gov What Is an HSA Account and How Does It Work? How To Switch Banks in 4 Simple Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 18 Oct 2023 11:00:00 -0000 full Clark Howard Credit Cards on Autopay - Pros & Cons / Fastest Growing Careers Do you use autopay for credit card bills? If so, Clark has a warning for you. Also, life is about change and that’s surely evident with jobs & career opportunity. Clark looks at the fastest growing jobs today, including college requirements and average pay.  Credit Card Autopay Warning: Segment 1 Ask Clark: Segment 2 Job Growth Fields: Segment 3 Ask Clark: Segment 4 Mentioned on the show Autopay Is Making Us Worse at Managing Credit-Card Bills - The Wall Street Journal. Automatic Bill Pay: How It Works and How To Do It Safely Clark Howard's Advice Before You Buy a Franchise Watch out for Avis/Budget Fuel charges [Crazy customer support call experience] Here are the best high-paying and fast-growing jobs for the next decade Healthcare.gov What Is an HSA Account and How Does It Work? How To Switch Banks in 4 Simple Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Do you use autopay for credit card bills? If so, Clark has a warning for you. Also, life is about change and that’s surely evident with jobs & career opportunity. Clark looks at the fastest growing jobs today, including college requirements and average pay. 

  • Credit Card Autopay Warning: Segment 1
  • Ask Clark: Segment 2
  • Job Growth Fields: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1972 10.17.23 Data Privacy Rights In Force With New App / Uber Vs. Lyft Have you given up on guarding your data & privacy online? Help has arrived. Clark reviews a new app from Consumer Reports that works to delete or minimize your digital footprint, managing online privacy for you. Also in this episode, first hand observations on Uber vs. Lyft.  Privacy App- Permission Slip: Segment 1 Ask Clark: Segment 2 Uber Vs. Lyft: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] Overwhelmed trying to protect your privacy? A new app does it for you.  The Atlantic’s Guide to Privacy California Consumer Privacy Act (CCPA) / State Right to be Forgotten Policy Judge Delays CA Data Privacy Law to 2024, says Consumer Watchdog Callable Certificate of Deposit (CD): What it Means, How it Works Best CD Rates for October 2023 - Up to 5.67% - Bankrate Clark.com - Best High-Yield Online Savings Accounts Sam’s Club® Mastercard® Review 2022: Earn 5% Back on Gas Purchases China price pressure offers hope of Christmas cheer for western shoppers 9 New Cell Phone Deals in October How to Buy a Used Car in 7 Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 17 Oct 2023 11:00:00 -0000 full Clark Howard Data Privacy Rights In Force With New App / Uber Vs. Lyft Have you given up on guarding your data & privacy online? Help has arrived. Clark reviews a new app from Consumer Reports that works to delete or minimize your digital footprint, managing online privacy for you. Also in this episode, first hand observations on Uber vs. Lyft.  Privacy App- Permission Slip: Segment 1 Ask Clark: Segment 2 Uber Vs. Lyft: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] Overwhelmed trying to protect your privacy? A new app does it for you.  The Atlantic’s Guide to Privacy California Consumer Privacy Act (CCPA) / State Right to be Forgotten Policy Judge Delays CA Data Privacy Law to 2024, says Consumer Watchdog Callable Certificate of Deposit (CD): What it Means, How it Works Best CD Rates for October 2023 - Up to 5.67% - Bankrate Clark.com - Best High-Yield Online Savings Accounts Sam’s Club® Mastercard® Review 2022: Earn 5% Back on Gas Purchases China price pressure offers hope of Christmas cheer for western shoppers 9 New Cell Phone Deals in October How to Buy a Used Car in 7 Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Have you given up on guarding your data & privacy online? Help has arrived. Clark reviews a new app from Consumer Reports that works to delete or minimize your digital footprint, managing online privacy for you. Also in this episode, first hand observations on Uber vs. Lyft. 

  • Privacy App- Permission Slip: Segment 1
  • Ask Clark: Segment 2
  • Uber Vs. Lyft: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1686 10.16.23 Prevent Hotel Room Break-Ins / Allegations & Internet: Amazon Updates It’s become easy for burglary rings to break into hotel rooms, but there’s also an easy way to protect yourself. Also today, updates on Amazon regarding federal allegations, the Amazon internet service launch, and what consumers need to know about both.  Hotel Room Break-Ins: Segment 1 Ask Clark: Segment 2 Amazon Updates: Segment 3 Ask Clark: Segment 4 Mentioned on the show Caution: Criminals in California Use Insider Device to Break Into Hotel Rooms - Here's How to Protect Yourself Vacatia - Rent A Timeshare Inside Project Nile: Amazon's secret AI-powered plan to change the way you shop online. The first two Amazon Kuiper satellites are set to launch on October 6 Clark.com - Amazon Report: The #1 Internet Provider in America Going™ | Formerly Scott's Cheap Flights Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Oct 2023 11:00:00 -0000 full Clark Howard Prevent Hotel Room Break-Ins / Allegations & Internet: Amazon Updates It’s become easy for burglary rings to break into hotel rooms, but there’s also an easy way to protect yourself. Also today, updates on Amazon regarding federal allegations, the Amazon internet service launch, and what consumers need to know about both.  Hotel Room Break-Ins: Segment 1 Ask Clark: Segment 2 Amazon Updates: Segment 3 Ask Clark: Segment 4 Mentioned on the show Caution: Criminals in California Use Insider Device to Break Into Hotel Rooms - Here's How to Protect Yourself Vacatia - Rent A Timeshare Inside Project Nile: Amazon's secret AI-powered plan to change the way you shop online. The first two Amazon Kuiper satellites are set to launch on October 6 Clark.com - Amazon Report: The #1 Internet Provider in America Going™ | Formerly Scott's Cheap Flights Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It’s become easy for burglary rings to break into hotel rooms, but there’s also an easy way to protect yourself. Also today, updates on Amazon regarding federal allegations, the Amazon internet service launch, and what consumers need to know about both. 

  • Hotel Room Break-Ins: Segment 1
  • Ask Clark: Segment 2
  • Amazon Updates: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1758 10.13.23 Clark Answers His Critics on Clark Stinks / Beneficiaries Vs Wills & Trusts Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, many a tale of woe proves the point: It’s important to have beneficiaries up to date and to understand which takes precedence - a beneficiary designation or a will and trust. Clark Stinks: Segments 1 & 2 Update Your Beneficiaries: Segment 3 Ask Clark: Segment 4 Mentioned on the show AutoSlash Review: How To Save on a Rental Car How To Make Your Online Accounts Accessible When You Die What Do I Need To Do To Make Sure My Financial Affairs Are in Order Before I Die or Become Disabled? Safe Browser Alternatives That Promise Not To Track You Wills & Funerals Archives - Clark Howard Wills versus Trust - Clark Howard Community Who Should Consider Setting Up a Trust? Best Online Will Maker: 5 Free or Cheap Options We Just Got Married. How Do We Blend Our Finances? What Is Long-Term Care Insurance Cost & Coverage Senior Care Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 13 Oct 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Beneficiaries Vs Wills & Trusts Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, many a tale of woe proves the point: It’s important to have beneficiaries up to date and to understand which takes precedence - a beneficiary designation or a will and trust. Clark Stinks: Segments 1 & 2 Update Your Beneficiaries: Segment 3 Ask Clark: Segment 4 Mentioned on the show AutoSlash Review: How To Save on a Rental Car How To Make Your Online Accounts Accessible When You Die What Do I Need To Do To Make Sure My Financial Affairs Are in Order Before I Die or Become Disabled? Safe Browser Alternatives That Promise Not To Track You Wills & Funerals Archives - Clark Howard Wills versus Trust - Clark Howard Community Who Should Consider Setting Up a Trust? Best Online Will Maker: 5 Free or Cheap Options We Just Got Married. How Do We Blend Our Finances? What Is Long-Term Care Insurance Cost & Coverage Senior Care Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, many a tale of woe proves the point: It’s important to have beneficiaries up to date and to understand which takes precedence - a beneficiary designation or a will and trust.

  • Clark Stinks: Segments 1 & 2
  • Update Your Beneficiaries: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2139 10.12.23 New Scam Warnings / Romance Vs Prenups Scams persist, ubiquitous & unabated. So must our warnings!  Be hip to the latest ways crooks are trying to separate you from your money. Also in this episode - prenuptial agreements are more common these days. Why Clark has a hard time talking about them, and some of  the circumstances that warrant this legal arrangement.  Be SCAM Aware: Segment 1 Ask Clark: Segment 2 Prenups: Segment 3 Ask Clark: Segment 4 Mentioned on the show NYT - You’ve Got (Scam) Mail Actors Impersonating Federal Agents Called Seniors. About 12% Handed Over Sensitive Info. How to avoid the No. 1 text message scam putting your money at risk 22 Ways To Save Money on Groceries Flexcar: Your flexible alternative to car ownership Axios: America embraces prenups: 50% of adults open to signing BBB - Amica Mutual Insurance Company Best Auto Insurance Companies and Some of the Worst: September 2023 Someone got so fed up with GE fridge DRM – yes, fridge DRM – they made a whole website on how to bypass it Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 12 Oct 2023 11:00:00 -0000 full Clark Howard New Scam Warnings / Romance Vs Prenups Scams persist, ubiquitous & unabated. So must our warnings!  Be hip to the latest ways crooks are trying to separate you from your money. Also in this episode - prenuptial agreements are more common these days. Why Clark has a hard time talking about them, and some of  the circumstances that warrant this legal arrangement.  Be SCAM Aware: Segment 1 Ask Clark: Segment 2 Prenups: Segment 3 Ask Clark: Segment 4 Mentioned on the show NYT - You’ve Got (Scam) Mail Actors Impersonating Federal Agents Called Seniors. About 12% Handed Over Sensitive Info. How to avoid the No. 1 text message scam putting your money at risk 22 Ways To Save Money on Groceries Flexcar: Your flexible alternative to car ownership Axios: America embraces prenups: 50% of adults open to signing BBB - Amica Mutual Insurance Company Best Auto Insurance Companies and Some of the Worst: September 2023 Someone got so fed up with GE fridge DRM – yes, fridge DRM – they made a whole website on how to bypass it Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Scams persist, ubiquitous & unabated. So must our warnings!  Be hip to the latest ways crooks are trying to separate you from your money. Also in this episode - prenuptial agreements are more common these days. Why Clark has a hard time talking about them, and some of  the circumstances that warrant this legal arrangement. 

  • Be SCAM Aware: Segment 1
  • Ask Clark: Segment 2
  • Prenups: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1840 10.11.23 Working From Home / Index Fund Fees - Your Money Assignment Clark shares new work-from-home statistics and how that is shifting businesses. Also in this episode: When it comes to your investments, knowing what the fees are in the funds you choose is crucial. The fee difference can translate into huge money you could miss out on in retirement. So investors, Clark has an assignment for you!  Working From Home: Segment 1 Ask Clark: Segment 2 Index Fund Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show Axios Chart: Who works from home Even a Booming Economy Can’t Save Atlanta’s Office Market Workplace loneliness is the modern pandemic damaging lives and hurting businesses — The Conversation What Is Umbrella Insurance and Do You Need It? What Are Index Funds? / What Is an ETF? You Might Be Paying Too Much for That Index Fund - The Wall Street Journal. Why You Should Never Invest With a Bank 3 Places You Should Never Invest Your Money Best Investment Companies for Investors in 2023 How To Open a Roth IRA Best Cash Back Credit Cards With No Annual Fee Best Small Business Credit Cards: Top Picks for 2023 Should You Get a Business Credit Card? | When is it Worth it? What Should You Do About Phone Data on an International Trip? The Best Places To Buy Unlocked Phones The Best International Phone Plans International Travel Tips: 26 Things to Know Before Going Overseas Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 11 Oct 2023 11:00:00 -0000 full Clark Howard Working From Home / Index Fund Fees - Your Money Assignment Clark shares new work-from-home statistics and how that is shifting businesses. Also in this episode: When it comes to your investments, knowing what the fees are in the funds you choose is crucial. The fee difference can translate into huge money you could miss out on in retirement. So investors, Clark has an assignment for you!  Working From Home: Segment 1 Ask Clark: Segment 2 Index Fund Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show Axios Chart: Who works from home Even a Booming Economy Can’t Save Atlanta’s Office Market Workplace loneliness is the modern pandemic damaging lives and hurting businesses — The Conversation What Is Umbrella Insurance and Do You Need It? What Are Index Funds? / What Is an ETF? You Might Be Paying Too Much for That Index Fund - The Wall Street Journal. Why You Should Never Invest With a Bank 3 Places You Should Never Invest Your Money Best Investment Companies for Investors in 2023 How To Open a Roth IRA Best Cash Back Credit Cards With No Annual Fee Best Small Business Credit Cards: Top Picks for 2023 Should You Get a Business Credit Card? | When is it Worth it? What Should You Do About Phone Data on an International Trip? The Best Places To Buy Unlocked Phones The Best International Phone Plans International Travel Tips: 26 Things to Know Before Going Overseas Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares new work-from-home statistics and how that is shifting businesses. Also in this episode: When it comes to your investments, knowing what the fees are in the funds you choose is crucial. The fee difference can translate into huge money you could miss out on in retirement. So investors, Clark has an assignment for you! 

  • Working From Home: Segment 1
  • Ask Clark: Segment 2
  • Index Fund Fees: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1758 10.10.23 The Value Of Real Estate Agents / If You Must - Buying A New Car When buying or selling a home, your choice of a real estate agent is much more important than you may think.  Also today, Clark has good news on the new car purchase front - but it’s a double message. Get the lay of the land on current cost considerations if you’re in the market for a new vehicle.  Choosing A Real Estate Agent: Segment 1 Ask Clark: Segment 2 Buying A New Car: Segment 3 Ask Clark: Segment 4 Mentioned on the show How much does real estate agent experience matter? Here's what the data says. The Clark-Approved Way To Invest in Real Estate The Only Reason You Should Make an Improvement to Your Home Annual New Car Ownership Costs Boil Over $12K The Rising Costs of Owning a Car How much does it cost to raise a child? College may no longer be the biggest expense. Clark.com - How to Buy a New Car in 5 Steps Clark.com - How to Buy a Used Car in 7 Steps Costco Auto Program: Deep Discounts on Volvos and Audis Deep Discounts on New Mercedes Benz Cars Should I Keep My Old Car or Buy a New Car? Fidelity Personalized Planning & Advice Review Target Date Funds: Clark's Favorite Retirement Investment Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 Oct 2023 11:00:00 -0000 full Clark Howard The Value Of Real Estate Agents / If You Must - Buying A New Car When buying or selling a home, your choice of a real estate agent is much more important than you may think.  Also today, Clark has good news on the new car purchase front - but it’s a double message. Get the lay of the land on current cost considerations if you’re in the market for a new vehicle.  Choosing A Real Estate Agent: Segment 1 Ask Clark: Segment 2 Buying A New Car: Segment 3 Ask Clark: Segment 4 Mentioned on the show How much does real estate agent experience matter? Here's what the data says. The Clark-Approved Way To Invest in Real Estate The Only Reason You Should Make an Improvement to Your Home Annual New Car Ownership Costs Boil Over $12K The Rising Costs of Owning a Car How much does it cost to raise a child? College may no longer be the biggest expense. Clark.com - How to Buy a New Car in 5 Steps Clark.com - How to Buy a Used Car in 7 Steps Costco Auto Program: Deep Discounts on Volvos and Audis Deep Discounts on New Mercedes Benz Cars Should I Keep My Old Car or Buy a New Car? Fidelity Personalized Planning & Advice Review Target Date Funds: Clark's Favorite Retirement Investment Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices When buying or selling a home, your choice of a real estate agent is much more important than you may think.  Also today, Clark has good news on the new car purchase front - but it’s a double message. Get the lay of the land on current cost considerations if you’re in the market for a new vehicle. 

  • Choosing A Real Estate Agent: Segment 1
  • Ask Clark: Segment 2
  • Buying A New Car: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1727 10.09.23 Interest Rates Are Normal / Battery Generators For Backup Power Today Clark puts interest rates in perspective, discussing where they’re headed and the impact of the national debt on rates.  Also today: The home reliability market for power. Utility scale batteries are providing more reliable, lower cost backup power. And batteries are paying a role for home interruptions as well. What to know about battery alternatives to diesel & whole house generators Interest Rate Assessment: Segment 1 Ask Clark: Segment 2 Home Battery Generators: Segment 3 Ask Clark: Segment 4 Mentioned on the show Once Unthinkable Bond Yields Now the New Normal for Markets 9 Best Free Checking Accounts in October 2023 What Are Repositioning Cruises and Why Take One? Giant Batteries Helped the U.S. Power Grid Eke Through Summer Should I Rent My Roof To a Solar Panel Company for Income? Community Solar worth it? - Clark Howard Community Are Solar Panels Worth it? 3 Things To Consider Before You Get Solar Panels Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Oct 2023 11:00:00 -0000 full Clark Howard Interest Rates Are Normal / Battery Generators For Backup Power Today Clark puts interest rates in perspective, discussing where they’re headed and the impact of the national debt on rates.  Also today: The home reliability market for power. Utility scale batteries are providing more reliable, lower cost backup power. And batteries are paying a role for home interruptions as well. What to know about battery alternatives to diesel & whole house generators Interest Rate Assessment: Segment 1 Ask Clark: Segment 2 Home Battery Generators: Segment 3 Ask Clark: Segment 4 Mentioned on the show Once Unthinkable Bond Yields Now the New Normal for Markets 9 Best Free Checking Accounts in October 2023 What Are Repositioning Cruises and Why Take One? Giant Batteries Helped the U.S. Power Grid Eke Through Summer Should I Rent My Roof To a Solar Panel Company for Income? Community Solar worth it? - Clark Howard Community Are Solar Panels Worth it? 3 Things To Consider Before You Get Solar Panels Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today Clark puts interest rates in perspective, discussing where they’re headed and the impact of the national debt on rates.  Also today: The home reliability market for power. Utility scale batteries are providing more reliable, lower cost backup power. And batteries are paying a role for home interruptions as well. What to know about battery alternatives to diesel & whole house generators

  • Interest Rate Assessment: Segment 1
  • Ask Clark: Segment 2
  • Home Battery Generators: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2099 10.06.23 Clark Answers His Critics on Clark Stinks / Home Energy Savings Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, as a prolific energy producer, US prices tend to be lower than elsewhere in the world. Yet, here comes that high power bill. The good news is, there are several improvements you can make to reduce the amount of energy needed for heating & cooling.  Clark Stinks: Segments 1 & 2 Lower Heating Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show Should You Buy an Extended Warranty on Your Car? Why We’re Pulling Our Recommendation of Wyze Security Cameras Clark Howard's 4 Travel Rules You Should Follow Right Now Should I Buy an AirTag for My Checked Airport Luggage? Big Change Announced for Fidelity® Rewards Visa Signature® Credit Card Is Medical Tourism Right for You? [The Washington Post] How to use window coverings to boost your home’s energy efficiency  10 Ways To Lower Your Heating Bill   /   How To Save Money on Utilities Are Solar Panels Worth it? 3 Things To Consider Before You Get Solar Panels Best 529 College Savings Plans By State Where Should I Look for a Great Deal on a Cruise in 2023? When Do You Need a Travel Agent? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 06 Oct 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Home Energy Savings Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, as a prolific energy producer, US prices tend to be lower than elsewhere in the world. Yet, here comes that high power bill. The good news is, there are several improvements you can make to reduce the amount of energy needed for heating & cooling.  Clark Stinks: Segments 1 & 2 Lower Heating Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show Should You Buy an Extended Warranty on Your Car? Why We’re Pulling Our Recommendation of Wyze Security Cameras Clark Howard's 4 Travel Rules You Should Follow Right Now Should I Buy an AirTag for My Checked Airport Luggage? Big Change Announced for Fidelity® Rewards Visa Signature® Credit Card Is Medical Tourism Right for You? [The Washington Post] How to use window coverings to boost your home’s energy efficiency  10 Ways To Lower Your Heating Bill   /   How To Save Money on Utilities Are Solar Panels Worth it? 3 Things To Consider Before You Get Solar Panels Best 529 College Savings Plans By State Where Should I Look for a Great Deal on a Cruise in 2023? When Do You Need a Travel Agent? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, as a prolific energy producer, US prices tend to be lower than elsewhere in the world. Yet, here comes that high power bill. The good news is, there are several improvements you can make to reduce the amount of energy needed for heating & cooling. 

  • Clark Stinks: Segments 1 & 2
  • Lower Heating Bills: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2027 10.05.23 Free Credit Reports - The Right Way / Eyes Wide Open On HOAs It’s now easier than ever to monitor your credit reports for free, but there are a few pitfalls to be aware of. Also in this episode - Living in an HOA community is a choice about 1/4th of homeowners have made. Homeowners associations can be great, but can also pose problems. Believe it or not, you can lose your home to one if you’re not careful.  Free Credit Reports: Segment 1 Ask Clark: Segment 2 Homeowners Associations: Segment 3 Ask Clark: Segment 4 Mentioned on the show Credit Bureaus Announce Big Changes for Credit Reports How To Monitor Your Credit / Dispute an Error on Your Credit Report and Win 4 Ways To Get Your Free Credit Score Credit Karma Review: Free Credit Score and More at Your Fingertips The Jello Exercise - YouTube Looking to Lower Your Funeral or Cremation Costs? Join a Non-Profit Memorial Society How Do I Make Sure My Financial Affairs Are in Order Before I Die or Become Disabled? When the Homeowners Association Comes for Your Home Why You Need To Re-Shop Your Car Insurance Right Now What Is a Thrift Savings Plan? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 05 Oct 2023 11:00:00 -0000 full Clark Howard Free Credit Reports - The Right Way / Eyes Wide Open On HOAs It’s now easier than ever to monitor your credit reports for free, but there are a few pitfalls to be aware of. Also in this episode - Living in an HOA community is a choice about 1/4th of homeowners have made. Homeowners associations can be great, but can also pose problems. Believe it or not, you can lose your home to one if you’re not careful.  Free Credit Reports: Segment 1 Ask Clark: Segment 2 Homeowners Associations: Segment 3 Ask Clark: Segment 4 Mentioned on the show Credit Bureaus Announce Big Changes for Credit Reports How To Monitor Your Credit / Dispute an Error on Your Credit Report and Win 4 Ways To Get Your Free Credit Score Credit Karma Review: Free Credit Score and More at Your Fingertips The Jello Exercise - YouTube Looking to Lower Your Funeral or Cremation Costs? Join a Non-Profit Memorial Society How Do I Make Sure My Financial Affairs Are in Order Before I Die or Become Disabled? When the Homeowners Association Comes for Your Home Why You Need To Re-Shop Your Car Insurance Right Now What Is a Thrift Savings Plan? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It’s now easier than ever to monitor your credit reports for free, but there are a few pitfalls to be aware of. Also in this episode - Living in an HOA community is a choice about 1/4th of homeowners have made. Homeowners associations can be great, but can also pose problems. Believe it or not, you can lose your home to one if you’re not careful. 

  • Free Credit Reports: Segment 1
  • Ask Clark: Segment 2
  • Homeowners Associations: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1686 10.04.23 DENIED: Appealing A Health Insurance Claim / Word To First Time Home Buyers It’s a frustrating game - appealing a denied medical claim. They’re counting on you to give up. Don’t. Clark shares the best approach and strategies. Also, housing market conditions remain hostile for first time home buyers. Some sources say now is the time to buy. Clark offers a different opinion, and direction moving forward.  Health Insurance Claim Appeal: Segment 1 Ask Clark: Segment 2 First Time Home Buyers: Segment 3 Ask Clark: Segment 4 Mentioned on the show I Set Out to Create a Simple Map for How to Appeal Your Insurance Denial. Instead, I Found a Mind-Boggling Labyrinth. What Should You Do if Your Insurance Claim Is Denied? Health Insurance Guide / Health Insurance Archives - Clark Howard 10 Ways To Save on Prescription Drugs 40% More Savings on Nearly 200 Medications at Walgreens with GoodRX A 3% Mortgage Rate in a 7% World? This Startup Says It Can Do That Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 04 Oct 2023 11:00:00 -0000 full Clark Howard DENIED: Appealing A Health Insurance Claim / Word To First Time Home Buyers It’s a frustrating game - appealing a denied medical claim. They’re counting on you to give up. Don’t. Clark shares the best approach and strategies. Also, housing market conditions remain hostile for first time home buyers. Some sources say now is the time to buy. Clark offers a different opinion, and direction moving forward.  Health Insurance Claim Appeal: Segment 1 Ask Clark: Segment 2 First Time Home Buyers: Segment 3 Ask Clark: Segment 4 Mentioned on the show I Set Out to Create a Simple Map for How to Appeal Your Insurance Denial. Instead, I Found a Mind-Boggling Labyrinth. What Should You Do if Your Insurance Claim Is Denied? Health Insurance Guide / Health Insurance Archives - Clark Howard 10 Ways To Save on Prescription Drugs 40% More Savings on Nearly 200 Medications at Walgreens with GoodRX A 3% Mortgage Rate in a 7% World? This Startup Says It Can Do That Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It’s a frustrating game - appealing a denied medical claim. They’re counting on you to give up. Don’t. Clark shares the best approach and strategies. Also, housing market conditions remain hostile for first time home buyers. Some sources say now is the time to buy. Clark offers a different opinion, and direction moving forward. 

  • Health Insurance Claim Appeal: Segment 1
  • Ask Clark: Segment 2
  • First Time Home Buyers: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1595 10.03.23 Post Pandemic Entrepreneurs / Overkill: Fitness Device Obsession Out of the massive and ongoing losses of the pandemic, many people reassessed their lives and livelihoods. This reset has led to a wave of new businesses. Clark discusses how this is outstanding for the American economy, the hope and hazard of entrepreneurship - and the upstart scammers that startups must look out for. Also today, are you obsessed with your fitness devices? This can become a problem for some… including Clark.  Small Business: Pride & Peril: Segment 1 Ask Clark: Segment 2 Fitness Devices: Segment 3 Ask Clark: Segment 4 Mentioned on the show The Pandemic Small-Business Boom Is Fueling the US Economy Vetting a business or coaching opportunity before you buy in How To Find and Choose a Financial Advisor Your Fitbit and Apple Watch may wind up hurting you Yes, your smart TV is spying on you – Here's how to stop it Save $30 with a new Costco membership Homeowners Insurance Archives - Clark Howard California changes homeowner's insurance to repair the market Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Oct 2023 11:00:00 -0000 full Clark Howard Post Pandemic Entrepreneurs / Overkill: Fitness Device Obsession Out of the massive and ongoing losses of the pandemic, many people reassessed their lives and livelihoods. This reset has led to a wave of new businesses. Clark discusses how this is outstanding for the American economy, the hope and hazard of entrepreneurship - and the upstart scammers that startups must look out for. Also today, are you obsessed with your fitness devices? This can become a problem for some… including Clark.  Small Business: Pride & Peril: Segment 1 Ask Clark: Segment 2 Fitness Devices: Segment 3 Ask Clark: Segment 4 Mentioned on the show The Pandemic Small-Business Boom Is Fueling the US Economy Vetting a business or coaching opportunity before you buy in How To Find and Choose a Financial Advisor Your Fitbit and Apple Watch may wind up hurting you Yes, your smart TV is spying on you – Here's how to stop it Save $30 with a new Costco membership Homeowners Insurance Archives - Clark Howard California changes homeowner's insurance to repair the market Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Out of the massive and ongoing losses of the pandemic, many people reassessed their lives and livelihoods. This reset has led to a wave of new businesses. Clark discusses how this is outstanding for the American economy, the hope and hazard of entrepreneurship - and the upstart scammers that startups must look out for. Also today, are you obsessed with your fitness devices? This can become a problem for some… including Clark. 

  • Small Business: Pride & Peril: Segment 1
  • Ask Clark: Segment 2
  • Fitness Devices: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1637 10.02.23 Attention Holiday Shoppers! / Electronic Payments & Spend Control October holiday shopping is Clark Smart this year. Clark surveys the retail landscape with money saving strategies involving bargain product categories. Early birds SAVE MORE!  Also today - how we pay for things continues to change. As the use of cash & checks fades into history, modern forms of payment are evolving into biometrics. Electronic methods often mean we lose track of our spending. Not cool.  Holiday Shopping: Segment 1 Ask Clark: Segment 2 E-Spend Control: Segment 3 Ask Clark: Segment 4 Mentioned on the show Factbox: U.S. retailers unveil hiring plans ahead of holiday shopping season Christmas is on hold: Stores’ holiday hiring plans are the lowest since 2008 Amazon’s New Challenge: Bargain Retailers That Are Playing a Different Game Christmas shopping starts earlier every year – here's why, and how to shop smart — The Conversation Planning To Spend Less on Gifts This Holiday Season? Join The Club Clark Deals - Today's Best Deals of the Day Amazon.com faces an array of US consumer, state antitrust lawsuits Why You Might Want To Dump Your Delta Credit Card Now Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023 Why Clark Howard Added This Credit Card to His Wallet in 2022 Paper checks are dead. Cash is dying. Who still uses them? Airline consolidators  / The Complete Guide to Business Class Flights Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Oct 2023 11:00:00 -0000 full Clark Howard Attention Holiday Shoppers! / Electronic Payments & Spend Control October holiday shopping is Clark Smart this year. Clark surveys the retail landscape with money saving strategies involving bargain product categories. Early birds SAVE MORE!  Also today - how we pay for things continues to change. As the use of cash & checks fades into history, modern forms of payment are evolving into biometrics. Electronic methods often mean we lose track of our spending. Not cool.  Holiday Shopping: Segment 1 Ask Clark: Segment 2 E-Spend Control: Segment 3 Ask Clark: Segment 4 Mentioned on the show Factbox: U.S. retailers unveil hiring plans ahead of holiday shopping season Christmas is on hold: Stores’ holiday hiring plans are the lowest since 2008 Amazon’s New Challenge: Bargain Retailers That Are Playing a Different Game Christmas shopping starts earlier every year – here's why, and how to shop smart — The Conversation Planning To Spend Less on Gifts This Holiday Season? Join The Club Clark Deals - Today's Best Deals of the Day Amazon.com faces an array of US consumer, state antitrust lawsuits Why You Might Want To Dump Your Delta Credit Card Now Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023 Why Clark Howard Added This Credit Card to His Wallet in 2022 Paper checks are dead. Cash is dying. Who still uses them? Airline consolidators  / The Complete Guide to Business Class Flights Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices October holiday shopping is Clark Smart this year. Clark surveys the retail landscape with money saving strategies involving bargain product categories. Early birds SAVE MORE!  Also today - how we pay for things continues to change. As the use of cash & checks fades into history, modern forms of payment are evolving into biometrics. Electronic methods often mean we lose track of our spending. Not cool. 

  • Holiday Shopping: Segment 1
  • Ask Clark: Segment 2
  • E-Spend Control: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2077 09.29.23 Clark Answers His Critics on Clark Stinks / Medicare Advantage Plan Warning Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Something else stinks - Medicare advantage plans! Clark explains the Medicare advantage plan trap in existence in most states.  Clark Stinks: Segments 1 & 2 Medicare Dis-Advantage Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show Google Fi Wireless Review: Things To Know Before You Sign Up Longevity Insurance: What Is It and Do You Need It? 2 Ways To Guarantee Yourself a Lifetime Stream of Income What Is an Annuity, and Why Does Clark Think They Stink? Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023 Why Clark Howard Added This Credit Card to His Wallet in 2022 Many Medicare Advantage Members Find Challenges With Plans, Survey Finds Why I Think Medicare Advantage Plans Stink - Clark Howard Here Are Your Home Warranty Horror Stories What Does a Home Warranty Cover, and Is It Worth The Money? Clark Howard's Guide to Saving Money on Your Wedding Free Audiobooks: 11 Places Online and Apps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 29 Sep 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Medicare Advantage Plan Warning Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Something else stinks - Medicare advantage plans! Clark explains the Medicare advantage plan trap in existence in most states.  Clark Stinks: Segments 1 & 2 Medicare Dis-Advantage Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show Google Fi Wireless Review: Things To Know Before You Sign Up Longevity Insurance: What Is It and Do You Need It? 2 Ways To Guarantee Yourself a Lifetime Stream of Income What Is an Annuity, and Why Does Clark Think They Stink? Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023 Why Clark Howard Added This Credit Card to His Wallet in 2022 Many Medicare Advantage Members Find Challenges With Plans, Survey Finds Why I Think Medicare Advantage Plans Stink - Clark Howard Here Are Your Home Warranty Horror Stories What Does a Home Warranty Cover, and Is It Worth The Money? Clark Howard's Guide to Saving Money on Your Wedding Free Audiobooks: 11 Places Online and Apps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Something else stinks - Medicare advantage plans! Clark explains the Medicare advantage plan trap in existence in most states. 

  • Clark Stinks: Segments 1 & 2
  • Medicare Dis-Advantage Plans: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2139 09.28.23 Credit Cards: Rates & Rewards / New Online Junk Fees Clark explains how the credit card reward game goes through cycles, and where we are now in terms of you applying for credit. And with interest rates high, if you do carry debt, know the best kind of card to use.  Also today - fees are creeping into everything! Get Clark’s warning about new online shopping fees you could easily miss. Credit Card Offers & Interest: Segment 1 Ask Clark: Segment 2 Junk Fees Are Morphing: Segment 3 Ask Clark: Segment 4 Mentioned on the show 5 Ways Credit Union Credit Cards Can Beat Flashy Bank Offers Credit Card Offers Are Eroding The most insidious part of online shopping is about to get even worse Safe Browser Alternatives That Promise Not To Track You Brave: Secure, Fast, & Private Web Browser with Adblocker Get Firefox browser — Mozilla (US)  /  DuckDuckGo — Privacy, simplified. How To Freeze Your Credit With Experian, Equifax and TransUnion Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 28 Sep 2023 11:00:00 -0000 full Clark Howard Credit Cards: Rates & Rewards / New Online Junk Fees Clark explains how the credit card reward game goes through cycles, and where we are now in terms of you applying for credit. And with interest rates high, if you do carry debt, know the best kind of card to use.  Also today - fees are creeping into everything! Get Clark’s warning about new online shopping fees you could easily miss. Credit Card Offers & Interest: Segment 1 Ask Clark: Segment 2 Junk Fees Are Morphing: Segment 3 Ask Clark: Segment 4 Mentioned on the show 5 Ways Credit Union Credit Cards Can Beat Flashy Bank Offers Credit Card Offers Are Eroding The most insidious part of online shopping is about to get even worse Safe Browser Alternatives That Promise Not To Track You Brave: Secure, Fast, & Private Web Browser with Adblocker Get Firefox browser — Mozilla (US)  /  DuckDuckGo — Privacy, simplified. How To Freeze Your Credit With Experian, Equifax and TransUnion Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark explains how the credit card reward game goes through cycles, and where we are now in terms of you applying for credit. And with interest rates high, if you do carry debt, know the best kind of card to use.  Also today - fees are creeping into everything! Get Clark’s warning about new online shopping fees you could easily miss.

  • Credit Card Offers & Interest: Segment 1
  • Ask Clark: Segment 2
  • Junk Fees Are Morphing: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1619 09.27.23 Savings Habits That WILL Make You Rich / Pharmacy Errors One of the best decisions you can make is to start saving for retirement early. Clark discusses the psychology behind saving. Also, pharmacy errors have become all too common and can cause great harm. Clark has an important tip to help make sure you’re getting the correct medication.   Get Psyched For Saving: Segment 1 Ask Clark: Segment 2 Pharmacy Errors: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ.com: The Secret to Saving for Retirement: Start Before You’re 20 How Our Brains Affect Our Savings Habits -- and What Experts Say to Do About It If you start early and save this much a month you could have a decent retirement Bloomberg Industry Group: Benefits & Executive Compensation News: Retirement Savings Shortfall in US Will Cost $1.3 Trillion Cheapest Way to Rent a Car: Expert Tips Turo: 5 Things To Know About the Cheap Car Rental Service Pharmacies fight to keep errors secret How To Find and Choose a Financial Advisor What Is an Annuity, and Why Does Clark Think They Stink? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 27 Sep 2023 11:00:00 -0000 full Clark Howard Savings Habits That WILL Make You Rich / Pharmacy Errors One of the best decisions you can make is to start saving for retirement early. Clark discusses the psychology behind saving. Also, pharmacy errors have become all too common and can cause great harm. Clark has an important tip to help make sure you’re getting the correct medication.   Get Psyched For Saving: Segment 1 Ask Clark: Segment 2 Pharmacy Errors: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ.com: The Secret to Saving for Retirement: Start Before You’re 20 How Our Brains Affect Our Savings Habits -- and What Experts Say to Do About It If you start early and save this much a month you could have a decent retirement Bloomberg Industry Group: Benefits & Executive Compensation News: Retirement Savings Shortfall in US Will Cost $1.3 Trillion Cheapest Way to Rent a Car: Expert Tips Turo: 5 Things To Know About the Cheap Car Rental Service Pharmacies fight to keep errors secret How To Find and Choose a Financial Advisor What Is an Annuity, and Why Does Clark Think They Stink? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices One of the best decisions you can make is to start saving for retirement early. Clark discusses the psychology behind saving. Also, pharmacy errors have become all too common and can cause great harm. Clark has an important tip to help make sure you’re getting the correct medication.  

  • Get Psyched For Saving: Segment 1
  • Ask Clark: Segment 2
  • Pharmacy Errors: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1916 09.26.23 Professor Clark: Credit Scores 101 / Smart Borrowing For Small Business September 26   Professor Clark: Credit Scores 101  /  Smart Borrowing For Small Business Clark provides a 101 refresher on credit scores. Even if you don’t need to borrow, there are valid reasons to pay attention to your score. Hear about the variety of score models and how to keep your overall score healthy. Also, changes in the banking sector have made it hard for small businesses & entrepreneurs to obtain working capital. Clark shares the best approaches, from local banks and credit unions, to credit cards - plus a warning about fintech instant loans.  Credit Score Reset: Segment 1 Ask Clark: Segment 2 Small Business Cash Flow Needs: Segment 3 Ask Clark: Segment 4 Mentioned on the show Why You Don't Need an 800 Credit Score  /  How To Monitor Your Credit Credit Karma Review: Free Credit Score and More at Your Fingertips Credit Score Guide  /  4 Ways To Get Your Free Credit Score Credit Score Tips: Expert Helps Take Your Score From Good to Great Is Apple Card Worth It? 5 Things To Know in 2023 Small-business owners say it’s hard to get a loan and fear more challenges ahead The Basics of Forming a Limited Liability Company (LLC) Best Secured Credit Cards for 2023: Top Picks for Building or Repairing Credit Petal Card Review: A Good Option for First Credit Card? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 26 Sep 2023 11:00:00 -0000 full Clark Howard Professor Clark: Credit Scores 101 / Smart Borrowing For Small Business September 26   Professor Clark: Credit Scores 101  /  Smart Borrowing For Small Business Clark provides a 101 refresher on credit scores. Even if you don’t need to borrow, there are valid reasons to pay attention to your score. Hear about the variety of score models and how to keep your overall score healthy. Also, changes in the banking sector have made it hard for small businesses & entrepreneurs to obtain working capital. Clark shares the best approaches, from local banks and credit unions, to credit cards - plus a warning about fintech instant loans.  Credit Score Reset: Segment 1 Ask Clark: Segment 2 Small Business Cash Flow Needs: Segment 3 Ask Clark: Segment 4 Mentioned on the show Why You Don't Need an 800 Credit Score  /  How To Monitor Your Credit Credit Karma Review: Free Credit Score and More at Your Fingertips Credit Score Guide  /  4 Ways To Get Your Free Credit Score Credit Score Tips: Expert Helps Take Your Score From Good to Great Is Apple Card Worth It? 5 Things To Know in 2023 Small-business owners say it’s hard to get a loan and fear more challenges ahead The Basics of Forming a Limited Liability Company (LLC) Best Secured Credit Cards for 2023: Top Picks for Building or Repairing Credit Petal Card Review: A Good Option for First Credit Card? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices September 26   Professor Clark: Credit Scores 101  /  Smart Borrowing For Small Business

Clark provides a 101 refresher on credit scores. Even if you don’t need to borrow, there are valid reasons to pay attention to your score. Hear about the variety of score models and how to keep your overall score healthy. Also, changes in the banking sector have made it hard for small businesses & entrepreneurs to obtain working capital. Clark shares the best approaches, from local banks and credit unions, to credit cards - plus a warning about fintech instant loans. 

  • Credit Score Reset: Segment 1
  • Ask Clark: Segment 2
  • Small Business Cash Flow Needs: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1728 09.25.23 The UAW Strike - Vehicle Market Update / Points Taken: The Devaluation Of Frequent Flyer Programs The vehicle market is going through a slow, steady healing process. Inventory is up. In light of the UAW strike, Clark discusses pricing for both new & used automobiles. Also today, Clark explains how Delta, United and American airlines actively devaluing their frequent flyer programs - is actually good for travel consumers. Vehicle Market Update: Segment 1 Ask Clark: Segment 2 Devalued Miles: Segment 3 Ask Clark: Segment 4 Mentioned on the show Buying a car? What the UAW strike means – and doesn’t mean – for auto sales Wall Street Bet Big on Used-Car Loans for Years. Now a Crisis May Be Looming. I Don’t Like My Car but I’d Be Upside Down if I Traded It In. Is There Anything I Can Do? 7 Cheapest Cities To Buy a Used Car How Do I Find a Mechanic To Inspect the Car if I Find a Used Vehicle Hundreds of Miles Away? Student Loan Payments Are Restarting: 4 Things To Know SAVE Repayment Plan Offers Lower Monthly Loan Payments 9 Ways To Pay for College Without Student Loans [The Washington Post] A golden era of airline status is ending Points Guy - Delta SkyMiles changes: Airline overhauls how you earn Medallion status in biggest change yet Why You Might Want To Dump Your Delta Credit Card Now (Clark.com) Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Sep 2023 11:00:00 -0000 full Clark Howard The UAW Strike - Vehicle Market Update / Points Taken: The Devaluation Of Frequent Flyer Programs The vehicle market is going through a slow, steady healing process. Inventory is up. In light of the UAW strike, Clark discusses pricing for both new & used automobiles. Also today, Clark explains how Delta, United and American airlines actively devaluing their frequent flyer programs - is actually good for travel consumers. Vehicle Market Update: Segment 1 Ask Clark: Segment 2 Devalued Miles: Segment 3 Ask Clark: Segment 4 Mentioned on the show Buying a car? What the UAW strike means – and doesn’t mean – for auto sales Wall Street Bet Big on Used-Car Loans for Years. Now a Crisis May Be Looming. I Don’t Like My Car but I’d Be Upside Down if I Traded It In. Is There Anything I Can Do? 7 Cheapest Cities To Buy a Used Car How Do I Find a Mechanic To Inspect the Car if I Find a Used Vehicle Hundreds of Miles Away? Student Loan Payments Are Restarting: 4 Things To Know SAVE Repayment Plan Offers Lower Monthly Loan Payments 9 Ways To Pay for College Without Student Loans [The Washington Post] A golden era of airline status is ending Points Guy - Delta SkyMiles changes: Airline overhauls how you earn Medallion status in biggest change yet Why You Might Want To Dump Your Delta Credit Card Now (Clark.com) Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The vehicle market is going through a slow, steady healing process. Inventory is up. In light of the UAW strike, Clark discusses pricing for both new & used automobiles. Also today, Clark explains how Delta, United and American airlines actively devaluing their frequent flyer programs - is actually good for travel consumers.

  • Vehicle Market Update: Segment 1
  • Ask Clark: Segment 2
  • Devalued Miles: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1936 09.22.23 Clark Answers His Critics on Clark Stinks / New Online Privacy Choices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - your privacy online. Europe's Digital Service Act is changing the online experience. Many of us are ignoring new privacy reminders. Clark explains why we’re seeing these, and why you should respond. Clark Stinks: Segments 1 & 2 Enhanced Online Privacy: Segment 3 Ask Clark: Segment 4 Mentioned on the show 8 Tips for Staying Cool Without Heating Up Your Energy Bill Travel Insurance? What You Need To Know Before You Buy InsureMyTrip Review: Why We Like It and How to Use It Apple Recycling Programs [The Washington Post] What the E.U.’s sweeping rules for Big Tech mean for your life online Privacy Archives - Clark Howard Who Should Consider Setting Up a Trust? Reasons To Consolidate Retirement Accounts Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 22 Sep 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / New Online Privacy Choices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - your privacy online. Europe's Digital Service Act is changing the online experience. Many of us are ignoring new privacy reminders. Clark explains why we’re seeing these, and why you should respond. Clark Stinks: Segments 1 & 2 Enhanced Online Privacy: Segment 3 Ask Clark: Segment 4 Mentioned on the show 8 Tips for Staying Cool Without Heating Up Your Energy Bill Travel Insurance? What You Need To Know Before You Buy InsureMyTrip Review: Why We Like It and How to Use It Apple Recycling Programs [The Washington Post] What the E.U.’s sweeping rules for Big Tech mean for your life online Privacy Archives - Clark Howard Who Should Consider Setting Up a Trust? Reasons To Consolidate Retirement Accounts Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today - your privacy online. Europe's Digital Service Act is changing the online experience. Many of us are ignoring new privacy reminders. Clark explains why we’re seeing these, and why you should respond.

  • Clark Stinks: Segments 1 & 2
  • Enhanced Online Privacy: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1924 09.21.23 SAVE With New Prepaid Cell Plans / Dental Care Overseas Clark.com provides in-depth coverage of cell phone plans, including pre-paid options. While the big 3 push higher bills at a time of marginal growth, 1 in 4 customers have gone to discounters. There are so many new cell phone plans out there - consider switching to save big bucks. Something else that can save  big money is to travel to a foreign country for dental care. This potential alternative is an important, individual, research based choice. Prepaid Phone Plans: Segment 1 Ask Clark: Segment 2 Dental Tourism: Segment 3 Ask Clark: Segment 4 Mentioned on the show Best Cell Phone Plans in 2023: The Cheapest Plan for Every Need Why You Should Consider a Prepaid Phone Plan Fierce Wireless - AT&T launches new prepaid plan at Walmart, Target Cricket Wireless: New Multi-Month Unlimited Plans From $30/Month Cricket Wireless Review: 5 Things To Know Before You Sign Up Clark Howard's Guide to Saving Money on Your Wedding How a Tiny Mexican Border City Built a Budget Dental Empire - Bloomberg Clark.com - Is Medical Tourism Right for You? Best 529 College Savings Plans By State Families can make a tax-free rollover from 529 plans to Roth IRAs in 2024 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 21 Sep 2023 11:00:00 -0000 full Clark Howard SAVE With New Prepaid Cell Plans / Dental Care Overseas Clark.com provides in-depth coverage of cell phone plans, including pre-paid options. While the big 3 push higher bills at a time of marginal growth, 1 in 4 customers have gone to discounters. There are so many new cell phone plans out there - consider switching to save big bucks. Something else that can save  big money is to travel to a foreign country for dental care. This potential alternative is an important, individual, research based choice. Prepaid Phone Plans: Segment 1 Ask Clark: Segment 2 Dental Tourism: Segment 3 Ask Clark: Segment 4 Mentioned on the show Best Cell Phone Plans in 2023: The Cheapest Plan for Every Need Why You Should Consider a Prepaid Phone Plan Fierce Wireless - AT&T launches new prepaid plan at Walmart, Target Cricket Wireless: New Multi-Month Unlimited Plans From $30/Month Cricket Wireless Review: 5 Things To Know Before You Sign Up Clark Howard's Guide to Saving Money on Your Wedding How a Tiny Mexican Border City Built a Budget Dental Empire - Bloomberg Clark.com - Is Medical Tourism Right for You? Best 529 College Savings Plans By State Families can make a tax-free rollover from 529 plans to Roth IRAs in 2024 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark.com provides in-depth coverage of cell phone plans, including pre-paid options. While the big 3 push higher bills at a time of marginal growth, 1 in 4 customers have gone to discounters. There are so many new cell phone plans out there - consider switching to save big bucks. Something else that can save  big money is to travel to a foreign country for dental care. This potential alternative is an important, individual, research based choice.

  • Prepaid Phone Plans: Segment 1
  • Ask Clark: Segment 2
  • Dental Tourism: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2040 09.20.23 Food Delivery And Your Wallet / Bus Travel Is Back! There’s a brewing war between food delivery services and restaurants and it’s costing customers. Clark discusses the big price difference between food delivery vs pickup or dining in, and the embedded cost of using food apps. Also, due to the unreliability of flight schedules, more people are driving to destinations they can reach in 8 hours or less. As an alternative, there are more discounted bus service options today to consider. A look at regional bus radial routes may save you money on travel Food Delivery Costs: Segment 1 Ask Clark: Segment 2 Bus Travel: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ: Who Should Eat the Cost of Pricier Delivery Menus? Food Delivery - DoorDash UberEats etc - Clark Howard Community What Is a Spousal IRA and What Are the Rules? 5 Things to Know About the Costco Car Rental Program Credit Card Car Rental Insurance: What You Need To Know Traveling by Bus Is No Longer a Plan B for Many Americans - The Wall Street Journal. Skiplagging: How it works and why the airlines can't stand it Amazon Clinic Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 20 Sep 2023 11:00:00 -0000 full Clark Howard Food Delivery And Your Wallet / Bus Travel Is Back! There’s a brewing war between food delivery services and restaurants and it’s costing customers. Clark discusses the big price difference between food delivery vs pickup or dining in, and the embedded cost of using food apps. Also, due to the unreliability of flight schedules, more people are driving to destinations they can reach in 8 hours or less. As an alternative, there are more discounted bus service options today to consider. A look at regional bus radial routes may save you money on travel Food Delivery Costs: Segment 1 Ask Clark: Segment 2 Bus Travel: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ: Who Should Eat the Cost of Pricier Delivery Menus? Food Delivery - DoorDash UberEats etc - Clark Howard Community What Is a Spousal IRA and What Are the Rules? 5 Things to Know About the Costco Car Rental Program Credit Card Car Rental Insurance: What You Need To Know Traveling by Bus Is No Longer a Plan B for Many Americans - The Wall Street Journal. Skiplagging: How it works and why the airlines can't stand it Amazon Clinic Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices There’s a brewing war between food delivery services and restaurants and it’s costing customers. Clark discusses the big price difference between food delivery vs pickup or dining in, and the embedded cost of using food apps. Also, due to the unreliability of flight schedules, more people are driving to destinations they can reach in 8 hours or less. As an alternative, there are more discounted bus service options today to consider. A look at regional bus radial routes may save you money on travel

  • Food Delivery Costs: Segment 1
  • Ask Clark: Segment 2
  • Bus Travel: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2003 09.19.23 Retail Theft Is A Plague / Ask Clark Thanks to the sheer magnitude of retail theft, until solutions are found, we’ll continue to see more items under lock & key in many retail stores. Mentioned on the show Dollar Tree said theft is such a problem it will start locking up items or stop selling them altogether The Best International Phone Plans Google Fi Wireless Review: Things To Know Before You Sign Up Google Fi Wireless: Free Trial and New Plan Perks How To Freeze Your Credit With Experian, Equifax and TransUnion How Do You Decide if You Should Buy a Leased Vehicle When the Lease Ends? What Are Index Funds? Best Financial Advisors in 2023 Wills & Funerals Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 19 Sep 2023 11:00:00 -0000 full Clark Howard Retail Theft Is A Plague / Ask Clark Thanks to the sheer magnitude of retail theft, until solutions are found, we’ll continue to see more items under lock & key in many retail stores. Mentioned on the show Dollar Tree said theft is such a problem it will start locking up items or stop selling them altogether The Best International Phone Plans Google Fi Wireless Review: Things To Know Before You Sign Up Google Fi Wireless: Free Trial and New Plan Perks How To Freeze Your Credit With Experian, Equifax and TransUnion How Do You Decide if You Should Buy a Leased Vehicle When the Lease Ends? What Are Index Funds? Best Financial Advisors in 2023 Wills & Funerals Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thanks to the sheer magnitude of retail theft, until solutions are found, we’ll continue to see more items under lock & key in many retail stores.

Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1351 09.18.23 A Reset On Auto Insurance / Longevity Insurance The auto insurance industry is in a world of hurt and aggressively raising rates. Clark explains the factors involved and what you can do to help keep your costs down. Also today, life expectancy is a roll of the dice but generally, people are living longer. There’s a little known and very smart way to avoid outliving your money - longevity insurance.  Auto Insurance Bill Shock: Segment 1 Ask Clark: Segment 2 Longevity Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show Clark Howard: Habitat for Humanity - Clark Howard Car Insurance Archives - Clark Howard What Is Umbrella Insurance and Do You Need It? Best Travel Credit Cards: Top Rewards Picks for 2023 Marketwatch - Can you answer this crucial retirement-planning question? Most people can’t. Want to live to 100? "Blue Zones" expert shares longevity lessons in new Netflix series Clark.com: Longevity Insurance: What Is It and Do You Need It? How To Open a Roth IRA Clark.com - Best High-Yield Online Savings Accounts Target Date Funds: Clark's Favorite Retirement Investment Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Sep 2023 11:00:00 -0000 full Clark Howard A Reset On Auto Insurance / Longevity Insurance The auto insurance industry is in a world of hurt and aggressively raising rates. Clark explains the factors involved and what you can do to help keep your costs down. Also today, life expectancy is a roll of the dice but generally, people are living longer. There’s a little known and very smart way to avoid outliving your money - longevity insurance.  Auto Insurance Bill Shock: Segment 1 Ask Clark: Segment 2 Longevity Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show Clark Howard: Habitat for Humanity - Clark Howard Car Insurance Archives - Clark Howard What Is Umbrella Insurance and Do You Need It? Best Travel Credit Cards: Top Rewards Picks for 2023 Marketwatch - Can you answer this crucial retirement-planning question? Most people can’t. Want to live to 100? "Blue Zones" expert shares longevity lessons in new Netflix series Clark.com: Longevity Insurance: What Is It and Do You Need It? How To Open a Roth IRA Clark.com - Best High-Yield Online Savings Accounts Target Date Funds: Clark's Favorite Retirement Investment Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The auto insurance industry is in a world of hurt and aggressively raising rates. Clark explains the factors involved and what you can do to help keep your costs down. Also today, life expectancy is a roll of the dice but generally, people are living longer. There’s a little known and very smart way to avoid outliving your money - longevity insurance. 

  • Auto Insurance Bill Shock: Segment 1
  • Ask Clark: Segment 2
  • Longevity Insurance: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2260 09.15.23 Clark Answers His Critics on Clark Stinks / The Credit Card Competition Act Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, the U.S. has the highest credit card processing merchant fees in the world - the system that feeds credit card rewards. Clark explains the industry battle surrounding the proposed Credit Card Competition act of 2023, which would allow free market competition for merchant processing. Learn what’s at stake and where Clark stands on getting U.S. fees aligned with the world standard. Clark Stinks: Segments 1 & 2 The Credit Card Competition Act: Segment 3 Ask Clark: Segment 4 Mentioned on the show Home Equity Loan vs. HELOC: What's the Difference? Aven HELOC Card: 5 Things To Know About the Home Equity Credit Card Credit Card Car Rental Insurance: What You Need To Know Target Date Funds: Clark's Favorite Retirement Investment Equifax - Can Creditors Go After My Retirement Accounts? 3 Strategies for Building a Core Portfolio Should I Buy an AirTag for My Checked Airport Luggage? 4 Things To Know Before You Buy a Digital TV Antenna WSJ - Visa, Mastercard Prepare to Raise Credit-Card Fees Congress.gov - S.1838 - Credit Card Competition Act of 2023 Clark.com -Are Credit Card Rewards Going Away? The Best Places To Buy Unlocked Phones 6 Things To Know Before You Buy Gas at Costco Wholesale TOP TIER™ Gasoline Brands Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 15 Sep 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / The Credit Card Competition Act Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, the U.S. has the highest credit card processing merchant fees in the world - the system that feeds credit card rewards. Clark explains the industry battle surrounding the proposed Credit Card Competition act of 2023, which would allow free market competition for merchant processing. Learn what’s at stake and where Clark stands on getting U.S. fees aligned with the world standard. Clark Stinks: Segments 1 & 2 The Credit Card Competition Act: Segment 3 Ask Clark: Segment 4 Mentioned on the show Home Equity Loan vs. HELOC: What's the Difference? Aven HELOC Card: 5 Things To Know About the Home Equity Credit Card Credit Card Car Rental Insurance: What You Need To Know Target Date Funds: Clark's Favorite Retirement Investment Equifax - Can Creditors Go After My Retirement Accounts? 3 Strategies for Building a Core Portfolio Should I Buy an AirTag for My Checked Airport Luggage? 4 Things To Know Before You Buy a Digital TV Antenna WSJ - Visa, Mastercard Prepare to Raise Credit-Card Fees Congress.gov - S.1838 - Credit Card Competition Act of 2023 Clark.com -Are Credit Card Rewards Going Away? The Best Places To Buy Unlocked Phones 6 Things To Know Before You Buy Gas at Costco Wholesale TOP TIER™ Gasoline Brands Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, the U.S. has the highest credit card processing merchant fees in the world - the system that feeds credit card rewards. Clark explains the industry battle surrounding the proposed Credit Card Competition act of 2023, which would allow free market competition for merchant processing. Learn what’s at stake and where Clark stands on getting U.S. fees aligned with the world standard.

  • Clark Stinks: Segments 1 & 2
  • The Credit Card Competition Act: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1813 09.14.23 Employment Flexibility & Ageism Trends / The Financial Decision To Relocate Clark shares new information about the job market including what workers want most, and opportunity for over 50 workers. Also today, an uncertain economy has bred many finance stories about the cheapest places to live. But moving for financial reasons is a big decision with multiple factors to consider. How to figure out if you should move for money.  Employment Trends: Segment 1 Ask Clark: Segment 2 Financial Relocation: Segment 3 Ask Clark: Segment 4 Mentioned on the show Over 50? You’re a Hot Ticket in Today’s Labor Market What 89% of Workers Are Willing To Give Up Their Job For This Company Created a Return-to-Office Plan That Employees Actually Like What Is Deferred Compensation? - Investopedia Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023 How Does Booking Travel Through a Credit Card Rewards Program Compare? Charging an EV? Get Cash Back from Your Credit Card Should You Move for Financial Reasons? What to Know What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor How to Sell Your Car in 5 Steps What's the Best Place To Sell a Car in 2023? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 14 Sep 2023 11:00:00 -0000 full Clark Howard Employment Flexibility & Ageism Trends / The Financial Decision To Relocate Clark shares new information about the job market including what workers want most, and opportunity for over 50 workers. Also today, an uncertain economy has bred many finance stories about the cheapest places to live. But moving for financial reasons is a big decision with multiple factors to consider. How to figure out if you should move for money.  Employment Trends: Segment 1 Ask Clark: Segment 2 Financial Relocation: Segment 3 Ask Clark: Segment 4 Mentioned on the show Over 50? You’re a Hot Ticket in Today’s Labor Market What 89% of Workers Are Willing To Give Up Their Job For This Company Created a Return-to-Office Plan That Employees Actually Like What Is Deferred Compensation? - Investopedia Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023 How Does Booking Travel Through a Credit Card Rewards Program Compare? Charging an EV? Get Cash Back from Your Credit Card Should You Move for Financial Reasons? What to Know What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor How to Sell Your Car in 5 Steps What's the Best Place To Sell a Car in 2023? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares new information about the job market including what workers want most, and opportunity for over 50 workers. Also today, an uncertain economy has bred many finance stories about the cheapest places to live. But moving for financial reasons is a big decision with multiple factors to consider. How to figure out if you should move for money. 

  • Employment Trends: Segment 1
  • Ask Clark: Segment 2
  • Financial Relocation: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1816 09.13.23 Travel Research Warning / Employment: The Rise Of The Independents Clark has an important warning about what to look out for when doing travel research online. Also in this episode, Clark discusses why this is the sweetest era to be an entrepreneur and how gig, contract & freelance work is reshaping the economy FAKE Travel Guides: Segment 1 Ask Clark: Segment 2 The Gig Work Effect: Segment 3 Ask Clark: Segment 4 Mentioned on the show SOUTHWEST - Fall sale to high-tail it outta town. NYTimes.com: A New Frontier for Travel Scammers: A.I.-Generated Guidebooks Use this free tool to spot fake Amazon and Yelp reviews Going™ | Formerly Scott's Cheap Flights / KAYAK Explore Priceline - Find Cheap Hotel Rooms & Discount Hotels Top Travel Deals - Clark Howard / Clark Deals - TRAVEL How To Find Cheap Flights in 3 Easy Steps The rise of gig workers is changing the face of the US economy How To Save Money on Gas: 23 Ways 7 Money Mistakes You Might Be Making at the Gas Station T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Verizon Home Internet: Things To Know Before You Sign Up Why Clark Howard Wants You to Set Up a 'Financial Chromebook' Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 13 Sep 2023 11:00:00 -0000 full Clark Howard Travel Research Warning / Employment: The Rise Of The Independents Clark has an important warning about what to look out for when doing travel research online. Also in this episode, Clark discusses why this is the sweetest era to be an entrepreneur and how gig, contract & freelance work is reshaping the economy FAKE Travel Guides: Segment 1 Ask Clark: Segment 2 The Gig Work Effect: Segment 3 Ask Clark: Segment 4 Mentioned on the show SOUTHWEST - Fall sale to high-tail it outta town. NYTimes.com: A New Frontier for Travel Scammers: A.I.-Generated Guidebooks Use this free tool to spot fake Amazon and Yelp reviews Going™ | Formerly Scott's Cheap Flights / KAYAK Explore Priceline - Find Cheap Hotel Rooms & Discount Hotels Top Travel Deals - Clark Howard / Clark Deals - TRAVEL How To Find Cheap Flights in 3 Easy Steps The rise of gig workers is changing the face of the US economy How To Save Money on Gas: 23 Ways 7 Money Mistakes You Might Be Making at the Gas Station T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Verizon Home Internet: Things To Know Before You Sign Up Why Clark Howard Wants You to Set Up a 'Financial Chromebook' Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark has an important warning about what to look out for when doing travel research online. Also in this episode, Clark discusses why this is the sweetest era to be an entrepreneur and how gig, contract & freelance work is reshaping the economy

  • FAKE Travel Guides: Segment 1
  • Ask Clark: Segment 2
  • The Gig Work Effect: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2092 09.12.23 Open Enrollment & The New HSA / WARNING: The Many Faces of Private Placement Investing As the enrollment period for health insurance approaches, an underused option offers new opportunity involving the best savings plan offered in America. Clark explains. Also, another entity promising big returns in real estate made off with investor money. Clark amplifies his warning against private placement investing - which comes in many forms, including this crowd funding real estate company gone bust.  Is An HSA Right For You? Segment 1 Ask Clark: Segment 2 Beware Private Placement Investing: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ - The Healthcare Plan Most People Should Buy—and Why They Don’t WSJ: Couples Can Soon Put Over $10,000 a Year Into Health Savings Accounts What Is an HSA Account and How Does It Work? Raisin Review: Can You Trust This Online Savings Marketplace? Price Drop on Used Electric Cars: Is Now the Time To Buy? Real-Estate Deal Gone Bad Hits Popular Crowd Funder - The Wall Street Journal. Should You Buy an Extended Warranty on Your Car? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 12 Sep 2023 11:00:00 -0000 full Clark Howard Open Enrollment & The New HSA / WARNING: The Many Faces of Private Placement Investing As the enrollment period for health insurance approaches, an underused option offers new opportunity involving the best savings plan offered in America. Clark explains. Also, another entity promising big returns in real estate made off with investor money. Clark amplifies his warning against private placement investing - which comes in many forms, including this crowd funding real estate company gone bust.  Is An HSA Right For You? Segment 1 Ask Clark: Segment 2 Beware Private Placement Investing: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ - The Healthcare Plan Most People Should Buy—and Why They Don’t WSJ: Couples Can Soon Put Over $10,000 a Year Into Health Savings Accounts What Is an HSA Account and How Does It Work? Raisin Review: Can You Trust This Online Savings Marketplace? Price Drop on Used Electric Cars: Is Now the Time To Buy? Real-Estate Deal Gone Bad Hits Popular Crowd Funder - The Wall Street Journal. Should You Buy an Extended Warranty on Your Car? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices As the enrollment period for health insurance approaches, an underused option offers new opportunity involving the best savings plan offered in America. Clark explains. Also, another entity promising big returns in real estate made off with investor money. Clark amplifies his warning against private placement investing - which comes in many forms, including this crowd funding real estate company gone bust. 

  • Is An HSA Right For You? Segment 1
  • Ask Clark: Segment 2
  • Beware Private Placement Investing: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1723 09.11.23 The Return Of Smaller Homes / Smart Choices For Higher Education Clark explains the forces behind a reversal in home building trends, bringing more affordable homes to the housing market. Also today: New data shows the net cost of attending college is moderating. Clark discusses cost factors to consider when choosing a college and most importantly - a course of study and skill set. Is prestige worth the price, or is it better to hold the cost and borrowing down? Plus, a NEVER NEVER rule on student loans.  Back To Smaller Homes: Segment 1 Ask Clark: Segment 2 College Major and School Choice Decisions: Segment 3 Ask Clark: Segment 4 Mentioned on the show Goodbye Bathtub and Living Room. America’s Homes Are Shrinking. Divvy Wants to Make Rent-to-Own Deals Easy. Many Customers Find Them Hard. Should You Buy an Extended Warranty on Your Car? Want high earnings? Focus on the major, not a college's prestige Student Loan Payments Are Restarting: 4 Things To Know How Do Student Loans Work? 7 Things to Know ‘I’ve had this black cloud looming over me’: How private lenders have left millions of college students with no hope for the future Simple Interest: Who Benefits, With Formula and Example Rule of 78: Definition, How Lenders Use It, and Calculation Submit a complaint | Consumer Financial Protection Bureau Why Clark Howard Shifted to a Digital Wallet and You Should Too Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Sep 2023 11:00:00 -0000 full Clark Howard The Return Of Smaller Homes / Smart Choices For Higher Education Clark explains the forces behind a reversal in home building trends, bringing more affordable homes to the housing market. Also today: New data shows the net cost of attending college is moderating. Clark discusses cost factors to consider when choosing a college and most importantly - a course of study and skill set. Is prestige worth the price, or is it better to hold the cost and borrowing down? Plus, a NEVER NEVER rule on student loans.  Back To Smaller Homes: Segment 1 Ask Clark: Segment 2 College Major and School Choice Decisions: Segment 3 Ask Clark: Segment 4 Mentioned on the show Goodbye Bathtub and Living Room. America’s Homes Are Shrinking. Divvy Wants to Make Rent-to-Own Deals Easy. Many Customers Find Them Hard. Should You Buy an Extended Warranty on Your Car? Want high earnings? Focus on the major, not a college's prestige Student Loan Payments Are Restarting: 4 Things To Know How Do Student Loans Work? 7 Things to Know ‘I’ve had this black cloud looming over me’: How private lenders have left millions of college students with no hope for the future Simple Interest: Who Benefits, With Formula and Example Rule of 78: Definition, How Lenders Use It, and Calculation Submit a complaint | Consumer Financial Protection Bureau Why Clark Howard Shifted to a Digital Wallet and You Should Too Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark explains the forces behind a reversal in home building trends, bringing more affordable homes to the housing market. Also today: New data shows the net cost of attending college is moderating. Clark discusses cost factors to consider when choosing a college and most importantly - a course of study and skill set. Is prestige worth the price, or is it better to hold the cost and borrowing down? Plus, a NEVER NEVER rule on student loans. 

  • Back To Smaller Homes: Segment 1
  • Ask Clark: Segment 2
  • College Major and School Choice Decisions: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2178 09.08.23 Clark Answers His Critics on Clark Stinks / Progress On The Rx Front Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark explains the Pharmacy Benefit Manger (PBM) trade off on prices for generics vs brand names & how you can save more. Plus great news for consumers on the prescription cost front, thanks to a recent move by a major insurer.  Clark Stinks: Segments 1 & 2 Rx Progress: Segment 3 Ask Clark: Segment 4 Mentioned on the show Why You Should Never Prepay for a Rental Car Cheapest Way to Rent a Car: Expert Tips CDC - Cost of Rabies Prevention Travel Insurance? What You Need To Know Before You Buy How To Save Money With Google Flights A Big Health Insurer Is Ripping Up the Playbook on Drug Pricing - WSJ Will Mark Cuban's Prescription Company Really Save You Money? Why You Should Always Ask Your Pharmacist the Price of Your Prescription Without Insurance 5 of Clark Howard's Most Extreme Frugal Hacks Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 08 Sep 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Progress On The Rx Front Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark explains the Pharmacy Benefit Manger (PBM) trade off on prices for generics vs brand names & how you can save more. Plus great news for consumers on the prescription cost front, thanks to a recent move by a major insurer.  Clark Stinks: Segments 1 & 2 Rx Progress: Segment 3 Ask Clark: Segment 4 Mentioned on the show Why You Should Never Prepay for a Rental Car Cheapest Way to Rent a Car: Expert Tips CDC - Cost of Rabies Prevention Travel Insurance? What You Need To Know Before You Buy How To Save Money With Google Flights A Big Health Insurer Is Ripping Up the Playbook on Drug Pricing - WSJ Will Mark Cuban's Prescription Company Really Save You Money? Why You Should Always Ask Your Pharmacist the Price of Your Prescription Without Insurance 5 of Clark Howard's Most Extreme Frugal Hacks Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, Clark explains the Pharmacy Benefit Manger (PBM) trade off on prices for generics vs brand names & how you can save more. Plus great news for consumers on the prescription cost front, thanks to a recent move by a major insurer. 

  • Clark Stinks: Segments 1 & 2
  • Rx Progress: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1842 09.07.23 Booking Holiday Air Travel / Managing Hospital Bills It’s time to think about holiday travel plans and Clark has some guidance on the best time and way to book flights. Also today, surprise medical bills persist and massive, inaccurate hospital bills remain the main culprit. Clark offers strategies for both the insured and uninsured facing hospital costs.  Holiday Air Travel: Segment 1 Ask Clark: Segment 2 Hospital Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show Google Says This Is the Best Time to Book Cheap Holiday Flights The Best Time To Book Holiday Travel in 2023 Follow Clark Howard's #1 Rule To Travel Cheap How To Plan a Trip: Clark's Best Travel Tips To Save Money How To Find Cheap Flights in 3 Easy Steps Cheapest Way to Rent a Car: Expert Tips Inaccurate Medical Billing Creates Problems for Older Adults Medical Facilities Far From Hospitals Are Charging Hospital Rates As ‘Satellites.’ What Gives? How To Find a Trustworthy Mechanic Trustpilot Review: Is Trustpilot Legit? How to find the best auto repair shops Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 07 Sep 2023 11:00:00 -0000 full Clark Howard Booking Holiday Air Travel / Managing Hospital Bills It’s time to think about holiday travel plans and Clark has some guidance on the best time and way to book flights. Also today, surprise medical bills persist and massive, inaccurate hospital bills remain the main culprit. Clark offers strategies for both the insured and uninsured facing hospital costs.  Holiday Air Travel: Segment 1 Ask Clark: Segment 2 Hospital Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show Google Says This Is the Best Time to Book Cheap Holiday Flights The Best Time To Book Holiday Travel in 2023 Follow Clark Howard's #1 Rule To Travel Cheap How To Plan a Trip: Clark's Best Travel Tips To Save Money How To Find Cheap Flights in 3 Easy Steps Cheapest Way to Rent a Car: Expert Tips Inaccurate Medical Billing Creates Problems for Older Adults Medical Facilities Far From Hospitals Are Charging Hospital Rates As ‘Satellites.’ What Gives? How To Find a Trustworthy Mechanic Trustpilot Review: Is Trustpilot Legit? How to find the best auto repair shops Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It’s time to think about holiday travel plans and Clark has some guidance on the best time and way to book flights. Also today, surprise medical bills persist and massive, inaccurate hospital bills remain the main culprit. Clark offers strategies for both the insured and uninsured facing hospital costs. 

  • Holiday Air Travel: Segment 1
  • Ask Clark: Segment 2
  • Hospital Bills: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1889 09.06.23 Scam Hit List / Heavy Lift: Renting A Storage Unit Amount lost to only the scams reported last year: $9 Billion. Clark runs down an alarming list of current cons, and what they all have in common. Also today, Clark updates his journey renting storage, with new insights on what renters of storage units need to know.  Scam-a-rama Line Up: Segment 1 Ask Clark: Segment 2 Renting Storage: Segment 3 Ask Clark: Segment 4 Mentioned on the show People are losing more money to scammers than ever before. Here's how to keep yourself safe  Blue-tick scammers target consumers who complain on X Best Buy scam alert! People are pretending to be members of the Geek Squad. How to spot it. -USA TODAY New Amazon scams are making the rounds. Here’s how to avoid them Scammers impersonate well-known companies, recruit for fake jobs on LinkedIn and other job platforms FTC Cautions Consumers on Heels of Latest Zelle Scam You got the apartment! Spot rental listing scams before you pay 7 Best Free Cloud Storage Options in 2023 - Clark.com What Is a Solid-State Drive (SSD)? How To Buy Term Life Insurance in 7 Easy Steps Is There a Limit to Americans’ Self-Storage Addiction? Billions of Dollars Say Nope Clark Deals - The best laptop deals available now Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 06 Sep 2023 11:00:00 -0000 full Clark Howard Scam Hit List / Heavy Lift: Renting A Storage Unit Amount lost to only the scams reported last year: $9 Billion. Clark runs down an alarming list of current cons, and what they all have in common. Also today, Clark updates his journey renting storage, with new insights on what renters of storage units need to know.  Scam-a-rama Line Up: Segment 1 Ask Clark: Segment 2 Renting Storage: Segment 3 Ask Clark: Segment 4 Mentioned on the show People are losing more money to scammers than ever before. Here's how to keep yourself safe  Blue-tick scammers target consumers who complain on X Best Buy scam alert! People are pretending to be members of the Geek Squad. How to spot it. -USA TODAY New Amazon scams are making the rounds. Here’s how to avoid them Scammers impersonate well-known companies, recruit for fake jobs on LinkedIn and other job platforms FTC Cautions Consumers on Heels of Latest Zelle Scam You got the apartment! Spot rental listing scams before you pay 7 Best Free Cloud Storage Options in 2023 - Clark.com What Is a Solid-State Drive (SSD)? How To Buy Term Life Insurance in 7 Easy Steps Is There a Limit to Americans’ Self-Storage Addiction? Billions of Dollars Say Nope Clark Deals - The best laptop deals available now Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Amount lost to only the scams reported last year: $9 Billion. Clark runs down an alarming list of current cons, and what they all have in common. Also today, Clark updates his journey renting storage, with new insights on what renters of storage units need to know. 

  • Scam-a-rama Line Up: Segment 1
  • Ask Clark: Segment 2
  • Renting Storage: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2017 09.05.23 Car Theft Tech Wars & Your Defense / A Venmo Privacy Warning Car thieves are going high-tech to get around anti-theft technology. Clark explains 2 simple ways to protect your vehicle, including inexpensive, widely available car key RFID signal blockers.  Also today, an important privacy warning for Venmo users and a key NEVER NEVER NOT EVER rule for using pay apps. Car Theft Protection: Segment 1 Ask Clark: Segment 2 Venmo Privacy Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show To steal today's computerized cars, thieves go high-tech — The Conversation Clark.com – Best High-Yield Online Savings Accounts NYTimes: This Is a Reminder That You’re Probably Oversharing on Venmo Do you use payment apps like Venmo, CashApp, or Zelle? Read this U.S. Senators Urge Regulators to Hold Zelle Accountable for Inadequate Protections to Stop Fraudulently Induced Payments How To Make Your Venmo Transactions Private T-Mobile: Credit Card Payments No Longer Include AutoPay Discounts Overdraft Protection: What Is It? Do You Really Need It? 9 Things on Deep Discount in September  /  Clark Deals Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275  Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 05 Sep 2023 11:00:00 -0000 full Clark Howard Car Theft Tech Wars & Your Defense / A Venmo Privacy Warning Car thieves are going high-tech to get around anti-theft technology. Clark explains 2 simple ways to protect your vehicle, including inexpensive, widely available car key RFID signal blockers.  Also today, an important privacy warning for Venmo users and a key NEVER NEVER NOT EVER rule for using pay apps. Car Theft Protection: Segment 1 Ask Clark: Segment 2 Venmo Privacy Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show To steal today's computerized cars, thieves go high-tech — The Conversation Clark.com – Best High-Yield Online Savings Accounts NYTimes: This Is a Reminder That You’re Probably Oversharing on Venmo Do you use payment apps like Venmo, CashApp, or Zelle? Read this U.S. Senators Urge Regulators to Hold Zelle Accountable for Inadequate Protections to Stop Fraudulently Induced Payments How To Make Your Venmo Transactions Private T-Mobile: Credit Card Payments No Longer Include AutoPay Discounts Overdraft Protection: What Is It? Do You Really Need It? 9 Things on Deep Discount in September  /  Clark Deals Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275  Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Car thieves are going high-tech to get around anti-theft technology. Clark explains 2 simple ways to protect your vehicle, including inexpensive, widely available car key RFID signal blockers.  Also today, an important privacy warning for Venmo users and a key NEVER NEVER NOT EVER rule for using pay apps.

  • Car Theft Protection: Segment 1
  • Ask Clark: Segment 2
  • Venmo Privacy Warning: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources



Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1793 09.01.23 BEST OF: Medical Bills And The No Surprises Act / Starting Your Emergency Fund Happy Labor Day Weekend! Please enjoy this Best Of episode. Clark returns Tuesday September 5 The No Surprises Act became law last year to eliminate surprise medical billing, but most people don’t know what it is and what their rights are under it. Clark lays it out so you know your new rights when it comes to medical bills. Also - how much, if anything, do you have in your emergency fund? Clark has a way for you to be better prepared for the inevitable rainy day.  The No Surprises Act & Your Rights: Segment 1 Ask Clark: Segment 2 Your Rainy Day Fund: Segment 3 Ask Clark: Segment 4 Mentioned on the show Patients Still Receive Surprise Medical Bills, Including for Medical Laboratory Testing, Despite Enactment of Federal No Surprises Act That Became Law on Jan. 1, 2022 Understand your rights against surprise medical bills - CMS Rocket Mortgage - Physician Loans: Are They A Good Mortgage Option For Doctors? Bankrate's Annual Emergency Fund Report | Bankrate Emergency Fund: Everything You Need to Know Fidelity Investments Review 2022: Pros & Cons Money market funds - Fidelity Investments The Monte Carlo Simulation: Understanding the Basics Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 01 Sep 2023 11:00:00 -0000 full Clark Howard BEST OF: Medical Bills And The No Surprises Act / Starting Your Emergency Fund Happy Labor Day Weekend! Please enjoy this Best Of episode. Clark returns Tuesday September 5 The No Surprises Act became law last year to eliminate surprise medical billing, but most people don’t know what it is and what their rights are under it. Clark lays it out so you know your new rights when it comes to medical bills. Also - how much, if anything, do you have in your emergency fund? Clark has a way for you to be better prepared for the inevitable rainy day.  The No Surprises Act & Your Rights: Segment 1 Ask Clark: Segment 2 Your Rainy Day Fund: Segment 3 Ask Clark: Segment 4 Mentioned on the show Patients Still Receive Surprise Medical Bills, Including for Medical Laboratory Testing, Despite Enactment of Federal No Surprises Act That Became Law on Jan. 1, 2022 Understand your rights against surprise medical bills - CMS Rocket Mortgage - Physician Loans: Are They A Good Mortgage Option For Doctors? Bankrate's Annual Emergency Fund Report | Bankrate Emergency Fund: Everything You Need to Know Fidelity Investments Review 2022: Pros & Cons Money market funds - Fidelity Investments The Monte Carlo Simulation: Understanding the Basics Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy Labor Day Weekend! Please enjoy this Best Of episode. Clark returns Tuesday September 5

The No Surprises Act became law last year to eliminate surprise medical billing, but most people don’t know what it is and what their rights are under it. Clark lays it out so you know your new rights when it comes to medical bills. Also - how much, if anything, do you have in your emergency fund? Clark has a way for you to be better prepared for the inevitable rainy day. 

  • The No Surprises Act & Your Rights: Segment 1
  • Ask Clark: Segment 2
  • Your Rainy Day Fund: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1698 08.31.23 Reviews: How Can You Trust Them? / Engaging Prices Now On Diamonds Reviews can help you make decisions on all kinds of purchases, from merchandise to services and travel. But how can you trust them? Clark offers some insights & guidance. Also today, unusual factors in the diamond market are affecting the price of traditional and lab diamonds.  Insights On Reading Reviews: Segment 1 Ask Clark: Segment 2 Diamond Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ: Customer Ratings Have Become Meaningless. ‘People Hand Out 5 Stars Like It’s Candy.’ Trustpilot Review: Is Trustpilot Legit? Coverdell Education Savings Account (ESA): How They Work Best 529 College Savings Plans By State Vanguard Personal Advisor Review Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity The #1 Thing Clark Howard Hates About Solar Panels Are Solar Panels Worth it? 3 Things To Consider Before You Get Solar Panels Getting Engaged Just Got Cheaper as Diamond Market Adjusts The Best Time and Place To Buy an Engagement Ring How To Build Credit  / Credit Karma Review How to Report Your Rent to Credit Bureaus The Best Time and Place To Buy a TV  / ClarkDeals - TVs 4 Things to Know Before You Buy a TV From Costco Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 31 Aug 2023 11:00:00 -0000 full Clark Howard Reviews: How Can You Trust Them? / Engaging Prices Now On Diamonds Reviews can help you make decisions on all kinds of purchases, from merchandise to services and travel. But how can you trust them? Clark offers some insights & guidance. Also today, unusual factors in the diamond market are affecting the price of traditional and lab diamonds.  Insights On Reading Reviews: Segment 1 Ask Clark: Segment 2 Diamond Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ: Customer Ratings Have Become Meaningless. ‘People Hand Out 5 Stars Like It’s Candy.’ Trustpilot Review: Is Trustpilot Legit? Coverdell Education Savings Account (ESA): How They Work Best 529 College Savings Plans By State Vanguard Personal Advisor Review Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity The #1 Thing Clark Howard Hates About Solar Panels Are Solar Panels Worth it? 3 Things To Consider Before You Get Solar Panels Getting Engaged Just Got Cheaper as Diamond Market Adjusts The Best Time and Place To Buy an Engagement Ring How To Build Credit  / Credit Karma Review How to Report Your Rent to Credit Bureaus The Best Time and Place To Buy a TV  / ClarkDeals - TVs 4 Things to Know Before You Buy a TV From Costco Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Reviews can help you make decisions on all kinds of purchases, from merchandise to services and travel. But how can you trust them? Clark offers some insights & guidance. Also today, unusual factors in the diamond market are affecting the price of traditional and lab diamonds. 

  • Insights On Reading Reviews: Segment 1
  • Ask Clark: Segment 2
  • Diamond Prices: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1712 08.30.23 Air Travel: Savings & Strategy / Dash Cameras Even as summer winds down, people are still looking for great airfare deals. There’s a new resource from Going that may help. Plus, the story of one Mom’s mission to find her daughter’s lost luggage speaks to a travel NEVER NEVER rule Clark has long held. Also today - Auto insurance rates are going way up due to various market pressures. Clark discusses why dash cams are essential, and what you can expect to pay for one.  Air Travel: Savings & Strategy: Segment 1 Ask Clark: Segment 2 Dash Cams: Segment 3 Ask Clark: Segment 4 Mentioned on the show Price Drop: Domestic Fares Are Getting Cheaper The Best and Worst US Airports for Cheap Domestic Flights The Best and Worst US Airports for Cheap International Flights Airlines slash domestic flight prices as demand dwindles, overseas travel surges Follow Clark Howard's #1 Rule To Travel Cheap How To Plan a Trip: Clark's Best Travel Tips To Save Money Should I Buy an AirTag for My Checked Airport Luggage? Travel Archives - Clark Howard / Travel - Clark Deals Dash cam sales rising fast due to safety-conscious drivers 3 Reasons to Buy a Dashboard Camera for Your Car—and 4 Reasons Not To - WSJ Clark - everyone should have a dash cam - Clark Howard Community Should You Buy an Extended Warranty on Your Car? Should You Respond to Class-Action Lawsuits? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 30 Aug 2023 11:00:00 -0000 full Clark Howard Air Travel: Savings & Strategy / Dash Cameras Even as summer winds down, people are still looking for great airfare deals. There’s a new resource from Going that may help. Plus, the story of one Mom’s mission to find her daughter’s lost luggage speaks to a travel NEVER NEVER rule Clark has long held. Also today - Auto insurance rates are going way up due to various market pressures. Clark discusses why dash cams are essential, and what you can expect to pay for one.  Air Travel: Savings & Strategy: Segment 1 Ask Clark: Segment 2 Dash Cams: Segment 3 Ask Clark: Segment 4 Mentioned on the show Price Drop: Domestic Fares Are Getting Cheaper The Best and Worst US Airports for Cheap Domestic Flights The Best and Worst US Airports for Cheap International Flights Airlines slash domestic flight prices as demand dwindles, overseas travel surges Follow Clark Howard's #1 Rule To Travel Cheap How To Plan a Trip: Clark's Best Travel Tips To Save Money Should I Buy an AirTag for My Checked Airport Luggage? Travel Archives - Clark Howard / Travel - Clark Deals Dash cam sales rising fast due to safety-conscious drivers 3 Reasons to Buy a Dashboard Camera for Your Car—and 4 Reasons Not To - WSJ Clark - everyone should have a dash cam - Clark Howard Community Should You Buy an Extended Warranty on Your Car? Should You Respond to Class-Action Lawsuits? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Even as summer winds down, people are still looking for great airfare deals. There’s a new resource from Going that may help. Plus, the story of one Mom’s mission to find her daughter’s lost luggage speaks to a travel NEVER NEVER rule Clark has long held. Also today - Auto insurance rates are going way up due to various market pressures. Clark discusses why dash cams are essential, and what you can expect to pay for one. 

  • Air Travel: Savings & Strategy: Segment 1
  • Ask Clark: Segment 2
  • Dash Cams: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1785 08.29.23 Sports Betting / A New Low: The Funeral Home Scam Football season is upon us and sports betting is growing in popularity. Clark describes how the nature of sports gambling has changed and pitfalls to be aware of. Also in this episode, there’s currently a horrible scam that is exploiting grief to rip off those who have just lost a loved one. Clark describes how this works so you and your loved ones stay in the know.  Sports Betting: Segment 1 Ask Clark: Segment 2 Funeral Home Scam: Segment 3 Ask Clark: Segment 4 Mentioned on the show The Dark side of sports betting DraftKings and Other Sports Gambling Apps Are Hitting the Jackpot With ‘Parlay’ Bets. As They Win, You Lose. How To Get a Gym Membership for Practically Free Supplement and Vitamin Certification | NSF / USP Verification Services Alert: Funeral Home Scam Targets Grieving Families ‘Despicable’ funeral home scam preys on grieving family members Snopes - 'Shark Tank' Keto Gummies Weight Loss Reviews Are a Scam Is Pet Insurance Worth It? What You Need To Know Before You Buy 4 Things To Know Before You Buy a Digital TV Antenna Minimum Internet Speed Requirements for Streaming TV Services Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 29 Aug 2023 11:00:00 -0000 full Clark Howard Sports Betting / A New Low: The Funeral Home Scam Football season is upon us and sports betting is growing in popularity. Clark describes how the nature of sports gambling has changed and pitfalls to be aware of. Also in this episode, there’s currently a horrible scam that is exploiting grief to rip off those who have just lost a loved one. Clark describes how this works so you and your loved ones stay in the know.  Sports Betting: Segment 1 Ask Clark: Segment 2 Funeral Home Scam: Segment 3 Ask Clark: Segment 4 Mentioned on the show The Dark side of sports betting DraftKings and Other Sports Gambling Apps Are Hitting the Jackpot With ‘Parlay’ Bets. As They Win, You Lose. How To Get a Gym Membership for Practically Free Supplement and Vitamin Certification | NSF / USP Verification Services Alert: Funeral Home Scam Targets Grieving Families ‘Despicable’ funeral home scam preys on grieving family members Snopes - 'Shark Tank' Keto Gummies Weight Loss Reviews Are a Scam Is Pet Insurance Worth It? What You Need To Know Before You Buy 4 Things To Know Before You Buy a Digital TV Antenna Minimum Internet Speed Requirements for Streaming TV Services Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Football season is upon us and sports betting is growing in popularity. Clark describes how the nature of sports gambling has changed and pitfalls to be aware of. Also in this episode, there’s currently a horrible scam that is exploiting grief to rip off those who have just lost a loved one. Clark describes how this works so you and your loved ones stay in the know. 

  • Sports Betting: Segment 1
  • Ask Clark: Segment 2
  • Funeral Home Scam: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1919 08.28.23 Fight The SCAMdemic / Are You On Track For Retirement? Rampant scams are now a global scourge, many now employing a tactic known as “pig butchering”. Clark shares a real life example and what you need to know.  Also in this episode -Shocking new data reveals that most Americans are not on track for retirement. Our aspirations for early retirement  don’t match up to how much is being saved for the future. Know how you can get on track for a more secure retirement.  “Pig Butchering” Scams Increasing: Segment 1 Ask Clark: Segment 2 Retirement Shortfalls: Segment 3 Ask Clark: Segment 4 Mentioned on the show Out almost $80,000? Don't get scammed NYPost : Newly divorced mom scammed of entire $100,000 401k savings in Tinder ‘pig butchering’ scheme Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Home Equity Loans & Lines of Credit: 7 Common Questions Answered Start saving now, and you could have this much for retirement Retirement savings shortfall in America Clark.com - Saving For Retirement   /   How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment Best Investment Companies for Investors in 2023 Pension Benefit Information Notifies TIAA of MOVEit Data Breach Affecting Over 2.6 Million How To Freeze Your Credit With Experian, Equifax and TransUnion Capital One Venture Rewards Credit Card: Travel Credit Card Review Best Travel Credit Cards: Top Rewards Picks for 2023 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Aug 2023 11:00:00 -0000 full Clark Howard Fight The SCAMdemic / Are You On Track For Retirement? Rampant scams are now a global scourge, many now employing a tactic known as “pig butchering”. Clark shares a real life example and what you need to know.  Also in this episode -Shocking new data reveals that most Americans are not on track for retirement. Our aspirations for early retirement  don’t match up to how much is being saved for the future. Know how you can get on track for a more secure retirement.  “Pig Butchering” Scams Increasing: Segment 1 Ask Clark: Segment 2 Retirement Shortfalls: Segment 3 Ask Clark: Segment 4 Mentioned on the show Out almost $80,000? Don't get scammed NYPost : Newly divorced mom scammed of entire $100,000 401k savings in Tinder ‘pig butchering’ scheme Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Home Equity Loans & Lines of Credit: 7 Common Questions Answered Start saving now, and you could have this much for retirement Retirement savings shortfall in America Clark.com - Saving For Retirement   /   How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment Best Investment Companies for Investors in 2023 Pension Benefit Information Notifies TIAA of MOVEit Data Breach Affecting Over 2.6 Million How To Freeze Your Credit With Experian, Equifax and TransUnion Capital One Venture Rewards Credit Card: Travel Credit Card Review Best Travel Credit Cards: Top Rewards Picks for 2023 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Rampant scams are now a global scourge, many now employing a tactic known as “pig butchering”. Clark shares a real life example and what you need to know.  Also in this episode -Shocking new data reveals that most Americans are not on track for retirement. Our aspirations for early retirement  don’t match up to how much is being saved for the future. Know how you can get on track for a more secure retirement. 

  • “Pig Butchering” Scams Increasing: Segment 1
  • Ask Clark: Segment 2
  • Retirement Shortfalls: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1854 08.25.23 Clark Answers His Critics on Clark Stinks / Back To Basics: Dollar-Cost Averaging Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, a back to basics primer on Clark’s favorite method of investing: dollar-cost averaging, the popular, yet controversial set-it-and-forget-it way to invest. Clark Stinks: Segments 1 & 2 Dollar-Cost Averaging: Segment 3 Ask Clark: Segment 4 Mentioned on the show How To Pack a Carry-On the Right Way LA Times - Most-downloaded app in App Store sells products linked to forced labor in China, analysis shows Cheapest Way to Rent a Car: Expert Tips Dollar-Cost Averaging: How Does DCA Work, And Should You Do It? Clark.com - Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging? Consumer Reports - Best Dishwashers of 2023 Should You Buy a Car With a Salvage Title? How to Buy a Used Car in 7 Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 25 Aug 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Back To Basics: Dollar-Cost Averaging Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, a back to basics primer on Clark’s favorite method of investing: dollar-cost averaging, the popular, yet controversial set-it-and-forget-it way to invest. Clark Stinks: Segments 1 & 2 Dollar-Cost Averaging: Segment 3 Ask Clark: Segment 4 Mentioned on the show How To Pack a Carry-On the Right Way LA Times - Most-downloaded app in App Store sells products linked to forced labor in China, analysis shows Cheapest Way to Rent a Car: Expert Tips Dollar-Cost Averaging: How Does DCA Work, And Should You Do It? Clark.com - Should I Invest a Lump Sum at Once or Through Dollar-Cost Averaging? Consumer Reports - Best Dishwashers of 2023 Should You Buy a Car With a Salvage Title? How to Buy a Used Car in 7 Steps Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, a back to basics primer on Clark’s favorite method of investing: dollar-cost averaging, the popular, yet controversial set-it-and-forget-it way to invest.

  • Clark Stinks: Segments 1 & 2
  • Dollar-Cost Averaging: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1836 08.24.23 Back To School For Seniors / Renting To Own A Home Word to seniors - A new trend is serving the lifelong learning ethos which may make sense for you and greatly enhance retirement. Also, the increased challenges of homebuying have led to the resurgence of renting to own a home. Clark discusses the opportunity and hazard of these contracts.  Retirees Return To College: Segment 1 Ask Clark: Segment 2 Rent-To-Own Home Contracts: Segment 3 Ask Clark: Segment 4 Mentioned on the show Why Retirees Are Going Back to College Flexcar: Your flexible alternative to car ownership T-Mobile: Credit Card Payments Will Soon Lose AutoPay Discounts Authorized User vs. Joint Account Holder Best Secured Credit Cards for 2023: Top Picks for Building or Repairing Credit Divvy Wants to Make Rent-to-Own Deals Easy. Many Customers Find Them Hard. How Do I Remove Myself as an Authorized User on a Credit Card? Rich Dad - The Power of the Corporation Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 24 Aug 2023 11:00:00 -0000 full Clark Howard Back To School For Seniors / Renting To Own A Home Word to seniors - A new trend is serving the lifelong learning ethos which may make sense for you and greatly enhance retirement. Also, the increased challenges of homebuying have led to the resurgence of renting to own a home. Clark discusses the opportunity and hazard of these contracts.  Retirees Return To College: Segment 1 Ask Clark: Segment 2 Rent-To-Own Home Contracts: Segment 3 Ask Clark: Segment 4 Mentioned on the show Why Retirees Are Going Back to College Flexcar: Your flexible alternative to car ownership T-Mobile: Credit Card Payments Will Soon Lose AutoPay Discounts Authorized User vs. Joint Account Holder Best Secured Credit Cards for 2023: Top Picks for Building or Repairing Credit Divvy Wants to Make Rent-to-Own Deals Easy. Many Customers Find Them Hard. How Do I Remove Myself as an Authorized User on a Credit Card? Rich Dad - The Power of the Corporation Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Word to seniors - A new trend is serving the lifelong learning ethos which may make sense for you and greatly enhance retirement. Also, the increased challenges of homebuying have led to the resurgence of renting to own a home. Clark discusses the opportunity and hazard of these contracts. 

  • Retirees Return To College: Segment 1
  • Ask Clark: Segment 2
  • Rent-To-Own Home Contracts: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1652 08.23.23 Restaurant Time Limits / Amazon’s New Grocery System Have you experienced “the bum’s rush” feeling at a restaurant giving you a time limit on your table? This is a trend Clark has experienced and it seems to sacrifice hospitality for time management. Necessary? Also today - Amazon is trying to fix its problems with grocery sales, streamlining the process.  Restaurant Time Limits: Segment 1 Ask Clark: Segment 2 Amazon’s Grocery Overhaul: Segment 3 Ask Clark: Segment 4 Mentioned on the show Are time limits at restaurants a reasonable new trend or inhospitable experience? | USA TODAY How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment 14 of the Best High-Yield Online Savings Accounts in August 2023 What Is an eSIM? 5 Things To Know The Best International Phone Plans Free Audiobooks: 11 Places Online and Apps / Amazon First Reads Amazon Unveils Biggest Grocery Overhaul Since Buying Whole Foods Can a Patient Advocate Help With Your Medical Bills? How To Get a Free Credit Report / How To Monitor Your Credit 4 Ways To Get Your Free Credit Score Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 23 Aug 2023 11:00:00 -0000 full Clark Howard Restaurant Time Limits / Amazon’s New Grocery System Have you experienced “the bum’s rush” feeling at a restaurant giving you a time limit on your table? This is a trend Clark has experienced and it seems to sacrifice hospitality for time management. Necessary? Also today - Amazon is trying to fix its problems with grocery sales, streamlining the process.  Restaurant Time Limits: Segment 1 Ask Clark: Segment 2 Amazon’s Grocery Overhaul: Segment 3 Ask Clark: Segment 4 Mentioned on the show Are time limits at restaurants a reasonable new trend or inhospitable experience? | USA TODAY How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment 14 of the Best High-Yield Online Savings Accounts in August 2023 What Is an eSIM? 5 Things To Know The Best International Phone Plans Free Audiobooks: 11 Places Online and Apps / Amazon First Reads Amazon Unveils Biggest Grocery Overhaul Since Buying Whole Foods Can a Patient Advocate Help With Your Medical Bills? How To Get a Free Credit Report / How To Monitor Your Credit 4 Ways To Get Your Free Credit Score Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Have you experienced “the bum’s rush” feeling at a restaurant giving you a time limit on your table? This is a trend Clark has experienced and it seems to sacrifice hospitality for time management. Necessary? Also today - Amazon is trying to fix its problems with grocery sales, streamlining the process. 

  • Restaurant Time Limits: Segment 1
  • Ask Clark: Segment 2
  • Amazon’s Grocery Overhaul: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1786 08.22.23 Organize Retirement Accounts / Travel Booking Warnings Make sure you have all of your financial accounts organized. Today people change jobs frequently, often leading to a confusing menagerie of retirement accounts. Streamlining investments helps you manage a sustainable retirement, and helps prevent losing track of savings. Also today, travel warnings about booking tours and cruises. Those industries have had a lot of instability. Clark offers some tricks of the trade for smart booking including the best way to pay, and a NEVER NEVER rule about trip insurance  Organizing Retirement Accounts: Segment 1 Ask Clark: Segment 2 Travel Warnings: Segment 3 Ask Clark: Segment 4 Mentioned on the show Three Strategies to Organize Your Retirement Accounts 401(k) Rollover: What You Need To Know & Options What Are Index Funds? / What Is an ETF? Dollar Cost Averaging Makes You a Fortune Over Time 6 Things to Know Before You Sign Up for Tracfone Wireless Best Cell Phone Plans in 2023: The Cheapest Plan for Every Need NYTimes: Help! I Signed Up for a $4,800 Bird-Watching Trip but the Company Shut Down. Gainesville couple out thousands of dollars after Vantage Travel suddenly goes out of business Vantage lays off employees weeks after announcing it was up for sale How To Choose a Tour Company Travel Insurance? What You Need To Know Before You Buy Cancel for Any Reason Trip Insurance: Should You Buy It? Evaluate Life Insurance - Consumer Federation of America Paying for Long-Term Care: How It's Changing How Do You Prepare for the Likelihood of Long-Term Care Costs? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 22 Aug 2023 11:00:00 -0000 full Clark Howard Organize Retirement Accounts / Travel Booking Warnings Make sure you have all of your financial accounts organized. Today people change jobs frequently, often leading to a confusing menagerie of retirement accounts. Streamlining investments helps you manage a sustainable retirement, and helps prevent losing track of savings. Also today, travel warnings about booking tours and cruises. Those industries have had a lot of instability. Clark offers some tricks of the trade for smart booking including the best way to pay, and a NEVER NEVER rule about trip insurance  Organizing Retirement Accounts: Segment 1 Ask Clark: Segment 2 Travel Warnings: Segment 3 Ask Clark: Segment 4 Mentioned on the show Three Strategies to Organize Your Retirement Accounts 401(k) Rollover: What You Need To Know & Options What Are Index Funds? / What Is an ETF? Dollar Cost Averaging Makes You a Fortune Over Time 6 Things to Know Before You Sign Up for Tracfone Wireless Best Cell Phone Plans in 2023: The Cheapest Plan for Every Need NYTimes: Help! I Signed Up for a $4,800 Bird-Watching Trip but the Company Shut Down. Gainesville couple out thousands of dollars after Vantage Travel suddenly goes out of business Vantage lays off employees weeks after announcing it was up for sale How To Choose a Tour Company Travel Insurance? What You Need To Know Before You Buy Cancel for Any Reason Trip Insurance: Should You Buy It? Evaluate Life Insurance - Consumer Federation of America Paying for Long-Term Care: How It's Changing How Do You Prepare for the Likelihood of Long-Term Care Costs? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Make sure you have all of your financial accounts organized. Today people change jobs frequently, often leading to a confusing menagerie of retirement accounts. Streamlining investments helps you manage a sustainable retirement, and helps prevent losing track of savings. Also today, travel warnings about booking tours and cruises. Those industries have had a lot of instability. Clark offers some tricks of the trade for smart booking including the best way to pay, and a NEVER NEVER rule about trip insurance 

  • Organizing Retirement Accounts: Segment 1
  • Ask Clark: Segment 2
  • Travel Warnings: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1721 08.21.23 JOBS: Win The Wage War / Housing Market Update Clark points to a job sector seldom considered, where you can potentially make good money in a wage war - plus benefits. Also, for buyers, sellers and renters alike, Clark delivers a housing market update, including where things are headed. A Rewarding Job Sector: Segment 1 Ask Clark: Segment 2 Housing Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show US Job Openings Fall to Lowest Level Since 2021, Layoffs Ease Mounting job vacancies push state and local governments into a wage war for workers 10 Ways To Save on Prescription Drugs The last, best hope for homebuyers  /  Axios: Homebuilding is soaring [The Washington Post] The housing market recession is already ending Assumable Mortgage: What It Is, How It Works, Types, Pros & Cons What Is 5G and Is It Worth It To Upgrade? How and Why To Refinance Your Mortgage: A Step-By-Step Guide 6 Things To Know and Do Before You Deal With a Home Insurance Claims Adjuster  Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 21 Aug 2023 11:00:00 -0000 full Clark Howard JOBS: Win The Wage War / Housing Market Update Clark points to a job sector seldom considered, where you can potentially make good money in a wage war - plus benefits. Also, for buyers, sellers and renters alike, Clark delivers a housing market update, including where things are headed. A Rewarding Job Sector: Segment 1 Ask Clark: Segment 2 Housing Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show US Job Openings Fall to Lowest Level Since 2021, Layoffs Ease Mounting job vacancies push state and local governments into a wage war for workers 10 Ways To Save on Prescription Drugs The last, best hope for homebuyers  /  Axios: Homebuilding is soaring [The Washington Post] The housing market recession is already ending Assumable Mortgage: What It Is, How It Works, Types, Pros & Cons What Is 5G and Is It Worth It To Upgrade? How and Why To Refinance Your Mortgage: A Step-By-Step Guide 6 Things To Know and Do Before You Deal With a Home Insurance Claims Adjuster  Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark points to a job sector seldom considered, where you can potentially make good money in a wage war - plus benefits. Also, for buyers, sellers and renters alike, Clark delivers a housing market update, including where things are headed.

  • A Rewarding Job Sector: Segment 1
  • Ask Clark: Segment 2
  • Housing Update: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show



Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1646 08.18.23 Clark Answers His Critics on Clark Stinks / Carrying Credit Card Debt Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Later, 20% of credit card users have heavy revolving debt, accounting for ¾ of the money banks make from cards. Few such users know their debt amount or interest rate, an oversight banks have exploited. If you’re carrying credit card debt, Clark has an assignment that could help you achieve being debt FREE.  Clark Stinks: Segments 1 & 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show What is Dual Enrollment and How Much Does it Cost? Best Credit Cards for Shopping Rewards: Top Picks for 2023 Best Credit Cards for Groceries in 2023 2 Ways To Guarantee Yourself a Lifetime Stream of Income Heavy credit-card users are key in the Fed’s inflation battle How to Freeze Your Credit — Literally! Clark.com - Credit Card Debt Best Balance Transfer Credit Cards: Top Picks for 2023 How To Do a Balance Transfer the Right Way Best 0% Intro APR Credit Cards: Top Picks for 2023 Citi Simplicity® Card Review 2022: A Worthy Balance Transfer Card Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 18 Aug 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Carrying Credit Card Debt Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Later, 20% of credit card users have heavy revolving debt, accounting for ¾ of the money banks make from cards. Few such users know their debt amount or interest rate, an oversight banks have exploited. If you’re carrying credit card debt, Clark has an assignment that could help you achieve being debt FREE.  Clark Stinks: Segments 1 & 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show What is Dual Enrollment and How Much Does it Cost? Best Credit Cards for Shopping Rewards: Top Picks for 2023 Best Credit Cards for Groceries in 2023 2 Ways To Guarantee Yourself a Lifetime Stream of Income Heavy credit-card users are key in the Fed’s inflation battle How to Freeze Your Credit — Literally! Clark.com - Credit Card Debt Best Balance Transfer Credit Cards: Top Picks for 2023 How To Do a Balance Transfer the Right Way Best 0% Intro APR Credit Cards: Top Picks for 2023 Citi Simplicity® Card Review 2022: A Worthy Balance Transfer Card Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Later, 20% of credit card users have heavy revolving debt, accounting for ¾ of the money banks make from cards. Few such users know their debt amount or interest rate, an oversight banks have exploited. If you’re carrying credit card debt, Clark has an assignment that could help you achieve being debt FREE. 

  • Clark Stinks: Segments 1 & 2
  • Credit Card Debt: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1691 08.17.23 Money Apps For Kids & Teens / Reevaluating Subscriptions The dominance of plastic and electronic forms of payment has made it more difficult to teach kids money basics. Not using real cash makes money seem like an infinite resource. Spending cards with parental controls has been the marketplace answer with fees attached. Clark discusses a new free offering from Chase. Also, renting goods is trending stronger these days, as all types of subscriptions are getting more expensive. Taken all together, these things can eat up your wallet over time. Clark breaks down the two subscription types with advice on how to reconcile your budget with the choices you have.  Youth Spending Cards: Segment 1 Ask Clark: Segment 2 Renting & Subscriptions Of Goods & Services: Segment 3 Ask Clark: Segment 4 Mentioned on the show How Today’s Teens Get More Financial Firepower Than Past Generations This No-Fee Debit Card Lets Parents Supervise Spending - WSJ Venmo / CashApp for Grandkids - Clark Howard Community Best Credit Cards for Students: Top Picks for 2023 Why Clark Howard Is So Excited About His Wedding Band The shift from owning to renting goods is ushering in a new era of consumerism — The Conversation 7 Types of Subscriptions You May Want To Cancel Today How To Manage Your Monthly Subscriptions To Save Money Best Credit Cards for Extended Warranty: Top Picks for 2023 Team Clark Guarantee - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 17 Aug 2023 11:00:00 -0000 full Clark Howard Money Apps For Kids & Teens / Reevaluating Subscriptions The dominance of plastic and electronic forms of payment has made it more difficult to teach kids money basics. Not using real cash makes money seem like an infinite resource. Spending cards with parental controls has been the marketplace answer with fees attached. Clark discusses a new free offering from Chase. Also, renting goods is trending stronger these days, as all types of subscriptions are getting more expensive. Taken all together, these things can eat up your wallet over time. Clark breaks down the two subscription types with advice on how to reconcile your budget with the choices you have.  Youth Spending Cards: Segment 1 Ask Clark: Segment 2 Renting & Subscriptions Of Goods & Services: Segment 3 Ask Clark: Segment 4 Mentioned on the show How Today’s Teens Get More Financial Firepower Than Past Generations This No-Fee Debit Card Lets Parents Supervise Spending - WSJ Venmo / CashApp for Grandkids - Clark Howard Community Best Credit Cards for Students: Top Picks for 2023 Why Clark Howard Is So Excited About His Wedding Band The shift from owning to renting goods is ushering in a new era of consumerism — The Conversation 7 Types of Subscriptions You May Want To Cancel Today How To Manage Your Monthly Subscriptions To Save Money Best Credit Cards for Extended Warranty: Top Picks for 2023 Team Clark Guarantee - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The dominance of plastic and electronic forms of payment has made it more difficult to teach kids money basics. Not using real cash makes money seem like an infinite resource. Spending cards with parental controls has been the marketplace answer with fees attached. Clark discusses a new free offering from Chase. Also, renting goods is trending stronger these days, as all types of subscriptions are getting more expensive. Taken all together, these things can eat up your wallet over time. Clark breaks down the two subscription types with advice on how to reconcile your budget with the choices you have. 

  • Youth Spending Cards: Segment 1
  • Ask Clark: Segment 2
  • Renting & Subscriptions Of Goods & Services: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1848 08.16.23 The Credit Card Surcharge War / The Man From ROTH Credit cards are a massive expense for businesses. The U.S. has the highest merchant fees in the world, so many merchants pass on the expense to customers. Clark tells you how Visa is fighting back, and what this all means for both merchants and consumers. Also today, Clark - aka The Man From Roth - shares the considerable merits of the ROTH versions of 401(k)s and IRAs. Roths are the superior choice yet - underutilized.  Credit Card Surcharge Decisions : Segment 1 Ask Clark: Segment 2 Roth Power: Segment 3 Ask Clark: Segment 4 Mentioned on the show Bodegas Put on Notice as Visa Fights Back on Card Surcharges Fidelity Rewards Visa vs. Citi® Double Cash Card – 18 month BT offer: Pick the Right 2% Credit Card How to Get a Mortgage in 8 Steps Congress Ended a Tax Break. How That May Help Higher Earners. WSJ Roth vs. Traditional 401(k): What's the Difference? What Is a Roth 401(k) and How Does It Work? 14 of the Best High-Yield Online Savings Accounts in August 2023 Gym membership cancellation: Here's how easy it can be to get out How To Get a Gym Membership for Practically Free Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 16 Aug 2023 11:00:00 -0000 full Clark Howard The Credit Card Surcharge War / The Man From ROTH Credit cards are a massive expense for businesses. The U.S. has the highest merchant fees in the world, so many merchants pass on the expense to customers. Clark tells you how Visa is fighting back, and what this all means for both merchants and consumers. Also today, Clark - aka The Man From Roth - shares the considerable merits of the ROTH versions of 401(k)s and IRAs. Roths are the superior choice yet - underutilized.  Credit Card Surcharge Decisions : Segment 1 Ask Clark: Segment 2 Roth Power: Segment 3 Ask Clark: Segment 4 Mentioned on the show Bodegas Put on Notice as Visa Fights Back on Card Surcharges Fidelity Rewards Visa vs. Citi® Double Cash Card – 18 month BT offer: Pick the Right 2% Credit Card How to Get a Mortgage in 8 Steps Congress Ended a Tax Break. How That May Help Higher Earners. WSJ Roth vs. Traditional 401(k): What's the Difference? What Is a Roth 401(k) and How Does It Work? 14 of the Best High-Yield Online Savings Accounts in August 2023 Gym membership cancellation: Here's how easy it can be to get out How To Get a Gym Membership for Practically Free Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Credit cards are a massive expense for businesses. The U.S. has the highest merchant fees in the world, so many merchants pass on the expense to customers. Clark tells you how Visa is fighting back, and what this all means for both merchants and consumers. Also today, Clark - aka The Man From Roth - shares the considerable merits of the ROTH versions of 401(k)s and IRAs. Roths are the superior choice yet - underutilized. 

  • Credit Card Surcharge Decisions : Segment 1
  • Ask Clark: Segment 2
  • Roth Power: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1573 08.15.23 Verizon’s NFL Sunday Ticket Offer / Domestic Airfares NFL football! Clark discusses the new Verizon deal on NFL Sunday Ticket and what you’ve got to know before kick off! Also - good news for fellow travelers - the deal has changed on domestic airfare.  Verizon’s NFL Sunday Ticket: Segment 1 Ask Clark: Segment 2 Domestic Airfares: Segment 3 Ask Clark: Segment 4 Mentioned on the show Clark.com - Verizon Offers Customers Free NFL Sunday Ticket With a Catch 4 Things To Know Before You Buy a Digital TV Antenna YouTube TV Releases NFL Sunday Ticket Pricing Google announces the end of multiple Nest products. What you need to know Credit Card Car Rental Insurance: What You Need To Know American Travelers Are Shunning the U.S. for Europe - WSJ Ultra-Low-Cost Carriers Cutting Back on Midweek Flights Traveling to Europe just got more complicated Welcome to the official ETIAS website Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 15 Aug 2023 11:00:00 -0000 full Clark Howard Verizon’s NFL Sunday Ticket Offer / Domestic Airfares NFL football! Clark discusses the new Verizon deal on NFL Sunday Ticket and what you’ve got to know before kick off! Also - good news for fellow travelers - the deal has changed on domestic airfare.  Verizon’s NFL Sunday Ticket: Segment 1 Ask Clark: Segment 2 Domestic Airfares: Segment 3 Ask Clark: Segment 4 Mentioned on the show Clark.com - Verizon Offers Customers Free NFL Sunday Ticket With a Catch 4 Things To Know Before You Buy a Digital TV Antenna YouTube TV Releases NFL Sunday Ticket Pricing Google announces the end of multiple Nest products. What you need to know Credit Card Car Rental Insurance: What You Need To Know American Travelers Are Shunning the U.S. for Europe - WSJ Ultra-Low-Cost Carriers Cutting Back on Midweek Flights Traveling to Europe just got more complicated Welcome to the official ETIAS website Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices NFL football! Clark discusses the new Verizon deal on NFL Sunday Ticket and what you’ve got to know before kick off! Also - good news for fellow travelers - the deal has changed on domestic airfare. 

  • Verizon’s NFL Sunday Ticket: Segment 1
  • Ask Clark: Segment 2
  • Domestic Airfares: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1588 08.14.23 UPDATE: Buying A Vehicle / What The Well Off Well Know About Spending Less Clark lends perspective on the vehicle market before, during, and now post Covid. What potential car buyers need to know about the manufacturer-to-dealer pipeline now, for both new and used vehicles - including EVs. Is now the time to buy? Clark’s crystal ball reveals a clear answer. Also, something wealthy folks do to help stretch every dollar.    Vehicle Market Update: Segment 1 Ask Clark: Segment 2 Diggin Deep Discounters: Segment 3 Ask Clark: Segment 4 Mentioned on the show Dealers have cars and prices are stabilizing, but people still can't buy a car. Here's why - from USA TODAY Barrons.com: Tesla, Ford, and the EV Inventory Debate on Wall Street Jalopnik: Dealers Now Have Nearly Two Million New Cars Sitting On Their Lots NYTimes.com: Electric Vehicle Prices Fall as Automakers Raise Production Ford Cuts Price of F-150 Lightning Electric Truck by Up to $10,000 - The Wall Street Journal. 17 Free Tips To Make Your iPhone Easier To Use 7 Easy Ways To Free Up Storage Space on Your iPhone 5 Ways To Free Up Storage Space on Your Android Phone One-Percenters Keep Shopping at the Dollar Store How To Open a Roth IRA When Do You Need a Travel Agent? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 Aug 2023 11:00:00 -0000 full Clark Howard UPDATE: Buying A Vehicle / What The Well Off Well Know About Spending Less Clark lends perspective on the vehicle market before, during, and now post Covid. What potential car buyers need to know about the manufacturer-to-dealer pipeline now, for both new and used vehicles - including EVs. Is now the time to buy? Clark’s crystal ball reveals a clear answer. Also, something wealthy folks do to help stretch every dollar.    Vehicle Market Update: Segment 1 Ask Clark: Segment 2 Diggin Deep Discounters: Segment 3 Ask Clark: Segment 4 Mentioned on the show Dealers have cars and prices are stabilizing, but people still can't buy a car. Here's why - from USA TODAY Barrons.com: Tesla, Ford, and the EV Inventory Debate on Wall Street Jalopnik: Dealers Now Have Nearly Two Million New Cars Sitting On Their Lots NYTimes.com: Electric Vehicle Prices Fall as Automakers Raise Production Ford Cuts Price of F-150 Lightning Electric Truck by Up to $10,000 - The Wall Street Journal. 17 Free Tips To Make Your iPhone Easier To Use 7 Easy Ways To Free Up Storage Space on Your iPhone 5 Ways To Free Up Storage Space on Your Android Phone One-Percenters Keep Shopping at the Dollar Store How To Open a Roth IRA When Do You Need a Travel Agent? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark lends perspective on the vehicle market before, during, and now post Covid. What potential car buyers need to know about the manufacturer-to-dealer pipeline now, for both new and used vehicles - including EVs. Is now the time to buy? Clark’s crystal ball reveals a clear answer. Also, something wealthy folks do to help stretch every dollar.   

  • Vehicle Market Update: Segment 1
  • Ask Clark: Segment 2
  • Diggin Deep Discounters: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1784 08.11.23 Clark Answers His Critics on Clark Stinks / All In The Family Home Buying Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, higher home prices and interest rates make saving for a down payment a big challenge that can take a decade to accomplish. So families are stepping in to help young adults buy their first home. Clark talks about the most effective way to do this, and has some definite thoughts on co-signing.  Clark Stinks: Segments 1 & 2 Family Assisted Home Buying: Segment 3 Ask Clark: Segment 4 Mentioned on the show Best Cash Back Credit Cards With No Annual Fee Credit Karma vs. Credit Sesame: Is One Better Than the Other? College Scorecard | U.S. Department of EducationCollege Scorecard Axios: It takes nearly a decade to save for a down payment Four Ways Parents Can Help Kids Be First-Time Home Buyers Applicable Federal Rate (AFR): What It Is and How To Use It AFR Rates | IRS Applicable Federal Rates Evaluate Life Insurance - Consumer Federation of America Can a Patient Advocate Help With Your Medical Bills? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 11 Aug 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / All In The Family Home Buying Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, higher home prices and interest rates make saving for a down payment a big challenge that can take a decade to accomplish. So families are stepping in to help young adults buy their first home. Clark talks about the most effective way to do this, and has some definite thoughts on co-signing.  Clark Stinks: Segments 1 & 2 Family Assisted Home Buying: Segment 3 Ask Clark: Segment 4 Mentioned on the show Best Cash Back Credit Cards With No Annual Fee Credit Karma vs. Credit Sesame: Is One Better Than the Other? College Scorecard | U.S. Department of EducationCollege Scorecard Axios: It takes nearly a decade to save for a down payment Four Ways Parents Can Help Kids Be First-Time Home Buyers Applicable Federal Rate (AFR): What It Is and How To Use It AFR Rates | IRS Applicable Federal Rates Evaluate Life Insurance - Consumer Federation of America Can a Patient Advocate Help With Your Medical Bills? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, higher home prices and interest rates make saving for a down payment a big challenge that can take a decade to accomplish. So families are stepping in to help young adults buy their first home. Clark talks about the most effective way to do this, and has some definite thoughts on co-signing. 

  • Clark Stinks: Segments 1 & 2
  • Family Assisted Home Buying: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1966 08.10.23 Two Money Principles To Live By / Streaming Update Features FREE TV There are cultural differences when it comes to handling money and we in the U.S. aren’t known as champion savers… YET. If building savings for financial security eludes you, Clark has a two part plan to get you on track. Even if you carry debt, follow Clark’s simple start now, and ultimately rewrite your financial future. Also - Clark gives an overview of the rapidly changing streaming landscape and your choices. With prices on the rise, Free Ad Supported TV or FAST TV is gaining in popularity. Clarkcore Money Principles: Segment 1 Ask Clark: Segment 2 Streaming Update-FREE TV: Segment 3 Ask Clark: Segment 4 Mentioned on the show Financial Advisers Share the Best Financial Advice They’ve Ever Received Know thyself, know thy finances: which of the 5 money personalities are you? — The Conversation How To Save and Invest the Clark Howard Way How To Save Money: Spend Less & Build Your Savings How To Open a Roth IRA / How To Build Credit Best Secured Credit Cards for 2023: Top Picks for Building or Repairing Credit 6 Best Apps To Save Money on Groceries There’s a New Way to Watch TV. It’s Already More Popular Than HBO. Best Free Streaming Services in 2023: Movies and TV for Cord Cutters - Clark.com CLARK.com - Streaming TV 4 Things To Know Before You Buy a Digital TV Antenna Google Fi Wireless Review: Things To Know Before You Sign Up Best 529 College Savings Plans By State Understanding 529 rollovers to a Roth IRA - Fidelity Investments Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 10 Aug 2023 11:00:00 -0000 full Clark Howard Two Money Principles To Live By / Streaming Update Features FREE TV There are cultural differences when it comes to handling money and we in the U.S. aren’t known as champion savers… YET. If building savings for financial security eludes you, Clark has a two part plan to get you on track. Even if you carry debt, follow Clark’s simple start now, and ultimately rewrite your financial future. Also - Clark gives an overview of the rapidly changing streaming landscape and your choices. With prices on the rise, Free Ad Supported TV or FAST TV is gaining in popularity. Clarkcore Money Principles: Segment 1 Ask Clark: Segment 2 Streaming Update-FREE TV: Segment 3 Ask Clark: Segment 4 Mentioned on the show Financial Advisers Share the Best Financial Advice They’ve Ever Received Know thyself, know thy finances: which of the 5 money personalities are you? — The Conversation How To Save and Invest the Clark Howard Way How To Save Money: Spend Less & Build Your Savings How To Open a Roth IRA / How To Build Credit Best Secured Credit Cards for 2023: Top Picks for Building or Repairing Credit 6 Best Apps To Save Money on Groceries There’s a New Way to Watch TV. It’s Already More Popular Than HBO. Best Free Streaming Services in 2023: Movies and TV for Cord Cutters - Clark.com CLARK.com - Streaming TV 4 Things To Know Before You Buy a Digital TV Antenna Google Fi Wireless Review: Things To Know Before You Sign Up Best 529 College Savings Plans By State Understanding 529 rollovers to a Roth IRA - Fidelity Investments Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices There are cultural differences when it comes to handling money and we in the U.S. aren’t known as champion savers… YET. If building savings for financial security eludes you, Clark has a two part plan to get you on track. Even if you carry debt, follow Clark’s simple start now, and ultimately rewrite your financial future. Also - Clark gives an overview of the rapidly changing streaming landscape and your choices. With prices on the rise, Free Ad Supported TV or FAST TV is gaining in popularity.

  • Clarkcore Money Principles: Segment 1
  • Ask Clark: Segment 2
  • Streaming Update-FREE TV: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1871 08.09.23 Know The Full Cost Of Owning A Home / Scam Alert: Online Searches If you’re trying to decide whether to buy a home now or wait, beyond pre-approval are several cost considerations to add to your decision process. Clark discusses some of the basic costs of owning a home so you go in with a realistic budget for the expected AND the unexpected. Also today, when doing an online search, there’s something you’ve absolutely got to lookout for, or it can hit you hard in the wallet.   The FULL Cost of Home Ownership: Segment 1 Ask Clark: Segment 2 A KEY Internet Search Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show Five Key Financial Aspects to Managing Your Home Cheapest Way to Rent a Car: Expert Tips When Should You Pay Off Your Mortgage Instead of Investing? [The Washington Post] Scammers are using Google results to target desperate travelers When Do You Need a Travel Agent? Income-Driven Repayment Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 09 Aug 2023 11:00:00 -0000 full Clark Howard Know The Full Cost Of Owning A Home / Scam Alert: Online Searches If you’re trying to decide whether to buy a home now or wait, beyond pre-approval are several cost considerations to add to your decision process. Clark discusses some of the basic costs of owning a home so you go in with a realistic budget for the expected AND the unexpected. Also today, when doing an online search, there’s something you’ve absolutely got to lookout for, or it can hit you hard in the wallet.   The FULL Cost of Home Ownership: Segment 1 Ask Clark: Segment 2 A KEY Internet Search Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show Five Key Financial Aspects to Managing Your Home Cheapest Way to Rent a Car: Expert Tips When Should You Pay Off Your Mortgage Instead of Investing? [The Washington Post] Scammers are using Google results to target desperate travelers When Do You Need a Travel Agent? Income-Driven Repayment Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices If you’re trying to decide whether to buy a home now or wait, beyond pre-approval are several cost considerations to add to your decision process. Clark discusses some of the basic costs of owning a home so you go in with a realistic budget for the expected AND the unexpected. Also today, when doing an online search, there’s something you’ve absolutely got to lookout for, or it can hit you hard in the wallet.  

  • The FULL Cost of Home Ownership: Segment 1
  • Ask Clark: Segment 2
  • A KEY Internet Search Warning: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2076 08.08.23 Clark.com Poll: Real Estate Agents / Price Drop Categories Real estate agent commissions are increasingly controversial with two massive class-action lawsuits underway. Would you sell your home yourself or use an agent? We have the results of our poll on that question. Also today, Clark talks about different areas that have been really expensive, but are now becoming more affordable. Knowing the 'zig-zag' principle can help you save more. Clark.com Poll: Real Estate Agents: Segment 1 Ask Clark: Segment 2 Price Drops: Segment 3 Ask Clark: Segment 4 Mentioned on the show Meet the overlooked monopoly that’s overcharging homebuyers $72 billion a year An epic fight over how real-estate agents get paid could transform the housing market forever Clark.com Daily Newsletter Poll: 275 responses How to sell your house by owner How To Find a Trustworthy Mechanic Amusement park attendance and prices down Hot tub sales cool as well-off Americans stop splashing out Should I Get Insurance on My Water and Sewer Lines? Automatic Bill Pay: How It Works and How To Do It Safely Recalls.gov Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 08 Aug 2023 11:00:00 -0000 full Clark Howard Clark.com Poll: Real Estate Agents / Price Drop Categories Real estate agent commissions are increasingly controversial with two massive class-action lawsuits underway. Would you sell your home yourself or use an agent? We have the results of our poll on that question. Also today, Clark talks about different areas that have been really expensive, but are now becoming more affordable. Knowing the 'zig-zag' principle can help you save more. Clark.com Poll: Real Estate Agents: Segment 1 Ask Clark: Segment 2 Price Drops: Segment 3 Ask Clark: Segment 4 Mentioned on the show Meet the overlooked monopoly that’s overcharging homebuyers $72 billion a year An epic fight over how real-estate agents get paid could transform the housing market forever Clark.com Daily Newsletter Poll: 275 responses How to sell your house by owner How To Find a Trustworthy Mechanic Amusement park attendance and prices down Hot tub sales cool as well-off Americans stop splashing out Should I Get Insurance on My Water and Sewer Lines? Automatic Bill Pay: How It Works and How To Do It Safely Recalls.gov Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Real estate agent commissions are increasingly controversial with two massive class-action lawsuits underway. Would you sell your home yourself or use an agent? We have the results of our poll on that question. Also today, Clark talks about different areas that have been really expensive, but are now becoming more affordable. Knowing the 'zig-zag' principle can help you save more.

  • Clark.com Poll: Real Estate Agents: Segment 1
  • Ask Clark: Segment 2
  • Price Drops: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1811 08.07.23 Back To Basics: Retirement / SAVE Now On Electronics Overall, our expectations of when we want to retire aren’t matching up with our savings. Many of us lament we’re not really on track for retirement. Clark revisits the basics to help get you there, and has a challenge for you, regardless of your age. Also, there are great deals on certain electronics now. Clark shares key buying tips. Your Retirement Track: Segment 1 Ask Clark: Segment 2 Save On Electronics: Segment 3 Ask Clark: Segment 4 Mentioned on the show Investing & Retirement Archives - Clark Howard High Income Households Not Worried Enough About Retirement $1.27 million is the magic number for retirement, Americans say. The average person has just 7% of that saved. Women Have Significantly Less Saved in 401(k)s Than Men — What to Do About It    Barrons.com: Oregon’s State-Run Retirement Plan Hits $200 Million in Savings How To Open a Roth IRA / Fidelity - Saving & investing for a child Best And Worst Homeowners Insurance Companies: July 2023 10 Ways To Save Money on Car Insurance / How to Shop for Car Insurance Clark Deals - Electronics Want to Save Money on a New TV? Consider Buying a 2022 Model 13 Secret Saving Hacks at Costco, Sam's Club and BJ's Wholesale Delta Digital ID | Delta Air Lines What Is Disability Insurance and How Does It Work? What Is a Roth 401(k) and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 07 Aug 2023 11:00:00 -0000 full Clark Howard Back To Basics: Retirement / SAVE Now On Electronics Overall, our expectations of when we want to retire aren’t matching up with our savings. Many of us lament we’re not really on track for retirement. Clark revisits the basics to help get you there, and has a challenge for you, regardless of your age. Also, there are great deals on certain electronics now. Clark shares key buying tips. Your Retirement Track: Segment 1 Ask Clark: Segment 2 Save On Electronics: Segment 3 Ask Clark: Segment 4 Mentioned on the show Investing & Retirement Archives - Clark Howard High Income Households Not Worried Enough About Retirement $1.27 million is the magic number for retirement, Americans say. The average person has just 7% of that saved. Women Have Significantly Less Saved in 401(k)s Than Men — What to Do About It    Barrons.com: Oregon’s State-Run Retirement Plan Hits $200 Million in Savings How To Open a Roth IRA / Fidelity - Saving & investing for a child Best And Worst Homeowners Insurance Companies: July 2023 10 Ways To Save Money on Car Insurance / How to Shop for Car Insurance Clark Deals - Electronics Want to Save Money on a New TV? Consider Buying a 2022 Model 13 Secret Saving Hacks at Costco, Sam's Club and BJ's Wholesale Delta Digital ID | Delta Air Lines What Is Disability Insurance and How Does It Work? What Is a Roth 401(k) and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Overall, our expectations of when we want to retire aren’t matching up with our savings. Many of us lament we’re not really on track for retirement. Clark revisits the basics to help get you there, and has a challenge for you, regardless of your age. Also, there are great deals on certain electronics now. Clark shares key buying tips.

  • Your Retirement Track: Segment 1
  • Ask Clark: Segment 2
  • Save On Electronics: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1808 08.04.23 Clark Answers His Critics on Clark Stinks / Investment Warning: Private Placement Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, did you hear about the ponzi scheme that involved manure conversion to energy? It’s a hard lesson about investing. Clark shares how the mass movement for private placement investments came about - and became a green light for con artists.  Clark Stinks: Segments 1 & 2 Private Placement Investment WARNING: Segment 3 Ask Clark: Segment 4 Mentioned on the show Amazon Scam Warning: Beware of Deliveries You Didn't Order How To Build Credit How a Toilet Plunger Improved CPR NIH.gov - Mechanical vs manual chest compression What Is the Better Business Bureau and Should You Use It? Costco vs. Sam's Club: What Is the Difference? Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? Man Is Sentenced in $9 Million Cow Manure Ponzi Scheme Quality Condo living in the city vs Suburbs  Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 04 Aug 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Investment Warning: Private Placement Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, did you hear about the ponzi scheme that involved manure conversion to energy? It’s a hard lesson about investing. Clark shares how the mass movement for private placement investments came about - and became a green light for con artists.  Clark Stinks: Segments 1 & 2 Private Placement Investment WARNING: Segment 3 Ask Clark: Segment 4 Mentioned on the show Amazon Scam Warning: Beware of Deliveries You Didn't Order How To Build Credit How a Toilet Plunger Improved CPR NIH.gov - Mechanical vs manual chest compression What Is the Better Business Bureau and Should You Use It? Costco vs. Sam's Club: What Is the Difference? Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? Man Is Sentenced in $9 Million Cow Manure Ponzi Scheme Quality Condo living in the city vs Suburbs  Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, did you hear about the ponzi scheme that involved manure conversion to energy? It’s a hard lesson about investing. Clark shares how the mass movement for private placement investments came about - and became a green light for con artists. 

  • Clark Stinks: Segments 1 & 2
  • Private Placement Investment WARNING: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1987 08.03.23 Turn Debt Shame Into A Debt Plan / High Water Bills People tend to carry a lot of embarrassment, shame and or anger around debt and other financial mistakes. Counselor Clark would like a word with you…. Also, water bills are up by about 50% over the last several years. Clark discusses the factors leading to this increase and what you can do about it. Facing Debt: Segment 1 Ask Clark: Segment 2 Rising Water Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show The Hill: Americans are hiding their credit card debt Clark.com - Credit Card Debt 6 Things To Know Before Contacting the National Foundation for Credit Counseling Best Cash Back Credit Cards With No Annual Fee  /  CREDIT CARDS NYTimes: Water Bills Are Rising. Here’s What to Do About It. Should You Buy Cell Phone Insurance? Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone Will Mark Cuban's Prescription Company Really Save You Money? 10 Ways To Save on Prescription Drugs Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 03 Aug 2023 11:00:00 -0000 full Clark Howard Turn Debt Shame Into A Debt Plan / High Water Bills People tend to carry a lot of embarrassment, shame and or anger around debt and other financial mistakes. Counselor Clark would like a word with you…. Also, water bills are up by about 50% over the last several years. Clark discusses the factors leading to this increase and what you can do about it. Facing Debt: Segment 1 Ask Clark: Segment 2 Rising Water Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show The Hill: Americans are hiding their credit card debt Clark.com - Credit Card Debt 6 Things To Know Before Contacting the National Foundation for Credit Counseling Best Cash Back Credit Cards With No Annual Fee  /  CREDIT CARDS NYTimes: Water Bills Are Rising. Here’s What to Do About It. Should You Buy Cell Phone Insurance? Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone Will Mark Cuban's Prescription Company Really Save You Money? 10 Ways To Save on Prescription Drugs Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices People tend to carry a lot of embarrassment, shame and or anger around debt and other financial mistakes. Counselor Clark would like a word with you…. Also, water bills are up by about 50% over the last several years. Clark discusses the factors leading to this increase and what you can do about it.

  • Facing Debt: Segment 1
  • Ask Clark: Segment 2
  • Rising Water Bills: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1929 08.02.23 Vanguard Is GREAT - Except… / Apartment Rental Prices And Fees Vanguard. There have been lots of complaints about this golden child lately. Clark shares the pioneering background of what is now the second largest investment house in the world, and how the company appears to be going through a midlife crisis. Also today, Clark has an update on the cost of apartment rental and the add-on fees to be aware of. An Issue With Beloved Vanguard: Segment 1 Ask Clark: Segment 2 Apartment Rental Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show Vanguard Faces Competition and Criticism — Where Does It Go From Here? How To Open a Roth IRA Red Pocket Mobile: 6 Things To Know Before You Sign Up Shocked by those extra monthly apartment fees? 3 big rental sites plan to reveal them Laptops -Clark Deals   /   GoogleShopping  Laptops & Notebook Computers-Costco Wholesale How To Buy Term Life Insurance in 7 Easy Steps What Is a Fiduciary Financial Advisor and Do I Need One? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 02 Aug 2023 11:00:00 -0000 full Clark Howard Vanguard Is GREAT - Except… / Apartment Rental Prices And Fees Vanguard. There have been lots of complaints about this golden child lately. Clark shares the pioneering background of what is now the second largest investment house in the world, and how the company appears to be going through a midlife crisis. Also today, Clark has an update on the cost of apartment rental and the add-on fees to be aware of. An Issue With Beloved Vanguard: Segment 1 Ask Clark: Segment 2 Apartment Rental Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show Vanguard Faces Competition and Criticism — Where Does It Go From Here? How To Open a Roth IRA Red Pocket Mobile: 6 Things To Know Before You Sign Up Shocked by those extra monthly apartment fees? 3 big rental sites plan to reveal them Laptops -Clark Deals   /   GoogleShopping  Laptops & Notebook Computers-Costco Wholesale How To Buy Term Life Insurance in 7 Easy Steps What Is a Fiduciary Financial Advisor and Do I Need One? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Vanguard. There have been lots of complaints about this golden child lately. Clark shares the pioneering background of what is now the second largest investment house in the world, and how the company appears to be going through a midlife crisis. Also today, Clark has an update on the cost of apartment rental and the add-on fees to be aware of.

  • An Issue With Beloved Vanguard: Segment 1
  • Ask Clark: Segment 2
  • Apartment Rental Update: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1726 08.01.23 FedNow Explained / An Easy Way To Save On AC The U.S. is beginning to catch up when it comes to money transfer. Clark explains the deal with FedNow.  Also, you may be overlooking a simple and inexpensive way to save big bucks on cooling your home this summer.  What Is FedNow: Segment 1 Ask Clark: Segment 2 SAVE on Air Conditioning: Segment 3 Ask Clark: Segment 4 Mentioned on the show What Is FedNow?  Banks’ Newest Fed Headache: Nonstop Instant Payments A Retirement Tax Break That Ends the Fear of Outliving Your 401(k) What Is the Largest Homeowners Insurance Deductible That Clark Recommends? Do I Need To Re-Visit My Homeowners Insurance Coverage After Years of High Inflation? Car Insurance Archives - Clark Howard 2 Ways To Guarantee Yourself a Lifetime Stream of Income Immediate Annuities - Income Annuity Quote Calculator Want to Use Less Air Conditioning? Just Turn on a Fan How To Freeze Your Credit With Experian, Equifax and TransUnion Credit Karma Review: Free Credit Score and More at Your Fingertips What Credit Score Do You Need To Buy a Car? Are You Following Clark's Maximum Auto Loan Length Rule? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 01 Aug 2023 11:00:00 -0000 full Clark Howard FedNow Explained / An Easy Way To Save On AC The U.S. is beginning to catch up when it comes to money transfer. Clark explains the deal with FedNow.  Also, you may be overlooking a simple and inexpensive way to save big bucks on cooling your home this summer.  What Is FedNow: Segment 1 Ask Clark: Segment 2 SAVE on Air Conditioning: Segment 3 Ask Clark: Segment 4 Mentioned on the show What Is FedNow?  Banks’ Newest Fed Headache: Nonstop Instant Payments A Retirement Tax Break That Ends the Fear of Outliving Your 401(k) What Is the Largest Homeowners Insurance Deductible That Clark Recommends? Do I Need To Re-Visit My Homeowners Insurance Coverage After Years of High Inflation? Car Insurance Archives - Clark Howard 2 Ways To Guarantee Yourself a Lifetime Stream of Income Immediate Annuities - Income Annuity Quote Calculator Want to Use Less Air Conditioning? Just Turn on a Fan How To Freeze Your Credit With Experian, Equifax and TransUnion Credit Karma Review: Free Credit Score and More at Your Fingertips What Credit Score Do You Need To Buy a Car? Are You Following Clark's Maximum Auto Loan Length Rule? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The U.S. is beginning to catch up when it comes to money transfer. Clark explains the deal with FedNow.  Also, you may be overlooking a simple and inexpensive way to save big bucks on cooling your home this summer. 

  • What Is FedNow: Segment 1
  • Ask Clark: Segment 2
  • SAVE on Air Conditioning: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1868 07.31.23 WANTED: Skilled Workers / Costco Membership News The extreme shortage of skilled workers is affecting everything from car and home repairs to medicine. Clark discusses 2 aspects of the structural labor shortage in the U.S. Also today, Clark has Costco news to share, and addresses several questions and complaints from your emails. The Skilled Labor Shortage: Segment 1 Ask Clark: Segment 2 Costco Membership News: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ - Why Is It So Hard to Get a Plumber to Even Call You Back? Nurses Have Had Enough, Threatening Big Gaps in US Health Care Why It’s Impossible to Get Your Car Repaired This Summer 3 Things Clark Says You Should Do With CDs in 2023 Roth IRA Withdrawal Rules - Investopedia Going™ | Formerly Scott's Cheap Flights Best Travel Credit Cards: Top Rewards Picks for 2023 'WANT TO CORRECT' Costco CFO Richard Galanti breaks silence on new self-checkout policy after outrage over membership ‘stealing’ crackdown NYTimes: Costco Is Cracking Down on Membership Sharing Barrons.com: Now Costco Is Cracking Down on Membership Sharing Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 31 Jul 2023 11:00:00 -0000 full Clark Howard WANTED: Skilled Workers / Costco Membership News The extreme shortage of skilled workers is affecting everything from car and home repairs to medicine. Clark discusses 2 aspects of the structural labor shortage in the U.S. Also today, Clark has Costco news to share, and addresses several questions and complaints from your emails. The Skilled Labor Shortage: Segment 1 Ask Clark: Segment 2 Costco Membership News: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ - Why Is It So Hard to Get a Plumber to Even Call You Back? Nurses Have Had Enough, Threatening Big Gaps in US Health Care Why It’s Impossible to Get Your Car Repaired This Summer 3 Things Clark Says You Should Do With CDs in 2023 Roth IRA Withdrawal Rules - Investopedia Going™ | Formerly Scott's Cheap Flights Best Travel Credit Cards: Top Rewards Picks for 2023 'WANT TO CORRECT' Costco CFO Richard Galanti breaks silence on new self-checkout policy after outrage over membership ‘stealing’ crackdown NYTimes: Costco Is Cracking Down on Membership Sharing Barrons.com: Now Costco Is Cracking Down on Membership Sharing Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The extreme shortage of skilled workers is affecting everything from car and home repairs to medicine. Clark discusses 2 aspects of the structural labor shortage in the U.S. Also today, Clark has Costco news to share, and addresses several questions and complaints from your emails.

  • The Skilled Labor Shortage: Segment 1
  • Ask Clark: Segment 2
  • Costco Membership News: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1677 07.28.23 Clark Answers His Critics on Clark Stinks / The Importance Of Doing A Will Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, overwhelmingly the people who should have a will do not. The recent saga surrounding the will of Aretha Franklin is a valuable lesson for us all.  Clark Stinks: Segments 1 & 2 Making A Will: Segment 3 Ask Clark: Segment 4 Mentioned on the show Costco vs. Sam's Club Credit Cards Comparison: Which Is Better? Credit Card Car Rental Insurance: What You Need To Know YouTube TV Releases NFL Sunday Ticket Pricing LOS ANGELES TIMES: Aretha Franklin jury selects a valid will: It's the one found in the late singer's couch Why You Really Need To Create a Will Wills & Funerals Archives - Clark Howard Turo: 5 Things To Know About the Cheap Car Rental Service Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 28 Jul 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / The Importance Of Doing A Will Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, overwhelmingly the people who should have a will do not. The recent saga surrounding the will of Aretha Franklin is a valuable lesson for us all.  Clark Stinks: Segments 1 & 2 Making A Will: Segment 3 Ask Clark: Segment 4 Mentioned on the show Costco vs. Sam's Club Credit Cards Comparison: Which Is Better? Credit Card Car Rental Insurance: What You Need To Know YouTube TV Releases NFL Sunday Ticket Pricing LOS ANGELES TIMES: Aretha Franklin jury selects a valid will: It's the one found in the late singer's couch Why You Really Need To Create a Will Wills & Funerals Archives - Clark Howard Turo: 5 Things To Know About the Cheap Car Rental Service Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, overwhelmingly the people who should have a will do not. The recent saga surrounding the will of Aretha Franklin is a valuable lesson for us all. 

  • Clark Stinks: Segments 1 & 2
  • Making A Will: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2112 07.27.23 New Business Hours / Student Loan Update A trend you may have noticed  - stores and restaurants are opening later and/or closing earlier. Post Covid we’re seeing new patterns.  Also, from the Supreme Court decision to the latest in loan forgiveness, Clark has an update on student loan debt.  Sooner Than Later Service: Segment 1 Ask Clark: Segment 2 Student Loan Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show America Is Becoming a Nation of Early Birds Resy - Book Your Reservation Your Guide to DIY Home Security Systems 6 Things To Know Before Contacting the National Foundation for Credit Counseling How To Find and Choose a Financial Advisor Biden Administration to Wipe Out $39 Billion in Student Loans - The Wall Street Journal. You could still be eligible for student loan forgiveness under this plan 1 in 3 federal student loan borrowers spent money they thought was going to be forgiven—here's where relief stands NYTimes.com: Ways You Can Still Cancel Your Federal Student Loan Debt Best Investment Companies for Investors in 2023 Are Money Market Funds a Safe Place To Stash My Savings? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 27 Jul 2023 11:00:00 -0000 full Clark Howard New Business Hours / Student Loan Update A trend you may have noticed  - stores and restaurants are opening later and/or closing earlier. Post Covid we’re seeing new patterns.  Also, from the Supreme Court decision to the latest in loan forgiveness, Clark has an update on student loan debt.  Sooner Than Later Service: Segment 1 Ask Clark: Segment 2 Student Loan Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show America Is Becoming a Nation of Early Birds Resy - Book Your Reservation Your Guide to DIY Home Security Systems 6 Things To Know Before Contacting the National Foundation for Credit Counseling How To Find and Choose a Financial Advisor Biden Administration to Wipe Out $39 Billion in Student Loans - The Wall Street Journal. You could still be eligible for student loan forgiveness under this plan 1 in 3 federal student loan borrowers spent money they thought was going to be forgiven—here's where relief stands NYTimes.com: Ways You Can Still Cancel Your Federal Student Loan Debt Best Investment Companies for Investors in 2023 Are Money Market Funds a Safe Place To Stash My Savings? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A trend you may have noticed  - stores and restaurants are opening later and/or closing earlier. Post Covid we’re seeing new patterns.  Also, from the Supreme Court decision to the latest in loan forgiveness, Clark has an update on student loan debt. 

  • Sooner Than Later Service: Segment 1
  • Ask Clark: Segment 2
  • Student Loan Update: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1698 07.26.23 Energy Savings & Backup Power / Back To School Shopping Have you seen the ads for a device that Elon Musk supposedly invented to cut electric bills? Clark tells you if that’s for real, and discusses some exciting upcoming options for power to your home. Also, believe it or not it’s time to shop back to school items. Clark points to some exceptional deal categories and shares shopping strategies.  Energy Savings & Backup Power: Segment 1 Ask Clark: Segment 2 Back To School Shopping: Segment 3 Ask Clark: Segment 4 Mentioned on the show Fact Check: Elon Musk Did NOT Invent Energy-Saving Device That Will Cut Power Bills By 90% | Lead Stories GM Energy’s Ultium Home products provide backup power to your home in outage -  USA TODAY The best back-to-school sales & deals available now! Paramount+ Plans Paramount+ Review 2023: Is This Streaming Service Worth It? What’s the Best Way To Exchange Dollars for Foreign Currency? When To Exchange Money? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 26 Jul 2023 11:00:00 -0000 full Clark Howard Energy Savings & Backup Power / Back To School Shopping Have you seen the ads for a device that Elon Musk supposedly invented to cut electric bills? Clark tells you if that’s for real, and discusses some exciting upcoming options for power to your home. Also, believe it or not it’s time to shop back to school items. Clark points to some exceptional deal categories and shares shopping strategies.  Energy Savings & Backup Power: Segment 1 Ask Clark: Segment 2 Back To School Shopping: Segment 3 Ask Clark: Segment 4 Mentioned on the show Fact Check: Elon Musk Did NOT Invent Energy-Saving Device That Will Cut Power Bills By 90% | Lead Stories GM Energy’s Ultium Home products provide backup power to your home in outage -  USA TODAY The best back-to-school sales & deals available now! Paramount+ Plans Paramount+ Review 2023: Is This Streaming Service Worth It? What’s the Best Way To Exchange Dollars for Foreign Currency? When To Exchange Money? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Have you seen the ads for a device that Elon Musk supposedly invented to cut electric bills? Clark tells you if that’s for real, and discusses some exciting upcoming options for power to your home. Also, believe it or not it’s time to shop back to school items. Clark points to some exceptional deal categories and shares shopping strategies. 

  • Energy Savings & Backup Power: Segment 1
  • Ask Clark: Segment 2
  • Back To School Shopping: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1681 07.25.23 Timely Advice to Maximize Savings / Clark’s European Vacation Savers! The window is closing on long term CDs. Clark fills you in on what you can do now to maximize money put aside for saving, vs for investing. Put your money to work the right way. Also, money saving takeaways from Clark’s summer vacation including car rental and currency practices.  5 Year CD Rates Now: Segment 1 Ask Clark: Segment 2 Lessons Abroad- Clark’s Summer Vacation: Segment 3 Ask Clark: Segment 4 Mentioned on the show The Window To Open a 5-Year CD Is Closing Soon What Is a CD and Should You Open One? / Bankrate CDs What Is a CD Ladder and When Is It a Good Idea? Follow Clark Howard’s #1 Rule To Travel Cheap Credit Card Car Rental Insurance: What You Need To Know 5 Money Tips To Know Before You Travel Abroad What’s the Best Way To Exchange Dollars for Foreign Currency? When To Exchange Money? How to use Google Maps overseas with no data usage The Best International Phone Plans United Club & Lounge Access / Military Airport Lounges Non-Owner Car Insurance: Who Needs It? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 25 Jul 2023 11:00:00 -0000 full Clark Howard Timely Advice to Maximize Savings / Clark’s European Vacation Savers! The window is closing on long term CDs. Clark fills you in on what you can do now to maximize money put aside for saving, vs for investing. Put your money to work the right way. Also, money saving takeaways from Clark’s summer vacation including car rental and currency practices.  5 Year CD Rates Now: Segment 1 Ask Clark: Segment 2 Lessons Abroad- Clark’s Summer Vacation: Segment 3 Ask Clark: Segment 4 Mentioned on the show The Window To Open a 5-Year CD Is Closing Soon What Is a CD and Should You Open One? / Bankrate CDs What Is a CD Ladder and When Is It a Good Idea? Follow Clark Howard’s #1 Rule To Travel Cheap Credit Card Car Rental Insurance: What You Need To Know 5 Money Tips To Know Before You Travel Abroad What’s the Best Way To Exchange Dollars for Foreign Currency? When To Exchange Money? How to use Google Maps overseas with no data usage The Best International Phone Plans United Club & Lounge Access / Military Airport Lounges Non-Owner Car Insurance: Who Needs It? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Savers! The window is closing on long term CDs. Clark fills you in on what you can do now to maximize money put aside for saving, vs for investing. Put your money to work the right way. Also, money saving takeaways from Clark’s summer vacation including car rental and currency practices. 

  • 5 Year CD Rates Now: Segment 1
  • Ask Clark: Segment 2
  • Lessons Abroad- Clark’s Summer Vacation: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2027 07.24.23 Free And Affordable College / Earn $ Renting Out Your Car Clark has important information on receiving a free or very affordable college education, including state based aid, reimbursement programs, Income Share Agreements, second level state universities and pricing resources. Also, how would you like to make extra money renting out your car? More competition is entering this field, and it could be good for your wallet. Affordable College: Segment 1 Ask Clark: Segment 2 Renting Out Your Car: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] To fight teacher shortages, states send people to college for free NYTimes.com: The College Data You Probably Can’t Find, but Definitely Need College Tables Where to Find the Cheapest In-State Tuition For College College Scorecard | U.S. Department of EducationCollege Scorecard For College Financing, Consider an Income Share Agreement Costco Hearing Aids: 5 Things To Know Before You Buy The Best Places To Buy Hearing Aids Should You Buy Out Your Leased Car? Uber wants to rent out your car: Company set to launch Uber Carshare in Boston, Toronto Turo: 5 Things To Know About the Cheap Car Rental Service Best Travel Credit Cards: Top Rewards Picks for 2023 High-Yield Savings Account Calculator 14 of the Best High-Yield Online Savings Accounts in June 2023 3 Things Clark Says You Should Do With CDs in 2023 Best Investment Companies for Investors in 2023 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Jul 2023 11:00:00 -0000 full Clark Howard Free And Affordable College / Earn $ Renting Out Your Car Clark has important information on receiving a free or very affordable college education, including state based aid, reimbursement programs, Income Share Agreements, second level state universities and pricing resources. Also, how would you like to make extra money renting out your car? More competition is entering this field, and it could be good for your wallet. Affordable College: Segment 1 Ask Clark: Segment 2 Renting Out Your Car: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] To fight teacher shortages, states send people to college for free NYTimes.com: The College Data You Probably Can’t Find, but Definitely Need College Tables Where to Find the Cheapest In-State Tuition For College College Scorecard | U.S. Department of EducationCollege Scorecard For College Financing, Consider an Income Share Agreement Costco Hearing Aids: 5 Things To Know Before You Buy The Best Places To Buy Hearing Aids Should You Buy Out Your Leased Car? Uber wants to rent out your car: Company set to launch Uber Carshare in Boston, Toronto Turo: 5 Things To Know About the Cheap Car Rental Service Best Travel Credit Cards: Top Rewards Picks for 2023 High-Yield Savings Account Calculator 14 of the Best High-Yield Online Savings Accounts in June 2023 3 Things Clark Says You Should Do With CDs in 2023 Best Investment Companies for Investors in 2023 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark has important information on receiving a free or very affordable college education, including state based aid, reimbursement programs, Income Share Agreements, second level state universities and pricing resources. Also, how would you like to make extra money renting out your car? More competition is entering this field, and it could be good for your wallet.

  • Affordable College: Segment 1
  • Ask Clark: Segment 2
  • Renting Out Your Car: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1736 07.21.23 Clark Answers His Critics on Clark Stinks / CPR: Taking The Plunge Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode,  how to save someone’s life using a simple household item. Clark Stinks: Segments 1 & 2 CPR: Taking The Plunge: Segment 3 Ask Clark: Segment 4 Mentioned on the show American Express Send & Split with Venmo & PayPal Ask the Doctor: Are eggs risky for heart health? Eggs: Are they good or bad for my cholesterol? Intake of up to 3 Eggs per Day Is Associated with Changes in HDL Function and Increased Plasma Antioxidants in Healthy, Young Adult 'Grandparent' Scams Get More Sophisticated How a Toilet Plunger Improved CPR How To Open a Roth IRA What Brokerage Do You Recommend for First-Time Investors or Kids? Fidelity Freedom® Index Funds Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 21 Jul 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / CPR: Taking The Plunge Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode,  how to save someone’s life using a simple household item. Clark Stinks: Segments 1 & 2 CPR: Taking The Plunge: Segment 3 Ask Clark: Segment 4 Mentioned on the show American Express Send & Split with Venmo & PayPal Ask the Doctor: Are eggs risky for heart health? Eggs: Are they good or bad for my cholesterol? Intake of up to 3 Eggs per Day Is Associated with Changes in HDL Function and Increased Plasma Antioxidants in Healthy, Young Adult 'Grandparent' Scams Get More Sophisticated How a Toilet Plunger Improved CPR How To Open a Roth IRA What Brokerage Do You Recommend for First-Time Investors or Kids? Fidelity Freedom® Index Funds Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode,  how to save someone’s life using a simple household item.

  • Clark Stinks: Segments 1 & 2
  • CPR: Taking The Plunge: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2113 07.20.23 ONLINE SHOPPING: New 3rd Party Seller Disclosure Law / Long-Term Care Options Good news consumers! A new law changes the rules for 3rd party sellers on online marketplaces such as Amazon & Walmart. Clark covers what you need to know about these sellers, and the problem with online purchasing via your phone. Also today, long-term care insurance is cost prohibitive for most. Still, advance planning is a smart idea. Know what elder care options exist today and potentially in the future.  Online Seller Disclosure: Segment 1 Ask Clark: Segment 2 Long-Term Care: Segment 3 Ask Clark: Segment 4 Mentioned on the show The INFORM Consumers Act and online marketplaces: What to know BBB-File a Complaint Costco vs. Sam’s Club: What Is the Difference? Buying Gas From a Station on This List Is Better for Your Car What if you can’t afford long-term care? NYTimes.com: States Try Easing the Burden of Long-Term Care’s High Cost What Is Long-Term Care Insurance Cost & Coverage How Do You Prepare for the Likelihood of Long-Term Care Costs? Senior Care Archives - Clark Howard Why Clark Howard Wants You to Set Up a 'Financial Chromebook' Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 20 Jul 2023 11:00:00 -0000 full Clark Howard ONLINE SHOPPING: New 3rd Party Seller Disclosure Law / Long-Term Care Options Good news consumers! A new law changes the rules for 3rd party sellers on online marketplaces such as Amazon & Walmart. Clark covers what you need to know about these sellers, and the problem with online purchasing via your phone. Also today, long-term care insurance is cost prohibitive for most. Still, advance planning is a smart idea. Know what elder care options exist today and potentially in the future.  Online Seller Disclosure: Segment 1 Ask Clark: Segment 2 Long-Term Care: Segment 3 Ask Clark: Segment 4 Mentioned on the show The INFORM Consumers Act and online marketplaces: What to know BBB-File a Complaint Costco vs. Sam’s Club: What Is the Difference? Buying Gas From a Station on This List Is Better for Your Car What if you can’t afford long-term care? NYTimes.com: States Try Easing the Burden of Long-Term Care’s High Cost What Is Long-Term Care Insurance Cost & Coverage How Do You Prepare for the Likelihood of Long-Term Care Costs? Senior Care Archives - Clark Howard Why Clark Howard Wants You to Set Up a 'Financial Chromebook' Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Good news consumers! A new law changes the rules for 3rd party sellers on online marketplaces such as Amazon & Walmart. Clark covers what you need to know about these sellers, and the problem with online purchasing via your phone. Also today, long-term care insurance is cost prohibitive for most. Still, advance planning is a smart idea. Know what elder care options exist today and potentially in the future. 

  • Online Seller Disclosure: Segment 1
  • Ask Clark: Segment 2
  • Long-Term Care: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1609 07.19.23 Homeowners Insurance Reset / Credit Bureau Complaints and Your Good Name Homeowners insurance is getting more difficult to get or keep, even in states beyond FL & CA. Clark explains industry challenges and what homeowners can do about this growing problem. Also - What you don’t know can hurt you. Recent CFPB data show complaints against the credit bureaus roughly doubled in one year, highlighting the importance of being vigilant about your credit report accuracy. Homeowners Insurance Reset: Segment 1 Ask Clark: Segment 2 Credit Bureau Complaints: Segment 3 Ask Clark: Segment 4 Mentioned on the show Axios: Uninsurable America: Climate change hits the insurance industry Multifamily industry grapples with surging insurance costs in wake of climate risks Why insurance companies are pulling out of California and Florida, and how to fix some of the underlying problems — The Conversation Force-Placed Insurance Definition When Should You File a Claim on Your Homeowners Insurance? Homeowners Insurance Archives - Clark Howard How To Find and Choose a Financial Advisor Welcome to Bluebird A Simple Way To Help Your Kid Build Credit Should You Make Your Child an Authorized User on Your Credit Card? What Is a Secured Credit Card and How Does It Work? How To Get a Free Credit Report How To Dispute an Error on Your Credit Report and Win Changes to Credit Reports Credit Karma Review: Free Credit Score and More at Your Fingertips How To Freeze Your Credit With Experian, Equifax and TransUnion Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 19 Jul 2023 11:00:00 -0000 full Clark Howard Homeowners Insurance Reset / Credit Bureau Complaints and Your Good Name Homeowners insurance is getting more difficult to get or keep, even in states beyond FL & CA. Clark explains industry challenges and what homeowners can do about this growing problem. Also - What you don’t know can hurt you. Recent CFPB data show complaints against the credit bureaus roughly doubled in one year, highlighting the importance of being vigilant about your credit report accuracy. Homeowners Insurance Reset: Segment 1 Ask Clark: Segment 2 Credit Bureau Complaints: Segment 3 Ask Clark: Segment 4 Mentioned on the show Axios: Uninsurable America: Climate change hits the insurance industry Multifamily industry grapples with surging insurance costs in wake of climate risks Why insurance companies are pulling out of California and Florida, and how to fix some of the underlying problems — The Conversation Force-Placed Insurance Definition When Should You File a Claim on Your Homeowners Insurance? Homeowners Insurance Archives - Clark Howard How To Find and Choose a Financial Advisor Welcome to Bluebird A Simple Way To Help Your Kid Build Credit Should You Make Your Child an Authorized User on Your Credit Card? What Is a Secured Credit Card and How Does It Work? How To Get a Free Credit Report How To Dispute an Error on Your Credit Report and Win Changes to Credit Reports Credit Karma Review: Free Credit Score and More at Your Fingertips How To Freeze Your Credit With Experian, Equifax and TransUnion Best 529 College Savings Plans By State Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Homeowners insurance is getting more difficult to get or keep, even in states beyond FL & CA. Clark explains industry challenges and what homeowners can do about this growing problem. Also - What you don’t know can hurt you. Recent CFPB data show complaints against the credit bureaus roughly doubled in one year, highlighting the importance of being vigilant about your credit report accuracy.

  • Homeowners Insurance Reset: Segment 1
  • Ask Clark: Segment 2
  • Credit Bureau Complaints: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1794 07.18.23 Summer Travel Update / Clarkonomics: Recession Or What? With the second wave of summer travel upon us, Clark has an update on mid to late summer travel  prices. Also in this episode, Clark looks at the likelihood of recession as a normal part of a free market, how it would compare by historical measures, the negative and positive effects on the economy, and what you need to know if the economy does slow.  Summer Travel Update: Segment 1 Ask Clark: Segment 2 Recession Explainer: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] People are spending less on hotels, flights and restaurants NYTimes.com: Revenge Spending Helped Push Prices Higher. The Trend Is Turning. 4 Things You Should Always Pack in Your Carry-On How SVB’s failure 3 months ago has changed banking (and how it hasn’t) Guide: Big changes are coming to retirement savings rules and tax breaks because of the SECURE 2.0 Act of 2022 What Is a CD Ladder and When Is It a Good Idea? Clark.com - Invest & Retire FDA - Outbreak Investigation of Hepatitis A Virus Infections: Frozen Strawberries (Feb. 2023) Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 18 Jul 2023 11:00:00 -0000 full Clark Howard Summer Travel Update / Clarkonomics: Recession Or What? With the second wave of summer travel upon us, Clark has an update on mid to late summer travel  prices. Also in this episode, Clark looks at the likelihood of recession as a normal part of a free market, how it would compare by historical measures, the negative and positive effects on the economy, and what you need to know if the economy does slow.  Summer Travel Update: Segment 1 Ask Clark: Segment 2 Recession Explainer: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] People are spending less on hotels, flights and restaurants NYTimes.com: Revenge Spending Helped Push Prices Higher. The Trend Is Turning. 4 Things You Should Always Pack in Your Carry-On How SVB’s failure 3 months ago has changed banking (and how it hasn’t) Guide: Big changes are coming to retirement savings rules and tax breaks because of the SECURE 2.0 Act of 2022 What Is a CD Ladder and When Is It a Good Idea? Clark.com - Invest & Retire FDA - Outbreak Investigation of Hepatitis A Virus Infections: Frozen Strawberries (Feb. 2023) Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices With the second wave of summer travel upon us, Clark has an update on mid to late summer travel  prices. Also in this episode, Clark looks at the likelihood of recession as a normal part of a free market, how it would compare by historical measures, the negative and positive effects on the economy, and what you need to know if the economy does slow. 

  • Summer Travel Update: Segment 1
  • Ask Clark: Segment 2
  • Recession Explainer: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1646 07.17.23 STUDENTS: Establishing Credit / Remote Work Dilemma As back-to-school season approaches, Clark shares opportunities to help students begin to establish credit.  Also today, from fully remote to hybrid work, to mandatory return to the office - employers are reevaluating the remote option, leaving some employees with serious decisions to make.  Building Student Credit: Segment 1 Ask Clark: Segment 2 Remote Work Dilemma: Segment 3 Ask Clark: Segment 4 Mentioned on the show Best Credit Cards for Students: Top Picks for 2023 A Simple Way To Help Your Kid Build Credit Should You Make Your Child an Authorized User on Your Credit Card? Deciding what to do when your employer changes the rules on remote work What Is an Annuity, and Why Does Clark Think They Stink? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Jul 2023 11:00:00 -0000 full Clark Howard STUDENTS: Establishing Credit / Remote Work Dilemma As back-to-school season approaches, Clark shares opportunities to help students begin to establish credit.  Also today, from fully remote to hybrid work, to mandatory return to the office - employers are reevaluating the remote option, leaving some employees with serious decisions to make.  Building Student Credit: Segment 1 Ask Clark: Segment 2 Remote Work Dilemma: Segment 3 Ask Clark: Segment 4 Mentioned on the show Best Credit Cards for Students: Top Picks for 2023 A Simple Way To Help Your Kid Build Credit Should You Make Your Child an Authorized User on Your Credit Card? Deciding what to do when your employer changes the rules on remote work What Is an Annuity, and Why Does Clark Think They Stink? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices As back-to-school season approaches, Clark shares opportunities to help students begin to establish credit.  Also today, from fully remote to hybrid work, to mandatory return to the office - employers are reevaluating the remote option, leaving some employees with serious decisions to make. 

  • Building Student Credit: Segment 1
  • Ask Clark: Segment 2
  • Remote Work Dilemma: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1511 07.07.23 BEST OF: Clark Answers His Critics on Clark Stinks / Credit Report Inquiries & Scores Please enjoy this Best Of episode. Clark returns from travel adventures July 17th. Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark explains the difference between hard inquiries and soft hits to your credit report, and other factors that affect your credit report and score.  Clark Stinks: Segments 1 & 2 Credit Report Inquiries: Segment 3 Ask Clark: Segment 4 Mentioned on the show Follow Clark Howard's #1 Rule To Travel Cheap Southwest Offers Companion Pass through Credit Card for Limited Time VENMO - Fees CBS-CreditKarma tricked customers into thinking they were pre-approved for credit cards-FTC Credit Karma Review: Free Credit Score and More at Your Fingertips Credit Karma vs. Credit Sesame: Is One Better Than the Other? The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report How To Get a Free Credit Report Best Investment Companies What the Great Netflix Password Crackdown Means for You Netflix Password Sharing Crackdown Will Affect 100 Million Users. Here’s What You Should Know Clark.com: Is Netflix Ending Password Sharing in the United States? What We Know So Far Clark.com - Streaming TV   /   Clark.com: Sling Freestream Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 07 Jul 2023 11:00:00 -0000 full Clark Howard BEST OF: Clark Answers His Critics on Clark Stinks / Credit Report Inquiries & Scores Please enjoy this Best Of episode. Clark returns from travel adventures July 17th. Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark explains the difference between hard inquiries and soft hits to your credit report, and other factors that affect your credit report and score.  Clark Stinks: Segments 1 & 2 Credit Report Inquiries: Segment 3 Ask Clark: Segment 4 Mentioned on the show Follow Clark Howard's #1 Rule To Travel Cheap Southwest Offers Companion Pass through Credit Card for Limited Time VENMO - Fees CBS-CreditKarma tricked customers into thinking they were pre-approved for credit cards-FTC Credit Karma Review: Free Credit Score and More at Your Fingertips Credit Karma vs. Credit Sesame: Is One Better Than the Other? The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report How To Get a Free Credit Report Best Investment Companies What the Great Netflix Password Crackdown Means for You Netflix Password Sharing Crackdown Will Affect 100 Million Users. Here’s What You Should Know Clark.com: Is Netflix Ending Password Sharing in the United States? What We Know So Far Clark.com - Streaming TV   /   Clark.com: Sling Freestream Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Please enjoy this Best Of episode. Clark returns from travel adventures July 17th.

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark explains the difference between hard inquiries and soft hits to your credit report, and other factors that affect your credit report and score. 

  • Clark Stinks: Segments 1 & 2
  • Credit Report Inquiries: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1939 07.06.23 BEST OF: Increased Fraud Requires Vigilance / HOTELS: What To Check Out Before Check In Please enjoy this Best Of episode. Clark returns from travel adventures July 17th. One major key to financial freedom is avoiding ruinous fraud. Recent reporting shows ponzi schemes up 70% over the year, so it’s vital to be aware of what’s coming at you through various channels. Clark’s primer on what to look out for includes incoming alerts and what NEVER to click on. Also, hotel brand consistency has given way to sales considerations in the industry overall, devaluing brands. Know what this means for you when booking a hotel.  Fraud Prevention: Segment 1 Ask Clark: Segment 2 What’s In A Hotel Name? Nothing: Segment 3 Ask Clark: Segment 4 Mentioned on the show Barrons.com: Ponzi Schemes Surged in 2022. Many Involved Crypto. WPO - Friend or fraud: Seven ways to spot a Ponzi scheme, and other scams NYTimes: Retirees Are Losing Their Life Savings to Romance Scams. Here’s What to Know. ArsTechnica-Mysterious leak of Booking.com reservation data is being used to scam customers Worried about crypto exchange losses? Don’t pay money for “help” recovering money 5 Steps To Getting a Good Deal on a Hotel Room Scott's Cheap Flights | Save Up to 90% on Flights [The Washington Post] Expensive flights are here to stay, but there’s good news Top Travel Deals - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 06 Jul 2023 11:00:00 -0000 full Clark Howard BEST OF: Increased Fraud Requires Vigilance / HOTELS: What To Check Out Before Check In Please enjoy this Best Of episode. Clark returns from travel adventures July 17th. One major key to financial freedom is avoiding ruinous fraud. Recent reporting shows ponzi schemes up 70% over the year, so it’s vital to be aware of what’s coming at you through various channels. Clark’s primer on what to look out for includes incoming alerts and what NEVER to click on. Also, hotel brand consistency has given way to sales considerations in the industry overall, devaluing brands. Know what this means for you when booking a hotel.  Fraud Prevention: Segment 1 Ask Clark: Segment 2 What’s In A Hotel Name? Nothing: Segment 3 Ask Clark: Segment 4 Mentioned on the show Barrons.com: Ponzi Schemes Surged in 2022. Many Involved Crypto. WPO - Friend or fraud: Seven ways to spot a Ponzi scheme, and other scams NYTimes: Retirees Are Losing Their Life Savings to Romance Scams. Here’s What to Know. ArsTechnica-Mysterious leak of Booking.com reservation data is being used to scam customers Worried about crypto exchange losses? Don’t pay money for “help” recovering money 5 Steps To Getting a Good Deal on a Hotel Room Scott's Cheap Flights | Save Up to 90% on Flights [The Washington Post] Expensive flights are here to stay, but there’s good news Top Travel Deals - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Please enjoy this Best Of episode. Clark returns from travel adventures July 17th.

One major key to financial freedom is avoiding ruinous fraud. Recent reporting shows ponzi schemes up 70% over the year, so it’s vital to be aware of what’s coming at you through various channels. Clark’s primer on what to look out for includes incoming alerts and what NEVER to click on. Also, hotel brand consistency has given way to sales considerations in the industry overall, devaluing brands. Know what this means for you when booking a hotel. 

  • Fraud Prevention: Segment 1
  • Ask Clark: Segment 2
  • What’s In A Hotel Name? Nothing: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1624 07.05.23 BEST OF: Speculation Vs Real Investing / Beware Fake Shopping Sites Please enjoy this Best Of episode. Clark returns from travel adventures July 17th. Many took the wrong lesson from the speculative fever of 2020-21. As meme stock & crypto frenzy stoked message boards, people drove values up, and many ended up with heavy losses. Gambling & speculation should never be confused with investing. Understand the power of DULL and other lessons from a tortoise investor. Also, a booming scam area - FAKE search results and FAKE ads on social media with links to FAKE shopping sites. A few easy steps will help keep you safe from online scams. Clark gives you the rules of the road for shopping online.  Gambling Vs Investing: Segment 1 Ask Clark: Segment 2 Fake Shopping Sites: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ - The Retreat of the Amateur Investors 5 Sneaky Ways To Improve Your Credit Score NYTimes.com: With Many Retailers Offering Online Sales, Phony Sites Blend In Clark.com- How To Spot a Fake Online Store in 6 Easy Steps Virtual Credit Cards: An Online Security Measure Worth Taking? Fidelity Investments Review 2022: Pros & Cons Metro by T-Mobile: 6 Things To Know Before You Sign Up T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Verizon Home Internet: Things To Know Before You Sign Up Clark Howard's 4 Travel Rules You Should Follow Right Now Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 05 Jul 2023 11:00:00 -0000 full Clark Howard BEST OF: Speculation Vs Real Investing / Beware Fake Shopping Sites Please enjoy this Best Of episode. Clark returns from travel adventures July 17th. Many took the wrong lesson from the speculative fever of 2020-21. As meme stock & crypto frenzy stoked message boards, people drove values up, and many ended up with heavy losses. Gambling & speculation should never be confused with investing. Understand the power of DULL and other lessons from a tortoise investor. Also, a booming scam area - FAKE search results and FAKE ads on social media with links to FAKE shopping sites. A few easy steps will help keep you safe from online scams. Clark gives you the rules of the road for shopping online.  Gambling Vs Investing: Segment 1 Ask Clark: Segment 2 Fake Shopping Sites: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ - The Retreat of the Amateur Investors 5 Sneaky Ways To Improve Your Credit Score NYTimes.com: With Many Retailers Offering Online Sales, Phony Sites Blend In Clark.com- How To Spot a Fake Online Store in 6 Easy Steps Virtual Credit Cards: An Online Security Measure Worth Taking? Fidelity Investments Review 2022: Pros & Cons Metro by T-Mobile: 6 Things To Know Before You Sign Up T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Verizon Home Internet: Things To Know Before You Sign Up Clark Howard's 4 Travel Rules You Should Follow Right Now Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Please enjoy this Best Of episode. Clark returns from travel adventures July 17th.

Many took the wrong lesson from the speculative fever of 2020-21. As meme stock & crypto frenzy stoked message boards, people drove values up, and many ended up with heavy losses. Gambling & speculation should never be confused with investing. Understand the power of DULL and other lessons from a tortoise investor. Also, a booming scam area - FAKE search results and FAKE ads on social media with links to FAKE shopping sites. A few easy steps will help keep you safe from online scams. Clark gives you the rules of the road for shopping online. 

  • Gambling Vs Investing: Segment 1
  • Ask Clark: Segment 2
  • Fake Shopping Sites: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1835 07.04.23 BEST OF: The Importance Of Neighbors / Getting Credit Card Debt Under Control Happy 4th of July! Please enjoy this Best Of episode. Clark returns from travel adventures July 17th. Clark waxes poetic on the topic of neighbors. What’s this got to do with money? Plenty. Also in this episode, consumers are borrowing more and credit card debt is up along with interest rates on that debt. Clark reviews the unprecedented difficulties that got us here, and offers strategies for cutting expenses and getting credit card debt under control.  Know Thy Neighbor: Segment 1 Ask Clark: Segment 2 Credit Card Debt Control: Segment 3 Ask Clark: Segment 4 Mentioned on the show Sue Thy Neighbor: Homeowner Spats Over Fences,Trees & Additions Get Nastier -WSJ Clark.com - Timeshares The #1 Bill You Should Make Sure You Get by Mail No more paper statements only electronic - Clark Howard Community US consumers increased their borrowing by $28 billion in November Your Passport Could Be Useless -- Even if It's Not Expired 22 Ways To Save Money on Groceries How to Budget With a Cash Envelope System Why You Should Keep Old Credit Card Accounts Open Should You Get a Store Credit Card? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 04 Jul 2023 11:00:00 -0000 full Clark Howard BEST OF: The Importance Of Neighbors / Getting Credit Card Debt Under Control Happy 4th of July! Please enjoy this Best Of episode. Clark returns from travel adventures July 17th. Clark waxes poetic on the topic of neighbors. What’s this got to do with money? Plenty. Also in this episode, consumers are borrowing more and credit card debt is up along with interest rates on that debt. Clark reviews the unprecedented difficulties that got us here, and offers strategies for cutting expenses and getting credit card debt under control.  Know Thy Neighbor: Segment 1 Ask Clark: Segment 2 Credit Card Debt Control: Segment 3 Ask Clark: Segment 4 Mentioned on the show Sue Thy Neighbor: Homeowner Spats Over Fences,Trees & Additions Get Nastier -WSJ Clark.com - Timeshares The #1 Bill You Should Make Sure You Get by Mail No more paper statements only electronic - Clark Howard Community US consumers increased their borrowing by $28 billion in November Your Passport Could Be Useless -- Even if It's Not Expired 22 Ways To Save Money on Groceries How to Budget With a Cash Envelope System Why You Should Keep Old Credit Card Accounts Open Should You Get a Store Credit Card? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Happy 4th of July! Please enjoy this Best Of episode. Clark returns from travel adventures July 17th.

Clark waxes poetic on the topic of neighbors. What’s this got to do with money? Plenty. Also in this episode, consumers are borrowing more and credit card debt is up along with interest rates on that debt. Clark reviews the unprecedented difficulties that got us here, and offers strategies for cutting expenses and getting credit card debt under control. 

  • Know Thy Neighbor: Segment 1
  • Ask Clark: Segment 2
  • Credit Card Debt Control: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1596 07.03.23 SPECIAL EDITION: Your Travel Stories! We’re in a unique travel season this year, so we asked for travel stories unique to you - good and bad - and you delivered! Clark shared a story about putting layers of clothing on in order to avoid baggage fees. Apparently, he’s not the only one: Hate Baggage Fees? Wear a Fishing Vest on the Plane - The Wall Street Journal.  Team Clark thanks our fellow Clarksters for sharing their misadventures and lessons learned navigating the wide world of Travel for this special episode. Happy 4th of July Week! Clark.com resources Top Travel Deals ClarkDeals- Travel Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Jul 2023 11:00:00 -0000 full Clark Howard SPECIAL EDITION: Your Travel Stories! We’re in a unique travel season this year, so we asked for travel stories unique to you - good and bad - and you delivered! Clark shared a story about putting layers of clothing on in order to avoid baggage fees. Apparently, he’s not the only one: Hate Baggage Fees? Wear a Fishing Vest on the Plane - The Wall Street Journal.  Team Clark thanks our fellow Clarksters for sharing their misadventures and lessons learned navigating the wide world of Travel for this special episode. Happy 4th of July Week! Clark.com resources Top Travel Deals ClarkDeals- Travel Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices We’re in a unique travel season this year, so we asked for travel stories unique to you - good and bad - and you delivered! Clark shared a story about putting layers of clothing on in order to avoid baggage fees. Apparently, he’s not the only one: Hate Baggage Fees? Wear a Fishing Vest on the Plane - The Wall Street Journal.  Team Clark thanks our fellow Clarksters for sharing their misadventures and lessons learned navigating the wide world of Travel for this special episode. Happy 4th of July Week!

Clark.com resources



Learn more about your ad choices: megaphone.fm/adchoices


Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1875 06.30.23 Clark Answers His Critics on Clark Stinks / Explainer: Zombie Mortgages Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark explains the rise of the zombie mortgage, with origins dating back to the lending practices of 2001 - 2007 leading to the housing bust & great recession. Learn why years later, people are now getting foreclosure notices on old home equity loans & second mortgages, and the best course of action for those facing this.  Clark Stinks: Segments 1 & 2 Zombie Mortgages: Segment 3 Ask Clark: Segment 4 Mentioned on the show Warning: Never Get Roadside Assistance From Your Insurance Provider 401(k) Match: What Is It, How It Works Sam’s Club® Mastercard® Review 2022: Earn 5% Back on Gas Purchases Apple Trade In Zombie Mortgages Could Force Some Homeowners Into Foreclosure Southwest Airlines Wanna Get Away Plus UShip Review: 5 Things To Know Before You Use the Shipping Service Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 30 Jun 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Explainer: Zombie Mortgages Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark explains the rise of the zombie mortgage, with origins dating back to the lending practices of 2001 - 2007 leading to the housing bust & great recession. Learn why years later, people are now getting foreclosure notices on old home equity loans & second mortgages, and the best course of action for those facing this.  Clark Stinks: Segments 1 & 2 Zombie Mortgages: Segment 3 Ask Clark: Segment 4 Mentioned on the show Warning: Never Get Roadside Assistance From Your Insurance Provider 401(k) Match: What Is It, How It Works Sam’s Club® Mastercard® Review 2022: Earn 5% Back on Gas Purchases Apple Trade In Zombie Mortgages Could Force Some Homeowners Into Foreclosure Southwest Airlines Wanna Get Away Plus UShip Review: 5 Things To Know Before You Use the Shipping Service Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark explains the rise of the zombie mortgage, with origins dating back to the lending practices of 2001 - 2007 leading to the housing bust & great recession. Learn why years later, people are now getting foreclosure notices on old home equity loans & second mortgages, and the best course of action for those facing this. 

  • Clark Stinks: Segments 1 & 2
  • Zombie Mortgages: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1942 06.29.23 The RV Market Now / When You Need A Travel Agent Good news if you’re interested in life on the road - specifically RV life. If you’re in the market, Clark explains why it’s a good time to buy, and offers direction on what type of RV to choose. Also  today, travel agents almost went extinct, but the industry is growing again. Get Clark’s advice on when you need a travel agent, and the best way to choose one.  The RV Market: Segment 1 Ask Clark: Segment 2 When & How To Hire A Travel Agent: Segment 3 Ask Clark: Segment 4 Mentioned on the show RV Market Slows as Inflation, Rising Rates Cool Demand - The Wall Street Journal. Clark Howard's 5 Money Tips for Couples 6 Things To Know Before Contacting the National Foundation for Credit Counseling Amazon discontinues Amazon Halo effective July 31 (aboutamazon.com) 15 of the Best Free Workout And Fitness Apps Is Apple Card Worth It? 5 Things To Know in 2023 When Do You Need a Travel Agent? TripIt - Highest-rated trip planner and flight tracker Your Passport Could Be Useless -- Even if It's Not Expired Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards How To Save Money With Google Flights Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 29 Jun 2023 11:00:00 -0000 full Clark Howard The RV Market Now / When You Need A Travel Agent Good news if you’re interested in life on the road - specifically RV life. If you’re in the market, Clark explains why it’s a good time to buy, and offers direction on what type of RV to choose. Also  today, travel agents almost went extinct, but the industry is growing again. Get Clark’s advice on when you need a travel agent, and the best way to choose one.  The RV Market: Segment 1 Ask Clark: Segment 2 When & How To Hire A Travel Agent: Segment 3 Ask Clark: Segment 4 Mentioned on the show RV Market Slows as Inflation, Rising Rates Cool Demand - The Wall Street Journal. Clark Howard's 5 Money Tips for Couples 6 Things To Know Before Contacting the National Foundation for Credit Counseling Amazon discontinues Amazon Halo effective July 31 (aboutamazon.com) 15 of the Best Free Workout And Fitness Apps Is Apple Card Worth It? 5 Things To Know in 2023 When Do You Need a Travel Agent? TripIt - Highest-rated trip planner and flight tracker Your Passport Could Be Useless -- Even if It's Not Expired Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards How To Save Money With Google Flights Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Good news if you’re interested in life on the road - specifically RV life. If you’re in the market, Clark explains why it’s a good time to buy, and offers direction on what type of RV to choose. Also  today, travel agents almost went extinct, but the industry is growing again. Get Clark’s advice on when you need a travel agent, and the best way to choose one. 

  • The RV Market: Segment 1
  • Ask Clark: Segment 2
  • When & How To Hire A Travel Agent: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1823 06.28.23 What’s Your Money Philosophy? / Residential Solar Update Summed up in a sentence - what’s your money strategy? Clark shares money philosophies courtesy of Humble Dollar. Also in this episode, Things are rapidly changing in the solar energy industry. Clark has an update on how to approach roof solar and the microgrid community solar advantage. Money Philosophies: Segment 1 Ask Clark: Segment 2 Solar Power Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show How would you summarize your financial philosophy in one sentence? Hiring a Contractor Checklist and Tips - 6 Tips for Hiring a Contractor Community Solar Saves Money With Solar Energy – Without Changing Your Roof Search projects by zip code: CommunitySolar-EnergySage The Solar Power Landscape Is Changing. Here's What That Means for You Should You Manage Your Own Investment Portfolio? What Is a Fiduciary Financial Advisor and Do I Need One? Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity How to Deal With Medical Debt Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 28 Jun 2023 11:00:00 -0000 full Clark Howard What’s Your Money Philosophy? / Residential Solar Update Summed up in a sentence - what’s your money strategy? Clark shares money philosophies courtesy of Humble Dollar. Also in this episode, Things are rapidly changing in the solar energy industry. Clark has an update on how to approach roof solar and the microgrid community solar advantage. Money Philosophies: Segment 1 Ask Clark: Segment 2 Solar Power Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show How would you summarize your financial philosophy in one sentence? Hiring a Contractor Checklist and Tips - 6 Tips for Hiring a Contractor Community Solar Saves Money With Solar Energy – Without Changing Your Roof Search projects by zip code: CommunitySolar-EnergySage The Solar Power Landscape Is Changing. Here's What That Means for You Should You Manage Your Own Investment Portfolio? What Is a Fiduciary Financial Advisor and Do I Need One? Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity How to Deal With Medical Debt Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Summed up in a sentence - what’s your money strategy? Clark shares money philosophies courtesy of Humble Dollar. Also in this episode, Things are rapidly changing in the solar energy industry. Clark has an update on how to approach roof solar and the microgrid community solar advantage.

  • Money Philosophies: Segment 1
  • Ask Clark: Segment 2
  • Solar Power Update: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1610 06.27.23 Travel: A New Way To SAVE on Hotels / Caution With Online “Shoppertainment” Hotels have gotten pricier while experiences have deteriorated. Looking for bargains, people are getting ripped off at UFO third party booking sites. Clark shares a new site he’s been testing that works differently than all the others, and promises to save you big bucks. Also - There’s a new twist in retail - part entertainment, part auction. Clark gives you the pros & cons of online  “live shopping”.  HotelSlash: A Different Way To Book: Segment 1 Ask Clark: Segment 2 Live Stream Shopping: Pros & Cons: Segment 3 Ask Clark: Segment 4 Mentioned on the show Looking for the Cheapest Room Rate? HotelSlash Wants to Help. AutoSlash Review: How To Save on a Rental Car 5 Things to Know About the Costco Car Rental Program 5 Money Tips To Know Before You Travel Abroad Best Credit Cards With No Foreign Transaction Fees in 2023 Wise Official Website - Wise.com   /   About Money Transfer GB | Revolut NYTimes: The Companies Trying to Make Live Shopping a Thing in the U.S. Stitch Fix: Clothing What's the Best Savings Account for a Teenager? Fidelity Youth Account - Any Good? - Clark Howard Community Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275  Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 27 Jun 2023 11:00:00 -0000 full Clark Howard Travel: A New Way To SAVE on Hotels / Caution With Online “Shoppertainment” Hotels have gotten pricier while experiences have deteriorated. Looking for bargains, people are getting ripped off at UFO third party booking sites. Clark shares a new site he’s been testing that works differently than all the others, and promises to save you big bucks. Also - There’s a new twist in retail - part entertainment, part auction. Clark gives you the pros & cons of online  “live shopping”.  HotelSlash: A Different Way To Book: Segment 1 Ask Clark: Segment 2 Live Stream Shopping: Pros & Cons: Segment 3 Ask Clark: Segment 4 Mentioned on the show Looking for the Cheapest Room Rate? HotelSlash Wants to Help. AutoSlash Review: How To Save on a Rental Car 5 Things to Know About the Costco Car Rental Program 5 Money Tips To Know Before You Travel Abroad Best Credit Cards With No Foreign Transaction Fees in 2023 Wise Official Website - Wise.com   /   About Money Transfer GB | Revolut NYTimes: The Companies Trying to Make Live Shopping a Thing in the U.S. Stitch Fix: Clothing What's the Best Savings Account for a Teenager? Fidelity Youth Account - Any Good? - Clark Howard Community Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275  Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Hotels have gotten pricier while experiences have deteriorated. Looking for bargains, people are getting ripped off at UFO third party booking sites. Clark shares a new site he’s been testing that works differently than all the others, and promises to save you big bucks. Also - There’s a new twist in retail - part entertainment, part auction. Clark gives you the pros & cons of online  “live shopping”. 

  • HotelSlash: A Different Way To Book: Segment 1
  • Ask Clark: Segment 2
  • Live Stream Shopping: Pros & Cons: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources



Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2078 06.26.23 Americans Downsizing Their Homes / The Art of Haggling For the last 3 generations the average size of the American home has gone up and up. Not so much anymore. Clark discusses why people are turning back the clock and downsizing their homes. Also today - do you ever try to haggle with merchants for a better price? It’s a worldwide practice Americans are generally uncomfortable with, but can actually be a very effective way to get a deal! Clark shares the right approach to the skilled art of bargaining. The Value of A Smaller Home: Segment 1 Ask Clark: Segment 2 The Art Of Haggling: Segment 3 Ask Clark: Segment 4 Mentioned on the show High Utility Bills Driving 1 in 5 Americans to Downsize Their Homes How To Buy Term Life Insurance in 7 Easy Steps Credit Karma Review: Free Credit Score and More at Your Fingertips Cancel for Any Reason Trip Insurance: Should You Buy It? How to Haggle for Almost Anything Credit Lock vs. Credit Freeze: What's the Difference? How To Freeze Your Credit With Experian, Equifax and TransUnion Studios | Norwegian Cruise Line Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Jun 2023 11:00:00 -0000 full Clark Howard Americans Downsizing Their Homes / The Art of Haggling For the last 3 generations the average size of the American home has gone up and up. Not so much anymore. Clark discusses why people are turning back the clock and downsizing their homes. Also today - do you ever try to haggle with merchants for a better price? It’s a worldwide practice Americans are generally uncomfortable with, but can actually be a very effective way to get a deal! Clark shares the right approach to the skilled art of bargaining. The Value of A Smaller Home: Segment 1 Ask Clark: Segment 2 The Art Of Haggling: Segment 3 Ask Clark: Segment 4 Mentioned on the show High Utility Bills Driving 1 in 5 Americans to Downsize Their Homes How To Buy Term Life Insurance in 7 Easy Steps Credit Karma Review: Free Credit Score and More at Your Fingertips Cancel for Any Reason Trip Insurance: Should You Buy It? How to Haggle for Almost Anything Credit Lock vs. Credit Freeze: What's the Difference? How To Freeze Your Credit With Experian, Equifax and TransUnion Studios | Norwegian Cruise Line Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices For the last 3 generations the average size of the American home has gone up and up. Not so much anymore. Clark discusses why people are turning back the clock and downsizing their homes. Also today - do you ever try to haggle with merchants for a better price? It’s a worldwide practice Americans are generally uncomfortable with, but can actually be a very effective way to get a deal! Clark shares the right approach to the skilled art of bargaining.

  • The Value of A Smaller Home: Segment 1
  • Ask Clark: Segment 2
  • The Art Of Haggling: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1632 06.23.23 Clark Answers His Critics on Clark Stinks / AI And Career Flexibility Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, there’s much discussion about how AI is revolutionizing the nature of work and change is happening rapidly. Clark lends historical perspective and discusses what is key for your job prospects going forward.  Clark Stinks: Segments 1 & 2 AI And Career Flexibility : Segment 3 Ask Clark: Segment 4 Mentioned on the show 22 Ways To Save Money on Groceries A Quick Guide on How to Insure Jewelry How Often Should I Appraise a Wedding Ring for Insurance, and Who Should Appraise It? Living Will and Durable Power of Attorney: Frequently Asked Questions ChatGPT, AI jobs are soaring while companies use the same technology to cut costs How (and why) you should create a backup plan for your career Why Did My Credit Score Drop? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 23 Jun 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / AI And Career Flexibility Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, there’s much discussion about how AI is revolutionizing the nature of work and change is happening rapidly. Clark lends historical perspective and discusses what is key for your job prospects going forward.  Clark Stinks: Segments 1 & 2 AI And Career Flexibility : Segment 3 Ask Clark: Segment 4 Mentioned on the show 22 Ways To Save Money on Groceries A Quick Guide on How to Insure Jewelry How Often Should I Appraise a Wedding Ring for Insurance, and Who Should Appraise It? Living Will and Durable Power of Attorney: Frequently Asked Questions ChatGPT, AI jobs are soaring while companies use the same technology to cut costs How (and why) you should create a backup plan for your career Why Did My Credit Score Drop? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, there’s much discussion about how AI is revolutionizing the nature of work and change is happening rapidly. Clark lends historical perspective and discusses what is key for your job prospects going forward. 

  • Clark Stinks: Segments 1 & 2
  • AI And Career Flexibility : Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1908 06.22.23 Study: Retirement Risk Index / FREE Cell Phone Service Clark shares findings from a new study about today’s working households and their outlook for retirement. Why are 28% of high income earners struggling in retirement? How you can resolve to build your reserve. Also today, Clark is all about FREE and doesn’t much mind the tradeoffs – and more people are receptive to saving money now. Enter TextNow.com - a FREE cell phone service that may work for you.  Retirement Outlook: Segment 1 Ask Clark: Segment 2 FREE Cell Phone Service : Segment 3 Ask Clark: Segment 4 Mentioned on the show Almost Half of Today’s Working Households Are at Risk of a Lower Standard of Living in Retirement National Retirement Risk Index - Center for Retirement Research at Boston College Bluebird - Loaded with Benefits. Light on Fees. Credit Karma Review: Free Credit Score and More at Your Fingertips Credit Score Guide Target Date Funds: Clark's Favorite Retirement Investment Clark.com - TextNow: How To Get Free Texting and Calling 10 Ways To Save on Prescription Drugs Protect Your Identity Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 22 Jun 2023 11:00:00 -0000 full Clark Howard Study: Retirement Risk Index / FREE Cell Phone Service Clark shares findings from a new study about today’s working households and their outlook for retirement. Why are 28% of high income earners struggling in retirement? How you can resolve to build your reserve. Also today, Clark is all about FREE and doesn’t much mind the tradeoffs – and more people are receptive to saving money now. Enter TextNow.com - a FREE cell phone service that may work for you.  Retirement Outlook: Segment 1 Ask Clark: Segment 2 FREE Cell Phone Service : Segment 3 Ask Clark: Segment 4 Mentioned on the show Almost Half of Today’s Working Households Are at Risk of a Lower Standard of Living in Retirement National Retirement Risk Index - Center for Retirement Research at Boston College Bluebird - Loaded with Benefits. Light on Fees. Credit Karma Review: Free Credit Score and More at Your Fingertips Credit Score Guide Target Date Funds: Clark's Favorite Retirement Investment Clark.com - TextNow: How To Get Free Texting and Calling 10 Ways To Save on Prescription Drugs Protect Your Identity Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares findings from a new study about today’s working households and their outlook for retirement. Why are 28% of high income earners struggling in retirement? How you can resolve to build your reserve. Also today, Clark is all about FREE and doesn’t much mind the tradeoffs – and more people are receptive to saving money now. Enter TextNow.com - a FREE cell phone service that may work for you. 

  • Retirement Outlook: Segment 1
  • Ask Clark: Segment 2
  • FREE Cell Phone Service : Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 2058 06.21.23 Our New High-Yield Savings Guide / Travel Scams Now more than in the past 15 years, it pays to seek out the best interest rates on savings so you make the most on your money.  Announcing our new guide at Clark.com with a listing of best savings accounts updated weekly and a brand new savings calculator. Also in this episode, travel is up, so travel scams are back with a vengeance - all varieties. Clark tells you what to look out for. WHO you book with is key. GUIDE: Savings Accounts: Segment 1 Ask Clark: Segment 2 Travel Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show Clark.com - Best High-Yield Online Savings Accounts What Is a Thrift Savings Plan? 13 Steps To Keeping Your Email Safe and Secure Privacy Archives - Clark Howard Proton - Privacy by default  /  Brave Private Web Browser  /  DuckDuckGo -Privacy simplified. What Does A Travel Scam Look Like And How Can You Avoid It? Road Scholar: Educational Travel & Learning Adventures A Retired Travel Agent's Secrets for Getting the Best Travel Deals Clark.com - CELL PHONES Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 Jun 2023 11:00:00 -0000 full Clark Howard Our New High-Yield Savings Guide / Travel Scams Now more than in the past 15 years, it pays to seek out the best interest rates on savings so you make the most on your money.  Announcing our new guide at Clark.com with a listing of best savings accounts updated weekly and a brand new savings calculator. Also in this episode, travel is up, so travel scams are back with a vengeance - all varieties. Clark tells you what to look out for. WHO you book with is key. GUIDE: Savings Accounts: Segment 1 Ask Clark: Segment 2 Travel Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show Clark.com - Best High-Yield Online Savings Accounts What Is a Thrift Savings Plan? 13 Steps To Keeping Your Email Safe and Secure Privacy Archives - Clark Howard Proton - Privacy by default  /  Brave Private Web Browser  /  DuckDuckGo -Privacy simplified. What Does A Travel Scam Look Like And How Can You Avoid It? Road Scholar: Educational Travel & Learning Adventures A Retired Travel Agent's Secrets for Getting the Best Travel Deals Clark.com - CELL PHONES Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Now more than in the past 15 years, it pays to seek out the best interest rates on savings so you make the most on your money.  Announcing our new guide at Clark.com with a listing of best savings accounts updated weekly and a brand new savings calculator. Also in this episode, travel is up, so travel scams are back with a vengeance - all varieties. Clark tells you what to look out for. WHO you book with is key.

  • GUIDE: Savings Accounts: Segment 1
  • Ask Clark: Segment 2
  • Travel Scams: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1828 06.20.23 Student Loans: Rates & Restarts / EV Evolution Clark fills you in on current direct student loan rates just announced. As the payment holiday comes to an end, know what is required to get and stay current on these loans. Also, recent developments in the electric car space will open up more EV choices.  Student Loan Updates: Segment 1 Ask Clark: Segment 2 EV Announcements: Segment 3 Ask Clark: Segment 4 Mentioned on the show Student loan payments will be due starting in October, Department of Education clarifies Here's how to prepare to start paying back your student loans when the pandemic payment freeze ends Public Service Loan Forgiveness (PSLF) Credit Karma Review: Free Credit Score and More at Your Fingertips 7 Places to Get the Best Deals on Lab-Created Diamonds  /  Rare Carat Ford strikes deal with Tesla to gain access to rival charging stations starting 2024 GM wants to adopt Tesla’s charging network as ‘the standard’ Wills & Funerals Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 20 Jun 2023 11:00:00 -0000 full Clark Howard Student Loans: Rates & Restarts / EV Evolution Clark fills you in on current direct student loan rates just announced. As the payment holiday comes to an end, know what is required to get and stay current on these loans. Also, recent developments in the electric car space will open up more EV choices.  Student Loan Updates: Segment 1 Ask Clark: Segment 2 EV Announcements: Segment 3 Ask Clark: Segment 4 Mentioned on the show Student loan payments will be due starting in October, Department of Education clarifies Here's how to prepare to start paying back your student loans when the pandemic payment freeze ends Public Service Loan Forgiveness (PSLF) Credit Karma Review: Free Credit Score and More at Your Fingertips 7 Places to Get the Best Deals on Lab-Created Diamonds  /  Rare Carat Ford strikes deal with Tesla to gain access to rival charging stations starting 2024 GM wants to adopt Tesla’s charging network as ‘the standard’ Wills & Funerals Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark fills you in on current direct student loan rates just announced. As the payment holiday comes to an end, know what is required to get and stay current on these loans. Also, recent developments in the electric car space will open up more EV choices. 

  • Student Loan Updates: Segment 1
  • Ask Clark: Segment 2
  • EV Announcements: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1854 06.19.23 Job Market Update / CARS: The EV Tax Credit + Manufacturers Vs Dealers In light of the recent Labor Department report, Clark has key job advice to keep in mind moving forward. Also in this episode, there’s a federal statute concerning how the $7500 tax credit works for buying an electric vehicle and a surprising way to take full advantage of that credit. Clark also discusses the industry now and what potential buyers need to know.  The Job Market Is Booming: Segment 1 Ask Clark: Segment 2 Buying A Vehicle: Segment 3 Ask Clark: Segment 4 Mentioned on the show Axios: The end of the self-employment boom From teachers to waiters: The industries that haven’t bounced back from the pandemic [The Washington Post] Labor Market Is Not Buying Into Talk of a Recession How to Teach Young Kids About Money The easiest way to get a $7,500 tax credit for an electric vehicle? Consider leasing. Are You Following Clark's Maximum Auto Loan Length Rule? The Average Vehicle Age in America When Will Car Prices Drop? Cars Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Jun 2023 11:00:00 -0000 full Clark Howard Job Market Update / CARS: The EV Tax Credit + Manufacturers Vs Dealers In light of the recent Labor Department report, Clark has key job advice to keep in mind moving forward. Also in this episode, there’s a federal statute concerning how the $7500 tax credit works for buying an electric vehicle and a surprising way to take full advantage of that credit. Clark also discusses the industry now and what potential buyers need to know.  The Job Market Is Booming: Segment 1 Ask Clark: Segment 2 Buying A Vehicle: Segment 3 Ask Clark: Segment 4 Mentioned on the show Axios: The end of the self-employment boom From teachers to waiters: The industries that haven’t bounced back from the pandemic [The Washington Post] Labor Market Is Not Buying Into Talk of a Recession How to Teach Young Kids About Money The easiest way to get a $7,500 tax credit for an electric vehicle? Consider leasing. Are You Following Clark's Maximum Auto Loan Length Rule? The Average Vehicle Age in America When Will Car Prices Drop? Cars Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In light of the recent Labor Department report, Clark has key job advice to keep in mind moving forward. Also in this episode, there’s a federal statute concerning how the $7500 tax credit works for buying an electric vehicle and a surprising way to take full advantage of that credit. Clark also discusses the industry now and what potential buyers need to know. 

  • The Job Market Is Booming: Segment 1
  • Ask Clark: Segment 2
  • Buying A Vehicle: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1826 06.16.23 Clark Answers His Critics on Clark Stinks / Travel Advisory: Don’t Let The Bed Bugs Bite! Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, this summer calls for extra travel precautions. Make sure you know what experts know about how to avoid bed bugs at your lodging destination!  Clark Stinks: Segments 1 & 2 Travel Inspection - Bed Bugs: Segment 3 Ask Clark: Segment 4 Mentioned on the show Best 529 College Savings Plans By State HUD Good Neighbor Next Door Program How Much Life Insurance Do I Need? Should You Sell or Stay Put in the Stock Market? Potentially record summer travel + low housekeeping staff = bed bug nightmares - from USA TODAY How To Pack a Carry-On the Right Way How To Find Cheap Flights in 3 Easy Steps Capital One Venture Rewards Credit Card: Travel Credit Card Review Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 16 Jun 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Travel Advisory: Don’t Let The Bed Bugs Bite! Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, this summer calls for extra travel precautions. Make sure you know what experts know about how to avoid bed bugs at your lodging destination!  Clark Stinks: Segments 1 & 2 Travel Inspection - Bed Bugs: Segment 3 Ask Clark: Segment 4 Mentioned on the show Best 529 College Savings Plans By State HUD Good Neighbor Next Door Program How Much Life Insurance Do I Need? Should You Sell or Stay Put in the Stock Market? Potentially record summer travel + low housekeeping staff = bed bug nightmares - from USA TODAY How To Pack a Carry-On the Right Way How To Find Cheap Flights in 3 Easy Steps Capital One Venture Rewards Credit Card: Travel Credit Card Review Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, this summer calls for extra travel precautions. Make sure you know what experts know about how to avoid bed bugs at your lodging destination! 

  • Clark Stinks: Segments 1 & 2
  • Travel Inspection - Bed Bugs: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1953 06.15.23 Inflation Busters / Mortgages: The 1% Down Payment Inflation busters! With inflation easing in some categories, Clark shares some items that are more affordable now. Also, with the housing shortage and high mortgage rates, house hunters are looking for creative ways to become homeowners, including ARMs and the 1% down payment. Get Clark’s take on both options.  Inflation Busters: Segment 1 Ask Clark: Segment 2 2 Mortgage Options Explained: Segment 3 Ask Clark: Segment 4 Mentioned on the show Eggs Are Going on Sale Just Months After Prices Hit Records It's not just the Costco $1.50 hot dog combo—4 products that have beaten inflation Homebuyers might be able purchase a home with less savings — thanks to the two largest US mortgage lenders now allowing down payments of just 1% Why You Should Not Get a 1% Down Payment Mortgage Adjustable-Rate Mortgage: What Happens When Interest Rates Go Up Unprecedented Change to Clark Howard’s Longtime Home Buying Rule How To Freeze Your Credit With Experian, Equifax and TransUnion How to Freeze Your Child's Credit Should You Buy a Car With a Salvage Title? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 15 Jun 2023 11:00:00 -0000 full Clark Howard Inflation Busters / Mortgages: The 1% Down Payment Inflation busters! With inflation easing in some categories, Clark shares some items that are more affordable now. Also, with the housing shortage and high mortgage rates, house hunters are looking for creative ways to become homeowners, including ARMs and the 1% down payment. Get Clark’s take on both options.  Inflation Busters: Segment 1 Ask Clark: Segment 2 2 Mortgage Options Explained: Segment 3 Ask Clark: Segment 4 Mentioned on the show Eggs Are Going on Sale Just Months After Prices Hit Records It's not just the Costco $1.50 hot dog combo—4 products that have beaten inflation Homebuyers might be able purchase a home with less savings — thanks to the two largest US mortgage lenders now allowing down payments of just 1% Why You Should Not Get a 1% Down Payment Mortgage Adjustable-Rate Mortgage: What Happens When Interest Rates Go Up Unprecedented Change to Clark Howard’s Longtime Home Buying Rule How To Freeze Your Credit With Experian, Equifax and TransUnion How to Freeze Your Child's Credit Should You Buy a Car With a Salvage Title? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Inflation busters! With inflation easing in some categories, Clark shares some items that are more affordable now. Also, with the housing shortage and high mortgage rates, house hunters are looking for creative ways to become homeowners, including ARMs and the 1% down payment. Get Clark’s take on both options. 

  • Inflation Busters: Segment 1
  • Ask Clark: Segment 2
  • 2 Mortgage Options Explained: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1907 06.14.23 New Retirement Account Tax Benefits / Problems With 5 Different Payment Apps Clark highlights recent and upcoming changes to retirement accounts involving tax law changes with potential benefits you should know about. Also, new issues with Zelle and Apple Savings accounts, and a warning for Venmo, Cash App & PayPal users. Retirement Account Changes: Segment 1 Ask Clark: Segment 2 Hazard With Payment Apps: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ: Retirement-Savings Changes You Should Know About for 2023-24 Families can make a tax-free rollover from 529 plans to Roth individual retirement accounts starting in 2024 Best Budgeting Apps in 2023: Our Top 6 Mint Review: 5 Things To Know About the Free Budgeting Tool What Is a 403(b) and How Does It Work? How To Open a Roth IRA JPMorgan Chase Working to Reverse Double Payments on Zelle - The Wall Street Journal. [The Washington Post] Don’t store money in Venmo, Cash App or PayPal, regulator says Apple Customers Say It’s Hard to Get Money Out of Goldman Sachs Savings Accounts - WSJ 7 Things To Know Before You Use Zelle 14 of the Best High-Yield Online Savings Accounts in June 2023 5 Things To Know About Series I Savings Bonds Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 14 Jun 2023 11:00:00 -0000 full Clark Howard New Retirement Account Tax Benefits / Problems With 5 Different Payment Apps Clark highlights recent and upcoming changes to retirement accounts involving tax law changes with potential benefits you should know about. Also, new issues with Zelle and Apple Savings accounts, and a warning for Venmo, Cash App & PayPal users. Retirement Account Changes: Segment 1 Ask Clark: Segment 2 Hazard With Payment Apps: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ: Retirement-Savings Changes You Should Know About for 2023-24 Families can make a tax-free rollover from 529 plans to Roth individual retirement accounts starting in 2024 Best Budgeting Apps in 2023: Our Top 6 Mint Review: 5 Things To Know About the Free Budgeting Tool What Is a 403(b) and How Does It Work? How To Open a Roth IRA JPMorgan Chase Working to Reverse Double Payments on Zelle - The Wall Street Journal. [The Washington Post] Don’t store money in Venmo, Cash App or PayPal, regulator says Apple Customers Say It’s Hard to Get Money Out of Goldman Sachs Savings Accounts - WSJ 7 Things To Know Before You Use Zelle 14 of the Best High-Yield Online Savings Accounts in June 2023 5 Things To Know About Series I Savings Bonds Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark highlights recent and upcoming changes to retirement accounts involving tax law changes with potential benefits you should know about. Also, new issues with Zelle and Apple Savings accounts, and a warning for Venmo, Cash App & PayPal users.

  • Retirement Account Changes: Segment 1
  • Ask Clark: Segment 2
  • Hazard With Payment Apps: Segment 3
  • Ask Clark: Segment 4


Mentioned on the show


Clark.com resources


Learn more about your ad choices: megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

]]> 1579 06.13.23 Our National Debt - Facing The Fix / Your Privacy In the Digital Age Submit your travel story! 404 981-2017 Clark breaks down the national debt - what the real problem is and how to fix it. The sooner the better. Also today, Amazon just settled a lawsuit over spying through Alexa and Ring devices. “Smile, You’re on Candid Camera” - depending on where your security cams are operating. Clark has suggestions.  Fixing Deficit Spending: Segment 1 Ask Clark: Segment 2 Privacy In The Digital Era: Segment 3 Ask Clark: Segment 4 Mentioned on the show Submit your travel story! 404 981-2017 The Debt-Limit Deal Suggests Debt Will Keep Growing, Fast How To Buy Term Life Insurance in 7 Easy Steps Fidelity Investments Review 2023: Pros & Cons Schwab Starter Kit™ Amazon must pay over $30 million over claims it invaded privacy with Ring and Alexa Ring’s privacy failures led to spying and harassment through home security cameras FTC says: Amazon didn’t protect Alexa users’ or children’s privacy What Home Security Camera Does Clark Prefer Ahead of Amazon’s Ring? Amazon “Prime Visa” Card Review: 5% Back for Amazon Prime Members DOT - File a Consumer Complaint 4 Things You Should Always Pack in Your Carry-On Wills & Funerals Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 13 Jun 2023 11:00:00 -0000 full Clark Howard Our National Debt - Facing The Fix / Your Privacy In the Digital Age Submit your travel story! 404 981-2017 Clark breaks down the national debt - what the real problem is and how to fix it. The sooner the better. Also today, Amazon just settled a lawsuit over spying through Alexa and Ring devices. “Smile, You’re on Candid Camera” - depending on where your security cams are operating. Clark has suggestions.  Fixing Deficit Spending: Segment 1 Ask Clark: Segment 2 Privacy In The Digital Era: Segment 3 Ask Clark: Segment 4 Mentioned on the show Submit your travel story! 404 981-2017 The Debt-Limit Deal Suggests Debt Will Keep Growing, Fast How To Buy Term Life Insurance in 7 Easy Steps Fidelity Investments Review 2023: Pros & Cons Schwab Starter Kit™ Amazon must pay over $30 million over claims it invaded privacy with Ring and Alexa Ring’s privacy failures led to spying and harassment through home security cameras FTC says: Amazon didn’t protect Alexa users’ or children’s privacy What Home Security Camera Does Clark Prefer Ahead of Amazon’s Ring? Amazon “Prime Visa” Card Review: 5% Back for Amazon Prime Members DOT - File a Consumer Complaint 4 Things You Should Always Pack in Your Carry-On Wills & Funerals Archives - Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
  • Submit your travel story! 404 981-2017

    • Clark breaks down the national debt - what the real problem is and how to fix it. The sooner the better. Also today, Amazon just settled a lawsuit over spying through Alexa and Ring devices. “Smile, You’re on Candid Camera” - depending on where your security cams are operating. Clark has suggestions. 

    • Fixing Deficit Spending: Segment 1
    • Ask Clark: Segment 2
    • Privacy In The Digital Era: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1907     06.12.23 RULES For Avoiding Robocall, Text & Email Scams / New Report: Airbnb Fees One company has now been sued for making BILLIONS of robocalls to Americans. Follow Clark’s simple rule to avoid this menace, plus Clark’s NEVER NEVER rule regarding texts & emails, and reduce your chances of getting scammed. Also today, Airbnb’s new transparency reveals a stunner: FEES and how much they add to the stated nightly rate. Know what to expect when booking.  Scam Avoidance Rules: Segment 1 Ask Clark: Segment 2 Airbnb Fee Reveal: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] Telecom company sued by nearly every state over billions of robocalls How To Stop Spam Calls for Good Clark Howard's #1 Rule To Avoid Email Scams Why You Should Never Click on Random Text Messages 3 Places You Should Never Invest Your Money How To Find and Choose a Financial Advisor Best Investment Companies for Investors in 2023 Airbnb Revamps Site to Ease Tensions Between Guests, Hosts Study: Cities With The Worst Airbnb Fees In 2023 5 Steps To Getting a Good Deal on a Hotel Room Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Jun 2023 11:00:00 -0000 full Clark Howard RULES For Avoiding Robocall, Text & Email Scams / New Report: Airbnb Fees One company has now been sued for making BILLIONS of robocalls to Americans. Follow Clark’s simple rule to avoid this menace, plus Clark’s NEVER NEVER rule regarding texts & emails, and reduce your chances of getting scammed. Also today, Airbnb’s new transparency reveals a stunner: FEES and how much they add to the stated nightly rate. Know what to expect when booking.  Scam Avoidance Rules: Segment 1 Ask Clark: Segment 2 Airbnb Fee Reveal: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] Telecom company sued by nearly every state over billions of robocalls How To Stop Spam Calls for Good Clark Howard's #1 Rule To Avoid Email Scams Why You Should Never Click on Random Text Messages 3 Places You Should Never Invest Your Money How To Find and Choose a Financial Advisor Best Investment Companies for Investors in 2023 Airbnb Revamps Site to Ease Tensions Between Guests, Hosts Study: Cities With The Worst Airbnb Fees In 2023 5 Steps To Getting a Good Deal on a Hotel Room Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices One company has now been sued for making BILLIONS of robocalls to Americans. Follow Clark’s simple rule to avoid this menace, plus Clark’s NEVER NEVER rule regarding texts & emails, and reduce your chances of getting scammed. Also today, Airbnb’s new transparency reveals a stunner: FEES and how much they add to the stated nightly rate. Know what to expect when booking. 

    • Scam Avoidance Rules: Segment 1
    • Ask Clark: Segment 2
    • Airbnb Fee Reveal: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1485     06.09.23 Clark Answers His Critics on Clark Stinks / Best Value On Prescription Eyeglasses Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, one of Clark’s long recommended vendors for prescription eyeglasses has dropped in Consumer Reports ratings. Clark discusses the ongoing eyeglasses market cartel and where to get the best value.  Clark Stinks: Segments 1 & 2 Where To Buy Eyeglasses: Segment 3 Ask Clark: Segment 4 Mentioned on the show AAA Membership: Is It Worth It? Do Not Give Your Social Security Number at These Places I Lost $400K of My Retirement Savings in a Roth 401(k) — If You’re Not Careful, You Could, Too Consumer Reports’ best sunscreen of 2023 is only $5 from Walmart Costco Tire Center Appointments Eyeglass Store Ratings - Consumer Reports® Zenni Optical Review: 6 Things To Know Before Your First Order How To Open a Roth IRA Clark Howard and the Prostate Cancer Foundation - 3T MRI of the prostate with & without contrast with 3d post processing Be Your Own Health Advocate Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 09 Jun 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Best Value On Prescription Eyeglasses Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, one of Clark’s long recommended vendors for prescription eyeglasses has dropped in Consumer Reports ratings. Clark discusses the ongoing eyeglasses market cartel and where to get the best value.  Clark Stinks: Segments 1 & 2 Where To Buy Eyeglasses: Segment 3 Ask Clark: Segment 4 Mentioned on the show AAA Membership: Is It Worth It? Do Not Give Your Social Security Number at These Places I Lost $400K of My Retirement Savings in a Roth 401(k) — If You’re Not Careful, You Could, Too Consumer Reports’ best sunscreen of 2023 is only $5 from Walmart Costco Tire Center Appointments Eyeglass Store Ratings - Consumer Reports® Zenni Optical Review: 6 Things To Know Before Your First Order How To Open a Roth IRA Clark Howard and the Prostate Cancer Foundation - 3T MRI of the prostate with & without contrast with 3d post processing Be Your Own Health Advocate Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, one of Clark’s long recommended vendors for prescription eyeglasses has dropped in Consumer Reports ratings. Clark discusses the ongoing eyeglasses market cartel and where to get the best value. 

    • Clark Stinks: Segments 1 & 2
    • Where To Buy Eyeglasses: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2292     06.08.23 Your Emergency Fund: The 1% Rule / 25% Savings On Groceries Generally, close to half of Americans can’t cover the inevitable $400 or more unexpected expense. The mentality of tapping a 401(k) has taken hold. Running up credit card debt - not great either. Clark has a prevention suggestion to get you started on being prepared. Also, big grocery inflation has led to big changes in buying behavior. Clark talks about where people are getting the most for their grocery money.  1% Saving Habit: Segment 1 Ask Clark: Segment 2 Save More On Groceries: Segment 3 Ask Clark: Segment 4 Mentioned on the show NYTimes: It’s ‘More Expensive to Live,’ and Workers Are Cracking 401(k)s for Help Most Americans lack the cash to cover a surprise $400 expense Emergency Fund: Everything You Need to Know Can You Use a Credit Card on Venmo? Chase Sapphire Preferred® Card Review: What You Should Know About the Travel Card 5 Money Tips To Know Before You Travel Abroad Wise: the international account | Money without borders International Money Transfer from the United States - Revolut We Had a Recent Hail Storm. Should I Use My Insurance To Fix My Roof or Pay Out of Pocket? Report: Club stores absorbing grocery market share from supermarkets 22 Ways To Save Money on Groceries Fidelity Investments Review 2023: Pros & Cons Costco vs. Sam's Club Credit Cards Comparison: Which Is Better? Best Credit Cards for Gas Rewards: Top Picks for 2023 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 08 Jun 2023 11:00:00 -0000 full Clark Howard Your Emergency Fund: The 1% Rule / 25% Savings On Groceries Generally, close to half of Americans can’t cover the inevitable $400 or more unexpected expense. The mentality of tapping a 401(k) has taken hold. Running up credit card debt - not great either. Clark has a prevention suggestion to get you started on being prepared. Also, big grocery inflation has led to big changes in buying behavior. Clark talks about where people are getting the most for their grocery money.  1% Saving Habit: Segment 1 Ask Clark: Segment 2 Save More On Groceries: Segment 3 Ask Clark: Segment 4 Mentioned on the show NYTimes: It’s ‘More Expensive to Live,’ and Workers Are Cracking 401(k)s for Help Most Americans lack the cash to cover a surprise $400 expense Emergency Fund: Everything You Need to Know Can You Use a Credit Card on Venmo? Chase Sapphire Preferred® Card Review: What You Should Know About the Travel Card 5 Money Tips To Know Before You Travel Abroad Wise: the international account | Money without borders International Money Transfer from the United States - Revolut We Had a Recent Hail Storm. Should I Use My Insurance To Fix My Roof or Pay Out of Pocket? Report: Club stores absorbing grocery market share from supermarkets 22 Ways To Save Money on Groceries Fidelity Investments Review 2023: Pros & Cons Costco vs. Sam's Club Credit Cards Comparison: Which Is Better? Best Credit Cards for Gas Rewards: Top Picks for 2023 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Generally, close to half of Americans can’t cover the inevitable $400 or more unexpected expense. The mentality of tapping a 401(k) has taken hold. Running up credit card debt - not great either. Clark has a prevention suggestion to get you started on being prepared. Also, big grocery inflation has led to big changes in buying behavior. Clark talks about where people are getting the most for their grocery money. 

    • 1% Saving Habit: Segment 1
    • Ask Clark: Segment 2
    • Save More On Groceries: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1823     06.07.23 Warning: Investing Pools / Netflix Changes & How To Save On Streaming Investment pools that don’t offer normal disclosures are blowing up on people. Dark money funds,  SPACs, real estate crowdfunding groups, private placements on “the ground floor of opportunity”  -  they may sound wonderful. But they’re a costly lesson in high risk vs traditional investing. Clark spells out the difference to protect your investments. Also, It appears the streaming party is over. All at once, Netflix and other services are changing the rules & raising prices. Clark has a money saving assignment for you.  High Risk Investments: Segment 1 Ask Clark: Segment 2 SAVE on Streaming: Segment 3 Ask Clark: Segment 4 Mentioned on the show Company Insiders Made Billions Before SPAC Bust - The Wall Street Journal. A Housing Bust Comes for Thousands of Small-Time Investors Get-rich-quick schemes, pyramids and ponzis: five signs you're being scammed — The Conversation Synthetic Identity Theft Definition - Investopedia Credit Karma Review: Free Credit Score and More at Your Fingertips How To Freeze Your Credit With Experian, Equifax and TransUnion Platinum Card® from American Express Review 2023: Is It Worth It? Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023 Employee Stock Purchase Plan (ESPP): What It Is The cheapskate’s guide to digital entertainment Clark.com - Netflix Unveils Plans To Charge U.S. Customers for Account Sharing Clark.com - Why T-Mobile Customers May Hit a Snag With New Netflix Policy Best Free Streaming Services in 2023: Movies and TV for Cord Cutters Clark.com - Live TV Streaming Channel Tool YouTube TV Releases NFL Sunday Ticket Pricing 7 of the Best High-Yield Online Savings Accounts in May 2023 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 07 Jun 2023 11:00:00 -0000 full Clark Howard Warning: Investing Pools / Netflix Changes & How To Save On Streaming Investment pools that don’t offer normal disclosures are blowing up on people. Dark money funds,  SPACs, real estate crowdfunding groups, private placements on “the ground floor of opportunity”  -  they may sound wonderful. But they’re a costly lesson in high risk vs traditional investing. Clark spells out the difference to protect your investments. Also, It appears the streaming party is over. All at once, Netflix and other services are changing the rules & raising prices. Clark has a money saving assignment for you.  High Risk Investments: Segment 1 Ask Clark: Segment 2 SAVE on Streaming: Segment 3 Ask Clark: Segment 4 Mentioned on the show Company Insiders Made Billions Before SPAC Bust - The Wall Street Journal. A Housing Bust Comes for Thousands of Small-Time Investors Get-rich-quick schemes, pyramids and ponzis: five signs you're being scammed — The Conversation Synthetic Identity Theft Definition - Investopedia Credit Karma Review: Free Credit Score and More at Your Fingertips How To Freeze Your Credit With Experian, Equifax and TransUnion Platinum Card® from American Express Review 2023: Is It Worth It? Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023 Employee Stock Purchase Plan (ESPP): What It Is The cheapskate’s guide to digital entertainment Clark.com - Netflix Unveils Plans To Charge U.S. Customers for Account Sharing Clark.com - Why T-Mobile Customers May Hit a Snag With New Netflix Policy Best Free Streaming Services in 2023: Movies and TV for Cord Cutters Clark.com - Live TV Streaming Channel Tool YouTube TV Releases NFL Sunday Ticket Pricing 7 of the Best High-Yield Online Savings Accounts in May 2023 Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Investment pools that don’t offer normal disclosures are blowing up on people. Dark money funds,  SPACs, real estate crowdfunding groups, private placements on “the ground floor of opportunity”  -  they may sound wonderful. But they’re a costly lesson in high risk vs traditional investing. Clark spells out the difference to protect your investments. Also, It appears the streaming party is over. All at once, Netflix and other services are changing the rules & raising prices. Clark has a money saving assignment for you. 

    • High Risk Investments: Segment 1
    • Ask Clark: Segment 2
    • SAVE on Streaming: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1666     06.06.23 Vulnerable Seniors: A Case In Point / Hiring A Contractor Clark spoke recently about the role of family and friends when it comes to fraud protection for our elders. Today he has a first hand account of why it's so vitally important we take this to heart. Also today, The Consumer Federation of America reports that home repairs and renovations are a top area of complaints. Avoiding these headaches starts with how you hire a contractor and Clark has some guidelines for getting it right from the get go.  Vigilance For Vulnerable Seniors: Segment 1 Ask Clark: Segment 2 Hiring A Contractor: Segment 3 Ask Clark: Segment 4 Mentioned on the show How To Spot Financial Abuse of an Elderly Relative or Friend EcoATM: 5 Things To Know Before You Sell Your Phone Is Booking a Cruise Last-Minute Still a Good Bargain Strategy? No surprises here: These are the top US consumer complaints, from cars to credit cards Clark.com- 6 Tips for Hiring a Contractor PSA Collectibles Authentication and Grading Service Beckett Authentication Services: Sports & Non-sports   Memorabilia Auctions - Heritage Auctions Sell Sports Memorabilia with Sotheby's Christie’s Sports Memorabilia A Quick Guide on How to Insure Jewelry Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 06 Jun 2023 11:00:00 -0000 full Clark Howard Vulnerable Seniors: A Case In Point / Hiring A Contractor Clark spoke recently about the role of family and friends when it comes to fraud protection for our elders. Today he has a first hand account of why it's so vitally important we take this to heart. Also today, The Consumer Federation of America reports that home repairs and renovations are a top area of complaints. Avoiding these headaches starts with how you hire a contractor and Clark has some guidelines for getting it right from the get go.  Vigilance For Vulnerable Seniors: Segment 1 Ask Clark: Segment 2 Hiring A Contractor: Segment 3 Ask Clark: Segment 4 Mentioned on the show How To Spot Financial Abuse of an Elderly Relative or Friend EcoATM: 5 Things To Know Before You Sell Your Phone Is Booking a Cruise Last-Minute Still a Good Bargain Strategy? No surprises here: These are the top US consumer complaints, from cars to credit cards Clark.com- 6 Tips for Hiring a Contractor PSA Collectibles Authentication and Grading Service Beckett Authentication Services: Sports & Non-sports   Memorabilia Auctions - Heritage Auctions Sell Sports Memorabilia with Sotheby's Christie’s Sports Memorabilia A Quick Guide on How to Insure Jewelry Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark spoke recently about the role of family and friends when it comes to fraud protection for our elders. Today he has a first hand account of why it's so vitally important we take this to heart. Also today, The Consumer Federation of America reports that home repairs and renovations are a top area of complaints. Avoiding these headaches starts with how you hire a contractor and Clark has some guidelines for getting it right from the get go. 

    • Vigilance For Vulnerable Seniors: Segment 1
    • Ask Clark: Segment 2
    • Hiring A Contractor: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1926     06.05.23 TECH: The End Of The Freemium Era / Financial Ed Starts At Home For the last 20 years, the tech industry freemium business model has worked to get people using a service. That was the land grab phase. Now investors want a return. Also - How effective is the personal finance education offered in schools? Is it enough? Clark discusses basic ways to greatly improve financial literacy for a lifetime. Free Tech Tiers Ending: Segment 1 Ask Clark: Segment 2 Financial Education: Segment 3 Ask Clark: Segment 4 Mentioned on the show Tech companies to free users: Time to pay up Costco Anywhere Visa® Card by Citi Review: Earn Wholesale Club and Gas Rewards Should I Buy Additional Insurance From a Rental Car Company? Credit Card Car Rental Insurance: What You Need To Know The case for financial literacy education How to Teach Young Kids About Money 6 Tips to Teach Teenagers About Money 4 Ways To Raise Financially Independent Kids Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Jun 2023 11:00:00 -0000 full Clark Howard TECH: The End Of The Freemium Era / Financial Ed Starts At Home For the last 20 years, the tech industry freemium business model has worked to get people using a service. That was the land grab phase. Now investors want a return. Also - How effective is the personal finance education offered in schools? Is it enough? Clark discusses basic ways to greatly improve financial literacy for a lifetime. Free Tech Tiers Ending: Segment 1 Ask Clark: Segment 2 Financial Education: Segment 3 Ask Clark: Segment 4 Mentioned on the show Tech companies to free users: Time to pay up Costco Anywhere Visa® Card by Citi Review: Earn Wholesale Club and Gas Rewards Should I Buy Additional Insurance From a Rental Car Company? Credit Card Car Rental Insurance: What You Need To Know The case for financial literacy education How to Teach Young Kids About Money 6 Tips to Teach Teenagers About Money 4 Ways To Raise Financially Independent Kids Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices For the last 20 years, the tech industry freemium business model has worked to get people using a service. That was the land grab phase. Now investors want a return. Also - How effective is the personal finance education offered in schools? Is it enough? Clark discusses basic ways to greatly improve financial literacy for a lifetime.

    • Free Tech Tiers Ending: Segment 1
    • Ask Clark: Segment 2
    • Financial Education: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1908     06.02.23 Clark Answers His Critics on Clark Stinks / Health Insurance: Claim DENIED Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, recently exposed by industry whistler blowers, Clark discusses the cynical practice by some health insurers to deny claims without review. How to get clarity if denied a claim, and how to fight it, if need be.  Clark Stinks: Segments 1 & 2 Denied Health Insurance Claims: Segment 3 Ask Clark: Segment 4 Mentioned on the show How To Open a Roth IRA 3 Places You Should Never Invest Your Money Are You Following Clark's Maximum Auto Loan Length Rule? Health Insurance Claim Denied? See What Insurers Said Behind the Scenes How to Deal With Medical Debt Cheapest Way to Rent a Car: Expert Tips Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 02 Jun 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Health Insurance: Claim DENIED Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, recently exposed by industry whistler blowers, Clark discusses the cynical practice by some health insurers to deny claims without review. How to get clarity if denied a claim, and how to fight it, if need be.  Clark Stinks: Segments 1 & 2 Denied Health Insurance Claims: Segment 3 Ask Clark: Segment 4 Mentioned on the show How To Open a Roth IRA 3 Places You Should Never Invest Your Money Are You Following Clark's Maximum Auto Loan Length Rule? Health Insurance Claim Denied? See What Insurers Said Behind the Scenes How to Deal With Medical Debt Cheapest Way to Rent a Car: Expert Tips Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, recently exposed by industry whistler blowers, Clark discusses the cynical practice by some health insurers to deny claims without review. How to get clarity if denied a claim, and how to fight it, if need be. 

    • Clark Stinks: Segments 1 & 2
    • Denied Health Insurance Claims: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1686     06.01.23 ROAM: The Nomad Renter Lifestyle / The Free TV and The Catch There are those among us who live to travel. Clark breaks down nomadic lifestyle scenarios from remote workers to retirees, like his brother & sister-in-law, who SAVE MORE being nomadic pros, unencumbered by house or automobile. It can be done! But it's not for everyone. Also, A free big screen TV is now available - not a scam but of course, like other free services past & present- there’s a catch. The Nomad Life: Segment 1 Ask Clark: Segment 2 Free Big Screen TV Offer: Segment 3 Ask Clark: Segment 4 Mentioned on the show I work remotely from vacation rentals. It's cheaper than rent or a mortgage — here's how I find good deals and choose where to go next. Verizon Wireless Introduces New 'myPlan' Unlimited Plans T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Discover it® Cash Back Review: Earn Rotating 5% in Top Categories Chase Freedom Flex℠ vs. Chase Freedom Unlimited®: What’s the Difference? Policygenius Review: What To Know Before Getting Quotes Telly’s wild idea: Free TVs with inescapable ads Telly I The biggest thing to happen to TV since color. Pluto TV Review 2023: Get Live Streaming TV For Free How To Plan a Trip: Clark's Best Travel Tips To Save Money How To Spot and Avoid Gift Card Scams 4 Things You Should Always Pack in Your Carry-On Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 01 Jun 2023 11:00:00 -0000 full Clark Howard ROAM: The Nomad Renter Lifestyle / The Free TV and The Catch There are those among us who live to travel. Clark breaks down nomadic lifestyle scenarios from remote workers to retirees, like his brother & sister-in-law, who SAVE MORE being nomadic pros, unencumbered by house or automobile. It can be done! But it's not for everyone. Also, A free big screen TV is now available - not a scam but of course, like other free services past & present- there’s a catch. The Nomad Life: Segment 1 Ask Clark: Segment 2 Free Big Screen TV Offer: Segment 3 Ask Clark: Segment 4 Mentioned on the show I work remotely from vacation rentals. It's cheaper than rent or a mortgage — here's how I find good deals and choose where to go next. Verizon Wireless Introduces New 'myPlan' Unlimited Plans T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Discover it® Cash Back Review: Earn Rotating 5% in Top Categories Chase Freedom Flex℠ vs. Chase Freedom Unlimited®: What’s the Difference? Policygenius Review: What To Know Before Getting Quotes Telly’s wild idea: Free TVs with inescapable ads Telly I The biggest thing to happen to TV since color. Pluto TV Review 2023: Get Live Streaming TV For Free How To Plan a Trip: Clark's Best Travel Tips To Save Money How To Spot and Avoid Gift Card Scams 4 Things You Should Always Pack in Your Carry-On Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices There are those among us who live to travel. Clark breaks down nomadic lifestyle scenarios from remote workers to retirees, like his brother & sister-in-law, who SAVE MORE being nomadic pros, unencumbered by house or automobile. It can be done! But it's not for everyone. Also, A free big screen TV is now available - not a scam but of course, like other free services past & present- there’s a catch.

    • The Nomad Life: Segment 1
    • Ask Clark: Segment 2
    • Free Big Screen TV Offer: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1753     05.31.23 Where The Jobs Are / Avoid Rising Delinquent Debt The job market dynamic continues to change and Clark points to where the market is strongest. Job seekers need to know the highest growth areas offering opportunities. Also discussed today -  Americans are defaulting on debt at a rapidly increasing rate right now, pushing the delinquency rate up 50% in a year!  BUCK that trend.  Surprise Job Growth Areas: Segment 1 Ask Clark: Segment 2 Dealing In Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] The real reason America’s nonprofit sector is seeing massive growth, and more! What Does Clark Howard Think About Vanguard’s New Cash Deposit Feature? How and Why To Refinance Your Mortgage: A Step-By-Step Guide WSJ - Americans Are Falling Behind on Their Bills Consumer debt passes $17 trillion for the first time despite slide in mortgage demand   Are You Following Clark's Maximum Auto Loan Length Rule? Why 'Buy Now, Pay Later' Worries Clark Howard Warning: Here’s What Those Debt Settlement Companies Don’t Tell You 6 Things To Know Before Contacting the National Foundation for Credit Counseling Ditch Your Debt - Clark Howard Community How To Buy Term Life Insurance in 7 Easy Steps Why You May Need More Than One Checking Account Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 31 May 2023 11:00:00 -0000 full Clark Howard Where The Jobs Are / Avoid Rising Delinquent Debt The job market dynamic continues to change and Clark points to where the market is strongest. Job seekers need to know the highest growth areas offering opportunities. Also discussed today -  Americans are defaulting on debt at a rapidly increasing rate right now, pushing the delinquency rate up 50% in a year!  BUCK that trend.  Surprise Job Growth Areas: Segment 1 Ask Clark: Segment 2 Dealing In Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] The real reason America’s nonprofit sector is seeing massive growth, and more! What Does Clark Howard Think About Vanguard’s New Cash Deposit Feature? How and Why To Refinance Your Mortgage: A Step-By-Step Guide WSJ - Americans Are Falling Behind on Their Bills Consumer debt passes $17 trillion for the first time despite slide in mortgage demand   Are You Following Clark's Maximum Auto Loan Length Rule? Why 'Buy Now, Pay Later' Worries Clark Howard Warning: Here’s What Those Debt Settlement Companies Don’t Tell You 6 Things To Know Before Contacting the National Foundation for Credit Counseling Ditch Your Debt - Clark Howard Community How To Buy Term Life Insurance in 7 Easy Steps Why You May Need More Than One Checking Account Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The job market dynamic continues to change and Clark points to where the market is strongest. Job seekers need to know the highest growth areas offering opportunities. Also discussed today -  Americans are defaulting on debt at a rapidly increasing rate right now, pushing the delinquency rate up 50% in a year!  BUCK that trend. 

    • Surprise Job Growth Areas: Segment 1
    • Ask Clark: Segment 2
    • Dealing In Debt: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1738     05.30.23 Car Market Update - New & Used / Pharmacy Giant Hacked - Your Protection One of life’s biggest purchases is a car. The industry has been on a rollercoaster but the ride is finally smoothing out for buyers. Clark provides a market update on how prices are moving for both new and used vehicles. Also today - a huge pharmacy hack has exposed the key personal information of 6 million patients to criminals. The number one thing you can do to protect your identity.  Vehicle Market Update: Segment 1 Ask Clark: Segment 2 Freeze Your Credit Stat: Segment 3 Ask Clark: Segment 4 Mentioned on the show NYTimes: Why Is Inflation So Stubborn? Cars Are Part of the Answer. Why the car you want to buy might be impossible to find [The Washington Post] New cars, once part of the American dream, now out of reach for many US consumers keep vehicles for a record 12.5 years on average -S&P Insurance Archives - Clark Howard What Is an ABLE Account? TechCrunch: US pharmacy giant says hackers accessed personal data of almost 6 million patients PharMerica Data Breach: What To Know and How To Protect Yourself How To Freeze Your Credit With Experian, Equifax and TransUnion Best Online Banks: Free Checking and High-Interest Savings Accounts BBB-File a Complaint Best 2% Cash Back Credit Cards: 8 Options in 2023 Best Cash Back Credit Cards With No Annual Fee Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 30 May 2023 11:00:00 -0000 full Clark Howard Car Market Update - New & Used / Pharmacy Giant Hacked - Your Protection One of life’s biggest purchases is a car. The industry has been on a rollercoaster but the ride is finally smoothing out for buyers. Clark provides a market update on how prices are moving for both new and used vehicles. Also today - a huge pharmacy hack has exposed the key personal information of 6 million patients to criminals. The number one thing you can do to protect your identity.  Vehicle Market Update: Segment 1 Ask Clark: Segment 2 Freeze Your Credit Stat: Segment 3 Ask Clark: Segment 4 Mentioned on the show NYTimes: Why Is Inflation So Stubborn? Cars Are Part of the Answer. Why the car you want to buy might be impossible to find [The Washington Post] New cars, once part of the American dream, now out of reach for many US consumers keep vehicles for a record 12.5 years on average -S&P Insurance Archives - Clark Howard What Is an ABLE Account? TechCrunch: US pharmacy giant says hackers accessed personal data of almost 6 million patients PharMerica Data Breach: What To Know and How To Protect Yourself How To Freeze Your Credit With Experian, Equifax and TransUnion Best Online Banks: Free Checking and High-Interest Savings Accounts BBB-File a Complaint Best 2% Cash Back Credit Cards: 8 Options in 2023 Best Cash Back Credit Cards With No Annual Fee Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices One of life’s biggest purchases is a car. The industry has been on a rollercoaster but the ride is finally smoothing out for buyers. Clark provides a market update on how prices are moving for both new and used vehicles. Also today - a huge pharmacy hack has exposed the key personal information of 6 million patients to criminals. The number one thing you can do to protect your identity. 

    • Vehicle Market Update: Segment 1
    • Ask Clark: Segment 2
    • Freeze Your Credit Stat: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1895     05.26.23 Clark Answers His Critics on Clark Stinks / Memorial Day Spotlight: Military Benefits Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Approaching Memorial Day, Clark shares perspective on regaining a sense of national purpose in America with regard for the ongoing sacrifices made by our military, and wants to ensure veterans and active personnel know about all the benefits available to them.  Clark Stinks: Segments 1 & 2 Military Benefits: Segment 3 Ask Clark: Segment 4 Mentioned on the show Amtrak YNAB Review: 5 Things To Know About the Budgeting Tool Best Budgeting Apps in 2023: Our Top 6 Schwab Certificate of Deposit Apple News+ 1 Year Subscription Clark.com - Buying Tires How To Make Your Online Accounts Accessible When You Die Homeowners Insurance Archives - Clark Howard How To Find a Good Moving Company Military veterans can now receive free emergency mental health care Military and Veterans Guide: Free Resources for Your Finances The Best Veterans and Military Charities Army National Guard - Get Started Do Debit Cards Still Stink in 2023? The Safer Way To Use Your Debit Card 7 Places to Get the Best Deals on Lab-Created Diamonds Best Renters Insurance Companies and Ones To Avoid Living Will and Durable Power of Attorney: Frequently Asked Questions Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 26 May 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Memorial Day Spotlight: Military Benefits Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Approaching Memorial Day, Clark shares perspective on regaining a sense of national purpose in America with regard for the ongoing sacrifices made by our military, and wants to ensure veterans and active personnel know about all the benefits available to them.  Clark Stinks: Segments 1 & 2 Military Benefits: Segment 3 Ask Clark: Segment 4 Mentioned on the show Amtrak YNAB Review: 5 Things To Know About the Budgeting Tool Best Budgeting Apps in 2023: Our Top 6 Schwab Certificate of Deposit Apple News+ 1 Year Subscription Clark.com - Buying Tires How To Make Your Online Accounts Accessible When You Die Homeowners Insurance Archives - Clark Howard How To Find a Good Moving Company Military veterans can now receive free emergency mental health care Military and Veterans Guide: Free Resources for Your Finances The Best Veterans and Military Charities Army National Guard - Get Started Do Debit Cards Still Stink in 2023? The Safer Way To Use Your Debit Card 7 Places to Get the Best Deals on Lab-Created Diamonds Best Renters Insurance Companies and Ones To Avoid Living Will and Durable Power of Attorney: Frequently Asked Questions Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Approaching Memorial Day, Clark shares perspective on regaining a sense of national purpose in America with regard for the ongoing sacrifices made by our military, and wants to ensure veterans and active personnel know about all the benefits available to them. 

    • Clark Stinks: Segments 1 & 2
    • Military Benefits: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2119     05.25.23 Passwords Yield To Passkeys & Security Keys / Summer Travel Survival Guide Passwords. There’s got to be a better way. Clark discusses the password problem and security key solution, including the passkey system from Google. Also - Memorial Day weekend begins tomorrow kicking off what looks to be the busiest summer travel season ever. Clark has advice for both road and air travel, including ways to save on today’s higher airfares. Security Keys VS Passwords: Segment 1 Ask Clark: Segment 2 Summer Travel Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show Hate passwords? You're in luck - Google is sidelining them Security Key Series | YubiKeys | Yubico - Security Key Series Fidelity Rewards Credit Card Review: Invest with 2% Cash Back Clark.com: Best Rewards Credit Cards / Best Credit Cards for Investing Rewards Brace yourselves, travelers: This summer could be ‘one for the record books’ US airlines thrown a curveball as consumer habits change post-pandemic Travel Archives - Clark Howard /  Clark.com - Save on Airfare Clark.com Top Travel Deals / Clark Deals - TRAVEL Airline Customer Service Dashboard Fly Rights | US Department of Transportation Life at Sea Cruises     Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 25 May 2023 11:00:00 -0000 full Clark Howard Passwords Yield To Passkeys & Security Keys / Summer Travel Survival Guide Passwords. There’s got to be a better way. Clark discusses the password problem and security key solution, including the passkey system from Google. Also - Memorial Day weekend begins tomorrow kicking off what looks to be the busiest summer travel season ever. Clark has advice for both road and air travel, including ways to save on today’s higher airfares. Security Keys VS Passwords: Segment 1 Ask Clark: Segment 2 Summer Travel Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show Hate passwords? You're in luck - Google is sidelining them Security Key Series | YubiKeys | Yubico - Security Key Series Fidelity Rewards Credit Card Review: Invest with 2% Cash Back Clark.com: Best Rewards Credit Cards / Best Credit Cards for Investing Rewards Brace yourselves, travelers: This summer could be ‘one for the record books’ US airlines thrown a curveball as consumer habits change post-pandemic Travel Archives - Clark Howard /  Clark.com - Save on Airfare Clark.com Top Travel Deals / Clark Deals - TRAVEL Airline Customer Service Dashboard Fly Rights | US Department of Transportation Life at Sea Cruises     Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Passwords. There’s got to be a better way. Clark discusses the password problem and security key solution, including the passkey system from Google. Also - Memorial Day weekend begins tomorrow kicking off what looks to be the busiest summer travel season ever. Clark has advice for both road and air travel, including ways to save on today’s higher airfares.

    • Security Keys VS Passwords: Segment 1
    • Ask Clark: Segment 2
    • Summer Travel Strategy: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show

       

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1975     05.24.23 Retailers Responding With DISCOUNTS / Fraud Protection For Seniors As parts of the economy emerge from inflation, post pandemic conditions remain rough for retailers and that means discounts to attract buyers. Every form of discounting is going on, including on some of life’s necessities. Be on the lookout for lower prices & special offers. Also today, a cautionary tale about a senior scammed out of millions, right under the nose of his bank and credit union. What is the responsibility of financial institutions, families and loved ones to protect the life savings of our vulnerable elders? Happy Deals Are Here Again: Segment 1 Ask Clark: Segment 2 Our Mission Must Be Elder Fraud Prevention: Segment 3 Ask Clark: Segment 4 Mentioned on the show Barrons.com: Retailers Ramp Up Discounts to Try to Bring In Shoppers CLARK DEALS - Deals You Can Trust 7 Things on Deep Discount in May Life Insurance Archives - Clark Howard An elderly man was scammed out of millions. Could the bank have done more to prevent fraud? - from USA TODAY Why Structured Notes Might Not Be Right for You What Is a Fiduciary Financial Advisor and Do I Need One? Best 529 College Savings Plans By State Why hitting the lottery could leave you broke Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 24 May 2023 11:00:00 -0000 full Clark Howard Retailers Responding With DISCOUNTS / Fraud Protection For Seniors As parts of the economy emerge from inflation, post pandemic conditions remain rough for retailers and that means discounts to attract buyers. Every form of discounting is going on, including on some of life’s necessities. Be on the lookout for lower prices & special offers. Also today, a cautionary tale about a senior scammed out of millions, right under the nose of his bank and credit union. What is the responsibility of financial institutions, families and loved ones to protect the life savings of our vulnerable elders? Happy Deals Are Here Again: Segment 1 Ask Clark: Segment 2 Our Mission Must Be Elder Fraud Prevention: Segment 3 Ask Clark: Segment 4 Mentioned on the show Barrons.com: Retailers Ramp Up Discounts to Try to Bring In Shoppers CLARK DEALS - Deals You Can Trust 7 Things on Deep Discount in May Life Insurance Archives - Clark Howard An elderly man was scammed out of millions. Could the bank have done more to prevent fraud? - from USA TODAY Why Structured Notes Might Not Be Right for You What Is a Fiduciary Financial Advisor and Do I Need One? Best 529 College Savings Plans By State Why hitting the lottery could leave you broke Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices As parts of the economy emerge from inflation, post pandemic conditions remain rough for retailers and that means discounts to attract buyers. Every form of discounting is going on, including on some of life’s necessities. Be on the lookout for lower prices & special offers. Also today, a cautionary tale about a senior scammed out of millions, right under the nose of his bank and credit union. What is the responsibility of financial institutions, families and loved ones to protect the life savings of our vulnerable elders?

    • Happy Deals Are Here Again: Segment 1
    • Ask Clark: Segment 2
    • Our Mission Must Be Elder Fraud Prevention: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2128     05.23.23 Unethical Real Estate Investors - It Gets Ugly / Unused Vacation Time? NO! They advertise on billboards, roadside signs and in media - real estate companies that specialize in distressed properties. Should you ever consider giving them a call? Like any industry, there are both legit and crooked players in the real estate investment game as cash home buyers. A Clark Smart Warning includes a reminder to watch over our vulnerable senior loved ones. Also, half of Americans with paid vacation don’t use it all! Clark speaks to this unspeakable stat, with a directive for you.  Unethical Real Estate Investors: Segment 1 Ask Clark: Segment 2 ALL Your Vacation Time!: Segment 3 Ask Clark: Segment 4 Mentioned on the show The Ugly Truth Behind “We Buy Ugly Houses” Five Stories of Lives Upended After Dealing With the “We Buy Ugly Houses” Company [The Washington Post] The mystery of the disappearing vacation day Less Than Half of US Workers Use All Their Vacation Days Clark.com-Timeshares / Timeshare Users Group / Vacatia Clark Howard's Guide to Saving Money on Your Wedding How To Manage Your Monthly Subscriptions To Save Money 7 Types of Subscriptions You May Want To Cancel Today Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 23 May 2023 11:00:00 -0000 full Clark Howard Unethical Real Estate Investors - It Gets Ugly / Unused Vacation Time? NO! They advertise on billboards, roadside signs and in media - real estate companies that specialize in distressed properties. Should you ever consider giving them a call? Like any industry, there are both legit and crooked players in the real estate investment game as cash home buyers. A Clark Smart Warning includes a reminder to watch over our vulnerable senior loved ones. Also, half of Americans with paid vacation don’t use it all! Clark speaks to this unspeakable stat, with a directive for you.  Unethical Real Estate Investors: Segment 1 Ask Clark: Segment 2 ALL Your Vacation Time!: Segment 3 Ask Clark: Segment 4 Mentioned on the show The Ugly Truth Behind “We Buy Ugly Houses” Five Stories of Lives Upended After Dealing With the “We Buy Ugly Houses” Company [The Washington Post] The mystery of the disappearing vacation day Less Than Half of US Workers Use All Their Vacation Days Clark.com-Timeshares / Timeshare Users Group / Vacatia Clark Howard's Guide to Saving Money on Your Wedding How To Manage Your Monthly Subscriptions To Save Money 7 Types of Subscriptions You May Want To Cancel Today Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices They advertise on billboards, roadside signs and in media - real estate companies that specialize in distressed properties. Should you ever consider giving them a call? Like any industry, there are both legit and crooked players in the real estate investment game as cash home buyers. A Clark Smart Warning includes a reminder to watch over our vulnerable senior loved ones. Also, half of Americans with paid vacation don’t use it all! Clark speaks to this unspeakable stat, with a directive for you. 

    • Unethical Real Estate Investors: Segment 1
    • Ask Clark: Segment 2
    • ALL Your Vacation Time!: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1579     05.22.23 Cancer Update & News On Men’s Health / ENERGY: Summer Gas And AC Prices Clark has a personal health update and some solid advice for others, specifically men, about how to advocate for and guard your most valuable asset: your health. Also, the unofficial start of summer is upon us, and buried under negative headlines is great news about gas prices and energy costs in the coming months.  Protecting Men’s Health: Segment 1 Ask Clark: Segment 2 Summer Energy Costs: Segment 3 Ask Clark: Segment 4 Mentioned on the show Clark Howard and the Prostate Cancer Foundation NYTimes: Too Many Older Men Are Still Screened for Prostate Cancer [The Washington Post] A silent crisis in men’s health gets worse Before you believe addiction or cancer claims, read this Why melanoma is so deadly for men, and why it doesn’t have to be Home Title Lock: Is It the Same As Home Title Insurance? Clark.com: What Is Owner’s Title Insurance and Do You Need It? How and When To Cancel a Credit Card Why You Should Keep Old Credit Card Accounts Open American Drivers Are Last Hope for Global Fuelmakers Ahead of Tenuous Travel Season What Is a Thrift Savings Plan? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 May 2023 11:00:00 -0000 full Clark Howard Cancer Update & News On Men’s Health / ENERGY: Summer Gas And AC Prices Clark has a personal health update and some solid advice for others, specifically men, about how to advocate for and guard your most valuable asset: your health. Also, the unofficial start of summer is upon us, and buried under negative headlines is great news about gas prices and energy costs in the coming months.  Protecting Men’s Health: Segment 1 Ask Clark: Segment 2 Summer Energy Costs: Segment 3 Ask Clark: Segment 4 Mentioned on the show Clark Howard and the Prostate Cancer Foundation NYTimes: Too Many Older Men Are Still Screened for Prostate Cancer [The Washington Post] A silent crisis in men’s health gets worse Before you believe addiction or cancer claims, read this Why melanoma is so deadly for men, and why it doesn’t have to be Home Title Lock: Is It the Same As Home Title Insurance? Clark.com: What Is Owner’s Title Insurance and Do You Need It? How and When To Cancel a Credit Card Why You Should Keep Old Credit Card Accounts Open American Drivers Are Last Hope for Global Fuelmakers Ahead of Tenuous Travel Season What Is a Thrift Savings Plan? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark has a personal health update and some solid advice for others, specifically men, about how to advocate for and guard your most valuable asset: your health. Also, the unofficial start of summer is upon us, and buried under negative headlines is great news about gas prices and energy costs in the coming months. 

    • Protecting Men’s Health: Segment 1
    • Ask Clark: Segment 2
    • Summer Energy Costs: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1988     05.19.23 Clark Answers His Critics on Clark Stinks / A Vital, Simple Home Safety Reminder Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, recall Clark’s enthusiasm for his portable carbon monoxide detector, great for travel. New data from the Consumer Product Safety Commission shows carbon monoxide deaths are rising in residential settings. Find out why this is happening and your quick fix against this silent killer.  Clark Stinks: Segments 1 & 2 Essential Safety: CO Detectors: Segment 3 Ask Clark: Segment 4 Mentioned on the show How To Open a Roth IRA The $10 Travel Essential Clark Howard Always Packs Consumer Product Safety Commission report shows upward trend in carbon monoxide fatalities Carbon monoxide detectors are cheap and save lives 6 Steps To Eliminate Credit Card Debt in 3 Years or Less Clark.com - Credit Card Debt Best Balance Transfer Credit Cards: Top Picks for 2023 How To Do a Balance Transfer the Right Way Is a robot lawn mower worth it in 2023? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 19 May 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / A Vital, Simple Home Safety Reminder Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, recall Clark’s enthusiasm for his portable carbon monoxide detector, great for travel. New data from the Consumer Product Safety Commission shows carbon monoxide deaths are rising in residential settings. Find out why this is happening and your quick fix against this silent killer.  Clark Stinks: Segments 1 & 2 Essential Safety: CO Detectors: Segment 3 Ask Clark: Segment 4 Mentioned on the show How To Open a Roth IRA The $10 Travel Essential Clark Howard Always Packs Consumer Product Safety Commission report shows upward trend in carbon monoxide fatalities Carbon monoxide detectors are cheap and save lives 6 Steps To Eliminate Credit Card Debt in 3 Years or Less Clark.com - Credit Card Debt Best Balance Transfer Credit Cards: Top Picks for 2023 How To Do a Balance Transfer the Right Way Is a robot lawn mower worth it in 2023? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, recall Clark’s enthusiasm for his portable carbon monoxide detector, great for travel. New data from the Consumer Product Safety Commission shows carbon monoxide deaths are rising in residential settings. Find out why this is happening and your quick fix against this silent killer. 

    • Clark Stinks: Segments 1 & 2
    • Essential Safety: CO Detectors: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1829     05.18.23 Holding A Franchise - Key Rules / Engagement Ring Sales Promise Market Opportunity Entrepreneurs make the world go round and as the job market transforms, many decide to start their own business, which may include holding a franchise. Clark has specific, must-do, key rules for those considering becoming a franchisee. Another big life decision - getting engaged. Turns out after the post pandemic wedding surge, engagements rates are down. This presents a marketplace opportunity for future newlyweds.  Key Rules For Aspiring Franchisees: Segment 1 Ask Clark: Segment 2 Otherwise Engaged - Diamond Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show Franchise ownership: Is it right for you? Franchise Fundamentals: Debunking five myths about buying a franchise The Only Reason You Should Make an Improvement to Your Home Should I Turn To Costco for a Home Renovation Project? Best Online Will Maker: 5 Free or Cheap Options Living Will and Durable Power of Attorney: Frequently Asked Questions Curb | Low-Cost, On-Demand Rides - GoCurb.com Engagement ring sales are down sharply, according to America’s biggest jeweler 7 Places to Get the Best Deals on Lab-Created Diamonds Is there a limit on how much my mortgage lender can make me pay into an escrow account for interest and taxes? About ASE - Automotive Service Excellence Retailers return fees — and how you can avoid them. Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 18 May 2023 11:00:00 -0000 full Clark Howard Holding A Franchise - Key Rules / Engagement Ring Sales Promise Market Opportunity Entrepreneurs make the world go round and as the job market transforms, many decide to start their own business, which may include holding a franchise. Clark has specific, must-do, key rules for those considering becoming a franchisee. Another big life decision - getting engaged. Turns out after the post pandemic wedding surge, engagements rates are down. This presents a marketplace opportunity for future newlyweds.  Key Rules For Aspiring Franchisees: Segment 1 Ask Clark: Segment 2 Otherwise Engaged - Diamond Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show Franchise ownership: Is it right for you? Franchise Fundamentals: Debunking five myths about buying a franchise The Only Reason You Should Make an Improvement to Your Home Should I Turn To Costco for a Home Renovation Project? Best Online Will Maker: 5 Free or Cheap Options Living Will and Durable Power of Attorney: Frequently Asked Questions Curb | Low-Cost, On-Demand Rides - GoCurb.com Engagement ring sales are down sharply, according to America’s biggest jeweler 7 Places to Get the Best Deals on Lab-Created Diamonds Is there a limit on how much my mortgage lender can make me pay into an escrow account for interest and taxes? About ASE - Automotive Service Excellence Retailers return fees — and how you can avoid them. Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Entrepreneurs make the world go round and as the job market transforms, many decide to start their own business, which may include holding a franchise. Clark has specific, must-do, key rules for those considering becoming a franchisee. Another big life decision - getting engaged. Turns out after the post pandemic wedding surge, engagements rates are down. This presents a marketplace opportunity for future newlyweds. 

    • Key Rules For Aspiring Franchisees: Segment 1
    • Ask Clark: Segment 2
    • Otherwise Engaged - Diamond Deals: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1830     05.17.23 AI And Food Services / Fixing What’s Broken: The Repair Movement With the controversial advent of generative AI so heavily reported, Clark shares good news about AI automation being used to improve food services. Also today, TV and general repair shops vanished long ago, and thus began a slow building, global movement to fix broken items. If you need help beyond YouTube videos to fix electronics and other items, be aware of Repair Cafés. Automated Food Service: Segment 1 Ask Clark: Segment 2 Repair Cafes Promote Sustainability: Segment 3 Ask Clark: Segment 4 Mentioned on the show Carl's Jr. and Hardee's to roll out A.I. drive-thru ordering nationwide This company adopted AI. Here's what happened to its human workers Best 529 College Savings Plans By State Future Scholar: South Carolina’s 529 Savings Plan Best Credit Cards for Students: Top Picks for 2023 Wirecutter: How to Get Your Broken Stuff Fixed for Free Repair Café International Foundation’s map What Is a Credit Union?   Best Online Banks: Free Checking and High-Interest Savings Accounts Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Target Date Funds: Clark's Favorite Retirement Investment Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 17 May 2023 11:00:00 -0000 full Clark Howard AI And Food Services / Fixing What’s Broken: The Repair Movement With the controversial advent of generative AI so heavily reported, Clark shares good news about AI automation being used to improve food services. Also today, TV and general repair shops vanished long ago, and thus began a slow building, global movement to fix broken items. If you need help beyond YouTube videos to fix electronics and other items, be aware of Repair Cafés. Automated Food Service: Segment 1 Ask Clark: Segment 2 Repair Cafes Promote Sustainability: Segment 3 Ask Clark: Segment 4 Mentioned on the show Carl's Jr. and Hardee's to roll out A.I. drive-thru ordering nationwide This company adopted AI. Here's what happened to its human workers Best 529 College Savings Plans By State Future Scholar: South Carolina’s 529 Savings Plan Best Credit Cards for Students: Top Picks for 2023 Wirecutter: How to Get Your Broken Stuff Fixed for Free Repair Café International Foundation’s map What Is a Credit Union?   Best Online Banks: Free Checking and High-Interest Savings Accounts Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Target Date Funds: Clark's Favorite Retirement Investment Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices With the controversial advent of generative AI so heavily reported, Clark shares good news about AI automation being used to improve food services. Also today, TV and general repair shops vanished long ago, and thus began a slow building, global movement to fix broken items. If you need help beyond YouTube videos to fix electronics and other items, be aware of Repair Cafés.

    • Automated Food Service: Segment 1
    • Ask Clark: Segment 2
    • Repair Cafes Promote Sustainability: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1854     05.16.23 Hotel Fee News & A Revamped Airbnb / Warning: Medical Instant Credit Plans Clark shares good news on the summer travel front including more fee disclosure from hotels, and big improvements from Airbnb. Also today - a special warning about a medical payment method to be avoided.  Hotel & Airbnb News: Segment 1 Ask Clark: Segment 2 Paying For Medical Services: Segment 3 Ask Clark: Segment 4 Mentioned on the show How to book travel on Priceline Find Out What Priceline or Hotwire Hotel You’re Getting Before You Book Marriott just blinked on those nasty resort fees / ResortFeeChecker. Airbnb Revamps Site to Ease Tensions Between Guests, Hosts At. Freaking. Last. Airbnb is fixing its core design problems, says CEO Brian Chesky Airbnb is going back to its apartment-sharing roots with Rooms amid tighter regulation Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? Where You Should (and Should Not) Book Your Next Vacation Beware of twist on third party airline ticket booking scam Do Not Give Your Social Security Number at These Places Wise Official Website - Wise.com / About Money Transfer GB | Revolut Biden administration warns consumers to avoid medical credit cards Should You Pay for Credit Monitoring? How to Freeze Your Child's Credit As Used-Car Prices Surge, Consider Fixing the Car You Already Own Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 16 May 2023 11:00:00 -0000 full Clark Howard Hotel Fee News & A Revamped Airbnb / Warning: Medical Instant Credit Plans Clark shares good news on the summer travel front including more fee disclosure from hotels, and big improvements from Airbnb. Also today - a special warning about a medical payment method to be avoided.  Hotel & Airbnb News: Segment 1 Ask Clark: Segment 2 Paying For Medical Services: Segment 3 Ask Clark: Segment 4 Mentioned on the show How to book travel on Priceline Find Out What Priceline or Hotwire Hotel You’re Getting Before You Book Marriott just blinked on those nasty resort fees / ResortFeeChecker. Airbnb Revamps Site to Ease Tensions Between Guests, Hosts At. Freaking. Last. Airbnb is fixing its core design problems, says CEO Brian Chesky Airbnb is going back to its apartment-sharing roots with Rooms amid tighter regulation Do You Get Better Prices on Hotels From Third-Party Sites or by Booking Directly? Where You Should (and Should Not) Book Your Next Vacation Beware of twist on third party airline ticket booking scam Do Not Give Your Social Security Number at These Places Wise Official Website - Wise.com / About Money Transfer GB | Revolut Biden administration warns consumers to avoid medical credit cards Should You Pay for Credit Monitoring? How to Freeze Your Child's Credit As Used-Car Prices Surge, Consider Fixing the Car You Already Own Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares good news on the summer travel front including more fee disclosure from hotels, and big improvements from Airbnb. Also today - a special warning about a medical payment method to be avoided. 

    • Hotel & Airbnb News: Segment 1
    • Ask Clark: Segment 2
    • Paying For Medical Services: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1874     05.15.23 BANKS: How Safe Is Your Money? / Inflation: The Prom Price Index With bank failures eroding public confidence, Clark has an update on how to protect money beyond the FDIC insurance limit. Also today, inflation’s effect on proms and weddings, and ways to stretch your dollars for special events.  FDIC Insurance: Segment 1 Ask Clark: Segment 2 Special Event Costs: Segment 3 Ask Clark: Segment 4 Mentioned on the show Nearly half of Americans are nervous about their money in the bank, Gallup survey finds Get Peace of Mind for Large Cash Balances with ICS & CDARS Are Money Market Funds a Safe Place To Stash My Savings? Donor-Advised Funds: The Benefits and Drawbacks How to Set up a Backdoor Roth IRA Clark.com - How To Sell A Car Prom price index shows cost of celebration is getting relatively cheaper – even at a time of high inflation Clark Howard's Guide to Saving Money on Your Wedding The Long Demise of the Stretch Limousine Turning 26: Health Insurance Guide for Those Aging Off Their Parents’ Plan How To Store Your Important Financial Documents Online How to Make a Disposable Razor Last 12 Months Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 May 2023 11:00:00 -0000 full Clark Howard BANKS: How Safe Is Your Money? / Inflation: The Prom Price Index With bank failures eroding public confidence, Clark has an update on how to protect money beyond the FDIC insurance limit. Also today, inflation’s effect on proms and weddings, and ways to stretch your dollars for special events.  FDIC Insurance: Segment 1 Ask Clark: Segment 2 Special Event Costs: Segment 3 Ask Clark: Segment 4 Mentioned on the show Nearly half of Americans are nervous about their money in the bank, Gallup survey finds Get Peace of Mind for Large Cash Balances with ICS & CDARS Are Money Market Funds a Safe Place To Stash My Savings? Donor-Advised Funds: The Benefits and Drawbacks How to Set up a Backdoor Roth IRA Clark.com - How To Sell A Car Prom price index shows cost of celebration is getting relatively cheaper – even at a time of high inflation Clark Howard's Guide to Saving Money on Your Wedding The Long Demise of the Stretch Limousine Turning 26: Health Insurance Guide for Those Aging Off Their Parents’ Plan How To Store Your Important Financial Documents Online How to Make a Disposable Razor Last 12 Months Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices With bank failures eroding public confidence, Clark has an update on how to protect money beyond the FDIC insurance limit. Also today, inflation’s effect on proms and weddings, and ways to stretch your dollars for special events. 

    • FDIC Insurance: Segment 1
    • Ask Clark: Segment 2
    • Special Event Costs: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1984     05.12.23 Clark Answers His Critics on Clark Stinks / TRAVEL: The Curse Of Lost Luggage Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, lost luggage is always a problem, and a growing one in the cruise industry. If you insist on checking luggage, Clark has advice for packing your carry on bag including a NEVER EVER rule, so things go easier if your luggage goes MIA.  Clark Stinks: Segments 1 & 2 Carry On Rules If Checking Luggage: Segment 3 Ask Clark: Segment 4 Mentioned on the show 5 Reasons Why Clark Howard Hates Big Banks Where Should I Look for a Great Deal on a Cruise in 2023? Best Credit Cards for Students: Top Picks for 2023 Consumer Reports’ best sunscreen of 2023 is only $5 from Walmart Welcome to the FDIC’s Electronic Deposit Insurance Estimator (EDIE) Should Uninsured Deposits Get a Warning Label? The era of free returns may be coming to an end. Why retailers are charging return fees — and how to avoid them. Lost Luggage a Growing Problem for Cruise Ship Passengers Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Clark.com - Weddings Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 12 May 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / TRAVEL: The Curse Of Lost Luggage Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, lost luggage is always a problem, and a growing one in the cruise industry. If you insist on checking luggage, Clark has advice for packing your carry on bag including a NEVER EVER rule, so things go easier if your luggage goes MIA.  Clark Stinks: Segments 1 & 2 Carry On Rules If Checking Luggage: Segment 3 Ask Clark: Segment 4 Mentioned on the show 5 Reasons Why Clark Howard Hates Big Banks Where Should I Look for a Great Deal on a Cruise in 2023? Best Credit Cards for Students: Top Picks for 2023 Consumer Reports’ best sunscreen of 2023 is only $5 from Walmart Welcome to the FDIC’s Electronic Deposit Insurance Estimator (EDIE) Should Uninsured Deposits Get a Warning Label? The era of free returns may be coming to an end. Why retailers are charging return fees — and how to avoid them. Lost Luggage a Growing Problem for Cruise Ship Passengers Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Clark.com - Weddings Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, lost luggage is always a problem, and a growing one in the cruise industry. If you insist on checking luggage, Clark has advice for packing your carry on bag including a NEVER EVER rule, so things go easier if your luggage goes MIA. 

    • Clark Stinks: Segments 1 & 2
    • Carry On Rules If Checking Luggage: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2072     05.11.23 Best Saving Strategies Right Now / Yes, Life Insurance. Let’s Do This! Rising interest rates - raise interest in how to optimize savings yields. Clark explains your best moves with Series I Savings Bonds and CDs in the current context of cooling inflation and where rates stand today. If you’ve got cash to stash, you’ll better understand the savings moves to make right away to make the most of your money in time. Also, many Americans are neglecting an important part of protecting their families - life insurance. Clark helps you understand and get beyond the industry’s current dysfunction - to get this vital task taken care of the right way, once and for all. Best Saving Strategies Now: Segment 1 Ask Clark: Segment 2 Get It Done-Life Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show 3 Things Clark Says You Should Do With CDs in 2023 CNET - The Clock Is Ticking to Lock In a Long-Term CD: Why Experts Say You Shouldn't Wait Morningstar: I Bonds Are Down, But Not Out The Wall Street Journal: Return on I Bonds Drops to 4.3%, but They May Now Be a Better Long-Term Investment What Is a CD Ladder and When Is It a Good Idea? Are Money Market Funds a Safe Place To Stash My Savings? Your Guide to DIY Home Security Systems Wyze Cam v3 Review: Still Easy to Recommend / Wyze Cam Clark Deals - Home Security / Amazon Best Sellers in Security Cameras Life Insurance Is Profitable Again, but Too Late for Many Insurers What Is Term Life Insurance? How To Buy Term Life Insurance in 7 Easy Steps Life Insurance Archives - Clark Howard 12 Things You Never Knew You Could Get From Your Local Library Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 11 May 2023 11:00:00 -0000 full Clark Howard Best Saving Strategies Right Now / Yes, Life Insurance. Let’s Do This! Rising interest rates - raise interest in how to optimize savings yields. Clark explains your best moves with Series I Savings Bonds and CDs in the current context of cooling inflation and where rates stand today. If you’ve got cash to stash, you’ll better understand the savings moves to make right away to make the most of your money in time. Also, many Americans are neglecting an important part of protecting their families - life insurance. Clark helps you understand and get beyond the industry’s current dysfunction - to get this vital task taken care of the right way, once and for all. Best Saving Strategies Now: Segment 1 Ask Clark: Segment 2 Get It Done-Life Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show 3 Things Clark Says You Should Do With CDs in 2023 CNET - The Clock Is Ticking to Lock In a Long-Term CD: Why Experts Say You Shouldn't Wait Morningstar: I Bonds Are Down, But Not Out The Wall Street Journal: Return on I Bonds Drops to 4.3%, but They May Now Be a Better Long-Term Investment What Is a CD Ladder and When Is It a Good Idea? Are Money Market Funds a Safe Place To Stash My Savings? Your Guide to DIY Home Security Systems Wyze Cam v3 Review: Still Easy to Recommend / Wyze Cam Clark Deals - Home Security / Amazon Best Sellers in Security Cameras Life Insurance Is Profitable Again, but Too Late for Many Insurers What Is Term Life Insurance? How To Buy Term Life Insurance in 7 Easy Steps Life Insurance Archives - Clark Howard 12 Things You Never Knew You Could Get From Your Local Library Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Rising interest rates - raise interest in how to optimize savings yields. Clark explains your best moves with Series I Savings Bonds and CDs in the current context of cooling inflation and where rates stand today. If you’ve got cash to stash, you’ll better understand the savings moves to make right away to make the most of your money in time. Also, many Americans are neglecting an important part of protecting their families - life insurance. Clark helps you understand and get beyond the industry’s current dysfunction - to get this vital task taken care of the right way, once and for all.

    • Best Saving Strategies Now: Segment 1
    • Ask Clark: Segment 2
    • Get It Done-Life Insurance: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1896     05.10.23 Pitfalls & Promises: The Modern Job Search / Can Money Buy Happiness? In a slowing economy, be a skeptic, especially when it comes to finding employment. The way we find jobs today is very different, but some elements of landing a job remain the same. Clark shares the importance of networking, along with warnings about “ghost jobs” and job scams. Also today, Clark presents a new take on the age old question: Can money buy happiness? Thoughts on the nature of happiness, retirement and the money quotient.  Beware Job Scams: Segment 1 Ask Clark: Segment 2 Happiness Is…: Segment 3 Ask Clark: Segment 4 Mentioned on the show Job Listings Abound, but Many Are Fake FTC Consumer Alert - You Got The Job! Do Not Give Your Social Security Number at These Places Subrogation in Insurance: What it Is and Why It's Important GAF Energy Review: Your Best Solar Roof Option [The Washington Post] Can money buy happiness? Scientists say it can. Does more money correlate with greater happiness? The Humble Dollar - What really makes people Happy The Finnish Secret to Happiness? Knowing When You Have Enough. What Is Owner's Title Insurance and Do You Need It? How Many Credit Cards Should I Have? Best Travel Credit Cards: Top Rewards Picks for 2023 Are Money Market Funds a Safe Place To Stash My Savings? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 10 May 2023 11:00:00 -0000 full Clark Howard Pitfalls & Promises: The Modern Job Search / Can Money Buy Happiness? In a slowing economy, be a skeptic, especially when it comes to finding employment. The way we find jobs today is very different, but some elements of landing a job remain the same. Clark shares the importance of networking, along with warnings about “ghost jobs” and job scams. Also today, Clark presents a new take on the age old question: Can money buy happiness? Thoughts on the nature of happiness, retirement and the money quotient.  Beware Job Scams: Segment 1 Ask Clark: Segment 2 Happiness Is…: Segment 3 Ask Clark: Segment 4 Mentioned on the show Job Listings Abound, but Many Are Fake FTC Consumer Alert - You Got The Job! Do Not Give Your Social Security Number at These Places Subrogation in Insurance: What it Is and Why It's Important GAF Energy Review: Your Best Solar Roof Option [The Washington Post] Can money buy happiness? Scientists say it can. Does more money correlate with greater happiness? The Humble Dollar - What really makes people Happy The Finnish Secret to Happiness? Knowing When You Have Enough. What Is Owner's Title Insurance and Do You Need It? How Many Credit Cards Should I Have? Best Travel Credit Cards: Top Rewards Picks for 2023 Are Money Market Funds a Safe Place To Stash My Savings? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In a slowing economy, be a skeptic, especially when it comes to finding employment. The way we find jobs today is very different, but some elements of landing a job remain the same. Clark shares the importance of networking, along with warnings about “ghost jobs” and job scams. Also today, Clark presents a new take on the age old question: Can money buy happiness? Thoughts on the nature of happiness, retirement and the money quotient. 

    • Beware Job Scams: Segment 1
    • Ask Clark: Segment 2
    • Happiness Is…: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2048     05.09.23 Parents Funding Adult Kids / International Travel: Purchasing Protocol It’s complicated when kids leave the nest these days. How long should young adults receive support from their parents? Almost half of parents are supporting at least 1 adult child and the average amount given monthly is surprisingly high. Follow Clark’s plan to help kids launch into independence as adults. Also today - International travelers! There’s a global gotcha when paying for anything overseas. Know this important rule about how you pay when you are abroad Parents Funding Adult Kids: Segment 1 Ask Clark: Segment 2 Purchases Abroad: Segment 3 Ask Clark: Segment 4 Mentioned on the show How long should you support your adult children? Parents — and their kids — weigh in When Different Generations Think Kids Should Start Paying Their Own Bills Mint Review: 5 Things To Know About the Free Budgeting Tool Best Budgeting Apps in 2023: Our Top 6 Is Apple Card Worth It? 5 Things To Know in 2023 How To Dispute a Charge on Your Credit Card Are You Following Clark's Maximum Auto Loan Length Rule? Travelling abroad? Don't be tempted to pay your way using your home currency — The Conversation Clark.com: Best Credit Cards With No Foreign Transaction Fees in 2023 Best Travel Credit Cards: Top Rewards Picks for 2023 Revolut - International money transfers Too Good To Go: Save Food - Help The Planet Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 May 2023 11:00:00 -0000 full Clark Howard Parents Funding Adult Kids / International Travel: Purchasing Protocol It’s complicated when kids leave the nest these days. How long should young adults receive support from their parents? Almost half of parents are supporting at least 1 adult child and the average amount given monthly is surprisingly high. Follow Clark’s plan to help kids launch into independence as adults. Also today - International travelers! There’s a global gotcha when paying for anything overseas. Know this important rule about how you pay when you are abroad Parents Funding Adult Kids: Segment 1 Ask Clark: Segment 2 Purchases Abroad: Segment 3 Ask Clark: Segment 4 Mentioned on the show How long should you support your adult children? Parents — and their kids — weigh in When Different Generations Think Kids Should Start Paying Their Own Bills Mint Review: 5 Things To Know About the Free Budgeting Tool Best Budgeting Apps in 2023: Our Top 6 Is Apple Card Worth It? 5 Things To Know in 2023 How To Dispute a Charge on Your Credit Card Are You Following Clark's Maximum Auto Loan Length Rule? Travelling abroad? Don't be tempted to pay your way using your home currency — The Conversation Clark.com: Best Credit Cards With No Foreign Transaction Fees in 2023 Best Travel Credit Cards: Top Rewards Picks for 2023 Revolut - International money transfers Too Good To Go: Save Food - Help The Planet Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It’s complicated when kids leave the nest these days. How long should young adults receive support from their parents? Almost half of parents are supporting at least 1 adult child and the average amount given monthly is surprisingly high. Follow Clark’s plan to help kids launch into independence as adults. Also today - International travelers! There’s a global gotcha when paying for anything overseas. Know this important rule about how you pay when you are abroad

    • Parents Funding Adult Kids: Segment 1
    • Ask Clark: Segment 2
    • Purchases Abroad: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2023     05.08.23 Proper Sources For Credit Scores & Reports / Dietary Supplement Safety Scammers have learned how to manipulate search results, laying the groundwork for rip offs and identity fraud. Today, learn what to avoid and how to correctly obtain your credit report & score. Also, a new study exposes mislabeling of a very popular supplement - which speaks to an ongoing problem in the dietary supplement - herbal remedy market. Buying unverified products can have serious health consequences. Clark helps you choose wisely by knowing what certifications to look for. Sourcing Credit Reports & Scores: Segment 1 Ask Clark: Segment 2 Supplement Safety: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] Never Google ‘free credit report.’ Do this instead. 4 Ways To Get Your Free Credit Score / How To Get a Free Credit Report Credit Karma Review: Free Credit Score and More at Your Fingertips How To Freeze Your Credit With Experian, Equifax and TransUnion What Is a Rollover for Business Startups (ROBS)? How to Buy a New Car in 5 Steps AMA - Quantity of Melatonin and CBD in Melatonin Gummies Sold in the US NYTimes: 22 Out of 25 Melatonin Products Were Mislabeled, Study Finds How To Avoid Fraud With Herbal Supplements ConsumerLab.com / NSF International / U.S. Pharmacopeia Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 May 2023 11:00:00 -0000 full Clark Howard Proper Sources For Credit Scores & Reports / Dietary Supplement Safety Scammers have learned how to manipulate search results, laying the groundwork for rip offs and identity fraud. Today, learn what to avoid and how to correctly obtain your credit report & score. Also, a new study exposes mislabeling of a very popular supplement - which speaks to an ongoing problem in the dietary supplement - herbal remedy market. Buying unverified products can have serious health consequences. Clark helps you choose wisely by knowing what certifications to look for. Sourcing Credit Reports & Scores: Segment 1 Ask Clark: Segment 2 Supplement Safety: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] Never Google ‘free credit report.’ Do this instead. 4 Ways To Get Your Free Credit Score / How To Get a Free Credit Report Credit Karma Review: Free Credit Score and More at Your Fingertips How To Freeze Your Credit With Experian, Equifax and TransUnion What Is a Rollover for Business Startups (ROBS)? How to Buy a New Car in 5 Steps AMA - Quantity of Melatonin and CBD in Melatonin Gummies Sold in the US NYTimes: 22 Out of 25 Melatonin Products Were Mislabeled, Study Finds How To Avoid Fraud With Herbal Supplements ConsumerLab.com / NSF International / U.S. Pharmacopeia Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Scammers have learned how to manipulate search results, laying the groundwork for rip offs and identity fraud. Today, learn what to avoid and how to correctly obtain your credit report & score. Also, a new study exposes mislabeling of a very popular supplement - which speaks to an ongoing problem in the dietary supplement - herbal remedy market. Buying unverified products can have serious health consequences. Clark helps you choose wisely by knowing what certifications to look for.

    • Sourcing Credit Reports & Scores: Segment 1
    • Ask Clark: Segment 2
    • Supplement Safety: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1676     05.05.23 Clark Answers His Critics on Clark Stinks / Timeshare Resale Scams Just Got Worse Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Warning: There is no viable secondary market for timeshares- but there ARE con job “timeshare resale services” and now criminal rings are into timeshare resale scams. Clark’s best advice for unloading a timeshare.  Clark Stinks: Segments 1 & 2 Timeshare Fraud Ring: Segment 3 Ask Clark: Segment 4 Mentioned on the show Mortgages Archives - Clark Howard What Is Mortgage Protection Insurance and Do You Need It? How To Dispute a Charge on Your Credit Card Why You Don't Need an 800 Credit Score What Is a Good Credit Score? What Is a Spousal IRA and What Are the Rules? The Best Security Keys for Multi-Factor Authentication Full View - all your online financial information in one place [Franklin News] U.S Treasury sanctions cartel-run timeshare fraud network targeting Americans How To Sell, Cancel or Get Rid of Your Timeshare Scam Alert: Stay Away From Timeshare Exit Companies Which Type of Organization Is Best For Your Business? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 May 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Timeshare Resale Scams Just Got Worse Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Warning: There is no viable secondary market for timeshares- but there ARE con job “timeshare resale services” and now criminal rings are into timeshare resale scams. Clark’s best advice for unloading a timeshare.  Clark Stinks: Segments 1 & 2 Timeshare Fraud Ring: Segment 3 Ask Clark: Segment 4 Mentioned on the show Mortgages Archives - Clark Howard What Is Mortgage Protection Insurance and Do You Need It? How To Dispute a Charge on Your Credit Card Why You Don't Need an 800 Credit Score What Is a Good Credit Score? What Is a Spousal IRA and What Are the Rules? The Best Security Keys for Multi-Factor Authentication Full View - all your online financial information in one place [Franklin News] U.S Treasury sanctions cartel-run timeshare fraud network targeting Americans How To Sell, Cancel or Get Rid of Your Timeshare Scam Alert: Stay Away From Timeshare Exit Companies Which Type of Organization Is Best For Your Business? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Warning: There is no viable secondary market for timeshares- but there ARE con job “timeshare resale services” and now criminal rings are into timeshare resale scams. Clark’s best advice for unloading a timeshare. 

    • Clark Stinks: Segments 1 & 2
    • Timeshare Fraud Ring: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1718     05.04.23 Building Or Rebuilding Your Credit / Free Returns - While They Last We all want to improve our credit. Learn Clark smart ways to build or rebuild your credit including the best secured credit cards. Also, Clark recently talked about the end of free shipping. Well its partner, free returns, is now on life support. Free returns have gone through the roof and online sellers are cracking down. What to know before you buy.  Establish/Repair Your Credit: Segment 1 Ask Clark: Segment 2 The End Of Free Returns: Segment 3 Ask Clark: Segment 4 Mentioned on the show Best Secured Credit Cards for 2023: Top Picks for Building or Repairing Credit Credit Karma Review: Free Credit Score and More at Your Fingertips 4 Ways To Get Your Free Credit Score Why You Don't Need an 800 Credit Score What Is a Good Credit Score? The #1 Mistake That Can Hurt Your Credit Score Are You Following Clark's Maximum Auto Loan Length Rule? Amazon Just Made a Surprising Change That Breaks Its Most Important Rule. It'll Make Some Customers Angry Amazon will charge customers a fee for some UPS returns Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 04 May 2023 11:00:00 -0000 full Clark Howard Building Or Rebuilding Your Credit / Free Returns - While They Last We all want to improve our credit. Learn Clark smart ways to build or rebuild your credit including the best secured credit cards. Also, Clark recently talked about the end of free shipping. Well its partner, free returns, is now on life support. Free returns have gone through the roof and online sellers are cracking down. What to know before you buy.  Establish/Repair Your Credit: Segment 1 Ask Clark: Segment 2 The End Of Free Returns: Segment 3 Ask Clark: Segment 4 Mentioned on the show Best Secured Credit Cards for 2023: Top Picks for Building or Repairing Credit Credit Karma Review: Free Credit Score and More at Your Fingertips 4 Ways To Get Your Free Credit Score Why You Don't Need an 800 Credit Score What Is a Good Credit Score? The #1 Mistake That Can Hurt Your Credit Score Are You Following Clark's Maximum Auto Loan Length Rule? Amazon Just Made a Surprising Change That Breaks Its Most Important Rule. It'll Make Some Customers Angry Amazon will charge customers a fee for some UPS returns Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices We all want to improve our credit. Learn Clark smart ways to build or rebuild your credit including the best secured credit cards. Also, Clark recently talked about the end of free shipping. Well its partner, free returns, is now on life support. Free returns have gone through the roof and online sellers are cracking down. What to know before you buy. 

    • Establish/Repair Your Credit: Segment 1
    • Ask Clark: Segment 2
    • The End Of Free Returns: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1431     05.03.23 Relationships & MONEY Conversations / Clark Smart Moving Rules Yet more statistics confirm how little American couples and families talk about money. This reluctance is actually harmful to your financial security and independence. It’s vital to know how to start the conversation - and keep it ongoing. Also, Influencers are so powerful in the marketplace today, and are now taking the moving industry by storm. When it comes to moving and the risks involved, don’t follow influencers. Don’t follow ads. Follow Clark’s moving rules.  MONEY Conversations:  Segment 1 Ask Clark: Segment 2 Rules For Safe MOVING: Segment 3 Ask Clark: Segment 4 Mentioned on the show Americans are choosing lottery tickets and maybe even fortune tellers over financial planners   How Couples Can Get on the Same Page About Money How Do I Know Whether I’m Getting a Good Price on Gutter Protection Covers and Other Household Improvements? Lindsay Lohan, Soulja Boy Accused by SEC of Illegally Touting Crypto Token Help Me Move? I’ll Pay You in Instagram Likes How To Find a Good Moving Company   /   Moving.com  /  Move.org Automatic Bill Pay: How It Works and How To Do It Safely Should I Invest Instead of Paying Extra on My Low-Interest Mortgage? What Is an HSA Account and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 03 May 2023 11:00:00 -0000 full Clark Howard Relationships & MONEY Conversations / Clark Smart Moving Rules Yet more statistics confirm how little American couples and families talk about money. This reluctance is actually harmful to your financial security and independence. It’s vital to know how to start the conversation - and keep it ongoing. Also, Influencers are so powerful in the marketplace today, and are now taking the moving industry by storm. When it comes to moving and the risks involved, don’t follow influencers. Don’t follow ads. Follow Clark’s moving rules.  MONEY Conversations:  Segment 1 Ask Clark: Segment 2 Rules For Safe MOVING: Segment 3 Ask Clark: Segment 4 Mentioned on the show Americans are choosing lottery tickets and maybe even fortune tellers over financial planners   How Couples Can Get on the Same Page About Money How Do I Know Whether I’m Getting a Good Price on Gutter Protection Covers and Other Household Improvements? Lindsay Lohan, Soulja Boy Accused by SEC of Illegally Touting Crypto Token Help Me Move? I’ll Pay You in Instagram Likes How To Find a Good Moving Company   /   Moving.com  /  Move.org Automatic Bill Pay: How It Works and How To Do It Safely Should I Invest Instead of Paying Extra on My Low-Interest Mortgage? What Is an HSA Account and How Does It Work? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Yet more statistics confirm how little American couples and families talk about money. This reluctance is actually harmful to your financial security and independence. It’s vital to know how to start the conversation - and keep it ongoing. Also, Influencers are so powerful in the marketplace today, and are now taking the moving industry by storm. When it comes to moving and the risks involved, don’t follow influencers. Don’t follow ads. Follow Clark’s moving rules. 

    • MONEY Conversations:  Segment 1
    • Ask Clark: Segment 2
    • Rules For Safe MOVING: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1972     05.02.23 Food Inflation: Supermarkets vs Restaurants / Optimal, Secure SAVINGS There’s a new twist on grocery vs restaurant inflation. Clark helps you stretch your food dollars given what’s happening now. Also today, Clark offers a savings strategy free of bank worries, that is both secure and can yield more interest on your parked cash. Plus a NEVER EVER Rule on buying CDs.  Supermarket vs Restaurant Inflation:  Segment 1 Ask Clark: Segment 2 A SAVINGS Twofer: Segment 3 Ask Clark: Segment 4 Mentioned on the show Restaurant prices are rising faster than grocery prices for the first time since inflation ran hot What Is Long-Term Care Insurance Cost & Coverage How Do You Prepare for the Likelihood of Long-Term Care Costs? SSA.GOV -Benefit Reduction for Early Retirement WSJ - Why Brokerage Accounts Are So Generous Now - The Wall Street Journal. What Is a CD and Should You Open One? What Is a CD Ladder and When Is It a Good Idea? Betterment Review: How It Works, Pros & Cons Wealthfront Review: How It Works, Pros & Cons Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Should I Borrow Money To Pay for a Wedding? How To Open a Roth IRA Balanced Fund: Definition, Investment Mix, Examples What Are Index Funds? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 02 May 2023 11:00:00 -0000 full Clark Howard Food Inflation: Supermarkets vs Restaurants / Optimal, Secure SAVINGS There’s a new twist on grocery vs restaurant inflation. Clark helps you stretch your food dollars given what’s happening now. Also today, Clark offers a savings strategy free of bank worries, that is both secure and can yield more interest on your parked cash. Plus a NEVER EVER Rule on buying CDs.  Supermarket vs Restaurant Inflation:  Segment 1 Ask Clark: Segment 2 A SAVINGS Twofer: Segment 3 Ask Clark: Segment 4 Mentioned on the show Restaurant prices are rising faster than grocery prices for the first time since inflation ran hot What Is Long-Term Care Insurance Cost & Coverage How Do You Prepare for the Likelihood of Long-Term Care Costs? SSA.GOV -Benefit Reduction for Early Retirement WSJ - Why Brokerage Accounts Are So Generous Now - The Wall Street Journal. What Is a CD and Should You Open One? What Is a CD Ladder and When Is It a Good Idea? Betterment Review: How It Works, Pros & Cons Wealthfront Review: How It Works, Pros & Cons Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Should I Borrow Money To Pay for a Wedding? How To Open a Roth IRA Balanced Fund: Definition, Investment Mix, Examples What Are Index Funds? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices There’s a new twist on grocery vs restaurant inflation. Clark helps you stretch your food dollars given what’s happening now. Also today, Clark offers a savings strategy free of bank worries, that is both secure and can yield more interest on your parked cash. Plus a NEVER EVER Rule on buying CDs. 

    • Supermarket vs Restaurant Inflation:  Segment 1
    • Ask Clark: Segment 2
    • A SAVINGS Twofer: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2024     05.01.23 Clarkonomics: The WHY Of Investing / Your Digital Account Access For Loved Ones Many remain unsettled about the stock market rollercoaster we’ve been on lately. Clark illustrates basic investment principles with a simple calculation that should calm your fears and enhance your understanding of WHY you ride it out long term. And - where to NEVER EVER place your Roth IRA.  Also today - you likely have many digital accounts. Know how to ensure your loved ones have access when the need arises.   Investing For The Long Term Win:  Segment 1 Ask Clark: Segment 2 Digital Account Access: Segment 3 Ask Clark: Segment 4 Mentioned on the show Here’s how much money you'd have if you invested $1,000 in the S&P 500 a decade ago Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? What Is an ETF?   /   How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment Fidelity and State Street Push to Make 401(k)s More Like Pensions - The Wall Street Journal. 2 Ways To Guarantee Yourself a Lifetime Stream of Income 6 Things To Know Before Contacting the National Foundation for Credit Counseling Actually, Charging Your Phone in a Public USB Port Is Fine THE WSJ: Before You Die, Secure Your Digital Life Clark.com How To Make Your Online Accounts Accessible When You Die Facebook Settlement: How to Claim Part of a $725M Privacy Settlement Facebook Settlement Submission Claim Proton Mail — Get a private, secure, and encrypted email Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 May 2023 11:00:00 -0000 full Clark Howard Clarkonomics: The WHY Of Investing / Your Digital Account Access For Loved Ones Many remain unsettled about the stock market rollercoaster we’ve been on lately. Clark illustrates basic investment principles with a simple calculation that should calm your fears and enhance your understanding of WHY you ride it out long term. And - where to NEVER EVER place your Roth IRA.  Also today - you likely have many digital accounts. Know how to ensure your loved ones have access when the need arises.   Investing For The Long Term Win:  Segment 1 Ask Clark: Segment 2 Digital Account Access: Segment 3 Ask Clark: Segment 4 Mentioned on the show Here’s how much money you'd have if you invested $1,000 in the S&P 500 a decade ago Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? What Is an ETF?   /   How To Open a Roth IRA Target Date Funds: Clark's Favorite Retirement Investment Fidelity and State Street Push to Make 401(k)s More Like Pensions - The Wall Street Journal. 2 Ways To Guarantee Yourself a Lifetime Stream of Income 6 Things To Know Before Contacting the National Foundation for Credit Counseling Actually, Charging Your Phone in a Public USB Port Is Fine THE WSJ: Before You Die, Secure Your Digital Life Clark.com How To Make Your Online Accounts Accessible When You Die Facebook Settlement: How to Claim Part of a $725M Privacy Settlement Facebook Settlement Submission Claim Proton Mail — Get a private, secure, and encrypted email Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Many remain unsettled about the stock market rollercoaster we’ve been on lately. Clark illustrates basic investment principles with a simple calculation that should calm your fears and enhance your understanding of WHY you ride it out long term. And - where to NEVER EVER place your Roth IRA.  Also today - you likely have many digital accounts. Know how to ensure your loved ones have access when the need arises.  

    • Investing For The Long Term Win:  Segment 1
    • Ask Clark: Segment 2
    • Digital Account Access: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2015     04.28.23 Clark Answers His Critics on Clark Stinks / Reason To Believe: America’s Future Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, most Americans think their children are going to be worse off than they are. Clark discusses what’s behind this “recency bias” and gives a counterpoint to the pervading sense that our best days are behind us. Why is Clark optimistic?  Clark Stinks: Segments 1 & 2 Reason For Optimism: America’s Future: Segment 3 Ask Clark: Segment 4 Mentioned on the show 25+ Places That Offer Discounts to U.S. Veterans Military and Veterans Guide: Free resources for getting your finances in order Betterment Cash Reserve | High-yield cash account Where To Buy the Best Cheap Printer WSJ: Most Americans Doubt Their Children Will Be Better Off, WSJ-NORC Poll Finds Millennial Money: Can therapy help make you richer? America Is Back in the Factory Business Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity Valley.com Transfer FAQs Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 28 Apr 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Reason To Believe: America’s Future Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, most Americans think their children are going to be worse off than they are. Clark discusses what’s behind this “recency bias” and gives a counterpoint to the pervading sense that our best days are behind us. Why is Clark optimistic?  Clark Stinks: Segments 1 & 2 Reason For Optimism: America’s Future: Segment 3 Ask Clark: Segment 4 Mentioned on the show 25+ Places That Offer Discounts to U.S. Veterans Military and Veterans Guide: Free resources for getting your finances in order Betterment Cash Reserve | High-yield cash account Where To Buy the Best Cheap Printer WSJ: Most Americans Doubt Their Children Will Be Better Off, WSJ-NORC Poll Finds Millennial Money: Can therapy help make you richer? America Is Back in the Factory Business Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity Valley.com Transfer FAQs Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, most Americans think their children are going to be worse off than they are. Clark discusses what’s behind this “recency bias” and gives a counterpoint to the pervading sense that our best days are behind us. Why is Clark optimistic? 

    • Clark Stinks: Segments 1 & 2
    • Reason For Optimism: America’s Future: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1986     04.27.23 New Mortgage Fees Explained / Shedding Light On The Best Sunscreens New federal rules on mortgage fees - known as  loan level price adjustments - have a lot of people hot under the collar. This affects people in different ways depending on credit score and down payment. Clark explains what’s going on and those most affected. Also - Summer approaches, and skin cancer rates dictate protecting your skin. You can also protect your wallet because the best sunscreens are not necessarily the most expensive. And then there’s the chemical vs mineral block sunscreen debate…. New Mortgage Lending Fees: Segment 1 Ask Clark: Segment 2 Best Sunscreens: Segment 3 Ask Clark: Segment 4 Mentioned on the show Mortgage fees are changing for homebuyers next month. Here's what you should know. NYPost - How the US is subsidizing high-risk homebuyers — at the cost of those with good credit Is There Really a New, Unfair Mortgage Tax on Those With High Credit? Mortgages Archives - Clark Howard What Are the Benefits of an Assumable Mortgage? Should You Buy Out Your Leased Car? Consumer Reports’ best sunscreen of 2023 is only $5 from Walmart (Skin cancer is the most common cancer in the United States.) Certified Pre-Owned Vehicles: What You Need to Know Before You Buy Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 27 Apr 2023 11:00:00 -0000 full Clark Howard New Mortgage Fees Explained / Shedding Light On The Best Sunscreens New federal rules on mortgage fees - known as  loan level price adjustments - have a lot of people hot under the collar. This affects people in different ways depending on credit score and down payment. Clark explains what’s going on and those most affected. Also - Summer approaches, and skin cancer rates dictate protecting your skin. You can also protect your wallet because the best sunscreens are not necessarily the most expensive. And then there’s the chemical vs mineral block sunscreen debate…. New Mortgage Lending Fees: Segment 1 Ask Clark: Segment 2 Best Sunscreens: Segment 3 Ask Clark: Segment 4 Mentioned on the show Mortgage fees are changing for homebuyers next month. Here's what you should know. NYPost - How the US is subsidizing high-risk homebuyers — at the cost of those with good credit Is There Really a New, Unfair Mortgage Tax on Those With High Credit? Mortgages Archives - Clark Howard What Are the Benefits of an Assumable Mortgage? Should You Buy Out Your Leased Car? Consumer Reports’ best sunscreen of 2023 is only $5 from Walmart (Skin cancer is the most common cancer in the United States.) Certified Pre-Owned Vehicles: What You Need to Know Before You Buy Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices New federal rules on mortgage fees - known as  loan level price adjustments - have a lot of people hot under the collar. This affects people in different ways depending on credit score and down payment. Clark explains what’s going on and those most affected. Also - Summer approaches, and skin cancer rates dictate protecting your skin. You can also protect your wallet because the best sunscreens are not necessarily the most expensive. And then there’s the chemical vs mineral block sunscreen debate….

    • New Mortgage Lending Fees: Segment 1
    • Ask Clark: Segment 2
    • Best Sunscreens: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1997     04.26.23 Air Travel Savings / How To Deal With Customer NO Service Clark shares new travel info including Spirit’s StatusMatch promotion and news on last minute fares. Also in this episode, the plague of customer NO service has only gotten worse. Clark offers strategies, including a NEVER NEVER rule about what NOT to say. Air Travel Info: Segment 1 Ask Clark: Segment 2 Customer No Service: Segment 3 Ask Clark: Segment 4 Mentioned on the show Spirit Airlines will now match loyalty status on other airlines New Report: Top 5 Cheapest Airlines for Last-Minute Domestic Flights Should You Use Credit Card Portals to Book Travel? Upgraded Points Data Study Reveals Most Affordable Airlines for Last-Minute Ticket Purchases on Most Popular Domestic Flights Dollar Flight Club | Cheap Flights - International & Domestic Where Should I Look for a Great Deal on a Cruise in 2023? Is Booking a Cruise Last-Minute Still a Good Bargain Strategy? The Only Way You Should Pay for a Cruise As Customer Problems Hit a Record High, More People Seek ‘Revenge’ [The Washington Post] Vanishing phone customer support is driving us all insane Customer No Service - Clark Howard Community BBB-File a Complaint Submit a complaint | Consumer Financial Protection Bureau 7 Things To Know About Costco Pharmacy 10 Ways To Save on Prescription Drugs Mark Cuban Cost Plus Drugs New to volunteering? A How-To-Guide to find the right fit Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 26 Apr 2023 11:00:00 -0000 full Clark Howard Air Travel Savings / How To Deal With Customer NO Service Clark shares new travel info including Spirit’s StatusMatch promotion and news on last minute fares. Also in this episode, the plague of customer NO service has only gotten worse. Clark offers strategies, including a NEVER NEVER rule about what NOT to say. Air Travel Info: Segment 1 Ask Clark: Segment 2 Customer No Service: Segment 3 Ask Clark: Segment 4 Mentioned on the show Spirit Airlines will now match loyalty status on other airlines New Report: Top 5 Cheapest Airlines for Last-Minute Domestic Flights Should You Use Credit Card Portals to Book Travel? Upgraded Points Data Study Reveals Most Affordable Airlines for Last-Minute Ticket Purchases on Most Popular Domestic Flights Dollar Flight Club | Cheap Flights - International & Domestic Where Should I Look for a Great Deal on a Cruise in 2023? Is Booking a Cruise Last-Minute Still a Good Bargain Strategy? The Only Way You Should Pay for a Cruise As Customer Problems Hit a Record High, More People Seek ‘Revenge’ [The Washington Post] Vanishing phone customer support is driving us all insane Customer No Service - Clark Howard Community BBB-File a Complaint Submit a complaint | Consumer Financial Protection Bureau 7 Things To Know About Costco Pharmacy 10 Ways To Save on Prescription Drugs Mark Cuban Cost Plus Drugs New to volunteering? A How-To-Guide to find the right fit Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares new travel info including Spirit’s StatusMatch promotion and news on last minute fares. Also in this episode, the plague of customer NO service has only gotten worse. Clark offers strategies, including a NEVER NEVER rule about what NOT to say.

    • Air Travel Info: Segment 1
    • Ask Clark: Segment 2
    • Customer No Service: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1852     04.25.23 Apple’s Savings Offer / Medical Debt & Your Credit: New Rules What to know about Apple’s new savings account offer. Plus, a cautionary note about companies promoting high savings rates that only amount to promissory notes because they’re NOT insured. Learn what to look out for to protect your hard earned savings. Also today, the wait is over. Finally a new rule on medical debt kicks in that could kick up your credit score.  Apple Savings Offer: Segment 1 Ask Clark: Segment 2 Medical Debt Law Now In Effect: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ: Apple Makes the iPhone a Home for Savings Accounts Clark.com: Apple Is Now Offering 4.15% APR Savings Accounts: Is There a Catch? This Start-Up Promises Rates 13 Times Higher Than a Typical Savings Account. One Problem: It Isn’t a Bank Deposit Insurance - FDIC / Are Credit Union Deposits Insured Up To $250,000? Fidelity Youth Account frequently asked questions (FAQs) CarMax Review: 5 Things To Know Before You Buy or Sell [The Washington Post] Finally, medical debt under $500 has been removed from credit reports What is a “surprise medical bill” and what should I know about the No Surprises Act? 3 Ways To Get a Free VIN Check Before Buying a Used Car How To Spot a Puppy Scam Online Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 25 Apr 2023 11:00:00 -0000 full Clark Howard Apple’s Savings Offer / Medical Debt & Your Credit: New Rules What to know about Apple’s new savings account offer. Plus, a cautionary note about companies promoting high savings rates that only amount to promissory notes because they’re NOT insured. Learn what to look out for to protect your hard earned savings. Also today, the wait is over. Finally a new rule on medical debt kicks in that could kick up your credit score.  Apple Savings Offer: Segment 1 Ask Clark: Segment 2 Medical Debt Law Now In Effect: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ: Apple Makes the iPhone a Home for Savings Accounts Clark.com: Apple Is Now Offering 4.15% APR Savings Accounts: Is There a Catch? This Start-Up Promises Rates 13 Times Higher Than a Typical Savings Account. One Problem: It Isn’t a Bank Deposit Insurance - FDIC / Are Credit Union Deposits Insured Up To $250,000? Fidelity Youth Account frequently asked questions (FAQs) CarMax Review: 5 Things To Know Before You Buy or Sell [The Washington Post] Finally, medical debt under $500 has been removed from credit reports What is a “surprise medical bill” and what should I know about the No Surprises Act? 3 Ways To Get a Free VIN Check Before Buying a Used Car How To Spot a Puppy Scam Online Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices What to know about Apple’s new savings account offer. Plus, a cautionary note about companies promoting high savings rates that only amount to promissory notes because they’re NOT insured. Learn what to look out for to protect your hard earned savings. Also today, the wait is over. Finally a new rule on medical debt kicks in that could kick up your credit score. 

    • Apple Savings Offer: Segment 1
    • Ask Clark: Segment 2
    • Medical Debt Law Now In Effect: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1647     04.24.23 Two Mortgage Warnings / Clark’s NEVER NEVER Advance Deposit Rule One of the biggest financial decisions in life is the purchase of a home. Clark has warnings about 2 trends that can be perilous in the long run for home buyers. Also on today’s episode, the recent shuttering of David’s Bridal stores points to a bigger concern: How to handle making an advance deposit on a future purchase. Clark has an important “NEVER NEVER NEVER NOT EVER” rule, to protect your money.  2 Mortgage Warnings: Segment 1 Ask Clark: Segment 2 Advance Deposit Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show Feds expand 40-year mortgage eligibility. Experts say it could lead to more. NYT - Retired and Buying a Starter Home. It’s Forever. Banks Are Closing Customer Accounts, With Little Explanation How Many Credit Cards Should I Have? Capital One now rejecting transactions from Affirm, Afterpay and more WSJ: David’s Bridal Will Close All Stores in Chapter 11 Unless Buyer Emerges Do Not Give Your Social Security Number at These Places NYT - Shifting Norms on Tattoos in Japan Clark.com - Streaming TV  -  Live TV Streaming Channel Tool Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Apr 2023 11:00:00 -0000 full Clark Howard Two Mortgage Warnings / Clark’s NEVER NEVER Advance Deposit Rule One of the biggest financial decisions in life is the purchase of a home. Clark has warnings about 2 trends that can be perilous in the long run for home buyers. Also on today’s episode, the recent shuttering of David’s Bridal stores points to a bigger concern: How to handle making an advance deposit on a future purchase. Clark has an important “NEVER NEVER NEVER NOT EVER” rule, to protect your money.  2 Mortgage Warnings: Segment 1 Ask Clark: Segment 2 Advance Deposit Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show Feds expand 40-year mortgage eligibility. Experts say it could lead to more. NYT - Retired and Buying a Starter Home. It’s Forever. Banks Are Closing Customer Accounts, With Little Explanation How Many Credit Cards Should I Have? Capital One now rejecting transactions from Affirm, Afterpay and more WSJ: David’s Bridal Will Close All Stores in Chapter 11 Unless Buyer Emerges Do Not Give Your Social Security Number at These Places NYT - Shifting Norms on Tattoos in Japan Clark.com - Streaming TV  -  Live TV Streaming Channel Tool Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices One of the biggest financial decisions in life is the purchase of a home. Clark has warnings about 2 trends that can be perilous in the long run for home buyers. Also on today’s episode, the recent shuttering of David’s Bridal stores points to a bigger concern: How to handle making an advance deposit on a future purchase. Clark has an important “NEVER NEVER NEVER NOT EVER” rule, to protect your money. 

    • 2 Mortgage Warnings: Segment 1
    • Ask Clark: Segment 2
    • Advance Deposit Rule: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1910     04.21.23 Clark Answers His Critics on Clark Stinks / Why Gen Z Aces Saving For Retirement Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, throughout history, older generations have maligned youth, and Gen Z - ages 11 to 26 - has received their share of criticism. So why are they the best at saving for retirement in human history? There’s a behavioral finance reason at work here….  Clark Stinks: Segments 1 & 2 Gen Z Acing Saving: Segment 3 Ask Clark: Segment 4 Mentioned on the show Scams & Rip-Offs Archives - Clark Howard What Is a Flexible Spending Account? CR RECOMMENDED Clark Deals - Today's Best Deals of the Day Is Apple Pay a Safe Alternative to Zelle? The Safer Way To Use Your Debit Card Do Not Give Your Social Security Number at These Places Barrons.com: Gen Z Is Saving More for Retirement Than Previous Generations. Here’s Why Auto Enrollment Plan Definition How To Buy Term Life Insurance in 7 Easy Steps Car Insurance Archives - Clark Howard Becoming a Landlord: How To Find a Good Tenant Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 21 Apr 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Why Gen Z Aces Saving For Retirement Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, throughout history, older generations have maligned youth, and Gen Z - ages 11 to 26 - has received their share of criticism. So why are they the best at saving for retirement in human history? There’s a behavioral finance reason at work here….  Clark Stinks: Segments 1 & 2 Gen Z Acing Saving: Segment 3 Ask Clark: Segment 4 Mentioned on the show Scams & Rip-Offs Archives - Clark Howard What Is a Flexible Spending Account? CR RECOMMENDED Clark Deals - Today's Best Deals of the Day Is Apple Pay a Safe Alternative to Zelle? The Safer Way To Use Your Debit Card Do Not Give Your Social Security Number at These Places Barrons.com: Gen Z Is Saving More for Retirement Than Previous Generations. Here’s Why Auto Enrollment Plan Definition How To Buy Term Life Insurance in 7 Easy Steps Car Insurance Archives - Clark Howard Becoming a Landlord: How To Find a Good Tenant Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, throughout history, older generations have maligned youth, and Gen Z - ages 11 to 26 - has received their share of criticism. So why are they the best at saving for retirement in human history? There’s a behavioral finance reason at work here…. 

    • Clark Stinks: Segments 1 & 2
    • Gen Z Acing Saving: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1948     04.20.23 Hey Big Spender, Manufacturers Are Playing You / Lower Hearing Aid Prices At Last Consumer goods manufacturers are using a targeted strategy to rip off consumers with vaunted versions of self-care and home products, boasting massive profit margins on their so-called premium lines. Don’t fall for this marketing scheme. Also, after shameless industry cartel gouging forever, OTC FDA approved free market hearing aids are finally available at significantly lower prices - and some are getting great reviews. Manufacturer Mind Games: Segment 1 Ask Clark: Segment 2 Hearing Aid Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show $90 cream and $10 toothpaste: Companies target big spenders HumbleDollar: Home / Investopedia Academy Schwab - Your U.S. Investing Education Center Vanguard - Education / Fidelity Learning Center Clark.com Investing & Retirement Target Date Funds: Clark's Favorite Retirement Investment Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone Should You Buy Cell Phone Insurance? The Best Places To Buy Hearing Aids  7 Best Over-the-Counter (OTC) Hearing Aids of 2023 Use these security keys to lock down your computer and protect your personal info The Strongest Protection for Your Online Accounts? This Little Key Community.Clark.com Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 20 Apr 2023 11:00:00 -0000 full Clark Howard Hey Big Spender, Manufacturers Are Playing You / Lower Hearing Aid Prices At Last Consumer goods manufacturers are using a targeted strategy to rip off consumers with vaunted versions of self-care and home products, boasting massive profit margins on their so-called premium lines. Don’t fall for this marketing scheme. Also, after shameless industry cartel gouging forever, OTC FDA approved free market hearing aids are finally available at significantly lower prices - and some are getting great reviews. Manufacturer Mind Games: Segment 1 Ask Clark: Segment 2 Hearing Aid Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show $90 cream and $10 toothpaste: Companies target big spenders HumbleDollar: Home / Investopedia Academy Schwab - Your U.S. Investing Education Center Vanguard - Education / Fidelity Learning Center Clark.com Investing & Retirement Target Date Funds: Clark's Favorite Retirement Investment Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone Should You Buy Cell Phone Insurance? The Best Places To Buy Hearing Aids  7 Best Over-the-Counter (OTC) Hearing Aids of 2023 Use these security keys to lock down your computer and protect your personal info The Strongest Protection for Your Online Accounts? This Little Key Community.Clark.com Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Consumer goods manufacturers are using a targeted strategy to rip off consumers with vaunted versions of self-care and home products, boasting massive profit margins on their so-called premium lines. Don’t fall for this marketing scheme. Also, after shameless industry cartel gouging forever, OTC FDA approved free market hearing aids are finally available at significantly lower prices - and some are getting great reviews.

    • Manufacturer Mind Games: Segment 1
    • Ask Clark: Segment 2
    • Hearing Aid Prices: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1765     04.19.23 Payment App Violation / Housing Market Update & Best Time To Buy There’s a strange way people are violating others’ privacy on payment apps. Clark tells you the vulnerability, and what you can do about it, depending on the app. Also, the housing market remains in a kind of freeze. But new national data reveals a general trend potential home buyers can take advantage of. Payment App Violation: Segment 1 Ask Clark: Segment 2 Seasonal Home Buying: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ - Don’t Forget to Block Your Ex on Your Payment Apps Mobile Passport Control TSA PreCheck vs. Global Entry vs. CLEAR: Which Is Best for You? Emergency Fund: Everything You Need to Know When Is The Best Time to Buy a House? NYTimes.com: Buying or Selling a Home? Welcome to the Year of Disappointment USDA Eligibility / Single Family Housing Guaranteed Loan Program Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 19 Apr 2023 11:00:00 -0000 full Clark Howard Payment App Violation / Housing Market Update & Best Time To Buy There’s a strange way people are violating others’ privacy on payment apps. Clark tells you the vulnerability, and what you can do about it, depending on the app. Also, the housing market remains in a kind of freeze. But new national data reveals a general trend potential home buyers can take advantage of. Payment App Violation: Segment 1 Ask Clark: Segment 2 Seasonal Home Buying: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ - Don’t Forget to Block Your Ex on Your Payment Apps Mobile Passport Control TSA PreCheck vs. Global Entry vs. CLEAR: Which Is Best for You? Emergency Fund: Everything You Need to Know When Is The Best Time to Buy a House? NYTimes.com: Buying or Selling a Home? Welcome to the Year of Disappointment USDA Eligibility / Single Family Housing Guaranteed Loan Program Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices There’s a strange way people are violating others’ privacy on payment apps. Clark tells you the vulnerability, and what you can do about it, depending on the app. Also, the housing market remains in a kind of freeze. But new national data reveals a general trend potential home buyers can take advantage of.

    • Payment App Violation: Segment 1
    • Ask Clark: Segment 2
    • Seasonal Home Buying: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1714     04.18.23 Healthcare Updates / FBI Alert: Public Charging Stations The US spends 20% of our national income on healthcare vs. 8% in other countries.. Our system is rife with inefficiencies. Clark touches on 3 areas: Amazon One Medical, the primary care physician shortage and insurance issues you should be aware of. Also, the FBI has issued an alert about charging devices in public spaces. Know the risk and how to avoid it. Healthcare Updates: Segment 1 Ask Clark: Segment 2 FBI Alert: Public Charging Stations: Segment 3 Ask Clark: Segment 4 Mentioned on the show 5 Things to Know about Amazon’s Recent One Medical Acquisition The big squeeze: ACA health insurance has lots of customers, small networks [The Washington Post] Making a telehealth appointment? You might still pay a facility fee. First Aid Kit Consider paying cash (at least sometimes) How Cigna Saves Millions by Having Its Doctors Reject Claims Without Reading Them Are Swimming Pools Becoming Affordable Again? FBI warns consumers not to use public phone charging stations 5 Sneaky Ways To Improve Your Credit Score When Is the Best Time To Collect Social Security? Maximize My Social Security: Calculate Your Highest Benefits The Best Places To Buy Tires Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 18 Apr 2023 11:00:00 -0000 full Clark Howard Healthcare Updates / FBI Alert: Public Charging Stations The US spends 20% of our national income on healthcare vs. 8% in other countries.. Our system is rife with inefficiencies. Clark touches on 3 areas: Amazon One Medical, the primary care physician shortage and insurance issues you should be aware of. Also, the FBI has issued an alert about charging devices in public spaces. Know the risk and how to avoid it. Healthcare Updates: Segment 1 Ask Clark: Segment 2 FBI Alert: Public Charging Stations: Segment 3 Ask Clark: Segment 4 Mentioned on the show 5 Things to Know about Amazon’s Recent One Medical Acquisition The big squeeze: ACA health insurance has lots of customers, small networks [The Washington Post] Making a telehealth appointment? You might still pay a facility fee. First Aid Kit Consider paying cash (at least sometimes) How Cigna Saves Millions by Having Its Doctors Reject Claims Without Reading Them Are Swimming Pools Becoming Affordable Again? FBI warns consumers not to use public phone charging stations 5 Sneaky Ways To Improve Your Credit Score When Is the Best Time To Collect Social Security? Maximize My Social Security: Calculate Your Highest Benefits The Best Places To Buy Tires Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The US spends 20% of our national income on healthcare vs. 8% in other countries.. Our system is rife with inefficiencies. Clark touches on 3 areas: Amazon One Medical, the primary care physician shortage and insurance issues you should be aware of. Also, the FBI has issued an alert about charging devices in public spaces. Know the risk and how to avoid it.

    • Healthcare Updates: Segment 1
    • Ask Clark: Segment 2
    • FBI Alert: Public Charging Stations: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1809     04.17.23 TAX DAY Directive + Tax Scam Warning / Banks Closing Accounts Tomorrow is tax day. What if you can't pay what you owe right now? Understand the penalties: Failure to pay vs failure to file. AND - be aware of tax scams. Also in this episode, the banking industry is going through a troubled phase, making it a difficult time for customers. Banks are closing accounts with no warning, making Clark’s “Noah’s Ark Rule” more important than ever.  Tax Day-Failure To File: Segment 1 Ask Clark: Segment 2 Banks Shutting Down Accounts: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] If you owe the IRS and can’t pay, this is what you should and shouldn’t do No, the IRS isn't calling you. It isn't texting or emailing you, either [The Washington Post] Don’t get tricked by these ‘Dirty Dozen’ tax scams 5 Tax Scams You Need To Watch Out for in 2023 Why You Do Not Want To Get a Big Tax Refund Check Automatic Bill Pay: How It Works and How To Do It Safely What Is a Fiduciary Financial Advisor and Do I Need One? NYTimes: Banks Are Closing Customer Accounts, With Little Explanation Credit Union Small-Dollar Loan Volume Hit New High in 2022 Credit Union vs. Bank: What's the Difference? How Many Credit Cards Should I Have? MyMoneyBlog About the FedNow Service Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Apr 2023 11:00:00 -0000 full Clark Howard TAX DAY Directive + Tax Scam Warning / Banks Closing Accounts Tomorrow is tax day. What if you can't pay what you owe right now? Understand the penalties: Failure to pay vs failure to file. AND - be aware of tax scams. Also in this episode, the banking industry is going through a troubled phase, making it a difficult time for customers. Banks are closing accounts with no warning, making Clark’s “Noah’s Ark Rule” more important than ever.  Tax Day-Failure To File: Segment 1 Ask Clark: Segment 2 Banks Shutting Down Accounts: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] If you owe the IRS and can’t pay, this is what you should and shouldn’t do No, the IRS isn't calling you. It isn't texting or emailing you, either [The Washington Post] Don’t get tricked by these ‘Dirty Dozen’ tax scams 5 Tax Scams You Need To Watch Out for in 2023 Why You Do Not Want To Get a Big Tax Refund Check Automatic Bill Pay: How It Works and How To Do It Safely What Is a Fiduciary Financial Advisor and Do I Need One? NYTimes: Banks Are Closing Customer Accounts, With Little Explanation Credit Union Small-Dollar Loan Volume Hit New High in 2022 Credit Union vs. Bank: What's the Difference? How Many Credit Cards Should I Have? MyMoneyBlog About the FedNow Service Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tomorrow is tax day. What if you can't pay what you owe right now? Understand the penalties: Failure to pay vs failure to file. AND - be aware of tax scams. Also in this episode, the banking industry is going through a troubled phase, making it a difficult time for customers. Banks are closing accounts with no warning, making Clark’s “Noah’s Ark Rule” more important than ever. 

    • Tax Day-Failure To File: Segment 1
    • Ask Clark: Segment 2
    • Banks Shutting Down Accounts: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1635     04.14.23 Clark Answers His Critics on Clark Stinks / Save On Airfares Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - A shortage of planes, a shortage of pilots, supply and demand - airfares are up around 20%. But there are ways to save including how far out from travel you book, and which days are cheaper to fly. Learn new ways to save money on flights.  Clark Stinks: Segments 1 & 2 Air Travel Saving Strategies: Segment 3 Ask Clark: Segment 4 Mentioned on the show What Is a Thrift Savings Plan? What Is a 403(b) and How Does It Work? What Is an HSA Account and How Does It Work? Where To Buy the Best Cheap Printer New Feature From Google Flights Will Help Ensure That You Don’t Overpay Google Wants You to Never Overpay for a Flight Again CNET - The Best Time to Buy Plane Tickets for the Cheapest Flights [The Washington Post] This cheap flights expert thinks you should be booking trips earlier   Going™ | Formerly Scott's Cheap Flights Travel Archives - Clark Howard Best Travel Credit Cards: Top Rewards Picks for 2023 Airline admits staff gets bonus when they charge for oversized luggage Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 14 Apr 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Save On Airfares Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - A shortage of planes, a shortage of pilots, supply and demand - airfares are up around 20%. But there are ways to save including how far out from travel you book, and which days are cheaper to fly. Learn new ways to save money on flights.  Clark Stinks: Segments 1 & 2 Air Travel Saving Strategies: Segment 3 Ask Clark: Segment 4 Mentioned on the show What Is a Thrift Savings Plan? What Is a 403(b) and How Does It Work? What Is an HSA Account and How Does It Work? Where To Buy the Best Cheap Printer New Feature From Google Flights Will Help Ensure That You Don’t Overpay Google Wants You to Never Overpay for a Flight Again CNET - The Best Time to Buy Plane Tickets for the Cheapest Flights [The Washington Post] This cheap flights expert thinks you should be booking trips earlier   Going™ | Formerly Scott's Cheap Flights Travel Archives - Clark Howard Best Travel Credit Cards: Top Rewards Picks for 2023 Airline admits staff gets bonus when they charge for oversized luggage Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - A shortage of planes, a shortage of pilots, supply and demand - airfares are up around 20%. But there are ways to save including how far out from travel you book, and which days are cheaper to fly. Learn new ways to save money on flights. 

    • Clark Stinks: Segments 1 & 2
    • Air Travel Saving Strategies: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     04.13.23 Fiduciary Duplicity: A Financial Advisor Warning / Top U.S. Job Markets Clark has warned against commissioned insurance products including fixed, variable and/or universal life; annuities, and annuities disguised under different names. Someone selling on commission is NOT a fiduciary, but some self-described fiduciaries are using a loophole to do just that. Clark explains what to look out for when choosing a financial planner. Also, we’re going through a clear job rotation in the U.S. New data reveals distinct geographical indicators of the top job growth metros in the country, and the effect that has on housing affordability. WARNING - Fiduciary Duplicity: Segment 1 Ask Clark: Segment 2 Top Job Growth Markets: Segment 3 Ask Clark: Segment 4 Mentioned on the show What Is a Financial Advisor and Do I Need One? 2 Ways To Guarantee Yourself a Lifetime Stream of Income Introduction To Money Market Mutual Funds What are money market funds? Digitone ProSeries Call Blocker Product Information Sunbelt Cities Nashville and Austin Are Nation’s Hottest Job Markets When Does a HELOC Make Sense in Your Life? 7 Places to Get the Best Deals on Lab-Created Diamonds Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 13 Apr 2023 11:00:00 -0000 full Clark Howard Fiduciary Duplicity: A Financial Advisor Warning / Top U.S. Job Markets Clark has warned against commissioned insurance products including fixed, variable and/or universal life; annuities, and annuities disguised under different names. Someone selling on commission is NOT a fiduciary, but some self-described fiduciaries are using a loophole to do just that. Clark explains what to look out for when choosing a financial planner. Also, we’re going through a clear job rotation in the U.S. New data reveals distinct geographical indicators of the top job growth metros in the country, and the effect that has on housing affordability. WARNING - Fiduciary Duplicity: Segment 1 Ask Clark: Segment 2 Top Job Growth Markets: Segment 3 Ask Clark: Segment 4 Mentioned on the show What Is a Financial Advisor and Do I Need One? 2 Ways To Guarantee Yourself a Lifetime Stream of Income Introduction To Money Market Mutual Funds What are money market funds? Digitone ProSeries Call Blocker Product Information Sunbelt Cities Nashville and Austin Are Nation’s Hottest Job Markets When Does a HELOC Make Sense in Your Life? 7 Places to Get the Best Deals on Lab-Created Diamonds Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark has warned against commissioned insurance products including fixed, variable and/or universal life; annuities, and annuities disguised under different names. Someone selling on commission is NOT a fiduciary, but some self-described fiduciaries are using a loophole to do just that. Clark explains what to look out for when choosing a financial planner. Also, we’re going through a clear job rotation in the U.S. New data reveals distinct geographical indicators of the top job growth metros in the country, and the effect that has on housing affordability.

    • WARNING - Fiduciary Duplicity: Segment 1
    • Ask Clark: Segment 2
    • Top Job Growth Markets: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1883     04.12.23 A New Amazon Perk & The Myth of Free Shipping / Social Security Strategy Something new & customer friendly from Amazon is a win win. On the other hand, with online retail, know there’s really no such thing as free shipping. Also in this episode, new reporting states that without a fix from Congress, Social Security will be running short in a decade. Has this altered Clark’s advice on what age it’s best to start taking the benefit?  Amazon Return Prevention: Segment 1 Ask Clark: Segment 2 Social Security Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show Clark Howard: Habitat for Humanity - Clark Howard Habitat for Humanity: History - Clark Howard Amazon starts flagging ‘frequently returned’ products that you maybe shouldn’t buy Amazon, other retailers revamp 'free' shipping as costs soar How To Freeze Your Credit With Experian, Equifax and TransUnion 11 Tips to Keep Your Cell Phone Safe Axios: Charted: Rising home insurance Why You Should Update Your Homeowners Coverage Limits Every 3 Years Attention, Travelers: Now Is the Best Time to Switch to eSIM What Is an eSIM? 5 Things To Know Visible Review: 5 Things To Know Before You Sign Up Will Social Security Run Out? Social Security is now expected to run short of cash by 2033 Barrons.com: Why It Makes Sense to Wait for Social Security Even if Benefits Are Cut When Is the Best Time To Collect Social Security? AARP Social Security Calculator Maximize My Social Security: Calculate Your Highest Benefits Homeowners Insurance Archives - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 12 Apr 2023 11:00:00 -0000 full Clark Howard A New Amazon Perk & The Myth of Free Shipping / Social Security Strategy Something new & customer friendly from Amazon is a win win. On the other hand, with online retail, know there’s really no such thing as free shipping. Also in this episode, new reporting states that without a fix from Congress, Social Security will be running short in a decade. Has this altered Clark’s advice on what age it’s best to start taking the benefit?  Amazon Return Prevention: Segment 1 Ask Clark: Segment 2 Social Security Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show Clark Howard: Habitat for Humanity - Clark Howard Habitat for Humanity: History - Clark Howard Amazon starts flagging ‘frequently returned’ products that you maybe shouldn’t buy Amazon, other retailers revamp 'free' shipping as costs soar How To Freeze Your Credit With Experian, Equifax and TransUnion 11 Tips to Keep Your Cell Phone Safe Axios: Charted: Rising home insurance Why You Should Update Your Homeowners Coverage Limits Every 3 Years Attention, Travelers: Now Is the Best Time to Switch to eSIM What Is an eSIM? 5 Things To Know Visible Review: 5 Things To Know Before You Sign Up Will Social Security Run Out? Social Security is now expected to run short of cash by 2033 Barrons.com: Why It Makes Sense to Wait for Social Security Even if Benefits Are Cut When Is the Best Time To Collect Social Security? AARP Social Security Calculator Maximize My Social Security: Calculate Your Highest Benefits Homeowners Insurance Archives - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Something new & customer friendly from Amazon is a win win. On the other hand, with online retail, know there’s really no such thing as free shipping. Also in this episode, new reporting states that without a fix from Congress, Social Security will be running short in a decade. Has this altered Clark’s advice on what age it’s best to start taking the benefit? 

    • Amazon Return Prevention: Segment 1
    • Ask Clark: Segment 2
    • Social Security Strategy: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2067     04.11.23 Back To Basics: Tackle Your Credit Card Debt / Perspective: Artificial Intelligence One of the main ways you empower yourself with money is to owe less. Americans are taking on more and more credit card debt now for lifestyle, and over 40% of card holders are just servicing the debt. Learn Clark smart ways to start digging out. Also, AI is in the news constantly. Artificial Intelligence will open up so many new ways of doing things, but there are major concerns and dire predictions. Clark lends historical perspective on how tech changes the nature of work.  Reducing Debt: Segment 1 Ask Clark: Segment 2 AI Perspective: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] 7 ways to lower your credit card debt after the Fed rate hike New York Post : I was $70K in debt — now I'm 'cash stuffing' to become a millionaire Half of US Employees Earn Extra Cash on the Side, Survey Finds How To Get Out of Debt in 7 Steps / Debt Archives - Clark Howard Backdoor Roth IRA: Advantages and Tax Implications Explained Ask Clark: What Is a Backdoor Roth IRA? SquareUp.com / Best money transfer apps 300 million jobs could be affected by latest wave of AI, says Goldman Sachs Elon Musk and Others Call for Pause on A.I., Citing ‘Profound Risks to Society’ The FTC should investigate OpenAI and block GPT over ‘deceptive’ behavior, AI policy group claims Clark Howard's #1 Rule To Avoid Email Scams How To Recognize and Report Spam Text Messages Why You Should Never Click on Random Text Messages Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 11 Apr 2023 11:00:00 -0000 full Clark Howard Back To Basics: Tackle Your Credit Card Debt / Perspective: Artificial Intelligence One of the main ways you empower yourself with money is to owe less. Americans are taking on more and more credit card debt now for lifestyle, and over 40% of card holders are just servicing the debt. Learn Clark smart ways to start digging out. Also, AI is in the news constantly. Artificial Intelligence will open up so many new ways of doing things, but there are major concerns and dire predictions. Clark lends historical perspective on how tech changes the nature of work.  Reducing Debt: Segment 1 Ask Clark: Segment 2 AI Perspective: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] 7 ways to lower your credit card debt after the Fed rate hike New York Post : I was $70K in debt — now I'm 'cash stuffing' to become a millionaire Half of US Employees Earn Extra Cash on the Side, Survey Finds How To Get Out of Debt in 7 Steps / Debt Archives - Clark Howard Backdoor Roth IRA: Advantages and Tax Implications Explained Ask Clark: What Is a Backdoor Roth IRA? SquareUp.com / Best money transfer apps 300 million jobs could be affected by latest wave of AI, says Goldman Sachs Elon Musk and Others Call for Pause on A.I., Citing ‘Profound Risks to Society’ The FTC should investigate OpenAI and block GPT over ‘deceptive’ behavior, AI policy group claims Clark Howard's #1 Rule To Avoid Email Scams How To Recognize and Report Spam Text Messages Why You Should Never Click on Random Text Messages Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices One of the main ways you empower yourself with money is to owe less. Americans are taking on more and more credit card debt now for lifestyle, and over 40% of card holders are just servicing the debt. Learn Clark smart ways to start digging out. Also, AI is in the news constantly. Artificial Intelligence will open up so many new ways of doing things, but there are major concerns and dire predictions. Clark lends historical perspective on how tech changes the nature of work. 

    • Reducing Debt: Segment 1
    • Ask Clark: Segment 2
    • AI Perspective: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2101     04.10.23 Series I Savings Bonds: Time To Buy Or Sell? / Gratuitous Gratuities With savings rates up and I Bond rates headed down, Clark clears confusion on whether it’s time to buy or sell Series I Savings Bonds. Also, the scales are starting to “tip” when it comes to gratuities. Being confronted with the tip option touchscreen guilt machine is hitting critical mass. Hear how Clark handles this.  I Bond Update: Segment 1 Ask Clark: Segment 2 The Ubiquitous Tipping Dilemma: Segment 3 Ask Clark: Segment 4 Mentioned on the show 5 Things To Know About Series I Savings Bonds / SavingsBonds.gov Why This Is the Best Time To Buy Series I Savings Bonds I Bonds rates in 2023 could be better now than in May Small Banks Are Losing to Big Banks. Their Customers Are About to Feel It.   HumbleDollar: Home / Investopedia Academy Schwab - Your U.S. Investing Education Center Vanguard - Education / Fidelity Learning Center Clark.com Investing & Retirement Target Date Funds: Clark's Favorite Retirement Investment IRS - Charities and their Volunteers Can You Deduct Expenses of Volunteering for Charity? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Apr 2023 11:00:00 -0000 full Clark Howard Series I Savings Bonds: Time To Buy Or Sell? / Gratuitous Gratuities With savings rates up and I Bond rates headed down, Clark clears confusion on whether it’s time to buy or sell Series I Savings Bonds. Also, the scales are starting to “tip” when it comes to gratuities. Being confronted with the tip option touchscreen guilt machine is hitting critical mass. Hear how Clark handles this.  I Bond Update: Segment 1 Ask Clark: Segment 2 The Ubiquitous Tipping Dilemma: Segment 3 Ask Clark: Segment 4 Mentioned on the show 5 Things To Know About Series I Savings Bonds / SavingsBonds.gov Why This Is the Best Time To Buy Series I Savings Bonds I Bonds rates in 2023 could be better now than in May Small Banks Are Losing to Big Banks. Their Customers Are About to Feel It.   HumbleDollar: Home / Investopedia Academy Schwab - Your U.S. Investing Education Center Vanguard - Education / Fidelity Learning Center Clark.com Investing & Retirement Target Date Funds: Clark's Favorite Retirement Investment IRS - Charities and their Volunteers Can You Deduct Expenses of Volunteering for Charity? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices With savings rates up and I Bond rates headed down, Clark clears confusion on whether it’s time to buy or sell Series I Savings Bonds. Also, the scales are starting to “tip” when it comes to gratuities. Being confronted with the tip option touchscreen guilt machine is hitting critical mass. Hear how Clark handles this. 

    • I Bond Update: Segment 1
    • Ask Clark: Segment 2
    • The Ubiquitous Tipping Dilemma: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1764     04.03.23 Greener Grass - Water Savings / INVESTING: Time IN The Market- Not Market Timing For many sports events, fields are actually spray painted to make them look beautiful, which has led to lawn painting, especially where water is restricted and costly. How some homeowners, including Clark - are saving water by altering their lawns. Also, It’s not uncommon for people to pull their investments out of the market when it trends downward. Right now with economic uncertainty, people are rotating out of stocks in favor of savings, planning to return to the market when it’s “safe”. What are they missing? Plenty. How Clark handles investing.  Lawns & Water Savings: Segment 1 Ask Clark: Segment 2 Steady Investing: Segment 3 Ask Clark: Segment 4 Mentioned on the show Do Your Neighbors Paint Their Lawns Green? Increasingly, Yes FuelEconomy.gov Welcome to Bluebird Individual Investors Pile Into Cash, Chasing Higher Returns - The Wall Street Journal. NYTimes.com: A Question About Your Money: Has Anything Truly Changed This Week?  [The Washington Post] Four money rules when financial news is making you nervous Should You Sell or Stay Put in the Stock Market? Dollar Cost Averaging Makes You a Fortune Over Time How To Save and Invest the Clark Howard Way How to Freeze Your Child's Credit A Simple Way To Help Your Kid Build Credit Should You Make Your Child an Authorized User on Your Credit Card? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Apr 2023 11:00:00 -0000 full Clark Howard Greener Grass - Water Savings / INVESTING: Time IN The Market- Not Market Timing For many sports events, fields are actually spray painted to make them look beautiful, which has led to lawn painting, especially where water is restricted and costly. How some homeowners, including Clark - are saving water by altering their lawns. Also, It’s not uncommon for people to pull their investments out of the market when it trends downward. Right now with economic uncertainty, people are rotating out of stocks in favor of savings, planning to return to the market when it’s “safe”. What are they missing? Plenty. How Clark handles investing.  Lawns & Water Savings: Segment 1 Ask Clark: Segment 2 Steady Investing: Segment 3 Ask Clark: Segment 4 Mentioned on the show Do Your Neighbors Paint Their Lawns Green? Increasingly, Yes FuelEconomy.gov Welcome to Bluebird Individual Investors Pile Into Cash, Chasing Higher Returns - The Wall Street Journal. NYTimes.com: A Question About Your Money: Has Anything Truly Changed This Week?  [The Washington Post] Four money rules when financial news is making you nervous Should You Sell or Stay Put in the Stock Market? Dollar Cost Averaging Makes You a Fortune Over Time How To Save and Invest the Clark Howard Way How to Freeze Your Child's Credit A Simple Way To Help Your Kid Build Credit Should You Make Your Child an Authorized User on Your Credit Card? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices For many sports events, fields are actually spray painted to make them look beautiful, which has led to lawn painting, especially where water is restricted and costly. How some homeowners, including Clark - are saving water by altering their lawns. Also, It’s not uncommon for people to pull their investments out of the market when it trends downward. Right now with economic uncertainty, people are rotating out of stocks in favor of savings, planning to return to the market when it’s “safe”. What are they missing? Plenty. How Clark handles investing. 

    • Lawns & Water Savings: Segment 1
    • Ask Clark: Segment 2
    • Steady Investing: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1685     03.31.23 Clark Answers His Critics on Clark Stinks / Top Scams Report Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, scammers steal billions of dollars from Americans each year. Clark shares the FTC’s annual summary of top scams, and has a simple rule for avoiding the number 1 scam on the list.  Clark Stinks: Segments 1 & 2 Top Scams & Fraud Schemes: Segment 3 Ask Clark: Segment 4 Mentioned on the show 6 Tips for Hiring a Contractor Apple Screen Time Passcode NCUA - National Credit Union Administration CUNA: Credit Union National Association 5 Discount Airlines You Need To Know About Scams Cost Consumers $8.8 Billion in 2022 — The Top Five Frauds FBI says $10 billion lost to online fraud in 2022 as crypto investment scams surged Clark.com - Most Common Financial Scams and How To Avoid Them 5 Best Ways To Send Money Online Is a Costco Executive Membership Worth It? Get a new Sam's Club membership for $25 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 31 Mar 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Top Scams Report Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, scammers steal billions of dollars from Americans each year. Clark shares the FTC’s annual summary of top scams, and has a simple rule for avoiding the number 1 scam on the list.  Clark Stinks: Segments 1 & 2 Top Scams & Fraud Schemes: Segment 3 Ask Clark: Segment 4 Mentioned on the show 6 Tips for Hiring a Contractor Apple Screen Time Passcode NCUA - National Credit Union Administration CUNA: Credit Union National Association 5 Discount Airlines You Need To Know About Scams Cost Consumers $8.8 Billion in 2022 — The Top Five Frauds FBI says $10 billion lost to online fraud in 2022 as crypto investment scams surged Clark.com - Most Common Financial Scams and How To Avoid Them 5 Best Ways To Send Money Online Is a Costco Executive Membership Worth It? Get a new Sam's Club membership for $25 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, scammers steal billions of dollars from Americans each year. Clark shares the FTC’s annual summary of top scams, and has a simple rule for avoiding the number 1 scam on the list. 

    • Clark Stinks: Segments 1 & 2
    • Top Scams & Fraud Schemes: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2048     03.30.23 Neglected Retirement Accounts? NO! / Amazon Satellite Internet Millions of workers are leaving open retirement accounts with thousands of dollars sitting ignored or forgotten. If you’ve changed employers over the years, Clark’s has an assignment for you to make sure you get ALL your retirement money! Also in this episode, Amazon has announced their internet service to compete with Starlink. Who wins with the additional options we will have? The consumer! Neglected Retirement Accounts: Segment 1 Ask Clark: Segment 2 Amazon Satellite Internet: Segment 3 Ask Clark: Segment 4 Mentioned on the show NYTimes.com: Set It and Actually Forget It Clark.com - How To Find Missing or Lost Retirement Accounts How To Find and Claim Missing Money in Your Name How To Open a Roth IRA State Farm® and Ting can help protect your family from electrical fires Cord Cutters News: Amazon’s New Home Internet Service Announces New Details T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Verizon Home Internet: Things To Know Before You Sign Up Wells Fargo Active Cash® Card Review: Unlimited 2% Cash Back Credit Card Clark Deals - Today's Best Deals of the Day Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 30 Mar 2023 11:00:00 -0000 full Clark Howard Neglected Retirement Accounts? NO! / Amazon Satellite Internet Millions of workers are leaving open retirement accounts with thousands of dollars sitting ignored or forgotten. If you’ve changed employers over the years, Clark’s has an assignment for you to make sure you get ALL your retirement money! Also in this episode, Amazon has announced their internet service to compete with Starlink. Who wins with the additional options we will have? The consumer! Neglected Retirement Accounts: Segment 1 Ask Clark: Segment 2 Amazon Satellite Internet: Segment 3 Ask Clark: Segment 4 Mentioned on the show NYTimes.com: Set It and Actually Forget It Clark.com - How To Find Missing or Lost Retirement Accounts How To Find and Claim Missing Money in Your Name How To Open a Roth IRA State Farm® and Ting can help protect your family from electrical fires Cord Cutters News: Amazon’s New Home Internet Service Announces New Details T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Verizon Home Internet: Things To Know Before You Sign Up Wells Fargo Active Cash® Card Review: Unlimited 2% Cash Back Credit Card Clark Deals - Today's Best Deals of the Day Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Millions of workers are leaving open retirement accounts with thousands of dollars sitting ignored or forgotten. If you’ve changed employers over the years, Clark’s has an assignment for you to make sure you get ALL your retirement money! Also in this episode, Amazon has announced their internet service to compete with Starlink. Who wins with the additional options we will have? The consumer!

    • Neglected Retirement Accounts: Segment 1
    • Ask Clark: Segment 2
    • Amazon Satellite Internet: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1684     03.29.23 SUV Safety Report / Price Check! A Retail Warning For parents who want to keep their kids safe, an SUV is often a popular choice. If you’re considering buying an SUV, Clark has a new report from the Insurance Institute for Highway Safety you need to hear first. Also, several states are suing a retailer for overcharging at check-out - a symptom of a systemic problem. Clark has some ways to help you eagle eye your check out prices, and protect your wallet! SUV Safety: Segment 1 Ask Clark: Segment 2 Beware Retail Pricing Errors: Segment 3 Ask Clark: Segment 4 Mentioned on the show Ford's Mustang Mach-E scores highest in crash safety test among 13 midsize SUVs - from Detroit Free Press IIHS.org Back-seat safety lags in midsize SUVs Turo: 5 Things To Know About the Cheap Car Rental Service Roth vs. Traditional 401(k): What's the Difference? At Dollar General, a Staple for Many, a Record of Overcharging IRS Payment Plans Installment Agreements Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 29 Mar 2023 11:00:00 -0000 full Clark Howard SUV Safety Report / Price Check! A Retail Warning For parents who want to keep their kids safe, an SUV is often a popular choice. If you’re considering buying an SUV, Clark has a new report from the Insurance Institute for Highway Safety you need to hear first. Also, several states are suing a retailer for overcharging at check-out - a symptom of a systemic problem. Clark has some ways to help you eagle eye your check out prices, and protect your wallet! SUV Safety: Segment 1 Ask Clark: Segment 2 Beware Retail Pricing Errors: Segment 3 Ask Clark: Segment 4 Mentioned on the show Ford's Mustang Mach-E scores highest in crash safety test among 13 midsize SUVs - from Detroit Free Press IIHS.org Back-seat safety lags in midsize SUVs Turo: 5 Things To Know About the Cheap Car Rental Service Roth vs. Traditional 401(k): What's the Difference? At Dollar General, a Staple for Many, a Record of Overcharging IRS Payment Plans Installment Agreements Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices For parents who want to keep their kids safe, an SUV is often a popular choice. If you’re considering buying an SUV, Clark has a new report from the Insurance Institute for Highway Safety you need to hear first. Also, several states are suing a retailer for overcharging at check-out - a symptom of a systemic problem. Clark has some ways to help you eagle eye your check out prices, and protect your wallet!

    • SUV Safety: Segment 1
    • Ask Clark: Segment 2
    • Beware Retail Pricing Errors: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1708     03.28.23 Jobs That Pay / Retailers' “In Your Face” Fight Against Shoplifting Regardless of what happens with economic cycles, there are clear patterns in the job market that spell OPPORTUNITY - if your aptitude matches the need. Clark points the way to jobs that pay, with and without a college degree. Also, we all pay for heavy losses inflicted by shoplifting rings, and now the cost of shoplifting can feel like more punishment, as retailers use various tactics to fight back.  Prepare For Jobs That Pay: Segment 1 Ask Clark: Segment 2 Retail Vs Shoplifting Rings: Segment 3 Ask Clark: Segment 4 Mentioned on the show Report: Top 10 Colleges Whose Graduates Earn the Most 100 colleges whose grads go on to earn the most America Is Trying to Electrify. There Aren’t Enough Electricians. What Is Non-Owner Car Insurance And Who Needs It? - Forbes Public Service Loan Forgiveness (PSLF) - Federal Student Aid 4 Things To Know About the Public Service Loan Forgiveness Program Overhaul WSJ - Shoplifting Climbs as In-Store Shopping Returns What Is Long-Term Care Insurance Cost & Coverage Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 Mar 2023 11:00:00 -0000 full Clark Howard Jobs That Pay / Retailers' “In Your Face” Fight Against Shoplifting Regardless of what happens with economic cycles, there are clear patterns in the job market that spell OPPORTUNITY - if your aptitude matches the need. Clark points the way to jobs that pay, with and without a college degree. Also, we all pay for heavy losses inflicted by shoplifting rings, and now the cost of shoplifting can feel like more punishment, as retailers use various tactics to fight back.  Prepare For Jobs That Pay: Segment 1 Ask Clark: Segment 2 Retail Vs Shoplifting Rings: Segment 3 Ask Clark: Segment 4 Mentioned on the show Report: Top 10 Colleges Whose Graduates Earn the Most 100 colleges whose grads go on to earn the most America Is Trying to Electrify. There Aren’t Enough Electricians. What Is Non-Owner Car Insurance And Who Needs It? - Forbes Public Service Loan Forgiveness (PSLF) - Federal Student Aid 4 Things To Know About the Public Service Loan Forgiveness Program Overhaul WSJ - Shoplifting Climbs as In-Store Shopping Returns What Is Long-Term Care Insurance Cost & Coverage Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Regardless of what happens with economic cycles, there are clear patterns in the job market that spell OPPORTUNITY - if your aptitude matches the need. Clark points the way to jobs that pay, with and without a college degree. Also, we all pay for heavy losses inflicted by shoplifting rings, and now the cost of shoplifting can feel like more punishment, as retailers use various tactics to fight back. 

    • Prepare For Jobs That Pay: Segment 1
    • Ask Clark: Segment 2
    • Retail Vs Shoplifting Rings: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1605     03.27.23 Savvy Summer Travel Planning / Your Money Mentality Travel planning season is here and Clark has good info spanning: airfares and when to travel to get the best prices, Airbnb & VRBO issues, hotel booking and more - so you know before you go. Also - Nobody ever got rich paying Visa or MasterCard 19% interest (or more). Clark addresses discretionary spending that undermines your immediate and distant future. Practices and cognitive biases that get us in financial trouble include impulse buying with borrowed money, and only paying credit card minimums. Why you should make FOMO & YOLO a NO Go and Pay in 4 no more.  Summer Travel Planning: Segment 1 Ask Clark: Segment 2 You Money Mentality: Segment 3 Ask Clark: Segment 4 Mentioned on the show Travel Archives - Clark Howard 5 Discount Airlines You Need To Know About 5 Steps To Getting a Good Deal on a Hotel Room InsureMyTrip Review: Why We Like It and How to Use It Why we usually can't tell when a review is fake NYTimes: Help! I Canceled My Rental Because of a Wildfire. My Contract Says No Refund. Is That Fair? Frontier Airlines admits it pays staff a $10 BONUS every time they charge customers extra for oversized luggage - even when their bags aren't too big! How To Dispute a Charge on Your Credit Card BBB-File a Complaint Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023 Best Travel Credit Cards: Top Rewards Picks for 2023 NYTimes.com: When It Comes to Money, Your Brain Can Be Your Own Worst Enemy Which Home Security Systems Rank Better Than Ring? / Wyze Security Cams Where Can You Get Some of the Best Deals on Homes Right Now? The New Construction Market. - The WSJ. The One Place You Can Still Get a 3% Home Loan: Your Family What's the Gift Tax Exclusion for 2023? - Kiplinger Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 Mar 2023 11:00:00 -0000 full Clark Howard Savvy Summer Travel Planning / Your Money Mentality Travel planning season is here and Clark has good info spanning: airfares and when to travel to get the best prices, Airbnb & VRBO issues, hotel booking and more - so you know before you go. Also - Nobody ever got rich paying Visa or MasterCard 19% interest (or more). Clark addresses discretionary spending that undermines your immediate and distant future. Practices and cognitive biases that get us in financial trouble include impulse buying with borrowed money, and only paying credit card minimums. Why you should make FOMO & YOLO a NO Go and Pay in 4 no more.  Summer Travel Planning: Segment 1 Ask Clark: Segment 2 You Money Mentality: Segment 3 Ask Clark: Segment 4 Mentioned on the show Travel Archives - Clark Howard 5 Discount Airlines You Need To Know About 5 Steps To Getting a Good Deal on a Hotel Room InsureMyTrip Review: Why We Like It and How to Use It Why we usually can't tell when a review is fake NYTimes: Help! I Canceled My Rental Because of a Wildfire. My Contract Says No Refund. Is That Fair? Frontier Airlines admits it pays staff a $10 BONUS every time they charge customers extra for oversized luggage - even when their bags aren't too big! How To Dispute a Charge on Your Credit Card BBB-File a Complaint Capital One Venture X Rewards Credit Card: 6 Things To Know in 2023 Best Travel Credit Cards: Top Rewards Picks for 2023 NYTimes.com: When It Comes to Money, Your Brain Can Be Your Own Worst Enemy Which Home Security Systems Rank Better Than Ring? / Wyze Security Cams Where Can You Get Some of the Best Deals on Homes Right Now? The New Construction Market. - The WSJ. The One Place You Can Still Get a 3% Home Loan: Your Family What's the Gift Tax Exclusion for 2023? - Kiplinger Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Travel planning season is here and Clark has good info spanning: airfares and when to travel to get the best prices, Airbnb & VRBO issues, hotel booking and more - so you know before you go. Also - Nobody ever got rich paying Visa or MasterCard 19% interest (or more). Clark addresses discretionary spending that undermines your immediate and distant future. Practices and cognitive biases that get us in financial trouble include impulse buying with borrowed money, and only paying credit card minimums. Why you should make FOMO & YOLO a NO Go and Pay in 4 no more. 

    • Summer Travel Planning: Segment 1
    • Ask Clark: Segment 2
    • You Money Mentality: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2027     03.24.23 Clark Answers His Critics on Clark Stinks / Timing Is Everything: Funding Your IRA Friday - Clark Stinks day! A chance for Clark to learn from you. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Lump sum spring contributions to an IRA for the prior year are not uncommon, and are right for some earners. But that’s the exception - not the rule. Know the most advantageous way to fund your IRA. Clark Stinks: Segments 1 & 2 When To Fund Your IRA: Segment 3 Ask Clark: Segment 4 Mentioned on the show NCUA - National Credit Union Administration CUNA: Credit Union National Association You Can Roll Your 529 Plan To A Roth IRA Beginning In 2024 Buying Gas From a Station on This List Is Better for Your Car 12 Things You Never Knew You Could Get From Your Local Library Matching Contributions 101: How to Maximize Your Retirement Savings Now Retirement Savings Contributions Savers Credit - IRS NYTimes.com: Why Investing at the Last Moment Can Hurt Your Returns Where To Buy the Best Cheap Printer How To Dispute a Charge on Your Credit Card Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 Mar 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Timing Is Everything: Funding Your IRA Friday - Clark Stinks day! A chance for Clark to learn from you. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Lump sum spring contributions to an IRA for the prior year are not uncommon, and are right for some earners. But that’s the exception - not the rule. Know the most advantageous way to fund your IRA. Clark Stinks: Segments 1 & 2 When To Fund Your IRA: Segment 3 Ask Clark: Segment 4 Mentioned on the show NCUA - National Credit Union Administration CUNA: Credit Union National Association You Can Roll Your 529 Plan To A Roth IRA Beginning In 2024 Buying Gas From a Station on This List Is Better for Your Car 12 Things You Never Knew You Could Get From Your Local Library Matching Contributions 101: How to Maximize Your Retirement Savings Now Retirement Savings Contributions Savers Credit - IRS NYTimes.com: Why Investing at the Last Moment Can Hurt Your Returns Where To Buy the Best Cheap Printer How To Dispute a Charge on Your Credit Card Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! A chance for Clark to learn from you. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - Lump sum spring contributions to an IRA for the prior year are not uncommon, and are right for some earners. But that’s the exception - not the rule. Know the most advantageous way to fund your IRA.

    • Clark Stinks: Segments 1 & 2
    • When To Fund Your IRA: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1809     03.23.23 Bank Failure Update - What YOU Should Do / SAVE On Streaming TV Panic has turned to confusion in the wake of the SVB failure. Clark summarizes how we got here, how it differs from 15 years ago, and how the moral hazard in the system should be fixed. Clark breaks it down to 2 key points, and what individuals and businesses with funds greater than the quarter million FDIC limit should do going forward to secure their funds. Also, Clark tells you what’s behind the big streaming service increases and your alternatives. With market changes come new opportunities. If you’re willing to adapt and experiment you can save so much money - with more content than you can watch. Bank Failure Update: Segment 1 Ask Clark: Segment 2 SAVE on Streaming TV: Segment 3 Ask Clark: Segment 4 Mentioned on the show Midmarket Firms Re-Evaluate Regional Bank Risk Following Crisis NYTimes.com: Two Big Ideas for Preventing Another Banking Crisis Experts, banks look for ideas to stop next bank failure The forgotten rescue plan that could prevent another SVB-like collapse Fed to Consider Tougher Rules for Midsize Banks After SVB, Signature Failures - WSJ. SVB is the first social media bank run in history. Banks Trade Relief Now for Regulation Later - The Wall Street Journal. Yellen Says U.S. Ready to Protect Smaller Banks if Necessary Certificate of Deposit Account Registry Service CDARS How To Open a Roth IRA Custodial Roth IRA: How And Why To Start A Roth IRA For Kids Turbocharge your child's retirement with a Roth IRA for Kids Clark.com: YouTube TV Raises Monthly Rate for First Time Since 2020 Clark.com: 5 Cheaper Streaming Alternatives to YouTube TV Best Free Streaming Services in 2023: Movies and TV for Cord Cutters Clark.com - STREAMING TV 4 Things To Know Before You Buy a Digital TV Antenna Submit a complaint | Consumer Financial Protection Bureau Automatic Bill Pay: How It Works and How To Do It Safely Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Mar 2023 11:00:00 -0000 full Clark Howard Bank Failure Update - What YOU Should Do / SAVE On Streaming TV Panic has turned to confusion in the wake of the SVB failure. Clark summarizes how we got here, how it differs from 15 years ago, and how the moral hazard in the system should be fixed. Clark breaks it down to 2 key points, and what individuals and businesses with funds greater than the quarter million FDIC limit should do going forward to secure their funds. Also, Clark tells you what’s behind the big streaming service increases and your alternatives. With market changes come new opportunities. If you’re willing to adapt and experiment you can save so much money - with more content than you can watch. Bank Failure Update: Segment 1 Ask Clark: Segment 2 SAVE on Streaming TV: Segment 3 Ask Clark: Segment 4 Mentioned on the show Midmarket Firms Re-Evaluate Regional Bank Risk Following Crisis NYTimes.com: Two Big Ideas for Preventing Another Banking Crisis Experts, banks look for ideas to stop next bank failure The forgotten rescue plan that could prevent another SVB-like collapse Fed to Consider Tougher Rules for Midsize Banks After SVB, Signature Failures - WSJ. SVB is the first social media bank run in history. Banks Trade Relief Now for Regulation Later - The Wall Street Journal. Yellen Says U.S. Ready to Protect Smaller Banks if Necessary Certificate of Deposit Account Registry Service CDARS How To Open a Roth IRA Custodial Roth IRA: How And Why To Start A Roth IRA For Kids Turbocharge your child's retirement with a Roth IRA for Kids Clark.com: YouTube TV Raises Monthly Rate for First Time Since 2020 Clark.com: 5 Cheaper Streaming Alternatives to YouTube TV Best Free Streaming Services in 2023: Movies and TV for Cord Cutters Clark.com - STREAMING TV 4 Things To Know Before You Buy a Digital TV Antenna Submit a complaint | Consumer Financial Protection Bureau Automatic Bill Pay: How It Works and How To Do It Safely Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Panic has turned to confusion in the wake of the SVB failure. Clark summarizes how we got here, how it differs from 15 years ago, and how the moral hazard in the system should be fixed. Clark breaks it down to 2 key points, and what individuals and businesses with funds greater than the quarter million FDIC limit should do going forward to secure their funds. Also, Clark tells you what’s behind the big streaming service increases and your alternatives. With market changes come new opportunities. If you’re willing to adapt and experiment you can save so much money - with more content than you can watch.

    • Bank Failure Update: Segment 1
    • Ask Clark: Segment 2
    • SAVE on Streaming TV: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2115     03.22.23 Job Market Update & Strategy / Are We There Yet? Buying An Electric Vehicle With full employment and increased turnover happening concurrently, burnout, layoffs and “revenge videos” from ex-employees, it’s a confusing time in the job market. Survey says  80% of those who participated in the great resignation now regret it and are heading back to work. Know the key professional strategies for both finding and leaving a job.  Also in this episode, Clark updates his answer to the ongoing question - “is it time to buy an electric vehicle”... with some news from Tesla that for some, may change the equation.  Finding And Leaving A Job-Best Practices: Segment 1 Ask Clark: Segment 2 The Tesla Model 3: Segment 3 Ask Clark: Segment 4 Mentioned on the show Your essential guide to thriving through a layoff Why so many who took part in the Great Resignation have regrets Stressed about potential layoffs? You should practice ‘career cushioning’ How Much Should Your 401(k) Account Cost You All-In? Top 10 Small Business 401(k) Plan Providers - Investopedia How To Open a Roth IRA Learn More About the AARP Fraud Watch Network State Elder Abuse Statutes | EJI - Department of Justice Edmunds: The most affordable EVs for 2023 Tesla’s price war on electric-vehicle and traditional automakers alike.  Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 Mar 2023 11:00:00 -0000 full Clark Howard Job Market Update & Strategy / Are We There Yet? Buying An Electric Vehicle With full employment and increased turnover happening concurrently, burnout, layoffs and “revenge videos” from ex-employees, it’s a confusing time in the job market. Survey says  80% of those who participated in the great resignation now regret it and are heading back to work. Know the key professional strategies for both finding and leaving a job.  Also in this episode, Clark updates his answer to the ongoing question - “is it time to buy an electric vehicle”... with some news from Tesla that for some, may change the equation.  Finding And Leaving A Job-Best Practices: Segment 1 Ask Clark: Segment 2 The Tesla Model 3: Segment 3 Ask Clark: Segment 4 Mentioned on the show Your essential guide to thriving through a layoff Why so many who took part in the Great Resignation have regrets Stressed about potential layoffs? You should practice ‘career cushioning’ How Much Should Your 401(k) Account Cost You All-In? Top 10 Small Business 401(k) Plan Providers - Investopedia How To Open a Roth IRA Learn More About the AARP Fraud Watch Network State Elder Abuse Statutes | EJI - Department of Justice Edmunds: The most affordable EVs for 2023 Tesla’s price war on electric-vehicle and traditional automakers alike.  Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices With full employment and increased turnover happening concurrently, burnout, layoffs and “revenge videos” from ex-employees, it’s a confusing time in the job market. Survey says  80% of those who participated in the great resignation now regret it and are heading back to work. Know the key professional strategies for both finding and leaving a job.  Also in this episode, Clark updates his answer to the ongoing question - “is it time to buy an electric vehicle”... with some news from Tesla that for some, may change the equation. 

    • Finding And Leaving A Job-Best Practices: Segment 1
    • Ask Clark: Segment 2
    • The Tesla Model 3: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1915     03.21.23 Auto Loan Debt Burden / Tech Product End-Of-Life Policies Though moderating, new and used vehicle prices are still high. And among those who bought at peak prices, late payments are escalating. Clark offers an overview of the car market, plus - direction for those upside down in loans and for would-be buyers.  Also, owning smart tech connected devices requiring software services - you buy them, you own them outright, right? What’s the catch? Clark explains. Vehicle Loans: Segment 1 Ask Clark: Segment 2 The Electronics Subscription Game: Segment 3 Ask Clark: Segment 4 Mentioned on the show Late Auto Payments Expose Cracks in Consumer Credit - The Wall Street Journal. Are You Following Clark's Maximum Auto Loan Length Rule? Mattress Buying - Clark Howard Community ByeByeMattress-Retailer Take Back WSJ- The Cameras Worked Fine. Their Maker Said They Had Reached Their End of Life. Should I Have Gold in My Portfolio Right Now? ETF vs. Mutual Fund: Which Investment Is Better? Should I Purchase Mortgage Life Insurance? How To Buy Term Life Insurance in 7 Easy Steps Health Insurance Guide Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Mar 2023 11:00:00 -0000 full Clark Howard Auto Loan Debt Burden / Tech Product End-Of-Life Policies Though moderating, new and used vehicle prices are still high. And among those who bought at peak prices, late payments are escalating. Clark offers an overview of the car market, plus - direction for those upside down in loans and for would-be buyers.  Also, owning smart tech connected devices requiring software services - you buy them, you own them outright, right? What’s the catch? Clark explains. Vehicle Loans: Segment 1 Ask Clark: Segment 2 The Electronics Subscription Game: Segment 3 Ask Clark: Segment 4 Mentioned on the show Late Auto Payments Expose Cracks in Consumer Credit - The Wall Street Journal. Are You Following Clark's Maximum Auto Loan Length Rule? Mattress Buying - Clark Howard Community ByeByeMattress-Retailer Take Back WSJ- The Cameras Worked Fine. Their Maker Said They Had Reached Their End of Life. Should I Have Gold in My Portfolio Right Now? ETF vs. Mutual Fund: Which Investment Is Better? Should I Purchase Mortgage Life Insurance? How To Buy Term Life Insurance in 7 Easy Steps Health Insurance Guide Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Though moderating, new and used vehicle prices are still high. And among those who bought at peak prices, late payments are escalating. Clark offers an overview of the car market, plus - direction for those upside down in loans and for would-be buyers.  Also, owning smart tech connected devices requiring software services - you buy them, you own them outright, right? What’s the catch? Clark explains.

    • Vehicle Loans: Segment 1
    • Ask Clark: Segment 2
    • The Electronics Subscription Game: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1822     03.20.23 Pay Less For Better Cell Phone Service / Creating Value: Side Hustle Success One area of focus for Team Clark is helping with your monthly expenses including TV and cell phone costs. Clark shares more reasons to save on cell service. New data names cell discounters that offer higher customer satisfaction than the big 3 carriers. Also, shopping for profit: many are having 5 figure success with thrifting resale. Do you have a special skill, experience or interest that can be turned into real value?  Cheaper, Better Cell Service: Segment 1 Ask Clark: Segment 2 Side Hustle Success: Segment 3 Ask Clark: Segment 4 Mentioned on the show JD Power says mint mobile and US Cellular better than big name companies for customer service Best Cell Phone Plans in 2023: The Cheapest Plan for Every Need Mint Mobile Review: 6 Things To Know Before You Sign Up Consumer Cellular Review: 5 Things To Know Before You Sign Up Best Cash Back Credit Cards: Top Picks for 2023 Fidelity Investments Review 2022: Pros & Cons What Is a Solo 401(k) and How Does It Work? What Is a SEP IRA and Who Is Eligible? Online Thrifting Platforms Help Create Five-Figure Side Hustles 7 of the Best High-Yield Online Savings Accounts in February 2023 The Best Telecom Services for Landlines Amazon Photos 4 Ways To Stop Junk Mail How To Freeze Your Credit With Experian, Equifax and TransUnion Should I Freeze My Credit With Innovis, SageStream, CoreLogic and LexisNexus? How To Prevent, Report and Repair Identity Theft Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Mar 2023 11:00:00 -0000 full Clark Howard Pay Less For Better Cell Phone Service / Creating Value: Side Hustle Success One area of focus for Team Clark is helping with your monthly expenses including TV and cell phone costs. Clark shares more reasons to save on cell service. New data names cell discounters that offer higher customer satisfaction than the big 3 carriers. Also, shopping for profit: many are having 5 figure success with thrifting resale. Do you have a special skill, experience or interest that can be turned into real value?  Cheaper, Better Cell Service: Segment 1 Ask Clark: Segment 2 Side Hustle Success: Segment 3 Ask Clark: Segment 4 Mentioned on the show JD Power says mint mobile and US Cellular better than big name companies for customer service Best Cell Phone Plans in 2023: The Cheapest Plan for Every Need Mint Mobile Review: 6 Things To Know Before You Sign Up Consumer Cellular Review: 5 Things To Know Before You Sign Up Best Cash Back Credit Cards: Top Picks for 2023 Fidelity Investments Review 2022: Pros & Cons What Is a Solo 401(k) and How Does It Work? What Is a SEP IRA and Who Is Eligible? Online Thrifting Platforms Help Create Five-Figure Side Hustles 7 of the Best High-Yield Online Savings Accounts in February 2023 The Best Telecom Services for Landlines Amazon Photos 4 Ways To Stop Junk Mail How To Freeze Your Credit With Experian, Equifax and TransUnion Should I Freeze My Credit With Innovis, SageStream, CoreLogic and LexisNexus? How To Prevent, Report and Repair Identity Theft Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices One area of focus for Team Clark is helping with your monthly expenses including TV and cell phone costs. Clark shares more reasons to save on cell service. New data names cell discounters that offer higher customer satisfaction than the big 3 carriers. Also, shopping for profit: many are having 5 figure success with thrifting resale. Do you have a special skill, experience or interest that can be turned into real value? 

    • Cheaper, Better Cell Service: Segment 1
    • Ask Clark: Segment 2
    • Side Hustle Success: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1542     03.17.23 Clark Answers His Critics on Clark Stinks / iPhone Risk & Solution Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, iPhone users are being targeted in a way that puts their entire digital life at risk. But there’s a feature that can help protect you from thieves gaining access to your accounts. Clark Stinks: Segments 1 & 2 iPhone Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show Why You Should Never Mail a Check How To Open a Roth IRA Should I Invest Instead of Paying Extra on My Low-Interest Mortgage? What Is Owner's Title Insurance? 3 Things To Know Best And Worst Homeowners Insurance Companies: February 2023 Why You Need To Re-Shop Your Car Insurance Right Now Best Auto Insurance Companies and Ones To Avoid PRIVACY.com / Virtual Credit Cards: An Online Security Measure Worth Taking? A Basic iPhone Feature Helps Criminals Steal Your Entire Digital Life - The Wall Street Journal. How to Protect Your iPhone Data From Thieves - The Wall Street Journal. The $10 Travel Essential Clark Howard Always Packs Credit Freezes and Unfreezes - Credit - Clark Howard Community How To Prevent, Report and Repair Identity Theft Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Mar 2023 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / iPhone Risk & Solution Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, iPhone users are being targeted in a way that puts their entire digital life at risk. But there’s a feature that can help protect you from thieves gaining access to your accounts. Clark Stinks: Segments 1 & 2 iPhone Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show Why You Should Never Mail a Check How To Open a Roth IRA Should I Invest Instead of Paying Extra on My Low-Interest Mortgage? What Is Owner's Title Insurance? 3 Things To Know Best And Worst Homeowners Insurance Companies: February 2023 Why You Need To Re-Shop Your Car Insurance Right Now Best Auto Insurance Companies and Ones To Avoid PRIVACY.com / Virtual Credit Cards: An Online Security Measure Worth Taking? A Basic iPhone Feature Helps Criminals Steal Your Entire Digital Life - The Wall Street Journal. How to Protect Your iPhone Data From Thieves - The Wall Street Journal. The $10 Travel Essential Clark Howard Always Packs Credit Freezes and Unfreezes - Credit - Clark Howard Community How To Prevent, Report and Repair Identity Theft Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, iPhone users are being targeted in a way that puts their entire digital life at risk. But there’s a feature that can help protect you from thieves gaining access to your accounts.

    • Clark Stinks: Segments 1 & 2
    • iPhone Warning: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1800     03.16.23 The Return Of Multigenerational Households / Where NOT To Buy Gift Cards A traditional but long abandoned living arrangement is popular again. Almost 1 in 5 Americans now live in multigenerational households. There are many layers to this, including home design to accommodate wider uses to enhance value.  Also, another reason Clark hates gift cards, and a specific warning about where you buy them. Multigenerational Households: Segment 1 Ask Clark - Bank Failure Follow Up & Medical Tourism: Segment 2 Gift Card Purchase Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show Record 60 MILLION Americans are now living in multigenerational households WSJ - More Parents Are Moving In With Adult Children—at Younger Ages The US housing market is short 6.5 million homes Is Your Money Safe at Your Bank Right Now? NCUA - National Credit Union Administration NYTimes.com: Kidnapping in Mexico Draws Attention to Medical Tourism Industry Is Medical Tourism Right for You? HuffPost: Why You Should Avoid Buying A Gift Card From The Display Rack At The Store IRS Identity Protection PIN? - Taxes - Clark Howard Community Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 16 Mar 2023 11:00:00 -0000 full Clark Howard The Return Of Multigenerational Households / Where NOT To Buy Gift Cards A traditional but long abandoned living arrangement is popular again. Almost 1 in 5 Americans now live in multigenerational households. There are many layers to this, including home design to accommodate wider uses to enhance value.  Also, another reason Clark hates gift cards, and a specific warning about where you buy them. Multigenerational Households: Segment 1 Ask Clark - Bank Failure Follow Up & Medical Tourism: Segment 2 Gift Card Purchase Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show Record 60 MILLION Americans are now living in multigenerational households WSJ - More Parents Are Moving In With Adult Children—at Younger Ages The US housing market is short 6.5 million homes Is Your Money Safe at Your Bank Right Now? NCUA - National Credit Union Administration NYTimes.com: Kidnapping in Mexico Draws Attention to Medical Tourism Industry Is Medical Tourism Right for You? HuffPost: Why You Should Avoid Buying A Gift Card From The Display Rack At The Store IRS Identity Protection PIN? - Taxes - Clark Howard Community Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A traditional but long abandoned living arrangement is popular again. Almost 1 in 5 Americans now live in multigenerational households. There are many layers to this, including home design to accommodate wider uses to enhance value.  Also, another reason Clark hates gift cards, and a specific warning about where you buy them.

    • Multigenerational Households: Segment 1
    • Ask Clark - Bank Failure Follow Up & Medical Tourism: Segment 2
    • Gift Card Purchase Warning: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1868     03.15.23 Spring Travel News & Updates / Next Level Efficiencies Help Restaurants The lay of the land for getaways is changing - Clark shares the keys to saving money on airfare this spring and summer and why a great time for bargain travel lies ahead. Plus, Clark’s updates on passport renewal and airline family seating. Also, as industries emerge from the ashes of the pandemic, we’re seeing increased efficiencies. Clark takes note of changes in the restaurant industry, and - for entrepreneurs - opportunity out of adversity. Travel Updates: Segment 1 Ask Clark: Segment 2 Restaurant Innovation: Segment 3 Ask Clark: Segment 4 Mentioned on the show 5 Ways to Save Money on Summer Flights to Europe Expedited Passport Renewals Now Taking Over a Month - The Wall Street Journal. The Points Guy: United rolls out new family seating policy for economy tickets One Mile at a Time: Frontier Airlines' New Family Seating Policy 5 Discount Airlines You Need To Know About Top Travel Deals - Clark Howard / Clark Deals - Travel Barrons.com: Buy Toast Stock. It’s More Than Just Restaurant Payments. YouTube TV Ditches Popular Sports Network Amid Carriage Dispute MLB.TV /  Clark.com - STREAMING TV Should I Let an Insurance Company Track My Driving Habits in Exchange for Lower Insurance Costs? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 Mar 2023 11:00:00 -0000 full Clark Howard Spring Travel News & Updates / Next Level Efficiencies Help Restaurants The lay of the land for getaways is changing - Clark shares the keys to saving money on airfare this spring and summer and why a great time for bargain travel lies ahead. Plus, Clark’s updates on passport renewal and airline family seating. Also, as industries emerge from the ashes of the pandemic, we’re seeing increased efficiencies. Clark takes note of changes in the restaurant industry, and - for entrepreneurs - opportunity out of adversity. Travel Updates: Segment 1 Ask Clark: Segment 2 Restaurant Innovation: Segment 3 Ask Clark: Segment 4 Mentioned on the show 5 Ways to Save Money on Summer Flights to Europe Expedited Passport Renewals Now Taking Over a Month - The Wall Street Journal. The Points Guy: United rolls out new family seating policy for economy tickets One Mile at a Time: Frontier Airlines' New Family Seating Policy 5 Discount Airlines You Need To Know About Top Travel Deals - Clark Howard / Clark Deals - Travel Barrons.com: Buy Toast Stock. It’s More Than Just Restaurant Payments. YouTube TV Ditches Popular Sports Network Amid Carriage Dispute MLB.TV /  Clark.com - STREAMING TV Should I Let an Insurance Company Track My Driving Habits in Exchange for Lower Insurance Costs? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The lay of the land for getaways is changing - Clark shares the keys to saving money on airfare this spring and summer and why a great time for bargain travel lies ahead. Plus, Clark’s updates on passport renewal and airline family seating. Also, as industries emerge from the ashes of the pandemic, we’re seeing increased efficiencies. Clark takes note of changes in the restaurant industry, and - for entrepreneurs - opportunity out of adversity.

    • Travel Updates: Segment 1
    • Ask Clark: Segment 2
    • Restaurant Innovation: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1822     03.14.23 Digital Subscription Workaround Saves $ / Clark’s Home Equity Rule Apple & Google don’t want you to know how to get phone app digital subscriptions cheaper because you taking one simple step costs them commissions. Clark spills - you SAVE. Also - banks are descending like locusts on homeowners fat with equity - with ads to pop that piggy bank! HELOCs are up 50% over a year. Learn the risks, the difference between home equity loans & lines of credit, and Clark’s Rule about the ONLY TIME it makes sense to tap home equity.  Avoid In App Purchase Punch: Segment 1 Ask Clark: Segment 2 Protect Your Home Equity: Segment 3 Ask Clark: Segment 4 Mentioned on the show The money-saving deals Apple and Google are hiding from you 5 Best Ways To Send Money Online Wise: the international account | Money without borders International Money Transfer from the United States - Revolut Best Credit Cards With No Foreign Transaction Fees in 2022 5 Things To Know About Series I Savings Bonds How To Open a Roth IRA 13 Steps To Keeping Your Email Safe and Secure Proton Mail — Get a private, secure, and encrypted email Discover Card: How To Remove Your Information From People Search Sites More homeowners tap equity juiced by soaring prices Home equity loans & lines of credit: 7 common questions answered Should I Get Pet Insurance? Credit Karma Review: Free Credit Score and More at Your Fingertips How To Monitor Your Credit How To Freeze Your Credit With Experian, Equifax and TransUnion Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Mar 2023 11:00:00 -0000 full Clark Howard Digital Subscription Workaround Saves $ / Clark’s Home Equity Rule Apple & Google don’t want you to know how to get phone app digital subscriptions cheaper because you taking one simple step costs them commissions. Clark spills - you SAVE. Also - banks are descending like locusts on homeowners fat with equity - with ads to pop that piggy bank! HELOCs are up 50% over a year. Learn the risks, the difference between home equity loans & lines of credit, and Clark’s Rule about the ONLY TIME it makes sense to tap home equity.  Avoid In App Purchase Punch: Segment 1 Ask Clark: Segment 2 Protect Your Home Equity: Segment 3 Ask Clark: Segment 4 Mentioned on the show The money-saving deals Apple and Google are hiding from you 5 Best Ways To Send Money Online Wise: the international account | Money without borders International Money Transfer from the United States - Revolut Best Credit Cards With No Foreign Transaction Fees in 2022 5 Things To Know About Series I Savings Bonds How To Open a Roth IRA 13 Steps To Keeping Your Email Safe and Secure Proton Mail — Get a private, secure, and encrypted email Discover Card: How To Remove Your Information From People Search Sites More homeowners tap equity juiced by soaring prices Home equity loans & lines of credit: 7 common questions answered Should I Get Pet Insurance? Credit Karma Review: Free Credit Score and More at Your Fingertips How To Monitor Your Credit How To Freeze Your Credit With Experian, Equifax and TransUnion Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Apple & Google don’t want you to know how to get phone app digital subscriptions cheaper because you taking one simple step costs them commissions. Clark spills - you SAVE. Also - banks are descending like locusts on homeowners fat with equity - with ads to pop that piggy bank! HELOCs are up 50% over a year. Learn the risks, the difference between home equity loans & lines of credit, and Clark’s Rule about the ONLY TIME it makes sense to tap home equity. 

    • Avoid In App Purchase Punch: Segment 1
    • Ask Clark: Segment 2
    • Protect Your Home Equity: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1585     03.13.23 SPECIAL EDITION - The Failure of Silicon Valley Bank SPECIAL EDITION - The Failure of Silicon Valley Bank Clark discusses this week’s SVB failure including the strength and scope of this bank, how much of the deposits were insured & the security of funds generally, the impact on businesses and how the federal government has had to step in. Clark also answers initial questions for what will be his ongoing coverage of this event as needed moving forward.  Mentioned on the show NYTimes: Regulators Close Second Bank and Move to Ensure Deposits Deposit Insurance - FDIC Certificate of Deposit Account Registry Service - Wikipedia SIPC - Securities Investor Protection Corporation Roku Warns of Potential Losses From SVB Failure SVB Rocks California as Rich Founders Join Napa Vintners in Fear NYTimes: Silicon Valley Bank Fails After Run by Venture Capital Customers SVB Is First FDIC-Insured Institution to Fail in 2023 NYTimes.com: The Second-Biggest Bank Failure [The Washington Post] Here’s how much of your bank deposits are FDIC protected NYTimes.com: Silicon Valley Bank Collapse Sets Off Blame Game in Tech Industry Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Mar 2023 04:01:00 -0000 full Clark Howard SPECIAL EDITION - The Failure of Silicon Valley Bank SPECIAL EDITION - The Failure of Silicon Valley Bank Clark discusses this week’s SVB failure including the strength and scope of this bank, how much of the deposits were insured & the security of funds generally, the impact on businesses and how the federal government has had to step in. Clark also answers initial questions for what will be his ongoing coverage of this event as needed moving forward.  Mentioned on the show NYTimes: Regulators Close Second Bank and Move to Ensure Deposits Deposit Insurance - FDIC Certificate of Deposit Account Registry Service - Wikipedia SIPC - Securities Investor Protection Corporation Roku Warns of Potential Losses From SVB Failure SVB Rocks California as Rich Founders Join Napa Vintners in Fear NYTimes: Silicon Valley Bank Fails After Run by Venture Capital Customers SVB Is First FDIC-Insured Institution to Fail in 2023 NYTimes.com: The Second-Biggest Bank Failure [The Washington Post] Here’s how much of your bank deposits are FDIC protected NYTimes.com: Silicon Valley Bank Collapse Sets Off Blame Game in Tech Industry Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices SPECIAL EDITION - The Failure of Silicon Valley Bank

    Clark discusses this week’s SVB failure including the strength and scope of this bank, how much of the deposits were insured & the security of funds generally, the impact on businesses and how the federal government has had to step in. Clark also answers initial questions for what will be his ongoing coverage of this event as needed moving forward. 

    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2146     03.10.23 Clark Answers His Critics on Clark Stinks / Apartments: What Is A Standby Renter? Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, good news - rents are dropping all over America, but there’s a unique way to pay even less for an apartment that may suit your lifestyle.    Clark Stinks: Segments 1 & 2 Standby Apartment Rental: Segment 3 Ask Clark: Segment 4 Mentioned on the show Clark.com - CRUISES When Do You Need a Travel Agent? Planning Retirement Using the Monte Carlo Simulation Retirement Nest Egg calculator - Vanguard Apartment Rents Fall as Crush of New Supply Hits Market - WSJ How you can get cheap rent, but it comes with a 'bump' notice. What it's like living on 'Standby' - from USA TODAY Is a biweekly mortgage plan a good idea? The Cheapest Places To Buy Contact Lenses Should I Buy Additional Insurance From a Rental Car Company? Welcome to the Clark.com Community Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 Mar 2023 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Apartments: What Is A Standby Renter? Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, good news - rents are dropping all over America, but there’s a unique way to pay even less for an apartment that may suit your lifestyle.    Clark Stinks: Segments 1 & 2 Standby Apartment Rental: Segment 3 Ask Clark: Segment 4 Mentioned on the show Clark.com - CRUISES When Do You Need a Travel Agent? Planning Retirement Using the Monte Carlo Simulation Retirement Nest Egg calculator - Vanguard Apartment Rents Fall as Crush of New Supply Hits Market - WSJ How you can get cheap rent, but it comes with a 'bump' notice. What it's like living on 'Standby' - from USA TODAY Is a biweekly mortgage plan a good idea? The Cheapest Places To Buy Contact Lenses Should I Buy Additional Insurance From a Rental Car Company? Welcome to the Clark.com Community Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, good news - rents are dropping all over America, but there’s a unique way to pay even less for an apartment that may suit your lifestyle.   

    • Clark Stinks: Segments 1 & 2
    • Standby Apartment Rental: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2095     03.09.23 The Clark Smart Way To Buy A Car / FSA: Use It Or Lose It So many people dread the experience of walking into a car dealership and trying to negotiate. Information is power. Clark shares how to do the work up front to properly buy a vehicle, and has a NEVER NEVER rule for buying new. Also, the FSA is an awesome benefit, but only if you USE it. A shocking stat you don’t want to be a part of: Half of workers with this benefit lose FSA money. How To Buy A Car: Segment 1 Ask Clark: Segment 2 FSA: Use It Or Lose It: Segment 3 Ask Clark: Segment 4 Mentioned on the show Automotive News - Consumers: Car buying lacks transparency Clark.com How to Buy a Vehicle Are You Following Clark's Maximum Auto Loan Length Rule? Looking to Lower Your Funeral or Cremation Costs? Join a Non-Profit Memorial Society Want a great credit score? Here's a trick you might want to try Workers Lose Billions Of Dollars In Flexible Spending Accounts A Simple Way To Help Your Kid Build Credit 9 Best Free Checking Accounts in February 2023 Best 529 College Savings Plans By State Families can make a tax-free rollover from 529 plans to Roth individual retirement accounts starting in 2024 7 Things on Deep Discount in March Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 09 Mar 2023 12:00:00 -0000 full Clark Howard The Clark Smart Way To Buy A Car / FSA: Use It Or Lose It So many people dread the experience of walking into a car dealership and trying to negotiate. Information is power. Clark shares how to do the work up front to properly buy a vehicle, and has a NEVER NEVER rule for buying new. Also, the FSA is an awesome benefit, but only if you USE it. A shocking stat you don’t want to be a part of: Half of workers with this benefit lose FSA money. How To Buy A Car: Segment 1 Ask Clark: Segment 2 FSA: Use It Or Lose It: Segment 3 Ask Clark: Segment 4 Mentioned on the show Automotive News - Consumers: Car buying lacks transparency Clark.com How to Buy a Vehicle Are You Following Clark's Maximum Auto Loan Length Rule? Looking to Lower Your Funeral or Cremation Costs? Join a Non-Profit Memorial Society Want a great credit score? Here's a trick you might want to try Workers Lose Billions Of Dollars In Flexible Spending Accounts A Simple Way To Help Your Kid Build Credit 9 Best Free Checking Accounts in February 2023 Best 529 College Savings Plans By State Families can make a tax-free rollover from 529 plans to Roth individual retirement accounts starting in 2024 7 Things on Deep Discount in March Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices So many people dread the experience of walking into a car dealership and trying to negotiate. Information is power. Clark shares how to do the work up front to properly buy a vehicle, and has a NEVER NEVER rule for buying new. Also, the FSA is an awesome benefit, but only if you USE it. A shocking stat you don’t want to be a part of: Half of workers with this benefit lose FSA money.

    • How To Buy A Car: Segment 1
    • Ask Clark: Segment 2
    • FSA: Use It Or Lose It: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1770     03.08.23 Risk Factors: Medical Cost Sharing Co-ops / Kia and Hyundai Theft Solutions One of the biggest expenses we face is health insurance, and many have turned to medical cost sharing programs & ministries as an alternative to traditional insurance. Clark explains the inherent risks involved with these health care co-ops. Also, a follow up on the Kia and Hyundai theft problems causing auto insurance cancellations for some owners. There are remedies from the automaker which owners of the affected models need to know about.  Health Coverage Co-op Warning: Segment 1 Ask Clark: Segment 2 Kia and Hyundai Theft Solutions: Segment 3 Ask Clark: Segment 4 Mentioned on the show A Christian Ministry Promised An Obamacare Alternative. The FBI Says Its Leaders Pocketed $4 Million And Left Members With Thousands In Unpaid Medical Bills A Christian Health Nonprofit Saddled Thousands With Debt as It Built a Family Empire Including a Pot Farm, a Bank and an Airline 10 Ways To Save on Prescription Drugs What Does a Home Warranty Cover, and Is It Worth The Money? Here Are Your Home Warranty Horror Stories When Is the Best Time To Collect Social Security? AARP’s free Social Security calculator helps you maximize your benefits Maximize My Social Security: Calculate Your Highest Benefits Kia might owe you money. Here’s how to check Hyundai releases anti-theft software upgrade for 4 million cars after insurers drop some models   CUNA.org - Find a Credit Union Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 08 Mar 2023 12:00:00 -0000 full Clark Howard Risk Factors: Medical Cost Sharing Co-ops / Kia and Hyundai Theft Solutions One of the biggest expenses we face is health insurance, and many have turned to medical cost sharing programs & ministries as an alternative to traditional insurance. Clark explains the inherent risks involved with these health care co-ops. Also, a follow up on the Kia and Hyundai theft problems causing auto insurance cancellations for some owners. There are remedies from the automaker which owners of the affected models need to know about.  Health Coverage Co-op Warning: Segment 1 Ask Clark: Segment 2 Kia and Hyundai Theft Solutions: Segment 3 Ask Clark: Segment 4 Mentioned on the show A Christian Ministry Promised An Obamacare Alternative. The FBI Says Its Leaders Pocketed $4 Million And Left Members With Thousands In Unpaid Medical Bills A Christian Health Nonprofit Saddled Thousands With Debt as It Built a Family Empire Including a Pot Farm, a Bank and an Airline 10 Ways To Save on Prescription Drugs What Does a Home Warranty Cover, and Is It Worth The Money? Here Are Your Home Warranty Horror Stories When Is the Best Time To Collect Social Security? AARP’s free Social Security calculator helps you maximize your benefits Maximize My Social Security: Calculate Your Highest Benefits Kia might owe you money. Here’s how to check Hyundai releases anti-theft software upgrade for 4 million cars after insurers drop some models   CUNA.org - Find a Credit Union Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices One of the biggest expenses we face is health insurance, and many have turned to medical cost sharing programs & ministries as an alternative to traditional insurance. Clark explains the inherent risks involved with these health care co-ops. Also, a follow up on the Kia and Hyundai theft problems causing auto insurance cancellations for some owners. There are remedies from the automaker which owners of the affected models need to know about. 

    • Health Coverage Co-op Warning: Segment 1
    • Ask Clark: Segment 2
    • Kia and Hyundai Theft Solutions: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1705     03.07.23 What You Need May Be FREE: Buy Nothing Groups / How To Approach LASIK Surgery Many Americans are feeling financial pressure, and are trying to save everywhere they can. This has led to the growth of non buying co-ops across North America. Clark discusses Buy Nothing groups and other ways to reduce spending. Also, Clark tells you why you should go into a LASIK procedure with your eyes wide open, to protect both your vision and your wallet. Know the proper steps to take before receiving LASIK surgery. Buy Nothing Groups: Segment 1 Ask Clark: Segment 2 LASIK Considerations: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] Buy Nothing is everything   Buy Nothing Project  /  Freecycle: Front Door [The Washington Post] The new TikTok trend is convincing people not to buy things The Free and Cheap List - Clark Howard How To Start Saving When Money Is Tight How To Buy Term Life Insurance in 7 Easy Steps How To Open a Roth IRA Is it a good idea to rent-to-own a home? Seeing isn’t always believing when it comes to ad prices for LASIK eye surgery 6 Tips for Hiring a Contractor Best Online Banks: Free Checking and High-Interest Savings Accounts Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 Mar 2023 12:00:00 -0000 full Clark Howard What You Need May Be FREE: Buy Nothing Groups / How To Approach LASIK Surgery Many Americans are feeling financial pressure, and are trying to save everywhere they can. This has led to the growth of non buying co-ops across North America. Clark discusses Buy Nothing groups and other ways to reduce spending. Also, Clark tells you why you should go into a LASIK procedure with your eyes wide open, to protect both your vision and your wallet. Know the proper steps to take before receiving LASIK surgery. Buy Nothing Groups: Segment 1 Ask Clark: Segment 2 LASIK Considerations: Segment 3 Ask Clark: Segment 4 Mentioned on the show [The Washington Post] Buy Nothing is everything   Buy Nothing Project  /  Freecycle: Front Door [The Washington Post] The new TikTok trend is convincing people not to buy things The Free and Cheap List - Clark Howard How To Start Saving When Money Is Tight How To Buy Term Life Insurance in 7 Easy Steps How To Open a Roth IRA Is it a good idea to rent-to-own a home? Seeing isn’t always believing when it comes to ad prices for LASIK eye surgery 6 Tips for Hiring a Contractor Best Online Banks: Free Checking and High-Interest Savings Accounts Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Many Americans are feeling financial pressure, and are trying to save everywhere they can. This has led to the growth of non buying co-ops across North America. Clark discusses Buy Nothing groups and other ways to reduce spending. Also, Clark tells you why you should go into a LASIK procedure with your eyes wide open, to protect both your vision and your wallet. Know the proper steps to take before receiving LASIK surgery.

    • Buy Nothing Groups: Segment 1
    • Ask Clark: Segment 2
    • LASIK Considerations: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1943     03.06.23 Money And Relationships / Behind the TP Price Increase Talking about finances has always been a challenge for couples, with new challenges brought on by technology conveniences. It can be an awkward dance discussing money, but it’s vitally important to a relationship. Clark’s guidelines can help get the ongoing conversation started. Also, paper products are costing more, but this time it’s not a supply chain disruption. Hear what’s happening and what to expect, as the price of TP rises once again.  Money And Relationships: Segment 1 Ask Clark: Segment 2 TP Price Increase: Segment 3 Ask Clark: Segment 4 Mentioned on the show NYTimes.com: Young, in Love and Figuring Out How to Talk About Money How To Find and Choose a Financial Advisor Clark Howard's 5 Money Tips for Couples Can Married Couples Get Joint Access To Utility, Mortgage and Investment Accounts? How Couples Can Get on the Same Page About Money 6 Things To Know Before Contacting the National Foundation for Credit Counseling How Many Credit Cards Should I Have? Best Credit Cards for Students: Top Picks for 2023 Clark discussed money market funds with higher yields than online savings accounts Why the housing market is making your toilet paper more expensive BBB-File a Complaint Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 Mar 2023 12:00:00 -0000 full Clark Howard Money And Relationships / Behind the TP Price Increase Talking about finances has always been a challenge for couples, with new challenges brought on by technology conveniences. It can be an awkward dance discussing money, but it’s vitally important to a relationship. Clark’s guidelines can help get the ongoing conversation started. Also, paper products are costing more, but this time it’s not a supply chain disruption. Hear what’s happening and what to expect, as the price of TP rises once again.  Money And Relationships: Segment 1 Ask Clark: Segment 2 TP Price Increase: Segment 3 Ask Clark: Segment 4 Mentioned on the show NYTimes.com: Young, in Love and Figuring Out How to Talk About Money How To Find and Choose a Financial Advisor Clark Howard's 5 Money Tips for Couples Can Married Couples Get Joint Access To Utility, Mortgage and Investment Accounts? How Couples Can Get on the Same Page About Money 6 Things To Know Before Contacting the National Foundation for Credit Counseling How Many Credit Cards Should I Have? Best Credit Cards for Students: Top Picks for 2023 Clark discussed money market funds with higher yields than online savings accounts Why the housing market is making your toilet paper more expensive BBB-File a Complaint Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Talking about finances has always been a challenge for couples, with new challenges brought on by technology conveniences. It can be an awkward dance discussing money, but it’s vitally important to a relationship. Clark’s guidelines can help get the ongoing conversation started. Also, paper products are costing more, but this time it’s not a supply chain disruption. Hear what’s happening and what to expect, as the price of TP rises once again. 

    • Money And Relationships: Segment 1
    • Ask Clark: Segment 2
    • TP Price Increase: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1677     03.03.23 Clark Answers His Critics on Clark Stinks / Movie Theater Reset Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, attendance is down in movie theaters so the industry is trying to reinvent itself with wider offerings beyond popcorn and soda marked up 95%. Preview prices to determine if one-stop dinner & a movie makes for a budget friendly experience.  Clark Stinks: Segments 1 & 2 Movie Theater Reset: Segment 3 Ask Clark: Segment 4 Mentioned on the show 22 Ways To Save Money on Groceries 6 Best Apps To Save Money on Groceries Ask Clark: What Is a Backdoor Roth IRA? When Should You Get an Accountant To Do Your Taxes? Movie theaters get creative with food and drink as they struggle to fill seats Cruise Critic: Cruise Reviews, Cruise Deals and Cruises New Report: The 9 Best Cruise Lines for the Money The Only Way You Should Pay for a Cruise How To Use 'Vacations To Go' To Find Bargain Cruises Where Should I Look for a Great Deal on a Cruise in 2023? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Mar 2023 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Movie Theater Reset Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, attendance is down in movie theaters so the industry is trying to reinvent itself with wider offerings beyond popcorn and soda marked up 95%. Preview prices to determine if one-stop dinner & a movie makes for a budget friendly experience.  Clark Stinks: Segments 1 & 2 Movie Theater Reset: Segment 3 Ask Clark: Segment 4 Mentioned on the show 22 Ways To Save Money on Groceries 6 Best Apps To Save Money on Groceries Ask Clark: What Is a Backdoor Roth IRA? When Should You Get an Accountant To Do Your Taxes? Movie theaters get creative with food and drink as they struggle to fill seats Cruise Critic: Cruise Reviews, Cruise Deals and Cruises New Report: The 9 Best Cruise Lines for the Money The Only Way You Should Pay for a Cruise How To Use 'Vacations To Go' To Find Bargain Cruises Where Should I Look for a Great Deal on a Cruise in 2023? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, attendance is down in movie theaters so the industry is trying to reinvent itself with wider offerings beyond popcorn and soda marked up 95%. Preview prices to determine if one-stop dinner & a movie makes for a budget friendly experience. 

    • Clark Stinks: Segments 1 & 2
    • Movie Theater Reset: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1781     03.02.23 Popshelf: A Review / Ultra Low Down Payment Mortgages - Pros & Cons Popshelf is a rapidly expanding, different kind of discount store. Clark checked it out and has a review.  Also, potential home buyers are between a rock and a hard place these days. With rising interest rates, we’re seeing more and more low down payment mortgage offers. Clark walks you through the personal assessment required to make the best decision. Popshelf Review: Segment 1 Ask Clark: Segment 2 Low Down Payment Mortgages: Segment 3 Ask Clark: Segment 4 Mentioned on the show Dollar General’s new Popshelf stores chase inflation-weary shoppers in the suburbs All About Amazon Vine Fidelity Roth IRA for Kids NYTimes: Your 2023 Guide to Low-Down-Payment Mortgages Homeowners Insurance Archives - Clark Howard How To Freeze Your Credit With Experian, Equifax and TransUnion Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 02 Mar 2023 12:00:00 -0000 full Clark Howard Popshelf: A Review / Ultra Low Down Payment Mortgages - Pros & Cons Popshelf is a rapidly expanding, different kind of discount store. Clark checked it out and has a review.  Also, potential home buyers are between a rock and a hard place these days. With rising interest rates, we’re seeing more and more low down payment mortgage offers. Clark walks you through the personal assessment required to make the best decision. Popshelf Review: Segment 1 Ask Clark: Segment 2 Low Down Payment Mortgages: Segment 3 Ask Clark: Segment 4 Mentioned on the show Dollar General’s new Popshelf stores chase inflation-weary shoppers in the suburbs All About Amazon Vine Fidelity Roth IRA for Kids NYTimes: Your 2023 Guide to Low-Down-Payment Mortgages Homeowners Insurance Archives - Clark Howard How To Freeze Your Credit With Experian, Equifax and TransUnion Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Popshelf is a rapidly expanding, different kind of discount store. Clark checked it out and has a review.  Also, potential home buyers are between a rock and a hard place these days. With rising interest rates, we’re seeing more and more low down payment mortgage offers. Clark walks you through the personal assessment required to make the best decision.

    • Popshelf Review: Segment 1
    • Ask Clark: Segment 2
    • Low Down Payment Mortgages: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1893     03.01.23 Warning: Online Quizzes & Surveys / The Influencer Game They’re everywhere online - quizzes and surveys. They may seem fun & interesting BUT - the fun is at your expense. Learn how quizzes are used, and why there’s one question they’re always going to ask. Online content presents challenges. Also in the realm of social media, you’ve no doubt heard of “influencers,” but you may not realize it goes way beyond the Kardashians. There are some very subtle ways some of your favorite people to follow may be advertising to you.  Warning: Online quizzes: Segment 1 Ask Clark: Segment 2 The Influencer Game: Segment 3 Ask Clark: Segment 4 Mentioned on the show Don’t answer another online quiz question until you read this What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor NYTimes: No Open-House Party. Influencers Just Want an Open Door. 3 Things To Consider Before You Get Solar Panels When Should You Get an Accountant To Do Your Taxes? Enrolled Agents | Internal Revenue Service Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 01 Mar 2023 12:00:00 -0000 full Clark Howard Warning: Online Quizzes & Surveys / The Influencer Game They’re everywhere online - quizzes and surveys. They may seem fun & interesting BUT - the fun is at your expense. Learn how quizzes are used, and why there’s one question they’re always going to ask. Online content presents challenges. Also in the realm of social media, you’ve no doubt heard of “influencers,” but you may not realize it goes way beyond the Kardashians. There are some very subtle ways some of your favorite people to follow may be advertising to you.  Warning: Online quizzes: Segment 1 Ask Clark: Segment 2 The Influencer Game: Segment 3 Ask Clark: Segment 4 Mentioned on the show Don’t answer another online quiz question until you read this What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor NYTimes: No Open-House Party. Influencers Just Want an Open Door. 3 Things To Consider Before You Get Solar Panels When Should You Get an Accountant To Do Your Taxes? Enrolled Agents | Internal Revenue Service Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices They’re everywhere online - quizzes and surveys. They may seem fun & interesting BUT - the fun is at your expense. Learn how quizzes are used, and why there’s one question they’re always going to ask. Online content presents challenges. Also in the realm of social media, you’ve no doubt heard of “influencers,” but you may not realize it goes way beyond the Kardashians. There are some very subtle ways some of your favorite people to follow may be advertising to you. 

    • Warning: Online quizzes: Segment 1
    • Ask Clark: Segment 2
    • The Influencer Game: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2006     02.28.23 Best Of: The Clark Origin Story / Find Missing Money For Free Clark shares how he got started and the life lessons that motivated and inspired him to do what he loves doing today - empowering others to live their best lives. Also - There’s a 1 in 10 chance there’s unclaimed money out there with your name on it. Clark explains how this happens, the third party pitfalls, and how to find it yourself for free.  Clark BIO: Segment 1 Missing Money: Segment 2 Mentioned on the show About Clark Howard How to Find and Claim Missing Money in Your Name How To Find Missing or Lost Retirement Accounts Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 Feb 2023 12:00:00 -0000 full Clark Howard Best Of: The Clark Origin Story / Find Missing Money For Free Clark shares how he got started and the life lessons that motivated and inspired him to do what he loves doing today - empowering others to live their best lives. Also - There’s a 1 in 10 chance there’s unclaimed money out there with your name on it. Clark explains how this happens, the third party pitfalls, and how to find it yourself for free.  Clark BIO: Segment 1 Missing Money: Segment 2 Mentioned on the show About Clark Howard How to Find and Claim Missing Money in Your Name How To Find Missing or Lost Retirement Accounts Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares how he got started and the life lessons that motivated and inspired him to do what he loves doing today - empowering others to live their best lives. Also - There’s a 1 in 10 chance there’s unclaimed money out there with your name on it. Clark explains how this happens, the third party pitfalls, and how to find it yourself for free. 

    • Clark BIO: Segment 1
    • Missing Money: Segment 2


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1425     02.27.23 Best Of Clark: Retirement Compromise / Retail Saving Secrets If early retirement is on your mind, Clark helps you think through some major considerations. Then go bargain hunting with Clark as he walks you through his favorite discounters and spills the secret pricing codes to look for & what they mean. Retirement Compromise: Segment 1 Saving Hacks At Clark’s Favorite Stores: Segment 2 Mentioned on the show How to Retire Early 6 Challenges To Consider if You Plan To Retire Before 65 Two good retirement planning tools - Retirement - Clark Howard Community 6 Ways To Make Extra Money in Retirement 6 Major Expenses in Retirement (and How To Reduce Them!) The Rule of 55: What Is It, How It Works When Is the Best Time To Collect Social Security? 13 Secret Saving Hacks at Costco, Sam's Club and BJ's Wholesale 8 Secrets All Shoppers Need To Know About Costco Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? 8 Things To Know Before Your First Trip to Aldi Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 Feb 2023 12:00:00 -0000 full Clark Howard Best Of Clark: Retirement Compromise / Retail Saving Secrets If early retirement is on your mind, Clark helps you think through some major considerations. Then go bargain hunting with Clark as he walks you through his favorite discounters and spills the secret pricing codes to look for & what they mean. Retirement Compromise: Segment 1 Saving Hacks At Clark’s Favorite Stores: Segment 2 Mentioned on the show How to Retire Early 6 Challenges To Consider if You Plan To Retire Before 65 Two good retirement planning tools - Retirement - Clark Howard Community 6 Ways To Make Extra Money in Retirement 6 Major Expenses in Retirement (and How To Reduce Them!) The Rule of 55: What Is It, How It Works When Is the Best Time To Collect Social Security? 13 Secret Saving Hacks at Costco, Sam's Club and BJ's Wholesale 8 Secrets All Shoppers Need To Know About Costco Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? 8 Things To Know Before Your First Trip to Aldi Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices If early retirement is on your mind, Clark helps you think through some major considerations. Then go bargain hunting with Clark as he walks you through his favorite discounters and spills the secret pricing codes to look for & what they mean.

    • Retirement Compromise: Segment 1
    • Saving Hacks At Clark’s Favorite Stores: Segment 2


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1238     02.24.23 Clark Answers His Critics on Clark Stinks - Special Edition Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  And today, that goes double. It’s an all Clark Stinks Friday. Mask up for the Reekoning!  Mentioned on the show 5 Reasons Why Clark Howard Hates Big Banks How To Find Cheap Flights in 3 Easy Steps   /   Matrix Airfare Search Avelo Airlines | Official Site | Book Now and Save  /  Breeze Airways The Best Time and Place To Buy a Mattress What Is Long-Term Care Insurance Cost & Coverage No more paper statements only electronic - Clark Howard Community What Is a 403(b) and How Does It Work? Best Balance Transfer Credit Cards: Top Picks for 2023 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 Feb 2023 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks - Special Edition Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  And today, that goes double. It’s an all Clark Stinks Friday. Mask up for the Reekoning!  Mentioned on the show 5 Reasons Why Clark Howard Hates Big Banks How To Find Cheap Flights in 3 Easy Steps   /   Matrix Airfare Search Avelo Airlines | Official Site | Book Now and Save  /  Breeze Airways The Best Time and Place To Buy a Mattress What Is Long-Term Care Insurance Cost & Coverage No more paper statements only electronic - Clark Howard Community What Is a 403(b) and How Does It Work? Best Balance Transfer Credit Cards: Top Picks for 2023 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  And today, that goes double. It’s an all Clark Stinks Friday. Mask up for the Reekoning! 

    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1712     02.23.23 Retail Mind Games / “Annuity” Is A Cuss Word Retailers are using more and more psychological tactics to get you to buy. Know the tricks of the trade to not get played - and avoid impulsive spending.  Also, why Clark considers “annuity” profanity, but he’d rather have to say it, than to see you pay it. They’re being sold like crazy, disguised by fancy names. Know them when you see them  - and the 2 annuity type exceptions. Retail Mind Tricks: Segment 1 Ask Clark: Segment 2 Annuity Warning!: Segment 3 Ask Clark: Segment 4 Mentioned on the show How shopping sites are using psychology to trick you into spending more — and 3 ways to avoid them How To Plan a Trip: Clark's Best Travel Tips To Save Money Clark.com: How To Buy Term Life Insurance in 7 Easy Steps Inside Wall Street's gloom-and-doom racket What Is an Annuity, and Why Does Clark Think They Stink? Immediate Payout Annuity: What Is It and Do You Need It? Longevity Insurance: What Is It and Do You Need It? Why You Need To Know Your Company 401(k) Fees How Much Should Your 401(k) Account Cost You All-In? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Feb 2023 12:00:00 -0000 full Clark Howard Retail Mind Games / “Annuity” Is A Cuss Word Retailers are using more and more psychological tactics to get you to buy. Know the tricks of the trade to not get played - and avoid impulsive spending.  Also, why Clark considers “annuity” profanity, but he’d rather have to say it, than to see you pay it. They’re being sold like crazy, disguised by fancy names. Know them when you see them  - and the 2 annuity type exceptions. Retail Mind Tricks: Segment 1 Ask Clark: Segment 2 Annuity Warning!: Segment 3 Ask Clark: Segment 4 Mentioned on the show How shopping sites are using psychology to trick you into spending more — and 3 ways to avoid them How To Plan a Trip: Clark's Best Travel Tips To Save Money Clark.com: How To Buy Term Life Insurance in 7 Easy Steps Inside Wall Street's gloom-and-doom racket What Is an Annuity, and Why Does Clark Think They Stink? Immediate Payout Annuity: What Is It and Do You Need It? Longevity Insurance: What Is It and Do You Need It? Why You Need To Know Your Company 401(k) Fees How Much Should Your 401(k) Account Cost You All-In? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Retailers are using more and more psychological tactics to get you to buy. Know the tricks of the trade to not get played - and avoid impulsive spending.  Also, why Clark considers “annuity” profanity, but he’d rather have to say it, than to see you pay it. They’re being sold like crazy, disguised by fancy names. Know them when you see them  - and the 2 annuity type exceptions.

    • Retail Mind Tricks: Segment 1
    • Ask Clark: Segment 2
    • Annuity Warning!: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1631     02.22.23 Why & How To Shop Auto Insurance / Work Ethic: Should Teens Have Jobs? Auto insurance has increased significantly in the past 3 years. Clark covers the cost pressures - that vary per insurer - affecting your rates. This is why comparison shopping is more important than ever. Clark helps you get started. Also, it’s troubling that overwhelmingly, teens don’t have jobs any more, missing out on early work experience so beneficial to their life education. On the other hand, there’s an opposite trend that’s also troubling. Clark discusses family work culture decisions.  Shopping Auto Insurance: Segment 1 Ask Clark: Segment 2 Teens And Jobs : Segment 3 Ask Clark: Segment 4 Mentioned on the show Why You Need To Re-Shop Your Car Insurance Right Now Auto insurance is up by more than 15% this year in some states. Here's how to keep your premium down How to Shop for Car Insurance Car Insurance Archives - Clark Howard What Is Owner's Title Insurance? 3 Things To Know Should I Pay a Company To Lock Down My House Title or Is It a Scam? Delta Community Credit Union Car Loan Rates Navy Federal Credit Union Auto Loan Refinancing [The Washington Post] In a tight labor market, some states look to another type of worker: Children My Printer Is Extorting Me Where To Buy the Best Cheap Printer Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 Feb 2023 12:00:00 -0000 full Clark Howard Why & How To Shop Auto Insurance / Work Ethic: Should Teens Have Jobs? Auto insurance has increased significantly in the past 3 years. Clark covers the cost pressures - that vary per insurer - affecting your rates. This is why comparison shopping is more important than ever. Clark helps you get started. Also, it’s troubling that overwhelmingly, teens don’t have jobs any more, missing out on early work experience so beneficial to their life education. On the other hand, there’s an opposite trend that’s also troubling. Clark discusses family work culture decisions.  Shopping Auto Insurance: Segment 1 Ask Clark: Segment 2 Teens And Jobs : Segment 3 Ask Clark: Segment 4 Mentioned on the show Why You Need To Re-Shop Your Car Insurance Right Now Auto insurance is up by more than 15% this year in some states. Here's how to keep your premium down How to Shop for Car Insurance Car Insurance Archives - Clark Howard What Is Owner's Title Insurance? 3 Things To Know Should I Pay a Company To Lock Down My House Title or Is It a Scam? Delta Community Credit Union Car Loan Rates Navy Federal Credit Union Auto Loan Refinancing [The Washington Post] In a tight labor market, some states look to another type of worker: Children My Printer Is Extorting Me Where To Buy the Best Cheap Printer Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Auto insurance has increased significantly in the past 3 years. Clark covers the cost pressures - that vary per insurer - affecting your rates. This is why comparison shopping is more important than ever. Clark helps you get started. Also, it’s troubling that overwhelmingly, teens don’t have jobs any more, missing out on early work experience so beneficial to their life education. On the other hand, there’s an opposite trend that’s also troubling. Clark discusses family work culture decisions. 

    • Shopping Auto Insurance: Segment 1
    • Ask Clark: Segment 2
    • Teens And Jobs : Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1576     02.21.23 Medical Bills And The No Surprises Act / Starting Your Emergency Fund The No Surprises Act became law last year to eliminate surprise medical billing, but most people don’t know what it is and what their rights are under it. Clark lays it out so you know your new rights when it comes to medical bills. Also - how much if anything, do you have in your emergency fund? Clark has a way for you to be better prepared for the inevitable rainy day.  The No Surprises Act & Your Rights: Segment 1 Ask Clark: Segment 2 Your Rainy Day Fund: Segment 3 Ask Clark: Segment 4 Mentioned on the show Patients Still Receive Surprise Medical Bills, Including for Medical Laboratory Testing, Despite Enactment of Federal No Surprises Act That Became Law on Jan. 1, 2022 Understand your rights against surprise medical bills - CMS Rocket Mortgage - Physician Loans: Are They A Good Mortgage Option For Doctors? Bankrate's Annual Emergency Fund Report | Bankrate Emergency Fund: Everything You Need to Know Fidelity Investments Review 2022: Pros & Cons Money market funds - Fidelity Investments The Monte Carlo Simulation: Understanding the Basics Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Feb 2023 12:00:00 -0000 full Clark Howard Medical Bills And The No Surprises Act / Starting Your Emergency Fund The No Surprises Act became law last year to eliminate surprise medical billing, but most people don’t know what it is and what their rights are under it. Clark lays it out so you know your new rights when it comes to medical bills. Also - how much if anything, do you have in your emergency fund? Clark has a way for you to be better prepared for the inevitable rainy day.  The No Surprises Act & Your Rights: Segment 1 Ask Clark: Segment 2 Your Rainy Day Fund: Segment 3 Ask Clark: Segment 4 Mentioned on the show Patients Still Receive Surprise Medical Bills, Including for Medical Laboratory Testing, Despite Enactment of Federal No Surprises Act That Became Law on Jan. 1, 2022 Understand your rights against surprise medical bills - CMS Rocket Mortgage - Physician Loans: Are They A Good Mortgage Option For Doctors? Bankrate's Annual Emergency Fund Report | Bankrate Emergency Fund: Everything You Need to Know Fidelity Investments Review 2022: Pros & Cons Money market funds - Fidelity Investments The Monte Carlo Simulation: Understanding the Basics Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The No Surprises Act became law last year to eliminate surprise medical billing, but most people don’t know what it is and what their rights are under it. Clark lays it out so you know your new rights when it comes to medical bills. Also - how much if anything, do you have in your emergency fund? Clark has a way for you to be better prepared for the inevitable rainy day. 

    • The No Surprises Act & Your Rights: Segment 1
    • Ask Clark: Segment 2
    • Your Rainy Day Fund: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1680     02.20.23 Increased Fraud Requires Vigilance / HOTELS: What To Check Out Before Check In One major key to financial freedom is avoiding ruinous fraud. Recent reporting shows ponzi schemes up 70% over the year, so it’s vital to be aware of what’s coming at you through various channels. Clark’s primer on what to look out for includes incoming alerts and what NEVER to click on. Also, hotel brand consistency has given way to sales considerations in the industry overall, devaluing brands. Know what this means for you when booking a hotel.  Fraud Prevention: Segment 1 Ask Clark: Segment 2 What’s In A Hotel Name? Nothing: Segment 3 Ask Clark: Segment 4 Mentioned on the show Barrons.com: Ponzi Schemes Surged in 2022. Many Involved Crypto. WPO - Friend or fraud: Seven ways to spot a Ponzi scheme, and other scams NYTimes: Retirees Are Losing Their Life Savings to Romance Scams. Here’s What to Know. ArsTechnica-Mysterious leak of Booking.com reservation data is being used to scam customers Worried about crypto exchange losses? Don’t pay money for “help” recovering money 5 Steps To Getting a Good Deal on a Hotel Room Scott's Cheap Flights | Save Up to 90% on Flights [The Washington Post] Expensive flights are here to stay, but there’s good news Top Travel Deals - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Feb 2023 12:00:00 -0000 full Clark Howard Increased Fraud Requires Vigilance / HOTELS: What To Check Out Before Check In One major key to financial freedom is avoiding ruinous fraud. Recent reporting shows ponzi schemes up 70% over the year, so it’s vital to be aware of what’s coming at you through various channels. Clark’s primer on what to look out for includes incoming alerts and what NEVER to click on. Also, hotel brand consistency has given way to sales considerations in the industry overall, devaluing brands. Know what this means for you when booking a hotel.  Fraud Prevention: Segment 1 Ask Clark: Segment 2 What’s In A Hotel Name? Nothing: Segment 3 Ask Clark: Segment 4 Mentioned on the show Barrons.com: Ponzi Schemes Surged in 2022. Many Involved Crypto. WPO - Friend or fraud: Seven ways to spot a Ponzi scheme, and other scams NYTimes: Retirees Are Losing Their Life Savings to Romance Scams. Here’s What to Know. ArsTechnica-Mysterious leak of Booking.com reservation data is being used to scam customers Worried about crypto exchange losses? Don’t pay money for “help” recovering money 5 Steps To Getting a Good Deal on a Hotel Room Scott's Cheap Flights | Save Up to 90% on Flights [The Washington Post] Expensive flights are here to stay, but there’s good news Top Travel Deals - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices One major key to financial freedom is avoiding ruinous fraud. Recent reporting shows ponzi schemes up 70% over the year, so it’s vital to be aware of what’s coming at you through various channels. Clark’s primer on what to look out for includes incoming alerts and what NEVER to click on. Also, hotel brand consistency has given way to sales considerations in the industry overall, devaluing brands. Know what this means for you when booking a hotel. 

    • Fraud Prevention: Segment 1
    • Ask Clark: Segment 2
    • What’s In A Hotel Name? Nothing: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1612     02.17.23 Clark Answers His Critics on Clark Stinks / Credit Report Inquiries & Scores Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark explains the difference between hard inquiries and soft hits to your credit report, and other factors that affect your credit report and score.  Clark Stinks: Segments 1 & 2 Credit Report Inquiries: Segment 3 Ask Clark: Segment 4 Mentioned on the show Follow Clark Howard's #1 Rule To Travel Cheap Southwest Offers Companion Pass through Credit Card for Limited Time VENMO - Fees CBS-CreditKarma tricked customers into thinking they were pre-approved for credit cards-FTC Credit Karma Review: Free Credit Score and More at Your Fingertips Credit Karma vs. Credit Sesame: Is One Better Than the Other? The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report How To Get a Free Credit Report Best Investment Companies What the Great Netflix Password Crackdown Means for You Netflix Password Sharing Crackdown Will Affect 100 Million Users. Here’s What You Should Know Clark.com: Is Netflix Ending Password Sharing in the United States? What We Know So Far Clark.com - Streaming TV       /      Clark.com: Sling Freestream Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Feb 2023 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Credit Report Inquiries & Scores Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark explains the difference between hard inquiries and soft hits to your credit report, and other factors that affect your credit report and score.  Clark Stinks: Segments 1 & 2 Credit Report Inquiries: Segment 3 Ask Clark: Segment 4 Mentioned on the show Follow Clark Howard's #1 Rule To Travel Cheap Southwest Offers Companion Pass through Credit Card for Limited Time VENMO - Fees CBS-CreditKarma tricked customers into thinking they were pre-approved for credit cards-FTC Credit Karma Review: Free Credit Score and More at Your Fingertips Credit Karma vs. Credit Sesame: Is One Better Than the Other? The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report How To Get a Free Credit Report Best Investment Companies What the Great Netflix Password Crackdown Means for You Netflix Password Sharing Crackdown Will Affect 100 Million Users. Here’s What You Should Know Clark.com: Is Netflix Ending Password Sharing in the United States? What We Know So Far Clark.com - Streaming TV       /      Clark.com: Sling Freestream Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark explains the difference between hard inquiries and soft hits to your credit report, and other factors that affect your credit report and score. 

    • Clark Stinks: Segments 1 & 2
    • Credit Report Inquiries: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1924     02.16.23 Speculation Vs Real Investing / Beware Fake Shopping Sites Many took the wrong lesson from the speculative fever of 2020-21. As meme stock & crypto frenzy stoked message boards, people drove values up, and many ended up with heavy losses. Gambling & speculation should never be confused with investing. Understand the power of DULL and other lessons from a tortoise investor. Also, a booming scam area - FAKE search results and FAKE ads on social media with links to FAKE shopping sites. A few easy steps will help keep you safe from online scams. Clark gives you the rules of the road for shopping online.  Gambling Vs Investing: Segment 1 Ask Clark: Segment 2 Fake Shopping Sites: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ - The Retreat of the Amateur Investors 5 Sneaky Ways To Improve Your Credit Score NYTimes.com: With Many Retailers Offering Online Sales, Phony Sites Blend In Clark.com- How To Spot a Fake Online Store in 6 Easy Steps Virtual Credit Cards: An Online Security Measure Worth Taking? Fidelity Investments Review 2022: Pros & Cons Metro by T-Mobile: 6 Things To Know Before You Sign Up T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Verizon Home Internet: Things To Know Before You Sign Up Clark Howard's 4 Travel Rules You Should Follow Right Now Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 16 Feb 2023 12:00:00 -0000 full Clark Howard Speculation Vs Real Investing / Beware Fake Shopping Sites Many took the wrong lesson from the speculative fever of 2020-21. As meme stock & crypto frenzy stoked message boards, people drove values up, and many ended up with heavy losses. Gambling & speculation should never be confused with investing. Understand the power of DULL and other lessons from a tortoise investor. Also, a booming scam area - FAKE search results and FAKE ads on social media with links to FAKE shopping sites. A few easy steps will help keep you safe from online scams. Clark gives you the rules of the road for shopping online.  Gambling Vs Investing: Segment 1 Ask Clark: Segment 2 Fake Shopping Sites: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ - The Retreat of the Amateur Investors 5 Sneaky Ways To Improve Your Credit Score NYTimes.com: With Many Retailers Offering Online Sales, Phony Sites Blend In Clark.com- How To Spot a Fake Online Store in 6 Easy Steps Virtual Credit Cards: An Online Security Measure Worth Taking? Fidelity Investments Review 2022: Pros & Cons Metro by T-Mobile: 6 Things To Know Before You Sign Up T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Verizon Home Internet: Things To Know Before You Sign Up Clark Howard's 4 Travel Rules You Should Follow Right Now Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Many took the wrong lesson from the speculative fever of 2020-21. As meme stock & crypto frenzy stoked message boards, people drove values up, and many ended up with heavy losses. Gambling & speculation should never be confused with investing. Understand the power of DULL and other lessons from a tortoise investor. Also, a booming scam area - FAKE search results and FAKE ads on social media with links to FAKE shopping sites. A few easy steps will help keep you safe from online scams. Clark gives you the rules of the road for shopping online. 

    • Gambling Vs Investing: Segment 1
    • Ask Clark: Segment 2
    • Fake Shopping Sites: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1820     02.15.23 Affordable Housing Rethink / Retail Pricing: Shopping Strategy Addressing the severe lack of affordable housing requires creativity and change around zoning, construction and serving seniors. Clark reports on some emerging options that can help ease housing cost pressures. Also, learn why current moves by manufacturers and retailers mean there’s added value to comparison shopping right now. Clark shares shopper savvy tips that can save you money.  Housing Rethink: Segment 1 Ask Clark: Segment 2 Shopping Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show NYTimes.com: The Next Retirement Communities Won’t Be Just for Seniors NYTimes.com: Senior Housing That Seniors Actually Like 3D-printed homes level up with a 2-story house in Houston What Is a 403(b) and How Does It Work? BBB - TicketSales.com When Is Grinding Out Savings Through Comparison Shopping Not Worth It? How You Can Use Unit Price To Save Money When Shopping 22 Ways To Save Money on Groceries ChexSystems.com Home Page How To Prevent, Report and Repair Identity Theft 5 Things You Should Repair Instead of Replace Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 Feb 2023 12:00:00 -0000 full Clark Howard Affordable Housing Rethink / Retail Pricing: Shopping Strategy Addressing the severe lack of affordable housing requires creativity and change around zoning, construction and serving seniors. Clark reports on some emerging options that can help ease housing cost pressures. Also, learn why current moves by manufacturers and retailers mean there’s added value to comparison shopping right now. Clark shares shopper savvy tips that can save you money.  Housing Rethink: Segment 1 Ask Clark: Segment 2 Shopping Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show NYTimes.com: The Next Retirement Communities Won’t Be Just for Seniors NYTimes.com: Senior Housing That Seniors Actually Like 3D-printed homes level up with a 2-story house in Houston What Is a 403(b) and How Does It Work? BBB - TicketSales.com When Is Grinding Out Savings Through Comparison Shopping Not Worth It? How You Can Use Unit Price To Save Money When Shopping 22 Ways To Save Money on Groceries ChexSystems.com Home Page How To Prevent, Report and Repair Identity Theft 5 Things You Should Repair Instead of Replace Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Addressing the severe lack of affordable housing requires creativity and change around zoning, construction and serving seniors. Clark reports on some emerging options that can help ease housing cost pressures. Also, learn why current moves by manufacturers and retailers mean there’s added value to comparison shopping right now. Clark shares shopper savvy tips that can save you money. 

    • Housing Rethink: Segment 1
    • Ask Clark: Segment 2
    • Shopping Strategy: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1821     02.14.23 Gift Card Warning / Save On Cruises Got gift cards? Whether from individuals or employers, they’re a real target for fraudsters. If you received some over the holidays you still have - what you need to know now. Also, thinking of going on a cruise? Clark smart tricks of the trade include how and when to find a deal and what to watch out for.  Gift Card Fraud: Segment 1 Ask Clark: Segment 2 Save On Cruises: Segment 3 Ask Clark: Segment 4 Mentioned on the show WCVB Boston: Receive a gift card over the holidays? Check the balance Clark.com - How Do I Use All the Funds on My Virtual Gift Card? What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor 3 Places You Should Never Invest Your Money IRS delays implementation of $600 reporting threshold for third-party payment platforms’ Forms 1099-K [The Washington Post] Love that cheap cruise price? Don’t forget the boatload of fees. Clark.com - Where Should I Look for a Great Deal on a Cruise in 2023? Clark.com - Cruise Information As new owner picks up pieces of custom-furniture e-tailer Interior Define, thousands of customers remain in limbo (msn.com) Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Feb 2023 12:00:00 -0000 full Clark Howard Gift Card Warning / Save On Cruises Got gift cards? Whether from individuals or employers, they’re a real target for fraudsters. If you received some over the holidays you still have - what you need to know now. Also, thinking of going on a cruise? Clark smart tricks of the trade include how and when to find a deal and what to watch out for.  Gift Card Fraud: Segment 1 Ask Clark: Segment 2 Save On Cruises: Segment 3 Ask Clark: Segment 4 Mentioned on the show WCVB Boston: Receive a gift card over the holidays? Check the balance Clark.com - How Do I Use All the Funds on My Virtual Gift Card? What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor 3 Places You Should Never Invest Your Money IRS delays implementation of $600 reporting threshold for third-party payment platforms’ Forms 1099-K [The Washington Post] Love that cheap cruise price? Don’t forget the boatload of fees. Clark.com - Where Should I Look for a Great Deal on a Cruise in 2023? Clark.com - Cruise Information As new owner picks up pieces of custom-furniture e-tailer Interior Define, thousands of customers remain in limbo (msn.com) Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Got gift cards? Whether from individuals or employers, they’re a real target for fraudsters. If you received some over the holidays you still have - what you need to know now. Also, thinking of going on a cruise? Clark smart tricks of the trade include how and when to find a deal and what to watch out for. 

    • Gift Card Fraud: Segment 1
    • Ask Clark: Segment 2
    • Save On Cruises: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1780     02.13.23 Go Get Higher Savings Yields / Your Continuity Of Healthcare Clark recently talked about getting the best rate on your savings through online banks and credit unions. Today, he follows up with what brokerage houses are offering, and how you may be missing out on big yields by being with the wrong one. Clark’s call to action: Put your money to work for you. Meanwhile, healthcare is hitting Americans hard in the wallet. An overview of the industry underscores the shortage of primary care physicians and the cost shifting hitting patients. Despite such marketplace obstacles, there is something Clark strongly urges you to do.   Higher Savings Yields: Segment 1 Ask Clark: Segment 2 Healthcare Direction: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ.com: Some Investors Are Missing Out on Higher Yields—and Don’t Know It 6 Best Grocery Pickup Services  /  18 Ways To Save at Walmart Best 529 College Savings Plans By State Why urgent care centers are popping up everywhere NYTimes: Emailing Your Doctor May Carry a Fee Should I Invest Instead of Paying Extra on My Low-Interest Mortgage? SideHusl - Find the Best Money Making Option for You Clark.com How to Make Extra Money: 23 Easy Ways Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Feb 2023 12:00:00 -0000 full Clark Howard Go Get Higher Savings Yields / Your Continuity Of Healthcare Clark recently talked about getting the best rate on your savings through online banks and credit unions. Today, he follows up with what brokerage houses are offering, and how you may be missing out on big yields by being with the wrong one. Clark’s call to action: Put your money to work for you. Meanwhile, healthcare is hitting Americans hard in the wallet. An overview of the industry underscores the shortage of primary care physicians and the cost shifting hitting patients. Despite such marketplace obstacles, there is something Clark strongly urges you to do.   Higher Savings Yields: Segment 1 Ask Clark: Segment 2 Healthcare Direction: Segment 3 Ask Clark: Segment 4 Mentioned on the show WSJ.com: Some Investors Are Missing Out on Higher Yields—and Don’t Know It 6 Best Grocery Pickup Services  /  18 Ways To Save at Walmart Best 529 College Savings Plans By State Why urgent care centers are popping up everywhere NYTimes: Emailing Your Doctor May Carry a Fee Should I Invest Instead of Paying Extra on My Low-Interest Mortgage? SideHusl - Find the Best Money Making Option for You Clark.com How to Make Extra Money: 23 Easy Ways Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark recently talked about getting the best rate on your savings through online banks and credit unions. Today, he follows up with what brokerage houses are offering, and how you may be missing out on big yields by being with the wrong one. Clark’s call to action: Put your money to work for you. Meanwhile, healthcare is hitting Americans hard in the wallet. An overview of the industry underscores the shortage of primary care physicians and the cost shifting hitting patients. Despite such marketplace obstacles, there is something Clark strongly urges you to do.  

    • Higher Savings Yields: Segment 1
    • Ask Clark: Segment 2
    • Healthcare Direction: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1508     02.10.23 Clark Answers His Critics on Clark Stinks / The Jobs Report: Clarkonomics & You Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, the latest jobs report has even the experts confused. Clark discusses the ongoing forces shaping our economy moving forward to foster informed decisions in your life. Clark Stinks: Segments 1 & 2 Clarkonomics & You: Segment 3 Ask Clark: Segment 4 Mentioned on the show SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know 5 Steps To Getting a Good Deal on a Hotel Room New Report: The 9 Best Cruise Lines for the Money How To Use 'Vacations To Go' To Find Bargain Cruises NYTimes.com: Pace of U.S. Hiring Surges Unexpectedly Why did we get a monster jobs report if the economy is slowing? 4 key takeaways from the jaw-dropping January jobs report Automatic Bill Pay: How It Works and How To Do It Safely Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 Feb 2023 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / The Jobs Report: Clarkonomics & You Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, the latest jobs report has even the experts confused. Clark discusses the ongoing forces shaping our economy moving forward to foster informed decisions in your life. Clark Stinks: Segments 1 & 2 Clarkonomics & You: Segment 3 Ask Clark: Segment 4 Mentioned on the show SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know 5 Steps To Getting a Good Deal on a Hotel Room New Report: The 9 Best Cruise Lines for the Money How To Use 'Vacations To Go' To Find Bargain Cruises NYTimes.com: Pace of U.S. Hiring Surges Unexpectedly Why did we get a monster jobs report if the economy is slowing? 4 key takeaways from the jaw-dropping January jobs report Automatic Bill Pay: How It Works and How To Do It Safely Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, the latest jobs report has even the experts confused. Clark discusses the ongoing forces shaping our economy moving forward to foster informed decisions in your life.

    • Clark Stinks: Segments 1 & 2
    • Clarkonomics & You: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1800     02.09.23 Scam Alert: Fake Parking Tickets / This Is The Year To Buy A Mattress Clark warns about an old scam now active again - fake parking tickets! Learn who is targeted, how the scam works, and how to verify a parking ticket. Also, If you need a new mattress, what to know about the industry and why now is the time to buy.  Scam Alert: Fake Parking Tickets: Segment 1 Ask Clark: Segment 2 Primo Time To Buy A Mattress: Segment 3 Ask Clark: Segment 4 Mentioned on the show BBB Scam Alert: How to spot a parking ticket scam Shopping around for MRIs, CT scans, mammograms and blood work can save big bucks Wills versus Trust - Clark Howard Community Mattress Buying - Clark Howard Community Niagara Falls Tourism Fee: How to avoid the charge (CBC Marketplace) Your Guide to Vehicle Subscriptions, the Alternative to Leases and Loans SIXT rent a car | Premium Car Rental & Top Deals Worldwide Turo: 5 Things To Know About the Cheap Car Rental Service Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 09 Feb 2023 12:00:00 -0000 full Clark Howard Scam Alert: Fake Parking Tickets / This Is The Year To Buy A Mattress Clark warns about an old scam now active again - fake parking tickets! Learn who is targeted, how the scam works, and how to verify a parking ticket. Also, If you need a new mattress, what to know about the industry and why now is the time to buy.  Scam Alert: Fake Parking Tickets: Segment 1 Ask Clark: Segment 2 Primo Time To Buy A Mattress: Segment 3 Ask Clark: Segment 4 Mentioned on the show BBB Scam Alert: How to spot a parking ticket scam Shopping around for MRIs, CT scans, mammograms and blood work can save big bucks Wills versus Trust - Clark Howard Community Mattress Buying - Clark Howard Community Niagara Falls Tourism Fee: How to avoid the charge (CBC Marketplace) Your Guide to Vehicle Subscriptions, the Alternative to Leases and Loans SIXT rent a car | Premium Car Rental & Top Deals Worldwide Turo: 5 Things To Know About the Cheap Car Rental Service Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark warns about an old scam now active again - fake parking tickets! Learn who is targeted, how the scam works, and how to verify a parking ticket. Also, If you need a new mattress, what to know about the industry and why now is the time to buy. 

    • Scam Alert: Fake Parking Tickets: Segment 1
    • Ask Clark: Segment 2
    • Primo Time To Buy A Mattress: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1665     02.08.23 The Importance Of Neighbors / Getting Credit Card Debt Under Control Clark waxes poetic on the topic of neighbors. What’s this got to do with money? Plenty. Also in this episode, consumers are borrowing more and credit card debt is up along with interest rates on that debt. Clark reviews the unprecedented difficulties that got us here, and offers strategies for cutting expenses and getting credit card debt under control.  Know Thy Neighbor: Segment 1 Ask Clark: Segment 2 Credit Card Debt Control: Segment 3 Ask Clark: Segment 4 Mentioned on the show Sue Thy Neighbor: Homeowner Spats Over Fences, Trees and Additions Get Nastier - WSJ Clark.com - Timeshares The #1 Bill You Should Make Sure You Get by Mail No more paper statements only electronic - Clark Howard Community US consumers increased their borrowing by $28 billion in November Your Passport Could Be Useless -- Even if It's Not Expired 22 Ways To Save Money on Groceries How to Budget With a Cash Envelope System Why You Should Keep Old Credit Card Accounts Open Should You Get a Store Credit Card? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 08 Feb 2023 12:00:00 -0000 full Clark Howard The Importance Of Neighbors / Getting Credit Card Debt Under Control Clark waxes poetic on the topic of neighbors. What’s this got to do with money? Plenty. Also in this episode, consumers are borrowing more and credit card debt is up along with interest rates on that debt. Clark reviews the unprecedented difficulties that got us here, and offers strategies for cutting expenses and getting credit card debt under control.  Know Thy Neighbor: Segment 1 Ask Clark: Segment 2 Credit Card Debt Control: Segment 3 Ask Clark: Segment 4 Mentioned on the show Sue Thy Neighbor: Homeowner Spats Over Fences, Trees and Additions Get Nastier - WSJ Clark.com - Timeshares The #1 Bill You Should Make Sure You Get by Mail No more paper statements only electronic - Clark Howard Community US consumers increased their borrowing by $28 billion in November Your Passport Could Be Useless -- Even if It's Not Expired 22 Ways To Save Money on Groceries How to Budget With a Cash Envelope System Why You Should Keep Old Credit Card Accounts Open Should You Get a Store Credit Card? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark waxes poetic on the topic of neighbors. What’s this got to do with money? Plenty. Also in this episode, consumers are borrowing more and credit card debt is up along with interest rates on that debt. Clark reviews the unprecedented difficulties that got us here, and offers strategies for cutting expenses and getting credit card debt under control. 

    • Know Thy Neighbor: Segment 1
    • Ask Clark: Segment 2
    • Credit Card Debt Control: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1581     02.07.23 Spend Less on Rx / Conducting A Layoff - Being Laid Off With some big pharmacies now cutting their hours due to labor shortages, Clark revisits your best options, covering employer Pharmacy Benefits Managers, and a new pharmacy option from Amazon. Also, Clark reacts to stories of corporate treatment of employees emerging from massive tech layoffs, and has key advice if you find yourself in the unfortunate situation of losing your job. Rx Saving Strategy: Segment 1 Ask Clark: Segment 2 Layoffs: Conduct On Both Sides: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ.com: CVS, Walmart to Cut Pharmacy Hours as Staffing Squeeze Continues Amazon Launches $5-a-Month Prescription Drug Plan - The Wall Street Journal. Amazon Pharmacy: RxPass Report: The Best Pharmacies for Customer Satisfaction How To Buy Term Life Insurance in 7 Easy Steps BBB-File a Complaint Submit a complaint | Consumer Financial Protection Bureau NYTimes.com: Layoffs by Email Show What Employers Really Think of Their Workers The massive wave of layoffs is giving tech workers a brutal wake-up call about the reality of work NYTimes.com: Tech Layoffs Shock Young Workers. The Older People? Not So Much.  5 steps to take if you get laid off NYTimes.com: How to Cope When You’re Shown the Door How To Open a Bank Account in 6 Easy Steps Fidelity Youth Account - Any Good? - Clark Howard Community Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 Feb 2023 12:00:00 -0000 full Clark Howard Spend Less on Rx / Conducting A Layoff - Being Laid Off With some big pharmacies now cutting their hours due to labor shortages, Clark revisits your best options, covering employer Pharmacy Benefits Managers, and a new pharmacy option from Amazon. Also, Clark reacts to stories of corporate treatment of employees emerging from massive tech layoffs, and has key advice if you find yourself in the unfortunate situation of losing your job. Rx Saving Strategy: Segment 1 Ask Clark: Segment 2 Layoffs: Conduct On Both Sides: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ.com: CVS, Walmart to Cut Pharmacy Hours as Staffing Squeeze Continues Amazon Launches $5-a-Month Prescription Drug Plan - The Wall Street Journal. Amazon Pharmacy: RxPass Report: The Best Pharmacies for Customer Satisfaction How To Buy Term Life Insurance in 7 Easy Steps BBB-File a Complaint Submit a complaint | Consumer Financial Protection Bureau NYTimes.com: Layoffs by Email Show What Employers Really Think of Their Workers The massive wave of layoffs is giving tech workers a brutal wake-up call about the reality of work NYTimes.com: Tech Layoffs Shock Young Workers. The Older People? Not So Much.  5 steps to take if you get laid off NYTimes.com: How to Cope When You’re Shown the Door How To Open a Bank Account in 6 Easy Steps Fidelity Youth Account - Any Good? - Clark Howard Community Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices With some big pharmacies now cutting their hours due to labor shortages, Clark revisits your best options, covering employer Pharmacy Benefits Managers, and a new pharmacy option from Amazon. Also, Clark reacts to stories of corporate treatment of employees emerging from massive tech layoffs, and has key advice if you find yourself in the unfortunate situation of losing your job.

    • Rx Saving Strategy: Segment 1
    • Ask Clark: Segment 2
    • Layoffs: Conduct On Both Sides: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1757     02.06.23 SAVE on Valentine Gifts / Electric Vehicle Price Cuts Flowers, chocolates, dinner - Clark smart ways to save on Valentine gifts. Plus, our Clark.com audience poll answers the question - How much should you spend on a first date? Also, Clark weighed in on buying an EV just 2 months ago. But prices have dropped recently. Has this changed his recommendation? Save on Valentine Gifts: Segment 1 Ask Clark: Segment 2 EV Price Cuts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: No More Dinner and a Movie. Cheapskate Daters Want Less. - The Wall Street Journal. How much money should someone spend on a first date in 2023? WSJ.com: Tesla Cuts Prices Across Models Sold in U.S. Ford cuts price of Mustang Mach-E to compete with Tesla, offers deal to recent buyers too   Ford drops the price of its Tesla competitor BlackRock, World's Largest Asset Manager, Buys Stake in Small-Business 401(k) Startup - WSJ. The 401(k) for small and medium-sized businesses | Human Interest | How to Start Investing and Saving for Retirement Fidelity Investments Review 2022: Pros & Cons Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 Feb 2023 12:00:00 -0000 full Clark Howard SAVE on Valentine Gifts / Electric Vehicle Price Cuts Flowers, chocolates, dinner - Clark smart ways to save on Valentine gifts. Plus, our Clark.com audience poll answers the question - How much should you spend on a first date? Also, Clark weighed in on buying an EV just 2 months ago. But prices have dropped recently. Has this changed his recommendation? Save on Valentine Gifts: Segment 1 Ask Clark: Segment 2 EV Price Cuts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: No More Dinner and a Movie. Cheapskate Daters Want Less. - The Wall Street Journal. How much money should someone spend on a first date in 2023? WSJ.com: Tesla Cuts Prices Across Models Sold in U.S. Ford cuts price of Mustang Mach-E to compete with Tesla, offers deal to recent buyers too   Ford drops the price of its Tesla competitor BlackRock, World's Largest Asset Manager, Buys Stake in Small-Business 401(k) Startup - WSJ. The 401(k) for small and medium-sized businesses | Human Interest | How to Start Investing and Saving for Retirement Fidelity Investments Review 2022: Pros & Cons Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Flowers, chocolates, dinner - Clark smart ways to save on Valentine gifts. Plus, our Clark.com audience poll answers the question - How much should you spend on a first date? Also, Clark weighed in on buying an EV just 2 months ago. But prices have dropped recently. Has this changed his recommendation?

    • Save on Valentine Gifts: Segment 1
    • Ask Clark: Segment 2
    • EV Price Cuts: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1712     02.03.23 Clark Answers His Critics on Clark Stinks / Phone Company Settlements Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark clears confusion over settlements being paid by T-mobile and AT&T - and has a necessary fraud protection step for T-Mobile customers.  Clark Stinks: Segments 1 & 2 AT&T and T-Mobile Settlements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Robinhood Introduces IRA With A 1% Contribution Match Should I Buy Additional Insurance From a Rental Car Company? Cheapest Way to Rent a Car: Expert Tips Credit Card Car Rental Insurance: What You Need To Know Use Guided Access with iPhone, iPad, and iPod touch Are you a former AT&T unlimited data plan customer? Read on  How to Claim Your Part of AT&T's $60 Million Settlement - CNET AT&T Data Throttling Claim Form T-Mobile Says Hackers Stole Data on About 37 Million Customers - The Wall Street Journal. SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know Account Takeover Protection by T-Mobile Clark Howard's Guide to Saving Money on Your Wedding Clark.com - 5 Steps To Getting a Good Deal on a Hotel Room Clark.com - What Credit Cards Does Costco Accept? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Feb 2023 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Phone Company Settlements Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark clears confusion over settlements being paid by T-mobile and AT&T - and has a necessary fraud protection step for T-Mobile customers.  Clark Stinks: Segments 1 & 2 AT&T and T-Mobile Settlements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Robinhood Introduces IRA With A 1% Contribution Match Should I Buy Additional Insurance From a Rental Car Company? Cheapest Way to Rent a Car: Expert Tips Credit Card Car Rental Insurance: What You Need To Know Use Guided Access with iPhone, iPad, and iPod touch Are you a former AT&T unlimited data plan customer? Read on  How to Claim Your Part of AT&T's $60 Million Settlement - CNET AT&T Data Throttling Claim Form T-Mobile Says Hackers Stole Data on About 37 Million Customers - The Wall Street Journal. SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know Account Takeover Protection by T-Mobile Clark Howard's Guide to Saving Money on Your Wedding Clark.com - 5 Steps To Getting a Good Deal on a Hotel Room Clark.com - What Credit Cards Does Costco Accept? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark clears confusion over settlements being paid by T-mobile and AT&T - and has a necessary fraud protection step for T-Mobile customers. 

    • Clark Stinks: Segments 1 & 2
    • AT&T and T-Mobile Settlements: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2038     02.02.23 Tax Filing Options: A Clark Guide / Maximize Your Savings Tax season time and documents are rolling in. Hiring a CPA, using Free File, TurboTax… you have filing options. Clark helps you choose the right one for your circumstances. And what is Return Free Filing and why don’t we have it in the U.S.?! Also, Americans in just 90 days lost a collective $42B in interest they would have earned taking their money out of Gang of 5 big bank savings accounts and placing it in higher yield accounts. Want to earn 20 times more interest?   Tax Filing Options: Segment 1 Ask Clark: Segment 2 Max Your Savings: Segment 3 Ask Clark: Segment 4  Mentioned on the show: Barrons.com: Return-Free Filing Would Revolutionize Americans’ Taxes IRS Free File: Free State and Federal Tax Filing Options for 2023 When to hire a tax professional - Clark Howard Community When Should You Get an Accountant To Do Your Taxes? Enrolled Agents | Internal Revenue Service What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Americans Missing Out on Billions in Interest - The Wall Street Journal. 2023's Best Savings Accounts - 5 Best Savings Accounts 2023 How To Switch Banks in 4 Simple Steps Best Balance Transfer Credit Cards: Top Picks for 2023 Fidelity Roth IRA for Kids Clark.com resources Episode transcrips Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 02 Feb 2023 12:00:00 -0000 full Clark Howard Tax Filing Options: A Clark Guide / Maximize Your Savings Tax season time and documents are rolling in. Hiring a CPA, using Free File, TurboTax… you have filing options. Clark helps you choose the right one for your circumstances. And what is Return Free Filing and why don’t we have it in the U.S.?! Also, Americans in just 90 days lost a collective $42B in interest they would have earned taking their money out of Gang of 5 big bank savings accounts and placing it in higher yield accounts. Want to earn 20 times more interest?   Tax Filing Options: Segment 1 Ask Clark: Segment 2 Max Your Savings: Segment 3 Ask Clark: Segment 4  Mentioned on the show: Barrons.com: Return-Free Filing Would Revolutionize Americans’ Taxes IRS Free File: Free State and Federal Tax Filing Options for 2023 When to hire a tax professional - Clark Howard Community When Should You Get an Accountant To Do Your Taxes? Enrolled Agents | Internal Revenue Service What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Americans Missing Out on Billions in Interest - The Wall Street Journal. 2023's Best Savings Accounts - 5 Best Savings Accounts 2023 How To Switch Banks in 4 Simple Steps Best Balance Transfer Credit Cards: Top Picks for 2023 Fidelity Roth IRA for Kids Clark.com resources Episode transcrips Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tax season time and documents are rolling in. Hiring a CPA, using Free File, TurboTax… you have filing options. Clark helps you choose the right one for your circumstances. And what is Return Free Filing and why don’t we have it in the U.S.?! Also, Americans in just 90 days lost a collective $42B in interest they would have earned taking their money out of Gang of 5 big bank savings accounts and placing it in higher yield accounts. Want to earn 20 times more interest?  

    • Tax Filing Options: Segment 1
    • Ask Clark: Segment 2
    • Max Your Savings: Segment 3
    • Ask Clark: Segment 4 


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2196     02.01.23 Early Valentine Warning: Counterfeit Jewelry / Retail Theft’s Impact On Consumers Today Clark covers fakes and thefts. You may be thinking about Valentine gifts now and jewelry is a favorite choice. But before you buy, Clark has a warning about the prevalence of counterfeits, and how to protect your wallet. Also, theft rings and smash & grabs have been hitting retailers hard throughout the country. Hear what retailers are doing to fight rampant internal and external theft, and how it affects consumers  Counterfeit Warning: Segment 1 Ask Clark: Segment 2 Retail Theft Impact: Segment 3 Ask Clark: Segment 4   Mentioned on the show: NYTimes.com: Jewelry Counterfeits: The Age-Old Problem Just Keeps Growing Should I Buy Insurance for Nice Sunglasses? When Do You Need a Travel Agent? Certified Travel Counselor - CTC - The Travel Institute Travel Archives - Clark Howard Should my son get non owners car insurance? NYPost - What Walmart, Target and other retailers are doing to deter crime Rising thefts at Walmart could lead to price jumps, store closures, CEO says The Minnesota Department of Health (MDH) Home Water Softening Clark.com - How To Sell A Car These 2 Things Can Maximize Your Chances of Selling Your House Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 01 Feb 2023 12:00:00 -0000 full Clark Howard Early Valentine Warning: Counterfeit Jewelry / Retail Theft’s Impact On Consumers Today Clark covers fakes and thefts. You may be thinking about Valentine gifts now and jewelry is a favorite choice. But before you buy, Clark has a warning about the prevalence of counterfeits, and how to protect your wallet. Also, theft rings and smash & grabs have been hitting retailers hard throughout the country. Hear what retailers are doing to fight rampant internal and external theft, and how it affects consumers  Counterfeit Warning: Segment 1 Ask Clark: Segment 2 Retail Theft Impact: Segment 3 Ask Clark: Segment 4   Mentioned on the show: NYTimes.com: Jewelry Counterfeits: The Age-Old Problem Just Keeps Growing Should I Buy Insurance for Nice Sunglasses? When Do You Need a Travel Agent? Certified Travel Counselor - CTC - The Travel Institute Travel Archives - Clark Howard Should my son get non owners car insurance? NYPost - What Walmart, Target and other retailers are doing to deter crime Rising thefts at Walmart could lead to price jumps, store closures, CEO says The Minnesota Department of Health (MDH) Home Water Softening Clark.com - How To Sell A Car These 2 Things Can Maximize Your Chances of Selling Your House Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Today Clark covers fakes and thefts. You may be thinking about Valentine gifts now and jewelry is a favorite choice. But before you buy, Clark has a warning about the prevalence of counterfeits, and how to protect your wallet. Also, theft rings and smash & grabs have been hitting retailers hard throughout the country. Hear what retailers are doing to fight rampant internal and external theft, and how it affects consumers 

    • Counterfeit Warning: Segment 1
    • Ask Clark: Segment 2
    • Retail Theft Impact: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1809     01.31.23 401(k) Borrowing & Hardship Withdrawal / A Warning For Entrepreneurs Hardship withdrawals from 401(k)s have doubled over the past year. Clark discusses the tax ramifications and offers alternatives. Also, Clark champions entrepreneurs creating startups or joining franchises in tough times. But this comes with a very important warning vital to success: Vetting an opportunity and avoiding the job & training scamsters infesting the market. Know the signs. 401(k) Hardship Withdrawals: Segment 1 Ask Clark: Segment 2 A Warning For Entrepreneurs: Segment 3 Ask Clark: Segment 4   Mentioned on the show: NYTimes.com: Hardship 401(k) Withdrawals, Explained 6 Things To Know Before Contacting the National Foundation for Credit Counseling Should You Pay for Credit Monitoring? How To Freeze Your Credit With Experian, Equifax and TransUnion Why You Should Never Invest With a Bank Business opportunities and trainings that claim you’ll make big money are often scams Real Estate Investing: What To Know BEFORE You Start Will Mark Cuban's Prescription Company Really Save You Money? 10 Ways To Save on Prescription Drugs Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 31 Jan 2023 12:00:00 -0000 full Clark Howard 401(k) Borrowing & Hardship Withdrawal / A Warning For Entrepreneurs Hardship withdrawals from 401(k)s have doubled over the past year. Clark discusses the tax ramifications and offers alternatives. Also, Clark champions entrepreneurs creating startups or joining franchises in tough times. But this comes with a very important warning vital to success: Vetting an opportunity and avoiding the job & training scamsters infesting the market. Know the signs. 401(k) Hardship Withdrawals: Segment 1 Ask Clark: Segment 2 A Warning For Entrepreneurs: Segment 3 Ask Clark: Segment 4   Mentioned on the show: NYTimes.com: Hardship 401(k) Withdrawals, Explained 6 Things To Know Before Contacting the National Foundation for Credit Counseling Should You Pay for Credit Monitoring? How To Freeze Your Credit With Experian, Equifax and TransUnion Why You Should Never Invest With a Bank Business opportunities and trainings that claim you’ll make big money are often scams Real Estate Investing: What To Know BEFORE You Start Will Mark Cuban's Prescription Company Really Save You Money? 10 Ways To Save on Prescription Drugs Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Hardship withdrawals from 401(k)s have doubled over the past year. Clark discusses the tax ramifications and offers alternatives. Also, Clark champions entrepreneurs creating startups or joining franchises in tough times. But this comes with a very important warning vital to success: Vetting an opportunity and avoiding the job & training scamsters infesting the market. Know the signs.

    • 401(k) Hardship Withdrawals: Segment 1
    • Ask Clark: Segment 2
    • A Warning For Entrepreneurs: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1493     01.30.23 The Investment Down Cycle / Tech Layoffs - Another Door Opens Last year was ugly in the stock & bond market - Clark lends perspective on investing cycles and your best approach to investing moving forward. Also in this episode - another down cycle. In the midst of massive tech layoffs, there is a silver lining. Historically, tech industry down cycles create the next great wave of innovation. Clark speaks directly to all laid off workers. Is it time for you to start your own business? The Stock Market Down Cycle: Segment 1 Ask Clark: Segment 2 The Tech Down Cycle: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Your Investing Strategy Just Failed. It’s Time to Double Down. U.S.-Stock Funds Fell 18.4% for 2022  The Best Place To Order Checks Online Trustpilot Review: Is Trustpilot Legit? InsureMyTrip Review: Why We Like It and How to Use It Travel Insurance? What You Need To Know Before You Buy Startups spring from ashes of Big Tech purge HSA Beneficiary Rules - SmartAsset.com IRA Inheritance: Non-Spouse IRA Beneficiary - Fidelity Equifax data breach: What we know and how to protect yourself from what’s coming next Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Jan 2023 12:00:00 -0000 full Clark Howard The Investment Down Cycle / Tech Layoffs - Another Door Opens Last year was ugly in the stock & bond market - Clark lends perspective on investing cycles and your best approach to investing moving forward. Also in this episode - another down cycle. In the midst of massive tech layoffs, there is a silver lining. Historically, tech industry down cycles create the next great wave of innovation. Clark speaks directly to all laid off workers. Is it time for you to start your own business? The Stock Market Down Cycle: Segment 1 Ask Clark: Segment 2 The Tech Down Cycle: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Your Investing Strategy Just Failed. It’s Time to Double Down. U.S.-Stock Funds Fell 18.4% for 2022  The Best Place To Order Checks Online Trustpilot Review: Is Trustpilot Legit? InsureMyTrip Review: Why We Like It and How to Use It Travel Insurance? What You Need To Know Before You Buy Startups spring from ashes of Big Tech purge HSA Beneficiary Rules - SmartAsset.com IRA Inheritance: Non-Spouse IRA Beneficiary - Fidelity Equifax data breach: What we know and how to protect yourself from what’s coming next Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Last year was ugly in the stock & bond market - Clark lends perspective on investing cycles and your best approach to investing moving forward. Also in this episode - another down cycle. In the midst of massive tech layoffs, there is a silver lining. Historically, tech industry down cycles create the next great wave of innovation. Clark speaks directly to all laid off workers. Is it time for you to start your own business?

    • The Stock Market Down Cycle: Segment 1
    • Ask Clark: Segment 2
    • The Tech Down Cycle: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1811     01.27.23 Clark Answers His Critics on Clark Stinks / How To Finance A Vehicle Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, there’s some important stats and steps to know when financing a vehicle. Clark tells you how to short circuit getting ripped off on a car purchase.   Clark Stinks: Segments 1 & 2 Vehicle Financing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 4 Travel Rules You Should Follow Right Now How To Pack a Carry-On the Right Way 6 Best Background Check Services How To Get a Gym Membership for Practically Free YMCA of the USA - A Leading Nonprofit Organization Shipt Review: 5 Things To Know Before Your First Order Target RedCard Credit Card Review: Earn 5% Back on Purchases Report: The Average Price of a New Vehicle Credit Unions Gain Top Share Of Auto Lending In U.S. For First Time Ever Car & Driver - How to Get the Best Car Loan Clark Howard's Simple Rule for Refinancing an Auto Loan How To Refinance a Car Loan: A Step-by-Step Guide How to Buy a Used Car in 7 Steps / How to Buy a New Car in 5 Steps Are You Following Clark's Maximum Auto Loan Length Rule? Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 27 Jan 2023 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / How To Finance A Vehicle Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, there’s some important stats and steps to know when financing a vehicle. Clark tells you how to short circuit getting ripped off on a car purchase.   Clark Stinks: Segments 1 & 2 Vehicle Financing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's 4 Travel Rules You Should Follow Right Now How To Pack a Carry-On the Right Way 6 Best Background Check Services How To Get a Gym Membership for Practically Free YMCA of the USA - A Leading Nonprofit Organization Shipt Review: 5 Things To Know Before Your First Order Target RedCard Credit Card Review: Earn 5% Back on Purchases Report: The Average Price of a New Vehicle Credit Unions Gain Top Share Of Auto Lending In U.S. For First Time Ever Car & Driver - How to Get the Best Car Loan Clark Howard's Simple Rule for Refinancing an Auto Loan How To Refinance a Car Loan: A Step-by-Step Guide How to Buy a Used Car in 7 Steps / How to Buy a New Car in 5 Steps Are You Following Clark's Maximum Auto Loan Length Rule? Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, there’s some important stats and steps to know when financing a vehicle. Clark tells you how to short circuit getting ripped off on a car purchase.  

    • Clark Stinks: Segments 1 & 2
    • Vehicle Financing: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1835     01.26.23 The Labor Shortage & New Tech Efficiencies / Changing The 5 Day Work Week Your dining out experience may be getting better as labor shortages ease in some areas, and tech provides new efficiencies in the restaurant business. Plus, hear how drone delivery is expanding. Also in this episode, Clark weighs in on the enlightened self-interest of employers allowing 4 day work weeks and flex scheduling - Win Win.  Tech Efficiencies: Segment 1 Ask Clark: Segment 2 Flexible Work Schedules: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ: Restaurant Staffers Are Returning to Work After Covid Flight Barrons.com: Robots Are Replacing Workers Lost in the Pandemic. They’re Here to Stay. Walmart Delivery Drones Now Operate in 7 States How and Why To Refinance Your Mortgage: A Step-By-Step Guide Mortgage Refinance Calculator - Clark Howard When to consider a Coverdell ESA to 529 plan rollover 40 HOURS OR 32? 4 DAYS OR 5? Clark.com - CREDIT CARDS 6 Things To Know Before Contacting the National Foundation for Credit Counseling Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 26 Jan 2023 12:00:00 -0000 full Clark Howard The Labor Shortage & New Tech Efficiencies / Changing The 5 Day Work Week Your dining out experience may be getting better as labor shortages ease in some areas, and tech provides new efficiencies in the restaurant business. Plus, hear how drone delivery is expanding. Also in this episode, Clark weighs in on the enlightened self-interest of employers allowing 4 day work weeks and flex scheduling - Win Win.  Tech Efficiencies: Segment 1 Ask Clark: Segment 2 Flexible Work Schedules: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ: Restaurant Staffers Are Returning to Work After Covid Flight Barrons.com: Robots Are Replacing Workers Lost in the Pandemic. They’re Here to Stay. Walmart Delivery Drones Now Operate in 7 States How and Why To Refinance Your Mortgage: A Step-By-Step Guide Mortgage Refinance Calculator - Clark Howard When to consider a Coverdell ESA to 529 plan rollover 40 HOURS OR 32? 4 DAYS OR 5? Clark.com - CREDIT CARDS 6 Things To Know Before Contacting the National Foundation for Credit Counseling Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Your dining out experience may be getting better as labor shortages ease in some areas, and tech provides new efficiencies in the restaurant business. Plus, hear how drone delivery is expanding. Also in this episode, Clark weighs in on the enlightened self-interest of employers allowing 4 day work weeks and flex scheduling - Win Win. 

    • Tech Efficiencies: Segment 1
    • Ask Clark: Segment 2
    • Flexible Work Schedules: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1703     01.25.23 Ending Nonsensical Noncompete Clauses / New Retirement Account Rules Clark has long despised noncompete clauses for workers. There’s finally a new proposal to do away with them from the FTC. Clark is on board and has some advice for job seekers. Also, there are new rules for IRAs and 401(k)s. Clark clarifies new & forthcoming options.  Covenants Not To Compete: Segment 1 Ask Clark: Segment 2 New Retirement Account Rules: Segment 3 Ask Clark: Segment 4 Mentioned on the show: FTC says proposed ban of noncompete clauses would strengthen workers' hand Home equity loans & lines of credit: 7 common questions answered What Is a Secured Credit Card and How Does It Work? CNET: Your IRA and 401(k) Are Changing in 2023: New Rules for Retirement Accounts Required Minimum Distributions: How To Calculate, Rules Tesla deliveries miss estimates due to logistical issues, slowing demand How to Make a Disposable Razor Last 12 Months Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 25 Jan 2023 12:00:00 -0000 full Clark Howard Ending Nonsensical Noncompete Clauses / New Retirement Account Rules Clark has long despised noncompete clauses for workers. There’s finally a new proposal to do away with them from the FTC. Clark is on board and has some advice for job seekers. Also, there are new rules for IRAs and 401(k)s. Clark clarifies new & forthcoming options.  Covenants Not To Compete: Segment 1 Ask Clark: Segment 2 New Retirement Account Rules: Segment 3 Ask Clark: Segment 4 Mentioned on the show: FTC says proposed ban of noncompete clauses would strengthen workers' hand Home equity loans & lines of credit: 7 common questions answered What Is a Secured Credit Card and How Does It Work? CNET: Your IRA and 401(k) Are Changing in 2023: New Rules for Retirement Accounts Required Minimum Distributions: How To Calculate, Rules Tesla deliveries miss estimates due to logistical issues, slowing demand How to Make a Disposable Razor Last 12 Months Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark has long despised noncompete clauses for workers. There’s finally a new proposal to do away with them from the FTC. Clark is on board and has some advice for job seekers. Also, there are new rules for IRAs and 401(k)s. Clark clarifies new & forthcoming options. 

    • Covenants Not To Compete: Segment 1
    • Ask Clark: Segment 2
    • New Retirement Account Rules: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1571     01.24.23 Medical Debt: Of Ambulances & Nonprofits / Clark’s Radical Traffic Solution While recent changes to medical debt credit reporting will help, medical debt accounts for half the negative marks on credit reports, due in part to the medical industry’s resistance to lawful price disclosure under the No Surprises Act - which unfortunately excludes ambulance service. Clark discusses this glaring omission and the role of non-profits in tackling medical debt for consumers. Also, to solve traffic congestion we’re in a never ending quest to widen roads. But in this case, increased supply creates new demand. Clark offers a free market solution.  Medical Debt: Segment 1 Ask Clark: Segment 2 Clark’s Traffic Solution: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Half of ambulance rides yield surprise medical bills. What's being done to protect people? How nonprofits help millions tackle their medical debt How Much Does an MRI Cost (With/Without Health Insurance)? Follow Clark Howard's #1 Rule To Travel Cheap How To Plan a Trip: Clark's Best Travel Tips To Save Money Turo: 5 Things To Know About the Cheap Car Rental Service Widening Highways Doesn’t Fix Traffic. So Why Do We Keep Doing It? How To Find a Good Moving Company Clark.com - Streaming TV Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 24 Jan 2023 12:00:00 -0000 full Clark Howard Medical Debt: Of Ambulances & Nonprofits / Clark’s Radical Traffic Solution While recent changes to medical debt credit reporting will help, medical debt accounts for half the negative marks on credit reports, due in part to the medical industry’s resistance to lawful price disclosure under the No Surprises Act - which unfortunately excludes ambulance service. Clark discusses this glaring omission and the role of non-profits in tackling medical debt for consumers. Also, to solve traffic congestion we’re in a never ending quest to widen roads. But in this case, increased supply creates new demand. Clark offers a free market solution.  Medical Debt: Segment 1 Ask Clark: Segment 2 Clark’s Traffic Solution: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Half of ambulance rides yield surprise medical bills. What's being done to protect people? How nonprofits help millions tackle their medical debt How Much Does an MRI Cost (With/Without Health Insurance)? Follow Clark Howard's #1 Rule To Travel Cheap How To Plan a Trip: Clark's Best Travel Tips To Save Money Turo: 5 Things To Know About the Cheap Car Rental Service Widening Highways Doesn’t Fix Traffic. So Why Do We Keep Doing It? How To Find a Good Moving Company Clark.com - Streaming TV Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices While recent changes to medical debt credit reporting will help, medical debt accounts for half the negative marks on credit reports, due in part to the medical industry’s resistance to lawful price disclosure under the No Surprises Act - which unfortunately excludes ambulance service. Clark discusses this glaring omission and the role of non-profits in tackling medical debt for consumers. Also, to solve traffic congestion we’re in a never ending quest to widen roads. But in this case, increased supply creates new demand. Clark offers a free market solution. 

    • Medical Debt: Segment 1
    • Ask Clark: Segment 2
    • Clark’s Traffic Solution: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1925     01.23.23 Remote Work & Housing / CD Laddering If you work remotely, you may be part of something that is going to make housing cheaper for all. Clark explains how Covid migration drove housing prices up, but longer term, is having the opposite effect. Also, something new - again - CD ladders. Clark explains how this saving technique can work for you in the current and foreseeable rate environment.  Remote Work & Housing: Segment 1 Ask Clark: Segment 2 CD Laddering: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The rise of 'Zoomtowns' is going to make home prices and rents cheaper for everyone What Is a Lifestyle Spending Account (LSA)? - SmartAsset.com Cheapest Way to Rent a Car: Expert Tips Auto Europe® Car Rentals - Official Site SavingForCollege:Section 126: Rolling Over 529 Plan Funds Into a Roth IRA What Is a CD Ladder and When Is It a Good Idea? Best CD Rates for January 2023 - Bankrate.com Clark.com - Vehicle Purchase Should I Get Pet Insurance? Clark.com Community Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Jan 2023 12:00:00 -0000 full Clark Howard Remote Work & Housing / CD Laddering If you work remotely, you may be part of something that is going to make housing cheaper for all. Clark explains how Covid migration drove housing prices up, but longer term, is having the opposite effect. Also, something new - again - CD ladders. Clark explains how this saving technique can work for you in the current and foreseeable rate environment.  Remote Work & Housing: Segment 1 Ask Clark: Segment 2 CD Laddering: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The rise of 'Zoomtowns' is going to make home prices and rents cheaper for everyone What Is a Lifestyle Spending Account (LSA)? - SmartAsset.com Cheapest Way to Rent a Car: Expert Tips Auto Europe® Car Rentals - Official Site SavingForCollege:Section 126: Rolling Over 529 Plan Funds Into a Roth IRA What Is a CD Ladder and When Is It a Good Idea? Best CD Rates for January 2023 - Bankrate.com Clark.com - Vehicle Purchase Should I Get Pet Insurance? Clark.com Community Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices If you work remotely, you may be part of something that is going to make housing cheaper for all. Clark explains how Covid migration drove housing prices up, but longer term, is having the opposite effect. Also, something new - again - CD ladders. Clark explains how this saving technique can work for you in the current and foreseeable rate environment. 

    • Remote Work & Housing: Segment 1
    • Ask Clark: Segment 2
    • CD Laddering: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1962     01.20.23 Clark Answers His Critics on Clark Stinks / Late January DEALS Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - DEALS. Clark shares why January 20th is a key date for deep discounts, what’s on sale and where to find the bargains - including TRAVEL. Clark Stinks: Segments 1 & 2 Deep Discounts & Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New Tool Shows Southwest Prices From Google Flights Search Walmart+ Membership Program: 4 Things To Know Google Voice How To Refuse an Inherited Timeshare 10 Things on Deep Discount in January Clark Deals - Today's Best Deals of the Day Why This Is the Best Time To Buy Series I Savings Bonds 5 Things To Know About Series I Savings Bonds Car Insurance Archives - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 20 Jan 2023 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Late January DEALS Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - DEALS. Clark shares why January 20th is a key date for deep discounts, what’s on sale and where to find the bargains - including TRAVEL. Clark Stinks: Segments 1 & 2 Deep Discounts & Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New Tool Shows Southwest Prices From Google Flights Search Walmart+ Membership Program: 4 Things To Know Google Voice How To Refuse an Inherited Timeshare 10 Things on Deep Discount in January Clark Deals - Today's Best Deals of the Day Why This Is the Best Time To Buy Series I Savings Bonds 5 Things To Know About Series I Savings Bonds Car Insurance Archives - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - DEALS. Clark shares why January 20th is a key date for deep discounts, what’s on sale and where to find the bargains - including TRAVEL.

    • Clark Stinks: Segments 1 & 2
    • Deep Discounts & Deals: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1676     01.19.23 Tax Season Reminders / Funding Priorities & Your Mortgage Tax season is upon us with a better staffed IRS expected this year. Clark has a few reminders before you file. Also in today’s show - Clark has always advocated paying off debt. Does that include paying down your mortgage faster? Clark has a formula for determining that, and advice for prioritizing where to put any extra funds you may have.    Tax Reminders: Segment 1 Ask Clark: Segment 2 Funding Priorities: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Start Preparing for Tax Season Now What Is an Annuity, and Why Does Clark Think They Stink? What Is a Fiduciary Financial Advisor and Do I Need One? What Is a Solo 401(k) and How Does It Work? What Is a SEP IRA and Who Is Eligible? Self employed 401K vs SEP - Investing - Clark Howard Community Mortgages Archives - Clark Howard BBB-File a Complaint Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 19 Jan 2023 12:00:00 -0000 full Clark Howard Tax Season Reminders / Funding Priorities & Your Mortgage Tax season is upon us with a better staffed IRS expected this year. Clark has a few reminders before you file. Also in today’s show - Clark has always advocated paying off debt. Does that include paying down your mortgage faster? Clark has a formula for determining that, and advice for prioritizing where to put any extra funds you may have.    Tax Reminders: Segment 1 Ask Clark: Segment 2 Funding Priorities: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Start Preparing for Tax Season Now What Is an Annuity, and Why Does Clark Think They Stink? What Is a Fiduciary Financial Advisor and Do I Need One? What Is a Solo 401(k) and How Does It Work? What Is a SEP IRA and Who Is Eligible? Self employed 401K vs SEP - Investing - Clark Howard Community Mortgages Archives - Clark Howard BBB-File a Complaint Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tax season is upon us with a better staffed IRS expected this year. Clark has a few reminders before you file. Also in today’s show - Clark has always advocated paying off debt. Does that include paying down your mortgage faster? Clark has a formula for determining that, and advice for prioritizing where to put any extra funds you may have.   

    • Tax Reminders: Segment 1
    • Ask Clark: Segment 2
    • Funding Priorities: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1714     01.18.23 Reining In Prescription Drug Costs / Defining Wealth With the new year comes new health insurance deductibles, and many are feeling it when filling prescriptions. Learn why employer prescription plans are your frenemy - and what Mark Cuban is doing in the world of prescription medications. Also in this episode, what constitutes being wealthy? Clark discusses how people perceive and self-assess wealth in the U.S., knowing the difference between reality & headlines, and the role of lifestyle in determining wealth.  Rx Costs: Segment 1 Ask Clark: Segment 2 Defining Wealth: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mark Cuban’s Cost Plus Drugs Expands To Employers In Quest To Disrupt Big Pharma Will Mark Cuban's Prescription Company Really Save You Money? Clark.com Prescription Drugs How Investors Define 'Wealthy' Might Surprise You - Barron's Are You Rich? The Answer May Surprise You Fidelity Youth Account - Any Good? - Clark Howard Community Fidelity Youth Account Fidelity Investments Review 2022: Pros & Cons Best Homeowners Insurance Companies and Ones To Avoid  Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 18 Jan 2023 12:00:00 -0000 full Clark Howard Reining In Prescription Drug Costs / Defining Wealth With the new year comes new health insurance deductibles, and many are feeling it when filling prescriptions. Learn why employer prescription plans are your frenemy - and what Mark Cuban is doing in the world of prescription medications. Also in this episode, what constitutes being wealthy? Clark discusses how people perceive and self-assess wealth in the U.S., knowing the difference between reality & headlines, and the role of lifestyle in determining wealth.  Rx Costs: Segment 1 Ask Clark: Segment 2 Defining Wealth: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mark Cuban’s Cost Plus Drugs Expands To Employers In Quest To Disrupt Big Pharma Will Mark Cuban's Prescription Company Really Save You Money? Clark.com Prescription Drugs How Investors Define 'Wealthy' Might Surprise You - Barron's Are You Rich? The Answer May Surprise You Fidelity Youth Account - Any Good? - Clark Howard Community Fidelity Youth Account Fidelity Investments Review 2022: Pros & Cons Best Homeowners Insurance Companies and Ones To Avoid  Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices With the new year comes new health insurance deductibles, and many are feeling it when filling prescriptions. Learn why employer prescription plans are your frenemy - and what Mark Cuban is doing in the world of prescription medications. Also in this episode, what constitutes being wealthy? Clark discusses how people perceive and self-assess wealth in the U.S., knowing the difference between reality & headlines, and the role of lifestyle in determining wealth. 

    • Rx Costs: Segment 1
    • Ask Clark: Segment 2
    • Defining Wealth: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1666     01.17.23 The Transformation Of Higher Education / The Crimes & Fines of Wells Fargo Various factors are contributing to a shortage of college students, forcing many schools to cut tuitions and reevaluate their relevance. This as state supported trade, technical and community colleges are challenged to better align curriculum to the needs of the workplace. Clark discusses the transformation in higher education, its value, and your new negotiating power. Also, Clark has the latest installment of the crimes and fines of Wells Fargo - a “bank” you’d do well to forego. Transformation in Education: Segment 1 Ask Clark: Segment 2 Again With Wells Fargo: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best 529 College Savings Plans By State What Is a Roth 401(k) and How Does It Work? How To Get the Best Price Possible Shopping Online NYTimes: Wells Fargo to Pay $3.7 Billion Over Consumer Banking Violations WSJ-Wells Fargo Reaches $3.7 Billion Deal With Regulators Over Consumer Banking CFPB Orders Wells Fargo to Pay $3.7 Billion for Widespread Mismanagement of Auto Loans, Mortgages, and Deposit Accounts | Consumer Financial Protection Bureau Credit Karma Review: Free Credit Score and More at Your Fingertips Clark.com Community Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 17 Jan 2023 12:00:00 -0000 full Clark Howard The Transformation Of Higher Education / The Crimes & Fines of Wells Fargo Various factors are contributing to a shortage of college students, forcing many schools to cut tuitions and reevaluate their relevance. This as state supported trade, technical and community colleges are challenged to better align curriculum to the needs of the workplace. Clark discusses the transformation in higher education, its value, and your new negotiating power. Also, Clark has the latest installment of the crimes and fines of Wells Fargo - a “bank” you’d do well to forego. Transformation in Education: Segment 1 Ask Clark: Segment 2 Again With Wells Fargo: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best 529 College Savings Plans By State What Is a Roth 401(k) and How Does It Work? How To Get the Best Price Possible Shopping Online NYTimes: Wells Fargo to Pay $3.7 Billion Over Consumer Banking Violations WSJ-Wells Fargo Reaches $3.7 Billion Deal With Regulators Over Consumer Banking CFPB Orders Wells Fargo to Pay $3.7 Billion for Widespread Mismanagement of Auto Loans, Mortgages, and Deposit Accounts | Consumer Financial Protection Bureau Credit Karma Review: Free Credit Score and More at Your Fingertips Clark.com Community Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Various factors are contributing to a shortage of college students, forcing many schools to cut tuitions and reevaluate their relevance. This as state supported trade, technical and community colleges are challenged to better align curriculum to the needs of the workplace. Clark discusses the transformation in higher education, its value, and your new negotiating power. Also, Clark has the latest installment of the crimes and fines of Wells Fargo - a “bank” you’d do well to forego.

    • Transformation in Education: Segment 1
    • Ask Clark: Segment 2
    • Again With Wells Fargo: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1542     01.16.23 Break Through Customer No-Service / Banish Buyer’s Remorse We've all been victims of customer-no-service. So how do you effectively complain and resolve an issue? Persistent patience and various resources including a new service. Also, do you have things gathering dust you now regret buying? Take the “closet test” and learn to defeat the tactics behind impulse buying. Customer No-Service Resources: Segment 1 Ask Clark: Segment 2 Prevent Buyer’s Remorse: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Liz Weston: How to complain and get results Cutting through customer service doom-loops by calling in a ‘Karen’ Elliott Advocacy - karens for hire Clark’s Consumer Action Center Moving.org General Complaint Form Federal Motor Carrier Safety Administration BBB-File a Complaint Best Online Banks: Free Checking and High-Interest Savings Accounts How To Find and Choose a Financial Advisor Garrett Planning Network: Home Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Jan 2023 12:00:00 -0000 full Clark Howard Break Through Customer No-Service / Banish Buyer’s Remorse We've all been victims of customer-no-service. So how do you effectively complain and resolve an issue? Persistent patience and various resources including a new service. Also, do you have things gathering dust you now regret buying? Take the “closet test” and learn to defeat the tactics behind impulse buying. Customer No-Service Resources: Segment 1 Ask Clark: Segment 2 Prevent Buyer’s Remorse: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Liz Weston: How to complain and get results Cutting through customer service doom-loops by calling in a ‘Karen’ Elliott Advocacy - karens for hire Clark’s Consumer Action Center Moving.org General Complaint Form Federal Motor Carrier Safety Administration BBB-File a Complaint Best Online Banks: Free Checking and High-Interest Savings Accounts How To Find and Choose a Financial Advisor Garrett Planning Network: Home Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices We've all been victims of customer-no-service. So how do you effectively complain and resolve an issue? Persistent patience and various resources including a new service. Also, do you have things gathering dust you now regret buying? Take the “closet test” and learn to defeat the tactics behind impulse buying.

    • Customer No-Service Resources: Segment 1
    • Ask Clark: Segment 2
    • Prevent Buyer’s Remorse: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1821     01.13.23 Clark Answers His Critics on Clark Stinks / Electric Vehicle Purchase - Now? Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, with the new EV tax credits, is this the year to buy an electric vehicle? Clark goes over the important considerations around this major decision. Clark Stinks: Segments 1 & 2 EV Tax Credits & Update: Segment 3 Ask Clark: Segment 4   Mentioned on the show: 5 Things To Know About Series I Savings Bonds Inflation for goods fell while inflation for services increased 7 Items You Should Never Carry in Your Wallet Report: Top Vehicles Most Likely To Last 200,000 Miles Uni - One Toll Pass. 19 States. These Big Banks Are Finally Doing Something About Zelle KENTUCKYBoard of Pharmacy KASPER Questions Here’s what you need to know about the new EV tax credit for 2023 Tesla deliveries miss estimates due to logistical issues, slowing demand What Is an HSA Account and How Does It Work? The worst insurance in the world How To Buy Term Life Insurance in 7 Easy Steps  Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 13 Jan 2023 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Electric Vehicle Purchase - Now? Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, with the new EV tax credits, is this the year to buy an electric vehicle? Clark goes over the important considerations around this major decision. Clark Stinks: Segments 1 & 2 EV Tax Credits & Update: Segment 3 Ask Clark: Segment 4   Mentioned on the show: 5 Things To Know About Series I Savings Bonds Inflation for goods fell while inflation for services increased 7 Items You Should Never Carry in Your Wallet Report: Top Vehicles Most Likely To Last 200,000 Miles Uni - One Toll Pass. 19 States. These Big Banks Are Finally Doing Something About Zelle KENTUCKYBoard of Pharmacy KASPER Questions Here’s what you need to know about the new EV tax credit for 2023 Tesla deliveries miss estimates due to logistical issues, slowing demand What Is an HSA Account and How Does It Work? The worst insurance in the world How To Buy Term Life Insurance in 7 Easy Steps  Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, with the new EV tax credits, is this the year to buy an electric vehicle? Clark goes over the important considerations around this major decision.

    • Clark Stinks: Segments 1 & 2
    • EV Tax Credits & Update: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


     Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1754     01.12.23 Freelancing & Side Gigs / Predatory Loan Warning Freelancing and side gigs are becoming the norm for many Americans between jobs or looking to make more money. Get Clark’s tips on how to find legit jobs and set up your side business. Later, how would you like a bank loan at 200%? Predatory lending is happening on a national scale, hurting lots of people - and it’s legal. Clark explains how this came about and what you should know to avoid this trap.  Freelancing & Side Gigs: Segment 1 Ask Clark: Segment 2 Predatory Loan Warning: Segment 3 Ask Clark: Segment 4   Mentioned on the show: IRS says it will delay requirement to report $600 in gig work on taxes There are more than 70 million freelancers in the U.S.—here’s how they can raise their rates LA Times - If you’re looking for a side hustle, avoid these job sites January is often a big month for layoffs. Here's what to do in a worst case scenario As tech layoffs surge, nonprofits are calling SideHusl - Find the Best Money Making Option for You T-Mobile Introduces New SIM Protection Feature How To Freeze Your Credit With Experian, Equifax and TransUnion Credit Karma Review: Free Credit Score and More at Your Fingertips How To Prevent, Report and Repair Identity Theft How 4 small Utah banks have taken their 'predatory lending' national. It's all thanks to state law, critics say The Cheapest Places To Buy Contact Lenses SIPC - Securities Investor Protection Corporation Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 12 Jan 2023 12:00:00 -0000 full Clark Howard Freelancing & Side Gigs / Predatory Loan Warning Freelancing and side gigs are becoming the norm for many Americans between jobs or looking to make more money. Get Clark’s tips on how to find legit jobs and set up your side business. Later, how would you like a bank loan at 200%? Predatory lending is happening on a national scale, hurting lots of people - and it’s legal. Clark explains how this came about and what you should know to avoid this trap.  Freelancing & Side Gigs: Segment 1 Ask Clark: Segment 2 Predatory Loan Warning: Segment 3 Ask Clark: Segment 4   Mentioned on the show: IRS says it will delay requirement to report $600 in gig work on taxes There are more than 70 million freelancers in the U.S.—here’s how they can raise their rates LA Times - If you’re looking for a side hustle, avoid these job sites January is often a big month for layoffs. Here's what to do in a worst case scenario As tech layoffs surge, nonprofits are calling SideHusl - Find the Best Money Making Option for You T-Mobile Introduces New SIM Protection Feature How To Freeze Your Credit With Experian, Equifax and TransUnion Credit Karma Review: Free Credit Score and More at Your Fingertips How To Prevent, Report and Repair Identity Theft How 4 small Utah banks have taken their 'predatory lending' national. It's all thanks to state law, critics say The Cheapest Places To Buy Contact Lenses SIPC - Securities Investor Protection Corporation Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Freelancing and side gigs are becoming the norm for many Americans between jobs or looking to make more money. Get Clark’s tips on how to find legit jobs and set up your side business. Later, how would you like a bank loan at 200%? Predatory lending is happening on a national scale, hurting lots of people - and it’s legal. Clark explains how this came about and what you should know to avoid this trap. 

    • Freelancing & Side Gigs: Segment 1
    • Ask Clark: Segment 2
    • Predatory Loan Warning: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1481     01.11.23 Back To Basics: Budgeting Apps / Streaming Upheaval & Free TV Clark gets back to basics today to help you determine if you need a budgeting app and which one may work best for you. Also in this episode, the streaming giants are losing subscribers and money so changes are on the way. Get Clark’s take on what to look out for to protect your wallet, and what to know about free TV.  Budgeting Apps: Segment 1 Ask Clark: Segment 2 Streaming Changes & Free TV: Segment 3 Ask Clark: Segment 4   Mentioned on the show: How Safe Are Budget Tracking Apps and Software? Clark.com Best Budeting Apps Clark.com Mint Review; Clark.com PocketGuard Review; Clark.com YNAB Review; Clark.com Honeydue Review; Clark.com Mvelopes Review Saver's Credit: How To Get Free Money To Save for Retirement 2023 and Beyond: Clark Howard Predicts the Future of Streaming TV Streaming TV's Party Is Over. Now Comes the Hangover Upgrades in Free Over-the-Air TV Are Making It Better Live TV Streaming Channel Tool Freevee Review: What You Should Know About Amazon’s Free Streaming Service 4 Things To Know Before You Buy a Digital TV Antenna How To Watch Local Channels Without Cable How To Find Cheap Flights in 3 Easy Steps No Surprises Act - CMS Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 11 Jan 2023 12:00:00 -0000 full Clark Howard Back To Basics: Budgeting Apps / Streaming Upheaval & Free TV Clark gets back to basics today to help you determine if you need a budgeting app and which one may work best for you. Also in this episode, the streaming giants are losing subscribers and money so changes are on the way. Get Clark’s take on what to look out for to protect your wallet, and what to know about free TV.  Budgeting Apps: Segment 1 Ask Clark: Segment 2 Streaming Changes & Free TV: Segment 3 Ask Clark: Segment 4   Mentioned on the show: How Safe Are Budget Tracking Apps and Software? Clark.com Best Budeting Apps Clark.com Mint Review; Clark.com PocketGuard Review; Clark.com YNAB Review; Clark.com Honeydue Review; Clark.com Mvelopes Review Saver's Credit: How To Get Free Money To Save for Retirement 2023 and Beyond: Clark Howard Predicts the Future of Streaming TV Streaming TV's Party Is Over. Now Comes the Hangover Upgrades in Free Over-the-Air TV Are Making It Better Live TV Streaming Channel Tool Freevee Review: What You Should Know About Amazon’s Free Streaming Service 4 Things To Know Before You Buy a Digital TV Antenna How To Watch Local Channels Without Cable How To Find Cheap Flights in 3 Easy Steps No Surprises Act - CMS Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark gets back to basics today to help you determine if you need a budgeting app and which one may work best for you. Also in this episode, the streaming giants are losing subscribers and money so changes are on the way. Get Clark’s take on what to look out for to protect your wallet, and what to know about free TV. 

    • Budgeting Apps: Segment 1
    • Ask Clark: Segment 2
    • Streaming Changes & Free TV: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1760     01.10.23 New Cell Phone Plans / Pipemageddon: Record Freeze Water Damage There’s a price war going on in the cell phone industry and consumers can win savings! Clark points the way. Also, the South experienced record cold over the holidays causing pipes to burst and costing millions in water damage. No matter where you live, know how to prevent this and what steps to take if you have suffered damage to your dwelling. Cell Plan Deals: Segment 1 Ask Clark: Segment 2 Prevent Busted Water Pipes: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Verizon: Start the Year with more savings. Switch to Verizon for just $25 per line. Guaranteed for 3 years. Boost Infinite Early Access: New $25 Monthly Unlimited Postpaid Phone Plan Boost $25 per month and includes intl calling from US Best Cell Phone Plans in 2023: The Cheapest Plan for Every Need 7 New Cell Phone Deals in January NYTimes.com: In Much of the South, Subfreezing Weather Crippled Water Systems Popmoney Pros and Cons What Is a CD Ladder and When Is It a Good Idea?   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 Jan 2023 12:00:00 -0000 full Clark Howard New Cell Phone Plans / Pipemageddon: Record Freeze Water Damage There’s a price war going on in the cell phone industry and consumers can win savings! Clark points the way. Also, the South experienced record cold over the holidays causing pipes to burst and costing millions in water damage. No matter where you live, know how to prevent this and what steps to take if you have suffered damage to your dwelling. Cell Plan Deals: Segment 1 Ask Clark: Segment 2 Prevent Busted Water Pipes: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Verizon: Start the Year with more savings. Switch to Verizon for just $25 per line. Guaranteed for 3 years. Boost Infinite Early Access: New $25 Monthly Unlimited Postpaid Phone Plan Boost $25 per month and includes intl calling from US Best Cell Phone Plans in 2023: The Cheapest Plan for Every Need 7 New Cell Phone Deals in January NYTimes.com: In Much of the South, Subfreezing Weather Crippled Water Systems Popmoney Pros and Cons What Is a CD Ladder and When Is It a Good Idea?   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices There’s a price war going on in the cell phone industry and consumers can win savings! Clark points the way. Also, the South experienced record cold over the holidays causing pipes to burst and costing millions in water damage. No matter where you live, know how to prevent this and what steps to take if you have suffered damage to your dwelling.

    • Cell Plan Deals: Segment 1
    • Ask Clark: Segment 2
    • Prevent Busted Water Pipes: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1731     01.09.23 New tax rules on 529 plans / New Energy Credits Clark’s first in a series about new tax rules in effect: A GREAT development with 529 plans may change your decisions on how to save for college. Also, Clark covers energy credits in the Inflation Reduction Act. Learn what you may be eligible for, covering heat pumps, solar and more, and why you should take your time!  New 529 Plan Rules: Segment 1 Ask Clark: Segment 2 New Energy Credits: Segment 3 Ask Clark: Segment 4   Mentioned on the show: NYTimes.com: A Sign That Tuition Is Too High: Some Colleges Are Slashing It in Half Families can make a tax-free rollover from 529 plans to Roth individual retirement accounts starting in 2024 SavingForCollege:Section 126: Rolling Over 529 Plan Funds Into a Roth IRA BBB-File a Complaint Why This Is the Best Time To Buy Series I Savings Bonds Rewiring America - How much money will you get with the Inflation Reduction Act? [The Washington Post] 3 ways to tap billions in new money to go green - starting this month How To Pack a Carry-On the Right Way Shipt vs. Instacart: Which Grocery Delivery Service Is Better? 6 Best Grocery Delivery Services Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Jan 2023 12:00:00 -0000 full Clark Howard New tax rules on 529 plans / New Energy Credits Clark’s first in a series about new tax rules in effect: A GREAT development with 529 plans may change your decisions on how to save for college. Also, Clark covers energy credits in the Inflation Reduction Act. Learn what you may be eligible for, covering heat pumps, solar and more, and why you should take your time!  New 529 Plan Rules: Segment 1 Ask Clark: Segment 2 New Energy Credits: Segment 3 Ask Clark: Segment 4   Mentioned on the show: NYTimes.com: A Sign That Tuition Is Too High: Some Colleges Are Slashing It in Half Families can make a tax-free rollover from 529 plans to Roth individual retirement accounts starting in 2024 SavingForCollege:Section 126: Rolling Over 529 Plan Funds Into a Roth IRA BBB-File a Complaint Why This Is the Best Time To Buy Series I Savings Bonds Rewiring America - How much money will you get with the Inflation Reduction Act? [The Washington Post] 3 ways to tap billions in new money to go green - starting this month How To Pack a Carry-On the Right Way Shipt vs. Instacart: Which Grocery Delivery Service Is Better? 6 Best Grocery Delivery Services Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark’s first in a series about new tax rules in effect: A GREAT development with 529 plans may change your decisions on how to save for college. Also, Clark covers energy credits in the Inflation Reduction Act. Learn what you may be eligible for, covering heat pumps, solar and more, and why you should take your time! 

    • New 529 Plan Rules: Segment 1
    • Ask Clark: Segment 2
    • New Energy Credits: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1755     01.06.23 Clark Answers His Critics on Clark Stinks / Facing Down Credit Card Debt Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark goes back to basics on credit card debt.  If you're committed to paying off debt, Clark smart strategies can help get you to debt free.  Clark Stinks: Segments 1 & 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Poll: Almost half of Americans are holding on to unused gift cards How To Sell Gift Cards Online for Cash-Clark.com Should I Tip on a Cruise? What Clark Howard Thinks of 'Crypto Winter' After Big Crash Best Free Password Managers: 7 Top Picks How To Create a Safe Password Clark.com How To Get Out of Debt in 7 Steps Best Balance Transfer Credit Cards: Top Picks for 2023 6 Things To Know Before Contacting the National Foundation for Credit Counseling Have you joined Clark's 'Ditch Your Debt' Facebook group yet? Ditch Your Debt - Clark Howard Community How To Improve Your Credit Score by 100 Points in 30 Days Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 06 Jan 2023 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Facing Down Credit Card Debt Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark goes back to basics on credit card debt.  If you're committed to paying off debt, Clark smart strategies can help get you to debt free.  Clark Stinks: Segments 1 & 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Poll: Almost half of Americans are holding on to unused gift cards How To Sell Gift Cards Online for Cash-Clark.com Should I Tip on a Cruise? What Clark Howard Thinks of 'Crypto Winter' After Big Crash Best Free Password Managers: 7 Top Picks How To Create a Safe Password Clark.com How To Get Out of Debt in 7 Steps Best Balance Transfer Credit Cards: Top Picks for 2023 6 Things To Know Before Contacting the National Foundation for Credit Counseling Have you joined Clark's 'Ditch Your Debt' Facebook group yet? Ditch Your Debt - Clark Howard Community How To Improve Your Credit Score by 100 Points in 30 Days Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark goes back to basics on credit card debt.  If you're committed to paying off debt, Clark smart strategies can help get you to debt free. 

    • Clark Stinks: Segments 1 & 2
    • Credit Card Debt: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1976     01.05.23 Airbnb Background Checks / Clark’s Christmas Travel Disruption Airbnb hired a background check company to vet owners and renters, fueling complaints of unjustified bans, mistaken identity, and no real appeal process. Clark weighs in. Also - planes, trains and automobiles - Clark got caught in the Southwest meltdown, and recounts his 3 day journey to make it home by Christmas. Airbnb Background Checks: Segment 1 Ask Clark: Segment 2 Clark’s Holiday Travel Misadventures: Segment 3 Ask Clark: Segment 4   Mentioned on the show: USA TODAY: Does Airbnb do criminal background checks? Yes. Policy sparks backlash among consumers [The Washington Post] Long a fan favorite, Southwest’s model now faces questions NYTimes.com: The Shameful Open Secret Behind Southwest’s Failure Costco Travel: 5 Things To Know Before You Book The Only Way You Should Pay for a Cruise How To Use 'Vacations To Go' To Find Bargain Cruises Should I Tip on a Cruise? Taxes - Clark Howard Community How To Open a Roth IRA U.S. Bank Savings Account Rates - Bankrate 8 of the Best High-Yield Online Savings Accounts in 2022-Clark.com Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 05 Jan 2023 12:00:00 -0000 full Clark Howard Airbnb Background Checks / Clark’s Christmas Travel Disruption Airbnb hired a background check company to vet owners and renters, fueling complaints of unjustified bans, mistaken identity, and no real appeal process. Clark weighs in. Also - planes, trains and automobiles - Clark got caught in the Southwest meltdown, and recounts his 3 day journey to make it home by Christmas. Airbnb Background Checks: Segment 1 Ask Clark: Segment 2 Clark’s Holiday Travel Misadventures: Segment 3 Ask Clark: Segment 4   Mentioned on the show: USA TODAY: Does Airbnb do criminal background checks? Yes. Policy sparks backlash among consumers [The Washington Post] Long a fan favorite, Southwest’s model now faces questions NYTimes.com: The Shameful Open Secret Behind Southwest’s Failure Costco Travel: 5 Things To Know Before You Book The Only Way You Should Pay for a Cruise How To Use 'Vacations To Go' To Find Bargain Cruises Should I Tip on a Cruise? Taxes - Clark Howard Community How To Open a Roth IRA U.S. Bank Savings Account Rates - Bankrate 8 of the Best High-Yield Online Savings Accounts in 2022-Clark.com Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Airbnb hired a background check company to vet owners and renters, fueling complaints of unjustified bans, mistaken identity, and no real appeal process. Clark weighs in. Also - planes, trains and automobiles - Clark got caught in the Southwest meltdown, and recounts his 3 day journey to make it home by Christmas.

    • Airbnb Background Checks: Segment 1
    • Ask Clark: Segment 2
    • Clark’s Holiday Travel Misadventures: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2088     01.04.23 Fitness Resolution: Gyms / Fraud Targets All Ages A new year, and many have resolved to work out more. Clark answers the burning question: When do you sign a contract with a gym that obligates you for 1, 2 or 3 years? Get the lowdown on gym membership and the commitment to fitness. Also, hear why younger generations are now more likely to suffer fraud than seniors. Clark counts the ways, and shares how to protect yourself.  Commit To Be Fit: Segment 1 Ask Clark: Segment 2 Fraud For All: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Why Planet Fitness hasn’t raised its $10 monthly gym price in 30 years WSJ: How Old Do You Feel? The Answer Can Reveal a Lot About Your Health, Scientists Say WP - To live longer, pick up the pace just three minutes a day, study shows Follow the 'Minute Rule' to make exercise a daily habit How To Talk to Your Partner About Money Before Marriage Clark Howard's 5 Money Tips for Couples Fraud reports and losses: Not just a grandparent's story What Is a Fiduciary Financial Advisor and Do I Need One? NFCC - National Foundation for Credit Counseling - Home Should I Get an Umbrella Insurance Policy? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 04 Jan 2023 12:00:00 -0000 full Clark Howard Fitness Resolution: Gyms / Fraud Targets All Ages A new year, and many have resolved to work out more. Clark answers the burning question: When do you sign a contract with a gym that obligates you for 1, 2 or 3 years? Get the lowdown on gym membership and the commitment to fitness. Also, hear why younger generations are now more likely to suffer fraud than seniors. Clark counts the ways, and shares how to protect yourself.  Commit To Be Fit: Segment 1 Ask Clark: Segment 2 Fraud For All: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Why Planet Fitness hasn’t raised its $10 monthly gym price in 30 years WSJ: How Old Do You Feel? The Answer Can Reveal a Lot About Your Health, Scientists Say WP - To live longer, pick up the pace just three minutes a day, study shows Follow the 'Minute Rule' to make exercise a daily habit How To Talk to Your Partner About Money Before Marriage Clark Howard's 5 Money Tips for Couples Fraud reports and losses: Not just a grandparent's story What Is a Fiduciary Financial Advisor and Do I Need One? NFCC - National Foundation for Credit Counseling - Home Should I Get an Umbrella Insurance Policy? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A new year, and many have resolved to work out more. Clark answers the burning question: When do you sign a contract with a gym that obligates you for 1, 2 or 3 years? Get the lowdown on gym membership and the commitment to fitness. Also, hear why younger generations are now more likely to suffer fraud than seniors. Clark counts the ways, and shares how to protect yourself. 

    1. Commit To Be Fit: Segment 1
    2. Ask Clark: Segment 2
    3. Fraud For All: Segment 3
    4. Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1875     01.03.23 Gift Cards: Use or Lose Them / More Proof Cash Is King: “Cash Stuffing” Gift cards are universal but there’s a mistake about half us make with them. Major retailers make hundreds of millions of dollars on gift cards never redeemed. Clark has an assignment for you, including when best to start. Also - “cash stuffing” - a new term for a classic idea Clark has long recommended, can teach the real value of real money.  Gift Cards: Segment 1 Ask Clark: Segment 2 Cash Stuffing: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Poll: Almost half of Americans are holding on to unused gift cards How To Sell Gift Cards Online for Cash-Clark.com 5 Things To Know About Series I Savings Bonds How to Budget With a Cash Envelope System Axios: Cash stuffing is back How to Save Money on Car Insurance Money Challenge: How To Save $2,023 in 2023 - Clark.com Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Jan 2023 12:00:00 -0000 full Clark Howard Gift Cards: Use or Lose Them / More Proof Cash Is King: “Cash Stuffing” Gift cards are universal but there’s a mistake about half us make with them. Major retailers make hundreds of millions of dollars on gift cards never redeemed. Clark has an assignment for you, including when best to start. Also - “cash stuffing” - a new term for a classic idea Clark has long recommended, can teach the real value of real money.  Gift Cards: Segment 1 Ask Clark: Segment 2 Cash Stuffing: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Poll: Almost half of Americans are holding on to unused gift cards How To Sell Gift Cards Online for Cash-Clark.com 5 Things To Know About Series I Savings Bonds How to Budget With a Cash Envelope System Axios: Cash stuffing is back How to Save Money on Car Insurance Money Challenge: How To Save $2,023 in 2023 - Clark.com Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Gift cards are universal but there’s a mistake about half us make with them. Major retailers make hundreds of millions of dollars on gift cards never redeemed. Clark has an assignment for you, including when best to start. Also - “cash stuffing” - a new term for a classic idea Clark has long recommended, can teach the real value of real money. 

    • Gift Cards: Segment 1
    • Ask Clark: Segment 2
    • Cash Stuffing: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1670     12.23.22 Clark Answers His Critics on Clark Stinks / T-Mobile SIM Protection Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark shares a key step to defend your identity and accounts from SIM swapping - the theft of your cell service. Now T-Mobile has a new security feature that helps block this type of fraud. Clark Stinks: Segments 1 & 2 T-Mobile SIM Protection: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Welcome to Clark’s Christmas Kids 2022 Clark's 4 Secrets To Save Money on Your Laundry What Is a Solo 401(k) and How Does It Work? Self employed 401K vs SEP - Investing - Clark Howard Community How an AARP Membership Can Save You Money How To Store Your Important Financial Documents Online 7 Best Free Cloud Storage Options in 2022 SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know T-Mobile Introduces New SIM Protection Feature TmoNews: T-Mobile implementing a new security feature for SIM swap requests BBB-File a Complaint Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 23 Dec 2022 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / T-Mobile SIM Protection Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark shares a key step to defend your identity and accounts from SIM swapping - the theft of your cell service. Now T-Mobile has a new security feature that helps block this type of fraud. Clark Stinks: Segments 1 & 2 T-Mobile SIM Protection: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Welcome to Clark’s Christmas Kids 2022 Clark's 4 Secrets To Save Money on Your Laundry What Is a Solo 401(k) and How Does It Work? Self employed 401K vs SEP - Investing - Clark Howard Community How an AARP Membership Can Save You Money How To Store Your Important Financial Documents Online 7 Best Free Cloud Storage Options in 2022 SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know T-Mobile Introduces New SIM Protection Feature TmoNews: T-Mobile implementing a new security feature for SIM swap requests BBB-File a Complaint Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode, Clark shares a key step to defend your identity and accounts from SIM swapping - the theft of your cell service. Now T-Mobile has a new security feature that helps block this type of fraud.

    • Clark Stinks: Segments 1 & 2
    • T-Mobile SIM Protection: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1891     12.22.22 Clarkonomics: Outlook Brightens / Rules Of Travel: Car Rental Good news this Christmas week - Despite upheaval in some employment sectors, Clark shares indications we are moving closer to economic equilibrium. Gas prices are now lower, including diesel for truckers, and a new report finds online prices declining as well in many categories. Also, the car rental game has gotten tougher for consumers. Companies are becoming more fee aggressive. Know the Clark smart steps for renting a vehicle.  The Economy Speaks: Segment 1 Ask Clark: Segment 2 Car Rental Rules: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Mortgages Archives - Clark Howard Should I Buy Additional Insurance From a Rental Car Company? Cheapest Way to Rent a Car: Expert Tips Credit Card Car Rental Insurance: What You Need To Know How to Avoid Car Rental Toll Charges - AutoSlash E-ZPass Group - Home Uni - One Toll Pass. 19 States. How to Add Bluetooth to Your Car | Digital Trends UShip Review: 5 Things To Know Before You Use the Shipping Service Welcome to Clark’s Christmas Kids 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 22 Dec 2022 12:00:00 -0000 full Clark Howard Clarkonomics: Outlook Brightens / Rules Of Travel: Car Rental Good news this Christmas week - Despite upheaval in some employment sectors, Clark shares indications we are moving closer to economic equilibrium. Gas prices are now lower, including diesel for truckers, and a new report finds online prices declining as well in many categories. Also, the car rental game has gotten tougher for consumers. Companies are becoming more fee aggressive. Know the Clark smart steps for renting a vehicle.  The Economy Speaks: Segment 1 Ask Clark: Segment 2 Car Rental Rules: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Mortgages Archives - Clark Howard Should I Buy Additional Insurance From a Rental Car Company? Cheapest Way to Rent a Car: Expert Tips Credit Card Car Rental Insurance: What You Need To Know How to Avoid Car Rental Toll Charges - AutoSlash E-ZPass Group - Home Uni - One Toll Pass. 19 States. How to Add Bluetooth to Your Car | Digital Trends UShip Review: 5 Things To Know Before You Use the Shipping Service Welcome to Clark’s Christmas Kids 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Good news this Christmas week - Despite upheaval in some employment sectors, Clark shares indications we are moving closer to economic equilibrium. Gas prices are now lower, including diesel for truckers, and a new report finds online prices declining as well in many categories. Also, the car rental game has gotten tougher for consumers. Companies are becoming more fee aggressive. Know the Clark smart steps for renting a vehicle. 

    • The Economy Speaks: Segment 1
    • Ask Clark: Segment 2
    • Car Rental Rules: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1674     12.21.22 Rekindling Connections / ID Theft Season- Your Defense Many loved ones are separated, living in different parts of the country, and that has consequences and remedies worth considering, especially over the holidays. Also, tis the season for identity theft. Clark covers the basics including different types of ID theft and 3 key strategies to protect yourself, including some NEVER EVER rules.  Reconnecting This Holiday: Segment 1 Ask Clark: Segment 2 Identity Theft: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Barrons.com: Americans Are Lonelier Than Ever—and That’s Bad for Your Health Should You Buy an Extended Warranty on Your Car? How To Freeze Your Credit With Experian, Equifax and TransUnion Worried about identity theft? What to do to minimize your risk There are no perfect solutions for identity theft. But experts and a victim have ideas Are you the victim of identity theft? Here’s what to do How To Prevent, Report and Repair Identity Theft The USPS mailbox scam: A sticky crime reportedly makes a comeback Why You Should Never Mail a Check Credit Karma Review: Free Credit Score and More at Your Fingertips Clark Howard Community - The place to learn about how to save Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 Dec 2022 12:00:00 -0000 full Clark Howard Rekindling Connections / ID Theft Season- Your Defense Many loved ones are separated, living in different parts of the country, and that has consequences and remedies worth considering, especially over the holidays. Also, tis the season for identity theft. Clark covers the basics including different types of ID theft and 3 key strategies to protect yourself, including some NEVER EVER rules.  Reconnecting This Holiday: Segment 1 Ask Clark: Segment 2 Identity Theft: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Barrons.com: Americans Are Lonelier Than Ever—and That’s Bad for Your Health Should You Buy an Extended Warranty on Your Car? How To Freeze Your Credit With Experian, Equifax and TransUnion Worried about identity theft? What to do to minimize your risk There are no perfect solutions for identity theft. But experts and a victim have ideas Are you the victim of identity theft? Here’s what to do How To Prevent, Report and Repair Identity Theft The USPS mailbox scam: A sticky crime reportedly makes a comeback Why You Should Never Mail a Check Credit Karma Review: Free Credit Score and More at Your Fingertips Clark Howard Community - The place to learn about how to save Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Many loved ones are separated, living in different parts of the country, and that has consequences and remedies worth considering, especially over the holidays. Also, tis the season for identity theft. Clark covers the basics including different types of ID theft and 3 key strategies to protect yourself, including some NEVER EVER rules. 

    • Reconnecting This Holiday: Segment 1
    • Ask Clark: Segment 2
    • Identity Theft: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1809     12.20.22 Investment Accounts Vs 529 Plans / The Best Pharmacies Is it wiser for a family to fund an investment account over a 529 plan? 529 plans are a slam dunk for a kid definitely going to college. But if there’s uncertainty surrounding attending college, Clark offers 2 alternative ways to save for the best tax outcome. Also, the pharmacy industry is under duress due to staffing shortages. Learn which are the top-ranked pharmacies for customer service. Investment Account Vs 529 Plan: Segment 1 Ask Clark: Segment 2 Best Pharmacies: Segment 3 Ask Clark: Segment 4 Mentioned on the show: MARKETWATCH: How $10,000 will help my newborn granddaughter have a better retirement Best 529 College Savings Plans By State What Are Index Funds? / Best Investment Companies for Investors in 2022 How To Open a Roth IRA Clark.com Report: The Best Pharmacies for Customer Satisfaction Can Credit Repair Companies Really Raise Your Score? How to Deal With Medical Debt 6 Things To Know Before Contacting the National Foundation for Credit Counseling Fidelity Personalized Planning & Advice Review   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 20 Dec 2022 12:00:00 -0000 full Clark Howard Investment Accounts Vs 529 Plans / The Best Pharmacies Is it wiser for a family to fund an investment account over a 529 plan? 529 plans are a slam dunk for a kid definitely going to college. But if there’s uncertainty surrounding attending college, Clark offers 2 alternative ways to save for the best tax outcome. Also, the pharmacy industry is under duress due to staffing shortages. Learn which are the top-ranked pharmacies for customer service. Investment Account Vs 529 Plan: Segment 1 Ask Clark: Segment 2 Best Pharmacies: Segment 3 Ask Clark: Segment 4 Mentioned on the show: MARKETWATCH: How $10,000 will help my newborn granddaughter have a better retirement Best 529 College Savings Plans By State What Are Index Funds? / Best Investment Companies for Investors in 2022 How To Open a Roth IRA Clark.com Report: The Best Pharmacies for Customer Satisfaction Can Credit Repair Companies Really Raise Your Score? How to Deal With Medical Debt 6 Things To Know Before Contacting the National Foundation for Credit Counseling Fidelity Personalized Planning & Advice Review   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Is it wiser for a family to fund an investment account over a 529 plan? 529 plans are a slam dunk for a kid definitely going to college. But if there’s uncertainty surrounding attending college, Clark offers 2 alternative ways to save for the best tax outcome. Also, the pharmacy industry is under duress due to staffing shortages. Learn which are the top-ranked pharmacies for customer service.

    • Investment Account Vs 529 Plan: Segment 1
    • Ask Clark: Segment 2
    • Best Pharmacies: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1798     12.19.22 Wage Inflation: A Tale of 2 Earners / Teaching Kids About Money Includes Crypto Despite increased wages, average earnings have not kept pace with inflation. Since the initial pandemic layoffs, labor force participation has gone down meaningfully, especially among men, while job opportunities with training and higher wages abound. Clark tells you how to bid your wages up in this evolving economy. Also, teaching youth about money now needs to include crypto, which can be challenging to understand much less explain. Hear Clark’s explanation of digital currency, & the problem and promise of crypto. Wage Inflation - Opportunity: Segment 1 Ask Clark: Segment 2 Teaching Kids About Crypto: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why Are Middle-Aged Men Missing From the Labor Market? Cheaper Netflix Is Here: 5 Things To Know How To Sell, Cancel or Get Rid of Your Timeshare How Parents Can Teach Their Kids About Cryptocurrency NYT - The Crypto Industry Struggles for a Way Forward What Is a Fiduciary Financial Advisor and Do I Need One? Straight Talk Wireless Introduces Prepaid Home Internet Submit a complaint | Consumer Financial Protection Bureau   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Dec 2022 12:00:00 -0000 full Clark Howard Wage Inflation: A Tale of 2 Earners / Teaching Kids About Money Includes Crypto Despite increased wages, average earnings have not kept pace with inflation. Since the initial pandemic layoffs, labor force participation has gone down meaningfully, especially among men, while job opportunities with training and higher wages abound. Clark tells you how to bid your wages up in this evolving economy. Also, teaching youth about money now needs to include crypto, which can be challenging to understand much less explain. Hear Clark’s explanation of digital currency, & the problem and promise of crypto. Wage Inflation - Opportunity: Segment 1 Ask Clark: Segment 2 Teaching Kids About Crypto: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why Are Middle-Aged Men Missing From the Labor Market? Cheaper Netflix Is Here: 5 Things To Know How To Sell, Cancel or Get Rid of Your Timeshare How Parents Can Teach Their Kids About Cryptocurrency NYT - The Crypto Industry Struggles for a Way Forward What Is a Fiduciary Financial Advisor and Do I Need One? Straight Talk Wireless Introduces Prepaid Home Internet Submit a complaint | Consumer Financial Protection Bureau   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Despite increased wages, average earnings have not kept pace with inflation. Since the initial pandemic layoffs, labor force participation has gone down meaningfully, especially among men, while job opportunities with training and higher wages abound. Clark tells you how to bid your wages up in this evolving economy. Also, teaching youth about money now needs to include crypto, which can be challenging to understand much less explain. Hear Clark’s explanation of digital currency, & the problem and promise of crypto.

    • Wage Inflation - Opportunity: Segment 1
    • Ask Clark: Segment 2
    • Teaching Kids About Crypto: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1732     12.16.22 Clark Answers His Critics on Clark Stinks / Early Retirement Checklist Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - lots of people would like to retire early, but how do you know if you are really ready? Clark talks through 2 major areas to consider, before making that big decision. Clark Stinks: Segments 1 & 2 Retirement Readiness Considerations: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Clark Howard Thinks of 'Crypto Winter' After Big Crash Virtual Credit Cards: An Online Security Measure Worth Taking? WP- You probably don’t need to worry about public WiFi anymore What VPN Do You Use? - Technology - Clark Howard Community Citi Removes Important Benefit From Costco Credit Card Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Why You Should Never Mail a Check Google Fi Review: Things To Know Before You Sign Up These Big Banks Are Finally Doing Something About Zelle How to Retire Early / The 4% Rule: Why it still makes sense for retirement 10 Questions to Help You Decide if You’re Really Ready to Retire Early Amount of Roth IRA Contributions That You Can Make For 2023 IRS - Contributions to Individual Retirement Arrangements (IRAs) IRS - Retirement Topics - IRA Contribution Limits Why You Should Never Invest With a Bank What Is a Fiduciary Financial Advisor and Do I Need One? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 16 Dec 2022 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Early Retirement Checklist Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - lots of people would like to retire early, but how do you know if you are really ready? Clark talks through 2 major areas to consider, before making that big decision. Clark Stinks: Segments 1 & 2 Retirement Readiness Considerations: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Clark Howard Thinks of 'Crypto Winter' After Big Crash Virtual Credit Cards: An Online Security Measure Worth Taking? WP- You probably don’t need to worry about public WiFi anymore What VPN Do You Use? - Technology - Clark Howard Community Citi Removes Important Benefit From Costco Credit Card Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Why You Should Never Mail a Check Google Fi Review: Things To Know Before You Sign Up These Big Banks Are Finally Doing Something About Zelle How to Retire Early / The 4% Rule: Why it still makes sense for retirement 10 Questions to Help You Decide if You’re Really Ready to Retire Early Amount of Roth IRA Contributions That You Can Make For 2023 IRS - Contributions to Individual Retirement Arrangements (IRAs) IRS - Retirement Topics - IRA Contribution Limits Why You Should Never Invest With a Bank What Is a Fiduciary Financial Advisor and Do I Need One? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - lots of people would like to retire early, but how do you know if you are really ready? Clark talks through 2 major areas to consider, before making that big decision.

    • Clark Stinks: Segments 1 & 2
    • Retirement Readiness Considerations: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2138     12.15.22 Holiday Tipping Guidance / New Energy Tax Credits This is the week for appreciating service providers with holiday tipping - more of an art than a science. Needed guidance found here. Also, Clark has a prediction about new heat pump, solar and EV tax credits, and reasons you should take your time approaching these incentives. Holiday Tipping: Segment 1 Ask Clark: Segment 2 Energy Tax Incentive Advice: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Holiday Tipping: Who To Tip and How Much  The no-stress guide to holiday tipping Holiday Tipping Guide: Who to Tip (And How Much?) Evaluate Life Insurance - Consumer Federation of America Live TV Streaming Channel Tool Save More on Green Home Improvements Under the Inflation Reduction Act Heat Pumps vs Solar Panels: Which Give More Energy Savings? [The Washington Post] Federal probe finds big solar firms flouted trade rules The #1 Thing Clark Howard Hates About Solar Panels Can Dual-Use Solar Panels Provide Power and Share Space With Crops? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 15 Dec 2022 12:00:00 -0000 full Clark Howard Holiday Tipping Guidance / New Energy Tax Credits This is the week for appreciating service providers with holiday tipping - more of an art than a science. Needed guidance found here. Also, Clark has a prediction about new heat pump, solar and EV tax credits, and reasons you should take your time approaching these incentives. Holiday Tipping: Segment 1 Ask Clark: Segment 2 Energy Tax Incentive Advice: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Holiday Tipping: Who To Tip and How Much  The no-stress guide to holiday tipping Holiday Tipping Guide: Who to Tip (And How Much?) Evaluate Life Insurance - Consumer Federation of America Live TV Streaming Channel Tool Save More on Green Home Improvements Under the Inflation Reduction Act Heat Pumps vs Solar Panels: Which Give More Energy Savings? [The Washington Post] Federal probe finds big solar firms flouted trade rules The #1 Thing Clark Howard Hates About Solar Panels Can Dual-Use Solar Panels Provide Power and Share Space With Crops? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices This is the week for appreciating service providers with holiday tipping - more of an art than a science. Needed guidance found here. Also, Clark has a prediction about new heat pump, solar and EV tax credits, and reasons you should take your time approaching these incentives.

    • Holiday Tipping: Segment 1
    • Ask Clark: Segment 2
    • Energy Tax Incentive Advice: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1807     12.14.22 Pre Disapproved: Credit Card Debt / Housing Affordability: New Considerations When applying for a credit card, knowing your approval odds is a great tool being offered more often. But therein lies hazard. Household debt is rising at the fastest rate since 2007 as credit card debt soars. Also in this episode, Clark lays out 2 main reasons home prices have been going up beyond the general rate of inflation since before the recent run ups, and offers a partial remedy for home buyers to consider as home prices now moderate. Credit Card Debt: Segment 1 Ask Clark: Segment 2 Housing Affordability: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Credit Karma Review: Free Credit Score and More at Your Fingertips The Points Guy: American Express adds 'Apply with confidence' tool prior to submitting applications Coming soon: The big credit squeeze Clark.com - CREDIT CARDS  Target RedCard Credit Card Review: Earn 5% Back on Purchases Best Cash Back Credit Cards: Top Picks for 2022 6 Things To Know About the Capital One Venture X Rewards Credit Card The Median Home Size in Every U.S. State in 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 14 Dec 2022 12:00:00 -0000 full Clark Howard Pre Disapproved: Credit Card Debt / Affordable Housing: New Considerations When applying for a credit card, knowing your approval odds is a great tool being offered more often. But therein lies hazard. Household debt is rising at the fastest rate since 2007 as credit card debt soars. Also in this episode, Clark lays out 2 main reasons home prices have been going up beyond the general rate of inflation since before the recent run ups, and offers a partial remedy for home buyers to consider as home prices now moderate. Credit Card Debt: Segment 1 Ask Clark: Segment 2 Housing Affordability: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Credit Karma Review: Free Credit Score and More at Your Fingertips The Points Guy: American Express adds 'Apply with confidence' tool prior to submitting applications Coming soon: The big credit squeeze Clark.com - CREDIT CARDS  Target RedCard Credit Card Review: Earn 5% Back on Purchases Best Cash Back Credit Cards: Top Picks for 2022 6 Things To Know About the Capital One Venture X Rewards Credit Card The Median Home Size in Every U.S. State in 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices When applying for a credit card, knowing your approval odds is a great tool being offered more often. But therein lies hazard. Household debt is rising at the fastest rate since 2007 as credit card debt soars. Also in this episode, Clark lays out 2 main reasons home prices have been going up beyond the general rate of inflation since before the recent run ups, and offers a partial remedy for home buyers to consider as home prices now moderate.

    • Credit Card Debt: Segment 1
    • Ask Clark: Segment 2
    • Housing Affordability: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1815     12.13.22 Amazon’s Virtual Health Clinic / Manufacturer Pricing Restrictions Amazon has a new virtual health clinic. Clark explains the tie-in with Amazon Pharmacy and how this limited service works. Also, there’s a battle royale over pricing between manufacturers and retailers that goes way back and has recently gotten bigger. When shopping online, ever wonder why you often can’t see the price until you put the item in your cart? Clark explains what’s really going on and how to proceed. Amazon’s Virtual Health Clinic: Segment 1 Ask Clark: Segment 2 Manufacturer Pricing Restrictions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Amazon Health Care Has a New Virtual Clinic: Amazon Clinic New York Post: Companies set minimum prices to halt discounting among online retailers amid soaring inflation First TVs, now tortillas: U.S. companies set minimum prices to halt discounting Are cheap sunglasses bad for your eyes? Best Credit Cards for Extended Warranty: Top Picks for 2022 Clark.com - TIRES The Best Places To Buy Tires How to Save Money on Car Insurance Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 13 Dec 2022 12:00:00 -0000 full Clark Howard Amazon’s Virtual Health Clinic / Manufacturer Pricing Restrictions Amazon has a new virtual health clinic. Clark explains the tie-in with Amazon Pharmacy and how this limited service works. Also, there’s a battle royale over pricing between manufacturers and retailers that goes way back and has recently gotten bigger. When shopping online, ever wonder why you often can’t see the price until you put the item in your cart? Clark explains what’s really going on and how to proceed. Amazon’s Virtual Health Clinic: Segment 1 Ask Clark: Segment 2 Manufacturer Pricing Restrictions: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Amazon Health Care Has a New Virtual Clinic: Amazon Clinic New York Post: Companies set minimum prices to halt discounting among online retailers amid soaring inflation First TVs, now tortillas: U.S. companies set minimum prices to halt discounting Are cheap sunglasses bad for your eyes? Best Credit Cards for Extended Warranty: Top Picks for 2022 Clark.com - TIRES The Best Places To Buy Tires How to Save Money on Car Insurance Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Amazon has a new virtual health clinic. Clark explains the tie-in with Amazon Pharmacy and how this limited service works. Also, there’s a battle royale over pricing between manufacturers and retailers that goes way back and has recently gotten bigger. When shopping online, ever wonder why you often can’t see the price until you put the item in your cart? Clark explains what’s really going on and how to proceed.

    • Amazon’s Virtual Health Clinic: Segment 1
    • Ask Clark: Segment 2
    • Manufacturer Pricing Restrictions: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1761     12.12.22 Energy Demand-Response Plans / Investing: Mutual Vs Index Funds Has your power company offered you a “special deal” that they say may save you money? Because it’s become much more complicated to provide kilowatts, power companies are trying to shift capacity burden to consumers via time of use meters and certain incentives. Clark shares how this could end up costing you more. Also, what’s better for your investments - actively managed mutual funds or index funds? A new study reveals some facts about investing you may not be aware of that can affect your outcome.    Energy Use Demand-Response Plans: Segment 1 Ask Clark: Segment 2 Mutual Vs Index Funds: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Utilities Hope You’ll Fix Their Power Problems - The Wall Street Journal. What Is Time-of-Use Metering and Should You Sign Up? How to handle money when you're traveling overseas 4 Money Tips To Learn Before You Travel to Europe Do Not Give Your Social Security Number at These Places How To Freeze Your Credit With Experian, Equifax and TransUnion NYTimes: Mutual Funds That Consistently Beat the Market? Not One of 2,132. To make money, avoid these common investment biases Best Investment Companies for Investors in 2022 What Is a Roth 401(k) and How Does It Work? What Is an Annuity, and Why Does Clark Think They Stink? What Is a Fiduciary Financial Advisor and Do I Need One? Immediate Payout Annuity: What Is It and Do You Need It? Longevity Insurance: What Is It and Do You Need It? 2 Ways To Guarantee Yourself a Lifetime Stream of Income Cheapest Way to Rent a Car: Expert Tips Credit Card Car Rental Insurance: What You Need To Know Welcome to Clark’s Christmas Kids 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Dec 2022 12:00:00 -0000 full Clark Howard Energy Demand-Response Plans / Investing: Mutual Vs Index Funds Has your power company offered you a “special deal” that they say may save you money? Because it’s become much more complicated to provide kilowatts, power companies are trying to shift capacity burden to consumers via time of use meters and certain incentives. Clark shares how this could end up costing you more. Also, what’s better for your investments - actively managed mutual funds or index funds? A new study reveals some facts about investing you may not be aware of that can affect your outcome.    Energy Use Demand-Response Plans: Segment 1 Ask Clark: Segment 2 Mutual Vs Index Funds: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Utilities Hope You’ll Fix Their Power Problems - The Wall Street Journal. What Is Time-of-Use Metering and Should You Sign Up? How to handle money when you're traveling overseas 4 Money Tips To Learn Before You Travel to Europe Do Not Give Your Social Security Number at These Places How To Freeze Your Credit With Experian, Equifax and TransUnion NYTimes: Mutual Funds That Consistently Beat the Market? Not One of 2,132. To make money, avoid these common investment biases Best Investment Companies for Investors in 2022 What Is a Roth 401(k) and How Does It Work? What Is an Annuity, and Why Does Clark Think They Stink? What Is a Fiduciary Financial Advisor and Do I Need One? Immediate Payout Annuity: What Is It and Do You Need It? Longevity Insurance: What Is It and Do You Need It? 2 Ways To Guarantee Yourself a Lifetime Stream of Income Cheapest Way to Rent a Car: Expert Tips Credit Card Car Rental Insurance: What You Need To Know Welcome to Clark’s Christmas Kids 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Has your power company offered you a “special deal” that they say may save you money? Because it’s become much more complicated to provide kilowatts, power companies are trying to shift capacity burden to consumers via time of use meters and certain incentives. Clark shares how this could end up costing you more. Also, what’s better for your investments - actively managed mutual funds or index funds? A new study reveals some facts about investing you may not be aware of that can affect your outcome.   

    • Energy Use Demand-Response Plans: Segment 1
    • Ask Clark: Segment 2
    • Mutual Vs Index Funds: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1905     12.09.22 Clark Answers His Critics on Clark Stinks / Free E-Books Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode: Reading is fundamental and a bit of a lost art due to technology. Yet, it’s technology that can make the enriching and relaxing endeavor of long-form reading all the more convenient - and sometimes FREE. Clark helps you discover your e-book options. Clark Stinks: Segments 1 & 2 Free E-Books: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's Important Advice on Funeral Planning CNET-Costco Shoppers: Here's How Much You Actually Save Compared to a Grocery Store How to spot and avoid fake product reviews on Amazon The #1 Bill You Should Make Sure You Get by Mail NYTimes.com: How to Make the Most of E-Books, and Find Free Ones 15 of the Best Places To Find Free E-Books  11 of the Best Places To Find Free Audiobooks Should I Get an Umbrella Insurance Policy? Welcome to Clark’s Christmas Kids 2022   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 09 Dec 2022 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Free E-Books Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode: Reading is fundamental and a bit of a lost art due to technology. Yet, it’s technology that can make the enriching and relaxing endeavor of long-form reading all the more convenient - and sometimes FREE. Clark helps you discover your e-book options. Clark Stinks: Segments 1 & 2 Free E-Books: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Howard's Important Advice on Funeral Planning CNET-Costco Shoppers: Here's How Much You Actually Save Compared to a Grocery Store How to spot and avoid fake product reviews on Amazon The #1 Bill You Should Make Sure You Get by Mail NYTimes.com: How to Make the Most of E-Books, and Find Free Ones 15 of the Best Places To Find Free E-Books  11 of the Best Places To Find Free Audiobooks Should I Get an Umbrella Insurance Policy? Welcome to Clark’s Christmas Kids 2022   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode: Reading is fundamental and a bit of a lost art due to technology. Yet, it’s technology that can make the enriching and relaxing endeavor of long-form reading all the more convenient - and sometimes FREE. Clark helps you discover your e-book options.

    • Clark Stinks: Segments 1 & 2
    • Free E-Books: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1720     12.08.22 Airline Fees & Customer No-Service / Cost Effective Grocery Shopping The news just gets worse for travelers dealing with airline customer no service. Clark cites heavy fines against airlines for non refund of tickets on canceled flights, and discusses how you can avoid high baggage fees. Also in this episode: Grocery inflation is beginning to ease, item by item and Clark shares a money saving example in the meat department, and why using a “reverse shopping list” is key to spending less.  Airline Fees: Segment 1 Ask Clark: Segment 2 Supermarket Savings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ-These Travelers Would Rather Eat Glass Than Pay an Airline Fee Frontier Airlines Drops Its Customer Service Phone Line New Tool Shows Southwest Prices From Google Flights Search Look out! Airlines are setting a carry-on luggage trap Frontier, 5 other airlines to refund more than $600 million Safely Short-Term Vacation Rental Insurance & Guest Screening BBB-File a Complaint Experian Boost Review: How 3 Bills Helped Raise My Credit Score 14 Points Check Overpayment Scams | Consumer Protection Bureau How To Spot, Avoid, and Report Fake Check Scams Straight Talk Wireless Introduces Prepaid Home Internet Live TV Streaming Channel Tool Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 08 Dec 2022 12:00:00 -0000 full Clark Howard Airline Fees & Customer No-Service / Cost Effective Grocery Shopping The news just gets worse for travelers dealing with airline customer no service. Clark cites heavy fines against airlines for non refund of tickets on canceled flights, and discusses how you can avoid high baggage fees. Also in this episode: Grocery inflation is beginning to ease, item by item and Clark shares a money saving example in the meat department, and why using a “reverse shopping list” is key to spending less.  Airline Fees: Segment 1 Ask Clark: Segment 2 Supermarket Savings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ-These Travelers Would Rather Eat Glass Than Pay an Airline Fee Frontier Airlines Drops Its Customer Service Phone Line New Tool Shows Southwest Prices From Google Flights Search Look out! Airlines are setting a carry-on luggage trap Frontier, 5 other airlines to refund more than $600 million Safely Short-Term Vacation Rental Insurance & Guest Screening BBB-File a Complaint Experian Boost Review: How 3 Bills Helped Raise My Credit Score 14 Points Check Overpayment Scams | Consumer Protection Bureau How To Spot, Avoid, and Report Fake Check Scams Straight Talk Wireless Introduces Prepaid Home Internet Live TV Streaming Channel Tool Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The news just gets worse for travelers dealing with airline customer no service. Clark cites heavy fines against airlines for non refund of tickets on canceled flights, and discusses how you can avoid high baggage fees. Also in this episode: Grocery inflation is beginning to ease, item by item and Clark shares a money saving example in the meat department, and why using a “reverse shopping list” is key to spending less. 

    • Airline Fees: Segment 1
    • Ask Clark: Segment 2
    • Supermarket Savings: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1837     12.07.22 Most Reliable Vehicle Brands / Corporate Pandemic Fallout With the price of cars still up there, your money should buy reliability. Clark runs down highlights from new Consumer Reports rankings. Also in this episode: Like a game of Twister, corporate pandemic pivots left some in better stead than others. Many tech companies over expanded and it’s coming back to haunt those companies, their employees and customers.  Reliable Car Brands: Segment 1 Ask Clark: Segment 2 Corporate Pandemic Fallout: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Consumer Reports ranking for the most reliable cars of 2023 are in. Here are the winners. USA TODAY When Will Car Prices Drop? How to Buy a New Car in 5 Steps Best Travel Credit Cards: Top Rewards Picks for 2022 Best Rewards Credit Cards: Top Picks for 2022 WoofTrax – Dog Walking App  Charity Miles App | Walk, Run, Bike for a Causes Silicon Valley’s greatest minds misread pandemic demand. Now their employees are paying for it. Fired by Musk or Zuckerberg? The Old Economy Welcomes You - Bloomberg WP-It’s not your imagination: Shopping on Amazon has gotten worse Is Now a Good Time To Put Money in a CD? Warning: Watch Out for This Retailer Pricing Trick Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 07 Dec 2022 12:00:00 -0000 full Clark Howard Most Reliable Vehicle Brands / Corporate Pandemic Fallout With the price of cars still up there, your money should buy reliability. Clark runs down highlights from new Consumer Reports rankings. Also in this episode: Like a game of Twister, corporate pandemic pivots left some in better stead than others. Many tech companies over expanded and it’s coming back to haunt those companies, their employees and customers.  Reliable Car Brands: Segment 1 Ask Clark: Segment 2 Corporate Pandemic Fallout: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Consumer Reports ranking for the most reliable cars of 2023 are in. Here are the winners. USA TODAY When Will Car Prices Drop? How to Buy a New Car in 5 Steps Best Travel Credit Cards: Top Rewards Picks for 2022 Best Rewards Credit Cards: Top Picks for 2022 WoofTrax – Dog Walking App  Charity Miles App | Walk, Run, Bike for a Causes Silicon Valley’s greatest minds misread pandemic demand. Now their employees are paying for it. Fired by Musk or Zuckerberg? The Old Economy Welcomes You - Bloomberg WP-It’s not your imagination: Shopping on Amazon has gotten worse Is Now a Good Time To Put Money in a CD? Warning: Watch Out for This Retailer Pricing Trick Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices With the price of cars still up there, your money should buy reliability. Clark runs down highlights from new Consumer Reports rankings. Also in this episode: Like a game of Twister, corporate pandemic pivots left some in better stead than others. Many tech companies over expanded and it’s coming back to haunt those companies, their employees and customers. 

    • Reliable Car Brands: Segment 1
    • Ask Clark: Segment 2
    • Corporate Pandemic Fallout: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2076     12.06.22 December Deals / Warning: Medical Credit Plans This December the shelves are stocked and there are still deals to be had. Clark talks friendly prices in toyland and for clothing, laptops and appliances. Also this episode: Medical providers of all types are promoting instant credit. Clark explains why these credit plans are bad medicine - financially. Holiday Deals: Segment 1 Ask Clark: Segment 2 Medical Credit Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Axios: The end of the end of HELOC Home - Elliott Report How To Reach a Human at Experian, TransUnion or Equifax The Best Way To Reach Customer Service at the Major Airlines How to Reach a Real Person at AT&T, Xfinity, Cox and More CNBC: Frontier Airlines gets rid of telephone customer service. How banks and hospitals are cashing in when patients can't pay for health care First, see if you can get your medical bill forgiven What Is an HSA Account and How Does It Work? Fidelity Investments Review 2022: Pros & Cons What Is Disability Insurance and How Does It Work? How To Buy Term Life Insurance in 7 Easy Steps Introducing Vanguard Cash Deposit 10 Year-End Strategies To Cut Your Tax Bill Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 06 Dec 2022 12:00:00 -0000 full Clark Howard December Deals / Warning: Medical Credit Plans This December the shelves are stocked and there are still deals to be had. Clark talks friendly prices in toyland and for clothing, laptops and appliances. Also this episode: Medical providers of all types are promoting instant credit. Clark explains why these credit plans are bad medicine - financially. Holiday Deals: Segment 1 Ask Clark: Segment 2 Medical Credit Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Axios: The end of the end of HELOC Home - Elliott Report How To Reach a Human at Experian, TransUnion or Equifax The Best Way To Reach Customer Service at the Major Airlines How to Reach a Real Person at AT&T, Xfinity, Cox and More CNBC: Frontier Airlines gets rid of telephone customer service. How banks and hospitals are cashing in when patients can't pay for health care First, see if you can get your medical bill forgiven What Is an HSA Account and How Does It Work? Fidelity Investments Review 2022: Pros & Cons What Is Disability Insurance and How Does It Work? How To Buy Term Life Insurance in 7 Easy Steps Introducing Vanguard Cash Deposit 10 Year-End Strategies To Cut Your Tax Bill Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices This December the shelves are stocked and there are still deals to be had. Clark talks friendly prices in toyland and for clothing, laptops and appliances. Also this episode: Medical providers of all types are promoting instant credit. Clark explains why these credit plans are bad medicine - financially.

    • Holiday Deals: Segment 1
    • Ask Clark: Segment 2
    • Medical Credit Plans: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1496     12.05.22 A Zelle Reckoning / Holiday Shipping Update Following a PR disaster and Senate hearings, the banks that created fraud-riddled Zelle are coming to the reform table. Clark describes testing going on now, soon coming to consumers. Also, the current state of holiday shipping is not what Clark predicted. Potential Zelle Reform: Segment 1 Ask Clark: Segment 2 Holiday Shipping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: These Big Banks Are Finally Doing Something About Zelle Best Credit Cards for Students: Top Picks for 2022 My Social Security Number Is on the Dark Web. What Should I Do? How To Freeze Your Credit With Experian, Equifax and TransUnion SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know SoFi Review: One-Stop Shop to Spend, Save, Borrow and Invest Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Is Now a Good Time To Put Money in a CD? Clark.com Community Welcome to Clark’s Christmas Kids 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Dec 2022 12:00:00 -0000 full Clark Howard A Zelle Reckoning / Holiday Shipping Update Following a PR disaster and Senate hearings, the banks that created fraud-riddled Zelle are coming to the reform table. Clark describes testing going on now, soon coming to consumers. Also, the current state of holiday shipping is not what Clark predicted. Potential Zelle Reform: Segment 1 Ask Clark: Segment 2 Holiday Shipping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: These Big Banks Are Finally Doing Something About Zelle Best Credit Cards for Students: Top Picks for 2022 My Social Security Number Is on the Dark Web. What Should I Do? How To Freeze Your Credit With Experian, Equifax and TransUnion SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know SoFi Review: One-Stop Shop to Spend, Save, Borrow and Invest Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Is Now a Good Time To Put Money in a CD? Clark.com Community Welcome to Clark’s Christmas Kids 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Following a PR disaster and Senate hearings, the banks that created fraud-riddled Zelle are coming to the reform table. Clark describes testing going on now, soon coming to consumers. Also, the current state of holiday shipping is not what Clark predicted.

    • Potential Zelle Reform: Segment 1
    • Ask Clark: Segment 2
    • Holiday Shipping: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1736     12.02.22 Clark Answers His Critics on Clark Stinks / Update: The Short Term Rental Market Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, the short term rental market keeps going through changes channeled through Airbnb & VRBO themselves, and by local governments, directly affecting rental property decisions and renter experiences. Clark shares recent examples of both, including what Airbnb is doing to regain trust in the marketplace.  Clark Stinks: Segments 1 & 2 Airbnb Changes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Where To Buy the Best Cheap Printer WSJ-You Don’t Know What You Don’t Know About Your Financial Adviser Clark.com - Why you should never ‘top off’ your gas tank NYTimes.com: Airbnb Will Now Warn Travelers About Hidden Cleaning Fees  6 Things To Know Before Contacting the National Foundation for Credit Counseling The Best Unlimited Hotspot Plans TSA PreCheck vs. Global Entry vs. CLEAR: Which Is Best for You? The Best Credit Cards That Pay for TSA PreCheck and Global Entry Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 02 Dec 2022 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Update: The Short Term Rental Market Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, the short term rental market keeps going through changes channeled through Airbnb & VRBO themselves, and by local governments, directly affecting rental property decisions and renter experiences. Clark shares recent examples of both, including what Airbnb is doing to regain trust in the marketplace.  Clark Stinks: Segments 1 & 2 Airbnb Changes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Where To Buy the Best Cheap Printer WSJ-You Don’t Know What You Don’t Know About Your Financial Adviser Clark.com - Why you should never ‘top off’ your gas tank NYTimes.com: Airbnb Will Now Warn Travelers About Hidden Cleaning Fees  6 Things To Know Before Contacting the National Foundation for Credit Counseling The Best Unlimited Hotspot Plans TSA PreCheck vs. Global Entry vs. CLEAR: Which Is Best for You? The Best Credit Cards That Pay for TSA PreCheck and Global Entry Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, the short term rental market keeps going through changes channeled through Airbnb & VRBO themselves, and by local governments, directly affecting rental property decisions and renter experiences. Clark shares recent examples of both, including what Airbnb is doing to regain trust in the marketplace. 

    • Clark Stinks: Segments 1 & 2
    • Airbnb Changes: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1913     12.01.22 Maximize Credit Card Benefits / Clark Savvy Subscription Management The Costco Citi Visa card is eliminating one of its best benefits starting January 1st. Get Clark’s card benefit workaround. Also, if you’ve ever kicked yourself for not canceling a free trial subscription or an automatic renewal, you are not alone. Learn how to manage subscriptions and avoid the built-in hassles of free trials. Costco Citi Visa Benefit Cut: Segment 1 Ask Clark: Segment 2 Clark Savvy Subscription Management: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Citi Removes Important Benefit From Costco Credit Card Travel Insurance? What You Need To Know Before You Buy Best Travel Credit Cards: Top Rewards Picks for 2022 Best Credit Cards for Extended Warranty: Top Picks for 2022 Economy Skycouch - Air New Zealand 5 Things To Do Before You Sign Up for a Free Trial 10 hidden fees that could be costing you thousands Clark.com - HOME INTERNET 4 Things To Know Before You Buy a Digital TV Antenna Live TV Streaming Channel Tool Best Online Banks: Free Checking and High-Interest Savings Accounts Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 01 Dec 2022 12:00:00 -0000 full Clark Howard Maximize Credit Card Benefits / Clark Savvy Subscription Management The Costco Citi Visa card is eliminating one of its best benefits starting January 1st. Get Clark’s card benefit workaround. Also, if you’ve ever kicked yourself for not canceling a free trial subscription or an automatic renewal, you are not alone. Learn how to manage subscriptions and avoid the built-in hassles of free trials. Costco Citi Visa Benefit Cut: Segment 1 Ask Clark: Segment 2 Clark Savvy Subscription Management: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Citi Removes Important Benefit From Costco Credit Card Travel Insurance? What You Need To Know Before You Buy Best Travel Credit Cards: Top Rewards Picks for 2022 Best Credit Cards for Extended Warranty: Top Picks for 2022 Economy Skycouch - Air New Zealand 5 Things To Do Before You Sign Up for a Free Trial 10 hidden fees that could be costing you thousands Clark.com - HOME INTERNET 4 Things To Know Before You Buy a Digital TV Antenna Live TV Streaming Channel Tool Best Online Banks: Free Checking and High-Interest Savings Accounts Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The Costco Citi Visa card is eliminating one of its best benefits starting January 1st. Get Clark’s card benefit workaround. Also, if you’ve ever kicked yourself for not canceling a free trial subscription or an automatic renewal, you are not alone. Learn how to manage subscriptions and avoid the built-in hassles of free trials.

    • Costco Citi Visa Benefit Cut: Segment 1
    • Ask Clark: Segment 2
    • Clark Savvy Subscription Management: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1810     11.30.22 What Clark’s TV Grocery Study Reveals / Red Alert Postal Warning How much can you save at Costco vs traditional supermarkets? You may be surprised! Clark also has an important warning issued by the USPS concerning how you mail cards and packages. Clark shares tips for more secure mailing & bill pay - and tells you the one thing you should NEVER carry with you because if it’s stolen, YOU could end up in jail.  Clark’s TV Grocery Study: Segment 1 Ask Clark: Segment 2 Holiday Postal Alert: Segment 3 Ask Clark: Segment 4 Mentioned on the show: CNET-Costco Shoppers: Here's How Much You Actually Save Compared to a Grocery Store 4 Things To Know About the Public Service Loan Forgiveness Program Overhaul The Best International Phone Plans Actual Cash Value vs. Replacement Cost Value Coverage Lifehacker: Avoid Using Blue Mailboxes During the Holidays, USPS Warns Do Not Give Your Social Security Number at These Places Welcome to Clark’s Christmas Kids 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 30 Nov 2022 12:00:00 -0000 full Clark Howard What Clark’s TV Grocery Study Reveals / Red Alert Postal Warning How much can you save at Costco vs traditional supermarkets? You may be surprised! Clark also has an important warning issued by the USPS concerning how you mail cards and packages. Clark shares tips for more secure mailing & bill pay - and tells you the one thing you should NEVER carry with you because if it’s stolen, YOU could end up in jail.  Clark’s TV Grocery Study: Segment 1 Ask Clark: Segment 2 Holiday Postal Alert: Segment 3 Ask Clark: Segment 4 Mentioned on the show: CNET-Costco Shoppers: Here's How Much You Actually Save Compared to a Grocery Store 4 Things To Know About the Public Service Loan Forgiveness Program Overhaul The Best International Phone Plans Actual Cash Value vs. Replacement Cost Value Coverage Lifehacker: Avoid Using Blue Mailboxes During the Holidays, USPS Warns Do Not Give Your Social Security Number at These Places Welcome to Clark’s Christmas Kids 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices How much can you save at Costco vs traditional supermarkets? You may be surprised! Clark also has an important warning issued by the USPS concerning how you mail cards and packages. Clark shares tips for more secure mailing & bill pay - and tells you the one thing you should NEVER carry with you because if it’s stolen, YOU could end up in jail. 

    • Clark’s TV Grocery Study: Segment 1
    • Ask Clark: Segment 2
    • Holiday Postal Alert: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1691     11.29.22 Nuggets from the 2022 Fast-Food Report / A New 401(k) Portability Service Survey says: The slowest fast food lines belong to the most popular fast food place. And a serious innovation for workers at one of these restaurants is a big success. Also - Job mobility in the modern era has created the problem of stranded 401(k)s getting cashed out. If you’ve got one or more old 401(k) accounts, a new financial portability service can help consolidate your retirement funds.  Fast-Food Report: Segment 1 Ask Clark: Segment 2 401(K) Transfers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Much Should You Have Saved for Retirement by Now? 7 Best Ways to Save for Retirement in Your 50s 401(k) Companies Make It Easier for Retirement Savings to Follow You to Your Next Job What Is a SEP IRA and Who Is Eligible? Should I Get Pet Insurance? / Should You Buy Pet Insurance? - Consumer Reports 13 ways to save money on pet costs Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 29 Nov 2022 12:00:00 -0000 full Clark Howard Nuggets from the 2022 Fast-Food Report / A New 401(k) Portability Service Survey says: The slowest fast food lines belong to the most popular fast food place. And a serious innovation for workers at one of these restaurants is a big success. Also - Job mobility in the modern era has created the problem of stranded 401(k)s getting cashed out. If you’ve got one or more old 401(k) accounts, a new financial portability service can help consolidate your retirement funds.  Fast-Food Report: Segment 1 Ask Clark: Segment 2 401(K) Transfers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Much Should You Have Saved for Retirement by Now? 7 Best Ways to Save for Retirement in Your 50s 401(k) Companies Make It Easier for Retirement Savings to Follow You to Your Next Job What Is a SEP IRA and Who Is Eligible? Should I Get Pet Insurance? / Should You Buy Pet Insurance? - Consumer Reports 13 ways to save money on pet costs Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Survey says: The slowest fast food lines belong to the most popular fast food place. And a serious innovation for workers at one of these restaurants is a big success. Also - Job mobility in the modern era has created the problem of stranded 401(k)s getting cashed out. If you’ve got one or more old 401(k) accounts, a new financial portability service can help consolidate your retirement funds. 

    • Fast-Food Report: Segment 1
    • Ask Clark: Segment 2
    • 401(K) Transfers: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1783     11.28.22 WARNING: Vehicle Purchases & Lease Buyouts / Attention Holiday Shoppers New warnings if you have a leased car or are trying to buy a vehicle. Dealers are getting desperate, and some are using dirty tactics you need to know about. Also, it’s go time for holiday shopping and Clark has several excellent tips for how to save while shopping online this holiday season, plus shipping and store pick-up advice.  Vehicle Purchases & Lease Buyouts: Segment 1 Ask Clark: Segment 2 Clark Smart Online Shopping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Car dealers accused of price-gouging customers who exercise option to buy leased vehicles Tight car inventory can lead to phantom stock, ghost vehicles Employee Stock Ownership Plan (ESOP): What It Is, How It Works, Advantages How To Get the Best Price Possible Shopping Online Why Retailers Are Charging Return Fees and How to Avoid Them How To Prevent, Report and Repair Identity Theft Liability vs. Full Coverage: Which Auto Insurance Do You Need? Welcome to Clark’s Christmas Kids 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Nov 2022 12:00:00 -0000 full Clark Howard WARNING: Vehicle Purchases & Lease Buyouts / Attention Holiday Shoppers New warnings if you have a leased car or are trying to buy a vehicle. Dealers are getting desperate, and some are using dirty tactics you need to know about. Also, it’s go time for holiday shopping and Clark has several excellent tips for how to save while shopping online this holiday season, plus shipping and store pick-up advice.  Vehicle Purchases & Lease Buyouts: Segment 1 Ask Clark: Segment 2 Clark Smart Online Shopping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Car dealers accused of price-gouging customers who exercise option to buy leased vehicles Tight car inventory can lead to phantom stock, ghost vehicles Employee Stock Ownership Plan (ESOP): What It Is, How It Works, Advantages How To Get the Best Price Possible Shopping Online Why Retailers Are Charging Return Fees and How to Avoid Them How To Prevent, Report and Repair Identity Theft Liability vs. Full Coverage: Which Auto Insurance Do You Need? Welcome to Clark’s Christmas Kids 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices New warnings if you have a leased car or are trying to buy a vehicle. Dealers are getting desperate, and some are using dirty tactics you need to know about. Also, it’s go time for holiday shopping and Clark has several excellent tips for how to save while shopping online this holiday season, plus shipping and store pick-up advice. 

    • Vehicle Purchases & Lease Buyouts: Segment 1
    • Ask Clark: Segment 2
    • Clark Smart Online Shopping: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1813     11.18.22 Clark Answers His Critics on Clark Stinks / Supermarket Big Brands Taking It To The Limit Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark shares another reason to change your grocery shopping habits if you haven’t yet. Learn just how you’re being played if you are extremely brand name loyal. Clark Stinks: Segments 1 & 2 Big Brand Price Hikes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Save Money on Car Insurance Should I Buy an Extended Warranty on Tires? TireBuyer: 5 Things To Know Before Getting New Tires What Is an HSA Account and How Does It Work? Vanguard Integrates Health and Wealth With HSA Offering HealthEquity - INDUSTRY'S #1 HSA ADMINISTRATOR Hyundais, Kias are easy targets amid boom in vehicle thefts Hearing Aids Will Soon Be Sold Over The Counter The best deals at Amazon right now - Clark Deals What Is a SIMPLE IRA and How Does It Work? What Is a Solo 401(k) and How Does It Work? Self employed 401K vs SEP - Investing - Clark Howard Community How To Manage Your Monthly Subscriptions To Save Money SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know TSA PreCheck vs. Global Entry vs. CLEAR: Which Is Best for You? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 18 Nov 2022 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Supermarket Big Brands Taking It To The Limit Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark shares another reason to change your grocery shopping habits if you haven’t yet. Learn just how you’re being played if you are extremely brand name loyal. Clark Stinks: Segments 1 & 2 Big Brand Price Hikes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Save Money on Car Insurance Should I Buy an Extended Warranty on Tires? TireBuyer: 5 Things To Know Before Getting New Tires What Is an HSA Account and How Does It Work? Vanguard Integrates Health and Wealth With HSA Offering HealthEquity - INDUSTRY'S #1 HSA ADMINISTRATOR Hyundais, Kias are easy targets amid boom in vehicle thefts Hearing Aids Will Soon Be Sold Over The Counter The best deals at Amazon right now - Clark Deals What Is a SIMPLE IRA and How Does It Work? What Is a Solo 401(k) and How Does It Work? Self employed 401K vs SEP - Investing - Clark Howard Community How To Manage Your Monthly Subscriptions To Save Money SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know TSA PreCheck vs. Global Entry vs. CLEAR: Which Is Best for You? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark shares another reason to change your grocery shopping habits if you haven’t yet. Learn just how you’re being played if you are extremely brand name loyal.

    • Clark Stinks: Segments 1 & 2
    • Big Brand Price Hikes: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1875     11.17.22 Crypto: The FTX Collapse / Scams Targeting Seniors FTX Crypto has gone bust, and there are lots of questions about where millions in client money has gone. Clark explains what has happened with FTX and other crypto exchanges and what’s next. Learn Clark’s NEVER NEVER rule for crypto. Another rip off - Scams against people age 60 and over are up 40% in the last 2 years. And that’s only what’s reported. The scams add up to $Billions stolen, and criminals work overtime during the holidays. What to look out for to protect yourself and loved ones.  The FTX Collapse: Segment 1 Ask Clark: Segment 2 Scam Warnings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: FTX Customers Wonder If They’ll Ever See Their Money Again - The Wall Street Journal. Tom Brady. Stephen Curry. Shaq. See the Celebrities With Ties to FTX. - The Wall Street Journal. The FTX collapse is a harsh lesson in hype advertising Binance pledges to create crypto industry recovery fund, calls for regulation Fidelity Investments Review 2022: Pros & Cons 401(k) Match: What Is It, How It Works Scam Report: FTC Says Older Adults Targeted How To Watch NFL RedZone Without Cable in 2022 Welcome to Clark’s Christmas Kids 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 17 Nov 2022 12:00:00 -0000 full Clark Howard Crypto: The FTX Collapse / Scams Targeting Seniors FTX Crypto has gone bust, and there are lots of questions about where millions in client money has gone. Clark explains what has happened with FTX and other crypto exchanges and what’s next. Learn Clark’s NEVER NEVER rule for crypto. Another rip off - Scams against people age 60 and over are up 40% in the last 2 years. And that’s only what’s reported. The scams add up to $Billions stolen, and criminals work overtime during the holidays. What to look out for to protect yourself and loved ones.  The FTX Collapse: Segment 1 Ask Clark: Segment 2 Scam Warnings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: FTX Customers Wonder If They’ll Ever See Their Money Again - The Wall Street Journal. Tom Brady. Stephen Curry. Shaq. See the Celebrities With Ties to FTX. - The Wall Street Journal. The FTX collapse is a harsh lesson in hype advertising Binance pledges to create crypto industry recovery fund, calls for regulation Fidelity Investments Review 2022: Pros & Cons 401(k) Match: What Is It, How It Works Scam Report: FTC Says Older Adults Targeted How To Watch NFL RedZone Without Cable in 2022 Welcome to Clark’s Christmas Kids 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices FTX Crypto has gone bust, and there are lots of questions about where millions in client money has gone. Clark explains what has happened with FTX and other crypto exchanges and what’s next. Learn Clark’s NEVER NEVER rule for crypto. Another rip off - Scams against people age 60 and over are up 40% in the last 2 years. And that’s only what’s reported. The scams add up to $Billions stolen, and criminals work overtime during the holidays. What to look out for to protect yourself and loved ones. 

    • The FTX Collapse: Segment 1
    • Ask Clark: Segment 2
    • Scam Warnings: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1707     11.16.22 Mortgage Rate Outlook / Our Power Equation Get Clark’s take on where mortgage rates are heading, plus great news about how lenders will determine your creditworthiness for a mortgage in the future. Also - The way future energy is discussed needs to be broader, based in the marketplace. A major natural gas company is integrating solar into the mix. How cool is that? Clark knows! Mortgage Rate Outlook: Segment 1 Ask Clark: Segment 2 The Future of Energy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mortgages Sold to Fannie, Freddie Should Use More Than FICO Scores, Regulator Says - The Wall Street Journal. Cheaper Netflix Is Here: 5 Things To Know Why Are My Credit Scores Different? Williams to add solar to natural gas facilities in nine states Best 529 College Savings Plans By State What Is Long-Term Care Insurance Cost & Coverage Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 16 Nov 2022 12:00:00 -0000 full Clark Howard Mortgage Rate Outlook / Our Power Equation Get Clark’s take on where mortgage rates are heading, plus great news about how lenders will determine your creditworthiness for a mortgage in the future. Also - The way future energy is discussed needs to be broader, based in the marketplace. A major natural gas company is integrating solar into the mix. How cool is that? Clark knows! Mortgage Rate Outlook: Segment 1 Ask Clark: Segment 2 The Future of Energy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mortgages Sold to Fannie, Freddie Should Use More Than FICO Scores, Regulator Says - The Wall Street Journal. Cheaper Netflix Is Here: 5 Things To Know Why Are My Credit Scores Different? Williams to add solar to natural gas facilities in nine states Best 529 College Savings Plans By State What Is Long-Term Care Insurance Cost & Coverage Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Get Clark’s take on where mortgage rates are heading, plus great news about how lenders will determine your creditworthiness for a mortgage in the future. Also - The way future energy is discussed needs to be broader, based in the marketplace. A major natural gas company is integrating solar into the mix. How cool is that? Clark knows!

    • Mortgage Rate Outlook: Segment 1
    • Ask Clark: Segment 2
    • The Future of Energy: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1584     11.15.22 FIDUCIARY OR BUST / Automation Meets The Labor Shortage The importance of choosing a financial adviser wisely can not be emphasized enough, and Clark has even more proof. Learn what to avoid, and when & how to hire a real financial planner. Also, the ongoing labor shortage is leading to adaptive innovations by American companies. Clark discusses manufacturing and automation as businesses adjust to labor force conditions - and what these changes will look like for consumers. Financial Advisers: Segment 1 Ask Clark: Segment 2 Labor Shortage Adaptations: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Choice of Financial Adviser Can Dramatically Affect Retirement Savings What Is a Fiduciary Financial Advisor and Do I Need One? Will the Real Financial Planners Please Stand Up? Clark.com - STREAMING TV Meet the Army of Robots Coming to Fill In for Scarce Workers - The Wall Street Journal. How to Deal With Medical Debt Turo: 5 Things To Know About the Cheap Car Rental Service Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 15 Nov 2022 12:00:00 -0000 full Clark Howard FIDUCIARY OR BUST / Automation Meets The Labor Shortage The importance of choosing a financial adviser wisely can not be emphasized enough, and Clark has even more proof. Learn what to avoid, and when & how to hire a real financial planner. Also, the ongoing labor shortage is leading to adaptive innovations by American companies. Clark discusses manufacturing and automation as businesses adjust to labor force conditions - and what these changes will look like for consumers. Financial Advisers: Segment 1 Ask Clark: Segment 2 Labor Shortage Adaptations: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Choice of Financial Adviser Can Dramatically Affect Retirement Savings What Is a Fiduciary Financial Advisor and Do I Need One? Will the Real Financial Planners Please Stand Up? Clark.com - STREAMING TV Meet the Army of Robots Coming to Fill In for Scarce Workers - The Wall Street Journal. How to Deal With Medical Debt Turo: 5 Things To Know About the Cheap Car Rental Service Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The importance of choosing a financial adviser wisely can not be emphasized enough, and Clark has even more proof. Learn what to avoid, and when & how to hire a real financial planner. Also, the ongoing labor shortage is leading to adaptive innovations by American companies. Clark discusses manufacturing and automation as businesses adjust to labor force conditions - and what these changes will look like for consumers.

    • Financial Advisers: Segment 1
    • Ask Clark: Segment 2
    • Labor Shortage Adaptations: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2030     11.14.22 Internet Security Beyond Passwords / A Different Kind of Auto Insurance Keeping track of passwords and frequently having to change them is a part time job. But passwords may soon be a thing of the past. Now the industry believes they’ve come up with a more secure answer. Also, the auto insurance industry is all in to telematics tracking. For those with privacy concerns and lower than average miles driven, there’s a growing startup offering a viable alternative.  Beyond Passwords: Segment 1 Ask Clark: Segment 2 Per Mile Auto Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Death to passwords: Beta passkey support comes to Chrome and Android How to handle money when you're traveling overseas Best Credit Cards With No Foreign Transaction Fees in 2022 Is Now a Good Time To Put Money in a CD? Why This Is the Best Time To Buy Series I Savings Bonds Atlanta startup Mile Auto raises more money to grow despite potential recession, CEO says Should I Let an Insurance Company Track My Driving Habits in Exchange for Lower Insurance Costs? 4 Things To Know Before You Buy Glasses From Costco Optical Is Costco Worth It? 8 Items That Could Pay for Your Membership Best Home Printers of 2022 - Consumer Reports Where To Buy the Best Cheap Printer Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 Nov 2022 12:00:00 -0000 full Clark Howard Internet Security Beyond Passwords / A Different Kind of Auto Insurance Keeping track of passwords and frequently having to change them is a part time job. But passwords may soon be a thing of the past. Now the industry believes they’ve come up with a more secure answer. Also, the auto insurance industry is all in to telematics tracking. For those with privacy concerns and lower than average miles driven, there’s a growing startup offering a viable alternative.  Beyond Passwords: Segment 1 Ask Clark: Segment 2 Per Mile Auto Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Death to passwords: Beta passkey support comes to Chrome and Android How to handle money when you're traveling overseas Best Credit Cards With No Foreign Transaction Fees in 2022 Is Now a Good Time To Put Money in a CD? Why This Is the Best Time To Buy Series I Savings Bonds Atlanta startup Mile Auto raises more money to grow despite potential recession, CEO says Should I Let an Insurance Company Track My Driving Habits in Exchange for Lower Insurance Costs? 4 Things To Know Before You Buy Glasses From Costco Optical Is Costco Worth It? 8 Items That Could Pay for Your Membership Best Home Printers of 2022 - Consumer Reports Where To Buy the Best Cheap Printer Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Keeping track of passwords and frequently having to change them is a part time job. But passwords may soon be a thing of the past. Now the industry believes they’ve come up with a more secure answer. Also, the auto insurance industry is all in to telematics tracking. For those with privacy concerns and lower than average miles driven, there’s a growing startup offering a viable alternative. 

    • Beyond Passwords: Segment 1
    • Ask Clark: Segment 2
    • Per Mile Auto Insurance: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1712     11.11.22 Clark Answers His Critics on Clark Stinks / Update: City Relocation Incentives Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, over the past couple of years, population shifts have led some cities to offer pay incentives for people to move there. Clark has an update on these locales, incentives, and how these programs are working out.  Clark Stinks: Segments 1 & 2 Getting Paid To Move: Segment 3 Ask Clark: Segment 4 Mentioned on the show: FSA and HSA: Can You Have Both at the Same Time? Why I Think Medicare Advantage Plans Stink - Clark Howard Big Changes Coming to Credit Reports This Summer When Should You Get an Accountant To Do Your Taxes? New IRS Online Security Process: Is It Safe? Automatic Bill Pay: How It Works and How To Do It Safely How To Save Money on Utilities These 20 cities will pay you to move there. Here's how it's working Best Investment Companies for Investors in 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 11 Nov 2022 12:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Update: City Relocation Incentives Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, over the past couple of years, population shifts have led some cities to offer pay incentives for people to move there. Clark has an update on these locales, incentives, and how these programs are working out.  Clark Stinks: Segments 1 & 2 Getting Paid To Move: Segment 3 Ask Clark: Segment 4 Mentioned on the show: FSA and HSA: Can You Have Both at the Same Time? Why I Think Medicare Advantage Plans Stink - Clark Howard Big Changes Coming to Credit Reports This Summer When Should You Get an Accountant To Do Your Taxes? New IRS Online Security Process: Is It Safe? Automatic Bill Pay: How It Works and How To Do It Safely How To Save Money on Utilities These 20 cities will pay you to move there. Here's how it's working Best Investment Companies for Investors in 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, over the past couple of years, population shifts have led some cities to offer pay incentives for people to move there. Clark has an update on these locales, incentives, and how these programs are working out. 

    • Clark Stinks: Segments 1 & 2
    • Getting Paid To Move: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1928     11.10.22 POLL: Money Wisdom / Tight Christmas: Thinking Through Your Holiday Spending Clark shares poll results on the question, “What would you tell your younger self if you could?” We received some great and very wise responses. And later - how people are handling this inflationary holiday includes cutting back & keeping it simple, and/or taking advantage of how the overhang of excessive inventory has created deals in many categories. Gift to Self: NOT overspending.  Audience Poll Results Yield Money Wisdom: Segment 1 Ask Clark: Segment 2 A Very Inflationary Christmas: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Poll Results - What do you wish your younger self knew? Buy Nothing Clark's take: Why everyone should have a dash cam 10 Ways To Save on Prescription Drugs 4 ways U.S. shoppers plan to defeat inflation this holiday season - and you can too Amazon Sees Slowing Sales for the Holiday Season. Here’s What That Means for Shoppers Clark Deals - TVs The #1 Thing You Need To Do Before You Buy a Used Chromebook BBB-File a Complaint A Simple Trick To Paying Off Your Credit Card Faster Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 10 Nov 2022 12:00:00 -0000 full Clark Howard POLL: Money Wisdom / Tight Christmas: Thinking Through Your Holiday Spending Clark shares poll results on the question, “What would you tell your younger self if you could?” We received some great and very wise responses. And later - how people are handling this inflationary holiday includes cutting back & keeping it simple, and/or taking advantage of how the overhang of excessive inventory has created deals in many categories. Gift to Self: NOT overspending.  Audience Poll Results Yield Money Wisdom: Segment 1 Ask Clark: Segment 2 A Very Inflationary Christmas: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Poll Results - What do you wish your younger self knew? Buy Nothing Clark's take: Why everyone should have a dash cam 10 Ways To Save on Prescription Drugs 4 ways U.S. shoppers plan to defeat inflation this holiday season - and you can too Amazon Sees Slowing Sales for the Holiday Season. Here’s What That Means for Shoppers Clark Deals - TVs The #1 Thing You Need To Do Before You Buy a Used Chromebook BBB-File a Complaint A Simple Trick To Paying Off Your Credit Card Faster Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares poll results on the question, “What would you tell your younger self if you could?” We received some great and very wise responses. And later - how people are handling this inflationary holiday includes cutting back & keeping it simple, and/or taking advantage of how the overhang of excessive inventory has created deals in many categories. Gift to Self: NOT overspending. 

    • Audience Poll Results Yield Money Wisdom: Segment 1
    • Ask Clark: Segment 2
    • A Very Inflationary Christmas: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1747     11.09.22 A Hard Lesson in Hotel Booking / Scam ALERTS Clark shares a wild story about a hotel booking gone terribly wrong, and how to protect yourself when booking with third party sites. Plus, Clark’s longtime creed: Save more, spend less, and avoid getting ripped off. Today - spotlight on a myriad of ripoffs proliferating right now and how to avoid them.  Hotel Booking Wisdom: Segment 1 Ask Clark: Segment 2 Scam Alerts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Steps To Getting a Good Deal on a Hotel Room Marriott Bonvoy Boundless® Credit Card Review 2022: What You Should Know Scammers are posing as your TV and internet company The Washington Post] That customer service number? It could be a scam. Why You Should Never Click on Random Text Messages How To Prevent, Report and Repair Identity Theft New IRS Online Security Process: Is It Safe? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 09 Nov 2022 12:00:00 -0000 full Clark Howard A Hard Lesson in Hotel Booking / Scam ALERTS Clark shares a wild story about a hotel booking gone terribly wrong, and how to protect yourself when booking with third party sites. Plus, Clark’s longtime creed: Save more, spend less, and avoid getting ripped off. Today - spotlight on a myriad of ripoffs proliferating right now and how to avoid them.  Hotel Booking Wisdom: Segment 1 Ask Clark: Segment 2 Scam Alerts: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Steps To Getting a Good Deal on a Hotel Room Marriott Bonvoy Boundless® Credit Card Review 2022: What You Should Know Scammers are posing as your TV and internet company The Washington Post] That customer service number? It could be a scam. Why You Should Never Click on Random Text Messages How To Prevent, Report and Repair Identity Theft New IRS Online Security Process: Is It Safe? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares a wild story about a hotel booking gone terribly wrong, and how to protect yourself when booking with third party sites. Plus, Clark’s longtime creed: Save more, spend less, and avoid getting ripped off. Today - spotlight on a myriad of ripoffs proliferating right now and how to avoid them. 

    • Hotel Booking Wisdom: Segment 1
    • Ask Clark: Segment 2
    • Scam Alerts: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1865     11.08.22 Charities: Season of Giving Guidelines / Privacy For Sale It’s that time of year - charity solicitations. But there are fake charities vying for our hard earned dollars and targeting our senior loved ones. Clark has some important guidelines for legitimate charitable giving. Also. we live in an era of surveillance. Our life online can be tracked and sold for profit, but WE don’t get paid. Yet, that option isn’t new and has resurfaced. Worth it? Clark explores privacy and consumer choice.  Legit Charitable Giving: Segment 1 Ask Clark: Segment 2 Online Tracking & Privacy Choice: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: 76 Fake Charities Shared a Mailbox. The I.R.S. Kept Approving More. How To Choose the Best Charities for Your Donations Is There a Safe Way To Invest in Real Estate? WSJ.com: Startups Offer to Pay Consumers for Permission to Track Them Online What Is a C.L.U.E Report and Its Impact on Your Insurance Why I Think Medicare Advantage Plans Stink - Clark Howard Health Insurance Guide   -   Pitfalls of Medicare Advantage Plans - Investopedia What Is a Secured Credit Card and How Does It Work? Petal Card Review: A Good Option for First Credit Card? Best Secured Credit Cards: Top Picks for Building or Repairing Credit Finance Guide for Formerly Incarcerated People - MoneyGeek Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 08 Nov 2022 12:00:00 -0000 full Clark Howard Charities: Season of Giving Guidelines / Privacy For Sale It’s that time of year - charity solicitations. But there are fake charities vying for our hard earned dollars and targeting our senior loved ones. Clark has some important guidelines for legitimate charitable giving. Also. we live in an era of surveillance. Our life online can be tracked and sold for profit, but WE don’t get paid. Yet, that option isn’t new and has resurfaced. Worth it? Clark explores privacy and consumer choice.  Legit Charitable Giving: Segment 1 Ask Clark: Segment 2 Online Tracking & Privacy Choice: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: 76 Fake Charities Shared a Mailbox. The I.R.S. Kept Approving More. How To Choose the Best Charities for Your Donations Is There a Safe Way To Invest in Real Estate? WSJ.com: Startups Offer to Pay Consumers for Permission to Track Them Online What Is a C.L.U.E Report and Its Impact on Your Insurance Why I Think Medicare Advantage Plans Stink - Clark Howard Health Insurance Guide   -   Pitfalls of Medicare Advantage Plans - Investopedia What Is a Secured Credit Card and How Does It Work? Petal Card Review: A Good Option for First Credit Card? Best Secured Credit Cards: Top Picks for Building or Repairing Credit Finance Guide for Formerly Incarcerated People - MoneyGeek Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It’s that time of year - charity solicitations. But there are fake charities vying for our hard earned dollars and targeting our senior loved ones. Clark has some important guidelines for legitimate charitable giving. Also. we live in an era of surveillance. Our life online can be tracked and sold for profit, but WE don’t get paid. Yet, that option isn’t new and has resurfaced. Worth it? Clark explores privacy and consumer choice. 

    • Legit Charitable Giving: Segment 1
    • Ask Clark: Segment 2
    • Online Tracking & Privacy Choice: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1705     11.07.22 A Potentially Perilous Home Buying Trend / Airfare Booking Strategy A new home buying trend is emerging that allows more people to become homeowners - BUT there are major considerations before entering into something very difficult to exit. Also, air travel patterns have changed, one of several factors driving up fares. Clark has 2 booking tips that can help you save in this current travel environment.  Home Buying Housemates: Segment 1 Ask Clark: Segment 2 Airfare Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The new American dream is buying a house with friends: 'It's a co-parenting model, it's a co-economy model, and it's a really great friendship and support model' NYT - Grand-mates: Generations Sharing a Special Bond (and Sometimes the Rent) Why Clark Howard Wants You to Set Up a 'Financial Chromebook' United Airlines says hybrid working could help keep travel demand surging, despite US airfares rising by 43% over the last year Follow Clark Howard's #1 Rule To Travel Cheap Top Travel Deals - Clark Howard Priority Pass | Airport Lounge Access 6 Things To Know About the Capital One Venture X Rewards Credit Card Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 07 Nov 2022 12:00:00 -0000 full Clark Howard A Potentially Perilous Home Buying Trend / Airfare Booking Strategy A new home buying trend is emerging that allows more people to become homeowners - BUT there are major considerations before entering into something very difficult to exit. Also, air travel patterns have changed, one of several factors driving up fares. Clark has 2 booking tips that can help you save in this current travel environment.  Home Buying Housemates: Segment 1 Ask Clark: Segment 2 Airfare Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The new American dream is buying a house with friends: 'It's a co-parenting model, it's a co-economy model, and it's a really great friendship and support model' NYT - Grand-mates: Generations Sharing a Special Bond (and Sometimes the Rent) Why Clark Howard Wants You to Set Up a 'Financial Chromebook' United Airlines says hybrid working could help keep travel demand surging, despite US airfares rising by 43% over the last year Follow Clark Howard's #1 Rule To Travel Cheap Top Travel Deals - Clark Howard Priority Pass | Airport Lounge Access 6 Things To Know About the Capital One Venture X Rewards Credit Card Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A new home buying trend is emerging that allows more people to become homeowners - BUT there are major considerations before entering into something very difficult to exit. Also, air travel patterns have changed, one of several factors driving up fares. Clark has 2 booking tips that can help you save in this current travel environment. 

    • Home Buying Housemates: Segment 1
    • Ask Clark: Segment 2
    • Airfare Strategy: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1618     11.04.22 Clark Answers His Critics on Clark Stinks / The END of Standard Return Policies Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Return policies are different this holiday season. Rapid changes are underway and vary from retailer to retailer, online vs in-store. What to know before any purchase.  Clark Stinks: Segments 1 & 2 Beware New Return Policies: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a 403(b) and How Does It Work? 8 of the Best High-Yield Online Savings Accounts in 2022 How To Find a Trustworthy Mechanic The era of free returns may be coming to an end. Here's why retailers have started charging return fees — and how you can avoid them. Just keep your returns: Stores weigh paying you not to bring back unwanted items Which Documents Should You Keep and for How Long? How Long Do You Need To Keep Tax Documents? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 04 Nov 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / The END of Standard Return Policies Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Return policies are different this holiday season. Rapid changes are underway and vary from retailer to retailer, online vs in-store. What to know before any purchase.  Clark Stinks: Segments 1 & 2 Beware New Return Policies: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a 403(b) and How Does It Work? 8 of the Best High-Yield Online Savings Accounts in 2022 How To Find a Trustworthy Mechanic The era of free returns may be coming to an end. Here's why retailers have started charging return fees — and how you can avoid them. Just keep your returns: Stores weigh paying you not to bring back unwanted items Which Documents Should You Keep and for How Long? How Long Do You Need To Keep Tax Documents? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Return policies are different this holiday season. Rapid changes are underway and vary from retailer to retailer, online vs in-store. What to know before any purchase. 

    • Clark Stinks: Segments 1 & 2
    • Beware New Return Policies: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1711     11.03.22 Bonds Update / Saving LESS + Spending MORE = Bear Trap I Bonds aka Inflation Bonds have reset. Recently there was a land rush on I Bonds, offering a rate over 9%. The interest earnings rate is reset every 6 months based on an inflation measurement index. Clark explains the new structure and rate, and why I Bonds remain the best place to park savings. Also - In the pandemic wake, discretionary revenge spending has resulted in shocking numbers for both how much saving is down and credit card debt is up. Clark has an at home test that acts as a truth serum to guide spending.   I Bonds Update: Segment 1 Ask Clark: Segment 2 Revenge Spending Trap: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Things To Know About Series I Savings Bonds Pros and Cons of Unlimited PTO and Companies That Offer it HEALTHCARE.gov Homeowners Insurance Archives - Clark Howard More debt, higher fees: Credit card borrowers face mounting burdens Have you joined Clark's 'Ditch Your Debt' Facebook group yet? What Is Deferred Compensation? - Investopedia   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 03 Nov 2022 11:00:00 -0000 full Clark Howard Bonds Update / Saving LESS + Spending MORE = Bear Trap I Bonds aka Inflation Bonds have reset. Recently there was a land rush on I Bonds, offering a rate over 9%. The interest earnings rate is reset every 6 months based on an inflation measurement index. Clark explains the new structure and rate, and why I Bonds remain the best place to park savings. Also - In the pandemic wake, discretionary revenge spending has resulted in shocking numbers for both how much saving is down and credit card debt is up. Clark has an at home test that acts as a truth serum to guide spending.   I Bonds Update: Segment 1 Ask Clark: Segment 2 Revenge Spending Trap: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Things To Know About Series I Savings Bonds Pros and Cons of Unlimited PTO and Companies That Offer it HEALTHCARE.gov Homeowners Insurance Archives - Clark Howard More debt, higher fees: Credit card borrowers face mounting burdens Have you joined Clark's 'Ditch Your Debt' Facebook group yet? What Is Deferred Compensation? - Investopedia   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices I Bonds aka Inflation Bonds have reset. Recently there was a land rush on I Bonds, offering a rate over 9%. The interest earnings rate is reset every 6 months based on an inflation measurement index. Clark explains the new structure and rate, and why I Bonds remain the best place to park savings. Also - In the pandemic wake, discretionary revenge spending has resulted in shocking numbers for both how much saving is down and credit card debt is up. Clark has an at home test that acts as a truth serum to guide spending.  

    • I Bonds Update: Segment 1
    • Ask Clark: Segment 2
    • Revenge Spending Trap: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1787     11.02.22 New Tax Brackets / Side Gig Opportunity Due to inflation, there are big changes in the tax brackets. Clark discusses how this affects investing and buying some types of life insurance. Also, add new seasonal job openings to the ongoing labor shortages and know there’s great side gig opportunity out there to close any gaps in your monthly budget. But, beware the “freeway ramp scam” and its online permutations offering big money for hourly work. Make sure your side hustle is real. New Tax Rates & Brackets: Segment 1 Ask Clark: Segment 2 Second Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Here Are the New IRS Tax Brackets for 2023 WSJ: Inflation Causes IRS to Raise Tax Brackets, Standard Deduction by 7% What Is an Annuity, and Why Does Clark Think They Stink? What Is a Fiduciary Financial Advisor and Do I Need One? T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Straight Talk Wireless Introduces Prepaid Home Internet Verizon Home Internet: Things To Know Before You Sign Up Should I Keep My Old Car or Buy a New Car? Should You Invest in a Rental Home? Here's Clark's 1% Rule Is Amazon Prime Worth It for You? Take This Quiz To Find Out! ABetterRoutePlanner.com   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 02 Nov 2022 11:00:00 -0000 full Clark Howard New Tax Brackets / Side Gig Opportunity Due to inflation, there are big changes in the tax brackets. Clark discusses how this affects investing and buying some types of life insurance. Also, add new seasonal job openings to the ongoing labor shortages and know there’s great side gig opportunity out there to close any gaps in your monthly budget. But, beware the “freeway ramp scam” and its online permutations offering big money for hourly work. Make sure your side hustle is real. New Tax Rates & Brackets: Segment 1 Ask Clark: Segment 2 Second Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Here Are the New IRS Tax Brackets for 2023 WSJ: Inflation Causes IRS to Raise Tax Brackets, Standard Deduction by 7% What Is an Annuity, and Why Does Clark Think They Stink? What Is a Fiduciary Financial Advisor and Do I Need One? T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Straight Talk Wireless Introduces Prepaid Home Internet Verizon Home Internet: Things To Know Before You Sign Up Should I Keep My Old Car or Buy a New Car? Should You Invest in a Rental Home? Here's Clark's 1% Rule Is Amazon Prime Worth It for You? Take This Quiz To Find Out! ABetterRoutePlanner.com   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Due to inflation, there are big changes in the tax brackets. Clark discusses how this affects investing and buying some types of life insurance. Also, add new seasonal job openings to the ongoing labor shortages and know there’s great side gig opportunity out there to close any gaps in your monthly budget. But, beware the “freeway ramp scam” and its online permutations offering big money for hourly work. Make sure your side hustle is real.

    • New Tax Rates & Brackets: Segment 1
    • Ask Clark: Segment 2
    • Second Jobs: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1833     11.01.22 Roth IRA & 401(k) Limits for 2023 / CLARKONOMICS: The Deficit Reckoning The 401(k) contribution limit has been increased for 2023, but this headline buries the lead: New rules for Roth IRA income and contribution limits. And - Clark-onomics:  The U.S. deficit. Clark explains how we got here since the budget surpluses of the 90’s and what we can learn from recent events in the UK. New Roth IRA & 401(k) Limits: Segment 1 Ask Clark: Segment 2 Clarkonomics: The Deficit: Segment 3 Ask Clark: Segment 4 Mentioned on the show: IRS Announces Record 401(k) Contribution Limit Increase for 2023 How To Open a Roth IRA Best 529 College Savings Plans By State Economy, Borrowing Costs to Add Upward Pressure on Federal Deficit 4 Ways To Stop Junk Mail How Many Credit Cards Should I Have? 7 of the Best High-Yield Online Savings Accounts in 2022 Banks Are Offering 4.5% CDs—Just Not to Regular Customers Frequently Asked Questions • Max. your best interest. Clark Deals 2022 Sweepstakes Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 01 Nov 2022 11:00:00 -0000 full Clark Howard 2023 Roth IRA & 401(k) Limits / CLARKONOMICS: The Deficit Reckoning The 401(k) contribution limit has been increased for 2023, but this headline buries the lead: New rules for Roth IRA income and contribution limits. And - Clark-onomics:  The U.S. deficit. Clark explains how we got here since the budget surpluses of the 90’s and what we can learn from recent events in the UK. New Roth IRA & 401(k) Limits: Segment 1 Ask Clark: Segment 2 Clarkonomics: The Deficit: Segment 3 Ask Clark: Segment 4 Mentioned on the show: IRS Announces Record 401(k) Contribution Limit Increase for 2023 How To Open a Roth IRA Best 529 College Savings Plans By State Economy, Borrowing Costs to Add Upward Pressure on Federal Deficit 4 Ways To Stop Junk Mail How Many Credit Cards Should I Have? 7 of the Best High-Yield Online Savings Accounts in 2022 Banks Are Offering 4.5% CDs—Just Not to Regular Customers Frequently Asked Questions • Max. your best interest. Clark Deals 2022 Sweepstakes Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The 401(k) contribution limit has been increased for 2023, but this headline buries the lead: New rules for Roth IRA income and contribution limits. And - Clark-onomics:  The U.S. deficit. Clark explains how we got here since the budget surpluses of the 90’s and what we can learn from recent events in the UK.

    • New Roth IRA & 401(k) Limits: Segment 1
    • Ask Clark: Segment 2
    • Clarkonomics: The Deficit: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1764     10.31.22 Netflix & Streaming Update / Investing: Upside of the Downside Clark discusses changes from Netflix, the overall morphing of streaming services across providers and how to protect your wallet with the changes underway. Also, time for year end tax considerations. Those with non-retirement investment accounts should know about tax loss harvesting to save on taxes. When you sell a winner, you pay capital gains tax. You can also harvest losses. Clark explains.  Netflix & Streaming Update: Segment 1 Ask Clark: Segment 2 Tax Loss Harvesting: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Netflix to Charge $6.99 a Month for New Ad-Supported Tier - The Wall Street Journal. [The Washington Post] Netflix is poised to crack down on account sharing. What happens now? You Hated Your Cable Package. Your Streaming Services Are Bringing It Back. - The WSJ Clark.com - Streaming TV The Michigan State Numismatic Society 6 of the Best Budgeting Apps in 2022 Best Way to Exit Your Timeshare: Never Buy One in the First Place How Tax-Loss Harvesting Works for Average Investors Year-End Financial Checklist: Prepare Now, and You’ll Have Time to Adjust 10 Year-End Strategies To Cut Your Tax Bill The worst insurance in the world Why You Don't Need Mortgage Life Insurance - Investopedia Why you have to check your bank statements daily The Best Places To Buy Tires Do you think Tire Tread Life Warranties are a come on & just marketing? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 31 Oct 2022 11:00:00 -0000 full Clark Howard Netflix & Streaming Update / Investing: Upside of the Downside Clark discusses changes from Netflix, the overall morphing of streaming services across providers and how to protect your wallet with the changes underway. Also, time for year end tax considerations. Those with non-retirement investment accounts should know about tax loss harvesting to save on taxes. When you sell a winner, you pay capital gains tax. You can also harvest losses. Clark explains.  Netflix & Streaming Update: Segment 1 Ask Clark: Segment 2 Tax Loss Harvesting: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Netflix to Charge $6.99 a Month for New Ad-Supported Tier - The Wall Street Journal. [The Washington Post] Netflix is poised to crack down on account sharing. What happens now? You Hated Your Cable Package. Your Streaming Services Are Bringing It Back. - The WSJ Clark.com - Streaming TV The Michigan State Numismatic Society 6 of the Best Budgeting Apps in 2022 Best Way to Exit Your Timeshare: Never Buy One in the First Place How Tax-Loss Harvesting Works for Average Investors Year-End Financial Checklist: Prepare Now, and You’ll Have Time to Adjust 10 Year-End Strategies To Cut Your Tax Bill The worst insurance in the world Why You Don't Need Mortgage Life Insurance - Investopedia Why you have to check your bank statements daily The Best Places To Buy Tires Do you think Tire Tread Life Warranties are a come on & just marketing? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses changes from Netflix, the overall morphing of streaming services across providers and how to protect your wallet with the changes underway. Also, time for year end tax considerations. Those with non-retirement investment accounts should know about tax loss harvesting to save on taxes. When you sell a winner, you pay capital gains tax. You can also harvest losses. Clark explains. 

    • Netflix & Streaming Update: Segment 1
    • Ask Clark: Segment 2
    • Tax Loss Harvesting: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1520     10.28.22 Clark Answers His Critics on Clark Stinks Friday - Clark Stinks day! For the first time ever - for the entire podcast - Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Clark Stinks: Segments 1 - 4 Mentioned on the show: Citi® Double Cash Card – 18 month BT offer Review: Earn Up to 2% Cash Back on All Purchases Consider US Treasury Bills, Notes and Bonds Study: Walk 3,800 to 9,800 steps daily to reduce dementia risk Zelle fraud is rising. And banks aren't coming to the rescue xeriscaping | National Geographic Society The easy way to pay off your credit card debt in a quarter of the time 6 Steps To Eliminate Credit Card Debt in 3 Years or Less How to Reduce Your Taxes and AGI by Giving to Charity NALA – The leading paralegal association National Federation of Paralegal Associations: Home Insurance | Tesla How To Open a Roth IRA   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 28 Oct 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks Friday - Clark Stinks day! For the first time ever - for the entire podcast - Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Clark Stinks: Segments 1 - 4 Mentioned on the show: Citi® Double Cash Card – 18 month BT offer Review: Earn Up to 2% Cash Back on All Purchases Consider US Treasury Bills, Notes and Bonds Study: Walk 3,800 to 9,800 steps daily to reduce dementia risk Zelle fraud is rising. And banks aren't coming to the rescue xeriscaping | National Geographic Society The easy way to pay off your credit card debt in a quarter of the time 6 Steps To Eliminate Credit Card Debt in 3 Years or Less How to Reduce Your Taxes and AGI by Giving to Charity NALA – The leading paralegal association National Federation of Paralegal Associations: Home Insurance | Tesla How To Open a Roth IRA   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! For the first time ever - for the entire podcast - Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. 

    Clark Stinks: Segments 1 - 4

    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1817     10.27.22 Car Buying Forecast And An Alternative / Back to Basics - HSA vs. FSA The car market is gradually healing but we’re not there yet. Clark gives a timeline on availability, affordability, and a potential alternative to buying now if you need wheels right away. And - Back To Basics - Open Enrollment decisions are upon us.  Clark clears confusion surrounding Health Savings Accounts or HSAs which can offer long term financial security -  and the difference between an HSA and an FSA.  Vehicle Purchase Alternative: Segment 1 Ask Clark: Segment 2 HSA vs. FSA: Segment 3 Ask Clark: Segment 4 Mentioned on the show: SIXT+  Your Car Subscription Barrons.com: Car Inventories Are Growing. Don’t Expect Any Discount—Yet. Should You Buy an Extended Warranty on Your Car? HSA Contribution Limits and Other Requirements for 2022 and 2023 Clark.com: What Is an HSA Account and How Does It Work? What Is a Flexible Spending Account? Wills & Funerals Archives - Clark Howard Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 27 Oct 2022 11:00:00 -0000 full Clark Howard Car Buying Forecast And An Alternative / Back to Basics - HSA vs. FSA The car market is gradually healing but we’re not there yet. Clark gives a timeline on availability, affordability, and a potential alternative to buying now if you need wheels right away. And - Back To Basics - Open Enrollment decisions are upon us.  Clark clears confusion surrounding Health Savings Accounts or HSAs which can offer long term financial security -  and the difference between an HSA and an FSA.  Vehicle Purchase Alternative: Segment 1 Ask Clark: Segment 2 HSA vs. FSA: Segment 3 Ask Clark: Segment 4 Mentioned on the show: SIXT+  Your Car Subscription Barrons.com: Car Inventories Are Growing. Don’t Expect Any Discount—Yet. Should You Buy an Extended Warranty on Your Car? HSA Contribution Limits and Other Requirements for 2022 and 2023 Clark.com: What Is an HSA Account and How Does It Work? What Is a Flexible Spending Account? Wills & Funerals Archives - Clark Howard Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The car market is gradually healing but we’re not there yet. Clark gives a timeline on availability, affordability, and a potential alternative to buying now if you need wheels right away. And - Back To Basics - Open Enrollment decisions are upon us.  Clark clears confusion surrounding Health Savings Accounts or HSAs which can offer long term financial security -  and the difference between an HSA and an FSA. 

    • Vehicle Purchase Alternative: Segment 1
    • Ask Clark: Segment 2
    • HSA vs. FSA: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2064     10.26.22 Loyalty Programs Give & Take / At Last! Affordable Hearing Aids Current customer outrage at Dunkin’ for devaluing rewards offers a lesson about these programs in general, including travel points from hotels and airlines. Clark discusses how this game is played and what participating consumers should understand about so called loyalty programs. Also, Clark has been talking about affordable hearing aids being just around the corner for 5 years. FINALLY they’re here - hearing aids at world prices vs cartel prices! Learn how the market now works and what’s available Loyalty Rewards Devalued: Segment 1 Ask Clark: Segment 2 Now In Range-Affordable Hearing Aids: Segment 3 Ask Clark: Segment 4 Mentioned on the show: You’re Going to Have to Work Harder for Your Airline Status - The Wall Street Journal. Best Travel Credit Cards: Top Rewards Picks for 2022 Chase Sapphire Reserve® Review: Is It Worth the Hefty Annual Fee? Chase Sapphire Reserve® vs. Chase Sapphire Preferred® Card: Which Travel Card Is Best For You? Will Hawaii No Longer Accept Out-of-State Driver’s Licenses? | Snopes.com Automatic Bill Pay: How It Works and How To Do It Safely The Washington Post: How to buy a hearing aid online or in a store Clark.com Hearing Aids Aspiration Spend & Save: Do Good While Maximizing Your Savings Interest Rate What Is Disability Insurance and How Does It Work? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 26 Oct 2022 11:00:00 -0000 full Clark Howard Loyalty Programs Give & Take / At Last! Affordable Hearing Aids Current customer outrage at Dunkin’ for devaluing rewards offers a lesson about these programs in general, including travel points from hotels and airlines. Clark discusses how this game is played and what participating consumers should understand about so called loyalty programs. Also, Clark has been talking about affordable hearing aids being just around the corner for 5 years. FINALLY they’re here - hearing aids at world prices vs cartel prices! Learn how the market now works and what’s available Loyalty Rewards Devalued: Segment 1 Ask Clark: Segment 2 Now In Range-Affordable Hearing Aids: Segment 3 Ask Clark: Segment 4 Mentioned on the show: You’re Going to Have to Work Harder for Your Airline Status - The Wall Street Journal. Best Travel Credit Cards: Top Rewards Picks for 2022 Chase Sapphire Reserve® Review: Is It Worth the Hefty Annual Fee? Chase Sapphire Reserve® vs. Chase Sapphire Preferred® Card: Which Travel Card Is Best For You? Will Hawaii No Longer Accept Out-of-State Driver’s Licenses? | Snopes.com Automatic Bill Pay: How It Works and How To Do It Safely The Washington Post: How to buy a hearing aid online or in a store Clark.com Hearing Aids Aspiration Spend & Save: Do Good While Maximizing Your Savings Interest Rate What Is Disability Insurance and How Does It Work? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Current customer outrage at Dunkin’ for devaluing rewards offers a lesson about these programs in general, including travel points from hotels and airlines. Clark discusses how this game is played and what participating consumers should understand about so called loyalty programs. Also, Clark has been talking about affordable hearing aids being just around the corner for 5 years. FINALLY they’re here - hearing aids at world prices vs cartel prices! Learn how the market now works and what’s available

    • Loyalty Rewards Devalued: Segment 1
    • Ask Clark: Segment 2
    • Now In Range-Affordable Hearing Aids: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1643     10.25.22 When Giant Supermarkets Merge / Winter Heating Costs Hear Clark’s unique perspective on the proposed Kroger-Albertsons merger, as he takes a wider view of the marketplace and your money saving strategies and options. Also, because of Russia's invasion of Ukraine, the cost of heating will go up about 25% this winter depending on temperature severity. Clark offers specific advice, particularly if you live in the Mid-Atlantic or New England.  Supermarket Strategy: Segment 1 Ask Clark: Segment 2 Winter Heating: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Kroger to Buy Albertsons in $24.6 Billion Deal That Would Create New Grocery Giant Should You Invest in a Rental Home? Here's Clark's 1% Rule Best 529 College Savings Plans By State How To Open a Roth IRA WSJ.com: Higher Heating Bills Poised to Hit U.S. Households This Winter 7 Easy Ways To Lower Your Heating Bill 10 Ways To Keep Warm Without Spending Any Money 3 Things To Consider Before You Get Solar Panels   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 25 Oct 2022 11:00:00 -0000 full Clark Howard When Giant Supermarkets Merge / Winter Heating Costs Hear Clark’s unique perspective on the proposed Kroger-Albertsons merger, as he takes a wider view of the marketplace and your money saving strategies and options. Also, because of Russia's invasion of Ukraine, the cost of heating will go up about 25% this winter depending on temperature severity. Clark offers specific advice, particularly if you live in the Mid-Atlantic or New England.  Supermarket Strategy: Segment 1 Ask Clark: Segment 2 Winter Heating: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Kroger to Buy Albertsons in $24.6 Billion Deal That Would Create New Grocery Giant Should You Invest in a Rental Home? Here's Clark's 1% Rule Best 529 College Savings Plans By State How To Open a Roth IRA WSJ.com: Higher Heating Bills Poised to Hit U.S. Households This Winter 7 Easy Ways To Lower Your Heating Bill 10 Ways To Keep Warm Without Spending Any Money 3 Things To Consider Before You Get Solar Panels   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Hear Clark’s unique perspective on the proposed Kroger-Albertsons merger, as he takes a wider view of the marketplace and your money saving strategies and options. Also, because of Russia's invasion of Ukraine, the cost of heating will go up about 25% this winter depending on temperature severity. Clark offers specific advice, particularly if you live in the Mid-Atlantic or New England. 

    • Supermarket Strategy: Segment 1
    • Ask Clark: Segment 2
    • Winter Heating: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1818     10.24.22 U.S. Treasuries- Update / Meet Yale Professor/Behavioral Economist- JAMES CHOI First an update on the recommendation to buy short term treasuries, including an easy button idea for doing so. And, Clark welcomes special guest, Professor James Choi from Yale University - the behavioral economist behind some striking research around when you should start saving money. He and Clark share ideas on conventional financial advice vs what people actually do - and the gray areas in between.  U.S. Treasuries- Update: Segment 1 Ask Clark: Segment 2 Professor Choi- Behavioral Economist: Segments 3 & 4 Mentioned on the show: Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account If you’re with a discount broker, you can buy their own US Treasury Money Market Fund Google Voice for Business How To Dispute an Error on Your Credit Report and Win Free Flood Check® & How To Avoid Flooded Cars Watch Out for Flood-Damaged Cars from Hurricane Ian What Is an HSA Account and How Does It Work? An economist studied popular finance tips. Some might be leading you astray   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Oct 2022 11:00:00 -0000 full Clark Howard U.S. Treasuries- Update / Meet Yale Professor/Behavioral Economist- JAMES CHOI First an update on the recommendation to buy short term treasuries, including an easy button idea for doing so. And, Clark welcomes special guest, Professor James Choi from Yale University - the behavioral economist behind some striking research around when you should start saving money. He and Clark share ideas on conventional financial advice vs what people actually do - and the gray areas in between.  U.S. Treasuries- Update: Segment 1 Ask Clark: Segment 2 Professor Choi- Behavioral Economist: Segments 3 & 4 Mentioned on the show: Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account If you’re with a discount broker, you can buy their own US Treasury Money Market Fund Google Voice for Business How To Dispute an Error on Your Credit Report and Win Free Flood Check® & How To Avoid Flooded Cars Watch Out for Flood-Damaged Cars from Hurricane Ian What Is an HSA Account and How Does It Work? An economist studied popular finance tips. Some might be leading you astray   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices First an update on the recommendation to buy short term treasuries, including an easy button idea for doing so. And, Clark welcomes special guest, Professor James Choi from Yale University - the behavioral economist behind some striking research around when you should start saving money. He and Clark share ideas on conventional financial advice vs what people actually do - and the gray areas in between. 

    • U.S. Treasuries- Update: Segment 1
    • Ask Clark: Segment 2
    • Professor Choi- Behavioral Economist: Segments 3 & 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2164     10.21.22 Clark Answers His Critics on Clark Stinks / CLARKONOMICS: The 60/40 Rule Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - CLARKONOMICS: The 60/40 Rule. The general rule of having 60% of an investment portfolio in stocks and 40% in bonds has proven ineffective twice in history - during the 1920’s - and 100 years later - now. Clark explains why and offers best practices for investors.  Clark Stinks: Segments 1 & 2 CLARKONOMICS: The 60/40 Rule: Segment 3 Ask Clark: Segment 4   Mentioned on the show: 20 Ways To Save on Amazon Is Costco Worth It? 8 Items That Could Pay for Your Membership The Markets Face a Rare Double Decline 8 Facts You Must Know About Bear Markets 22 Ways To Save Money on Groceries 8 Things To Know Before Your First Trip to Aldi National Credit Union Administration Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 21 Oct 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / CLARKONOMICS: The 60/40 Rule Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - CLARKONOMICS: The 60/40 Rule. The general rule of having 60% of an investment portfolio in stocks and 40% in bonds has proven ineffective twice in history - during the 1920’s - and 100 years later - now. Clark explains why and offers best practices for investors.  Clark Stinks: Segments 1 & 2 CLARKONOMICS: The 60/40 Rule: Segment 3 Ask Clark: Segment 4   Mentioned on the show: 20 Ways To Save on Amazon Is Costco Worth It? 8 Items That Could Pay for Your Membership The Markets Face a Rare Double Decline 8 Facts You Must Know About Bear Markets 22 Ways To Save Money on Groceries 8 Things To Know Before Your First Trip to Aldi National Credit Union Administration Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - CLARKONOMICS: The 60/40 Rule. The general rule of having 60% of an investment portfolio in stocks and 40% in bonds has proven ineffective twice in history - during the 1920’s - and 100 years later - now. Clark explains why and offers best practices for investors. 

    • Clark Stinks: Segments 1 & 2
    • CLARKONOMICS: The 60/40 Rule: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1999     10.20.22 Health Insurance Open Enrollment / Vehicle Market Update & Advice Open enrollment for health insurance is upon us. Clark clarifies options available, including Health Savings Accounts - to help you make important health coverage decisions. Also, battered by disruption, the car market continues to struggle. Clark discusses where the industry is right now and moving forward, including when you should buy (not now) and what to do if you MUST buy now. Open Enrollment: Segment 1 Ask Clark: Segment 2 Vehicle Market Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Is that health insurance, a health product, or a scam? WSJ - Tax Secrets of Health Savings Accounts What Is an HSA Account and How Does It Work? Is getting life insurance through your employer good enough? Life Insurance Archives - Clark Howard How To Buy Term Life Insurance in 7 Easy Steps What Is Disability Insurance and How Does It Work? Medi-Share & other health care sharing ministries: What you need to know before signing up Used cars have become unaffordable Clark Howard's Simple Rule for Refinancing an Auto Loan Are You Following Clark's Maximum Auto Loan Length Rule? Subrogation Definition - Investopedia Clark's take: Why everyone should have a dash cam Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 20 Oct 2022 11:00:00 -0000 full Clark Howard Health Insurance Open Enrollment / Vehicle Market Update & Advice Open enrollment for health insurance is upon us. Clark clarifies options available, including Health Savings Accounts - to help you make important health coverage decisions. Also, battered by disruption, the car market continues to struggle. Clark discusses where the industry is right now and moving forward, including when you should buy (not now) and what to do if you MUST buy now. Open Enrollment: Segment 1 Ask Clark: Segment 2 Vehicle Market Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Is that health insurance, a health product, or a scam? WSJ - Tax Secrets of Health Savings Accounts What Is an HSA Account and How Does It Work? Is getting life insurance through your employer good enough? Life Insurance Archives - Clark Howard How To Buy Term Life Insurance in 7 Easy Steps What Is Disability Insurance and How Does It Work? Medi-Share & other health care sharing ministries: What you need to know before signing up Used cars have become unaffordable Clark Howard's Simple Rule for Refinancing an Auto Loan Are You Following Clark's Maximum Auto Loan Length Rule? Subrogation Definition - Investopedia Clark's take: Why everyone should have a dash cam Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Open enrollment for health insurance is upon us. Clark clarifies options available, including Health Savings Accounts - to help you make important health coverage decisions. Also, battered by disruption, the car market continues to struggle. Clark discusses where the industry is right now and moving forward, including when you should buy (not now) and what to do if you MUST buy now.

    • Open Enrollment: Segment 1
    • Ask Clark: Segment 2
    • Vehicle Market Update: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1967     10.19.22 EMPLOYMENT: Job Scams / Pay Transparency Job scams work both ways. The pandemic move to online recruitment has led to some pitfalls for both job seekers and employers. What to know about fake jobs and fake applicants - and a Clark smart key rule for landing a real job. Also, do you know what your colleagues earn doing the same work as you? The movement toward pay transparency has begun.  Fake Jobs - Fake Applicants!: Segment 1 Ask Clark: Segment 2 Pay Transparency: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The rise of 'bait-and-switch' job interviews That's not a real job opening: Some companies are posting 'ghost jobs' How To Prevent, Report and Repair Identity Theft How To Freeze Your Credit With Experian, Equifax and TransUnion Credit Karma vs. Credit Sesame: Is One Better Than the Other? Should I Get an Umbrella Insurance Policy? Personal Umbrella - Insurance - Clark Howard Community Costco vs. Sam's Club Credit Cards Comparison: Which Is Better? What Is a 403(b) and How Does It Work? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 19 Oct 2022 11:00:00 -0000 full Clark Howard EMPLOYMENT: Job Scams / Pay Transparency Job scams work both ways. The pandemic move to online recruitment has led to some pitfalls for both job seekers and employers. What to know about fake jobs and fake applicants - and a Clark smart key rule for landing a real job. Also, do you know what your colleagues earn doing the same work as you? The movement toward pay transparency has begun.  Fake Jobs - Fake Applicants!: Segment 1 Ask Clark: Segment 2 Pay Transparency: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The rise of 'bait-and-switch' job interviews That's not a real job opening: Some companies are posting 'ghost jobs' How To Prevent, Report and Repair Identity Theft How To Freeze Your Credit With Experian, Equifax and TransUnion Credit Karma vs. Credit Sesame: Is One Better Than the Other? Should I Get an Umbrella Insurance Policy? Personal Umbrella - Insurance - Clark Howard Community Costco vs. Sam's Club Credit Cards Comparison: Which Is Better? What Is a 403(b) and How Does It Work? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Job scams work both ways. The pandemic move to online recruitment has led to some pitfalls for both job seekers and employers. What to know about fake jobs and fake applicants - and a Clark smart key rule for landing a real job. Also, do you know what your colleagues earn doing the same work as you? The movement toward pay transparency has begun. 

    • Fake Jobs - Fake Applicants!: Segment 1
    • Ask Clark: Segment 2
    • Pay Transparency: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1886     10.18.22 Your Credit Report Accuracy / The Pay In 4 Trap Credit reports are used by creditors, employers, insurance companies, and more - and many are inaccurate. Learn how this can hurt you and what you can do about it! Also, buy now pay later aka pay in 4 - has infested the U.S. economy on all fronts and delinquencies are on the rise. Clark explains how this works and the hazard for your wallet.   Vigilance: Your Credit Report: Segment 1 Ask Clark: Segment 2 Buy Now, Pay & Pay & Pay Later: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Investopedia: Credit Reporting Complaints Have Doubled Since 2018 How To Dispute an Error on Your Credit Report and Win Should You Pay for Credit Monitoring? Betterment Review: How It Works, Pros & Cons - BETTERMENT Cash Reserve Over 60% of Americans regret an impulse buy—how social media makes it hard to resist How To Freeze Your Credit With Experian, Equifax and TransUnion Credit Karma vs. Credit Sesame: Is One Better Than the Other? Elliott Advocacy /  Clark’s Consumer Action Center Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 18 Oct 2022 11:00:00 -0000 full Clark Howard Your Credit Report Accuracy / The Pay In 4 Trap Credit reports are used by creditors, employers, insurance companies, and more - and many are inaccurate. Learn how this can hurt you and what you can do about it! Also, buy now pay later aka pay in 4 - has infested the U.S. economy on all fronts and delinquencies are on the rise. Clark explains how this works and the hazard for your wallet.   Vigilance: Your Credit Report: Segment 1 Ask Clark: Segment 2 Buy Now, Pay & Pay & Pay Later: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Investopedia: Credit Reporting Complaints Have Doubled Since 2018 How To Dispute an Error on Your Credit Report and Win Should You Pay for Credit Monitoring? Betterment Review: How It Works, Pros & Cons - BETTERMENT Cash Reserve Over 60% of Americans regret an impulse buy—how social media makes it hard to resist How To Freeze Your Credit With Experian, Equifax and TransUnion Credit Karma vs. Credit Sesame: Is One Better Than the Other? Elliott Advocacy /  Clark’s Consumer Action Center Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Credit reports are used by creditors, employers, insurance companies, and more - and many are inaccurate. Learn how this can hurt you and what you can do about it! Also, buy now pay later aka pay in 4 - has infested the U.S. economy on all fronts and delinquencies are on the rise. Clark explains how this works and the hazard for your wallet.  

    • Vigilance: Your Credit Report: Segment 1
    • Ask Clark: Segment 2
    • Buy Now, Pay & Pay & Pay Later: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1542     10.17.22 Your Financial Emergency Kit / Teaching Kids About Money Storms, fire, flood or other sudden misfortune could separate you from access to vital accounts and documents. Get Clark smart guidelines to help keep you and loved ones operational - just in case.  Also, we’ve had several questions and comments from parents trying to teach their children about money. Clark shares just how important that is - and how to approach the subject effectively for kids and teens.  Preparing for the What-Ifs: Segment 1 Ask Clark: Segment 2 Financial Education: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 10 Steps To Strengthen Your Financial Emergency Preparedness Now -A checklist of what to do – and pack – when a hurricane’s coming How To Open a Roth IRA A Roth IRA for a Kid? Yes, You Can Turn Babysitting Money Into a Retirement Windfall. A Simple Trick To Paying Off Your Credit Card Faster Bumper - Investing for Teens  Fidelity Bloom℠ - Financial App Bloom - Stock Investing App for Teens Investopedia Education   /   Money 101 | 5 simple money rules to last a lifetime 5 money skills all parents should teach their teenager Credit Karma Review: Free Credit Score and More at Your Fingertips How To Build Credit Best Secured Credit Cards: Top Picks for Building or Repairing Credit Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275  Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Oct 2022 11:00:00 -0000 full Clark Howard Your Financial Emergency Kit / Teaching Kids About Money Storms, fire, flood or other sudden misfortune could separate you from access to vital accounts and documents. Get Clark smart guidelines to help keep you and loved ones operational - just in case.  Also, we’ve had several questions and comments from parents trying to teach their children about money. Clark shares just how important that is - and how to approach the subject effectively for kids and teens.  Preparing for the What-Ifs: Segment 1 Ask Clark: Segment 2 Financial Education: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 10 Steps To Strengthen Your Financial Emergency Preparedness Now -A checklist of what to do – and pack – when a hurricane’s coming How To Open a Roth IRA A Roth IRA for a Kid? Yes, You Can Turn Babysitting Money Into a Retirement Windfall. A Simple Trick To Paying Off Your Credit Card Faster Bumper - Investing for Teens  Fidelity Bloom℠ - Financial App Bloom - Stock Investing App for Teens Investopedia Education   /   Money 101 | 5 simple money rules to last a lifetime 5 money skills all parents should teach their teenager Credit Karma Review: Free Credit Score and More at Your Fingertips How To Build Credit Best Secured Credit Cards: Top Picks for Building or Repairing Credit Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275  Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Storms, fire, flood or other sudden misfortune could separate you from access to vital accounts and documents. Get Clark smart guidelines to help keep you and loved ones operational - just in case.  Also, we’ve had several questions and comments from parents trying to teach their children about money. Clark shares just how important that is - and how to approach the subject effectively for kids and teens. 

    • Preparing for the What-Ifs: Segment 1
    • Ask Clark: Segment 2
    • Financial Education: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources

    

    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1404     10.14.22 Clark Answers His Critics on Clark Stinks / Clark Smart Holiday Air Travel Advice Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, holiday travel season approaches and if you haven’t flown in a while, Clark has some news you could use.  Clark Stinks: Segments 1 & 2 Holiday Air Travel: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 15 of the Best Free Workout Apps Medicaid and Nursing Homes: A Quick Guide to the Rules Want to block third-party trackers on your Android device? Try DuckDuckGo's new feature [The Washington Post] Are airlines getting more strict about carry-ons? [The Washington Post] It’s not your imagination: Planes are dirtier Should You Ever Buy Travel Medical Insurance? InsureMyTrip Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 14 Oct 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Clark Smart Holiday Air Travel Advice Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, holiday travel season approaches and if you haven’t flown in a while, Clark has some news you could use.  Clark Stinks: Segments 1 & 2 Holiday Air Travel: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 15 of the Best Free Workout Apps Medicaid and Nursing Homes: A Quick Guide to the Rules Want to block third-party trackers on your Android device? Try DuckDuckGo's new feature [The Washington Post] Are airlines getting more strict about carry-ons? [The Washington Post] It’s not your imagination: Planes are dirtier Should You Ever Buy Travel Medical Insurance? InsureMyTrip Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, holiday travel season approaches and if you haven’t flown in a while, Clark has some news you could use. 

    • Clark Stinks: Segments 1 & 2
    • Holiday Air Travel: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1741     10.13.22 After The Storms: A Rethink On Rebuilding / Meat Substitutes Don’t Cut It We’re seeing the horrific devastation of recent hurricanes, knowing they won’t be the last. But there are new ways of building that can help keep power on when catastrophic weather hits. Where this is being done, and what’s needed for the future. Also, Americans are going for the real thing, as artificial meat sales go down. Why the novelty of meat substitutes has worn off.  A Rethink On Rebuilding: Segment 1 Ask Clark: Segment 2 Beyond Meat Substitutes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: This 100% solar community endured Hurricane Ian with no loss of power and minimal damage 5 Things to Know Before You Buy Flood Insurance Should I Buy a Used Car, New Car or Lease Right Now? 5 Steps To Getting a Good Deal on a Hotel Room Rocket Money Review: 4 Things To Know Before Signing Up Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 13 Oct 2022 11:00:00 -0000 full Clark Howard After The Storms: A Rethink On Rebuilding / Meat Substitutes Don’t Cut It We’re seeing the horrific devastation of recent hurricanes, knowing they won’t be the last. But there are new ways of building that can help keep power on when catastrophic weather hits. Where this is being done, and what’s needed for the future. Also, Americans are going for the real thing, as artificial meat sales go down. Why the novelty of meat substitutes has worn off.  A Rethink On Rebuilding: Segment 1 Ask Clark: Segment 2 Beyond Meat Substitutes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: This 100% solar community endured Hurricane Ian with no loss of power and minimal damage 5 Things to Know Before You Buy Flood Insurance Should I Buy a Used Car, New Car or Lease Right Now? 5 Steps To Getting a Good Deal on a Hotel Room Rocket Money Review: 4 Things To Know Before Signing Up Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices We’re seeing the horrific devastation of recent hurricanes, knowing they won’t be the last. But there are new ways of building that can help keep power on when catastrophic weather hits. Where this is being done, and what’s needed for the future. Also, Americans are going for the real thing, as artificial meat sales go down. Why the novelty of meat substitutes has worn off. 

    • A Rethink On Rebuilding: Segment 1
    • Ask Clark: Segment 2
    • Beyond Meat Substitutes: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1766     10.12.22 Clark Smart Holiday Shipping / Beware the “Pig Butchering” Scam While holiday sales abound, including from online retailers, shipping is getting more expensive. Fedex is having serious issues that may affect holiday deliveries - and all carriers are dealing with disruptions. Get Clark’s best advice for holiday shipping. Also, Clark explains the “pig butchering” scam technique via messaging apps. When you respond, you open the door to a slow con. This is happening to people from all walks of life. Learn how it plays. Holiday Shipping Advice: Segment 1 Ask Clark: Segment 2 The Pig Butchering Scam: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Car Rental Insurance: Everything You Need To Know Credit Card Car Rental Insurance: What You Need To Know Best Cash Back Credit Cards: Top Picks for 2022 USAJobs.gov What’s a Pig Butchering Scam? Here’s How to Avoid Falling Victim to One. The #1 Thing You Need To Do Before You Buy a Used Chromebook What Is a Bear Market? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 12 Oct 2022 11:00:00 -0000 full Clark Howard Clark Smart Holiday Shipping / Beware the “Pig Butchering” Scam While holiday sales abound, including from online retailers, shipping is getting more expensive. Fedex is having serious issues that may affect holiday deliveries - and all carriers are dealing with disruptions. Get Clark’s best advice for holiday shipping. Also, Clark explains the “pig butchering” scam technique via messaging apps. When you respond, you open the door to a slow con. This is happening to people from all walks of life. Learn how it plays. Holiday Shipping Advice: Segment 1 Ask Clark: Segment 2 The Pig Butchering Scam: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Pirate Ship Review: Pros & Cons of This Cheap Shipping Service Car Rental Insurance: Everything You Need To Know Credit Card Car Rental Insurance: What You Need To Know Best Cash Back Credit Cards: Top Picks for 2022 USAJobs.gov What’s a Pig Butchering Scam? Here’s How to Avoid Falling Victim to One. The #1 Thing You Need To Do Before You Buy a Used Chromebook What Is a Bear Market? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices While holiday sales abound, including from online retailers, shipping is getting more expensive. Fedex is having serious issues that may affect holiday deliveries - and all carriers are dealing with disruptions. Get Clark’s best advice for holiday shipping. Also, Clark explains the “pig butchering” scam technique via messaging apps. When you respond, you open the door to a slow con. This is happening to people from all walks of life. Learn how it plays.

    • Holiday Shipping Advice: Segment 1
    • Ask Clark: Segment 2
    • The Pig Butchering Scam: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1823     10.11.22 Clarkonomics: The Housing Market / Grocery Delivery Gets More Affordable A special session of Clarkonomics on home buying. The home market has been through periods of distortion this entire century. Clark gives historical perspective explaining how we got here, the current climate for home buyers and sellers, and where the housing market is headed. Also, there are some new ways to save on grocery delivery without breaking the bank. As the pandemic subsides, retailers continue to adapt. Clark conveys some innovative new delivery offerings from Kroger and Sams Club.  Clarkonomics: The Housing Market: Segment 1 Ask Clark: Segment 2 New Delivery Options: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Think mortgage rates are high now? Homebuyers in the 1980s were paying 19% 12 things your homeowners insurance probably doesn't cover Dangers of putting monthly bills on automatic debit Should I Get an Umbrella Insurance Policy? New Report: The #1 Appliance Brand for Customer Satisfaction Which Home Security Systems Rank Better Than Ring? The Best Time and Place To Buy a Mattress Costco and mattressess - Clark Howard Community Best Mattress Buying Guide - Consumer Reports Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 11 Oct 2022 11:00:00 -0000 full Clark Howard Clarkonomics: The Housing Market / Grocery Delivery Gets More Affordable A special session of Clarkonomics on home buying. The home market has been through periods of distortion this entire century. Clark gives historical perspective explaining how we got here, the current climate for home buyers and sellers, and where the housing market is headed. Also, there are some new ways to save on grocery delivery without breaking the bank. As the pandemic subsides, retailers continue to adapt. Clark conveys some innovative new delivery offerings from Kroger and Sams Club.  Clarkonomics: The Housing Market: Segment 1 Ask Clark: Segment 2 New Delivery Options: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Think mortgage rates are high now? Homebuyers in the 1980s were paying 19% 12 things your homeowners insurance probably doesn't cover Dangers of putting monthly bills on automatic debit Should I Get an Umbrella Insurance Policy? New Report: The #1 Appliance Brand for Customer Satisfaction Which Home Security Systems Rank Better Than Ring? The Best Time and Place To Buy a Mattress Costco and mattressess - Clark Howard Community Best Mattress Buying Guide - Consumer Reports Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A special session of Clarkonomics on home buying. The home market has been through periods of distortion this entire century. Clark gives historical perspective explaining how we got here, the current climate for home buyers and sellers, and where the housing market is headed. Also, there are some new ways to save on grocery delivery without breaking the bank. As the pandemic subsides, retailers continue to adapt. Clark conveys some innovative new delivery offerings from Kroger and Sams Club. 

    • Clarkonomics: The Housing Market: Segment 1
    • Ask Clark: Segment 2
    • New Delivery Options: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1956     10.10.22 Electric Vehicle Outlook & E-Bikes / Debt and Mental Health EV’s are in great demand right now, but today buying an electric vehicle doesn’t make financial sense. Clark discusses the industry outlook and your alternatives, until the time is right to buy an EV. Also, DEBT - the price you pay is more than financial. The stress of debt takes a toll on health. Clark talks about the different types of debt and approaches to getting it under control.  Electric Vehicle Outlook: Segment 1 Ask Clark: Segment 2 Debt and Mental Health: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Can You Actually Ditch Your Car for an E-Bike? Maybe - The Wall Street Journal. 5 Ways to Create a Cheap Home Gym What Is a Fiduciary Financial Advisor and Do I Need One? Best Investment Companies for Investors in 2022 Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You? Betterment Review: How It Works, Pros & Cons Wealthfront Review: How It Works, Pros & Cons How To Open a Roth IRA Clark.com Ditch Your Debt Facebook group   6 Things To Know Before Contacting the National Foundation for Credit Counseling What Is Long-Term Care Insurance Cost & Coverage Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Oct 2022 11:00:00 -0000 full Clark Howard Electric Vehicle Outlook & E-Bikes / Debt and Mental Health EV’s are in great demand right now, but today buying an electric vehicle doesn’t make financial sense. Clark discusses the industry outlook and your alternatives, until the time is right to buy an EV. Also, DEBT - the price you pay is more than financial. The stress of debt takes a toll on health. Clark talks about the different types of debt and approaches to getting it under control.  Electric Vehicle Outlook: Segment 1 Ask Clark: Segment 2 Debt and Mental Health: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Can You Actually Ditch Your Car for an E-Bike? Maybe - The Wall Street Journal. 5 Ways to Create a Cheap Home Gym What Is a Fiduciary Financial Advisor and Do I Need One? Best Investment Companies for Investors in 2022 Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You? Betterment Review: How It Works, Pros & Cons Wealthfront Review: How It Works, Pros & Cons How To Open a Roth IRA Clark.com Ditch Your Debt Facebook group   6 Things To Know Before Contacting the National Foundation for Credit Counseling What Is Long-Term Care Insurance Cost & Coverage Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices EV’s are in great demand right now, but today buying an electric vehicle doesn’t make financial sense. Clark discusses the industry outlook and your alternatives, until the time is right to buy an EV. Also, DEBT - the price you pay is more than financial. The stress of debt takes a toll on health. Clark talks about the different types of debt and approaches to getting it under control. 

    • Electric Vehicle Outlook: Segment 1
    • Ask Clark: Segment 2
    • Debt and Mental Health: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1816     10.07.22 Clark Answers His Critics on Clark Stinks / Your Auto Insurance Rates Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses several factors behind rapidly rising auto insurance premiums and how you can make a difference in what you pay.   Clark Stinks: Segments 1 & 2 Rising Auto Insurance Rates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best Places To Buy Eyeglasses How To Improve Your Credit Score by 100 Points in 30 Days How To Get a Free Credit Report Top Dental Schools That Provide Cheap or Free Dental Work THE WSJ: Four Ways to Save Money on Car Insurance as Rates Rise How to Shop for Car Insurance Clark.com - AUTO INSURANCE Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 07 Oct 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Your Auto Insurance Rates Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses several factors behind rapidly rising auto insurance premiums and how you can make a difference in what you pay.   Clark Stinks: Segments 1 & 2 Rising Auto Insurance Rates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best Places To Buy Eyeglasses How To Improve Your Credit Score by 100 Points in 30 Days How To Get a Free Credit Report Top Dental Schools That Provide Cheap or Free Dental Work THE WSJ: Four Ways to Save Money on Car Insurance as Rates Rise How to Shop for Car Insurance Clark.com - AUTO INSURANCE Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses several factors behind rapidly rising auto insurance premiums and how you can make a difference in what you pay.  

    • Clark Stinks: Segments 1 & 2
    • Rising Auto Insurance Rates: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1661     10.06.22 Adult Kids on The Parental Dole / Privacy Alert: Health Apps & Sites Once upon a time, people were considered adults and on their own by age 18. Today, that’s not the norm. Parents often keep “emerging adults” on their cell phone & streaming plans, health & auto insurance and subscriptions - due in part to family plan tie-ins. Thoughts on when and how to cut the cord. Also, what you should know about health apps and medical searches, and your most personal privacy.  The Parental Dole: Segment 1 Ask Clark: Segment 2 Health Apps & Sites And Your Privacy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 7 ways to make your kids money-savvy for the future [The Washington Post] Health apps share your concerns with advertisers. HIPAA can’t stop it. DuckDuckGo — Privacy, simplified. Brave Browser: Secure, Fast & Private Web Browser How Many Bank Accounts Should You Have? - Clark Howard The Best Places To Buy Tires Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 06 Oct 2022 11:00:00 -0000 full Clark Howard Adult Kids on The Parental Dole / Privacy Alert: Health Apps & Sites Once upon a time, people were considered adults and on their own by age 18. Today, that’s not the norm. Parents often keep “emerging adults” on their cell phone & streaming plans, health & auto insurance and subscriptions - due in part to family plan tie-ins. Thoughts on when and how to cut the cord. Also, what you should know about health apps and medical searches, and your most personal privacy.  The Parental Dole: Segment 1 Ask Clark: Segment 2 Health Apps & Sites And Your Privacy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 7 ways to make your kids money-savvy for the future [The Washington Post] Health apps share your concerns with advertisers. HIPAA can’t stop it. DuckDuckGo — Privacy, simplified. Brave Browser: Secure, Fast & Private Web Browser How Many Bank Accounts Should You Have? - Clark Howard The Best Places To Buy Tires Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Once upon a time, people were considered adults and on their own by age 18. Today, that’s not the norm. Parents often keep “emerging adults” on their cell phone & streaming plans, health & auto insurance and subscriptions - due in part to family plan tie-ins. Thoughts on when and how to cut the cord. Also, what you should know about health apps and medical searches, and your most personal privacy. 

    • The Parental Dole: Segment 1
    • Ask Clark: Segment 2
    • Health Apps & Sites And Your Privacy: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1916     10.05.22 Fidelity’s new Robo-Advisor Service / The All-Inclusive Airline Fare Proposal Fidelity has refined their Robo-Advisor service. The new Fidelity-GO is really different. Clark explains the offerings, fees and your opportunity here. Also, Frontier Airlines recently had a zero dollar sale - but there’s a reason you didn’t see it on Clark Deals. This is a problem the Federal government is addressing with a new proposal to require full price disclosure. The game today involves bait & switch. Consumers deserve better - and there may be a comment period….  The New Fidelity GO: Segment 1 Ask Clark: Segment 2 Airfare Price Disclosure: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Fidelity Will Merge Its Robo-Advisor Offerings Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? White House: New rule will show 'true cost' of plane tickets Follow Clark Howard's #1 Rule To Travel Cheap Best Travel Credit Cards: Top Rewards Picks for 2022 Why You Need To Use Your Travel Points Right Now Best Cash Back Credit Cards: Top Picks for 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 05 Oct 2022 11:00:00 -0000 full Clark Howard Fidelity’s new Robo-Advisor Service / The All-Inclusive Airline Fare Proposal Fidelity has refined their Robo-Advisor service. The new Fidelity-GO is really different. Clark explains the offerings, fees and your opportunity here. Also, Frontier Airlines recently had a zero dollar sale - but there’s a reason you didn’t see it on Clark Deals. This is a problem the Federal government is addressing with a new proposal to require full price disclosure. The game today involves bait & switch. Consumers deserve better - and there may be a comment period….  The New Fidelity GO: Segment 1 Ask Clark: Segment 2 Airfare Price Disclosure: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Fidelity Will Merge Its Robo-Advisor Offerings Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? White House: New rule will show 'true cost' of plane tickets Follow Clark Howard's #1 Rule To Travel Cheap Best Travel Credit Cards: Top Rewards Picks for 2022 Why You Need To Use Your Travel Points Right Now Best Cash Back Credit Cards: Top Picks for 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fidelity has refined their Robo-Advisor service. The new Fidelity-GO is really different. Clark explains the offerings, fees and your opportunity here. Also, Frontier Airlines recently had a zero dollar sale - but there’s a reason you didn’t see it on Clark Deals. This is a problem the Federal government is addressing with a new proposal to require full price disclosure. The game today involves bait & switch. Consumers deserve better - and there may be a comment period…. 

    • The New Fidelity GO: Segment 1
    • Ask Clark: Segment 2
    • Airfare Price Disclosure: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1980     10.04.22 Holidays Sales Are NOW / CLARKONOMICS - Perspective on the Economy The ships have come in and retailers have too much merchandise - over supply. Meanwhile due to inflation, demand has lessened = SALES. Clark points to holiday shopping deals, as this year, October is the new November. Bonus - Walmart’s new return policy. Also - Clarkonomics returns. Clark sets the table on how The U.S. and world economies got to where we are now and explains the moves that are coming to get inflation under control.  October Holiday Sales: Segment 1 Ask Clark: Segment 2 Clarkonomics - Economic Overview: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Introducing Amazon’s Prime Early Access Sale—A New Holiday Shopping Event for Members to Save Big October 11 and October 12 Score Discounts on Apple AirPods Pro, iPads, and the Apple Watch 8 at Amazon Before the Prime Early Access Sale Best Online Banks: Free Checking and High-Interest Savings Accounts Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account Best Cell Phone Plans in 2022: The Cheapest Plan for Every Need Visible Review: 5 Things To Know Before You Sign Up NYTimes.com: Bad News From the Fed? We’ve Been Here Before. What Is a C.L.U.E Report and Its Impact on Your Insurance Should I Freeze My Credit With Innovis, SageStream, CoreLogic and LexisNexus? Clark Deals 2022 Sweepstakes Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 04 Oct 2022 11:00:00 -0000 full Clark Howard Holidays Sales Are NOW / CLARKONOMICS - Perspective on the Economy The ships have come in and retailers have too much merchandise - over supply. Meanwhile due to inflation, demand has lessened = SALES. Clark points to holiday shopping deals, as this year, October is the new November. Bonus - Walmart’s new return policy. Also - Clarkonomics returns. Clark sets the table on how The U.S. and world economies got to where we are now and explains the moves that are coming to get inflation under control.  October Holiday Sales: Segment 1 Ask Clark: Segment 2 Clarkonomics - Economic Overview: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Introducing Amazon’s Prime Early Access Sale—A New Holiday Shopping Event for Members to Save Big October 11 and October 12 Score Discounts on Apple AirPods Pro, iPads, and the Apple Watch 8 at Amazon Before the Prime Early Access Sale Best Online Banks: Free Checking and High-Interest Savings Accounts Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account Best Cell Phone Plans in 2022: The Cheapest Plan for Every Need Visible Review: 5 Things To Know Before You Sign Up NYTimes.com: Bad News From the Fed? We’ve Been Here Before. What Is a C.L.U.E Report and Its Impact on Your Insurance Should I Freeze My Credit With Innovis, SageStream, CoreLogic and LexisNexus? Clark Deals 2022 Sweepstakes Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The ships have come in and retailers have too much merchandise - over supply. Meanwhile due to inflation, demand has lessened = SALES. Clark points to holiday shopping deals, as this year, October is the new November. Bonus - Walmart’s new return policy. Also - Clarkonomics returns. Clark sets the table on how The U.S. and world economies got to where we are now and explains the moves that are coming to get inflation under control. 

    • October Holiday Sales: Segment 1
    • Ask Clark: Segment 2
    • Clarkonomics - Economic Overview: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1931     10.03.22 Unlisted: Customer-No-Service & You / Winter Heating Bills You may have noticed how difficult it is to find a company phone number. Turns out, that is by design. For business, Clark discusses real ways to build customer loyalty. And if you’re with a company that only rewards new customers, ignoring your loyalty, play their game to protect your wallet. Also, Clark discusses the financial pressures on the cost of energy this winter in the U.S., as part of the world wide energy market, focusing on what we CAN control. Learn what you can expect to pay and what you can do to mitigate it.  Customer-No-Service: Segment 1 Ask Clark: Segment 2 Winter Heating Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show: GetHuman: Call Companies and Fix Customer Service Issues Faster 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!) Electric Bills Soar Across the Country as Winter Looms - The Wall Street Journal. 7 Easy Ways To Lower Your Heating Bill How To Save Money on Utilities Credit Union vs. Bank: What's the Difference? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Oct 2022 11:00:00 -0000 full Clark Howard Unlisted: Customer-No-Service & You / Winter Heating Bills You may have noticed how difficult it is to find a company phone number. Turns out, that is by design. For business, Clark discusses real ways to build customer loyalty. And if you’re with a company that only rewards new customers, ignoring your loyalty, play their game to protect your wallet. Also, Clark discusses the financial pressures on the cost of energy this winter in the U.S., as part of the world wide energy market, focusing on what we CAN control. Learn what you can expect to pay and what you can do to mitigate it.  Customer-No-Service: Segment 1 Ask Clark: Segment 2 Winter Heating Bills: Segment 3 Ask Clark: Segment 4 Mentioned on the show: GetHuman: Call Companies and Fix Customer Service Issues Faster 4 Common Scams on Cash App, Venmo and Zelle (and How To Avoid Them!) Electric Bills Soar Across the Country as Winter Looms - The Wall Street Journal. 7 Easy Ways To Lower Your Heating Bill How To Save Money on Utilities Credit Union vs. Bank: What's the Difference? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices You may have noticed how difficult it is to find a company phone number. Turns out, that is by design. For business, Clark discusses real ways to build customer loyalty. And if you’re with a company that only rewards new customers, ignoring your loyalty, play their game to protect your wallet. Also, Clark discusses the financial pressures on the cost of energy this winter in the U.S., as part of the world wide energy market, focusing on what we CAN control. Learn what you can expect to pay and what you can do to mitigate it. 

    • Customer-No-Service: Segment 1
    • Ask Clark: Segment 2
    • Winter Heating Bills: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1710     09.30.22 Clark Answers His Critics on Clark Stinks / Reduce The Risk of Dementia Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, we all know walking is great for physical health, but it may also help ward off something we all fear - dementia. What is known about how much walking is great for your cognitive health. Clark Stinks: Segments 1 & 2 Walking for Mental Health: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is Disability Insurance and How Does It Work? Emergency Fund Complete Guide: How Much & Where 4 Things To Know Before You Buy Glasses From Costco Optical The Best Places To Buy Eyeglasses Subscribe & Save | Save on Everyday Essentials - Amazon.com Apply for Public Service Loan Forgiveness (PSLF) New Report: States With the Highest and Lowest Used Car Price Increases What You Need To Do With Your Gift Cards Right Now How To Spot and Avoid Gift Card Scams   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 30 Sep 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Reduce The Risk of Dementia Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, we all know walking is great for physical health, but it may also help ward off something we all fear - dementia. What is known about how much walking is great for your cognitive health. Clark Stinks: Segments 1 & 2 Walking for Mental Health: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is Disability Insurance and How Does It Work? Emergency Fund Complete Guide: How Much & Where 4 Things To Know Before You Buy Glasses From Costco Optical The Best Places To Buy Eyeglasses Subscribe & Save | Save on Everyday Essentials - Amazon.com Apply for Public Service Loan Forgiveness (PSLF) New Report: States With the Highest and Lowest Used Car Price Increases What You Need To Do With Your Gift Cards Right Now How To Spot and Avoid Gift Card Scams   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, we all know walking is great for physical health, but it may also help ward off something we all fear - dementia. What is known about how much walking is great for your cognitive health.

    • Clark Stinks: Segments 1 & 2
    • Walking for Mental Health: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1840     09.29.22 DEALS in a Time of Inflation / Inside the Mind of a Super Saver In spite of inflation, there are deals to be had. Amazon is in major overstock mode right now - offering a separate site for discounts, and a section for deals on open box returns - Clark explains. Also, there are those among us who, despite not making a lot of money, are able to save significant amounts. Clark shares how the goal of Financial Independence is achieved.  Amazon Cuts Deals: Segment 1 Ask Clark: Segment 2 Secrets of Super Savers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Amazon Warehouse: Where Amazon Prime Returns Become Your Next Online Bargains Simplified Employee Pension (SEP) Definition - Investopedia What Is a SEP IRA and Who Is Eligible? What Is Direct Primary Care? A Patient's Guide to DPC - GoodRx How To Plan a Trip: Clark's Best Travel Tips To Save Money Travel Insurance? What You Need To Know Before You Buy A Simple Way To Help Your Kid Build Credit T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Verizon Home Internet: Things To Know Before You Sign Up How To Find the Best Deal on Cheap Internet Service in 4 Steps   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 29 Sep 2022 11:00:00 -0000 full Clark Howard DEALS in a Time of Inflation / Inside the Mind of a Super Saver In spite of inflation, there are deals to be had. Amazon is in major overstock mode right now - offering a separate site for discounts, and a section for deals on open box returns - Clark explains. Also, there are those among us who, despite not making a lot of money, are able to save significant amounts. Clark shares how the goal of Financial Independence is achieved.  Amazon Cuts Deals: Segment 1 Ask Clark: Segment 2 Secrets of Super Savers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Amazon Warehouse: Where Amazon Prime Returns Become Your Next Online Bargains Simplified Employee Pension (SEP) Definition - Investopedia What Is a SEP IRA and Who Is Eligible? What Is Direct Primary Care? A Patient's Guide to DPC - GoodRx How To Plan a Trip: Clark's Best Travel Tips To Save Money Travel Insurance? What You Need To Know Before You Buy A Simple Way To Help Your Kid Build Credit T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Verizon Home Internet: Things To Know Before You Sign Up How To Find the Best Deal on Cheap Internet Service in 4 Steps   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In spite of inflation, there are deals to be had. Amazon is in major overstock mode right now - offering a separate site for discounts, and a section for deals on open box returns - Clark explains. Also, there are those among us who, despite not making a lot of money, are able to save significant amounts. Clark shares how the goal of Financial Independence is achieved. 

    • Amazon Cuts Deals: Segment 1
    • Ask Clark: Segment 2
    • Secrets of Super Savers: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2101     09.28.22 Make A Difference: Government Jobs / Getting Control of Credit Card Debt Labor shortages are everywhere, but one sector particularly hurting affects us all - the government. Governments all over the country are short of workers, especially at state and local levels in varied capacities. Some of these jobs may come with the rare pension. You may be part of the solution. Clark paid his way through undergraduate school working for HUD - a good steady job. Also, credit card interest rates are the highest in decades. Long term credit card debt puts you in indentured servitude to the banks. Clark has a back to basics way to get it under control.   Your Government Needs YOU: Segment 1 Ask Clark: Segment 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Does Anyone Want a Government Job? Anyone?   USA Federal Jobs Food prices are still soaring — here's what's getting more expensive Hearing Aids Will Soon Be Sold Over The Counter Costco Hearing Aids: 5 Things To Know Before You Buy The Best Smart Water-Leak Detector - The New York Times Have you joined Clark's 'Ditch Your Debt' Facebook group yet? NYTimes: Wegmans Discontinues Self-Checkout App, Citing Losses 5 Ways to Save Money on Gas at Kroger Clark Howard's Important Advice on Funeral Planning Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 28 Sep 2022 11:00:00 -0000 full Clark Howard Make A Difference: Government Jobs / Getting Control of Credit Card Debt Labor shortages are everywhere, but one sector particularly hurting affects us all - the government. Governments all over the country are short of workers, especially at state and local levels in varied capacities. Some of these jobs may come with the rare pension. You may be part of the solution. Clark paid his way through undergraduate school working for HUD - a good steady job. Also, credit card interest rates are the highest in decades. Long term credit card debt puts you in indentured servitude to the banks. Clark has a back to basics way to get it under control.   Your Government Needs YOU: Segment 1 Ask Clark: Segment 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Does Anyone Want a Government Job? Anyone?   USA Federal Jobs Food prices are still soaring — here's what's getting more expensive Hearing Aids Will Soon Be Sold Over The Counter Costco Hearing Aids: 5 Things To Know Before You Buy The Best Smart Water-Leak Detector - The New York Times Have you joined Clark's 'Ditch Your Debt' Facebook group yet? NYTimes: Wegmans Discontinues Self-Checkout App, Citing Losses 5 Ways to Save Money on Gas at Kroger Clark Howard's Important Advice on Funeral Planning Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Labor shortages are everywhere, but one sector particularly hurting affects us all - the government. Governments all over the country are short of workers, especially at state and local levels in varied capacities. Some of these jobs may come with the rare pension. You may be part of the solution. Clark paid his way through undergraduate school working for HUD - a good steady job. Also, credit card interest rates are the highest in decades. Long term credit card debt puts you in indentured servitude to the banks. Clark has a back to basics way to get it under control.  

    • Your Government Needs YOU: Segment 1
    • Ask Clark: Segment 2
    • Credit Card Debt: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1716     09.27.22 DEADLINE: Series I Savings Bonds / Ford Changing the Game for Car Buyers The clock is ticking on the best inflation investment. Series I Savings Bonds are about to go through a reset in November. Clark explains rates and holding terms. Act now to make inflation work for you. Also, when the free market speaks, industries must respond to survive. Automaker Ford has new rules for anticompetitive dealerships - great news for car buyers.   Series I Savings Bonds: Segment 1 Ask Clark: Segment 2 Ford’s new dealership rules: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Barrons.com: Buy I Bonds Now at 9.6%. A New Rate Comes in November. 5 Things To Know About Series I Savings Bonds Best Renters Insurance Companies and Ones To Avoid Should You Buy an Extended Warranty on Your Car? 5 Things to Know About Renting an RV on Outdoorsy RV Rentals - Direct from Local Owners | #1 RV Rental Site Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 27 Sep 2022 11:00:00 -0000 full Clark Howard DEADLINE: Series I Savings Bonds / Ford Changing the Game for Car Buyers The clock is ticking on the best inflation investment. Series I Savings Bonds are about to go through a reset in November. Clark explains rates and holding terms. Act now to make inflation work for you. Also, when the free market speaks, industries must respond to survive. Automaker Ford has new rules for anticompetitive dealerships - great news for car buyers.   Series I Savings Bonds: Segment 1 Ask Clark: Segment 2 Ford’s new dealership rules: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Barrons.com: Buy I Bonds Now at 9.6%. A New Rate Comes in November. 5 Things To Know About Series I Savings Bonds Best Renters Insurance Companies and Ones To Avoid Should You Buy an Extended Warranty on Your Car? 5 Things to Know About Renting an RV on Outdoorsy RV Rentals - Direct from Local Owners | #1 RV Rental Site Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The clock is ticking on the best inflation investment. Series I Savings Bonds are about to go through a reset in November. Clark explains rates and holding terms. Act now to make inflation work for you. Also, when the free market speaks, industries must respond to survive. Automaker Ford has new rules for anticompetitive dealerships - great news for car buyers.  

    • Series I Savings Bonds: Segment 1
    • Ask Clark: Segment 2
    • Ford’s new dealership rules: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1768     09.26.22 Illegal Nursing Home Debt Collection / Bad Investment Advice Is Everywhere A completely illegal practice is going on by nursing homes and their collectors. Under federal law - The Nursing Home Reform Act - it’s illegal to go after family members for nursing home debt. What to do if you’re contacted for this type of collection. Meanwhile, bad investment advice is being peddled to young would-be investors on TikTok and other social media channels. There are 225 professional designations people are using to pitch commission based financial advice! That’s why you must know the basics, know the pay-for-play dubious pitch when you hear it, and know how to find a legitimate, fiduciary financial advisor. Illegal Nursing Home Collections: Segment 1 Ask Clark: Segment 2 Ethics In Investing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Regulators try to stop unlawful nursing home debt collection The 1987 Nursing Home Reform Act - AARP 4 Things To Know About Hulu's Live TV Streaming Service Clark.com - Streaming TV Rule of 78 Definition - Investopedia Simple Interest Definition: Who Benefits, With Formula and Example Why Investing And Insurance Shouldn't Mix (Despite What TikTok Says) Will the Real Financial Planners Please Stand Up? What Is a Fiduciary Financial Advisor and Do I Need One? Best Investment Companies for Investors in 2022 Trust Pilot - Worthy Here Are 100+ Brands That Are Made in the USA Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Sep 2022 11:00:00 -0000 full Clark Howard Illegal Nursing Home Debt Collection / Bad Investment Advice is Everywhere A completely illegal practice is going on by nursing homes and their collectors. Under federal law - The Nursing Home Reform Act - it’s illegal to go after family members for nursing home debt. What to do if you’re contacted for this type of collection. Meanwhile, bad investment advice is being peddled to young would-be investors on TikTok and other social media channels. There are 225 professional designations people are using to pitch commission based financial advice! That’s why you must know the basics, know the pay-for-play dubious pitch when you hear it, and know how to find a legitimate, fiduciary financial advisor. Illegal Nursing Home Collections: Segment 1 Ask Clark: Segment 2 Ethics In Investing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Regulators try to stop unlawful nursing home debt collection The 1987 Nursing Home Reform Act - AARP 4 Things To Know About Hulu's Live TV Streaming Service Clark.com - Streaming TV Rule of 78 Definition - Investopedia Simple Interest Definition: Who Benefits, With Formula and Example Why Investing And Insurance Shouldn't Mix (Despite What TikTok Says) Will the Real Financial Planners Please Stand Up? What Is a Fiduciary Financial Advisor and Do I Need One? Best Investment Companies for Investors in 2022 Trust Pilot - Worthy Here Are 100+ Brands That Are Made in the USA Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A completely illegal practice is going on by nursing homes and their collectors. Under federal law - The Nursing Home Reform Act - it’s illegal to go after family members for nursing home debt. What to do if you’re contacted for this type of collection. Meanwhile, bad investment advice is being peddled to young would-be investors on TikTok and other social media channels. There are 225 professional designations people are using to pitch commission based financial advice! That’s why you must know the basics, know the pay-for-play dubious pitch when you hear it, and know how to find a legitimate, fiduciary financial advisor.

    • Illegal Nursing Home Collections: Segment 1
    • Ask Clark: Segment 2
    • Ethics In Investing: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1455     09.23.22 Clark Answers His Critics on Clark Stinks / Airbnb: Opportunity & Hazard Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Airbnb is a great concept - subject to problematic execution. Learn what potential problems await both guests and hosts and how to prepare.  Clark Stinks: Segments 1 & 2 Airbnb: Opportunity & Hazard: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Invest With a Bank What Is a Fiduciary Financial Advisor and Do I Need One? 3 Places You Should Never Invest Your Money Best Investment Companies for Investors in 2022 8 Things To Know Before Your First Trip to Aldi Resort Pass Best Free Password Managers: 7 Top Picks Netflix on Us: We Offer this Streaming Deal with Your Plan Charity Navigator - How To Choose the Best Charities for Your Donations Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 23 Sep 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Airbnb: Opportunity & Hazard Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Airbnb is a great concept - subject to problematic execution. Learn what potential problems await both guests and hosts and how to prepare.  Clark Stinks: Segments 1 & 2 Airbnb: Opportunity & Hazard: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Invest With a Bank What Is a Fiduciary Financial Advisor and Do I Need One? 3 Places You Should Never Invest Your Money Best Investment Companies for Investors in 2022 8 Things To Know Before Your First Trip to Aldi Resort Pass Best Free Password Managers: 7 Top Picks Netflix on Us: We Offer this Streaming Deal with Your Plan Charity Navigator - How To Choose the Best Charities for Your Donations Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Airbnb is a great concept - subject to problematic execution. Learn what potential problems await both guests and hosts and how to prepare. 

    • Clark Stinks: Segments 1 & 2
    • Airbnb: Opportunity & Hazard: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1733     09.22.22 The Truth About Manufacturers Warranties / Your Cell Phone As Lifeline Consumers are often told they must use authorized service dealers to maintain a warranty. Not so. What you need to know about parts and repairs. Also, T-Mobile and Apple are utilizing advances in satellite technology to expand communication world-wide, initially facilitating emergency alerts. Clark explains this new safety net, and where this tech is headed.  The Truth About Warranties: Segment 1 Ask Clark: Segment 2 Cell Phone + Satellite Technology: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Will You Void a Car Warranty by Not Having Your Car Serviced at the Dealership? How to Freeze Your Child's Credit WSJ.com: Apple’s iPhone Satellite Service Kicks Off Smartphone Space Race Apple & T-Mobile offer stranded people satellite connections If You Are Buying an iPhone 14, Some Ways to Save on Your Wireless Bill - WSJ From iPhone 14 to Apple Watch 8: Everything Apple Revealed at 'Far Out' How to decide if medical tourism is a viable option for you Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You? Fidelity Investments Review 2022: Pros & Cons What To Do With a Lump Sum, Inheritance or Windfall Best Cell Phone Plans in 2022: The Cheapest Plan for Every Need Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 22 Sep 2022 11:00:00 -0000 full Clark Howard The Truth About Manufacturers Warranties / Your Cell Phone As Lifeline Consumers are often told they must use authorized service dealers to maintain a warranty. Not so. What you need to know about parts and repairs. Also, T-Mobile and Apple are utilizing advances in satellite technology to expand communication world-wide, initially facilitating emergency alerts. Clark explains this new safety net, and where this tech is headed.  The Truth About Warranties: Segment 1 Ask Clark: Segment 2 Cell Phone + Satellite Technology: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Will You Void a Car Warranty by Not Having Your Car Serviced at the Dealership? How to Freeze Your Child's Credit WSJ.com: Apple’s iPhone Satellite Service Kicks Off Smartphone Space Race Apple & T-Mobile offer stranded people satellite connections If You Are Buying an iPhone 14, Some Ways to Save on Your Wireless Bill - WSJ From iPhone 14 to Apple Watch 8: Everything Apple Revealed at 'Far Out' How to decide if medical tourism is a viable option for you Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You? Fidelity Investments Review 2022: Pros & Cons What To Do With a Lump Sum, Inheritance or Windfall Best Cell Phone Plans in 2022: The Cheapest Plan for Every Need Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Consumers are often told they must use authorized service dealers to maintain a warranty. Not so. What you need to know about parts and repairs. Also, T-Mobile and Apple are utilizing advances in satellite technology to expand communication world-wide, initially facilitating emergency alerts. Clark explains this new safety net, and where this tech is headed. 

    • The Truth About Warranties: Segment 1
    • Ask Clark: Segment 2
    • Cell Phone + Satellite Technology: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1710     09.21.22 Breaking Inflation / Moving & Homeowners Insurance ALERT The average American is spending around $15 more a day - all things being equal vs. a year ago. Clark updates the economic lay of the land including housing, gasoline, service businesses and jobs - in global context as we endure inflation rotation. Also, if you’re considering moving, there are new considerations that are absolutely vital now. Homeowners insurance has become a complete wildcard. Clark has MUST DO advice before you buy in an area new to you. Inflation Update: Segment 1 Ask Clark: Segment 2 DON’T MOVE Without Knowing This: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Ways To Get Your Free Credit Score Report: The Most Reliable Car Brands NYTimes.com: As Wildfires Grow, Millions of Homes Are Being Built in Harm’s Way These maps show how climate change affects your city in real time—and what will happen in the future Insurance Archives - Clark Howard   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 Sep 2022 11:00:00 -0000 full Clark Howard Breaking Inflation / Moving & Homeowners Insurance ALERT The average American is spending around $15 more a day - all things being equal vs. a year ago. Clark updates the economic lay of the land including housing, gasoline, service businesses and jobs - in global context as we endure inflation rotation. Also, if you’re considering moving, there are new considerations that are absolutely vital now. Homeowners insurance has become a complete wildcard. Clark has MUST DO advice before you buy in an area new to you. Inflation Update: Segment 1 Ask Clark: Segment 2 DON’T MOVE Without Knowing This: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Ways To Get Your Free Credit Score Report: The Most Reliable Car Brands NYTimes.com: As Wildfires Grow, Millions of Homes Are Being Built in Harm’s Way These maps show how climate change affects your city in real time—and what will happen in the future Insurance Archives - Clark Howard   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The average American is spending around $15 more a day - all things being equal vs. a year ago. Clark updates the economic lay of the land including housing, gasoline, service businesses and jobs - in global context as we endure inflation rotation. Also, if you’re considering moving, there are new considerations that are absolutely vital now. Homeowners insurance has become a complete wildcard. Clark has MUST DO advice before you buy in an area new to you.

    • Inflation Update: Segment 1
    • Ask Clark: Segment 2
    • DON’T MOVE Without Knowing This: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1679     09.20.22 An IRS Break on Late-Filing Penalties / SAVE on Healthcare Many failed to file taxes in 2019 and/or 2020. Well the IRS will forgive those penalties, IF you can hit a fast approaching deadline. Already paid the penalty? More good news. Clark explains. Also, big players like Amazon and CVS are getting into the healthcare industry. But Walmart Health Centers offer unique services and savings to more people.  IRS Cuts Late Filers A Break: Segment 1 Ask Clark: Segment 2 SAVE on Healthcare: Segment 3 Ask Clark: Segment 4   Mentioned on the show: There’s an Important IRS Deadline Coming This Month NYTimes: I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns 5 Things To Know About Series I Savings Bonds Uninsured Motorist Coverage (UM) Definition - Investopedia NYTimes.com: CVS Makes $8 Billion Bet on the Return of the House Call Axios: CVS beats out Amazon for Signify Health Walmart Health Center price list How To Open a Roth IRA The Best Places To Buy Eyeglasses Mint Mobile Review: 5 Things To Know Before You Sign Up Vanguard, Fidelity, Schwab - Investing - Clark Howard Community FREE ADVICE: Clark’s Consumer Action Center (CAC)   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 20 Sep 2022 11:00:00 -0000 full Clark Howard An IRS Break on Late-Filing Penalties / SAVE on Healthcare Many failed to file taxes in 2019 and/or 2020. Well the IRS will forgive those penalties, IF you can hit a fast approaching deadline. Already paid the penalty? More good news. Clark explains. Also, big players like Amazon and CVS are getting into the healthcare industry. But Walmart Health Centers offer unique services and savings to more people.  IRS Cuts Late Filers A Break: Segment 1 Ask Clark: Segment 2 SAVE on Healthcare: Segment 3 Ask Clark: Segment 4   Mentioned on the show: There’s an Important IRS Deadline Coming This Month NYTimes: I.R.S. to Refund Late-Filing Penalties for 2019 and 2020 Returns 5 Things To Know About Series I Savings Bonds Uninsured Motorist Coverage (UM) Definition - Investopedia NYTimes.com: CVS Makes $8 Billion Bet on the Return of the House Call Axios: CVS beats out Amazon for Signify Health Walmart Health Center price list How To Open a Roth IRA The Best Places To Buy Eyeglasses Mint Mobile Review: 5 Things To Know Before You Sign Up Vanguard, Fidelity, Schwab - Investing - Clark Howard Community FREE ADVICE: Clark’s Consumer Action Center (CAC)   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Many failed to file taxes in 2019 and/or 2020. Well the IRS will forgive those penalties, IF you can hit a fast approaching deadline. Already paid the penalty? More good news. Clark explains. Also, big players like Amazon and CVS are getting into the healthcare industry. But Walmart Health Centers offer unique services and savings to more people. 

    • IRS Cuts Late Filers A Break: Segment 1
    • Ask Clark: Segment 2
    • SAVE on Healthcare: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1546     09.19.22 New Info On Standing Desks / Inflation Fighter: The Resale Market There’s a right way to use standing desks, and to deal with a traditional sitting desk job - to improve your health. Clark explains. Also - Inflation and supply shortages have made buying used much more popular. Clark shares the secondhand market’s best categories, and a new offering from Walmart - to help you save more.   Sit-Stand Desks: Segment 1 Ask Clark: Segment 2 Explore the Resale Market: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Your Biggest Questions About Standing Desks, Answered Walmart Restored helps customers find affordable refurbished items What Is Disability Insurance and How Does It Work? Best 529 College Savings Plans By State The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report 401(k) Match: What Is It, How It Works Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Sep 2022 11:00:00 -0000 full Clark Howard New Info On Standing Desks / Inflation Fighter: The Resale Market There’s a right way to use standing desks, and to deal with a traditional sitting desk job - to improve your health. Clark explains. Also - Inflation and supply shortages have made buying used much more popular. Clark shares the secondhand market’s best categories, and a new offering from Walmart - to help you save more.   Sit-Stand Desks: Segment 1 Ask Clark: Segment 2 Explore the Resale Market: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Your Biggest Questions About Standing Desks, Answered Walmart Restored helps customers find affordable refurbished items What Is Disability Insurance and How Does It Work? Best 529 College Savings Plans By State The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report 401(k) Match: What Is It, How It Works Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices There’s a right way to use standing desks, and to deal with a traditional sitting desk job - to improve your health. Clark explains. Also - Inflation and supply shortages have made buying used much more popular. Clark shares the secondhand market’s best categories, and a new offering from Walmart - to help you save more.  

    • Sit-Stand Desks: Segment 1
    • Ask Clark: Segment 2
    • Explore the Resale Market: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1556     09.16.22 Clark Answers His Critics on Clark Stinks / Trade School & Apprenticeship Resources Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Clark shares some valuable resources for those considering trade school and apprenticeship programs towards a new solid career path.  Clark Stinks: Segments 1 & 2 Trade School & Apprenticeship Resources: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Cancel for Any Reason - Travel Insurance Benefit - InsureMyTrip 4 Things To Know Before You Buy Renters Insurance How Do I Check Tire Air Inflation Pressure? Men Make 48% More Than Women in the Gig Economy, Study Finds - Bloomberg Registered Apprenticeship Program - LeanHowToBecome.org Google Workspace Pricing How to Buy Individual Dental Insurance Price Hike: Sam's Club Is Raising Membership Fees Soon Welcome to the Clark.com Community Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 16 Sep 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Trade School & Apprenticeship Resources Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Clark shares some valuable resources for those considering trade school and apprenticeship programs towards a new solid career path.  Clark Stinks: Segments 1 & 2 Trade School & Apprenticeship Resources: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Cancel for Any Reason - Travel Insurance Benefit - InsureMyTrip 4 Things To Know Before You Buy Renters Insurance How Do I Check Tire Air Inflation Pressure? Men Make 48% More Than Women in the Gig Economy, Study Finds - Bloomberg Registered Apprenticeship Program - LeanHowToBecome.org Google Workspace Pricing How to Buy Individual Dental Insurance Price Hike: Sam's Club Is Raising Membership Fees Soon Welcome to the Clark.com Community Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Clark shares some valuable resources for those considering trade school and apprenticeship programs towards a new solid career path. 

    • Clark Stinks: Segments 1 & 2
    • Trade School & Apprenticeship Resources: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1869     09.15.22 DANGER ZONES: The Top Scam Takes Many Forms / The Credit Card Trap We’re here to help you avoid rip-offs and scams. Pretext, aka imposter & impersonation scams comprise the top rip-offs and they come in many forms. Be in the know so you don’t get taken. Also, credit card interest rates haven’t been this high since the 1990s - while the banks are pushing offers to get you hooked. Solicitations are as sky high as interest rates. They want to own you!  Impersonation Scams: Segment 1 Ask Clark: Segment 2 The Credit Card Trap: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Find out what scams are happening in your area Real Money, Fake Musicians: Inside a Million-Dollar Instagram Verification Scheme 5 Best Ways To Send Money Online The Best Places To Sell Your Cell Phone MaxBack: 5 Things To Know Before Selling Your Phone Backflip: 5 Things To Know Before Selling Your Phone BuyBackWorld: 5 Things To Know Before Selling Your Phone ecoATM: 5 Things To Know Before You Sell Your Phone Swappa: 5 Things To Know Before Selling Your Phone Gazelle: 5 Things To Know Before Selling Your Phone Amazon’s Subscribe & Save program might actually cost you more money How To Manage Your Monthly Subscriptions To Save Money How To Open a Roth IRA Fidelity Investments Review 2022: Pros & Cons Best Investment Companies for Investors in 2022 How to stay smart about Android app permissions How To Save $1,000 in 15 Weeks Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 15 Sep 2022 11:00:00 -0000 full Clark Howard DANGER ZONES: The Top Scam Takes Many Forms / The Credit Card Trap We’re here to help you avoid rip-offs and scams. Pretext, aka imposter & impersonation scams comprise the top rip-offs and they come in many forms. Be in the know so you don’t get taken. Also, credit card interest rates haven’t been this high since the 1990s - while the banks are pushing offers to get you hooked. Solicitations are as sky high as interest rates. They want to own you!  Impersonation Scams: Segment 1 Ask Clark: Segment 2 The Credit Card Trap: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Find out what scams are happening in your area Real Money, Fake Musicians: Inside a Million-Dollar Instagram Verification Scheme 5 Best Ways To Send Money Online The Best Places To Sell Your Cell Phone MaxBack: 5 Things To Know Before Selling Your Phone Backflip: 5 Things To Know Before Selling Your Phone BuyBackWorld: 5 Things To Know Before Selling Your Phone ecoATM: 5 Things To Know Before You Sell Your Phone Swappa: 5 Things To Know Before Selling Your Phone Gazelle: 5 Things To Know Before Selling Your Phone Amazon’s Subscribe & Save program might actually cost you more money How To Manage Your Monthly Subscriptions To Save Money How To Open a Roth IRA Fidelity Investments Review 2022: Pros & Cons Best Investment Companies for Investors in 2022 How to stay smart about Android app permissions How To Save $1,000 in 15 Weeks Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices We’re here to help you avoid rip-offs and scams. Pretext, aka imposter & impersonation scams comprise the top rip-offs and they come in many forms. Be in the know so you don’t get taken. Also, credit card interest rates haven’t been this high since the 1990s - while the banks are pushing offers to get you hooked. Solicitations are as sky high as interest rates. They want to own you! 

    • Impersonation Scams: Segment 1
    • Ask Clark: Segment 2
    • The Credit Card Trap: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1853     09.14.22 Home Renovation & Contractors / Audible Change- OTC Hearing Aids Transformational shifts are underway in how we buy and own homes.. There’s a home improvement boom in progress around the country, but timing is everything. Get Clark smart about when to renovate and how to choose a contractor. And - Now hear this! The average price of hearing aids in the U.S. is around $2700, compared to $200 in the rest of the world. The long awaited end of this pricing cartel will bring both opportunity and some pitfalls over the next few weeks. Home Renovation: Segment 1 Ask Clark: Segment 2 The Arrival of OTC Hearing Aids: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 6 Tips for Hiring a Contractor Leaving an apartment? Here's how to avoid those move-out charges Hearing Aids Will Soon Be Sold Over The Counter Follow these 5 steps to prevent a hotel bed bug attack Major Tax-Reporting Change for Users of Venmo, PayPal and Others Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 14 Sep 2022 11:00:00 -0000 full Clark Howard Home Renovation & Contractors / Audible Change- OTC Hearing Aids Transformational shifts are underway in how we buy and own homes.. There’s a home improvement boom in progress around the country, but timing is everything. Get Clark smart about when to renovate and how to choose a contractor. And - Now hear this! The average price of hearing aids in the U.S. is around $2700, compared to $200 in the rest of the world. The long awaited end of this pricing cartel will bring both opportunity and some pitfalls over the next few weeks. Home Renovation: Segment 1 Ask Clark: Segment 2 The Arrival of OTC Hearing Aids: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 6 Tips for Hiring a Contractor Leaving an apartment? Here's how to avoid those move-out charges Hearing Aids Will Soon Be Sold Over The Counter Follow these 5 steps to prevent a hotel bed bug attack Major Tax-Reporting Change for Users of Venmo, PayPal and Others Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Transformational shifts are underway in how we buy and own homes.. There’s a home improvement boom in progress around the country, but timing is everything. Get Clark smart about when to renovate and how to choose a contractor. And - Now hear this! The average price of hearing aids in the U.S. is around $2700, compared to $200 in the rest of the world. The long awaited end of this pricing cartel will bring both opportunity and some pitfalls over the next few weeks.

    • Home Renovation: Segment 1
    • Ask Clark: Segment 2
    • The Arrival of OTC Hearing Aids: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1800     09.13.22 Customer Service Comes to Airlines! / Beware Training Repayment Agreements The airline industry has been a mess, stretched thin by labor shortages as the travel industry rebounds. Thanks to DOT and public pressure, for the first time in 40 years passengers have a clear guide to their rights when flights are canceled or delayed. Clark walks you through the new DOT - Airline Customer Service Dashboard and what YOU need to do when grounded. Also, a worker warning: Why you need to be cautious when an employer offers you any kind of internal training. DOT Airline Dashboard: Segment 1 Ask Clark: Segment 2 Training Repayment Agreements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What America’s 10 Largest Airlines Offer if Your Flight Is Canceled or Delayed Google Flights File a Consumer Complaint - Department of Transportation Air Travel Complaints | US Department of Transportation Online travel itinerary and trip planner - TripIt Lemonade Insurance Review: How It Works, Coverage Options Best Renters Insurance Companies and Ones To Avoid Clark's National Travel Deals Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 13 Sep 2022 11:00:00 -0000 full Clark Howard Customer Service Comes to Airlines! / Beware Training Repayment Agreements The airline industry has been a mess, stretched thin by labor shortages as the travel industry rebounds. Thanks to DOT and public pressure, for the first time in 40 years passengers have a clear guide to their rights when flights are canceled or delayed. Clark walks you through the new DOT - Airline Customer Service Dashboard and what YOU need to do when grounded. Also, a worker warning: Why you need to be cautious when an employer offers you any kind of internal training. DOT Airline Dashboard: Segment 1 Ask Clark: Segment 2 Training Repayment Agreements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What America’s 10 Largest Airlines Offer if Your Flight Is Canceled or Delayed Google Flights File a Consumer Complaint - Department of Transportation Air Travel Complaints | US Department of Transportation Online travel itinerary and trip planner - TripIt Lemonade Insurance Review: How It Works, Coverage Options Best Renters Insurance Companies and Ones To Avoid Clark's National Travel Deals Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The airline industry has been a mess, stretched thin by labor shortages as the travel industry rebounds. Thanks to DOT and public pressure, for the first time in 40 years passengers have a clear guide to their rights when flights are canceled or delayed. Clark walks you through the new DOT - Airline Customer Service Dashboard and what YOU need to do when grounded. Also, a worker warning: Why you need to be cautious when an employer offers you any kind of internal training.

    • DOT Airline Dashboard: Segment 1
    • Ask Clark: Segment 2
    • Training Repayment Agreements: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1700     09.12.22 Rising Rents & The Rental Housing Outlook / Peer-To-Peer Car Rental - Pros & Cons Rents have increased dramatically in a short period of time, the biggest rise since the aftermath of WWII. Clark explains how we got here today and the idea of rent control, plus, some good news on the rental front. Also - Is renting out your car on a peer-to-peer platform to make extra money a good idea? Clark breaks down the pros and cons.  The Rental Housing Outlook: Segment 1 Ask Clark: Segment 2 Peer-To-Peer Car Rental: Segment 3 Ask Clark: Segment 4 Mentioned on the show: AAA Membership: Is It Worth It? Costco Travel: 5 Things To Know Before You Book How To Use 'Vacations To Go' To Find Bargain Cruises Travel Insurance? What You Need To Know Before You Buy CNET - How to Make Extra Money by Renting Out Your Car Online Peer-to-peer car sharing: A potentially risky side gig Turo: 5 Things To Know About the Cheap Car Rental Service AutoSlash Review: How To Save on a Rental Car Cheapest Way to Rent a Car: Expert Tips No Surprises Act - CMS Your health insurance says, ‘Claim denied.’ How to fight back Should You Buy Cell Phone Insurance? Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone Clark.com - CELL PHONES Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Sep 2022 11:00:00 -0000 full Clark Howard Rising Rents & The Rental Housing Outlook / Peer-To-Peer Car Rental - Pros & Cons Rents have increased dramatically in a short period of time, the biggest rise since the aftermath of WWII. Clark explains how we got here today and the idea of rent control, plus, some good news on the rental front. Also - Is renting out your car on a peer-to-peer platform to make extra money a good idea? Clark breaks down the pros and cons.  The Rental Housing Outlook: Segment 1 Ask Clark: Segment 2 Peer-To-Peer Car Rental: Segment 3 Ask Clark: Segment 4 Mentioned on the show: AAA Membership: Is It Worth It? Costco Travel: 5 Things To Know Before You Book How To Use 'Vacations To Go' To Find Bargain Cruises Travel Insurance? What You Need To Know Before You Buy CNET - How to Make Extra Money by Renting Out Your Car Online Peer-to-peer car sharing: A potentially risky side gig Turo: 5 Things To Know About the Cheap Car Rental Service AutoSlash Review: How To Save on a Rental Car Cheapest Way to Rent a Car: Expert Tips No Surprises Act - CMS Your health insurance says, ‘Claim denied.’ How to fight back Should You Buy Cell Phone Insurance? Cell Phone Protection: These Credit Cards Will Replace Your Stolen or Damaged Phone Clark.com - CELL PHONES Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Rents have increased dramatically in a short period of time, the biggest rise since the aftermath of WWII. Clark explains how we got here today and the idea of rent control, plus, some good news on the rental front. Also - Is renting out your car on a peer-to-peer platform to make extra money a good idea? Clark breaks down the pros and cons. 

    • The Rental Housing Outlook: Segment 1
    • Ask Clark: Segment 2
    • Peer-To-Peer Car Rental: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1676     09.09.22 Clark Answers His Critics on Clark Stinks / Stock Market Fears & Your Retirement Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Recent stock market volatility has many worried about their retirement. In the short term, markets go through downturns - as they should. Clark addresses these concerns based on the long term play and your proximity to retirement.  Clark Stinks: Segments 1 & 2 Market Fears-Retirement: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The $10 Travel Essential Clark Howard Always Packs Fidelity Investments Review 2022: Pros & Cons How To Save and Invest the Clark Howard Way 5 Biggest Financial Risks in Retirement Investing & Retirement Archives - Clark Howard How to book travel on Priceline Clark's Secret to Finding the Best Priceline and Hotwire Hotel Deals   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 09 Sep 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Stock Market Fears & Your Retirement Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Recent stock market volatility has many worried about their retirement. In the short term, markets go through downturns - as they should. Clark addresses these concerns based on the long term play and your proximity to retirement.  Clark Stinks: Segments 1 & 2 Market Fears-Retirement: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The $10 Travel Essential Clark Howard Always Packs Fidelity Investments Review 2022: Pros & Cons How To Save and Invest the Clark Howard Way 5 Biggest Financial Risks in Retirement Investing & Retirement Archives - Clark Howard How to book travel on Priceline Clark's Secret to Finding the Best Priceline and Hotwire Hotel Deals   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Recent stock market volatility has many worried about their retirement. In the short term, markets go through downturns - as they should. Clark addresses these concerns based on the long term play and your proximity to retirement. 

    • Clark Stinks: Segments 1 & 2
    • Market Fears-Retirement: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1985     09.08.22 For Students: A Key Extracurricular / Save On Gym Membership School is in session and many teens worry about having enough extracurriculars on their activities resume. But there's another very important route for students that should be top of mind. Also, learn why people are rediscovering gyms now and some guidelines for selecting the right gym for you.  For Students: A Key Extracurricular: Segment 1 Ask Clark: Segment 2 Selecting A GYM: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Things To Know About Series I Savings Bonds USHIP - Shippers, meet Carriers, Carriers, Meet Shippers How To Dispute an Error on Your Credit Report and Win Submit a complaint | Consumer Financial Protection Bureau CNET - How to Get a Gym Membership for Practically Free 5 Ways to Create a Cheap Home Gym Debt Archives - Clark Howard 6 Steps To Eliminate Credit Card Debt in 3 Years or Less Why You Might Be Paying Your Credit Card Bills All Wrong Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 08 Sep 2022 11:00:00 -0000 full Clark Howard For Students: A Key Extracurricular / Save On Gym Membership School is in session and many teens worry about having enough extracurriculars on their activities resume. But there's another very important route for students that should be top of mind. Also, learn why people are rediscovering gyms now and some guidelines for selecting the right gym for you.  For Students: A Key Extracurricular: Segment 1 Ask Clark: Segment 2 Selecting A GYM: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Things To Know About Series I Savings Bonds USHIP - Shippers, meet Carriers, Carriers, Meet Shippers How To Dispute an Error on Your Credit Report and Win Submit a complaint | Consumer Financial Protection Bureau CNET - How to Get a Gym Membership for Practically Free 5 Ways to Create a Cheap Home Gym Debt Archives - Clark Howard 6 Steps To Eliminate Credit Card Debt in 3 Years or Less Why You Might Be Paying Your Credit Card Bills All Wrong Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices School is in session and many teens worry about having enough extracurriculars on their activities resume. But there's another very important route for students that should be top of mind. Also, learn why people are rediscovering gyms now and some guidelines for selecting the right gym for you. 

    • For Students: A Key Extracurricular: Segment 1
    • Ask Clark: Segment 2
    • Selecting A GYM: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2001     09.07.22 Teen Drivers & Accident Ethics / A Money Saving Mortgage Strategy Clark shares a personal story concerning something every parent worries about - their teenager having a car accident. Also - with mortgage rates rising, there‘s an old tried & true strategy many Americans are unaware of - that could save big bucks on interest: the assumable, non-escalating mortgage.  Teen Drivers & Accident Ethics: Segment 1 Ask Clark: Segment 2 Mortgage Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Want a Lower Mortgage Rate? Take Someone Else’s Loan Clark's take: Why everyone should have a dash cam Is a Home Warranty Worth the Money? How can you find the best mortgage rates? 22 Places That Offer Discounts to U.S. Veterans Save More on Green Home Improvements Under the Inflation Reduction Act The cash incentives in the climate bill are only good if people actually use them Costco vs. Sam's Club Credit Cards Comparison: Which Is Better? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 07 Sep 2022 11:00:00 -0000 full Clark Howard Teen Drivers & Accident Ethics / A Money Saving Mortgage Strategy Clark shares a personal story concerning something every parent worries about - their teenager having a car accident. Also - with mortgage rates rising, there‘s an old tried & true strategy many Americans are unaware of - that could save big bucks on interest: the assumable, non-escalating mortgage.  Teen Drivers & Accident Ethics: Segment 1 Ask Clark: Segment 2 Mortgage Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Want a Lower Mortgage Rate? Take Someone Else’s Loan Clark's take: Why everyone should have a dash cam Is a Home Warranty Worth the Money? How can you find the best mortgage rates? 22 Places That Offer Discounts to U.S. Veterans Save More on Green Home Improvements Under the Inflation Reduction Act The cash incentives in the climate bill are only good if people actually use them Costco vs. Sam's Club Credit Cards Comparison: Which Is Better? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares a personal story concerning something every parent worries about - their teenager having a car accident. Also - with mortgage rates rising, there‘s an old tried & true strategy many Americans are unaware of - that could save big bucks on interest: the assumable, non-escalating mortgage. 

    • Teen Drivers & Accident Ethics: Segment 1
    • Ask Clark: Segment 2
    • Mortgage Strategy: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1871     09.06.22 Unprecedented September Clearances / Student Loan Forgiveness Retailers have been fighting from behind since March 2020. Suddenly supply chains are moving and stores have goods aplenty. In a time of inflation - we have never seen before deals in many categories this September. Clark calls out the buys for early holiday shopping. Also, Federal student loan forgiveness - what eligible student and parent borrowers need to know about how the program will work - and how the scams play.  Christmas in September: Segment 1 Ask Clark: Segment 2 Student Loan Forgiveness: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New Vanguard Account Fees Will Increase Costs for Some of Its Most Loyal Customers Fidelity Investments Review 2022: Pros & Cons Warning: Never Get Roadside Assistance From Your Insurance Provider Password manager LastPass reports breach, says no credentials stolen Explainer: How Biden's student loan forgiveness will impact U.S. consumers Student Loan Forgiveness Plan Won’t Make Inflation Worse—Even If It Adds $400 Billion To Deficit, Goldman Says Did you hear about the student loan announcements? Scammers did, too How To Watch Football Without Cable: Stream NFL and College Football (2022) Term Life vs. Whole Life Insurance: Understanding the Difference EvaluateLifeInsurance.org Term Life vs. Whole Life Insurance: Understanding the Difference What Is an Annuity, and Why Does Clark Think They Stink? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 06 Sep 2022 11:00:00 -0000 full Clark Howard Unprecedented September Clearances / Student Loan Forgiveness Retailers have been fighting from behind since March 2020. Suddenly supply chains are moving and stores have goods aplenty. In a time of inflation - we have never seen before deals in many categories this September. Clark calls out the buys for early holiday shopping. Also, Federal student loan forgiveness - what eligible student and parent borrowers need to know about how the program will work - and how the scams play.  Christmas in September: Segment 1 Ask Clark: Segment 2 Student Loan Forgiveness: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New Vanguard Account Fees Will Increase Costs for Some of Its Most Loyal Customers Fidelity Investments Review 2022: Pros & Cons Warning: Never Get Roadside Assistance From Your Insurance Provider Password manager LastPass reports breach, says no credentials stolen Explainer: How Biden's student loan forgiveness will impact U.S. consumers Student Loan Forgiveness Plan Won’t Make Inflation Worse—Even If It Adds $400 Billion To Deficit, Goldman Says Did you hear about the student loan announcements? Scammers did, too How To Watch Football Without Cable: Stream NFL and College Football (2022) Term Life vs. Whole Life Insurance: Understanding the Difference EvaluateLifeInsurance.org Term Life vs. Whole Life Insurance: Understanding the Difference What Is an Annuity, and Why Does Clark Think They Stink? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Retailers have been fighting from behind since March 2020. Suddenly supply chains are moving and stores have goods aplenty. In a time of inflation - we have never seen before deals in many categories this September. Clark calls out the buys for early holiday shopping. Also, Federal student loan forgiveness - what eligible student and parent borrowers need to know about how the program will work - and how the scams play. 

    • Christmas in September: Segment 1
    • Ask Clark: Segment 2
    • Student Loan Forgiveness: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1881     09.02.22 Clark Answers His Critics on Clark Stinks / SAVE On Holiday Shipping Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, this year Clark recommends extra early holiday travel planning AND early shopping and shipping. Know when to expect shipping hikes and the bargain months for online shopping & delivery.  Clark Stinks: Segments 1 & 2 Holiday Shipping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: USPS says it's hiking prices for holiday shipping - CBS News What Is a Reverse Mortgage and How Does It Work? TSA PreCheck vs. Global Entry vs. CLEAR: Which Is Best for You? Pirate Ship: Free USPS and UPS shipping software AAA Membership: Is It Worth It? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 02 Sep 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / SAVE On Holiday Shipping Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, this year Clark recommends extra early holiday travel planning AND early shopping and shipping. Know when to expect shipping hikes and the bargain months for online shopping & delivery.  Clark Stinks: Segments 1 & 2 Holiday Shipping: Segment 3 Ask Clark: Segment 4 Mentioned on the show: USPS says it's hiking prices for holiday shipping - CBS News What Is a Reverse Mortgage and How Does It Work? TSA PreCheck vs. Global Entry vs. CLEAR: Which Is Best for You? Pirate Ship: Free USPS and UPS shipping software AAA Membership: Is It Worth It? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, this year Clark recommends extra early holiday travel planning AND early shopping and shipping. Know when to expect shipping hikes and the bargain months for online shopping & delivery. 

    • Clark Stinks: Segments 1 & 2
    • Holiday Shipping: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1810     09.01.22 Act Now for Holiday Travel / Job Market Trends & Work-Life Balance After a chaotic summer, the outlook for fall travel looks better on every front. September is your cue to start planning holiday travel this year. Get Clark smart advice on how & when to book, avoiding the 4 most expensive travel days, and whether you need travel insurance. Also, Labor Day signals a good time to update job market trends. Clark discusses “unlimited vacation” & taking time off, as well as great part-time opportunities for retirees - and an employee tactic that is NOT recommended.  Holiday Travel: Segment 1 Ask Clark: Segment 2 Job Trends: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Need To Book Holiday Travel Now What Is Travel Insurance? 7 Things You Need To Know How Many Credit Cards Should I Have? Clark Howard: Books - Clark Howard YouTube: Clark Howard: Save More, Spend Less How to Start Saving and Investing with Clark's Best Advice ClarkDeals - Laptops Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 01 Sep 2022 11:00:00 -0000 full Clark Howard Act Now for Holiday Travel / Job Market Trends & Work-Life Balance After a chaotic summer, the outlook for fall travel looks better on every front. September is your cue to start planning holiday travel this year. Get Clark smart advice on how & when to book, avoiding the 4 most expensive travel days, and whether you need travel insurance. Also, Labor Day signals a good time to update job market trends. Clark discusses “unlimited vacation” & taking time off, as well as great part-time opportunities for retirees - and an employee tactic that is NOT recommended.  Holiday Travel: Segment 1 Ask Clark: Segment 2 Job Trends: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Need To Book Holiday Travel Now What Is Travel Insurance? 7 Things You Need To Know How Many Credit Cards Should I Have? Clark Howard: Books - Clark Howard YouTube: Clark Howard: Save More, Spend Less How to Start Saving and Investing with Clark's Best Advice ClarkDeals - Laptops Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices After a chaotic summer, the outlook for fall travel looks better on every front. September is your cue to start planning holiday travel this year. Get Clark smart advice on how & when to book, avoiding the 4 most expensive travel days, and whether you need travel insurance. Also, Labor Day signals a good time to update job market trends. Clark discusses “unlimited vacation” & taking time off, as well as great part-time opportunities for retirees - and an employee tactic that is NOT recommended. 

    • Holiday Travel: Segment 1
    • Ask Clark: Segment 2
    • Job Trends: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1864     08.31.22 The Newest Text Message Scams / Family Loans & Taxes Text message scams keep coming and keep morphing. Know what the latest barrage looks like - deploying new ways to hook you into getting ripped off. Also, high mortgage rates can be avoided when conditions are right for a family member to make the loan. Learn how to lend to loved ones without the tax consequences. New Text Message Scams: Segment 1 Ask Clark: Segment 2 Family Loans & Taxes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Click on Random Text Messages Don’t click on that random text. It’s a scam Managed Payout Funds vs. Annuities: How Do They Compare? Best Rewards Credit Cards: Top Picks for 2022 The One Place You Can Still Get a 3% Home Loan: Your Family Frequently Asked Questions on Gift Taxes Applicable Federal Rates - Internal Revenue Service Should You Buy Out Your Leased Car? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 31 Aug 2022 11:00:00 -0000 full Clark Howard The Newest Text Message Scams / Family Loans & Taxes Text message scams keep coming and keep morphing. Know what the latest barrage looks like - deploying new ways to hook you into getting ripped off. Also, high mortgage rates can be avoided when conditions are right for a family member to make the loan. Learn how to lend to loved ones without the tax consequences. New Text Message Scams: Segment 1 Ask Clark: Segment 2 Family Loans & Taxes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Click on Random Text Messages Don’t click on that random text. It’s a scam Managed Payout Funds vs. Annuities: How Do They Compare? Best Rewards Credit Cards: Top Picks for 2022 The One Place You Can Still Get a 3% Home Loan: Your Family Frequently Asked Questions on Gift Taxes Applicable Federal Rates - Internal Revenue Service Should You Buy Out Your Leased Car? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Text message scams keep coming and keep morphing. Know what the latest barrage looks like - deploying new ways to hook you into getting ripped off. Also, high mortgage rates can be avoided when conditions are right for a family member to make the loan. Learn how to lend to loved ones without the tax consequences.

    • New Text Message Scams: Segment 1
    • Ask Clark: Segment 2
    • Family Loans & Taxes: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1546     08.30.22 Undisclosed: Podcast Influencers / Prime Perk: Amazon Layaway People are being hoodwinked by paid influencers on social media. Clark shares how this often works with podcasting, unbeknownst to you, the listener. Also, Amazon Prime has a new option for payment that gets Clark’s seal of approval - part of a trend of added perks for retail memberships.  Undisclosed: Podcast Influencers: Segment 1 Ask Clark: Segment 2 Amazon Prime Layaway: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The best time and place to buy appliances A Simple Way To Help Your Kid Build Credit Amazon Layaway: A New Perk of Amazon Prime Amazon -Get Same-Day Delivery from your favorite retail stores Walmart deal with Paramount gives members streaming perks How to Freeze Your Credit With Experian, Equifax and TransUnion Credit Karma Review: Free Credit Score and More at Your Fingertips Do Not Give Your Social Security Number at These Places Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 30 Aug 2022 11:00:00 -0000 full Clark Howard Undisclosed: Podcast Influencers / Prime Perk: Amazon Layaway People are being hoodwinked by paid influencers on social media. Clark shares how this often works with podcasting, unbeknownst to you, the listener. Also, Amazon Prime has a new option for payment that gets Clark’s seal of approval - part of a trend of added perks for retail memberships.  Undisclosed: Podcast Influencers: Segment 1 Ask Clark: Segment 2 Amazon Prime Layaway: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The best time and place to buy appliances A Simple Way To Help Your Kid Build Credit Amazon Layaway: A New Perk of Amazon Prime Amazon -Get Same-Day Delivery from your favorite retail stores Walmart deal with Paramount gives members streaming perks How to Freeze Your Credit With Experian, Equifax and TransUnion Credit Karma Review: Free Credit Score and More at Your Fingertips Do Not Give Your Social Security Number at These Places Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices People are being hoodwinked by paid influencers on social media. Clark shares how this often works with podcasting, unbeknownst to you, the listener. Also, Amazon Prime has a new option for payment that gets Clark’s seal of approval - part of a trend of added perks for retail memberships. 

    • Undisclosed: Podcast Influencers: Segment 1
    • Ask Clark: Segment 2
    • Amazon Prime Layaway: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1301     08.29.22 Streaming Changes And FREE TV / Recalculation For Home Sellers Saving money on streaming TV is an area of expertise at Clark.com. Clark has industry news explaining the current streaming landscape AND a new FREE Channel tool! You may be shocked to find out what free TV is available where you live. Also - Thinking of selling your home? The housing market has definitely slowed past the peak of the market. So it’s back to the normal playbook - the Clark smart way. Streaming And Free TV: Segment 1 Ask Clark: Segment 2 Home Seller Adaptation: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Housing markets are cooling so fast that they've caught some of the biggest buyers off guard These 2 Things Can Maximize Your Chances of Selling Your House Home Sellers Cut Prices as Housing Market Cools - The Wall Street Journal. How Many TV Channels Can You Actually Get for Free? Disney+ is getting more expensive... unless you want ads The Free TV Project Clark.com Live TV Streaming Channel Tool Netflix on Us: We Offer this Streaming Deal with Your Plan Mint Mobile Review: 5 Things To Know Before You Sign Up Mint Mobile Introduces Modern Family Plans   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Aug 2022 11:00:00 -0000 full Clark Howard Streaming Changes And FREE TV / Recalculation For Home Sellers Saving money on streaming TV is an area of expertise at Clark.com. Clark has industry news explaining the current streaming landscape AND a new FREE Channel tool! You may be shocked to find out what free TV is available where you live. Also - Thinking of selling your home? The housing market has definitely slowed past the peak of the market. So it’s back to the normal playbook - the Clark smart way. Streaming And Free TV: Segment 1 Ask Clark: Segment 2 Home Seller Adaptation: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Housing markets are cooling so fast that they've caught some of the biggest buyers off guard These 2 Things Can Maximize Your Chances of Selling Your House Home Sellers Cut Prices as Housing Market Cools - The Wall Street Journal. How Many TV Channels Can You Actually Get for Free? Disney+ is getting more expensive... unless you want ads The Free TV Project Clark.com Live TV Streaming Channel Tool Netflix on Us: We Offer this Streaming Deal with Your Plan Mint Mobile Review: 5 Things To Know Before You Sign Up Mint Mobile Introduces Modern Family Plans   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Saving money on streaming TV is an area of expertise at Clark.com. Clark has industry news explaining the current streaming landscape AND a new FREE Channel tool! You may be shocked to find out what free TV is available where you live. Also - Thinking of selling your home? The housing market has definitely slowed past the peak of the market. So it’s back to the normal playbook - the Clark smart way.

    • Streaming And Free TV: Segment 1
    • Ask Clark: Segment 2
    • Home Seller Adaptation: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1788     08.26.22 Clark Answers His Critics on Clark Stinks / Important & Cheap! Renters Insurance Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, overlooked and extremely important, including for college students, is renter’s insurance. Clark tells you how to get it for a DEAL. Plus, important advice on condo insurance. Clark Stinks: Segments 1 & 2 Renters Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Career Tests Our Top 10 | Monster.com Swagbucks Review: How Much Money Can You Make? Heat Pump Systems | Department of Energy Lemonade Insurance Review: How It Works, Coverage Options Best Credit Cards for Students: Top Picks for 2022 ABLE accounts: A tax-free way for parents of disabled kids to save for the future   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 26 Aug 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Important & Cheap! Renters Insurance Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, overlooked and extremely important, including for college students, is renter’s insurance. Clark tells you how to get it for a DEAL. Plus, important advice on condo insurance. Clark Stinks: Segments 1 & 2 Renters Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Career Tests Our Top 10 | Monster.com Swagbucks Review: How Much Money Can You Make? Heat Pump Systems | Department of Energy Lemonade Insurance Review: How It Works, Coverage Options Best Credit Cards for Students: Top Picks for 2022 ABLE accounts: A tax-free way for parents of disabled kids to save for the future   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, overlooked and extremely important, including for college students, is renter’s insurance. Clark tells you how to get it for a DEAL. Plus, important advice on condo insurance.

    • Clark Stinks: Segments 1 & 2
    • Renters Insurance: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1819     08.25.22 The Best Rates On Savings / Pros & Cons: Worker Productivity Scores The big banks persist in paying no real interest on savings. Meanwhile Clark just got 3.3% on a CD from his credit union. Several money market & online savings accounts are paying over 2%. Don’t let inertia be your enemy. Move that money. Also - what destroyed Sprint is a big lesson for companies tracking and ranking their employees. Workers should know - across industries and with the rise of remote work, comes increased use by companies of the “productivity score”.  Savings Rates: Segment 1 Ask Clark: Segment 2 Worker Productivity Scores: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Schwab Purchased Money Funds 5 Things To Know About Series I Savings Bonds 7 of the Best High-Yield Online Savings Accounts in 2022 Equifax Sent Lenders Inaccurate Credit Scores on Millions of Consumers - Wall Street Journal. Who owns your credit score? Not you Credit Karma Review: Free Credit Score and More at Your Fingertips Fidelity Investments Review 2022: Pros & Cons How to Start Investing and Saving for Retirement Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 25 Aug 2022 11:00:00 -0000 full Clark Howard The Best Rates On Savings / Pros & Cons: Worker Productivity Scores The big banks persist in paying no real interest on savings. Meanwhile Clark just got 3.3% on a CD from his credit union. Several money market & online savings accounts are paying over 2%. Don’t let inertia be your enemy. Move that money. Also - what destroyed Sprint is a big lesson for companies tracking and ranking their employees. Workers should know - across industries and with the rise of remote work, comes increased use by companies of the “productivity score”.  Savings Rates: Segment 1 Ask Clark: Segment 2 Worker Productivity Scores: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Schwab Purchased Money Funds 5 Things To Know About Series I Savings Bonds 7 of the Best High-Yield Online Savings Accounts in 2022 Equifax Sent Lenders Inaccurate Credit Scores on Millions of Consumers - Wall Street Journal. Who owns your credit score? Not you Credit Karma Review: Free Credit Score and More at Your Fingertips Fidelity Investments Review 2022: Pros & Cons How to Start Investing and Saving for Retirement Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The big banks persist in paying no real interest on savings. Meanwhile Clark just got 3.3% on a CD from his credit union. Several money market & online savings accounts are paying over 2%. Don’t let inertia be your enemy. Move that money. Also - what destroyed Sprint is a big lesson for companies tracking and ranking their employees. Workers should know - across industries and with the rise of remote work, comes increased use by companies of the “productivity score”. 

    • Savings Rates: Segment 1
    • Ask Clark: Segment 2
    • Worker Productivity Scores: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1819     08.24.22 Eating Out: Supermarket Vs. Restaurant Inflation / Airline Seat Sizes Market forces have increased supermarket costs by 13% over the past year, while restaurant price increases have gone up roughly half that. Clark shares how it can actually be more cost effective to eat out at times. Also, there’s been public backlash against airlines shrinking seat size and now there’s an FAA comment period as to whether they should regulate how much space passengers get. Clark weighs in, factoring in designer safety & comfort innovations. Food Inflation-Supermarkets vs. Restaurants: Segment 1 Ask Clark: Segment 2 Airline Seat Size & Innovation: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ.com: Southwest and Other Airlines Try Something New: Giving Passengers What They Want When Do You Need a Travel Agent? Here's How Easy DIY Pest Control Can Be Pest control Archives - Clark Howard 7 of the Best Free and Cheap Resume Builders Longevity Insurance: What Is It and Do You Need It? How To Minimize the Damage of Unpaid Bills to Your Credit Score 12 Things You Never Knew You Could Get From Your Local Library How To Save Money: 35 Ways To Reduce Expenses Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 24 Aug 2022 11:00:00 -0000 full Clark Howard Eating Out: Supermarket Vs. Restaurant Inflation / Airline Seat Sizes Market forces have increased supermarket costs by 13% over the past year, while restaurant price increases have gone up roughly half that. Clark shares how it can actually be more cost effective to eat out at times. Also, there’s been public backlash against airlines shrinking seat size and now there’s an FAA comment period as to whether they should regulate how much space passengers get. Clark weighs in, factoring in designer safety & comfort innovations. Food Inflation-Supermarkets vs. Restaurants: Segment 1 Ask Clark: Segment 2 Airline Seat Size & Innovation: Segment 3 Ask Clark: Segment 4 Mentioned on the show: WSJ.com: Southwest and Other Airlines Try Something New: Giving Passengers What They Want When Do You Need a Travel Agent? Here's How Easy DIY Pest Control Can Be Pest control Archives - Clark Howard 7 of the Best Free and Cheap Resume Builders Longevity Insurance: What Is It and Do You Need It? How To Minimize the Damage of Unpaid Bills to Your Credit Score 12 Things You Never Knew You Could Get From Your Local Library How To Save Money: 35 Ways To Reduce Expenses Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Market forces have increased supermarket costs by 13% over the past year, while restaurant price increases have gone up roughly half that. Clark shares how it can actually be more cost effective to eat out at times. Also, there’s been public backlash against airlines shrinking seat size and now there’s an FAA comment period as to whether they should regulate how much space passengers get. Clark weighs in, factoring in designer safety & comfort innovations.

    • Food Inflation-Supermarkets vs. Restaurants: Segment 1
    • Ask Clark: Segment 2
    • Airline Seat Size & Innovation: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1748     08.23.22 A $10 Life Saver + Home Protection / WRONG: An Automaker’s Mandatory Option Reported this year - tragic loss of life due to hotel carbon monoxide poisoning. Clark has a new safety device every traveler should consider. Plus a way to avoid a massive home insurance claim. And - Find out the “mandatory option” that has sent the automotive press into outrage at GM. 2 Important Alert Devices: Segment 1 Ask Clark: Segment 2 GM Outrage: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Wirecutter: Water Leaks Destroy Homes. These Smart Gadgets Can Save Yours. How To Pack a Carry-On the Right Way More Airlines Are Losing Luggage. AirTags and Tile Trackers Can Help. The Best Places To Buy Eyeglasses 4 Things To Know Before You Buy Glasses From Costco Optical Should You Buy Out Your Leased Car? 3 Things To Consider Before You Get Solar Panels Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 23 Aug 2022 11:00:00 -0000 full Clark Howard A $10 Life Saver + Home Protection / WRONG: An Automaker’s Mandatory Option Reported this year - tragic loss of life due to hotel carbon monoxide poisoning. Clark has a new safety device every traveler should consider. Plus a way to avoid a massive home insurance claim. And - Find out the “mandatory option” that has sent the automotive press into outrage at GM. 2 Important Alert Devices: Segment 1 Ask Clark: Segment 2 GM Outrage: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Wirecutter: Water Leaks Destroy Homes. These Smart Gadgets Can Save Yours. How To Pack a Carry-On the Right Way More Airlines Are Losing Luggage. AirTags and Tile Trackers Can Help. The Best Places To Buy Eyeglasses 4 Things To Know Before You Buy Glasses From Costco Optical Should You Buy Out Your Leased Car? 3 Things To Consider Before You Get Solar Panels Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Reported this year - tragic loss of life due to hotel carbon monoxide poisoning. Clark has a new safety device every traveler should consider. Plus a way to avoid a massive home insurance claim. And - Find out the “mandatory option” that has sent the automotive press into outrage at GM.

    • 2 Important Alert Devices: Segment 1
    • Ask Clark: Segment 2
    • GM Outrage: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1661     08.22.22 Prescription Price Changes & Workarounds / 2 Great New Cell Plan Deals New meds are the most expensive ever. 8 of 13 new drugs cost over $200K per year! Clark explains how the big pharma game is played, generic vs “defensive” combo drugs & shares his workarounds for saving. Also - what we pay for cell service can make a big difference in our finances and today there are many ways to reduce cost without compromising service. Clark has great news for your wallet from 2 different cell phone brands - Verizon’s Visible and Boost Mobile. Rx Savings Strategy: Segment 1 Ask Clark: Segment 2 2 Cell Plan Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 7 Things To Know About Costco Pharmacy -  Prescription Drugs Mark Cuban pharmacy Cost Plus Drugs - CNBC -  Cost Plus Drugs Best Free Password Managers: 7 Top Picks How to Pass on Your Passwords When You Die - The Wall Street Journal. Visible Review: 5 Things To Know Before You Sign Up Visible Wireless: Price Drop and New Premium Plan Visible Unlimited Phone Plans | No Annual Contract Boost Mobile Introduces New $25 Monthly Unlimited Plan -BOOST - Unlimited Data $25/mo. Best Cell Phone Plans in 2022: Deals for Every Budget Get the Best Value Apple Watch Plan from Visible - $5/mo T-Mobile Connected tablets, smartwatches, hotspots, and device data plans 5 Things To Know Before You Buy a Refurbished Phone What Is a SEP IRA and Who Is Eligible? Fidelity Investments Review 2022: Pros & Cons   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Aug 2022 11:00:00 -0000 full Clark Howard Prescription Price Changes & Workarounds / 2 Great New Cell Plan Deals New meds are the most expensive ever. 8 of 13 new drugs cost over $200K per year! Clark explains how the big pharma game is played, generic vs “defensive” combo drugs & shares his workarounds for saving. Also - what we pay for cell service can make a big difference in our finances and today there are many ways to reduce cost without compromising service. Clark has great news for your wallet from 2 different cell phone brands - Verizon’s Visible and Boost Mobile. Rx Savings Strategy: Segment 1 Ask Clark: Segment 2 2 Cell Plan Deals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 7 Things To Know About Costco Pharmacy -  Prescription Drugs Mark Cuban pharmacy Cost Plus Drugs - CNBC -  Cost Plus Drugs Best Free Password Managers: 7 Top Picks How to Pass on Your Passwords When You Die - The Wall Street Journal. Visible Review: 5 Things To Know Before You Sign Up Visible Wireless: Price Drop and New Premium Plan Visible Unlimited Phone Plans | No Annual Contract Boost Mobile Introduces New $25 Monthly Unlimited Plan -BOOST - Unlimited Data $25/mo. Best Cell Phone Plans in 2022: Deals for Every Budget Get the Best Value Apple Watch Plan from Visible - $5/mo T-Mobile Connected tablets, smartwatches, hotspots, and device data plans 5 Things To Know Before You Buy a Refurbished Phone What Is a SEP IRA and Who Is Eligible? Fidelity Investments Review 2022: Pros & Cons   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices New meds are the most expensive ever. 8 of 13 new drugs cost over $200K per year! Clark explains how the big pharma game is played, generic vs “defensive” combo drugs & shares his workarounds for saving. Also - what we pay for cell service can make a big difference in our finances and today there are many ways to reduce cost without compromising service. Clark has great news for your wallet from 2 different cell phone brands - Verizon’s Visible and Boost Mobile.

    • Rx Savings Strategy: Segment 1
    • Ask Clark: Segment 2
    • 2 Cell Plan Deals: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1516     08.19.22 Clark Answers His Critics on Clark Stinks / Artificial Lawns - Pros & Cons Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Many are choosing artificial turf for their lawns. The practice is booming worldwide due in part to extreme drought conditions. Clark gives you the pros & cons. Clark Stinks: Segments 1 & 2 Artificial Lawns: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - Invest & Retire Why You Should Never Use a Debit Card To Pay for Anything How to handle money when you're traveling overseas Best Vacuum Sealers From Consumer Reports' Tests Everybody Into the Hotel Pool! That’ll Be $200. - The Wall Street Journal. “DAMAGE WAIVER FEE” AT HYATT HOTEL INVITES DAMAGE… How to Buy a Used Car in 7 Steps How to Deal With Medical Debt Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 19 Aug 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Artificial Lawns - Pros & Cons Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Many are choosing artificial turf for their lawns. The practice is booming worldwide due in part to extreme drought conditions. Clark gives you the pros & cons. Clark Stinks: Segments 1 & 2 Artificial Lawns: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - Invest & Retire Why You Should Never Use a Debit Card To Pay for Anything How to handle money when you're traveling overseas Best Vacuum Sealers From Consumer Reports' Tests Everybody Into the Hotel Pool! That’ll Be $200. - The Wall Street Journal. “DAMAGE WAIVER FEE” AT HYATT HOTEL INVITES DAMAGE… How to Buy a Used Car in 7 Steps How to Deal With Medical Debt Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Many are choosing artificial turf for their lawns. The practice is booming worldwide due in part to extreme drought conditions. Clark gives you the pros & cons.

    • Clark Stinks: Segments 1 & 2
    • Artificial Lawns: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1735     08.18.22 Inflation Defense: Store Brands / Your Retirement Age Inflation has made us smarter about shopping. People are changing their buying habits. Learn how much you can save buying store brands. Also, find out the average retirement age for the typical American worker - and why this terrifies Clark. Inflation Defense: Segment 1 Ask Clark: Segment 2 Your Retirement Age: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Fidelity Youth Account How To Open a Roth IRA The #1 Bill You Should Make Sure You Get by Mail The Average Retirement Age in America A Retiree Answers 11 Common Retirement Questions 5 Best Ways To Send Money Online Wise, Formerly TransferWise: Online Money Transfers Clark Rage: Deactivate Zelle Today Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 18 Aug 2022 11:00:00 -0000 full Clark Howard Inflation Defense: Store Brands / Your Retirement Age Inflation has made us smarter about shopping. People are changing their buying habits. Learn how much you can save buying store brands. Also, find out the average retirement age for the typical American worker - and why this terrifies Clark. Inflation Defense: Segment 1 Ask Clark: Segment 2 Your Retirement Age: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Fidelity Youth Account How To Open a Roth IRA The #1 Bill You Should Make Sure You Get by Mail The Average Retirement Age in America A Retiree Answers 11 Common Retirement Questions 5 Best Ways To Send Money Online Wise, Formerly TransferWise: Online Money Transfers Clark Rage: Deactivate Zelle Today Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Inflation has made us smarter about shopping. People are changing their buying habits. Learn how much you can save buying store brands. Also, find out the average retirement age for the typical American worker - and why this terrifies Clark.

    • Inflation Defense: Segment 1
    • Ask Clark: Segment 2
    • Your Retirement Age: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1969     08.17.22 Home & Auto Insurance: The Prevention Approach / OPPORTUNITY: Restoring the Great Middle Class As claims become more expensive, home and auto insurance premiums are rising. Learn how forward thinking insurers are looking to reduce the number of claims in partnership with consumers - an approach more common with business insurers. Clark shares steps you can take now to lower your costs. Also - For more than 2 generations the middle class in America has been evaporating. But there are signs of recovery. Clark describes various skilled trade categories offering great opportunity now, as labor shortages have driven up pay levels. Hear Clark’s approach to securing a rewarding career.  Insurance Costs: Segment 1 Ask Clark: Segment 2 Rebuilding The Middle Class: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Rethinking insurance: how prevention is better than a claim How Many Credit Cards Should I Have? How To Open a Roth IRA Who’s Wearing $420 Men’s Socks? Baffled, We Seek Answers Factory jobs are making a surprising comeback — and they could help revitalize America's shrinking middle class How Much Should You Have Saved for Retirement by Now? 5 Discount Airlines You Need To Know About Right Now Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 17 Aug 2022 11:00:00 -0000 full Clark Howard Home & Auto Insurance: The Prevention Approach / OPPORTUNITY: Restoring the Great Middle Class As claims become more expensive, home and auto insurance premiums are rising. Learn how forward thinking insurers are looking to reduce the number of claims in partnership with consumers - an approach more common with business insurers. Clark shares steps you can take now to lower your costs. Also - For more than 2 generations the middle class in America has been evaporating. But there are signs of recovery. Clark describes various skilled trade categories offering great opportunity now, as labor shortages have driven up pay levels. Hear Clark’s approach to securing a rewarding career.  Insurance Costs: Segment 1 Ask Clark: Segment 2 Rebuilding The Middle Class: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Rethinking insurance: how prevention is better than a claim How Many Credit Cards Should I Have? How To Open a Roth IRA Who’s Wearing $420 Men’s Socks? Baffled, We Seek Answers Factory jobs are making a surprising comeback — and they could help revitalize America's shrinking middle class How Much Should You Have Saved for Retirement by Now? 5 Discount Airlines You Need To Know About Right Now Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices As claims become more expensive, home and auto insurance premiums are rising. Learn how forward thinking insurers are looking to reduce the number of claims in partnership with consumers - an approach more common with business insurers. Clark shares steps you can take now to lower your costs. Also - For more than 2 generations the middle class in America has been evaporating. But there are signs of recovery. Clark describes various skilled trade categories offering great opportunity now, as labor shortages have driven up pay levels. Hear Clark’s approach to securing a rewarding career. 

    • Insurance Costs: Segment 1
    • Ask Clark: Segment 2
    • Rebuilding The Middle Class: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1525     08.16.22 Best States to Start a Business / National Scandal: Military Ripoffs The formation of new businesses is way up. Clark is a lifelong entrepreneur. America has the resources and our greatest wealth is within us. There are actually many conditions now favorable to entrepreneurship. Learn the best & worst states in the U.S. to start a business. AND - Military personnel in a war zone face danger everywhere they turn. Outside their stateside posts, they face financial landmines from rip off lenders, crooked car dealers, investment groups, and merchants (furniture, jewelry) through exploitive financing. They get ripped off like nobody else anywhere. Clark is enlisting your help to get the word out to protect our service members from financial predators.  Entrepreneurs: Segment 1 Ask Clark: Segment 2 WARNING: Military Ripoffs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: This list of ‘top states for business in the U.S’ may surprise you What Is an HSA Account and How Does It Work? LIVELY HSA - Health Savings Account | HSA Benefits - Fidelity Investments Military and Veterans Guide: Free resources for getting your finances in order Home | The Thrift Savings Plan (TSP) What's up with travel clubs promising free travel? Timeshares, Vacation Clubs, and Related Scams Equitable to Pay $50M for Misleading Teachers on Annuity Fees What Is a 403(b) and How Does It Work? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 16 Aug 2022 11:00:00 -0000 full Clark Howard Best States to Start a Business / National Scandal: Military Ripoffs The formation of new businesses is way up. Clark is a lifelong entrepreneur. America has the resources and our greatest wealth is within us. There are actually many conditions now favorable to entrepreneurship. Learn the best & worst states in the U.S. to start a business. AND - Military personnel in a war zone face danger everywhere they turn. Outside their stateside posts, they face financial landmines from rip off lenders, crooked car dealers, investment groups, and merchants (furniture, jewelry) through exploitive financing. They get ripped off like nobody else anywhere. Clark is enlisting your help to get the word out to protect our service members from financial predators.  Entrepreneurs: Segment 1 Ask Clark: Segment 2 WARNING: Military Ripoffs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: This list of ‘top states for business in the U.S’ may surprise you What Is an HSA Account and How Does It Work? LIVELY HSA - Health Savings Account | HSA Benefits - Fidelity Investments Military and Veterans Guide: Free resources for getting your finances in order Home | The Thrift Savings Plan (TSP) What's up with travel clubs promising free travel? Timeshares, Vacation Clubs, and Related Scams Equitable to Pay $50M for Misleading Teachers on Annuity Fees What Is a 403(b) and How Does It Work? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The formation of new businesses is way up. Clark is a lifelong entrepreneur. America has the resources and our greatest wealth is within us. There are actually many conditions now favorable to entrepreneurship. Learn the best & worst states in the U.S. to start a business. AND - Military personnel in a war zone face danger everywhere they turn. Outside their stateside posts, they face financial landmines from rip off lenders, crooked car dealers, investment groups, and merchants (furniture, jewelry) through exploitive financing. They get ripped off like nobody else anywhere. Clark is enlisting your help to get the word out to protect our service members from financial predators. 

    • Entrepreneurs: Segment 1
    • Ask Clark: Segment 2
    • WARNING: Military Ripoffs: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1622     08.15.22 Freelance Pay Equity / Moving To Save Money - A Clark Smart Relocation Rule Bloomberg reports women working as skilled freelancers / independent contractors make half as much as men doing the same job. “The meek do not inherit a larger paycheck.” How to self advocate for fair pay. Also - America on the move: We’ve become so much more transient since COVID. Ever dreamed of moving to another town, city, or country to save money? There are numerous communities offering financial incentives to move there. Beyond that, many are moving to Europe. Before you relocate, get Clark’s one key piece of advice.  Gig Economy Pay: Segment 1 Ask Clark: Segment 2 Relocation Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Buy Term Life Insurance in 7 Easy Steps How To Open a Roth IRA What Is a SEP IRA and Who Is Eligible? Becoming a Landlord: How To Find a Good Tenant How To Find a Good Moving Company - MOVING.org - UShip.com BBB-File a Complaint Most Medical Debt Is Being Wiped Off Credit Reports - The Wall Street Journal. Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Aug 2022 11:00:00 -0000 full Clark Howard Freelance Pay Equity / Moving To Save Money - A Clark Smart Relocation Rule Bloomberg reports women working as skilled freelancers / independent contractors make half as much as men doing the same job. “The meek do not inherit a larger paycheck.” How to self advocate for fair pay. Also - America on the move: We’ve become so much more transient since COVID. Ever dreamed of moving to another town, city, or country to save money? There are numerous communities offering financial incentives to move there. Beyond that, many are moving to Europe. Before you relocate, get Clark’s one key piece of advice.  Gig Economy Pay: Segment 1 Ask Clark: Segment 2 Relocation Rule: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Buy Term Life Insurance in 7 Easy Steps How To Open a Roth IRA What Is a SEP IRA and Who Is Eligible? Becoming a Landlord: How To Find a Good Tenant How To Find a Good Moving Company - MOVING.org - UShip.com BBB-File a Complaint Most Medical Debt Is Being Wiped Off Credit Reports - The Wall Street Journal. Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Bloomberg reports women working as skilled freelancers / independent contractors make half as much as men doing the same job. “The meek do not inherit a larger paycheck.” How to self advocate for fair pay. Also - America on the move: We’ve become so much more transient since COVID. Ever dreamed of moving to another town, city, or country to save money? There are numerous communities offering financial incentives to move there. Beyond that, many are moving to Europe. Before you relocate, get Clark’s one key piece of advice. 

    • Gig Economy Pay: Segment 1
    • Ask Clark: Segment 2
    • Relocation Rule: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1695     08.12.22 Clark Answers His Critics on Clark Stinks / DIY Wireless Home Security Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - An uptick in crime has more people thinking about home burglar alarms. Wireless home security has made DIY installation a viable option and Clark shares a new Consumer Reports briefing to help you make the right home security decision. Clark Stinks: Segments 1 & 2 Home Security: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Official Tablo OTA DVR Site | Over The Air (OTA) DVR | Tablo Amazon Fire TV Recast DVR Norse Atlantic Airways Virtual Credit Cards: An Online Security Measure Worth Taking? Wyze  /  Best DIY Home Security Systems of 2022 Here’s the most important thing you can do to avoid becoming a tax fraud victim Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 12 Aug 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / DIY Wireless Home Security Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - An uptick in crime has more people thinking about home burglar alarms. Wireless home security has made DIY installation a viable option and Clark shares a new Consumer Reports briefing to help you make the right home security decision. Clark Stinks: Segments 1 & 2 Home Security: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Official Tablo OTA DVR Site | Over The Air (OTA) DVR | Tablo Amazon Fire TV Recast DVR Norse Atlantic Airways Virtual Credit Cards: An Online Security Measure Worth Taking? Wyze  /  Best DIY Home Security Systems of 2022 Here’s the most important thing you can do to avoid becoming a tax fraud victim Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - An uptick in crime has more people thinking about home burglar alarms. Wireless home security has made DIY installation a viable option and Clark shares a new Consumer Reports briefing to help you make the right home security decision.

    • Clark Stinks: Segments 1 & 2
    • Home Security: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1691     08.11.22 Amazon Expands Healthcare / Follow up: The Hertz False Arrest Debacle Clark discusses the rationale behind Amazon’s forays into healthcare, now culminating in the acquisition of One Medical, a big national chain of healthcare clinics. The idea is to bring a multi-platform approach to better care, better follow up. Also - Recall the Hertz false arrest nightmare suffered by hundreds now seeking compensation. Clark has a follow up.  Amazon Healthcare: Segment 1 Ask Clark: Segment 2 Hertz Follow Up: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The #1 Thing You Need To Do Before You Buy a Used Chromebook How To Bring an Old Laptop Back to Life for Free Price-Matching Policies at Walmart, Target and Other Top Stores Why You Need To Check Your Cell Phone Bill Every Month 4 Things To Know Before You Buy a Digital TV Antenna Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 11 Aug 2022 11:00:00 -0000 full Clark Howard Amazon Expands Healthcare / Follow up: The Hertz False Arrest Debacle Clark discusses the rationale behind Amazon’s forays into healthcare, now culminating in the acquisition of One Medical, a big national chain of healthcare clinics. The idea is to bring a multi-platform approach to better care, better follow up. Also - Recall the Hertz false arrest nightmare suffered by hundreds now seeking compensation. Clark has a follow up.  Amazon Healthcare: Segment 1 Ask Clark: Segment 2 Hertz Follow Up: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The #1 Thing You Need To Do Before You Buy a Used Chromebook How To Bring an Old Laptop Back to Life for Free Price-Matching Policies at Walmart, Target and Other Top Stores Why You Need To Check Your Cell Phone Bill Every Month 4 Things To Know Before You Buy a Digital TV Antenna Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the rationale behind Amazon’s forays into healthcare, now culminating in the acquisition of One Medical, a big national chain of healthcare clinics. The idea is to bring a multi-platform approach to better care, better follow up. Also - Recall the Hertz false arrest nightmare suffered by hundreds now seeking compensation. Clark has a follow up. 

    • Amazon Healthcare: Segment 1
    • Ask Clark: Segment 2
    • Hertz Follow Up: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1483     08.10.22 WANTED: Auto Mechanics / Oversupply Bargains The quality of the average vehicle sold in the U.S. in recent years is the lowest since 1986! Clark explains what has led to this problem and why therein lies opportunity. Also - ships coming in have created massive surpluses among retailers. The plus for you: deals of a lifetime. Learn which categories are steals right now and how long this could go on. Inflationary pressures in many sectors of the economy are starting to ease. WANTED: Mechanics: Segment 1 Ask Clark: Segment 2 Oversupply Bargains: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Cars Archives - Clark Howard Clark Deals How To Improve Your Credit Score by 100 Points in 30 Days 5 Sneaky Ways To Improve Your Credit Score Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 10 Aug 2022 11:00:00 -0000 full Clark Howard WANTED: Auto Mechanics / Oversupply Bargains The quality of the average vehicle sold in the U.S. in recent years is the lowest since 1986! Clark explains what has led to this problem and why therein lies opportunity. Also - ships coming in have created massive surpluses among retailers. The plus for you: deals of a lifetime. Learn which categories are steals right now and how long this could go on. Inflationary pressures in many sectors of the economy are starting to ease. WANTED: Mechanics: Segment 1 Ask Clark: Segment 2 Oversupply Bargains: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Cars Archives - Clark Howard Clark Deals How To Improve Your Credit Score by 100 Points in 30 Days 5 Sneaky Ways To Improve Your Credit Score Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The quality of the average vehicle sold in the U.S. in recent years is the lowest since 1986! Clark explains what has led to this problem and why therein lies opportunity. Also - ships coming in have created massive surpluses among retailers. The plus for you: deals of a lifetime. Learn which categories are steals right now and how long this could go on. Inflationary pressures in many sectors of the economy are starting to ease.

    • WANTED: Mechanics: Segment 1
    • Ask Clark: Segment 2
    • Oversupply Bargains: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1624     08.09.22 Retail Site WISH: Unfulfilled / Getting it Right: EV Charging Stations Clark revisits retail website Wish to usher it into his “graveyard.” Prices are so cheap! What went wrong? Also, EV - electric vehicle adoption is set to climb over the next few years. But where to recharge is an obstacle for car buyers. Learn how forward-thinking gas station/convenience store operators are getting with the program to serve a growing EV market.  Website WISH: Unfulfilled: Segment 1 Ask Clark: Segment 2 Progress - EV Charging Stations: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Fidelity Rewards Visa vs. Citi® Double Cash Card – 18 month BT offer: Pick the Right 2% Credit Card What Is a Roth 401(k) and How Does It Work? ClarkDeals - Costco The Best Car-Buying Services in 2022 Visible Review: 5 Things To Know Before You Sign Up Clark.com - Cell Phones What Is an ETF? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 Aug 2022 11:00:00 -0000 full Clark Howard Retail Site WISH: Unfulfilled / Getting it Right: EV Charging Stations Clark revisits retail website Wish to usher it into his “graveyard.” Prices are so cheap! What went wrong? Also, EV - electric vehicle adoption is set to climb over the next few years. But where to recharge is an obstacle for car buyers. Learn how forward-thinking gas station/convenience store operators are getting with the program to serve a growing EV market.  Website WISH: Unfulfilled: Segment 1 Ask Clark: Segment 2 Progress - EV Charging Stations: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Fidelity Rewards Visa vs. Citi® Double Cash Card – 18 month BT offer: Pick the Right 2% Credit Card What Is a Roth 401(k) and How Does It Work? ClarkDeals - Costco The Best Car-Buying Services in 2022 Visible Review: 5 Things To Know Before You Sign Up Clark.com - Cell Phones What Is an ETF? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark revisits retail website Wish to usher it into his “graveyard.” Prices are so cheap! What went wrong? Also, EV - electric vehicle adoption is set to climb over the next few years. But where to recharge is an obstacle for car buyers. Learn how forward-thinking gas station/convenience store operators are getting with the program to serve a growing EV market. 

    • Website WISH: Unfulfilled: Segment 1
    • Ask Clark: Segment 2
    • Progress - EV Charging Stations: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1693     08.08.22 HOTELS: Diminishing Amenities / At Last - Healthcare Cost Disclosures The hotel industry is suffering mightily from staff shortages, changing how they operate. You could get a discount forgoing housekeeping services, or be charged for it. Clark explains the owner / operator problem and what you should expect from brand name hotels moving forward. Also, the insidious cloak of mystery is about to be lifted from medical costs. 20% of our nation’s economy is eaten up by healthcare costs - by far the highest in the world. You’re on the hook for deductibles and copays. But information is power. Learn where we are now with non-emergency healthcare price disclosures. Hotel Staffing Shortages: Segment 1 Ask Clark: Segment 2 Healthcare Cost Disclosures: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 7 Places to Get the Best Deals on Lab-Created Diamonds How much health insurers pay for almost everything is about to go public When does a 0% purchase plan make sense for you? How to Stock Up in Case of an Emergency 31 Items To Pack in Your Financial Emergency Kit How Much Cash Should You Keep at Home in Case of Emergency? How to Find the Best Deal on Cheap Internet Service Report: The #1 Internet Provider in America Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Aug 2022 11:00:00 -0000 full Clark Howard HOTELS: Diminishing Amenities / At Last - Healthcare Cost Disclosures The hotel industry is suffering mightily from staff shortages, changing how they operate. You could get a discount forgoing housekeeping services, or be charged for it. Clark explains the owner / operator problem and what you should expect from brand name hotels moving forward. Also, the insidious cloak of mystery is about to be lifted from medical costs. 20% of our nation’s economy is eaten up by healthcare costs - by far the highest in the world. You’re on the hook for deductibles and copays. But information is power. Learn where we are now with non-emergency healthcare price disclosures. Hotel Staffing Shortages: Segment 1 Ask Clark: Segment 2 Healthcare Cost Disclosures: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 7 Places to Get the Best Deals on Lab-Created Diamonds How much health insurers pay for almost everything is about to go public When does a 0% purchase plan make sense for you? How to Stock Up in Case of an Emergency 31 Items To Pack in Your Financial Emergency Kit How Much Cash Should You Keep at Home in Case of Emergency? How to Find the Best Deal on Cheap Internet Service Report: The #1 Internet Provider in America Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The hotel industry is suffering mightily from staff shortages, changing how they operate. You could get a discount forgoing housekeeping services, or be charged for it. Clark explains the owner / operator problem and what you should expect from brand name hotels moving forward. Also, the insidious cloak of mystery is about to be lifted from medical costs. 20% of our nation’s economy is eaten up by healthcare costs - by far the highest in the world. You’re on the hook for deductibles and copays. But information is power. Learn where we are now with non-emergency healthcare price disclosures.

    • Hotel Staffing Shortages: Segment 1
    • Ask Clark: Segment 2
    • Healthcare Cost Disclosures: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1997     08.05.22 Clark Answers His Critics on Clark Stinks / SAVERS: Stash Your Cash Wisely Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Word to savers - beware chasing that rate! Trying to make more on savings is leading people to make dangerous choices from financial apps and pseudo banks making unfounded promises of no risk strategies for high returns & FDIC security. What you need to know to safely stash your cash.    Clark Stinks: Segments 1 & 2 Stash Your Cash Wisely: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Online Banking Archives - Clark Howard T-Mobile Money: 5 Things To Know Buy Nothing Project Life Insurance Archives - Clark Howard Consumer Cellular Review: 5 Things To Know Before You Sign Up Mullen: Shaping the Road Ahead in Electric Automobiles Google Fi Review: Things To Know Before You Sign Up The Best International Phone Plans What Is a 403(b) and How Does It Work? Fidelity Investments Review 2022: Pros & Cons Best 529 College Savings Plans By State How To Open a Roth IRA Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 Aug 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / SAVERS: Stash Your Cash Wisely Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Word to savers - beware chasing that rate! Trying to make more on savings is leading people to make dangerous choices from financial apps and pseudo banks making unfounded promises of no risk strategies for high returns & FDIC security. What you need to know to safely stash your cash.    Clark Stinks: Segments 1 & 2 Stash Your Cash Wisely: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Online Banking Archives - Clark Howard T-Mobile Money: 5 Things To Know Buy Nothing Project Life Insurance Archives - Clark Howard Consumer Cellular Review: 5 Things To Know Before You Sign Up Mullen: Shaping the Road Ahead in Electric Automobiles Google Fi Review: Things To Know Before You Sign Up The Best International Phone Plans What Is a 403(b) and How Does It Work? Fidelity Investments Review 2022: Pros & Cons Best 529 College Savings Plans By State How To Open a Roth IRA Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Word to savers - beware chasing that rate! Trying to make more on savings is leading people to make dangerous choices from financial apps and pseudo banks making unfounded promises of no risk strategies for high returns & FDIC security. What you need to know to safely stash your cash.   

    • Clark Stinks: Segments 1 & 2
    • Stash Your Cash Wisely: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1721     08.04.22 Free TSA PreCheck, Global Entry & Clear / Online Reviews: 2 Pitfalls to Avoid Labor shortages in larger airports have rendered security lines so unpredictable that people are missing flights. Clark explains how TSA PreCheck, Global Entry & Clear work, and how to get these services for free or discounted. Also - Clark discusses fake positive reviews and the recent Amazon crackdown. A new twist: Negative reviews used to extort merchants. Understand how much the review system is gamed for retailers, restaurants & hotels, and how to best use reviews.  TSA PreCheck, Global Entry & Clear: Segment 1 Ask Clark: Segment 2 Online Review Extortion: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best Credit Cards That Pay for TSA PreCheck and Global Entry Capital One Venture Rewards Credit Card: Travel Credit Card Review Best Travel Credit Cards: Top Rewards Picks for 2022 The Best Credit Cards With No Foreign Transaction Fees How To Bring an Old Laptop Back to Life for Free What the Carriers Are Doing About SIM Card Fraud & How to Stop It Upside Review: 6 Things To Know Before You Sign Up Fetch Rewards: 5 Things You Need To Know To Get Free Gift Cards 3 Things To Consider Before You Get Solar Panels 6 Things To Know Before Contacting the National Foundation for Credit Counseling   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 04 Aug 2022 11:00:00 -0000 full Clark Howard Free TSA PreCheck, Global Entry & Clear / Online Reviews: 2 Pitfalls to Avoid Labor shortages in larger airports have rendered security lines so unpredictable that people are missing flights. Clark explains how TSA PreCheck, Global Entry & Clear work, and how to get these services for free or discounted. Also - Clark discusses fake positive reviews and the recent Amazon crackdown. A new twist: Negative reviews used to extort merchants. Understand how much the review system is gamed for retailers, restaurants & hotels, and how to best use reviews.  TSA PreCheck, Global Entry & Clear: Segment 1 Ask Clark: Segment 2 Online Review Extortion: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best Credit Cards That Pay for TSA PreCheck and Global Entry Capital One Venture Rewards Credit Card: Travel Credit Card Review Best Travel Credit Cards: Top Rewards Picks for 2022 The Best Credit Cards With No Foreign Transaction Fees How To Bring an Old Laptop Back to Life for Free What the Carriers Are Doing About SIM Card Fraud & How to Stop It Upside Review: 6 Things To Know Before You Sign Up Fetch Rewards: 5 Things You Need To Know To Get Free Gift Cards 3 Things To Consider Before You Get Solar Panels 6 Things To Know Before Contacting the National Foundation for Credit Counseling   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Labor shortages in larger airports have rendered security lines so unpredictable that people are missing flights. Clark explains how TSA PreCheck, Global Entry & Clear work, and how to get these services for free or discounted. Also - Clark discusses fake positive reviews and the recent Amazon crackdown. A new twist: Negative reviews used to extort merchants. Understand how much the review system is gamed for retailers, restaurants & hotels, and how to best use reviews. 

    • TSA PreCheck, Global Entry & Clear: Segment 1
    • Ask Clark: Segment 2
    • Online Review Extortion: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1798     08.03.22 Ad Awareness / 401(k) into IRA Rollover - WARNING Do you know when you’re being played by sneaky product placement? Products are placed within the content of streamed TV shows and movies, and social media influencers are paid to recommend products. Know this is bought and paid for advertising - an indirect form of commercials. Also - A special warning about moving your retirement money when changing jobs. If you plan on rolling over a 401(k) into an IRA, knowing what Clark has to say about it can save you tens of thousands of dollars over time.  Ad Awareness: Segment 1 Ask Clark: Segment 2 Retirement Rollover Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a Reverse Mortgage and How Does It Work? Clark's take on reverse mortgages How Can a Safe Driving App Save You Money? - USAA Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You? Best Investment Companies for Investors in 2022 CNBC: IRA rollovers often come with higher investment fees, Pew finds: Here’s how much money that costs retirement savers. Clark.com 401(k) Rollover: How To Roll Over a 401(k) How to Freeze Your Credit With Experian, Equifax and TransUnion Why Clark Howard Thinks Medicare Advantage Plans Stink   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 03 Aug 2022 11:00:00 -0000 full Clark Howard Ad Awareness / 401(k) into IRA Rollover - WARNING Do you know when you’re being played by sneaky product placement? Products are placed within the content of streamed TV shows and movies, and social media influencers are paid to recommend products. Know this is bought and paid for advertising - an indirect form of commercials. Also - A special warning about moving your retirement money when changing jobs. If you plan on rolling over a 401(k) into an IRA, knowing what Clark has to say about it can save you tens of thousands of dollars over time.  Ad Awareness: Segment 1 Ask Clark: Segment 2 Retirement Rollover Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a Reverse Mortgage and How Does It Work? Clark's take on reverse mortgages How Can a Safe Driving App Save You Money? - USAA Betterment vs. Wealthfront: Which Robo-Advisor Is Best for You? Best Investment Companies for Investors in 2022 CNBC: IRA rollovers often come with higher investment fees, Pew finds: Here’s how much money that costs retirement savers. Clark.com 401(k) Rollover: How To Roll Over a 401(k) How to Freeze Your Credit With Experian, Equifax and TransUnion Why Clark Howard Thinks Medicare Advantage Plans Stink   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Do you know when you’re being played by sneaky product placement? Products are placed within the content of streamed TV shows and movies, and social media influencers are paid to recommend products. Know this is bought and paid for advertising - an indirect form of commercials. Also - A special warning about moving your retirement money when changing jobs. If you plan on rolling over a 401(k) into an IRA, knowing what Clark has to say about it can save you tens of thousands of dollars over time. 

    • Ad Awareness: Segment 1
    • Ask Clark: Segment 2
    • Retirement Rollover Warning: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1837     08.02.22 Employment Dilemma: Asking For A Raise / Credit Card Debt Makes a Comeback With so much economic uncertainty, should you ask for a raise to offset inflation? Dilemma: Employers are getting nervous about potential recession. So the decision to ask for a raise, to stay put or find a higher paying job is an individual assessment. Clark offers guidance to help you think this through. Also - As the Fed raises interest rates, there’s a direct effect 1 billing cycle later on your credit card rates. People have been charging more, leading to balances they can’t pay. A Clark assignment & some recommendations can help with credit card debt.  Employment Dilemma: Segment 1 Ask Clark: Segment 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The #1 Thing Clark Howard Hates About Solar Panels Clark.com - Credit Card Debt Budgeting & Saving Archives - Clark Howard How to Budget With a Cash Envelope System REAL ID | Homeland Security   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 02 Aug 2022 11:00:00 -0000 full Clark Howard Employment Dilemma: Asking For A Raise / Credit Card Debt Makes a Comeback With so much economic uncertainty, should you ask for a raise to offset inflation? Dilemma: Employers are getting nervous about potential recession. So the decision to ask for a raise, to stay put or find a higher paying job is an individual assessment. Clark offers guidance to help you think this through. Also - As the Fed raises interest rates, there’s a direct effect 1 billing cycle later on your credit card rates. People have been charging more, leading to balances they can’t pay. A Clark assignment & some recommendations can help with credit card debt.  Employment Dilemma: Segment 1 Ask Clark: Segment 2 Credit Card Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The #1 Thing Clark Howard Hates About Solar Panels Clark.com - Credit Card Debt Budgeting & Saving Archives - Clark Howard How to Budget With a Cash Envelope System REAL ID | Homeland Security   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices With so much economic uncertainty, should you ask for a raise to offset inflation? Dilemma: Employers are getting nervous about potential recession. So the decision to ask for a raise, to stay put or find a higher paying job is an individual assessment. Clark offers guidance to help you think this through. Also - As the Fed raises interest rates, there’s a direct effect 1 billing cycle later on your credit card rates. People have been charging more, leading to balances they can’t pay. A Clark assignment & some recommendations can help with credit card debt. 

    • Employment Dilemma: Segment 1
    • Ask Clark: Segment 2
    • Credit Card Debt: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1685     08.01.22 HOUSING: Outlook and Recommendations / Self-Checkout Warning As the housing market cools, price cuts are happening around the country. A widespread buyers strike has set in. Many fear a housing market collapse as experienced 15 years ago. Clark explains why that won’t happen, and has recommendations for potential home buyers and renters. Also, a special warning about using self-checkout lanes. HOUSING Update: Segment 1 Ask Clark: Segment 2 Special Warning: Self Check-out: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Mortgage Recast Definition - Investopedia 8 Things To Know Before Your First Trip to Aldi The Points Guy - Maximize your travel. These New Apps Can Help Maximize Credit Card Rewards Best Travel Credit Cards: Top Rewards Picks for 2022   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Aug 2022 11:00:00 -0000 full Clark Howard HOUSING: Outlook and Recommendations / Self-Checkout Warning As the housing market cools, price cuts are happening around the country. A widespread buyers strike has set in. Many fear a housing market collapse as experienced 15 years ago. Clark explains why that won’t happen, and has recommendations for potential home buyers and renters. Also, a special warning about using self-checkout lanes. HOUSING Update: Segment 1 Ask Clark: Segment 2 Special Warning: Self Check-out: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Mortgage Recast Definition - Investopedia 8 Things To Know Before Your First Trip to Aldi The Points Guy - Maximize your travel. These New Apps Can Help Maximize Credit Card Rewards Best Travel Credit Cards: Top Rewards Picks for 2022   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices As the housing market cools, price cuts are happening around the country. A widespread buyers strike has set in. Many fear a housing market collapse as experienced 15 years ago. Clark explains why that won’t happen, and has recommendations for potential home buyers and renters. Also, a special warning about using self-checkout lanes.

    • HOUSING Update: Segment 1
    • Ask Clark: Segment 2
    • Special Warning: Self Check-out: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1784     07.29.22 Clark Answers His Critics on Clark Stinks / Crazy High Car Loan Payments Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - The average vehicle loan now is over $700 a month. 1 in 8 loans exceed $1K! Meanwhile the repo rate is rising. Why lenders are more aggressive with repossessions now and the negative domino effect. Clark’s recommendation for avoiding financial car loan disaster.  Clark Stinks: Segments 1 & 2 Of Car Loans & Repos: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a Roth 401(k) and How Does It Work? Apple Credit Card Review: Earn Cash Back on Tech Purchases Mint Mobile Review: 5 Things To Know Before You Sign Up Family Phone Plans for 2+ Lines - Mint Modern Family Plan Warning: Never Get Roadside Assistance From Your Insurance Provider 5 Things To Know About Series I Savings Bonds Uni - One Toll Pass. 19 States.   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 29 Jul 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Crazy High Car Loan Payments Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - The average vehicle loan now is over $700 a month. 1 in 8 loans exceed $1K! Meanwhile the repo rate is rising. Why lenders are more aggressive with repossessions now and the negative domino effect. Clark’s recommendation for avoiding financial car loan disaster.  Clark Stinks: Segments 1 & 2 Of Car Loans & Repos: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a Roth 401(k) and How Does It Work? Apple Credit Card Review: Earn Cash Back on Tech Purchases Mint Mobile Review: 5 Things To Know Before You Sign Up Family Phone Plans for 2+ Lines - Mint Modern Family Plan Warning: Never Get Roadside Assistance From Your Insurance Provider 5 Things To Know About Series I Savings Bonds Uni - One Toll Pass. 19 States.   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - The average vehicle loan now is over $700 a month. 1 in 8 loans exceed $1K! Meanwhile the repo rate is rising. Why lenders are more aggressive with repossessions now and the negative domino effect. Clark’s recommendation for avoiding financial car loan disaster. 

    • Clark Stinks: Segments 1 & 2
    • Of Car Loans & Repos: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1719     07.28.22 GAS PRICES: An Update and Ways to Save / Recession-proof Job Sectors It’s unclear what will happen with gas prices moving forward, but prices have eased and the U.S. is leading the world in the production of energy. Clark explains the current energy market, why we see big price differences at the pumps, and saving strategies. Also - The odds are at least 50/50 we’ll have some degree of recession, as central banks worldwide work to slow economies to ease global inflation. Because capitalists hate uncertainty, some large companies have announced reduced hiring - but that’s a far cry from layoffs. Clark conveys 4  job sectors resilient against recession.  Gas Prices: Segment 1 Ask Clark: Segment 2 Recession-proof Job Sectors: Segment 3 Ask Clark: Segment 4 Mentioned on the show: These Credit Cards Offer Car Rental Insurance Benefits RentalCars.com The 4 most 'recession-proof' industries to work in, according to economists How To Open a Roth IRA How to Start Investing and Saving for Retirement Fidelity Investments Review 2022: Pros & Cons Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 28 Jul 2022 11:00:00 -0000 full Clark Howard GAS PRICES: An Update and Ways to Save / Recession-proof Job Sectors It’s unclear what will happen with gas prices moving forward, but prices have eased and the U.S. is leading the world in the production of energy. Clark explains the current energy market, why we see big price differences at the pumps, and saving strategies. Also - The odds are at least 50/50 we’ll have some degree of recession, as central banks worldwide work to slow economies to ease global inflation. Because capitalists hate uncertainty, some large companies have announced reduced hiring - but that’s a far cry from layoffs. Clark conveys 4  job sectors resilient against recession.  Gas Prices: Segment 1 Ask Clark: Segment 2 Recession-proof Job Sectors: Segment 3 Ask Clark: Segment 4 Mentioned on the show: These Credit Cards Offer Car Rental Insurance Benefits RentalCars.com The 4 most 'recession-proof' industries to work in, according to economists How To Open a Roth IRA How to Start Investing and Saving for Retirement Fidelity Investments Review 2022: Pros & Cons Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It’s unclear what will happen with gas prices moving forward, but prices have eased and the U.S. is leading the world in the production of energy. Clark explains the current energy market, why we see big price differences at the pumps, and saving strategies. Also - The odds are at least 50/50 we’ll have some degree of recession, as central banks worldwide work to slow economies to ease global inflation. Because capitalists hate uncertainty, some large companies have announced reduced hiring - but that’s a far cry from layoffs. Clark conveys 4  job sectors resilient against recession. 

    • Gas Prices: Segment 1
    • Ask Clark: Segment 2
    • Recession-proof Job Sectors: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1908     07.27.22 VANGUARD: Lesson From The Tax Bill Debacle / Air Travel Strategies Clark explains how Vanguard small investors got clobbered by big tax bills during a target retirement fund conversion, without even withdrawing money. Learn where to put your investments to avoid such tax hits. Also - Air travel is a flat out mess right now. Infrequent travelers are especially rattled. International travel is especially challenging. It’s taking extra days to reach destinations. As a constant traveler, Clark has several strategies to help protect your sanity during domestic & international flights and cruises. Tax Smart Investing: Segment 1 Ask Clark: Segment 2 Strategies to Avoid Air Travel Nightmares: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Open a Roth IRA How to Start Investing and Saving for Retirement SpaceX and Dish’s Super-Shady War for the World  Travel Archives - Clark Howard Eager to take advantage of the cheap euro? Check out which countries have COVID travel requirements first Europe is on sale. Why the dollar-euro exchange rate is a win for Americans The Best Credit Cards With No Foreign Transaction Fees Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 27 Jul 2022 11:00:00 -0000 full Clark Howard VANGUARD: Lesson From The Tax Bill Debacle / Air Travel Strategies Clark explains how Vanguard small investors got clobbered by big tax bills during a target retirement fund conversion, without even withdrawing money. Learn where to put your investments to avoid such tax hits. Also - Air travel is a flat out mess right now. Infrequent travelers are especially rattled. International travel is especially challenging. It’s taking extra days to reach destinations. As a constant traveler, Clark has several strategies to help protect your sanity during domestic & international flights and cruises. Tax Smart Investing: Segment 1 Ask Clark: Segment 2 Strategies to Avoid Air Travel Nightmares: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Open a Roth IRA How to Start Investing and Saving for Retirement SpaceX and Dish’s Super-Shady War for the World  Travel Archives - Clark Howard Eager to take advantage of the cheap euro? Check out which countries have COVID travel requirements first Europe is on sale. Why the dollar-euro exchange rate is a win for Americans The Best Credit Cards With No Foreign Transaction Fees Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark explains how Vanguard small investors got clobbered by big tax bills during a target retirement fund conversion, without even withdrawing money. Learn where to put your investments to avoid such tax hits. Also - Air travel is a flat out mess right now. Infrequent travelers are especially rattled. International travel is especially challenging. It’s taking extra days to reach destinations. As a constant traveler, Clark has several strategies to help protect your sanity during domestic & international flights and cruises.

    • Tax Smart Investing: Segment 1
    • Ask Clark: Segment 2
    • Strategies to Avoid Air Travel Nightmares: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2137     07.26.22 DEAL: Home Fitness Equipment / Find Missing Money For Free It’s back to the gym for many after a long absence, but home fitness equipment is a super deal right now. Clark points to the savings. Also - There’s a 1 in 10 chance there’s unclaimed money out there with your name on it. Clark explains how this happens, the third party pitfalls, and how to find it yourself for free.  Home Fitness Equipment: Segment 1 Ask Clark: Segment 2 Missing Money: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Deals - Gym Equipment Get Great Deals on Concerts, Pandora Music & More | T-Mobile How To Find and Claim Missing Money in Your Name What Is a Fiduciary Financial Advisor and Do I Need One? Frequently Asked Questions on Gift Taxes Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 26 Jul 2022 11:00:00 -0000 full Clark Howard DEAL: Home Fitness Equipment / Find Missing Money For Free It’s back to the gym for many after a long absence, but home fitness equipment is a super deal right now. Clark points to the savings. Also - There’s a 1 in 10 chance there’s unclaimed money out there with your name on it. Clark explains how this happens, the third party pitfalls, and how to find it yourself for free.  Home Fitness Equipment: Segment 1 Ask Clark: Segment 2 Missing Money: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Deals - Gym Equipment Get Great Deals on Concerts, Pandora Music & More | T-Mobile How To Find and Claim Missing Money in Your Name What Is a Fiduciary Financial Advisor and Do I Need One? Frequently Asked Questions on Gift Taxes Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It’s back to the gym for many after a long absence, but home fitness equipment is a super deal right now. Clark points to the savings. Also - There’s a 1 in 10 chance there’s unclaimed money out there with your name on it. Clark explains how this happens, the third party pitfalls, and how to find it yourself for free. 

    • Home Fitness Equipment: Segment 1
    • Ask Clark: Segment 2
    • Missing Money: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1675     07.25.22 Delaying Retirement / SAVE on Groceries: Strategies Including A Cash Back App The economy has upended the best laid retirement plans of many Americans. So what do you do right now if you are in this situation? Clark discusses a reasonable compromise to help maintain financial security. Also - Every grocery dollar is basically buying 10% less these days - UNLESS you shop differently. Clark shares his base strategies, plus - looks at a cash back app that can help you save.  Delaying Retirement: Segment 1 Ask Clark: Segment 2 SAVE on Groceries: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a 403(b) and How Does It Work? What Are Index Funds? 5 Things To Know About Series I Savings Bonds Major Tax-Reporting Change for Users of Venmo, PayPal and Others 8 Things To Know Before Your First Trip to Aldi Ibotta Review: 4 Things To Know Before Earning Cash Back SuperCook - Zero Waste Recipe Generator Ask Clark: Should I Convert a Traditional IRA to a Roth IRA? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Jul 2022 11:00:00 -0000 full Clark Howard Delaying Retirement / SAVE on Groceries: Strategies Including A Cash Back App The economy has upended the best laid retirement plans of many Americans. So what do you do right now if you are in this situation? Clark discusses a reasonable compromise to help maintain financial security. Also - Every grocery dollar is basically buying 10% less these days - UNLESS you shop differently. Clark shares his base strategies, plus - looks at a cash back app that can help you save.  Delaying Retirement: Segment 1 Ask Clark: Segment 2 SAVE on Groceries: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is a 403(b) and How Does It Work? What Are Index Funds? 5 Things To Know About Series I Savings Bonds Major Tax-Reporting Change for Users of Venmo, PayPal and Others 8 Things To Know Before Your First Trip to Aldi Ibotta Review: 4 Things To Know Before Earning Cash Back SuperCook - Zero Waste Recipe Generator Ask Clark: Should I Convert a Traditional IRA to a Roth IRA? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The economy has upended the best laid retirement plans of many Americans. So what do you do right now if you are in this situation? Clark discusses a reasonable compromise to help maintain financial security. Also - Every grocery dollar is basically buying 10% less these days - UNLESS you shop differently. Clark shares his base strategies, plus - looks at a cash back app that can help you save. 

    • Delaying Retirement: Segment 1
    • Ask Clark: Segment 2
    • SAVE on Groceries: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1958     07.22.22 Clark Answers His Critics on Clark Stinks / The Clark Smart Way to Own Gold Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. AND - For those seeking hedge alternatives to the standard investment portfolio, Clark discusses REITs, Crypto, and specifically GOLD as a safe zone. Learn Clark’s recommendations for owning gold - how much - and if gold is even a real investment.  Clark Stinks: Segments 1 & 2 Owning Gold: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Alliant Cashback Visa® Signature Credit Card: Get 2.5% Cash Back on Everyday Purchases Best Cash Back Credit Cards: Top Picks for 2022 What Is Disability Insurance and How Does It Work? Chrome OS Flex Is There a Safe Way To Invest in Real Estate? What Clark Howard Thinks of ‘Crypto Winter’ After Big Crash 7 Gold ETFs With Low Costs Clark Howard’s Advice on Buying Gold Best 529 College Savings Plans By State   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 22 Jul 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / The Clark Smart Way to Own Gold Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. AND - For those seeking hedge alternatives to the standard investment portfolio, Clark discusses REITs, Crypto, and specifically GOLD as a safe zone. Learn Clark’s recommendations for owning gold - how much - and if gold is even a real investment.  Clark Stinks: Segments 1 & 2 Owning Gold: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Alliant Cashback Visa® Signature Credit Card: Get 2.5% Cash Back on Everyday Purchases Best Cash Back Credit Cards: Top Picks for 2022 What Is Disability Insurance and How Does It Work? Chrome OS Flex Is There a Safe Way To Invest in Real Estate? What Clark Howard Thinks of ‘Crypto Winter’ After Big Crash 7 Gold ETFs With Low Costs Clark Howard’s Advice on Buying Gold Best 529 College Savings Plans By State   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. AND - For those seeking hedge alternatives to the standard investment portfolio, Clark discusses REITs, Crypto, and specifically GOLD as a safe zone. Learn Clark’s recommendations for owning gold - how much - and if gold is even a real investment. 

    • Clark Stinks: Segments 1 & 2
    • Owning Gold: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1830     07.21.22 Under Pressure: Effects of High Vehicle Costs / Automatic For The SAVINGS Clark discusses the impact of vehicle shortages & elevated costs including illegal repossessions & how to protect yourself from this, plus new ride sharing offerings. Also - Good Intentions don’t lead to results. Autopilot does. Clark makes the case for automatic saving & investing, especially for those without a 401(k).  Vehicle Cost Pressures - Market Effects: Segment 1 Ask Clark: Segment 2 Automatic For The SAVINGS: Segment 3 Ask Clark: Segment 4 Mentioned on the show: CarMax Review: 5 Things To Know Before You Buy or Sell Carvana Review: 5 Things To Know Before You Buy or Sell Vroom Review: 5 Things To Know Before You Buy or Sell Luggage Hero - Luggage Storage Near You Checking monthly statements key defense against credit card hacks How To Open a Roth IRA What Are Index Funds? What Is a Thrift Savings Plan? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 21 Jul 2022 11:00:00 -0000 full Clark Howard Under Pressure: Effects of High Vehicle Costs / Automatic For The SAVINGS Clark discusses the impact of vehicle shortages & elevated costs including illegal repossessions & how to protect yourself from this, plus new ride sharing offerings. Also - Good Intentions don’t lead to results. Autopilot does. Clark makes the case for automatic saving & investing, especially for those without a 401(k).  Vehicle Cost Pressures - Market Effects: Segment 1 Ask Clark: Segment 2 Automatic For The SAVINGS: Segment 3 Ask Clark: Segment 4 Mentioned on the show: CarMax Review: 5 Things To Know Before You Buy or Sell Carvana Review: 5 Things To Know Before You Buy or Sell Vroom Review: 5 Things To Know Before You Buy or Sell Luggage Hero - Luggage Storage Near You Checking monthly statements key defense against credit card hacks How To Open a Roth IRA What Are Index Funds? What Is a Thrift Savings Plan? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the impact of vehicle shortages & elevated costs including illegal repossessions & how to protect yourself from this, plus new ride sharing offerings. Also - Good Intentions don’t lead to results. Autopilot does. Clark makes the case for automatic saving & investing, especially for those without a 401(k). 

    • Vehicle Cost Pressures - Market Effects: Segment 1
    • Ask Clark: Segment 2
    • Automatic For The SAVINGS: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1942     07.20.22 Inflation & Changing Buying Habits / Training Programs Pose A New Student Debt Hazard New data illustrates how people are now stretched financially, trading down retail purchases while overall, credit card debt is up. Clark shares some back to basics measures for more mindful spending. Also, current dislocations have opened up a fast growing area of abuse in the trade and technical school funding arena. What to look for - and look out for - when considering training alternatives to college. Inflation Shoppers: Segment 1 Ask Clark: Segment 2 Training Contract Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy a Used Car, New Car or Lease Right Now? Mint Review: 5 Things To Know About the Free Budgeting Tool How to handle money when you're traveling overseas The Best Credit Cards With No Foreign Transaction Fees Don’t Get Dinged at the Gas Pump by New Visa and Mastercard Policies Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 20 Jul 2022 11:00:00 -0000 full Clark Howard Inflation & Changing Buying Habits / Training Programs Pose A New Student Debt Hazard New data illustrates how people are now stretched financially, trading down retail purchases while overall, credit card debt is up. Clark shares some back to basics measures for more mindful spending. Also, current dislocations have opened up a fast growing area of abuse in the trade and technical school funding arena. What to look for - and look out for - when considering training alternatives to college. Inflation Shoppers: Segment 1 Ask Clark: Segment 2 Training Contract Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy a Used Car, New Car or Lease Right Now? Mint Review: 5 Things To Know About the Free Budgeting Tool How to handle money when you're traveling overseas The Best Credit Cards With No Foreign Transaction Fees Don’t Get Dinged at the Gas Pump by New Visa and Mastercard Policies Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices New data illustrates how people are now stretched financially, trading down retail purchases while overall, credit card debt is up. Clark shares some back to basics measures for more mindful spending. Also, current dislocations have opened up a fast growing area of abuse in the trade and technical school funding arena. What to look for - and look out for - when considering training alternatives to college.

    • Inflation Shoppers: Segment 1
    • Ask Clark: Segment 2
    • Training Contract Warning: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1983     07.19.22 Buy Now Pay Later: New Warnings / Medical Debt With Buy Now Pay Later, aka Pay in 4, refunds are a problem, and now Apple Pay offers it. Clark’s warning about this payment method and how to protect yourself. Also - Over 100 million Americans are burdened with medical debt. Learn how this happened, how the hospital monopoly game is played - and what your options are to avoid being crushed by medical debt.  Pay In 4 - New Warnings: Segment 1 Ask Clark: Segment 2 Avoid Medical Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Can You Use a Credit Card on Venmo? 7 Things To Know About the Venmo Credit Card Best 529 College Savings Plans By State What's the Best Setting for Your Thermostat During the Summer? 7 Easy Ways To Lower Your Heating Bill Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 19 Jul 2022 11:00:00 -0000 full Clark Howard Buy Now Pay Later: New Warnings / Medical Debt With Buy Now Pay Later, aka Pay in 4, refunds are a problem, and now Apple Pay offers it. Clark’s warning about this payment method and how to protect yourself. Also - Over 100 million Americans are burdened with medical debt. Learn how this happened, how the hospital monopoly game is played - and what your options are to avoid being crushed by medical debt.  Pay In 4 - New Warnings: Segment 1 Ask Clark: Segment 2 Avoid Medical Debt: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Can You Use a Credit Card on Venmo? 7 Things To Know About the Venmo Credit Card Best 529 College Savings Plans By State What's the Best Setting for Your Thermostat During the Summer? 7 Easy Ways To Lower Your Heating Bill Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices With Buy Now Pay Later, aka Pay in 4, refunds are a problem, and now Apple Pay offers it. Clark’s warning about this payment method and how to protect yourself. Also - Over 100 million Americans are burdened with medical debt. Learn how this happened, how the hospital monopoly game is played - and what your options are to avoid being crushed by medical debt. 

    • Pay In 4 - New Warnings: Segment 1
    • Ask Clark: Segment 2
    • Avoid Medical Debt: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1760     07.18.22 There ARE Travel Deals This Summer / Fix The Tax Code Labor shortages. reliability problems and high costs are plaguing travel this summer. But the cruise industry is seeing lower demand. Clark explains how you can get screaming deals on cruises and on certain air travel destinations. Also, over 20 million tax returns remain unprocessed. A beleaguered IRS and frustrated taxpayers - Clark recounts how we got in this awful mess and makes the case for a simplified tax code.  Travel Deals: Segment 1 Ask Clark: Segment 2 IRS Delays: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New Report: The 8 Best Cruise Lines for the Money How To Use 'Vacations To Go' To Find Bargain Cruises 6 Steps To Getting the Best Car Rental Deal AutoSlash Review: How to Save on a Rental Car Follow Clark Howard's #1 Rule To Travel Cheap Tello Mobile Review: 5 Things To Know Before You Sign Up Tello: Build Your Own Plan Takata recall grows by 3 million more faulty airbag inflators How To Save and Invest the Clark Howard Way Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Jul 2022 11:00:00 -0000 full Clark Howard There ARE Travel Deals This Summer / Fix The Tax Code Labor shortages. reliability problems and high costs are plaguing travel this summer. But the cruise industry is seeing lower demand. Clark explains how you can get screaming deals on cruises and on certain air travel destinations. Also, over 20 million tax returns remain unprocessed. A beleaguered IRS and frustrated taxpayers - Clark recounts how we got in this awful mess and makes the case for a simplified tax code.  Travel Deals: Segment 1 Ask Clark: Segment 2 IRS Delays: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New Report: The 8 Best Cruise Lines for the Money How To Use 'Vacations To Go' To Find Bargain Cruises 6 Steps To Getting the Best Car Rental Deal AutoSlash Review: How to Save on a Rental Car Follow Clark Howard's #1 Rule To Travel Cheap Tello Mobile Review: 5 Things To Know Before You Sign Up Tello: Build Your Own Plan Takata recall grows by 3 million more faulty airbag inflators How To Save and Invest the Clark Howard Way Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Labor shortages. reliability problems and high costs are plaguing travel this summer. But the cruise industry is seeing lower demand. Clark explains how you can get screaming deals on cruises and on certain air travel destinations. Also, over 20 million tax returns remain unprocessed. A beleaguered IRS and frustrated taxpayers - Clark recounts how we got in this awful mess and makes the case for a simplified tax code. 

    • Travel Deals: Segment 1
    • Ask Clark: Segment 2
    • IRS Delays: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1696     07.15.22 Clark Answers His Critics on Clark Stinks / HOUSING Outlook: The Rent Or Buy Decision Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. And - Many are trying to decide between renting or buying a home. It’s a true squeezeplay right now but new data sheds light on what might be the best decision. Plus, Clark provides the housing market outlook. Clark Stinks: Segments 1 & 2 HOUSING Outlook: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com CELL PHONES SoFi Credit Card Review: Earn 2% Cash Back Platinum Card® from American Express Review 2022: Is It Worth It? 6 Steps To Getting the Best Car Rental Deal Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 15 Jul 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / HOUSING Outlook: The Rent Or Buy Decision Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. And - Many are trying to decide between renting or buying a home. It’s a true squeezeplay right now but new data sheds light on what might be the best decision. Plus, Clark provides the housing market outlook. Clark Stinks: Segments 1 & 2 HOUSING Outlook: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com CELL PHONES SoFi Credit Card Review: Earn 2% Cash Back Platinum Card® from American Express Review 2022: Is It Worth It? 6 Steps To Getting the Best Car Rental Deal Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. And - Many are trying to decide between renting or buying a home. It’s a true squeezeplay right now but new data sheds light on what might be the best decision. Plus, Clark provides the housing market outlook.

    • Clark Stinks: Segments 1 & 2
    • HOUSING Outlook: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1553     07.14.22 Auto Insurance Increases / WFH: A Generational Shift Add auto insurance increases to higher vehicle & gas prices. Collision rates and the cost of repairs are up too, factors creating a perfect storm of costs for auto insurers, in turn passed along to drivers. Hear 2 ways to lower your auto insurance premiums. Also this episode: Employers thought they’d order everyone back to office work last September. That flew out on the Delta variant. There are pros & cons to Work From Home but for most remote workers, the advantages win out. Management had best be flexible. The landscape has changed - permanently.  Shop Auto Insurance: Segment 1 Ask Clark: Segment 2 WFH: A Generational Shift: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Car Insurance Archives - Clark Howard Credit Karma Review: Free Credit Score and More at Your Fingertips 5 Sneaky Ways To Improve Your Credit Score Investing & Retirement Archives - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 14 Jul 2022 11:00:00 -0000 full Clark Howard Auto Insurance Increases / WFH: A Generational Shift Add auto insurance increases to higher vehicle & gas prices. Collision rates and the cost of repairs are up too, factors creating a perfect storm of costs for auto insurers, in turn passed along to drivers. Hear 2 ways to lower your auto insurance premiums. Also this episode: Employers thought they’d order everyone back to office work last September. That flew out on the Delta variant. There are pros & cons to Work From Home but for most remote workers, the advantages win out. Management had best be flexible. The landscape has changed - permanently.  Shop Auto Insurance: Segment 1 Ask Clark: Segment 2 WFH: A Generational Shift: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Car Insurance Archives - Clark Howard Credit Karma Review: Free Credit Score and More at Your Fingertips 5 Sneaky Ways To Improve Your Credit Score Investing & Retirement Archives - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Add auto insurance increases to higher vehicle & gas prices. Collision rates and the cost of repairs are up too, factors creating a perfect storm of costs for auto insurers, in turn passed along to drivers. Hear 2 ways to lower your auto insurance premiums. Also this episode: Employers thought they’d order everyone back to office work last September. That flew out on the Delta variant. There are pros & cons to Work From Home but for most remote workers, the advantages win out. Management had best be flexible. The landscape has changed - permanently. 

    • Shop Auto Insurance: Segment 1
    • Ask Clark: Segment 2
    • WFH: A Generational Shift: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1773     07.13.22 The Clark Origin Story / SAVE on Your Cell Phone Plan Clark shares how he got started and the life lessons that motivated and inspired him to do  what he loves doing today - empowering others to live their best lives. Also - you may be throwing money away with your current cell phone provider. Verizon & AT&T have been raising rates while the cost of providing service is going down. Clark gives you the lay of the land, pointing to MINT Mobile & other affordable options, and new offerings ahead. Assignment: Check your plan and choose to SAVE.  Clark BIO: Segment 1 Ask Clark: Segment 2 Cheaper Cell Phone Plans: Segment 3 Ask Clark: Segment 4   Mentioned on the show: About Clark Howard Mint Mobile Introduces Modern Family Plans Best Cell Phone Plans - Mint Mobile Review - Visible Review Vanguard Review 2022: Pros & Cons Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 13 Jul 2022 11:00:00 -0000 full Clark Howard The Clark Origin Story / SAVE on Your Cell Phone Plan Clark shares how he got started and the life lessons that motivated and inspired him to do  what he loves doing today - empowering others to live their best lives. Also - you may be throwing money away with your current cell phone provider. Verizon & AT&T have been raising rates while the cost of providing service is going down. Clark gives you the lay of the land, pointing to MINT Mobile & other affordable options, and new offerings ahead. Assignment: Check your plan and choose to SAVE.  Clark BIO: Segment 1 Ask Clark: Segment 2 Cheaper Cell Phone Plans: Segment 3 Ask Clark: Segment 4   Mentioned on the show: About Clark Howard Mint Mobile Introduces Modern Family Plans Best Cell Phone Plans - Mint Mobile Review - Visible Review Vanguard Review 2022: Pros & Cons Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares how he got started and the life lessons that motivated and inspired him to do  what he loves doing today - empowering others to live their best lives. Also - you may be throwing money away with your current cell phone provider. Verizon & AT&T have been raising rates while the cost of providing service is going down. Clark gives you the lay of the land, pointing to MINT Mobile & other affordable options, and new offerings ahead. Assignment: Check your plan and choose to SAVE. 

    • Clark BIO: Segment 1
    • Ask Clark: Segment 2
    • Cheaper Cell Phone Plans: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1986     07.12.22 Debt Collection: Statute of Limitations / POWER: Off The Grid There are ethical debt collectors, but also dirty players in the industry. Clark explains the crooked practice of refreshing the debt, and what your rights and responsibilities are. Also, no utility bills sound good? ‘Passive’ homes are ultra energy efficient, and there are initiatives that go a step beyond. People are building passive, self-powered homes with solar & batteries off the grid. We have options today, including home power from EVs. Decentralizing how we get power is great for the nation as well.  DEBT: Statute of Limitations: Segment 1 Ask Clark: Segment 2 ENERGY: Off The Grid: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Statutes of Limitations on Debt Collection by State What Is a Good Credit Score? Should I Pay Off My Mortgage Before I Retire? About Clark Howard How To Build Credit The Kredit Syndicate (Tradelines, Credit Repair & Education) - NOT Recommended ChexSystems - How To Prevent, Report and Repair Identity Theft Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 12 Jul 2022 11:00:00 -0000 full Clark Howard Debt Collection: Statute of Limitations / POWER: Off The Grid There are ethical debt collectors, but also dirty players in the industry. Clark explains the crooked practice of refreshing the debt, and what your rights and responsibilities are. Also, no utility bills sound good? ‘Passive’ homes are ultra energy efficient, and there are initiatives that go a step beyond. People are building passive, self-powered homes with solar & batteries off the grid. We have options today, including home power from EVs. Decentralizing how we get power is great for the nation as well.  DEBT: Statute of Limitations: Segment 1 Ask Clark: Segment 2 ENERGY: Off The Grid: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Statutes of Limitations on Debt Collection by State What Is a Good Credit Score? Should I Pay Off My Mortgage Before I Retire? About Clark Howard How To Build Credit The Kredit Syndicate (Tradelines, Credit Repair & Education) - NOT Recommended ChexSystems - How To Prevent, Report and Repair Identity Theft Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices There are ethical debt collectors, but also dirty players in the industry. Clark explains the crooked practice of refreshing the debt, and what your rights and responsibilities are. Also, no utility bills sound good? ‘Passive’ homes are ultra energy efficient, and there are initiatives that go a step beyond. People are building passive, self-powered homes with solar & batteries off the grid. We have options today, including home power from EVs. Decentralizing how we get power is great for the nation as well. 

    • DEBT: Statute of Limitations: Segment 1
    • Ask Clark: Segment 2
    • ENERGY: Off The Grid: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1508     07.11.22 Innovations in Home Building / Life Insurance & Private-Equity The US construction industry has held on to archaic ways of building, failing to adapt better technology routinely used elsewhere in the world - until now. Clark discusses how prefabrication component building is better, faster & cheaper. Now is the time to reimagine how we build to improve durability and price points. Also, for the past decade, traditional life & annuity insurers have been selling off their policies to Wall St. The risk profiles are then held by private-equity. This creates new levels of uncertainty for consumers. If you get notification of this from your insurer, should you be worried? Clark has some new recommendations. Home Building Innovation: Segment 1 Ask Clark: Segment 2 Life Insurance & Private-Equity: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Frequently Asked Questions on Gift Taxes Google Fi Review: Things To Know Before You Sign Up The Best International Phone Plans Explore Google Earth. Google Maps’ new ‘Immersive View’ combines Street View with satellites Life Insurance Archives - Clark Howard Policyholder Information - NOLHGA.com Indexed Universal Life Insurance (IUL) - Investopedia - NOT recommended What Is an Annuity, and Why Does Clark Think They Stink? What to Do if You Find an Old Stock Certificate Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Jul 2022 11:00:00 -0000 full Clark Howard Innovations in Home Building / Life Insurance & Private-Equity The US construction industry has held on to archaic ways of building, failing to adapt better technology routinely used elsewhere in the world - until now. Clark discusses how prefabrication component building is better, faster & cheaper. Now is the time to reimagine how we build to improve durability and price points. Also, for the past decade, traditional life & annuity insurers have been selling off their policies to Wall St. The risk profiles are then held by private-equity. This creates new levels of uncertainty for consumers. If you get notification of this from your insurer, should you be worried? Clark has some new recommendations. Home Building Innovation: Segment 1 Ask Clark: Segment 2 Life Insurance & Private-Equity: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Frequently Asked Questions on Gift Taxes Google Fi Review: Things To Know Before You Sign Up The Best International Phone Plans Explore Google Earth. Google Maps’ new ‘Immersive View’ combines Street View with satellites Life Insurance Archives - Clark Howard Policyholder Information - NOLHGA.com Indexed Universal Life Insurance (IUL) - Investopedia - NOT recommended What Is an Annuity, and Why Does Clark Think They Stink? What to Do if You Find an Old Stock Certificate Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The US construction industry has held on to archaic ways of building, failing to adapt better technology routinely used elsewhere in the world - until now. Clark discusses how prefabrication component building is better, faster & cheaper. Now is the time to reimagine how we build to improve durability and price points. Also, for the past decade, traditional life & annuity insurers have been selling off their policies to Wall St. The risk profiles are then held by private-equity. This creates new levels of uncertainty for consumers. If you get notification of this from your insurer, should you be worried? Clark has some new recommendations.

    • Home Building Innovation: Segment 1
    • Ask Clark: Segment 2
    • Life Insurance & Private-Equity: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1606     07.01.22 Clark Answers His Critics on Clark Stinks / Employee Owners Stay Loyal Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark talked about the changing landscape for workers yesterday. Today, for employers - the topic is creating loyalty in a workforce. Retaining motivated employees is a big problem for companies. Clark discusses how giving employees a stake in the game makes profitable sense, and ways businesses can accomplish that.   Clark Stinks: Segments 1 & 2 Enlightened Employers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mint Mobile Introduces Modern Family Plans Employee-Owned Publix Offers a Lesson for Other Supermarket Chains What Are Good Resources for Starting or Growing a Small Business? - SCORE.org ARRIVED - empowering the world to build wealth through modern real estate investing. Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 01 Jul 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Employee Owners Stay Loyal Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark talked about the changing landscape for workers yesterday. Today, for employers - the topic is creating loyalty in a workforce. Retaining motivated employees is a big problem for companies. Clark discusses how giving employees a stake in the game makes profitable sense, and ways businesses can accomplish that.   Clark Stinks: Segments 1 & 2 Enlightened Employers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Mint Mobile Introduces Modern Family Plans Employee-Owned Publix Offers a Lesson for Other Supermarket Chains What Are Good Resources for Starting or Growing a Small Business? - SCORE.org ARRIVED - empowering the world to build wealth through modern real estate investing. Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark talked about the changing landscape for workers yesterday. Today, for employers - the topic is creating loyalty in a workforce. Retaining motivated employees is a big problem for companies. Clark discusses how giving employees a stake in the game makes profitable sense, and ways businesses can accomplish that.  

    • Clark Stinks: Segments 1 & 2
    • Enlightened Employers: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1939     06.30.22 DEALS: Amazon Prime Days / Rates UP: Make The Most On SAVINGS Clark talks with Charis of Clark Deals about how Amazon Prime Days 22 should measure up, the kinds of deals you can expect and competitive deals from other retailers. Also this episode, after 10 years of pathetic earnings on savings, the good side of rising rates is catching up. Clark compares big bank to online bank savings rates right now, lets you know the best saving strategies & the safest places to put your savings to work.  DEALS: Amazon Prime Days: Segment 1 Ask Clark: Segment 2 Max SAVINGS Rates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Deals - Today's Best Deals of the Day 7 Things To Know About Amazon Prime Day Amazon Prime Day Dates Are Official, 48 Hours of 'Lowest Prices Ever' Start July 12 Generark HomePower One review - SFGATE Best High-Yield Online Savings Accounts in 2022 5 Things To Know About Series I Savings Bonds Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account Best Cash Back Credit Cards: Top Picks for 2022 TSP Woes Continue Two Weeks After Tech Transition Thrift Savings Plan NFL Ticket Information Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 30 Jun 2022 11:00:00 -0000 full Clark Howard DEALS: Amazon Prime Days / Rates UP: Make The Most On SAVINGS Clark talks with Charis of Clark Deals about how Amazon Prime Days 22 should measure up, the kinds of deals you can expect and competitive deals from other retailers. Also this episode, after 10 years of pathetic earnings on savings, the good side of rising rates is catching up. Clark compares big bank to online bank savings rates right now, lets you know the best saving strategies & the safest places to put your savings to work.  DEALS: Amazon Prime Days: Segment 1 Ask Clark: Segment 2 Max SAVINGS Rates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Deals - Today's Best Deals of the Day 7 Things To Know About Amazon Prime Day Amazon Prime Day Dates Are Official, 48 Hours of 'Lowest Prices Ever' Start July 12 Generark HomePower One review - SFGATE Best High-Yield Online Savings Accounts in 2022 5 Things To Know About Series I Savings Bonds Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account Best Cash Back Credit Cards: Top Picks for 2022 TSP Woes Continue Two Weeks After Tech Transition Thrift Savings Plan NFL Ticket Information Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks with Charis of Clark Deals about how Amazon Prime Days 22 should measure up, the kinds of deals you can expect and competitive deals from other retailers. Also this episode, after 10 years of pathetic earnings on savings, the good side of rising rates is catching up. Clark compares big bank to online bank savings rates right now, lets you know the best saving strategies & the safest places to put your savings to work. 

    • DEALS: Amazon Prime Days: Segment 1
    • Ask Clark: Segment 2
    • Max SAVINGS Rates: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1823     06.29.22 Higher Education Transformation / Making Adjustments for Inflation Needed changes in education are overdue and on the way. Clark characterizes post high school ed and how economic forces unleashed by Covid are changing the equation for the better. The rise of the education consumer means relevance and connection to career will be key. Also, Clark lists the many factors contributing to the inflation testing us all - and puts it in historical perspective. This cycle has caused economic dislocations creating discounts. Learn where the deals are, and - in the price surging sectors, ways people are cutting back to offset inflation, including gas & grocery strategies. Higher Education Transformation: Segment 1 Ask Clark: Segment 2 INFLATION: Perspective & Adjustments: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Uni - One Toll Pass. 19 States. CELL PHONES - Clark.com 7 Things That Are Actually a Great Deal Right Now 10 Best Restaurant Apps for Fast Food Deals Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 29 Jun 2022 11:00:00 -0000 full Clark Howard Higher Education Transformation / Making Adjustments for Inflation Needed changes in education are overdue and on the way. Clark characterizes post high school ed and how economic forces unleashed by Covid are changing the equation for the better. The rise of the education consumer means relevance and connection to career will be key. Also, Clark lists the many factors contributing to the inflation testing us all - and puts it in historical perspective. This cycle has caused economic dislocations creating discounts. Learn where the deals are, and - in the price surging sectors, ways people are cutting back to offset inflation, including gas & grocery strategies. Higher Education Transformation: Segment 1 Ask Clark: Segment 2 INFLATION: Perspective & Adjustments: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Uni - One Toll Pass. 19 States. CELL PHONES - Clark.com 7 Things That Are Actually a Great Deal Right Now 10 Best Restaurant Apps for Fast Food Deals Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Needed changes in education are overdue and on the way. Clark characterizes post high school ed and how economic forces unleashed by Covid are changing the equation for the better. The rise of the education consumer means relevance and connection to career will be key. Also, Clark lists the many factors contributing to the inflation testing us all - and puts it in historical perspective. This cycle has caused economic dislocations creating discounts. Learn where the deals are, and - in the price surging sectors, ways people are cutting back to offset inflation, including gas & grocery strategies.

    • Higher Education Transformation: Segment 1
    • Ask Clark: Segment 2
    • INFLATION: Perspective & Adjustments: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2033     06.28.22 Save Big on Shipping / Affordable EVs: Guidance for Car Buyers Shipping has gotten really expensive. There are now aggregators, many free to join offering special rates for shipping under their codes. Clark talks about saving on shipping for individuals and for small businesses. Also, high gas prices have upped the profile of electric vehicles. Clark gives guidance on when to buy, EV types, the dealer - manufacturer relationship, and the sweet spots for affordability in the EV market now and in the future.  SAVE on Shipping: Segment 1 Ask Clark: Segment 2 Affordable EVs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: UPS Digital Access Program Rates | Pirate Ship 401(k) Match: What Is It, How It Works Life Insurance Archives - Clark Howard Best Term Life Insurance Companies, Plans & Coverage Turn off the debit function of your debit card What's the Best Setting for Your Thermostat During the Summer? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 Jun 2022 11:00:00 -0000 full Clark Howard Save Big on Shipping / Affordable EVs: Guidance for Car Buyers Shipping has gotten really expensive. There are now aggregators, many free to join offering special rates for shipping under their codes. Clark talks about saving on shipping for individuals and for small businesses. Also, high gas prices have upped the profile of electric vehicles. Clark gives guidance on when to buy, EV types, the dealer - manufacturer relationship, and the sweet spots for affordability in the EV market now and in the future.  SAVE on Shipping: Segment 1 Ask Clark: Segment 2 Affordable EVs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: UPS Digital Access Program Rates | Pirate Ship 401(k) Match: What Is It, How It Works Life Insurance Archives - Clark Howard Best Term Life Insurance Companies, Plans & Coverage Turn off the debit function of your debit card What's the Best Setting for Your Thermostat During the Summer? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Shipping has gotten really expensive. There are now aggregators, many free to join offering special rates for shipping under their codes. Clark talks about saving on shipping for individuals and for small businesses. Also, high gas prices have upped the profile of electric vehicles. Clark gives guidance on when to buy, EV types, the dealer - manufacturer relationship, and the sweet spots for affordability in the EV market now and in the future. 

    • SAVE on Shipping: Segment 1
    • Ask Clark: Segment 2
    • Affordable EVs: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1765     06.27.22 Crypto Crash In The Pioneer Phase / The Housing Market Is Changing Overall, crypto has lost about 70% of its value. Many crypto lending organizations have gone insolvent. Digital money is a sound concept. It can eventually help eliminate the bank gouge of moving money. But as an investment? Learn why that’s gambling and Clark’s rule for moving forward. Also, the housing market has been brutal for home buyers on many levels. But the narrative is changing. Clark’s analysis includes signs the market is normalizing - and advice for buyers on today’s higher interest rates, and home values moving forward.   Crypto Crash: Segment 1 Ask Clark: Segment 2 Housing Market Changes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Clark Howard Thinks of ‘Crypto Winter’ After Big Crash How To Open a Roth IRA Mortgages Archives - Clark Howard What is caller ID spoofing and how do I protect myself from it? How To Find and Choose a Financial Advisor Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 Jun 2022 11:00:00 -0000 full Clark Howard Crypto Crash In The Pioneer Phase / The Housing Market Is Changing Overall, crypto has lost about 70% of its value. Many crypto lending organizations have gone insolvent. Digital money is a sound concept. It can eventually help eliminate the bank gouge of moving money. But as an investment? Learn why that’s gambling and Clark’s rule for moving forward. Also, the housing market has been brutal for home buyers on many levels. But the narrative is changing. Clark’s analysis includes signs the market is normalizing - and advice for buyers on today’s higher interest rates, and home values moving forward.   Crypto Crash: Segment 1 Ask Clark: Segment 2 Housing Market Changes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Clark Howard Thinks of ‘Crypto Winter’ After Big Crash How To Open a Roth IRA Mortgages Archives - Clark Howard What is caller ID spoofing and how do I protect myself from it? How To Find and Choose a Financial Advisor Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Overall, crypto has lost about 70% of its value. Many crypto lending organizations have gone insolvent. Digital money is a sound concept. It can eventually help eliminate the bank gouge of moving money. But as an investment? Learn why that’s gambling and Clark’s rule for moving forward. Also, the housing market has been brutal for home buyers on many levels. But the narrative is changing. Clark’s analysis includes signs the market is normalizing - and advice for buyers on today’s higher interest rates, and home values moving forward.  

    • Crypto Crash: Segment 1
    • Ask Clark: Segment 2
    • Housing Market Changes: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1859     06.24.22 Clark Answers His Critics on Clark Stinks / Great Opportunity Awaits All Grads - All Levels Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, high school, trade school and college grads have unprecedented job opportunity right now - even amid current concerns of looming recession.  Clark Stinks: Segments 1 & 2 Grad Jobs Aplenty: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Use a Debit Card To Pay for Anything How to Freeze Your Credit With Experian, Equifax and TransUnion Should I Freeze My Credit With Innovis, SageStream, CoreLogic and LexisNexus? 7 Ways To Maximize Credit Card Rewards in 2022 ClarkDeals Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 Jun 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Great Opportunity Awaits All Grads - All Levels Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, high school, trade school and college grads have unprecedented job opportunity right now - even amid current concerns of looming recession.  Clark Stinks: Segments 1 & 2 Grad Jobs Aplenty: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Should Never Use a Debit Card To Pay for Anything How to Freeze Your Credit With Experian, Equifax and TransUnion Should I Freeze My Credit With Innovis, SageStream, CoreLogic and LexisNexus? 7 Ways To Maximize Credit Card Rewards in 2022 ClarkDeals Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, high school, trade school and college grads have unprecedented job opportunity right now - even amid current concerns of looming recession. 

    • Clark Stinks: Segments 1 & 2
    • Grad Jobs Aplenty: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1490     06.23.22 FRAUD ALERTS: Perpetual Sight Unseen Scams / Job Listing Scams Puppy fraud was a constant during the pandemic and continues unabated. Google is going after these scamsters, but their efforts are a drop in the bucket. This scam has worked since the days of classified print ads. Now it’s moved worldwide using fake pictures, akin to vacation rental & car scams. What you can’t see, verify. Scammers also exploit job seekers online. Those 25 to 34 - digital natives - are most likely to trust a job listing. How the scam plays, and what to know to avoid job listing scam identity theft.  Perpetual Sight Unseen Scams: Segment 1 Ask Clark: Segment 2 Job Listing Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Buy a Used Car in 7 Steps How To Spot, Avoid, and Report Fake Check Scams Turo: 5 Things To Know About the Cheap Car Rental Service How to Freeze Your Credit With Experian, Equifax and TransUnion What Is Owner's Title Insurance? 3 Things To Know Should I Pay a Company To Lock Down My House Title or Is It a Scam?   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Jun 2022 11:00:00 -0000 full Clark Howard FRAUD ALERTS: Perpetual Sight Unseen Scams / Job Listing Scams Puppy fraud was a constant during the pandemic and continues unabated. Google is going after these scamsters, but their efforts are a drop in the bucket. This scam has worked since the days of classified print ads. Now it’s moved worldwide using fake pictures, akin to vacation rental & car scams. What you can’t see, verify. Scammers also exploit job seekers online. Those 25 to 34 - digital natives - are most likely to trust a job listing. How the scam plays, and what to know to avoid job listing scam identity theft.  Perpetual Sight Unseen Scams: Segment 1 Ask Clark: Segment 2 Job Listing Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Buy a Used Car in 7 Steps How To Spot, Avoid, and Report Fake Check Scams Turo: 5 Things To Know About the Cheap Car Rental Service How to Freeze Your Credit With Experian, Equifax and TransUnion What Is Owner's Title Insurance? 3 Things To Know Should I Pay a Company To Lock Down My House Title or Is It a Scam?   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Puppy fraud was a constant during the pandemic and continues unabated. Google is going after these scamsters, but their efforts are a drop in the bucket. This scam has worked since the days of classified print ads. Now it’s moved worldwide using fake pictures, akin to vacation rental & car scams. What you can’t see, verify. Scammers also exploit job seekers online. Those 25 to 34 - digital natives - are most likely to trust a job listing. How the scam plays, and what to know to avoid job listing scam identity theft. 

    • Perpetual Sight Unseen Scams: Segment 1
    • Ask Clark: Segment 2
    • Job Listing Scams: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1865     06.22.22 Attention Shoppers: Discount Categories Abound / Office Space Opportunity The inflation of 40 years ago was significantly worse than now. Clark describes the unusual distortions in today’s market, resulting in heavy discounts in some categories. Also, there’s one sector of real estate that’s discounted now - office space IF you know which type. For business owners in need of office space, hear how to take advantage of this unique opportunity.  Discount Categories: Segment 1 Ask Clark: Segment 2 Office Space Opportunity: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Things To Know About Series I Savings Bonds The Washington Post: Demand for inflation-linked savings bonds crashes TreasuryDirect website The Mail Preference Service - Consumer Assistance [The Washington Post] A NHTSA official spent years trying to cut road deaths. They jumped last year. EyeBuyDirect: Glasses The Best Places To Buy Eyeglasses Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 Jun 2022 11:00:00 -0000 full Clark Howard Attention Shoppers: Discount Categories Abound / Office Space Opportunity The inflation of 40 years ago was significantly worse than now. Clark describes the unusual distortions in today’s market, resulting in heavy discounts in some categories. Also, there’s one sector of real estate that’s discounted now - office space IF you know which type. For business owners in need of office space, hear how to take advantage of this unique opportunity.  Discount Categories: Segment 1 Ask Clark: Segment 2 Office Space Opportunity: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Things To Know About Series I Savings Bonds The Washington Post: Demand for inflation-linked savings bonds crashes TreasuryDirect website The Mail Preference Service - Consumer Assistance [The Washington Post] A NHTSA official spent years trying to cut road deaths. They jumped last year. EyeBuyDirect: Glasses The Best Places To Buy Eyeglasses Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The inflation of 40 years ago was significantly worse than now. Clark describes the unusual distortions in today’s market, resulting in heavy discounts in some categories. Also, there’s one sector of real estate that’s discounted now - office space IF you know which type. For business owners in need of office space, hear how to take advantage of this unique opportunity. 

    • Discount Categories: Segment 1
    • Ask Clark: Segment 2
    • Office Space Opportunity: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1933     06.21.22 Clark Smart Car Rental / Homeowners Insurance & Natural Disasters It’s officially summer today. Get Clark smart strategies for saving money on car rentals, and learn how those under age 25 can avoid huge fees. Also, homeowners face more challenges finding quality, affordable insurance as natural disasters and the cost to rebuild impact rates all over the country. Homeowners need to face and manage risk today. Clark offers guidelines including new mapping revealing wildfire risk, and the new Federal Flood Insurance program phasing in. SAVE on Car Rentals: Segment 1 Ask Clark: Segment 2 Risk Assessment & Homeowners Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 6 Steps To Getting the Best Car Rental Deal 5 Things to Know About the Costco Car Rental Program The Points Guy: Hertz waives young-driver fees for new graduates — here’s how to enroll Car Rental: Deals and Discounts | USAA The Major Differences Between Economy, Premium Economy, and Economy Plus — and What's Right for You How to handle money when you're traveling overseas The Best Credit Cards With No Foreign Transaction Fees These maps show how wildfires are changing in the U.S.—and the risk at your address 10 million US buildings face a 'major' to 'extreme' risk of wildfire. See how your home stacks up and why ownership will get more expensive. Flood Insurance | FEMA.gov Legit Online Surveys for Money: What I Earned   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Jun 2022 11:00:00 -0000 full Clark Howard Clark Smart Car Rental / Homeowners Insurance & Natural Disasters It’s officially summer today. Get Clark smart strategies for saving money on car rentals, and learn how those under age 25 can avoid huge fees. Also, homeowners face more challenges finding quality, affordable insurance as natural disasters and the cost to rebuild impact rates all over the country. Homeowners need to face and manage risk today. Clark offers guidelines including new mapping revealing wildfire risk, and the new Federal Flood Insurance program phasing in. SAVE on Car Rentals: Segment 1 Ask Clark: Segment 2 Risk Assessment & Homeowners Insurance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 6 Steps To Getting the Best Car Rental Deal 5 Things to Know About the Costco Car Rental Program The Points Guy: Hertz waives young-driver fees for new graduates — here’s how to enroll Car Rental: Deals and Discounts | USAA The Major Differences Between Economy, Premium Economy, and Economy Plus — and What's Right for You How to handle money when you're traveling overseas The Best Credit Cards With No Foreign Transaction Fees These maps show how wildfires are changing in the U.S.—and the risk at your address 10 million US buildings face a 'major' to 'extreme' risk of wildfire. See how your home stacks up and why ownership will get more expensive. Flood Insurance | FEMA.gov Legit Online Surveys for Money: What I Earned   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It’s officially summer today. Get Clark smart strategies for saving money on car rentals, and learn how those under age 25 can avoid huge fees. Also, homeowners face more challenges finding quality, affordable insurance as natural disasters and the cost to rebuild impact rates all over the country. Homeowners need to face and manage risk today. Clark offers guidelines including new mapping revealing wildfire risk, and the new Federal Flood Insurance program phasing in.

    • SAVE on Car Rentals: Segment 1
    • Ask Clark: Segment 2
    • Risk Assessment & Homeowners Insurance: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1786     06.20.22 A New Era For Entrepreneurs / Cruise Ship Retirement The Economist reports that many are making a fresh start by becoming entrepreneurs. Clark describes how the climate is favorable for starting a business in so many ways. Also, there are those that have worked out a way to live on cruise ships as a retirement strategy to save on living expenses. Clark explains how this works.  Starting Your Own Business: Segment 1 Ask Clark: Segment 2 Cruise Ship Retirement: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  2022’s Best Large Cities to Start a Business What Is a Solo 401(k) and How Does It Work? What Is an Annuity, and Why Does Clark Think They Stink? Google Fi Review: Things To Know Before You Sign Up The Best International Phone Plans What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor AAA Plus Membership Benefits, Cost, & Towing Miles How To Open a Roth IRA What Are Index Funds? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Jun 2022 11:00:00 -0000 full Clark Howard A New Era For Entrepreneurs / Cruise Ship Retirement The Economist reports that many are making a fresh start by becoming entrepreneurs. Clark describes how the climate is favorable for starting a business in so many ways. Also, there are those that have worked out a way to live on cruise ships as a retirement strategy to save on living expenses. Clark explains how this works.  Starting Your Own Business: Segment 1 Ask Clark: Segment 2 Cruise Ship Retirement: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  2022’s Best Large Cities to Start a Business What Is a Solo 401(k) and How Does It Work? What Is an Annuity, and Why Does Clark Think They Stink? Google Fi Review: Things To Know Before You Sign Up The Best International Phone Plans What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor AAA Plus Membership Benefits, Cost, & Towing Miles How To Open a Roth IRA What Are Index Funds? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The Economist reports that many are making a fresh start by becoming entrepreneurs. Clark describes how the climate is favorable for starting a business in so many ways. Also, there are those that have worked out a way to live on cruise ships as a retirement strategy to save on living expenses. Clark explains how this works. 

    • Starting Your Own Business: Segment 1
    • Ask Clark: Segment 2
    • Cruise Ship Retirement: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show: 


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1685     06.17.22 Clark Answers His Critics on Clark Stinks / Your Big Data Dossier Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark talks about big data and our privacy. Just as errors on your credit report can harm you, the LexisNexis system has major data on consumers that can be erroneous. If you value your privacy and the accuracy of your data, Clark has an assignment for you. Clark Stinks: Segments 1 & 2 Your Big Data Dossier: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - Cell Phones Why Clark Howard Thinks Medicare Advantage Plans Stink 4 Steps To Stop Google From Showing Your Personal Information What Is a C.L.U.E Report and Its Impact on Your Insurance Access Your LexisNexis ® Consumer Disclosure Report Free Online Privacy Protection - Discover Best Online Will Maker: 5 Free or Cheap Options Wills & Funerals Archives - Clark Howard ClarkDeals - Nolo Promo Codes Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Jun 2022 11:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Your Big Data Dossier Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark talks about big data and our privacy. Just as errors on your credit report can harm you, the LexisNexis system has major data on consumers that can be erroneous. If you value your privacy and the accuracy of your data, Clark has an assignment for you. Clark Stinks: Segments 1 & 2 Your Big Data Dossier: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - Cell Phones Why Clark Howard Thinks Medicare Advantage Plans Stink 4 Steps To Stop Google From Showing Your Personal Information What Is a C.L.U.E Report and Its Impact on Your Insurance Access Your LexisNexis ® Consumer Disclosure Report Free Online Privacy Protection - Discover Best Online Will Maker: 5 Free or Cheap Options Wills & Funerals Archives - Clark Howard ClarkDeals - Nolo Promo Codes Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark talks about big data and our privacy. Just as errors on your credit report can harm you, the LexisNexis system has major data on consumers that can be erroneous. If you value your privacy and the accuracy of your data, Clark has an assignment for you.

    • Clark Stinks: Segments 1 & 2
    • Your Big Data Dossier: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1733     06.16.22 Drones & Automation Advances / New Traditional IRA Inheritance Tax Rules Clark has talked about delivery drones, driverless cars, and robots for years. Well, it’s happening for real now. Clark updates Walmart’s drone delivery efforts, Google’s Waymo cars, & GM’s Cruise operation - all part of our future. Also, the difference between Roth and traditional IRAs - a new tax issue around inheriting a traditional IRA, and what to do before you bequeath one. Drones & Automation: Segment 1 Ask Clark: Segment 2 Traditional IRA Inheritance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Amazon, Alphabet and Others Are Quietly Rolling Out Drone Delivery Across America Best Investment Companies for Investors in 2022 What Is a Thrift Savings Plan? How To Open a Roth IRA What Is a Roth 401(k) and How Does It Work? What Is Disability Insurance and How Does It Work?   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 16 Jun 2022 11:00:00 -0000 full Clark Howard Drones & Automation Advances / New Traditional IRA Inheritance Tax Rules Clark has talked about delivery drones, driverless cars, and robots for years. Well, it’s happening for real now. Clark updates Walmart’s drone delivery efforts, Google’s Waymo cars, & GM’s Cruise operation - all part of our future. Also, the difference between Roth and traditional IRAs - a new tax issue around inheriting a traditional IRA, and what to do before you bequeath one. Drones & Automation: Segment 1 Ask Clark: Segment 2 Traditional IRA Inheritance: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Amazon, Alphabet and Others Are Quietly Rolling Out Drone Delivery Across America Best Investment Companies for Investors in 2022 What Is a Thrift Savings Plan? How To Open a Roth IRA What Is a Roth 401(k) and How Does It Work? What Is Disability Insurance and How Does It Work?   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark has talked about delivery drones, driverless cars, and robots for years. Well, it’s happening for real now. Clark updates Walmart’s drone delivery efforts, Google’s Waymo cars, & GM’s Cruise operation - all part of our future. Also, the difference between Roth and traditional IRAs - a new tax issue around inheriting a traditional IRA, and what to do before you bequeath one.

    • Drones & Automation: Segment 1
    • Ask Clark: Segment 2
    • Traditional IRA Inheritance: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1864     06.15.22 TRAVEL: Gas Prices & Airfare Sticker Shock Clark explains what is happening with gas prices at home and abroad, and suggests ways to adapt, including modification of summer travel to offset costs. Meanwhile, airfares are generally 50% higher than last year and around 25% higher than pre-pandemic, but they’re starting to soften. The state of the industry and a sweet spot in the market that can help you save, including deep discount airlines. Gas Prices: Segment 1 Ask Clark: Segment 2 Airfare Sticker Shock: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The new Chevrolet Bolt will be the cheapest electric vehicle in the US Best Credit Cards for Gas Rewards: Top Picks for 2022 Gas Mileage Tips - Driving More Efficiently - Fuel Economy Travel to Japan during Covid-19: What you need to know before you go   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 Jun 2022 11:00:00 -0000 full Clark Howard TRAVEL: Gas Prices & Airfare Sticker Shock Clark explains what is happening with gas prices at home and abroad, and suggests ways to adapt, including modification of summer travel to offset costs. Meanwhile, airfares are generally 50% higher than last year and around 25% higher than pre-pandemic, but they’re starting to soften. The state of the industry and a sweet spot in the market that can help you save, including deep discount airlines. Gas Prices: Segment 1 Ask Clark: Segment 2 Airfare Sticker Shock: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The new Chevrolet Bolt will be the cheapest electric vehicle in the US Best Credit Cards for Gas Rewards: Top Picks for 2022 Gas Mileage Tips - Driving More Efficiently - Fuel Economy Travel to Japan during Covid-19: What you need to know before you go   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark explains what is happening with gas prices at home and abroad, and suggests ways to adapt, including modification of summer travel to offset costs. Meanwhile, airfares are generally 50% higher than last year and around 25% higher than pre-pandemic, but they’re starting to soften. The state of the industry and a sweet spot in the market that can help you save, including deep discount airlines.

    • Gas Prices: Segment 1
    • Ask Clark: Segment 2
    • Airfare Sticker Shock: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2104     06.14.22 Bear Market Perspective & Strategy / Student Loan News & Your Education Yesterday we officially entered a bear market. This is not a total surprise. Clark explains how stock values are measured, how we got here economically with inflation, how this resolves and the best approach for investors. Also, new rates for borrowing for college have been published for this fall. Clark talks about the impact of student loan debt, parental guilt, & the myth of going to the “it” school. Hear Clark’s rule for student loan borrowing, and a better way to pursue an education for long term financial security. Bear Market Perspective: Segment 1 Ask Clark: Segment 2 Student Loan News : Segment 3 Ask Clark: Segment 4 Mentioned on the show:  Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account 5 Things To Know About Series I Savings Bonds Scammers are offering student loan (un)forgiveness A college helping students avoid loan debt 9 Ways To Pay for College Without Student Loans SoFi Review: One-Stop Shop to Spend, Save, Borrow and Invest Use These Tips To Pay Off Your Mortgage Early Which Documents Should You Keep and for How Long?   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Jun 2022 18:00:00 -0000 full Clark Howard Bear Market Perspective & Strategy / Student Loan News & Your Education Yesterday we officially entered a bear market. This is not a total surprise. Clark explains how stock values are measured, how we got here economically with inflation, how this resolves and the best approach for investors. Also, new rates for borrowing for college have been published for this fall. Clark talks about the impact of student loan debt, parental guilt, & the myth of going to the “it” school. Hear Clark’s rule for student loan borrowing, and a better way to pursue an education for long term financial security. Bear Market Perspective: Segment 1 Ask Clark: Segment 2 Student Loan News : Segment 3 Ask Clark: Segment 4 Mentioned on the show:  Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account 5 Things To Know About Series I Savings Bonds Scammers are offering student loan (un)forgiveness A college helping students avoid loan debt 9 Ways To Pay for College Without Student Loans SoFi Review: One-Stop Shop to Spend, Save, Borrow and Invest Use These Tips To Pay Off Your Mortgage Early Which Documents Should You Keep and for How Long?   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Yesterday we officially entered a bear market. This is not a total surprise. Clark explains how stock values are measured, how we got here economically with inflation, how this resolves and the best approach for investors. Also, new rates for borrowing for college have been published for this fall. Clark talks about the impact of student loan debt, parental guilt, & the myth of going to the “it” school. Hear Clark’s rule for student loan borrowing, and a better way to pursue an education for long term financial security.

    • Bear Market Perspective: Segment 1
    • Ask Clark: Segment 2
    • Student Loan News : Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show: 

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1777     06.13.22 Warning: Buying Online Sight Unseen / SAVE on TVs & Video Content A disturbing trend - buying certain things online - sight unseen. Don’t believe what you see on the internet. It’s becoming common for people to put in offers on homes they’ve only seen online. Big mistake with houses, cars with no right to a refund, and other items. Also Clark talks new savings on TVs - with buying advice, plus free content via antennas & streaming. Buying Online Sight Unseen: Segment 1 Ask Clark: Segment 2 SAVE on TVs & Video Content: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Free Streaming Services in 2022: Movies and TV for Cord Cutters Ask Clark: Are those mailers advertising cheap lakefront & mountain property a scam? SpeedTest.net Bonds, haven for elderly and cautious, are getting torched Denied health insurance coverage? Appeal it. If I Use My Credit Card Through PayPal, Can I Still Earn Bonus Points? Double dip to maximize your credit card rewards Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Jun 2022 19:00:00 -0000 full Clark Howard Warning: Buying Online Sight Unseen / SAVE on TVs & Video Content A disturbing trend - buying certain things online - sight unseen. Don’t believe what you see on the internet. It’s becoming common for people to put in offers on homes they’ve only seen online. Big mistake with houses, cars with no right to a refund, and other items. Also Clark talks new savings on TVs - with buying advice, plus free content via antennas & streaming. Buying Online Sight Unseen: Segment 1 Ask Clark: Segment 2 SAVE on TVs & Video Content: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Free Streaming Services in 2022: Movies and TV for Cord Cutters Ask Clark: Are those mailers advertising cheap lakefront & mountain property a scam? SpeedTest.net Bonds, haven for elderly and cautious, are getting torched Denied health insurance coverage? Appeal it. If I Use My Credit Card Through PayPal, Can I Still Earn Bonus Points? Double dip to maximize your credit card rewards Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A disturbing trend - buying certain things online - sight unseen. Don’t believe what you see on the internet. It’s becoming common for people to put in offers on homes they’ve only seen online. Big mistake with houses, cars with no right to a refund, and other items. Also Clark talks new savings on TVs - with buying advice, plus free content via antennas & streaming.

    • Buying Online Sight Unseen: Segment 1
    • Ask Clark: Segment 2
    • SAVE on TVs & Video Content: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources

    Episode transcripts

    Clark.com daily money newsletter

    Consumer Action Center Free Helpline: 636-492-5275

    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1727     06.03.22 Clark Answers His Critics on Clark Stinks / A New Era of World Trade Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses the impact of world trade on our finances here. The cost of doing business for our national security - we are entering a new era of world trade alliances and strategic imports. Initially the movement of goods will be less efficient - necessary due to the geopolitical risks we face. There will be more supply chain creation here and abroad as we adapt. Clark Stinks: Segments 1 & 2 World Trade & Strategic Imports: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Fidelity Rewards Credit Card Review: Invest with 2% Cash Back 12 ways to save at Target Target vs. Walmart price comparison: Which store is cheaper? The Best Credit Cards With No Foreign Transaction Fees Report: 5 Things Most Americans Don’t Understand About Social Security 23 Ways To Save Money on Gas Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Jun 2022 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / A New Era of World Trade Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses the impact of world trade on our finances here. The cost of doing business for our national security - we are entering a new era of world trade alliances and strategic imports. Initially the movement of goods will be less efficient - necessary due to the geopolitical risks we face. There will be more supply chain creation here and abroad as we adapt. Clark Stinks: Segments 1 & 2 World Trade & Strategic Imports: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Fidelity Rewards Credit Card Review: Invest with 2% Cash Back 12 ways to save at Target Target vs. Walmart price comparison: Which store is cheaper? The Best Credit Cards With No Foreign Transaction Fees Report: 5 Things Most Americans Don’t Understand About Social Security 23 Ways To Save Money on Gas Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses the impact of world trade on our finances here. The cost of doing business for our national security - we are entering a new era of world trade alliances and strategic imports. Initially the movement of goods will be less efficient - necessary due to the geopolitical risks we face. There will be more supply chain creation here and abroad as we adapt.

    • Clark Stinks: Segments 1 & 2
    • World Trade & Strategic Imports: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1969     06.02.22 Your Safety and Dietary Supplements / Car Market Update Dietary supplements, vitamins and herbal remedies are unregulated. Clark clarifies which labels to trust. Learn about labels that lie vs NSF & USP supplements. Also, Clark explains how the vehicle market is progressing, including good news on the used car front.  The Safety of Supplements: Segment 1 Ask Clark: Segment 2 Car Market Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Supplement and Vitamin Certification | NSF  USP Verification Services How to Buy a Used Car in 7 Steps Why Are My Credit Scores Different? Health Insurance Guide Free COBRA Health Insurance: 3 Things To Know Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 02 Jun 2022 19:00:00 -0000 full Clark Howard Your Safety and Dietary Supplements / Car Market Update Dietary supplements, vitamins and herbal remedies are unregulated. Clark clarifies which labels to trust. Learn about labels that lie vs NSF & USP supplements. Also, Clark explains how the vehicle market is progressing, including good news on the used car front.  The Safety of Supplements: Segment 1 Ask Clark: Segment 2 Car Market Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Supplement and Vitamin Certification | NSF  USP Verification Services How to Buy a Used Car in 7 Steps Why Are My Credit Scores Different? Health Insurance Guide Free COBRA Health Insurance: 3 Things To Know Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Dietary supplements, vitamins and herbal remedies are unregulated. Clark clarifies which labels to trust. Learn about labels that lie vs NSF & USP supplements. Also, Clark explains how the vehicle market is progressing, including good news on the used car front. 

    • The Safety of Supplements: Segment 1
    • Ask Clark: Segment 2
    • Car Market Update: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1770     06.01.22 Payroll Advances: Perils & Alternatives / Update: Robocalls & Messaging Scams Employers have outsourced companies to handle pay advances, many of which charge junk fees. Dave is a payroll advance company that asks for voluntary tips, equivalent to paying interest. These advances can lead to a deficit spending habit. Clark offers a better way. Also, the fight to limit robocalls is showing signs of working, so scammers are moving to messaging to get at your money. What to look out for.  Perils of Payroll Advances: Segment 1 Ask Clark: Segment 2 Robocalls & Messaging Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Find and Claim Missing Money in Your Name 23 Ways To Save Money on Gas A Simple Way To Help Your Kid Build Credit How Does Afterpay Work? Why 'Buy Now, Pay Later' Worries Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 01 Jun 2022 19:00:00 -0000 full Clark Howard Payroll Advances: Perils & Alternatives / Update: Robocalls & Messaging Scams Employers have outsourced companies to handle pay advances, many of which charge junk fees. Dave is a payroll advance company that asks for voluntary tips, equivalent to paying interest. These advances can lead to a deficit spending habit. Clark offers a better way. Also, the fight to limit robocalls is showing signs of working, so scammers are moving to messaging to get at your money. What to look out for.  Perils of Payroll Advances: Segment 1 Ask Clark: Segment 2 Robocalls & Messaging Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Find and Claim Missing Money in Your Name 23 Ways To Save Money on Gas A Simple Way To Help Your Kid Build Credit How Does Afterpay Work? Why 'Buy Now, Pay Later' Worries Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Employers have outsourced companies to handle pay advances, many of which charge junk fees. Dave is a payroll advance company that asks for voluntary tips, equivalent to paying interest. These advances can lead to a deficit spending habit. Clark offers a better way. Also, the fight to limit robocalls is showing signs of working, so scammers are moving to messaging to get at your money. What to look out for. 

    • Perils of Payroll Advances: Segment 1
    • Ask Clark: Segment 2
    • Robocalls & Messaging Scams: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1673     05.31.22 Our Power Grid & Portable Generators / FREE Online Books, TV & Movies It could be a rocky summer for power blackouts and we’ve got some vulnerabilities with our energy grid around the county.. What could go wrong and ways to be prepared, including battery powered generators. Also, free stuff! How to get books, music, TV & movies LEGALLY online for nothing! See our guides listed below. Power Outages & Generators: Segment 1 Ask Clark: Segment 2 FREE Entertainment Content: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The 12 Best Free Movie Websites for Online Streaming 11 of the Best Places To Watch TV Shows Online Free 15 of the Best Places To Find Free E-Books 11 of the Best Places To Find Free Audiobooks 15 Places To Listen to Free Music Online Kanopy Review: How Your Library Card Provides Free Streaming Great cancellation spreads beyond Netflix JustWatch Review: 5 Things To Know About the Streaming App Best Homeowners Insurance Companies and Ones To Avoid How To Find and Choose a Financial Advisor Ask Clark: What Is a Backdoor Roth IRA? 5 Things To Know About Series I Savings Bonds Is There a Safe Way To Invest in Real Estate?   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 31 May 2022 19:00:00 -0000 full Clark Howard Our Power Grid & Portable Generators / FREE Online Books, TV & Movies It could be a rocky summer for power blackouts and we’ve got some vulnerabilities with our energy grid around the county.. What could go wrong and ways to be prepared, including battery powered generators. Also, free stuff! How to get books, music, TV & movies LEGALLY online for nothing! See our guides listed below. Power Outages & Generators: Segment 1 Ask Clark: Segment 2 FREE Entertainment Content: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The 12 Best Free Movie Websites for Online Streaming 11 of the Best Places To Watch TV Shows Online Free 15 of the Best Places To Find Free E-Books 11 of the Best Places To Find Free Audiobooks 15 Places To Listen to Free Music Online Kanopy Review: How Your Library Card Provides Free Streaming Great cancellation spreads beyond Netflix JustWatch Review: 5 Things To Know About the Streaming App Best Homeowners Insurance Companies and Ones To Avoid How To Find and Choose a Financial Advisor Ask Clark: What Is a Backdoor Roth IRA? 5 Things To Know About Series I Savings Bonds Is There a Safe Way To Invest in Real Estate?   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It could be a rocky summer for power blackouts and we’ve got some vulnerabilities with our energy grid around the county.. What could go wrong and ways to be prepared, including battery powered generators. Also, free stuff! How to get books, music, TV & movies LEGALLY online for nothing! See our guides listed below.

    • Power Outages & Generators: Segment 1
    • Ask Clark: Segment 2
    • FREE Entertainment Content: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1828     05.27.22 Clark Answers His Critics on Clark Stinks / Where The Deals Are! Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Plus, there are deals to be had right now on several items we use in our lives, including mattresses. Inflation nation, Clark’s calling out the deal categories!  Clark Stinks: Segments 1 & 2 Current Deal Categories: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 2022 Top Public Colleges & Universities | US News Rankings Vocational Training Programs by State The Top 25 Two-Year Trade Schools: Colleges That Can Solve The Skills Gap Florida College System Children - Overview - Delta Clark Deals - Mattresses Do Not Give Your Social Security Number at These Places Should You Buy Out Your Leased Car? How to Save Money on Car Insurance How to Shop for Car Insurance Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 27 May 2022 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Where The Deals Are! Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Plus, there are deals to be had right now on several items we use in our lives, including mattresses. Inflation nation, Clark’s calling out the deal categories!  Clark Stinks: Segments 1 & 2 Current Deal Categories: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 2022 Top Public Colleges & Universities | US News Rankings Vocational Training Programs by State The Top 25 Two-Year Trade Schools: Colleges That Can Solve The Skills Gap Florida College System Children - Overview - Delta Clark Deals - Mattresses Do Not Give Your Social Security Number at These Places Should You Buy Out Your Leased Car? How to Save Money on Car Insurance How to Shop for Car Insurance Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Plus, there are deals to be had right now on several items we use in our lives, including mattresses. Inflation nation, Clark’s calling out the deal categories! 

    • Clark Stinks: Segments 1 & 2
    • Current Deal Categories: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1953     05.26.22 Money & The Happiness Quotient / Concert Ticket Pricing A perpetual debate: Can money buy happiness? Clark discusses survey findings on the matter and the role of money in personal freedom and happiness. Also, with concerts and events back in full swing, many aiming to get out aren’t happy with ticket prices, but understanding how the industry operates can help you save. Hear how bucket system pricing in the concert industry is based on dynamic demand - and what that means to ticket buyers.  Money & Happiness: Segment 1 Ask Clark: Segment 2 Concert Ticket Pricing : Segment 3 Ask Clark: Segment 4 Mentioned on the show: Thrift Savings Plan: Home Can Credit Repair Companies Really Raise Your Score? 6 Things To Know Before Contacting the National Foundation for Credit Counseling Have you joined Clark's 'Ditch Your Debt' Facebook group yet? How To Open a Roth IRA Best Investment Companies for Investors in 2022 Checking monthly statements key defense against credit card hacks Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 26 May 2022 19:00:00 -0000 full Clark Howard Money & The Happiness Quotient / Concert Ticket Pricing A perpetual debate: Can money buy happiness? Clark discusses survey findings on the matter and the role of money in personal freedom and happiness. Also, with concerts and events back in full swing, many aiming to get out aren’t happy with ticket prices, but understanding how the industry operates can help you save. Hear how bucket system pricing in the concert industry is based on dynamic demand - and what that means to ticket buyers.  Money & Happiness: Segment 1 Ask Clark: Segment 2 Concert Ticket Pricing : Segment 3 Ask Clark: Segment 4 Mentioned on the show: Thrift Savings Plan: Home Can Credit Repair Companies Really Raise Your Score? 6 Things To Know Before Contacting the National Foundation for Credit Counseling Have you joined Clark's 'Ditch Your Debt' Facebook group yet? How To Open a Roth IRA Best Investment Companies for Investors in 2022 Checking monthly statements key defense against credit card hacks Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A perpetual debate: Can money buy happiness? Clark discusses survey findings on the matter and the role of money in personal freedom and happiness. Also, with concerts and events back in full swing, many aiming to get out aren’t happy with ticket prices, but understanding how the industry operates can help you save. Hear how bucket system pricing in the concert industry is based on dynamic demand - and what that means to ticket buyers. 

    • Money & Happiness: Segment 1
    • Ask Clark: Segment 2
    • Concert Ticket Pricing : Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1665     05.25.22 Summer Air Travel Saving Strategies / Cooling You Home This Summer Memorial Day and the summer travel season is upon us. Airfares have gone way up due to pent up demand and pilot shortages forcing airlines to cut back schedules during peak season - perfect storm for your wallet. Learn essential strategies for saving more on air travel based on when and where flexibility. Another summer expense: cooling your home. With energy prices also up, Clark talks about thermostat settings, and the value of smart thermostats.  Summer Airfare Savings: Segment 1 Ask Clark: Segment 2 Home Cooling: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best Way To Get a Flight Deal to Europe Right Now Where You Should (and Should Not) Book Your Next Vacation How To Find Cheap Flights in 3 Easy Steps Hopper - Book Flights & Hotels on Mobile Norway’s Norse Atlantic To Launch From 4 U.S. Airports, Fares From $129 CLEAR Identity Verification: 6 Things to Know Before You Sign Up / Clearme.com What's the Best Setting for Your Thermostat During the Summer? What Is a 403(b) and How Does It Work? How To Open a Roth IRA Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 25 May 2022 19:00:00 -0000 full Clark Howard Summer Air Travel Saving Strategies / Cooling You Home This Summer Memorial Day and the summer travel season is upon us. Airfares have gone way up due to pent up demand and pilot shortages forcing airlines to cut back schedules during peak season - perfect storm for your wallet. Learn essential strategies for saving more on air travel based on when and where flexibility. Another summer expense: cooling your home. With energy prices also up, Clark talks about thermostat settings, and the value of smart thermostats.  Summer Airfare Savings: Segment 1 Ask Clark: Segment 2 Home Cooling: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best Way To Get a Flight Deal to Europe Right Now Where You Should (and Should Not) Book Your Next Vacation How To Find Cheap Flights in 3 Easy Steps Hopper - Book Flights & Hotels on Mobile Norway’s Norse Atlantic To Launch From 4 U.S. Airports, Fares From $129 CLEAR Identity Verification: 6 Things to Know Before You Sign Up / Clearme.com What's the Best Setting for Your Thermostat During the Summer? What Is a 403(b) and How Does It Work? How To Open a Roth IRA Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Memorial Day and the summer travel season is upon us. Airfares have gone way up due to pent up demand and pilot shortages forcing airlines to cut back schedules during peak season - perfect storm for your wallet. Learn essential strategies for saving more on air travel based on when and where flexibility. Another summer expense: cooling your home. With energy prices also up, Clark talks about thermostat settings, and the value of smart thermostats. 

    • Summer Airfare Savings: Segment 1
    • Ask Clark: Segment 2
    • Home Cooling: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1865     05.24.22 Turbulent Crypto Currents / Prostate Cancer Update and Self-Advocacy Learn Clark’s position on crypto and why it’s not yet ready for prime time. Most people who’ve put money into crypto have lost money, either through fraud or lost value. Ultimately digital money will become part of our lives. This is the pioneering phase of crooks, con artists, speculators and believers. Also, Clark was diagnosed with prostate cancer 14 years ago. Why this can be a complicated diagnosis, new research into genetic markers, Clark’s update and how to approach a diagnosis as an advocate for yourself.  Crypto Currents: Segment 1 Ask Clark: Segment 2 Prostate Cancer Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to avoid ‘rug pulls,’ the latest cryptocurrency scam Clark Howard and the Prostate Cancer Foundation Deposit Insurance - FDIC Mint Review: 5 Things To Know About the Free Budgeting Tool Welcome to the Clark.com Community Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 24 May 2022 19:00:00 -0000 full Clark Howard Turbulent Crypto Currents / Prostate Cancer Update and Self-Advocacy Learn Clark’s position on crypto and why it’s not yet ready for prime time. Most people who’ve put money into crypto have lost money, either through fraud or lost value. Ultimately digital money will become part of our lives. This is the pioneering phase of crooks, con artists, speculators and believers. Also, Clark was diagnosed with prostate cancer 14 years ago. Why this can be a complicated diagnosis, new research into genetic markers, Clark’s update and how to approach a diagnosis as an advocate for yourself.  Crypto Currents: Segment 1 Ask Clark: Segment 2 Prostate Cancer Update: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to avoid ‘rug pulls,’ the latest cryptocurrency scam Clark Howard and the Prostate Cancer Foundation Deposit Insurance - FDIC Mint Review: 5 Things To Know About the Free Budgeting Tool Welcome to the Clark.com Community Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Learn Clark’s position on crypto and why it’s not yet ready for prime time. Most people who’ve put money into crypto have lost money, either through fraud or lost value. Ultimately digital money will become part of our lives. This is the pioneering phase of crooks, con artists, speculators and believers. Also, Clark was diagnosed with prostate cancer 14 years ago. Why this can be a complicated diagnosis, new research into genetic markers, Clark’s update and how to approach a diagnosis as an advocate for yourself. 

    • Crypto Currents: Segment 1
    • Ask Clark: Segment 2
    • Prostate Cancer Update: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2099     05.23.22 A New AMEX Travel Benefit / Save More on Weddings Clark discusses how travel insurance and cancellations generally work, and a void in the market that AMEX is filling. Then, the discussion turns to weddings, a recent low cost nuptial ceremony that went viral and cash wedding gifts.  AMEX Travel Benefit: Segment 1 Ask Clark: Segment 2 Budget Weddings: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  The Points Guy: American Express adds new ‘cancel for any reason’ coverage option on flights The Points Guy: Why are airfare and hotel rooms so expensive right now? U.S. summer travelers can expect long lines, higher prices as COVID restrictions ease #1 Reason You May Not Need ‘Cancel for Any Reason’ Travel Insurance The Best Credit Cards With No Foreign Transaction Fees How to handle money when you’re traveling overseas How to Plan a Trip: Clark’s Best Travel Tips to Save Money Clark Howard's Guide to Saving Money on Your Wedding Make Money Origami to Personalize Cash Gifts - YouTube Clark Howard: Books - Clark Howard Life Insurance Archives - Clark Howard Wedding & Event Flowers - Costco Wholesale   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 May 2022 19:00:00 -0000 full Clark Howard A New AMEX Travel Benefit / Save More on Weddings Clark discusses how travel insurance and cancellations generally work, and a void in the market that AMEX is filling. Then, the discussion turns to weddings, a recent low cost nuptial ceremony that went viral and cash wedding gifts.  AMEX Travel Benefit: Segment 1 Ask Clark: Segment 2 Budget Weddings: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  The Points Guy: American Express adds new ‘cancel for any reason’ coverage option on flights The Points Guy: Why are airfare and hotel rooms so expensive right now? U.S. summer travelers can expect long lines, higher prices as COVID restrictions ease #1 Reason You May Not Need ‘Cancel for Any Reason’ Travel Insurance The Best Credit Cards With No Foreign Transaction Fees How to handle money when you’re traveling overseas How to Plan a Trip: Clark’s Best Travel Tips to Save Money Clark Howard's Guide to Saving Money on Your Wedding Make Money Origami to Personalize Cash Gifts - YouTube Clark Howard: Books - Clark Howard Life Insurance Archives - Clark Howard Wedding & Event Flowers - Costco Wholesale   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses how travel insurance and cancellations generally work, and a void in the market that AMEX is filling. Then, the discussion turns to weddings, a recent low cost nuptial ceremony that went viral and cash wedding gifts. 

    • AMEX Travel Benefit: Segment 1
    • Ask Clark: Segment 2
    • Budget Weddings: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show: 

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1758     05.20.22 Clark Answers His Critics on Clark Stinks / Summer Jobs Galore for Teens Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, jobs are abundant right now for all but the summer employment outlook has never been better for teens. There are jobs aplenty for decent pay. Plus, an important professional courtesy tip from Clark.  Clark Stinks: Segments 1 & 2 Summer Jobs for Teens: Segment 3 Ask Clark: Segment 4   Mentioned on the show: AAA IDP International Driving Permit Public Service Loan Forgiveness (PSLF) - Federal Student Aid CURRENT - Put your savings to work with 4.00% APY¹ 6 Best Ways To Send Money Online Warning: Never Get Roadside Assistance From Your Insurance Provider What Is a Roth 401(k) and How Does It Work? Should I Get an Umbrella Insurance Policy?   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 20 May 2022 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Summer Jobs Galore for Teens Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, jobs are abundant right now for all but the summer employment outlook has never been better for teens. There are jobs aplenty for decent pay. Plus, an important professional courtesy tip from Clark.  Clark Stinks: Segments 1 & 2 Summer Jobs for Teens: Segment 3 Ask Clark: Segment 4   Mentioned on the show: AAA IDP International Driving Permit Public Service Loan Forgiveness (PSLF) - Federal Student Aid CURRENT - Put your savings to work with 4.00% APY¹ 6 Best Ways To Send Money Online Warning: Never Get Roadside Assistance From Your Insurance Provider What Is a Roth 401(k) and How Does It Work? Should I Get an Umbrella Insurance Policy?   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, jobs are abundant right now for all but the summer employment outlook has never been better for teens. There are jobs aplenty for decent pay. Plus, an important professional courtesy tip from Clark. 

     

    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1856     05.19.22 Bogus Financial Advisors Cost You / Cell Phone Plan Deals While investment costs have never been lower, some investors pay really high costs to non-fiduciaries. Clark explains a sneaky trick involving insurance agents posing as financial advisors, and the vital, costly difference between “fee-based” advisors and fee ONLY fiduciaries. Plus - Now is the time to break with cellular inertia and shop great new options that can serve you well and save you large dollars. Fake Wealth Advisors: Segment 1 Ask Clark: Segment 2 Cell Phone Plan Deals: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Online Brokerage Firms Struggle to Build Loyalty among Pandemic-Era Investors, J.D.Power Finds What Is a Fiduciary Financial Advisor and Do I Need One? What Is a 403(b) and How Does It Work? How to Buy Term Life Insurance in 7 Easy Steps The Best Term Life Insurance Companies AT&T Price Hikes Coming Soon AT&T Raises Prices on Wireless Plans to Address Higher Costs 5 Things To Know Before You Sign Up for AT&T Prepaid Best Cell Phone Plans in 2022: Deals For Every Budget  Clark.com CELL PHONES / Clark Deals - Cell Plans Clark.com Consumer Cellular Review: 5 Things To Know Before You Sign Up Kroger Wireless Airtime Plans / MINT Modern Family Plan Mint Mobile Introduces Modern Family Plans Verizon Price Hikes Coming In June The Verge: You can now test drive T-Mobile's 5G home internet service T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 19 May 2022 19:00:00 -0000 full Clark Howard Bogus Financial Advisors Cost You / Cell Phone Plan Deals While investment costs have never been lower, some investors pay really high costs to non-fiduciaries. Clark explains a sneaky trick involving insurance agents posing as financial advisors, and the vital, costly difference between “fee-based” advisors and fee ONLY fiduciaries. Plus - Now is the time to break with cellular inertia and shop great new options that can serve you well and save you large dollars. Fake Wealth Advisors: Segment 1 Ask Clark: Segment 2 Cell Phone Plan Deals: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Online Brokerage Firms Struggle to Build Loyalty among Pandemic-Era Investors, J.D.Power Finds What Is a Fiduciary Financial Advisor and Do I Need One? What Is a 403(b) and How Does It Work? How to Buy Term Life Insurance in 7 Easy Steps The Best Term Life Insurance Companies AT&T Price Hikes Coming Soon AT&T Raises Prices on Wireless Plans to Address Higher Costs 5 Things To Know Before You Sign Up for AT&T Prepaid Best Cell Phone Plans in 2022: Deals For Every Budget  Clark.com CELL PHONES / Clark Deals - Cell Plans Clark.com Consumer Cellular Review: 5 Things To Know Before You Sign Up Kroger Wireless Airtime Plans / MINT Modern Family Plan Mint Mobile Introduces Modern Family Plans Verizon Price Hikes Coming In June The Verge: You can now test drive T-Mobile's 5G home internet service T-Mobile 5G Home Internet: 5 Things To Know Before You Sign Up Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices While investment costs have never been lower, some investors pay really high costs to non-fiduciaries. Clark explains a sneaky trick involving insurance agents posing as financial advisors, and the vital, costly difference between “fee-based” advisors and fee ONLY fiduciaries. Plus - Now is the time to break with cellular inertia and shop great new options that can serve you well and save you large dollars.

    • Fake Wealth Advisors: Segment 1
    • Ask Clark: Segment 2
    • Cell Phone Plan Deals: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1961     05.18.22 Self-Employed Retirement Planning / Road Trip Auto Maintenance Tips Learn how to save for the future when you freelance, work side hustles or own your own business and don’t have access to a company retirement plan. AND - Neglecting one simple auto maintenance step can cost you big time. Heed Clark before your road trip this summer.  Self-Employed Retirement Planning: Segment 1 Ask Clark: Segment 2 Get Roadworthy: Segment 3 Ask Clark: Segment 4   Mentioned on the show: What Is a SEP IRA and Who Is Eligible? What Is an HSA Account and How Does It Work? What Is a Solo 401(k) and How Does It Work? Medical Debt A Major Source Of Consumer Complaints, New Report Shows Can a Patient Advocate Help With Your Medical Bills? Clark.com Best Places to Buy Tires Should You Buy Out Your Leased Car? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 18 May 2022 19:00:00 -0000 full Clark Howard Self-Employed Retirement Planning / Road Trip Auto Maintenance Tips Learn how to save for the future when you freelance, work side hustles or own your own business and don’t have access to a company retirement plan. AND - Neglecting one simple auto maintenance step can cost you big time. Heed Clark before your road trip this summer.  Self-Employed Retirement Planning: Segment 1 Ask Clark: Segment 2 Get Roadworthy: Segment 3 Ask Clark: Segment 4   Mentioned on the show: What Is a SEP IRA and Who Is Eligible? What Is an HSA Account and How Does It Work? What Is a Solo 401(k) and How Does It Work? Medical Debt A Major Source Of Consumer Complaints, New Report Shows Can a Patient Advocate Help With Your Medical Bills? Clark.com Best Places to Buy Tires Should You Buy Out Your Leased Car? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Learn how to save for the future when you freelance, work side hustles or own your own business and don’t have access to a company retirement plan. AND - Neglecting one simple auto maintenance step can cost you big time. Heed Clark before your road trip this summer. 

    • Self-Employed Retirement Planning: Segment 1
    • Ask Clark: Segment 2
    • Get Roadworthy: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2012     05.17.22 Airbnb: New Rules & Guidelines for Potential Hosts / Profitable College Degrees Party rentals have become a huge problem for Airbnb, so they’re launching an anti-party crackdown. What to expect when booking - and major considerations for potential hosts. Also, there has been a lot of talk lately about student loans and the cost of college. Clark covers which degree programs have the best payback. When you can match your interests with an in-demand high-earning degree - career WIN.  Airbnb Guidelines: Segment 1 Ask Clark: Segment 2 Profitable College Degrees: Segment 3 Ask Clark: Segment 4   Mentioned on the show: A Simple Way To Help Your Kid Build Credit Should You Redeem Credit Card Points for Travel Rewards or Cash Back? How To Cancel Private Mortgage Insurance Years Ahead of Schedule Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 17 May 2022 19:00:00 -0000 full Clark Howard Airbnb: New Rules & Guidelines for Potential Hosts / Profitable College Degrees Party rentals have become a huge problem for Airbnb, so they’re launching an anti-party crackdown. What to expect when booking - and major considerations for potential hosts. Also, there has been a lot of talk lately about student loans and the cost of college. Clark covers which degree programs have the best payback. When you can match your interests with an in-demand high-earning degree - career WIN.  Airbnb Guidelines: Segment 1 Ask Clark: Segment 2 Profitable College Degrees: Segment 3 Ask Clark: Segment 4   Mentioned on the show: A Simple Way To Help Your Kid Build Credit Should You Redeem Credit Card Points for Travel Rewards or Cash Back? How To Cancel Private Mortgage Insurance Years Ahead of Schedule Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Party rentals have become a huge problem for Airbnb, so they’re launching an anti-party crackdown. What to expect when booking - and major considerations for potential hosts. Also, there has been a lot of talk lately about student loans and the cost of college. Clark covers which degree programs have the best payback. When you can match your interests with an in-demand high-earning degree - career WIN. 

    • Airbnb Guidelines: Segment 1
    • Ask Clark: Segment 2
    • Profitable College Degrees: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1661     05.16.22 Entrepreneurs: Being Your Own Boss / Control: Vehicle A.I. Tracking Drivers If you feel you can serve a need in the marketplace, this is a golden era for entrepreneurs. Clark discusses the many considerations involved in starting your own business. Also, the number of people injured or killed in road accidents has gone way up. A.I. technology can prevent or reduce the severity of accidents, which involves driver tracking & control - now mandated in parts of Europe. Auto Insurance tracking is a different matter. Clark’s take on the implications of fast moving tech which - in solving one problem - may create another. Entrepreneurs: Segment 1 Ask Clark: Segment 2 Vehicle A.I. Safety Tracking: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Save Money on Merchant Processing Fees Creative Destruction Definition - Investopedia How and When To Cancel a Credit Card 5 Sneaky Ways To Improve Your Credit Score Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 May 2022 19:00:00 -0000 full Clark Howard Entrepreneurs: Being Your Own Boss / Control: Vehicle A.I. Tracking Drivers If you feel you can serve a need in the marketplace, this is a golden era for entrepreneurs. Clark discusses the many considerations involved in starting your own business. Also, the number of people injured or killed in road accidents has gone way up. A.I. technology can prevent or reduce the severity of accidents, which involves driver tracking & control - now mandated in parts of Europe. Auto Insurance tracking is a different matter. Clark’s take on the implications of fast moving tech which - in solving one problem - may create another. Entrepreneurs: Segment 1 Ask Clark: Segment 2 Vehicle A.I. Safety Tracking: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Save Money on Merchant Processing Fees Creative Destruction Definition - Investopedia How and When To Cancel a Credit Card 5 Sneaky Ways To Improve Your Credit Score Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices If you feel you can serve a need in the marketplace, this is a golden era for entrepreneurs. Clark discusses the many considerations involved in starting your own business. Also, the number of people injured or killed in road accidents has gone way up. A.I. technology can prevent or reduce the severity of accidents, which involves driver tracking & control - now mandated in parts of Europe. Auto Insurance tracking is a different matter. Clark’s take on the implications of fast moving tech which - in solving one problem - may create another.

    • Entrepreneurs: Segment 1
    • Ask Clark: Segment 2
    • Vehicle A.I. Safety Tracking: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2010     05.13.22 Clark Answers His Critics on Clark Stinks / Travel Warnings Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. And - Clark has a scam warning & rip off alert about travel booking, and a heads up about an emerging airline practice you need to be aware of. Clark Stinks: Segments 1 & 2 Travel Warnings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Apple Credit Card Review: Earn Cash Back on Tech Purchases Why Clark Howard Shifted to a Digital Wallet and You Should Too 10 Ways To Save on Prescription Drugs Dollar Cost Averaging Makes You a Fortune Over Time Latest Wills & Funerals How To Find and Choose a Financial Advisor Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 13 May 2022 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Travel Warnings Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. And - Clark has a scam warning & rip off alert about travel booking, and a heads up about an emerging airline practice you need to be aware of. Clark Stinks: Segments 1 & 2 Travel Warnings: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Apple Credit Card Review: Earn Cash Back on Tech Purchases Why Clark Howard Shifted to a Digital Wallet and You Should Too 10 Ways To Save on Prescription Drugs Dollar Cost Averaging Makes You a Fortune Over Time Latest Wills & Funerals How To Find and Choose a Financial Advisor Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. And - Clark has a scam warning & rip off alert about travel booking, and a heads up about an emerging airline practice you need to be aware of.

    • Clark Stinks: Segments 1 & 2
    • Travel Warnings: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2024     05.12.22 Education: Going The Distance / Google’s New Privacy Tool College isn’t the only path to success. Clark summarizes the skills education landscape including Google IT training programs. But for many, college is the path to career fulfillment. Why many are dropping out today, and ways to go the distance at lower cost and get that degree. Clark also talks about internet privacy and U.S. tech giants’ initiatives vs. Europe’s Right to Be Forgotten. Now there’s a way to opt-out of having your personal information searchable on Google. College Dropout Rate: Segment 1 Ask Clark: Segment 2 Google Privacy Tool: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Steps To Stop Google From Showing Your Personal Information The Top 5 Benefits of Community College 9 Ways To Pay for College Without Student Loans Where Do I Look for Affordable and Legitimate Online Schools? 7 Things to Know About Amica Insurance Best and Worst Home Insurance Companies Submit a complaint | Consumer Financial Protection Bureau Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 12 May 2022 19:00:00 -0000 full Clark Howard Education: Going The Distance / Google’s New Privacy Tool College isn’t the only path to success. Clark summarizes the skills education landscape including Google IT training programs. But for many, college is the path to career fulfillment. Why many are dropping out today, and ways to go the distance at lower cost and get that degree. Clark also talks about internet privacy and U.S. tech giants’ initiatives vs. Europe’s Right to Be Forgotten. Now there’s a way to opt-out of having your personal information searchable on Google. College Dropout Rate: Segment 1 Ask Clark: Segment 2 Google Privacy Tool: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Steps To Stop Google From Showing Your Personal Information The Top 5 Benefits of Community College 9 Ways To Pay for College Without Student Loans Where Do I Look for Affordable and Legitimate Online Schools? 7 Things to Know About Amica Insurance Best and Worst Home Insurance Companies Submit a complaint | Consumer Financial Protection Bureau Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices College isn’t the only path to success. Clark summarizes the skills education landscape including Google IT training programs. But for many, college is the path to career fulfillment. Why many are dropping out today, and ways to go the distance at lower cost and get that degree. Clark also talks about internet privacy and U.S. tech giants’ initiatives vs. Europe’s Right to Be Forgotten. Now there’s a way to opt-out of having your personal information searchable on Google.

    • College Dropout Rate: Segment 1
    • Ask Clark: Segment 2
    • Google Privacy Tool: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1944     05.11.22 SAVE MORE: Reduce Energy Consumption / Diamonds Are Cheaper Forever The cost of solar is down 80% from a decade ago - a way to defray energy cost, along with ultra efficient HVAC systems coming soon. Ways to reduce energy consumption now include LED light bulbs,  adequate insulation and smart thermostats.  Also - lab created diamonds are taking off and for a very beautiful reason.  Energy Consumption: Segment 1 Ask Clark: Segment 2 Lab Created Diamonds: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Save Money on Utilities How To Extend the Lives of These 5 Major Appliances Driveway: 5 Things To Know Before You Buy or Sell a Car Online 7 Places to Get the Best Deals on Lab-Created Diamonds How to Buy Term Life Insurance in 7 Easy Steps Best Investment Companies for Investors in 2022 What Is a Spousal IRA and What Are the Rules? Best Balance Transfer Credit Cards: Top Picks for 2022   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 11 May 2022 19:00:00 -0000 full Clark Howard SAVE MORE: Reduce Energy Consumption / Diamonds Are Cheaper Forever The cost of solar is down 80% from a decade ago - a way to defray energy cost, along with ultra efficient HVAC systems coming soon. Ways to reduce energy consumption now include LED light bulbs,  adequate insulation and smart thermostats.  Also - lab created diamonds are taking off and for a very beautiful reason.  Energy Consumption: Segment 1 Ask Clark: Segment 2 Lab Created Diamonds: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Save Money on Utilities How To Extend the Lives of These 5 Major Appliances Driveway: 5 Things To Know Before You Buy or Sell a Car Online 7 Places to Get the Best Deals on Lab-Created Diamonds How to Buy Term Life Insurance in 7 Easy Steps Best Investment Companies for Investors in 2022 What Is a Spousal IRA and What Are the Rules? Best Balance Transfer Credit Cards: Top Picks for 2022   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The cost of solar is down 80% from a decade ago - a way to defray energy cost, along with ultra efficient HVAC systems coming soon. Ways to reduce energy consumption now include LED light bulbs,  adequate insulation and smart thermostats.  Also - lab created diamonds are taking off and for a very beautiful reason. 

    • Energy Consumption: Segment 1
    • Ask Clark: Segment 2
    • Lab Created Diamonds: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1938     05.10.22 Medicare Disadvantage Plans / An ARM & a Leg: Adjustable Rate Mortgages Two special warnings this episode - The first deals with confusion around Medicare Advantage plans, a choice many regret. Heed this warning if you or a loved one is approaching age 65. Plus, an alarming trend in mortgages and a Clark smart hard & fast rule to follow. Medicare Disadvantage Plans: Segment 1 Ask Clark: Segment 2 Adjustable Rate Mortgages: Segment 3 Ask Clark: Segment 4 Mentioned on the show: AT&T Price Hikes Coming Soon AT&T Raises Prices on Wireless Plans to Address Higher Costs AT&T raises prices of some mobile plans by $6 per month Best Cell Phone Plans in 2022: Deals For Every Budget Clark.com - CELL PHONES How to Freeze Your Credit With Experian, Equifax and TransUnion Should I Get Pet Insurance? Should I Get a Second Mortgage? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 May 2022 19:00:00 -0000 full Clark Howard Medicare Disadvantage Plans / An ARM & a Leg: Adjustable Rate Mortgages Two special warnings this episode - The first deals with confusion around Medicare Advantage plans, a choice many regret. Heed this warning if you or a loved one is approaching age 65. Plus, an alarming trend in mortgages and a Clark smart hard & fast rule to follow. Medicare Disadvantage Plans: Segment 1 Ask Clark: Segment 2 Adjustable Rate Mortgages: Segment 3 Ask Clark: Segment 4 Mentioned on the show: AT&T Price Hikes Coming Soon AT&T Raises Prices on Wireless Plans to Address Higher Costs AT&T raises prices of some mobile plans by $6 per month Best Cell Phone Plans in 2022: Deals For Every Budget Clark.com - CELL PHONES How to Freeze Your Credit With Experian, Equifax and TransUnion Should I Get Pet Insurance? Should I Get a Second Mortgage? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Two special warnings this episode - The first deals with confusion around Medicare Advantage plans, a choice many regret. Heed this warning if you or a loved one is approaching age 65. Plus, an alarming trend in mortgages and a Clark smart hard & fast rule to follow.


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2065     05.09.22 The Wawa Wow Factor / Inflation Supermarket Strategy The big runup in gas is getting people more focused on where they buy. The market is becoming dominated by independent retailers, not the traditional oil companies. The forward thinking growth of Wawa includes charging stations. And where and how you shop for groceries makes a big difference too. Clark shares what’s getting more pricey and what’s not, and strategies for all to save on groceries, including sharing initiatives.  Wawa Expansion: Segment 1 Ask Clark: Segment 2 SAVE on Groceries: Segment 3 Ask Clark: Segment 4 Mentioned on the show: These 10 Groceries Items Are Getting More Expensive 22 Ways To Save Money on Groceries Report: The Best and Cheapest Grocery Stores Credit card companies adjust merchant fees. Consumers may pay the price Turn off the debit function of your debit card What Is a Fiduciary Financial Advisor and Do I Need One? Bluebird named best banking alternative Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 May 2022 19:00:00 -0000 full Clark Howard The Wawa Wow Factor / Inflation Supermarket Strategy The big runup in gas is getting people more focused on where they buy. The market is becoming dominated by independent retailers, not the traditional oil companies. The forward thinking growth of Wawa includes charging stations. And where and how you shop for groceries makes a big difference too. Clark shares what’s getting more pricey and what’s not, and strategies for all to save on groceries, including sharing initiatives.  Wawa Expansion: Segment 1 Ask Clark: Segment 2 SAVE on Groceries: Segment 3 Ask Clark: Segment 4 Mentioned on the show: These 10 Groceries Items Are Getting More Expensive 22 Ways To Save Money on Groceries Report: The Best and Cheapest Grocery Stores Credit card companies adjust merchant fees. Consumers may pay the price Turn off the debit function of your debit card What Is a Fiduciary Financial Advisor and Do I Need One? Bluebird named best banking alternative Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The big runup in gas is getting people more focused on where they buy. The market is becoming dominated by independent retailers, not the traditional oil companies. The forward thinking growth of Wawa includes charging stations. And where and how you shop for groceries makes a big difference too. Clark shares what’s getting more pricey and what’s not, and strategies for all to save on groceries, including sharing initiatives. 

    • Wawa Expansion: Segment 1
    • Ask Clark: Segment 2
    • SAVE on Groceries: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1888     05.06.22 Clark Answers His Critics on Clark Stinks / Alternative Private Equity Investments Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, you may be offered alternative investments from your brokerage house - private equity investments. They aren’t just for the ultra rich anymore. Why you should proceed with caution.  Clark Stinks: Segments 1 & 2 Alternative Investments: Segment 3 Ask Clark: Segment 4   Mentioned on the show: What Is a 403(b) and How Does It Work? Sleep Like The Dead : Independent and Unbiased Sleep Advice Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? Investor Tips: Promissory Note Fraud - SEC.gov Amazon Prime Rewards Visa Review: 5% Back for Prime Members Clark.com - Home Internet Starry Internet | The Internet Service Provider You'll Love Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 06 May 2022 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Alternative Private Equity Investments Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, you may be offered alternative investments from your brokerage house - private equity investments. They aren’t just for the ultra rich anymore. Why you should proceed with caution.  Clark Stinks: Segments 1 & 2 Alternative Investments: Segment 3 Ask Clark: Segment 4   Mentioned on the show: What Is a 403(b) and How Does It Work? Sleep Like The Dead : Independent and Unbiased Sleep Advice Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? Investor Tips: Promissory Note Fraud - SEC.gov Amazon Prime Rewards Visa Review: 5% Back for Prime Members Clark.com - Home Internet Starry Internet | The Internet Service Provider You'll Love Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, you may be offered alternative investments from your brokerage house - private equity investments. They aren’t just for the ultra rich anymore. Why you should proceed with caution. 

    • Clark Stinks: Segments 1 & 2
    • Alternative Investments: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1970     05.05.22 Better Savings Rates - Zero Risk / BEST Baby Formulas In addition to Series I Savings Bonds - Clark explains a Treasury Direct program as another risk free way to earn more on your idle cash. And - What every parent of young children should know: A new study out reveals the best baby formulas for both quality and price,  Better Savings Rates - Zero Risk: Segment 1 Ask Clark: Segment 2 BEST Baby Formulas: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account TreasuryDirect - Home / SavingsBonds.gov How To Prevent, Report and Repair Identity Theft How to Freeze Your Credit With Experian, Equifax and TransUnion Turo: 5 Things To Know About the Cheap Car Rental Service These Credit Cards Offer Car Rental Insurance Benefits Mortgages Archives - Clark Howard Fidelity Rewards Credit Card Review: Invest with 2% Cash Back Best Cash Back Credit Cards: Top Picks for 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 05 May 2022 19:00:00 -0000 full Clark Howard Better Savings Rates - Zero Risk / BEST Baby Formulas In addition to Series I Savings Bonds - Clark explains a Treasury Direct program as another risk free way to earn more on your idle cash. And - What every parent of young children should know: A new study out reveals the best baby formulas for both quality and price,  Better Savings Rates - Zero Risk: Segment 1 Ask Clark: Segment 2 BEST Baby Formulas: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Buy U.S. Treasury Bonds: A Conservative Way To Beat Your Savings Account TreasuryDirect - Home / SavingsBonds.gov How To Prevent, Report and Repair Identity Theft How to Freeze Your Credit With Experian, Equifax and TransUnion Turo: 5 Things To Know About the Cheap Car Rental Service These Credit Cards Offer Car Rental Insurance Benefits Mortgages Archives - Clark Howard Fidelity Rewards Credit Card Review: Invest with 2% Cash Back Best Cash Back Credit Cards: Top Picks for 2022 Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices In addition to Series I Savings Bonds - Clark explains a Treasury Direct program as another risk free way to earn more on your idle cash. And - What every parent of young children should know: A new study out reveals the best baby formulas for both quality and price, 

    • Better Savings Rates - Zero Risk: Segment 1
    • Ask Clark: Segment 2
    • BEST Baby Formulas: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1688     05.04.22 Bitcoin in 401(k)s / Tipping Point: Navigating Ubiquitous Tip Requests Fidelity. one of the largest and most innovative administrators of 401(k)s, is now offering Bitcoin in 401(k)s as an option for employers to add. Clark explains why this is risky, speculative and not ready for prime time. Also, tipping pressure in all new places has spread all over the country. Is this just maddening or are we finally giving employees their due?  Bitcoin in 401(k)s: Segment 1 Ask Clark: Segment 2 Tipping Point: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Should You Sell or Stay Put in the Stock Market? How to Switch Banks in 4 Simple Steps Investor Tips: Promissory Note Fraud - SEC.gov Account Takeover Protection by T-Mobile How To Find and Choose a Financial Advisor   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 04 May 2022 19:00:00 -0000 full Clark Howard Bitcoin in 401(k)s / Tipping Point: Navigating Ubiquitous Tip Requests Fidelity. one of the largest and most innovative administrators of 401(k)s, is now offering Bitcoin in 401(k)s as an option for employers to add. Clark explains why this is risky, speculative and not ready for prime time. Also, tipping pressure in all new places has spread all over the country. Is this just maddening or are we finally giving employees their due?  Bitcoin in 401(k)s: Segment 1 Ask Clark: Segment 2 Tipping Point: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Should You Sell or Stay Put in the Stock Market? How to Switch Banks in 4 Simple Steps Investor Tips: Promissory Note Fraud - SEC.gov Account Takeover Protection by T-Mobile How To Find and Choose a Financial Advisor   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fidelity. one of the largest and most innovative administrators of 401(k)s, is now offering Bitcoin in 401(k)s as an option for employers to add. Clark explains why this is risky, speculative and not ready for prime time. Also, tipping pressure in all new places has spread all over the country. Is this just maddening or are we finally giving employees their due? 

    • Bitcoin in 401(k)s: Segment 1
    • Ask Clark: Segment 2
    • Tipping Point: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1768     05.03.22 Student Loan Forgiveness / Zelle is Dangerous - A Clark Directive Clark clears confusion surrounding new loan forgiveness, We’re approaching $2 trillion in outstanding student loan debt. Clark talks about how general policy should be surrounding student loans moving forward. Also, Zelle is a monster bank creation causing widespread financial hardship, getting the pushback it deserves. Clark describes how Zelle came about, the increasing problems now, and has a special directive for you no matter where you bank. Student Loan Forgiveness: Segment 1 Ask Clark: Segment 2 A Zelle Assignment: Segment 3 Ask Clark: Segment 4   Mentioned on the show: NATIONAL TEACHER APPRECIATION DAY Best 529 College Savings Plans By State Target RedCard Credit Card Review: Earn 5% Back on Purchases The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 May 2022 19:00:00 -0000 full Clark Howard Student Loan Forgiveness / Zelle is Dangerous - A Clark Directive Clark clears confusion surrounding new loan forgiveness, We’re approaching $2 trillion in outstanding student loan debt. Clark talks about how general policy should be surrounding student loans moving forward. Also, Zelle is a monster bank creation causing widespread financial hardship, getting the pushback it deserves. Clark describes how Zelle came about, the increasing problems now, and has a special directive for you no matter where you bank. Student Loan Forgiveness: Segment 1 Ask Clark: Segment 2 A Zelle Assignment: Segment 3 Ask Clark: Segment 4   Mentioned on the show: NATIONAL TEACHER APPRECIATION DAY Best 529 College Savings Plans By State Target RedCard Credit Card Review: Earn 5% Back on Purchases The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark clears confusion surrounding new loan forgiveness, We’re approaching $2 trillion in outstanding student loan debt. Clark talks about how general policy should be surrounding student loans moving forward. Also, Zelle is a monster bank creation causing widespread financial hardship, getting the pushback it deserves. Clark describes how Zelle came about, the increasing problems now, and has a special directive for you no matter where you bank.

    • Student Loan Forgiveness: Segment 1
    • Ask Clark: Segment 2
    • A Zelle Assignment: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1766     05.02.22 Vacation Rental Surprise Fees / Extra Home Energy Savings From hotels to Airbnb, the tactic of unbundling to hide junk fees has worked. People go for a low headline price, only to be charged more. Clark helps you navigate booking so you see the true price. Also, besides reducing costs for heating and cooling, there’s another area for energy savings. Free and easy ways to help cut your energy bill.   Vacation Rental Surprise Fees: Segment 1 Ask Clark: Segment 2 Extra Home Energy Savings: Segment 3 Ask Clark: Segment 4   Mentioned on the show: See the true cost of your stay with Marriott's 'all in' pricing button The Best Smart Plugs and Power Strips for 2022 | PCMag 5 Things To Do Before You Sign Up for a Free Trial 6 Things to Know About International Driver’s License (a.k.a. International Driving Permit) How To Save Money: 35 Ways To Reduce Expenses Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 May 2022 19:00:00 -0000 full Clark Howard Vacation Rental Surprise Fees / Extra Home Energy Savings From hotels to Airbnb, the tactic of unbundling to hide junk fees has worked. People go for a low headline price, only to be charged more. Clark helps you navigate booking so you see the true price. Also, besides reducing costs for heating and cooling, there’s another area for energy savings. Free and easy ways to help cut your energy bill.   Vacation Rental Surprise Fees: Segment 1 Ask Clark: Segment 2 Extra Home Energy Savings: Segment 3 Ask Clark: Segment 4   Mentioned on the show: See the true cost of your stay with Marriott's 'all in' pricing button The Best Smart Plugs and Power Strips for 2022 | PCMag 5 Things To Do Before You Sign Up for a Free Trial 6 Things to Know About International Driver’s License (a.k.a. International Driving Permit) How To Save Money: 35 Ways To Reduce Expenses Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices From hotels to Airbnb, the tactic of unbundling to hide junk fees has worked. People go for a low headline price, only to be charged more. Clark helps you navigate booking so you see the true price. Also, besides reducing costs for heating and cooling, there’s another area for energy savings. Free and easy ways to help cut your energy bill.  

    • Vacation Rental Surprise Fees: Segment 1
    • Ask Clark: Segment 2
    • Extra Home Energy Savings: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1823     04.29.22 Clark Answers His Critics on Clark Stinks / Credit Bureau Cons Clark Stinks day - Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Credit bureau dirty tricks of the trade include conning consumers into paying for unnecessary subscriptions or info required by law to be free. Learn how that game is played, and what to know about credit freeze and credit reports.  Clark Stinks: Segments 1 & 2 Credit Bureau Cons: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 2 ways to guarantee yourself a lifetime stream of income Longevity Insurance Is a Smart Buy at Retirement Should I Buy A Guaranteed Life Annuity With My 401(k) Money To Avoid Market Downturns? 7 Things To Know About Costco Pharmacy 4 Things To Know Before You Buy a Digital TV Antenna How To Watch Local Channels Without Cable Clark.com How To Get a Free Credit Report Clark.com How to Freeze Your Credit With Experian, Equifax and TransUnion Credit Karma Review: Free Credit Score and More at Your Fingertips How To Prevent, Report and Repair Identity Theft Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 29 Apr 2022 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Credit Bureau Cons Clark Stinks day - Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Credit bureau dirty tricks of the trade include conning consumers into paying for unnecessary subscriptions or info required by law to be free. Learn how that game is played, and what to know about credit freeze and credit reports.  Clark Stinks: Segments 1 & 2 Credit Bureau Cons: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 2 ways to guarantee yourself a lifetime stream of income Longevity Insurance Is a Smart Buy at Retirement Should I Buy A Guaranteed Life Annuity With My 401(k) Money To Avoid Market Downturns? 7 Things To Know About Costco Pharmacy 4 Things To Know Before You Buy a Digital TV Antenna How To Watch Local Channels Without Cable Clark.com How To Get a Free Credit Report Clark.com How to Freeze Your Credit With Experian, Equifax and TransUnion Credit Karma Review: Free Credit Score and More at Your Fingertips How To Prevent, Report and Repair Identity Theft Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark Stinks day - Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Credit bureau dirty tricks of the trade include conning consumers into paying for unnecessary subscriptions or info required by law to be free. Learn how that game is played, and what to know about credit freeze and credit reports. 

    • Clark Stinks: Segments 1 & 2
    • Credit Bureau Cons: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1915     04.28.22 Entrepreneur Thrives Offering More For Less / Warning: Credit Card Spending UP! A small company owned by an individual now sells 1 in 6 ready to drink ice teas in the U.S. This entrepreneur is bucking the system, maintaining a price point even as costs rise - holding to a business model that sets the brand apart. And - American charge volume on existing cards has gone up 25% over the last year, a reverse from pandemic pay offs - at a time of rising interest rates. Are you running balances you can’t pay off? Time to face the charges… Clark can help. Brand WIN-Charging Less: Segment 1 Ask Clark: Segment 2 Credit Card Spend Spiral: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Dollar Tree Is Raising Some Prices Above $1 Battleface Travel Insurance Why you need to turn paper statements back on How Many Credit Cards Is Too Many? How To Prevent, Report and Repair Identity Theft T-Mobile Money: 5 Things To Know Wills & Funerals Archives - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 28 Apr 2022 19:00:00 -0000 full Clark Howard Entrepreneur Thrives Offering More For Less / Warning: Credit Card Spending UP! A small company owned by an individual now sells 1 in 6 ready to drink ice teas in the U.S. This entrepreneur is bucking the system, maintaining a price point even as costs rise - holding to a business model that sets the brand apart. And - American charge volume on existing cards has gone up 25% over the last year, a reverse from pandemic pay offs - at a time of rising interest rates. Are you running balances you can’t pay off? Time to face the charges… Clark can help. Brand WIN-Charging Less: Segment 1 Ask Clark: Segment 2 Credit Card Spend Spiral: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Dollar Tree Is Raising Some Prices Above $1 Battleface Travel Insurance Why you need to turn paper statements back on How Many Credit Cards Is Too Many? How To Prevent, Report and Repair Identity Theft T-Mobile Money: 5 Things To Know Wills & Funerals Archives - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A small company owned by an individual now sells 1 in 6 ready to drink ice teas in the U.S. This entrepreneur is bucking the system, maintaining a price point even as costs rise - holding to a business model that sets the brand apart. And - American charge volume on existing cards has gone up 25% over the last year, a reverse from pandemic pay offs - at a time of rising interest rates. Are you running balances you can’t pay off? Time to face the charges… Clark can help.

    • Brand WIN-Charging Less: Segment 1
    • Ask Clark: Segment 2
    • Credit Card Spend Spiral: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1529     04.27.22 Housing Dilemma: To Buy or To Rent / A Social Media Lesson for Business Owners Home prices remain inflated and mortgage rates are the highest in 11 years, making for an extremely difficult spring buying & selling season. Prices vary by metro area and there are places where - even today - it can make sense to buy. And from the labor force - This generation of workers speaks out and tone-deaf corporate bureaucracies would do well to listen. One of the fastest growing retailers in the US is getting hammered on social media for how they treat their workers - A warning for all business owners. Housing Dilemma: Segment 1 Ask Clark: Segment 2 Word to Business Owners: Segment 3 Ask Clark: Segment 4   Mentioned on the show:  Does Making Your Mortgage Payments Early Have Any Benefit? Use These Tips To Pay Off Your Mortgage Early Homeowner Groups Seek to Stop Investors From Buying Houses to Rent Fidelity Rewards Credit Card Review: Invest with 2% Cash Back Your rights when dealing with debt collectors Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 27 Apr 2022 19:00:00 -0000 full Clark Howard Housing Dilemma: To Buy or To Rent / A Social Media Lesson for Business Owners Home prices remain inflated and mortgage rates are the highest in 11 years, making for an extremely difficult spring buying & selling season. Prices vary by metro area and there are places where - even today - it can make sense to buy. And from the labor force - This generation of workers speaks out and tone-deaf corporate bureaucracies would do well to listen. One of the fastest growing retailers in the US is getting hammered on social media for how they treat their workers - A warning for all business owners. Housing Dilemma: Segment 1 Ask Clark: Segment 2 Word to Business Owners: Segment 3 Ask Clark: Segment 4   Mentioned on the show:  Does Making Your Mortgage Payments Early Have Any Benefit? Use These Tips To Pay Off Your Mortgage Early Homeowner Groups Seek to Stop Investors From Buying Houses to Rent Fidelity Rewards Credit Card Review: Invest with 2% Cash Back Your rights when dealing with debt collectors Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Home prices remain inflated and mortgage rates are the highest in 11 years, making for an extremely difficult spring buying & selling season. Prices vary by metro area and there are places where - even today - it can make sense to buy. And from the labor force - This generation of workers speaks out and tone-deaf corporate bureaucracies would do well to listen. One of the fastest growing retailers in the US is getting hammered on social media for how they treat their workers - A warning for all business owners.

    • Housing Dilemma: Segment 1
    • Ask Clark: Segment 2
    • Word to Business Owners: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show: 


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2074     04.26.22 Buying A Home Sight Unseen / Costco's Secret To Success People are buying homes sight-unseen. Clark conveys how this practice worked out 15 years ago, and now the stakes are much higher. Learn Clark’s new strategic advice on home buying in today’s hot housing market. Also, Costco Wholesale is a hit with the stock market, their employees and customers. What’s their secret? Hear why Wall St. used to hate their business model, but loves it now!   Buying A Home Sight Unseen: Segment 1 Ask Clark: Segment 2 The Costco Success Story: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Should I Buy a House in This Crazy Real Estate Market? The easy way to pay off your credit card debt in a quarter of the time The TSP Mutual Fund Window Will Be Expensive   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 26 Apr 2022 19:00:00 -0000 full Clark Howard Buying A Home Sight Unseen / Costco's Secret To Success People are buying homes sight-unseen. Clark conveys how this practice worked out 15 years ago, and now the stakes are much higher. Learn Clark’s new strategic advice on home buying in today’s hot housing market. Also, Costco Wholesale is a hit with the stock market, their employees and customers. What’s their secret? Hear why Wall St. used to hate their business model, but loves it now!   Buying A Home Sight Unseen: Segment 1 Ask Clark: Segment 2 The Costco Success Story: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Should I Buy a House in This Crazy Real Estate Market? The easy way to pay off your credit card debt in a quarter of the time The TSP Mutual Fund Window Will Be Expensive   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices People are buying homes sight-unseen. Clark conveys how this practice worked out 15 years ago, and now the stakes are much higher. Learn Clark’s new strategic advice on home buying in today’s hot housing market. Also, Costco Wholesale is a hit with the stock market, their employees and customers. What’s their secret? Hear why Wall St. used to hate their business model, but loves it now!  

    • Buying A Home Sight Unseen: Segment 1
    • Ask Clark: Segment 2
    • The Costco Success Story: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1771     04.25.22 Boomer Retirement / Financial Education The average Baby Boomer faces retirement with no pension and inadequate savings. Plus many got pushed out of work during the pandemic. Clark has two recommendations. Also, roughly half the nation’s states now require personal finance classes, teaching kids the basics - and the dangers of student loan debt. But financial education can start any time and is ongoing as you build your future. Clark helps you get started.  Boomer Retirement: Segment 1 Ask Clark: Segment 2 Financial Education: Segment 3 Ask Clark: Segment 4   Mentioned on the show: When Is the Best Time To Collect Social Security? How to Start Investing and Saving for Retirement Ethanol Fuel Basics - Alternative Fuels Data Center Best Rewards Credit Cards: Top Picks for 2022 Best Travel Credit Cards: Top Rewards Picks for 2022 Why You Should Never Invest With a Bank Best Cash Back Credit Cards: Top Picks for 2022 Select Sam’s Club Customers Can Save BIG on Gas Purchases in April Sam's Club Mastercard Review: Earn 5% Back on Gas Purchases What Is a 403(b) and How Does It Work? 403bwise :: The K-12 403(b) is broken. Together we can fix it. Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Apr 2022 19:00:00 -0000 full Clark Howard Boomer Retirement / Financial Education The average Baby Boomer faces retirement with no pension and inadequate savings. Plus many got pushed out of work during the pandemic. Clark has two recommendations. Also, roughly half the nation’s states now require personal finance classes, teaching kids the basics - and the dangers of student loan debt. But financial education can start any time and is ongoing as you build your future. Clark helps you get started.  Boomer Retirement: Segment 1 Ask Clark: Segment 2 Financial Education: Segment 3 Ask Clark: Segment 4   Mentioned on the show: When Is the Best Time To Collect Social Security? How to Start Investing and Saving for Retirement Ethanol Fuel Basics - Alternative Fuels Data Center Best Rewards Credit Cards: Top Picks for 2022 Best Travel Credit Cards: Top Rewards Picks for 2022 Why You Should Never Invest With a Bank Best Cash Back Credit Cards: Top Picks for 2022 Select Sam’s Club Customers Can Save BIG on Gas Purchases in April Sam's Club Mastercard Review: Earn 5% Back on Gas Purchases What Is a 403(b) and How Does It Work? 403bwise :: The K-12 403(b) is broken. Together we can fix it. Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The average Baby Boomer faces retirement with no pension and inadequate savings. Plus many got pushed out of work during the pandemic. Clark has two recommendations. Also, roughly half the nation’s states now require personal finance classes, teaching kids the basics - and the dangers of student loan debt. But financial education can start any time and is ongoing as you build your future. Clark helps you get started. 

    • Boomer Retirement: Segment 1
    • Ask Clark: Segment 2
    • Financial Education: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1906     04.22.22 Clark Answers His Critics on Clark Stinks / Current Saving & Investing Strategy Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Then Clark discusses a wise approach to market volatility, where to park savings for the best rate moving forward and Series I Savings Bonds. Clark Stinks: Segments 1 & 2 Current Saving & Investing Strategy: Segment 3 Ask Clark: Segment 4   Mentioned on the show: 5 Things To Know About Series I Savings Bonds - SavingsBonds.gov What Is an HSA Account and How Does It Work? Food Expiration Dates: What You Need To Know Do Not Give Your Social Security Number at These Places Emergency Fund Complete Guide: How Much & Where   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 22 Apr 2022 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Current Saving & Investing Strategy Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Then Clark discusses a wise approach to market volatility, where to park savings for the best rate moving forward and Series I Savings Bonds. Clark Stinks: Segments 1 & 2 Current Saving & Investing Strategy: Segment 3 Ask Clark: Segment 4   Mentioned on the show: 5 Things To Know About Series I Savings Bonds - SavingsBonds.gov What Is an HSA Account and How Does It Work? Food Expiration Dates: What You Need To Know Do Not Give Your Social Security Number at These Places Emergency Fund Complete Guide: How Much & Where   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Then Clark discusses a wise approach to market volatility, where to park savings for the best rate moving forward and Series I Savings Bonds.

    • Clark Stinks: Segments 1 & 2
    • Current Saving & Investing Strategy: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2019     04.21.22 F-150 Lightning Strikes the Car Market / New Money Saving Cell Phone Plans Monday’s launch of the F-150 Lightning marks an inflection point in the evolving vehicle market. Clark gives an overview of the market now, and where we’re headed. Also, new cell phone offerings can save you big bucks! There’s a new low price leader for family plans well worth checking out. Google Fi Price Drops: Unlimited for As Low as $20 per Line F-150 Lightning Launch-Auto Overview: Segment 1 Ask Clark: Segment 2 New $ Saving Cell Phone Plans: Segment 3 Ask Clark: Segment 4   Mentioned on the show: A Cheaper Netflix Subscription May Be on the Horizon Clark.com Streaming TV Guide The 5 Best Health Insurance for College Students in 2022 GOOGLE FI - Choose the right plan for you Clark.com Review: Google Fi Review: Things To Know Before You Sign Up Clark.com Cell Phone Guide Updated Every Month! The Best Ways To Protect Yourself Against Airline Cancellations File a Consumer Complaint | US Department of Transportation What Is a Financial Advisor and Do I Need One?   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 21 Apr 2022 19:00:00 -0000 full Clark Howard F-150 Lightning Strikes the Car Market / New Money Saving Cell Phone Plans Monday’s launch of the F-150 Lightning marks an inflection point in the evolving vehicle market. Clark gives an overview of the market now, and where we’re headed. Also, new cell phone offerings can save you big bucks! There’s a new low price leader for family plans well worth checking out. Google Fi Price Drops: Unlimited for As Low as $20 per Line F-150 Lightning Launch-Auto Overview: Segment 1 Ask Clark: Segment 2 New $ Saving Cell Phone Plans: Segment 3 Ask Clark: Segment 4   Mentioned on the show: A Cheaper Netflix Subscription May Be on the Horizon Clark.com Streaming TV Guide The 5 Best Health Insurance for College Students in 2022 GOOGLE FI - Choose the right plan for you Clark.com Review: Google Fi Review: Things To Know Before You Sign Up Clark.com Cell Phone Guide Updated Every Month! The Best Ways To Protect Yourself Against Airline Cancellations File a Consumer Complaint | US Department of Transportation What Is a Financial Advisor and Do I Need One?   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Monday’s launch of the F-150 Lightning marks an inflection point in the evolving vehicle market. Clark gives an overview of the market now, and where we’re headed. Also, new cell phone offerings can save you big bucks! There’s a new low price leader for family plans well worth checking out. Google Fi Price Drops: Unlimited for As Low as $20 per Line

    • F-150 Lightning Launch-Auto Overview: Segment 1
    • Ask Clark: Segment 2
    • New $ Saving Cell Phone Plans: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1928     04.20.22 Investing: Real Estate vs. Stocks / Work From Home Expenses Clark weighs in on an old debate: Which is the better investment - rental property or stocks? Learn the pros and cons of each. Also, a WFH question is brewing: Should employers pay work from home expenses? Should you expect your employer to foot the bill for any of your costs?  Real Estate vs. Stocks: Segment 1 Ask Clark: Segment 2 WFH Expenses: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Pet owners, stores facing canned food shortage Baby-Formula Shortage Prompts Rationing at Target, Kroger, Walgreens and CVS What Are Index Funds? A strong password isn’t enough | Here’s the best way to protect your online accounts Best Mattress Buying Guide 2022 - Consumer Reports Novaform 14" Comfort Grande Plus Gel Memory Foam Mattress Medium Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 20 Apr 2022 19:00:00 -0000 full Clark Howard Investing: Real Estate vs. Stocks / Work From Home Expenses Clark weighs in on an old debate: Which is the better investment - rental property or stocks? Learn the pros and cons of each. Also, a WFH question is brewing: Should employers pay work from home expenses? Should you expect your employer to foot the bill for any of your costs?  Real Estate vs. Stocks: Segment 1 Ask Clark: Segment 2 WFH Expenses: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Pet owners, stores facing canned food shortage Baby-Formula Shortage Prompts Rationing at Target, Kroger, Walgreens and CVS What Are Index Funds? A strong password isn’t enough | Here’s the best way to protect your online accounts Best Mattress Buying Guide 2022 - Consumer Reports Novaform 14" Comfort Grande Plus Gel Memory Foam Mattress Medium Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark weighs in on an old debate: Which is the better investment - rental property or stocks? Learn the pros and cons of each. Also, a WFH question is brewing: Should employers pay work from home expenses? Should you expect your employer to foot the bill for any of your costs? 

    • Real Estate vs. Stocks: Segment 1
    • Ask Clark: Segment 2
    • WFH Expenses: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1799     04.19.22 Company Training Programs / A Cash App Data Breach Warning An upside to the labor shortage: taking your pay rate higher. Walmart’s truck driving program is just one example. But there’s something you should know about company training programs touted as “free” in various industries. Also, the CashApp data breach is huge. What information the criminals have is disturbing but there’s a Clark smart way to protect yourself. Company Training Programs: Segment 1 Ask Clark: Segment 2 Cash App Warning: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? Fraud Is Flourishing on Zelle. The Banks Say It’s Not Their Problem. Alaska Airlines - Flight Pass   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 19 Apr 2022 19:00:00 -0000 full Clark Howard Company Training Programs / A Cash App Data Breach Warning An upside to the labor shortage: taking your pay rate higher. Walmart’s truck driving program is just one example. But there’s something you should know about company training programs touted as “free” in various industries. Also, the CashApp data breach is huge. What information the criminals have is disturbing but there’s a Clark smart way to protect yourself. Company Training Programs: Segment 1 Ask Clark: Segment 2 Cash App Warning: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? Fraud Is Flourishing on Zelle. The Banks Say It’s Not Their Problem. Alaska Airlines - Flight Pass   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices An upside to the labor shortage: taking your pay rate higher. Walmart’s truck driving program is just one example. But there’s something you should know about company training programs touted as “free” in various industries. Also, the CashApp data breach is huge. What information the criminals have is disturbing but there’s a Clark smart way to protect yourself.

    • Company Training Programs: Segment 1
    • Ask Clark: Segment 2
    • Cash App Warning: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2024     04.18.22 Gadget Management: Selling Electronics / Back To Basics: Your Inflation Budget We tend to cycle through electronic devices too fast. Do you have old phones & other devices sitting in a drawer? Clark has advice for selling them, a subscription warning - and a general rule on how long to keep electronics. Also - High inflation doesn’t necessarily make you a sitting duck. We’re getting squeezed from all sides. Clark offers 5 steps to better budgeting & this rule to live by: It’s what you DON’T spend that counts over time.  Gadget Management: Segment 1 Ask Clark: Segment 2 Your Inflation Budget: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Clark.com The Best Places To Sell Your Cell Phone When Will Gas Prices Go Down? BBB-File a Complaint 3 Free or Cheap Medical Alert Systems for Seniors Latest Investing & Retirement Free Budget Worksheet: The CLARK Method to Create a Monthly Budget How to Budget With a Cash Envelope System Google Sheets: The Free Budgeting Tool You Probably Haven't Tried 6 of the Best Budgeting Apps in 2022 Budgeting Basics: What You Need to Know to Get Started 5 Ways To Start Living Below Your Means Ask Clark: What Is a Backdoor Roth IRA? How to Set Up a Backdoor Roth IRA - Investopedia When Will Car Prices Go Down? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Apr 2022 19:00:00 -0000 full Clark Howard Gadget Management: Selling Electronics / Back To Basics: Your Inflation Budget We tend to cycle through electronic devices too fast. Do you have old phones & other devices sitting in a drawer? Clark has advice for selling them, a subscription warning - and a general rule on how long to keep electronics. Also - High inflation doesn’t necessarily make you a sitting duck. We’re getting squeezed from all sides. Clark offers 5 steps to better budgeting & this rule to live by: It’s what you DON’T spend that counts over time.  Gadget Management: Segment 1 Ask Clark: Segment 2 Your Inflation Budget: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Clark.com The Best Places To Sell Your Cell Phone When Will Gas Prices Go Down? BBB-File a Complaint 3 Free or Cheap Medical Alert Systems for Seniors Latest Investing & Retirement Free Budget Worksheet: The CLARK Method to Create a Monthly Budget How to Budget With a Cash Envelope System Google Sheets: The Free Budgeting Tool You Probably Haven't Tried 6 of the Best Budgeting Apps in 2022 Budgeting Basics: What You Need to Know to Get Started 5 Ways To Start Living Below Your Means Ask Clark: What Is a Backdoor Roth IRA? How to Set Up a Backdoor Roth IRA - Investopedia When Will Car Prices Go Down? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices We tend to cycle through electronic devices too fast. Do you have old phones & other devices sitting in a drawer? Clark has advice for selling them, a subscription warning - and a general rule on how long to keep electronics. Also - High inflation doesn’t necessarily make you a sitting duck. We’re getting squeezed from all sides. Clark offers 5 steps to better budgeting & this rule to live by: It’s what you DON’T spend that counts over time. 

    • Gadget Management: Segment 1
    • Ask Clark: Segment 2
    • Your Inflation Budget: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1593     04.15.22 Clark Answers His Critics on Clark Stinks / New Debt Collection Tactics & Your Rights Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, debt collectors may soon be sliding into your texts, emails & direct messages on social media. Clark lets you know what your rights are. Clark Stinks: Segments 1 & 2 Debt Collection & Your Rights: Segment 3 Ask Clark: Segment 4 Mentioned on the show: FIDELITY Security Overview Use these security keys to lock down your computer and protect your personal info SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know The Points Guy - Maximize your travel. Your rights when dealing with debt collectors The Statutes of Limitations on Debt Collection by State What to Do When You're Being Harassed About an Old "Zombie Debt" How To Send a 'Drop Dead' Letter to a Collection Agency Term Life vs. Whole Life Insurance: Understanding the Difference Fidelity Investments Review 2021: Pros & Cons Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 15 Apr 2022 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / New Debt Collection Tactics & Your Rights Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, debt collectors may soon be sliding into your texts, emails & direct messages on social media. Clark lets you know what your rights are. Clark Stinks: Segments 1 & 2 Debt Collection & Your Rights: Segment 3 Ask Clark: Segment 4 Mentioned on the show: FIDELITY Security Overview Use these security keys to lock down your computer and protect your personal info SIM Card Swapping: The Dangerous Cell Phone Scam Everyone Needs To Know The Points Guy - Maximize your travel. Your rights when dealing with debt collectors The Statutes of Limitations on Debt Collection by State What to Do When You're Being Harassed About an Old "Zombie Debt" How To Send a 'Drop Dead' Letter to a Collection Agency Term Life vs. Whole Life Insurance: Understanding the Difference Fidelity Investments Review 2021: Pros & Cons Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, debt collectors may soon be sliding into your texts, emails & direct messages on social media. Clark lets you know what your rights are.

    • Clark Stinks: Segments 1 & 2
    • Debt Collection & Your Rights: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2064     04.14.22 Housing Market Decisions / Energy Outlook & Strategy Clark lends perspective on today’s surging housing prices and mortgage rates and offers clear guidelines for making a homebuying decision in this difficult market. And for home buyers considering an ARM - a Clark warning. Also, as war in Ukraine affects the global energy market, the U.S remains the world’s largest energy producer. The expected economic impact at home, our energy future, and what we can control right now to save more.  Housing Decisions: Segment 1 Ask Clark: Segment 2 Energy Outlook & Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy a House in This Crazy Real Estate Market? How To Save for a House The #1 thing you can do right now to save on energy bills How To Save Money on Utilities Clark Howard's 5-Step Guide To Lowering Your Monthly Bills How To Save Money: 35 Ways To Reduce Expenses How to Book the Best and Safest Airbnb   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 14 Apr 2022 19:00:00 -0000 full Clark Howard Housing Market Decisions / Energy Outlook & Strategy Clark lends perspective on today’s surging housing prices and mortgage rates and offers clear guidelines for making a homebuying decision in this difficult market. And for home buyers considering an ARM - a Clark warning. Also, as war in Ukraine affects the global energy market, the U.S remains the world’s largest energy producer. The expected economic impact at home, our energy future, and what we can control right now to save more.  Housing Decisions: Segment 1 Ask Clark: Segment 2 Energy Outlook & Strategy: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy a House in This Crazy Real Estate Market? How To Save for a House The #1 thing you can do right now to save on energy bills How To Save Money on Utilities Clark Howard's 5-Step Guide To Lowering Your Monthly Bills How To Save Money: 35 Ways To Reduce Expenses How to Book the Best and Safest Airbnb   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark lends perspective on today’s surging housing prices and mortgage rates and offers clear guidelines for making a homebuying decision in this difficult market. And for home buyers considering an ARM - a Clark warning. Also, as war in Ukraine affects the global energy market, the U.S remains the world’s largest energy producer. The expected economic impact at home, our energy future, and what we can control right now to save more. 

    • Housing Decisions: Segment 1
    • Ask Clark: Segment 2
    • Energy Outlook & Strategy: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2290     04.13.22 Order Up: Behold The RoboBurger / Millions Lost in Heinous Gift Card Scams RoboBurger is here! The restaurant industry must adapt to labor shortage conditions. Clark discusses how part of the solution is robotics offering machine made food and convenience. Also, props to Walmart on developing scam busting software, ultimately recovering $4 million in gift card fraud targeting the elderly. That’s a fraction of the losses caused by this long running scam and its mutations. Heed Clark’s special warning for you and your loved ones.  Order Up: The RoboBurger: Segment 1 Ask Clark: Segment 2 Elder Fraud: Gift Card Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Travel Credit Cards: Top Rewards Picks for 2022 Best Rewards Credit Cards: Top Picks for 2022 Clark.com - CREDIT CARDS The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report 5 Sneaky Ways To Improve Your Credit Score Business & Entrepreneurs Archives - Clark Howard - SCORE: Homepage Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 13 Apr 2022 19:00:00 -0000 full Clark Howard Order Up: Behold The RoboBurger / Millions Lost in Heinous Gift Card Scams RoboBurger is here! The restaurant industry must adapt to labor shortage conditions. Clark discusses how part of the solution is robotics offering machine made food and convenience. Also, props to Walmart on developing scam busting software, ultimately recovering $4 million in gift card fraud targeting the elderly. That’s a fraction of the losses caused by this long running scam and its mutations. Heed Clark’s special warning for you and your loved ones.  Order Up: The RoboBurger: Segment 1 Ask Clark: Segment 2 Elder Fraud: Gift Card Scams: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Travel Credit Cards: Top Rewards Picks for 2022 Best Rewards Credit Cards: Top Picks for 2022 Clark.com - CREDIT CARDS The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report 5 Sneaky Ways To Improve Your Credit Score Business & Entrepreneurs Archives - Clark Howard - SCORE: Homepage Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices RoboBurger is here! The restaurant industry must adapt to labor shortage conditions. Clark discusses how part of the solution is robotics offering machine made food and convenience. Also, props to Walmart on developing scam busting software, ultimately recovering $4 million in gift card fraud targeting the elderly. That’s a fraction of the losses caused by this long running scam and its mutations. Heed Clark’s special warning for you and your loved ones. 

    • Order Up: The RoboBurger: Segment 1
    • Ask Clark: Segment 2
    • Elder Fraud: Gift Card Scams: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1824     04.12.22 Special Guest: MARK CUBAN on his new CostPlus Drug Company Mark Cuban has taken on the pharmaceutical industry. Clark discusses what he hopes to accomplish with the Mark Cuban Cost Plus Drug Company and how it can help consumers save more. Will Mark Cuban’s New Prescription Company Really Save You Money? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 12 Apr 2022 19:00:00 -0000 full Clark Howard Special Guest: MARK CUBAN on his new CostPlus Drug Company Mark Cuban has taken on the pharmaceutical industry. Clark discusses what he hopes to accomplish with the Mark Cuban Cost Plus Drug Company and how it can help consumers save more. Will Mark Cuban’s New Prescription Company Really Save You Money? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mark Cuban has taken on the pharmaceutical industry. Clark discusses what he hopes to accomplish with the Mark Cuban Cost Plus Drug Company and how it can help consumers save more. Will Mark Cuban’s New Prescription Company Really Save You Money?

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2108     04.11.22 Navigating Airline Chaos / Wanted: Your Spare Change As people return to travel, the airlines are caught with staff shortages in all positions, canceling thousands of flights in the past few weeks. Clark has several strategies to help get you where you’re going. Plus - got coins laying around? You can help yourself and businesses at the same time. Coin Shortage: What To Do With Your Old Coins Flight Plan Strategies: Segment 1 Ask Clark: Segment 2 Wanted: Your Spare Change: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Follow These Tips if an Airline Reschedules Your Flight 5 Things To Do if You Need To Book a Trip This Summer Auto Europe: Europe Car Rentals $6/day! Best Rate Guarantee Looking for Coinstar Alternatives? Check Your Local Credit Union How Much Should You Have Saved for Retirement by Now? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Apr 2022 19:00:00 -0000 full Clark Howard Navigating Airline Chaos / Wanted: Your Spare Change As people return to travel, the airlines are caught with staff shortages in all positions, canceling thousands of flights in the past few weeks. Clark has several strategies to help get you where you’re going. Plus - got coins laying around? You can help yourself and businesses at the same time. Coin Shortage: What To Do With Your Old Coins Flight Plan Strategies: Segment 1 Ask Clark: Segment 2 Wanted: Your Spare Change: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Follow These Tips if an Airline Reschedules Your Flight 5 Things To Do if You Need To Book a Trip This Summer Auto Europe: Europe Car Rentals $6/day! Best Rate Guarantee Looking for Coinstar Alternatives? Check Your Local Credit Union How Much Should You Have Saved for Retirement by Now? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices As people return to travel, the airlines are caught with staff shortages in all positions, canceling thousands of flights in the past few weeks. Clark has several strategies to help get you where you’re going. Plus - got coins laying around? You can help yourself and businesses at the same time. Coin Shortage: What To Do With Your Old Coins

    • Flight Plan Strategies: Segment 1
    • Ask Clark: Segment 2
    • Wanted: Your Spare Change: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1737     04.08.22 Clark Answers His Critics on Clark Stinks / Housing Solutions: ADUs Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, 20% of Americans now live in multi-generational households. A real opportunity that deals with the extreme housing shortage: Accessory dwellings or ADUs. Clark explains the multiple benefits this kind of dwelling can provide.  Clark Stinks: Segments 1 & 2 Housing: ADUs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Accessory dwellings get another look in tight housing market 5 Steps To Getting a Good Deal on a Hotel Room International Travel Tips: 26 Things to Know Before Going Overseas Is an extended warranty ever worth it? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 08 Apr 2022 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Housing Solutions: ADUs Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, 20% of Americans now live in multi-generational households. A real opportunity that deals with the extreme housing shortage: Accessory dwellings or ADUs. Clark explains the multiple benefits this kind of dwelling can provide.  Clark Stinks: Segments 1 & 2 Housing: ADUs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Accessory dwellings get another look in tight housing market 5 Steps To Getting a Good Deal on a Hotel Room International Travel Tips: 26 Things to Know Before Going Overseas Is an extended warranty ever worth it? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, 20% of Americans now live in multi-generational households. A real opportunity that deals with the extreme housing shortage: Accessory dwellings or ADUs. Clark explains the multiple benefits this kind of dwelling can provide. 

    • Clark Stinks: Segments 1 & 2
    • Housing: ADUs: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1911     04.07.22 Hiring a Fiduciary Financial Advisor / Reducing Food Waste Financial advisors - even if you think you have a good one, you may be spending way more money than you need to. Clark makes it clear how the industry plays the game and how to protect yourself when you put your money to work. Also, we throw away a staggering 40% of the food we buy in the U.S. With grocery prices high - understanding product dates and what you should & should not pay attention to can = $avings.  Fee Only Fiduciaries: Segment 1 Ask Clark: Segment 2 Food Exp. Dates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Investment Companies for Investors in 2022 Fidelity Personalized Planning & Advice Review Vanguard Personal Advisor Services Review Schwab Intelligent Portfolios Premium Review Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity What Is a 403(b) and How Does It Work? 403bwise :: The K-12 403(b) is broken. Together we can fix it. Food Expiration Guide - Clark Howard Live TV Streaming Channel Tool Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 07 Apr 2022 19:00:00 -0000 full Clark Howard Hiring a Fiduciary Financial Advisor / Reducing Food Waste Financial advisors - even if you think you have a good one, you may be spending way more money than you need to. Clark makes it clear how the industry plays the game and how to protect yourself when you put your money to work. Also, we throw away a staggering 40% of the food we buy in the U.S. With grocery prices high - understanding product dates and what you should & should not pay attention to can = $avings.  Fee Only Fiduciaries: Segment 1 Ask Clark: Segment 2 Food Exp. Dates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Investment Companies for Investors in 2022 Fidelity Personalized Planning & Advice Review Vanguard Personal Advisor Services Review Schwab Intelligent Portfolios Premium Review Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity What Is a 403(b) and How Does It Work? 403bwise :: The K-12 403(b) is broken. Together we can fix it. Food Expiration Guide - Clark Howard Live TV Streaming Channel Tool Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Financial advisors - even if you think you have a good one, you may be spending way more money than you need to. Clark makes it clear how the industry plays the game and how to protect yourself when you put your money to work. Also, we throw away a staggering 40% of the food we buy in the U.S. With grocery prices high - understanding product dates and what you should & should not pay attention to can = $avings. 

    • Fee Only Fiduciaries: Segment 1
    • Ask Clark: Segment 2
    • Food Exp. Dates: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1740     04.06.22 Best Printers of the Year / E-Bikes & Scooters - Gas Alternatives for Getting Around Clark discusses how to choose a printer for work or home, considering your usage and the high price of ink! Consumer Reports has updated the best deals on printers. Also, high gas prices have driven up the popularity of scooters and e-bikes. What to know about using these alternatives. Best Printer For You: Segment 1 Ask Clark: Segment 2 E-Bikes & Scooters: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Can YouMail Really Put an End to Robocalls? What Is an HSA Account and How Does It Work? Should You Buy an Extended Warranty on Your Car? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 06 Apr 2022 19:00:00 -0000 full Clark Howard Best Printers of the Year / E-Bikes & Scooters - Gas Alternatives for Getting Around Clark discusses how to choose a printer for work or home, considering your usage and the high price of ink! Consumer Reports has updated the best deals on printers. Also, high gas prices have driven up the popularity of scooters and e-bikes. What to know about using these alternatives. Best Printer For You: Segment 1 Ask Clark: Segment 2 E-Bikes & Scooters: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Can YouMail Really Put an End to Robocalls? What Is an HSA Account and How Does It Work? Should You Buy an Extended Warranty on Your Car? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses how to choose a printer for work or home, considering your usage and the high price of ink! Consumer Reports has updated the best deals on printers. Also, high gas prices have driven up the popularity of scooters and e-bikes. What to know about using these alternatives.

    • Best Printer For You: Segment 1
    • Ask Clark: Segment 2
    • E-Bikes & Scooters: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1506     04.05.22 The New Nature of Work & Opportunity / Top 10 Tax-Friendly States The pandemic reassessment of work continues to evolve, with many older workers returning to phased retirement jobs. Clark discusses the flexibility now required of both employers and workers, and the outlook for entrepreneurs. Also, the 10 states with lowest overall tax burden on middle income earners, including income, sales, & property taxes.  The New Nature of Work: Segment 1 Ask Clark: Segment 2 Tax-Friendly States: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Build Credit The 10 Most Tax-Friendly States for Middle-Class Families How To Open a Roth IRA Top Travel Deals - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 05 Apr 2022 19:00:00 -0000 full Clark Howard The New Nature of Work & Opportunity / Top 10 Tax-Friendly States The pandemic reassessment of work continues to evolve, with many older workers returning to phased retirement jobs. Clark discusses the flexibility now required of both employers and workers, and the outlook for entrepreneurs. Also, the 10 states with lowest overall tax burden on middle income earners, including income, sales, & property taxes.  The New Nature of Work: Segment 1 Ask Clark: Segment 2 Tax-Friendly States: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Build Credit The 10 Most Tax-Friendly States for Middle-Class Families How To Open a Roth IRA Top Travel Deals - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The pandemic reassessment of work continues to evolve, with many older workers returning to phased retirement jobs. Clark discusses the flexibility now required of both employers and workers, and the outlook for entrepreneurs. Also, the 10 states with lowest overall tax burden on middle income earners, including income, sales, & property taxes. 

    • The New Nature of Work: Segment 1
    • Ask Clark: Segment 2
    • Tax-Friendly States: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1655     04.04.22 College Decisions & Direction / High Travel Cost Strategies Clark explains why you shouldn’t freak out if you get rejections from the colleges of your choice. And what to know about middle skills education and career paths. Plus, Summertime travel blues: Clark talks ways to get a deal despite rising prices & how to navigate a time when travel prices have gone crazy. Learn Clark’s prime travel rule and “the August rule”.   College Decisions: Segment 1 Ask Clark: Segment 2 Beat High Travel Costs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 9 Ways To Pay for College Without Student Loans Best Credit Card Welcome Bonuses for 2022 Breeze Airways, Avelo Airlines Announce New Routes JetBlue has cut or paused 27 routes for the summer amid labor shortages and high fuel prices – see the full list Clark.com Coming Soon: Southwest Will Have a New Way To Get Cheap Airfares Want to see Yosemite in peak season? Reservations open Wednesday World Airline Star Rating by Skytrax   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Apr 2022 19:00:00 -0000 full Clark Howard College Decisions & Direction / High Travel Cost Strategies Clark explains why you shouldn’t freak out if you get rejections from the colleges of your choice. And what to know about middle skills education and career paths. Plus, Summertime travel blues: Clark talks ways to get a deal despite rising prices & how to navigate a time when travel prices have gone crazy. Learn Clark’s prime travel rule and “the August rule”.   College Decisions: Segment 1 Ask Clark: Segment 2 Beat High Travel Costs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 9 Ways To Pay for College Without Student Loans Best Credit Card Welcome Bonuses for 2022 Breeze Airways, Avelo Airlines Announce New Routes JetBlue has cut or paused 27 routes for the summer amid labor shortages and high fuel prices – see the full list Clark.com Coming Soon: Southwest Will Have a New Way To Get Cheap Airfares Want to see Yosemite in peak season? Reservations open Wednesday World Airline Star Rating by Skytrax   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark explains why you shouldn’t freak out if you get rejections from the colleges of your choice. And what to know about middle skills education and career paths. Plus, Summertime travel blues: Clark talks ways to get a deal despite rising prices & how to navigate a time when travel prices have gone crazy. Learn Clark’s prime travel rule and “the August rule”.  

    • College Decisions: Segment 1
    • Ask Clark: Segment 2
    • Beat High Travel Costs: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1764     04.01.22 Clark Answers His Critics on Clark Stinks / Rising Interest Rates Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses how to make the most of the Fed raising rates, covering credit card debt, HELOCs & mortgages, student loan rates - and the most important thing to do in a time of rising interest rates.  Clark Stinks: Segments 1 & 2 Rising Interest Rates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Things To Know About Series I Savings Bonds Home equity loans & lines of credit: 7 common questions answered Should I Pay a Company To Lock Down My House Title or Is It a Scam? 3 Things to Know Before Buying Owner's Title Insurance Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 01 Apr 2022 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Rising Interest Rates Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses how to make the most of the Fed raising rates, covering credit card debt, HELOCs & mortgages, student loan rates - and the most important thing to do in a time of rising interest rates.  Clark Stinks: Segments 1 & 2 Rising Interest Rates: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 5 Things To Know About Series I Savings Bonds Home equity loans & lines of credit: 7 common questions answered Should I Pay a Company To Lock Down My House Title or Is It a Scam? 3 Things to Know Before Buying Owner's Title Insurance Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark discusses how to make the most of the Fed raising rates, covering credit card debt, HELOCs & mortgages, student loan rates - and the most important thing to do in a time of rising interest rates. 

    • Clark Stinks: Segments 1 & 2
    • Rising Interest Rates: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1902     03.31.22 Shop Till You Drop INFLATION Costs / DANGER: QR Codes Clark shares back to basics info on how to shop wisely and tell what’s truly a deal and what is not - including Clark’s Amazon rule. Also, why you should be wary of scanning QR codes - A Clark scam warning.  Know Real Deals to Beat Inflation: Segment 1 Ask Clark: Segment 2 DANGER: QR Codes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How You Can Use Unit Price to Save Money When Shopping 20 Ways To Save on Amazon Boarding the Plane FAQ | Southwest Airlines Looking to Lower Your Funeral or Cremation Costs? Join a Non-Profit Memorial Society Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 31 Mar 2022 19:00:00 -0000 full Clark Howard Shop Till You Drop INFLATION Costs / DANGER: QR Codes Clark shares back to basics info on how to shop wisely and tell what’s truly a deal and what is not - including Clark’s Amazon rule. Also, why you should be wary of scanning QR codes - A Clark scam warning.  Know Real Deals to Beat Inflation: Segment 1 Ask Clark: Segment 2 DANGER: QR Codes: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How You Can Use Unit Price to Save Money When Shopping 20 Ways To Save on Amazon Boarding the Plane FAQ | Southwest Airlines Looking to Lower Your Funeral or Cremation Costs? Join a Non-Profit Memorial Society Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares back to basics info on how to shop wisely and tell what’s truly a deal and what is not - including Clark’s Amazon rule. Also, why you should be wary of scanning QR codes - A Clark scam warning. 

    • Know Real Deals to Beat Inflation: Segment 1
    • Ask Clark: Segment 2
    • DANGER: QR Codes: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2063     03.30.22 Colleges Ripping Off Veterans / New Streaming TV Savings. Clark has a special RIP OFF ALERT concerning veterans and members of our military seeking to further their education. AND - STREAMING TV: new streaming choices can save you big money. Colleges Ripping Off Veterans: Segment 1 Ask Clark: Segment 2 New Streaming TV Savings: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Why Commercials Are Coming to the Biggest Streamers Live TV Streaming Channel Tool Best 529 College Savings Plans By State Avalanche vs. Snowball: Which Debt Payoff Method Is Best? 6 Steps To Eliminate Credit Card Debt in 3 Years or Less Travel Archives - Clark Howard   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 30 Mar 2022 19:00:00 -0000 full Clark Howard Colleges Ripping Off Veterans / New Streaming TV Savings. Clark has a special RIP OFF ALERT concerning veterans and members of our military seeking to further their education. AND - STREAMING TV: new streaming choices can save you big money. Colleges Ripping Off Veterans: Segment 1 Ask Clark: Segment 2 New Streaming TV Savings: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Why Commercials Are Coming to the Biggest Streamers Live TV Streaming Channel Tool Best 529 College Savings Plans By State Avalanche vs. Snowball: Which Debt Payoff Method Is Best? 6 Steps To Eliminate Credit Card Debt in 3 Years or Less Travel Archives - Clark Howard   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark has a special RIP OFF ALERT concerning veterans and members of our military seeking to further their education. AND - STREAMING TV: new streaming choices can save you big money.

    • Colleges Ripping Off Veterans: Segment 1
    • Ask Clark: Segment 2
    • New Streaming TV Savings: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1664     03.29.22 Affordable Cities For Renters / Where The Deals Are. The pandemic has changed costs of living around housing and transportation. Americans are on the move again. This is a time when you can do a full reset for your life, career and your wallet. This tool helps you find a place to live based on your budget. AND - Not everything is going up in price. Clark reveals opportunities in the marketplace. Affordable Cities For Renters: Segment 1 Ask Clark: Segment 2 Where The Deals Are: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New Report: Cheapest Cities for Renters FurnishedFinder Warning: Payment is not through the platform & thus more subject to scams A strong password isn’t enough | Here’s the best way to protect your online accounts New recommendation for cash on hand: $2500 per household in small bills ClarkDeals - Laptops / ClarkDeals - TVs  5 Things To Know About Series I Savings Bonds Dollar Cost Averaging Makes You a Fortune Over Time How to Freeze Your Credit With Experian, Equifax and TransUnion Credit Karma Review: Free Credit Score and More at Your Fingertips Is your home underinsured if disaster strikes? Homeowners Insurance Archives - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 29 Mar 2022 19:00:00 -0000 full Clark Howard Affordable Cities For Renters / Where The Deals Are. The pandemic has changed costs of living around housing and transportation. Americans are on the move again. This is a time when you can do a full reset for your life, career and your wallet. This tool helps you find a place to live based on your budget. AND - Not everything is going up in price. Clark reveals opportunities in the marketplace. Affordable Cities For Renters: Segment 1 Ask Clark: Segment 2 Where The Deals Are: Segment 3 Ask Clark: Segment 4 Mentioned on the show: New Report: Cheapest Cities for Renters FurnishedFinder Warning: Payment is not through the platform & thus more subject to scams A strong password isn’t enough | Here’s the best way to protect your online accounts New recommendation for cash on hand: $2500 per household in small bills ClarkDeals - Laptops / ClarkDeals - TVs  5 Things To Know About Series I Savings Bonds Dollar Cost Averaging Makes You a Fortune Over Time How to Freeze Your Credit With Experian, Equifax and TransUnion Credit Karma Review: Free Credit Score and More at Your Fingertips Is your home underinsured if disaster strikes? Homeowners Insurance Archives - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The pandemic has changed costs of living around housing and transportation. Americans are on the move again. This is a time when you can do a full reset for your life, career and your wallet. This tool helps you find a place to live based on your budget. AND - Not everything is going up in price. Clark reveals opportunities in the marketplace.


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1923     03.28.22 Clark’s Consumer Fight for His $ / Changes: Medical Debt & Your Credit Clark shares 2 new cell phone deals and then explains how he fought a 6 month battle for his wallet, and finally won. Also, Clark clears up confusion surrounding credit reporting changes on the way… A huge roadblock to good credit is being modified.   Clark’s Consumer Fight: Segment 1 Ask Clark: Segment 2 Medical Debt & Your Credit: Segment 3 Ask Clark: Segment 4   Mentioned on the show: New AT&T Value Plus Plan: $50 per Month for Unlimited 9to5Mac: T-Mobile introduces new $10/month prepaid plan, boosts data caps for other tiers BBB-File a Complaint Equifax, TransUnion and Experian will soon stop counting medical debt in credit reports — now, for the bad news What You Can Do About Medical Debt iPhone vs. Samsung: Which Holds Its Value Better? How to Freeze Your Credit With Experian, Equifax and TransUnion Automatic Bill Pay: How It Works and How to Do It Safely Is Amazon Prime Worth It for You? Take This Quiz To Find Out! Clark Howard: Habitat for Humanity - Clark Howard Habitat for Humanity: History - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Mar 2022 19:00:00 -0000 full Clark Howard Clark’s Consumer Fight for His $ / Changes: Medical Debt & Your Credit Clark shares 2 new cell phone deals and then explains how he fought a 6 month battle for his wallet, and finally won. Also, Clark clears up confusion surrounding credit reporting changes on the way… A huge roadblock to good credit is being modified.   Clark’s Consumer Fight: Segment 1 Ask Clark: Segment 2 Medical Debt & Your Credit: Segment 3 Ask Clark: Segment 4   Mentioned on the show: New AT&T Value Plus Plan: $50 per Month for Unlimited 9to5Mac: T-Mobile introduces new $10/month prepaid plan, boosts data caps for other tiers BBB-File a Complaint Equifax, TransUnion and Experian will soon stop counting medical debt in credit reports — now, for the bad news What You Can Do About Medical Debt iPhone vs. Samsung: Which Holds Its Value Better? How to Freeze Your Credit With Experian, Equifax and TransUnion Automatic Bill Pay: How It Works and How to Do It Safely Is Amazon Prime Worth It for You? Take This Quiz To Find Out! Clark Howard: Habitat for Humanity - Clark Howard Habitat for Humanity: History - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares 2 new cell phone deals and then explains how he fought a 6 month battle for his wallet, and finally won. Also, Clark clears up confusion surrounding credit reporting changes on the way… A huge roadblock to good credit is being modified.  

    • Clark’s Consumer Fight: Segment 1
    • Ask Clark: Segment 2
    • Medical Debt & Your Credit: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2160     03.25.22 Clark Answers His Critics on Clark Stinks / Summer Car Rentals Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, the state of car rental rates with predictions and tips for getting a good deal this summer.  Clark Stinks: Segments 1 & 2 Summer Car Rentals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Earthquake Coverage - The Really Big One Medical Receipts: HSA-Compatible FSA Expenses | WageWorks What Is an HSA Account and How Does It Work? 19 Ways To Save at Walmart Do Not Give Your Social Security Number at These Places Are You Following Clark's Maximum Auto Loan Length Rule? 6 Steps To Getting the Best Car Rental Deal Turo: 5 Things To Know About the Cheap Car Rental Service Why You Need To Book Your Summer Travel Now Follow Clark Howard's #1 Rule to Travel Cheap Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 25 Mar 2022 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Summer Car Rentals Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, the state of car rental rates with predictions and tips for getting a good deal this summer.  Clark Stinks: Segments 1 & 2 Summer Car Rentals: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Earthquake Coverage - The Really Big One Medical Receipts: HSA-Compatible FSA Expenses | WageWorks What Is an HSA Account and How Does It Work? 19 Ways To Save at Walmart Do Not Give Your Social Security Number at These Places Are You Following Clark's Maximum Auto Loan Length Rule? 6 Steps To Getting the Best Car Rental Deal Turo: 5 Things To Know About the Cheap Car Rental Service Why You Need To Book Your Summer Travel Now Follow Clark Howard's #1 Rule to Travel Cheap Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, the state of car rental rates with predictions and tips for getting a good deal this summer. 

    • Clark Stinks: Segments 1 & 2
    • Summer Car Rentals: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1876     03.24.22 TAXES: Refunds & Free Filing / TRAVEL: Airline Miles & Hotel Points Clark talks taxes including why you should check your refund whether you’ve filed yet or not, and free filing. Also - Travel Riddle: when should you use your airline and hotel reward miles and points?  TAXES: Refunds & Free Filing: Segment 1 Ask Clark: Segment 2 TRAVEL: Airline Miles & Hotel Points: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Submit a complaint | Consumer Financial Protection Bureau ReportFraud-FTC.gov - Consumer Product Safety Commission FCC Complaints - Federal Communications Commission What Is a Fiduciary Financial Advisor and Do I Need One? Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Best Travel Credit Cards: Top Rewards Picks for 2022 How to Avoid Romance Scams - Clark Howard Health Insurance Archives - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 24 Mar 2022 19:00:00 -0000 full Clark Howard TAXES: Refunds & Free Filing / TRAVEL: Airline Miles & Hotel Points Clark talks taxes including why you should check your refund whether you’ve filed yet or not, and free filing. Also - Travel Riddle: when should you use your airline and hotel reward miles and points?  TAXES: Refunds & Free Filing: Segment 1 Ask Clark: Segment 2 TRAVEL: Airline Miles & Hotel Points: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Submit a complaint | Consumer Financial Protection Bureau ReportFraud-FTC.gov - Consumer Product Safety Commission FCC Complaints - Federal Communications Commission What Is a Fiduciary Financial Advisor and Do I Need One? Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Best Travel Credit Cards: Top Rewards Picks for 2022 How to Avoid Romance Scams - Clark Howard Health Insurance Archives - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks taxes including why you should check your refund whether you’ve filed yet or not, and free filing. Also - Travel Riddle: when should you use your airline and hotel reward miles and points? 

    • TAXES: Refunds & Free Filing: Segment 1
    • Ask Clark: Segment 2
    • TRAVEL: Airline Miles & Hotel Points: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2158     03.23.22 Here’s To The Four Day Workweek / The Death of Overdraft Fees Word to employers: We’re in an experimental, reset time for employees. Flex schedules and 4-day workweeks are well worth considering to improve efficiency and retention - and they’re catching on. Also, how the overdraft fee game has been played and how bank competition means game over!  The 4 Day Workweek : Segment 1 Ask Clark: Segment 2 The Death of Overdraft Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: mySocialSecurity: The Free Account Everyone Needs To Set Up Before Retirement Best home battery 2022: Top battery backup systems Employee Stock Purchase Plan (ESPP) - Investopedia Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 23 Mar 2022 19:00:00 -0000 full Clark Howard Here’s To The Four Day Workweek / The Death of Overdraft Fees Word to employers: We’re in an experimental, reset time for employees. Flex schedules and 4-day workweeks are well worth considering to improve efficiency and retention - and they’re catching on. Also, how the overdraft fee game has been played and how bank competition means game over!  The 4 Day Workweek : Segment 1 Ask Clark: Segment 2 The Death of Overdraft Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: mySocialSecurity: The Free Account Everyone Needs To Set Up Before Retirement Best home battery 2022: Top battery backup systems Employee Stock Purchase Plan (ESPP) - Investopedia Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Word to employers: We’re in an experimental, reset time for employees. Flex schedules and 4-day workweeks are well worth considering to improve efficiency and retention - and they’re catching on. Also, how the overdraft fee game has been played and how bank competition means game over! 

    • The 4 Day Workweek : Segment 1
    • Ask Clark: Segment 2
    • The Death of Overdraft Fees: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1819     03.22.22 Summer Jobs / In Praise of a Big Bank! Opportunity knocks this summer! Whether you’re a teacher, student, or just looking to make extra money, the marketplace has taken minimum wages up and up. And parents, if you can, offer some type of match and open a Roth to incentivize the saving habit for your working teen. Meanwhile, a Giant Monster Mega Bank has done something great - really! Bank of America has a great new security center tool to help protect customer accounts.  Summer Jobs: Segment 1 Ask Clark: Segment 2 In Praise of a Big Bank!: Segment 3 Ask Clark: Segment 4 Mentioned on the show: BOA helps its customers protect their accounts Do Not Give Your Social Security Number at These Places How to handle money when you're traveling overseas Why Clark Howard Shifted to a Digital Wallet and You Should Too 7 Free Video Call Services To Keep You Connected What Is the Best Way To Keep Track of My Mortgage Payments? 5 Sneaky Ways To Improve Your Credit Score Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 22 Mar 2022 19:00:00 -0000 full Clark Howard Summer Jobs / In Praise of a Big Bank! Opportunity knocks this summer! Whether you’re a teacher, student, or just looking to make extra money, the marketplace has taken minimum wages up and up. And parents, if you can, offer some type of match and open a Roth to incentivize the saving habit for your working teen. Meanwhile, a Giant Monster Mega Bank has done something great - really! Bank of America has a great new security center tool to help protect customer accounts.  Summer Jobs: Segment 1 Ask Clark: Segment 2 In Praise of a Big Bank!: Segment 3 Ask Clark: Segment 4 Mentioned on the show: BOA helps its customers protect their accounts Do Not Give Your Social Security Number at These Places How to handle money when you're traveling overseas Why Clark Howard Shifted to a Digital Wallet and You Should Too 7 Free Video Call Services To Keep You Connected What Is the Best Way To Keep Track of My Mortgage Payments? 5 Sneaky Ways To Improve Your Credit Score Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Opportunity knocks this summer! Whether you’re a teacher, student, or just looking to make extra money, the marketplace has taken minimum wages up and up. And parents, if you can, offer some type of match and open a Roth to incentivize the saving habit for your working teen. Meanwhile, a Giant Monster Mega Bank has done something great - really! Bank of America has a great new security center tool to help protect customer accounts. 

    • Summer Jobs: Segment 1
    • Ask Clark: Segment 2
    • In Praise of a Big Bank!: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1793     03.21.22 Current Strategies for the 2 Biggest Purchases: Auto & Home Clark offers direction for car buyers of both new and used vehicles in the market now as shortages persist. Also, Clark explains the challenges and considerations of buying a house under current market conditions.   Buying a Vehicle: Segment 1 Ask Clark: Segment 2 Buying a House: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy a Used Car, New Car or Lease Right Now? How to Buy a Used Car in 7 Steps Clark’s Unusual Tip if You Need To Buy a New Car Right Now How to Buy a New Car in 5 Steps The Best Car-Buying Services in 2022 The Best Credit Cards With No Foreign Transaction Fees International Travel Tips: 26 Things to Know Before Going Overseas Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 21 Mar 2022 19:00:00 -0000 full Clark Howard Current Strategies for the 2 Biggest Purchases: Auto & Home Clark offers direction for car buyers of both new and used vehicles in the market now as shortages persist. Also, Clark explains the challenges and considerations of buying a house under current market conditions.   Buying a Vehicle: Segment 1 Ask Clark: Segment 2 Buying a House: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Should I Buy a Used Car, New Car or Lease Right Now? How to Buy a Used Car in 7 Steps Clark’s Unusual Tip if You Need To Buy a New Car Right Now How to Buy a New Car in 5 Steps The Best Car-Buying Services in 2022 The Best Credit Cards With No Foreign Transaction Fees International Travel Tips: 26 Things to Know Before Going Overseas Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark offers direction for car buyers of both new and used vehicles in the market now as shortages persist. Also, Clark explains the challenges and considerations of buying a house under current market conditions.  

    • Buying a Vehicle: Segment 1
    • Ask Clark: Segment 2
    • Buying a House: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2018     03.18.22 Clark Answers His Critics on Clark Stinks / Going From a Traditional to Roth 401(k) Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, If you’ve had a traditional 401(k) and now access to a Roth 401(k), Clark answers questions on handling both.  Clark Stinks: Segments 1 & 2 Traditional to Roth 401(k): Segment 3 Ask Clark: Segment 4 Mentioned on the show: 401(k) Rollover: What You Need To Know & Options Ask Clark: Should I Convert a Traditional IRA to a Roth IRA? Why You Do Not Want To Get a Big Tax Refund Check Is a Safe Deposit Box Really Safe? The National Domestic Violence Hotline 3 Things To Consider Before You Get Solar Panels How To Set Up Your Own Biweekly Mortgage Plan Without Paying Any Fees   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 18 Mar 2022 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Going From a Traditional to Roth 401(k) Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, If you’ve had a traditional 401(k) and now access to a Roth 401(k), Clark answers questions on handling both.  Clark Stinks: Segments 1 & 2 Traditional to Roth 401(k): Segment 3 Ask Clark: Segment 4 Mentioned on the show: 401(k) Rollover: What You Need To Know & Options Ask Clark: Should I Convert a Traditional IRA to a Roth IRA? Why You Do Not Want To Get a Big Tax Refund Check Is a Safe Deposit Box Really Safe? The National Domestic Violence Hotline 3 Things To Consider Before You Get Solar Panels How To Set Up Your Own Biweekly Mortgage Plan Without Paying Any Fees   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, If you’ve had a traditional 401(k) and now access to a Roth 401(k), Clark answers questions on handling both. 

    • Clark Stinks: Segments 1 & 2
    • Traditional to Roth 401(k): Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1997     03.17.22 Saving-Spending Reset / Tax Records: An Overview Historically Americans are the worst savers but many improved during lockdown. Now, many are saving less and taking on more debt. Clark offers direction for resetting your goals. Plus, Tax time and Clark has info on what documents to keep and for how long, including property and business records. Saving-Spending Reset: Segment 1 Ask Clark: Segment 2 Tax Records: An Overview: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - CELL PHONES 5 Things to Know Before You Sign Up for Cricket Wireless Which Documents Should You Keep and for How Long? Follow Clark Howard’s #1 Rule to Travel Cheap A Retired Travel Agent's Secrets for Getting the Best Travel Deals Should You Buy Out Your Leased Car? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 17 Mar 2022 19:00:00 -0000 full Clark Howard Saving-Spending Reset / Tax Records: An Overview Historically Americans are the worst savers but many improved during lockdown. Now, many are saving less and taking on more debt. Clark offers direction for resetting your goals. Plus, Tax time and Clark has info on what documents to keep and for how long, including property and business records. Saving-Spending Reset: Segment 1 Ask Clark: Segment 2 Tax Records: An Overview: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark.com - CELL PHONES 5 Things to Know Before You Sign Up for Cricket Wireless Which Documents Should You Keep and for How Long? Follow Clark Howard’s #1 Rule to Travel Cheap A Retired Travel Agent's Secrets for Getting the Best Travel Deals Should You Buy Out Your Leased Car? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Historically Americans are the worst savers but many improved during lockdown. Now, many are saving less and taking on more debt. Clark offers direction for resetting your goals. Plus, Tax time and Clark has info on what documents to keep and for how long, including property and business records.


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1968     03.16.22 Special Edition: Gasoline & Home Energy Prices Clark discusses how the war in Ukraine is affecting us all with higher energy prices, from gasoline to home energy. Learn steps you can take right now to mitigate your costs.  Gasoline Prices: Segment 1 Ask Clark: Segment 2 Home Energy Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 23 Ways To Save Money on Gas You can still find 'cheap' gas — if you know where to look [The Washington Post] Stop speeding, get the junk out of your trunk, and other strategies to save money at the gas pump 5 Things To Know About Series I Savings Bonds How to Save Money on Utilities Best Online Banks: Free Checking and High-Interest Savings Accounts How Much Cash Should You Keep at Home in Case of Emergency? Dollar Cost Averaging Makes You a Fortune Over Time Should You Sell or Stay Put in the Stock Market?   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 16 Mar 2022 19:00:00 -0000 full Clark Howard Special Edition: Gasoline & Home Energy Prices Clark discusses how the war in Ukraine is affecting us all with higher energy prices, from gasoline to home energy. Learn steps you can take right now to mitigate your costs.  Gasoline Prices: Segment 1 Ask Clark: Segment 2 Home Energy Prices: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 23 Ways To Save Money on Gas You can still find 'cheap' gas — if you know where to look [The Washington Post] Stop speeding, get the junk out of your trunk, and other strategies to save money at the gas pump 5 Things To Know About Series I Savings Bonds How to Save Money on Utilities Best Online Banks: Free Checking and High-Interest Savings Accounts How Much Cash Should You Keep at Home in Case of Emergency? Dollar Cost Averaging Makes You a Fortune Over Time Should You Sell or Stay Put in the Stock Market?   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses how the war in Ukraine is affecting us all with higher energy prices, from gasoline to home energy. Learn steps you can take right now to mitigate your costs. 

    • Gasoline Prices: Segment 1
    • Ask Clark: Segment 2
    • Home Energy Prices: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2538     03.15.22 Student Loan Forgiveness Corrected / Hearing and Vision Apps Student loan forgiveness was a promise made 15 years ago to those going into public service. That promise was broken repeatedly. Clark explains what went wrong, and what’s going right now. Student loan forgiveness is much easier through September. Meanwhile, noticing possible hearing or vision problems? There are some new, convenient and often free ways to do initial testing at home - apps that can serve as an early warning system.   Revisit Student Loan Forgiveness: Segment 1 Ask Clark: Segment 2 Hearing and Vision Apps: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Things To Know About the Public Service Loan Forgiveness Program Overhaul Student Loans, Forgiveness | U.S. Department of Education Borrower Defense Loan Discharge - Student Loan Forgiveness | Federal Student Aid Best 529 College Savings Plans By State How to Book the Best and Safest Airbnb Eye Health Screening Apps May Signal Need for Eye Exam The Best Places To Buy Hearing Aids KardiaMobile EKG Monitor - Instant EKG on Your Phone Why You Need To Re-Shop Your Car Insurance This Year Best and Worst Home Insurance Companies What Is a Reverse Mortgage and Is It Right for Me? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 15 Mar 2022 19:00:00 -0000 full Clark Howard Student Loan Forgiveness Corrected / Hearing and Vision Apps Student loan forgiveness was a promise made 15 years ago to those going into public service. That promise was broken repeatedly. Clark explains what went wrong, and what’s going right now. Student loan forgiveness is much easier through September. Meanwhile, noticing possible hearing or vision problems? There are some new, convenient and often free ways to do initial testing at home - apps that can serve as an early warning system.   Revisit Student Loan Forgiveness: Segment 1 Ask Clark: Segment 2 Hearing and Vision Apps: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 4 Things To Know About the Public Service Loan Forgiveness Program Overhaul Student Loans, Forgiveness | U.S. Department of Education Borrower Defense Loan Discharge - Student Loan Forgiveness | Federal Student Aid Best 529 College Savings Plans By State How to Book the Best and Safest Airbnb Eye Health Screening Apps May Signal Need for Eye Exam The Best Places To Buy Hearing Aids KardiaMobile EKG Monitor - Instant EKG on Your Phone Why You Need To Re-Shop Your Car Insurance This Year Best and Worst Home Insurance Companies What Is a Reverse Mortgage and Is It Right for Me? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Student loan forgiveness was a promise made 15 years ago to those going into public service. That promise was broken repeatedly. Clark explains what went wrong, and what’s going right now. Student loan forgiveness is much easier through September. Meanwhile, noticing possible hearing or vision problems? There are some new, convenient and often free ways to do initial testing at home - apps that can serve as an early warning system.  

    • Revisit Student Loan Forgiveness: Segment 1
    • Ask Clark: Segment 2
    • Hearing and Vision Apps: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1973     03.14.22 Wells Fargo’s FINRA Review / 2 Ways to Offset Inflation Clark explains why you should never invest through a bank. And then there’s Wells Fargo. Their latest foray into criminal behavior involves FINRA manipulation. Plus, in a time of high inflation, understanding how retailers operate is key to stretching every dollar. In addition to shopping everyday low price retailers, learn how to make the "high-low pricing model” work for you. Wells Fargo’s FINRA Review: Segment 1 Ask Clark: Segment 2 Offset Inflation: Segment 3 Ask Clark: Segment 4   Mentioned on the show: How to Buy Term Life Insurance in 7 Easy Steps 10 Best Business Checking Accounts of February 2022 The Latest from Clark Howard Best and Worst Home Insurance Companies   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 Mar 2022 19:00:00 -0000 full Clark Howard Wells Fargo’s FINRA Review / 2 Ways to Offset Inflation Clark explains why you should never invest through a bank. And then there’s Wells Fargo. Their latest foray into criminal behavior involves FINRA manipulation. Plus, in a time of high inflation, understanding how retailers operate is key to stretching every dollar. In addition to shopping everyday low price retailers, learn how to make the "high-low pricing model” work for you. Wells Fargo’s FINRA Review: Segment 1 Ask Clark: Segment 2 Offset Inflation: Segment 3 Ask Clark: Segment 4   Mentioned on the show: How to Buy Term Life Insurance in 7 Easy Steps 10 Best Business Checking Accounts of February 2022 The Latest from Clark Howard Best and Worst Home Insurance Companies   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark explains why you should never invest through a bank. And then there’s Wells Fargo. Their latest foray into criminal behavior involves FINRA manipulation. Plus, in a time of high inflation, understanding how retailers operate is key to stretching every dollar. In addition to shopping everyday low price retailers, learn how to make the "high-low pricing model” work for you.

    • Wells Fargo’s FINRA Review: Segment 1
    • Ask Clark: Segment 2
    • Offset Inflation: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1963     03.04.22 Clark Answers His Critics on Clark Stinks / Clark’s Health Lesson Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark has a health lesson for all based on a recent operation.  Clark Stinks: Segments 1 & 2 Clark’s Health Lesson: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Where To Buy the Best Cheap Printer Evaluate Life Insurance Why You Do Not Want To Get a Big Tax Refund Check 4 Things To Know Before You Sign Up for fuboTV Live TV Streaming Channel Tool Is a Costco Executive Membership Worth It? Should I Buy a House in This Crazy Real Estate Market? Major Tax-Reporting Change for Users of Venmo, PayPal and Others Is There a Safe Way To Invest in Real Estate? Report: The #1 Internet Provider in America File a Consumer Complaint | US Department of Transportation When Should You Get an Accountant To Do Your Taxes? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 04 Mar 2022 20:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Clark’s Health Lesson Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark has a health lesson for all based on a recent operation.  Clark Stinks: Segments 1 & 2 Clark’s Health Lesson: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Where To Buy the Best Cheap Printer Evaluate Life Insurance Why You Do Not Want To Get a Big Tax Refund Check 4 Things To Know Before You Sign Up for fuboTV Live TV Streaming Channel Tool Is a Costco Executive Membership Worth It? Should I Buy a House in This Crazy Real Estate Market? Major Tax-Reporting Change for Users of Venmo, PayPal and Others Is There a Safe Way To Invest in Real Estate? Report: The #1 Internet Provider in America File a Consumer Complaint | US Department of Transportation When Should You Get an Accountant To Do Your Taxes? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark has a health lesson for all based on a recent operation. 

    • Clark Stinks: Segments 1 & 2
    • Clark’s Health Lesson: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2257     03.03.22 Ukraine: Donation Guidance and Economic Impact / Update: Vehicle Pricing & Purchasing Clark offers legitimate resources for assisting Ukraine and discusses the economic impact. Also, current new & used car pricing info and buying strategies. With the spring car buying season coming and continued high vehicle prices, enter the new Consumer Reports reliability ratings.  Ukraine: Donation Guidance and Economic Impact: Segment 1 Ask Clark: Segment 2 Update: Vehicle Pricing & Purchasing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Choose the Best Charities for Your Donations How To Help Ukraine: Ways To Make a Donation Safely What does Ukraine invasion mean for energy bills? Car Prices Above MSRP Reflect Price Gouging Rather Than Inflation NYTimes.com: As Automakers Add Technology to Cars, Software Bugs Follow How to Sell Your Car in 5 Steps How to Buy a New Car in 5 Steps New Report: Top Vehicles Most Likely To Last 200,000 Miles Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 03 Mar 2022 20:00:00 -0000 full Clark Howard Ukraine: Donation Guidance and Economic Impact / Update: Vehicle Pricing & Purchasing Clark offers legitimate resources for assisting Ukraine and discusses the economic impact. Also, current new & used car pricing info and buying strategies. With the spring car buying season coming and continued high vehicle prices, enter the new Consumer Reports reliability ratings.  Ukraine: Donation Guidance and Economic Impact: Segment 1 Ask Clark: Segment 2 Update: Vehicle Pricing & Purchasing: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How To Choose the Best Charities for Your Donations How To Help Ukraine: Ways To Make a Donation Safely What does Ukraine invasion mean for energy bills? Car Prices Above MSRP Reflect Price Gouging Rather Than Inflation NYTimes.com: As Automakers Add Technology to Cars, Software Bugs Follow How to Sell Your Car in 5 Steps How to Buy a New Car in 5 Steps New Report: Top Vehicles Most Likely To Last 200,000 Miles Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark offers legitimate resources for assisting Ukraine and discusses the economic impact. Also, current new & used car pricing info and buying strategies. With the spring car buying season coming and continued high vehicle prices, enter the new Consumer Reports reliability ratings. 

    • Ukraine: Donation Guidance and Economic Impact: Segment 1
    • Ask Clark: Segment 2
    • Update: Vehicle Pricing & Purchasing: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2003     03.02.22 Fraud Alerts: Romance Scams Hit Fever Pitch / ZELLE No Romance scams have skyrocketed with hundreds of millions lost to criminals exploiting pandemic vulnerability. And they’re stealing via untraceable fake crypto exchanges. Clark walks through how this happens so you can protect your heart - and wallet. Scam 2: Zelle, the cash payment app pushed by banks offering no consumer protections - is ripe for scammers & they’re all over it. Clark details Zelle scams and recommends one clear action to secure your account from this menace.  Romance Scams Escalate: Segment 1 Ask Clark: Segment 2 Scam Warning: ZELLE: Segment 3 Ask Clark: Segment 4   Mentioned on the show: What Is Disability Insurance and Should I Buy It? Longevity Insurance Is a Smart Buy at Retirement The Best Time To Buy a Car End of life body donation: Contact a university based medical center Restricted Stock Unit (RSU) Definition - Investopedia   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 02 Mar 2022 20:00:00 -0000 full Clark Howard Fraud Alerts: Romance Scams Hit Fever Pitch / ZELLE No Romance scams have skyrocketed with hundreds of millions lost to criminals exploiting pandemic vulnerability. And they’re stealing via untraceable fake crypto exchanges. Clark walks through how this happens so you can protect your heart - and wallet. Scam 2: Zelle, the cash payment app pushed by banks offering no consumer protections - is ripe for scammers & they’re all over it. Clark details Zelle scams and recommends one clear action to secure your account from this menace.  Romance Scams Escalate: Segment 1 Ask Clark: Segment 2 Scam Warning: ZELLE: Segment 3 Ask Clark: Segment 4   Mentioned on the show: What Is Disability Insurance and Should I Buy It? Longevity Insurance Is a Smart Buy at Retirement The Best Time To Buy a Car End of life body donation: Contact a university based medical center Restricted Stock Unit (RSU) Definition - Investopedia   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Romance scams have skyrocketed with hundreds of millions lost to criminals exploiting pandemic vulnerability. And they’re stealing via untraceable fake crypto exchanges. Clark walks through how this happens so you can protect your heart - and wallet. Scam 2: Zelle, the cash payment app pushed by banks offering no consumer protections - is ripe for scammers & they’re all over it. Clark details Zelle scams and recommends one clear action to secure your account from this menace. 

    • Romance Scams Escalate: Segment 1
    • Ask Clark: Segment 2
    • Scam Warning: ZELLE: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1898     03.01.22 Paid to Learn: Apprenticeship Programs / Walmart & Amazon Healthcare The solution to the nation’s skilled worker shortage has been there all along, as more industries step up to participate in apprenticeships. New opportunities to be paid as you learn in the field and in the classroom can be found in technical college settings.  Clark also explains the behind the scenes battle going on for the 20% of the U.S. economy going to healthcare. Two nontraditional players are becoming a threat to high-priced hospital based systems, providing new options of great benefit to you.  Apprenticeships: Segment 1 Ask Clark: Segment 2 Walmart & Amazon Healthcare: Segment 3 Ask Clark: Segment 4   Mentioned on the show: How to Freeze Your Credit With Experian, Equifax and TransUnion Ask Clark: What Is a Backdoor Roth IRA? Electric Vehicle Myths | US EPA T-Mobile Money: 5 Things To Know Can You Really Save Money With T-Mobile Tuesdays? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 01 Mar 2022 20:00:00 -0000 full Clark Howard Paid to Learn: Apprenticeship Programs / Walmart & Amazon Healthcare The solution to the nation’s skilled worker shortage has been there all along, as more industries step up to participate in apprenticeships. New opportunities to be paid as you learn in the field and in the classroom can be found in technical college settings.  Clark also explains the behind the scenes battle going on for the 20% of the U.S. economy going to healthcare. Two nontraditional players are becoming a threat to high-priced hospital based systems, providing new options of great benefit to you.  Apprenticeships: Segment 1 Ask Clark: Segment 2 Walmart & Amazon Healthcare: Segment 3 Ask Clark: Segment 4   Mentioned on the show: How to Freeze Your Credit With Experian, Equifax and TransUnion Ask Clark: What Is a Backdoor Roth IRA? Electric Vehicle Myths | US EPA T-Mobile Money: 5 Things To Know Can You Really Save Money With T-Mobile Tuesdays? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The solution to the nation’s skilled worker shortage has been there all along, as more industries step up to participate in apprenticeships. New opportunities to be paid as you learn in the field and in the classroom can be found in technical college settings.  Clark also explains the behind the scenes battle going on for the 20% of the U.S. economy going to healthcare. Two nontraditional players are becoming a threat to high-priced hospital based systems, providing new options of great benefit to you. 

    • Apprenticeships: Segment 1
    • Ask Clark: Segment 2
    • Walmart & Amazon Healthcare: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1904     02.28.22 Predatory FinTech Loans Target Small Business / Financial Infidelity A new trick of the predatory lending trade: Banks team with fintechs to make 225% loans. Beware these online offers with hidden rates. Clark explains how this happens and what to look out for. Plus - Around 30% of people in committed relationships hide debt or money from their partners. The corrosive effects of financial infidelity and Clark smart tips to help couples navigate finances.  Predatory FinTech Loans: Segment 1 Ask Clark: Segment 2 Financial Infidelity: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Clark Howard's Advice on Buying Gold 2022 Hyundai Ioniq 5 Review: Hella Impressive - Roadshow The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report Do Not Give Your Social Security Number at These Places Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Feb 2022 20:00:00 -0000 full Clark Howard Predatory FinTech Loans Target Small Business / Financial Infidelity A new trick of the predatory lending trade: Banks team with fintechs to make 225% loans. Beware these online offers with hidden rates. Clark explains how this happens and what to look out for. Plus - Around 30% of people in committed relationships hide debt or money from their partners. The corrosive effects of financial infidelity and Clark smart tips to help couples navigate finances.  Predatory FinTech Loans: Segment 1 Ask Clark: Segment 2 Financial Infidelity: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Clark Howard's Advice on Buying Gold 2022 Hyundai Ioniq 5 Review: Hella Impressive - Roadshow The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report Do Not Give Your Social Security Number at These Places Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices A new trick of the predatory lending trade: Banks team with fintechs to make 225% loans. Beware these online offers with hidden rates. Clark explains how this happens and what to look out for. Plus - Around 30% of people in committed relationships hide debt or money from their partners. The corrosive effects of financial infidelity and Clark smart tips to help couples navigate finances. 

    • Predatory FinTech Loans: Segment 1
    • Ask Clark: Segment 2
    • Financial Infidelity: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2119     02.25.22 Clark Answers His Critics on Clark Stinks / Internet Service: Clarity & Choice Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, shopping internet plans and understanding the limits, fees and contracts has been very frustrating. Great news - that is about to end.  Clark Stinks: Segments 1 & 2 Internet Service: Clarity & Choice: Segment 3 Ask Clark: Segment 4   Mentioned on the show: 8 Things To Know Before Your First Trip to Aldi The best of Aldi's middle aisle this week! - Clark Deals Turn off the debit function of your debit card The Top 5 Benefits of Community College 10 Ways To Save on Prescription Drugs The easy way to pay off your credit card debt in a quarter of the time Credit Karma Review: Free Credit Score and More at Your Fingertips 5 Things To Know About Series I Savings Bonds How to Start Investing and Saving for Retirement Clark's take: Why everyone should have a dash cam Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 25 Feb 2022 20:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Internet Service: Clarity & Choice Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, shopping internet plans and understanding the limits, fees and contracts has been very frustrating. Great news - that is about to end.  Clark Stinks: Segments 1 & 2 Internet Service: Clarity & Choice: Segment 3 Ask Clark: Segment 4   Mentioned on the show: 8 Things To Know Before Your First Trip to Aldi The best of Aldi's middle aisle this week! - Clark Deals Turn off the debit function of your debit card The Top 5 Benefits of Community College 10 Ways To Save on Prescription Drugs The easy way to pay off your credit card debt in a quarter of the time Credit Karma Review: Free Credit Score and More at Your Fingertips 5 Things To Know About Series I Savings Bonds How to Start Investing and Saving for Retirement Clark's take: Why everyone should have a dash cam Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, shopping internet plans and understanding the limits, fees and contracts has been very frustrating. Great news - that is about to end. 

    • Clark Stinks: Segments 1 & 2
    • Internet Service: Clarity & Choice: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1898     02.24.22 Labor Shortage Outlook / Early Retirement Compromise Labor shortages are so pervasive, it will take innovation and automation to fill the gaps. Clark talks about life in a time of worker shortages, the future outlook and solutions. Plus, in the wake of the FIRE movement, Clark gets to the core of FI - financial independence, vs RE - retire early. and offers an important compromise that may serve you well.  Labor Shortage Outlook: Segment 1 Ask Clark: Segment 2 Early Retirement Compromise: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best Uses for Your Old Cell Phone Treasury Direct - How to track down lost savings bonds How To Open a Roth IRA Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 24 Feb 2022 20:00:00 -0000 full Clark Howard Labor Shortage Outlook / Early Retirement Compromise Labor shortages are so pervasive, it will take innovation and automation to fill the gaps. Clark talks about life in a time of worker shortages, the future outlook and solutions. Plus, in the wake of the FIRE movement, Clark gets to the core of FI - financial independence, vs RE - retire early. and offers an important compromise that may serve you well.  Labor Shortage Outlook: Segment 1 Ask Clark: Segment 2 Early Retirement Compromise: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best Uses for Your Old Cell Phone Treasury Direct - How to track down lost savings bonds How To Open a Roth IRA Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Labor shortages are so pervasive, it will take innovation and automation to fill the gaps. Clark talks about life in a time of worker shortages, the future outlook and solutions. Plus, in the wake of the FIRE movement, Clark gets to the core of FI - financial independence, vs RE - retire early. and offers an important compromise that may serve you well. 

    • Labor Shortage Outlook: Segment 1
    • Ask Clark: Segment 2
    • Early Retirement Compromise: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1877     02.23.22 Power Outage: Solar Backup & Home Generators / Amazon Prime Increase Vs Walmart+ Severe weather can cause lengthy power outages. Clark discusses solar with backup battery power and generator use. Also, Amazon is not the bargain they used to be and is raising the cost of Prime. 2 other options for inflation weary, price conscious consumers. Solar Backup & Home Generators: Segment 1 Ask Clark: Segment 2 Amazon Prime Vs Walmart+: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Generator buying guide: What you need to know The Walmart+ Membership Program - 19 Ways To Save at Walmart How Many Credit Cards Should I Have? Target RedCard Credit Card Review: Earn 5% Back on Purchases Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 23 Feb 2022 20:00:00 -0000 full Clark Howard Power Outage: Solar Backup & Home Generators / Amazon Prime Increase Vs Walmart+ Severe weather can cause lengthy power outages. Clark discusses solar with backup battery power and generator use. Also, Amazon is not the bargain they used to be and is raising the cost of Prime. 2 other options for inflation weary, price conscious consumers. Solar Backup & Home Generators: Segment 1 Ask Clark: Segment 2 Amazon Prime Vs Walmart+: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Generator buying guide: What you need to know The Walmart+ Membership Program - 19 Ways To Save at Walmart How Many Credit Cards Should I Have? Target RedCard Credit Card Review: Earn 5% Back on Purchases Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Severe weather can cause lengthy power outages. Clark discusses solar with backup battery power and generator use. Also, Amazon is not the bargain they used to be and is raising the cost of Prime. 2 other options for inflation weary, price conscious consumers.

    • Solar Backup & Home Generators: Segment 1
    • Ask Clark: Segment 2
    • Amazon Prime Vs Walmart+: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2190     02.22.22 The Ukraine Invasion: Economic Effect / 2 Tech Topics: 3G Shutdown & A New Tech Connect Standard Clark discusses some possible economic implications around the stock market and gas prices, as the invasion of Ukraine unfolds. Also, the AT&T 3G network shutdown has occurred with Verizon & T-Mobile to follow. Learn what services are affected and what you can do. Plus, Apple, Amazon & Google have a new standard that allows devices to communicate automatically with each other, even when from different providers. Get the good news in tech rolling out this year.  The Ukraine Invasion: Economic Effect: Segment 1 Ask Clark: Segment 2 The 3G Shutdown & A New Tech Connect Standard: Segment 3 Ask Clark: Segment 4   Mentioned on the show: The Huge Tax Bills That Came Out of Nowhere at Vanguard Lessons From Vanguard Target-Date’s Capital Gains Surprise What Is Synthetic ID Fraud? - Experian How to Sign Up for Credit Karma's Free Monitoring Service How to Freeze Your Credit With Experian, Equifax and TransUnion 9 Ways To Pay for College Without Student Loans Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 22 Feb 2022 20:00:00 -0000 full Clark Howard The Ukraine Invasion: Economic Effect / 2 Tech Topics: 3G Shutdown & A New Tech Connect Standard Clark discusses some possible economic implications around the stock market and gas prices, as the invasion of Ukraine unfolds. Also, the AT&T 3G network shutdown has occurred with Verizon & T-Mobile to follow. Learn what services are affected and what you can do. Plus, Apple, Amazon & Google have a new standard that allows devices to communicate automatically with each other, even when from different providers. Get the good news in tech rolling out this year.  The Ukraine Invasion: Economic Effect: Segment 1 Ask Clark: Segment 2 The 3G Shutdown & A New Tech Connect Standard: Segment 3 Ask Clark: Segment 4   Mentioned on the show: The Huge Tax Bills That Came Out of Nowhere at Vanguard Lessons From Vanguard Target-Date’s Capital Gains Surprise What Is Synthetic ID Fraud? - Experian How to Sign Up for Credit Karma's Free Monitoring Service How to Freeze Your Credit With Experian, Equifax and TransUnion 9 Ways To Pay for College Without Student Loans Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses some possible economic implications around the stock market and gas prices, as the invasion of Ukraine unfolds. Also, the AT&T 3G network shutdown has occurred with Verizon & T-Mobile to follow. Learn what services are affected and what you can do. Plus, Apple, Amazon & Google have a new standard that allows devices to communicate automatically with each other, even when from different providers. Get the good news in tech rolling out this year. 

    • The Ukraine Invasion: Economic Effect: Segment 1
    • Ask Clark: Segment 2
    • The 3G Shutdown & A New Tech Connect Standard: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2329     02.18.22 Clark Answers His Critics on Clark Stinks / Summer Travel & Wedding Planning Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Meanwhile, Covid fatigue is peaking and people are getting out more. Lots of things that didn’t happen over the last 2 years are coming back, Hear specific recommendations for booking summer travel, and wedding planning.  Clark Stinks: Segments 1 & 2 Summer Travel & Wedding Planning: Segment 3 Ask Clark: Segment 4   Mentioned on the show: The Top 5 Benefits of Community College Public Service Loan Forgiveness Program: An Overview | SoFi Why You Do Not Want To Get a Big Tax Refund Check The Best Places To Buy Eyeglasses Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? - Clark Deals - BJ’s Outdoorsy: Trusted RV rental marketplace How to book travel on Priceline Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 18 Feb 2022 20:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Summer Travel & Wedding Planning Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Meanwhile, Covid fatigue is peaking and people are getting out more. Lots of things that didn’t happen over the last 2 years are coming back, Hear specific recommendations for booking summer travel, and wedding planning.  Clark Stinks: Segments 1 & 2 Summer Travel & Wedding Planning: Segment 3 Ask Clark: Segment 4   Mentioned on the show: The Top 5 Benefits of Community College Public Service Loan Forgiveness Program: An Overview | SoFi Why You Do Not Want To Get a Big Tax Refund Check The Best Places To Buy Eyeglasses Costco vs. Sam's Club vs. BJ's Wholesale: Which Is Best? - Clark Deals - BJ’s Outdoorsy: Trusted RV rental marketplace How to book travel on Priceline Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Meanwhile, Covid fatigue is peaking and people are getting out more. Lots of things that didn’t happen over the last 2 years are coming back, Hear specific recommendations for booking summer travel, and wedding planning. 

    • Clark Stinks: Segments 1 & 2
    • Summer Travel & Wedding Planning: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2498     02.17.22 The Equifax Data Breach Settlement / 2 Great New Cell Plan Options 5 years later, the Equifax class action settlement over the massive 2017 breach - is finalized. Many are receiving claim notifications. Clark explains what this means for you. Later, great news on the cell phone front. How about free calling and texting? Clark shares industry trends involving phone contracts and a couple of great new offers. The Equifax Data Breach Settlement: Segment 1 Ask Clark: Segment 2 Great New Cell Plan Options: Segment 3 Ask Clark: Segment 4   Mentioned on the show: TextNow: Get FREE unlimited talk & text with 99-cent SIM card New ATT Plan only at Walmart $45 per mo unlimited everything Plaid, the service used by Venmo, Acorns, Robinhood, and more, may owe you some money Senior Citizens Can Go to College for Free or Cheap in All 50 States Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 17 Feb 2022 20:00:00 -0000 full Clark Howard The Equifax Data Breach Settlement / 2 Great New Cell Plan Options 5 years later, the Equifax class action settlement over the massive 2017 breach - is finalized. Many are receiving claim notifications. Clark explains what this means for you. Later, great news on the cell phone front. How about free calling and texting? Clark shares industry trends involving phone contracts and a couple of great new offers. The Equifax Data Breach Settlement: Segment 1 Ask Clark: Segment 2 Great New Cell Plan Options: Segment 3 Ask Clark: Segment 4   Mentioned on the show: TextNow: Get FREE unlimited talk & text with 99-cent SIM card New ATT Plan only at Walmart $45 per mo unlimited everything Plaid, the service used by Venmo, Acorns, Robinhood, and more, may owe you some money Senior Citizens Can Go to College for Free or Cheap in All 50 States Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices 5 years later, the Equifax class action settlement over the massive 2017 breach - is finalized. Many are receiving claim notifications. Clark explains what this means for you. Later, great news on the cell phone front. How about free calling and texting? Clark shares industry trends involving phone contracts and a couple of great new offers.

    • The Equifax Data Breach Settlement: Segment 1
    • Ask Clark: Segment 2
    • Great New Cell Plan Options: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2041     02.16.22 No Surprises: A New Medical Benefit / New Rewards Checking The No Surprises Act for medical billing includes a bonus benefit most don’t know about, and it can help you save big on medical procedures. Also, great news about a new digital checking account - fee free with reward points, and more. Online Banking Archives - Clark Howard / How to Switch Banks in 4 Simple Steps.  No Surprises: A New Medical Benefit: Segment 1 Ask Clark: Segment 2 New Rewards Checking: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Best 529 College Savings Plans By State What Is an HSA Account and How Does It Work? That $1,000 Bourbon You Bought May Be a Phony IRS Free File: Free State and Federal Tax Filing Options for 2022 How To Open a Roth IRA Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 16 Feb 2022 20:00:00 -0000 full Clark Howard No Surprises: A New Medical Benefit / New Rewards Checking The No Surprises Act for medical billing includes a bonus benefit most don’t know about, and it can help you save big on medical procedures. Also, great news about a new digital checking account - fee free with reward points, and more. Online Banking Archives - Clark Howard / How to Switch Banks in 4 Simple Steps.  No Surprises: A New Medical Benefit: Segment 1 Ask Clark: Segment 2 New Rewards Checking: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? Best 529 College Savings Plans By State What Is an HSA Account and How Does It Work? That $1,000 Bourbon You Bought May Be a Phony IRS Free File: Free State and Federal Tax Filing Options for 2022 How To Open a Roth IRA Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The No Surprises Act for medical billing includes a bonus benefit most don’t know about, and it can help you save big on medical procedures. Also, great news about a new digital checking account - fee free with reward points, and more. Online Banking Archives - Clark Howard / How to Switch Banks in 4 Simple Steps. 

    • No Surprises: A New Medical Benefit: Segment 1
    • Ask Clark: Segment 2
    • New Rewards Checking: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1896     02.15.22 Update: Gas Prices / Sticker Shock: Auto Insurance Recommendation The story on gas prices - pandemic to now - explains where we are and where prices at the pump are going. There IS a bright spot on the energy front. Also, there’s been an increase in automotive fatalities in the U.S. This, along with the car shortage, is impacting auto insurers, increasing their costs. Brace for your policy renewal and use Clark’s recommended strategy.  Update: Gas Prices: Segment 1 Ask Clark: Segment 2 Sticker Shock: Auto Insurance Recommendation: Segment 3 Ask Clark: Segment 4   Mentioned on the show: 5 Things To Know About Series I Savings Bonds Best 529 College Savings Plans By State What Is a Credit Union? To sell antique items, seek out local estate sale businesses / Ebay How To Spot, Avoid, and Report Fake Check Scams | FTC How To Choose the Best Charities for Your Donations Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 15 Feb 2022 20:00:00 -0000 full Clark Howard Update: Gas Prices / Sticker Shock: Auto Insurance Recommendation The story on gas prices - pandemic to now - explains where we are and where prices at the pump are going. There IS a bright spot on the energy front. Also, there’s been an increase in automotive fatalities in the U.S. This, along with the car shortage, is impacting auto insurers, increasing their costs. Brace for your policy renewal and use Clark’s recommended strategy.  Update: Gas Prices: Segment 1 Ask Clark: Segment 2 Sticker Shock: Auto Insurance Recommendation: Segment 3 Ask Clark: Segment 4   Mentioned on the show: 5 Things To Know About Series I Savings Bonds Best 529 College Savings Plans By State What Is a Credit Union? To sell antique items, seek out local estate sale businesses / Ebay How To Spot, Avoid, and Report Fake Check Scams | FTC How To Choose the Best Charities for Your Donations Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The story on gas prices - pandemic to now - explains where we are and where prices at the pump are going. There IS a bright spot on the energy front. Also, there’s been an increase in automotive fatalities in the U.S. This, along with the car shortage, is impacting auto insurers, increasing their costs. Brace for your policy renewal and use Clark’s recommended strategy. 

    • Update: Gas Prices: Segment 1
    • Ask Clark: Segment 2
    • Sticker Shock: Auto Insurance Recommendation: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1524     02.14.22 Saving Strategies for Financial Independence / Home Title Protection Great saving strategies to build financial independence. Step 1: Defining your goals. Also, home title fraud is a devastating crime. Learn which homes are most at risk and how to protect your property.  Saving Strategies for Financial Independence: Segment 1 Ask Clark: Segment 2 Home Title Protection: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Freeze Your Credit With Experian, Equifax and TransUnion 4 Things To Know About the Public Service Loan Forgiveness Program Overhaul Stripe: Online payment processing for internet businesses Clark Howard's Important Advice on Funeral Planning Plaid, the service used by Venmo, Acorns, Robinhood, and more, may owe you some money Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 Feb 2022 20:00:00 -0000 full Clark Howard Saving Strategies for Financial Independence / Home Title Protection Great saving strategies to build financial independence. Step 1: Defining your goals. Also, home title fraud is a devastating crime. Learn which homes are most at risk and how to protect your property.  Saving Strategies for Financial Independence: Segment 1 Ask Clark: Segment 2 Home Title Protection: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How to Freeze Your Credit With Experian, Equifax and TransUnion 4 Things To Know About the Public Service Loan Forgiveness Program Overhaul Stripe: Online payment processing for internet businesses Clark Howard's Important Advice on Funeral Planning Plaid, the service used by Venmo, Acorns, Robinhood, and more, may owe you some money Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Great saving strategies to build financial independence. Step 1: Defining your goals. Also, home title fraud is a devastating crime. Learn which homes are most at risk and how to protect your property. 

    • Saving Strategies for Financial Independence: Segment 1
    • Ask Clark: Segment 2
    • Home Title Protection: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1782     02.11.22 Clark Answers His Critics on Clark Stinks / Apple AirTags Revisited Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, there have been many stories of Apple AirTags being exploited by criminals for stalking and car theft. Now comes a great story of someone using an AirTag to STOP criminals. Clark Stinks: Segments 1 & 2 Ask Clark: Segment 2 Apple AirTags Revisited: Segment 3 Ask Clark: Segment 4   Mentioned on the show: How to Buy Term Life Insurance in 7 Easy Steps How To Find a Good Moving Company How To Find and Choose a Financial Advisor EvaluateLifeInsurance.org 5 Sneaky Ways To Improve Your Credit Score If a medical practice requires a credit card on file, use a fee-free stored value Visa or MC Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoicesz Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 11 Feb 2022 20:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Apple AirTags Revisited Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, there have been many stories of Apple AirTags being exploited by criminals for stalking and car theft. Now comes a great story of someone using an AirTag to STOP criminals. Clark Stinks: Segments 1 & 2 Ask Clark: Segment 2 Apple AirTags Revisited: Segment 3 Ask Clark: Segment 4   Mentioned on the show: How to Buy Term Life Insurance in 7 Easy Steps How To Find a Good Moving Company How To Find and Choose a Financial Advisor EvaluateLifeInsurance.org 5 Sneaky Ways To Improve Your Credit Score If a medical practice requires a credit card on file, use a fee-free stored value Visa or MC Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoicesz Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, there have been many stories of Apple AirTags being exploited by criminals for stalking and car theft. Now comes a great story of someone using an AirTag to STOP criminals.

    • Clark Stinks: Segments 1 & 2
    • Ask Clark: Segment 2
    • Apple AirTags Revisited: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:

    How to Buy Term Life Insurance in 7 Easy Steps


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoicesz

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1842     02.10.22 Citi Double Cash Visa Changes Explained / The Frontier / Spirit Airlines Merger The Citi Double Cash card was simple and intensely popular. But recent changes have created confusion. You now have Thank You points - Do you still get 2% cash back? Clark explains. Also, Clark on the Frontier / Spirit discount airline merger, schedule reliability and needed consumer protections for U.S. flyers. Citi Double Cash Visa Changes Explained: Segment 1 Ask Clark: Segment 2 The Frontier / Spirit Airlines Merger: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Sam's Club Mastercard Review: Earn 5% Back on Gas Purchases Costco Anywhere Visa® Card by Citi Review: Earn Wholesale Club and Gas Rewards Costco vs. Sam's Club Credit Cards Comparison: Which Is Better? How To Prevent, Report and Repair Identity Theft How to post a hotel review online without getting any blowback Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 10 Feb 2022 20:00:00 -0000 full Clark Howard Citi Double Cash Visa Changes Explained / The Frontier / Spirit Airlines Merger The Citi Double Cash card was simple and intensely popular. But recent changes have created confusion. You now have Thank You points - Do you still get 2% cash back? Clark explains. Also, Clark on the Frontier / Spirit discount airline merger, schedule reliability and needed consumer protections for U.S. flyers. Citi Double Cash Visa Changes Explained: Segment 1 Ask Clark: Segment 2 The Frontier / Spirit Airlines Merger: Segment 3 Ask Clark: Segment 4   Mentioned on the show: Sam's Club Mastercard Review: Earn 5% Back on Gas Purchases Costco Anywhere Visa® Card by Citi Review: Earn Wholesale Club and Gas Rewards Costco vs. Sam's Club Credit Cards Comparison: Which Is Better? How To Prevent, Report and Repair Identity Theft How to post a hotel review online without getting any blowback Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The Citi Double Cash card was simple and intensely popular. But recent changes have created confusion. You now have Thank You points - Do you still get 2% cash back? Clark explains. Also, Clark on the Frontier / Spirit discount airline merger, schedule reliability and needed consumer protections for U.S. flyers.

    • Citi Double Cash Visa Changes Explained: Segment 1
    • Ask Clark: Segment 2
    • The Frontier / Spirit Airlines Merger: Segment 3
    • Ask Clark: Segment 4

     

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1809     02.09.22 Mark Cuban’s New Rx Savings / AUTO LOANS: 2 Clark Rules. Mark Cuban’s direct to consumer drug manufacturing company is up and running. Clark contrasts Cuban’s CostPlusDrugs and Costco pricing, to chain pharmacy pricing methods, revealing a clear way to SAVE. Also, Americans are getting seriously ripped off on auto loans. 80% of vehicle buyers purchase the wrong way - 8 million are delinquent - 46% are upside down in their loan. 2 Clark rules to live by when financing a vehicle.  Mark Cuban’s New Rx Savings: Segment 1 Ask Clark: Segment 2 AUTO LOANS: 2 Clark Rules: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Your Guide to DIY Home Security Systems GetUpside Review: 6 Things To Know Before You Sign Up Are You Following Clark's Maximum Auto Loan Length Rule? How to Buy a Used Car in 7 Steps Is LifeLock Worth the Cost? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 09 Feb 2022 20:00:00 -0000 full Clark Howard Mark Cuban’s New Rx Savings / AUTO LOANS: 2 Clark Rules. Mark Cuban’s direct to consumer drug manufacturing company is up and running. Clark contrasts Cuban’s CostPlusDrugs and Costco pricing, to chain pharmacy pricing methods, revealing a clear way to SAVE. Also, Americans are getting seriously ripped off on auto loans. 80% of vehicle buyers purchase the wrong way - 8 million are delinquent - 46% are upside down in their loan. 2 Clark rules to live by when financing a vehicle.  Mark Cuban’s New Rx Savings: Segment 1 Ask Clark: Segment 2 AUTO LOANS: 2 Clark Rules: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Your Guide to DIY Home Security Systems GetUpside Review: 6 Things To Know Before You Sign Up Are You Following Clark's Maximum Auto Loan Length Rule? How to Buy a Used Car in 7 Steps Is LifeLock Worth the Cost? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mark Cuban’s direct to consumer drug manufacturing company is up and running. Clark contrasts Cuban’s CostPlusDrugs and Costco pricing, to chain pharmacy pricing methods, revealing a clear way to SAVE. Also, Americans are getting seriously ripped off on auto loans. 80% of vehicle buyers purchase the wrong way - 8 million are delinquent - 46% are upside down in their loan. 2 Clark rules to live by when financing a vehicle. 

    • Mark Cuban’s New Rx Savings: Segment 1
    • Ask Clark: Segment 2
    • AUTO LOANS: 2 Clark Rules: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1903     02.08.22 Create Your Own Credit File / Cruise Update: Hazard & Opportunity. As part of the evolution of evaluating credit risk, for those with no credit report Experian has a way to set up your own. Clark smart credit advice. Plus - The cruise industry is in absolute turmoil. Clark updates both the hazard, and opportunity.  Create Your Own Credit File: Sement 1 Ask Clark: Segment 2 Cruise Update: Hazard & Opportunity: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Petal Card Review: A Good Option for First Credit Card? Experian Boost Review: How 3 Bills Helped Raise My Credit Score … How To Build Credit   Credit Karma Review: Free Credit Score and More at Your Fingertips Top Travel Deals - Clark Howard  -  GoogleFlights How To Use InsureMyTrip To Buy Travel Insurance Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 08 Feb 2022 20:00:00 -0000 full Clark Howard Create Your Own Credit File / Cruise Update: Hazard & Opportunity. As part of the evolution of evaluating credit risk, for those with no credit report Experian has a way to set up your own. Clark smart credit advice. Plus - The cruise industry is in absolute turmoil. Clark updates both the hazard, and opportunity.  Create Your Own Credit File: Sement 1 Ask Clark: Segment 2 Cruise Update: Hazard & Opportunity: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Petal Card Review: A Good Option for First Credit Card? Experian Boost Review: How 3 Bills Helped Raise My Credit Score … How To Build Credit   Credit Karma Review: Free Credit Score and More at Your Fingertips Top Travel Deals - Clark Howard  -  GoogleFlights How To Use InsureMyTrip To Buy Travel Insurance Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices As part of the evolution of evaluating credit risk, for those with no credit report Experian has a way to set up your own. Clark smart credit advice. Plus - The cruise industry is in absolute turmoil. Clark updates both the hazard, and opportunity. 

    • Create Your Own Credit File: Sement 1
    • Ask Clark: Segment 2
    • Cruise Update: Hazard & Opportunity: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1674     02.07.22 STOCK MARKET: Ride the Decline Fortified / Valentines Day Planning. Stocks are going through a cyclical decline and investors are nervous. Whether nearing retirement or younger, you can be positioned emotionally and financially to weather a down cycle. Also - Planning ahead for Valentine’s Day can help you save. Clark smart tips on Valentine’s gifts, and a warning about romance scams.  STOCK MARKET: Ride the Decline Fortified: Segment 1 Ask Clark: Segment 2 Valentines Day Planning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Using the Price-to-Earnings Ratio and PEG to Assess a Stock Dollar Cost Averaging Makes You a Fortune Over Time What Is a Roth 401(k) and How Does It Work? Walmart Unveils New Walmart+ Membership Program How To Opt Out of Verizon’s New Data Collection Policy Bark: Parental Control App for iPhone, Android, & Amazon Fire Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 07 Feb 2022 20:00:00 -0000 full Clark Howard STOCK MARKET: Ride the Decline Fortified / Valentines Day Planning. Stocks are going through a cyclical decline and investors are nervous. Whether nearing retirement or younger, you can be positioned emotionally and financially to weather a down cycle. Also - Planning ahead for Valentine’s Day can help you save. Clark smart tips on Valentine’s gifts, and a warning about romance scams.  STOCK MARKET: Ride the Decline Fortified: Segment 1 Ask Clark: Segment 2 Valentines Day Planning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Using the Price-to-Earnings Ratio and PEG to Assess a Stock Dollar Cost Averaging Makes You a Fortune Over Time What Is a Roth 401(k) and How Does It Work? Walmart Unveils New Walmart+ Membership Program How To Opt Out of Verizon’s New Data Collection Policy Bark: Parental Control App for iPhone, Android, & Amazon Fire Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Stocks are going through a cyclical decline and investors are nervous. Whether nearing retirement or younger, you can be positioned emotionally and financially to weather a down cycle. Also - Planning ahead for Valentine’s Day can help you save. Clark smart tips on Valentine’s gifts, and a warning about romance scams. 

    • STOCK MARKET: Ride the Decline Fortified: Segment 1
    • Ask Clark: Segment 2
    • Valentines Day Planning: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2010     02.04.22 Clark Answers His Critics on Clark Stinks / New Tax Rule for Small Business. Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - A 2022 tax year heads up for those who receive income via a pay app. What small businesses need to know about pay app income and the IRS. Major Tax-Reporting Change for Users of Venmo, PayPal and Others Clark Stinks: Segments 1 & 2 New Tax Rule for Small Business: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Know your (new) rights under the No Surprises Act… What the No Surprises Act means for your medical bills AAA Membership: Is It Worth It? UNI One Toll Pass How To Open a Roth IRA 7 Best Ways to Save for Retirement in Your 50s How to Reach Customer Service at Cash App, Zelle and PayPal   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 04 Feb 2022 20:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / New Tax Rule for Small Business. Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - A 2022 tax year heads up for those who receive income via a pay app. What small businesses need to know about pay app income and the IRS. Major Tax-Reporting Change for Users of Venmo, PayPal and Others Clark Stinks: Segments 1 & 2 New Tax Rule for Small Business: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Know your (new) rights under the No Surprises Act… What the No Surprises Act means for your medical bills AAA Membership: Is It Worth It? UNI One Toll Pass How To Open a Roth IRA 7 Best Ways to Save for Retirement in Your 50s How to Reach Customer Service at Cash App, Zelle and PayPal   Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - A 2022 tax year heads up for those who receive income via a pay app. What small businesses need to know about pay app income and the IRS. Major Tax-Reporting Change for Users of Venmo, PayPal and Others

    • Clark Stinks: Segments 1 & 2
    • New Tax Rule for Small Business: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:

     

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1599     02.03.22 Clark Howard - Deal Hunter - Spills Trade Secrets / Clark Smart Assignment: Restore Vanishing Money Clark shares how & where he saves money, teaching you to crack the price label codes at warehouse clubs - Priceless! Also, What memberships & subscriptions are lurking and are you using them? Use Clark’s way to find out. $5 a month for nothing is $60 a year! Clark helps you get it back!  Clark Howard - Deal Hunter - Spills Trade Secrets: Segment 1 Ask Clark: Segment 2 Clark Smart Assignment: Restore Vanishing Money: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco Best Deals    Sam’s Club Deals     Best of Aldi’s middle aisle Meet the Proud Shoppers of Aldi’s ‘Aisle of Shame’ These Credit Cards Offer Car Rental Insurance Benefits BOXABL CASITA – Accesory Dwelling Unit 50 Companies with Amazing Tuition Reimbursement Programs Best 529 College Savings Plans By State Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 03 Feb 2022 20:00:00 -0000 full Clark Howard Clark Howard - Deal Hunter - Spills Trade Secrets / Clark Smart Assignment: Restore Vanishing Money Clark shares how & where he saves money, teaching you to crack the price label codes at warehouse clubs - Priceless! Also, What memberships & subscriptions are lurking and are you using them? Use Clark’s way to find out. $5 a month for nothing is $60 a year! Clark helps you get it back!  Clark Howard - Deal Hunter - Spills Trade Secrets: Segment 1 Ask Clark: Segment 2 Clark Smart Assignment: Restore Vanishing Money: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Costco Best Deals    Sam’s Club Deals     Best of Aldi’s middle aisle Meet the Proud Shoppers of Aldi’s ‘Aisle of Shame’ These Credit Cards Offer Car Rental Insurance Benefits BOXABL CASITA – Accesory Dwelling Unit 50 Companies with Amazing Tuition Reimbursement Programs Best 529 College Savings Plans By State Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares how & where he saves money, teaching you to crack the price label codes at warehouse clubs - Priceless! Also, What memberships & subscriptions are lurking and are you using them? Use Clark’s way to find out. $5 a month for nothing is $60 a year! Clark helps you get it back! 

    • Clark Howard - Deal Hunter - Spills Trade Secrets: Segment 1
    • Ask Clark: Segment 2
    • Clark Smart Assignment: Restore Vanishing Money: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1983     02.02.22 The New Angie’s List / Retail & the Organized Theft Ring Problem Hiring a contractor is a big challenge. Angie's List - now Angi - is undertaking a new business model seeking to be a trusted resource. Clark takes a first look and discusses vetting services. Also, Clark examines the current problem of organized theft rings throughout the country, how they affect consumers, and how retailers are reorienting stores and security. The New Angie’s List: Segment 1 Ask Clark: Segment 2 Retail & the Organized Theft Problem: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Do Not Want To Get a Big Tax Refund Check What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Chime Review: Pros & Cons of the Bank Challenger Best 529 College Savings Plans By State Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 02 Feb 2022 20:00:00 -0000 full Clark Howard The New Angie’s List / Retail & the Organized Theft Problem Hiring a contractor is a big challenge. Angie's List - now Angi - is undertaking a new business model seeking to be a trusted resource. Clark takes a first look and discusses vetting services. Also, Clark examines the current problem of organized theft rings throughout the country, how they affect consumers, and how retailers are reorienting stores and security. The New Angie’s List: Segment 1 Ask Clark: Segment 2 Retail & the Organized Theft Problem: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Why You Do Not Want To Get a Big Tax Refund Check What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor Chime Review: Pros & Cons of the Bank Challenger Best 529 College Savings Plans By State Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Hiring a contractor is a big challenge. Angie's List - now Angi - is undertaking a new business model seeking to be a trusted resource. Clark takes a first look and discusses vetting services. Also, Clark examines the current problem of organized theft rings throughout the country, how they affect consumers, and how retailers are reorienting stores and security.

    • The New Angie’s List: Segment 1
    • Ask Clark: Segment 2
    • Retail & the Organized Theft Problem: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1802     02.01.22 Flying Cars! An Imminent Game Changer / Beating Inflation in the Supermarket. The future is almost here. Today, big players are perfecting electric flying taxis. Clark discusses the market adoption and possible uses of electronic aircraft. Also, at a time of rising prices, store brands - aka private labels - have new strength in the marketplace, key for your wallet. Clark conveys the quality of various house brands and how much you can save. Electronic Aircraft an Imminent Game Changer: Segment 1 Ask Clark: Segment 2 Beating Inflation in the Supermarket: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Here's How Easy DIY Pest Control Can Be Autotrader: Used and New Car Sales, Review Oura Ring - Buy used as a test drive - Clark Howard’s Oura Wedding Band The Best Time and Place To Buy a TV  Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 01 Feb 2022 20:00:00 -0000 full Clark Howard Flying Cars! An Imminent Game Changer / Beating Inflation in the Supermarket. The future is almost here. Today, big players are perfecting electric flying taxis. Clark discusses the market adoption and possible uses of electronic aircraft. Also, at a time of rising prices, store brands - aka private labels - have new strength in the marketplace, key for your wallet. Clark conveys the quality of various house brands and how much you can save. Electronic Aircraft an Imminent Game Changer: Segment 1 Ask Clark: Segment 2 Beating Inflation in the Supermarket: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Here's How Easy DIY Pest Control Can Be Autotrader: Used and New Car Sales, Review Oura Ring - Buy used as a test drive - Clark Howard’s Oura Wedding Band The Best Time and Place To Buy a TV  Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices The future is almost here. Today, big players are perfecting electric flying taxis. Clark discusses the market adoption and possible uses of electronic aircraft. Also, at a time of rising prices, store brands - aka private labels - have new strength in the marketplace, key for your wallet. Clark conveys the quality of various house brands and how much you can save.

    • Electronic Aircraft an Imminent Game Changer: Segment 1
    • Ask Clark: Segment 2
    • Beating Inflation in the Supermarket: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


     Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1952     01.31.22 Don’t Get Taken on Eyeglasses / Here’s to Vertical Farming. Americans are spending more than ever on eyeglasses. Clark discusses the industry cartel at work & multiple ways you can save, and has a warning about employee vision coverage. Also, promising news about how our food is grown in the U.S. The concept of growing produce in a factory goes back a generation. But indoor vertical farming is starting to boom and the benefits are many. Don’t Get Taken on Eyeglasses: Segment 1 Ask Clark: Segment 2 Here’s to Vertical Farming: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Roth vs. Traditional 401(k): What’s the Difference? MaxMyInterest vs. CDARS 7 Free Federal and State Tax Filing Services for 2022  Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 31 Jan 2022 20:00:00 -0000 full Clark Howard Don’t Get Taken on Eyeglasses / Here’s to Vertical Farming. Americans are spending more than ever on eyeglasses. Clark discusses the industry cartel at work & multiple ways you can save, and has a warning about employee vision coverage. Also, promising news about how our food is grown in the U.S. The concept of growing produce in a factory goes back a generation. But indoor vertical farming is starting to boom and the benefits are many. Don’t Get Taken on Eyeglasses: Segment 1 Ask Clark: Segment 2 Here’s to Vertical Farming: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Roth vs. Traditional 401(k): What’s the Difference? MaxMyInterest vs. CDARS 7 Free Federal and State Tax Filing Services for 2022  Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Americans are spending more than ever on eyeglasses. Clark discusses the industry cartel at work & multiple ways you can save, and has a warning about employee vision coverage. Also, promising news about how our food is grown in the U.S. The concept of growing produce in a factory goes back a generation. But indoor vertical farming is starting to boom and the benefits are many.

    • Don’t Get Taken on Eyeglasses: Segment 1
    • Ask Clark: Segment 2
    • Here’s to Vertical Farming: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


     Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1719     01.28.22 Clark Answers His Critics on Clark Stinks / Airport Self-Screening. It’s Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Airport self-screening is becoming a reality. TSA screening is a tough job - crying out for modern AI tech as long employed overseas. The Dept. of Homeland Security has initiated the development of TSA PreCheck self-screening. Clark describes the benefits this will bring, and shares a Global Entry expiration warning. Clark Stinks: Segments 1 & 2 Airport Self-Screening: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Global Entry Travelers Now Have a 24-Month Renewal Grace Period Why You Should Be Careful About Lending Money to Family and Friends What Is a Mutual Fund? Fidelity Investments Review 2021: Pros & Cons Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 28 Jan 2022 20:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Airport Self-Screening. It’s Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Airport self-screening is becoming a reality. TSA screening is a tough job - crying out for modern AI tech as long employed overseas. The Dept. of Homeland Security has initiated the development of TSA PreCheck self-screening. Clark describes the benefits this will bring, and shares a Global Entry expiration warning. Clark Stinks: Segments 1 & 2 Airport Self-Screening: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Global Entry Travelers Now Have a 24-Month Renewal Grace Period Why You Should Be Careful About Lending Money to Family and Friends What Is a Mutual Fund? Fidelity Investments Review 2021: Pros & Cons Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It’s Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also - Airport self-screening is becoming a reality. TSA screening is a tough job - crying out for modern AI tech as long employed overseas. The Dept. of Homeland Security has initiated the development of TSA PreCheck self-screening. Clark describes the benefits this will bring, and shares a Global Entry expiration warning.

    • Clark Stinks: Segments 1 & 2
    • Airport Self-Screening: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1812     01.27.22 Virtual Credit Card Protection / Solar Shingle Innovation. Clark explains how virtual credit card numbers work to protect you while shopping online. Check to see if any of your cards offer the virtual number service, and make it your online card. Also, solar roof tech has progressed, offering greater efficiency and lower cost. A new development from GAF Energy brings self-powering our homes closer within reach. Virtual Credit Card Protection: Segment 1 Ask Clark: Segment 2 Solar Shingle Innovation: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Navy Federal Ups the Rewards on Its Popular Cash Back Credit Card Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Why Clark Howard Is So Excited About His Wedding Band Solar | Department of Energy -  State Renewable Energy Resources | US EPA The #1 Thing Clark Howard Hates About Solar Panels Should You Buy an Extended Warranty on Your Car? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 27 Jan 2022 20:00:00 -0000 full Clark Howard Virtual Credit Card Protection / Solar Shingle Innovation. Clark explains how virtual credit card numbers work to protect you while shopping online. Check to see if any of your cards offer the virtual number service, and make it your online card. Also, solar roof tech has progressed, offering greater efficiency and lower cost. A new development from GAF Energy brings self-powering our homes closer within reach. Virtual Credit Card Protection: Segment 1 Ask Clark: Segment 2 Solar Shingle Innovation: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Navy Federal Ups the Rewards on Its Popular Cash Back Credit Card Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards Why Clark Howard Is So Excited About His Wedding Band Solar | Department of Energy -  State Renewable Energy Resources | US EPA The #1 Thing Clark Howard Hates About Solar Panels Should You Buy an Extended Warranty on Your Car? Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark explains how virtual credit card numbers work to protect you while shopping online. Check to see if any of your cards offer the virtual number service, and make it your online card. Also, solar roof tech has progressed, offering greater efficiency and lower cost. A new development from GAF Energy brings self-powering our homes closer within reach.

    • Virtual Credit Card Protection: Segment 1
    • Ask Clark: Segment 2
    • Solar Shingle Innovation: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1960     01.26.22 Streaming Services Price Creep / Vehicles: 3 Great Developments. Netflix just went up and price increases overall for streaming services continue due to original programming production costs. Clark has a few ways to help you streamline your streaming. Also, vehicle news including the $20K Ford Maverick, help for the blinding headlights problem, and Toyota’s refurbishing program - brilliant! Streaming Services Price Creep: Segment 1 Ask Clark: Segment 2 Vehicles: 3 Great Developments: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Ford Shuts Off Orders for New $20,000 Maverick Pickup - The Wall Street Journal. Live TV Streaming Channel Tool Netflix Announces Price Hike for 2022 Subscriptions 19 Ways To Save at Walmart The Best Ways To Protect Yourself Against Airline Cancellations Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 26 Jan 2022 20:00:00 -0000 full Clark Howard Streaming Services Price Creep / Vehicles: 3 Great Developments. Netflix just went up and price increases overall for streaming services continue due to original programming production costs. Clark has a few ways to help you streamline your streaming. Also, vehicle news including the $20K Ford Maverick, help for the blinding headlights problem, and Toyota’s refurbishing program - brilliant! Streaming Services Price Creep: Segment 1 Ask Clark: Segment 2 Vehicles: 3 Great Developments: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Ford Shuts Off Orders for New $20,000 Maverick Pickup - The Wall Street Journal. Live TV Streaming Channel Tool Netflix Announces Price Hike for 2022 Subscriptions 19 Ways To Save at Walmart The Best Ways To Protect Yourself Against Airline Cancellations Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Netflix just went up and price increases overall for streaming services continue due to original programming production costs. Clark has a few ways to help you streamline your streaming. Also, vehicle news including the $20K Ford Maverick, help for the blinding headlights problem, and Toyota’s refurbishing program - brilliant!

    • Streaming Services Price Creep: Segment 1
    • Ask Clark: Segment 2
    • Vehicles: 3 Great Developments: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2135     01.25.22 Home Ownership vs. Renting / Restaurants & Retail: Limited Hours & Merchandise. Clark describes retiree regret when resettling in vacation spots. How to avoid costly moves using Clark’s “training wheels” strategy. Plus, a look at rent or buy decision factors in today’s market. And - Many retailers & restaurants have shorter store hours & empty shelves - Clark relates what’s happening now and what’s to come. In addition, hear how corporate public relations can further botch serious corporate mistakes - case in point: Hertz. Home Ownership vs. Renting: Segment 1 Ask Clark: Segment 2 Restaurants & Retail: Limited Hours & Merchandise: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Non-Owner Car Insurance: A Complete Guide - NerdWallet Truebill Review: 4 Things to Know Before Signing Up Clark's Graveyard - SunRocket Internet Phone Service – Died July 2007 IRS using identity verification: ID.ME State unemployment claim problems: Seek help from state representative.  Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 25 Jan 2022 20:00:00 -0000 full Clark Howard Home Ownership vs. Renting / Restaurants & Retail: Limited Hours & Merchandise. Clark describes retiree regret when resettling in vacation spots. How to avoid costly moves using Clark’s “training wheels” strategy. Plus, a look at rent or buy decision factors in today’s market. And - Many retailers & restaurants have shorter store hours & empty shelves - Clark relates what’s happening now and what’s to come. In addition, hear how corporate public relations can further botch serious corporate mistakes - case in point: Hertz. Home Ownership vs. Renting: Segment 1 Ask Clark: Segment 2 Restaurants & Retail: Limited Hours & Merchandise: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Non-Owner Car Insurance: A Complete Guide - NerdWallet Truebill Review: 4 Things to Know Before Signing Up Clark's Graveyard - SunRocket Internet Phone Service – Died July 2007 IRS using identity verification: ID.ME State unemployment claim problems: Seek help from state representative.  Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark describes retiree regret when resettling in vacation spots. How to avoid costly moves using Clark’s “training wheels” strategy. Plus, a look at rent or buy decision factors in today’s market. And - Many retailers & restaurants have shorter store hours & empty shelves - Clark relates what’s happening now and what’s to come. In addition, hear how corporate public relations can further botch serious corporate mistakes - case in point: Hertz.

    • Home Ownership vs. Renting: Segment 1
    • Ask Clark: Segment 2
    • Restaurants & Retail: Limited Hours & Merchandise: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:

    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2036     01.24.22 Military Bonuses / Good News on the Energy Front. Right now opportunities & incentives are plentiful in many sectors because of worker shortages. The military is employing retention incentives, and new recruit bonuses topping out at $50K, which may be a worthy path for some. Also, Clark reviews the pandemic effect on energy, where we are now with home energy and gas prices - and where the U.S. is headed as an energy producer.  Military Bonuses: Segment 1 Ask Clark: Segment 2 Good News on the Energy Front: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Is a Costco Executive Membership Worth It? Costco vs. Sam’s Club vs. BJ’s Wholesale: Which Is Best? Mortgage Refinance Calculator - Clark Howard Mortgage Points Calculator - Clark Howard Mortgages Archives - Clark Howard Homeowners Insurance Archives - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Jan 2022 20:00:00 -0000 full Clark Howard Military Bonuses / Good News on the Energy Front. Right now opportunities & incentives are plentiful in many sectors because of worker shortages. The military is employing retention incentives, and new recruit bonuses topping out at $50K, which may be a worthy path for some. Also, Clark reviews the pandemic effect on energy, where we are now with home energy and gas prices - and where the U.S. is headed as an energy producer.  Military Bonuses: Segment 1 Ask Clark: Segment 2 Good News on the Energy Front: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Is a Costco Executive Membership Worth It? Costco vs. Sam’s Club vs. BJ’s Wholesale: Which Is Best? Mortgage Refinance Calculator - Clark Howard Mortgage Points Calculator - Clark Howard Mortgages Archives - Clark Howard Homeowners Insurance Archives - Clark Howard Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Right now opportunities & incentives are plentiful in many sectors because of worker shortages. The military is employing retention incentives, and new recruit bonuses topping out at $50K, which may be a worthy path for some. Also, Clark reviews the pandemic effect on energy, where we are now with home energy and gas prices - and where the U.S. is headed as an energy producer. 

    • Military Bonuses: Segment 1
    • Ask Clark: Segment 2
    • Good News on the Energy Front: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1940     01.21.22 Clark Answers His Critics on Clark Stinks / Dealerships Vs. the Free Market Sale of Vehicles. It’s Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark shares news about a huge shift happening in the way cars are sold. Carmax, Carvana & Vroom have changed the game in favor of consumers, and manufacturers are duking it out with anti-competitive dealerships. A new program from GM tells the tale. Clark Answers His Critics on Clark Stinks Dealerships Vs. the Free Market Sale of Vehicles Ask Clark Mentioned on the show: What Is a Secured Credit Card and How Does It Work? Alliant Visa Signature Card: 2.5% Cash Back - ALLIANT Clark Howard and the Prostate Cancer Foundation How to Save Money on Car Insurance 9 Easy Ways To Lower Your Home Insurance Premiums Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 21 Jan 2022 20:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Dealerships Vs. the Free Market Sale of Vehicles It’s Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark shares news about a huge shift happening in the way cars are sold. Carmax, Carvana & Vroom have changed the game in favor of consumers, and manufacturers are duking it out with anti-competitive dealerships. A new program from GM tells the tale. Clark Answers His Critics on Clark Stinks Dealerships Vs. the Free Market Sale of Vehicles Ask Clark Mentioned on the show: What Is a Secured Credit Card and How Does It Work? Alliant Visa Signature Card: 2.5% Cash Back - ALLIANT Clark Howard and the Prostate Cancer Foundation How to Save Money on Car Insurance 9 Easy Ways To Lower Your Home Insurance Premiums Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It’s Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, Clark shares news about a huge shift happening in the way cars are sold. Carmax, Carvana & Vroom have changed the game in favor of consumers, and manufacturers are duking it out with anti-competitive dealerships. A new program from GM tells the tale.

    1. Clark Answers His Critics on Clark Stinks
    2. Dealerships Vs. the Free Market Sale of Vehicles
    3. Ask Clark

    Mentioned on the show:


    Clark.com resources

    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2200     01.20.22 Special Retirement Advice For Women / Warning: Banks Pushing Credit Card Offers. Clark outlines several factors that lead to one conclusion: Women need to save more of their paycheck for retirement than men. Also, the banks are desperately handing out credit cards like candy now. Clark relates different scenarios based on your credit, and conveys what is core & key to keeping your credit healthy with credit card use. Special Retirement Advice For Women: Segment 1 Ask Clark: Segment 2  Warning: Banks Pushing Credit Card Offers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Social Security: Ex-Spouse Benefits And How They Affect You New and Used Car Reviews and Ratings - Consumer Reports How to Buy a Used Car in 7 Steps Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 20 Jan 2022 20:00:00 -0000 full Clark Howard Special Retirement Advice For Women / Warning: Banks Pushing Credit Card Offers. Clark outlines several factors that lead to one conclusion: Women need to save more of their paycheck for retirement than men. Also, the banks are desperately handing out credit cards like candy now. Clark relates different scenarios based on your credit, and conveys what is core & key to keeping your credit healthy with credit card use. Special Retirement Advice For Women: Segment 1 Ask Clark: Segment 2  Warning: Banks Pushing Credit Card Offers: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Social Security: Ex-Spouse Benefits And How They Affect You New and Used Car Reviews and Ratings - Consumer Reports How to Buy a Used Car in 7 Steps Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Clark outlines several factors that lead to one conclusion: Women need to save more of their paycheck for retirement than men. Also, the banks are desperately handing out credit cards like candy now. Clark relates different scenarios based on your credit, and conveys what is core & key to keeping your credit healthy with credit card use.

    • Special Retirement Advice For Women: Segment 1
    • Ask Clark: Segment 2 
    • Warning: Banks Pushing Credit Card Offers: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show:


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1828     01.19.22 Credit Report Errors / Walmart Vs. Amazon - Grocery Delivery Options. Inaccuracy of credit reports is a longstanding problem. More than half of all complaints to the CFPB were about the credit bureaus, who see us as mere data points, not customers. Clark on how the system functions and how to protect your credit. Clark also describes Walmart’s new “InHome” delivery service compared to the Walmart+ option, vs Amazon initiatives. Generally Walmart is 20% cheaper on groceries so this may be viable for some consumers.    Credit Report Errors: Segment 1 Ask Clark: Segment 2 Walmart Vs. Amazon - Grocery Delivery: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  How To Monitor Your Credit Virtual Credit Cards: An Online Security Measure Worth Taking? Should You Buy an Extended Warranty on Your Car? uShip Buying a diamond online: Have an unconditional right to return 7 Places to Get the Best Deals on Lab-Created Diamonds Hampton woman loses $200 after buying already-activated gift card Submit a complaint | Consumer Financial Protection Bureau Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 19 Jan 2022 20:00:00 -0000 full Clark Howard Credit Report Errors / Walmart Vs. Amazon - Grocery Delivery Options. Inaccuracy of credit reports is a longstanding problem. More than half of all complaints to the CFPB were about the credit bureaus, who see us as mere data points, not customers. Clark on how the system functions and how to protect your credit. Clark also describes Walmart’s new “InHome” delivery service compared to the Walmart+ option, vs Amazon initiatives. Generally Walmart is 20% cheaper on groceries so this may be viable for some consumers.    Credit Report Errors: Segment 1 Ask Clark: Segment 2 Walmart Vs. Amazon - Grocery Delivery: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  How To Monitor Your Credit Virtual Credit Cards: An Online Security Measure Worth Taking? Should You Buy an Extended Warranty on Your Car? uShip Buying a diamond online: Have an unconditional right to return 7 Places to Get the Best Deals on Lab-Created Diamonds Hampton woman loses $200 after buying already-activated gift card Submit a complaint | Consumer Financial Protection Bureau Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Inaccuracy of credit reports is a longstanding problem. More than half of all complaints to the CFPB were about the credit bureaus, who see us as mere data points, not customers. Clark on how the system functions and how to protect your credit. Clark also describes Walmart’s new “InHome” delivery service compared to the Walmart+ option, vs Amazon initiatives. Generally Walmart is 20% cheaper on groceries so this may be viable for some consumers.  

    •  Credit Report Errors: Segment 1
    • Ask Clark: Segment 2
    • Walmart Vs. Amazon - Grocery Delivery: Segment 3
    • Ask Clark: Segment 4


    Mentioned on the show: 


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1991     01.18.22 Travel Warnings: Cruises & Lodgings / Furniture Orders & Deposits in Limbo. Pandemic cruise scenarios call for a backup plan. Clark explains what can happen with cruises and with lodging cancellation policies. In this era of travel uncertainty, learn the KEY to travel planning. Also, as shipping delays persist, many customers are out their deposit money indefinitely for no show furniture & appliances. Retailer bankruptcy adds more difficulty. Clark suggests an alternative.  Travel Warnings: Segment 1 Ask Clark: Segment 2 Furniture orders & deposits in limbo: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  How To Use InsureMyTrip To Buy Travel Insurance The #1 Type of Travel Insurance You Probably Need Right Now There’s a new tax rule for US small business owners. What to make of it? What Is a Credit Union? How To Find a Good Moving Company Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 18 Jan 2022 20:00:00 -0000 full Clark Howard Travel Warnings: Cruises & Lodgings / Furniture Orders & Deposits in Limbo. Pandemic cruise scenarios call for a backup plan. Clark explains what can happen with cruises and with lodging cancellation policies. In this era of travel uncertainty, learn the KEY to travel planning. Also, as shipping delays persist, many customers are out their deposit money indefinitely for no show furniture & appliances. Retailer bankruptcy adds more difficulty. Clark suggests an alternative.  Travel Warnings: Segment 1 Ask Clark: Segment 2 Furniture orders & deposits in limbo: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  How To Use InsureMyTrip To Buy Travel Insurance The #1 Type of Travel Insurance You Probably Need Right Now There’s a new tax rule for US small business owners. What to make of it? What Is a Credit Union? How To Find a Good Moving Company Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Pandemic cruise scenarios call for a backup plan. Clark explains what can happen with cruises and with lodging cancellation policies. In this era of travel uncertainty, learn the KEY to travel planning. Also, as shipping delays persist, many customers are out their deposit money indefinitely for no show furniture & appliances. Retailer bankruptcy adds more difficulty. Clark suggests an alternative. 

    • Travel Warnings: Segment 1
    • Ask Clark: Segment 2
    • Furniture orders & deposits in limbo: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show: 


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1928     01.14.22 Clark Answers His Critics on Clark Stinks / Tax Season Strategy & Inflation. It’s Friday! Clark Stinks day -Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, this tax year will be a bit different for 2021 filings, with a special warning from the IRS. Clark shares a smart tax refund strategy, plus the outlook on inflation.  Clark Stinks: Segments 1 & 2 Tax Season Strategy & Inflation: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  Barrons.com: IRS Warns Backlogs Could Cause Delayed Tax Refunds Treasury warns of ‘enormous challenges’ this tax filing season that could delay refunds U.S. natgas output to rise, demand to ease in 2022 -EIA When Are Taxes Due? Important Tax Dates in 2022  7 Free Federal and State Tax Filing Services for 2022  When Should You Get an Accountant To Do Your Taxes?  Money Challenge: How To Save $2,022 in 2022  Hearing Aids  A closer look at why heat pumps are dominating EV HVAC systems These Credit Cards Offer Car Rental Insurance Benefits Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 14 Jan 2022 20:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Tax Season Strategy & Inflation. It’s Friday! Clark Stinks day -Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, this tax year will be a bit different for 2021 filings, with a special warning from the IRS. Clark shares a smart tax refund strategy, plus the outlook on inflation.  Clark Stinks: Segments 1 & 2 Tax Season Strategy & Inflation: Segment 3 Ask Clark: Segment 4 Mentioned on the show:  Barrons.com: IRS Warns Backlogs Could Cause Delayed Tax Refunds Treasury warns of ‘enormous challenges’ this tax filing season that could delay refunds U.S. natgas output to rise, demand to ease in 2022 -EIA When Are Taxes Due? Important Tax Dates in 2022  7 Free Federal and State Tax Filing Services for 2022  When Should You Get an Accountant To Do Your Taxes?  Money Challenge: How To Save $2,022 in 2022  Hearing Aids  A closer look at why heat pumps are dominating EV HVAC systems These Credit Cards Offer Car Rental Insurance Benefits Clark.com resources Episode transcripts Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices It’s Friday! Clark Stinks day -Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, this tax year will be a bit different for 2021 filings, with a special warning from the IRS. Clark shares a smart tax refund strategy, plus the outlook on inflation. 

    • Clark Stinks: Segments 1 & 2
    • Tax Season Strategy & Inflation: Segment 3
    • Ask Clark: Segment 4

    Mentioned on the show: 


    Clark.com resources


    Learn more about your ad choices: megaphone.fm/adchoices


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2062     01.13.22 Invasion of Privacy: Cell Phone Service / When You Need To Buy a Car - Now. Verizon trades in customer data - apps, browsing etc. to sell for profit. Clark breaks down the opt-out, and suggests a cheaper way to be on Verizon’s network. // Now is the worst time to buy a car since 1946. Clark shares his best advice and the vehicle market outlook.  Ask Clark topics include: How to avoid becoming the victim of credit card fraud / Why Some Stores Don’t Take Credit Cards / Ask Clark: Should I get a prepaid maintenance plan on a new car? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 13 Jan 2022 20:00:00 -0000 full Clark Howard Invasion of Privacy: Cell Phone Service / When You Need To Buy a Car - Now. Verizon trades in customer data - apps, browsing etc. to sell for profit. Clark breaks down the opt-out, and suggests a cheaper way to be on Verizon’s network. // Now is the worst time to buy a car since 1946. Clark shares his best advice and the vehicle market outlook.  Ask Clark topics include: How to avoid becoming the victim of credit card fraud / Why Some Stores Don’t Take Credit Cards / Ask Clark: Should I get a prepaid maintenance plan on a new car? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Verizon trades in customer data - apps, browsing etc. to sell for profit. Clark breaks down the opt-out, and suggests a cheaper way to be on Verizon’s network. // Now is the worst time to buy a car since 1946. Clark shares his best advice and the vehicle market outlook. 

    Ask Clark topics include: How to avoid becoming the victim of credit card fraud / Why Some Stores Don’t Take Credit Cards / Ask Clark: Should I get a prepaid maintenance plan on a new car? \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1639     01.12.22 New Advice About 401(k)s / YOUR SAFETY: Criminal Tracking of People & Cars. More companies are offering the Roth 401(k). What you need to know about this retirement savings option. // Crooks are using Apple AirTags to track people and cars. There IS a solid way to protect yourself… Ask Clark topics include: Required Minimum Distributions: How To Calculate, Rules / How To Open a Roth IRA / AAA Membership: Is It Worth It? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 12 Jan 2022 20:00:00 -0000 full Clark Howard New Advice About 401(k)s / YOUR SAFETY: Criminal Tracking of People & Cars. More companies are offering the Roth 401(k). What you need to know about this retirement savings option. // Crooks are using Apple AirTags to track people and cars. There IS a solid way to protect yourself… Ask Clark topics include: Required Minimum Distributions: How To Calculate, Rules / How To Open a Roth IRA / AAA Membership: Is It Worth It? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices More companies are offering the Roth 401(k). What you need to know about this retirement savings option. // Crooks are using Apple AirTags to track people and cars. There IS a solid way to protect yourself…

    Ask Clark topics include: Required Minimum Distributions: How To Calculate, Rules / How To Open a Roth IRA / AAA Membership: Is It Worth It? \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1455     01.11.22 HOUSING: Cost, Supply & Building Innovation / Life Insurance Guidelines. We remain in short supply of housing units, both apartments and single family homes, while housing costs continue to rise. Clark discusses how we got here and the affordable solutions out there, in need of wider adoption. // Clark explains having life insurance from work vs buying your own policy, plus direction on shopping and purchasing life insurance to protect your family. Ask Clark topics include: Is your institution 529 eligible? / What Is a Good Credit Score? / Travel Archives - Clark Howard \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 11 Jan 2022 20:00:00 -0000 full Clark Howard HOUSING: Cost, Supply & Building Innovation / Life Insurance Guidelines. We remain in short supply of housing units, both apartments and single family homes, while housing costs continue to rise. Clark discusses how we got here and the affordable solutions out there, in need of wider adoption. // Clark explains having life insurance from work vs buying your own policy, plus direction on shopping and purchasing life insurance to protect your family. Ask Clark topics include: Is your institution 529 eligible? / What Is a Good Credit Score? / Travel Archives - Clark Howard \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices We remain in short supply of housing units, both apartments and single family homes, while housing costs continue to rise. Clark discusses how we got here and the affordable solutions out there, in need of wider adoption. // Clark explains having life insurance from work vs buying your own policy, plus direction on shopping and purchasing life insurance to protect your family.

    Ask Clark topics include: Is your institution 529 eligible? / What Is a Good Credit Score? / Travel Archives - Clark Howard \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1754     01.10.22 The End of ER Bill Shock? / What’s Behind the American Labor Shortage. The “No Surprises Act” consumer protection law is now in effect. Clark explains new consumer rights surrounding out of network medical charges, with guidance for the insured and uninsured. // The U.S. labor shortage: Clark has new stats that shed light on what’s really going on with the American workforce. Ask Clark topics include: Free File: Do your Federal Taxes for Free / Why You Should Never Go to Your Bank for Investment Advice / Best Investment Companies \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Jan 2022 20:00:00 -0000 full Clark Howard The End of ER Bill Shock? / What’s Behind the American Labor Shortage. The “No Surprises Act” consumer protection law is now in effect. Clark explains new consumer rights surrounding out of network medical charges, with guidance for the insured and uninsured. // The U.S. labor shortage: Clark has new stats that shed light on what’s really going on with the American workforce. Ask Clark topics include: Free File: Do your Federal Taxes for Free / Why You Should Never Go to Your Bank for Investment Advice / Best Investment Companies \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices The “No Surprises Act” consumer protection law is now in effect. Clark explains new consumer rights surrounding out of network medical charges, with guidance for the insured and uninsured. // The U.S. labor shortage: Clark has new stats that shed light on what’s really going on with the American workforce.

    Ask Clark topics include: Free File: Do your Federal Taxes for Free / Why You Should Never Go to Your Bank for Investment Advice / Best Investment Companies \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1711     01.07.22 Clark Answers His Critics on Clark Stinks / Clark’s 2022 Money Challenge. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Nearly half of us have no money for an unexpected emergency. Clark presents a road map for setting a new path for saving money, including variable weekly saving goals. Clark’s money saving challenge to you, should you choose to accept it! Clark Stinks and Ask Clark topics include: Best 529 College Savings Plans / What Is an Annuity? / Should You Buy Out Your Leased Car? / Estate and Gift Tax | IRS / How To Open a Roth IRA / Fidelity Investments Review \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 07 Jan 2022 20:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Clark’s 2022 Money Challenge. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Nearly half of us have no money for an unexpected emergency. Clark presents a road map for setting a new path for saving money, including variable weekly saving goals. Clark’s money saving challenge to you, should you choose to accept it! Clark Stinks and Ask Clark topics include: Best 529 College Savings Plans / What Is an Annuity? / Should You Buy Out Your Leased Car? / Estate and Gift Tax | IRS / How To Open a Roth IRA / Fidelity Investments Review \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Nearly half of us have no money for an unexpected emergency. Clark presents a road map for setting a new path for saving money, including variable weekly saving goals. Clark’s money saving challenge to you, should you choose to accept it!

    Clark Stinks and Ask Clark topics include: Best 529 College Savings Plans / What Is an Annuity? / Should You Buy Out Your Leased Car? / Estate and Gift Tax | IRS / How To Open a Roth IRA / Fidelity Investments Review \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1832     01.06.22 Crypto Savings Accounts / The Funeral Industry Pivot - New Rules. How crypto savings accounts work and why they’re risky business. Learn the Clark smart perspective on the current crypto environment. // Clark updates long-standing advice on how to avoid getting ripped off on cremation and burials. In the funeral industry, national chains have absorbed the independents, challenging prior memorial society group negotiating power.  But new tools allow you to shop the marketplace for end of life services at the time of need. Ask Clark topics include: As Used-Car Prices Surge, Consider Fixing the Car You Already Own / How To Open a Roth IRA / The Best Time and Place to Buy a Mattress / 8 Things to Know About Walmart Care Clinic and Walmart Health \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 06 Jan 2022 20:00:00 -0000 full Clark Howard Crypto Savings Accounts / The Funeral Industry Pivot - New Rules. How crypto savings accounts work and why they’re risky business. Learn the Clark smart perspective on the current crypto environment. // Clark updates long-standing advice on how to avoid getting ripped off on cremation and burials. In the funeral industry, national chains have absorbed the independents, challenging prior memorial society group negotiating power.  But new tools allow you to shop the marketplace for end of life services at the time of need. Ask Clark topics include: As Used-Car Prices Surge, Consider Fixing the Car You Already Own / How To Open a Roth IRA / The Best Time and Place to Buy a Mattress / 8 Things to Know About Walmart Care Clinic and Walmart Health \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices How crypto savings accounts work and why they’re risky business. Learn the Clark smart perspective on the current crypto environment. // Clark updates long-standing advice on how to avoid getting ripped off on cremation and burials. In the funeral industry, national chains have absorbed the independents, challenging prior memorial society group negotiating power.  But new tools allow you to shop the marketplace for end of life services at the time of need.

    Ask Clark topics include: As Used-Car Prices Surge, Consider Fixing the Car You Already Own / How To Open a Roth IRA / The Best Time and Place to Buy a Mattress / 8 Things to Know About Walmart Care Clinic and Walmart Health \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2090     01.05.22 Explainer: Long-Term Care Insurance / Advancements in Medicine. Clark describes what Long-Term Care policies cover, how they work, when and what to buy and the hybrid policy difference. // As a Prostate Cancer Foundation board member, Clark shares insights into cancer research in general and the upcoming era of “precision medicine” - plus advocacy and research guidance for those with terminal loved ones. Ask Clark topics include: Best Travel Credit Cards: Top Rewards Picks for 2021 / Best Cash Back Credit Cards: Top Picks for 2021 / Inside the Timeshare Sales Pitch \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 05 Jan 2022 20:00:00 -0000 full Clark Howard Explainer: Long-Term Care Insurance / Advancements in Medicine. Clark describes what Long-Term Care policies cover, how they work, when and what to buy and the hybrid policy difference. // As a Prostate Cancer Foundation board member, Clark shares insights into cancer research in general and the upcoming era of “precision medicine” - plus advocacy and research guidance for those with terminal loved ones. Ask Clark topics include: Best Travel Credit Cards: Top Rewards Picks for 2021 / Best Cash Back Credit Cards: Top Picks for 2021 / Inside the Timeshare Sales Pitch \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark describes what Long-Term Care policies cover, how they work, when and what to buy and the hybrid policy difference. // As a Prostate Cancer Foundation board member, Clark shares insights into cancer research in general and the upcoming era of “precision medicine” - plus advocacy and research guidance for those with terminal loved ones.

    Ask Clark topics include: Best Travel Credit Cards: Top Rewards Picks for 2021 / Best Cash Back Credit Cards: Top Picks for 2021 / Inside the Timeshare Sales Pitch \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1817     01.04.22 Special Edition: SOCIAL SECURITY with expert Mary Beth Franklin Mary Beth Franklin is a Certified Financial Planner, financial journalist, podcaster, and author of the book “Maximizing Social Security Retirement Benefits” - joining Clark to discuss when best to claim benefits, the solvency of the program and what younger workers can expect from Social Security in the future.  Investmentnews.com-MaryBethFranklin / Maximizing Social Security Retirement Benefits - eBook \\ Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 04 Jan 2022 20:00:00 -0000 full Clark Howard Special Edition: SOCIAL SECURITY with expert Mary Beth Franklin Mary Beth Franklin is a Certified Financial Planner, financial journalist, podcaster, and author of the book “Maximizing Social Security Retirement Benefits” - joining Clark to discuss when best to claim benefits, the solvency of the program and what younger workers can expect from Social Security in the future.  Investmentnews.com-MaryBethFranklin / Maximizing Social Security Retirement Benefits - eBook \\ Learn more about your ad choices. Visit megaphone.fm/adchoices Mary Beth Franklin is a Certified Financial Planner, financial journalist, podcaster, and author of the book “Maximizing Social Security Retirement Benefits” - joining Clark to discuss when best to claim benefits, the solvency of the program and what younger workers can expect from Social Security in the future.  Investmentnews.com-MaryBethFranklin / Maximizing Social Security Retirement Benefits - eBook \\

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1904     01.03.22 New Tech for Drunk Driving Prevention / The Debt Hangover & A Clark Smart Resolution. A third of road deaths are associated with drunk driving. There’s new technology that may stop drunk driving in its tracks. // Are you nervous to open your credit card statements this month? If so, you’re not alone. Clarks tells how the pandemic has reshaped saving and spending, and suggests a debt resolution for 2022. Ask Clark topics include: Gift Taxes / These Credit Cards Offer Car Rental Insurance Benefits / Why you should beware of sharing a bank account with an elderly parent / Health Insurance Guide -  Health Insurance Archives \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Jan 2022 20:00:00 -0000 full Clark Howard New Tech for Drunk Driving Prevention / The Debt Hangover & A Clark Smart Resolution. A third of road deaths are associated with drunk driving. There’s new technology that may stop drunk driving in its tracks. // Are you nervous to open your credit card statements this month? If so, you’re not alone. Clarks tells how the pandemic has reshaped saving and spending, and suggests a debt resolution for 2022. Ask Clark topics include: Gift Taxes / These Credit Cards Offer Car Rental Insurance Benefits / Why you should beware of sharing a bank account with an elderly parent / Health Insurance Guide -  Health Insurance Archives \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices A third of road deaths are associated with drunk driving. There’s new technology that may stop drunk driving in its tracks. // Are you nervous to open your credit card statements this month? If so, you’re not alone. Clarks tells how the pandemic has reshaped saving and spending, and suggests a debt resolution for 2022.

    Ask Clark topics include: Gift Taxes / These Credit Cards Offer Car Rental Insurance Benefits / Why you should beware of sharing a bank account with an elderly parent / Health Insurance Guide -  Health Insurance Archives \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2085     12.24.21 Clark Answers His Critics on Clark Stinks / Boost Mobile Deal + Big Bargains in the New Year. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Clark gives the cell phone forecast AND a great deal from Boost Mobile. Also, what to know about January clearance sales.  Clark Stinks and Ask Clark topics include: How To Choose the Best Charities for Your Donations - Clark Howard / Warning: Watch Out for This Retailer Pricing Trick - Clark Howard \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 Dec 2021 20:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Boost Mobile Deal + Big Bargains in the New Year. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Clark gives the cell phone forecast AND a great deal from Boost Mobile. Also, what to know about January clearance sales.  Clark Stinks and Ask Clark topics include: How To Choose the Best Charities for Your Donations - Clark Howard / Warning: Watch Out for This Retailer Pricing Trick - Clark Howard \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Clark gives the cell phone forecast AND a great deal from Boost Mobile. Also, what to know about January clearance sales. 

    Clark Stinks and Ask Clark topics include: How To Choose the Best Charities for Your Donations - Clark Howard / Warning: Watch Out for This Retailer Pricing Trick - Clark Howard \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1858     12.23.21 Teachable Moments: Teens & Money / Know Your Worth in the Marketplace. Teenagers are a hot market for fintechs like Square, now opening Cash App to teens. Clark shares ideas for teaching teens about money & payment apps. // Most of us aren’t great at advocating for ourselves and negotiating pay - a vital skill. It’s important to know what your job is worth and your power as an employee. Tips to help you master the art of negotiation. Ask Clark topics include: New FAFSA Removes Roadblocks for Grandparent 529 Plans / Estate Planning: Living Trusts vs. Simple Wills - Investopedia / How To Open a Roth IRA / How much life insurance do you need? - Life Insurance / Refinance Your Mortgage \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Dec 2021 20:00:00 -0000 full Clark Howard Teachable Moments: Teens & Money / Know Your Worth in the Marketplace. Teenagers are a hot market for fintechs like Square, now opening Cash App to teens. Clark shares ideas for teaching teens about money & payment apps. // Most of us aren’t great at advocating for ourselves and negotiating pay - a vital skill. It’s important to know what your job is worth and your power as an employee. Tips to help you master the art of negotiation. Ask Clark topics include: New FAFSA Removes Roadblocks for Grandparent 529 Plans / Estate Planning: Living Trusts vs. Simple Wills - Investopedia / How To Open a Roth IRA / How much life insurance do you need? - Life Insurance / Refinance Your Mortgage \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Teenagers are a hot market for fintechs like Square, now opening Cash App to teens. Clark shares ideas for teaching teens about money & payment apps. // Most of us aren’t great at advocating for ourselves and negotiating pay - a vital skill. It’s important to know what your job is worth and your power as an employee. Tips to help you master the art of negotiation.

    Ask Clark topics include: New FAFSA Removes Roadblocks for Grandparent 529 Plans / Estate Planning: Living Trusts vs. Simple Wills - Investopedia / How To Open a Roth IRA / How much life insurance do you need? - Life Insurance / Refinance Your Mortgage \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1904     12.22.21 Bad Fiscal Health Leads to Bad Physical Health / Relocating? SAVE on the Cost of Moving. New research confirms debt is dangerous for your health. People of various income levels can end up overextended. Clark shares the areas of most difficulty & ways to reduce costs so your wallet and wellbeing can improve. // There are several things you can do to cut the cost of relocating. Get Clark smart tips on all aspects of moving - from packing to renting a truck - to help you save no matter where you’re going. Ask Clark topics include: Should I Pay a Company To Lock Down My House Title or Is It a Scam? / 9 Reasons Why Everyone Should Use A VPN. Yes, Even Non-Techies / Is My Phone Unlocked? Here’s How To Know – iPhone and Android - Cell Phone Unlocking | FCC \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 Dec 2021 20:00:00 -0000 full Clark Howard Bad Fiscal Health Leads to Bad Physical Health / Relocating? SAVE on the Cost of Moving. New research confirms debt is dangerous for your health. People of various income levels can end up overextended. Clark shares the areas of most difficulty & ways to reduce costs so your wallet and wellbeing can improve. // There are several things you can do to cut the cost of relocating. Get Clark smart tips on all aspects of moving - from packing to renting a truck - to help you save no matter where you’re going. Ask Clark topics include: Should I Pay a Company To Lock Down My House Title or Is It a Scam? / 9 Reasons Why Everyone Should Use A VPN. Yes, Even Non-Techies / Is My Phone Unlocked? Here’s How To Know – iPhone and Android - Cell Phone Unlocking | FCC \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices New research confirms debt is dangerous for your health. People of various income levels can end up overextended. Clark shares the areas of most difficulty & ways to reduce costs so your wallet and wellbeing can improve. // There are several things you can do to cut the cost of relocating. Get Clark smart tips on all aspects of moving - from packing to renting a truck - to help you save no matter where you’re going.

    Ask Clark topics include: Should I Pay a Company To Lock Down My House Title or Is It a Scam? / 9 Reasons Why Everyone Should Use A VPN. Yes, Even Non-Techies / Is My Phone Unlocked? Here’s How To Know – iPhone and Android - Cell Phone Unlocking | FCC \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1929     12.21.21 Gentle Advice for Vanguard / Why Clark Despises Mandatory Arbitration. In the battle of the investing behemoths - Clark’s “favorite children” Vanguard, Fidelity and Schwab, Clark has some pressing advice for Vanguard (who we still love!) / Many companies have used the pandemic to take away consumer rights. Corporate America has disconnected most employees and consumers from the court system. 60 million workers are now under “kangaroo court” arbitration, rigged in favor of the companies. The system is broken. Voluntary neutral arbitration is another matter. Ask Clark topics include: Best Travel Credit Cards: Top Rewards Picks for 2021 - 5 Things to Know About Schwab Bank / 6 Best Background Check Services Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Dec 2021 20:00:00 -0000 full Clark Howard Gentle Advice for Vanguard / Why Clark Despises Mandatory Arbitration. In the battle of the investing behemoths - Clark’s “favorite children” Vanguard, Fidelity and Schwab, Clark has some pressing advice for Vanguard (who we still love!) / Many companies have used the pandemic to take away consumer rights. Corporate America has disconnected most employees and consumers from the court system. 60 million workers are now under “kangaroo court” arbitration, rigged in favor of the companies. The system is broken. Voluntary neutral arbitration is another matter. Ask Clark topics include: Best Travel Credit Cards: Top Rewards Picks for 2021 - 5 Things to Know About Schwab Bank / 6 Best Background Check Services Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices In the battle of the investing behemoths - Clark’s “favorite children” Vanguard, Fidelity and Schwab, Clark has some pressing advice for Vanguard (who we still love!) / Many companies have used the pandemic to take away consumer rights. Corporate America has disconnected most employees and consumers from the court system. 60 million workers are now under “kangaroo court” arbitration, rigged in favor of the companies. The system is broken. Voluntary neutral arbitration is another matter.

    Ask Clark topics include: Best Travel Credit Cards: Top Rewards Picks for 2021 - 5 Things to Know About Schwab Bank / 6 Best Background Check Services

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2025     12.20.21 SAVE MORE: Paying Little or Nothing / Vital Conversations About Vital Financial Info. If your New Year’s Resolution is to cut spending, be aware Buy Nothing Groups have been proliferating, a platform for goods people are giving away. Also there’s FreeCycle. For non-consumables, avoid paying full retail. // Do your loved ones know where your assets, accounts, and important documents are? Resolve to make sure all vital records and information is accessible to trusted loved ones just in case. Clark gets you started... Ask Clark topics include: How to avoid the Google Voice verification code scam / National Elder Law Foundation / Roth IRA Conversion Rules - Investopedia / What Is an HSA Account / Welcome to Clark’s Christmas Kids 2021 Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Dec 2021 20:00:00 -0000 full Clark Howard SAVE MORE: Paying Little or Nothing / Vital Conversations About Vital Financial Info. If your New Year’s Resolution is to cut spending, be aware Buy Nothing Groups have been proliferating, a platform for goods people are giving away. Also there’s FreeCycle. For non-consumables, avoid paying full retail. // Do your loved ones know where your assets, accounts, and important documents are? Resolve to make sure all vital records and information is accessible to trusted loved ones just in case. Clark gets you started... Ask Clark topics include: How to avoid the Google Voice verification code scam / National Elder Law Foundation / Roth IRA Conversion Rules - Investopedia / What Is an HSA Account / Welcome to Clark’s Christmas Kids 2021 Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices If your New Year’s Resolution is to cut spending, be aware Buy Nothing Groups have been proliferating, a platform for goods people are giving away. Also there’s FreeCycle. For non-consumables, avoid paying full retail. // Do your loved ones know where your assets, accounts, and important documents are? Resolve to make sure all vital records and information is accessible to trusted loved ones just in case. Clark gets you started...

    Ask Clark topics include: How to avoid the Google Voice verification code scam / National Elder Law Foundation / Roth IRA Conversion Rules - Investopedia / What Is an HSA Account / Welcome to Clark’s Christmas Kids 2021

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1865     12.17.21 Clark Answers His Critics on Clark Stinks / The Consumer Action Center's Top Questions. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Special Guest, Lori, Director of the Consumer Action Center, joins Clark to discuss listeners’ top concerns. Clark Stinks and Consumer Action Center topics include: Roth IRA vs. Traditional IRA / How To Sell, Cancel or Get Rid of Your Timeshare / How to Buy a Used Car / How To Find a Trustworthy Mechanic / Customer Service Advocacy: Elliott.org / How To Open a Roth IRA / Best Target Date Funds: 3 Top Picks / Find a Financial Advisor / Is Apple Pay a Safe Alternative to Zelle? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Dec 2021 20:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / The Consumer Action Center's Top Questions. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Special Guest, Lori, Director of the Consumer Action Center, joins Clark to discuss listeners’ top concerns. Clark Stinks and Consumer Action Center topics include: Roth IRA vs. Traditional IRA / How To Sell, Cancel or Get Rid of Your Timeshare / How to Buy a Used Car / How To Find a Trustworthy Mechanic / Customer Service Advocacy: Elliott.org / How To Open a Roth IRA / Best Target Date Funds: 3 Top Picks / Find a Financial Advisor / Is Apple Pay a Safe Alternative to Zelle? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Special Guest, Lori, Director of the Consumer Action Center, joins Clark to discuss listeners’ top concerns.

    Clark Stinks and Consumer Action Center topics include: Roth IRA vs. Traditional IRA / How To Sell, Cancel or Get Rid of Your Timeshare / How to Buy a Used Car / How To Find a Trustworthy Mechanic / Customer Service Advocacy: Elliott.org / How To Open a Roth IRA / Best Target Date Funds: 3 Top Picks / Find a Financial Advisor / Is Apple Pay a Safe Alternative to Zelle? \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1895     12.16.21 WARNING - Counterfeits Abound Online / Home Insurance Price Hikes & Guidance. Canal St. NYC is one thing. But be aware fake designer merchandise is being sold online - found on eBay, Amazon and vetted resale sites. // Big price hikes in homeowners insurance are happening around the country. How loyalty is penalized, and 3 guidelines for shopping insurance. Ask Clark topics include: How To Use InsureMyTrip To Buy Travel Insurance-Clark.com - Costco Travel Insurance / Should You Buy an Extended Warranty on Your Car? / How To Dispute an Error on Your Credit Report and Win / Welcome to Clark’s Christmas Kids 2021 \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 16 Dec 2021 20:00:00 -0000 full Clark Howard WARNING - Counterfeits Abound Online / Home Insurance Price Hikes & Guidance. Canal St. NYC is one thing. But be aware fake designer merchandise is being sold online - found on eBay, Amazon and vetted resale sites. // Big price hikes in homeowners insurance are happening around the country. How loyalty is penalized, and 3 guidelines for shopping insurance. Ask Clark topics include: How To Use InsureMyTrip To Buy Travel Insurance-Clark.com - Costco Travel Insurance / Should You Buy an Extended Warranty on Your Car? / How To Dispute an Error on Your Credit Report and Win / Welcome to Clark’s Christmas Kids 2021 \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Canal St. NYC is one thing. But be aware fake designer merchandise is being sold online - found on eBay, Amazon and vetted resale sites. // Big price hikes in homeowners insurance are happening around the country. How loyalty is penalized, and 3 guidelines for shopping insurance.

    Ask Clark topics include: How To Use InsureMyTrip To Buy Travel Insurance-Clark.com - Costco Travel Insurance / Should You Buy an Extended Warranty on Your Car? / How To Dispute an Error on Your Credit Report and Win / Welcome to Clark’s Christmas Kids 2021 \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1959     12.15.21 WARNING: Pretexting Gift Card Scams / The Great Resignation: The Wrong Way to Quit. Pretexting gift card scams are rampant and wildly successful for criminals. Clark describes how these scams work, and what to know to avoid getting ripped off! // Popular now, flaunting quitting a job and trashing an ex-employer. Be aware there are likely consequences down the line. You build a reputation and relationships over time. Also not classy: ghosting a job interview. Ask Clark topics include: Mortgages Archives - Clark Howard / Submit a complaint | Consumer Financial Protection Bureau / Fidelity Investments Review 2021 / Worldwide Coverage / What Is an Annuity, and Why Does Clark Think They Stink? / Find a FIDUCIARY - Clark.com \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 Dec 2021 20:00:00 -0000 full Clark Howard WARNING: Pretexting Gift Card Scams / The Great Resignation: The Wrong Way to Quit. Pretexting gift card scams are rampant and wildly successful for criminals. Clark describes how these scams work, and what to know to avoid getting ripped off! // Popular now, flaunting quitting a job and trashing an ex-employer. Be aware there are likely consequences down the line. You build a reputation and relationships over time. Also not classy: ghosting a job interview. Ask Clark topics include: Mortgages Archives - Clark Howard / Submit a complaint | Consumer Financial Protection Bureau / Fidelity Investments Review 2021 / Worldwide Coverage / What Is an Annuity, and Why Does Clark Think They Stink? / Find a FIDUCIARY - Clark.com \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Pretexting gift card scams are rampant and wildly successful for criminals. Clark describes how these scams work, and what to know to avoid getting ripped off! // Popular now, flaunting quitting a job and trashing an ex-employer. Be aware there are likely consequences down the line. You build a reputation and relationships over time. Also not classy: ghosting a job interview.

    Ask Clark topics include: Mortgages Archives - Clark Howard / Submit a complaint | Consumer Financial Protection Bureau / Fidelity Investments Review 2021 / Worldwide Coverage / What Is an Annuity, and Why Does Clark Think They Stink? / Find a FIDUCIARY - Clark.com \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1952     12.14.21 New Info on Employers Spying on Workers / Good News on the Banking Front! The work-from-home boss / employee gap continues to widen. If you’ve got a work issue phone or laptop - odds are your employer is spying on you. Learn Clark smart recommendations for workers. // Traditional banking is invested in mistreating customers. The fintechs are changing that. We may be seeing the end of overdraft fees - a con which elicits your permission to rip you off. Capital One recently announced they’re eliminating this fee. New Report: Best Banks for Customer Satisfaction - Clark Howard  Ask Clark topics include: Experts say the 4% rule, a popular retirement income strategy, is outdated / How to Get Free Virus, Spyware and Malware Protection / Freeze Your Credit / Welcome to Clark’s Christmas Kids 2021 \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Dec 2021 20:00:00 -0000 full Clark Howard New Info on Employers Spying on Workers / Good News on the Banking Front! The work-from-home boss / employee gap continues to widen. If you’ve got a work issue phone or laptop - odds are your employer is spying on you. Learn Clark smart recommendations for workers. // Traditional banking is invested in mistreating customers. The fintechs are changing that. We may be seeing the end of overdraft fees - a con which elicits your permission to rip you off. Capital One recently announced they’re eliminating this fee. New Report: Best Banks for Customer Satisfaction - Clark Howard  Ask Clark topics include: Experts say the 4% rule, a popular retirement income strategy, is outdated / How to Get Free Virus, Spyware and Malware Protection / Freeze Your Credit / Welcome to Clark’s Christmas Kids 2021 \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices The work-from-home boss / employee gap continues to widen. If you’ve got a work issue phone or laptop - odds are your employer is spying on you. Learn Clark smart recommendations for workers. // Traditional banking is invested in mistreating customers. The fintechs are changing that. We may be seeing the end of overdraft fees - a con which elicits your permission to rip you off. Capital One recently announced they’re eliminating this fee. New Report: Best Banks for Customer Satisfaction - Clark Howard 

    Ask Clark topics include: Experts say the 4% rule, a popular retirement income strategy, is outdated / How to Get Free Virus, Spyware and Malware Protection / Freeze Your Credit / Welcome to Clark’s Christmas Kids 2021 \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1644     12.13.21 Now Vs 1970s Galloping Inflation / Customer-No-Service: The Cell Phone Industry. Clark gives an overview of inflation including energy, food & housing, the role of the Federal Reserve and where we’re headed. // T-Mobile, once known as the uncarrier, is under new management, now lapsing into un-service. Clark discusses the cell phone industry and your best options .CELL PHONES - Clark.com - Boost Mobile: Get 12 Months of Service for $100 Ask Clark topics include: Why Did My Car Insurance Go Up? / Non-Owner Car Insurance: Who Needs It? - Investopedia / Does It Make Sense To Buy Prescriptions From Canada by Mail? Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Dec 2021 20:00:00 -0000 full Clark Howard Now Vs 1970s Galloping Inflation / Customer-No-Service: The Cell Phone Industry. Clark gives an overview of inflation including energy, food & housing, the role of the Federal Reserve and where we’re headed. // T-Mobile, once known as the uncarrier, is under new management, now lapsing into un-service. Clark discusses the cell phone industry and your best options .CELL PHONES - Clark.com - Boost Mobile: Get 12 Months of Service for $100 Ask Clark topics include: Why Did My Car Insurance Go Up? / Non-Owner Car Insurance: Who Needs It? - Investopedia / Does It Make Sense To Buy Prescriptions From Canada by Mail? Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark gives an overview of inflation including energy, food & housing, the role of the Federal Reserve and where we’re headed. // T-Mobile, once known as the uncarrier, is under new management, now lapsing into un-service. Clark discusses the cell phone industry and your best options .CELL PHONES - Clark.com - Boost Mobile: Get 12 Months of Service for $100

    Ask Clark topics include: Why Did My Car Insurance Go Up? / Non-Owner Car Insurance: Who Needs It? - Investopedia / Does It Make Sense To Buy Prescriptions From Canada by Mail?


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1992     12.10.21 Clark Answers His Critics on Clark Stinks / Debt Collectors on Social Media & Your Rights Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Debt collectors now have the right to contact you on social media. Sometimes it’s a ‘phantom debt’ meaning NOT YOURS. What about YOUR rights? Clark explains how to properly shut down harassment and pay a debt to collections. Clark Stinks and Ask Clark topics include: Credit Unions / Clark Deals - Laundry Detergent / Welcome to Clark’s Christmas Kids 2021 / Fidelity Personalized Planning & Advice Review / Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 Dec 2021 20:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Debt Collectors on Social Media & Your Rights Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Debt collectors now have the right to contact you on social media. Sometimes it’s a ‘phantom debt’ meaning NOT YOURS. What about YOUR rights? Clark explains how to properly shut down harassment and pay a debt to collections. Clark Stinks and Ask Clark topics include: Credit Unions / Clark Deals - Laundry Detergent / Welcome to Clark’s Christmas Kids 2021 / Fidelity Personalized Planning & Advice Review / Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Debt collectors now have the right to contact you on social media. Sometimes it’s a ‘phantom debt’ meaning NOT YOURS. What about YOUR rights? Clark explains how to properly shut down harassment and pay a debt to collections.

    Clark Stinks and Ask Clark topics include: Credit Unions / Clark Deals - Laundry Detergent / Welcome to Clark’s Christmas Kids 2021 / Fidelity Personalized Planning & Advice Review / Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1996     12.09.21 Health Tracking: Clark Reviews the Oura Ring / Opportunity for Those Leasing a Vehicle. Clark’s obsessed with fitness, and explains how the Oura Ring differs from other trackers, and the difference it’s made for him. // Used vehicle values are still inflated now. A vehicle coming up on the end of its lease will be worth substantially more than the residual value you have to pay. 2 ways to take advantage of this unique opportunity in the marketplace. Ask Clark topics include: Vacatia.com - Scam alert: Stay away from timeshare exit companies - How To Sell, Cancel or Get Rid of Your Timeshare / FDIC.gov \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 09 Dec 2021 20:00:00 -0000 full Clark Howard Health Tracking: Clark Reviews the Oura Ring / Opportunity for Those Leasing a Vehicle. Clark’s obsessed with fitness, and explains how the Oura Ring differs from other trackers, and the difference it’s made for him. // Used vehicle values are still inflated now. A vehicle coming up on the end of its lease will be worth substantially more than the residual value you have to pay. 2 ways to take advantage of this unique opportunity in the marketplace. Ask Clark topics include: Vacatia.com - Scam alert: Stay away from timeshare exit companies - How To Sell, Cancel or Get Rid of Your Timeshare / FDIC.gov \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark’s obsessed with fitness, and explains how the Oura Ring differs from other trackers, and the difference it’s made for him. // Used vehicle values are still inflated now. A vehicle coming up on the end of its lease will be worth substantially more than the residual value you have to pay. 2 ways to take advantage of this unique opportunity in the marketplace.

    Ask Clark topics include: Vacatia.com - Scam alert: Stay away from timeshare exit companies - How To Sell, Cancel or Get Rid of Your Timeshare / FDIC.gov \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1760     12.08.12 Federal Student Loan Repayment / A New Breed of Social Media Affinity Fraud. Federal student loan payments are about to resume. It’s KEY to keep current. Hardship options are available. // Influencer advertorials have created a clear opening for scams targeting those under 30. What these schemes look like and how to protect yourself. Ask Clark topics include: How Do Student Loans Work? 7 Things to Know / How to Refinance Your Student Loans / What Is a Reverse Mortgage and Is It Right for Me? / 5 Things To Know About Series I Savings Bonds / What Is a Spousal Roth IRA? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 08 Dec 2021 20:00:00 -0000 full Clark Howard Federal Student Loan Repayment / A New Breed of Social Media Affinity Fraud. Federal student loan payments are about to resume. It’s KEY to keep current. Hardship options are available. // Influencer advertorials have created a clear opening for scams targeting those under 30. What these schemes look like and how to protect yourself. Ask Clark topics include: How Do Student Loans Work? 7 Things to Know / How to Refinance Your Student Loans / What Is a Reverse Mortgage and Is It Right for Me? / 5 Things To Know About Series I Savings Bonds / What Is a Spousal Roth IRA? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Federal student loan payments are about to resume. It’s KEY to keep current. Hardship options are available. // Influencer advertorials have created a clear opening for scams targeting those under 30. What these schemes look like and how to protect yourself.

    Ask Clark topics include: How Do Student Loans Work? 7 Things to Know / How to Refinance Your Student Loans / What Is a Reverse Mortgage and Is It Right for Me? / 5 Things To Know About Series I Savings Bonds / What Is a Spousal Roth IRA? \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1844     12.07.21 New Reward Credit Cards - Know The Game / Hotel Review Goes Horribly Wrong. Credit card offers abound right now, going after 3 target markets. Learn if you’re in their sights and how the game is played, to better protect your finances. / Do you wait until after you’ve left a restaurant, hotel or resort to leave a review - or post while there? What happened to one hapless reviewer provides a cautionary tale for all… Ask Clark topics include: CREDIT CARDS - Clark.com / BBB-File a Complaint \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 Dec 2021 20:00:00 -0000 full Clark Howard New Reward Credit Cards - Know The Game / Hotel Review Goes Horribly Wrong. Credit card offers abound right now, going after 3 target markets. Learn if you’re in their sights and how the game is played, to better protect your finances. / Do you wait until after you’ve left a restaurant, hotel or resort to leave a review - or post while there? What happened to one hapless reviewer provides a cautionary tale for all… Ask Clark topics include: CREDIT CARDS - Clark.com / BBB-File a Complaint \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Credit card offers abound right now, going after 3 target markets. Learn if you’re in their sights and how the game is played, to better protect your finances. / Do you wait until after you’ve left a restaurant, hotel or resort to leave a review - or post while there? What happened to one hapless reviewer provides a cautionary tale for all…

    Ask Clark topics include: CREDIT CARDS - Clark.com / BBB-File a Complaint \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1818     12.06.21 Investor Warning: Borrowing on Margin / Recent Clark Adventures in The Retail Competitions. How margin investing is actually gambling - borrowing against stocks in order to buy more stocks - a huge profit center for brokerages. Clark explains how this plays, and where the danger lies. // Clark Howard - Deal Hunter, has click & collect and delivery experiences that speak to big retail competition with Amazon - and wins for consumers. Ask Clark topics include: Target Date Funds: Clark’s Favorite Retirement Investment / CELL PHONES - Clark.com / Red Pocket Deal: Get a Year of Unlimited Service Starting at $14/Month / Can YouMail Really Put an End to Robocalls? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 Dec 2021 20:00:00 -0000 full Clark Howard Investor Warning: Borrowing on Margin / Recent Clark Adventures in The Retail Competitions. How margin investing is actually gambling - borrowing against stocks in order to buy more stocks - a huge profit center for brokerages. Clark explains how this plays, and where the danger lies. // Clark Howard - Deal Hunter, has click & collect and delivery experiences that speak to big retail competition with Amazon - and wins for consumers. Ask Clark topics include: Target Date Funds: Clark’s Favorite Retirement Investment / CELL PHONES - Clark.com / Red Pocket Deal: Get a Year of Unlimited Service Starting at $14/Month / Can YouMail Really Put an End to Robocalls? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices How margin investing is actually gambling - borrowing against stocks in order to buy more stocks - a huge profit center for brokerages. Clark explains how this plays, and where the danger lies. // Clark Howard - Deal Hunter, has click & collect and delivery experiences that speak to big retail competition with Amazon - and wins for consumers.

    Ask Clark topics include: Target Date Funds: Clark’s Favorite Retirement Investment / CELL PHONES - Clark.com / Red Pocket Deal: Get a Year of Unlimited Service Starting at $14/Month / Can YouMail Really Put an End to Robocalls? \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1897     12.03.21 Clark Answers His Critics on Clark Stinks / COVID, Travel & The Economy. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Clark’s thoughts on the new COVID variant, the economy and travel. Clark Stinks and Ask Clark topics include: 7 Things to Know Before You Buy Travel Insurance / Storage Unit Insurance: What Is It and What Does It Cover? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Dec 2021 20:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / COVID, Travel & The Economy. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Clark’s thoughts on the new COVID variant, the economy and travel. Clark Stinks and Ask Clark topics include: 7 Things to Know Before You Buy Travel Insurance / Storage Unit Insurance: What Is It and What Does It Cover? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Clark’s thoughts on the new COVID variant, the economy and travel.

    Clark Stinks and Ask Clark topics include: 7 Things to Know Before You Buy Travel Insurance / Storage Unit Insurance: What Is It and What Does It Cover? \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2048     12.02.21 Save on Winter Heating Bills / WARNING: Cashing Out Home Equity. The typical electric bill will be 5% higher this winter. For those using natural gas, bills are expected to be up 25 - 35% depending on location - propane even more. Clark has several suggestions to help you save. / Every time there’s a runup in home prices, people tend to take out equity. That practice is up 33% over last year. Why Clark believes this is a bad idea, and when cashing out equity is appropriate. Ask Clark topics include: How to Sell Your Car in 5 Steps / Homeowners Insurance / 9 travel safety tips to protect you & your wallet / Clark Howard: My 7 Rules for Using Credit Cards \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 02 Dec 2021 20:00:00 -0000 full Clark Howard Save on Winter Heating Bills / WARNING: Cashing Out Home Equity. The typical electric bill will be 5% higher this winter. For those using natural gas, bills are expected to be up 25 - 35% depending on location - propane even more. Clark has several suggestions to help you save. / Every time there’s a runup in home prices, people tend to take out equity. That practice is up 33% over last year. Why Clark believes this is a bad idea, and when cashing out equity is appropriate. Ask Clark topics include: How to Sell Your Car in 5 Steps / Homeowners Insurance / 9 travel safety tips to protect you & your wallet / Clark Howard: My 7 Rules for Using Credit Cards \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices The typical electric bill will be 5% higher this winter. For those using natural gas, bills are expected to be up 25 - 35% depending on location - propane even more. Clark has several suggestions to help you save. / Every time there’s a runup in home prices, people tend to take out equity. That practice is up 33% over last year. Why Clark believes this is a bad idea, and when cashing out equity is appropriate.

    Ask Clark topics include: How to Sell Your Car in 5 Steps / Homeowners Insurance / 9 travel safety tips to protect you & your wallet / Clark Howard: My 7 Rules for Using Credit Cards \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1620     12.01.21 Safer Holiday Shopping Online / A Better Option for Concert Ticket Buyers. Survey Says: The number 1 type identity theft is credit card fraud. Clark smart strategies to protect your wallet when holiday shopping online. // The concert business has been in turmoil since the pandemic began. Events were postponed overwhelmingly to avoid the paying of refunds. Meet a ticket seller with better options. \\ Ask Clark topics include: How to sell your house by owner - Clark Howard / The power of compound interest: Earlier you save the better / Wills & Funerals \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 01 Dec 2021 20:00:00 -0000 full Clark Howard Safer Holiday Shopping Online / A Better Option for Concert Ticket Buyers. Survey Says: The number 1 type identity theft is credit card fraud. Clark smart strategies to protect your wallet when holiday shopping online. // The concert business has been in turmoil since the pandemic began. Events were postponed overwhelmingly to avoid the paying of refunds. Meet a ticket seller with better options. \\ Ask Clark topics include: How to sell your house by owner - Clark Howard / The power of compound interest: Earlier you save the better / Wills & Funerals \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Survey Says: The number 1 type identity theft is credit card fraud. Clark smart strategies to protect your wallet when holiday shopping online. // The concert business has been in turmoil since the pandemic began. Events were postponed overwhelmingly to avoid the paying of refunds. Meet a ticket seller with better options. \\

    Ask Clark topics include: How to sell your house by owner - Clark Howard / The power of compound interest: Earlier you save the better / Wills & Funerals \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1660     11.30.21 Consumer Reports’ Dirty Look at Laundry Detergents / Money Saving Healthcare Innovations. Clark gets into the nitty gritty of doing laundry & the best detergent buys. Consumer Reports ratings are in - how to get more for less. // We pay more for medical care in the U.S. than the rest of the world with less to show for it. Hospital systems buy up competitors and practices to reduce competition. There’s a counter move going on. How CVS, Walmart and others are making a difference in the delivery of healthcare in ways that can save you money. Ask Clark topics include: 7 Best Free Cloud Storage Options in 2021 / What You Need To Do With Your Gift Cards Right Now \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 30 Nov 2021 20:00:00 -0000 full Clark Howard Consumer Reports’ Dirty Look at Laundry Detergents / Money Saving Healthcare Innovations. Clark gets into the nitty gritty of doing laundry & the best detergent buys. Consumer Reports ratings are in - how to get more for less. // We pay more for medical care in the U.S. than the rest of the world with less to show for it. Hospital systems buy up competitors and practices to reduce competition. There’s a counter move going on. How CVS, Walmart and others are making a difference in the delivery of healthcare in ways that can save you money. Ask Clark topics include: 7 Best Free Cloud Storage Options in 2021 / What You Need To Do With Your Gift Cards Right Now \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark gets into the nitty gritty of doing laundry & the best detergent buys. Consumer Reports ratings are in - how to get more for less. // We pay more for medical care in the U.S. than the rest of the world with less to show for it. Hospital systems buy up competitors and practices to reduce competition. There’s a counter move going on. How CVS, Walmart and others are making a difference in the delivery of healthcare in ways that can save you money.

    Ask Clark topics include: 7 Best Free Cloud Storage Options in 2021 / What You Need To Do With Your Gift Cards Right Now \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1681     11.29.21 The ABCs of NFTs / The New IRS Tax Rates & Tax Efficient Saving. Clark discusses NFTs with Team Clark’s Christopher Smith who has done really well with them. Can you get rich quick? // Tax rates on regular savings interest and on investment earnings have been adjusted for next year. Clark explains how it pays to know the difference and save accordingly. Ask Clark topics include: 3 Rules for Buying Gold - Clark’s #1 Rule on Investing in Things Like Gold, Marijuana and Bitcoin / Investing in real estate can be a lot simpler than you think / How To Prevent, Report and Repair Identity Theft / How to counter lowball offers from auto insurers after your vehicle is totaled \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Nov 2021 20:00:00 -0000 full Clark Howard The ABCs of NFTs / The New IRS Tax Rates & Tax Efficient Saving. Clark discusses NFTs with Team Clark’s Christopher Smith who has done really well with them. Can you get rich quick? // Tax rates on regular savings interest and on investment earnings have been adjusted for next year. Clark explains how it pays to know the difference and save accordingly. Ask Clark topics include: 3 Rules for Buying Gold - Clark’s #1 Rule on Investing in Things Like Gold, Marijuana and Bitcoin / Investing in real estate can be a lot simpler than you think / How To Prevent, Report and Repair Identity Theft / How to counter lowball offers from auto insurers after your vehicle is totaled \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses NFTs with Team Clark’s Christopher Smith who has done really well with them. Can you get rich quick? // Tax rates on regular savings interest and on investment earnings have been adjusted for next year. Clark explains how it pays to know the difference and save accordingly.

    Ask Clark topics include: 3 Rules for Buying Gold - Clark’s #1 Rule on Investing in Things Like Gold, Marijuana and Bitcoin / Investing in real estate can be a lot simpler than you think / How To Prevent, Report and Repair Identity Theft / How to counter lowball offers from auto insurers after your vehicle is totaled \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1950     11.19.21 Clark Answers His Critics on Clark Stinks / Big Retailer Christmas Deals and Don’ts. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / The big box retailers are better stocked for Christmas than anticipated. Inventory and sales are up. Clark lets you know what’s a deal and what’s not right now. The market never stops changing - how to be flexible in a time of rising prices. Clark Stinks and Ask Clark topics include: Costco membership deal: Save up to $30 with a new Costco membership / Best Cell Phone Plans and Deals in 2021 / Mean Reversion Definition - Investopedia / IRS Announces 401(k) Contribution Limit Increase for 2022 \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 19 Nov 2021 20:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Big Retailer Christmas Deals and Don’ts. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / The big box retailers are better stocked for Christmas than anticipated. Inventory and sales are up. Clark lets you know what’s a deal and what’s not right now. The market never stops changing - how to be flexible in a time of rising prices. Clark Stinks and Ask Clark topics include: Costco membership deal: Save up to $30 with a new Costco membership / Best Cell Phone Plans and Deals in 2021 / Mean Reversion Definition - Investopedia / IRS Announces 401(k) Contribution Limit Increase for 2022 \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / The big box retailers are better stocked for Christmas than anticipated. Inventory and sales are up. Clark lets you know what’s a deal and what’s not right now. The market never stops changing - how to be flexible in a time of rising prices.

    Clark Stinks and Ask Clark topics include: Costco membership deal: Save up to $30 with a new Costco membership / Best Cell Phone Plans and Deals in 2021 / Mean Reversion Definition - Investopedia / IRS Announces 401(k) Contribution Limit Increase for 2022 \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2009     11.18.21 The Land of DANGEROUS Misfit Toys / Tis the Season of Giving - AND Charity Scams. A USA Today investigation found 121 recalled or banned toy products, some of which have had fatal consequences, sold on Facebook Marketplace with no oversight. This is not unique to Facebook. The U.S. gov is suing Amazon for selling dangerous products. What to know and look out for from these and other marketplace sellers. // Americans are a generous people, and the season of giving brings out the scammers to exploit this virtue. The many ways they rope you in and what to know before you give. Ask Clark topics include: What Is an HSA Account? / What Is a SEP IRA and Who Is Eligible? / Best 529 College Savings Plans / How to Find a Geriatric Care Manager \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 18 Nov 2021 20:00:00 -0000 full Clark Howard The Land of DANGEROUS Misfit Toys / Tis the Season of Giving - Charity Scams. A USA Today investigation found 121 recalled or banned toy products, some of which have had fatal consequences, sold on Facebook Marketplace with no oversight. This is not unique to Facebook. The U.S. gov is suing Amazon for selling dangerous products. What to know and look out for from these and other marketplace sellers. // Americans are a generous people, and the season of giving brings out the scammers to exploit this virtue. The many ways they rope you in and what to know before you give. Ask Clark topics include: What Is an HSA Account? / What Is a SEP IRA and Who Is Eligible? / Best 529 College Savings Plans / How to Find a Geriatric Care Manager \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices A USA Today investigation found 121 recalled or banned toy products, some of which have had fatal consequences, sold on Facebook Marketplace with no oversight. This is not unique to Facebook. The U.S. gov is suing Amazon for selling dangerous products. What to know and look out for from these and other marketplace sellers. // Americans are a generous people, and the season of giving brings out the scammers to exploit this virtue. The many ways they rope you in and what to know before you give.

    Ask Clark topics include: What Is an HSA Account? / What Is a SEP IRA and Who Is Eligible? / Best 529 College Savings Plans / How to Find a Geriatric Care Manager \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1913     11.17.21 It’s Porch Pirate Season. Secure Package Solutions / Media Warning: Beware Advertorial Content. Holiday package thieves are a real problem and delivered goods will be priced higher than picked up merchandise. Clark discusses the advantages of “click & collect” and Amazon lockers / In modern media, the traditional wall that separates advertising from content has broken down in every format & platform. A con artist posing as a Texas financial radio host stole millions from listeners. It’s vital to know what’s going on behind the curtain. Paid media is everywhere. Clark discusses what to watch out for when consuming radio, TV, newspapers & periodicals, websites, social media et al. Ask Clark topics include: What Is a Fiduciary Financial Advisor and Do I Need One? / Mean Reversion Definition - Investopedia / How To Sell, Cancel or Get Rid of Your Timeshare / Should I Pay Off Debt, Save Money or Invest? / Should I Pay Off My Mortgage Before I Retire? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 17 Nov 2021 20:00:00 -0000 full Clark Howard It’s Porch Pirate Season. Secure Package Solutions / Media Warning: Beware Advertorial Content. Holiday package thieves are a real problem and delivered goods will be priced higher than picked up merchandise. Clark discusses the advantages of “click & collect” and Amazon lockers / In modern media, the traditional wall that separates advertising from content has broken down in every format & platform. A con artist posing as a Texas financial radio host stole millions from listeners. It’s vital to know what’s going on behind the curtain. Paid media is everywhere. Clark discusses what to watch out for when consuming radio, TV, newspapers & periodicals, websites, social media et al. Ask Clark topics include: What Is a Fiduciary Financial Advisor and Do I Need One? / Mean Reversion Definition - Investopedia / How To Sell, Cancel or Get Rid of Your Timeshare / Should I Pay Off Debt, Save Money or Invest? / Should I Pay Off My Mortgage Before I Retire? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Holiday package thieves are a real problem and delivered goods will be priced higher than picked up merchandise. Clark discusses the advantages of “click & collect” and Amazon lockers / In modern media, the traditional wall that separates advertising from content has broken down in every format & platform. A con artist posing as a Texas financial radio host stole millions from listeners. It’s vital to know what’s going on behind the curtain. Paid media is everywhere. Clark discusses what to watch out for when consuming radio, TV, newspapers & periodicals, websites, social media et al.

    Ask Clark topics include: What Is a Fiduciary Financial Advisor and Do I Need One? / Mean Reversion Definition - Investopedia / How To Sell, Cancel or Get Rid of Your Timeshare / Should I Pay Off Debt, Save Money or Invest? / Should I Pay Off My Mortgage Before I Retire? \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1861     11.16.21 “Skimpflation” is Upon Us / Industry Disruption: Root and Lemonade are Changing Auto Insurance. “Skimpflation” is a form of hidden tax via customer no-service, with companies cutting corners in almost all sectors. Surviving businesses are dealing with increased demand and labor shortages - another dislocation to work through in the economy. // While spending billions on non-stop ads, the traditional market-driven insurance industry is being turned on its head. New companies like Lemonade and Root begin with trust and simplicity. It’s working. Ask Clark topics include: GetUpside Review: 6 Things To Know Before You Sign Up / Best 529 College Savings Plans By State \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 16 Nov 2021 20:00:00 -0000 full Clark Howard “Skimpflation” is Upon Us / Industry Disruption: Root and Lemonade are Changing Auto Insurance. “Skimpflation” is a form of hidden tax via customer no-service, with companies cutting corners in almost all sectors. Surviving businesses are dealing with increased demand and labor shortages - another dislocation to work through in the economy. // While spending billions on non-stop ads, the traditional market-driven insurance industry is being turned on its head. New companies like Lemonade and Root begin with trust and simplicity. It’s working. Ask Clark topics include: GetUpside Review: 6 Things To Know Before You Sign Up / Best 529 College Savings Plans By State \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices “Skimpflation” is a form of hidden tax via customer no-service, with companies cutting corners in almost all sectors. Surviving businesses are dealing with increased demand and labor shortages - another dislocation to work through in the economy. // While spending billions on non-stop ads, the traditional market-driven insurance industry is being turned on its head. New companies like Lemonade and Root begin with trust and simplicity. It’s working.

    Ask Clark topics include: GetUpside Review: 6 Things To Know Before You Sign Up / Best 529 College Savings Plans By State \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1715     11.15.21 New Retirement Contribution Limits / Home iBuyers: Industry Update. It’s the time of year to make elections for your retirement accounts. News on next year’s new income and contribution limits for retirement accounts and tax implications moving forward. / Zillow is out of the home buying business, but other iBuyer companies are still thriving. Industry update and when & where using an iBuyer makes sense for home sellers. Ask Clark topics include: Amount of Roth IRA Contributions That You Can Make For 2021 / Ask Clark: What Is a Backdoor Roth IRA? / SIPC - Securities Investor Protection Corporation / A strong password isn’t enough | Here’s the best way to protect your online accounts \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Nov 2021 20:00:00 -0000 full Clark Howard New Retirement Contribution Limits / Home iBuyers: Industry Update. It’s the time of year to make elections for your retirement accounts. News on next year’s new income and contribution limits for retirement accounts and tax implications moving forward. / Zillow is out of the home buying business, but other iBuyer companies are still thriving. Industry update and when & where using an iBuyer makes sense for home sellers. Ask Clark topics include: Amount of Roth IRA Contributions That You Can Make For 2021 / Ask Clark: What Is a Backdoor Roth IRA? / SIPC - Securities Investor Protection Corporation / A strong password isn’t enough | Here’s the best way to protect your online accounts \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices It’s the time of year to make elections for your retirement accounts. News on next year’s new income and contribution limits for retirement accounts and tax implications moving forward. / Zillow is out of the home buying business, but other iBuyer companies are still thriving. Industry update and when & where using an iBuyer makes sense for home sellers.

    Ask Clark topics include: Amount of Roth IRA Contributions That You Can Make For 2021 / Ask Clark: What Is a Backdoor Roth IRA? / SIPC - Securities Investor Protection Corporation / A strong password isn’t enough | Here’s the best way to protect your online accounts \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1861     11.12.21 Clark Answers His Critics on Clark Stinks / ACA Open Enrollment: Increased Benefits + Medicare Advantage Plans. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / The final phase of pandemic relief allows for lower premiums, more subsidies and smaller deductibles on health insurance for qualifying individuals and families for 2022. Revisit Healthcare.gov to enroll by Dec. 15. Clark explains Medicare Advantage plans & the upcoming surprise medical billing law. We’ll need to know our rights and how to use them. Clark Stinks and Ask Clark topics include: Apple Pay and Apple Cash Review - NerdWallet / Health Insurance Guide / How To Send a ‘Drop Dead’ Letter to a Collection Agency / My Dad Is Retiring But Plans To Continue Working Part-Time. How Can We Help Him Access His Benefits? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 12 Nov 2021 20:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / ACA Open Enrollment: Increased Benefits + Medicare Advantage Plans. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / The final phase of pandemic relief allows for lower premiums, more subsidies and smaller deductibles on health insurance for qualifying individuals and families for 2022. Revisit Healthcare.gov to enroll by Dec. 15. Clark explains Medicare Advantage plans & the upcoming surprise medical billing law. We’ll need to know our rights and how to use them. Clark Stinks and Ask Clark topics include: Apple Pay and Apple Cash Review - NerdWallet / Health Insurance Guide / How To Send a ‘Drop Dead’ Letter to a Collection Agency / My Dad Is Retiring But Plans To Continue Working Part-Time. How Can We Help Him Access His Benefits? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / The final phase of pandemic relief allows for lower premiums, more subsidies and smaller deductibles on health insurance for qualifying individuals and families for 2022. Revisit Healthcare.gov to enroll by Dec. 15. Clark explains Medicare Advantage plans & the upcoming surprise medical billing law. We’ll need to know our rights and how to use them.

    Clark Stinks and Ask Clark topics include: Apple Pay and Apple Cash Review - NerdWallet / Health Insurance Guide / How To Send a ‘Drop Dead’ Letter to a Collection Agency / My Dad Is Retiring But Plans To Continue Working Part-Time. How Can We Help Him Access His Benefits? \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1900     11.11.21 Holiday Shopping Challenges / Men vs. Women Investors - Who Comes Out Ahead? Supply chain issues, shipping delays, and higher prices - NOT a few of Clark’s favorite things. Sale cycles are underway already and December will be expensive. Clark Smart holiday shopping guidance. Clark Deals Black Friday / A Fidelity study shows women investors on average earn superior returns to men. Why the difference? Ask Clark topics include: How to Buy a House in 9 Steps / Mortgages Archives - Clark Howard / 31 Items To Pack in Your Financial Emergency Kit \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 11 Nov 2021 20:00:00 -0000 full Clark Howard Holiday Shopping Challenges / Men vs. Women Investors - Who Comes Out Ahead? Supply chain issues, shipping delays, and higher prices - NOT a few of Clark’s favorite things. Sale cycles are underway already and December will be expensive. Clark Smart holiday shopping guidance. Clark Deals Black Friday / A Fidelity study shows women investors on average earn superior returns to men. Why the difference? Ask Clark topics include: How to Buy a House in 9 Steps / Mortgages Archives - Clark Howard / 31 Items To Pack in Your Financial Emergency Kit \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Supply chain issues, shipping delays, and higher prices - NOT a few of Clark’s favorite things. Sale cycles are underway already and December will be expensive. Clark Smart holiday shopping guidance. Clark Deals Black Friday / A Fidelity study shows women investors on average earn superior returns to men. Why the difference?

    Ask Clark topics include: How to Buy a House in 9 Steps / Mortgages Archives - Clark Howard / 31 Items To Pack in Your Financial Emergency Kit \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1854     11.10.21 Zen and the Art of Auto Maintenance & Repairs / New Opportunities in Small Business Banking. Car repair rip offs are a long term, terrible problem, increasing during today’s car shortages. How to prevent car repair nightmares and what to do if you are stuck in one. / The nation’s banks have not been kind to small business, and now this market is going through the early stages of disruption. Better options for business banking from fintechs. Ask Clark topics include: 5 Things To Do Before You Sign Up for a Free Trial / Here Are the Insurance Policies Homeowners Need To Get and the Ones To Skip / How to Buy Term Life Insurance in 7 Easy Steps \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 10 Nov 2021 20:00:00 -0000 full Clark Howard Zen and the Art of Auto Maintenance & Repairs / New Opportunities in Small Business Banking. Car repair rip offs are a long term, terrible problem, increasing during today’s car shortages. How to prevent car repair nightmares and what to do if you are stuck in one. / The nation’s banks have not been kind to small business, and now this market is going through the early stages of disruption. Better options for business banking from fintechs. Ask Clark topics include: 5 Things To Do Before You Sign Up for a Free Trial / Here Are the Insurance Policies Homeowners Need To Get and the Ones To Skip / How to Buy Term Life Insurance in 7 Easy Steps \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Car repair rip offs are a long term, terrible problem, increasing during today’s car shortages. How to prevent car repair nightmares and what to do if you are stuck in one. / The nation’s banks have not been kind to small business, and now this market is going through the early stages of disruption. Better options for business banking from fintechs.

    Ask Clark topics include: 5 Things To Do Before You Sign Up for a Free Trial / Here Are the Insurance Policies Homeowners Need To Get and the Ones To Skip / How to Buy Term Life Insurance in 7 Easy Steps \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1933     11.09.21 What Earns 7.12% Interest? / FREE Smart Phones! What's the Catch? Series I Savings Bonds are paying 7.12% interest for the next 6 months. Clark explains how long these bonds must be held and how they work. Recommended. / Are those “free” phone offers really worth it? Clark explains what it’s really costing you. Best Cell Phone Plans and Deals in 2021 Ask Clark topics include: Wills & Funerals Archives / How To Open a Roth IRA / File a Complaint | Better Business Bureau / 6 Things To Know Before You Sign Up for Visible / iPhone 13 Deal: Get $200 + HomePod Mini With Visible / Clark Deals - Phones - Clark Deals - Phone Plans \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 Nov 2021 20:00:00 -0000 full Clark Howard What Earns 7.12% Interest? / FREE Smart Phones! What's the Catch? Series I Savings Bonds are paying 7.12% interest for the next 6 months. Clark explains how long these bonds must be held and how they work. Recommended. / Are those “free” phone offers really worth it? Clark explains what it’s really costing you. Best Cell Phone Plans and Deals in 2021 Ask Clark topics include: Wills & Funerals Archives / How To Open a Roth IRA / File a Complaint | Better Business Bureau / 6 Things To Know Before You Sign Up for Visible / iPhone 13 Deal: Get $200 + HomePod Mini With Visible / Clark Deals - Phones - Clark Deals - Phone Plans \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Series I Savings Bonds are paying 7.12% interest for the next 6 months. Clark explains how long these bonds must be held and how they work. Recommended. / Are those “free” phone offers really worth it? Clark explains what it’s really costing you. Best Cell Phone Plans and Deals in 2021

    Ask Clark topics include: Wills & Funerals Archives / How To Open a Roth IRA / File a Complaint | Better Business Bureau / 6 Things To Know Before You Sign Up for Visible / iPhone 13 Deal: Get $200 + HomePod Mini With Visible / Clark Deals - Phones - Clark Deals - Phone Plans \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2085     11.08.21 The Burger King-Robinhood Crypto Giveaway / A Favorite Car Seller in Trouble and The TOP 10 Cars Ticketed for SPEED Would you like some crypto with that Whopper? Crypto mania has reached an all time high. Clark on the Burger King - Robinhood crypto tie-in. Electronic currency is a valid concept for moving money more efficiently around the world. So what’s the problem? You deserve a Clarksplanation. / Carvana’s under review in several states over title & registration paperwork issues - what car buyers need to know. Also - the 10 cars most likely to get speeding tickets have one common thread…. Ask Clark topics include: Co-signing a loan / What Is a Good Credit Score? / What Is Swapalease and How Does It Work? - LeaseTrader.com / Kardia.com - AliveCor: EKG Anywhere, Anytime \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Nov 2021 20:00:00 -0000 full Clark Howard The Burger King-Robinhood Crypto Giveaway / A Favorite Car Seller in Trouble and The TOP 10 Cars Ticketed for SPEED Would you like some crypto with that Whopper? Crypto mania has reached an all time high. Clark on the Burger King - Robinhood crypto tie-in. Electronic currency is a valid concept for moving money more efficiently around the world. So what’s the problem? You deserve a Clarksplanation. / Carvana’s under review in several states over title & registration paperwork issues - what car buyers need to know. Also - the 10 cars most likely to get speeding tickets have one common thread…. Ask Clark topics include: Co-signing a loan / What Is a Good Credit Score? / What Is Swapalease and How Does It Work? - LeaseTrader.com / Kardia.com - AliveCor: EKG Anywhere, Anytime \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Would you like some crypto with that Whopper? Crypto mania has reached an all time high. Clark on the Burger King - Robinhood crypto tie-in. Electronic currency is a valid concept for moving money more efficiently around the world. So what’s the problem? You deserve a Clarksplanation. / Carvana’s under review in several states over title & registration paperwork issues - what car buyers need to know. Also - the 10 cars most likely to get speeding tickets have one common thread….

    Ask Clark topics include: Co-signing a loan / What Is a Good Credit Score? / What Is Swapalease and How Does It Work? - LeaseTrader.com / Kardia.com - AliveCor: EKG Anywhere, Anytime \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1813     11.05.21 Clark Answers His Critics on Clark Stinks / Holiday Travel Update. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Some airlines have had periods of complete chaos of late. What’s behind the meltdowns, a notable exception, and a warning about online travel reviews. We’re entering a very popular travel season- Clark smart booking advice. Clark Stinks and Ask Clark topics include: Best Rewards Credit Cards: Top Picks for 2021 / These Credit Cards Offer Car Rental Insurance Benefits / Follow Clark Howard's #1 Rule to Travel Cheap // Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 Nov 2021 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Holiday Travel Update. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Some airlines have had periods of complete chaos of late. What’s behind the meltdowns, a notable exception, and a warning about online travel reviews. We’re entering a very popular travel season- Clark smart booking advice. Clark Stinks and Ask Clark topics include: Best Rewards Credit Cards: Top Picks for 2021 / These Credit Cards Offer Car Rental Insurance Benefits / Follow Clark Howard's #1 Rule to Travel Cheap // Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Some airlines have had periods of complete chaos of late. What’s behind the meltdowns, a notable exception, and a warning about online travel reviews. We’re entering a very popular travel season- Clark smart booking advice.

    Clark Stinks and Ask Clark topics include: Best Rewards Credit Cards: Top Picks for 2021 / These Credit Cards Offer Car Rental Insurance Benefits / Follow Clark Howard's #1 Rule to Travel Cheap //


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2174     11.04.21 The Not O’K-economy’ Continues - Clark Smart Direction // Dealing with Debt Collection. The K Economy: A significant portion of the population thrives, while many others struggle mightily. Meanwhile nearly 70% worry about their kids falling behind as education has also suffered during the pandemic. So what’s the good news? Clark points to opportunity. // A LendingTree study of debt collection complaints reveals that most involve fraudulent or mistaken debt. There’s also nonexistent or fake credit card debt. It’s crucial to know and exercise your rights with debt collectors. Ask Clark topics include: Turo: 5 Things To Know About the Cheap Car Rental Service - Should I Become a Turo Host With the Increased Demand Right Now? / Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards / What Is Disability Insurance and Should I Buy It? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 04 Nov 2021 19:00:00 -0000 full Clark Howard The Not O’K-economy’ Continues - Clark Smart Direction // Dealing with Debt Collection. The K Economy: A significant portion of the population thrives, while many others struggle mightily. Meanwhile nearly 70% worry about their kids falling behind as education has also suffered during the pandemic. So what’s the good news? Clark points to opportunity. // A LendingTree study of debt collection complaints reveals that most involve fraudulent or mistaken debt. There’s also nonexistent or fake credit card debt. It’s crucial to know and exercise your rights with debt collectors. Ask Clark topics include: Turo: 5 Things To Know About the Cheap Car Rental Service - Should I Become a Turo Host With the Increased Demand Right Now? / Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards / What Is Disability Insurance and Should I Buy It? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices The K Economy: A significant portion of the population thrives, while many others struggle mightily. Meanwhile nearly 70% worry about their kids falling behind as education has also suffered during the pandemic. So what’s the good news? Clark points to opportunity. // A LendingTree study of debt collection complaints reveals that most involve fraudulent or mistaken debt. There’s also nonexistent or fake credit card debt. It’s crucial to know and exercise your rights with debt collectors.

    Ask Clark topics include: Turo: 5 Things To Know About the Cheap Car Rental Service - Should I Become a Turo Host With the Increased Demand Right Now? / Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards / What Is Disability Insurance and Should I Buy It? \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1649     11.03.21 DANGER! Scam Texts Out of Control / Vacation vs Burnout. Robocalls may have started declining due to number verification to thwart spoofing. So crooks are moving on to text scams. These are coming at you fast and furious. What to look for so you don’t download a virus. // Are you feeling burned out at your job? More than half of workers don’t take all their PTO. What!? Clark’s annual plea for your good health, happiness AND better productivity at work. Ask Clark topics include: What Is an HSA Account / Index Funds / Is Apple Pay a Safe Alternative to Zelle? / How to Plan a Trip: Clark’s Best Travel Tips to Save Money \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 03 Nov 2021 19:00:00 -0000 full Clark Howard DANGER! Scam Texts Out of Control / Vacation vs Burnout. Robocalls may have started declining due to number verification to thwart spoofing. So crooks are moving on to text scams. These are coming at you fast and furious. What to look for so you don’t download a virus. // Are you feeling burned out at your job? More than half of workers don’t take all their PTO. What!? Clark’s annual plea for your good health, happiness AND better productivity at work. Ask Clark topics include: What Is an HSA Account / Index Funds / Is Apple Pay a Safe Alternative to Zelle? / How to Plan a Trip: Clark’s Best Travel Tips to Save Money \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Robocalls may have started declining due to number verification to thwart spoofing. So crooks are moving on to text scams. These are coming at you fast and furious. What to look for so you don’t download a virus. // Are you feeling burned out at your job? More than half of workers don’t take all their PTO. What!? Clark’s annual plea for your good health, happiness AND better productivity at work.

    Ask Clark topics include: What Is an HSA Account / Index Funds / Is Apple Pay a Safe Alternative to Zelle? / How to Plan a Trip: Clark’s Best Travel Tips to Save Money \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1779     11.02.21 Why FI (Financial Independence)? - Funding Retirement / Debit Disaster. Americans are living longer. At the same time, we want to retire earlier. Clark wisdom for those ages 20 to 45 about what it takes to be FI (Financially Independent) in the back third of life. // An outrageous grocery charge you have to hear to believe - and how to protect your wallet from this kind of banking trainwreck. Ask Clark topics include: How Does Airbnb Work for Hosts? / How to Buy a Used Car / Clark.com - CELL PHONES / 31 Items To Pack in Your Financial Emergency Kit \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 02 Nov 2021 19:00:00 -0000 full Clark Howard Why FI (Financial Independence)? - Funding Retirement / Debit Disaster. Americans are living longer. At the same time, we want to retire earlier. Clark wisdom for those ages 20 to 45 about what it takes to be FI (Financially Independent) in the back third of life. // An outrageous grocery charge you have to hear to believe - and how to protect your wallet from this kind of banking trainwreck. Ask Clark topics include: How Does Airbnb Work for Hosts? / How to Buy a Used Car / Clark.com - CELL PHONES / 31 Items To Pack in Your Financial Emergency Kit \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Americans are living longer. At the same time, we want to retire earlier. Clark wisdom for those ages 20 to 45 about what it takes to be FI (Financially Independent) in the back third of life. // An outrageous grocery charge you have to hear to believe - and how to protect your wallet from this kind of banking trainwreck.

    Ask Clark topics include: How Does Airbnb Work for Hosts? / How to Buy a Used Car / Clark.com - CELL PHONES / 31 Items To Pack in Your Financial Emergency Kit \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1828     11.01.21 Disconnect: Employee Exodus - Executive Oblivion / Housing Update. The work from home genie is out of the bottle. Employees have left the building. And yet, nearly half of execs want them back in the office 5 days a week. Check the quit rate, boss. People have the power now. Clark smart executive direction. / Housing: Our number 1 expense. Clark covers the latest developments and how they affect your wallet now and in the future. Ask Clark topics include: VENMO Identity Verification / Is It Better To Buy a New or Used Car in the Current Market? / New and Used Car Reviews and Ratings - Consumer Reports / Clark’s Best Travel Tips to Save Money / What Is an Annuity? / Choose a Financial Advisor / The Best Credit Cards With No Foreign Transaction Fees \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Nov 2021 19:00:00 -0000 full Clark Howard Disconnect: Employee Exodus - Executive Oblivion / Housing Update. The work from home genie is out of the bottle. Employees have left the building. And yet, nearly half of execs want them back in the office 5 days a week. Check the quit rate, boss. People have the power now. Clark smart executive direction. / Housing: Our number 1 expense. Clark covers the latest developments and how they affect your wallet now and in the future. Ask Clark topics include: VENMO Identity Verification / Is It Better To Buy a New or Used Car in the Current Market? / New and Used Car Reviews and Ratings - Consumer Reports / Clark’s Best Travel Tips to Save Money / What Is an Annuity? / Choose a Financial Advisor / The Best Credit Cards With No Foreign Transaction Fees \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices The work from home genie is out of the bottle. Employees have left the building. And yet, nearly half of execs want them back in the office 5 days a week. Check the quit rate, boss. People have the power now. Clark smart executive direction. / Housing: Our number 1 expense. Clark covers the latest developments and how they affect your wallet now and in the future.

    Ask Clark topics include: VENMO Identity Verification / Is It Better To Buy a New or Used Car in the Current Market? / New and Used Car Reviews and Ratings - Consumer Reports / Clark’s Best Travel Tips to Save Money / What Is an Annuity? / Choose a Financial Advisor / The Best Credit Cards With No Foreign Transaction Fees \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1795     10.22.21 Clark Answers His Critics on Clark Stinks / Black Friday deals are already here! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / The Holiday shopping season has morphed to spread out the sales calendar for greater efficiency. The pandemic has accelerated that process. Now pre-Halloween, sales are underway. Clark points to a few so you can SAVE MORE. The biggest deals will come before December. Clark Stinks and Ask Clark topics include: Costco Auto Program: New & Used Car Buying Service / ALLIANT Your everyday cashback credit card / Travel Insurance / Best Travel Credit Cards: Top Rewards Picks for 2021 / What Is an HSA Account and How Does It Work? / Is 65 the Best Age To Retire? / Will I Still Get the 5.9% Increase if I Wait To Collect Social Security? Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 22 Oct 2021 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Black Friday deals are already here! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / The Holiday shopping season has morphed to spread out the sales calendar for greater efficiency. The pandemic has accelerated that process. Now pre-Halloween, sales are underway. Clark points to a few so you can SAVE MORE. The biggest deals will come before December. Clark Stinks and Ask Clark topics include: Costco Auto Program: New & Used Car Buying Service / ALLIANT Your everyday cashback credit card / Travel Insurance / Best Travel Credit Cards: Top Rewards Picks for 2021 / What Is an HSA Account and How Does It Work? / Is 65 the Best Age To Retire? / Will I Still Get the 5.9% Increase if I Wait To Collect Social Security? Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / The Holiday shopping season has morphed to spread out the sales calendar for greater efficiency. The pandemic has accelerated that process. Now pre-Halloween, sales are underway. Clark points to a few so you can SAVE MORE. The biggest deals will come before December.

    Clark Stinks and Ask Clark topics include: Costco Auto Program: New & Used Car Buying Service / ALLIANT Your everyday cashback credit card / Travel Insurance / Best Travel Credit Cards: Top Rewards Picks for 2021 / What Is an HSA Account and How Does It Work? / Is 65 the Best Age To Retire? / Will I Still Get the 5.9% Increase if I Wait To Collect Social Security?

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1977     10.21.21 The Exodus from California / Simplify Retirement Savings. There are 2 major factors that inform why people choose to move from one state to another. California and Texas are a case in point. // Clark shares an idea that may shift the way you think about retirement savings - at any age.  Ask Clark topics include: What Is a 403(b) and How Does It Work? / How to Buy a Used Car in 7 Steps / Best and Worst Auto Insurance Companies / Best and Worst Home Insurance Companies / Ask Clark: What Is a Backdoor Roth IRA? / What Is an HSA Account and How Does It Work? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 21 Oct 2021 19:00:00 -0000 full Clark Howard The Exodus from California / Simplify Retirement Savings. There are 2 major factors that inform why people choose to move from one state to another. California and Texas are a case in point. // Clark shares an idea that may shift the way you think about retirement savings - at any age.  Ask Clark topics include: What Is a 403(b) and How Does It Work? / How to Buy a Used Car in 7 Steps / Best and Worst Auto Insurance Companies / Best and Worst Home Insurance Companies / Ask Clark: What Is a Backdoor Roth IRA? / What Is an HSA Account and How Does It Work? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices There are 2 major factors that inform why people choose to move from one state to another. California and Texas are a case in point. // Clark shares an idea that may shift the way you think about retirement savings - at any age. 

    Ask Clark topics include: What Is a 403(b) and How Does It Work? / How to Buy a Used Car in 7 Steps / Best and Worst Auto Insurance Companies / Best and Worst Home Insurance Companies / Ask Clark: What Is a Backdoor Roth IRA? / What Is an HSA Account and How Does It Work? \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1662     10.20.21 For the Win: Investing Trends / Disney’s New Genie Park Planner App. The investing price wars continue, giving you more choice in the marketplace. You’ll end up with 50% more money for retirement being with a low cost provider. A full commission stock broker is pitching something that may sound like a good idea. Clark’s not buying it, and neither should you. // Disney uses dynamic demand pricing which can help regulate crowd size. Now they have a new planning app called Genie. What it does, and what it costs. Ask Clark topics include: Fiduciary Financial Advisors / Find a Financial Advisor / Best Financial Advisors in 2021 / Roth IRA for Kids - Fidelity / SIM Card Swapping / Business Insurance / How to Buy Term Life Insurance / These Credit Cards Offer Car Rental Insurance Benefits \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 20 Oct 2021 19:00:00 -0000 full Clark Howard For the Win: Investing Trends / Disney’s New Genie Park Planner App. The investing price wars continue, giving you more choice in the marketplace. You’ll end up with 50% more money for retirement being with a low cost provider. A full commission stock broker is pitching something that may sound like a good idea. Clark’s not buying it, and neither should you. // Disney uses dynamic demand pricing which can help regulate crowd size. Now they have a new planning app called Genie. What it does, and what it costs. Ask Clark topics include: Fiduciary Financial Advisors / Find a Financial Advisor / Best Financial Advisors in 2021 / Roth IRA for Kids - Fidelity / SIM Card Swapping / Business Insurance / How to Buy Term Life Insurance / These Credit Cards Offer Car Rental Insurance Benefits \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices The investing price wars continue, giving you more choice in the marketplace. You’ll end up with 50% more money for retirement being with a low cost provider. A full commission stock broker is pitching something that may sound like a good idea. Clark’s not buying it, and neither should you. // Disney uses dynamic demand pricing which can help regulate crowd size. Now they have a new planning app called Genie. What it does, and what it costs.

    Ask Clark topics include: Fiduciary Financial Advisors / Find a Financial Advisor / Best Financial Advisors in 2021 / Roth IRA for Kids - Fidelity / SIM Card Swapping / Business Insurance / How to Buy Term Life Insurance / These Credit Cards Offer Car Rental Insurance Benefits \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1874     10.19.21 SAVE on Rx: 2 Excellent Drug Discount Programs / Best Buy’s New Membership Program - Totaltech. $40 vs $330 for the same Rx?! GREAT news on a couple of subscription programs that can save you big bucks. // Why Wall Street loves Best Buy’s new membership program for tech support and the value of membership. Ask Clark topics include: 10 Ways To Save on Prescription Drugs / Canadian International Pharmacy Association / How to Buy a Used Car in 7 Steps / Cell Phones & Smartphones for sale | eBay / OnePlus Nord - OnePlus (United States) - OnePlus Nord Series / Tempted by timeshares? Heed Clark's advice \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 19 Oct 2021 19:00:00 -0000 full Clark Howard SAVE on Rx: 2 Excellent Drug Discount Programs / Best Buy’s New Membership Program - Totaltech. $40 vs $330 for the same Rx?! GREAT news on a couple of subscription programs that can save you big bucks. // Why Wall Street loves Best Buy’s new membership program for tech support and the value of membership. Ask Clark topics include: 10 Ways To Save on Prescription Drugs / Canadian International Pharmacy Association / How to Buy a Used Car in 7 Steps / Cell Phones & Smartphones for sale | eBay / OnePlus Nord - OnePlus (United States) - OnePlus Nord Series / Tempted by timeshares? Heed Clark's advice \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices $40 vs $330 for the same Rx?! GREAT news on a couple of subscription programs that can save you big bucks. // Why Wall Street loves Best Buy’s new membership program for tech support and the value of membership.

    Ask Clark topics include: 10 Ways To Save on Prescription Drugs / Canadian International Pharmacy Association / How to Buy a Used Car in 7 Steps / Cell Phones & Smartphones for sale | eBay / OnePlus Nord - OnePlus (United States) - OnePlus Nord Series / Tempted by timeshares? Heed Clark's advice \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1582     10.18.21 Restaurants and the Labor Shortage / Privacy vs Telematics Tracking Drivers. Restaurants and the service industries overall are enduring severe labor shortages for all to see. This is creating high anxiety. Patience is a virtue. / 16 years into telematics, only 2% of drivers allow themselves to be tracked. Do you want your every move tracked while driving? How one major insurer is pushing for it, plus, a tale of Tesla’s driver-assist testing. Ask Clark topics include: Why You Should Never Use a Debit Card To Pay for Anything - Clark / Submit a complaint | Consumer Financial Protection Bureau / 6 Best Ways To Send Money Online / Term Life vs. Whole Life Insurance / The Best Term Life Insurance Companies / MyChart | Powered by Epic / How To Prevent, Report and Repair Identity Theft \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Oct 2021 19:00:00 -0000 full Clark Howard Restaurants and the Labor Shortage / Privacy vs Telematics Tracking Drivers. Restaurants and the service industries overall are enduring severe labor shortages for all to see. This is creating high anxiety. Patience is a virtue. / 16 years into telematics, only 2% of drivers allow themselves to be tracked. Do you want your every move tracked while driving? How one major insurer is pushing for it, plus, a tale of Tesla’s driver-assist testing. Ask Clark topics include: Why You Should Never Use a Debit Card To Pay for Anything - Clark / Submit a complaint | Consumer Financial Protection Bureau / 6 Best Ways To Send Money Online / Term Life vs. Whole Life Insurance / The Best Term Life Insurance Companies / MyChart | Powered by Epic / How To Prevent, Report and Repair Identity Theft \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Restaurants and the service industries overall are enduring severe labor shortages for all to see. This is creating high anxiety. Patience is a virtue. / 16 years into telematics, only 2% of drivers allow themselves to be tracked. Do you want your every move tracked while driving? How one major insurer is pushing for it, plus, a tale of Tesla’s driver-assist testing.

    Ask Clark topics include: Why You Should Never Use a Debit Card To Pay for Anything - Clark / Submit a complaint | Consumer Financial Protection Bureau / 6 Best Ways To Send Money Online / Term Life vs. Whole Life Insurance / The Best Term Life Insurance Companies / MyChart | Powered by Epic / How To Prevent, Report and Repair Identity Theft \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1640     10.15.21 Clark Answers His Critics on Clark Stinks / Operational Difficulties: Southwest Airlines Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Why Clark loves our largest domestic airline - Southwest, what’s going on with the recent meltdowns, and Clark smart advice for travelers. Clark Stinks and Ask Clark topics include: Social Security / CREDIT CARDS - Clark.com / 5 Steps To Getting a Good Deal on a Hotel Room / Wawa Launches “Tap, Pay & Save 15 Cents Per Gallon” with the Wawa App through Oct. 31 \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 15 Oct 2021 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Operational Difficulties: Southwest Airlines Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Why Clark loves our largest domestic airline - Southwest, what’s going on with the recent meltdowns, and Clark smart advice for travelers. Clark Stinks and Ask Clark topics include: Social Security / CREDIT CARDS - Clark.com / 5 Steps To Getting a Good Deal on a Hotel Room / Wawa Launches “Tap, Pay & Save 15 Cents Per Gallon” with the Wawa App through Oct. 31 \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Why Clark loves our largest domestic airline - Southwest, what’s going on with the recent meltdowns, and Clark smart advice for travelers.

    Clark Stinks and Ask Clark topics include: Social Security / CREDIT CARDS - Clark.com / 5 Steps To Getting a Good Deal on a Hotel Room / Wawa Launches “Tap, Pay & Save 15 Cents Per Gallon” with the Wawa App through Oct. 31 \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2179     10.14.21 Challenges of Going Cashless / Bottled Water: $ Down the Drain. The disappearance of cash brings new ways to tip - and challenges teaching kids about money. // The average bottled water drinker spends $1400 a year on bottled water - which may not be as safe as tap water! And bottled water IS overwhelmingly tap water! Clark explains - and suggests a WAY cheaper middle ground solution. Ask Clark topics include: What Is a Backdoor Roth IRA? / MTurk Review: How to Make Money Online With Amazon Mechanical Turk - Survey Junkie Review: 3 Things to Know Before You Sign Up / Trust Definition - Investopedia / Best Investment Companies for Investors in 2021 - Clark Howard \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 14 Oct 2021 19:00:00 -0000 full Clark Howard Challenges of Going Cashless / Bottled Water: $ Down the Drain. The disappearance of cash brings new ways to tip - and challenges teaching kids about money. // The average bottled water drinker spends $1400 a year on bottled water - which may not be as safe as tap water! And bottled water IS overwhelmingly tap water! Clark explains - and suggests a WAY cheaper middle ground solution. Ask Clark topics include: What Is a Backdoor Roth IRA? / MTurk Review: How to Make Money Online With Amazon Mechanical Turk - Survey Junkie Review: 3 Things to Know Before You Sign Up / Trust Definition - Investopedia / Best Investment Companies for Investors in 2021 - Clark Howard \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices The disappearance of cash brings new ways to tip - and challenges teaching kids about money. // The average bottled water drinker spends $1400 a year on bottled water - which may not be as safe as tap water! And bottled water IS overwhelmingly tap water! Clark explains - and suggests a WAY cheaper middle ground solution.

    Ask Clark topics include: What Is a Backdoor Roth IRA? / MTurk Review: How to Make Money Online With Amazon Mechanical Turk - Survey Junkie Review: 3 Things to Know Before You Sign Up / Trust Definition - Investopedia / Best Investment Companies for Investors in 2021 - Clark Howard \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1716     10.13.21 Device Addiction vs. Being In The Moment / Beware Stalkerware. How many times do you pick up your smartphone each day? Surprising statistics about how much we’re engrossed in these devices, and something else to think about. // Both Androids & iPhones are being invaded by various types of malicious apps. 10 million got hit with fake charges on their cell phone bills. Learn the number 1 way to know a rogue app is lurking & how to protect yourself from this growing type of spyware. Ask Clark topics include: What Is a 403(b) / Umbrella Insurance / 401(k) Rollover / How To Find and Choose a Financial Advisor / How to Protect Your Phone Against a SIM Swap Attack | WIRED / CDARS® has been renamed IntraFi Network Deposits. / Clark Deals 2021 Sweepstakes Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 13 Oct 2021 19:00:00 -0000 full Clark Howard Device Addiction vs. Being In The Moment / Beware Stalkerware. How many times do you pick up your smartphone each day? Surprising statistics about how much we’re engrossed in these devices, and something else to think about. // Both Androids & iPhones are being invaded by various types of malicious apps. 10 million got hit with fake charges on their cell phone bills. Learn the number 1 way to know a rogue app is lurking & how to protect yourself from this growing type of spyware. Ask Clark topics include: What Is a 403(b) / Umbrella Insurance / 401(k) Rollover / How To Find and Choose a Financial Advisor / How to Protect Your Phone Against a SIM Swap Attack | WIRED / CDARS® has been renamed IntraFi Network Deposits. / Clark Deals 2021 Sweepstakes Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices How many times do you pick up your smartphone each day? Surprising statistics about how much we’re engrossed in these devices, and something else to think about. // Both Androids & iPhones are being invaded by various types of malicious apps. 10 million got hit with fake charges on their cell phone bills. Learn the number 1 way to know a rogue app is lurking & how to protect yourself from this growing type of spyware.

    Ask Clark topics include: What Is a 403(b) / Umbrella Insurance / 401(k) Rollover / How To Find and Choose a Financial Advisor / How to Protect Your Phone Against a SIM Swap Attack | WIRED / CDARS® has been renamed IntraFi Network Deposits. / Clark Deals 2021 Sweepstakes


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1725     10.12.21 Credit Card Rewards / Don’t Pay for FREE Credit Info. If you’re willing to pivot for credit card perks in the marketplace, it’s a win. Learn about new Amex and Navy Federal offerings. / $500 a year for a credit score subscription!? No. DO NOT allow anyone to rip you off for credit monitoring, reports or scores. Clark reveals secrets about the business, including how you can get all that info for FREE. Ask Clark topics include: 6 Tips for Hiring a Contractor - Cnet - Working with contractors: How to hire a qualified pro / MDsave.com Shopping online for healthcare has arrived. / Clark Deals 2021 Sweepstakes / Best Cell Phone Plans and Deals in 2021 / Save up to $20 with a new Costco membership \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 12 Oct 2021 19:00:00 -0000 full Clark Howard Credit Card Rewards / Don’t Pay for FREE Credit Info. If you’re willing to pivot for credit card perks in the marketplace, it’s a win. Learn about new Amex and Navy Federal offerings. / $500 a year for a credit score subscription!? No. DO NOT allow anyone to rip you off for credit monitoring, reports or scores. Clark reveals secrets about the business, including how you can get all that info for FREE. Ask Clark topics include: 6 Tips for Hiring a Contractor - Cnet - Working with contractors: How to hire a qualified pro / MDsave.com Shopping online for healthcare has arrived. / Clark Deals 2021 Sweepstakes / Best Cell Phone Plans and Deals in 2021 / Save up to $20 with a new Costco membership \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices If you’re willing to pivot for credit card perks in the marketplace, it’s a win. Learn about new Amex and Navy Federal offerings. / $500 a year for a credit score subscription!? No. DO NOT allow anyone to rip you off for credit monitoring, reports or scores. Clark reveals secrets about the business, including how you can get all that info for FREE.


    Ask Clark topics include: 6 Tips for Hiring a Contractor - Cnet - Working with contractors: How to hire a qualified pro / MDsave.com Shopping online for healthcare has arrived. / Clark Deals 2021 Sweepstakes / Best Cell Phone Plans and Deals in 2021 / Save up to $20 with a new Costco membership \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1605     10.11.21 High Tech Comes to Insurance Claims / Rideshare Costs & Alternatives. Learn how insurers are using AI, drones and robots to assess auto and property claims. This brings up concerns you need to know about. // Uber & Lyft costs are up by 1/3rd on average. Surge pricing makes these rideshare costs unpredictable. You’re not a sitting duck. Clark mentions several alternatives. Ask Clark topics include: 2021 Toyota RAV4 Prime Road Test - Consumer Reports / The 3 Truths of Wealth Creation - It's OK to splurge on things important to you, even when saving for retirement - Clark’s addendum: CORE & KEY: Live on less than what you make. Investment savings need to stay on target for retirement. / The Clark.com editorial process. \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Oct 2021 19:00:00 -0000 full Clark Howard High Tech Comes to Insurance Claims / Rideshare Costs & Alternatives. Learn how insurers are using AI, drones and robots to assess auto and property claims. This brings up concerns you need to know about. // Uber & Lyft costs are up by 1/3rd on average. Surge pricing makes these rideshare costs unpredictable. You’re not a sitting duck. Clark mentions several alternatives. Ask Clark topics include: 2021 Toyota RAV4 Prime Road Test - Consumer Reports / The 3 Truths of Wealth Creation - It's OK to splurge on things important to you, even when saving for retirement - Clark’s addendum: CORE & KEY: Live on less than what you make. Investment savings need to stay on target for retirement. / The Clark.com editorial process. \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Learn how insurers are using AI, drones and robots to assess auto and property claims. This brings up concerns you need to know about. // Uber & Lyft costs are up by 1/3rd on average. Surge pricing makes these rideshare costs unpredictable. You’re not a sitting duck. Clark mentions several alternatives.

    Ask Clark topics include: 2021 Toyota RAV4 Prime Road Test - Consumer Reports / The 3 Truths of Wealth Creation - It's OK to splurge on things important to you, even when saving for retirement - Clark’s addendum: CORE & KEY: Live on less than what you make. Investment savings need to stay on target for retirement. / The Clark.com editorial process. \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1609     10.08.21 Clark Answers His Critics on Clark Stinks / Early Bird Holiday Shopping a Must This Year. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Holiday shopping - in October? Several factors make that a good idea this year, including current deals. Clark Stinks and Ask Clark topics include: The Free Account Everyone Needs To Set Up Before Retirement / Read This Before You Sign Up for Health Insurance at Work / How to decide if medical tourism is a viable option for you / The 14 Cheapest and Best Grocery Stores / Report: The #1 Supermarket for Customer Satisfaction - Automatic Bill Pay: How It Works and How to Do It Safely \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 08 Oct 2021 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Early Bird Holiday Shopping a Must This Year. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Holiday shopping - in October? Several factors make that a good idea this year, including current deals. Clark Stinks and Ask Clark topics include: The Free Account Everyone Needs To Set Up Before Retirement / Read This Before You Sign Up for Health Insurance at Work / How to decide if medical tourism is a viable option for you / The 14 Cheapest and Best Grocery Stores / Report: The #1 Supermarket for Customer Satisfaction - Automatic Bill Pay: How It Works and How to Do It Safely \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Holiday shopping - in October? Several factors make that a good idea this year, including current deals.

    Clark Stinks and Ask Clark topics include: The Free Account Everyone Needs To Set Up Before Retirement / Read This Before You Sign Up for Health Insurance at Work / How to decide if medical tourism is a viable option for you / The 14 Cheapest and Best Grocery Stores / Report: The #1 Supermarket for Customer Satisfaction - Automatic Bill Pay: How It Works and How to Do It Safely \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1770     10.07.21 Hope for a Promise Long Denied: Public Service Loan Forgiveness / New Rules: Flood Insurance. The promise of public service student loan forgiveness made 14 years ago has been grossly mismanaged, cheating compliant service workers. That injustice is being overturned with new federal regulations going into effect. Stand By! Clark’s guide is forthcoming involving an October deadline. // More Americans are living at or near a coast. Learn how the Federal Flood Insurance Program has worked, and how it will change moving forward. New rates are being implemented and you should know how they will affect you, depending on risks. Ask Clark topics include: Why Airlines Can’t Stop Rewriting the Rules for Fliers / BANKS & Banking - Clark.com / What changes at Credit Karma Tax now that we are a Cash App product? / Where Is My Passport? / This Decision Could Increase Your Social Security Benefit by 8% Each Year / Clark Deals 2021 Sweepstakes \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 07 Oct 2021 19:00:00 -0000 full Clark Howard Hope for a Promise Long Denied: Public Service Loan Forgiveness / New Rules: Flood Insurance. The promise of public service student loan forgiveness made 14 years ago has been grossly mismanaged, cheating compliant service workers. That injustice is being overturned with new federal regulations going into effect. Stand By! Clark’s guide is forthcoming involving an October deadline. // More Americans are living at or near a coast. Learn how the Federal Flood Insurance Program has worked, and how it will change moving forward. New rates are being implemented and you should know how they will affect you, depending on risks. Ask Clark topics include: Why Airlines Can’t Stop Rewriting the Rules for Fliers / BANKS & Banking - Clark.com / What changes at Credit Karma Tax now that we are a Cash App product? / Where Is My Passport? / This Decision Could Increase Your Social Security Benefit by 8% Each Year / Clark Deals 2021 Sweepstakes \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices The promise of public service student loan forgiveness made 14 years ago has been grossly mismanaged, cheating compliant service workers. That injustice is being overturned with new federal regulations going into effect. Stand By! Clark’s guide is forthcoming involving an October deadline. // More Americans are living at or near a coast. Learn how the Federal Flood Insurance Program has worked, and how it will change moving forward. New rates are being implemented and you should know how they will affect you, depending on risks.

    Ask Clark topics include: Why Airlines Can’t Stop Rewriting the Rules for Fliers / BANKS & Banking - Clark.com / What changes at Credit Karma Tax now that we are a Cash App product? / Where Is My Passport? / This Decision Could Increase Your Social Security Benefit by 8% Each Year / Clark Deals 2021 Sweepstakes \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1737     10.06.21 Pandemic Impact: Increased Elder Fraud / Transportation Innovation Arrives. Elder fraud comes in many forms. The numbers are astounding. AARP reports 5 million elderly Americans have money stolen each year. Average amount: $120,000. They can’t recover from that kind of loss. How we all can do a better job of communicating with and protecting aging family & friends. // Flying electric taxis for regional transportation are being adopted in São Paulo, Brazil. These helio-plane hybrids are an affordable, quiet, efficient solution. Air taxis! How soon will we see such progress? - A Clark Prediction. Ask Clark topics include: Extended Car Warranties / Term Life Insurance / National Foundation for Credit Counseling / The 3 Best Ways to Consolidate Credit Card Debt – And 2 Ways to Avoid It \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 06 Oct 2021 19:00:00 -0000 full Clark Howard Pandemic Impact: Increased Elder Fraud / Transportation Innovation Arrives. Elder fraud comes in many forms. The numbers are astounding. AARP reports 5 million elderly Americans have money stolen each year. Average amount: $120,000. They can’t recover from that kind of loss. How we all can do a better job of communicating with and protecting aging family & friends. // Flying electric taxis for regional transportation are being adopted in São Paulo, Brazil. These helio-plane hybrids are an affordable, quiet, efficient solution. Air taxis! How soon will we see such progress? - A Clark Prediction. Ask Clark topics include: Extended Car Warranties / Term Life Insurance / National Foundation for Credit Counseling / The 3 Best Ways to Consolidate Credit Card Debt – And 2 Ways to Avoid It \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Elder fraud comes in many forms. The numbers are astounding. AARP reports 5 million elderly Americans have money stolen each year. Average amount: $120,000. They can’t recover from that kind of loss. How we all can do a better job of communicating with and protecting aging family & friends. // Flying electric taxis for regional transportation are being adopted in São Paulo, Brazil. These helio-plane hybrids are an affordable, quiet, efficient solution. Air taxis! How soon will we see such progress? - A Clark Prediction.


    Ask Clark topics include: Extended Car Warranties / Term Life Insurance / National Foundation for Credit Counseling / The 3 Best Ways to Consolidate Credit Card Debt – And 2 Ways to Avoid It \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1741     10.05.21 Escalating Gas & Energy Prices - Your Defense / Protect Your Social Security Account at Age 30. Both oil and natural gas are in short supply, with prices going up. How to save on gasoline and home energy. // Social Security has an embedded base of support, so it will continue in some form, based on your highest 35 year earnings. Clark shares why and how you should monitor this future source of income starting at age 30 - a simple but very important task. Ask Clark topics include: Energy Sage: SRECs: understanding solar renewable energy credits / Best Generator Buying Guide - Consumer Reports / Financial Advisors / When Is the Best Time to Take Social Security? - Maximize My Social Security \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 05 Oct 2021 19:00:00 -0000 full Clark Howard Escalating Gas & Energy Prices - Your Defense / Protect Your Social Security Account at Age 30. Both oil and natural gas are in short supply, with prices going up. How to save on gasoline and home energy. // Social Security has an embedded base of support, so it will continue in some form, based on your highest 35 year earnings. Clark shares why and how you should monitor this future source of income starting at age 30 - a simple but very important task. Ask Clark topics include: Energy Sage: SRECs: understanding solar renewable energy credits / Best Generator Buying Guide - Consumer Reports / Financial Advisors / When Is the Best Time to Take Social Security? - Maximize My Social Security \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Both oil and natural gas are in short supply, with prices going up. How to save on gasoline and home energy. // Social Security has an embedded base of support, so it will continue in some form, based on your highest 35 year earnings. Clark shares why and how you should monitor this future source of income starting at age 30 - a simple but very important task.

    Ask Clark topics include: Energy Sage: SRECs: understanding solar renewable energy credits / Best Generator Buying Guide - Consumer Reports / Financial Advisors / When Is the Best Time to Take Social Security? - Maximize My Social Security \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1937     10.04.21 Empty Shelves & Product Shortages - Flex / Open Enrollment Needs Your Attention This Year. We’re used to everything always being available. Clark explains we’re back to historical patterns, supply chain disruption and distribution tendencies for the duration. No need to panic buy, just flex. // It’s open enrollment time for many company health insurance plans. What you should know about HSA high-deductible health plans, how to decide which plan is best for you AND - disability insurance. Ask Clark topics include: Diamonds - buy used - 7 Places to Get the Best Deals on Lab-Created Diamonds / Consumer Reports - Guide to Cars With Advanced Safety Systems / Password Protect Your Phone - How To Create a Safe Password / T-Mobile Home Internet Service - Verizon 5G Home Internet - Cheap Internet Service \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Oct 2021 19:00:00 -0000 full Clark Howard Empty Shelves & Product Shortages - Flex / Open Enrollment Needs Your Attention This Year. We’re used to everything always being available. Clark explains we’re back to historical patterns, supply chain disruption and distribution tendencies for the duration. No need to panic buy, just flex. // It’s open enrollment time for many company health insurance plans. What you should know about HSA high-deductible health plans, how to decide which plan is best for you AND - disability insurance. Ask Clark topics include: Diamonds - buy used - 7 Places to Get the Best Deals on Lab-Created Diamonds / Consumer Reports - Guide to Cars With Advanced Safety Systems / Password Protect Your Phone - How To Create a Safe Password / T-Mobile Home Internet Service - Verizon 5G Home Internet - Cheap Internet Service \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices We’re used to everything always being available. Clark explains we’re back to historical patterns, supply chain disruption and distribution tendencies for the duration. No need to panic buy, just flex. // It’s open enrollment time for many company health insurance plans. What you should know about HSA high-deductible health plans, how to decide which plan is best for you AND - disability insurance.

    Ask Clark topics include: Diamonds - buy used - 7 Places to Get the Best Deals on Lab-Created Diamonds / Consumer Reports - Guide to Cars With Advanced Safety Systems / Password Protect Your Phone - How To Create a Safe Password / T-Mobile Home Internet Service - Verizon 5G Home Internet - Cheap Internet Service \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1797     10.01.21 Clark Answers His Critics on Clark Stinks / Women Entrepreneurs Skyrocket. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Pandemic burnout has prompted many to re-evaluate their life and careers. Close to half of new business owners now are women. The economics of this development and the opportunities it presents. Clark Stinks and Ask Clark topics include: Hearing Aids / What Is a 403(b) and How Does It Work? / File complaints with your State Consumer Affairs Department (if your state has an active one) / How to Spot and Avoid Scams on Facebook and Instagram / IRS - Coronavirus-related relief for retirement plans and IRAs questions and answers \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 01 Oct 2021 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Women Entrepreneurs Skyrocket. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Pandemic burnout has prompted many to re-evaluate their life and careers. Close to half of new business owners now are women. The economics of this development and the opportunities it presents. Clark Stinks and Ask Clark topics include: Hearing Aids / What Is a 403(b) and How Does It Work? / File complaints with your State Consumer Affairs Department (if your state has an active one) / How to Spot and Avoid Scams on Facebook and Instagram / IRS - Coronavirus-related relief for retirement plans and IRAs questions and answers \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Pandemic burnout has prompted many to re-evaluate their life and careers. Close to half of new business owners now are women. The economics of this development and the opportunities it presents.

    Clark Stinks and Ask Clark topics include: Hearing Aids / What Is a 403(b) and How Does It Work? / File complaints with your State Consumer Affairs Department (if your state has an active one) / How to Spot and Avoid Scams on Facebook and Instagram / IRS - Coronavirus-related relief for retirement plans and IRAs questions and answers \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1834     09.30.21 Help For Homebuyers in the Bidding Wars / Bye Passwords Hello Biometrics. 1 in 4 houses are being bought cash only. Sellers want certainty. Clark shares a new way some companies are helping home buyers win the bidding wars. // Microsoft is eliminating passwords. Amazon is experimenting with biometrics for concert entry. Biometrics are here to stay and passwords will be a thing of the past. Ask Clark topics include: These Airlines Are Extending Credits Into 2022 / Cemetery Plot Buying and Selling / Charles Schwab Bank Debit Card \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 30 Sep 2021 19:00:00 -0000 full Clark Howard Help For Homebuyers in the Bidding Wars / Bye Passwords Hello Biometrics. 1 in 4 houses are being bought cash only. Sellers want certainty. Clark shares a new way some companies are helping home buyers win the bidding wars. // Microsoft is eliminating passwords. Amazon is experimenting with biometrics for concert entry. Biometrics are here to stay and passwords will be a thing of the past. Ask Clark topics include: These Airlines Are Extending Credits Into 2022 / Cemetery Plot Buying and Selling / Charles Schwab Bank Debit Card \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices 1 in 4 houses are being bought cash only. Sellers want certainty. Clark shares a new way some companies are helping home buyers win the bidding wars. // Microsoft is eliminating passwords. Amazon is experimenting with biometrics for concert entry. Biometrics are here to stay and passwords will be a thing of the past.

    Ask Clark topics include: These Airlines Are Extending Credits Into 2022 / Cemetery Plot Buying and Selling / Charles Schwab Bank Debit Card \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1566     09.29.21 There are 2 Types of 529 Plans. One is a Ripoff / Jobs of the Future. 529 Plans are getting better overall. But there are 2 types: direct sold, and rip offs.. Due to massive fees, you can end up with less than you put in. Know the only kind to buy: Best 529 College Savings Plans By State // 70% of the jobs of 20 years from now do not exist today. The market never stops transforming. Clark shares which careers make sense for the future. If you’re in an industry in decline, consider how to use your skills another way. Ask Clark topics include: Apple Pay / Zelle fraud emergency kit and FAQ - BobSullivan.net / 5 Things To Know Before You Buy a Refurbished Phone / SIPC - Securities Investor Protection Corporation / IRS IRA Contribution Limits / Thrift Savings Plan (TSP) \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 29 Sep 2021 19:00:00 -0000 full Clark Howard There are 2 Types of 529 Plans. One is a Ripoff / Jobs of the Future. 529 Plans are getting better overall. But there are 2 types: direct sold, and rip offs.. Due to massive fees, you can end up with less than you put in. Know the only kind to buy: Best 529 College Savings Plans By State // 70% of the jobs of 20 years from now do not exist today. The market never stops transforming. Clark shares which careers make sense for the future. If you’re in an industry in decline, consider how to use your skills another way. Ask Clark topics include: Apple Pay / Zelle fraud emergency kit and FAQ - BobSullivan.net / 5 Things To Know Before You Buy a Refurbished Phone / SIPC - Securities Investor Protection Corporation / IRS IRA Contribution Limits / Thrift Savings Plan (TSP) \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices 529 Plans are getting better overall. But there are 2 types: direct sold, and rip offs.. Due to massive fees, you can end up with less than you put in. Know the only kind to buy: Best 529 College Savings Plans By State // 70% of the jobs of 20 years from now do not exist today. The market never stops transforming. Clark shares which careers make sense for the future. If you’re in an industry in decline, consider how to use your skills another way.

    Ask Clark topics include: Apple Pay / Zelle fraud emergency kit and FAQ - BobSullivan.net / 5 Things To Know Before You Buy a Refurbished Phone / SIPC - Securities Investor Protection Corporation / IRS IRA Contribution Limits / Thrift Savings Plan (TSP) \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1619     09.28.21 Extreme Weather & Home Insurance / 13 Billion Robocalls for Car Warranties. Due to extreme weather patterns, homeowners insurance is becoming a more difficult purchase. Underwriting can vary greatly from one insurer to another. New considerations for home buyers & why shopping home insurance is more important now than ever. Plus, 3D printed homes are weatherproof, cheaper & quicker to build. // Sick of getting junk robocalls about your extended warranty expiring? You are not alone! What you need to know about this ongoing, widespread scheme. Ask Clark topics include: When Should You File a Claim on Your Homeowners Insurance? / Federal Agencies Release Interim Final Rule to Implement the No Surprises Act / Should You Buy an Extended Warranty on Your Car? / 403(b)s / Google Flights - Hopper - Skyscanner \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 Sep 2021 19:00:00 -0000 full Clark Howard Extreme Weather & Home Insurance / 13 Billion Robocalls for Car Warranties. Due to extreme weather patterns, homeowners insurance is becoming a more difficult purchase. Underwriting can vary greatly from one insurer to another. New considerations for home buyers & why shopping home insurance is more important now than ever. Plus, 3D printed homes are weatherproof, cheaper & quicker to build. // Sick of getting junk robocalls about your extended warranty expiring? You are not alone! What you need to know about this ongoing, widespread scheme. Ask Clark topics include: When Should You File a Claim on Your Homeowners Insurance? / Federal Agencies Release Interim Final Rule to Implement the No Surprises Act / Should You Buy an Extended Warranty on Your Car? / 403(b)s / Google Flights - Hopper - Skyscanner \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Due to extreme weather patterns, homeowners insurance is becoming a more difficult purchase. Underwriting can vary greatly from one insurer to another. New considerations for home buyers & why shopping home insurance is more important now than ever. Plus, 3D printed homes are weatherproof, cheaper & quicker to build. // Sick of getting junk robocalls about your extended warranty expiring? You are not alone! What you need to know about this ongoing, widespread scheme.

    Ask Clark topics include: When Should You File a Claim on Your Homeowners Insurance? / Federal Agencies Release Interim Final Rule to Implement the No Surprises Act / Should You Buy an Extended Warranty on Your Car? / 403(b)s / Google Flights - Hopper - Skyscanner \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1723     09.27.21 A Used Car Market Warning / Market Swings & Investor Fears. An important warning for those in the market for a used vehicle, and how buyers must protect themselves. Also, there will be new e-vehicles in the marketplace, sold direct. What that means for buyers. // Recent wide swings in the stock market have sparked fears among investors. Various factors have created a “wall of worry”. The problem with getting out of the market, and the right questions to ask yourself to be in the game - prepared. Ask Clark topics include: How does HomeAdvisor work for contractors? / What is an UGMA or UTMA account? - Best 529 College Savings Plans By State / Trust & Estate Planning / What Is a Financial Advisor and Do I Need One? - How To Find and Choose a Financial Advisor / SPLITWISE: Less stress when sharing expenses / BBB-File a Complaint \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 Sep 2021 19:00:00 -0000 full Clark Howard A Used Car Market Warning / Market Swings & Investor Fears. An important warning for those in the market for a used vehicle, and how buyers must protect themselves. Also, there will be new e-vehicles in the marketplace, sold direct. What that means for buyers. // Recent wide swings in the stock market have sparked fears among investors. Various factors have created a “wall of worry”. The problem with getting out of the market, and the right questions to ask yourself to be in the game - prepared. Ask Clark topics include: How does HomeAdvisor work for contractors? / What is an UGMA or UTMA account? - Best 529 College Savings Plans By State / Trust & Estate Planning / What Is a Financial Advisor and Do I Need One? - How To Find and Choose a Financial Advisor / SPLITWISE: Less stress when sharing expenses / BBB-File a Complaint \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices An important warning for those in the market for a used vehicle, and how buyers must protect themselves. Also, there will be new e-vehicles in the marketplace, sold direct. What that means for buyers. // Recent wide swings in the stock market have sparked fears among investors. Various factors have created a “wall of worry”. The problem with getting out of the market, and the right questions to ask yourself to be in the game - prepared.

    Ask Clark topics include: How does HomeAdvisor work for contractors? / What is an UGMA or UTMA account? - Best 529 College Savings Plans By State / Trust & Estate Planning / What Is a Financial Advisor and Do I Need One? - How To Find and Choose a Financial Advisor / SPLITWISE: Less stress when sharing expenses / BBB-File a Complaint \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2144     09.24.21 Clark Answers His Critics on Clark Stinks / NEVER NEVER NEVER Accept the Expensive Free Dinner Invite. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / You may be tempted to accept an exclusive invitation to a financial seminar that includes something fancy like a free steak dinner. Clark tells you why you need to cook at home that night instead. Clark Stinks and Ask Clark topics include: What Is Your Flood Risk on a Scale of 1–10? / Clark’s App Warning for iPhone and Android Users / Should I Convert a Traditional IRA to a Roth IRA? / 7 Things to Know Before You Buy Travel Insurance / Elon Musk says Starlink internet will exit beta status next month / T-Mobile Expanding 5G Network To Offer New Home Internet Service \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 Sep 2021 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / NEVER NEVER NEVER Accept the Expensive Free Dinner Invite. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / You may be tempted to accept an exclusive invitation to a financial seminar that includes something fancy like a free steak dinner. Clark tells you why you need to cook at home that night instead. Clark Stinks and Ask Clark topics include: What Is Your Flood Risk on a Scale of 1–10? / Clark’s App Warning for iPhone and Android Users / Should I Convert a Traditional IRA to a Roth IRA? / 7 Things to Know Before You Buy Travel Insurance / Elon Musk says Starlink internet will exit beta status next month / T-Mobile Expanding 5G Network To Offer New Home Internet Service \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / You may be tempted to accept an exclusive invitation to a financial seminar that includes something fancy like a free steak dinner. Clark tells you why you need to cook at home that night instead.

    Clark Stinks and Ask Clark topics include: What Is Your Flood Risk on a Scale of 1–10? / Clark’s App Warning for iPhone and Android Users / Should I Convert a Traditional IRA to a Roth IRA? / 7 Things to Know Before You Buy Travel Insurance / Elon Musk says Starlink internet will exit beta status next month / T-Mobile Expanding 5G Network To Offer New Home Internet Service \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1936     09.23.21 UPDATE: SBA Loan Programs / Important Plan Documents: 401(k) Fees. Good news for small business owners about the SBA loan program, including applying for PPP loan forgiveness. // 401(k)s have 2 different kinds of fees, one of which most participants are unaware of - the cost for the investments plus administration fees, which can be high. Who pays? Ask Clark topics include: Best Investment Companies for Investors in 2021 / Why Vacation Clubs are worse than timeshares / Should You Manage Your Own Investment Portfolio? - The Bogleheads' Guide to Investing / The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / Credit Karma Review: Free Credit Score and More at Your Fingertips - How To Monitor Your Credit \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Sep 2021 19:00:00 -0000 full Clark Howard UPDATE: SBA Loan Programs / Important Plan Documents: 401(k) Fees. Good news for small business owners about the SBA loan program, including applying for PPP loan forgiveness. // 401(k)s have 2 different kinds of fees, one of which most participants are unaware of - the cost for the investments plus administration fees, which can be high. Who pays? Ask Clark topics include: Best Investment Companies for Investors in 2021 / Why Vacation Clubs are worse than timeshares / Should You Manage Your Own Investment Portfolio? - The Bogleheads' Guide to Investing / The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / Credit Karma Review: Free Credit Score and More at Your Fingertips - How To Monitor Your Credit \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Good news for small business owners about the SBA loan program, including applying for PPP loan forgiveness. // 401(k)s have 2 different kinds of fees, one of which most participants are unaware of - the cost for the investments plus administration fees, which can be high. Who pays?

    Ask Clark topics include: Best Investment Companies for Investors in 2021 / Why Vacation Clubs are worse than timeshares / Should You Manage Your Own Investment Portfolio? - The Bogleheads' Guide to Investing / The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / Credit Karma Review: Free Credit Score and More at Your Fingertips - How To Monitor Your Credit \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1695     09.22.21 Quality of New Cars / CORE Investing: Clark’s Hot Tip Advice. We know cars are overpriced and hard to get right now - allowing time to research your next buy for when the market improves. Clark looks into the initial quality of new cars - and the types of both cars and appliances that are generally most reliable. // The yen to invest is taking hold with advice coming from everywhere. Why this is both great and terrible. Many are basing investment decisions on social media influencers’ advice. Pause with Clark to reflect on this…. Ask Clark topics include: How Much Is My Used Car Worth Right Now? / TRAVEL CLArchives / Best Buy Tech Support / Kids and Teen Savings Account | USAA \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 Sep 2021 19:00:00 -0000 full Clark Howard Quality of New Cars / CORE Investing: Clark’s Hot Tip Advice. We know cars are overpriced and hard to get right now - allowing time to research your next buy for when the market improves. Clark looks into the initial quality of new cars - and the types of both cars and appliances that are generally most reliable. // The yen to invest is taking hold with advice coming from everywhere. Why this is both great and terrible. Many are basing investment decisions on social media influencers’ advice. Pause with Clark to reflect on this…. Ask Clark topics include: How Much Is My Used Car Worth Right Now? / TRAVEL CLArchives / Best Buy Tech Support / Kids and Teen Savings Account | USAA \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices We know cars are overpriced and hard to get right now - allowing time to research your next buy for when the market improves. Clark looks into the initial quality of new cars - and the types of both cars and appliances that are generally most reliable. // The yen to invest is taking hold with advice coming from everywhere. Why this is both great and terrible. Many are basing investment decisions on social media influencers’ advice. Pause with Clark to reflect on this….

    Ask Clark topics include: How Much Is My Used Car Worth Right Now? / TRAVEL CLArchives / Best Buy Tech Support / Kids and Teen Savings Account | USAA \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1611     09.21.21 Wearable health trackers / The Buy Now, Pay Later Effect - Not Good. Health trackers are approaching the mainstream for general health monitoring. Clark talks about his devices and what’s on the horizon. // Almost half of Americans have used buy now, pay later services. What could possibly go wrong? Ask Clark topics include: The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / Loyalty fraud is on the rise — here’s what happens when your points are stolen / Is a Cash-Out Refinance Right for You? / Home equity loans & lines of credit / A factory-built home as a means to affordable housing / The 4 Insurance Policies You Actually Need / Term Life vs. Whole Life Insurance - EvaluateLifeInsurance.org \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Sep 2021 19:00:00 -0000 full Clark Howard Wearable health trackers / The Buy Now, Pay Later Effect - Not Good. Health trackers are approaching the mainstream for general health monitoring. Clark talks about his devices and what’s on the horizon. // Almost half of Americans have used buy now, pay later services. What could possibly go wrong? Ask Clark topics include: The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / Loyalty fraud is on the rise — here’s what happens when your points are stolen / Is a Cash-Out Refinance Right for You? / Home equity loans & lines of credit / A factory-built home as a means to affordable housing / The 4 Insurance Policies You Actually Need / Term Life vs. Whole Life Insurance - EvaluateLifeInsurance.org \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Health trackers are approaching the mainstream for general health monitoring. Clark talks about his devices and what’s on the horizon. // Almost half of Americans have used buy now, pay later services. What could possibly go wrong?

    Ask Clark topics include: The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / Loyalty fraud is on the rise — here’s what happens when your points are stolen / Is a Cash-Out Refinance Right for You? / Home equity loans & lines of credit / A factory-built home as a means to affordable housing / The 4 Insurance Policies You Actually Need / Term Life vs. Whole Life Insurance - EvaluateLifeInsurance.org \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1467     09.20.21 Why Crypto Isn’t Ready For Prime Time / Are wallets becoming obsolete? Crypto is taking all shapes and forms now, including being used for risky borrowing and lending. This is in the pioneering phase. // The cell phone is potentially replacing the wallet. Pros & cons. Ask Clark topics include: What you can’t pay for with a 529 plan / How and Why to Refinance Your Mortgage / The 403(b) / Fidelity Investments Review 2021 / Life Insurance / Sam’s Club Mastercard Review: Earn 5% Back on Gas Purchases - Best Rewards Credit Cards: Top Picks for 2021 / Authorized User vs. Joint Account Holder \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Sep 2021 19:00:00 -0000 full Clark Howard Why Crypto Isn’t Ready For Prime Time / Are wallets becoming obsolete? Crypto is taking all shapes and forms now, including being used for risky borrowing and lending. This is in the pioneering phase. // The cell phone is potentially replacing the wallet. Pros & cons. Ask Clark topics include: What you can’t pay for with a 529 plan / How and Why to Refinance Your Mortgage / The 403(b) / Fidelity Investments Review 2021 / Life Insurance / Sam’s Club Mastercard Review: Earn 5% Back on Gas Purchases - Best Rewards Credit Cards: Top Picks for 2021 / Authorized User vs. Joint Account Holder \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Crypto is taking all shapes and forms now, including being used for risky borrowing and lending. This is in the pioneering phase. // The cell phone is potentially replacing the wallet. Pros & cons.

    Ask Clark topics include: What you can’t pay for with a 529 plan / How and Why to Refinance Your Mortgage / The 403(b) / Fidelity Investments Review 2021 / Life Insurance / Sam’s Club Mastercard Review: Earn 5% Back on Gas Purchases - Best Rewards Credit Cards: Top Picks for 2021 / Authorized User vs. Joint Account Holder \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1659     09.17.21 Clark Answers His Critics on Clark Stinks / Find Lost or Missing Retirement Accounts. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / For those who’ve worked various jobs over decades, there may be lost retirement accounts or a small pension you’ve lost track of. There are 25 million unclaimed 401(k)s out there containing $1.35 Trillion. Also - what to do when you change jobs. Clark.com - How To Find Missing or Lost Retirement Accounts Clark Stinks and Ask Clark topics include: Automatic Bill Pay: How It Works and How to Do It Safely / Wait times at Disneyland and Universal Studios are way down. Here’s why / Best 529 College Savings Plans By State / 5 Things to Know Before You Use Zelle / Suing in Small Claims Court \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Sep 2021 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Find Lost or Missing Retirement Accounts. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / For those who’ve worked various jobs over decades, there may be lost retirement accounts or a small pension you’ve lost track of. There are 25 million unclaimed 401(k)s out there containing $1.35 Trillion. Also - what to do when you change jobs. Clark.com - How To Find Missing or Lost Retirement Accounts Clark Stinks and Ask Clark topics include: Automatic Bill Pay: How It Works and How to Do It Safely / Wait times at Disneyland and Universal Studios are way down. Here’s why / Best 529 College Savings Plans By State / 5 Things to Know Before You Use Zelle / Suing in Small Claims Court \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / For those who’ve worked various jobs over decades, there may be lost retirement accounts or a small pension you’ve lost track of. There are 25 million unclaimed 401(k)s out there containing $1.35 Trillion. Also - what to do when you change jobs. Clark.com - How To Find Missing or Lost Retirement Accounts

    Clark Stinks and Ask Clark topics include: Automatic Bill Pay: How It Works and How to Do It Safely / Wait times at Disneyland and Universal Studios are way down. Here’s why / Best 529 College Savings Plans By State / 5 Things to Know Before You Use Zelle / Suing in Small Claims Court \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1798     09.16.21 Stocking Up For Emergencies / COVID Rebates & Saving On Auto Insurance Should you stock up on essential supplies? Clark has a different angle on deciding what to buy. // Were you expecting a refund on your auto insurance during the pandemic that never came or was less than expected? If you’re the 1 in 3 people driving less, you’re subsidizing other drivers. Clark has a suggestion to help you save on auto insurance.  Ask Clark topics include: Consumer Reports Generator Ratings / Should We Buy a Truck With eBay Gift Cards? Or Is This a Scam? / CarRentals.com / Mint Mobile Review - Visible / Equitable Distribution Definition - Investopedia / Long-Term Care Insurance / What can I do if I believe my credit file has been mixed with someone else's? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 16 Sep 2021 19:00:00 -0000 full Clark Howard Stocking Up For Emergencies / COVID Rebates & Saving On Auto Insurance Should you stock up on essential supplies? Clark has a different angle on deciding what to buy. // Were you expecting a refund on your auto insurance during the pandemic that never came or was less than expected? If you’re the 1 in 3 people driving less, you’re subsidizing other drivers. Clark has a suggestion to help you save on auto insurance.  Ask Clark topics include: Consumer Reports Generator Ratings / Should We Buy a Truck With eBay Gift Cards? Or Is This a Scam? / CarRentals.com / Mint Mobile Review - Visible / Equitable Distribution Definition - Investopedia / Long-Term Care Insurance / What can I do if I believe my credit file has been mixed with someone else's? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Should you stock up on essential supplies? Clark has a different angle on deciding what to buy. // Were you expecting a refund on your auto insurance during the pandemic that never came or was less than expected? If you’re the 1 in 3 people driving less, you’re subsidizing other drivers. Clark has a suggestion to help you save on auto insurance. 

    Ask Clark topics include: Consumer Reports Generator Ratings / Should We Buy a Truck With eBay Gift Cards? Or Is This a Scam? / CarRentals.com / Mint Mobile Review - Visible / Equitable Distribution Definition - Investopedia / Long-Term Care Insurance / What can I do if I believe my credit file has been mixed with someone else's? \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1737     09.15.21 Amazon’s New TVs / SpaceX Starlink Satellite Internet Delay. TVs have gone up in price, as much as double since last November. The market effect of Amazon’s entry and Clark’s best advice for TV buyers. // SpaceX’s Starlink internet service is on hold. Clark’s excitement over the supposed imminent availability of high speed rural internet was well-placed, but premature. What we have here is a failure to serve customers. Ask Clark topics include: Rules for Using Credit Cards / 6 of the Best High-Yield Online Savings Accounts in 2021 / How to Keep Student Loan Forbearance From Hurting Your Credit / Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? / Dollar Cost Averaging Makes You a Fortune Over Time / How To Open a Roth IRA / Warning: 3 Big Problems With Visa Gift Cards / File a Complaint with the Consumer Financial Protection Bureau \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 Sep 2021 19:00:00 -0000 full Clark Howard Amazon’s New TVs / SpaceX Starlink Satellite Internet Delay. TVs have gone up in price, as much as double since last November. The market effect of Amazon’s entry and Clark’s best advice for TV buyers. // SpaceX’s Starlink internet service is on hold. Clark’s excitement over the supposed imminent availability of high speed rural internet was well-placed, but premature. What we have here is a failure to serve customers. Ask Clark topics include: Rules for Using Credit Cards / 6 of the Best High-Yield Online Savings Accounts in 2021 / How to Keep Student Loan Forbearance From Hurting Your Credit / Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? / Dollar Cost Averaging Makes You a Fortune Over Time / How To Open a Roth IRA / Warning: 3 Big Problems With Visa Gift Cards / File a Complaint with the Consumer Financial Protection Bureau \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices TVs have gone up in price, as much as double since last November. The market effect of Amazon’s entry and Clark’s best advice for TV buyers. // SpaceX’s Starlink internet service is on hold. Clark’s excitement over the supposed imminent availability of high speed rural internet was well-placed, but premature. What we have here is a failure to serve customers.

    Ask Clark topics include: Rules for Using Credit Cards / 6 of the Best High-Yield Online Savings Accounts in 2021 / How to Keep Student Loan Forbearance From Hurting Your Credit / Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? / Dollar Cost Averaging Makes You a Fortune Over Time / How To Open a Roth IRA / Warning: 3 Big Problems With Visa Gift Cards / File a Complaint with the Consumer Financial Protection Bureau \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1443     09.14.21 JOBS: Understanding Total Compensation / Heads Up: Employers Spying on At-Home Workers. When looking at job opportunities, there are many considerations beyond pay alone. // Do you know if your company or boss is using spyware to monitor you? Be aware of new ways your company may be tracking you as you work from home. Ask Clark topics include: 9 Ways To Pay for College Without Student Loans - The Top 5 Benefits of Community College / Is Investing in Dividend Stocks a Good Strategy? / File a Complaint with the Consumer Financial Protection Bureau / Carvana Vehicle Value - Also get vehicle value from dealer / How to Buy a New Car in 5 Steps \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Sep 2021 19:00:00 -0000 full Clark Howard JOBS: Understanding Total Compensation / Heads Up: Employers Spying on At-Home Workers. When looking at job opportunities, there are many considerations beyond pay alone. // Do you know if your company or boss is using spyware to monitor you? Be aware of new ways your company may be tracking you as you work from home. Ask Clark topics include: 9 Ways To Pay for College Without Student Loans - The Top 5 Benefits of Community College / Is Investing in Dividend Stocks a Good Strategy? / File a Complaint with the Consumer Financial Protection Bureau / Carvana Vehicle Value - Also get vehicle value from dealer / How to Buy a New Car in 5 Steps \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices When looking at job opportunities, there are many considerations beyond pay alone. // Do you know if your company or boss is using spyware to monitor you? Be aware of new ways your company may be tracking you as you work from home.

    Ask Clark topics include: 9 Ways To Pay for College Without Student Loans - The Top 5 Benefits of Community College / Is Investing in Dividend Stocks a Good Strategy? / File a Complaint with the Consumer Financial Protection Bureau / Carvana Vehicle Value - Also get vehicle value from dealer / How to Buy a New Car in 5 Steps \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1435     09.13.21 The Apple Antitrust Case and Your Money / College Decisions & New Ways to Avoid College Debt. Clark discusses the Apple & Google “toll gates” and the potential advantage of signing up for subscriptions from service websites vs from in-phone apps. Also, expect heavy subsidies on the new Apple iPhones depending on your carrier. // A rethink of college relevance and new information and insights around college & skills training decision making. Also, employer subsidized education opportunities, income share agreements, and working while in school. Ask Clark topics include: Experian New Debt Collection Rule Allows Contact on Social Media / Roth IRA / Best Online Banks - Bankrate: The best online banks of 2021 / Debt Collectors May Soon Contact You By Text and Social Media. Here’s What You Should Know - Your rights when dealing with debt collectors / Deadline Extended: Check Your Credit Report Every Week for Free / Could-Based Phone Systems \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Sep 2021 19:00:00 -0000 full Clark Howard The Apple Antitrust Case and Your Money / College Decisions & New Ways to Avoid College Debt. Clark discusses the Apple & Google “toll gates” and the potential advantage of signing up for subscriptions from service websites vs from in-phone apps. Also, expect heavy subsidies on the new Apple iPhones depending on your carrier. // A rethink of college relevance and new information and insights around college & skills training decision making. Also, employer subsidized education opportunities, income share agreements, and working while in school. Ask Clark topics include: Experian New Debt Collection Rule Allows Contact on Social Media / Roth IRA / Best Online Banks - Bankrate: The best online banks of 2021 / Debt Collectors May Soon Contact You By Text and Social Media. Here’s What You Should Know - Your rights when dealing with debt collectors / Deadline Extended: Check Your Credit Report Every Week for Free / Could-Based Phone Systems \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the Apple & Google “toll gates” and the potential advantage of signing up for subscriptions from service websites vs from in-phone apps. Also, expect heavy subsidies on the new Apple iPhones depending on your carrier. // A rethink of college relevance and new information and insights around college & skills training decision making. Also, employer subsidized education opportunities, income share agreements, and working while in school.

    Ask Clark topics include: Experian New Debt Collection Rule Allows Contact on Social Media / Roth IRA / Best Online Banks - Bankrate: The best online banks of 2021 / Debt Collectors May Soon Contact You By Text and Social Media. Here’s What You Should Know - Your rights when dealing with debt collectors / Deadline Extended: Check Your Credit Report Every Week for Free / Could-Based Phone Systems \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1833     09.10.21 Clark Answers His Critics on Clark Stinks / Farewell Locast: Local Channel Alternatives. Clark's 9/11 Remembrance / Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Clark explains why Locast is no more, and alternative ideas for watching local channels, whether you were a Locast customer or not. Clark Stinks and Ask Clark topics include: 6 Steps to Eliminate Credit Card Debt in 3 Years or Less / Ford Will Build Your Next Car to Your Custom Order / 4 Things To Know Before You Buy a Digital TV Antenna / 4 Things To Know Before You Sign Up for Sling TV / Amazon agrees to pay shoppers up to $1,000 for defective goods after facing high-profile liability cases \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 Sep 2021 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Farewell Locast: Local Channel Alternatives. Clark's 9/11 Remembrance / Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Clark explains why Locast is no more, and alternative ideas for watching local channels, whether you were a Locast customer or not. Clark Stinks and Ask Clark topics include: 6 Steps to Eliminate Credit Card Debt in 3 Years or Less / Ford Will Build Your Next Car to Your Custom Order / 4 Things To Know Before You Buy a Digital TV Antenna / 4 Things To Know Before You Sign Up for Sling TV / Amazon agrees to pay shoppers up to $1,000 for defective goods after facing high-profile liability cases \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark's 9/11 Remembrance / Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Clark explains why Locast is no more, and alternative ideas for watching local channels, whether you were a Locast customer or not.

    Clark Stinks and Ask Clark topics include: 6 Steps to Eliminate Credit Card Debt in 3 Years or Less / Ford Will Build Your Next Car to Your Custom Order / 4 Things To Know Before You Buy a Digital TV Antenna / 4 Things To Know Before You Sign Up for Sling TV / Amazon agrees to pay shoppers up to $1,000 for defective goods after facing high-profile liability cases \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2070     09.09.21 Protecting Privacy With Simple Burner Tech / Supply Shortages Have Changed the Nature of DEALS New privacy ideas based on burner tech may lessen your privacy concerns. Clark offers several ways to do business via email and phone, without them getting into your business. // Shopping online used to be a great way to save money. Supply shortages have led to a reverse movement among retailers. Seeing is believing when it comes to deals now. Clark explains the trend to help you spend - less! Ask Clark topics include: Where to Buy the Best Cheap Printer / Umbrella Insurance / How to Freeze Your Credit / Credit Karma Review / Term Life vs. Whole Life Insurance / Index Funds / 7 Best Ways to Save for Retirement in Your 50s \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 09 Sep 2021 19:00:00 -0000 full Clark Howard Protecting Privacy With Simple Burner Tech / Supply Shortages Have Changed the Nature of DEALS New privacy ideas based on burner tech may lessen your privacy concerns. Clark offers several ways to do business via email and phone, without them getting into your business. // Shopping online used to be a great way to save money. Supply shortages have led to a reverse movement among retailers. Seeing is believing when it comes to deals now. Clark explains the trend to help you spend - less! Ask Clark topics include: Where to Buy the Best Cheap Printer / Umbrella Insurance / How to Freeze Your Credit / Credit Karma Review / Term Life vs. Whole Life Insurance / Index Funds / 7 Best Ways to Save for Retirement in Your 50s \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices New privacy ideas based on burner tech may lessen your privacy concerns. Clark offers several ways to do business via email and phone, without them getting into your business. // Shopping online used to be a great way to save money. Supply shortages have led to a reverse movement among retailers. Seeing is believing when it comes to deals now. Clark explains the trend to help you spend - less!

    Ask Clark topics include: Where to Buy the Best Cheap Printer / Umbrella Insurance / How to Freeze Your Credit / Credit Karma Review / Term Life vs. Whole Life Insurance / Index Funds / 7 Best Ways to Save for Retirement in Your 50s \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1759     09.08.21 Education: Is College Worth It? / The Worker Shortage & A Partial Solution Clark talks about decision making around education and skilled-trade training, costs, and the debate over the value of college.  // Many industries are experiencing worker shortages and we’re feeling the effects. We’re millions of workers short in the U.S. with an aging population. Clark’s controversial solution. Ask Clark topics include: Easy Disney World Planning / The current state of state-sponsored retirement programs / Health Insurance / Tracfone Wireless / How and When to Cancel a Credit Card / 5 Things to Know Before You Use Zelle / 5 Ways To Improve Your Credit Score // Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 08 Sep 2021 19:00:00 -0000 full Clark Howard Education: Is College Worth It? / The Worker Shortage & A Partial Solution Clark talks about decision making around education and skilled-trade training, costs, and the debate over the value of college.  // Many industries are experiencing worker shortages and we’re feeling the effects. We’re millions of workers short in the U.S. with an aging population. Clark’s controversial solution. Ask Clark topics include: Easy Disney World Planning / The current state of state-sponsored retirement programs / Health Insurance / Tracfone Wireless / How and When to Cancel a Credit Card / 5 Things to Know Before You Use Zelle / 5 Ways To Improve Your Credit Score // Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about decision making around education and skilled-trade training, costs, and the debate over the value of college.  // Many industries are experiencing worker shortages and we’re feeling the effects. We’re millions of workers short in the U.S. with an aging population. Clark’s controversial solution.

    Ask Clark topics include: Easy Disney World Planning / The current state of state-sponsored retirement programs / Health Insurance / Tracfone Wireless / How and When to Cancel a Credit Card / 5 Things to Know Before You Use Zelle / 5 Ways To Improve Your Credit Score //


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1682     09.07.21 Open Enrollment: A New Employer Benefit / Emergency Funds & End of Life Planning What you need to know about new savings incentives you may see within your employee benefits during open enrollment.  // Clark smart steps to keep your loved ones safe and to protect you in case of an emergency. Ask Clark topics include: Rent is about to go up again—here’s why / 6 Best Ways To Send Money Online / Topic No. 607 Adoption Credit and Adoption Assistance / 6 of the Best High-Yield Online Savings Accounts in 2021 - Yotta - Start Saving. Start Winning / Should You Buy an Extended Warranty on Your Car? / How To Open a Roth IRA / Target Date Funds vs. Index Funds: Which Are Better for You? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 Sep 2021 19:00:00 -0000 full Clark Howard Open Enrollment: A New Employer Benefit / Emergency Funds & End of Life Planning What you need to know about new savings incentives you may see within your employee benefits during open enrollment.  // Clark smart steps to keep your loved ones safe and to protect you in case of an emergency. Ask Clark topics include: Rent is about to go up again—here’s why / 6 Best Ways To Send Money Online / Topic No. 607 Adoption Credit and Adoption Assistance / 6 of the Best High-Yield Online Savings Accounts in 2021 - Yotta - Start Saving. Start Winning / Should You Buy an Extended Warranty on Your Car? / How To Open a Roth IRA / Target Date Funds vs. Index Funds: Which Are Better for You? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices What you need to know about new savings incentives you may see within your employee benefits during open enrollment.  // Clark smart steps to keep your loved ones safe and to protect you in case of an emergency.

    Ask Clark topics include: Rent is about to go up again—here’s why / 6 Best Ways To Send Money Online / Topic No. 607 Adoption Credit and Adoption Assistance / 6 of the Best High-Yield Online Savings Accounts in 2021 - Yotta - Start Saving. Start Winning / Should You Buy an Extended Warranty on Your Car? / How To Open a Roth IRA / Target Date Funds vs. Index Funds: Which Are Better for You? \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1826     09.03.21 Clark Answers His Critics on Clark Stinks / A Clark Job Warning: Non-compete Agreements. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Around 1 in 5 U.S. workers are in covenants not to compete, outlawed in California. A Clark warning for job hunters. Clark Stinks and Ask Clark topics include: Deep discounters like Dollar Tree get hit, as they juggle supply chain costs and price-sensitive customers / What Is a 403(b) and How Does It Work? / Retirees fearing financial disaster wait for pension rescue - Pension Benefit Guaranty Corporation / Investment Guide: Advanced investors / Residential Solar: Compare the same size systems between 5 companies in your area with a payback cycle of 9 years or less. / How to Sell Your Stuff on Facebook Marketplace Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Sep 2021 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / A Clark Job Warning: Non-compete Agreements. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Around 1 in 5 U.S. workers are in covenants not to compete, outlawed in California. A Clark warning for job hunters. Clark Stinks and Ask Clark topics include: Deep discounters like Dollar Tree get hit, as they juggle supply chain costs and price-sensitive customers / What Is a 403(b) and How Does It Work? / Retirees fearing financial disaster wait for pension rescue - Pension Benefit Guaranty Corporation / Investment Guide: Advanced investors / Residential Solar: Compare the same size systems between 5 companies in your area with a payback cycle of 9 years or less. / How to Sell Your Stuff on Facebook Marketplace Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Around 1 in 5 U.S. workers are in covenants not to compete, outlawed in California. A Clark warning for job hunters.

    Clark Stinks and Ask Clark topics include: Deep discounters like Dollar Tree get hit, as they juggle supply chain costs and price-sensitive customers / What Is a 403(b) and How Does It Work? / Retirees fearing financial disaster wait for pension rescue - Pension Benefit Guaranty Corporation / Investment Guide: Advanced investors / Residential Solar: Compare the same size systems between 5 companies in your area with a payback cycle of 9 years or less. / How to Sell Your Stuff on Facebook Marketplace


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1770     09.02.21 Clark Rage - Wells Fargo and Alternative Banking / Investment Warning: Broken Promissory Notes. Wells Fargo has engaged in fraud against customers. Now new sanctions are coming because they have not complied with settlements. Why you should ditch your big bank. // Looking to earn more on savings, people are susceptible to con artists pitching “safe investments”. A Clark warning about promises of higher interest rates. How to spot a Ponzi scheme. Ask Clark topics include: Should I Be Concerned About T-Mobile’s Data Breach? / If you have traditional health insurance, avoid student health insurance - Health Insurance Guide / How and Why to Refinance Your Mortgage: A Step-By-Step Guide / Insuring a home-based business / Automatic Bill Pay: How It Works and How to Do It Safely \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 02 Sep 2021 19:00:00 -0000 full Clark Howard Clark Rage - Wells Fargo and Alternative Banking / Investment Warning: Broken Promissory Notes. Wells Fargo has engaged in fraud against customers. Now new sanctions are coming because they have not complied with settlements. Why you should ditch your big bank. // Looking to earn more on savings, people are susceptible to con artists pitching “safe investments”. A Clark warning about promises of higher interest rates. How to spot a Ponzi scheme. Ask Clark topics include: Should I Be Concerned About T-Mobile’s Data Breach? / If you have traditional health insurance, avoid student health insurance - Health Insurance Guide / How and Why to Refinance Your Mortgage: A Step-By-Step Guide / Insuring a home-based business / Automatic Bill Pay: How It Works and How to Do It Safely \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wells Fargo has engaged in fraud against customers. Now new sanctions are coming because they have not complied with settlements. Why you should ditch your big bank. // Looking to earn more on savings, people are susceptible to con artists pitching “safe investments”. A Clark warning about promises of higher interest rates. How to spot a Ponzi scheme.

    Ask Clark topics include: Should I Be Concerned About T-Mobile’s Data Breach? / If you have traditional health insurance, avoid student health insurance - Health Insurance Guide / How and Why to Refinance Your Mortgage: A Step-By-Step Guide / Insuring a home-based business / Automatic Bill Pay: How It Works and How to Do It Safely \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1585     09.01.21 Hospitals: A Rogue Industry and a Clark Cure / Road Trip! A Great Tip for Highway Travel. There’s great support on price transparency on hospital charges on all fronts EXCEPT from hospitals and insurance companies. The reason is Clarkrageous. And Clark’s got the punishment to make them comply. // It’s crazy we don’t have a nationwide toll system. But there’s some progress there. Ask Clark topics include:  14+ Senior Discounts People Age 50 and Older Should Know About! / Best 529 College Savings Plans By State / How To Open a Roth IRA / Clark Howard: Here’s My Experience Selling a Home With an iBuyer / Don’t fall for this car wrapping scam \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 01 Sep 2021 19:00:00 -0000 full Clark Howard Hospitals: A Rogue Industry and a Clark Cure / Road Trip! A Great Tip for Highway Travel. There’s great support on price transparency on hospital charges on all fronts EXCEPT from hospitals and insurance companies. The reason is Clarkrageous. And Clark’s got the punishment to make them comply. // It’s crazy we don’t have a nationwide toll system. But there’s some progress there. Ask Clark topics include:  14+ Senior Discounts People Age 50 and Older Should Know About! / Best 529 College Savings Plans By State / How To Open a Roth IRA / Clark Howard: Here’s My Experience Selling a Home With an iBuyer / Don’t fall for this car wrapping scam \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices There’s great support on price transparency on hospital charges on all fronts EXCEPT from hospitals and insurance companies. The reason is Clarkrageous. And Clark’s got the punishment to make them comply. // It’s crazy we don’t have a nationwide toll system. But there’s some progress there.

    Ask Clark topics include:  14+ Senior Discounts People Age 50 and Older Should Know About! / Best 529 College Savings Plans By State / How To Open a Roth IRA / Clark Howard: Here’s My Experience Selling a Home With an iBuyer / Don’t fall for this car wrapping scam \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1471     08.31.21 The Nurse Shortage is Critical / The Value of a Dollar Store. The nursing shortage is severe and demand is pushing up pay rates. If you have a love of science and medicine, there’s opportunity to make a difference. // While some areas see dollar store proliferation as a problem, these retailers are currently booming with a diverse customer base (including Clark)  trying to offset inflation and stretch every dollar. Ask Clark topics include: Can a Patient Advocate Help With Your Medical Bills? / WSJ - Paying With a Credit Card? That’s Going to Cost You. / How to Build Credit / How a 19 year old got a credit score of 820 / Best 529 College Savings Plans By State \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 31 Aug 2021 19:00:00 -0000 full Clark Howard The Nurse Shortage is Critical / The Value of a Dollar Store. The nursing shortage is severe and demand is pushing up pay rates. If you have a love of science and medicine, there’s opportunity to make a difference. // While some areas see dollar store proliferation as a problem, these retailers are currently booming with a diverse customer base (including Clark)  trying to offset inflation and stretch every dollar. Ask Clark topics include: Can a Patient Advocate Help With Your Medical Bills? / WSJ - Paying With a Credit Card? That’s Going to Cost You. / How to Build Credit / How a 19 year old got a credit score of 820 / Best 529 College Savings Plans By State \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices The nursing shortage is severe and demand is pushing up pay rates. If you have a love of science and medicine, there’s opportunity to make a difference. // While some areas see dollar store proliferation as a problem, these retailers are currently booming with a diverse customer base (including Clark)  trying to offset inflation and stretch every dollar.

    Ask Clark topics include: Can a Patient Advocate Help With Your Medical Bills? / WSJ - Paying With a Credit Card? That’s Going to Cost You. / How to Build Credit / How a 19 year old got a credit score of 820 / Best 529 College Savings Plans By State \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1493     08.30.21 Renting Can Help You Buy a Home / Retirement Savings Can Make You a Millionaire. There are private services that allow your rent payments to be tracked for credit, and now Fannie Mae has a new lending guideline that allows renters to qualify for a mortgage based on their rent payment history. Clark explains how this will work to assist in achieving home ownership, in keeping with how credit scoring is changing overall. / Worried about having enough to retire one day? Over time if you regularly contribute to a good retirement plan, well, watch what happens! Why money you’re saving for your long-term future must be invested - and how to invest properly.  Ask Clark topics include: The biggest mistake you can make with your 401(k) / Read this before you sign up for a ‘risk-free’ trial / 401(k) Contribution Limits for 2021 / How to Sell a Vehicle - eBay Motors - How to Sell Your Car in 5 Steps / Tips for Buying and Selling Safely on Marketplace - Facebook \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Aug 2021 19:00:00 -0000 full Clark Howard Renting Can Help You Buy a Home / Retirement Savings Can Make You a Millionaire. There are private services that allow your rent payments to be tracked for credit, and now Fannie Mae has a new lending guideline that allows renters to qualify for a mortgage based on their rent payment history. Clark explains how this will work to assist in achieving home ownership, in keeping with how credit scoring is changing overall. / Worried about having enough to retire one day? Over time if you regularly contribute to a good retirement plan, well, watch what happens! Why money you’re saving for your long-term future must be invested - and how to invest properly.  Ask Clark topics include: The biggest mistake you can make with your 401(k) / Read this before you sign up for a ‘risk-free’ trial / 401(k) Contribution Limits for 2021 / How to Sell a Vehicle - eBay Motors - How to Sell Your Car in 5 Steps / Tips for Buying and Selling Safely on Marketplace - Facebook \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices There are private services that allow your rent payments to be tracked for credit, and now Fannie Mae has a new lending guideline that allows renters to qualify for a mortgage based on their rent payment history. Clark explains how this will work to assist in achieving home ownership, in keeping with how credit scoring is changing overall. / Worried about having enough to retire one day? Over time if you regularly contribute to a good retirement plan, well, watch what happens! Why money you’re saving for your long-term future must be invested - and how to invest properly. 

    Ask Clark topics include: The biggest mistake you can make with your 401(k) / Read this before you sign up for a ‘risk-free’ trial / 401(k) Contribution Limits for 2021 / How to Sell a Vehicle - eBay Motors - How to Sell Your Car in 5 Steps / Tips for Buying and Selling Safely on Marketplace - Facebook \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1699     08.27.21 Clark Answers His Critics on Clark Stinks / Travel Outlook This Pandemic Fall. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Once again, the pandemic has thrown travel plans into the unknown. But there’s good news if you feel comfortable taking off this year. Clark Stinks and Ask Clark topics include: 6 Things To Know Before You Sign Up for Visible / File Complaint with BBB / Is LifeLock Worth the Cost? / Here Are the Insurance Policies Homeowners Need To Get and the Ones To Skip / Keep solid proof forever when you’ve paid off student loans. / Credit Lock vs. Credit Freeze: What’s the Difference? / Acorns Review / How to Start Saving Money in 5 Easy Steps \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 27 Aug 2021 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / Travel Outlook This Pandemic Fall. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Once again, the pandemic has thrown travel plans into the unknown. But there’s good news if you feel comfortable taking off this year. Clark Stinks and Ask Clark topics include: 6 Things To Know Before You Sign Up for Visible / File Complaint with BBB / Is LifeLock Worth the Cost? / Here Are the Insurance Policies Homeowners Need To Get and the Ones To Skip / Keep solid proof forever when you’ve paid off student loans. / Credit Lock vs. Credit Freeze: What’s the Difference? / Acorns Review / How to Start Saving Money in 5 Easy Steps \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Once again, the pandemic has thrown travel plans into the unknown. But there’s good news if you feel comfortable taking off this year.

    Clark Stinks and Ask Clark topics include: 6 Things To Know Before You Sign Up for Visible / File Complaint with BBB / Is LifeLock Worth the Cost? / Here Are the Insurance Policies Homeowners Need To Get and the Ones To Skip / Keep solid proof forever when you’ve paid off student loans. / Credit Lock vs. Credit Freeze: What’s the Difference? / Acorns Review / How to Start Saving Money in 5 Easy Steps \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1929     08.26.21 The T-Mobile Breach and Quick Measures to Protect Your Phone & Money / TWI - Trading While Under the Influence: Really? Hackers have successfully invaded T-Mobile's data base and have info on 40 million users. 3 quick measures T-Mobile customers can take - and 1 task for AT&T and Verizon customers - to help prevent SIM hijacking and the subsequent looting of your accounts. // 1 in 3 U.S. investors admits they have traded while under the influence - dangerous for your wallet. Don’t drink & trade. For Clark, investing is not a sport. He explains his philosophy. Ask Clark topics include: How To Prevent, Report and Repair Identity Theft / How and Why to Refinance Your Mortgage: A Step-By-Step Guide Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 26 Aug 2021 19:00:00 -0000 full Clark Howard The T-Mobile Breach and Quick Measures to Protect Your Phone & Money / TWI - Trading While Under the Influence: Really? Hackers have successfully invaded T-Mobile's data base and have info on 40 million users. 3 quick measures T-Mobile customers can take - and 1 task for AT&T and Verizon customers - to help prevent SIM hijacking and the subsequent looting of your accounts. // 1 in 3 U.S. investors admits they have traded while under the influence - dangerous for your wallet. Don’t drink & trade. For Clark, investing is not a sport. He explains his philosophy. Ask Clark topics include: How To Prevent, Report and Repair Identity Theft / How and Why to Refinance Your Mortgage: A Step-By-Step Guide Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Hackers have successfully invaded T-Mobile's data base and have info on 40 million users. 3 quick measures T-Mobile customers can take - and 1 task for AT&T and Verizon customers - to help prevent SIM hijacking and the subsequent looting of your accounts. // 1 in 3 U.S. investors admits they have traded while under the influence - dangerous for your wallet. Don’t drink & trade. For Clark, investing is not a sport. He explains his philosophy.

    Ask Clark topics include: How To Prevent, Report and Repair Identity Theft / How and Why to Refinance Your Mortgage: A Step-By-Step Guide

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1803     08..25.21 LOGJAM: Ordering Delays are Here to Stay / Financial Checklist - Who Needs Umbrella Insurance? The way we get goods and what’s available, has come full circle. We’ve become conditioned to the wide availability of goods. Yeah we’re going to have to get over that. One result is a win win if it catches on: Ford is trying to change how we buy new vehicles in the U.S. Clark explains. . // Do you have proper coverage? If you’ve got assets, don’t ignore what Clark calls the “success tax” - one of the most overlooked forms of insurance. Ask Clark topics include: How To Improve Your Credit Score by 100 Points in 30 Days / Fidelity Investments Review 2021: Pros & Cons / Lemonade Insurance Review: How It Works, Coverage Options / Automatic Bill Pay: How It Works and How to Do It Safely \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 25 Aug 2021 19:00:00 -0000 full Clark Howard LOGJAM: Ordering Delays are Here to Stay / Financial Checklist - Who Needs Umbrella Insurance? The way we get goods and what’s available, has come full circle. We’ve become conditioned to the wide availability of goods. Yeah we’re going to have to get over that. One result is a win win if it catches on: Ford is trying to change how we buy new vehicles in the U.S. Clark explains. . // Do you have proper coverage? If you’ve got assets, don’t ignore what Clark calls the “success tax” - one of the most overlooked forms of insurance. Ask Clark topics include: How To Improve Your Credit Score by 100 Points in 30 Days / Fidelity Investments Review 2021: Pros & Cons / Lemonade Insurance Review: How It Works, Coverage Options / Automatic Bill Pay: How It Works and How to Do It Safely \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices The way we get goods and what’s available, has come full circle. We’ve become conditioned to the wide availability of goods. Yeah we’re going to have to get over that. One result is a win win if it catches on: Ford is trying to change how we buy new vehicles in the U.S. Clark explains. . // Do you have proper coverage? If you’ve got assets, don’t ignore what Clark calls the “success tax” - one of the most overlooked forms of insurance.

    Ask Clark topics include: How To Improve Your Credit Score by 100 Points in 30 Days / Fidelity Investments Review 2021: Pros & Cons / Lemonade Insurance Review: How It Works, Coverage Options / Automatic Bill Pay: How It Works and How to Do It Safely \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1877     08.24.21 A Simple Way to Protect Your Phone from Hackers / The Life Insurance Industry’s Dirty Secret. A simple tip from the NSA can help keep fraudsters out of your cell phone. // Unfortunately, many don’t leave important financial information when they pass away. How to find out if a loved one had life insurance you didn't know about.  Ask Clark topics include: Credit Lock vs. Credit Freeze: What’s the Difference? / What Is a SEP IRA and Who Is Eligible? / AUTO Insurance \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 24 Aug 2021 19:00:00 -0000 full Clark Howard A Simple Way to Protect Your Phone from Hackers / The Life Insurance Industry’s Dirty Secret. A simple tip from the NSA can help keep fraudsters out of your cell phone. // Unfortunately, many don’t leave important financial information when they pass away. How to find out if a loved one had life insurance you didn't know about.  Ask Clark topics include: Credit Lock vs. Credit Freeze: What’s the Difference? / What Is a SEP IRA and Who Is Eligible? / AUTO Insurance \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices A simple tip from the NSA can help keep fraudsters out of your cell phone. // Unfortunately, many don’t leave important financial information when they pass away. How to find out if a loved one had life insurance you didn't know about. 

    Ask Clark topics include: Credit Lock vs. Credit Freeze: What’s the Difference? / What Is a SEP IRA and Who Is Eligible? / AUTO Insurance \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1358     08.23.21 Out of Adversity > Innovation: Productivity & New Job Opportunity / Protect Yourself on 401(k) Rollovers. Employers are offering more to get and retain workers. Shop your skills for better pay and benefits. The labor shortage is actually an advantage to the overall economy. Clark describes how business innovation increases efficiency, productivity & profitability which in turn, creates more wealth for citizens. // Clark gets questions all the time from people changing employers and moving their 401(k) accounts. Rip Off Alert and a Clark Smart NEVER NEVER Rule. Ask Clark topics include: Save on Prescription Drugs - 10 Things To Know Before You Use GoodRx / Troubleshooters warning about Cash App debit card scam / How to Find and Claim Missing Money in Your Name / Life Insurance - How to Buy Term Life Insurance in 7 Easy Steps / How To Open a Roth IRA \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Aug 2021 19:00:00 -0000 full Clark Howard Out of Adversity > Innovation: Productivity & New Job Opportunity / Protect Yourself on 401(k) Rollovers. Employers are offering more to get and retain workers. Shop your skills for better pay and benefits. The labor shortage is actually an advantage to the overall economy. Clark describes how business innovation increases efficiency, productivity & profitability which in turn, creates more wealth for citizens. // Clark gets questions all the time from people changing employers and moving their 401(k) accounts. Rip Off Alert and a Clark Smart NEVER NEVER Rule. Ask Clark topics include: Save on Prescription Drugs - 10 Things To Know Before You Use GoodRx / Troubleshooters warning about Cash App debit card scam / How to Find and Claim Missing Money in Your Name / Life Insurance - How to Buy Term Life Insurance in 7 Easy Steps / How To Open a Roth IRA \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Employers are offering more to get and retain workers. Shop your skills for better pay and benefits. The labor shortage is actually an advantage to the overall economy. Clark describes how business innovation increases efficiency, productivity & profitability which in turn, creates more wealth for citizens. // Clark gets questions all the time from people changing employers and moving their 401(k) accounts. Rip Off Alert and a Clark Smart NEVER NEVER Rule.

    Ask Clark topics include: Save on Prescription Drugs - 10 Things To Know Before You Use GoodRx / Troubleshooters warning about Cash App debit card scam / How to Find and Claim Missing Money in Your Name / Life Insurance - How to Buy Term Life Insurance in 7 Easy Steps / How To Open a Roth IRA \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1529     08.20.21 Clark Answers His Critics on Clark Stinks / What You Don’t Know About Distracted Driving. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Clark has a new teen driver, and there are some important things to know that will keep us all safer. Clark Stinks and Ask Clark topics include: How to spot and avoid fake product reviews on Amazon / Debit Cards / Rebtel.com: Cheap International Calls and Unlimited Calling / ABLE accounts: A tax-free way for parents of disabled kids to save for the future - Special Needs Trust / Why co-signing a loan can be bad on almost every financial level / How to Build Credit / How and Why to Refinance Your Mortgage: A Step-By-Step Guide \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 20 Aug 2021 19:00:00 -0000 full Clark Howard Clark Answers His Critics on Clark Stinks / What You Don’t Know About Distracted Driving. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Clark has a new teen driver, and there are some important things to know that will keep us all safer. Clark Stinks and Ask Clark topics include: How to spot and avoid fake product reviews on Amazon / Debit Cards / Rebtel.com: Cheap International Calls and Unlimited Calling / ABLE accounts: A tax-free way for parents of disabled kids to save for the future - Special Needs Trust / Why co-signing a loan can be bad on almost every financial level / How to Build Credit / How and Why to Refinance Your Mortgage: A Step-By-Step Guide \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Clark has a new teen driver, and there are some important things to know that will keep us all safer.

    Clark Stinks and Ask Clark topics include: How to spot and avoid fake product reviews on Amazon / Debit Cards / Rebtel.com: Cheap International Calls and Unlimited Calling / ABLE accounts: A tax-free way for parents of disabled kids to save for the future - Special Needs Trust / Why co-signing a loan can be bad on almost every financial level / How to Build Credit / How and Why to Refinance Your Mortgage: A Step-By-Step Guide \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1859     08.19.21 Autopilot Systems & Autonomous Driving / Save on Prescription Eyeglasses & Contacts Clark addresses the investigation into the Tesla autopilot system and his experiences with autonomous driving. // Clark shares his  favorite places to save money on prescription eyeglasses & contacts. 3 discount sellers get the highest satisfaction ratings. Ask Clark topics include: Should You Buy an Extended Warranty on Your Car? / Wells Fargo Active Cash Card Review / How To Find and Choose a Financial Advisor / How to Freeze Your Credit / Best 529 College Savings Plans By State \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 19 Aug 2021 19:00:00 -0000 full Clark Howard Autopilot Systems & Autonomous Driving / Save on Prescription Eyeglasses & Contacts Clark addresses the investigation into the Tesla autopilot system and his experiences with autonomous driving. // Clark shares his  favorite places to save money on prescription eyeglasses & contacts. 3 discount sellers get the highest satisfaction ratings. Ask Clark topics include: Should You Buy an Extended Warranty on Your Car? / Wells Fargo Active Cash Card Review / How To Find and Choose a Financial Advisor / How to Freeze Your Credit / Best 529 College Savings Plans By State \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark addresses the investigation into the Tesla autopilot system and his experiences with autonomous driving. // Clark shares his  favorite places to save money on prescription eyeglasses & contacts. 3 discount sellers get the highest satisfaction ratings.

    Ask Clark topics include: Should You Buy an Extended Warranty on Your Car? / Wells Fargo Active Cash Card Review / How To Find and Choose a Financial Advisor / How to Freeze Your Credit / Best 529 College Savings Plans By State \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1863     08.18.21 Best Cell Phone Plans and Deals in 2021 / Choose Better Banking. Based on your particular needs for calling, network & data, choose the best cell plan & provider using Clark’s new cell phone guide, which makes it clear to see the best plan for you, at the best price. // New competition is changing the banking industry, which at its core, is about extracting fees from you. Now you have choice: Credit Unions, online banks & fintechs do things differently. Ask Clark topics include: 5 Things to Know Before You Use Zelle / The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / Mile Auto | Pay-Per-Mile Car Insurance / How to Buy a Used Car in 7 Steps / How to Buy a New Car in 5 Steps \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 18 Aug 2021 19:00:00 -0000 full Clark Howard Best Cell Phone Plans and Deals in 2021 / Choose Better Banking. Based on your particular needs for calling, network & data, choose the best cell plan & provider using Clark’s new cell phone guide, which makes it clear to see the best plan for you, at the best price. // New competition is changing the banking industry, which at its core, is about extracting fees from you. Now you have choice: Credit Unions, online banks & fintechs do things differently. Ask Clark topics include: 5 Things to Know Before You Use Zelle / The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / Mile Auto | Pay-Per-Mile Car Insurance / How to Buy a Used Car in 7 Steps / How to Buy a New Car in 5 Steps \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Based on your particular needs for calling, network & data, choose the best cell plan & provider using Clark’s new cell phone guide, which makes it clear to see the best plan for you, at the best price. // New competition is changing the banking industry, which at its core, is about extracting fees from you. Now you have choice: Credit Unions, online banks & fintechs do things differently.

    Ask Clark topics include: 5 Things to Know Before You Use Zelle / The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / Mile Auto | Pay-Per-Mile Car Insurance / How to Buy a Used Car in 7 Steps / How to Buy a New Car in 5 Steps \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1976     08.17.21 Moving? A Clark Warning / Remote Work Considerations. Organized crime has had a hand in moving scams for decades and now it’s gotten more severe. Clark describes how the scam happens, so you can steer clear. // The pandemic has upended the office imperative, allowing more people to live and work anywhere in the country or abroad. But working remotely is not without downsides. Some Clark smart employment direction.  Ask Clark topics include: How Do Student Loans Work? 7 Things to Know / Biden Administration Extends Student Loan Pause Until January 31, 2022 / How to Save Money on Car Insurance / How to handle money when you’re traveling overseas / Stock Options - Not recommended / How To Spot, Avoid, and Report Fake Check Scams | FTC \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 17 Aug 2021 19:00:00 -0000 full Clark Howard Moving? A Clark Warning / Remote Work Considerations. Organized crime has had a hand in moving scams for decades and now it’s gotten more severe. Clark describes how the scam happens, so you can steer clear. // The pandemic has upended the office imperative, allowing more people to live and work anywhere in the country or abroad. But working remotely is not without downsides. Some Clark smart employment direction.  Ask Clark topics include: How Do Student Loans Work? 7 Things to Know / Biden Administration Extends Student Loan Pause Until January 31, 2022 / How to Save Money on Car Insurance / How to handle money when you’re traveling overseas / Stock Options - Not recommended / How To Spot, Avoid, and Report Fake Check Scams | FTC \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Organized crime has had a hand in moving scams for decades and now it’s gotten more severe. Clark describes how the scam happens, so you can steer clear. // The pandemic has upended the office imperative, allowing more people to live and work anywhere in the country or abroad. But working remotely is not without downsides. Some Clark smart employment direction. 

    Ask Clark topics include: How Do Student Loans Work? 7 Things to Know / Biden Administration Extends Student Loan Pause Until January 31, 2022 / How to Save Money on Car Insurance / How to handle money when you’re traveling overseas / Stock Options - Not recommended / How To Spot, Avoid, and Report Fake Check Scams | FTC \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1543     08.16.21 Beware ‘Buy Now, Pay Later’ / Warning: 2 Problems With Rogue Third Party Online Sellers In stores and online, the ‘Buy Now, Pay Later’ option is proliferating. What’s the catch? / If you are an Amazon user, there are disturbing things going on with certain sellers you need to know about involving negative review backlash and dangerous merchandise. Ask Clark topics include: Rules and Qualifications for Claiming a Tax Dependent / Donor-Advised Funds: The Benefits and Drawbacks / Why You Should Never Use a Debit Card To Pay for Anything / Chase Sapphire Preferred Review: Travel Card / Best 529 College Savings Plans By State / Frequently Asked Questions on Gift Taxes \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Aug 2021 19:00:00 -0000 full Clark Howard Beware ‘Buy Now, Pay Later’ / Warning: 2 Problems With Rogue Third Party Online Sellers In stores and online, the ‘Buy Now, Pay Later’ option is proliferating. What’s the catch? / If you are an Amazon user, there are disturbing things going on with certain sellers you need to know about involving negative review backlash and dangerous merchandise. Ask Clark topics include: Rules and Qualifications for Claiming a Tax Dependent / Donor-Advised Funds: The Benefits and Drawbacks / Why You Should Never Use a Debit Card To Pay for Anything / Chase Sapphire Preferred Review: Travel Card / Best 529 College Savings Plans By State / Frequently Asked Questions on Gift Taxes \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices In stores and online, the ‘Buy Now, Pay Later’ option is proliferating. What’s the catch? / If you are an Amazon user, there are disturbing things going on with certain sellers you need to know about involving negative review backlash and dangerous merchandise.

    Ask Clark topics include: Rules and Qualifications for Claiming a Tax Dependent / Donor-Advised Funds: The Benefits and Drawbacks / Why You Should Never Use a Debit Card To Pay for Anything / Chase Sapphire Preferred Review: Travel Card / Best 529 College Savings Plans By State / Frequently Asked Questions on Gift Taxes \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1602     08.13.21 Clark answers his critics on Clark Stinks / Housing Market Update. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / There’s evidence the frenzy in the home selling market is cooling off.  Have we hit the point of price resistance? What home buyers and sellers should know. Clark Stinks and Ask Clark topics include: The #1 thing you need to do if you use PayPal, Venmo or Zelle / Is a Safe Deposit Box Really Safe? / Smartphone deals: The best bargains on unlocked smartphones under $200 / 9 Ways To Pay for College Without Student Loans / Airbnb Resolution Center / How to Switch Banks in 4 Simple Steps / How to Find a Free ATM Near You: Allpoint, MoneyPass, CO-OP Financial Services and More \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 13 Aug 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / Housing Market Update. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / There’s evidence the frenzy in the home selling market is cooling off.  Have we hit the point of price resistance? What home buyers and sellers should know. Clark Stinks and Ask Clark topics include: The #1 thing you need to do if you use PayPal, Venmo or Zelle / Is a Safe Deposit Box Really Safe? / Smartphone deals: The best bargains on unlocked smartphones under $200 / 9 Ways To Pay for College Without Student Loans / Airbnb Resolution Center / How to Switch Banks in 4 Simple Steps / How to Find a Free ATM Near You: Allpoint, MoneyPass, CO-OP Financial Services and More \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / There’s evidence the frenzy in the home selling market is cooling off.  Have we hit the point of price resistance? What home buyers and sellers should know.

    Clark Stinks and Ask Clark topics include: The #1 thing you need to do if you use PayPal, Venmo or Zelle / Is a Safe Deposit Box Really Safe? / Smartphone deals: The best bargains on unlocked smartphones under $200 / 9 Ways To Pay for College Without Student Loans / Airbnb Resolution Center / How to Switch Banks in 4 Simple Steps / How to Find a Free ATM Near You: Allpoint, MoneyPass, CO-OP Financial Services and More \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1926     08.12.21 Employment and Covid mandates / A new opportunity to create affordable housing. Businesses have a lot to figure out right now -- vaccines, lack of workers, and wages. Employer vaccine mandates are expanding among medium to large companies. Clark explains the visceral fear of economic slowdown, in an environment of great job opportunity. // An inventive idea to solve housing shortages in cities. Ask Clark topics include: Amazon Scam Warning: Beware of Deliveries You Didn’t Order / How to spot and avoid fake product reviews on Amazon / The Best Time and Place to Buy a Mattress - Best Mattresses of 2021 / Humble Dollar -Losing It All - 5 Ways To Protect Your Retirement Accounts From Being Hacked \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 12 Aug 2021 19:51:44 -0000 full Clark Howard Employment and Covid mandates / A new opportunity to create affordable housing. Businesses have a lot to figure out right now -- vaccines, lack of workers, and wages. Employer vaccine mandates are expanding among medium to large companies. Clark explains the visceral fear of economic slowdown, in an environment of great job opportunity. // An inventive idea to solve housing shortages in cities. Ask Clark topics include: Amazon Scam Warning: Beware of Deliveries You Didn’t Order / How to spot and avoid fake product reviews on Amazon / The Best Time and Place to Buy a Mattress - Best Mattresses of 2021 / Humble Dollar -Losing It All - 5 Ways To Protect Your Retirement Accounts From Being Hacked \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Businesses have a lot to figure out right now -- vaccines, lack of workers, and wages. Employer vaccine mandates are expanding among medium to large companies. Clark explains the visceral fear of economic slowdown, in an environment of great job opportunity. // An inventive idea to solve housing shortages in cities.

    Ask Clark topics include: Amazon Scam Warning: Beware of Deliveries You Didn’t Order / How to spot and avoid fake product reviews on Amazon / The Best Time and Place to Buy a Mattress - Best Mattresses of 2021 / Humble Dollar -Losing It All - 5 Ways To Protect Your Retirement Accounts From Being Hacked \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1634     08.11.21 How to Save for Retirement When Your Work for Yourself / Health Insurance for College Students If you’re an entrepreneur or have a side gig, what you need to know to save for your future. // College students are headed back to campus. A special warning about campus health insurance, and what your options are.  Ask Clark topics include: eBay Motors - Car and Truck Inspections / File Complaint with the Better Business Bureau / Roth vs. Traditional 401(k) / Petal Card Review - What Is a Credit Union? / The Best Places to Sell Your Cell Phone \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 11 Aug 2021 19:00:00 -0000 full Clark Howard How to Save for Retirement When Your Work for Yourself / Health Insurance for College Students If you’re an entrepreneur or have a side gig, what you need to know to save for your future. // College students are headed back to campus. A special warning about campus health insurance, and what your options are.  Ask Clark topics include: eBay Motors - Car and Truck Inspections / File Complaint with the Better Business Bureau / Roth vs. Traditional 401(k) / Petal Card Review - What Is a Credit Union? / The Best Places to Sell Your Cell Phone \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices If you’re an entrepreneur or have a side gig, what you need to know to save for your future. // College students are headed back to campus. A special warning about campus health insurance, and what your options are. 

    Ask Clark topics include: eBay Motors - Car and Truck Inspections / File Complaint with the Better Business Bureau / Roth vs. Traditional 401(k) / Petal Card Review - What Is a Credit Union? / The Best Places to Sell Your Cell Phone \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1505     08.10.21 Big delivery problems meet small delivery solutions / 2 Current Scam Warnings. The package delivery industry is beset with problems that affect small business the worst. Who is filling the niche? // Word is out about some scams that are dominant now. Warnings for individual car sellers & sellers of anything, and what can happen if you lend out your phone. Ask Clark topics include: Is a Cash-Out Refinance Right for You? / Virtual Credit Cards: An Online Security Measure Worth Taking? / What Is an HSA Account and How Does It Work? / The #1 Way To Protect Yourself From Skimmers if You Use a Debit Card at the Gas Station \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 Aug 2021 19:00:00 -0000 full Clark Howard Big delivery problems meet small delivery solutions / 2 Current Scam Warnings. The package delivery industry is beset with problems that affect small business the worst. Who is filling the niche? // Word is out about some scams that are dominant now. Warnings for individual car sellers & sellers of anything, and what can happen if you lend out your phone. Ask Clark topics include: Is a Cash-Out Refinance Right for You? / Virtual Credit Cards: An Online Security Measure Worth Taking? / What Is an HSA Account and How Does It Work? / The #1 Way To Protect Yourself From Skimmers if You Use a Debit Card at the Gas Station \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices The package delivery industry is beset with problems that affect small business the worst. Who is filling the niche? // Word is out about some scams that are dominant now. Warnings for individual car sellers & sellers of anything, and what can happen if you lend out your phone.

    Ask Clark topics include: Is a Cash-Out Refinance Right for You? / Virtual Credit Cards: An Online Security Measure Worth Taking? / What Is an HSA Account and How Does It Work? / The #1 Way To Protect Yourself From Skimmers if You Use a Debit Card at the Gas Station \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1586     08.09.21 The credit score game has changed / Privacy update: QR codes. Different lenders assess you differently. Larger lenders use their own proprietary evaluations - and evaluate your patterns & their risk levels to make decisions about your credit. 80% of car buyers obtain a loan the wrong way. How to obtain the best credit terms. // QR codes have proliferated during the pandemic and are here to stay, but there are some privacy red flags going up around them. Plus, Apple privacy &  Amazon privacy invasion. Ask Clark topics include: Where Do We Get a Homeowners Warranty on Appliances? / The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / How to Save Money on Utilities \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Aug 2021 19:00:00 -0000 full Clark Howard The credit score game has changed / Privacy update: QR codes. Different lenders assess you differently. Larger lenders use their own proprietary evaluations - and evaluate your patterns & their risk levels to make decisions about your credit. 80% of car buyers obtain a loan the wrong way. How to obtain the best credit terms. // QR codes have proliferated during the pandemic and are here to stay, but there are some privacy red flags going up around them. Plus, Apple privacy &  Amazon privacy invasion. Ask Clark topics include: Where Do We Get a Homeowners Warranty on Appliances? / The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / How to Save Money on Utilities \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Different lenders assess you differently. Larger lenders use their own proprietary evaluations - and evaluate your patterns & their risk levels to make decisions about your credit. 80% of car buyers obtain a loan the wrong way. How to obtain the best credit terms. // QR codes have proliferated during the pandemic and are here to stay, but there are some privacy red flags going up around them. Plus, Apple privacy &  Amazon privacy invasion.

    Ask Clark topics include: Where Do We Get a Homeowners Warranty on Appliances? / The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / How to Save Money on Utilities \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1700     08.06.21 Clark answers his critics on Clark Stinks / Money down the drain: SAVE on doing laundry. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Tips for saving money when doing laundry. Clark Stinks and Ask Clark topics include: Locast / 80+ great deals and discounts for military members and veterans - Military and Veterans Guide / 7 Things You Need to Know Before You Fly Southwest Airlines / Long-Term Care Insurance / Costco Travel / 401(k) Guide / Fidelity Investments Review 2021 \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 06 Aug 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / Money down the drain: SAVE on doing laundry. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Tips for saving money when doing laundry. Clark Stinks and Ask Clark topics include: Locast / 80+ great deals and discounts for military members and veterans - Military and Veterans Guide / 7 Things You Need to Know Before You Fly Southwest Airlines / Long-Term Care Insurance / Costco Travel / 401(k) Guide / Fidelity Investments Review 2021 \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Tips for saving money when doing laundry.

    Clark Stinks and Ask Clark topics include: Locast / 80+ great deals and discounts for military members and veterans - Military and Veterans Guide / 7 Things You Need to Know Before You Fly Southwest Airlines / Long-Term Care Insurance / Costco Travel / 401(k) Guide / Fidelity Investments Review 2021 \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1586     08.05.21 Current Travel Pitfalls / Danger: Buying Stocks on Margin. Clark preps you for the current state of travel, including passport delays, how to book to protect your wallet, hotel cleaning policies and rental cars. / Clark is alarmed by a new statistic about people borrowing money to play the stock market on what is called “Margin”. How this practice works and the risk involved. Ask Clark topics include: What Is a Credit Union? / How and Why to Refinance Your Mortgage: A Step-By-Step Guide / 5 Things To Know Before You Sign Up for Verizon Prepaid / What Is a 403(b) and How Does It Work? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 05 Aug 2021 19:00:00 -0000 full Clark Howard Current Travel Pitfalls / Danger: Buying Stocks on Margin. Clark preps you for the current state of travel, including passport delays, how to book to protect your wallet, hotel cleaning policies and rental cars. / Clark is alarmed by a new statistic about people borrowing money to play the stock market on what is called “Margin”. How this practice works and the risk involved. Ask Clark topics include: What Is a Credit Union? / How and Why to Refinance Your Mortgage: A Step-By-Step Guide / 5 Things To Know Before You Sign Up for Verizon Prepaid / What Is a 403(b) and How Does It Work? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark preps you for the current state of travel, including passport delays, how to book to protect your wallet, hotel cleaning policies and rental cars. / Clark is alarmed by a new statistic about people borrowing money to play the stock market on what is called “Margin”. How this practice works and the risk involved.

    Ask Clark topics include: What Is a Credit Union? / How and Why to Refinance Your Mortgage: A Step-By-Step Guide / 5 Things To Know Before You Sign Up for Verizon Prepaid / What Is a 403(b) and How Does It Work? \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1739     08.04.21 Clark’s updated 529 Plan Guide helps you save for college / Walmart’s excellent new employee benefit. Clark explains how 529 plans work to help families save for college, how to set one up, and which ones make Clark’s Dean’s List of most cost-efficient plans in his newly updated 529 Guide. But - Quiz: what comes in your financial life BEFORE you set up a 529 plan? / Employers are starting to offer incredible incentives and benefits to employees, and Walmart just announced a big one. Employer subsidized college isn’t new - let’s hope it’s returning broadly. Ask Clark topics include: Gift Tax Definition - Investopedia / Term Life vs. Whole Life Insurance: Understanding the Difference / What Is an HSA Account and How Does It Work? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 04 Aug 2021 19:00:00 -0000 full Clark Howard Clark’s updated 529 Plan Guide helps you save for college / Walmart’s excellent new employee benefit. Clark explains how 529 plans work to help families save for college, how to set one up, and which ones make Clark’s Dean’s List of most cost-efficient plans in his newly updated 529 Guide. But - Quiz: what comes in your financial life BEFORE you set up a 529 plan? / Employers are starting to offer incredible incentives and benefits to employees, and Walmart just announced a big one. Employer subsidized college isn’t new - let’s hope it’s returning broadly. Ask Clark topics include: Gift Tax Definition - Investopedia / Term Life vs. Whole Life Insurance: Understanding the Difference / What Is an HSA Account and How Does It Work? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark explains how 529 plans work to help families save for college, how to set one up, and which ones make Clark’s Dean’s List of most cost-efficient plans in his newly updated 529 Guide. But - Quiz: what comes in your financial life BEFORE you set up a 529 plan? / Employers are starting to offer incredible incentives and benefits to employees, and Walmart just announced a big one. Employer subsidized college isn’t new - let’s hope it’s returning broadly.

    Ask Clark topics include: Gift Tax Definition - Investopedia / Term Life vs. Whole Life Insurance: Understanding the Difference / What Is an HSA Account and How Does It Work? \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1725     08.03.21 It’s a Great Time to Refi! / Protect Your Catalytic Converter. Due to the ongoing pandemic, interest rates have fallen back down and with them, mortgage refinance rates. How refinances and mortgages differ, and how to go about taking advantage of these historic low rates. / The number of thefts of catalytic converters has risen 10 fold in the past year. It’ll cost ya big. How you can help prevent this theft problem. Ask Clark topics include: Turo: 5 Things To Know About the Cheap Car Rental Service / How to Find the Best Deal on Cheap Internet Service / Streaming TV / How to develop an independent value for your vehicle after an accident / Clark Deals - Cell Phones & Smartphones - Get a FREE iPhone 12 mini with trade-in when you switch to Metro by T-Mobile \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Aug 2021 19:00:00 -0000 full Clark Howard It’s a Great Time to Refi! / Protect Your Catalytic Converter. Due to the ongoing pandemic, interest rates have fallen back down and with them, mortgage refinance rates. How refinances and mortgages differ, and how to go about taking advantage of these historic low rates. / The number of thefts of catalytic converters has risen 10 fold in the past year. It’ll cost ya big. How you can help prevent this theft problem. Ask Clark topics include: Turo: 5 Things To Know About the Cheap Car Rental Service / How to Find the Best Deal on Cheap Internet Service / Streaming TV / How to develop an independent value for your vehicle after an accident / Clark Deals - Cell Phones & Smartphones - Get a FREE iPhone 12 mini with trade-in when you switch to Metro by T-Mobile \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Due to the ongoing pandemic, interest rates have fallen back down and with them, mortgage refinance rates. How refinances and mortgages differ, and how to go about taking advantage of these historic low rates. / The number of thefts of catalytic converters has risen 10 fold in the past year. It’ll cost ya big. How you can help prevent this theft problem.

    Ask Clark topics include: Turo: 5 Things To Know About the Cheap Car Rental Service / How to Find the Best Deal on Cheap Internet Service / Streaming TV / How to develop an independent value for your vehicle after an accident / Clark Deals - Cell Phones & Smartphones - Get a FREE iPhone 12 mini with trade-in when you switch to Metro by T-Mobile \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1552     08.02.21 Electronics: Your Right To Repair / Time Has Come Today for TIAA. Clark explains the ongoing “right to repair” debate and what’s hopefully changing to your advantage. / 403(beware): Clark Rage Alert! Clark lets loose on how he REALLY feels about TIAA’s abuses and lame response. Ask Clark topics include: CO-OP Financial Services SHARED BRANCH / Turo: 5 Things To Know About the Cheap Car Rental Service / Best Online Will Maker: 5 Free or Cheap Options - Wills & Funerals / Experian Boost Review: How 3 Bills Helped Raise My Credit Score 14 Points / Are You Following Clark’s Maximum Auto Loan Length Rule? / How Retirees Can Combat Inflation \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Aug 2021 19:00:00 -0000 full Clark Howard Electronics: Your Right To Repair / Time Has Come Today for TIAA. Clark explains the ongoing “right to repair” debate and what’s hopefully changing to your advantage. / 403(beware): Clark Rage Alert! Clark lets loose on how he REALLY feels about TIAA’s abuses and lame response. Ask Clark topics include: CO-OP Financial Services SHARED BRANCH / Turo: 5 Things To Know About the Cheap Car Rental Service / Best Online Will Maker: 5 Free or Cheap Options - Wills & Funerals / Experian Boost Review: How 3 Bills Helped Raise My Credit Score 14 Points / Are You Following Clark’s Maximum Auto Loan Length Rule? / How Retirees Can Combat Inflation \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark explains the ongoing “right to repair” debate and what’s hopefully changing to your advantage. / 403(beware): Clark Rage Alert! Clark lets loose on how he REALLY feels about TIAA’s abuses and lame response.

    Ask Clark topics include: CO-OP Financial Services SHARED BRANCH / Turo: 5 Things To Know About the Cheap Car Rental Service / Best Online Will Maker: 5 Free or Cheap Options - Wills & Funerals / Experian Boost Review: How 3 Bills Helped Raise My Credit Score 14 Points / Are You Following Clark’s Maximum Auto Loan Length Rule? / How Retirees Can Combat Inflation \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1624     07.30.21 Clark answers his critics on Clark Stinks / Hear-ye Hear-ye: By Executive Order - The hearing aid cartel and its high prices are going DOWN. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / The era of $6K hearing aids is coming to a close. Clark describes ongoing industry cartel price-fixing, and why a WIN for consumers is sounding. Clark Stinks and Ask Clark topics include: Best 529 College Savings Plans By State / Fidelity Rewards Credit Card Review: Invest with 2% Cash Back / Liquid Biopsy: Using DNA in Blood to Detect, Track, and Treat Cancer / How to Find a Free ATM Near You / Term Life Insurance / Your C.L.U.E. Report / Lease buyout: 5 tips on buying your leased car / ABLE accounts: A tax-free way for parents of disabled kids to save for the future - 529 ABLE Accounts - IRC Section 529A - Saving for College \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 30 Jul 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / Hear-ye Hear-ye: By Executive Order - The hearing aid cartel and its high prices are going DOWN. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / The era of $6K hearing aids is coming to a close. Clark describes ongoing industry cartel price-fixing, and why a WIN for consumers is sounding. Clark Stinks and Ask Clark topics include: Best 529 College Savings Plans By State / Fidelity Rewards Credit Card Review: Invest with 2% Cash Back / Liquid Biopsy: Using DNA in Blood to Detect, Track, and Treat Cancer / How to Find a Free ATM Near You / Term Life Insurance / Your C.L.U.E. Report / Lease buyout: 5 tips on buying your leased car / ABLE accounts: A tax-free way for parents of disabled kids to save for the future - 529 ABLE Accounts - IRC Section 529A - Saving for College \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / The era of $6K hearing aids is coming to a close. Clark describes ongoing industry cartel price-fixing, and why a WIN for consumers is sounding.

    Clark Stinks and Ask Clark topics include: Best 529 College Savings Plans By State / Fidelity Rewards Credit Card Review: Invest with 2% Cash Back / Liquid Biopsy: Using DNA in Blood to Detect, Track, and Treat Cancer / How to Find a Free ATM Near You / Term Life Insurance / Your C.L.U.E. Report / Lease buyout: 5 tips on buying your leased car / ABLE accounts: A tax-free way for parents of disabled kids to save for the future - 529 ABLE Accounts - IRC Section 529A - Saving for College \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1710     07.29.21 Internet Access Expansion / State Sponsored Retirement Plans Great internet access has become essential, and there are so many Americans without it. Clark talks about satellite-based internet service and when and where it will be available. / Often those who work for small companies don’t have access to retirement plans. Many states have an offering that can turn the intention to save, into action. Ask Clark topics include: How to File a Complaint with the Dept. of Labor / Gas & water line insurance - Maintenance fund generally recommended instead / How to Build Credit / How to Lower Your Credit Card Interest Rate / Car rental company membership programs may offer perks and discounts / File a Complaint with the Better Business Bureau \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 29 Jul 2021 19:00:00 -0000 full Clark Howard Internet Access Expansion / State Sponsored Retirement Plans Great internet access has become essential, and there are so many Americans without it. Clark talks about satellite-based internet service and when and where it will be available. / Often those who work for small companies don’t have access to retirement plans. Many states have an offering that can turn the intention to save, into action. Ask Clark topics include: How to File a Complaint with the Dept. of Labor / Gas & water line insurance - Maintenance fund generally recommended instead / How to Build Credit / How to Lower Your Credit Card Interest Rate / Car rental company membership programs may offer perks and discounts / File a Complaint with the Better Business Bureau \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Great internet access has become essential, and there are so many Americans without it. Clark talks about satellite-based internet service and when and where it will be available. / Often those who work for small companies don’t have access to retirement plans. Many states have an offering that can turn the intention to save, into action.

    Ask Clark topics include: How to File a Complaint with the Dept. of Labor / Gas & water line insurance - Maintenance fund generally recommended instead / How to Build Credit / How to Lower Your Credit Card Interest Rate / Car rental company membership programs may offer perks and discounts / File a Complaint with the Better Business Bureau \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1411     07.28.21 A Generational Divide Around Email / Generous to a Fault: Parental Giving. Could we be witnessing the end of email? America’s youth prefer other platforms for communication. Is email becoming irrelevant? / One thing parents are often trying to balance is how much to give their children and how much kids should cover on their own. Clark discusses what a new study on parental giving to adult children reveals. Hint: Train Wreck City. Hear the findings. Ask Clark topics include: 7 Things to Know Before You Buy Travel Insurance / Shared Appreciation Mortgage (SAM) - Investopedia / Clark Howard’s Guide to Saving Money on Your Wedding / Credit Karma Review: Free Credit Score and More at Your Fingertips / Dollar Cost Averaging Makes You a Fortune Over Time / How To Find a Good Moving Company \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 28 Jul 2021 19:00:00 -0000 full Clark Howard A Generational Divide Around Email / Generous to a Fault: Parental Giving. Could we be witnessing the end of email? America’s youth prefer other platforms for communication. Is email becoming irrelevant? / One thing parents are often trying to balance is how much to give their children and how much kids should cover on their own. Clark discusses what a new study on parental giving to adult children reveals. Hint: Train Wreck City. Hear the findings. Ask Clark topics include: 7 Things to Know Before You Buy Travel Insurance / Shared Appreciation Mortgage (SAM) - Investopedia / Clark Howard’s Guide to Saving Money on Your Wedding / Credit Karma Review: Free Credit Score and More at Your Fingertips / Dollar Cost Averaging Makes You a Fortune Over Time / How To Find a Good Moving Company \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Could we be witnessing the end of email? America’s youth prefer other platforms for communication. Is email becoming irrelevant? / One thing parents are often trying to balance is how much to give their children and how much kids should cover on their own. Clark discusses what a new study on parental giving to adult children reveals. Hint: Train Wreck City. Hear the findings.

    Ask Clark topics include: 7 Things to Know Before You Buy Travel Insurance / Shared Appreciation Mortgage (SAM) - Investopedia / Clark Howard’s Guide to Saving Money on Your Wedding / Credit Karma Review: Free Credit Score and More at Your Fingertips / Dollar Cost Averaging Makes You a Fortune Over Time / How To Find a Good Moving Company \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1753     07.27.21 Revisiting the FIRE movement / New battery tech expands to local mobility, and saves money. Clark explores the Financial Independence, Retire Early (FIRE) movement, now several years on, and the lifelong advantages of living on less than what you make. / With car prices skyrocketing, many are looking for alternative methods of transportation. Great news if you are one of them. Clark describes how new battery tech for golf carts, scooters and e-bikes is providing cheaper transportation for some metro dwellers. Ask Clark topics include: INSURANCE / Is a safe deposit box really safe? / How To Monitor Your Credit / Does Selecting ‘Credit’ When Using a Debit Card Increase Purchase Protection? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 27 Jul 2021 19:00:00 -0000 full Clark Howard Revisiting the FIRE movement / New battery tech expands to local mobility, and saves money. Clark explores the Financial Independence, Retire Early (FIRE) movement, now several years on, and the lifelong advantages of living on less than what you make. / With car prices skyrocketing, many are looking for alternative methods of transportation. Great news if you are one of them. Clark describes how new battery tech for golf carts, scooters and e-bikes is providing cheaper transportation for some metro dwellers. Ask Clark topics include: INSURANCE / Is a safe deposit box really safe? / How To Monitor Your Credit / Does Selecting ‘Credit’ When Using a Debit Card Increase Purchase Protection? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark explores the Financial Independence, Retire Early (FIRE) movement, now several years on, and the lifelong advantages of living on less than what you make. / With car prices skyrocketing, many are looking for alternative methods of transportation. Great news if you are one of them. Clark describes how new battery tech for golf carts, scooters and e-bikes is providing cheaper transportation for some metro dwellers.

    Ask Clark topics include: INSURANCE / Is a safe deposit box really safe? / How To Monitor Your Credit / Does Selecting ‘Credit’ When Using a Debit Card Increase Purchase Protection? \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1598     07.26.21 NFL Covid Policy + The Live Nation-T-Mobile concert sale / New Venmo Protections. Clark loves football! Get the latest on the NFL’s tough new Covid policy. Plus, the concert industry reopens with a fabulous concert ticket deal from Live Nation with an advantage for T-Mobile customers - starting tomorrow. / Cash App, Zelle and Venmo are free, convenient pay apps but come with risks. Venmo ends a bizarre practice and offers new security. Ask Clark topics include: How To Watch Football Without Cable: Stream NFL and College Football / The tricky timing of 529 savings account withdrawals / CFPB- File a Complaint / Use these security keys to lock down your computer and protect your personal info / What Are Index Funds? / Fidelity Investments Review 2021: Pros & Cons \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Jul 2021 19:00:00 -0000 full Clark Howard NFL Covid Policy + The Live Nation-T-Mobile concert sale / New Venmo Protections. Clark loves football! Get the latest on the NFL’s tough new Covid policy. Plus, the concert industry reopens with a fabulous concert ticket deal from Live Nation with an advantage for T-Mobile customers - starting tomorrow. / Cash App, Zelle and Venmo are free, convenient pay apps but come with risks. Venmo ends a bizarre practice and offers new security. Ask Clark topics include: How To Watch Football Without Cable: Stream NFL and College Football / The tricky timing of 529 savings account withdrawals / CFPB- File a Complaint / Use these security keys to lock down your computer and protect your personal info / What Are Index Funds? / Fidelity Investments Review 2021: Pros & Cons \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark loves football! Get the latest on the NFL’s tough new Covid policy. Plus, the concert industry reopens with a fabulous concert ticket deal from Live Nation with an advantage for T-Mobile customers - starting tomorrow. / Cash App, Zelle and Venmo are free, convenient pay apps but come with risks. Venmo ends a bizarre practice and offers new security.

    Ask Clark topics include: How To Watch Football Without Cable: Stream NFL and College Football / The tricky timing of 529 savings account withdrawals / CFPB- File a Complaint / Use these security keys to lock down your computer and protect your personal info / What Are Index Funds? / Fidelity Investments Review 2021: Pros & Cons \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1787     07.23.21 Clark answers his critics on Clark Stinks / 2 ways to beat price inflation at the supermarket. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Rising food costs, why grocery stores are actually happy about that, and how you can save at the supermarket.  Clark Stinks and Ask Clark topics include:  Health care sharing ministries surge in popularity, Magnify Money analysis shows / Target Date Funds: Clark’s Favorite Retirement Investment / Lightbox Jewelry / Latest Scams and Rip-Offs \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 23 Jul 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / 2 ways to beat price inflation at the supermarket. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Rising food costs, why grocery stores are actually happy about that, and how you can save at the supermarket.  Clark Stinks and Ask Clark topics include:  Health care sharing ministries surge in popularity, Magnify Money analysis shows / Target Date Funds: Clark’s Favorite Retirement Investment / Lightbox Jewelry / Latest Scams and Rip-Offs \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Rising food costs, why grocery stores are actually happy about that, and how you can save at the supermarket. 


    Clark Stinks and Ask Clark topics include:  Health care sharing ministries surge in popularity, Magnify Money analysis shows / Target Date Funds: Clark’s Favorite Retirement Investment / Lightbox Jewelry / Latest Scams and Rip-Offs \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1863     07.22.21 A money saving app warning for Android & iPhone users alike. / Welfare vs. Workfare - Free college that works. Both Apple and Google are being sued over how they run their app stores. Clark explains the toll and the workaround. / Free college sounds great, especially with the outrageous price of higher education and the student loan burden so many carry.  But is it a good idea? Clark points out where this has been successful, and why it can be good for citizen, state and country when it’s skills based, for the marketplace. Ask Clark topics include: How Much to Tip During the Coronavirus Pandemic / Can a Patient Advocate Help With Your Medical Bills? / How to Find and Claim Missing Money in Your Name / Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards / 401(k) Guide: What Is a 401(k) Plan and How Does It Work? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 22 Jul 2021 19:00:00 -0000 full Clark Howard A money saving app warning for Android & iPhone users alike. / Welfare vs. Workfare - Free college that works. Both Apple and Google are being sued over how they run their app stores. Clark explains the toll and the workaround. / Free college sounds great, especially with the outrageous price of higher education and the student loan burden so many carry.  But is it a good idea? Clark points out where this has been successful, and why it can be good for citizen, state and country when it’s skills based, for the marketplace. Ask Clark topics include: How Much to Tip During the Coronavirus Pandemic / Can a Patient Advocate Help With Your Medical Bills? / How to Find and Claim Missing Money in Your Name / Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards / 401(k) Guide: What Is a 401(k) Plan and How Does It Work? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Both Apple and Google are being sued over how they run their app stores. Clark explains the toll and the workaround. / Free college sounds great, especially with the outrageous price of higher education and the student loan burden so many carry.  But is it a good idea? Clark points out where this has been successful, and why it can be good for citizen, state and country when it’s skills based, for the marketplace.

    Ask Clark topics include: How Much to Tip During the Coronavirus Pandemic / Can a Patient Advocate Help With Your Medical Bills? / How to Find and Claim Missing Money in Your Name / Authorized User vs. Joint Account Holder: Understanding the Difference for Credit Cards / 401(k) Guide: What Is a 401(k) Plan and How Does It Work? \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1620     07.21.21 Outsmart The Temptation to Borrow / SPECIAL WARNING: What’s behind ads for high interest certificates, CDs & notes. New reports indicate borrowing is roaring back after the pandemic slowdown. Lengthy car loans and credit card debt can be dangerous. Credit card offers are everywhere now. How to take advantage of that, without being taken advantage of by creating more debt.  / If those CD rates you’re seeing advertised seem too good to be true… you are correct! Two current pitches, what’s the catch, and how to avoid game over for your wallet. Ask Clark topics include: What Is an Amortization Schedule? Use This Chart To Pay Off Your Mortgage Faster / How To Watch Football Without Cable: Stream NFL and College Football / Best and Worst Home Insurance Companies - Best and Worst Auto Insurance Companies / How To Save and Invest the Clark Howard Way \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 Jul 2021 19:00:00 -0000 full Clark Howard 07.21.21 Outsmart The Temptation to Borrow / SPECIAL WARNING: What’s behind ads for high interest certificates, CDs & notes. New reports indicate borrowing is roaring back after the pandemic slowdown. Lengthy car loans and credit card debt can be dangerous. Credit card offers are everywhere now. How to take advantage of that, without being taken advantage of by creating more debt.  / If those CD rates you’re seeing advertised seem too good to be true… you are correct! Two current pitches, what’s the catch, and how to avoid game over for your wallet. Ask Clark topics include: What Is an Amortization Schedule? Use This Chart To Pay Off Your Mortgage Faster / How To Watch Football Without Cable: Stream NFL and College Football / Best and Worst Home Insurance Companies - Best and Worst Auto Insurance Companies / How To Save and Invest the Clark Howard Way \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices New reports indicate borrowing is roaring back after the pandemic slowdown. Lengthy car loans and credit card debt can be dangerous. Credit card offers are everywhere now. How to take advantage of that, without being taken advantage of by creating more debt.  / If those CD rates you’re seeing advertised seem too good to be true… you are correct! Two current pitches, what’s the catch, and how to avoid game over for your wallet.

    Ask Clark topics include: What Is an Amortization Schedule? Use This Chart To Pay Off Your Mortgage Faster / How To Watch Football Without Cable: Stream NFL and College Football / Best and Worst Home Insurance Companies - Best and Worst Auto Insurance Companies / How To Save and Invest the Clark Howard Way \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1553     07.20.21 Weighing the work from home option & the 4 day work week / PLEASE don’t make this home buying mistake. If you’ve been given the choice, what are the pros & cons of working from home vs. returning to the office you should consider?  Plus, what research reveals about the 4 day work week. / Would you buy a house you’ve never been to?  Clark’s take on this practice and what home buyers should know about buying houses online. Ask Clark topics include: YouTube TV vs. Hulu Live: Which Streaming Service Is Better? - Live TV Streaming Channel Tool / 6 Steps to Eliminate Credit Card Debt in 3 Years or Less / Should You Buy Out Your Leased Car?  \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 20 Jul 2021 19:00:00 -0000 full Clark Howard Weighing the work from home option & the 4 day work week / PLEASE don’t make this home buying mistake. If you’ve been given the choice, what are the pros & cons of working from home vs. returning to the office you should consider?  Plus, what research reveals about the 4 day work week. / Would you buy a house you’ve never been to?  Clark’s take on this practice and what home buyers should know about buying houses online. Ask Clark topics include: YouTube TV vs. Hulu Live: Which Streaming Service Is Better? - Live TV Streaming Channel Tool / 6 Steps to Eliminate Credit Card Debt in 3 Years or Less / Should You Buy Out Your Leased Car?  \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices If you’ve been given the choice, what are the pros & cons of working from home vs. returning to the office you should consider?  Plus, what research reveals about the 4 day work week. / Would you buy a house you’ve never been to?  Clark’s take on this practice and what home buyers should know about buying houses online.

    Ask Clark topics include: YouTube TV vs. Hulu Live: Which Streaming Service Is Better? - Live TV Streaming Channel Tool / 6 Steps to Eliminate Credit Card Debt in 3 Years or Less / Should You Buy Out Your Leased Car?  \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1606     07.19.21 HACKS: How to protect your investment accounts / TRAVEL Updates Congress has never passed consumer protections against hacks of investment accounts. 3 Clark smart rules for protecting your retirement accounts. / TRAVEL NEWS: Passports, canceled flights, rental cars, high fees & more. Ask Clark topics include: 5 Sneaky Ways to Improve Your Credit Score / These Credit Cards Earn 2% Cash Back on Purchases / How To Sell, Cancel or Get Rid of Your Timeshare / How I Saved Nearly 50% on a Rental Car - Car Rental Shortage: Here’s What You Need To Know / 7 Things to Know Before You Buy Travel Insurance / Booking a Cruise? Here Are 3 Tips on How to Do It for Less / How to Plan a Trip: Clark’s Best Travel Tips to Save Money \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Jul 2021 19:00:00 -0000 full Clark Howard HACKS: How to protect your investment accounts / TRAVEL Updates Congress has never passed consumer protections against hacks of investment accounts. 3 Clark smart rules for protecting your retirement accounts. / TRAVEL NEWS: Passports, canceled flights, rental cars, high fees & more. Ask Clark topics include: 5 Sneaky Ways to Improve Your Credit Score / These Credit Cards Earn 2% Cash Back on Purchases / How To Sell, Cancel or Get Rid of Your Timeshare / How I Saved Nearly 50% on a Rental Car - Car Rental Shortage: Here’s What You Need To Know / 7 Things to Know Before You Buy Travel Insurance / Booking a Cruise? Here Are 3 Tips on How to Do It for Less / How to Plan a Trip: Clark’s Best Travel Tips to Save Money \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Congress has never passed consumer protections against hacks of investment accounts. 3 Clark smart rules for protecting your retirement accounts. / TRAVEL NEWS: Passports, canceled flights, rental cars, high fees & more.

    Ask Clark topics include: 5 Sneaky Ways to Improve Your Credit Score / These Credit Cards Earn 2% Cash Back on Purchases / How To Sell, Cancel or Get Rid of Your Timeshare / How I Saved Nearly 50% on a Rental Car - Car Rental Shortage: Here’s What You Need To Know / 7 Things to Know Before You Buy Travel Insurance / Booking a Cruise? Here Are 3 Tips on How to Do It for Less / How to Plan a Trip: Clark’s Best Travel Tips to Save Money \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1806     07.16.21 Clark answers his critics on Clark Stinks / What you need to know about the Child Tax Credit. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Why are people opting out of the monthly child tax credit? Clark answers this and other questions about the now active Child Tax Credit. Clark Stinks and Ask Clark topics include: How to Teach Young Kids About Money / We Still Haven’t Received Our Federal Tax Refund. What Should We Do? / 4 Things To Know About Series I Savings Bonds / Wells Fargo Is Closing All Personal Lines of Credit / Biden Moves To Restrict Noncompete Agreements, Saying They're Bad For Workers \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 16 Jul 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / What you need to know about the Child Tax Credit. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Why are people opting out of the monthly child tax credit? Clark answers this and other questions about the now active Child Tax Credit. Clark Stinks and Ask Clark topics include: How to Teach Young Kids About Money / We Still Haven’t Received Our Federal Tax Refund. What Should We Do? / 4 Things To Know About Series I Savings Bonds / Wells Fargo Is Closing All Personal Lines of Credit / Biden Moves To Restrict Noncompete Agreements, Saying They're Bad For Workers \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Why are people opting out of the monthly child tax credit? Clark answers this and other questions about the now active Child Tax Credit.

    Clark Stinks and Ask Clark topics include: How to Teach Young Kids About Money / We Still Haven’t Received Our Federal Tax Refund. What Should We Do? / 4 Things To Know About Series I Savings Bonds / Wells Fargo Is Closing All Personal Lines of Credit / Biden Moves To Restrict Noncompete Agreements, Saying They're Bad For Workers \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1755     07.15.21 Save for a home by paying rent a new way / The Beginning of The END of Legalized Loan Sharking. There’s a new way renters can save for a down payment on a home. Clark shares the pros & cons, and how to make this method work best for you. / A law eliminating oversight of predatory lenders has been overturned. Clark explains the ruling, the state-level significance, and the danger of payday loans. Ask Clark topics include: What Is a 403(b) and How Does It Work? / What Is a Virtual Card Number and How Does It Work? - Sign up for a free trial offer with a stored-value card to avoid unwanted subscriptions. / Shrinkflation:  Warning: Watch Out for This Retailer Pricing Trick / How to Choose the Best Charities for Your Donations - For small charities, search the name of the organization + “IRS filings” / How to Reach a Real Person at AT&T, Xfinity, Cox and More - How to Find the Best Deal on Cheap Internet Service - Cnet - Elon Musk says Starlink will be available worldwide in August / Should You Take Your Pension in a Lump Sum or Monthly Payments? / Gap insurance: What is it and do you need it? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 15 Jul 2021 19:00:00 -0000 full Clark Howard Save for a home by paying rent a new way / The Beginning of The END of Legalized Loan Sharking. There’s a new way renters can save for a down payment on a home. Clark shares the pros & cons, and how to make this method work best for you. / A law eliminating oversight of predatory lenders has been overturned. Clark explains the ruling, the state-level significance, and the danger of payday loans. Ask Clark topics include: What Is a 403(b) and How Does It Work? / What Is a Virtual Card Number and How Does It Work? - Sign up for a free trial offer with a stored-value card to avoid unwanted subscriptions. / Shrinkflation:  Warning: Watch Out for This Retailer Pricing Trick / How to Choose the Best Charities for Your Donations - For small charities, search the name of the organization + “IRS filings” / How to Reach a Real Person at AT&T, Xfinity, Cox and More - How to Find the Best Deal on Cheap Internet Service - Cnet - Elon Musk says Starlink will be available worldwide in August / Should You Take Your Pension in a Lump Sum or Monthly Payments? / Gap insurance: What is it and do you need it? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices There’s a new way renters can save for a down payment on a home. Clark shares the pros & cons, and how to make this method work best for you. / A law eliminating oversight of predatory lenders has been overturned. Clark explains the ruling, the state-level significance, and the danger of payday loans.

    Ask Clark topics include: What Is a 403(b) and How Does It Work? / What Is a Virtual Card Number and How Does It Work? - Sign up for a free trial offer with a stored-value card to avoid unwanted subscriptions. / Shrinkflation:  Warning: Watch Out for This Retailer Pricing Trick / How to Choose the Best Charities for Your Donations - For small charities, search the name of the organization + “IRS filings” / How to Reach a Real Person at AT&T, Xfinity, Cox and More - How to Find the Best Deal on Cheap Internet Service - Cnet - Elon Musk says Starlink will be available worldwide in August / Should You Take Your Pension in a Lump Sum or Monthly Payments? / Gap insurance: What is it and do you need it? \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1382     07.14.21 Where the Smart Money Goes for a Mortgage or Refinance / Yesterday is Today: Your Digital Footprint & A Social Media Warning. Big banks are no longer the mortgage lenders of choice. Today banks account for only around 30% of mortgages issued because they’re usually a ripoff. Clark tells you the best places to look for a mortgage or refinance. // There’s been a lot of debate about our digital histories coming back to bite us years or decades later. One woman’s story is a lesson for all. Caution your kids about this in ongoing conversations. Ask Clark topics include: How and Why to Refinance Your Mortgage: A Step-By-Step Guide / Best and Worst Home Insurance Companies / Best and Worst Auto Insurance Companies / Bureau of Consumer Financial Protection vs. Progrexion Marketing, Inc - How to Freeze Your Credit With Experian, Equifax and TransUnion / GoodSam Roadside Assistance  -  AAA Membership - Consumer Reports: Buying a Roadside Assistance Plan / Food Delivery Is More Expensive Than It Used to Be - NYTimes: A Pandemic Lifeline for Restaurants, Delivery Is ‘Here to Stay’ \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 14 Jul 2021 19:00:00 -0000 full Clark Howard Where the Smart Money Goes for a Mortgage or Refinance / Yesterday is Today: Your Digital Footprint & A Social Media Warning. Big banks are no longer the mortgage lenders of choice. Today banks account for only around 30% of mortgages issued because they’re usually a ripoff. Clark tells you the best places to look for a mortgage or refinance. // There’s been a lot of debate about our digital histories coming back to bite us years or decades later. One woman’s story is a lesson for all. Caution your kids about this in ongoing conversations. Ask Clark topics include: How and Why to Refinance Your Mortgage: A Step-By-Step Guide / Best and Worst Home Insurance Companies / Best and Worst Auto Insurance Companies / Bureau of Consumer Financial Protection vs. Progrexion Marketing, Inc - How to Freeze Your Credit With Experian, Equifax and TransUnion / GoodSam Roadside Assistance  -  AAA Membership - Consumer Reports: Buying a Roadside Assistance Plan / Food Delivery Is More Expensive Than It Used to Be - NYTimes: A Pandemic Lifeline for Restaurants, Delivery Is ‘Here to Stay’ \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Big banks are no longer the mortgage lenders of choice. Today banks account for only around 30% of mortgages issued because they’re usually a ripoff. Clark tells you the best places to look for a mortgage or refinance. // There’s been a lot of debate about our digital histories coming back to bite us years or decades later. One woman’s story is a lesson for all. Caution your kids about this in ongoing conversations.

    Ask Clark topics include: How and Why to Refinance Your Mortgage: A Step-By-Step Guide / Best and Worst Home Insurance Companies / Best and Worst Auto Insurance Companies / Bureau of Consumer Financial Protection vs. Progrexion Marketing, Inc - How to Freeze Your Credit With Experian, Equifax and TransUnion / GoodSam Roadside Assistance  -  AAA Membership - Consumer Reports: Buying a Roadside Assistance Plan / Food Delivery Is More Expensive Than It Used to Be - NYTimes: A Pandemic Lifeline for Restaurants, Delivery Is ‘Here to Stay’ \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1538     07.13.21 Vehicle Pricing Madness - Word to Buyers & Sellers / Supplements & Herbal Remedies - A Warning. Used car prices have gone through the roof! Clark’s personal car selling story and an important warning for shopping used cars.  / 3/4s of us take some form of herbal remedy and/or supplements. The FDA reports weight loss, muscle building, and sexual aid products pose the greatest risk. What certifications to look for when buying supplements. Ask Clark topics include: 5 Ways to Recognize Fraud and Scams | FEMA.gov / How to sell your house by owner \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 13 Jul 2021 19:00:00 -0000 full Clark Howard Vehicle Pricing Madness - Word to Buyers & Sellers / Supplements & Herbal Remedies - A Warning. Used car prices have gone through the roof! Clark’s personal car selling story and an important warning for shopping used cars.  / 3/4s of us take some form of herbal remedy and/or supplements. The FDA reports weight loss, muscle building, and sexual aid products pose the greatest risk. What certifications to look for when buying supplements. Ask Clark topics include: 5 Ways to Recognize Fraud and Scams | FEMA.gov / How to sell your house by owner \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Used car prices have gone through the roof! Clark’s personal car selling story and an important warning for shopping used cars.  / 3/4s of us take some form of herbal remedy and/or supplements. The FDA reports weight loss, muscle building, and sexual aid products pose the greatest risk. What certifications to look for when buying supplements.

    Ask Clark topics include: 5 Ways to Recognize Fraud and Scams | FEMA.gov / How to sell your house by owner \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1581     7.12.21 IRS delays / Promising news on Rx costs Still waiting on your IRS refund? You’re not alone! The IRS Taxpayer Advocate has announced 35 million tax returns have not been processed. They’re severely short-staffed and refunds are delayed. Clark’s tax filing strategy to save you some trouble. / Promising news on the price of prescription medicine: A new program for prescription insulin has the potential to shake up the entire prescription marketplace! Clark discusses industry factors that affect the cost of meds, and reform initiatives. Ask Clark topics include: What Is an HSA Account and How Does It Work? / 529 Plans / Why You Should Never Use a Debit Card To Pay for Anything / What Is a Roth 401(k) and How Does It Work? - How To Open a Roth IRA / Roth IRA vs. Traditional IRA: What’s the Difference? / Homeowners Insurance \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Jul 2021 19:00:00 -0000 full Clark Howard IRS delays / Promising news on Rx costs Still waiting on your IRS refund? You’re not alone! The IRS Taxpayer Advocate has announced 35 million tax returns have not been processed. They’re severely short-staffed and refunds are delayed. Clark’s tax filing strategy to save you some trouble. / Promising news on the price of prescription medicine: A new program for prescription insulin has the potential to shake up the entire prescription marketplace! Clark discusses industry factors that affect the cost of meds, and reform initiatives. Ask Clark topics include: What Is an HSA Account and How Does It Work? / 529 Plans / Why You Should Never Use a Debit Card To Pay for Anything / What Is a Roth 401(k) and How Does It Work? - How To Open a Roth IRA / Roth IRA vs. Traditional IRA: What’s the Difference? / Homeowners Insurance \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Still waiting on your IRS refund? You’re not alone! The IRS Taxpayer Advocate has announced 35 million tax returns have not been processed. They’re severely short-staffed and refunds are delayed. Clark’s tax filing strategy to save you some trouble. / Promising news on the price of prescription medicine: A new program for prescription insulin has the potential to shake up the entire prescription marketplace! Clark discusses industry factors that affect the cost of meds, and reform initiatives.

    Ask Clark topics include: What Is an HSA Account and How Does It Work? / 529 Plans / Why You Should Never Use a Debit Card To Pay for Anything / What Is a Roth 401(k) and How Does It Work? - How To Open a Roth IRA / Roth IRA vs. Traditional IRA: What’s the Difference? / Homeowners Insurance \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1613     07.09.21 Clark answers his critics on Clark Stinks / Robinhood goes public & the Clark Smart approach to Investing Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Some people swear by Robinhood. Others swear at it. How free trading has evolved, and news on the controversial app, as they begin direct selling their stock. Get the Clark smart approach to investing.  Clark Stinks and Ask Clark topics include: 6 reasons to think twice about co-signing a loan / Young Investors Society / PenFed Power Cash Rewards Review: Up to 2% Unlimited Cash Back - Best Rewards Credit Cards: Top Picks for 2021 / 7 Things You Need to Know Before You Fly Southwest Airlines - Delta, Southwest top J.D. Power airline ranking for 2021 / Peacock Review: NBC’s TV Streaming Service Has Something for Everyone - YouTube TV vs. Hulu Live: Which Streaming Service Is Better? / Fidelity Investments Review 2021: Pros & Cons - How To Open a Roth IRA / SBA's PPP loan forgiveness deadline is fast approaching. Don't be left on the hook \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 09 Jul 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / Robinhood goes public & the Clark Smart approach to Investing Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Some people swear by Robinhood. Others swear at it. How free trading has evolved, and news on the controversial app, as they begin direct selling their stock. Get the Clark smart approach to investing.  Clark Stinks and Ask Clark topics include: 6 reasons to think twice about co-signing a loan / Young Investors Society / PenFed Power Cash Rewards Review: Up to 2% Unlimited Cash Back - Best Rewards Credit Cards: Top Picks for 2021 / 7 Things You Need to Know Before You Fly Southwest Airlines - Delta, Southwest top J.D. Power airline ranking for 2021 / Peacock Review: NBC’s TV Streaming Service Has Something for Everyone - YouTube TV vs. Hulu Live: Which Streaming Service Is Better? / Fidelity Investments Review 2021: Pros & Cons - How To Open a Roth IRA / SBA's PPP loan forgiveness deadline is fast approaching. Don't be left on the hook \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Some people swear by Robinhood. Others swear at it. How free trading has evolved, and news on the controversial app, as they begin direct selling their stock. Get the Clark smart approach to investing. 

    Clark Stinks and Ask Clark topics include: 6 reasons to think twice about co-signing a loan / Young Investors Society / PenFed Power Cash Rewards Review: Up to 2% Unlimited Cash Back - Best Rewards Credit Cards: Top Picks for 2021 / 7 Things You Need to Know Before You Fly Southwest Airlines - Delta, Southwest top J.D. Power airline ranking for 2021 / Peacock Review: NBC’s TV Streaming Service Has Something for Everyone - YouTube TV vs. Hulu Live: Which Streaming Service Is Better? / Fidelity Investments Review 2021: Pros & Cons - How To Open a Roth IRA / SBA's PPP loan forgiveness deadline is fast approaching. Don't be left on the hook \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1526     07.08.21 Clark Cruise Report / Summer Gas Prices - What to Expect. Clark just returned from the first cruise to sail out of a US Port since the pandemic began. His full Royal Caribbean Celebrity Edge cruising report, including ports of call & vaccine policy. / Oil prices are the highest since 2015 and normal patterns don’t apply this year. Clark explains what factors are behind the price of gas and how long the pricing pain is likely to last. Ask Clark topics include: How to Make the Best Use of Your Delta SkyMiles / Electric Scooter Reviews | E-Scooter Tests - Consumer Reports / T-Mobile Expanding 5G Network - Offers New Home Internet Service \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 08 Jul 2021 19:00:00 -0000 full Clark Howard Clark Cruise Report / Summer Gas Prices - What to Expect. Clark just returned from the first cruise to sail out of a US Port since the pandemic began. His full Royal Caribbean Celebrity Edge cruising report, including ports of call & vaccine policy. / Oil prices are the highest since 2015 and normal patterns don’t apply this year. Clark explains what factors are behind the price of gas and how long the pricing pain is likely to last. Ask Clark topics include: How to Make the Best Use of Your Delta SkyMiles / Electric Scooter Reviews | E-Scooter Tests - Consumer Reports / T-Mobile Expanding 5G Network - Offers New Home Internet Service \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark just returned from the first cruise to sail out of a US Port since the pandemic began. His full Royal Caribbean Celebrity Edge cruising report, including ports of call & vaccine policy. / Oil prices are the highest since 2015 and normal patterns don’t apply this year. Clark explains what factors are behind the price of gas and how long the pricing pain is likely to last.

    Ask Clark topics include: How to Make the Best Use of Your Delta SkyMiles / Electric Scooter Reviews | E-Scooter Tests - Consumer Reports / T-Mobile Expanding 5G Network - Offers New Home Internet Service \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1586     07.07.21 What People Power Can Do: Making a Difference by Volunteering / PPP Loan Forgiveness Update. Near & dear to Clark’s heart: Volunteering. Clark’s service to others has been a lifelong endeavor, including Habitat for Humanity, Christmas Kids for foster children - and founding the Consumer Action Center in 1993 - still going strong offering free advice and accepting volunteers. / Did your business take out a PPP loan? The topic of forgiveness is a great source of frustration. Clark has the latest, plus advice on what to do if your PPP loan forgiveness is denied by the SBA or by your lender. Ask Clark topics include: 5 Steps to Getting a Good Deal on a Hotel Room - HotelTonight: Last Minute Hotel Deals at Great Hotels / Column: He hasn’t smoked in decades. But Hertz is hitting him with a $400 smoking fee - File Complaint with BBB / 5 Things to Know Before You Use Zelle \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 07 Jul 2021 19:00:00 -0000 full Clark Howard What People Power Can Do: Making a Difference by Volunteering / PPP Loan Forgiveness Update. Near & dear to Clark’s heart: Volunteering. Clark’s service to others has been a lifelong endeavor, including Habitat for Humanity, Christmas Kids for foster children - and founding the Consumer Action Center in 1993 - still going strong offering free advice and accepting volunteers. / Did your business take out a PPP loan? The topic of forgiveness is a great source of frustration. Clark has the latest, plus advice on what to do if your PPP loan forgiveness is denied by the SBA or by your lender. Ask Clark topics include: 5 Steps to Getting a Good Deal on a Hotel Room - HotelTonight: Last Minute Hotel Deals at Great Hotels / Column: He hasn’t smoked in decades. But Hertz is hitting him with a $400 smoking fee - File Complaint with BBB / 5 Things to Know Before You Use Zelle \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Near & dear to Clark’s heart: Volunteering. Clark’s service to others has been a lifelong endeavor, including Habitat for Humanity, Christmas Kids for foster children - and founding the Consumer Action Center in 1993 - still going strong offering free advice and accepting volunteers. / Did your business take out a PPP loan? The topic of forgiveness is a great source of frustration. Clark has the latest, plus advice on what to do if your PPP loan forgiveness is denied by the SBA or by your lender.

    Ask Clark topics include: 5 Steps to Getting a Good Deal on a Hotel Room - HotelTonight: Last Minute Hotel Deals at Great Hotels / Column: He hasn’t smoked in decades. But Hertz is hitting him with a $400 smoking fee - File Complaint with BBB / 5 Things to Know Before You Use Zelle \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1555     07.06.21 Best first credit cards for building credit / There's a war going on in the diamond industry and you’re the winner. Clark smart recommendations for credit card first-timers and how to build credit. / The fight between the natural and lab-grown diamond industries is heating up. After years of escalating prices, the diamond industry is facing a real threat, and they’re fighting back. Lab-created diamonds are identical chemically to dug diamonds for a fraction of the price. And the industry is terrified … Ask Clark topics include: 6 Things To Know Before You Sign Up for Visible / What Are Index Funds? / Best Investment Companies for Investors in 2021 / Fidelity Investments Review 2021: Pros & Cons / What Is a 403(b) and How Does It Work? / What Is an HSA Account and How Does It Work? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 06 Jul 2021 19:00:00 -0000 full Clark Howard Best first credit cards for building credit / There's a war going on in the diamond industry and you’re the winner. Clark smart recommendations for credit card first-timers and how to build credit. / The fight between the natural and lab-grown diamond industries is heating up. After years of escalating prices, the diamond industry is facing a real threat, and they’re fighting back. Lab-created diamonds are identical chemically to dug diamonds for a fraction of the price. And the industry is terrified … Ask Clark topics include: 6 Things To Know Before You Sign Up for Visible / What Are Index Funds? / Best Investment Companies for Investors in 2021 / Fidelity Investments Review 2021: Pros & Cons / What Is a 403(b) and How Does It Work? / What Is an HSA Account and How Does It Work? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark smart recommendations for credit card first-timers and how to build credit. / The fight between the natural and lab-grown diamond industries is heating up. After years of escalating prices, the diamond industry is facing a real threat, and they’re fighting back. Lab-created diamonds are identical chemically to dug diamonds for a fraction of the price. And the industry is terrified …

    Ask Clark topics include: 6 Things To Know Before You Sign Up for Visible / What Are Index Funds? / Best Investment Companies for Investors in 2021 / Fidelity Investments Review 2021: Pros & Cons / What Is a 403(b) and How Does It Work? / What Is an HSA Account and How Does It Work? \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1621     07.02.21 Clark answers his critics on Clark Stinks / A new auto insurance company with a big difference. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Is your car spying on you for your insurance company? Good news for consumers around that controversial topic. Telematics has been a privacy issue and has become more invasive and sophisticated over time. Meanwhile, you can save big if you drive less than 10,000 miles per year. A new small competitor - available in 4 states and growing - charges by the mile without spying. Clark explains. Clark Stinks and Ask Clark topics include: How Retirees Can Combat Inflation / Apple Credit Card Review: Earn Cash Back on Tech Purchases / Submit a complaint | Consumer Financial Protection Bureau / Small Business Help from SCORE / How to Freeze Your Credit With Experian, Equifax and TransUnion \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 02 Jul 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / A new auto insurance company with a big difference. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Is your car spying on you for your insurance company? Good news for consumers around that controversial topic. Telematics has been a privacy issue and has become more invasive and sophisticated over time. Meanwhile, you can save big if you drive less than 10,000 miles per year. A new small competitor - available in 4 states and growing - charges by the mile without spying. Clark explains. Clark Stinks and Ask Clark topics include: How Retirees Can Combat Inflation / Apple Credit Card Review: Earn Cash Back on Tech Purchases / Submit a complaint | Consumer Financial Protection Bureau / Small Business Help from SCORE / How to Freeze Your Credit With Experian, Equifax and TransUnion \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Is your car spying on you for your insurance company? Good news for consumers around that controversial topic. Telematics has been a privacy issue and has become more invasive and sophisticated over time. Meanwhile, you can save big if you drive less than 10,000 miles per year. A new small competitor - available in 4 states and growing - charges by the mile without spying. Clark explains.

    Clark Stinks and Ask Clark topics include: How Retirees Can Combat Inflation / Apple Credit Card Review: Earn Cash Back on Tech Purchases / Submit a complaint | Consumer Financial Protection Bureau / Small Business Help from SCORE / How to Freeze Your Credit With Experian, Equifax and TransUnion \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1609     07.01.21 A glaring problem with night driving & a safety tip / Online shopping: Who are you REALLY buying from? Many headlights now, especially aftermarket brands, are blinding to oncoming drivers. This can make night driving perilous. Clark has a safety tip and welcomes yours. We need enforced standards for headlight intensity as a safety issue. / Think you’re shopping at your favorite store online? Think again - Many major retail sites of all types are now offering their platform to third party merchants. You can select the host merchant only. Overwhelmingly the items on Amazon are from other sellers. This is true of Walmart, Target, and other retailers increasingly. Be clear WHO you’re buying from and their rules.  Ask Clark topics include: How To Start An Investment Club (And Other Alternatives) / American Association of Individual Investors / 22 Ways to Save Money on Gas / VA IRRRLstreamline refinance option - Navy Federal Mortgage Refinancing / How To Find and Choose a Financial Advisor / Vanguard Personal Advisor Services Review / Why Clark Howard Wants You to Set Up a ‘Financial Chromebook’ - For a Chromebook that’s no longer supported, set up a new Gmail address and cease financials on that device. \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 01 Jul 2021 19:00:00 -0000 full Clark Howard A glaring problem with night driving & a safety tip / Online shopping: Who are you REALLY buying from? Many headlights now, especially aftermarket brands, are blinding to oncoming drivers. This can make night driving perilous. Clark has a safety tip and welcomes yours. We need enforced standards for headlight intensity as a safety issue. / Think you’re shopping at your favorite store online? Think again - Many major retail sites of all types are now offering their platform to third party merchants. You can select the host merchant only. Overwhelmingly the items on Amazon are from other sellers. This is true of Walmart, Target, and other retailers increasingly. Be clear WHO you’re buying from and their rules.  Ask Clark topics include: How To Start An Investment Club (And Other Alternatives) / American Association of Individual Investors / 22 Ways to Save Money on Gas / VA IRRRLstreamline refinance option - Navy Federal Mortgage Refinancing / How To Find and Choose a Financial Advisor / Vanguard Personal Advisor Services Review / Why Clark Howard Wants You to Set Up a ‘Financial Chromebook’ - For a Chromebook that’s no longer supported, set up a new Gmail address and cease financials on that device. \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Many headlights now, especially aftermarket brands, are blinding to oncoming drivers. This can make night driving perilous. Clark has a safety tip and welcomes yours. We need enforced standards for headlight intensity as a safety issue. / Think you’re shopping at your favorite store online? Think again - Many major retail sites of all types are now offering their platform to third party merchants. You can select the host merchant only. Overwhelmingly the items on Amazon are from other sellers. This is true of Walmart, Target, and other retailers increasingly. Be clear WHO you’re buying from and their rules. 

    Ask Clark topics include: How To Start An Investment Club (And Other Alternatives) / American Association of Individual Investors / 22 Ways to Save Money on Gas / VA IRRRLstreamline refinance option - Navy Federal Mortgage Refinancing / How To Find and Choose a Financial Advisor / Vanguard Personal Advisor Services Review / Why Clark Howard Wants You to Set Up a ‘Financial Chromebook’ - For a Chromebook that’s no longer supported, set up a new Gmail address and cease financials on that device. \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1320     06.30.21 Working Teens & Roth IRAs / How much should you spend on your wedding? Clark believes it’s essential that teenagers work starting at 15. Every dollar they DON’T spend, they can put into a Roth IRA (with a parental match if possible). Teaching deferred gratification gets youths in the habit of saving money to build for the future. / The summer is prime wedding season, and with so much pent-up demand, weddings are back - in a different form. Why Clark loves this trend. Ask Clark topics include: Discover it Secured Review: Earn 2% Cash Back While Building Credit / Ask Clark: How should I handle cell phone calls when I travel overseas? / How to handle money when you’re traveling overseas / Schwab - 5 Ways to Save Money When Traveling Abroad / Mint Mobile Review: T-Mobile’s Network for Only $15/Month \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 30 Jun 2021 19:00:00 -0000 full Clark Howard Working Teens & Roth IRAs / How much should you spend on your wedding? Clark believes it’s essential that teenagers work starting at 15. Every dollar they DON’T spend, they can put into a Roth IRA (with a parental match if possible). Teaching deferred gratification gets youths in the habit of saving money to build for the future. / The summer is prime wedding season, and with so much pent-up demand, weddings are back - in a different form. Why Clark loves this trend. Ask Clark topics include: Discover it Secured Review: Earn 2% Cash Back While Building Credit / Ask Clark: How should I handle cell phone calls when I travel overseas? / How to handle money when you’re traveling overseas / Schwab - 5 Ways to Save Money When Traveling Abroad / Mint Mobile Review: T-Mobile’s Network for Only $15/Month \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark believes it’s essential that teenagers work starting at 15. Every dollar they DON’T spend, they can put into a Roth IRA (with a parental match if possible). Teaching deferred gratification gets youths in the habit of saving money to build for the future. / The summer is prime wedding season, and with so much pent-up demand, weddings are back - in a different form. Why Clark loves this trend.

    Ask Clark topics include: Discover it Secured Review: Earn 2% Cash Back While Building Credit / Ask Clark: How should I handle cell phone calls when I travel overseas? / How to handle money when you’re traveling overseas / Schwab - 5 Ways to Save Money When Traveling Abroad / Mint Mobile Review: T-Mobile’s Network for Only $15/Month \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1631     06.29.21 The deeper roots of worker shortages / Too sick to fly? Airlines don’t care... We’re seeing worker shortages all over the country. The reasons may not be what you think. The problem pre-dates the pandemic. There’s a demographic angle. How businesses will need to adapt. / Have you ever had to cancel or delay a trip because you were ill? The airlines need to find a better way to treat people to protect us all. Taxpayer-funded corporate welfare saved the nation’s airlines. Each airline has a responsibility to the nation. If safety is the highest priority, why must they penalize illness? Ask Clark topics include: File a Consumer Complaint | US Department of Transportation / Uber and Lyft Surges: What to Know - The New York Times] - NEVER pay Uber or Lyft with Venmo - The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / BBB File a Complaint / Submit a complaint | Consumer Financial Protection Bureau \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 29 Jun 2021 19:00:00 -0000 full Clark Howard The deeper roots of worker shortages / Too sick to fly? Airlines don’t care... We’re seeing worker shortages all over the country. The reasons may not be what you think. The problem pre-dates the pandemic. There’s a demographic angle. How businesses will need to adapt. / Have you ever had to cancel or delay a trip because you were ill? The airlines need to find a better way to treat people to protect us all. Taxpayer-funded corporate welfare saved the nation’s airlines. Each airline has a responsibility to the nation. If safety is the highest priority, why must they penalize illness? Ask Clark topics include: File a Consumer Complaint | US Department of Transportation / Uber and Lyft Surges: What to Know - The New York Times] - NEVER pay Uber or Lyft with Venmo - The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / BBB File a Complaint / Submit a complaint | Consumer Financial Protection Bureau \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices We’re seeing worker shortages all over the country. The reasons may not be what you think. The problem pre-dates the pandemic. There’s a demographic angle. How businesses will need to adapt. / Have you ever had to cancel or delay a trip because you were ill? The airlines need to find a better way to treat people to protect us all. Taxpayer-funded corporate welfare saved the nation’s airlines. Each airline has a responsibility to the nation. If safety is the highest priority, why must they penalize illness?

    Ask Clark topics include: File a Consumer Complaint | US Department of Transportation / Uber and Lyft Surges: What to Know - The New York Times] - NEVER pay Uber or Lyft with Venmo - The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments / BBB File a Complaint / Submit a complaint | Consumer Financial Protection Bureau \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1620     06.28.21 Subscriptionitis and the Clark Cure / WARNING & the workaround: Fake Fraud Alerts. Subscriptions went way up in the pandemic year - many may no longer be relevant. Free Trials are a plague on people’s wallets. Anytime they need a form of payment, it’s not a FREE trial. People forget to cancel and keep paying. Many free trials obligate you for a term. A Clark Assignment around free trial offers & subscriptions. / Fraud Alerts are routine and many fraudsters have invaded this space. How these fake alerts work and your defense. There’s an easy workaround to protect yourself. Ask Clark topics include: Franchise ownership: Is it right for you? / Arctic Air Review: Can This ‘As Seen on TV’ Product Lower Your AC Bill? / Report: The Best Smartphones for Customer Satisfaction / CareCredit - Be certain you can pay it ALL off on time / How to Sell Your Car in 5 Steps \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Jun 2021 19:00:00 -0000 full Clark Howard Subscriptionitis and the Clark Cure / WARNING & the workaround: Fake Fraud Alerts. Subscriptions went way up in the pandemic year - many may no longer be relevant. Free Trials are a plague on people’s wallets. Anytime they need a form of payment, it’s not a FREE trial. People forget to cancel and keep paying. Many free trials obligate you for a term. A Clark Assignment around free trial offers & subscriptions. / Fraud Alerts are routine and many fraudsters have invaded this space. How these fake alerts work and your defense. There’s an easy workaround to protect yourself. Ask Clark topics include: Franchise ownership: Is it right for you? / Arctic Air Review: Can This ‘As Seen on TV’ Product Lower Your AC Bill? / Report: The Best Smartphones for Customer Satisfaction / CareCredit - Be certain you can pay it ALL off on time / How to Sell Your Car in 5 Steps \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Subscriptions went way up in the pandemic year - many may no longer be relevant. Free Trials are a plague on people’s wallets. Anytime they need a form of payment, it’s not a FREE trial. People forget to cancel and keep paying. Many free trials obligate you for a term. A Clark Assignment around free trial offers & subscriptions. / Fraud Alerts are routine and many fraudsters have invaded this space. How these fake alerts work and your defense. There’s an easy workaround to protect yourself.

    Ask Clark topics include: Franchise ownership: Is it right for you? / Arctic Air Review: Can This ‘As Seen on TV’ Product Lower Your AC Bill? / Report: The Best Smartphones for Customer Satisfaction / CareCredit - Be certain you can pay it ALL off on time / How to Sell Your Car in 5 Steps \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1442     06.25.21 Clark answers his critics on Clark Stinks / WARNING: Rental Car Scams. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Rental car scams are booming. An urgent warning about searching for deals online and the kind of payment requested.  Clark Stinks and Ask Clark topics include: Report: The Best Smartphones for Customer Satisfaction / Best Free Password Managers: 7 Top Picks / 7 Places to Get the Best Deals on Lab-Created Diamonds / Megabus | Low cost bus tickets from $1 / When Should I Refinance With a No Closing Cost Mortgage? - Mortgage Refinance Calculator / Why co-signing a loan can be bad on almost every financial level / Does a Credit Increase Request Create a Hard Pull on Your Credit Score? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 25 Jun 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / WARNING: Rental Car Scams. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Rental car scams are booming. An urgent warning about searching for deals online and the kind of payment requested.  Clark Stinks and Ask Clark topics include: Report: The Best Smartphones for Customer Satisfaction / Best Free Password Managers: 7 Top Picks / 7 Places to Get the Best Deals on Lab-Created Diamonds / Megabus | Low cost bus tickets from $1 / When Should I Refinance With a No Closing Cost Mortgage? - Mortgage Refinance Calculator / Why co-signing a loan can be bad on almost every financial level / Does a Credit Increase Request Create a Hard Pull on Your Credit Score? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Rental car scams are booming. An urgent warning about searching for deals online and the kind of payment requested. 

    Clark Stinks and Ask Clark topics include: Report: The Best Smartphones for Customer Satisfaction / Best Free Password Managers: 7 Top Picks / 7 Places to Get the Best Deals on Lab-Created Diamonds / Megabus | Low cost bus tickets from $1 / When Should I Refinance With a No Closing Cost Mortgage? - Mortgage Refinance Calculator / Why co-signing a loan can be bad on almost every financial level / Does a Credit Increase Request Create a Hard Pull on Your Credit Score? \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1727     06.24.21 PRIMARY CARE ACCESS: Improving U.S. Healthcare / Avoid overpaying on Amazon. Clark discusses what’s needed to improve healthcare in the U.S. Expanded primary care access including NP and PA providers, and new subscription services are key. // Amazon loyalists get convenience but should consider that fake reviews, return problems, labor issues, and higher prices are all factors with Amazon and its mostly third-party merchants. Also, If you have Amazon devices in your home, under new terms of service, they utilize your internet connection unless you change your settings. Ask Clark topics include: Clark Howard: My 7 Rules for Using Credit Cards / What is a Promissory Note \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 24 Jun 2021 19:00:00 -0000 full Clark Howard PRIMARY CARE ACCESS: Improving U.S. Healthcare / Avoid overpaying on Amazon. Clark discusses what’s needed to improve healthcare in the U.S. Expanded primary care access including NP and PA providers, and new subscription services are key. // Amazon loyalists get convenience but should consider that fake reviews, return problems, labor issues, and higher prices are all factors with Amazon and its mostly third-party merchants. Also, If you have Amazon devices in your home, under new terms of service, they utilize your internet connection unless you change your settings. Ask Clark topics include: Clark Howard: My 7 Rules for Using Credit Cards / What is a Promissory Note \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses what’s needed to improve healthcare in the U.S. Expanded primary care access including NP and PA providers, and new subscription services are key. // Amazon loyalists get convenience but should consider that fake reviews, return problems, labor issues, and higher prices are all factors with Amazon and its mostly third-party merchants. Also, If you have Amazon devices in your home, under new terms of service, they utilize your internet connection unless you change your settings.

    Ask Clark topics include: Clark Howard: My 7 Rules for Using Credit Cards / What is a Promissory Note \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1608     06.23.21 Student loan forgiveness for victims of fraudulent for-profit schools / The only safe way to buy event tickets. The law is finally being enforced against fraudulent for-profit student loan mills. Swindled students in debt can now receive loan forgiveness. Clark explains the role of colleges in excessive lending that impoverishes many parents, grandparents and graduates. // So many concert/sports tickets are bought through third-party brokers or ticket outlets. During Covid cancellations, many got little to no refunds. Beware buying this way. Buying legit can have huge markups. Clark tells you the only safe way to buy an event ticket.  Ask Clark topics include: ConsumerFinance.gov - Submit a complaint / Target RedCard Credit Card Review: Earn 5% Back on Purchases / Wills & Funerals / How and Why to Refinance Your Mortgage: A Step-By-Step Guide / How to Build Credit / What Is a 403(b) and How Does It Work? / Fidelity Investments Review 2021: Pros & Cons \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 23 Jun 2021 19:00:00 -0000 full Clark Howard Student loan forgiveness for victims of fraudulent for-profit schools / The only safe way to buy event tickets. The law is finally being enforced against fraudulent for-profit student loan mills. Swindled students in debt can now receive loan forgiveness. Clark explains the role of colleges in excessive lending that impoverishes many parents, grandparents and graduates. // So many concert/sports tickets are bought through third-party brokers or ticket outlets. During Covid cancellations, many got little to no refunds. Beware buying this way. Buying legit can have huge markups. Clark tells you the only safe way to buy an event ticket.  Ask Clark topics include: ConsumerFinance.gov - Submit a complaint / Target RedCard Credit Card Review: Earn 5% Back on Purchases / Wills & Funerals / How and Why to Refinance Your Mortgage: A Step-By-Step Guide / How to Build Credit / What Is a 403(b) and How Does It Work? / Fidelity Investments Review 2021: Pros & Cons \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices The law is finally being enforced against fraudulent for-profit student loan mills. Swindled students in debt can now receive loan forgiveness. Clark explains the role of colleges in excessive lending that impoverishes many parents, grandparents and graduates. // So many concert/sports tickets are bought through third-party brokers or ticket outlets. During Covid cancellations, many got little to no refunds. Beware buying this way. Buying legit can have huge markups. Clark tells you the only safe way to buy an event ticket. 

    Ask Clark topics include: ConsumerFinance.gov - Submit a complaint / Target RedCard Credit Card Review: Earn 5% Back on Purchases / Wills & Funerals / How and Why to Refinance Your Mortgage: A Step-By-Step Guide / How to Build Credit / What Is a 403(b) and How Does It Work? / Fidelity Investments Review 2021: Pros & Cons \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1582     06.22.21 The Incredible Shrinking Package / New Rules of Travel + using your miles & points. “Shrinkflation” is real - Clark offers 2 ways to counteract less product in packaging, and tells you what “New and Improved!” really means. Also Clark’s outlook on inflation. / Clark smart TRAVEL - Do you have frequent flyer miles in your account?. Airline miles and hotel points belong to the issuers and they can devalue them at any time. Some mileage programs are 3rd party - much better. Plus, new rules from the EU -The vaccine is going to be key to international travel. Ask Clark topics include: How To Open a Roth IRA / Get An Identity Protection PIN | Internal Revenue Service / CREDIT CARDS / Deferred maintenance - Have an inspection to prioritize repairs. / Home equity loans & lines of credit / The worst insurance in the world / How to Buy Term Life Insurance / Emergency Fund Complete Guide: How Much & Where \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 22 Jun 2021 19:00:00 -0000 full Clark Howard The Incredible Shrinking Package / New Rules of Travel + using your miles & points. “Shrinkflation” is real - Clark offers 2 ways to counteract less product in packaging, and tells you what “New and Improved!” really means. Also Clark’s outlook on inflation. / Clark smart TRAVEL - Do you have frequent flyer miles in your account?. Airline miles and hotel points belong to the issuers and they can devalue them at any time. Some mileage programs are 3rd party - much better. Plus, new rules from the EU -The vaccine is going to be key to international travel. Ask Clark topics include: How To Open a Roth IRA / Get An Identity Protection PIN | Internal Revenue Service / CREDIT CARDS / Deferred maintenance - Have an inspection to prioritize repairs. / Home equity loans & lines of credit / The worst insurance in the world / How to Buy Term Life Insurance / Emergency Fund Complete Guide: How Much & Where \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices “Shrinkflation” is real - Clark offers 2 ways to counteract less product in packaging, and tells you what “New and Improved!” really means. Also Clark’s outlook on inflation. / Clark smart TRAVEL - Do you have frequent flyer miles in your account?. Airline miles and hotel points belong to the issuers and they can devalue them at any time. Some mileage programs are 3rd party - much better. Plus, new rules from the EU -The vaccine is going to be key to international travel.

    Ask Clark topics include: How To Open a Roth IRA / Get An Identity Protection PIN | Internal Revenue Service / CREDIT CARDS / Deferred maintenance - Have an inspection to prioritize repairs. / Home equity loans & lines of credit / The worst insurance in the world / How to Buy Term Life Insurance / Emergency Fund Complete Guide: How Much & Where \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1690     06.21.21 Vehicles are lasting longer - but what about safety features? / Warning: Social media - hacks - and your best practices. Vehicles keep getting better. Last year the average age of vehicles rose to 12.1 years. What you spend on housing and automobiles has the biggest impact on your long-term financial health. How long should you keep your vehicles to retire 5 years sooner? Safety concerns? Hear and use Clark’s New & 10 Rule, plus his 4 & 4 Rule for used cars. / Hackers are everywhere The weakest link: employee social media accounts. Don’t be the reason your company gets hacked. Your power is privacy - How to protect yourself and others from hacks.  Ask Clark topics include: 6 things you need to know before donating your used vehicle / The Center for Auto Safety - Subaru - National Highway Traffic Safety Administration / How to Lower Your Credit Card Interest Rate / How Retirement Communities Work / HVAC leasing NOT recommended. \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 21 Jun 2021 19:00:00 -0000 full Clark Howard Vehicles are lasting longer - but what about safety features? / Warning: Social media - hacks - and your best practices. Vehicles keep getting better. Last year the average age of vehicles rose to 12.1 years. What you spend on housing and automobiles has the biggest impact on your long-term financial health. How long should you keep your vehicles to retire 5 years sooner? Safety concerns? Hear and use Clark’s New & 10 Rule, plus his 4 & 4 Rule for used cars. / Hackers are everywhere The weakest link: employee social media accounts. Don’t be the reason your company gets hacked. Your power is privacy - How to protect yourself and others from hacks.  Ask Clark topics include: 6 things you need to know before donating your used vehicle / The Center for Auto Safety - Subaru - National Highway Traffic Safety Administration / How to Lower Your Credit Card Interest Rate / How Retirement Communities Work / HVAC leasing NOT recommended. \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Vehicles keep getting better. Last year the average age of vehicles rose to 12.1 years. What you spend on housing and automobiles has the biggest impact on your long-term financial health. How long should you keep your vehicles to retire 5 years sooner? Safety concerns? Hear and use Clark’s New & 10 Rule, plus his 4 & 4 Rule for used cars. / Hackers are everywhere The weakest link: employee social media accounts. Don’t be the reason your company gets hacked. Your power is privacy - How to protect yourself and others from hacks. 

    Ask Clark topics include: 6 things you need to know before donating your used vehicle / The Center for Auto Safety - Subaru - National Highway Traffic Safety Administration / How to Lower Your Credit Card Interest Rate / How Retirement Communities Work / HVAC leasing NOT recommended. \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1467     06.18.21 Clark answers his critics on Clark Stinks / True Story: Car Rental Rescue & a Primo TIP. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Christa & Clark have a harrowing car rental experience with some great advice for all - Something you should do before you show up at the rental counter can save your day. Clark Stinks & Ask Clark topics include: Here Is Clark Howard’s Bottom Line on Bitcoin / Protect Yourself and Your Family from Radon / How to Budget With a Cash Envelope System / How To Talk to Your Partner About Money Before Marriage / Apple iPhones Can Soon Hold Your ID. Privacy Experts Are On Edge / How to avoid paying $51 for a 60-cent toll / Why co-signing a loan can be bad on almost every financial level \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 18 Jun 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / True Story: Car Rental Rescue & a Primo TIP. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Christa & Clark have a harrowing car rental experience with some great advice for all - Something you should do before you show up at the rental counter can save your day. Clark Stinks & Ask Clark topics include: Here Is Clark Howard’s Bottom Line on Bitcoin / Protect Yourself and Your Family from Radon / How to Budget With a Cash Envelope System / How To Talk to Your Partner About Money Before Marriage / Apple iPhones Can Soon Hold Your ID. Privacy Experts Are On Edge / How to avoid paying $51 for a 60-cent toll / Why co-signing a loan can be bad on almost every financial level \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Christa & Clark have a harrowing car rental experience with some great advice for all - Something you should do before you show up at the rental counter can save your day.

    Clark Stinks & Ask Clark topics include: Here Is Clark Howard’s Bottom Line on Bitcoin / Protect Yourself and Your Family from Radon / How to Budget With a Cash Envelope System / How To Talk to Your Partner About Money Before Marriage / Apple iPhones Can Soon Hold Your ID. Privacy Experts Are On Edge / How to avoid paying $51 for a 60-cent toll / Why co-signing a loan can be bad on almost every financial level \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1756     06.17.21 Amazon Prime Days & other deals galore! / New cell phone deals from Verizon and AT&T - Worth it? It’s time for some major sales! Amazon Prime days are coming up, and other retailers are already putting out screaming deals to compete. A Clark smart deals roundup. / Verizon & AT&T offer deals to stop switchers. Are the new phone giveaway deals a real bargain? AT&T and Verizon compete with free phones - with a catch... - Report: The Best Smartphones for Customer Satisfaction. Ask Clark topics include: Living Will Forms (“Directive”) - search Living Will + your state or ask for forms at a medical facility. / When Should I Refinance With a No Closing Cost Mortgage? / Apple Credit Card Review: Earn Cash Back on Tech Purchases / Best Rewards Credit Cards: Top Picks for 2021 / 7 Things to Know About the New Venmo Credit Card \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 17 Jun 2021 19:00:00 -0000 full Clark Howard Amazon Prime Days & other deals galore! / New cell phone deals from Verizon and AT&T - Worth it? It’s time for some major sales! Amazon Prime days are coming up, and other retailers are already putting out screaming deals to compete. A Clark smart deals roundup. / Verizon & AT&T offer deals to stop switchers. Are the new phone giveaway deals a real bargain? AT&T and Verizon compete with free phones - with a catch... - Report: The Best Smartphones for Customer Satisfaction. Ask Clark topics include: Living Will Forms (“Directive”) - search Living Will + your state or ask for forms at a medical facility. / When Should I Refinance With a No Closing Cost Mortgage? / Apple Credit Card Review: Earn Cash Back on Tech Purchases / Best Rewards Credit Cards: Top Picks for 2021 / 7 Things to Know About the New Venmo Credit Card \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices It’s time for some major sales! Amazon Prime days are coming up, and other retailers are already putting out screaming deals to compete. A Clark smart deals roundup. / Verizon & AT&T offer deals to stop switchers. Are the new phone giveaway deals a real bargain? AT&T and Verizon compete with free phones - with a catch... - Report: The Best Smartphones for Customer Satisfaction.

    Ask Clark topics include: Living Will Forms (“Directive”) - search Living Will + your state or ask for forms at a medical facility. / When Should I Refinance With a No Closing Cost Mortgage? / Apple Credit Card Review: Earn Cash Back on Tech Purchases / Best Rewards Credit Cards: Top Picks for 2021 / 7 Things to Know About the New Venmo Credit Card \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1605     06.16.21 Clark Mic Check: Of audio & internet connections / Solar sales hazard An update on Clark’s review of T-Mobile’s home internet service. / Clark loves solar power but has a warning about the industry. What to know when installing solar for your home. Ask Clark topics include: 1031 Exchange Rules: What You Need to Know - Clark avoids this as capital gains tax rates are favorable now / Best Free Password Managers: 7 Top Picks - Consumer Reports Password Manager Ratings / What Is an Annuity, and Why Does Clark Think They Stink? / How To Find and Choose a Financial Advisor / Owner’s Title Insurance / How to Deal With Medical Debt / Best Investment Companies for Investors in 2021 / Udemy Voice-Over Courses \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 16 Jun 2021 20:06:17 -0000 full Clark Howard Clark Mic Check: Of audio & internet connections / Solar sales hazard An update on Clark’s review of T-Mobile’s home internet service. / Clark loves solar power but has a warning about the industry. What to know when installing solar for your home. Ask Clark topics include: 1031 Exchange Rules: What You Need to Know - Clark avoids this as capital gains tax rates are favorable now / Best Free Password Managers: 7 Top Picks - Consumer Reports Password Manager Ratings / What Is an Annuity, and Why Does Clark Think They Stink? / How To Find and Choose a Financial Advisor / Owner’s Title Insurance / How to Deal With Medical Debt / Best Investment Companies for Investors in 2021 / Udemy Voice-Over Courses \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices An update on Clark’s review of T-Mobile’s home internet service. / Clark loves solar power but has a warning about the industry. What to know when installing solar for your home.

    Ask Clark topics include: 1031 Exchange Rules: What You Need to Know - Clark avoids this as capital gains tax rates are favorable now / Best Free Password Managers: 7 Top Picks - Consumer Reports Password Manager Ratings / What Is an Annuity, and Why Does Clark Think They Stink? / How To Find and Choose a Financial Advisor / Owner’s Title Insurance / How to Deal With Medical Debt / Best Investment Companies for Investors in 2021 / Udemy Voice-Over Courses \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1705     06.15.21 YOU PAY for credit card fraud - unless…. / A look back at long-held fears of robots and technology. We bear the cost of credit card fraud directly. A quarter of Americans were victims of credit card fraud last year. One simple way to protect your wallet. / Are you concerned robots will take over all of our jobs? Throughout modern human history, there have been predictions of job loss due to technology. Clark smart historical perspective on automation, robots, jobs lost - and gained. Ask Clark topics include: How to Switch Banks in 4 Simple Steps / 5 common contractor scams and how to avoid them / How to roll over a 529 plan, and why it may be a good idea / INSURANCE - Amica - Six-Month Auto Policy FAQs \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 15 Jun 2021 19:00:00 -0000 full Clark Howard YOU PAY for credit card fraud - unless…. / A look back at long-held fears of robots and technology. We bear the cost of credit card fraud directly. A quarter of Americans were victims of credit card fraud last year. One simple way to protect your wallet. / Are you concerned robots will take over all of our jobs? Throughout modern human history, there have been predictions of job loss due to technology. Clark smart historical perspective on automation, robots, jobs lost - and gained. Ask Clark topics include: How to Switch Banks in 4 Simple Steps / 5 common contractor scams and how to avoid them / How to roll over a 529 plan, and why it may be a good idea / INSURANCE - Amica - Six-Month Auto Policy FAQs \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices We bear the cost of credit card fraud directly. A quarter of Americans were victims of credit card fraud last year. One simple way to protect your wallet. / Are you concerned robots will take over all of our jobs? Throughout modern human history, there have been predictions of job loss due to technology. Clark smart historical perspective on automation, robots, jobs lost - and gained.

    Ask Clark topics include: How to Switch Banks in 4 Simple Steps / 5 common contractor scams and how to avoid them / How to roll over a 529 plan, and why it may be a good idea / INSURANCE - Amica - Six-Month Auto Policy FAQs \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1443     06.14.21 Home Upgrades: Worth it? / Getting goods for FREE - a win-win. Clark breaks down the true value of remodeling and the best reason to do a home upgrade. / Trading, bartering, getting stuff for free - Several ways to find goods, from clothing to furniture, for little or no money while helping to eliminate waste. Ask Clark topics include: Google Fi Review: The Best Cell Phone Provider for International Travel? / Mint Mobile Review: T-Mobile’s Network for Only $15/Month / 3 Things to Know Before Buying Owner’s Title Insurance / Home Title Lock: Is It The Same As Home Title Insurance? - Have your county notify you if there is any activity on your title. / Marriage, money and happiness: A timeline. \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 Jun 2021 19:00:00 -0000 full Clark Howard Home Upgrades: Worth it? / Getting goods for FREE - a win-win. Clark breaks down the true value of remodeling and the best reason to do a home upgrade. / Trading, bartering, getting stuff for free - Several ways to find goods, from clothing to furniture, for little or no money while helping to eliminate waste. Ask Clark topics include: Google Fi Review: The Best Cell Phone Provider for International Travel? / Mint Mobile Review: T-Mobile’s Network for Only $15/Month / 3 Things to Know Before Buying Owner’s Title Insurance / Home Title Lock: Is It The Same As Home Title Insurance? - Have your county notify you if there is any activity on your title. / Marriage, money and happiness: A timeline. \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Clark breaks down the true value of remodeling and the best reason to do a home upgrade. / Trading, bartering, getting stuff for free - Several ways to find goods, from clothing to furniture, for little or no money while helping to eliminate waste.

    Ask Clark topics include: Google Fi Review: The Best Cell Phone Provider for International Travel? / Mint Mobile Review: T-Mobile’s Network for Only $15/Month / 3 Things to Know Before Buying Owner’s Title Insurance / Home Title Lock: Is It The Same As Home Title Insurance? - Have your county notify you if there is any activity on your title. / Marriage, money and happiness: A timeline. \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1562     06.11.21 Clark answers his critics on Clark Stinks / Couples, marriage and financial harmony. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Weddings are coming back in big numbers. Couples can eliminate the financial pitfalls that can poison a relationship by first thinking through what’s important to each and having an ongoing dialogue to get financial cards on the table. Hear Clark smart strategies about how to proceed from there. Clark Stinks & Ask Clark topics include: The Best Veterans and Military Charities / United Service Organizations - USO / Which restaurant tipping method is better? / Your C.L.U.E. Report / Xoom.com | Send Money Abroad Fast | Xoom, a PayPal Service / 6 Best Ways To Send Money Online / When and Where to Buy a Wireless Security System / Your Guide to DIY Home Security Systems \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 11 Jun 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / Couples, marriage and financial harmony. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Weddings are coming back in big numbers. Couples can eliminate the financial pitfalls that can poison a relationship by first thinking through what’s important to each and having an ongoing dialogue to get financial cards on the table. Hear Clark smart strategies about how to proceed from there. Clark Stinks & Ask Clark topics include: The Best Veterans and Military Charities / United Service Organizations - USO / Which restaurant tipping method is better? / Your C.L.U.E. Report / Xoom.com | Send Money Abroad Fast | Xoom, a PayPal Service / 6 Best Ways To Send Money Online / When and Where to Buy a Wireless Security System / Your Guide to DIY Home Security Systems \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Weddings are coming back in big numbers. Couples can eliminate the financial pitfalls that can poison a relationship by first thinking through what’s important to each and having an ongoing dialogue to get financial cards on the table. Hear Clark smart strategies about how to proceed from there.

    Clark Stinks & Ask Clark topics include: The Best Veterans and Military Charities / United Service Organizations - USO / Which restaurant tipping method is better? / Your C.L.U.E. Report / Xoom.com | Send Money Abroad Fast | Xoom, a PayPal Service / 6 Best Ways To Send Money Online / When and Where to Buy a Wireless Security System / Your Guide to DIY Home Security Systems \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1781     06.10.21 Downsizing and purging your stuff / Matching jobs with skilled workers. Clark recently moved and has fresh wisdom on downsizing / How do you seize the opportunities available in today’s job market? We need to be lifelong learners. The more we learn, the more we earn. Employers can’t match skilled workers to available jobs. The ladder is training. Middle skill jobs require skills based training. Clark discusses 3 approaches including workforce development programs - the win-win we need in the U.S. Ask Clark topics include: Fidelity Investments Review 2021: Pros & Cons / Pet Insurance - Pet Insurance: Should You Buy It? / Best Treadmill Reviews – Consumer Reports / 5 Ways to Create a Cheap Home Gym \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 10 Jun 2021 19:00:00 -0000 full Clark Howard Downsizing and purging your stuff / Matching jobs with skilled workers. Clark recently moved and has fresh wisdom on downsizing / How do you seize the opportunities available in today’s job market? We need to be lifelong learners. The more we learn, the more we earn. Employers can’t match skilled workers to available jobs. The ladder is training. Middle skill jobs require skills based training. Clark discusses 3 approaches including workforce development programs - the win-win we need in the U.S. Ask Clark topics include: Fidelity Investments Review 2021: Pros & Cons / Pet Insurance - Pet Insurance: Should You Buy It? / Best Treadmill Reviews – Consumer Reports / 5 Ways to Create a Cheap Home Gym \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark recently moved and has fresh wisdom on downsizing / How do you seize the opportunities available in today’s job market? We need to be lifelong learners. The more we learn, the more we earn. Employers can’t match skilled workers to available jobs. The ladder is training. Middle skill jobs require skills based training. Clark discusses 3 approaches including workforce development programs - the win-win we need in the U.S.

    Ask Clark topics include: Fidelity Investments Review 2021: Pros & Cons / Pet Insurance - Pet Insurance: Should You Buy It? / Best Treadmill Reviews – Consumer Reports / 5 Ways to Create a Cheap Home Gym \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1460     06.09.21 2 Retail titans could transform healthcare / Your digital driver’s license. Both Walmart and Amazon are getting into healthcare to save money for their companies, and potentially for all consumers (including those insured), using both telehealth and clinics. Clark explains the offerings. These outsiders will expand outside of their own employee groups to become a threat to the medical industry, and a benefit to consumers. // In addition to having a physical DL, some states are rolling encrypted digital versions to carry in your phone. Mobile driver’s licenses are not subject to manipulation to create fake IDs. When it comes time to renew, check online to see if this convenience is available. Ask Clark topics include: Social Security Basics: | Kiplinger / For Sale By Owner (FSBO) Definition – hire a real estate lawyer to do the paperwork. / 7 Things to Know Before You Buy Travel Insurance / 9 ways to pay for college without student loans / Debit vs. credit | Pros, cons and protections for your money \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 09 Jun 2021 19:00:00 -0000 full Clark Howard Retail titans could transform healthcare / Your digital driver’s license. Both Walmart and Amazon are getting into healthcare to save money for their companies, and potentially for all consumers (including those insured), using both telehealth and clinics. Clark explains the offerings. These outsiders will expand outside of their own employee groups to become a threat to the medical industry, and a benefit to consumers. // In addition to having a physical DL, some states are rolling encrypted digital versions to carry in your phone. Mobile driver’s licenses are not subject to manipulation to create fake IDs. When it comes time to renew, check online to see if this convenience is available. Ask Clark topics include: Social Security Basics: | Kiplinger / For Sale By Owner (FSBO) Definition – hire a real estate lawyer to do the paperwork. / 7 Things to Know Before You Buy Travel Insurance / 9 ways to pay for college without student loans / Debit vs. credit | Pros, cons and protections for your money \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Both Walmart and Amazon are getting into healthcare to save money for their companies, and potentially for all consumers (including those insured), using both telehealth and clinics. Clark explains the offerings. These outsiders will expand outside of their own employee groups to become a threat to the medical industry, and a benefit to consumers. // In addition to having a physical DL, some states are rolling encrypted digital versions to carry in your phone. Mobile driver’s licenses are not subject to manipulation to create fake IDs. When it comes time to renew, check online to see if this convenience is available.

    Ask Clark topics include: Social Security Basics: | Kiplinger / For Sale By Owner (FSBO) Definition – hire a real estate lawyer to do the paperwork. / 7 Things to Know Before You Buy Travel Insurance / 9 ways to pay for college without student loans / Debit vs. credit | Pros, cons and protections for your money \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1586     06.08.21 Special Guest: Clark Howard and Jonathan Clements share personal finance wisdom Clark speaks with admired colleague, finance expert JONATHAN CLEMENTS - founder and editor of HumbleDollar, author of personal finance books and former personal finance columnist for The Wall Street Journal, among other accomplishments. They discuss the core attributes of financial success, working part time in retirement, prioritizing debt, marriage & money, saving late in life, paying for college, divorce - financial strategies for life's stages and rebounding from life's setbacks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 08 Jun 2021 19:00:00 -0000 full Clark Howard Special Guest: Clark Howard and Jonathan Clements share personal finance wisdom Clark speaks with admired colleague, finance expert JONATHAN CLEMENTS - founder and editor of HumbleDollar, author of personal finance books and former personal finance columnist for The Wall Street Journal, among other accomplishments. They discuss the core attributes of financial success, working part time in retirement, prioritizing debt, marriage & money, saving late in life, paying for college, divorce - financial strategies for life's stages and rebounding from life's setbacks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark speaks with admired colleague, finance expert JONATHAN CLEMENTS - founder and editor of HumbleDollar, author of personal finance books and former personal finance columnist for The Wall Street Journal, among other accomplishments. They discuss the core attributes of financial success, working part time in retirement, prioritizing debt, marriage & money, saving late in life, paying for college, divorce - financial strategies for life's stages and rebounding from life's setbacks.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2643     06.07.21 Save on credit card interest and annual fees / Buying life insurance: Have no fear - Clark is here. You may be a candidate for strategies that can lower your credit card interest rate and eliminate your annual fee. / Life Insurance is an area where you can easily get ripped off. Clark guides you through the process. You’ll learn the different types, what to avoid, where to look and how much to buy. Fear not. It’s easier than it once was. Ask Clark topics include: Radon Gas / Policygenius Review: What to Know Before Getting Quotes / Haven Life Insurance Agency Review: How It Works Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 07 Jun 2021 19:00:00 -0000 full Clark Howard Save on credit card interest and annual fees / Buying life insurance: Have no fear - Clark is here. You may be a candidate for strategies that can lower your credit card interest rate and eliminate your annual fee. / Life Insurance is an area where you can easily get ripped off. Clark guides you through the process. You’ll learn the different types, what to avoid, where to look and how much to buy. Fear not. It’s easier than it once was. Ask Clark topics include: Radon Gas / Policygenius Review: What to Know Before Getting Quotes / Haven Life Insurance Agency Review: How It Works Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices You may be a candidate for strategies that can lower your credit card interest rate and eliminate your annual fee. / Life Insurance is an area where you can easily get ripped off. Clark guides you through the process. You’ll learn the different types, what to avoid, where to look and how much to buy. Fear not. It’s easier than it once was.

    Ask Clark topics include: Radon Gas / Policygenius Review: What to Know Before Getting Quotes / Haven Life Insurance Agency Review: How It Works


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1703     06.04.21 Clark answers his critics on Clark Stinks / Better business banking Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / If you are an owner or involved with the finances of a business, you know the banking industry has traditionally killed you with fees. Clark lists several alternatives including something new from Square and a warning about specialty online lenders. Clark Stinks & Ask Clark topics include: How To Find Your Chromebook's End-of-Life Date - Lifehacker / 4 Things to Know Before You Sign Up for Locast / Overdraft Protection / Clark Howard’s Bottom Line on Bitcoin / Best savings accounts for June 2021 / Car Rentals / Non-Owner Car Insurance: Who Needs It? / How to Monitor Your Credit \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 04 Jun 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / Better business banking Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / If you are an owner or involved with the finances of a business, you know the banking industry has traditionally killed you with fees. Clark lists several alternatives including something new from Square and a warning about specialty online lenders. Clark Stinks & Ask Clark topics include: How To Find Your Chromebook's End-of-Life Date - Lifehacker / 4 Things to Know Before You Sign Up for Locast / Overdraft Protection / Clark Howard’s Bottom Line on Bitcoin / Best savings accounts for June 2021 / Car Rentals / Non-Owner Car Insurance: Who Needs It? / How to Monitor Your Credit \\ Want more money advice? Sign up for Clark’s free daily newsletter! Free Advice: Clark's Consumer Action Center Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / If you are an owner or involved with the finances of a business, you know the banking industry has traditionally killed you with fees. Clark lists several alternatives including something new from Square and a warning about specialty online lenders.

    Clark Stinks & Ask Clark topics include: How To Find Your Chromebook's End-of-Life Date - Lifehacker / 4 Things to Know Before You Sign Up for Locast / Overdraft Protection / Clark Howard’s Bottom Line on Bitcoin / Best savings accounts for June 2021 / Car Rentals / Non-Owner Car Insurance: Who Needs It? / How to Monitor Your Credit \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Free Advice: Clark's Consumer Action Center

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1733     06.03.21 Awesome: Team Clark’s new streaming tv tool / The timeshare TRAP resets. Banish streaming price confusion - Our new interactive tool allows you to enter your favorite channels to uncover the best options for you. Load & delete channels and find your best price per month. ~Live TV Streaming Channel Tool - Clark Howard~ / Travelers, an important warning about timeshares. Clark explains why there’s no intrinsic value. The industry expects a great year due to pent up travel demand, making people extra vulnerable to the timeshare pitch. A NEVER NEVER Clark rule on timeshares you can take to heart - and to the bank. Ask Clark topics include: Credit Cards Archives / Best Balance Transfer Credit Cards / Best 0% Intro APR Credit Cards / How To Bypass the Banks for a Loan / How To Open a Roth IRA / This Mistake at the ATM Could Be Costing You $240 a Year / Is a Home Warranty Worth the Money? / Where Do We Get a Homeowners Warranty on Appliances? / Don't let your gym give your wallet a workout / Dangers of putting monthly bills on automatic debit / Your Guide to DIY Home Security Systems / Wyze Home Monitoring \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 03 Jun 2021 19:00:00 -0000 full Clark Howard Awesome: Team Clark’s new streaming tv tool / The timeshare TRAP resets. Banish streaming price confusion - Our new interactive tool allows you to enter your favorite channels to uncover the best options for you. Load & delete channels and find your best price per month. ~Live TV Streaming Channel Tool - Clark Howard~ / Travelers, an important warning about timeshares. Clark explains why there’s no intrinsic value. The industry expects a great year due to pent up travel demand, making people extra vulnerable to the timeshare pitch. A NEVER NEVER Clark rule on timeshares you can take to heart - and to the bank. Ask Clark topics include: Credit Cards Archives / Best Balance Transfer Credit Cards / Best 0% Intro APR Credit Cards / How To Bypass the Banks for a Loan / How To Open a Roth IRA / This Mistake at the ATM Could Be Costing You $240 a Year / Is a Home Warranty Worth the Money? / Where Do We Get a Homeowners Warranty on Appliances? / Don't let your gym give your wallet a workout / Dangers of putting monthly bills on automatic debit / Your Guide to DIY Home Security Systems / Wyze Home Monitoring \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Banish streaming price confusion - Our new interactive tool allows you to enter your favorite channels to uncover the best options for you. Load & delete channels and find your best price per month. ~Live TV Streaming Channel Tool - Clark Howard~ / Travelers, an important warning about timeshares. Clark explains why there’s no intrinsic value. The industry expects a great year due to pent up travel demand, making people extra vulnerable to the timeshare pitch. A NEVER NEVER Clark rule on timeshares you can take to heart - and to the bank.

    Ask Clark topics include: Credit Cards Archives / Best Balance Transfer Credit Cards / Best 0% Intro APR Credit Cards / How To Bypass the Banks for a Loan / How To Open a Roth IRA / This Mistake at the ATM Could Be Costing You $240 a Year / Is a Home Warranty Worth the Money? / Where Do We Get a Homeowners Warranty on Appliances? / Don't let your gym give your wallet a workout / Dangers of putting monthly bills on automatic debit / Your Guide to DIY Home Security Systems / Wyze Home Monitoring \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1663     06.02.21 Travel Plans: Save on lodgings / Doctors' orders - Take your vacation. Airbnb is in need of hosts. The original idea was to save money. But now, 1 out of 4 stays are a month or longer due to remote work capability, driving the average cost of an Airbnb stay up 35%. How to flex with this environment and save on lodgings this summer. / Vacation & work/life balance is seriously vital to health.  A new WHO report details how excessive work is literally killing people. Many are working themselves to death. Use your vacation! You’re better at what you do when you get enough rest, mentally & physically. Ask Clark topics include: Google Flights / Customers Fight Airlines For Refunds From Pandemic Cancellations : NPR / Clark Howard: Here’s My Experience Selling a Home With an iBuyer / What Is an HSA Account and How Does It Work? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 02 Jun 2021 19:00:00 -0000 full Clark Howard Travel Plans: Save on lodgings / Doctors' orders - Take your vacation. Airbnb is in need of hosts. The original idea was to save money. But now, 1 out of 4 stays are a month or longer due to remote work capability, driving the average cost of an Airbnb stay up 35%. How to flex with this environment and save on lodgings this summer. / Vacation & work/life balance is seriously vital to health.  A new WHO report details how excessive work is literally killing people. Many are working themselves to death. Use your vacation! You’re better at what you do when you get enough rest, mentally & physically. Ask Clark topics include: Google Flights / Customers Fight Airlines For Refunds From Pandemic Cancellations : NPR / Clark Howard: Here’s My Experience Selling a Home With an iBuyer / What Is an HSA Account and How Does It Work? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Airbnb is in need of hosts. The original idea was to save money. But now, 1 out of 4 stays are a month or longer due to remote work capability, driving the average cost of an Airbnb stay up 35%. How to flex with this environment and save on lodgings this summer. / Vacation & work/life balance is seriously vital to health.  A new WHO report details how excessive work is literally killing people. Many are working themselves to death. Use your vacation! You’re better at what you do when you get enough rest, mentally & physically.

    Ask Clark topics include: Google Flights / Customers Fight Airlines For Refunds From Pandemic Cancellations : NPR / Clark Howard: Here’s My Experience Selling a Home With an iBuyer / What Is an HSA Account and How Does It Work? \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1490     06.01.21 HOME and/or OFFICE: The hybrid work debate / Danger & the Citizen app. Vaccines have changed the recovery equation much sooner than thought and employers are moving up reopening offices. Many bosses don’t trust employees working remotely and miss control. Many workers love the flexibility of working from home and have choices to make. Pros, cons, exceptions and company culture considerations in the hybrid work debate.  / Clark reviews the Citizen app. Will he continue past his free trial? Recently, someone was falsely accused due to the app. Citizen responded well to the now resolved incident. Ask Clark topics include: How to Teach Young Kids About Money / 5 Ways To Get Your Free Credit Score / Should You Buy an Extended Warranty on Your Car? / Fidelity Investments Review 2021: Pros & Cons / The FIRE Movement \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 01 Jun 2021 19:00:00 -0000 full Clark Howard HOME and/or OFFICE: The hybrid work debate / Danger & the Citizen app. Vaccines have changed the recovery equation much sooner than thought and employers are moving up reopening offices. Many bosses don’t trust employees working remotely and miss control. Many workers love the flexibility of working from home and have choices to make. Pros, cons, exceptions and company culture considerations in the hybrid work debate.  / Clark reviews the Citizen app. Will he continue past his free trial? Recently, someone was falsely accused due to the app. Citizen responded well to the now resolved incident. Ask Clark topics include: How to Teach Young Kids About Money / 5 Ways To Get Your Free Credit Score / Should You Buy an Extended Warranty on Your Car? / Fidelity Investments Review 2021: Pros & Cons / The FIRE Movement \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Vaccines have changed the recovery equation much sooner than thought and employers are moving up reopening offices. Many bosses don’t trust employees working remotely and miss control. Many workers love the flexibility of working from home and have choices to make. Pros, cons, exceptions and company culture considerations in the hybrid work debate.  / Clark reviews the Citizen app. Will he continue past his free trial? Recently, someone was falsely accused due to the app. Citizen responded well to the now resolved incident.

    Ask Clark topics include: How to Teach Young Kids About Money / 5 Ways To Get Your Free Credit Score / Should You Buy an Extended Warranty on Your Car? / Fidelity Investments Review 2021: Pros & Cons / The FIRE Movement \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1555     5.28.21 Clark answers his critics on Clark Stinks / Unbanked in the USA - no more. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Fintechs are bringing about enormous change. Forget banking fees, minimum balance requirements, check cashers & payday lenders. Legit services are available for all. App based and online banks, the best credit unions - are great alternatives. The DNA of traditional banking is hostile to those who don’t have big balances. Welp, you don’t need them either. Chime Review: Pros & Cons of the Bank Challenger - Clark Howard Clark Stinks & Ask Clark topics include: Rule of 752: How Small Expenses Can Destroy Your Budget / 7 Major Expenses in Retirement (and How to Reduce Them!) / Google Photos / Is It Wise To Sign My Credit Card on the Back? / How To Find and Choose a Financial Advisor / Roth IRA / Roth vs. Traditional 401(k) - What Is a Roth 401(k) and How Does It Work? - Clark Howard \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 28 May 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / Unbanked in the USA - no more. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Fintechs are bringing about enormous change. Forget banking fees, minimum balance requirements, check cashers & payday lenders. Legit services are available for all. App based and online banks, the best credit unions - are great alternatives. The DNA of traditional banking is hostile to those who don’t have big balances. Welp, you don’t need them either. Chime Review: Pros & Cons of the Bank Challenger - Clark Howard Clark Stinks & Ask Clark topics include: Rule of 752: How Small Expenses Can Destroy Your Budget / 7 Major Expenses in Retirement (and How to Reduce Them!) / Google Photos / Is It Wise To Sign My Credit Card on the Back? / How To Find and Choose a Financial Advisor / Roth IRA / Roth vs. Traditional 401(k) - What Is a Roth 401(k) and How Does It Work? - Clark Howard \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Fintechs are bringing about enormous change. Forget banking fees, minimum balance requirements, check cashers & payday lenders. Legit services are available for all. App based and online banks, the best credit unions - are great alternatives. The DNA of traditional banking is hostile to those who don’t have big balances. Welp, you don’t need them either. Chime Review: Pros & Cons of the Bank Challenger - Clark Howard

    Clark Stinks & Ask Clark topics include: Rule of 752: How Small Expenses Can Destroy Your Budget / 7 Major Expenses in Retirement (and How to Reduce Them!) / Google Photos / Is It Wise To Sign My Credit Card on the Back? / How To Find and Choose a Financial Advisor / Roth IRA / Roth vs. Traditional 401(k) - What Is a Roth 401(k) and How Does It Work? - Clark Howard \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1555     05.27.21 Saturday 5-29-21 is National 529 Day / The Forgotten Money & a Clark Assignment. National 529 Day - Millions have 529 plans to save for college with tax free growth for qualified spending. Be aware 529 Plans vary. Many states roll in a state tax deduction for contributions up to a certain limit. Clark tells you which plans to eliminate and about the recent regulatory change involving grandparent owned plans. / Would you leave a $20 bill languishing in a drawer or toss it out? Gift cards are real $$ disguised as ….. gift cards. Time to use ‘em or lose ‘em. There’s $800M in gift cards never redeemed for a single major retailer. What? Retailers love this “breakage” which is pure profit for them. A Clark smart assignment. Ask Clark topics include: Asking for a credit increase - How To Improve Your Credit Score by 100 Points in 30 Days / TURO - How to Make Extra Money / Travel Planning / EvaluateLifeInsurance.org \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 27 May 2021 19:00:00 -0000 full Clark Howard Saturday 5-29-21 is National 529 Day / The Forgotten Money & a Clark Assignment. National 529 Day - Millions have 529 plans to save for college with tax free growth for qualified spending. Be aware 529 Plans vary. Many states roll in a state tax deduction for contributions up to a certain limit. Clark tells you which plans to eliminate and about the recent regulatory change involving grandparent owned plans. / Would you leave a $20 bill languishing in a drawer or toss it out? Gift cards are real $$ disguised as ….. gift cards. Time to use ‘em or lose ‘em. There’s $800M in gift cards never redeemed for a single major retailer. What? Retailers love this “breakage” which is pure profit for them. A Clark smart assignment. Ask Clark topics include: Asking for a credit increase - How To Improve Your Credit Score by 100 Points in 30 Days / TURO - How to Make Extra Money / Travel Planning / EvaluateLifeInsurance.org \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices National 529 Day - Millions have 529 plans to save for college with tax free growth for qualified spending. Be aware 529 Plans vary. Many states roll in a state tax deduction for contributions up to a certain limit. Clark tells you which plans to eliminate and about the recent regulatory change involving grandparent owned plans. / Would you leave a $20 bill languishing in a drawer or toss it out? Gift cards are real $$ disguised as ….. gift cards. Time to use ‘em or lose ‘em. There’s $800M in gift cards never redeemed for a single major retailer. What? Retailers love this “breakage” which is pure profit for them. A Clark smart assignment.

    Ask Clark topics include: Asking for a credit increase - How To Improve Your Credit Score by 100 Points in 30 Days / TURO - How to Make Extra Money / Travel Planning / EvaluateLifeInsurance.org \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1515     05.26.21 Deadline for saving on streaming / Gangster Gambler Future Money - The upshot of cryptocurrency. Deadline to Savings: June 8 - The video streaming world is in huge transition. Mergers signal industry consolidation. Philo - still the cheapest - is going up but Clark tells you how to avoid the price increase. See if Philo would work for you. //  Why does Clark call cryptocurrency fake? Clark describes cryptocurrency in theory vs  practice, the government restrictions and the fundamental value of electronic money. What to expect if you play in crypto today. Ask Clark topics include: The New Washington State Long-Term Care Act - Coldstream Wealth Management - WA Cares Fund  / Long-Term Care Insurance / These Credit Cards Offer Car Rental Insurance Benefits / Mortgage Refinance Calculator / SIM Card Fraud & How to Stop It / Submit a complaint | Consumer Financial Protection Bureau / CarMax Review \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 26 May 2021 19:00:00 -0000 full Clark Howard Deadline for saving on streaming / Gangster Gambler Future Money - The upshot of cryptocurrency. Deadline to Savings: June 8 - The video streaming world is in huge transition. Mergers signal industry consolidation. Philo - still the cheapest - is going up but Clark tells you how to avoid the price increase. See if Philo would work for you. //  Why does Clark call cryptocurrency fake? Clark describes cryptocurrency in theory vs  practice, the government restrictions and the fundamental value of electronic money. What to expect if you play in crypto today. Ask Clark topics include: The New Washington State Long-Term Care Act - Coldstream Wealth Management - WA Cares Fund  / Long-Term Care Insurance / These Credit Cards Offer Car Rental Insurance Benefits / Mortgage Refinance Calculator / SIM Card Fraud & How to Stop It / Submit a complaint | Consumer Financial Protection Bureau / CarMax Review \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Deadline to Savings: June 8 - The video streaming world is in huge transition. Mergers signal industry consolidation. Philo - still the cheapest - is going up but Clark tells you how to avoid the price increase. See if Philo would work for you. //  Why does Clark call cryptocurrency fake? Clark describes cryptocurrency in theory vs  practice, the government restrictions and the fundamental value of electronic money. What to expect if you play in crypto today.

    Ask Clark topics include: The New Washington State Long-Term Care Act - Coldstream Wealth Management - WA Cares Fund  / Long-Term Care Insurance / These Credit Cards Offer Car Rental Insurance Benefits / Mortgage Refinance Calculator / SIM Card Fraud & How to Stop It / Submit a complaint | Consumer Financial Protection Bureau / CarMax Review \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1440     05.25.21 Dread shopping auto insurance? Clark breaks it down // Online shoppers face a myriad of manipulative tactics. Not cool. Shopping auto insurance: Ideally, you need to compare to find the best deal. Clark breaks down auto insurance shopping services, highlights The Zebra, helps you navigate the lead generation aspect and understand independent vs captive insurance agents. You can do this! // There are many pitfalls with online ads and purchasing - tactics used by companies to bait you into buying services and goods you don’t want or need. Know when you’re being manipulated online. Ask Clark topics include: 7 ways small business owners can reduce their tax bill / Will a Hybrid Car Save You Money? There's An Easy Way to Find Out \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 25 May 2021 19:00:00 -0000 full Clark Howard Dread shopping auto insurance? Clark breaks it down // Online shoppers face a myriad of manipulative tactics. Not cool. Shopping auto insurance: Ideally, you need to compare to find the best deal. Clark breaks down auto insurance shopping services, highlights The Zebra, helps you navigate the lead generation aspect and understand independent vs captive insurance agents. You can do this! // There are many pitfalls with online ads and purchasing - tactics used by companies to bait you into buying services and goods you don’t want or need. Know when you’re being manipulated online. Ask Clark topics include: 7 ways small business owners can reduce their tax bill / Will a Hybrid Car Save You Money? There's An Easy Way to Find Out \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Shopping auto insurance: Ideally, you need to compare to find the best deal. Clark breaks down auto insurance shopping services, highlights The Zebra, helps you navigate the lead generation aspect and understand independent vs captive insurance agents. You can do this! // There are many pitfalls with online ads and purchasing - tactics used by companies to bait you into buying services and goods you don’t want or need. Know when you’re being manipulated online.

    Ask Clark topics include: 7 ways small business owners can reduce their tax bill / Will a Hybrid Car Save You Money? There's An Easy Way to Find Out \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1439     05.24.21 New opportunity for skilled freelancers / New, more inclusive credit card offers The “side gig” economy is the real deal, and some people are making 6 figures being their own boss. It’s a great time for those with specialized skills to make money freelancing. - SideHusl - Find the Best Money Making Option for You // Americans have paid off a great deal of credit card debt. Credit card banks are getting desperate and making generous offers. Even if you have no credit score, you may be in a better position than you think. Ask Clark topics include: Use Google Navigation to avoid tolls or a multi-state toll reader / Life Insurance - EvaluateLifeInsurance.org / Fidelity Investments Review 2021: Pros & Cons / Roth vs. Traditional 401(k): What's the Difference? - Clark Howard Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 May 2021 19:00:00 -0000 full Clark Howard New opportunity for skilled freelancers / New, more inclusive credit card offers The “side gig” economy is the real deal, and some people are making 6 figures being their own boss. It’s a great time for those with specialized skills to make money freelancing. - SideHusl - Find the Best Money Making Option for You // Americans have paid off a great deal of credit card debt. Credit card banks are getting desperate and making generous offers. Even if you have no credit score, you may be in a better position than you think. Ask Clark topics include: Use Google Navigation to avoid tolls or a multi-state toll reader / Life Insurance - EvaluateLifeInsurance.org / Fidelity Investments Review 2021: Pros & Cons / Roth vs. Traditional 401(k): What's the Difference? - Clark Howard Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices The “side gig” economy is the real deal, and some people are making 6 figures being their own boss. It’s a great time for those with specialized skills to make money freelancing. - SideHusl - Find the Best Money Making Option for You // Americans have paid off a great deal of credit card debt. Credit card banks are getting desperate and making generous offers. Even if you have no credit score, you may be in a better position than you think.

    Ask Clark topics include: Use Google Navigation to avoid tolls or a multi-state toll reader / Life Insurance - EvaluateLifeInsurance.org / Fidelity Investments Review 2021: Pros & Cons / Roth vs. Traditional 401(k): What's the Difference? - Clark Howard


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1565     05.21.21 Clark answers his critics on Clark Stinks / Building & rebuilding your rainy day account. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Nearly 1 in 4 Americans have 0 in their rainy day account. How to get this done after the whiplash of 2020?  Clark gives you the little steps that build life habits, including starting a savings account and Roth IRA to gradually build your savings. Clark Stinks & Ask Clark topics include: Locast / How To Watch Local Channels Without Cable / How to Make a Disposable Razor Last 12 Months / 5 Reasons Why Home Insurers Will Fire You as a Customer / What's the Deal With Dogecoin? / Your Guide to DIY Home Security Systems - Ring Security System Review - Clark Cam: Ring Security System Installation - YouTube / Fidelity’s Pitch to America’s Teens: No-Fee Brokerage Accounts - WSJ - For kids under 13 set up & monitor a credit union savings account with debit card / update this crucial beneficiary information \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 21 May 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / Building & rebuilding your rainy day account. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Nearly 1 in 4 Americans have 0 in their rainy day account. How to get this done after the whiplash of 2020?  Clark gives you the little steps that build life habits, including starting a savings account and Roth IRA to gradually build your savings. Clark Stinks & Ask Clark topics include: Locast / How To Watch Local Channels Without Cable / How to Make a Disposable Razor Last 12 Months / 5 Reasons Why Home Insurers Will Fire You as a Customer / What's the Deal With Dogecoin? / Your Guide to DIY Home Security Systems - Ring Security System Review - Clark Cam: Ring Security System Installation - YouTube / Fidelity’s Pitch to America’s Teens: No-Fee Brokerage Accounts - WSJ - For kids under 13 set up & monitor a credit union savings account with debit card / update this crucial beneficiary information \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Nearly 1 in 4 Americans have 0 in their rainy day account. How to get this done after the whiplash of 2020?  Clark gives you the little steps that build life habits, including starting a savings account and Roth IRA to gradually build your savings.

    Clark Stinks & Ask Clark topics include: Locast / How To Watch Local Channels Without Cable / How to Make a Disposable Razor Last 12 Months / 5 Reasons Why Home Insurers Will Fire You as a Customer / What's the Deal With Dogecoin? / Your Guide to DIY Home Security Systems - Ring Security System Review - Clark Cam: Ring Security System Installation - YouTube / Fidelity’s Pitch to America’s Teens: No-Fee Brokerage Accounts - WSJ - For kids under 13 set up & monitor a credit union savings account with debit card / update this crucial beneficiary information \\


    Want more money advice? Sign up for Clark’s free daily newsletter!


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1641     05.20.21 New Era: It’s employers’ turn to flex // Real Estate: A Clark Warning like it’s 1999. In the pandemic, many have been forced to work from home. Now that offices are starting to re-open, do you want to go back in person? Survey: Would you rather work from home or get a $30K raise? Employees say no contest... / Survey: 71% expect significant increases in the value of homes, placing real estate investing over stocks. Why this optimism may be misplaced: Reversion to mean.  Investment real estate right now doesn’t work. If you're not buying real estate for the right reason, you may very well get burned.   Ask Clark topics include: How to Buy a House in 9 Steps / 5 Sneaky Ways to Improve Your Credit Score / Insurance Policies Homeowners Need To Get and the Ones To Skip \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 20 May 2021 19:00:00 -0000 full Clark Howard New Era: It’s employers’ turn to flex // Real Estate: A Clark Warning like it’s 1999. In the pandemic, many have been forced to work from home. Now that offices are starting to re-open, do you want to go back in person? Survey: Would you rather work from home or get a $30K raise? Employees say no contest... / Survey: 71% expect significant increases in the value of homes, placing real estate investing over stocks. Why this optimism may be misplaced: Reversion to mean.  Investment real estate right now doesn’t work. If you're not buying real estate for the right reason, you may very well get burned.   Ask Clark topics include: How to Buy a House in 9 Steps / 5 Sneaky Ways to Improve Your Credit Score / Insurance Policies Homeowners Need To Get and the Ones To Skip \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices In the pandemic, many have been forced to work from home. Now that offices are starting to re-open, do you want to go back in person? Survey: Would you rather work from home or get a $30K raise? Employees say no contest... / Survey: 71% expect significant increases in the value of homes, placing real estate investing over stocks. Why this optimism may be misplaced: Reversion to mean.  Investment real estate right now doesn’t work. If you're not buying real estate for the right reason, you may very well get burned.  

    Ask Clark topics include: How to Buy a House in 9 Steps / 5 Sneaky Ways to Improve Your Credit Score / Insurance Policies Homeowners Need To Get and the Ones To Skip \\


    Want more money advice? Sign up for Clark’s free daily newsletter!





    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1484     05.19.21 Key app privacy moves to protect your $ and ID / Smart driving Memorial Weekend. Venmo, Tik Tok and Security: Payment App Rules - Don’t use them to pay strangers and beware hackers. Plus, PayPal has attached a social feature to Venmo. Unless you override it, people can see your payments - Why this is risky and what you can do about it. And, should you log in with social apps? / 37 Million of us are traveling  over the Memorial Day weekend. Driving tips to ease the way. Ask Clark topics include: How to Sell Your Car in 5 Steps - Clark Howard / Costco Travel / Travel Archives - Clark Howard \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 19 May 2021 19:00:00 -0000 full Clark Howard Key app privacy moves to protect your $ and ID / Smart driving Memorial Weekend. Venmo, Tik Tok and Security: Payment App Rules - Don’t use them to pay strangers and beware hackers. Plus, PayPal has attached a social feature to Venmo. Unless you override it, people can see your payments - Why this is risky and what you can do about it. And, should you log in with social apps? / 37 Million of us are traveling  over the Memorial Day weekend. Driving tips to ease the way. Ask Clark topics include: How to Sell Your Car in 5 Steps - Clark Howard / Costco Travel / Travel Archives - Clark Howard \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Venmo, Tik Tok and Security: Payment App Rules - Don’t use them to pay strangers and beware hackers. Plus, PayPal has attached a social feature to Venmo. Unless you override it, people can see your payments - Why this is risky and what you can do about it. And, should you log in with social apps? / 37 Million of us are traveling  over the Memorial Day weekend. Driving tips to ease the way.

    Ask Clark topics include: How to Sell Your Car in 5 Steps - Clark Howard / Costco Travel / Travel Archives - Clark Howard \\


    Want more money advice? Sign up for Clark’s free daily newsletter!



    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1528     05.18.21 Clark smart advice if your car lease is ending / Lab diamonds are forever for less. The average price of a used car is up 17%; new cars are up 10% over the last year. If you’re in a car lease that’s ending, Clark has a strategy your wallet will love. / Lab created diamonds are chemically identical to diamonds dug from the earth. The price is the bigger difference. Plus, there are environmental and humanitarian advantages. But there’s something you should do before you give this gift…. Ask Clark topics include: Credit Cards / Fraudulent Unemployment Claims / Google Flights  / Scott's Cheap Flights | / What's the Deal With Dogecoin? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 18 May 2021 19:00:00 -0000 full Clark Howard Clark smart advice if your car lease is ending / Lab diamonds are forever for less. The average price of a used car is up 17%; new cars are up 10% over the last year. If you’re in a car lease that’s ending, Clark has a strategy your wallet will love. / Lab created diamonds are chemically identical to diamonds dug from the earth. The price is the bigger difference. Plus, there are environmental and humanitarian advantages. But there’s something you should do before you give this gift…. Ask Clark topics include: Credit Cards / Fraudulent Unemployment Claims / Google Flights  / Scott's Cheap Flights | / What's the Deal With Dogecoin? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices The average price of a used car is up 17%; new cars are up 10% over the last year. If you’re in a car lease that’s ending, Clark has a strategy your wallet will love. / Lab created diamonds are chemically identical to diamonds dug from the earth. The price is the bigger difference. Plus, there are environmental and humanitarian advantages. But there’s something you should do before you give this gift….

    Ask Clark topics include: Credit Cards / Fraudulent Unemployment Claims / Google Flights  / Scott's Cheap Flights | / What's the Deal With Dogecoin? \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1579     05.17.21 Clark Howard's Commencement Address to the Class of 2021 / DEADLINE: Free photo storage Clark wisdom on life-long learning, the transient nature of work, pursuing your passion and being true to yourself, staying relevant in a fulfilling vocation, your approach to money and finding satisfaction and joy in life. / There’s an important deadline you need to know about. There are just days left to take advantage of an incredible free photo storage offer. Ask Clark topics include: Replacing lost key fobs affordably / Emergency Fund Complete Guide: How Much & Where / 7 Emergency Expenses and How Much to Budget for Them / How to Switch Banks in 4 Simple Steps \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 May 2021 19:00:00 -0000 full Clark Howard Clark Howard's Commencement Address to the Class of 2021 / DEADLINE: Free photo storage Clark wisdom on life-long learning, the transient nature of work, pursuing your passion and being true to yourself, staying relevant in a fulfilling vocation, your approach to money and finding satisfaction and joy in life. / There’s an important deadline you need to know about. There are just days left to take advantage of an incredible free photo storage offer. Ask Clark topics include: Replacing lost key fobs affordably / Emergency Fund Complete Guide: How Much & Where / 7 Emergency Expenses and How Much to Budget for Them / How to Switch Banks in 4 Simple Steps \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark wisdom on life-long learning, the transient nature of work, pursuing your passion and being true to yourself, staying relevant in a fulfilling vocation, your approach to money and finding satisfaction and joy in life. / There’s an important deadline you need to know about. There are just days left to take advantage of an incredible free photo storage offer.

    Ask Clark topics include: Replacing lost key fobs affordably / Emergency Fund Complete Guide: How Much & Where / 7 Emergency Expenses and How Much to Budget for Them / How to Switch Banks in 4 Simple Steps \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1658     05.14.21 Clark answers his critics on Clark Stinks / SAVE big with Clark's new streaming comparison guide. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / An update on net neutrality. The cable monopoly is being broken piece by piece. Internet service choice is coming. Clark explains how this is comparable to cable’s monopoly over pay TV being crushed in the marketplace. Clark has a video streaming challenge for you and helps you SAVE money by comparing streaming services all in one place! Best Streaming Services: Every Option Explained - Best Live TV Streaming Services Clark Stinks & Ask Clark topics include: Cell Phones Archives / 5 Easy DIY Auto Repairs You Can Do Today / Authorized User vs. Joint Account Holder \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 14 May 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / SAVE big with Clark's new streaming comparison guide. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / An update on net neutrality. The cable monopoly is being broken piece by piece. Internet service choice is coming. Clark explains how this is comparable to cable’s monopoly over pay TV being crushed in the marketplace. Clark has a video streaming challenge for you and helps you SAVE money by comparing streaming services all in one place! Best Streaming Services: Every Option Explained - Best Live TV Streaming Services Clark Stinks & Ask Clark topics include: Cell Phones Archives / 5 Easy DIY Auto Repairs You Can Do Today / Authorized User vs. Joint Account Holder \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. /

    An update on net neutrality. The cable monopoly is being broken piece by piece. Internet service choice is coming. Clark explains how this is comparable to cable’s monopoly over pay TV being crushed in the marketplace. Clark has a video streaming challenge for you and helps you SAVE money by comparing streaming services all in one place! Best Streaming Services: Every Option Explained - Best Live TV Streaming Services

    Clark Stinks & Ask Clark topics include: Cell Phones Archives / 5 Easy DIY Auto Repairs You Can Do Today / Authorized User vs. Joint Account Holder \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1867     05.13.21 TRAVEL SPECIAL - Scott Keyes Interview Scott Keyes, founder and chief flight expert of Scott’s Cheap Flights joins Clark to talk about myriad aspects of travel now and moving forward. Essential listening for travelers as 2 experts convene. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 13 May 2021 19:00:00 -0000 full Clark Howard TRAVEL SPECIAL - Scott Keyes Interview Scott Keyes, founder and chief flight expert of Scott’s Cheap Flights joins Clark to talk about myriad aspects of travel now and moving forward. Essential listening for travelers as 2 experts convene. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Scott Keyes, founder and chief flight expert of Scott’s Cheap Flights joins Clark to talk about myriad aspects of travel now and moving forward. Essential listening for travelers as 2 experts convene.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     05.12.21 Pipeline Cyberattack: “Building in redundancy” & gas prices / The deadline approacheth: Talking Taxes. The prevalence of cyberattacks and the nature of the east coast oil pipeline attack - A Clark smart warning and actions you can take. / You must file taxes, or at least file an extension - whether you can pay or not. 90% can prepare and file taxes for free, yet only 7% do. Clark shows the way. Also, $1.3B unclaimed 2017 tax refunds could disappear next week. Get your money.  Ask Clark topics include: GasBuddy / Do Not Get a Big Tax Refund Check / Know the Rules for Roth 401(k) Rollovers / Group Homes an Alternative for Seniors Who Can't Age in Place \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 12 May 2021 19:00:00 -0000 full Clark Howard Pipeline Cyberattack: “Building in redundancy” & gas prices / The deadline approacheth: Talking Taxes. The prevalence of cyberattacks and the nature of the east coast oil pipeline attack - A Clark smart warning and actions you can take. / You must file taxes, or at least file an extension - whether you can pay or not. 90% can prepare and file taxes for free, yet only 7% do. Clark shows the way. Also, $1.3B unclaimed 2017 tax refunds could disappear next week. Get your money.  Ask Clark topics include: GasBuddy / Do Not Get a Big Tax Refund Check / Know the Rules for Roth 401(k) Rollovers / Group Homes an Alternative for Seniors Who Can't Age in Place \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices The prevalence of cyberattacks and the nature of the east coast oil pipeline attack - A Clark smart warning and actions you can take. / You must file taxes, or at least file an extension - whether you can pay or not. 90% can prepare and file taxes for free, yet only 7% do. Clark shows the way. Also, $1.3B unclaimed 2017 tax refunds could disappear next week. Get your money. 

    Ask Clark topics include: GasBuddy / Do Not Get a Big Tax Refund Check / Know the Rules for Roth 401(k) Rollovers / Group Homes an Alternative for Seniors Who Can't Age in Place \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1543     05.11.21 Beware Facebook messenger scams / A Clark Howard true confession, supply, demand & gas prices. There’s an ongoing series of Facebook messenger scams. Facebook identities are taken over by crooks who use familiarity to commit affinity fraud. What you should out for. / Clark backs out of a long gas line in California & pays the price. What should you know about summer driving? Clark explains ‘backwardation’ in terms of where gas prices are, why, and where they’re headed. Ask Clark topics include: Homeowners Insurance / Hearing Aids / Apple Credit Card Review / Best Cash Back Credit Cards \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 11 May 2021 19:00:00 -0000 full Clark Howard Beware Facebook messenger scams / A Clark Howard true confession, supply, demand & gas prices. There’s an ongoing series of Facebook messenger scams. Facebook identities are taken over by crooks who use familiarity to commit affinity fraud. What you should out for. / Clark backs out of a long gas line in California & pays the price. What should you know about summer driving? Clark explains ‘backwardation’ in terms of where gas prices are, why, and where they’re headed. Ask Clark topics include: Homeowners Insurance / Hearing Aids / Apple Credit Card Review / Best Cash Back Credit Cards \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices There’s an ongoing series of Facebook messenger scams. Facebook identities are taken over by crooks who use familiarity to commit affinity fraud. What you should out for. / Clark backs out of a long gas line in California & pays the price. What should you know about summer driving? Clark explains ‘backwardation’ in terms of where gas prices are, why, and where they’re headed.

    Ask Clark topics include: Homeowners Insurance / Hearing Aids / Apple Credit Card Review / Best Cash Back Credit Cards \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1524     05.10.21 Wedding plans & money talks / Clark’s ‘squeeze every penny’ savings approach. Money talk ain’t pillow talk but it works to save a marriage…. There’s pent up demand to throw weddings, but be prepared to take the leap by talking money before the nuptials. Clark describes one of the greatest flashpoints in the first 3 years of marriage, and the nature & importance of ongoing money & goal conversations. /  If you too like to squeeze out every last bit of toothpaste & other products, you’re on the right track. Housing and cars are our biggest expenditures. We can also attend to spending at the margins, part of the saving mentality. Clark also speaks to another part of the ‘spend less that you make” credo, to create more freedom and serenity in your life.  Ask Clark topics include: When does a 0% purchase plan make sense / How to Freeze Your Child's Credit / Credit Union National Association | CUNA / Clark’s Bottom Line on Bitcoin / When Should You File a Claim on Your Homeowners Insurance? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 May 2021 19:00:00 -0000 full Clark Howard Wedding plans & money talks / Clark’s ‘squeeze every penny’ savings approach. Money talk ain’t pillow talk but it works to save a marriage…. There’s pent up demand to throw weddings, but be prepared to take the leap by talking money before the nuptials. Clark describes one of the greatest flashpoints in the first 3 years of marriage, and the nature & importance of ongoing money & goal conversations. /  If you too like to squeeze out every last bit of toothpaste & other products, you’re on the right track. Housing and cars are our biggest expenditures. We can also attend to spending at the margins, part of the saving mentality. Clark also speaks to another part of the ‘spend less that you make” credo, to create more freedom and serenity in your life.  Ask Clark topics include: When does a 0% purchase plan make sense / How to Freeze Your Child's Credit / Credit Union National Association | CUNA / Clark’s Bottom Line on Bitcoin / When Should You File a Claim on Your Homeowners Insurance? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Money talk ain’t pillow talk but it works to save a marriage…. There’s pent up demand to throw weddings, but be prepared to take the leap by talking money before the nuptials. Clark describes one of the greatest flashpoints in the first 3 years of marriage, and the nature & importance of ongoing money & goal conversations. /  If you too like to squeeze out every last bit of toothpaste & other products, you’re on the right track. Housing and cars are our biggest expenditures. We can also attend to spending at the margins, part of the saving mentality. Clark also speaks to another part of the ‘spend less that you make” credo, to create more freedom and serenity in your life. 

    Ask Clark topics include: When does a 0% purchase plan make sense / How to Freeze Your Child's Credit / Credit Union National Association | CUNA / Clark’s Bottom Line on Bitcoin / When Should You File a Claim on Your Homeowners Insurance? \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1656     05.07.21 Clark answers his critics on Clark Stinks / The class of 2021 enters a whole new world and job market. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / The job picture could not be more different than 1 year ago. Now employers are desperately looking for workers across many categories. For the class of 20 - this could be reset time. The key to getting good work is personal contact, not just sending out resumes. Network with people. Digital methods are a process of elimination. People hire people.  Clark Stinks & Ask Clark topics include: Costco vs. Sam's Club vs. BJ's Wholesale / Sam's Club membership deal- Clark Deals / Streaming TV / A Guide to Nondeductible IRA Contributions / Ooma / Credit Score Guide / Aldi - Clark Howard / 401(a) vs. 401(k): What's the Difference? / uShip | Shipping Made Easy / Clark's 'Ditch Your Debt' Facebook group \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 07 May 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / The class of 2021 enters a whole new world and job market. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / The job picture could not be more different than 1 year ago. Now employers are desperately looking for workers across many categories. For the class of 20 - this could be reset time. The key to getting good work is personal contact, not just sending out resumes. Network with people. Digital methods are a process of elimination. People hire people.  Clark Stinks & Ask Clark topics include: Costco vs. Sam's Club vs. BJ's Wholesale / Sam's Club membership deal- Clark Deals / Streaming TV / A Guide to Nondeductible IRA Contributions / Ooma / Credit Score Guide / Aldi - Clark Howard / 401(a) vs. 401(k): What's the Difference? / uShip | Shipping Made Easy / Clark's 'Ditch Your Debt' Facebook group \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / The job picture could not be more different than 1 year ago. Now employers are desperately looking for workers across many categories. For the class of 20 - this could be reset time. The key to getting good work is personal contact, not just sending out resumes. Network with people. Digital methods are a process of elimination. People hire people. 

    Clark Stinks & Ask Clark topics include:

    Costco vs. Sam's Club vs. BJ's Wholesale / Sam's Club membership deal- Clark Deals / Streaming TV / A Guide to Nondeductible IRA Contributions / Ooma / Credit Score Guide / Aldi - Clark Howard / 401(a) vs. 401(k): What's the Difference? / uShip | Shipping Made Easy / Clark's 'Ditch Your Debt' Facebook group \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1672     05.06.21 Shopper’s High: Using plastic lights up your brain / A new option for building & repairing credit. Hear Clark’s 30 year standard method for dealing with lifestyle debt, and how using plastic triggers a kind of euphoria while keeping you from ‘feeling the spend’.  / Better Banking - Chime has eliminated the junk fees and pain points of traditional banks. Low credit score? The Chime Credit Builder secured Visa card gives you control in a unique way. Also consider the Petal card for this purpose, or a credit union fresh start card. Ask Clark topics include: American Kennel Club / Blue Cross Blue Shield Settlement / How Much to Tip During the Coronavirus Pandemic / Which Documents Should You Keep and for How Long \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 06 May 2021 19:00:00 -0000 full Clark Howard Shopper’s High: Using plastic lights up your brain / A new option for building & repairing credit. Hear Clark’s 30 year standard method for dealing with lifestyle debt, and how using plastic triggers a kind of euphoria while keeping you from ‘feeling the spend’.  / Better Banking - Chime has eliminated the junk fees and pain points of traditional banks. Low credit score? The Chime Credit Builder secured Visa card gives you control in a unique way. Also consider the Petal card for this purpose, or a credit union fresh start card. Ask Clark topics include: American Kennel Club / Blue Cross Blue Shield Settlement / How Much to Tip During the Coronavirus Pandemic / Which Documents Should You Keep and for How Long \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Hear Clark’s 30 year standard method for dealing with lifestyle debt, and how using plastic triggers a kind of euphoria while keeping you from ‘feeling the spend’.  / Better Banking - Chime has eliminated the junk fees and pain points of traditional banks. Low credit score? The Chime Credit Builder secured Visa card gives you control in a unique way. Also consider the Petal card for this purpose, or a credit union fresh start card.

    Ask Clark topics include: American Kennel Club / Blue Cross Blue Shield Settlement / How Much to Tip During the Coronavirus Pandemic / Which Documents Should You Keep and for How Long \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1689     05.05.21 Cell deals for single data hogs / Phasing into a later full retirement. MVNO Mint Mobile has a plan for individual high data users for $30 a month. Clark offers details on this deal and others. / We’re living longer and may need to rethink our retirement age. Clark describes a phase in strategy that can really change the economics of your retirement years. Ask Clark topics include: The Best Place to Order Checks Online / 15-year mortgage / These Chromebooks less than $200 / laptop deals / Hybrid Financial Advisors / Full-Service Financial Advisor vs. Hybrid Robo-Advisor \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 05 May 2021 19:00:00 -0000 full Clark Howard Cell deals for single data hogs / Phasing into a later full retirement. MVNO Mint Mobile has a plan for individual high data users for $30 a month. Clark offers details on this deal and others. / We’re living longer and may need to rethink our retirement age. Clark describes a phase in strategy that can really change the economics of your retirement years. Ask Clark topics include: The Best Place to Order Checks Online / 15-year mortgage / These Chromebooks less than $200 / laptop deals / Hybrid Financial Advisors / Full-Service Financial Advisor vs. Hybrid Robo-Advisor \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices MVNO Mint Mobile has a plan for individual high data users for $30 a month. Clark offers details on this deal and others. / We’re living longer and may need to rethink our retirement age. Clark describes a phase in strategy that can really change the economics of your retirement years.

    Ask Clark topics include: The Best Place to Order Checks Online / 15-year mortgage / These Chromebooks less than $200 / laptop deals / Hybrid Financial Advisors / Full-Service Financial Advisor vs. Hybrid Robo-Advisor \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1518     05.04.21 A timeshare scammer spills trade secrets / HELP WANTED with job training, not hand outs. Want to sell your timeshare? An former inside scammer reveals how they find you and get inside your wallet - No sale. / Survey says: Most Americans want government-backed job training over handouts. Lifelong training is essential to a dynamic economy wrought by ever changing technology. Ask Clark topics include: Home | Costco Travel / Digital Receipts | Paperless Receipts | CVS / Debit vs. credit | Pros, cons and $ protections / What Is a Flexible Spending Account? / 529 Plans: The Best Places to Invest Your Education Savings - Clark Howard \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 04 May 2021 19:00:00 -0000 full Clark Howard A timeshare scammer spills trade secrets / HELP WANTED with job training, not hand outs. Want to sell your timeshare? An former inside scammer reveals how they find you and get inside your wallet - No sale. / Survey says: Most Americans want government-backed job training over handouts. Lifelong training is essential to a dynamic economy wrought by ever changing technology. Ask Clark topics include: Home | Costco Travel / Digital Receipts | Paperless Receipts | CVS / Debit vs. credit | Pros, cons and $ protections / What Is a Flexible Spending Account? / 529 Plans: The Best Places to Invest Your Education Savings - Clark Howard \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Want to sell your timeshare? An former inside scammer reveals how they find you and get inside your wallet - No sale. / Survey says: Most Americans want government-backed job training over handouts. Lifelong training is essential to a dynamic economy wrought by ever changing technology.

    Ask Clark topics include: Home | Costco Travel / Digital Receipts | Paperless Receipts | CVS / Debit vs. credit | Pros, cons and $ protections / What Is a Flexible Spending Account? / 529 Plans: The Best Places to Invest Your Education Savings - Clark Howard \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1466     05.03.21 A shocking statistic about student loan forgiveness promised to our military. / 2 loopholes crooks crawl through to steal unemployment funds. PROMISES BROKEN: One privilege of military service is student loan forgiveness. But the U.S. Dept of Education rejected 94%, just like public service loan forgiveness was largely rejected. This must be fixed. Congress talks a good game about valuing the military. The country must fulfill its promises to those who serve. / CRACKING THE CASE: How pandemic unemployment compensation has been looted, even from people who had their credit frozen, costing taxpayers $billions. Ask Clark topics include: How to know if you qualify for student loan forgiveness / Booking a Trip For This Summer or Fall? Your Flights Will Change / How To Prevent, Report and Repair Identity Theft / 5 Sneaky Ways to Improve Your Credit Score \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 May 2021 19:00:00 -0000 full Clark Howard A shocking statistic on military student loan forgiveness. / 2 loopholes crooks crawl through to steal unemployment funds. PROMISES BROKEN: One privilege of military service is student loan forgiveness. But the U.S. Dept of Education rejected 94%, just like public service loan forgiveness was largely rejected. This must be fixed. Congress talks a good game about valuing the military. The country must fulfill its promises to those who serve. / CRACKING THE CASE: How pandemic unemployment compensation has been looted, even from people who had their credit frozen, costing taxpayers $billions. Ask Clark topics include: How to know if you qualify for student loan forgiveness / Booking a Trip For This Summer or Fall? Your Flights Will Change / How To Prevent, Report and Repair Identity Theft / 5 Sneaky Ways to Improve Your Credit Score \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices PROMISES BROKEN: One privilege of military service is student loan forgiveness. But the U.S. Dept of Education rejected 94%, just like public service loan forgiveness was largely rejected. This must be fixed. Congress talks a good game about valuing the military. The country must fulfill its promises to those who serve. / CRACKING THE CASE: How pandemic unemployment compensation has been looted, even from people who had their credit frozen, costing taxpayers $billions.

    Ask Clark topics include: How to know if you qualify for student loan forgiveness / Booking a Trip For This Summer or Fall? Your Flights Will Change / How To Prevent, Report and Repair Identity Theft / 5 Sneaky Ways to Improve Your Credit Score \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1562     04.30.21 Clark answers his critics on Clark Stinks / IRS delays and a Clark smart tax move. Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Labor shortages and last minute code changes are forcing manual processing of 2020 taxes. Refunds are delayed. Clark’s got a suggestion for those who routinely get refunds.  Clark Stinks & Ask Clark topics include: Best Laser Printers for Your Home Office - Consumer Reports / How to Get a Mortgage in 8 Steps / 6 Things to Know About Refinancing Your Mortgage / Which Documents Should You Keep and for How Long? / Robinhood Review: Pros, Cons & Who Should Use It \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 30 Apr 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / IRS delays and a Clark smart tax move Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. / Labor shortages and last minute code changes are forcing manual processing of 2020 taxes. Refunds are delayed. Clark’s got a suggestion for those who routinely get refunds.  Clark Stinks & Ask Clark topics include: Best Laser Printers for Your Home Office - Consumer Reports / How to Get a Mortgage in 8 Steps / 6 Things to Know About Refinancing Your Mortgage / Which Documents Should You Keep and for How Long? / Robinhood Review: Pros, Cons & Who Should Use It \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. /

    Labor shortages and last minute code changes are forcing manual processing of 2020 taxes. Refunds are delayed. Clark’s got a suggestion for those who routinely get refunds. 

    Clark Stinks & Ask Clark topics include: Best Laser Printers for Your Home Office - Consumer Reports / How to Get a Mortgage in 8 Steps / 6 Things to Know About Refinancing Your Mortgage / Which Documents Should You Keep and for How Long? / Robinhood Review: Pros, Cons & Who Should Use It \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1614     04.29.21 Will the housing market crash? / HELP WANTED: A dramatically improved job market. The housing shortage has pushed home prices to an all time peak. Clark speaks to fears of a real estate market crash and explains how the market is likely to play out. PLUS, a key rule for home buyers today. / Uber and Lyft are good economic indicators of the employment market and there’s a labor shortage in many different categories to explore. Some employers are desperate to hire. This will be a great summer for teen employment. Ask Clark topics include: How to Find a Good Moving Company / uShip | Shipping Made Easy / Certified Professional - The Travel Institute / Payment Apps / 401(a) Plan Definition \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 29 Apr 2021 19:00:00 -0000 full Clark Howard Will the housing market crash? / HELP WANTED: A dramatically improved job market. The housing shortage has pushed home prices to an all time peak. Clark speaks to fears of a real estate market crash and explains how the market is likely to play out. PLUS, a key rule for home buyers today. / Uber and Lyft are good economic indicators of the employment market and there’s a labor shortage in many different categories to explore. Some employers are desperate to hire. This will be a great summer for teen employment. Ask Clark topics include: How to Find a Good Moving Company / uShip | Shipping Made Easy / Certified Professional - The Travel Institute / Payment Apps / 401(a) Plan Definition \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices The housing shortage has pushed home prices to an all time peak. Clark speaks to fears of a real estate market crash and explains how the market is likely to play out. PLUS, a key rule for home buyers today. / Uber and Lyft are good economic indicators of the employment market and there’s a labor shortage in many different categories to explore. Some employers are desperate to hire. This will be a great summer for teen employment.

    Ask Clark topics include: How to Find a Good Moving Company / uShip | Shipping Made Easy / Certified Professional - The Travel Institute / Payment Apps / 401(a) Plan Definition \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1641     04.28.21 Streaming Standoff: Roku vs. Google over You Tube / Auto industry game changer for car buying There’s a streaming standoff between Roku and YouTube. What was once a cable issue is now spilling over into the streaming world. Streaming TV Archives - Clark Howard / Auto industry game changer is set to ground 'the grind'. HUGE news in the new car buying industry is not being widely reported - something Clark believes will absolutely change the way you buy a new car in the future.  Ask Clark topics include: How to Find the Best Deal on Cheap Internet Service / Google Fi Review / T-Mobile Expanding 5G Network To Offer New Home Internet Service / Verizon 5G Home Internet Expands Service to More Cities / Cell Phones Archives - Clark Howard / How to Buy a Used Car \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 28 Apr 2021 19:00:00 -0000 full Clark Howard Streaming Standoff: Roku vs. Google over You Tube / Auto industry game changer for new car buying. There’s a streaming standoff between Roku and YouTube. What was once a cable issue is now spilling over into the streaming world. Streaming TV Archives - Clark Howard / Auto industry game changer is set to ground 'the grind'. HUGE news in the new car buying industry is not being widely reported - something Clark believes will absolutely change the way you buy a new car in the future.  Ask Clark topics include: How to Find the Best Deal on Cheap Internet Service / Google Fi Review / T-Mobile Expanding 5G Network To Offer New Home Internet Service / Verizon 5G Home Internet Expands Service to More Cities / Cell Phones Archives - Clark Howard / How to Buy a Used Car \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices There’s a streaming standoff between Roku and YouTube. What was once a cable issue is now spilling over into the streaming world. Streaming TV Archives - Clark Howard / Auto industry game changer is set to ground 'the grind'. HUGE news in the new car buying industry is not being widely reported - something Clark believes will absolutely change the way you buy a new car in the future. 

    Ask Clark topics include: How to Find the Best Deal on Cheap Internet Service / Google Fi Review / T-Mobile Expanding 5G Network To Offer New Home Internet Service / Verizon 5G Home Internet Expands Service to More Cities / Cell Phones Archives - Clark Howard / How to Buy a Used Car \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1619     04.27.21 Confused about financial advisors? Clark clears the way to investing / Restaurants of the future appearing now.. Clark clarifies the zone between full service and self service investing and describes the 3 hybrid discounters to help you choose what’s best for YOU! And - the KEY to buying financial advice. / Why now the labor shortage in restaurant industry and how tech will fill the gap. Be prepared to be greeted by a robot. New technologies being rolled out mean less interaction with servers. Ask Clark topics include: Life Insurance - Clark.com / 529 Plans / How To Prevent, Report and Repair Identity Theft / Freeze Your Credit - Clark Howard Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 27 Apr 2021 19:00:00 -0000 full Clark Howard Confused about financial advisors? Clark clears the way to investing / Restaurants of the future appearing now.. Clark clarifies the zone between full service and self service investing and describes the 3 hybrid discounters to help you choose what’s best for YOU! And - the KEY to buying financial advice. / Why now the labor shortage in restaurant industry and how tech will fill the gap. Be prepared to be greeted by a robot. New technologies being rolled out mean less interaction with servers. Ask Clark topics include: Life Insurance - Clark.com / 529 Plans / How To Prevent, Report and Repair Identity Theft / Freeze Your Credit - Clark Howard Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark clarifies the zone between full service and self service investing and describes the 3 hybrid discounters to help you choose what’s best for YOU! And - the KEY to buying financial advice. / Why now the labor shortage in restaurant industry and how tech will fill the gap. Be prepared to be greeted by a robot. New technologies being rolled out mean less interaction with servers.

    Ask Clark topics include: Life Insurance - Clark.com / 529 Plans / How To Prevent, Report and Repair Identity Theft / Freeze Your Credit - Clark Howard


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1647     04.26.21 The app that gamified stock trading & the tax lash / Clark’s gives props to cable companies…. What! Word to high frequency traders - Clark’s journey with Robinhood and its imitators has been arduous of late. The timeline and tax takeaway is news for investors… How to avoid the tax backlash. / Cable companies, previously one of your wallet’s arch enemies, are now becoming heroes in the cell phone industry. How cable companies can save you money on your cell phone bill. Ask Clark topics include: Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity / How to Stop Robocalls for Good / Best Landline Alternative | Ooma / Zillow's Zestimate Accury | Zillow / The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments - Clark Howard \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Apr 2021 19:00:00 -0000 full Clark Howard The app that gamified stock trading & the tax lash / Clark’s gives props to cable companies…. What! Word to high frequency traders - Clark’s journey with Robinhood and its imitators has been arduous of late. The timeline and tax takeaway is news for investors… How to avoid the tax backlash. / Cable companies, previously one of your wallet’s arch enemies, are now becoming heroes in the cell phone industry. How cable companies can save you money on your cell phone bill. Ask Clark topics include: Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity / How to Stop Robocalls for Good / Best Landline Alternative | Ooma / Zillow's Zestimate Accury | Zillow / The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments - Clark Howard \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Word to high frequency traders - Clark’s journey with Robinhood and its imitators has been arduous of late. The timeline and tax takeaway is news for investors… How to avoid the tax backlash. / Cable companies, previously one of your wallet’s arch enemies, are now becoming heroes in the cell phone industry. How cable companies can save you money on your cell phone bill.

    Ask Clark topics include: Comparing Hybrid Financial Advisors: Vanguard vs. Schwab vs. Fidelity / How to Stop Robocalls for Good / Best Landline Alternative | Ooma / Zillow's Zestimate Accury | Zillow / The #1 thing you need to do if you use PayPal, Venmo or Zelle for payments - Clark Howard \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1465     04.23.21 Clark answers his critics on 'Clark Stinks' / Guess who lost their Covid Vaccination card? Christa shares Clark Stinks posts from the site with Clark. Submit yours at Clark.com/ClarkStinks. / What happens if you lose your Covid vaccination card? It happened to Clark! Ideas to protect your card. Clark Stinks & Ask Clark topics include: Paying Contractors: Don’t pay big cash up front, make a progress payment agreement  /  Lazer printers can be a smart choice  /  The Best Places To Buy Eyeglasses  /  E-ZPass Group  /  Vanguard Mutual Fund Profile  /  How To Open a Roth IRA - Clark Howard \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 23 Apr 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on 'Clark Stinks' / Guess who lost their Covid Vaccination card? Christa shares Clark Stinks posts from the site with Clark. Submit yours at Clark.com/ClarkStinks. / What happens if you lose your Covid vaccination card? It happened to Clark! Ideas to protect your card. Clark Stinks & Ask Clark topics include: Paying Contractors: Don’t pay big cash up front, make a progress payment agreement  /  Lazer printers can be a smart choice  /  The Best Places To Buy Eyeglasses  /  E-ZPass Group  /  Vanguard Mutual Fund Profile  /  How To Open a Roth IRA - Clark Howard \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts from the site with Clark. Submit yours at Clark.com/ClarkStinks. / What happens if you lose your Covid vaccination card? It happened to Clark! Ideas to protect your card.

    Clark Stinks & Ask Clark topics include: Paying Contractors: Don’t pay big cash up front, make a progress payment agreement  /  Lazer printers can be a smart choice  /  The Best Places To Buy Eyeglasses  /  E-ZPass Group  /  Vanguard Mutual Fund Profile  /  How To Open a Roth IRA - Clark Howard \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1715     04.22.21 Travel News includes a huge airfare sale / Medical price transparency - how to advocate for your wallet. The full fare airlines have pivoted to leisure routes and Southwest has launched a fare sale cycle. Clark travel advice includes flight cancellation, the rental car problem and hotel prices. / The same blood test cost one cancer patient 800% more at a hospital than it did at a doctor’s office. Large hospital systems are hostile to price competition. Clark updates the battle for price transparency & explains how to handle a medical test or procedure referral. Ask Clark topics include: Using GoodRx  /  Submit a complaint | Consumer Financial Protection Bureau  /  Check warehouse clubs to buy generators  /  Getting the Best Car Rental Deal  -  AutoSlash Review  /  HSA Accounts  /  Spot hidden resort fees when booking travel  \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 22 Apr 2021 19:00:00 -0000 full Clark Howard Travel News includes a huge airfare sale / Medical price transparency - how to advocate for your wallet. The full fare airlines have pivoted to leisure routes and Southwest has launched a fare sale cycle. Clark travel advice includes flight cancellation, the rental car problem and hotel prices. / The same blood test cost one cancer patient 800% more at a hospital than it did at a doctor’s office. Large hospital systems are hostile to price competition. Clark updates the battle for price transparency & explains how to handle a medical test or procedure referral. Ask Clark topics include: Using GoodRx  /  Submit a complaint | Consumer Financial Protection Bureau  /  Check warehouse clubs to buy generators  /  Getting the Best Car Rental Deal  -  AutoSlash Review  /  HSA Accounts  /  Spot hidden resort fees when booking travel  \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices The full fare airlines have pivoted to leisure routes and Southwest has launched a fare sale cycle. Clark travel advice includes flight cancellation, the rental car problem and hotel prices. / The same blood test cost one cancer patient 800% more at a hospital than it did at a doctor’s office. Large hospital systems are hostile to price competition. Clark updates the battle for price transparency & explains how to handle a medical test or procedure referral.

    Ask Clark topics include: Using GoodRx  /  Submit a complaint | Consumer Financial Protection Bureau  /  Check warehouse clubs to buy generators  /  Getting the Best Car Rental Deal  -  AutoSlash Review  /  HSA Accounts  /  Spot hidden resort fees when booking travel  \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1558     04.21.21 Impending price hikes and what you can do about it / The Peloton problem and treadmill safety. Clark talks gas prices and other increases he didn’t see coming. What’s happening and what you can do about it to protect your wallet. / Peloton has seen huge growth during the pandemic. Now they're refusing to recall their treadmills despite a call from the CPSC to do so. Clark discusses corporate behavior and treadmill safety. Ask Clark topics include: Get started with Medicare  /  Umbrella Insurance Policy  /  Ibotta Review  / Costco extended warranty  /  Series I Savings Bonds - TreasuryDirect  -  Individual - Series I Savings Bonds \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 Apr 2021 19:00:00 -0000 full Clark Howard Impending price hikes and what you can do about it / The Peloton problem and treadmill safety. Clark talks gas prices and other increases he didn’t see coming. What’s happening and what you can do about it to protect your wallet. / Peloton has seen huge growth during the pandemic. Now they're refusing to recall their treadmills despite a call from the CPSC to do so. Clark discusses corporate behavior and treadmill safety. Ask Clark topics include: Get started with Medicare  /  Umbrella Insurance Policy  /  Ibotta Review  / Costco extended warranty  /  Series I Savings Bonds - TreasuryDirect  -  Individual - Series I Savings Bonds \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks gas prices and other increases he didn’t see coming. What’s happening and what you can do about it to protect your wallet. / Peloton has seen huge growth during the pandemic. Now they're refusing to recall their treadmills despite a call from the CPSC to do so. Clark discusses corporate behavior and treadmill safety.

    Ask Clark topics include: Get started with Medicare  /  Umbrella Insurance Policy  /  Ibotta Review  / Costco extended warranty  /  Series I Savings Bonds - TreasuryDirect  -  Individual - Series I Savings Bonds \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1613     04.20.21 A partial solution to affordable housing / The job market is heating up. Clark smart opportunities. Dwellings are the largest expense we have and a key determinant of financial health. Clark describes obstacles to and different types of ADUs - accessory dwelling units - a win-win for landlords and renters. / The trucking industry is short of drivers and pay is going up. Many companies provide training. Also, the Federal Reserve reports small businesses have been far more resilient than anticipated and there is less dislocation than feared. Learn how the table is set for a really strong small business recovery. Ask Clark topics include: Paying cash to a contractor / Lumber costs / Guide to DIY Home Security Systems / Costco members: Ring wireless 10-piece security kit for $180 - Clark Deals / How to Freeze Your Credit / How to Buy a Used Car / Petal Card Review: A Good Option for First Credit Card? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 20 Apr 2021 19:00:00 -0000 full Clark Howard A partial solution to affordable housing / The job market is heating up. Clark smart opportunities. Dwellings are the largest expense we have and a key determinant of financial health. Clark describes obstacles to and different types of ADUs - accessory dwelling units - a win-win for landlords and renters. / The trucking industry is short of drivers and pay is going up. Many companies provide training. Also, the Federal Reserve reports small businesses have been far more resilient than anticipated and there is less dislocation than feared. Learn how the table is set for a really strong small business recovery. Ask Clark topics include: Paying cash to a contractor / Lumber costs / Guide to DIY Home Security Systems / Costco members: Ring wireless 10-piece security kit for $180 - Clark Deals / How to Freeze Your Credit / How to Buy a Used Car / Petal Card Review: A Good Option for First Credit Card? \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Dwellings are the largest expense we have and a key determinant of financial health. Clark describes obstacles to and different types of ADUs - accessory dwelling units - a win-win for landlords and renters. / The trucking industry is short of drivers and pay is going up. Many companies provide training. Also, the Federal Reserve reports small businesses have been far more resilient than anticipated and there is less dislocation than feared. Learn how the table is set for a really strong small business recovery.

    Ask Clark topics include: Paying cash to a contractor / Lumber costs / Guide to DIY Home Security Systems / Costco members: Ring wireless 10-piece security kit for $180 - Clark Deals / How to Freeze Your Credit / How to Buy a Used Car / Petal Card Review: A Good Option for First Credit Card? \\

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1659     04.19.21 Protecting your children online / The ‘liquid biopsy’ is a game changer in cancer detection. 3 class action lawsuits found game developers and content providers violating the law, tracking and building profiles on children. We need punitive legislation and parental oversight. There are programs to help parents monitor and limit their children online. / Two years ago, as a board member of the Prostate Cancer Foundation, Clark first heard of liquid biopsies, blood tests with DNA screening for cancers and potentially the Holy Grail of diagnostics. Clark updates the progress of this testing, where it is now in the marketplace and its cost history. The biggest problem remains the avoidance of medical care. Regular check ups make a big difference. Ask Clark topics include: Is silver a good investment for you? / Termite Bonds - recommended / All SCOTTeVEST Travel Jackets / How To Find and Choose a Financial Advisor / Schwab automated investing with unlimited guidance | Charles Schwab \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Apr 2021 19:00:00 -0000 full Clark Howard Protecting your children online / The ‘liquid biopsy’ is a game changer in cancer detection. 3 class action lawsuits found game developers and content providers violating the law, tracking and building profiles on children. We need punitive legislation and parental oversight. There are programs to help parents monitor and limit their children online. / Two years ago, as a board member of the Prostate Cancer Foundation, Clark first heard of liquid biopsies, blood tests with DNA screening for cancers and potentially the Holy Grail of diagnostics. Clark updates the progress of this testing, where it is now in the marketplace and its cost history. The biggest problem remains the avoidance of medical care. Regular check ups make a big difference. Ask Clark topics include: Is silver a good investment for you? / Termite Bonds - recommended / All SCOTTeVEST Travel Jackets / How To Find and Choose a Financial Advisor / Schwab automated investing with unlimited guidance | Charles Schwab \\ Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices 3 class action lawsuits found game developers and content providers violating the law, tracking and building profiles on children. We need punitive legislation and parental oversight. There are programs to help parents monitor and limit their children online. / Two years ago, as a board member of the Prostate Cancer Foundation, Clark first heard of liquid biopsies, blood tests with DNA screening for cancers and potentially the Holy Grail of diagnostics. Clark updates the progress of this testing, where it is now in the marketplace and its cost history. The biggest problem remains the avoidance of medical care. Regular check ups make a big difference.

    Ask Clark topics include: Is silver a good investment for you? / Termite Bonds - recommended / All SCOTTeVEST Travel Jackets / How To Find and Choose a Financial Advisor / Schwab automated investing with unlimited guidance | Charles Schwab \\


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1701     04.16.21 Clark answers his critics on 'Clark Stinks' // No health insurance? Why now is the time to apply. Christa shares Clark Stinks posts from the site with Clark. Submit yours at Clark.com/ClarkStinks. There are significant changes for individuals and families that buy their own compliant health insurance policies. A special enrollment period extends through August on Healthcare.gov. If you have a tight income and don’t have health insurance, Clark explains why you should apply now and double check for subsidies. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 16 Apr 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on 'Clark Stinks' // No health insurance? Why now is the time to apply. Christa shares Clark Stinks posts from the site with Clark. Submit yours at Clark.com/ClarkStinks. There are significant changes for individuals and families that buy their own compliant health insurance policies. A special enrollment period extends through August on Healthcare.gov. If you have a tight income and don’t have health insurance, Clark explains why you should apply now and double check for subsidies. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts from the site with Clark. Submit yours at Clark.com/ClarkStinks.

    There are significant changes for individuals and families that buy their own compliant health insurance policies. A special enrollment period extends through August on Healthcare.gov. If you have a tight income and don’t have health insurance, Clark explains why you should apply now and double check for subsidies.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1666     04.15.21 House mania hits the nation - A revised Clark smart home buying rule / Extended service contracts - what kinds of coverage do you really need? Home buyers are squeezed right now, having to pay more. Clark discusses the supply problem and the logic behind his new rule on your ownership cycle.  /  Extended service contracts, insurance coverage and warranties on electronics & appliances is a key profit push for retailers. Clark explains what type of insurance you actually should have. Plus, why Clark is neutral on vehicle warranties and what he recommends. Ask Clark topics include: Going solar  /  Home remodeling  /  Replace a lost Social Security card  /  Identity theft  /  Car Insurance  // Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 15 Apr 2021 19:00:00 -0000 full Clark Howard House mania hits the nation - A revised Clark smart home buying rule / Extended service contracts - what kinds of coverage do you really need? Home buyers are squeezed right now, having to pay more. Clark discusses the supply problem and the logic behind his new rule on your ownership cycle.  /  Extended service contracts, insurance coverage and warranties on electronics & appliances is a key profit push for retailers. Clark explains what type of insurance you actually should have. Plus, why Clark is neutral on vehicle warranties and what he recommends. Ask Clark topics include: Going solar  /  Home remodeling  /  Replace a lost Social Security card  /  Identity theft  /  Car Insurance  // Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Home buyers are squeezed right now, having to pay more. Clark discusses the supply problem and the logic behind his new rule on your ownership cycle.  /  Extended service contracts, insurance coverage and warranties on electronics & appliances is a key profit push for retailers. Clark explains what type of insurance you actually should have. Plus, why Clark is neutral on vehicle warranties and what he recommends.

    Ask Clark topics include: Going solar  /  Home remodeling  /  Replace a lost Social Security card  /  Identity theft  /  Car Insurance  //


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1660     04.14.21 Membership has its privileges (and costs) as retailers compete to sign you up. / 2 new home internet choices worth considering. Clark reviews the new Best Buy membership program as they compete with the bigs - Amazon Prime, Walmart+ & Costco.  Retailers are challenged to connect in new ways. CVS and Walgreens are also offering memberships.  /   Clark & Christa are testing out T-Mobile’s home internet. Hear their verdict on this flat rate alternative to traditional home internet. Simultaneously, more zip codes in the U.S. are able to get Starlink internet from SpaceX, offering high speed unlimited data, soon to blanket the nation. Ask Clark topics include: How to Open a Roth IRA  /  Index Annuities  /  Target Retirement Funds  /  How to Freeze Your Credit  /  Google Flights  // Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 14 Apr 2021 19:00:00 -0000 full Clark Howard Membership has its privileges (and costs) as retailers compete to sign you up. / 2 new home internet choices worth considering. Clark reviews the new Best Buy membership program as they compete with the bigs - Amazon Prime, Walmart+ & Costco.  Retailers are challenged to connect in new ways. CVS and Walgreens are also offering memberships.  /   Clark & Christa are testing out T-Mobile’s home internet. Hear their verdict on this flat rate alternative to traditional home internet. Simultaneously, more zip codes in the U.S. are able to get Starlink internet from SpaceX, offering high speed unlimited data, soon to blanket the nation. Ask Clark topics include: How to Open a Roth IRA  /  Index Annuities  /  Target Retirement Funds  /  How to Freeze Your Credit  /  Google Flights  // Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark reviews the new Best Buy membership program as they compete with the bigs - Amazon Prime, Walmart+ & Costco.  Retailers are challenged to connect in new ways. CVS and Walgreens are also offering memberships.  /   Clark & Christa are testing out T-Mobile’s home internet. Hear their verdict on this flat rate alternative to traditional home internet. Simultaneously, more zip codes in the U.S. are able to get Starlink internet from SpaceX, offering high speed unlimited data, soon to blanket the nation.

    Ask Clark topics include: How to Open a Roth IRA  /  Index Annuities  /  Target Retirement Funds  /  How to Freeze Your Credit  /  Google Flights  //


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1567     04.13.21 Online Privacy: Clark tests out a Brave new browser / Save a ton on your vehicle loan We’re always being tracked online but there are browsers and extensions to help protect privacy. Clark has tested a couple and reports on ease of use. / How most of us buy a car is a giant rip off. Clark explains how the game is played and how to obtain - or refi your loan the right way. Ask Clark topics include: Deferred Compensation Definition / How to Open a Roth IRA / Investing Guide / FDIC: Deposit Insurance FAQs / Best Online Banks / Travel Insurance / Should You Buy Out Your Leased Car? / Charles Schwab Bank Debit Card Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 13 Apr 2021 19:00:00 -0000 full Clark Howard Online Privacy: Clark tests out a Brave new browser / Save a ton on your vehicle loan We’re always being tracked online but there are browsers and extensions to help protect privacy. Clark has tested a couple and reports on ease of use. / How most of us buy a car is a giant rip off. Clark explains how the game is played and how to obtain - or refi your loan the right way. Ask Clark topics include: Deferred Compensation Definition / How to Open a Roth IRA / Investing Guide / FDIC: Deposit Insurance FAQs / Best Online Banks / Travel Insurance / Should You Buy Out Your Leased Car? / Charles Schwab Bank Debit Card Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices We’re always being tracked online but there are browsers and extensions to help protect privacy. Clark has tested a couple and reports on ease of use. / How most of us buy a car is a giant rip off. Clark explains how the game is played and how to obtain - or refi your loan the right way.

    Ask Clark topics include: Deferred Compensation Definition / How to Open a Roth IRA / Investing Guide / FDIC: Deposit Insurance FAQs / Best Online Banks / Travel Insurance / Should You Buy Out Your Leased Car? / Charles Schwab Bank Debit Card


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1560     04.12.21 New strides in financial literacy / How Emperor Clark would fix the U.S. tax system. We’re seeing more focus on how to reach and teach young people about money. There’s collateral damage due to lack of financial education. Some high school programs exist. TikTok is now offering financial teachings of the basics of personal finance. Starting at age 6, the more parents can talk to kids and teach by example about saving and making money decisions, the better. // Tax policy in the U.S. is a ridiculous mess, and changing all the time. How we do taxes should be non-partisan. But taxes are used to settle scores to the great harm of individuals and economic growth. If Clark ruled the land, how he would make taxes more equitable and understandable. Ask Clark topics include: Guide to DIY Home Security Systems - Wyze Cam smart security camera for $20 - Clark Deals / Taxes Archives - Clark Howard / Experian Boost Review / Free Advice: Clark’s Consumer Action Center - Clark Howard // Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Apr 2021 19:00:00 -0000 full Clark Howard New strides in financial literacy / How Emperor Clark would fix the U.S. tax system. We’re seeing more focus on how to reach and teach young people about money. There’s collateral damage due to lack of financial education. Some high school programs exist. TikTok is now offering financial teachings of the basics of personal finance. Starting at age 6, the more parents can talk to kids and teach by example about saving and making money decisions, the better. // Tax policy in the U.S. is a ridiculous mess, and changing all the time. How we do taxes should be non-partisan. But taxes are used to settle scores to the great harm of individuals and economic growth. If Clark ruled the land, how he would make taxes more equitable and understandable. Ask Clark topics include: Guide to DIY Home Security Systems - Wyze Cam smart security camera for $20 - Clark Deals / Taxes Archives - Clark Howard / Experian Boost Review / Free Advice: Clark’s Consumer Action Center - Clark Howard // Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices We’re seeing more focus on how to reach and teach young people about money. There’s collateral damage due to lack of financial education. Some high school programs exist. TikTok is now offering financial teachings of the basics of personal finance. Starting at age 6, the more parents can talk to kids and teach by example about saving and making money decisions, the better. // Tax policy in the U.S. is a ridiculous mess, and changing all the time. How we do taxes should be non-partisan. But taxes are used to settle scores to the great harm of individuals and economic growth. If Clark ruled the land, how he would make taxes more equitable and understandable.

    Ask Clark topics include: Guide to DIY Home Security Systems - Wyze Cam smart security camera for $20 - Clark Deals / Taxes Archives - Clark Howard / Experian Boost Review / Free Advice: Clark’s Consumer Action Center - Clark Howard //


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1575     04.09.21 Clark answers his critics on Clark Stinks / A great new employee benefit goes toward education costs. Christa shares Clark Stinks posts from the site with Clark. Submit yours at Clark.com/ClarkStinks. A new federal law allows employers to pay toward employee student loan debt or for a portion their education, through 2025 - tax free for the recipient, deductible for the employer. Clark explains this voluntary benefit - a win-win. Clark Stinks & Ask Clark topics include: Consumer Reports- printers / Two-factor authentication with Cash App / Insurance subrogation /  Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 09 Apr 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / A great new employee benefit goes toward education costs. Christa shares Clark Stinks posts from the site with Clark. Submit yours at Clark.com/ClarkStinks. A new federal law allows employers to pay toward employee student loan debt or for a portion their education, through 2025 - tax free for the recipient, deductible for the employer. Clark explains this voluntary benefit - a win-win. Clark Stinks & Ask Clark topics include: Consumer Reports- printers / Two-factor authentication with Cash App / Insurance subrogation /  Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts from the site with Clark. Submit yours at Clark.com/ClarkStinks.

    A new federal law allows employers to pay toward employee student loan debt or for a portion their education, through 2025 - tax free for the recipient, deductible for the employer. Clark explains this voluntary benefit - a win-win.

    Clark Stinks & Ask Clark topics include: Consumer Reports- printers / Two-factor authentication with Cash App / Insurance subrogation / 


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1635     04.08.21 Great news if you're saving for your grandchild's college / What you should know and do about the Facebook data breach. Historically, 529 plans owned by grandparents negatively impacted the student’s financial aid profile. That changes this fall. Clark explains the new FAFSA rule, and the WRONG way to set up a 529 account. / The Facebook data breach involves more than half a billion people around the world. What info criminals have and what you need to do to protect your identity and your wallet. Freeze Your Credit. Security is not part of the principle architecture of how the internet works, leaving each website to protect its info. Advice for website owners who collect personal information. Ask Clark topics include: Student loans: start with federal borrowing /  7 Best Ways to Save for Retirement in Your 50s / Best Credit Cards for Extended Warranty / Online education / Authorized user / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 08 Apr 2021 19:00:00 -0000 full Clark Howard Great news if you're saving for your grandchild's college / What you should know and do about the Facebook data breach. Historically, 529 plans owned by grandparents negatively impacted the student’s financial aid profile. That changes this fall. Clark explains the new FAFSA rule, and the WRONG way to set up a 529 account. / The Facebook data breach involves more than half a billion people around the world. What info criminals have and what you need to do to protect your identity and your wallet. Freeze Your Credit. Security is not part of the principle architecture of how the internet works, leaving each website to protect its info. Advice for website owners who collect personal information. Ask Clark topics include: Student loans: start with federal borrowing /  7 Best Ways to Save for Retirement in Your 50s / Best Credit Cards for Extended Warranty / Online education / Authorized user / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Historically, 529 plans owned by grandparents negatively impacted the student’s financial aid profile. That changes this fall. Clark explains the new FAFSA rule, and the WRONG way to set up a 529 account. / The Facebook data breach involves more than half a billion people around the world. What info criminals have and what you need to do to protect your identity and your wallet. Freeze Your Credit. Security is not part of the principle architecture of how the internet works, leaving each website to protect its info. Advice for website owners who collect personal information.


    Ask Clark topics include: Student loans: start with federal borrowing /  7 Best Ways to Save for Retirement in Your 50s / Best Credit Cards for Extended Warranty / Online education / Authorized user /


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1582     04.07.21 News on eviction law and auto loans & a Clark NEVER rule / Why this decade could be a golden age for workers. Economic fallout from Coronavirus: Clark explains why, as we enter economic recovery, a homeless problem appears. Also, auto loan delinquencies are up. Clark's NEVER rule for car buying. / Jobs are roaring back in the U.S. - Why this decade could be a golden age for workers. Ask Clark topics include: Clark's Maximum Auto Loan Length Rule / How To Spot Financial Abuse of an Elderly Relative or Friend - Clark Howard / How to Buy a New Car / How to Buy a Used Car / How to Open a Roth IRA / Credit Freeze // Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 07 Apr 2021 19:13:00 -0000 full Clark Howard News on eviction law and auto loans & a Clark NEVER rule / Why this decade could be a golden age for workers. Economic fallout from Coronavirus: Clark explains why, as we enter economic recovery, a homeless problem appears. Also, auto loan delinquencies are up. Clark's NEVER rule for car buying. / Jobs are roaring back in the U.S. - Why this decade could be a golden age for workers. Ask Clark topics include: Clark's Maximum Auto Loan Length Rule / How To Spot Financial Abuse of an Elderly Relative or Friend - Clark Howard / How to Buy a New Car / How to Buy a Used Car / How to Open a Roth IRA / Credit Freeze // Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Economic fallout from Coronavirus: Clark explains why, as we enter economic recovery, a homeless problem appears. Also, auto loan delinquencies are up. Clark's NEVER rule for car buying. / Jobs are roaring back in the U.S. - Why this decade could be a golden age for workers.

    Ask Clark topics include: Clark's Maximum Auto Loan Length Rule / How To Spot Financial Abuse of an Elderly Relative or Friend - Clark Howard / How to Buy a New Car / How to Buy a Used Car / How to Open a Roth IRA / Credit Freeze //


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1588     04.06.21 The best printers for home and office / Car rentals are sky high. Booking strategies. New reviews of affordable printers indicate great improvement. The HP business model means high prices for ink. Epson and Brother have that option, plus, more costly printers requiring very low cost ink which saves big$ over time. / Car rental prices have spiked in many areas. Clark has some workaround strategies to use until costs normalize. Ask Clark topics include: Charitable Gift Annuity /  7 Things To Know Before You Buy Gas at Costco Wholesale / How to Stop Robocalls for Good - Combating Spoofed Robocalls with Caller ID Authentication | FCC / Is a Home Warranty Worth the Money? /  Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 06 Apr 2021 19:00:00 -0000 full Clark Howard The best printers for home and office / Car rentals are sky high. Booking strategies. New reviews of affordable printers indicate great improvement. The HP business model means high prices for ink. Epson and Brother have that option, plus, more costly printers requiring very low cost ink which saves big$ over time. / Car rental prices have spiked in many areas. Clark has some workaround strategies to use until costs normalize. Ask Clark topics include: Charitable Gift Annuity /  7 Things To Know Before You Buy Gas at Costco Wholesale / How to Stop Robocalls for Good - Combating Spoofed Robocalls with Caller ID Authentication | FCC / Is a Home Warranty Worth the Money? /  Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices New reviews of affordable printers indicate great improvement. The HP business model means high prices for ink. Epson and Brother have that option, plus, more costly printers requiring very low cost ink which saves big$ over time. / Car rental prices have spiked in many areas. Clark has some workaround strategies to use until costs normalize.

    Ask Clark topics include: Charitable Gift Annuity /  7 Things To Know Before You Buy Gas at Costco Wholesale / How to Stop Robocalls for Good - Combating Spoofed Robocalls with Caller ID Authentication | FCC / Is a Home Warranty Worth the Money? / 


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1458     04.05.21 Know your rights with debt collectors / What is “stream creep” and are you paying the price? A new debt collection rule may kick in this November allowing collectors to contact consumers via email, text and direct messages on social media, with no frequency limits. Regardless, it’s essential to know your rights with debt collectors. Clark offers some key rules to help protect your credit. / As we transition from traditional pay TV to streaming, we can end up paying more if we’re not careful. Are you topping $100 a month? Do you watch every service you’re signed up for? A Clark assignment. Ask Clark topics include: How to Deal With Medical Debt / Identity Theft Guide - Clark Howard / The Best Car-Buying Services in 2021 / Disability Insurance / Companies That Buy Houses for Cash // Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Apr 2021 19:00:00 -0000 full Clark Howard Know your rights with debt collectors / What is “stream creep” and are you paying the price? A new debt collection rule may kick in this November allowing collectors to contact consumers via email, text and direct messages on social media, with no frequency limits. Regardless, it’s essential to know your rights with debt collectors. Clark offers some key rules to help protect your credit. / As we transition from traditional pay TV to streaming, we can end up paying more if we’re not careful. Are you topping $100 a month? Do you watch every service you’re signed up for? A Clark assignment. Ask Clark topics include: How to Deal With Medical Debt / Identity Theft Guide - Clark Howard / The Best Car-Buying Services in 2021 / Disability Insurance / Companies That Buy Houses for Cash // Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices A new debt collection rule may kick in this November allowing collectors to contact consumers via email, text and direct messages on social media, with no frequency limits. Regardless, it’s essential to know your rights with debt collectors. Clark offers some key rules to help protect your credit. / As we transition from traditional pay TV to streaming, we can end up paying more if we’re not careful. Are you topping $100 a month? Do you watch every service you’re signed up for? A Clark assignment.

    Ask Clark topics include: How to Deal With Medical Debt / Identity Theft Guide - Clark Howard / The Best Car-Buying Services in 2021 / Disability Insurance / Companies That Buy Houses for Cash //


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1363     04.02.21 Clark answers his critics on Clark Stinks / New food purchase tech and the convenience store pivot. Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks / Glorified Vending Machines: Unstaffed robotic cooking centers, sometimes seen in airports, are coming to neighborhoods - open 24/7 with reduced labor costs. Meanwhile, convenience store operators realize they can’t live by gasoline sales anymore, with gas sales declining as people migrate to electric vehicles. Chains are experimenting with affordable fresh food offerings. Clark Stinks & Ask Clark topics include: PODS for interstate moves / How Many Credit Cards Should You Have? / How to Find and Choose a Financial Advisor / Vehicle Buying Guides / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 02 Apr 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / New food purchase tech and the convenience store pivot. Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks / Glorified Vending Machines: Unstaffed robotic cooking centers, sometimes seen in airports, are coming to neighborhoods - open 24/7 with reduced labor costs. Meanwhile, convenience store operators realize they can’t live by gasoline sales anymore, with gas sales declining as people migrate to electric vehicles. Chains are experimenting with affordable fresh food offerings. Clark Stinks & Ask Clark topics include: PODS for interstate moves / How Many Credit Cards Should You Have? / How to Find and Choose a Financial Advisor / Vehicle Buying Guides / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks / Glorified Vending Machines: Unstaffed robotic cooking centers, sometimes seen in airports, are coming to neighborhoods - open 24/7 with reduced labor costs. Meanwhile, convenience store operators realize they can’t live by gasoline sales anymore, with gas sales declining as people migrate to electric vehicles. Chains are experimenting with affordable fresh food offerings.

    Clark Stinks & Ask Clark topics include: PODS for interstate moves / How Many Credit Cards Should You Have? / How to Find and Choose a Financial Advisor / Vehicle Buying Guides /


    Want more money advice? Sign up for Clark’s free daily newsletter!


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1641     04.01.21 Clark is a prankster & NFTs are nuts. / Clark re-enters retail stores and makes some discoveries. Clark attempts to explain NFTs (with an assist from SNL) & blockchain and gives his take on this novel craze. Also, fully vaccinated, Clark’s back in stores and finds himself spending ...more OR less? Ask Clark topics include: ETF Guide  /  HSA - Health Savings Account  /  Amazon MTurk Review  /  Save on dental care  / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 01 Apr 2021 19:00:00 -0000 full Clark Howard Clark is a prankster & NFTs are nuts. / Clark re-enters retail stores and makes some discoveries. Clark attempts to explain NFTs (with an assist from SNL) & blockchain and gives his take on this novel craze. Also, fully vaccinated, Clark’s back in stores and finds himself spending ...more OR less? Ask Clark topics include: ETF Guide  /  HSA - Health Savings Account  /  Amazon MTurk Review  /  Save on dental care  / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark attempts to explain NFTs (with an assist from SNL) & blockchain and gives his take on this novel craze. Also, fully vaccinated, Clark’s back in stores and finds himself spending ...more OR less?

    Ask Clark topics include: ETF Guide  /  HSA - Health Savings Account  /  Amazon MTurk Review  /  Save on dental care  /


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1563     03.31.21 Pandemic effect: Forced early retirement is bad for business & the economy / Renting Storage - dynamic demand pricing & insurance. One effect of the pandemic has been forced early retirement for many. Only 38% of the workforce is 55 and older. Why employers are working against their own self interest and that of the U.S. economy when they discriminate against older workers. Short term thinking makes for short lived companies. Companies that stand the test of time treat workers well. / A first for Clark - renting storage. What you can learn from his process. Ask Clark topics include: Refinancing a car loan  /  Appliance purchases  / Unemployment insurance fraud  /  The Airline & Hotel Pandemic Vouchers that May Prove Worthless-WSJ  -  Be flexible /   Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 31 Mar 2021 19:00:00 -0000 full Clark Howard Pandemic effect: Forced early retirement is bad for business & the economy / Renting Storage - dynamic demand pricing & insurance. One effect of the pandemic has been forced early retirement for many. Only 38% of the workforce is 55 and older. Why employers are working against their own self interest and that of the U.S. economy when they discriminate against older workers. Short term thinking makes for short lived companies. Companies that stand the test of time treat workers well. / A first for Clark - renting storage. What you can learn from his process. Ask Clark topics include: Refinancing a car loan  /  Appliance purchases  / Unemployment insurance fraud  /  The Airline & Hotel Pandemic Vouchers that May Prove Worthless-WSJ  -  Be flexible /   Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices One effect of the pandemic has been forced early retirement for many. Only 38% of the workforce is 55 and older. Why employers are working against their own self interest and that of the U.S. economy when they discriminate against older workers. Short term thinking makes for short lived companies. Companies that stand the test of time treat workers well. / A first for Clark - renting storage. What you can learn from his process.

    Ask Clark topics include: Refinancing a car loan  /  Appliance purchases  / Unemployment insurance fraud  /  The Airline & Hotel Pandemic Vouchers that May Prove Worthless-WSJ  -  Be flexible /  


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1387     03.30.21 Saving for retirement - The case for automatic enrollment and target retirement funds / Who tried to scam Clark? The beauty of automatic enrollment into retirement plans for employees, and why Clark loves target retirement funds. /  How Clark got scammed! - Almost. Yet another reason to check your statements. Ask Clark topics include: 529 Plans / Submit a complaint | Consumer Financial Protection Bureau / Toddler Saved By Anti-Choking Device / Home insurance unjust denial - File complaint with your state insurance department. / Car rental prices escalate -Turo  -  Getaround. / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 30 Mar 2021 19:00:00 -0000 full Clark Howard Saving for retirement - The case for automatic enrollment and target retirement funds / Who tried to scam Clark? The beauty of automatic enrollment into retirement plans for employees, and why Clark loves target retirement funds. /  How Clark got scammed! - Almost. Yet another reason to check your statements. Ask Clark topics include: 529 Plans / Submit a complaint | Consumer Financial Protection Bureau / Toddler Saved By Anti-Choking Device / Home insurance unjust denial - File complaint with your state insurance department. / Car rental prices escalate -Turo  -  Getaround. / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices The beauty of automatic enrollment into retirement plans for employees, and why Clark loves target retirement funds. /  How Clark got scammed! - Almost. Yet another reason to check your statements.

    Ask Clark topics include: 529 Plans / Submit a complaint | Consumer Financial Protection Bureau / Toddler Saved By Anti-Choking Device / Home insurance unjust denial - File complaint with your state insurance department. / Car rental prices escalate -Turo  -  Getaround. /


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1532     03.29.21 Hospital price disclosure is the law - NOT happening / Pay app fraud escalates. Your prevention strategy. Hospital systems have conspired to prevent prodcedure & surgery price comparison. Clark explains how they skirt the law, and why hospitals remain the biggest problem with the cost of healthcare. / Fraud hacks into Venmo, CashApp and Zelle have become a massive problem, with no customer service. Clark explains a way to keep your primary account from being drained by crooks. Ask Clark topics include: Custodial Roth IRA / Authorized credit card user - Petal Card / Best and Worst Home Insurance Companies / Amex Send & Split with Venmo & PayPal: Send Money and Split Purchases / Car Rental Ireland / Betterment / Military & Veterans Guide / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Mar 2021 19:00:00 -0000 full Clark Howard Hospital price disclosure is the law - NOT happening / Pay app fraud escalates. Your prevention strategy. Hospital systems have conspired to prevent prodcedure & surgery price comparison. Clark explains how they skirt the law, and why hospitals remain the biggest problem with the cost of healthcare. / Fraud hacks into Venmo, CashApp and Zelle have become a massive problem, with no customer service. Clark explains a way to keep your primary account from being drained by crooks. Ask Clark topics include: Custodial Roth IRA / Authorized credit card user - Petal Card / Best and Worst Home Insurance Companies / Amex Send & Split with Venmo & PayPal: Send Money and Split Purchases / Car Rental Ireland / Betterment / Military & Veterans Guide / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Hospital systems have conspired to prevent prodcedure & surgery price comparison. Clark explains how they skirt the law, and why hospitals remain the biggest problem with the cost of healthcare. / Fraud hacks into Venmo, CashApp and Zelle have become a massive problem, with no customer service. Clark explains a way to keep your primary account from being drained by crooks.

    Ask Clark topics include: Custodial Roth IRA / Authorized credit card user - Petal Card / Best and Worst Home Insurance Companies / Amex Send & Split with Venmo & PayPal: Send Money and Split Purchases / Car Rental Ireland / Betterment / Military & Veterans Guide /


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1592     03.26.21 Clark answers his critics on Clark Stinks / Clark's 2 cents on killing off the penny. Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks / It would be pennywise to retire the penny. Clark counts the ways. Clark Stinks & Ask Clark Topics include: T-Mobile needs a reset / Tire Rack / Your Guide to DIY Home Security Systems / National Guard and Reserve Benefits / How to Find a Good Moving Company / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 26 Mar 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / Clark's 2 cents on killing off the penny. Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks / It would be pennywise to retire the penny. Clark counts the ways. Clark Stinks & Ask Clark Topics include: T-Mobile needs a reset / Tire Rack / Your Guide to DIY Home Security Systems / National Guard and Reserve Benefits / How to Find a Good Moving Company / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks / It would be pennywise to retire the penny. Clark counts the ways.

    Clark Stinks & Ask Clark Topics include: T-Mobile needs a reset / Tire Rack / Your Guide to DIY Home Security Systems / National Guard and Reserve Benefits / How to Find a Good Moving Company /


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1671     03.25.21 Employment: Upcoming job rotation brings opportunity plus, hybrid working / Defrauded students can reapply for loan forgiveness. JOBS: Microsoft Survey Says - Over 40% of workers want to quit their jobs. This creates job rotation moving forward, and new opportunity. Also, the pros & cons of remote working as the hybrid return to work evolves. / Student loan mills feeding for-profit schools left a trail of disaster for borrowers cheated out of an education. Now these borrowers can reapply for student loan forgiveness. Check out affordable training opportunities including Google Certificates. Ask Clark topics include: How to open a Roth IRA / Monthly recurring charges - file a BBB complaint / AARP College Grants - Scholarships for Senior Citizens / How to Get a Power of Attorney From a Jail Inmate / IRS-Get An Identity Protection PIN / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 25 Mar 2021 19:00:00 -0000 full Clark Howard Employment: Upcoming job rotation brings opportunity plus, hybrid working / Defrauded students can reapply for loan forgiveness. JOBS: Microsoft Survey Says - Over 40% of workers want to quit their jobs. This creates job rotation moving forward, and new opportunity. Also, the pros & cons of remote working as the hybrid return to work evolves. / Student loan mills feeding for-profit schools left a trail of disaster for borrowers cheated out of an education. Now these borrowers can reapply for student loan forgiveness. Check out affordable training opportunities including Google Certificates. Ask Clark topics include: How to open a Roth IRA / Monthly recurring charges - file a BBB complaint / AARP College Grants - Scholarships for Senior Citizens / How to Get a Power of Attorney From a Jail Inmate / IRS-Get An Identity Protection PIN / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices JOBS: Microsoft Survey Says - Over 40% of workers want to quit their jobs. This creates job rotation moving forward, and new opportunity. Also, the pros & cons of remote working as the hybrid return to work evolves. / Student loan mills feeding for-profit schools left a trail of disaster for borrowers cheated out of an education. Now these borrowers can reapply for student loan forgiveness. Check out affordable training opportunities including Google Certificates.

    Ask Clark topics include: How to open a Roth IRA / Monthly recurring charges - file a BBB complaint / AARP College Grants - Scholarships for Senior Citizens / How to Get a Power of Attorney From a Jail Inmate / IRS-Get An Identity Protection PIN /


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1650     03.24.21 Clark updates the pandemic economy as vaccinations take hold plus - travel news Clark discusses proceeding with caution after vaccination, herd immunity and economic recovery. Step by step the economy will gain strength as people get out and about more. Expect stronger economic activity as we move through 21. / Today, Royal Caribbean is taking reservations for a June cruise out of the Bahamas with no U.S. stops. It's a start for cruise travelers. But beware "phantom booking" with cruise lines - a Clark warning. Bookings are up overall in the U.S. as people prepare for summer travel. Look at travel in and near the U.S. as quarantine requirements continue. Ask Clark topics include: HSA Accounts / Index Funds / Credit Freeze / Travel Safety / Home equity loans and HELOCs / Credit Cards / Home Owner's Title Insurance / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 24 Mar 2021 19:00:00 -0000 full Clark Howard Clark updates the pandemic economy as vaccinations take hold plus - travel news Clark discusses proceeding with caution after vaccination, herd immunity and economic recovery. Step by step the economy will gain strength as people get out and about more. Expect stronger economic activity as we move through 21. / Today, Royal Caribbean is taking reservations for a June cruise out of the Bahamas with no U.S. stops. It's a start for cruise travelers. But beware "phantom booking" with cruise lines - a Clark warning. Bookings are up overall in the U.S. as people prepare for summer travel. Look at travel in and near the U.S. as quarantine requirements continue. Ask Clark topics include: HSA Accounts / Index Funds / Credit Freeze / Travel Safety / Home equity loans and HELOCs / Credit Cards / Home Owner's Title Insurance / Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses proceeding with caution after vaccination, herd immunity and economic recovery. Step by step the economy will gain strength as people get out and about more. Expect stronger economic activity as we move through 21. / Today, Royal Caribbean is taking reservations for a June cruise out of the Bahamas with no U.S. stops. It's a start for cruise travelers. But beware "phantom booking" with cruise lines - a Clark warning. Bookings are up overall in the U.S. as people prepare for summer travel. Look at travel in and near the U.S. as quarantine requirements continue.

    Ask Clark topics include: HSA Accounts / Index Funds / Credit Freeze / Travel Safety / Home equity loans and HELOCs / Credit Cards / Home Owner's Title Insurance /


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1509     03.23.21 How and why the gas tax will change / New furniture shortages call for a Clark smart strategy. With the rise of hybrids and electric vehicles, the gas tax for road maintenance has got to change. Some states are already going about mileage taxation. Clark explains what's around the bend. / An industry disrupted brings sticker shock to new furniture showrooms. Clark has a better way to feather your nest... Ask Clark topics include: Save on car insurance / Pay per mile car insurance rates / DOT.gov Consumer Complaint / 3-D Printed Homes / How to buy a used car Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 23 Mar 2021 19:00:00 -0000 full Clark Howard How and why the gas tax will change / New furniture shortages call for a Clark smart strategy. With the rise of hybrids and electric vehicles, the gas tax for road maintenance has got to change. Some states are already going about mileage taxation. Clark explains what's around the bend. / An industry disrupted brings sticker shock to new furniture showrooms. Clark has a better way to feather your nest... Ask Clark topics include: Save on car insurance / Pay per mile car insurance rates / DOT.gov Consumer Complaint / 3-D Printed Homes / How to buy a used car Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices With the rise of hybrids and electric vehicles, the gas tax for road maintenance has got to change. Some states are already going about mileage taxation. Clark explains what's around the bend. / An industry disrupted brings sticker shock to new furniture showrooms. Clark has a better way to feather your nest...

    Ask Clark topics include: Save on car insurance / Pay per mile car insurance rates / DOT.gov Consumer Complaint / 3-D Printed Homes / How to buy a used car


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1500     03.22.21 Gas prices escalate - what's ahead / A purchase & donation warning from Clark’s Consumer Action Center + New banking options Clark discusses the supply & demand factors affecting the price of gas and what to expect at the pump. / A purchase and donation warning from the head of Team Clark’s Consumer Action Center - Another good reason to check your bank & credit card statements monthly. / The banking sector seems culturally incapable of becoming a customer focused industry. Meet the outsiders making a difference. Ask Clark topics include: Social Security problem: file a complaint through your Office of Constituent Services. / Remote worker non-resident tax issues - Hire a CPA or Enrolled Agent. / How to open a Roth IRA - Target Retirement Funds / Roth vs. traditional 401(k) Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Mar 2021 19:00:00 -0000 full Clark Howard Gas prices escalate - what's ahead / A purchase & donation warning from Clark’s Consumer Action Center + New banking options Clark discusses the supply & demand factors affecting the price of gas and what to expect at the pump. / A purchase and donation warning from the head of Team Clark’s Consumer Action Center - Another good reason to check your bank & credit card statements monthly. / The banking sector seems culturally incapable of becoming a customer focused industry. Meet the outsiders making a difference. Ask Clark topics include: Social Security problem: file a complaint through your Office of Constituent Services. / Remote worker non-resident tax issues - Hire a CPA or Enrolled Agent. / How to open a Roth IRA - Target Retirement Funds / Roth vs. traditional 401(k) Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the supply & demand factors affecting the price of gas and what to expect at the pump. / A purchase and donation warning from the head of Team Clark’s Consumer Action Center - Another good reason to check your bank & credit card statements monthly. / The banking sector seems culturally incapable of becoming a customer focused industry. Meet the outsiders making a difference.

    Ask Clark topics include: Social Security problem: file a complaint through your Office of Constituent Services. / Remote worker non-resident tax issues - Hire a CPA or Enrolled Agent. / How to open a Roth IRA - Target Retirement Funds / Roth vs. traditional 401(k)


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1545     03.19.21 Clark answers his critics on Clark Stinks / Free credit reports extended- the Clark Smart way to monitor your credit Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks / Deadline Extended: Check Your Credit Report Every Week for Free - Clark Howard Clark Stinks & Ask Clark topics include: Cell phone insurance, Airbnb Superhost, Kids & Money -Clark's daddy match, Taxes on individual stocks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 19 Mar 2021 19:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / Free credit reports extended- the Clark Smart way to monitor your credit Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks / Deadline Extended: Check Your Credit Report Every Week for Free - Clark Howard Clark Stinks & Ask Clark topics include: Cell phone insurance, Airbnb Superhost, Kids & Money -Clark's daddy match, Taxes on individual stocks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks /

    Deadline Extended: Check Your Credit Report Every Week for Free - Clark Howard

    Clark Stinks & Ask Clark topics include: Cell phone insurance, Airbnb Superhost, Kids & Money -Clark's daddy match, Taxes on individual stocks.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1631     03.18.21 If you were laid off, you may qualify for free COBRA insurance / News about companies you likely use spying on you. Clark explains who qualifies for the new 6 month COBRA healthcare subsidy and how it works. Also, with so much focus on privacy violations, how Google has become proactive when it comes to tracking you for targeted ads. And you may want to shut down permissions for cell phone carriers engaging in extreme spying. Clark argues for opting in, versus having to opt out. How To Opt Out of T-Mobile’s New Ad-Targeting Policy - Clark Howard Ask Clark topics include: Domain registration 5 & 10 year deals, Free trip to the Bahamas- a rip off since the 1980's, Spotting warehouse club clearance items, WhatsApp privacy changes, Index funds. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 18 Mar 2021 19:00:00 -0000 full Clark Howard If you were laid off, you may qualify for free COBRA insurance / News about companies you likely use spying on you. Clark explains who qualifies for the new 6 month COBRA healthcare subsidy and how it works. Also, with so much focus on privacy violations, how Google has become proactive when it comes to tracking you for targeted ads. And you may want to shut down permissions for cell phone carriers engaging in extreme spying. Clark argues for opting in, versus having to opt out. How To Opt Out of T-Mobile’s New Ad-Targeting Policy - Clark Howard Ask Clark topics include: Domain registration 5 & 10 year deals, Free trip to the Bahamas- a rip off since the 1980's, Spotting warehouse club clearance items, WhatsApp privacy changes, Index funds. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark explains who qualifies for the new 6 month COBRA healthcare subsidy and how it works. Also, with so much focus on privacy violations, how Google has become proactive when it comes to tracking you for targeted ads. And you may want to shut down permissions for cell phone carriers engaging in extreme spying. Clark argues for opting in, versus having to opt out.

    How To Opt Out of T-Mobile’s New Ad-Targeting Policy - Clark Howard

    Ask Clark topics include: Domain registration 5 & 10 year deals, Free trip to the Bahamas- a rip off since the 1980's, Spotting warehouse club clearance items, WhatsApp privacy changes, Index funds.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1550     03.17.21 The pandemic 1 year later & Covid passports / Electric vehicles are transforming the auto industry The pandemic 1 year in - Clark discusses the impact of vaccines on recovery and the emerging Covid passport. / Buying vehicles is in transition as electric vehicles gain range and become more affordable. Direct online versus dealer purchases are in play. Why it's riskly buying a new gas engine vehicle now. Ask clark questions include: Vaccination and Covid test form privacy concerns - Credit Freeze, Travel Insurance, Bitcoin IRA or Savings not recommnended, Zillow zestimates. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 17 Mar 2021 19:00:00 -0000 full Clark Howard The pandemic 1 year later & Covid passports / Electric vehicles are transforming the auto industry The pandemic 1 year in - Clark discusses the impact of vaccines on recovery and the emerging Covid passport. / Buying vehicles is in transition as electric vehicles gain range and become more affordable. Direct online versus dealer purchases are in play. Why it's riskly buying a new gas engine vehicle now. Ask clark questions include: Vaccination and Covid test form privacy concerns - Credit Freeze, Travel Insurance, Bitcoin IRA or Savings not recommnended, Zillow zestimates. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices The pandemic 1 year in - Clark discusses the impact of vaccines on recovery and the emerging Covid passport. / Buying vehicles is in transition as electric vehicles gain range and become more affordable. Direct online versus dealer purchases are in play. Why it's riskly buying a new gas engine vehicle now. Ask clark questions include: Vaccination and Covid test form privacy concerns - Credit Freeze, Travel Insurance, Bitcoin IRA or Savings not recommnended, Zillow zestimates.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1642     03.16.21 Fake Amazon reviews are a plague - reading past the con. / Auto price sticker shock -2 sectors where deals can be found. Clark reveals what's led to bulk purchase of fake reviews on Amazon & how to read between the star ratings. / Almost 30% of new vehicles for sale now cost over $50K! That’s why most people buy used. 2 areas of the used sector have your best bet on price. Ask Clark topics include:  Target Date Funds,  Peacock Streaming Service Review,  Robinhood-SEC Investor Complaint Form,  Clark Howard's Special Rule for Refinancing Your Mortgage,  Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 16 Mar 2021 19:00:00 -0000 full Clark Howard Fake Amazon reviews are a plague - reading past the con. / Auto price sticker shock -2 sectors where deals can be found. Clark reveals what's led to bulk purchase of fake reviews on Amazon & how to read between the star ratings. / Almost 30% of new vehicles for sale now cost over $50K! That’s why most people buy used. 2 areas of the used sector have your best bet on price. Ask Clark topics include:  Target Date Funds,  Peacock Streaming Service Review,  Robinhood-SEC Investor Complaint Form,  Clark Howard's Special Rule for Refinancing Your Mortgage,  Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark reveals what's led to bulk purchase of fake reviews on Amazon & how to read between the star ratings. / Almost 30% of new vehicles for sale now cost over $50K! That’s why most people buy used. 2 areas of the used sector have your best bet on price.

    Ask Clark topics include:  Target Date Funds,  Peacock Streaming Service Review,  Robinhood-SEC Investor Complaint Form,  Clark Howard's Special Rule for Refinancing Your Mortgage, 


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1772     03.15.21 What We Don't Know Can Harm Us: Credit report errors skyrocket. An assignment / Fraudsters morph phishing tactics & migrate their targets. Clark's key rule is your best defense. More than half of all consumer complaints filed with the CFPB concern credit report errors, likely related to the bureaus' waiver from CARES Act compliance. Don't wait until this affects your financial life - A Clark smart vigilance assignment - and it's easy. / Pretext phone calls, emails & texts keep coming, ever more sophisticated. Clark's strategy helps keep you 1 step ahead of criminals. Ask Clark topics include: The merchant lied -Clark didn't buy the warranty: Clark's endorsement policy, If you can't pay your credit card bill, The Best Credit Cards for Small Business Owners, Why Entrepreneurs Should Avoid Business Credit Cards, MLMs. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Mar 2021 19:00:00 -0000 full Clark Howard What We Don't Know Can Harm Us: Credit report errors skyrocket. An assignment / Fraudsters morph phishing tactics & migrate their targets. Clark's key rule is your best defense. More than half of all consumer complaints filed with the CFPB concern credit report errors, likely related to the bureaus' waiver from CARES Act compliance. Don't wait until this affects your financial life - A Clark smart vigilance assignment - and it's easy. / Pretext phone calls, emails & texts keep coming, ever more sophisticated. Clark's strategy helps keep you 1 step ahead of criminals. Ask Clark topics include: The merchant lied -Clark didn't buy the warranty: Clark's endorsement policy, If you can't pay your credit card bill, The Best Credit Cards for Small Business Owners, Why Entrepreneurs Should Avoid Business Credit Cards, MLMs. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices More than half of all consumer complaints filed with the CFPB concern credit report errors, likely related to the bureaus' waiver from CARES Act compliance. Don't wait until this affects your financial life - A Clark smart vigilance assignment - and it's easy. / Pretext phone calls, emails & texts keep coming, ever more sophisticated. Clark's strategy helps keep you 1 step ahead of criminals.

    Ask Clark topics include: The merchant lied -Clark didn't buy the warranty: Clark's endorsement policy, If you can't pay your credit card bill, The Best Credit Cards for Small Business Owners, Why Entrepreneurs Should Avoid Business Credit Cards, MLMs.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1455     03.12.21 Clark answers his critics on Clark Stinks / Auto insurer trick drives up rates - Clark smart ways to keep premiums down. Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks / 2021 policy renewals are using 2019 mileage to set premiums. Clark explains how to handle this and how to save on car insurance overall. Clark Stinks topics include: Long Term Care Insurance, 6 Things To Know Before You Sign Up for Visible, If you use multiple pharmacies, make sure they each have a list of your meds, JOB CORPS, Spousal Roth IRA, Citi Costco Card benefits still include car rental coverage. Ask Clark topics include: Getting out of debt, Home Warranties, HVAC Freon. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 12 Mar 2021 20:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / Auto insurer trick drives up rates - Clark smart ways to keep premiums down. Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks / 2021 policy renewals are using 2019 mileage to set premiums. Clark explains how to handle this and how to save on car insurance overall. Clark Stinks topics include: Long Term Care Insurance, 6 Things To Know Before You Sign Up for Visible, If you use multiple pharmacies, make sure they each have a list of your meds, JOB CORPS, Spousal Roth IRA, Citi Costco Card benefits still include car rental coverage. Ask Clark topics include: Getting out of debt, Home Warranties, HVAC Freon. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks / 2021 policy renewals are using 2019 mileage to set premiums. Clark explains how to handle this and how to save on car insurance overall.

    Clark Stinks topics include: Long Term Care Insurance, 6 Things To Know Before You Sign Up for Visible, If you use multiple pharmacies, make sure they each have a list of your meds, JOB CORPS, Spousal Roth IRA, Citi Costco Card benefits still include car rental coverage. Ask Clark topics include: Getting out of debt, Home Warranties, HVAC Freon.

    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1665     03.11.21 Key advice for home buyers / When should you buy a cell phone service plan? 63% of 2020 homebuyers made an offer on a house - sight unseen. Why a virtual tour is not enough. Half of all cell phone users have never lost or broken a phone, so do you need a service plan? 3 Clark smart ways to protect your phone Question topics include: Additional fees on a used vehicle purchase / Beginner investing / Home refi decision making Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 11 Mar 2021 20:00:00 -0000 full Clark Howard Key advice for home buyers / When should you buy a cell phone service plan? 63% of 2020 homebuyers made an offer on a house - sight unseen. Why a virtual tour is not enough. Half of all cell phone users have never lost or broken a phone, so do you need a service plan? 3 Clark smart ways to protect your phone Question topics include: Additional fees on a used vehicle purchase / Beginner investing / Home refi decision making Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices 63% of 2020 homebuyers made an offer on a house - sight unseen. Why a virtual tour is not enough.

    Half of all cell phone users have never lost or broken a phone, so do you need a service plan? 3 Clark smart ways to protect your phone

    Question topics include: Additional fees on a used vehicle purchase / Beginner investing / Home refi decision making


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1501     03.10.21 Great new construction methods save builders and buyers big money / Make it stop! Ways to reduce spam calls Innovative building methods, including 3D printing, are more efficient, cut construction costs and produce highly energy efficient housing. / Sick of spam calls? Clark has some strategies to help eliminate them. Ask Clark topics include: Life Insurance and How to Buy a Used Car in 7 Steps - Clark Howard. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 10 Mar 2021 20:00:00 -0000 full Clark Howard Great new construction methods save builders and buyers big money / Make it stop! Ways to reduce spam calls Innovative building methods, including 3D printing, are more efficient, cut construction costs and produce highly energy efficient housing. / Sick of spam calls? Clark has some strategies to help eliminate them. Ask Clark topics include: Life Insurance and How to Buy a Used Car in 7 Steps - Clark Howard. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Innovative building methods, including 3D printing, are more efficient, cut construction costs and produce highly energy efficient housing. / Sick of spam calls? Clark has some strategies to help eliminate them. Ask Clark topics include: Life Insurance and How to Buy a Used Car in 7 Steps - Clark Howard.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1624     03.09.21 Economic recovery spending warning includes buy now, pay later hazard / Word to post-pandemic entrepreneurs. Debt looms over intact or improved finances during recovery. Hold any gains and beware the buy now, pay later option on small purchases. 3/4 of users dropped their credit scores. / Picking up the Pieces: Rare opportunity exists to open businesses with less cost and less risk, especially in the restaurant industry. Ask Clark topics include: Car rental insurance, Internet based business phone systems - Ooma & 8x8, Trip Adviser for vacation planning, Do Not Give Your Social Security Number at These Places, Wyze Cam smart security camera for $20 - Clark Deals - Your Guide to DIY Home Security Systems - Clark Howard. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 Mar 2021 20:00:00 -0000 full Clark Howard Economic recovery spending warning includes buy now, pay later hazard / Word to post-pandemic entrepreneurs. Debt looms over intact or improved finances during recovery. Hold any gains and beware the buy now, pay later option on small purchases. 3/4 of users dropped their credit scores. / Picking up the Pieces: Rare opportunity exists to open businesses with less cost and less risk, especially in the restaurant industry. Ask Clark topics include: Car rental insurance, Internet based business phone systems - Ooma & 8x8, Trip Adviser for vacation planning, Do Not Give Your Social Security Number at These Places, Wyze Cam smart security camera for $20 - Clark Deals - Your Guide to DIY Home Security Systems - Clark Howard. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Debt looms over intact or improved finances during recovery. Hold any gains and beware the buy now, pay later option on small purchases. 3/4 of users dropped their credit scores. / Picking up the Pieces: Rare opportunity exists to open businesses with less cost and less risk, especially in the restaurant industry.

    Ask Clark topics include: Car rental insurance, Internet based business phone systems - Ooma & 8x8, Trip Adviser for vacation planning, Do Not Give Your Social Security Number at These Places, Wyze Cam smart security camera for $20 - Clark Deals - Your Guide to DIY Home Security Systems - Clark Howard.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1749     03.08.21 Walmart+ tweaks to compete with Amazon Prime. A Clark smart comparison / How Zillow now brings more certainty to home selling. If you're convenience and price oriented, Walmart+ shines and is worth checking out. / iBuyers have brought convenience to home selling. Now Zillow brings more certainty to the process. Clark offers a smart approach to selling your home today. Ask Clark topics include: How and Why to Refinance Your Mortgage: A Step-By-Step Guide, How to Get a Mortgage in 8 Steps, Hiring a Fee-Only Financial Planner, What is a Fiduciary Financial Advisor?, ProtonMail is free, encrypted email, WhatsApp's new terms are an invasion of privacy. Alternatives include Signal. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Mar 2021 20:00:00 -0000 full Clark Howard Walmart+ tweaks to compete with Amazon Prime. A Clark smart comparison / How Zillow now brings more certainty to home selling. If you're convenience and price oriented, Walmart+ shines and is worth checking out. / iBuyers have brought convenience to home selling. Now Zillow brings more certainty to the process. Clark offers a smart approach to selling your home today. Ask Clark topics include: How and Why to Refinance Your Mortgage: A Step-By-Step Guide, How to Get a Mortgage in 8 Steps, Hiring a Fee-Only Financial Planner, What is a Fiduciary Financial Advisor?, ProtonMail is free, encrypted email, WhatsApp's new terms are an invasion of privacy. Alternatives include Signal. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices If you're convenience and price oriented, Walmart+ shines and is worth checking out. / iBuyers have brought convenience to home selling. Now Zillow brings more certainty to the process. Clark offers a smart approach to selling your home today. Ask Clark topics include: How and Why to Refinance Your Mortgage: A Step-By-Step Guide, How to Get a Mortgage in 8 Steps, Hiring a Fee-Only Financial Planner, What is a Fiduciary Financial Advisor?, ProtonMail is free, encrypted email, WhatsApp's new terms are an invasion of privacy. Alternatives include Signal.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1718     03.05.21 Clark answers his critics on Clark Stinks / Why being a renter may be the smart move now into 2022. Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks. / There are major disruptions in the housing and rental markets now. Several factors figure into the current housing crunch. Clark explains what to consider when making the decision to rent or to buy this and next year. Ask Clark topics include: Borrowing from your 401k, Marijuana stocks, Pet Insurance. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 Mar 2021 20:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / Why being a renter may be the smart move now into 2022. Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks. / There are major disruptions in the housing and rental markets now. Several factors figure into the current housing crunch. Clark explains what to consider when making the decision to rent or to buy this and next year. Ask Clark topics include: Borrowing from your 401k, Marijuana stocks, Pet Insurance. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts and Clark responds. Submit yours at Clark.com/ClarkStinks. / There are major disruptions in the housing and rental markets now. Several factors figure into the current housing crunch. Clark explains what to consider when making the decision to rent or to buy this and next year. Ask Clark topics include: Borrowing from your 401k, Marijuana stocks, Pet Insurance.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1810     03.04.21 Money myths can cost you / Extended warranties - Are the ever worth it? Just under half of people surveyed believe it's best to leave a balance on a credit card - and other money myths that don't serve you well. / Extended warranties on vehicles - when, where and IF you should ever buy one. Ask Clark topics include: What Is a Fiduciary Financial Advisor and Do I Need One?, 529 Plans. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 04 Mar 2021 20:00:00 -0000 full Clark Howard Money myths can cost you / Extended warranties - Are the ever worth it? Just under half of people surveyed believe it's best to leave a balance on a credit card - and other money myths that don't serve you well. / Extended warranties on vehicles - when, where and IF you should ever buy one. Ask Clark topics include: What Is a Fiduciary Financial Advisor and Do I Need One?, 529 Plans. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Just under half of people surveyed believe it's best to leave a balance on a credit card - and other money myths that don't serve you well. / Extended warranties on vehicles - when, where and IF you should ever buy one.

    Ask Clark topics include: What Is a Fiduciary Financial Advisor and Do I Need One?, 529 Plans.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1477     03.03.21 The 'fast furniture' trend and your wallet. / Flood Insurance changes are on the way. Vital info for homeowners and buyers. Urbanization and climate changes are increasing flood risks. Premium adjustments are coming from the National Flood Insurance Program as the Feds realign risk levels. It's vital for homeowners and potential buyers to know the risk level of any property. FloodFactor.com - FloodSmart.gov. // Mobile young adults are renting furniture these days - convenient but is this cost effective? Clark tells you how to get the most from your furniture dollars. Ask Clark topics include: W-4 withholding confusion, Community Property, Buying individual stock picks vs. index funds, Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 03 Mar 2021 20:00:00 -0000 full Clark Howard The 'fast furniture' trend and your wallet. / Flood Insurance changes are on the way. Vital info for homeowners and buyers. Urbanization and climate changes are increasing flood risks. Premium adjustments are coming from the National Flood Insurance Program as the Feds realign risk levels. It's vital for homeowners and potential buyers to know the risk level of any property. FloodFactor.com - FloodSmart.gov. // Mobile young adults are renting furniture these days - convenient but is this cost effective? Clark tells you how to get the most from your furniture dollars. Ask Clark topics include: W-4 withholding confusion, Community Property, Buying individual stock picks vs. index funds, Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Urbanization and climate changes are increasing flood risks. Premium adjustments are coming from the National Flood Insurance Program as the Feds realign risk levels. It's vital for homeowners and potential buyers to know the risk level of any property. FloodFactor.com - FloodSmart.gov. // Mobile young adults are renting furniture these days - convenient but is this cost effective? Clark tells you how to get the most from your furniture dollars.

    Ask Clark topics include: W-4 withholding confusion, Community Property, Buying individual stock picks vs. index funds,



    Want more money advice? Sign up for Clark’s free daily newsletter!


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1443     03.02.21 Streaming: The Paramount+ launch deal and DirecTV status / Unemployment expands eligibility- Who is included and application advice. Paramount+ launches this week. Check out the lineup and see if the promotion for early subscribers is right for you. Also, why you may see DirecTV prices go higher. / Unemployment Insurance has expanded eligibility by executive order. Depending on state, delays continue. Clark has application advice to facilitate the process. Ask Clark topics include: Home Internet, Best Online Banks, How much cash should you keep at home. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 02 Mar 2021 20:00:00 -0000 full Clark Howard Streaming: The Paramount+ launch deal and DirecTV status / Unemployment expands eligibility- Who is included and application advice. Paramount+ launches this week. Check out the lineup and see if the promotion for early subscribers is right for you. Also, why you may see DirecTV prices go higher. / Unemployment Insurance has expanded eligibility by executive order. Depending on state, delays continue. Clark has application advice to facilitate the process. Ask Clark topics include: Home Internet, Best Online Banks, How much cash should you keep at home. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Paramount+ launches this week. Check out the lineup and see if the promotion for early subscribers is right for you. Also, why you may see DirecTV prices go higher. / Unemployment Insurance has expanded eligibility by executive order. Depending on state, delays continue. Clark has application advice to facilitate the process.

    Ask Clark topics include: Home Internet, Best Online Banks, How much cash should you keep at home.



    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1572     03.01.21 Timing is Everything: An Important deadline for small business owners / Booking your next travel adventure. PPP - This time is different. For the next 9 days, businesses with less than 20 employees can apply exclusively. Non-banks, meaning credit unions and fintechs, play fair. This money IS available with loan forgiveness if eligible. / Clark advises on when & how to book air travel for later this year into early 22 - before prices go "sky high" with increased demand. And, should you should consider cruises? Ask Clark topics include: Resource for entrepreneurs - SCORE.org, T-Mobile Money is awesome, The Southwest Companion Pass. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Mar 2021 20:00:00 -0000 full Clark Howard Timing is Everything: An Important deadline for small business owners / Booking your next travel adventure. PPP - This time is different. For the next 9 days, businesses with less than 20 employees can apply exclusively. Non-banks, meaning credit unions and fintechs, play fair. This money IS available with loan forgiveness if eligible. / Clark advises on when & how to book air travel for later this year into early 22 - before prices go "sky high" with increased demand. And, should you should consider cruises? Ask Clark topics include: Resource for entrepreneurs - SCORE.org, T-Mobile Money is awesome, The Southwest Companion Pass. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices PPP - This time is different. For the next 9 days, businesses with less than 20 employees can apply exclusively. Non-banks, meaning credit unions and fintechs, play fair. This money IS available with loan forgiveness if eligible. / Clark advises on when & how to book air travel for later this year into early 22 - before prices go "sky high" with increased demand. And, should you should consider cruises?

    Ask Clark topics include: Resource for entrepreneurs - SCORE.org, T-Mobile Money is awesome, The Southwest Companion Pass.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1470     02.26.21 Clark answers his critics on Clark Stinks / A trend in the supermarket industry that can save you up to 50%  Christa shares Clark Stinks posts on the site with Clark. Submit yours at Clark.com/ClarkStinks. / Transformation in the supermarket industry is creating major savings opportunity for you. Clark points to your lower cost options. Ask Clark topics include: Should I Stop Paying My Student Loans Right Now? - Clark Howard / ABLE accounts: A tax-free way for parents of disabled kids to save for the future-Clark Howard Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 26 Feb 2021 20:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / A trend in the supermarket industry that can save you up to 50%  Christa shares Clark Stinks posts on the site with Clark. Submit yours at Clark.com/ClarkStinks. / Transformation in the supermarket industry is creating major savings opportunity for you. Clark points to your lower cost options. Ask Clark topics include: Should I Stop Paying My Student Loans Right Now? - Clark Howard / ABLE accounts: A tax-free way for parents of disabled kids to save for the future-Clark Howard Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts on the site with Clark. Submit yours at Clark.com/ClarkStinks. /

    Transformation in the supermarket industry is creating major savings opportunity for you. Clark points to your lower cost options.

    Ask Clark topics include: Should I Stop Paying My Student Loans Right Now? - Clark Howard /

    ABLE accounts: A tax-free way for parents of disabled kids to save for the future-Clark Howard


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1559     02.25.21 Privacy Protection: WhatsApp alternatives / The Kroger data breach part of something deep - your assignment Facebook owned WhatsApp is changing terms of service allowing them to invade privacy. Clark's warning and alternatives. Also, the Kroger data breach is part of an overall massive breach affecting many companies. Resist breach fatigue and freeze your credit if you haven't yet. Ask Clark topics include: Bill reduction services, Robocalls, Credit cards ditching car rental coverage. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 25 Feb 2021 20:00:00 -0000 full Clark Howard Privacy Protection: WhatsApp alternatives / The Kroger data breach part of something deep - your assignment. Facebook owned WhatsApp is changing terms of service allowing them to invade privacy. Clark's warning and alternatives. Also, the Kroger data breach is part of an overall massive breach affecting many companies. Resist breach fatigue and freeze your credit if you haven't yet. Ask Clark topics include: Bill reduction services, Robocalls, Credit cards ditching car rental coverage. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Facebook owned WhatsApp is changing terms of service allowing them to invade privacy. Clark's warning and alternatives. Also, the Kroger data breach is part of an overall massive breach affecting many companies. Resist breach fatigue and freeze your credit if you haven't yet.

    Ask Clark topics include: Bill reduction services, Robocalls, Credit cards ditching car rental coverage.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1628     02.24.21 The Power of the Pivot-Knowing where your transferable skills are needed. Also, your options when your employer doesn't offer a 401K match or any retirement account. The Power of the Pivot: Job demand is up in some areas. Clark offers guidance on finding active job categories and transferring your skill set outside the box. Some who have pivoted have increased their incomes. Also, when your employer offers no retirement plan or match, Clark gets you started on handling your own future financial security. -How to Open a Roth IRA - Clark Howard. / Ask Clark topics include: Trekz earbuds, employer 401K security freeze, The dangers of Zelle. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 24 Feb 2021 20:00:00 -0000 full Clark Howard The Power of the Pivot-Knowing your where your transferable skills are needed. Also, your options when your employer doesn't offer a 401K match or any retirement account The Power of the Pivot: Job demand is up in some areas. Clark offers guidance on finding active job categories and transferring your skill set outside the box. Some who have pivoted have increased their incomes. Also, when your employer offers no retirement plan or match, Clark gets you started on handling your own future financial security. -How to Open a Roth IRA - Clark Howard. / Ask Clark topics include: Trekz earbuds, employer 401K security freeze, The dangers of Zelle. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices The Power of the Pivot: Job demand is up in some areas. Clark offers guidance on finding active job categories and transferring your skill set outside the box. Some who have pivoted have increased their incomes. Also, when your employer offers no retirement plan or match, Clark gets you started on handling your own future financial security. -How to Open a Roth IRA - Clark Howard. / Ask Clark topics include: Trekz earbuds, employer 401K security freeze, The dangers of Zelle.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1566     02.23.21 A new way to invest that doesn’t involve buying stocks hyped on Reddit. Also, a new charge is appearing on bills of all kinds. What to watch for. Clark recommends long-term investing and welcomes Marcus Invest from Goldman Sachs for small investors, akin to Wealthfront & Betterment. Also, PPE cost money and the charges are being passed on to you. Be aware when paying extra. Ask Clark topics include: Timeshares and Credit Cards. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 23 Feb 2021 20:00:00 -0000 full Clark Howard A new way to invest that doesn’t involve buying stocks hyped on Reddit. Also, a new charge is appearing on bills of all kinds. What to watch for. Clark recommends long-term investing and welcomes Marcus Invest from Goldman Sachs for small investors, akin to Wealthfront & Betterment. Also, PPE cost money and the charges are being passed on to you. Be aware when paying extra. Ask Clark topics include: Timeshares and Credit Cards. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark recommends long-term investing and welcomes Marcus Invest from Goldman Sachs for small investors, akin to Wealthfront & Betterment. Also, PPE cost money and the charges are being passed on to you. Be aware when paying extra. Ask Clark topics include: Timeshares and Credit Cards.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1586     02.22.21 Car buyer update for new and used vehiciles / A stand out cell phone plan How Ford's new Blue Advantage car buying program stacks up to CarMax & Carvana and why now isn't the time to buy a new vehicle. / Verizon's discounter Visible has an improved plan that could save you major money. 6 Things to Know Before You Sign Up for Visible - Clark Howard Question topics include: Canadian savings accounts, 10 Ways to Save on Prescription Drugs - Clark Howard, the Bumped app has changed, Why You Should Never Sign Up for Overdraft Protection - Clark Howard. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Feb 2021 20:00:00 -0000 full Clark Howard Car buyer update for new and used vehicles / A stand out cell phone plan How Ford's new Blue Advantage car buying program stacks up to CarMax & Carvana and why now isn't the time to buy a new vehicle. / Verizon's discounter Visible has an improved plan that could save you major money. 6 Things to Know Before You Sign Up for Visible - Clark Howard Question topics include: Canadian savings accounts, 10 Ways to Save on Prescription Drugs - Clark Howard, the Bumped app has changed, Why You Should Never Sign Up for Overdraft Protection - Clark Howard. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices How Ford's new Blue Advantage car buying program stacks up to CarMax & Carvana and why now isn't the time to buy a new vehicle. / Verizon's discounter Visible has an improved plan that could save you major money. 6 Things to Know Before You Sign Up for Visible - Clark Howard

    Question topics include: Canadian savings accounts, 10 Ways to Save on Prescription Drugs - Clark Howard, the Bumped app has changed, Why You Should Never Sign Up for Overdraft Protection - Clark Howard.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1466     02.19.21 Clark answers his critics on Clark Stinks / Jobs that pay a great starting salary for college grads Christa shares Clark Stinks posts on the site with Clark. Submit yours at Clark.com/ClarkStinks. A poll finds many teens and young adults believe a high school education is enough to earn a decent living. Generally, more education is needed for stable employment, via state technical schools and/or colleges. Clark lists the best paying jobs out of college and explains you don't have to go into massive student loan debt to earn a college degree. Question topics include: Amazon reviews / Finding a reputable home appraiser / Credit card application denial - Credit reports Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 19 Feb 2021 20:00:00 -0000 full Clark Howard Clark answers his critics on Clark Stinks / Jobs that pay a great starting salary for college grads Christa shares Clark Stinks posts on the site with Clark. Submit yours at Clark.com/ClarkStinks. A poll finds many teens and young adults believe a high school education is enough to earn a decent living. Generally, more education is needed for stable employment, via state technical schools and/or colleges. Clark lists the best paying jobs out of college and explains you don't have to go into massive student loan debt to earn a college degree. Question topics include: Amazon reviews / Finding a reputable home appraiser / Credit card application denial - Credit reports Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares Clark Stinks posts on the site with Clark. Submit yours at Clark.com/ClarkStinks.

    A poll finds many teens and young adults believe a high school education is enough to earn a decent living. Generally, more education is needed for stable employment, via state technical schools and/or colleges. Clark lists the best paying jobs out of college and explains you don't have to go into massive student loan debt to earn a college degree.

    Question topics include: Amazon reviews / Finding a reputable home appraiser / Credit card application denial - Credit reports


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1644     02.18.21 Renters' Rights and the Mortgage Forebearance extension / Auto theft and breakins-Prevention Rule changes for renters and home buyers have occurred. Renters facing eviction have rights, but must verify economic hardship and follow procedure. Clark explains what forebearance now exists for FHA, Fannie Mae or Freddie Mac mortgage holders and payment strategies. Crimes stats are up. Extra measures you can take to help prevent car theft and break-ins Ask Clark topics include the virtual mailbox in the absence of a physical home address, how to protect the Schwab debit card Links mentioned: CDC form to avoid eviction for apartment renters / Hello Landlord – by SixFifty / Federal Register Notice: Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19 | CDC. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 18 Feb 2021 20:00:00 -0000 full Clark Howard Renters' Rights and the Mortgage Forebearance extension / Auto theft and breakins-Prevention Rule changes for renters and home buyers have occurred. Renters facing eviction have rights, but must verify economic hardship and follow procedure. Clark explains what forebearance now exists for FHA, Fannie Mae or Freddie Mac mortgage holders and payment strategies. Crimes stats are up. Extra measures you can take to help prevent car theft and break-ins Ask Clark topics include the virtual mailbox in the absence of a physical home address, how to protect the Schwab debit card Links mentioned: CDC form to avoid eviction for apartment renters / Hello Landlord – by SixFifty / Federal Register Notice: Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19 | CDC. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Rule changes for renters and home buyers have occurred. Renters facing eviction have rights, but must verify economic hardship and follow procedure. Clark explains what forebearance now exists for FHA, Fannie Mae or Freddie Mac mortgage holders and payment strategies.

    Crimes stats are up. Extra measures you can take to help prevent car theft and break-ins

    Ask Clark topics include the virtual mailbox in the absence of a physical home address, how to protect the Schwab debit card

    Links mentioned: CDC form to avoid eviction for apartment renters / Hello Landlord – by SixFifty / Federal Register Notice: Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19 | CDC.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1505     02.17.21 Stock trading tax issues + index funds / Employment prospects as the economy recovers If you must do high-frequency stock trades, Clark gives you the tax-smart way to proceed and explains the beauty of index funds. / Surprising news and Clark smart direction on the job front. Clark answers your questions: Youth banking accounts / How to spot a car wrap scam / WYZE home security Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 17 Feb 2021 20:00:00 -0000 full Clark Howard Stock trading tax issues + index funds / Employment prospects as the economy recovers If you must do high-frequency stock trades, Clark gives you the tax-smart way to proceed and explains the beauty of index funds. / Surprising news and Clark smart direction on the job front. Clark answers your questions: Youth banking accounts / How to spot a car wrap scam / WYZE home security Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices If you must do high-frequency stock trades, Clark gives you the tax-smart way to proceed and explains the beauty of index funds. / Surprising news and Clark smart direction on the job front.

    Clark answers your questions: Youth banking accounts / How to spot a car wrap scam / WYZE home security


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1572     02.16.21 Vaccine scams are proliferating- can you spot them? / A new way to save on high cost generic drugs The Mark Cuban Cost Plus Drug Company offers more affordable versions of expensive generic drugs / Vaccine fraudsters are after your money and personal information. Clark explains the red flags to look out for. Clark answers your questions: Sports programming on streaming channels - check T-Mobile Tuesdays for free MLB. / Kill A Watt electricity usage monitors / Able Accounts / HSA Accounts Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 16 Feb 2021 20:00:00 -0000 full Clark Howard Vaccine scams are proliferating- can you spot them? / A new way to save on high cost generic drugs The Mark Cuban Cost Plus Drug Company offers more affordable versions of expensive generic drugs / Vaccine fraudsters are after your money and personal information. Clark explains the red flags to look out for. Clark answers your questions: Sports programming on streaming channels - check T-Mobile Tuesdays for free MLB. / Kill A Watt electricity usage monitors / Able Accounts / HSA Accounts Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices The Mark Cuban Cost Plus Drug Company offers more affordable versions of expensive generic drugs / Vaccine fraudsters are after your money and personal information. Clark explains the red flags to look out for.

    Clark answers your questions: Sports programming on streaming channels - check T-Mobile Tuesdays for free MLB. / Kill A Watt electricity usage monitors / Able Accounts / HSA Accounts


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1591     02.15.21 State & local revenues not terrible / Ponzi fraud is booming Clark explains how state and local revenues are faring so far in the pandemic. Ponzi schemes are alive and well. Know how the game is played, so you don't get played. The Ponzi Scheme Blog. Clark fields questions on 3 to 5G security system monitoring / How tax credits on electric vehicles work. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Feb 2021 20:00:00 -0000 full Clark Howard State & local revenues not terrible / Ponzi fraud is booming Clark explains how state and local revenues are faring so far in the pandemic. Ponzi schemes are alive and well. Know how the game is played, so you don't get played. The Ponzi Scheme Blog. Clark fields questions on 3 to 5G security system monitoring / How tax credits on electric vehicles work. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark explains how state and local revenues are faring so far in the pandemic. Ponzi schemes are alive and well. Know how the game is played, so you don't get played.

    The Ponzi Scheme Blog. Clark fields questions on 3 to 5G security system monitoring / How tax credits on electric vehicles work.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1501     2.12.21 Clark Stinks; Payment apps like Venmo and Cash App need to serve customers better! Christa shares the Clark Stinks posted on the web and shares with Clark. Submit yours at Clark.com/ClarkStinks. The CFPB has launched a probe into Venmo's debt collection practices. Clark tells you what you need to know about using these payment apps so you don't lose money. Question topics include: cable company problems and where to get a nice mattress for a reasonable price. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 12 Feb 2021 20:00:00 -0000 full Clark Howard Clark Stinks; Payment apps like Venmo and Cash App need to serve customers better! Christa shares the Clark Stinks posted on the web and shares with Clark. Submit yours at Clark.com/ClarkStinks. The CFPB has launched a probe into Venmo's debt collection practices. Clark tells you what you need to know about using these payment apps so you don't lose money. Question topics include: cable company problems and where to get a nice mattress for a reasonable price. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares the Clark Stinks posted on the web and shares with Clark. Submit yours at Clark.com/ClarkStinks.


    The CFPB has launched a probe into Venmo's debt collection practices. Clark tells you what you need to know about using these payment apps so you don't lose money.


    Question topics include: cable company problems and where to get a nice mattress for a reasonable price.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1603     2.11.21 People are being taxed for fraudulent unemployment benefits; Foreclosure moratorium extended The Consumer Action Center is being inundated with calls from listeners getting a 1099G form indicating that they are being taxed on unemployment benefits even though they never signed up for unemployment! Clark tells you how to handle it if you get one of these forms in your mailbox. President Biden just extended the moratorium on foreclosures. Clark discusses what you should do if you need as a homeowner or a tenant. Question topics: buying plane tickets now, tax on stock market earnings, contributing to a target-date retirement fund. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 11 Feb 2021 20:00:00 -0000 full Clark Howard People are being taxed for fraudulent unemployment benefits; Foreclosure moratorium extended The Consumer Action Center is being inundated with calls from listeners getting a 1099G form indicating that they are being taxed on unemployment benefits even though they never signed up for unemployment! Clark tells you how to handle it if you get one of these forms in your mailbox. President Biden just extended the moratorium on foreclosures. Clark discusses what you should do if you need as a homeowner or a tenant. Question topics: buying plane tickets now, tax on stock market earnings, contributing to a target-date retirement fund. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices The Consumer Action Center is being inundated with calls from listeners getting a 1099G form indicating that they are being taxed on unemployment benefits even though they never signed up for unemployment! Clark tells you how to handle it if you get one of these forms in your mailbox.


    President Biden just extended the moratorium on foreclosures. Clark discusses what you should do if you need as a homeowner or a tenant.


    Question topics: buying plane tickets now, tax on stock market earnings, contributing to a target-date retirement fund.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1582     02.10.21 The high cost of chasing tech; Life insurance for younger adults in the age of Covid How much it would cost if you bought all Samsung or Apple have to offer? Life insurance gains relevance for those under 40. Clark discusses the best kind of life insurance and how to buy it Question topics: Pretext scam calls claiming to be from Amazon / Paying off a mortgage early / A lawyer as executor / First credit cards / Credit versus debit cards for online purchases. Mentioned Links: How to Buy Term Life Insurance in 7 Easy Steps Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 10 Feb 2021 20:00:00 -0000 full Clark Howard The high cost of chasing tech; Life insurance for younger adults in the age of Covid How much it would cost if you bought all Samsung or Apple have to offer? Life insurance gains relevance for those under 40. Clark discusses the best kind of life insurance and how to buy it Question topics: Pretext scam calls claiming to be from Amazon / Paying off a mortgage early / A lawyer as executor / First credit cards / Credit versus debit cards for online purchases. Mentioned Links: How to Buy Term Life Insurance in 7 Easy Steps Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices How much it would cost if you bought all Samsung or Apple have to offer?

    Life insurance gains relevance for those under 40. Clark discusses the best kind of life insurance and how to buy it

    Question topics: Pretext scam calls claiming to be from Amazon / Paying off a mortgage early / A lawyer as executor / First credit cards / Credit versus debit cards for online purchases.

    Mentioned Links: How to Buy Term Life Insurance in 7 Easy Steps


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1551     02.09.21 Harmful, false posts about people online; The cheapest home security system Google yourself to see what is out there about you. Revenge posting can be harmful to job seekers and to relationships. Clark discusses ways to minimize the damage. How self-install security systems have evolved - Wyze introduces the cheapest security system and monitoring. Clark question topics include: When to rent before buying a home and when to accept a collections resolution offer Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 Feb 2021 20:00:00 -0000 full Clark Howard Harmful, false posts about people online; The cheapest home security system Google yourself to see what is out there about you. Revenge posting can be harmful to job seekers and to relationships. Clark discusses ways to minimize the damage. How self-install security systems have evolved - Wyze introduces the cheapest security system and monitoring. Clark question topics include: When to rent before buying a home and when to accept a collections resolution offer Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Google yourself to see what is out there about you. Revenge posting can be harmful to job seekers and to relationships. Clark discusses ways to minimize the damage.

    How self-install security systems have evolved - Wyze introduces the cheapest security system and monitoring.

    Clark question topics include: When to rent before buying a home and when to accept a collections resolution offer


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1563     02.08.21 Who Are the REAL bargain retailers; Protect yourself from proliferating phone scams To stretch your dollar further, it's important to shop in the right places. Bargain retailers: Online versus in-store when you're trying to Save More. 1 in 5 people have lost money to a phone scam in the past 12 months. Clark talks about how to protect yourself and your loved ones. Clark question topics include: Free state tax filing, printers and ink cartridges, ditching an annual fee credit card, & internet while traveling. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Feb 2021 20:00:00 -0000 full Clark Howard Who Are the REAL bargain retailers; Protect yourself from proliferating phone scams To stretch your dollar further, it's important to shop in the right places. Bargain retailers: Online versus in-store when you're trying to Save More. 1 in 5 people have lost money to a phone scam in the past 12 months. Clark talks about how to protect yourself and your loved ones. Clark question topics include: Free state tax filing, printers and ink cartridges, ditching an annual fee credit card, & internet while traveling. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices To stretch your dollar further, it's important to shop in the right places. Bargain retailers: Online versus in-store when you're trying to Save More.

    1 in 5 people have lost money to a phone scam in the past 12 months. Clark talks about how to protect yourself and your loved ones.

    Clark question topics include: Free state tax filing, printers and ink cartridges, ditching an annual fee credit card, & internet while traveling.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1629     02.05.21 Clark Stinks; February deals and the best Presidents' Day bargains Christa shares the Clark Stinks posted on the web and shares with Clark. Submit yours at Clark.com/ClarkStinks. Many Presidents' Day deals are being touted. How to know what's a real deal and what's not in the month of February. Clark explains how to save on prescription medication Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 Feb 2021 20:00:00 -0000 full Clark Howard Clark Stinks; February deals and the best Presidents' Day bargains Christa shares the Clark Stinks posted on the web and shares with Clark. Submit yours at Clark.com/ClarkStinks. Many Presidents' Day deals are being touted. How to know what's a real deal and what's not in the month of February. Clark explains how to save on prescription medication Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa shares the Clark Stinks posted on the web and shares with Clark. Submit yours at Clark.com/ClarkStinks.

    Many Presidents' Day deals are being touted. How to know what's a real deal and what's not in the month of February.

    Clark explains how to save on prescription medication


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1548     02.04.21 Future of the stock market; Chase credit card terms; Clark's Amazon saga update Clark's latest take on the GameStop and other market mania and what it means about the future of the stock market. Clark fields questions about Chase's new credit card policy, social RobinHood and security numbers, buying a new car, buying a car on eBay, charitable donations. Links mentioned in this episode: Clark.com article on Stock Trading and Investment Apps: https://clark.com/personal-finance-credit/investing-retirement/best-investment-apps/ Clark.com Credit Freeze Guide: https://clark.com/credit/credit-freeze-and-thaw-guide/ Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 04 Feb 2021 20:00:00 -0000 full Clark Howard Future of the stock market; Chase credit card terms; Clark's Amazon saga update Clark's latest take on the GameStop and other market mania and what it means about the future of the stock market. Clark fields questions about Chase's new credit card policy, social RobinHood and security numbers, buying a new car, buying a car on eBay, charitable donations. Links mentioned in this episode: Clark.com article on Stock Trading and Investment Apps: https://clark.com/personal-finance-credit/investing-retirement/best-investment-apps/ Clark.com Credit Freeze Guide: https://clark.com/credit/credit-freeze-and-thaw-guide/ Learn more about your ad choices. Visit megaphone.fm/adchoices Clark's latest take on the GameStop and other market mania and what it means about the future of the stock market. Clark fields questions about Chase's new credit card policy, social RobinHood and security numbers, buying a new car, buying a car on eBay, charitable donations.

    Links mentioned in this episode:

    Clark.com article on Stock Trading and Investment Apps: https://clark.com/personal-finance-credit/investing-retirement/best-investment-apps/

    Clark.com Credit Freeze Guide: https://clark.com/credit/credit-freeze-and-thaw-guide/


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1550     2.3.21 Do you need an 8k TV!?; Here's what you should do if you've fared well through this pandemic In recent years we've been buying 4k tv's even though there isn't much content delivered in 4k! But the tv manufacturers are now starting to sell us on 8k televisions. Don't buy the hype. Now you can get 4k programming over the air with an antenna for free! The pandemic has made the wealth inequality in our country worse than ever. If you've fared well during the pandemic, think about how you can care for others who haven't. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 03 Feb 2021 20:00:00 -0000 full Clark Howard Do you need an 8k TV!?; Here's what you should do if you've fared well through this pandemic In recent years we've been buying 4k tv's even though there isn't much content delivered in 4k! But the tv manufacturers are now starting to sell us on 8k televisions. Don't buy the hype. Now you can get 4k programming over the air with an antenna for free! The pandemic has made the wealth inequality in our country worse than ever. If you've fared well during the pandemic, think about how you can care for others who haven't. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices In recent years we've been buying 4k tv's even though there isn't much content delivered in 4k! But the tv manufacturers are now starting to sell us on 8k televisions. Don't buy the hype. Now you can get 4k programming over the air with an antenna for free!


    The pandemic has made the wealth inequality in our country worse than ever. If you've fared well during the pandemic, think about how you can care for others who haven't.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1637     2.2.21 How vaccines will affect employment and travel; Paramount+ prelaunch discount Being vaccinated will be a green light for both employment and travel moving forward. Employers seek to reduce liability risk. Vaccination comes with digital verification and will be required for travel. With more and more streaming products hitting the market, how do you decide which ones to sign up for? Sometimes prepaying will get you a better deal. That's the case with the new Paramount+ prelaunch discount Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 02 Feb 2021 20:00:00 -0000 full Clark Howard How vaccines will affect employment and travel; Paramount+ prelaunch discount Being vaccinated will be a green light for both employment and travel moving forward. Employers seek to reduce liability risk. Vaccination comes with digital verification and will be required for travel. With more and more streaming products hitting the market, how do you decide which ones to sign up for? Sometimes prepaying will get you a better deal. That's the case with the new Paramount+ prelaunch discount Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Being vaccinated will be a green light for both employment and travel moving forward. Employers seek to reduce liability risk. Vaccination comes with digital verification and will be required for travel.


    With more and more streaming products hitting the market, how do you decide which ones to sign up for? Sometimes prepaying will get you a better deal. That's the case with the new Paramount+ prelaunch discount


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1864     2.1.21 Producer Joel announces his departure; The pandemic has changed the way you should think about auto insurance. Producer Joel is moving on to pursue his own podcast called How To Money full time. He and Clark discuss Joel's venture and the current real estate market for potential landlords. The pandemic has reduced how much we drive and Clark recommends rethinking auto insurance to include companies that charge by the mile (Metromile) and/or track driver distance and performance. The trade-off of privacy for more accurate pricing can reduce costs for you and improve industry pricing practices overall. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Feb 2021 20:00:00 -0000 full Clark Howard Producer Joel announces his departure; The pandemic has changed the way you should think about auto insurance. Producer Joel is moving on to pursue his own podcast called How To Money full time. He and Clark discuss Joel's venture and the current real estate market for potential landlords. The pandemic has reduced how much we drive and Clark recommends rethinking auto insurance to include companies that charge by the mile (Metromile) and/or track driver distance and performance. The trade-off of privacy for more accurate pricing can reduce costs for you and improve industry pricing practices overall. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Producer Joel is moving on to pursue his own podcast called How To Money full time. He and Clark discuss Joel's venture and the current real estate market for potential landlords.


    The pandemic has reduced how much we drive and Clark recommends rethinking auto insurance to include companies that charge by the mile (Metromile) and/or track driver distance and performance. The trade-off of privacy for more accurate pricing can reduce costs for you and improve industry pricing practices overall.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1765     1.29.21 Clark Stinks; How people are handling stimulus funds Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks. New stats reveal how Americans are spending stimulus funds. For many, the money is vital to survival. For others, it's been used to pay down debt and increase savings, which in turn will contribute to economic recovery gradually, starting mid-year. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 29 Jan 2021 20:00:00 -0000 full Clark Howard Clark Stinks; How people are handling stimulus funds Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks. New stats reveal how Americans are spending stimulus funds. For many, the money is vital to survival. For others, it's been used to pay down debt and increase savings, which in turn will contribute to economic recovery gradually, starting mid-year. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks.


    New stats reveal how Americans are spending stimulus funds. For many, the money is vital to survival. For others, it's been used to pay down debt and increase savings, which in turn will contribute to economic recovery gradually, starting mid-year.



    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1746     1.28.21 Where Americans are moving right now; Retailer closings mean you need to use your gift cards now A new report from Uhaul shows which states Americans are moving to and which states people are leaving. The top 3 states don't have a state income tax! But it turns out that one of the largest reasons that people are moving is to find cheaper housing. And if you are moving, Clark tells you what to watch out for when hiring a moving company. Godiva announced that it will be closing all of its US and Canadian locations. Don't worry, you can still buy your Godiva chocolates elsewhere. But there's a lesson in this for consumers - use your gift cards ASAP. Retailers and restaurants are feeling the pain right now, so make sure to locate and use any gift cards in your possession soon so that you aren't left with worthless plastic. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 28 Jan 2021 20:00:00 -0000 full Clark Howard Where Americans are moving right now; Retailer closings mean you need to use your gift cards now A new report from Uhaul shows which states Americans are moving to and which states people are leaving. The top 3 states don't have a state income tax! But it turns out that one of the largest reasons that people are moving is to find cheaper housing. And if you are moving, Clark tells you what to watch out for when hiring a moving company. Godiva announced that it will be closing all of its US and Canadian locations. Don't worry, you can still buy your Godiva chocolates elsewhere. But there's a lesson in this for consumers - use your gift cards ASAP. Retailers and restaurants are feeling the pain right now, so make sure to locate and use any gift cards in your possession soon so that you aren't left with worthless plastic. Learn more about your ad choices. Visit megaphone.fm/adchoices A new report from Uhaul shows which states Americans are moving to and which states people are leaving. The top 3 states don't have a state income tax! But it turns out that one of the largest reasons that people are moving is to find cheaper housing. And if you are moving, Clark tells you what to watch out for when hiring a moving company.


    Godiva announced that it will be closing all of its US and Canadian locations. Don't worry, you can still buy your Godiva chocolates elsewhere. But there's a lesson in this for consumers - use your gift cards ASAP. Retailers and restaurants are feeling the pain right now, so make sure to locate and use any gift cards in your possession soon so that you aren't left with worthless plastic.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1770     1.27.21 Gamestop & the stock market; How to sign up for healthcare if you lost your job Despite store closings, Gamestop stock has climbed rapidly as young investors bid up the value. Clark believes this is a bubble that could burst and hurt you if you're investing in a speculative way. The Biden administration is set to reopen the healthcare exchange so that those uninsured by job loss have viable healthcare options. Clark explains purchasing a compliant policy at Healthcare.gov versus buying a non-compliant policy that offers inferior coverage. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 27 Jan 2021 20:00:00 -0000 full Clark Howard Gamestop & the stock market; How to sign up for healthcare if you lost your job Despite store closings, Gamestop stock has climbed rapidly as young investors bid up the value. Clark believes this is a bubble that could burst and hurt you if you're investing in a speculative way. The Biden administration is set to reopen the healthcare exchange so that those uninsured by job loss have viable healthcare options. Clark explains purchasing a compliant policy at Healthcare.gov versus buying a non-compliant policy that offers inferior coverage. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Despite store closings, Gamestop stock has climbed rapidly as young investors bid up the value. Clark believes this is a bubble that could burst and hurt you if you're investing in a speculative way.


    The Biden administration is set to reopen the healthcare exchange so that those uninsured by job loss have viable healthcare options. Clark explains purchasing a compliant policy at Healthcare.gov versus buying a non-compliant policy that offers inferior coverage.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1706     1.26.21 Higher mortgage rates are coming; Medical tourism is rebounding in a big way Mortgage rates are likely to rise in the coming months. Clark thinks that we'll see rates rise modestly in 2021. So if you're looking to refinance, do it sooner rather than later! Americans are getting back on board with medical tourism even though we're still in the middle of the Covid pandemic. If you are willing to travel, you can save big money by getting medical or dental work in another country. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 26 Jan 2021 20:00:00 -0000 full Clark Howard Higher mortgage rates are coming; Medical tourism is rebounding in a big way Mortgage rates are likely to rise in the coming months. Clark thinks that we'll see rates rise modestly in 2021. So if you're looking to refinance, do it sooner rather than later! Americans are getting back on board with medical tourism even though we're still in the middle of the Covid pandemic. If you are willing to travel, you can save big money by getting medical or dental work in another country. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mortgage rates are likely to rise in the coming months. Clark thinks that we'll see rates rise modestly in 2021. So if you're looking to refinance, do it sooner rather than later!


    Americans are getting back on board with medical tourism even though we're still in the middle of the Covid pandemic. If you are willing to travel, you can save big money by getting medical or dental work in another country.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1620     1.25.21 Buy a used car with a 30-day return policy; Food delivery app fees are absurd and they hurt restaurants Carmax has a generous new return policy. You have 30 days now to drive that used car before you are stuck with it for good. Carmax and Carvana are reaping the rewards of being more consumer-friendly. Food delivery apps can cost you an additional 40%. Clark says that you should opt to order directly from your favorite restaurants and choose to pick your food up instead of using the major apps. This saves you money and keeps more of that cash in the restaurant's hands as well. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Jan 2021 20:00:00 -0000 full Clark Howard Buy a used car with a 30-day return policy; Food delivery app fees are absurd and they hurt restaurants Carmax has a generous new return policy. You have 30 days now to drive that used car before you are stuck with it for good. Carmax and Carvana are reaping the rewards of being more consumer-friendly. Food delivery apps can cost you an additional 40%. Clark says that you should opt to order directly from your favorite restaurants and choose to pick your food up instead of using the major apps. This saves you money and keeps more of that cash in the restaurant's hands as well. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Carmax has a generous new return policy. You have 30 days now to drive that used car before you are stuck with it for good. Carmax and Carvana are reaping the rewards of being more consumer-friendly.


    Food delivery apps can cost you an additional 40%. Clark says that you should opt to order directly from your favorite restaurants and choose to pick your food up instead of using the major apps. This saves you money and keeps more of that cash in the restaurant's hands as well.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1586     1.22.21 Clark Stinks; How to avoid losing your FSA funds Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks. Clark talks about the new rules about how to avoid losing unused money that you've set aside in your FSA. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 22 Jan 2021 20:00:00 -0000 full Clark Howard Clark Stinks; How to avoid losing your FSA funds Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks. Clark talks about the new rules about how to avoid losing unused money that you've set aside in your FSA. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks.


    Clark talks about the new rules about how to avoid losing unused money that you've set aside in your FSA.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1548     1.21.21 Free tax filing is open on the IRS website now; Getting paid to get vaccinated IRS free file is the place to go for most people who have an AGI of less than $72k. And you can file your 2020 tax return today if you want - although the IRS won't start processing returns until mid-February. Clark just got his first round of vaccine. Some employers are paying employees to get vaccinated. What started with Dollar General has now expanded to other employers who are offering different amounts of money if their employees will get in line to get theirs. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 21 Jan 2021 20:00:00 -0000 full Clark Howard Free tax filing is open on the IRS website now; Getting paid to get vaccinated IRS free file is the place to go for most people who have an AGI of less than $72k. And you can file your 2020 tax return today if you want - although the IRS won't start processing returns until mid-February. Clark just got his first round of vaccine. Some employers are paying employees to get vaccinated. What started with Dollar General has now expanded to other employers who are offering different amounts of money if their employees will get in line to get theirs. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices IRS free file is the place to go for most people who have an AGI of less than $72k. And you can file your 2020 tax return today if you want - although the IRS won't start processing returns until mid-February.


    Clark just got his first round of vaccine. Some employers are paying employees to get vaccinated. What started with Dollar General has now expanded to other employers who are offering different amounts of money if their employees will get in line to get theirs.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1638     1.20.21 Annuity options will soon be available in your 401k; As streaming prices rise, how you can pay less Clark is not a fan of annuities. But they are going to be available in many 401k's this year. Clark tells you what you should do when you see them as an option in your workplace retirement account. Streaming prices have skyrocketed in recent years! Clark talks about recent changes in the streaming space and how you can find stuff to watch without breaking the bank. Ask Clark topics include budgeting advice for a college sophomore, are the payment apps like Cash App secure, work from home tax breaks, and amending a tax return. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 20 Jan 2021 20:00:00 -0000 full Clark Howard Annuity options will soon be available in your 401k; As streaming prices rise, how you can pay less Clark is not a fan of annuities. But they are going to be available in many 401k's this year. Clark tells you what you should do when you see them as an option in your workplace retirement account. Streaming prices have skyrocketed in recent years! Clark talks about recent changes in the streaming space and how you can find stuff to watch without breaking the bank. Ask Clark topics include budgeting advice for a college sophomore, are the payment apps like Cash App secure, work from home tax breaks, and amending a tax return. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark is not a fan of annuities. But they are going to be available in many 401k's this year. Clark tells you what you should do when you see them as an option in your workplace retirement account.


    Streaming prices have skyrocketed in recent years! Clark talks about recent changes in the streaming space and how you can find stuff to watch without breaking the bank.


    Ask Clark topics include budgeting advice for a college sophomore, are the payment apps like Cash App secure, work from home tax breaks, and amending a tax return.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1437     1.19.21 High shipping costs lead to generous return policies; Buy now & pay later grows in popularity Bigger retailers like Amazon and Walmart are letting customers keep less expensive items they are returning a whole lot more these days. That's because the cost of shipping has become prohibitive. The Australian trend of buying something and paying for it in installments is now happening regularly on US websites. Most of these companies don't even charge you interest. Clark says that these installment loans are a reasonable option if it doesn't cause you to buy more than you should. Ask Clark topics include alternatives to overdraft protection, home title lock, renting a home out on Airbnb, and moving into a camper to pay off debt! Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 19 Jan 2021 20:00:00 -0000 full Clark Howard High shipping costs lead to generous return policies; Buy now & pay later grows in popularity Bigger retailers like Amazon and Walmart are letting customers keep less expensive items they are returning a whole lot more these days. That's because the cost of shipping has become prohibitive. The Australian trend of buying something and paying for it in installments is now happening regularly on US websites. Most of these companies don't even charge you interest. Clark says that these installment loans are a reasonable option if it doesn't cause you to buy more than you should. Ask Clark topics include alternatives to overdraft protection, home title lock, renting a home out on Airbnb, and moving into a camper to pay off debt! Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Bigger retailers like Amazon and Walmart are letting customers keep less expensive items they are returning a whole lot more these days. That's because the cost of shipping has become prohibitive.


    The Australian trend of buying something and paying for it in installments is now happening regularly on US websites. Most of these companies don't even charge you interest. Clark says that these installment loans are a reasonable option if it doesn't cause you to buy more than you should.


    Ask Clark topics include alternatives to overdraft protection, home title lock, renting a home out on Airbnb, and moving into a camper to pay off debt!


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1654     1.18.21 How to file your taxes for FREE; The best online banks you should consider having an account with Clark discusses how most people can file their taxes without paying a dime. He also talks about how eligible Americans can get the earned income tax credit. Simple bank was an excellent online bank. But it's going away. So Clark talks about which online banks are worth considering if you're looking to move your money. Ask Clark topics include issues with a home solar system, which rewards credit card is best, how to cut down on your home energy use, and whether it makes sense to add your child to your credit card as an authorized user or not. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Jan 2021 20:00:00 -0000 full Clark Howard How to file your taxes for FREE; The best online banks you should consider having an account with Clark discusses how most people can file their taxes without paying a dime. He also talks about how eligible Americans can get the earned income tax credit. Simple bank was an excellent online bank. But it's going away. So Clark talks about which online banks are worth considering if you're looking to move your money. Ask Clark topics include issues with a home solar system, which rewards credit card is best, how to cut down on your home energy use, and whether it makes sense to add your child to your credit card as an authorized user or not. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses how most people can file their taxes without paying a dime. He also talks about how eligible Americans can get the earned income tax credit.


    Simple bank was an excellent online bank. But it's going away. So Clark talks about which online banks are worth considering if you're looking to move your money.


    Ask Clark topics include issues with a home solar system, which rewards credit card is best, how to cut down on your home energy use, and whether it makes sense to add your child to your credit card as an authorized user or not.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1509     1.15.21 Why some borrowers are missing out on student loan forgiveness; Clark Stinks Some borrowers aren't getting their student loans forgiven by the federal government because of confusing requirements. That is not ok. Clark talks about what the government should do to improve the process for borrowers and help them get their loans forgiven in a straightforward way. Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks. Ask Clark topics include will all student loans be forgiven, why Clark recommends waiting to tap 529 plans until later in your college career and is it wise to invest money that you are saving to purchase a home. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 15 Jan 2021 20:00:00 -0000 full Clark Howard Why some borrowers are missing out on student loan forgiveness; Clark Stinks Some borrowers aren't getting their student loans forgiven by the federal government because of confusing requirements. That is not ok. Clark talks about what the government should do to improve the process for borrowers and help them get their loans forgiven in a straightforward way. Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks. Ask Clark topics include will all student loans be forgiven, why Clark recommends waiting to tap 529 plans until later in your college career and is it wise to invest money that you are saving to purchase a home. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Some borrowers aren't getting their student loans forgiven by the federal government because of confusing requirements. That is not ok. Clark talks about what the government should do to improve the process for borrowers and help them get their loans forgiven in a straightforward way.


    Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks.


    Ask Clark topics include will all student loans be forgiven, why Clark recommends waiting to tap 529 plans until later in your college career and is it wise to invest money that you are saving to purchase a home.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1726     1.14.21 The jobs recovery has stalled out; Clark's take on Bitcoin's volatile ride The newest jobs report was not looking very good as unemployment levels rose in December. Clark talks about how to navigate employment in the current economy. Also, the folks at Clark.com have updated the work from home guide which can help you find solid employers offering remote employment. Clark is not a fan of Bitcoin. And the recent volatility in the cryptocurrency arena hasn't changed his mind. Listen to this before you put any of your money into cryptocurrencies. Ask Clark topics include getting life insurance as a single parent, companies forcing you to choose auto bill pay, saving up for a new car, and what to consider when building a new home. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 14 Jan 2021 20:00:00 -0000 full Clark Howard The jobs recovery has stalled out; Clark's take on Bitcoin's volatile ride The newest jobs report was not looking very good as unemployment levels rose in December. Clark talks about how to navigate employment in the current economy. Also, the folks at Clark.com have updated the work from home guide which can help you find solid employers offering remote employment. Clark is not a fan of Bitcoin. And the recent volatility in the cryptocurrency arena hasn't changed his mind. Listen to this before you put any of your money into cryptocurrencies. Ask Clark topics include getting life insurance as a single parent, companies forcing you to choose auto bill pay, saving up for a new car, and what to consider when building a new home. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices The newest jobs report was not looking very good as unemployment levels rose in December. Clark talks about how to navigate employment in the current economy. Also, the folks at Clark.com have updated the work from home guide which can help you find solid employers offering remote employment.


    Clark is not a fan of Bitcoin. And the recent volatility in the cryptocurrency arena hasn't changed his mind. Listen to this before you put any of your money into cryptocurrencies.


    Ask Clark topics include getting life insurance as a single parent, companies forcing you to choose auto bill pay, saving up for a new car, and what to consider when building a new home.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1478     1.13.21 How to get fewer annoying robocalls + The appliance shortage is still raging Robocalls are the worst! And it feels like we're getting bombarded with them more frequently now. Clark talks about how to curb those annoying calls to bring more zen back into your day. Many appliances still remain in short supply because of factory shutdowns due to Covid. That means that if you are in search of an appliance it'll be harder to find a deal on the one you want. But Clark has some tips to help you out! Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 13 Jan 2021 20:00:00 -0000 full Clark Howard 1.13.21 How to get fewer annoying robocalls + The appliance shortage is still raging Robocalls are the worst! And it feels like we're getting bombarded with them more frequently now. Clark talks about how to curb those annoying calls to bring more zen back into your day. Many appliances still remain in short supply because of factory shutdowns due to Covid. That means that if you are in search of an appliance it'll be harder to find a deal on the one you want. But Clark has some tips to help you out! Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Robocalls are the worst! And it feels like we're getting bombarded with them more frequently now. Clark talks about how to curb those annoying calls to bring more zen back into your day.


    Many appliances still remain in short supply because of factory shutdowns due to Covid. That means that if you are in search of an appliance it'll be harder to find a deal on the one you want. But Clark has some tips to help you out!


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1373     1.12.21 The FAFSA gets simplified + Parental guilt causes financial insecurity by taking out PLUS loans There will be some major changes to the FAFSA for the upcoming school year and parents are going to be thankful for them. Clark talks about the elimination of the expected family contribution and what that means when you are applying for financial aid for your child. Parents are taking on way too much debt for their kid's higher education! PLUS loans are sabotaging their retirement. Clark discusses what you should do instead of taking out those toxic loans. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 12 Jan 2021 20:00:00 -0000 full Clark Howard 1.12.21 The FAFSA gets simplified + Parental guilt causes financial insecurity by taking out PLUS loans There will be some major changes to the FAFSA for the upcoming school year and parents are going to be thankful for them. Clark talks about the elimination of the expected family contribution and what that means when you are applying for financial aid for your child. Parents are taking on way too much debt for their kid's higher education! PLUS loans are sabotaging their retirement. Clark discusses what you should do instead of taking out those toxic loans. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices There will be some major changes to the FAFSA for the upcoming school year and parents are going to be thankful for them. Clark talks about the elimination of the expected family contribution and what that means when you are applying for financial aid for your child.


    Parents are taking on way too much debt for their kid's higher education! PLUS loans are sabotaging their retirement. Clark discusses what you should do instead of taking out those toxic loans.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1420     1.11.21 Saving big on monthly expenses in 2021 + The high cost of food delivery Clark believes that if you take some important steps to cut subscriptions & shop around for cheaper alternatives that you can save at least $1,000 this year. For more info on which bills you need to look into and how to save the big bucks, be sure to check out this episode. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Jan 2021 20:00:00 -0000 full Clark Howard 1.11.21 Saving big on monthly expenses in 2021 + The high cost of food delivery Clark believes that if you take some important steps to cut subscriptions & shop around for cheaper alternatives that you can save at least $1,000 this year. For more info on which bills you need to look into and how to save the big bucks, be sure to check out this episode. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark believes that if you take some important steps to cut subscriptions & shop around for cheaper alternatives that you can save at least $1,000 this year. For more info on which bills you need to look into and how to save the big bucks, be sure to check out this episode.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1415     1.8.21 What's happening with minimum wage increases + Clark Stinks New minimum wage laws are going into effect across the country. Clark talks about where the increases are happening and what affect they will have in addition to how his views have changed on the topic over the years. Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 08 Jan 2021 20:00:00 -0000 full Clark Howard 1.8.21 What's happening with minimum wage increases + Clark Stinks New minimum wage laws are going into effect across the country. Clark talks about where the increases are happening and what affect they will have in addition to how his views have changed on the topic over the years. Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices New minimum wage laws are going into effect across the country. Clark talks about where the increases are happening and what affect they will have in addition to how his views have changed on the topic over the years.


    Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1455     1.7.21 Why you need to avoid spending too much on transportation in your budget New car prices have shot through the roof in recent years! Clark talks about how to trim your transportation budget so that you can find more financial margin in your life. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 07 Jan 2021 20:00:00 -0000 full Clark Howard 1.7.21 Why you need to avoid spending too much on transportation in your budget New car prices have shot through the roof in recent years! Clark talks about how to trim your transportation budget so that you can find more financial margin in your life. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices New car prices have shot through the roof in recent years! Clark talks about how to trim your transportation budget so that you can find more financial margin in your life.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1517     1.6.21 Where to go if you haven't received your stimulus money + How increased unemployment compensation is going to work There's a new spot on the IRS website where you can check the status of your stimulus payment if you haven't received it yet. Clark also talks about how the $300 federal supplement for unemployment insurance will work and how long you'll be receiving it. Also, car theft is on the rise! Clark tells you how to protect yourself and your vehicle. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 06 Jan 2021 20:00:00 -0000 full Clark Howard 1.6.21 Where to go if you haven't received your stimulus money + How increased unemployment compensation is going to work There's a new spot on the IRS website where you can check the status of your stimulus payment if you haven't received it yet. Clark also talks about how the $300 federal supplement for unemployment insurance will work and how long you'll be receiving it. Also, car theft is on the rise! Clark tells you how to protect yourself and your vehicle. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices There's a new spot on the IRS website where you can check the status of your stimulus payment if you haven't received it yet. Clark also talks about how the $300 federal supplement for unemployment insurance will work and how long you'll be receiving it.


    Also, car theft is on the rise! Clark tells you how to protect yourself and your vehicle.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1504     1.5.21 How to save more on what you pay for housing + Clark answers your questions about refinancing and getting a mortgage Housing is typically the biggest line item in a person's budget. Finding ways to cut costs there will have an enormous impact! Clark gives you his best ideas. Clark also takes your questions about housing on this episode. You can submit a question for the show at Clark.com/ask. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 05 Jan 2021 20:00:00 -0000 full Clark Howard 1.5.21 How to save more on what you pay for housing + Clark answers your questions about refinancing and getting a mortgage Housing is typically the biggest line item in a person's budget. Finding ways to cut costs there will have an enormous impact! Clark gives you his best ideas. Clark also takes your questions about housing on this episode. You can submit a question for the show at Clark.com/ask. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Housing is typically the biggest line item in a person's budget. Finding ways to cut costs there will have an enormous impact! Clark gives you his best ideas.


    Clark also takes your questions about housing on this episode. You can submit a question for the show at Clark.com/ask.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1376     1.4.21 How to actually achieve your money goals this year + Clark talks about his history A lot of people are setting New Year's resolutions for themselves. And many of you want to handle your money better in 2021. But that's only possible if you tackle those goals the right way. Clark talks about how to actually get better with your money this year instead of just hoping that you will. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Jan 2021 20:00:00 -0000 full Clark Howard 1.4.21 How to actually achieve your money goals this year + Clark talks about his history A lot of people are setting New Year's resolutions for themselves. And many of you want to handle your money better in 2021. But that's only possible if you tackle those goals the right way. Clark talks about how to actually get better with your money this year instead of just hoping that you will. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices A lot of people are setting New Year's resolutions for themselves. And many of you want to handle your money better in 2021. But that's only possible if you tackle those goals the right way. Clark talks about how to actually get better with your money this year instead of just hoping that you will.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     1596     1.1.21 What to do with leftover FSA funds; How your personality affects your savings habit Haven't spent all your FSA dollars? Clark talks about what over the counter items you can purchase in order to use that money up. The purpose of saving for your future is to give you more control and freedom over your future. Research suggests that people who prepare and have a plan are the ones that end up in the best position in retirement. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 01 Jan 2021 20:00:00 -0000 full Clark Howard What to do with leftover FSA funds; How your personality affects your savings habit Haven't spent all your FSA dollars? Clark talks about what over the counter items you can purchase in order to use that money up. The purpose of saving for your future is to give you more control and freedom over your future. Research suggests that people who prepare and have a plan are the ones that end up in the best position in retirement. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Haven't spent all your FSA dollars? Clark talks about what over the counter items you can purchase in order to use that money up.


    The purpose of saving for your future is to give you more control and freedom over your future. Research suggests that people who prepare and have a plan are the ones that end up in the best position in retirement.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2291     12.31.20 Best used cars under $5k; How to get cheaper hearing aids Consumer Reports has just released its list of the best used cars under $5k. Clark talks about which cars you should be leaning towards when looking for an inexpensive use vehicle. There should be a great availability of over the counter hearing aids. But sadly, options are currently limited. Clark talks about how to get the most bang for your buck when purchasing hearing aids in the future. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 31 Dec 2020 20:00:00 -0000 full Clark Howard Best used cars under $5k; How to get cheaper hearing aids Consumer Reports has just released its list of the best used cars under $5k. Clark talks about which cars you should be leaning towards when looking for an inexpensive use vehicle. There should be a great availability of over the counter hearing aids. But sadly, options are currently limited. Clark talks about how to get the most bang for your buck when purchasing hearing aids in the future. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Consumer Reports has just released its list of the best used cars under $5k. Clark talks about which cars you should be leaning towards when looking for an inexpensive use vehicle.


    There should be a great availability of over the counter hearing aids. But sadly, options are currently limited. Clark talks about how to get the most bang for your buck when purchasing hearing aids in the future.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     12.30.20 Dollar stores are getting fancy; Even small amounts of exercise can make a big difference There are some newer and fancier dollar stores that Clark wants to make sure you know about. Exercise doesn't have to take an hour or longer every day. A new study finds that just 11 minutes of exercise daily can have a huge impact in your life! Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 30 Dec 2020 20:00:00 -0000 full Clark Howard Dollar stores are getting fancy; Even small amounts of exercise can make a big difference There are some newer and fancier dollar stores that Clark wants to make sure you know about. Exercise doesn't have to take an hour or longer every day. A new study finds that just 11 minutes of exercise daily can have a huge impact in your life! Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices There are some newer and fancier dollar stores that Clark wants to make sure you know about.


    Exercise doesn't have to take an hour or longer every day. A new study finds that just 11 minutes of exercise daily can have a huge impact in your life!


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2340     12.29.20 How to combat our recycling issues; HP ends "free ink for life" plan Recycling isn't working out very well right now. There have been some proposals floated that could make recycling more viable though. HP will no longer honor its "free ink for life" plan. Subscribers are already being vocal with their criticism. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 29 Dec 2020 20:00:00 -0000 full Clark Howard How to combat our recycling issues; HP ends "free ink for life" plan Recycling isn't working out very well right now. There have been some proposals floated that could make recycling more viable though. HP will no longer honor its "free ink for life" plan. Subscribers are already being vocal with their criticism. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Recycling isn't working out very well right now. There have been some proposals floated that could make recycling more viable though.


    HP will no longer honor its "free ink for life" plan. Subscribers are already being vocal with their criticism.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2335     12.28.20 Most reliable used cars; Why you shouldn't buy gift cards right now There's a new list of the most reliable used cars. Clark talks about which makes and models make the most sense for your wallet. Gift cards are often a bad purchase. Just give cash instead! But gift cards are even worse buy right now and Clark tells you why. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Dec 2020 20:00:00 -0000 full Clark Howard Most reliable used cars; Why you shouldn't buy gift cards right now There's a new list of the most reliable used cars. Clark talks about which makes and models make the most sense for your wallet. Gift cards are often a bad purchase. Just give cash instead! But gift cards are even worse buy right now and Clark tells you why. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices There's a new list of the most reliable used cars. Clark talks about which makes and models make the most sense for your wallet.


    Gift cards are often a bad purchase. Just give cash instead! But gift cards are even worse buy right now and Clark tells you why.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     12.25.20 Parents are clueless about tobacco and e-cig usage; Americans are worried about government tracking Parents tend to not know when their kids are using tobacco and e-cigarettes. That's not good! Is the government tracking your location? There's evidence that they may be and that is understandably worrisome to many Americans. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 25 Dec 2020 20:00:00 -0000 full Clark Howard Parents are clueless about tobacco and e-cig usage; Americans are worried about government tracking Parents tend to not know when their kids are using tobacco and e-cigarettes. That's not good! Is the government tracking your location? There's evidence that they may be and that is understandably worrisome to many Americans. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Parents tend to not know when their kids are using tobacco and e-cigarettes. That's not good!


    Is the government tracking your location? There's evidence that they may be and that is understandably worrisome to many Americans.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2335     12.24.20 Shopping online vs. shopping in stores; Moving could drastically cut your income Clark discusses the benefits of each. Curbside pickup is actually the perfect in-between! Many companies are slashing salaries if you move opt to move elsewhere. Clark tells you what to watch out for. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 24 Dec 2020 20:00:00 -0000 full Clark Howard Shopping online vs. shopping in stores; Moving could drastically cut your income Clark discusses the benefits of each. Curbside pickup is actually the perfect in-between! Many companies are slashing salaries if you move opt to move elsewhere. Clark tells you what to watch out for. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the benefits of each. Curbside pickup is actually the perfect in-between!


    Many companies are slashing salaries if you move opt to move elsewhere. Clark tells you what to watch out for.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2330     12.23.20 Comcast imposes data caps; Spying on your kid while they are driving Clark is not a fan of the new Comcast data caps. He discusses the price you might find yourself paying to the internet giant if you use too much data in your home. Many automakers now offer built-in technology to monitor how your child is driving. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 23 Dec 2020 20:00:00 -0000 full Clark Howard Comcast imposes data caps; Spying on your kid while they are driving Clark is not a fan of the new Comcast data caps. He discusses the price you might find yourself paying to the internet giant if you use too much data in your home. Many automakers now offer built-in technology to monitor how your child is driving. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark is not a fan of the new Comcast data caps. He discusses the price you might find yourself paying to the internet giant if you use too much data in your home.


    Many automakers now offer built-in technology to monitor how your child is driving.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2336     12.22.20 How to tell if clothing was made for a factory outlet; Tough times create better savers Some items are made specifically for factory outlet stores. And often those items are of inferior quality. Clark gives you the scoop on how to tell whether the item was made specifically for the factory outlet store or not. Tough times impact us in massive ways. And we've seen a generation of savers formed because of the difficulties that Covid has caused. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 22 Dec 2020 20:00:00 -0000 full Clark Howard How to tell if clothing was made for a factory outlet; Tough times create better savers Some items are made specifically for factory outlet stores. And often those items are of inferior quality. Clark gives you the scoop on how to tell whether the item was made specifically for the factory outlet store or not. Tough times impact us in massive ways. And we've seen a generation of savers formed because of the difficulties that Covid has caused. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Some items are made specifically for factory outlet stores. And often those items are of inferior quality. Clark gives you the scoop on how to tell whether the item was made specifically for the factory outlet store or not.


    Tough times impact us in massive ways. And we've seen a generation of savers formed because of the difficulties that Covid has caused.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2323     12.21.20 Apartment renting in the virtual world; Which banks rank the highest in customer satisfaction? Renting an apartment has changed because of Covid. Clark talks about how to rent an apartment - and score a good deal - in the world of virtual visiting a future place to live. The newest ACSI reveals which banks are doing a great job meeting customer needs and which ones aren't. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 21 Dec 2020 20:00:00 -0000 full Clark Howard Apartment renting in the virtual world; Which banks rank the highest in customer satisfaction? Renting an apartment has changed because of Covid. Clark talks about how to rent an apartment - and score a good deal - in the world of virtual visiting a future place to live. The newest ACSI reveals which banks are doing a great job meeting customer needs and which ones aren't. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Renting an apartment has changed because of Covid. Clark talks about how to rent an apartment - and score a good deal - in the world of virtual visiting a future place to live.


    The newest ACSI reveals which banks are doing a great job meeting customer needs and which ones aren't.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2334     12.18.20 Transitioning to clean energy and EV's; Clark Stinks Clark talks about the transition to clean energy in the United States. It's been difficult on the oil industry and likely will become even more difficult in the coming years as sustainable energy like wind and solar are getting cheaper and cheaper. Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 18 Dec 2020 20:00:00 -0000 full Clark Howard Transitioning to clean energy and EV's; Clark Stinks Clark talks about the transition to clean energy in the United States. It's been difficult on the oil industry and likely will become even more difficult in the coming years as sustainable energy like wind and solar are getting cheaper and cheaper. Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about the transition to clean energy in the United States. It's been difficult on the oil industry and likely will become even more difficult in the coming years as sustainable energy like wind and solar are getting cheaper and cheaper.


    Christa and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours at Clark.com/ClarkStinks.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2345     12.17.20 Making more as a gig worker; Ditching high-cost mutual funds Clark talks about which delivery services pay gig workers the best and how gig workers can maximize their income by downloading the Gridwise app. Consumers are leaving high-cost mutual funds in favor of funds with lower fees. If you haven't checked to see what the fee structure is like in your investment portfolio, now is the time to check! Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 17 Dec 2020 20:00:00 -0000 full Clark Howard Making more as a gig worker; Ditching high-cost mutual funds Clark talks about which delivery services pay gig workers the best and how gig workers can maximize their income by downloading the Gridwise app. Consumers are leaving high-cost mutual funds in favor of funds with lower fees. If you haven't checked to see what the fee structure is like in your investment portfolio, now is the time to check! Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about which delivery services pay gig workers the best and how gig workers can maximize their income by downloading the Gridwise app.


    Consumers are leaving high-cost mutual funds in favor of funds with lower fees. If you haven't checked to see what the fee structure is like in your investment portfolio, now is the time to check!


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     12.16.20 Disney+ raising prices; Rent a timeshare to save on your next vacation Disney+ is looking to add more content while simultaneously raising prices. If you're a Disney+ subscriber you'll be paying $1 more every month starting in March 2021. Don't ever buy a timeshare. Rent one instead! Koala is a website where you can rent someone else's timeshare. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 16 Dec 2020 20:00:00 -0000 full Clark Howard Disney+ raising prices; Rent a timeshare to save on your next vacation Disney+ is looking to add more content while simultaneously raising prices. If you're a Disney+ subscriber you'll be paying $1 more every month starting in March 2021. Don't ever buy a timeshare. Rent one instead! Koala is a website where you can rent someone else's timeshare. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Disney+ is looking to add more content while simultaneously raising prices. If you're a Disney+ subscriber you'll be paying $1 more every month starting in March 2021.


    Don't ever buy a timeshare. Rent one instead! Koala is a website where you can rent someone else's timeshare.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2349     12.15.20 Last minute Christmas deals; How a massive federal data breach impacts you Clark talks about some of the best sales happening 10 days ahead of Christmas. He also talks about issues with shipping and getting what you order before Christmas. Homeland security issued a warning to federal agencies about using certain software that has been hacked. Clark talks about the importance of having cash on hand in case of a hack that affects the US financial system. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 15 Dec 2020 20:00:00 -0000 full Clark Howard Last minute Christmas deals; How a massive federal data breach impacts you Clark talks about some of the best sales happening 10 days ahead of Christmas. He also talks about issues with shipping and getting what you order before Christmas. Homeland security issued a warning to federal agencies about using certain software that has been hacked. Clark talks about the importance of having cash on hand in case of a hack that affects the US financial system. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about some of the best sales happening 10 days ahead of Christmas. He also talks about issues with shipping and getting what you order before Christmas.


    Homeland security issued a warning to federal agencies about using certain software that has been hacked. Clark talks about the importance of having cash on hand in case of a hack that affects the US financial system.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     12.14.20 Healthcare signup deadline; Vaccine scam warning If you need healthcare in 2021, the deadline to sign up at Healthcare.gov is Tuesday. Clark discusses how to assess the plans on the government's website and find the right plan for you and your family. Vaccine scams are proliferating as the FDA has approved the use of Pfizer's vaccine. Here's what you need to watch out for. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 Dec 2020 20:00:00 -0000 full Clark Howard Healthcare signup deadline; Vaccine scam warning If you need healthcare in 2021, the deadline to sign up at Healthcare.gov is Tuesday. Clark discusses how to assess the plans on the government's website and find the right plan for you and your family. Vaccine scams are proliferating as the FDA has approved the use of Pfizer's vaccine. Here's what you need to watch out for. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices If you need healthcare in 2021, the deadline to sign up at Healthcare.gov is Tuesday. Clark discusses how to assess the plans on the government's website and find the right plan for you and your family.


    Vaccine scams are proliferating as the FDA has approved the use of Pfizer's vaccine. Here's what you need to watch out for.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2342     12.11.20 Store credit cards are awful - avoid them; Clark Stinks Store credit cards can be poison for your wallet. Clark tells you the downsides to carrying one and why it isn't a good idea to sign up for most store credit cards. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 11 Dec 2020 20:00:00 -0000 full Clark Howard Store credit cards are awful - avoid them; Clark Stinks Store credit cards can be poison for your wallet. Clark tells you the downsides to carrying one and why it isn't a good idea to sign up for most store credit cards. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Store credit cards can be poison for your wallet. Clark tells you the downsides to carrying one and why it isn't a good idea to sign up for most store credit cards.


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2344     12.10.20 Don't save for retirement in a savings account; GM opens an electric vehicle plant Half of Americans are saving for retirement in a savings account instead of workplace or personal retirement plan. That's not good! GM is making a huge pivot to produce a massive number of electric vehicles in the future. And the massive car company just opened factory ZERO just outside of Detroit to help accelerate these plans. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 10 Dec 2020 20:00:00 -0000 full Clark Howard Don't save for retirement in a savings account; GM opens an electric vehicle plant Half of Americans are saving for retirement in a savings account instead of workplace or personal retirement plan. That's not good! GM is making a huge pivot to produce a massive number of electric vehicles in the future. And the massive car company just opened factory ZERO just outside of Detroit to help accelerate these plans. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Half of Americans are saving for retirement in a savings account instead of workplace or personal retirement plan. That's not good!


    GM is making a huge pivot to produce a massive number of electric vehicles in the future. And the massive car company just opened factory ZERO just outside of Detroit to help accelerate these plans.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2348     12.9.20 The IRS has 1 million unprocessed tax returns; Travel insurance may now cover Covid The IRS has a major backlog of unprocessed tax returns. Many people who filed paper returns are still awaiting a refund. If you are planning to book travel soon, you might want to purchase travel insurance. Clark tells you how to shop and what to look for in a policy. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 09 Dec 2020 20:00:00 -0000 full Clark Howard The IRS has 1 million unprocessed tax returns; Travel insurance may now cover Covid The IRS has a major backlog of unprocessed tax returns. Many people who filed paper returns are still awaiting a refund. If you are planning to book travel soon, you might want to purchase travel insurance. Clark tells you how to shop and what to look for in a policy. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices The IRS has a major backlog of unprocessed tax returns. Many people who filed paper returns are still awaiting a refund.


    If you are planning to book travel soon, you might want to purchase travel insurance. Clark tells you how to shop and what to look for in a policy.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2345     12.8.20 Christmas shipping is getting messy; Covid is changing college in a big way There's a shipping logjam and it doesn't bode well for getting the Christmas presents you've ordered at your doorstep on time. Colleges across the country are having to cut costs in a big way - including letting longtime professors go. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 08 Dec 2020 20:00:00 -0000 full Clark Howard Christmas shipping is getting messy; Covid is changing college in a big way There's a shipping logjam and it doesn't bode well for getting the Christmas presents you've ordered at your doorstep on time. Colleges across the country are having to cut costs in a big way - including letting longtime professors go. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices There's a shipping logjam and it doesn't bode well for getting the Christmas presents you've ordered at your doorstep on time.


    Colleges across the country are having to cut costs in a big way - including letting longtime professors go.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2347     12.7.20 Watch out for this Amazon Prime scam; Student loan payment freeze extended Scammers are targeting Amazon Prime members specifically in a new scam that scare you into handing over sensitive personal information. There's a little more clarity for people who have federal student loans. Payments will now be delayed through January 2021. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 07 Dec 2020 20:00:00 -0000 full Clark Howard Watch out for this Amazon Prime scam; Student loan payment freeze extended Scammers are targeting Amazon Prime members specifically in a new scam that scare you into handing over sensitive personal information. There's a little more clarity for people who have federal student loans. Payments will now be delayed through January 2021. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Scammers are targeting Amazon Prime members specifically in a new scam that scare you into handing over sensitive personal information.


    There's a little more clarity for people who have federal student loans. Payments will now be delayed through January 2021.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2351     12.4.20 Tesla Model S no longer recommended by Consumer Reports; Clark Stinks Consumer Reports has detailed some of the problems with the Tesla Model S. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 04 Dec 2020 20:00:00 -0000 full Clark Howard Tesla Model S no longer recommended by Consumer Reports; Clark Stinks Consumer Reports has detailed some of the problems with the Tesla Model S. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Consumer Reports has detailed some of the problems with the Tesla Model S.


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2345     12.3.20 Does it pay to install solar?; Divvy rent to own homes is expanding A recent article in Wired detailed a solar installation in California. Clark gives his thoughts on whether installing solar at your house makes sense and what a typical payback period can look like. Divvy is a company that has had some issues since it started doing rent to own a few years ago. But Clark thinks that it can make sense for you as an avenue to home ownership if you do your due diligence Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 03 Dec 2020 20:00:00 -0000 full Clark Howard Does it pay to install solar?; Divvy rent to own homes is expanding A recent article in Wired detailed a solar installation in California. Clark gives his thoughts on whether installing solar at your house makes sense and what a typical payback period can look like. Divvy is a company that has had some issues since it started doing rent to own a few years ago. But Clark thinks that it can make sense for you as an avenue to home ownership if you do your due diligence Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices A recent article in Wired detailed a solar installation in California. Clark gives his thoughts on whether installing solar at your house makes sense and what a typical payback period can look like.


    Divvy is a company that has had some issues since it started doing rent to own a few years ago. But Clark thinks that it can make sense for you as an avenue to home ownership if you do your due diligence


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2351     12.2.20 Delta to block middle seats through March; State and local government layoffs coming Clark's wife is going to fly on a Delta plane because of the dedication to keeping its customers safe. If you are willing to get on a plane, you might want to prioritize flying on an airline that is keeping health safety top of mind. State and local governments are having financial troubles. Clark talks about the difficulties that have arisen due to the pandemic and how these municipalities will be looking to cut costs. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 02 Dec 2020 20:00:00 -0000 full Clark Howard Delta to block middle seats through March; State and local government layoffs coming Clark's wife is going to fly on a Delta plane because of the dedication to keeping its customers safe. If you are willing to get on a plane, you might want to prioritize flying on an airline that is keeping health safety top of mind. State and local governments are having financial troubles. Clark talks about the difficulties that have arisen due to the pandemic and how these municipalities will be looking to cut costs. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark's wife is going to fly on a Delta plane because of the dedication to keeping its customers safe. If you are willing to get on a plane, you might want to prioritize flying on an airline that is keeping health safety top of mind.


    State and local governments are having financial troubles. Clark talks about the difficulties that have arisen due to the pandemic and how these municipalities will be looking to cut costs.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2347     12.1.20 Vetting charities on Giving Tuesday; Vaccine news is causing Americans to spend Clark talks about how to make your generosity go even further by giving to charities that are doing the most good. Vaccine progress has been good news on so many levels. And it's causing Americans to loosens the purse strings and spend more freely. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 01 Dec 2020 20:00:00 -0000 full Clark Howard Vetting charities on Giving Tuesday; Vaccine news is causing Americans to spend Clark talks about how to make your generosity go even further by giving to charities that are doing the most good. Vaccine progress has been good news on so many levels. And it's causing Americans to loosens the purse strings and spend more freely. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about how to make your generosity go even further by giving to charities that are doing the most good.


    Vaccine progress has been good news on so many levels. And it's causing Americans to loosens the purse strings and spend more freely.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     11.30.20 Cyber Monday deals abound; Look out for these Holiday scams Clark talks about the best deals that are happening today. In particular, the clothing sector is seeing some steep sales! There are more Holiday scams that you need to be aware of this year. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Nov 2020 20:00:00 -0000 full Clark Howard Cyber Monday deals abound; Look out for these Holiday scams Clark talks about the best deals that are happening today. In particular, the clothing sector is seeing some steep sales! There are more Holiday scams that you need to be aware of this year. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about the best deals that are happening today. In particular, the clothing sector is seeing some steep sales!


    There are more Holiday scams that you need to be aware of this year.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2337     11.27.20 Hulu raises the price of live TV streaming...again; Beware "Trumpcare" health options Hulu is charging more for its live TV streaming service. The price hikes have been coming fast and furious. Clark discusses how you should think about your TV streaming options. Emails and ads abound right now touting different "Trumpcare" plans. But this is a marketing ploy that you should avoid because many of these offers aren't selling you real insurance. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 27 Nov 2020 20:00:00 -0000 full Clark Howard Hulu raises the price of live TV streaming...again; Beware "Trumpcare" health options Hulu is charging more for its live TV streaming service. The price hikes have been coming fast and furious. Clark discusses how you should think about your TV streaming options. Emails and ads abound right now touting different "Trumpcare" plans. But this is a marketing ploy that you should avoid because many of these offers aren't selling you real insurance. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Hulu is charging more for its live TV streaming service. The price hikes have been coming fast and furious. Clark discusses how you should think about your TV streaming options.


    Emails and ads abound right now touting different "Trumpcare" plans. But this is a marketing ploy that you should avoid because many of these offers aren't selling you real insurance.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2285     11.26.20 Chocolate & Peloton are hot commodities right now; Painless ways to save more right now Chocolate and workout equipment are being consumed in a major way right now. And Peloton's stock has soared over the past six months. Looking for ways to cut your spending right now? Clark talks about the most painless ways to trim your budget in order to increase your savings. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 26 Nov 2020 20:00:00 -0000 full Clark Howard Chocolate & Peloton are hot commodities right now; Painless ways to save more right now Chocolate and workout equipment are being consumed in a major way right now. And Peloton's stock has soared over the past six months. Looking for ways to cut your spending right now? Clark talks about the most painless ways to trim your budget in order to increase your savings. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Chocolate and workout equipment are being consumed in a major way right now. And Peloton's stock has soared over the past six months.


    Looking for ways to cut your spending right now? Clark talks about the most painless ways to trim your budget in order to increase your savings.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2299     11.25.20 Clark's credit card number was stolen; Americans are saving a lot Clark tells the story of his credit card number being stolen and how quickly things got resolved. Americans have been saving so much money recently. This is great news. And there's a lot of pent up spending demand that we're likely to see in 2021. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 25 Nov 2020 20:00:00 -0000 full Clark Howard Clark's credit card number was stolen; Americans are saving a lot Clark tells the story of his credit card number being stolen and how quickly things got resolved. Americans have been saving so much money recently. This is great news. And there's a lot of pent up spending demand that we're likely to see in 2021. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark tells the story of his credit card number being stolen and how quickly things got resolved.


    Americans have been saving so much money recently. This is great news. And there's a lot of pent up spending demand that we're likely to see in 2021.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2329     11.24.20 Walmart and others tighten Covid policies; Digital license plates Many major retailers are ramping up their Covid policies for shoppers as coronavirus cases spike across much of the country. High-tech digital license plates are the future. They've been in Arizona and California since 2019. But they will be coming to more states soon. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 24 Nov 2020 20:00:00 -0000 full Clark Howard Walmart and others tighten Covid policies; Digital license plates Many major retailers are ramping up their Covid policies for shoppers as coronavirus cases spike across much of the country. High-tech digital license plates are the future. They've been in Arizona and California since 2019. But they will be coming to more states soon. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Many major retailers are ramping up their Covid policies for shoppers as coronavirus cases spike across much of the country.


    High-tech digital license plates are the future. They've been in Arizona and California since 2019. But they will be coming to more states soon.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2288     11.23.20 Your TV is spying on you; How companies are combating worker burnout Advertisers want the ability to target audiences better during streaming. But that comes with a privacy tradeoff. Companies are finding creative ways to keep their employees engaged and to prevent burnout during the pandemic. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Nov 2020 20:00:00 -0000 full Clark Howard Your TV is spying on you; How companies are combating worker burnout Advertisers want the ability to target audiences better during streaming. But that comes with a privacy tradeoff. Companies are finding creative ways to keep their employees engaged and to prevent burnout during the pandemic. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Advertisers want the ability to target audiences better during streaming. But that comes with a privacy tradeoff.


    Companies are finding creative ways to keep their employees engaged and to prevent burnout during the pandemic.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2287     11.20.20 GM to offer car insurance based on driving habits; Clark Stinks General Motors is set to offer insurance to customers that will provide lower rates based on safer driving. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 20 Nov 2020 20:00:00 -0000 full Clark Howard GM to offer car insurance based on driving habits; Clark Stinks General Motors is set to offer insurance to customers that will provide lower rates based on safer driving. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices General Motors is set to offer insurance to customers that will provide lower rates based on safer driving.


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     11.19.20 Apple announces changes to app store pricing; Black Friday deals abound Apple will be reducing fees for smaller companies on its app store. But courts are still likely to weigh in on Apple's practice of taking a cut of sales from developers. Black Friday has been more of a lengthy season than a long weekend this year. But the best deals are just around the corner. Clark discusses how to make sure you score the discounts this time of year. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 19 Nov 2020 20:00:00 -0000 full Clark Howard Apple announces changes to app store pricing; Black Friday deals abound Apple will be reducing fees for smaller companies on its app store. But courts are still likely to weigh in on Apple's practice of taking a cut of sales from developers. Black Friday has been more of a lengthy season than a long weekend this year. But the best deals are just around the corner. Clark discusses how to make sure you score the discounts this time of year. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Apple will be reducing fees for smaller companies on its app store. But courts are still likely to weigh in on Apple's practice of taking a cut of sales from developers.


    Black Friday has been more of a lengthy season than a long weekend this year. But the best deals are just around the corner. Clark discusses how to make sure you score the discounts this time of year.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     11.18.20 Amazon launches an online pharmacy; The Boeing Max is returning to the skies Clark gives the details on Amazon's new online pharmacy. Some of the pricing is still pretty opaque but the launch is already having a massive impact on the industry. The Boeing Max will fly again. The FAA has cleared its return to the skies. Clark talks about how safe it will be to fly on the Boeing Max now. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 18 Nov 2020 20:00:00 -0000 full Clark Howard Amazon launches an online pharmacy; The Boeing Max is returning to the skies Clark gives the details on Amazon's new online pharmacy. Some of the pricing is still pretty opaque but the launch is already having a massive impact on the industry. The Boeing Max will fly again. The FAA has cleared its return to the skies. Clark talks about how safe it will be to fly on the Boeing Max now. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark gives the details on Amazon's new online pharmacy. Some of the pricing is still pretty opaque but the launch is already having a massive impact on the industry.


    The Boeing Max will fly again. The FAA has cleared its return to the skies. Clark talks about how safe it will be to fly on the Boeing Max now.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     11.17.20 Surprise bills for Covid tests; Google Photos ends lifetime free storage People are receiving unexpected bills just for getting a Covid test. Clark tells you how to battle that bill. Google Photos has announced that they are limiting free photo storage for its users. Clark gives the details along with some thoughts on how to store your photos for cheap or free. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 17 Nov 2020 20:00:00 -0000 full Clark Howard Surprise bills for Covid tests; Google Photos ends lifetime free storage People are receiving unexpected bills just for getting a Covid test. Clark tells you how to battle that bill. Google Photos has announced that they are limiting free photo storage for its users. Clark gives the details along with some thoughts on how to store your photos for cheap or free. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices People are receiving unexpected bills just for getting a Covid test. Clark tells you how to battle that bill.


    Google Photos has announced that they are limiting free photo storage for its users. Clark gives the details along with some thoughts on how to store your photos for cheap or free.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2210     11.16.20 Moderna vaccine buoys hopes; Picking the right health plan during open enrollment Preliminary data from the Moderna trials show that it is more than 94% effective. Picking the right health plan during open enrollment is crucial. Picking the wrong one could cost you hundreds or even thousands of dollars in the upcoming year. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Nov 2020 20:00:00 -0000 full Clark Howard Moderna vaccine buoys hopes; Picking the right health plan during open enrollment Preliminary data from the Moderna trials show that it is more than 94% effective. Picking the right health plan during open enrollment is crucial. Picking the wrong one could cost you hundreds or even thousands of dollars in the upcoming year. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Preliminary data from the Moderna trials show that it is more than 94% effective.


    Picking the right health plan during open enrollment is crucial. Picking the wrong one could cost you hundreds or even thousands of dollars in the upcoming year.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     11.13.20 Grocery stores limiting purchase quantities; Clark Stinks Major grocery stores are starting to limit quantities on certain items in order to keep specific items in stock. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 13 Nov 2020 20:00:00 -0000 full Clark Howard Grocery stores limiting purchase quantities; Clark Stinks Major grocery stores are starting to limit quantities on certain items in order to keep specific items in stock. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Major grocery stores are starting to limit quantities on certain items in order to keep specific items in stock.


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2302     11.12.20 Credit card companies are offering majorly high sign-up bonuses; Rents rising in the burbs The major credit card companies like American Express and Chase are offering rich sign-up bonuses as they try to attract more customers right now. Covid has impacted where people want to live. More Americans are moving to the suburbs - and this is causing rents to go up. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 12 Nov 2020 20:00:00 -0000 full Clark Howard Credit card companies are offering majorly high sign-up bonuses; Rents rising in the burbs The major credit card companies like American Express and Chase are offering rich sign-up bonuses as they try to attract more customers right now. Covid has impacted where people want to live. More Americans are moving to the suburbs - and this is causing rents to go up. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices The major credit card companies like American Express and Chase are offering rich sign-up bonuses as they try to attract more customers right now.


    Covid has impacted where people want to live. More Americans are moving to the suburbs - and this is causing rents to go up.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     11.11.20 California voters turn down higher business taxes; Scammers target people running out of money California is a notoriously high tax state. But that might be starting to change. Some new scams are floating around that specifically target people who have fallen on hard times - and many of these scams are stimulus check related. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 11 Nov 2020 20:00:00 -0000 full Clark Howard California voters turn down higher business taxes; Scammers target people running out of money California is a notoriously high tax state. But that might be starting to change. Some new scams are floating around that specifically target people who have fallen on hard times - and many of these scams are stimulus check related. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices California is a notoriously high tax state. But that might be starting to change.


    Some new scams are floating around that specifically target people who have fallen on hard times - and many of these scams are stimulus check related.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2280     11.10.20 Veterans Day and the deals happening tomorrow; Clark's Christmas Kids Clark talks about celebrating our veterans and also points to ClarkDeals.com for deals that will be available tomorrow. Clark's Christmas Kids is going to need YOUR help this year because of Covid. Go to ClarksChristmasKids.com to find out how you can help foster children in need this Holiday season. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 Nov 2020 20:00:00 -0000 full Clark Howard Veterans Day and the deals happening tomorrow; Clark's Christmas Kids Clark talks about celebrating our veterans and also points to ClarkDeals.com for deals that will be available tomorrow. Clark's Christmas Kids is going to need YOUR help this year because of Covid. Go to ClarksChristmasKids.com to find out how you can help foster children in need this Holiday season. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about celebrating our veterans and also points to ClarkDeals.com for deals that will be available tomorrow.


    Clark's Christmas Kids is going to need YOUR help this year because of Covid. Go to ClarksChristmasKids.com to find out how you can help foster children in need this Holiday season.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     11.9.20 The impact a Covid vaccine will have on the economy; Holiday hotel deals Promising vaccine news has caused the stock market to soar upwards. Clark talks about what an effective vaccine will mean for our country and for the economy. How can you get deals on a hotel during the Holidays? Clark gives you the info you need to know. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Nov 2020 20:08:00 -0000 full Clark Howard The impact a Covid vaccine will have on the economy; Holiday hotel deals Promising vaccine news has caused the stock market to soar upwards. Clark talks about what an effective vaccine will mean for our country and for the economy. How can you get deals on a hotel during the Holidays? Clark gives you the info you need to know. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Promising vaccine news has caused the stock market to soar upwards. Clark talks about what an effective vaccine will mean for our country and for the economy.


    How can you get deals on a hotel during the Holidays? Clark gives you the info you need to know.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     11.6.20 The US is poised for a big economic recovery in 2021; Clark Stinks It looks like 2021 will be a year of meaningful economic recovery for the USA. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 06 Nov 2020 20:00:00 -0000 full Clark Howard The US is poised for a big economic recovery in 2021; Clark Stinks It looks like 2021 will be a year of meaningful economic recovery for the USA. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices It looks like 2021 will be a year of meaningful economic recovery for the USA.


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2344     11.5.20 Stock market soars with divided election results; Important ballot measure results across America Rates for savers and borrowers are going down while the stock market is reacting with optimism to the election results that we have in hand. Clark talks about the important ballot measures that passed in states across America. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 05 Nov 2020 20:00:00 -0000 full Clark Howard Stock market soars with divided election results; Important ballot measure results across America Rates for savers and borrowers are going down while the stock market is reacting with optimism to the election results that we have in hand. Clark talks about the important ballot measures that passed in states across America. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Rates for savers and borrowers are going down while the stock market is reacting with optimism to the election results that we have in hand.


    Clark talks about the important ballot measures that passed in states across America.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     11.4.20 The appliance repair industry is booming; Credit card companies are soliciting new customers As people are spending more time in their homes, they are starting to spend more to fix them up. That means that the appliance repair industry is seeing a boon in business. Credit card companies like Capital One and American Express are spending lots of money to score new customers - even as they cut the spending limits of other current customers. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 04 Nov 2020 20:00:00 -0000 full Clark Howard The appliance repair industry is booming; Credit card companies are soliciting new customers As people are spending more time in their homes, they are starting to spend more to fix them up. That means that the appliance repair industry is seeing a boon in business. Credit card companies like Capital One and American Express are spending lots of money to score new customers - even as they cut the spending limits of other current customers. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices As people are spending more time in their homes, they are starting to spend more to fix them up. That means that the appliance repair industry is seeing a boon in business.


    Credit card companies like Capital One and American Express are spending lots of money to score new customers - even as they cut the spending limits of other current customers.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2291     11.3.20 Cruise lines can sail again; Labor department bans ESG investing Cruise ships are now allowed to sail again, but with strict rules to protect health. The Labor Department has issues new rules to prevent ESG investing. Clark talks about what this rule means and whether you should be investing in ESG funds or not. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Nov 2020 20:00:00 -0000 full Clark Howard Cruise lines can sail again; Labor department bans ESG investing Cruise ships are now allowed to sail again, but with strict rules to protect health. The Labor Department has issues new rules to prevent ESG investing. Clark talks about what this rule means and whether you should be investing in ESG funds or not. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Cruise ships are now allowed to sail again, but with strict rules to protect health.


    The Labor Department has issues new rules to prevent ESG investing. Clark talks about what this rule means and whether you should be investing in ESG funds or not.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     11.2.20 Debt collectors can now reach you through social media; HSA rules for 2021 Debt collectors will now be allowed to contact you via social media. Clark tells you how to protect yourself in this new era of debt collector access. The HSA is still one of the greatest retirement tools around. But most people don't use it as a way to save and invest for the long-term. Clark discusses how you can use an HSA effectively if you have access to one. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Nov 2020 20:00:00 -0000 full Clark Howard Debt collectors can now reach you through social media; HSA rules for 2021 Debt collectors will now be allowed to contact you via social media. Clark tells you how to protect yourself in this new era of debt collector access. The HSA is still one of the greatest retirement tools around. But most people don't use it as a way to save and invest for the long-term. Clark discusses how you can use an HSA effectively if you have access to one. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Debt collectors will now be allowed to contact you via social media. Clark tells you how to protect yourself in this new era of debt collector access.


    The HSA is still one of the greatest retirement tools around. But most people don't use it as a way to save and invest for the long-term. Clark discusses how you can use an HSA effectively if you have access to one.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     10.30.20 How to pick a contractor when renovating; Clark Stinks People are spending meaningful amounts of money to renovate their homes now. Clark talks about how to proceed and what to look for when you're vetting contractors. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 30 Oct 2020 19:00:00 -0000 full Clark Howard How to pick a contractor when renovating; Clark Stinks People are spending meaningful amounts of money to renovate their homes now. Clark talks about how to proceed and what to look for when you're vetting contractors. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices People are spending meaningful amounts of money to renovate their homes now. Clark talks about how to proceed and what to look for when you're vetting contractors.


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     10.29.20 Tax bracket changes; 30-40 million Americans facing eviction Clark discusses the tax bracket changes for 2020 and how that impacts the way you handle your money. We're in a tough position in our country. Tens of millions of Americans face eviction because of Covid's impact. Clark talks about important ways to proceed with your landlord if you're having a tough time paying rent. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 29 Oct 2020 19:00:00 -0000 full Clark Howard Tax bracket changes; 30-40 million Americans facing eviction Clark discusses the tax bracket changes for 2020 and how that impacts the way you handle your money. We're in a tough position in our country. Tens of millions of Americans face eviction because of Covid's impact. Clark talks about important ways to proceed with your landlord if you're having a tough time paying rent. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the tax bracket changes for 2020 and how that impacts the way you handle your money.


    We're in a tough position in our country. Tens of millions of Americans face eviction because of Covid's impact. Clark talks about important ways to proceed with your landlord if you're having a tough time paying rent.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     10.28.20 Stock market selloff; T-Mobile's new streaming offering + Boost cuts cell plan price again The stock market is having a tough day. Clark talks about how investors are seeing the increase in Covid cases - and how you should approach your investments right now. T-Mobile has a new streaming offering. It's not bad but there are better options out there. Clark also talks about the incredibly cheap Boost Mobile cell phone plans. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 28 Oct 2020 19:00:00 -0000 full Clark Howard Stock market selloff; T-Mobile's new streaming offering + Boost cuts cell plan price again The stock market is having a tough day. Clark talks about how investors are seeing the increase in Covid cases - and how you should approach your investments right now. T-Mobile has a new streaming offering. It's not bad but there are better options out there. Clark also talks about the incredibly cheap Boost Mobile cell phone plans. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices The stock market is having a tough day. Clark talks about how investors are seeing the increase in Covid cases - and how you should approach your investments right now.


    T-Mobile has a new streaming offering. It's not bad but there are better options out there. Clark also talks about the incredibly cheap Boost Mobile cell phone plans.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     10.27.20 How to handle student loans in 2021; Where you can travel now + middle seat restrictions In the absence of political action, people with federal student loans will have to start paying on those loans again in January. Clark tells you what to do if you can't afford those loans though. Clark talks about where Americans are allowed to travel right now and what testing is required in order to visit those destinations. He also discusses what's going on with middle seats on the major airlines. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 27 Oct 2020 19:00:00 -0000 full Clark Howard How to handle student loans in 2021; Where you can travel now + middle seat restrictions In the absence of political action, people with federal student loans will have to start paying on those loans again in January. Clark tells you what to do if you can't afford those loans though. Clark talks about where Americans are allowed to travel right now and what testing is required in order to visit those destinations. He also discusses what's going on with middle seats on the major airlines. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices In the absence of political action, people with federal student loans will have to start paying on those loans again in January. Clark tells you what to do if you can't afford those loans though.


    Clark talks about where Americans are allowed to travel right now and what testing is required in order to visit those destinations. He also discusses what's going on with middle seats on the major airlines.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     10.26.20 What will happen to oil & gas?; Cable data caps burn people working from home What will happen to oil and gas as renewables continue to get cheaper and more robust? Clark gives his thoughts. Americans working from home are running into data caps that limit their ability to get their work done. Or do anything on the internet! Want more money advice? Sign up for Clark’s free daily newsletter! Here's a link to the SBA form in order to get forgiveness for your PPP loan. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Oct 2020 19:00:00 -0000 full Clark Howard What will happe to oil & gas?; Cable data caps burn people working from home What will happen to oil and gas as renewables continue to get cheaper and more robust? Clark gives his thoughts. Americans working from home are running into data caps that limit their ability to get their work done. Or do anything on the internet! Want more money advice? Sign up for Clark’s free daily newsletter! Here's a link to the SBA form in order to get forgiveness for your PPP loan. Learn more about your ad choices. Visit megaphone.fm/adchoices What will happen to oil and gas as renewables continue to get cheaper and more robust? Clark gives his thoughts.


    Americans working from home are running into data caps that limit their ability to get their work done. Or do anything on the internet!


    Want more money advice? Sign up for Clark’s free daily newsletter!


    Here's a link to the SBA form in order to get forgiveness for your PPP loan.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     10.23.20 Why you should use all your vacation days; Clark Stinks As we get closer to the end of the year, make sure that you don't leave any vacation days on the table! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 23 Oct 2020 19:00:00 -0000 full Clark Howard Why you should use all your vacation days; Clark Stinks As we get closer to the end of the year, make sure that you don't leave any vacation days on the table! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices As we get closer to the end of the year, make sure that you don't leave any vacation days on the table!


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     10.22.20 What you need to know about open enrollment; How to sell your old cell phone Open enrollment starts in early November. Clark tells you what you need to know before open enrollment begins. If you are buying a new cell phone and want top dollar for your old one, make sure you listen to this! Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 22 Oct 2020 19:00:00 -0000 full Clark Howard What you need to know about open enrollment; How to sell your old cell phone Open enrollment starts in early November. Clark tells you what you need to know before open enrollment begins. If you are buying a new cell phone and want top dollar for your old one, make sure you listen to this! Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Open enrollment starts in early November. Clark tells you what you need to know before open enrollment begins.


    If you are buying a new cell phone and want top dollar for your old one, make sure you listen to this!


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     10.21.20 Scam election emails; Fake reviews plague major websites Scam emails are flooding inboxes as we draw nearer to the election. The FBI has issued a warning and Clark tells you what to watch out for. Amazon Prime day was a raging success for the company. Clark also talks about the incredible amount of fake reviews on websites of companies like Amazon, Walmart, and Target. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 Oct 2020 19:00:00 -0000 full Clark Howard Scam election emails; Fake reviews plague major websites Scam emails are flooding inboxes as we draw nearer to the election. The FBI has issued a warning and Clark tells you what to watch out for. Amazon Prime day was a raging success for the company. Clark also talks about the incredible amount of fake reviews on websites of companies like Amazon, Walmart, and Target. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Scam emails are flooding inboxes as we draw nearer to the election. The FBI has issued a warning and Clark tells you what to watch out for.


    Amazon Prime day was a raging success for the company. Clark also talks about the incredible amount of fake reviews on websites of companies like Amazon, Walmart, and Target.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     10.20.20 Justice department sues Google; What's happening with the economy right now? The major tech companies are in hot water in Washington D.C. right now. Clark talks about what's happening and why the lawsuit against Google is making waves. Covid has obviously had a major impact on the American economy. Clark discusses where things currently stand. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 20 Oct 2020 19:00:00 -0000 full Clark Howard Justice department sues Google; What's happening with the economy right now? The major tech companies are in hot water in Washington D.C. right now. Clark talks about what's happening and why the lawsuit against Google is making waves. Covid has obviously had a major impact on the American economy. Clark discusses where things currently stand. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices The major tech companies are in hot water in Washington D.C. right now. Clark talks about what's happening and why the lawsuit against Google is making waves.


    Covid has obviously had a major impact on the American economy. Clark discusses where things currently stand.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     10.19.20 The jobs in high demand; Boeing Max returning to the skies Some jobs are actually in high demand right now. Clark discusses where the opportunities are. The Boeing Max will start making flights again in December. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Oct 2020 19:00:00 -0000 full Clark Howard The jobs in high demand; Boeing Max returning to the skies Some jobs are actually in high demand right now. Clark discusses where the opportunities are. The Boeing Max will start making flights again in December. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Some jobs are actually in high demand right now. Clark discusses where the opportunities are.


    The Boeing Max will start making flights again in December.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     10.16.20 When the best Black Friday deals are coming; Clark Stinks Walmart has just announced its Black Friday plans. Clark talks about where the best deals will be and how Black Friday will shake out this year. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 16 Oct 2020 19:00:00 -0000 full Clark Howard When the best Black Friday deals are coming; Clark Stinks Walmart has just announced its Black Friday plans. Clark talks about where the best deals will be and how Black Friday will shake out this year. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Walmart has just announced its Black Friday plans. Clark talks about where the best deals will be and how Black Friday will shake out this year.


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     10.15.20 Small business optimism; Rents are rising in the suburbs Small businesses are more optimistic. Some of this is thanks to the reality on the ground of increased foot traffic and higher sales. This is good new for the economic recovery. Rents are going up in the suburbs and rents are going down in cities. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 15 Oct 2020 19:00:00 -0000 full Clark Howard Small business optimism; Rents are rising in the suburbs Small businesses are more optimistic. Some of this is thanks to the reality on the ground of increased foot traffic and higher sales. This is good new for the economic recovery. Rents are going up in the suburbs and rents are going down in cities. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Small businesses are more optimistic. Some of this is thanks to the reality on the ground of increased foot traffic and higher sales. This is good new for the economic recovery.


    Rents are going up in the suburbs and rents are going down in cities.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     10.14.20 The airlines are losing massive amounts of money; Protecting your brokerage account Delta Airlines just announced that they lost over $5 billion in Q3. The travel recovery could take a while and Clark discusses how the difficulty in the travel space affects you and your wallet. Is your brokerage account at risk? Clark talks about what you can do to keep your investing dollars safe. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 14 Oct 2020 19:00:00 -0000 full Clark Howard The airlines are losing massive amounts of money; Protecting your brokerage account Delta Airlines just announced that they lost over $5 billion in Q3. The travel recovery could take a while and Clark discusses how the difficulty in the travel space affects you and your wallet. Is your brokerage account at risk? Clark talks about what you can do to keep your investing dollars safe. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Delta Airlines just announced that they lost over $5 billion in Q3. The travel recovery could take a while and Clark discusses how the difficulty in the travel space affects you and your wallet.


    Is your brokerage account at risk? Clark talks about what you can do to keep your investing dollars safe.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     10.13.20 The election & your investments; Tax breaks for working from home How should the upcoming election change your investments? Clark discusses that and the low rates that savers are currently enduring. Clark discusses the tax breaks you might qualify for if you've been working from home for most of 2020. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 13 Oct 2020 19:00:00 -0000 full Clark Howard The election & your investments; Tax breaks for working from home How should the upcoming election change your investments? Clark discusses that and the low rates that savers are currently enduring. Clark discusses the tax breaks you might qualify for if you've been working from home for most of 2020. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices How should the upcoming election change your investments? Clark discusses that and the low rates that savers are currently enduring.


    Clark discusses the tax breaks you might qualify for if you've been working from home for most of 2020.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     10.12.20 Robinhood disastrous account hacking; New PPP loan forgiveness form Investing app Robinhood has acknowledged that some of its customers may have been targeted by hackers. The SBA is making the forgiveness process for smaller PPP loans easier. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Oct 2020 19:00:00 -0000 full Clark Howard Robinhood disastrous account hacking; New PPP loan forgiveness form Investing app Robinhood has acknowledged that some of its customers may have been targeted by hackers. The SBA is making the forgiveness process for smaller PPP loans easier. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Investing app Robinhood has acknowledged that some of its customers may have been targeted by hackers.


    The SBA is making the forgiveness process for smaller PPP loans easier.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     10.9.20 The skinny on meal delivery kits; Clark Stinks Clark has discussed grocery delivery and curbside pickups, but Consumer Reports has a new review of meal delivery kits that's worth sharing. While they can get expensive, it might be a better choice than takeout. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 09 Oct 2020 19:00:00 -0000 full Clark Howard The skinny on meal delivery kits; Clark Stinks Clark has discussed grocery delivery and curbside pickups, but Consumer Reports has a new review of meal delivery kits that's worth sharing. While they can get expensive, it might be a better choice than takeout. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark has discussed grocery delivery and curbside pickups, but Consumer Reports has a new review of meal delivery kits that's worth sharing. While they can get expensive, it might be a better choice than takeout.


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2298     10.8.20 Southwest wants pay cuts, not layoffs; Beware payroll advance apps Southwest asks employees to accept pay cuts to avoid furloughs. The airlines and the travel industry as a whole are having a really hard time anticipating demand as consumers wait until the last minute to book airfare. Different apps now allow Americans access to their paychecks ahead of time. But these apps are a bad idea and can cause you to live not just paycheck to paycheck, but day to day. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 08 Oct 2020 19:00:00 -0000 full Clark Howard Southwest wants pay cuts, not layoffs; Beware payroll advance apps Southwest asks employees to accept pay cuts to avoid furloughs. The airlines and the travel industry as a whole are having a really hard time anticipating demand as consumers wait until the last minute to book airfare. Different apps now allow Americans access to their paychecks ahead of time. But these apps are a bad idea and can cause you to live not just paycheck to paycheck, but day to day. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Southwest asks employees to accept pay cuts to avoid furloughs. The airlines and the travel industry as a whole are having a really hard time anticipating demand as consumers wait until the last minute to book airfare.


    Different apps now allow Americans access to their paychecks ahead of time. But these apps are a bad idea and can cause you to live not just paycheck to paycheck, but day to day.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     10.7.20 Why you should get the flu shot; When the Holiday deals are happening Clark discusses the importance of getting a flu shot - especially given the fact that the pandemic is still wreaking havoc in our country. What is the timeline in order to get the best deals while you are doing your holiday shopping? Clark breaks down which dates will see the lowest prices on a range of items that might be on your list. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 07 Oct 2020 19:00:00 -0000 full Clark Howard Why you should get the flu shot; When the Holiday deals are happening Clark discusses the importance of getting a flu shot - especially given the fact that the pandemic is still wreaking havoc in our country. What is the timeline in order to get the best deals while you are doing your holiday shopping? Clark breaks down which dates will see the lowest prices on a range of items that might be on your list. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the importance of getting a flu shot - especially given the fact that the pandemic is still wreaking havoc in our country.


    What is the timeline in order to get the best deals while you are doing your holiday shopping? Clark breaks down which dates will see the lowest prices on a range of items that might be on your list.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     10.6.20 New Verizon home internet option; The impact of Trump's Covid diagnosis Verizon has a new offering that will help rural folks get decent internet speeds in their home. Clark also mentions a fantastic new unlimited cell phone plan from Metro by T-Mobile. The economic recovery is hitting a stall. Clark talks about that and how Trump's Covid diagnosis will affect the economy as a whole. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 06 Oct 2020 19:00:00 -0000 full Clark Howard New Verizon home internet option; The impact of Trump's Covid diagnosis Verizon has a new offering that will help rural folks get decent internet speeds in their home. Clark also mentions a fantastic new unlimited cell phone plan from Metro by T-Mobile. The economic recovery is hitting a stall. Clark talks about that and how Trump's Covid diagnosis will affect the economy as a whole. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Verizon has a new offering that will help rural folks get decent internet speeds in their home. Clark also mentions a fantastic new unlimited cell phone plan from Metro by T-Mobile.


    The economic recovery is hitting a stall. Clark talks about that and how Trump's Covid diagnosis will affect the economy as a whole.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     10.5.20 Census bureau report about widening income gap; New credit card doesn't look at your credit score Roughly 80% of Americans have less purchasing power now than they did a decade ago. This is not good news! Clark discusses the significance of what this new Census bureau report means. The X1 credit card looks at your income to decide whether or not you qualify, not your credit score. This is helpful for a lot of people seeking credit. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Oct 2020 19:00:00 -0000 full Clark Howard Census bureau report about widening income gap; New credit card doesn't look at your credit score Roughly 80% of Americans have less purchasing power now than they did a decade ago. This is not good news! Clark discusses the significance of what this new Census bureau report means. The X1 credit card looks at your income to decide whether or not you qualify, not your credit score. This is helpful for a lot of people seeking credit. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Roughly 80% of Americans have less purchasing power now than they did a decade ago. This is not good news! Clark discusses the significance of what this new Census bureau report means.


    The X1 credit card looks at your income to decide whether or not you qualify, not your credit score. This is helpful for a lot of people seeking credit.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2295     10.2.20 PPP loan forgiveness gets underway; Clark Stinks Small business owners that took out PPP loans have been worried about how forgiveness for those loans will work. The Treasury department finally announced that they will begin processing those forgiveness applications starting either this week or next. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 02 Oct 2020 19:00:00 -0000 full Clark Howard PPP loan forgiveness gets underway; Clark Stinks Small business owners that took out PPP loans have been worried about how forgiveness for those loans will work. The Treasury department finally announced that they will begin processing those forgiveness applications starting either this week or next. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Small business owners that took out PPP loans have been worried about how forgiveness for those loans will work. The Treasury department finally announced that they will begin processing those forgiveness applications starting either this week or next.


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     10.1.20 Teachers are underpaid; Fake debt collectors A new report finds that teachers are paid less than non-teacher, college-educated workers. That's a problem. Fake debt collectors are on the rise. Clark tells you what to watch out for. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 01 Oct 2020 19:00:00 -0000 full Clark Howard Teachers are underpaid; Fake debt collectors A new report finds that teachers are paid less than non-teacher, college-educated workers. That's a problem. Fake debt collectors are on the rise. Clark tells you what to watch out for. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices A new report finds that teachers are paid less than non-teacher, college-educated workers. That's a problem.


    Fake debt collectors are on the rise. Clark tells you what to watch out for.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2323     9.30.20 Massive layoffs at Disney and the airlines; Where to turn for health insurance after job loss The airlines are set to lay off tens of thousands of employees as government bailout funds run dry and the travel industry remains disrupted. Disney has also announced that it is laying off 28,00 of its employees. Clark talks about the healthcare options that Americans have if they do lose their job. It's incredibly important to go to Healthcare.gov to see your options. The subsidies available to you could make a healthcare plan incredibly cheap or even free for you and your family. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 30 Sep 2020 19:00:00 -0000 full Clark Howard Massive layoffs at Disney and the airlines; Where to turn for health insurance after job loss The airlines are set to lay off tens of thousands of employees as government bailout funds run dry and the travel industry remains disrupted. Disney has also announced that it is laying off 28,00 of its employees. Clark talks about the healthcare options that Americans have if they do lose their job. It's incredibly important to go to Healthcare.gov to see your options. The subsidies available to you could make a healthcare plan incredibly cheap or even free for you and your family. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices The airlines are set to lay off tens of thousands of employees as government bailout funds run dry and the travel industry remains disrupted. Disney has also announced that it is laying off 28,00 of its employees.


    Clark talks about the healthcare options that Americans have if they do lose their job. It's incredibly important to go to Healthcare.gov to see your options. The subsidies available to you could make a healthcare plan incredibly cheap or even free for you and your family.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     9.29.20 Supermarkets are stocked for Fall; How to negotiate rent with your landlord Supermarkets are stocking up before Fall hits in case there's a surge in Covid cases. Apartment vacancies are up. So there's more room for you to negotiate concessions with your landlord. But to get the best deal, you have to be willing to walk. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 29 Sep 2020 19:00:00 -0000 full Clark Howard Supermarkets are stocked for Fall; How to negotiate rent with your landlord Supermarkets are stocking up before Fall hits in case there's a surge in Covid cases. Apartment vacancies are up. So there's more room for you to negotiate concessions with your landlord. But to get the best deal, you have to be willing to walk. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Supermarkets are stocking up before Fall hits in case there's a surge in Covid cases.


    Apartment vacancies are up. So there's more room for you to negotiate concessions with your landlord. But to get the best deal, you have to be willing to walk.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     9.28.20 Voters are less divided than our politicians; Amazon Prime Day + Ring drone camera Americans are actually less divided than our elected officials seem to be. They tend to agree on fiscal policy like the minimum wage and affordable child care. Amazon has announced that Prime Day will be on October 13 & 14. The Christmas deals appear poised to come in October and November this year. Amazon has also launched a camera with a drone to monitor your home. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Sep 2020 19:00:00 -0000 full Clark Howard Voters are less divided than our politicians; Amazon Prime Day + Ring drone camera Americans are actually less divided than our elected officials seem to be. They tend to agree on fiscal policy like the minimum wage and affordable child care. Amazon has announced that Prime Day will be on October 13 & 14. The Christmas deals appear poised to come in October and November this year. Amazon has also launched a camera with a drone to monitor your home. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Americans are actually less divided than our elected officials seem to be. They tend to agree on fiscal policy like the minimum wage and affordable child care.


    Amazon has announced that Prime Day will be on October 13 & 14. The Christmas deals appear poised to come in October and November this year. Amazon has also launched a camera with a drone to monitor your home.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     9.25.20 Cheaper batteries are lowering energy costs; Clark Stinks Tesla is leading the charge towards cheaper batteries. And that is going to have a major impact on consumer energy bills going forward. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 25 Sep 2020 19:00:00 -0000 full Clark Howard Cheaper batteries are lowering energy costs; Clark Stinks Tesla is leading the charge towards cheaper batteries. And that is going to have a major impact on consumer energy bills going forward. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tesla is leading the charge towards cheaper batteries. And that is going to have a major impact on consumer energy bills going forward.


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     9.24.20 Housing market inventory is crazy low, driving up prices; Car insurance claim estimator Fewer Americans are listing their homes for sale. And as interest rates continue to remain low, that is driving up home prices. Artificial intelligence is changing how we react after getting into a car accident. These tech developments will also majorly help adjusters do their work in a more efficient manner. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 24 Sep 2020 19:00:00 -0000 full Clark Howard Housing market inventory is crazy low, driving up prices; Car insurance claim estimator Fewer Americans are listing their homes for sale. And as interest rates continue to remain low, that is driving up home prices. Artificial intelligence is changing how we react after getting into a car accident. These tech developments will also majorly help adjusters do their work in a more efficient manner. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fewer Americans are listing their homes for sale. And as interest rates continue to remain low, that is driving up home prices.


    Artificial intelligence is changing how we react after getting into a car accident. These tech developments will also majorly help adjusters do their work in a more efficient manner.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     9.23.20 New independent contractor rule; Southwest companion pass offer A new rule gives employers more leeway when it comes to how they classify employees. Clark discusses the pros and cons of this move as well as how employers should treat non salaried employees. If you are willing to travel right now, Southwest has an offer that's pretty hard to refuse. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 23 Sep 2020 19:00:00 -0000 full Clark Howard New independent contractor rule; Southwest companion pass offer A new rule gives employers more leeway when it comes to how they classify employees. Clark discusses the pros and cons of this move as well as how employers should treat non salaried employees. If you are willing to travel right now, Southwest has an offer that's pretty hard to refuse. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices A new rule gives employers more leeway when it comes to how they classify employees. Clark discusses the pros and cons of this move as well as how employers should treat non salaried employees.


    If you are willing to travel right now, Southwest has an offer that's pretty hard to refuse.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     9.22.20 What to do with overwhelming hospital bills; How small businesses are faring Clark discusses how to handle overwhelming hospital bills. It's absolutely crucial not to pay that bill with a credit card. There are some positive signs about how small businesses have survived are faring. There is likely still some need for further stimulus to keep businesses afloat. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 22 Sep 2020 19:00:00 -0000 full Clark Howard What to do with overwhelming hospital bills; How small businesses are faring Clark discusses how to handle overwhelming hospital bills. It's absolutely crucial not to pay that bill with a credit card. There are some positive signs about how small businesses have survived are faring. There is likely still some need for further stimulus to keep businesses afloat. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses how to handle overwhelming hospital bills. It's absolutely crucial not to pay that bill with a credit card.


    There are some positive signs about how small businesses have survived are faring. There is likely still some need for further stimulus to keep businesses afloat.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     9.21.20 Fighting back against an unlawful eviction; Walmart raising pay There is a federal moratorium on evicting tenants who can't pay right now. Clark discusses free software that is available to help you fight back if your landlord is wrongfully trying to evict you. Walmart is raising pay for 165,000 workers. They are creating new leadership roles for many employees and a new structure for how they pay employees as well. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 21 Sep 2020 19:00:00 -0000 full Clark Howard Fighting back against an unlawful eviction; Walmart raising pay There is a federal moratorium on evicting tenants who can't pay right now. Clark discusses free software that is available to help you fight back if your landlord is wrongfully trying to evict you. Walmart is raising pay for 165,000 workers. They are creating new leadership roles for many employees and a new structure for how they pay employees as well. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices There is a federal moratorium on evicting tenants who can't pay right now. Clark discusses free software that is available to help you fight back if your landlord is wrongfully trying to evict you.


    Walmart is raising pay for 165,000 workers. They are creating new leadership roles for many employees and a new structure for how they pay employees as well.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     9.18.20 Why delaying social security payments is so important; Clark Stinks A lot of Americans opt to take social security when they are first eligible. But this can cost you a whole lot of money in the long run. Clark discusses why it is so important to delay taking social security if that is possible in your life. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 18 Sep 2020 19:00:00 -0000 full Clark Howard Why delaying social security payments is so important; Clark Stinks A lot of Americans opt to take social security when they are first eligible. But this can cost you a whole lot of money in the long run. Clark discusses why it is so important to delay taking social security if that is possible in your life. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices A lot of Americans opt to take social security when they are first eligible. But this can cost you a whole lot of money in the long run. Clark discusses why it is so important to delay taking social security if that is possible in your life.


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     9.17.20 The telemedicine boom; Good news for job seekers Telemedicine is taking off right now. And it's actually better for your health, too. There are all sorts of positive signs in the job market. Clark talks about Hobby Lobby raising its minimum wage to $17 an hour, new job training programs, and more. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 17 Sep 2020 19:00:00 -0000 full Clark Howard The telemedicine boom; Good news for job seekers Telemedicine is taking off right now. And it's actually better for your health, too. There are all sorts of positive signs in the job market. Clark talks about Hobby Lobby raising its minimum wage to $17 an hour, new job training programs, and more. Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Telemedicine is taking off right now. And it's actually better for your health, too.


    There are all sorts of positive signs in the job market. Clark talks about Hobby Lobby raising its minimum wage to $17 an hour, new job training programs, and more.


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     9.16.20 Employees love working from home, but many employers don't love it; Football is back! Stats show that Americans who have been able to work from home during the pandemic would love to be able to continue doing so when things get back to normal. But a large number of employers are ready to bring their employees back into the office. Football is Clark's favorite sport. And he is so glad that it's back! Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 16 Sep 2020 19:00:00 -0000 full Clark Howard Employees love working from home, but many employers don't love it; Football is back! Stats show that Americans who have been able to work from home during the pandemic would love to be able to continue doing so when things get back to normal. But a large number of employers are ready to bring their employees back into the office. Football is Clark's favorite sport. And he is so glad that it's back! Want more money advice? Sign up for Clark’s free daily newsletter! Learn more about your ad choices. Visit megaphone.fm/adchoices Stats show that Americans who have been able to work from home during the pandemic would love to be able to continue doing so when things get back to normal. But a large number of employers are ready to bring their employees back into the office.


    Football is Clark's favorite sport. And he is so glad that it's back!


    Want more money advice? Sign up for Clark’s free daily newsletter!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     9.15.20 Americans are saving more right now; USPS prescription delivery delays Many Americans who can are saving more of their income. This bodes well as the economy continues to recover as the spenders will be able to meaningfully support that recovery. USPS delays are having a real impact on the delivery of important medications. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 15 Sep 2020 19:00:00 -0000 full Clark Howard Americans are saving more right now; USPS prescription delivery delays Many Americans who can are saving more of their income. This bodes well as the economy continues to recover as the spenders will be able to meaningfully support that recovery. USPS delays are having a real impact on the delivery of important medications. Learn more about your ad choices. Visit megaphone.fm/adchoices Many Americans who can are saving more of their income. This bodes well as the economy continues to recover as the spenders will be able to meaningfully support that recovery.


    USPS delays are having a real impact on the delivery of important medications.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     9.14.20 The wildfires in California; The cell phone price wars intensify https://www.marketwatch.com/graphics/best-place-to-retire/ Clark talks about what has led to the wildfires in California and what policies need to be implemented to avoid such devastation in the future. Link for a listener - Marketwatch's Best Places to Retire tool. Verizon just bought Tracfone. This will intensify the price cutting in the industry. That's great news for consumers! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 Sep 2020 19:00:00 -0000 full Clark Howard The wildfires in California; The cell phone price wars intensify Clark talks about what has led to the wildfires in California and what policies need to be implemented to avoid such devastation in the future. Link for a listener - Marketwatch's Best Places to Retire tool. Verizon just bought Tracfone. This will intensify the price cutting in the industry. That's great news for consumers! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about what has led to the wildfires in California and what policies need to be implemented to avoid such devastation in the future.


    Link for a listener - Marketwatch's Best Places to Retire tool.


    Verizon just bought Tracfone. This will intensify the price cutting in the industry. That's great news for consumers!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2321     9.11.20 Special Edition: Navigating Your Finances in the Pandemic Economy Clark talks about how the economy has changed since Covid-19 became a reality in our lives. And his wife Lane joins him to pose your questions - all of which are related to how you should navigate the financial waters given the current state of things. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 11 Sep 2020 19:00:00 -0000 full Clark Howard Special Edition: Navigating Your Finances in the Pandemic Economy Clark talks about how the economy has changed since Covid-19 became a reality in our lives. And his wife Lane joins him to pose your questions - all of which are related to how you should navigate the financial waters given the current state of things. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about how the economy has changed since Covid-19 became a reality in our lives. And his wife Lane joins him to pose your questions - all of which are related to how you should navigate the financial waters given the current state of things.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     9.10.20 Christmas sales in October; The used car shortage Retailers are likely to start offering bargains earlier than normal this year. You could find some great bargains in October instead of having to wait until November! There is a used car shortage in our country which is pushing up the value of older vehicles. If you have an older car sitting around that you don't need, consider selling it. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 10 Sep 2020 19:00:00 -0000 full Clark Howard Christmas sales in October; The used car shortage Retailers are likely to start offering bargains earlier than normal this year. You could find some great bargains in October instead of having to wait until November! There is a used car shortage in our country which is pushing up the value of older vehicles. If you have an older car sitting around that you don't need, consider selling it. Learn more about your ad choices. Visit megaphone.fm/adchoices Retailers are likely to start offering bargains earlier than normal this year. You could find some great bargains in October instead of having to wait until November!


    There is a used car shortage in our country which is pushing up the value of older vehicles. If you have an older car sitting around that you don't need, consider selling it.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     9.9.20 Mint Mobile launches cheap unlimited cell plan; FedEx is hiring If you need unlimited data, Mint Mobile just launched one of the best plans that is pretty inexpensive - only $30 a month when you pay up front. Check it out on their website. FedEx is going on a hiring spree ahead of the holidays. If you are looking for work, check out the job postings from FedEx. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 09 Sep 2020 19:00:00 -0000 full Clark Howard Mint Mobile launches cheap unlimited cell plan; FedEx is hiring If you need unlimited data, Mint Mobile just launched one of the best plans that is pretty inexpensive - only $30 a month when you pay up front. Check it out on their website. FedEx is going on a hiring spree ahead of the holidays. If you are looking for work, check out the job postings from FedEx. Learn more about your ad choices. Visit megaphone.fm/adchoices If you need unlimited data, Mint Mobile just launched one of the best plans that is pretty inexpensive - only $30 a month when you pay up front. Check it out on their website.


    FedEx is going on a hiring spree ahead of the holidays. If you are looking for work, check out the job postings from FedEx.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     9.8.20 The unbalanced stock market; How the eviction moratorium works The stock market has started to experience some volatility - particularly in the tech sector. Clark talks about how that should impact how you invest your money. If you cannot afford to pay your rent right now, you can avoid eviction by filling out this CDC form. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 08 Sep 2020 19:00:00 -0000 full Clark Howard The unbalanced stock market; How the eviction moratorium works The stock market has started to experience some volatility - particularly in the tech sector. Clark talks about how that should impact how you invest your money. If you cannot afford to pay your rent right now, you can avoid eviction by filling out this CDC form. Learn more about your ad choices. Visit megaphone.fm/adchoices The stock market has started to experience some volatility - particularly in the tech sector. Clark talks about how that should impact how you invest your money.


    If you cannot afford to pay your rent right now, you can avoid eviction by filling out this CDC form.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     9.7.20 New car recall tool; Dollar stores become more popular as consumers are still hurting NHTSA has released a new free app that makes it easy for consumers to check for any outstanding recalls on their vehicle. Dollar store chains are starting to get more in-store traffic as a large segment of hurting consumers turn there for lower prices. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 07 Sep 2020 19:00:00 -0000 full Clark Howard New car recall tool; Dollar stores become more popular as consumers are still hurting NHTSA has released a new free app that makes it easy for consumers to check for any outstanding recalls on their vehicle. Dollar store chains are starting to get more in-store traffic as a large segment of hurting consumers turn there for lower prices. Learn more about your ad choices. Visit megaphone.fm/adchoices NHTSA has released a new free app that makes it easy for consumers to check for any outstanding recalls on their vehicle.


    Dollar store chains are starting to get more in-store traffic as a large segment of hurting consumers turn there for lower prices.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2271     9.4.20 Walmart Plus takes aim at Amazon Prime; Clark Stinks Walmart Plus just launched with a $98 annual fee in an attempt to take market share from Amazon. The perks will include fast shipping on a lot of items - many of which you can get the same day you place the order! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 04 Sep 2020 19:00:00 -0000 full Clark Howard Walmart Plus takes aim at Amazon Prime; Clark Stinks Walmart Plus just launched with a $98 annual fee in an attempt to take market share from Amazon. The perks will include fast shipping on a lot of items - many of which you can get the same day you place the order! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Walmart Plus just launched with a $98 annual fee in an attempt to take market share from Amazon. The perks will include fast shipping on a lot of items - many of which you can get the same day you place the order!


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     9.3.20 Why you should wait to buy an iPhone; States are having financial difficulties Apple will be releasing 5G iPhones in the Fall. Don't buy an iPhone until those are released! Clark talks about the states that are having the most financial difficulty right now and how that will affect you. Taxes could go up and services could get cut. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 03 Sep 2020 19:00:00 -0000 full Clark Howard Why you should wait to buy an iPhone; States are having financial difficulties Apple will be releasing 5G iPhones in the Fall. Don't buy an iPhone until those are released! Clark talks about the states that are having the most financial difficulty right now and how that will affect you. Taxes could go up and services could get cut. Learn more about your ad choices. Visit megaphone.fm/adchoices Apple will be releasing 5G iPhones in the Fall. Don't buy an iPhone until those are released!


    Clark talks about the states that are having the most financial difficulty right now and how that will affect you. Taxes could go up and services could get cut.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2321     9.2.20 Federal reserve won't worry about inflation; Companies forbid employees to talk about Covid diagnosis The Federal reserve has signaled that it won't do much to reign in inflation right now. Clark discusses what that means for your money in the near future. Savers, in particular, are getting their clocks cleaned. Some companies are putting employees under a gag order if they have symptoms of Covid. Clark is not in favor of companies adopting these sorts of policies. They are unsafe! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 02 Sep 2020 19:00:00 -0000 full Clark Howard Federal reserve won't worry about inflation; Companies forbid employees to talk about Covid diagnosis The Federal reserve has signaled that it won't do much to reign in inflation right now. Clark discusses what that means for your money in the near future. Savers, in particular, are getting their clocks cleaned. Some companies are putting employees under a gag order if they have symptoms of Covid. Clark is not in favor of companies adopting these sorts of policies. They are unsafe! Learn more about your ad choices. Visit megaphone.fm/adchoices The Federal reserve has signaled that it won't do much to reign in inflation right now. Clark discusses what that means for your money in the near future. Savers, in particular, are getting their clocks cleaned.


    Some companies are putting employees under a gag order if they have symptoms of Covid. Clark is not in favor of companies adopting these sorts of policies. They are unsafe!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     9.1.20 Executive order confusion and stimulus package progress; More airlines drop change fees + flying cars Clark talks about how the executive orders are rolling out. And will there be another stimulus package? It's likely. But it's hard to know when Congress will come to an agreement. Delta, Alaska, and American Airlines join United in dropping airline change fees & a flying car was tested successfully in Japan! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 01 Sep 2020 19:00:00 -0000 full Clark Howard Executive order confusion and stimulus package progress; More airlines drop change fees + flying cars Clark talks about how the executive orders are rolling out. And will there be another stimulus package? It's likely. But it's hard to know when Congress will come to an agreement. Delta, Alaska, and American Airlines join United in dropping airline change fees & a flying car was tested successfully in Japan! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about how the executive orders are rolling out. And will there be another stimulus package? It's likely. But it's hard to know when Congress will come to an agreement.


    Delta, Alaska, and American Airlines join United in dropping airline change fees & a flying car was tested successfully in Japan!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     8.31.20 Clark talks prostate cancer and improving your eating habits; United scraps ticket change fees Clark was diagnosed with prostate cancer over a decade ago. But he's in great health still. Staying healthy is important for so many reasons, and your eating habits are a major contributor to your overall health. Check out Clark.com for more info on Clark's work with the Prostate Cancer Foundation. United Airlines is permanently getting rid of ticket-change fees. This is great news. Those fees are unnecessary. They also cause consumers a lot of frustration and cost them a lot of money. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 31 Aug 2020 19:00:00 -0000 full Clark Howard Clark talks prostate cancer and improving your eating habits; United scraps ticket change fees Clark was diagnosed with prostate cancer over a decade ago. But he's in great health still. Staying healthy is important for so many reasons, and your eating habits are a major contributor to your overall health. Check out Clark.com for more info on Clark's work with the Prostate Cancer Foundation. United Airlines is permanently getting rid of ticket-change fees. This is great news. Those fees are unnecessary. They also cause consumers a lot of frustration and cost them a lot of money. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark was diagnosed with prostate cancer over a decade ago. But he's in great health still. Staying healthy is important for so many reasons, and your eating habits are a major contributor to your overall health. Check out Clark.com for more info on Clark's work with the Prostate Cancer Foundation.


    United Airlines is permanently getting rid of ticket-change fees. This is great news. Those fees are unnecessary. They also cause consumers a lot of frustration and cost them a lot of money.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     8.28.20 Now is an ideal rate to shop around for car/home insurance; Clark Stinks Insurance companies are raking in the profit right now as crime is down and people are driving less. That makes this an excellent time for you to shop with multliple companies in order to score a better rate. You could save a LOT of money every year! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 28 Aug 2020 19:00:00 -0000 full Clark Howard Now is an ideal rate to shop around for car/home insurance; Clark Stinks Insurance companies are raking in the profit right now as crime is down and people are driving less. That makes this an excellent time for you to shop with multliple companies in order to score a better rate. You could save a LOT of money every year! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Insurance companies are raking in the profit right now as crime is down and people are driving less. That makes this an excellent time for you to shop with multliple companies in order to score a better rate. You could save a LOT of money every year!


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     8.27.20 New refinance fee postponed; Why freezing your credit is SO important now The new refi fee that Clark talked about last week is being postponed until December. And borrowers who are refinancing smaller loans won't see it at all! With an influx of Covid scams, freezing your credit is more important than ever. If you haven't frozen your credit, do it soon. It's incredibly quick and free! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 27 Aug 2020 19:00:00 -0000 full Clark Howard New refinance fee postponed; Why freezing your credit is SO important now The new refi fee that Clark talked about last week is being postponed until December. And borrowers who are refinancing smaller loans won't see it at all! With an influx of Covid scams, freezing your credit is more important than ever. If you haven't frozen your credit, do it soon. It's incredibly quick and free! Learn more about your ad choices. Visit megaphone.fm/adchoices The new refi fee that Clark talked about last week is being postponed until December. And borrowers who are refinancing smaller loans won't see it at all!


    With an influx of Covid scams, freezing your credit is more important than ever. If you haven't frozen your credit, do it soon. It's incredibly quick and free!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     8.26.20 Knowing your home's flood risk; Rip-off schools FloodFactor.com is a great website that can help you assess your home's flood risk. And if you are at a higher risk, you can get flood insurance pretty inexpensively! There's a new way to get money to pay your tuition at for-profit schools. And no surprise, it's a rip-off too. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 26 Aug 2020 19:00:00 -0000 full Clark Howard Knowing your home's flood risk; Rip-off schools FloodFactor.com is a great website that can help you assess your home's flood risk. And if you are at a higher risk, you can get flood insurance pretty inexpensively! There's a new way to get money to pay your tuition at for-profit schools. And no surprise, it's a rip-off too. Learn more about your ad choices. Visit megaphone.fm/adchoices FloodFactor.com is a great website that can help you assess your home's flood risk. And if you are at a higher risk, you can get flood insurance pretty inexpensively!


    There's a new way to get money to pay your tuition at for-profit schools. And no surprise, it's a rip-off too.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     8.25.20 IRS to stop sending tax notices for now; Schwab's new free planning tool IRS will stop sending tax notices for now until it clears through a backlog of mailed in returns. Charles Schwab has a new tool to help with retirement planning. In about 15 minutes you can generate a helpful retirement plan based on your own goals and the probability of funding those goals based on your age and current asset allocation. You can check out the new free tool called Schwab Plan here. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 25 Aug 2020 19:00:00 -0000 full Clark Howard IRS to stop sending tax notices for now; Schwab's new free planning tool IRS will stop sending tax notices for now until it clears through a backlog of mailed in returns. Charles Schwab has a new tool to help with retirement planning. In about 15 minutes you can generate a helpful retirement plan based on your own goals and the probability of funding those goals based on your age and current asset allocation. You can check out the new free tool called Schwab Plan here. Learn more about your ad choices. Visit megaphone.fm/adchoices IRS will stop sending tax notices for now until it clears through a backlog of mailed in returns.


    Charles Schwab has a new tool to help with retirement planning. In about 15 minutes you can generate a helpful retirement plan based on your own goals and the probability of funding those goals based on your age and current asset allocation. You can check out the new free tool called Schwab Plan here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     8.24.20 Zoom crash this morning + alternatives; The K-shaped look of the economic recovery Zoom experienced a big crash this morning on the east coast of the US. Clark discusses and talks about the importance of having backup video conferencing options. The K-shaped economy is increasing the level of income inequality in the country. Clark discusses how to change your income prospects as the Covid economy continues to create real hardship. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Aug 2020 19:00:00 -0000 full Clark Howard Zoom crash this morning + alternatives; The K-shaped look of the economic recovery Zoom experienced a big crash this morning on the east coast of the US. Clark discusses and talks about the importance of having backup video conferencing options. The K-shaped economy is increasing the level of income inequality in the country. Clark discusses how to change your income prospects as the Covid economy continues to create real hardship. Learn more about your ad choices. Visit megaphone.fm/adchoices Zoom experienced a big crash this morning on the east coast of the US. Clark discusses and talks about the importance of having backup video conferencing options.


    The K-shaped economy is increasing the level of income inequality in the country. Clark discusses how to change your income prospects as the Covid economy continues to create real hardship.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     8.21.20 Click & collect is the present and the future; Clark Stinks Retailers like Target are crushing it right now - in large part because they have done an incredible job with click & collect. Clark loves buying stuff and picking them up at nearby national retailers. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 21 Aug 2020 19:00:00 -0000 full Clark Howard Click & collect is the present and the future; Clark Stinks Retailers like Target are crushing it right now - in large part because they have done an incredible job with click & collect. Clark loves buying stuff and picking them up at nearby national retailers. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Retailers like Target are crushing it right now - in large part because they have done an incredible job with click & collect. Clark loves buying stuff and picking them up at nearby national retailers.


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     8.20.20 Amazon's sale of faulty goods; What's up with the next stimulus bill? A court has just ruled that Amazon can be held responsible for faulty and unsafe good being sold on its website. Often many of the questionable items are sold by third party sellers but Clark calls on Amazon to clean things up on their site. The next stimulus bill is taking a while to put together. Clark talks about how the implementation of the recent executive orders is going and what we can expect from a stimulus bill at some point in the future. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 20 Aug 2020 19:00:00 -0000 full Clark Howard Amazon's sale of faulty goods; What's up with the next stimulus bill? A court has just ruled that Amazon can be held responsible for faulty and unsafe good being sold on its website. Often many of the questionable items are sold by third party sellers but Clark calls on Amazon to clean things up on their site. The next stimulus bill is taking a while to put together. Clark talks about how the implementation of the recent executive orders is going and what we can expect from a stimulus bill at some point in the future. Learn more about your ad choices. Visit megaphone.fm/adchoices A court has just ruled that Amazon can be held responsible for faulty and unsafe good being sold on its website. Often many of the questionable items are sold by third party sellers but Clark calls on Amazon to clean things up on their site.


    The next stimulus bill is taking a while to put together. Clark talks about how the implementation of the recent executive orders is going and what we can expect from a stimulus bill at some point in the future.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2297     8.19.20 Stock market reaches new highs; Flexible leases are more common The stock market has fully rebounded since its collapse in the Spring. Apple just hit a $2 trillion valuation while the S&P 500 hit a new milestone as well. Leases are traditionally one year long. But landlords are becoming more flexible due to the pandemic. So if you would prefer a shorter lease or even to rent month to month, you should ask for that now! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 19 Aug 2020 19:00:00 -0000 full Clark Howard Stock market reaches new highs; Flexible leases are more common The stock market has fully rebounded since its collapse in the Spring. Apple just hit a $2 trillion valuation while the S&P 500 hit a new milestone as well. Leases are traditionally one year long. But landlords are becoming more flexible due to the pandemic. So if you would prefer a shorter lease or even to rent month to month, you should ask for that now! Learn more about your ad choices. Visit megaphone.fm/adchoices The stock market has fully rebounded since its collapse in the Spring. Apple just hit a $2 trillion valuation while the S&P 500 hit a new milestone as well.


    Leases are traditionally one year long. But landlords are becoming more flexible due to the pandemic. So if you would prefer a shorter lease or even to rent month to month, you should ask for that now!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2299     8.18.20 New fees for refinancing; Apple & Google's monopolistic tendencies Mortgage refinancing just got more expensive thanks to this new fee from Fannie Mae and Freddie Mac. Apple and Google are acting more and more like a shared monopoly. Case in point, Fortnite has been pulled from both Google and Apple's store for attempting to bypass the fees they impose on sellers. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 18 Aug 2020 19:00:00 -0000 full Clark Howard New fees for refinancing; Apple & Google's monopolistic tendencies Mortgage refinancing just got more expensive thanks to this new fee from Fannie Mae and Freddie Mac. Apple and Google are acting more and more like a shared monopoly. Case in point, Fortnite has been pulled from both Google and Apple's store for attempting to bypass the fees they impose on sellers. Learn more about your ad choices. Visit megaphone.fm/adchoices Mortgage refinancing just got more expensive thanks to this new fee from Fannie Mae and Freddie Mac.


    Apple and Google are acting more and more like a shared monopoly. Case in point, Fortnite has been pulled from both Google and Apple's store for attempting to bypass the fees they impose on sellers.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     8.17.20 What's happening with the post office?; Student loan executive order details + a new proposal for student loan forgiveness There are some big issues with the postal service right now and it has led to a political firestorm in Washington. But Clark wants to discuss the reforms that are actually needed as the USPS has seen declines in the mail they deliver. It looks like federal student loans will continue to see payment and interest deferral for the rest of the year due to the President's executive order. There's also a new proposal to change the way income based repayment works which would create some much needed simplification. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Aug 2020 19:11:03 -0000 full Clark Howard What's happening with the post office?; Student loan executive order details + a new proposal for student loan forgiveness There are some big issues with the postal service right now and it has led to a political firestorm in Washington. But Clark wants to discuss the reforms that are actually needed as the USPS has seen declines in the mail they deliver. It looks like federal student loans will continue to see payment and interest deferral for the rest of the year due to the President's executive order. There's also a new proposal to change the way income based repayment works which would create some much needed simplification. Learn more about your ad choices. Visit megaphone.fm/adchoices There are some big issues with the postal service right now and it has led to a political firestorm in Washington. But Clark wants to discuss the reforms that are actually needed as the USPS has seen declines in the mail they deliver.


    It looks like federal student loans will continue to see payment and interest deferral for the rest of the year due to the President's executive order. There's also a new proposal to change the way income based repayment works which would create some much needed simplification.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2322     8.14.20 Cutting items from your budget to save more; Clark Stinks Clark encourages people to look over their spending for the past month or two. Are you still spending on gym memberships or other recurring subscriptions that you aren't really using right now? Cancel them out of your life! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 14 Aug 2020 19:00:00 -0000 full Clark Howard Clark encourages people to look over their spending for the past month or two. Are you still spending on gym memberships or other recurring subscriptions that you aren't really using right now? Cancel them out of your life! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark encourages people to look over their spending for the past month or two. Are you still spending on gym memberships or other recurring subscriptions that you aren't really using right now? Cancel them out of your life!


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     8.13.20 iBonds could be a great savings vehicle; Grocery shortages With rates dropping quickly for savers, iBonds could be a great place to put some money you want liquid in order to get a better return. Some items are still hard to find at the grocery store. Clark talks about what is going on and the price inflation we're starting to see on lots of grocery items. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 13 Aug 2020 19:00:00 -0000 full Clark Howard iBonds could be a great savings vehicle; Grocery shortages With rates dropping quickly for savers, iBonds could be a great place to put some money you want liquid in order to get a better return. Some items are still hard to find at the grocery store. Clark talks about what is going on and the price inflation we're starting to see on lots of grocery items. Learn more about your ad choices. Visit megaphone.fm/adchoices With rates dropping quickly for savers, iBonds could be a great place to put some money you want liquid in order to get a better return.


    Some items are still hard to find at the grocery store. Clark talks about what is going on and the price inflation we're starting to see on lots of grocery items.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     8.12.20 How unemployment benefits will work under the executive order; Prepaid cell phone plan deals The President's executive order extends federal unemployment benefits. But what will that look like on the ground in the states? Clark discusses. Boost Mobile has a new $10 a month plan! Clark talks about that and some of the other best deals right now on cell service. You could save hundreds of dollars a year. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 12 Aug 2020 19:00:00 -0000 full Clark Howard How unemployment benefits will work under the executive order; Prepaid cell phone plan deals The President's executive order extends federal unemployment benefits. But what will that look like on the ground in the states? Clark discusses. Boost Mobile has a new $10 a month plan! Clark talks about that and some of the other best deals right now on cell service. You could save hundreds of dollars a year. Learn more about your ad choices. Visit megaphone.fm/adchoices The President's executive order extends federal unemployment benefits. But what will that look like on the ground in the states? Clark discusses.


    Boost Mobile has a new $10 a month plan! Clark talks about that and some of the other best deals right now on cell service. You could save hundreds of dollars a year.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     8.11.20 Watch out for these bill scams; Insurance company access to your medical records People are getting bill collection notifications via text or email that are scams. Especially in these emotional times, be vigilant for scam artists trying to get your personal or financial information. Life insurance companies want access to medical records in order to speed up life insurance purchases. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 11 Aug 2020 19:00:00 -0000 full Clark Howard Watch out for these bill scams; Insurance company access to your medical records People are getting bill collection notifications via text or email that are scams. Especially in these emotional times, be vigilant for scam artists trying to get your personal or financial information. Life insurance companies want access to medical records in order to speed up life insurance purchases. Learn more about your ad choices. Visit megaphone.fm/adchoices People are getting bill collection notifications via text or email that are scams. Especially in these emotional times, be vigilant for scam artists trying to get your personal or financial information.


    Life insurance companies want access to medical records in order to speed up life insurance purchases.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     8.10.20 Eviction fears & potential for stimulus action; Chaotic start to school year Clark discusses the difficulty many are having as federal unemployment benefits run dry in the absence of another stimulus bill. It could lead to an increase in evictions if the federal government doesn't pass another bill soon. The school year is getting off to a rocky start in many places. As some kids are doing remote learning, others have gone back in person. And the difference in safety precautions varies greatly by school district. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Aug 2020 19:00:00 -0000 full Clark Howard Eviction fears & potential for stimulus action; Chaotic start to school year Clark discusses the difficulty many are having as federal unemployment benefits run dry in the absence of another stimulus bill. It could lead to an increase in evictions if the federal government doesn't pass another bill soon. The school year is getting off to a rocky start in many places. As some kids are doing remote learning, others have gone back in person. And the difference in safety precautions varies greatly by school district. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the difficulty many are having as federal unemployment benefits run dry in the absence of another stimulus bill. It could lead to an increase in evictions if the federal government doesn't pass another bill soon.


    The school year is getting off to a rocky start in many places. As some kids are doing remote learning, others have gone back in person. And the difference in safety precautions varies greatly by school district.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     8.7.20 Gold and precious metals have been on a tear; Clark Stinks Gold prices have been soaring. And the gold bugs are touting gold to the masses as the best investment strategy. Clark talks about how you should think about gold in your investment portfolio. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 07 Aug 2020 19:00:00 -0000 full Clark Howard Gold and precious metals have been on a tear; Clark Stinks Gold prices have been soaring. And the gold bugs are touting gold to the masses as the best investment strategy. Clark talks about how you should think about gold in your investment portfolio. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Gold prices have been soaring. And the gold bugs are touting gold to the masses as the best investment strategy. Clark talks about how you should think about gold in your investment portfolio.


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     8.6.20 Credit lines being cut; AT&T rapidly losing customers Credit card limits are being cut for many customers by the banks. This is going to drastically hurt the credit scores of many - and in the midst of a pandemic. AT&T is having an incredibly tough time. The company is losing massive amounts of subscribers which is crushing revenue. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 06 Aug 2020 19:00:00 -0000 full Clark Howard Credit lines being cut; AT&T rapidly losing customers Credit card limits are being cut for many customers by the banks. This is going to drastically hurt the credit scores of many - and in the midst of a pandemic. AT&T is having an incredibly tough time. The company is losing massive amounts of subscribers which is crushing revenue. Learn more about your ad choices. Visit megaphone.fm/adchoices Credit card limits are being cut for many customers by the banks. This is going to drastically hurt the credit scores of many - and in the midst of a pandemic.


    AT&T is having an incredibly tough time. The company is losing massive amounts of subscribers which is crushing revenue.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2313     8.5.20 Self storage units having a tough time; Half of Americans see income drop With more Americans staying put and hunkering down, the storage unit industry is hurting in a big way. A new survey from Bankrate shows that almost 50% of Americans have had a reduction in income because of Covid. Pay cuts and furloughs have made things much harder on a lot of folks. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 05 Aug 2020 19:00:00 -0000 full Clark Howard Self storage units having a tough time; Half of Americans see income drop With more Americans staying put and hunkering down, the storage unit industry is hurting in a big way. A new survey from Bankrate shows that almost 50% of Americans have had a reduction in income because of Covid. Pay cuts and furloughs have made things much harder on a lot of folks. Learn more about your ad choices. Visit megaphone.fm/adchoices With more Americans staying put and hunkering down, the storage unit industry is hurting in a big way.


    A new survey from Bankrate shows that almost 50% of Americans have had a reduction in income because of Covid. Pay cuts and furloughs have made things much harder on a lot of folks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2286     8.4.20 Why Roth 401k's are better; Fast food rewards programs Roth 401k's make more sense than traditional 401k's for a lot of people. Clark discusses why that is the case. Wendy's has launched a rewards program. Starbucks just made changes to its rewards program. Clark talks about which ones he uses and how he's able to use these rewards programs and apps in order to score discounts and free food. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 04 Aug 2020 19:00:00 -0000 full Clark Howard Why Roth 401k's are better; Fast food rewards programs Roth 401k's make more sense than traditional 401k's for a lot of people. Clark discusses why that is the case. Wendy's has launched a rewards program. Starbucks just made changes to its rewards program. Clark talks about which ones he uses and how he's able to use these rewards programs and apps in order to score discounts and free food. Learn more about your ad choices. Visit megaphone.fm/adchoices Roth 401k's make more sense than traditional 401k's for a lot of people. Clark discusses why that is the case.


    Wendy's has launched a rewards program. Starbucks just made changes to its rewards program. Clark talks about which ones he uses and how he's able to use these rewards programs and apps in order to score discounts and free food.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     8.3.20 Qualifying for food stamps; Protecting your email privacy Are you eligible for food stamps? Many more Americans might qualify right now. A new email service will charge you $100 a year for an email address but they offer you privacy in return. Clark has other free options that he shares also. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Aug 2020 19:00:00 -0000 full Clark Howard Qualifying for food stamps; Protecting your email privacy Are you eligible for food stamps? Many more Americans might qualify right now. A new email service will charge you $100 a year for an email address but they offer you privacy in return. Clark has other free options that he shares also. Learn more about your ad choices. Visit megaphone.fm/adchoices Are you eligible for food stamps? Many more Americans might qualify right now.


    A new email service will charge you $100 a year for an email address but they offer you privacy in return. Clark has other free options that he shares also.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     7.31.20 Overworked pharmacists making more prescription mistakes; Clark Stinks CVS in Oklahoma was fined for prescription errors and poor staffing. Pharmacists need to be treated better! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 31 Jul 2020 19:00:00 -0000 full Clark Howard Overworked pharmacists making more prescription mistakes; Clark Stinks CVS in Oklahoma was fined for prescription errors and poor staffing. Pharmacists need to be treated better! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices CVS in Oklahoma was fined for prescription errors and poor staffing. Pharmacists need to be treated better!


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2298     7.30.20 Websites that help end of life planning; Major discounts available for monitored driving Lantern and Cake are newer websites that do a great job helping people plan for the future and do some estate planning. If you will let your insurance company monitor your driving you can score some major discounts and save a lot of money. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 30 Jul 2020 19:00:00 -0000 full Clark Howard Websites that help end of life planning; Major discounts available for monitored driving Lantern and Cake are newer websites that do a great job helping people plan for the future and do some estate planning. If you will let your insurance company monitor your driving you can score some major discounts and save a lot of money. Learn more about your ad choices. Visit megaphone.fm/adchoices Lantern and Cake are newer websites that do a great job helping people plan for the future and do some estate planning.


    If you will let your insurance company monitor your driving you can score some major discounts and save a lot of money.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2313     7.29.20 Amazon & Walmart changing checkout experience and robots that cook; Acorns Early to save for your child Amazon has created a new shopping cart that allows you to skip the checkout line. Walmart is working on something similar that will create efficiency and limit human contact. Acorns has created Acorns Early to help you start invest for your child's future. If you have a child born in 2020 the account is free until they turn 18! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 29 Jul 2020 19:00:00 -0000 full Clark Howard Amazon & Walmart changing checkout experience and robots that cook; Acorns Early to save for your child Amazon has created a new shopping cart that allows you to skip the checkout line. Walmart is working on something similar that will create efficiency and limit human contact. Acorns has created Acorns Early to help you start invest for your child's future. If you have a child born in 2020 the account is free until they turn 18! Learn more about your ad choices. Visit megaphone.fm/adchoices Amazon has created a new shopping cart that allows you to skip the checkout line. Walmart is working on something similar that will create efficiency and limit human contact.


    Acorns has created Acorns Early to help you start invest for your child's future. If you have a child born in 2020 the account is free until they turn 18!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2297     7.28.20 How to handle health insurance if you've been laid off; Is now a good time to buy a home? In some states, almost 1/4 of citizens are without health coverage due to the pandemic and having lost their job. Clark talks about where to look for healthcare coverage. You should specifically look to the healthcare exchange at Healthcare.gov. You may be eligible for a heavily subsidized policy if your income has been drastically reduced. Clark discusses the state of the housing market and how things are shaping up in regards to inventory and pricing. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 Jul 2020 19:00:00 -0000 full Clark Howard How to handle health insurance if you've been laid off; Is now a good time to buy a home? In some states, almost 1/4 of citizens are without health coverage due to the pandemic and having lost their job. Clark talks about where to look for healthcare coverage. You should specifically look to the healthcare exchange at Healthcare.gov. You may be eligible for a heavily subsidized policy if your income has been drastically reduced. Clark discusses the state of the housing market and how things are shaping up in regards to inventory and pricing. Learn more about your ad choices. Visit megaphone.fm/adchoices In some states, almost 1/4 of citizens are without health coverage due to the pandemic and having lost their job. Clark talks about where to look for healthcare coverage. You should specifically look to the healthcare exchange at Healthcare.gov. You may be eligible for a heavily subsidized policy if your income has been drastically reduced.


    Clark discusses the state of the housing market and how things are shaping up in regards to inventory and pricing.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     7.27.20 Walgreens is adding doctors offices across the country; Credit card debt is shrinking Pharmaceutical chain Walgreens will be adding doctors offices to stores around the country. The Walgreens model will be unique as you'll be able to see a primary care doctor there. People are paying down credit card debt in a big way since the pandemic began. This is great news. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 Jul 2020 19:00:00 -0000 full Clark Howard Walgreens is adding doctors offices across the country; Credit card debt is shrinking Pharmaceutical chain Walgreens will be adding doctors offices to stores around the country. The Walgreens model will be unique as you'll be able to see a primary care doctor there. People are paying down credit card debt in a big way since the pandemic began. This is great news. Learn more about your ad choices. Visit megaphone.fm/adchoices Pharmaceutical chain Walgreens will be adding doctors offices to stores around the country. The Walgreens model will be unique as you'll be able to see a primary care doctor there.


    People are paying down credit card debt in a big way since the pandemic began. This is great news.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2326     7.24.20 Garmin breach has major ramifications; Clark Stinks Garmin services went down after a ransomware attack. This affects user data for Garmin users but the implications of this breach go even further. Clark discusses. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 Jul 2020 19:00:00 -0000 full Clark Howard Garmin breach has major ramifications; Clark Stinks Garmin services went down after a ransomware attack. This affects user data for Garmin users but the implications of this breach go even further. Clark discusses. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Garmin services went down after a ransomware attack. This affects user data for Garmin users but the implications of this breach go even further. Clark discusses.


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     7.23.20 Unemployment & possible stimulus measures; Instacart customer data leak Stimulus bill talks are heating up in Washington. As Covid cases are increasing in many states, legislators are starting to talk about what it should look like to provide further financial relief to affected Americans. Buzzfeed News is reporting that the personal information of Instacart shoppers is being sold online. This includes names, addresses, credit card data, and more. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Jul 2020 19:00:00 -0000 full Clark Howard Unemployment & possible stimulus measures; Instacart customer data leak Stimulus bill talks are heating up in Washington. As Covid cases are increasing in many states, legislators are starting to talk about what it should look like to provide further financial relief to affected Americans. Buzzfeed News is reporting that the personal information of Instacart shoppers is being sold online. This includes names, addresses, credit card data, and more. Learn more about your ad choices. Visit megaphone.fm/adchoices Stimulus bill talks are heating up in Washington. As Covid cases are increasing in many states, legislators are starting to talk about what it should look like to provide further financial relief to affected Americans.


    Buzzfeed News is reporting that the personal information of Instacart shoppers is being sold online. This includes names, addresses, credit card data, and more.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     7.22.20 Walmart won't be open on Thanksgiving; College tuition cuts Black Friday is going to be very different this year. Walmart has announced that they won't be open on Thanksgiving and that will likely cause a lot of other retailers to follow suit. Some universities are offering tuition discounts this year. Others aren't. Clark gives alternatives to consider if the school you or your child attends isn't offering a Covid discount. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 Jul 2020 19:00:00 -0000 full Clark Howard Walmart won't be open on Thanksgiving; College tuition cuts Black Friday is going to be very different this year. Walmart has announced that they won't be open on Thanksgiving and that will likely cause a lot of other retailers to follow suit. Some universities are offering tuition discounts this year. Others aren't. Clark gives alternatives to consider if the school you or your child attends isn't offering a Covid discount. Learn more about your ad choices. Visit megaphone.fm/adchoices Black Friday is going to be very different this year. Walmart has announced that they won't be open on Thanksgiving and that will likely cause a lot of other retailers to follow suit.


    Some universities are offering tuition discounts this year. Others aren't. Clark gives alternatives to consider if the school you or your child attends isn't offering a Covid discount.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     7.21.20 Getting out of a lease; Crowded flights As states and municipalities begin to do away with eviction moratoriums, it's important to know how to protect yourself. Clark discusses how you can work with your landlord to potentially get out of a lease. Flights are getting more crowded as more people get back onto airplanes. Clark discusses the specific airline passenger limits and what you need to know before you fly. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Jul 2020 19:00:00 -0000 full Clark Howard Getting out of a lease; Crowded flights As states and municipalities begin to do away with eviction moratoriums, it's important to know how to protect yourself. Clark discusses how you can work with your landlord to potentially get out of a lease. Flights are getting more crowded as more people get back onto airplanes. Clark discusses the specific airline passenger limits and what you need to know before you fly. Learn more about your ad choices. Visit megaphone.fm/adchoices As states and municipalities begin to do away with eviction moratoriums, it's important to know how to protect yourself. Clark discusses how you can work with your landlord to potentially get out of a lease.


    Flights are getting more crowded as more people get back onto airplanes. Clark discusses the specific airline passenger limits and what you need to know before you fly.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     7.20.20 Potential Covid stimulus package; Retailer mask requirements Different stimulus proposals are making the rounds. Clark discusses what he believes will be a part of the next relief package. Major retailers are now requiring that you wear a mask in order to shop in person. And as the biggest retailers in the country have developed policies, many smaller businesses are following suit. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Jul 2020 19:00:00 -0000 full Clark Howard Potential Covid stimulus package; Retailer mask requirements Different stimulus proposals are making the rounds. Clark discusses what he believes will be a part of the next relief package. Major retailers are now requiring that you wear a mask in order to shop in person. And as the biggest retailers in the country have developed policies, many smaller businesses are following suit. Learn more about your ad choices. Visit megaphone.fm/adchoices Different stimulus proposals are making the rounds. Clark discusses what he believes will be a part of the next relief package.


    Major retailers are now requiring that you wear a mask in order to shop in person. And as the biggest retailers in the country have developed policies, many smaller businesses are following suit.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2248     7.17.20 Mortgage rates decline further; Clark Stinks Mortgage rates have fallen. And you can now get a 30-year mortgage under 3%! Clark is a big fan of 15-year mortgages though because of the even lower rates those carry. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Jul 2020 19:00:00 -0000 full Clark Howard Mortgage rates decline further; Clark Stinks Mortgage rates have fallen. And you can now get a 30-year mortgage under 3%! Clark is a big fan of 15-year mortgages though because of the even lower rates those carry. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Mortgage rates have fallen. And you can now get a 30-year mortgage under 3%! Clark is a big fan of 15-year mortgages though because of the even lower rates those carry.


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     7.16.20 Bitcoin scam hacks prominent Twitter users; Small business bankruptcy tips Hackers broke into the Twitter accounts of prominent politicians and business leaders to send a message about a Bitcoin scam that claimed to double people's money. It's easier than ever for small businesses to file for Chapter 11 bankruptcy. Clark tells you what you need to know if your business is in big financial trouble right now. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 16 Jul 2020 19:00:00 -0000 full Clark Howard Bitcoin scam hacks prominent Twitter users; Small business bankruptcy tips Hackers broke into the Twitter accounts of prominent politicians and business leaders to send a message about a Bitcoin scam that claimed to double people's money. It's easier than ever for small businesses to file for Chapter 11 bankruptcy. Clark tells you what you need to know if your business is in big financial trouble right now. Learn more about your ad choices. Visit megaphone.fm/adchoices Hackers broke into the Twitter accounts of prominent politicians and business leaders to send a message about a Bitcoin scam that claimed to double people's money.


    It's easier than ever for small businesses to file for Chapter 11 bankruptcy. Clark tells you what you need to know if your business is in big financial trouble right now.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2313     7.15.20 Walmart now requiring masks to be worn; New data on the economic recovery Walmart is going to require customers to wear masks starting July 20. Clark discusses new data on the economic recovery. He talks about which sectors are doing well and which ones aren't - and how that's affecting jobs. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 Jul 2020 19:00:00 -0000 full Clark Howard Walmart now requiring masks to be worn; New data on the economic recovery Walmart is going to require customers to wear masks starting July 20. Clark discusses new data on the economic recovery. He talks about which sectors are doing well and which ones aren't - and how that's affecting jobs. Learn more about your ad choices. Visit megaphone.fm/adchoices Walmart is going to require customers to wear masks starting July 20.


    Clark discusses new data on the economic recovery. He talks about which sectors are doing well and which ones aren't - and how that's affecting jobs.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     7.14.20 The economy, jobs, and the potential for more stimulus; Travel safety and booking Clark talks about what is currently happening in the economy as Covid cases rise in many states. Booking travel is still fraught with issues right now. Clark discusses how to think about safety when traveling and booking travel in the midst of the pandemic. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Jul 2020 19:00:00 -0000 full Clark Howard The economy, jobs, and the potential for more stimulus; Travel safety and booking Clark talks about what is currently happening in the economy as Covid cases rise in many states. Booking travel is still fraught with issues right now. Clark discusses how to think about safety when traveling and booking travel in the midst of the pandemic. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about what is currently happening in the economy as Covid cases rise in many states.


    Booking travel is still fraught with issues right now. Clark discusses how to think about safety when traveling and booking travel in the midst of the pandemic.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     7.13.20 Tax filing deadline quickly approaching; Ford promises to buy back cars if you lose your job The deadline to file your taxes is on Wednesday. And Clark discusses the importance of filing a return no matter what your situation is. Auto manufacturer Ford promises to take back any Ford car that you buy if you lose your job - as long as you finance your vehicle with Ford as well. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Jul 2020 19:00:00 -0000 full Clark Howard Tax filing deadline quickly approaching; Ford promises to buy back cars if you lose your job The deadline to file your taxes is on Wednesday. And Clark discusses the importance of filing a return no matter what your situation is. Auto manufacturer Ford promises to take back any Ford car that you buy if you lose your job - as long as you finance your vehicle with Ford as well. Learn more about your ad choices. Visit megaphone.fm/adchoices The deadline to file your taxes is on Wednesday. And Clark discusses the importance of filing a return no matter what your situation is.


    Auto manufacturer Ford promises to take back any Ford car that you buy if you lose your job - as long as you finance your vehicle with Ford as well.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     7.10.20 Why you need to drive your car even if you have nowhere to go; Getting conference calls right Because of Covid, cars are being driven a lot less. And some animals are finding a new home. So Clark discusses how to take care of your car and keep it in good shape even if you don't have anywhere you need to drive. Conference calls can be a frustrating new part of your daily life. Clark talks about how you can make them easier and less annoying. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 Jul 2020 19:00:00 -0000 full Clark Howard Why you need to drive your car even if you have nowhere to go; Getting conference calls right Because of Covid, cars are being driven a lot less. And some animals are finding a new home. So Clark discusses how to take care of your car and keep it in good shape even if you don't have anywhere you need to drive. Conference calls can be a frustrating new part of your daily life. Clark talks about how you can make them easier and less annoying. Learn more about your ad choices. Visit megaphone.fm/adchoices Because of Covid, cars are being driven a lot less. And some animals are finding a new home. So Clark discusses how to take care of your car and keep it in good shape even if you don't have anywhere you need to drive.


    Conference calls can be a frustrating new part of your daily life. Clark talks about how you can make them easier and less annoying.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2275     7.9.20 People are adopting pandemic puppies; Investing gets cheaper as fund fees fall People are buying a lot of puppies and other pets because of the pandemic. Clark makes a pitch for getting a rescue puppy. Investing continues to get cheaper for the average American. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 09 Jul 2020 19:00:00 -0000 full Clark Howard Pandemic puppy scams proliferate; Investing gets cheaper as fund fees fall People are buying a lot of puppies and other pets because of the pandemic. Clark makes a pitch for getting a rescue puppy. Investing continues to get cheaper for the average American. Learn more about your ad choices. Visit megaphone.fm/adchoices People are buying a lot of puppies and other pets because of the pandemic. Clark makes a pitch for getting a rescue puppy.


    Investing continues to get cheaper for the average American.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2264     7.8.20 How you bank will change because of Covid; How restaurants will survive - takeout It seems like every sector of the economy is impacted by Covid in one way or another. Banking is no different. Clark talks about how your relationship with your bank will change because of the virus. Takeout is becoming incredibly important to the survival of local restaurants. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 08 Jul 2020 19:00:00 -0000 full Clark Howard How you bank will change because of Covid; How restaurants will survive - takeout It seems like every sector of the economy is impacted by Covid in one way or another. Banking is no different. Clark talks about how your relationship with your bank will change because of the virus. Takeout is becoming incredibly important to the survival of local restaurants. Learn more about your ad choices. Visit megaphone.fm/adchoices It seems like every sector of the economy is impacted by Covid in one way or another. Banking is no different. Clark talks about how your relationship with your bank will change because of the virus.


    Takeout is becoming incredibly important to the survival of local restaurants.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2270     7.7.20 Companies now doing curbside pickup; 71% of Americans think their retirement is destroyed Curbside pickup is becoming more normal these days. And even major companies like Aldi and Sam's Club have both started doing curbside pickup. A large percentage of Americans feel like their retirement has been destroyed because of Covid's effects on the economy and the stock market. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 Jul 2020 19:00:00 -0000 full Clark Howard Companies now doing curbside pickup; 71% of Americans think their retirement is destroyed Curbside pickup is becoming more normal these days. And even major companies like Aldi and Sam's Club have both started doing curbside pickup. A large percentage of Americans feel like their retirement has been destroyed because of Covid's effects on the economy and the stock market. Learn more about your ad choices. Visit megaphone.fm/adchoices Curbside pickup is becoming more normal these days. And even major companies like Aldi and Sam's Club have both started doing curbside pickup.


    A large percentage of Americans feel like their retirement has been destroyed because of Covid's effects on the economy and the stock market.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2272     7.6.20 Best customer service cell phone companies; Cities redesigning streets for bike commuting The ACSI just came out and lists the cell phone companies that have the best customer service. Covid-19 has caused some cities to look at how they design for alternative forms of transportation - and many are prioritizing bike commuting right now. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 Jul 2020 19:00:00 -0000 full Clark Howard Best customer service cell phone companies; Cities redesigning streets for bike commuting The ACSI just came out and lists the cell phone companies that have the best customer service. Covid-19 has caused some cities to look at how they design for alternative forms of transportation - and many are prioritizing bike commuting right now. Learn more about your ad choices. Visit megaphone.fm/adchoices The ACSI just came out and lists the cell phone companies that have the best customer service.


    Covid-19 has caused some cities to look at how they design for alternative forms of transportation - and many are prioritizing bike commuting right now.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2268     7.3.20 Community college saves you money; Clark Stinks Community college is a big time money saver. And it might make even more sense for lots of kids in the Fall. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Jul 2020 19:00:00 -0000 full Clark Howard Community college saves you money; Clark Stinks Community college is a big time money saver. And it might make even more sense for lots of kids in the Fall. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Community college is a big time money saver. And it might make even more sense for lots of kids in the Fall.


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     7.2.20 Millions of loan payments being skipped; How to approach investing if you are near retirement Millions of loan payments aren't being made right now. But it's actually not as bad as some people thought it might be. Many near-retirees are having a hard time thinking about how they should handle their investments right now. Clark gives his thoughts. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 02 Jul 2020 19:00:00 -0000 full Clark Howard Millions of loan payments being skipped; How to approach investing if you are near retirement Millions of loan payments aren't being made right now. But it's actually not as bad as some people thought it might be. Many near-retirees are having a hard time thinking about how they should handle their investments right now. Clark gives his thoughts. Learn more about your ad choices. Visit megaphone.fm/adchoices Millions of loan payments aren't being made right now. But it's actually not as bad as some people thought it might be.


    Many near-retirees are having a hard time thinking about how they should handle their investments right now. Clark gives his thoughts.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     7.1.20 Travel insurance problems; People are moving all across the country The travel insurance industry has had massive problems during the pandemic. Clark tells you how to buy travel insurance moving forward. People are moving across the country in much greater numbers right now for more opportunities or a better life. Remote work is definitely contributing to this as well. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 01 Jul 2020 19:00:00 -0000 full Clark Howard Travel insurance problems; People are moving all across the country The travel insurance industry has had massive problems during the pandemic. Clark tells you how to buy travel insurance moving forward. People are moving across the country in much greater numbers right now for more opportunities or a better life. Remote work is definitely contributing to this as well. Learn more about your ad choices. Visit megaphone.fm/adchoices The travel insurance industry has had massive problems during the pandemic. Clark tells you how to buy travel insurance moving forward.


    People are moving across the country in much greater numbers right now for more opportunities or a better life. Remote work is definitely contributing to this as well.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     6.30.20 Keep your food fresh longer; Is now a good time to re-balance your retirement portfolio? There are ways to keep your food fresh for longer. And it's more important as grocery prices continue to rise. Re-balancing your portfolio can be important from time to time. And right after stocks have moved a good bit might mean it's wise to check your holding. But remember, it's important to keep your time horizon in mind before you make any changes too. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 30 Jun 2020 19:00:00 -0000 full Clark Howard Keep your food fresh longer; Is now a good time to re-balance your retirement portfolio? There are ways to keep your food fresh for longer. And it's more important as grocery prices continue to rise. Re-balancing your portfolio can be important from time to time. And right after stocks have moved a good bit might mean it's wise to check your holding. But remember, it's important to keep your time horizon in mind before you make any changes too. Learn more about your ad choices. Visit megaphone.fm/adchoices There are ways to keep your food fresh for longer. And it's more important as grocery prices continue to rise.


    Re-balancing your portfolio can be important from time to time. And right after stocks have moved a good bit might mean it's wise to check your holding. But remember, it's important to keep your time horizon in mind before you make any changes too.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     6.29.20 New 401k rules could wreak havoc on your account; Asking for a raise New 401k rules allow for individual investors to invest in private equity. Clark is not a fan of this. Clark gives suggestions on how to ask for a raise...and actually get one. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Jun 2020 19:00:00 -0000 full Clark Howard New 401k rules could wreak havoc on your account; Asking for a raise New 401k rules allow for individual investors to invest in private equity. Clark is not a fan of this. Clark gives suggestions on how to ask for a raise...and actually get one. Learn more about your ad choices. Visit megaphone.fm/adchoices New 401k rules allow for individual investors to invest in private equity. Clark is not a fan of this.


    Clark gives suggestions on how to ask for a raise...and actually get one.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     6.26.20 Americans are returning to car dealerships; Clark Stinks Most people thought that car buying would take place online in the future - in large part as a response to the pandemic. But Americans are already returning to car dealerships! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 26 Jun 2020 19:00:00 -0000 full Clark Howard Americans are returning to car dealerships; Clark Stinks Most people thought that car buying would take place online in the future - in large part as a response to the pandemic. But Americans are already returning to car dealerships! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Most people thought that car buying would take place online in the future - in large part as a response to the pandemic. But Americans are already returning to car dealerships!


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     6.25.20 Walmart expands education benefit to include skilled trades; Vanguard's super-cheap digital advisor Walmart is offering its workers increased access to education benefits that go beyond just getting a college degree. Vanguard's digital advisor service is making robo-advising even cheaper and more accessible for people. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 25 Jun 2020 19:00:00 -0000 full Clark Howard Walmart expands education benefit to include skilled trades; Vanguard's super-cheap digital advisor Walmart is offering its workers increased access to education benefits that go beyond just getting a college degree. Vanguard's digital advisor service is making robo-advising even cheaper and more accessible for people. Learn more about your ad choices. Visit megaphone.fm/adchoices Walmart is offering its workers increased access to education benefits that go beyond just getting a college degree.


    Vanguard's digital advisor service is making robo-advising even cheaper and more accessible for people.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     6.24.20 Banks took in $11 billion in overdraft fees in 2019; Pay cuts are becoming more common Overdraft fees are the worst. Mostly because they can be avoided! Pay cuts have become more common during the pandemic. Many employers are choosing pay reductions instead of letting employees go completely. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 24 Jun 2020 19:00:00 -0000 full Clark Howard Banks took in $11 billion in overdraft fees in 2019; Pay cuts are becoming more common Overdraft fees are the worst. Mostly because they can be avoided! Pay cuts have become more common during the pandemic. Many employers are choosing pay reductions instead of letting employees go completely. Learn more about your ad choices. Visit megaphone.fm/adchoices Overdraft fees are the worst. Mostly because they can be avoided!


    Pay cuts have become more common during the pandemic. Many employers are choosing pay reductions instead of letting employees go completely.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2294     6.23.20 Watch out for unused gift cards; Debt collectors increase aggressive tactics Unused gift cards need to be used as soon as possible. As more retailers file for bankruptcy those gift cards become worthless. Debt collectors are taking more aggressive tactics to claw back money from people that owe. Clark tells you what to watch out for. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 23 Jun 2020 19:00:00 -0000 full Clark Howard Watch out for unused gift cards; Debt collectors increase aggressive tactics Unused gift cards need to be used as soon as possible. As more retailers file for bankruptcy those gift cards become worthless. Debt collectors are taking more aggressive tactics to claw back money from people that owe. Clark tells you what to watch out for. Learn more about your ad choices. Visit megaphone.fm/adchoices Unused gift cards need to be used as soon as possible. As more retailers file for bankruptcy those gift cards become worthless.


    Debt collectors are taking more aggressive tactics to claw back money from people that owe. Clark tells you what to watch out for.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     6.22.20 Beware credit card fraud; Renter background checks are flawed As we do more shopping online, scammers are more likely to take over individual credit card accounts. So freeze your credit and check your statements and watch out for phishing scams. Renter background checks help landlords decide who they will rent to. But they aren't always accurate. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Jun 2020 19:00:00 -0000 full Clark Howard Beware credit card fraud; Renter background checks are flawed As we do more shopping online, scammers are more likely to take over individual credit card accounts. So freeze your credit and check your statements and watch out for phishing scams. Renter background checks help landlords decide who they will rent to. But they aren't always accurate. Learn more about your ad choices. Visit megaphone.fm/adchoices As we do more shopping online, scammers are more likely to take over individual credit card accounts. So freeze your credit and check your statements and watch out for phishing scams.


    Renter background checks help landlords decide who they will rent to. But they aren't always accurate.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     6.19.20 Last-minute Father's Day thoughts; Clark Stinks Clark talks about what to do for your dad in the middle of a pandemic. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 19 Jun 2020 19:00:00 -0000 full Clark Howard Last-minute Father's Day thoughts; Clark Stinks Clark talks about what to do for your dad in the middle of a pandemic. Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about what to do for your dad in the middle of a pandemic.


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     6.18.20 Spending from high-income earners is down; Getting PPP forgiveness and getting your stimulus money Clark discusses the current state of the economy including what is happening with unemployment. Also, high earners in society have been spending a whole lot less which isn't helping the recovery. Getting PPP forgiveness will be easier for small businesses with smaller PPP loans. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 18 Jun 2020 19:00:00 -0000 full Clark Howard Spending from high-income earners is down; Getting PPP fogiveness and getting your stimulus money Clark discusses the current state of the economy including what is happening with unemployment. Also, high earners in society have been spending a whole lot less which isn't helping the recovery. Getting PPP forgiveness will be easier for small businesses with smaller PPP loans. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the current state of the economy including what is happening with unemployment. Also, high earners in society have been spending a whole lot less which isn't helping the recovery.


    Getting PPP forgiveness will be easier for small businesses with smaller PPP loans.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2295     6.17.20 Target raising minimum wage to $15 an hour; T-Mobile outage and communicating when networks go down Target is raising the minimum wage. Pay has gotten much better for retail workers in recent years and that trend is continuing. T-Mobile experienced a massive network outage yesterday. Clark talks about what went down and how you should look to communicate in case your internet or cell network goes down. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 17 Jun 2020 19:00:00 -0000 full Clark Howard Target raising minimum wage to $15 an hour; T-Mobile outage and communicating when networks go down Target is raising the minimum wage. Pay has gotten much better for retail workers in recent years and that trend is continuing. T-Mobile experienced a massive network outage yesterday. Clark talks about what went down and how you should look to communicate in case your internet or cell network goes down. Learn more about your ad choices. Visit megaphone.fm/adchoices Target is raising the minimum wage. Pay has gotten much better for retail workers in recent years and that trend is continuing.


    T-Mobile experienced a massive network outage yesterday. Clark talks about what went down and how you should look to communicate in case your internet or cell network goes down.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2295     6.16.20 Retail sales are up; EIDL loans are again available for small business owners Retail sales rose a record 18% in May. That's the biggest monthly increase since 1992. Clark discusses what this means for the economy. The SBA EIDL program has been hard to follow with rules that have changed frequently. But the SBA just re-opened EIDL loans for small businesses who have been hit hard by the pandemic. You can call 1-800-659-2955 or email disastercustomerservice@sba.gov for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 16 Jun 2020 19:00:00 -0000 full Clark Howard Retail sales are up; EIDL loans are again available for small business owners Retail sales rose a record 18% in May. That's the biggest monthly increase since 1992. Clark discusses what this means for the economy. The SBA EIDL program has been hard to follow with rules that have changed frequently. But the SBA just re-opened EIDL loans for small businesses who have been hit hard by the pandemic. You can call 1-800-659-2955 or email disastercustomerservice@sba.gov for more information. Learn more about your ad choices. Visit megaphone.fm/adchoices Retail sales rose a record 18% in May. That's the biggest monthly increase since 1992. Clark discusses what this means for the economy.


    The SBA EIDL program has been hard to follow with rules that have changed frequently. But the SBA just re-opened EIDL loans for small businesses who have been hit hard by the pandemic. You can call 1-800-659-2955 or email disastercustomerservice@sba.gov for more information.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2296     6.15.20 Hertz selling off cars in its fleet; The riskiest activities to partake in during Covid-19 pandemic Hertz is selling off cars. But should you buy one? Clark tells you what to watch out for and what is important when buying a used car. Certain activities are riskier right now. Clark talks about how to weigh the pros and cons of partaking in some activities as Covid-19 is still a real issue. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Jun 2020 19:00:00 -0000 full Clark Howard Hertz selling off cars in its fleet; The riskiest activities to partake in during Covid-19 pandemic Hertz is selling off cars. But should you buy one? Clark tells you what to watch out for and what is important when buying a used car. Certain activities are riskier right now. Clark talks about how to weigh the pros and cons of partaking in some activities as Covid-19 is still a real issue. Learn more about your ad choices. Visit megaphone.fm/adchoices Hertz is selling off cars. But should you buy one? Clark tells you what to watch out for and what is important when buying a used car.


    Certain activities are riskier right now. Clark talks about how to weigh the pros and cons of partaking in some activities as Covid-19 is still a real issue.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     6.12.20 Monitoring your credit score is even more important right now; Clark Stinks With many payments being deferred right now some creditors are making inaccurate reports to the credit bureaus. So watch your credit score closely! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 12 Jun 2020 19:00:00 -0000 full Clark Howard Monitoring your credit score is even more important right now; Clark Stinks With many payments being deferred right now some creditors are making inaccurate reports to the credit bureaus. So watch your credit score closely! Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices With many payments being deferred right now some creditors are making inaccurate reports to the credit bureaus. So watch your credit score closely!


    Kim and Joel share the Clark Stinks posted on the web and share with Clark. Submit yours to: Clark.com/ClarkStinks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     6.11.20 Why the stock market fell today; Amazon creates small business lines of credit The stock market took a big dip today. There are a few reasons for this and Clark explains. Amazon and Goldman Sachs have joined together to offer small business lines of credit. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 11 Jun 2020 19:00:00 -0000 full Clark Howard Why the stock market fell today; Amazon creates small business lines of credit The stock market took a big dip today. There are a few reasons for this and Clark explains. Amazon and Goldman Sachs have joined together to offer small business lines of credit. Learn more about your ad choices. Visit megaphone.fm/adchoices The stock market took a big dip today. There are a few reasons for this and Clark explains.


    Amazon and Goldman Sachs have joined together to offer small business lines of credit.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     6.10.20 So many good deals right now!; Small investors are taking big risks Clarkdeals.com has been busy because deals currently abound. Clark talks about the best deals he's currently seeing. Small investors are buying incredibly risky stocks right now. There's a strong chance that will come back to bite them. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 10 Jun 2020 19:00:00 -0000 full Clark Howard So many good deals right now!; Small investors are taking big risks Clarkdeals.com has been busy because deals currently abound. Clark talks about the best deals he's currently seeing. Small investors are buying incredibly risky stocks right now. There's a strong chance that will come back to bite them. Learn more about your ad choices. Visit megaphone.fm/adchoices Clarkdeals.com has been busy because deals currently abound. Clark talks about the best deals he's currently seeing.


    Small investors are buying incredibly risky stocks right now. There's a strong chance that will come back to bite them.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2300     6.9.20 Car prices are going up; Some stimulus payments coming via debit card Used car prices had fallen a good bit recently because of the pandemic. But the time for used car deals is over as demand has skyrocketed. Some people have accidentally thrown away their stimulus money. That's because it came in the form of a debit card in an unmarked envelope. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 Jun 2020 19:00:00 -0000 full Clark Howard Car prices are going up; Some stimulus payments coming via debit card Used car prices had fallen a good bit recently because of the pandemic. But the time for used car deals is over as demand has skyrocketed. Some people have accidentally thrown away their stimulus money. That's because it came in the form of a debit card in an unmarked envelope. Learn more about your ad choices. Visit megaphone.fm/adchoices Used car prices had fallen a good bit recently because of the pandemic. But the time for used car deals is over as demand has skyrocketed.


    Some people have accidentally thrown away their stimulus money. That's because it came in the form of a debit card in an unmarked envelope.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2273     6.8.20 Are we still in a recession?; Ticketmaster's new refund policy Some economists are saying that we aren't in a recession any longer. That's hard to understand when unemployment is still off the charts. Clark discusses the current situation of our economy. Ticketmaster has a new refund policy. Clark explains the details. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Jun 2020 19:00:00 -0000 full Clark Howard Are we still in a recession?; Ticketmaster's new refund policy Some economists are saying that we aren't in a recession any longer. That's hard to understand when unemployment is still off the charts. Clark discusses the current situation of our economy. Ticketmaster has a new refund policy. Clark explains the details. Learn more about your ad choices. Visit megaphone.fm/adchoices Some economists are saying that we aren't in a recession any longer. That's hard to understand when unemployment is still off the charts. Clark discusses the current situation of our economy.


    Ticketmaster has a new refund policy. Clark explains the details.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     6.5.20 Should kids go back to school?; Why CD's might be a great place for your money right now Clark talks about the great dilemma of whether or not schools should open in the Fall. Rates for taking on student loans in the Fall have plummeted. And CD's might be better than a savings account right now. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 Jun 2020 19:00:00 -0000 full Clark Howard Should kids go back to school?; Why CD's might be a great place for your money right now Clark talks about the great dilemma of whether or not schools should open in the Fall. Rates for taking on student loans in the Fall have plummeted. And CD's might be better than a savings account right now. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about the great dilemma of whether or not schools should open in the Fall.


    Rates for taking on student loans in the Fall have plummeted. And CD's might be better than a savings account right now.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2304     6.4.20 Employers can allow you to change your health plan; Popular pandemic scams The CARES Act allows employers to make a decision on whether or not you can change the healthcare plan you are currently enrolled in. There are more scams floating around right now. Clark tells you what scams are popular right now and how to avoid getting taken. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 04 Jun 2020 19:00:00 -0000 full Clark Howard Employers can allow you to change your health plan; Popular pandemic scams The CARES Act allows employers to make a decision on whether or not you can change the healthcare plan you are currently enrolled in. There are more scams floating around right now. Clark tells you what scams are popular right now and how to avoid getting taken. Learn more about your ad choices. Visit megaphone.fm/adchoices The CARES Act allows employers to make a decision on whether or not you can change the healthcare plan you are currently enrolled in.


    There are more scams floating around right now. Clark tells you what scams are popular right now and how to avoid getting taken.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     6.3.20 Store brands are having a moment; Paying your rent Store brands and generics are doing incredibly well right now. But they have always been a good money saving idea. A lot of people are having a tough time right now. But almost 9 out of 10 people have been able to pay rent on time. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 03 Jun 2020 19:00:00 -0000 full Clark Howard Store brands are having a moment; Paying your rent Store brands and generics are doing incredibly well right now. But they have always been a good money saving idea. A lot of people are having a tough time right now. But almost 9 out of 10 people have been able to pay rent on time. Learn more about your ad choices. Visit megaphone.fm/adchoices Store brands and generics are doing incredibly well right now. But they have always been a good money saving idea.


    A lot of people are having a tough time right now. But almost 9 out of 10 people have been able to pay rent on time.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2296     6.2.20 Amazon is releasing a new Fire HD tablet; PayPal's new credit card is actually great Amazon has solid tablets at really great prices. And they have just released a new version. PayPal's older credit card offering just wasn't that great. But the new one is definitely worth considering! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 02 Jun 2020 19:00:00 -0000 full Clark Howard Amazon is releasing a new Fire HD tablet; PayPal's new credit card is actually great Amazon has solid tablets at really great prices. And they have just released a new version. PayPal's older credit card offering just wasn't that great. But the new one is definitely worth considering! Learn more about your ad choices. Visit megaphone.fm/adchoices Amazon has solid tablets at really great prices. And they have just released a new version.


    PayPal's older credit card offering just wasn't that great. But the new one is definitely worth considering!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2292     6.1.20 Advice for people looking for a job; People are driving again in bigger numbers Clark discusses how you should go about job hunting in today's environment. People are starting to drive again in larger numbers. Gas prices are lower than they were before the lockdown began so that's a silver lining. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Jun 2020 19:00:00 -0000 full Clark Howard Advice for people looking for a job; People are driving again in bigger numbers Clark discusses how you should go about job hunting in today's environment. People are starting to drive again in larger numbers. Gas prices are lower than they were before the lockdown began so that's a silver lining. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses how you should go about job hunting in today's environment.


    People are starting to drive again in larger numbers. Gas prices are lower than they were before the lockdown began so that's a silver lining.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2294     5.29.20 Small businesses ditching delivery services; Avoid using these apps for payments especially with current Covid scams Delivery services cost small businesses money. So many are opting to ditch the delivery services and Clark discusses how you can continue to support them. Using app like Venmo and Cash app are great for paying people that you know. But scammers are using these apps to swindle people out of their money. Clark tells you what to watch out for. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 29 May 2020 19:00:00 -0000 full Clark Howard Small businesses ditching delivery services; Avoid using these apps for payments especially with current Covid scams Delivery services cost small businesses money. So many are opting to ditch the delivery services and Clark discusses how you can continue to support them. Using app like Venmo and Cash app are great for paying people that you know. But scammers are using these apps to swindle people out of their money. Clark tells you what to watch out for. Learn more about your ad choices. Visit megaphone.fm/adchoices Delivery services cost small businesses money. So many are opting to ditch the delivery services and Clark discusses how you can continue to support them.


    Using app like Venmo and Cash app are great for paying people that you know. But scammers are using these apps to swindle people out of their money. Clark tells you what to watch out for.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     5.28.20 Average monthly expenses survey; What foods are making a comeback right now Clark goes over a survey that shows what the average monthly expenses are for Americans. Some of the big food products, especially snack foods, are coming back in vogue these days. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 28 May 2020 19:00:00 -0000 full Clark Howard Average monthly expenses survey; What foods are making a comeback right now Clark goes over a survey that shows what the average monthly expenses are for Americans. Some of the big food products, especially snack foods, are coming back in vogue these days. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark goes over a survey that shows what the average monthly expenses are for Americans.


    Some of the big food products, especially snack foods, are coming back in vogue these days.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     5.27.20 Staying safe in hotels this Summer; Fiduciary disclosure coming to your mailbox When you are traveling this Summer, if you are staying in a hotel, it's important to stay safe. Clark tells you how to do that. An awkward and opaque letter will be coming to investors in the coming weeks. Clark bring some clarity to what this fiduciary disclosure means. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 27 May 2020 19:00:00 -0000 full Clark Howard Staying safe in hotels this Summer; Fiduciary disclosure coming to your mailbox When you are traveling this Summer, if you are staying in a hotel, it's important to stay safe. Clark tells you how to do that. An awkward and opaque letter will be coming to investors in the coming weeks. Clark bring some clarity to what this fiduciary disclosure means. Learn more about your ad choices. Visit megaphone.fm/adchoices When you are traveling this Summer, if you are staying in a hotel, it's important to stay safe. Clark tells you how to do that.


    An awkward and opaque letter will be coming to investors in the coming weeks. Clark bring some clarity to what this fiduciary disclosure means.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     5.26.20 Navigating Cobra insurance benefits; How students should think about school in the Fall Cobra benefits are going to be offered to you if you lose your job in many cases. But those benefits can be EXPENSIVE. Clark discusses what the decision to get Cobra should entail. Should you go back to school in the Fall? That's a very real question. You might not be getting what you are paying for if Zoom calls are the likely classroom. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 26 May 2020 19:00:00 -0000 full Clark Howard Navigating Cobra insurance benefits; How students should think about school in the Fall Cobra benefits are going to be offered to you if you lose your job in many cases. But those benefits can be EXPENSIVE. Clark discusses what the decision to get Cobra should entail. Should you go back to school in the Fall? That's a very real question. You might not be getting what you are paying for if Zoom calls are the likely classroom. Learn more about your ad choices. Visit megaphone.fm/adchoices Cobra benefits are going to be offered to you if you lose your job in many cases. But those benefits can be EXPENSIVE. Clark discusses what the decision to get Cobra should entail.


    Should you go back to school in the Fall? That's a very real question. You might not be getting what you are paying for if Zoom calls are the likely classroom.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     5.25.20 Walmart Express offers 2-hour delivery; Home prices are actually rising right now Walmart just launched Walmart Express which promises 2-hour delivery. Many people assumed that home prices would fall as a result of the pandemic and increased unemployment. But home prices have actually gone up. Clark explains. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 May 2020 19:00:00 -0000 full Clark Howard Walmart Express offers 2-hour delivery; Home prices are actually rising right now Walmart just launched Walmart Express which promises 2-hour delivery. Many people assumed that home prices would fall as a result of the pandemic and increased unemployment. But home prices have actually gone up. Clark explains. Learn more about your ad choices. Visit megaphone.fm/adchoices Walmart just launched Walmart Express which promises 2-hour delivery.


    Many people assumed that home prices would fall as a result of the pandemic and increased unemployment. But home prices have actually gone up. Clark explains.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2292     5.22.20 Restaurants incur higher expenses start surcharging customers; Clark Stinks Some restaurants have come under fire for charging Covid-related surcharges. But the revenue is down and expenses are up for most local restaurants. Clark Stinks makes a return to the show this week! If you have a Clark Stinks to share go to Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 22 May 2020 19:00:00 -0000 full Clark Howard Restaurants incur higher expenses start surcharging customers; Clark Stinks Some restaurants have come under fire for charging Covid-related surcharges. But the revenue is down and expenses are up for most local restaurants. Clark Stinks makes a return to the show this week! If you have a Clark Stinks to share go to Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Some restaurants have come under fire for charging Covid-related surcharges. But the revenue is down and expenses are up for most local restaurants.


    Clark Stinks makes a return to the show this week! If you have a Clark Stinks to share go to Clark.com/ClarkStinks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     5.21.20 How the life insurance industry is changing; Where the hiring is actually happening At-home exams for life insurance are starting to become the norm instead of being the exception to the rule. Buy life insurance on the internet in order to avoid the hassle. A lot of hiring isn't going to take place on the giant career websites. Look to horizontal job platforms for sector-specific job opportunities during the recovery. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 21 May 2020 19:00:00 -0000 full Clark Howard How the life insurance industry is changing; Where the hiring is actually happening At-home exams for life insurance are starting to become the norm instead of being the exception to the rule. Buy life insurance on the internet in order to avoid the hassle. A lot of hiring isn't going to take place on the giant career websites. Look to horizontal job platforms for sector-specific job opportunities during the recovery. Learn more about your ad choices. Visit megaphone.fm/adchoices At-home exams for life insurance are starting to become the norm instead of being the exception to the rule. Buy life insurance on the internet in order to avoid the hassle.


    A lot of hiring isn't going to take place on the giant career websites. Look to horizontal job platforms for sector-specific job opportunities during the recovery.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2288     5.20.20 Getting debt relief from financial institutions is hard right now; Second home communities will hurt for a while The phone lines could be tied up at your bank or lender as MANY people are seeking relief. Clark tells you what to do. Second home communities will likely have a tough time for a while. Prices will likely go down for homes in these locations. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 20 May 2020 19:00:00 -0000 full Clark Howard Getting debt relief from financial institutions is hard right now; Second home communities will hurt for a while The phone lines could be tied up at your bank or lender as MANY people are seeking relief. Clark tells you what to do. Second home communities will likely have a tough time for a while. Prices will likely go down for homes in these locations. Learn more about your ad choices. Visit megaphone.fm/adchoices The phone lines could be tied up at your bank or lender as MANY people are seeking relief. Clark tells you what to do.


    Second home communities will likely have a tough time for a while. Prices will likely go down for homes in these locations.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     5.19.20 Walmart earnings soar; Cyber insurance is more necessary now - and more costly Walmart has been one of the biggest quarantine winners as earnings have gone up substantially. Cyber insurance is becoming an even bigger necessity as more people are working from home. But it's also getting more expensive. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 19 May 2020 19:00:00 -0000 full Clark Howard Walmart earnings soar; Cyber insurance is more necessary now - and more costly Walmart has been one of the biggest quarantine winners as earnings have gone up substantially. Cyber insurance is becoming an even bigger necessity as more people are working from home. But it's also getting more expensive. Learn more about your ad choices. Visit megaphone.fm/adchoices Walmart has been one of the biggest quarantine winners as earnings have gone up substantially.


    Cyber insurance is becoming an even bigger necessity as more people are working from home. But it's also getting more expensive.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     5.18.20 New mortgage forbearance rules; Stock market pivoting positive on vaccination progress New mortgage forbearance rules are great for people who are having a hard time paying their mortgage right now. The stock market is doing well today thanks to progress on a potential vaccine for Covid. This shows how much we all want good news right now. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 May 2020 19:00:00 -0000 full Clark Howard New mortgage forbearance rules; Stock market pivoting positive on vaccination progress New mortgage forbearance rules are great for people who are having a hard time paying their mortgage right now. The stock market is doing well today thanks to progress on a potential vaccine for Covid. This shows how much we all want good news right now. Learn more about your ad choices. Visit megaphone.fm/adchoices New mortgage forbearance rules are great for people who are having a hard time paying their mortgage right now.


    The stock market is doing well today thanks to progress on a potential vaccine for Covid. This shows how much we all want good news right now.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     5.15.20 Retail sales plummet 16% in April; Clark Stinks Retail sales were even worse in April than economists expected. Clark Stinks is back! You can contribute to this segment by sharing the ways you think Clark Stinks at Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 15 May 2020 19:00:00 -0000 full Clark Howard Retail sales plummet 16% in April; Clark Stinks Retail sales were even worse in April than economists expected. Clark Stinks is back! You can contribute to this segment by sharing the ways you think Clark Stinks at Clark.com/ClarkStinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Retail sales were even worse in April than economists expected.


    Clark Stinks is back! You can contribute to this segment by sharing the ways you think Clark Stinks at Clark.com/ClarkStinks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     5.14.20 New PPP loan guidance; Credit report protections in the CARES Act Some really helpful guidance on the PPP loans just came out. In particular, the SBA is providing safe harbor for PPP loans under $2 million. Your credit should not be negatively affected if you can't pay your bill right now. If you've seen your credit score take a hit, stand up for your rights. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 14 May 2020 19:00:00 -0000 full Clark Howard New PPP loan guidance; Credit report protections in the CARES Act Some really helpful guidance on the PPP loans just came out. In particular, the SBA is providing safe harbor for PPP loans under $2 million. Your credit should not be negatively affected if you can't pay your bill right now. If you've seen your credit score take a hit, stand up for your rights. Learn more about your ad choices. Visit megaphone.fm/adchoices Some really helpful guidance on the PPP loans just came out. In particular, the SBA is providing safe harbor for PPP loans under $2 million.


    Your credit should not be negatively affected if you can't pay your bill right now. If you've seen your credit score take a hit, stand up for your rights.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     5.13.20 Grocery costs have soared; Watch out for Coronavirus misinformation Clark talks about how consumer purchasing has changed...and groceries have quickly gotten more expensive. Misinformation about the virus is rampant - in particular on social media sites. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 13 May 2020 19:00:00 -0000 full Clark Howard Grocery costs have soared; Watch out for Coronavirus misinformation Clark talks about how consumer purchasing has changed...and groceries have quickly gotten more expensive. Misinformation about the virus is rampant - in particular on social media sites. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about how consumer purchasing has changed...and groceries have quickly gotten more expensive.


    Misinformation about the virus is rampant - in particular on social media sites.


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     5.12.20 New safety rules when traveling; Student loan forbearance affecting people's credit Airlines and airports are instituting safety requirements if you plan to travel in the near future. Student loan forbearance has been great for people with student loans. But some people are having their credit negatively affected. Not good. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 12 May 2020 19:00:00 -0000 full Clark Howard New safety rules when traveling; Student loan forbearance affecting people's credit Airlines and airports are instituting safety requirements if you plan to travel in the near future. Student loan forbearance has been great for people with student loans. But some people are having their credit negatively affected. Not good. Learn more about your ad choices. Visit megaphone.fm/adchoices Airlines and airports are instituting safety requirements if you plan to travel in the near future.


    Student loan forbearance has been great for people with student loans. But some people are having their credit negatively affected. Not good.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     5.11.20 Manufacturing plants opening back up; Life insurance is harder to get right now Unemployment has climbed and is worse than the headline number shows. Clark also discusses how manufacturing is opening back up. Some Americans are being turned away from buying life insurance. Overall, life insurance is harder to get than it was just last month. The ClarkRave today mentioned Rhonda Roland Shearer's GoFundMe to cut red tape for heroes. You can find that here. Clark also mentions how to return an economic income payment on this episode. Check out FAQ #41 on IRS.gov in order to find out more. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 May 2020 19:00:00 -0000 full Clark Howard Manufacturing plants opening back up; Life insurance is harder to get right now Unemployment has climbed and is worse than the headline number shows. Clark also discusses how manufacturing is opening back up. Some Americans are being turned away from buying life insurance. Overall, life insurance is harder to get than it was just last month. The ClarkRave today mentioned Rhonda Roland Shearer's GoFundMe to cut red tape for heroes. You can find that here. Clark also mentions how to return an economic income payment on this episode. Check out FAQ #41 on IRS.gov in order to find out more. Learn more about your ad choices. Visit megaphone.fm/adchoices Unemployment has climbed and is worse than the headline number shows. Clark also discusses how manufacturing is opening back up.


    Some Americans are being turned away from buying life insurance. Overall, life insurance is harder to get than it was just last month.


    The ClarkRave today mentioned Rhonda Roland Shearer's GoFundMe to cut red tape for heroes. You can find that here.


    Clark also mentions how to return an economic income payment on this episode. Check out FAQ #41 on IRS.gov in order to find out more.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     5.8.20 What to do when mortgage forbearance is over; Clark Stinks; Bikes are selling like hot cakes Planning ahead for how to handle the end of mortgage forbearance is smart. Clark tells you how to talk to your mortgage provider if you need more time too. Clark Stinks makes a return to the show this week! If you have a Clark Stinks to share go to Clark.com/ClarkStinks. Consumer spending has been different since the pandemic hit. In particular, home workout equipment and bicycles are incredibly popular. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 08 May 2020 19:00:00 -0000 full Clark Howard What to do when mortgage forbearance is over; Clark Stinks; Bikes are selling like hot cakes Planning ahead for how to handle the end of mortgage forbearance is smart. Clark tells you how to talk to your mortgage provider if you need more time too. Clark Stinks makes a return to the show this week! If you have a Clark Stinks to share go to Clark.com/ClarkStinks. Consumer spending has been different since the pandemic hit. In particular, home workout equipment and bicycles are incredibly popular. Learn more about your ad choices. Visit megaphone.fm/adchoices Planning ahead for how to handle the end of mortgage forbearance is smart. Clark tells you how to talk to your mortgage provider if you need more time too.


    Clark Stinks makes a return to the show this week! If you have a Clark Stinks to share go to Clark.com/ClarkStinks.


    Consumer spending has been different since the pandemic hit. In particular, home workout equipment and bicycles are incredibly popular.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2534     5.7.20 Private student loan compact; Contact tracing improvements; Masks required at many businesses Millions of people are covered by a multi-state agreement that will allow individuals with private student loans to put a pause on payments for 90 days. Google and Apple are helping in a big way with their contact tracing app. Clark discusses what they've done and the potential privacy issues you could encounter. Many businesses are now requiring that customers wear masks in order to shop there. This has created a really strong backlash in some cases. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 07 May 2020 19:00:00 -0000 full Clark Howard Private student loan compact; Contact tracing improvements; Masks required at many businesses Millions of people are covered by a multi-state agreement that will allow individuals with private student loans to put a pause on payments for 90 days. Google and Apple are helping in a big way with their contact tracing app. Clark discusses what they've done and the potential privacy issues you could encounter. Many businesses are now requiring that customers wear masks in order to shop there. This has created a really strong backlash in some cases. Learn more about your ad choices. Visit megaphone.fm/adchoices Millions of people are covered by a multi-state agreement that will allow individuals with private student loans to put a pause on payments for 90 days.


    Google and Apple are helping in a big way with their contact tracing app. Clark discusses what they've done and the potential privacy issues you could encounter.


    Many businesses are now requiring that customers wear masks in order to shop there. This has created a really strong backlash in some cases.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2514     5.6.20 Meat shortage; Humana waiving copays; Travel reward cards are offering additional incentives. Costco and some grocery stores are limiting meat purchases as we're experiencing a meat shortage in the country. Humana is waiving copays for members right now. Travel reward credit cards are having a hard time getting customers to renew. So they are having to offer additional benefits to keep customers around. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 06 May 2020 19:26:18 -0000 full Clark Howard Meat shortage; Humana waiving copays; Credit card rewards; Will work from home become permanent? Costco and some grocery stores are limiting meat purchases as we're experiencing a meat shortage in the country. Humana is waiving copays for members right now. Travel reward credit cards are having a hard time getting customers to renew. So they are having to offer additional benefits to keep customers around. Learn more about your ad choices. Visit megaphone.fm/adchoices Costco and some grocery stores are limiting meat purchases as we're experiencing a meat shortage in the country.


    Humana is waiving copays for members right now.


    Travel reward credit cards are having a hard time getting customers to renew. So they are having to offer additional benefits to keep customers around.


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2440     5.5.20 Spending habit changes during Covid; Age discrimination more prevalent; Americans saving money; Maintaining your car during quarantine Spending habits have changed during the coronavirus outbreak. But it appears that everyone has cut spending no matter what your state's approach has been to locking things down. Age discrimination could become an even bigger issue post-Covid. Americans are saving a much bigger chunk of their money right now. This is good! How can you keep your car in good running order if you aren't driving it!? Clark discusses. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 05 May 2020 19:00:00 -0000 full Clark Howard Spending habit changes during Covid; Age discrimination more prevalent; Americans saving money; Maintaining your car during quarantine Spending habits have changed during the coronavirus outbreak. But it appears that everyone has cut spending no matter what your state's approach has been to locking things down. Age discrimination could become an even bigger issue post-Covid. Americans are saving a much bigger chunk of their money right now. This is good! How can you keep your car in good running order if you aren't driving it!? Clark discusses. Learn more about your ad choices. Visit megaphone.fm/adchoices Spending habits have changed during the coronavirus outbreak. But it appears that everyone has cut spending no matter what your state's approach has been to locking things down.


    Age discrimination could become an even bigger issue post-Covid.


    Americans are saving a much bigger chunk of their money right now. This is good!


    How can you keep your car in good running order if you aren't driving it!? Clark discusses.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2720     5.4.20 Corporate liability shields; Airline stocks hammered; Micro businesses; Cash-out refi or 401k withdrawal? Employers fear liability from as they bring employees back into the office. Virtual volunteering might be a great use of your time right now. Warren Buffet has sold all shares in the major airlines. Their stocks are getting hit hard. Clark talks about the long-term projections for air travel. Micro businesses are helping keep people afloat in difficult financial times. Starting a super-small side hustle might make sense for you. Should you take cash out of your home or out of your retirement account? Neither is best. But if those are your choices be sure to listen to what Clark has to say. Clark mentioned this link to Ticketmaster's blog with their refund terms. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 May 2020 19:00:00 -0000 full Clark Howard Corporate liability shields; Airline stocks hammered; Micro businesses; Cash-out refi or 401k withdrawal? Employers fear liability from as they bring employees back into the office. Virtual volunteering might be a great use of your time right now. Warren Buffet has sold all shares in the major airlines. Their stocks are getting hit hard. Clark talks about the long-term projections for air travel. Micro businesses are helping keep people afloat in difficult financial times. Starting a super-small side hustle might make sense for you. Should you take cash out of your home or out of your retirement account? Neither is best. But if those are your choices be sure to listen to what Clark has to say. Clark mentioned this link to Ticketmaster's blog with their refund terms. Learn more about your ad choices. Visit megaphone.fm/adchoices Employers fear liability from as they bring employees back into the office.


    Virtual volunteering might be a great use of your time right now.


    Warren Buffet has sold all shares in the major airlines. Their stocks are getting hit hard. Clark talks about the long-term projections for air travel.


    Micro businesses are helping keep people afloat in difficult financial times. Starting a super-small side hustle might make sense for you.


    Should you take cash out of your home or out of your retirement account? Neither is best. But if those are your choices be sure to listen to what Clark has to say.


    Clark mentioned this link to Ticketmaster's blog with their refund terms.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2770     5.1.20 Clark's quarantine life; People avoiding doctor offices; Truck drivers face big hurdles; Don't take money from your 403b Clark talks about what his life looks like right now and how his family is handling being cooped up together. There have been some positive benefits! People are avoiding doctors or going to the hospital right now. That is not safe! Truck drivers have done a great job keeping the supply chain going but it hasn't been without a lot of hardships and obstacles. Taking money from your 403b is a particularly terrible idea. You could face massive surrender charges in addition to the taxes you'll have to pay. If you enjoyed this episode of the Clark Howard Show please hit the subscribe button. And also consider leaving a review on Apple Podcasts - it helps others see the value that this show is providing. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 01 May 2020 19:00:00 -0000 full Clark Howard Clark's quarantine life; People avoiding doctor offices; Truck drivers face big hurdles; Don't take money from your 403b Clark talks about what his life looks like right now and how his family is handling being cooped up together. There have been some positive benefits! People are avoiding doctors or going to the hospital right now. That is not safe! Truck drivers have done a great job keeping the supply chain going but it hasn't been without a lot of hardships and obstacles. Taking money from your 403b is a particularly terrible idea. You could face massive surrender charges in addition to the taxes you'll have to pay. If you enjoyed this episode of the Clark Howard Show please hit the subscribe button. And also consider leaving a review on Apple Podcasts - it helps others see the value that this show is providing. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about what his life looks like right now and how his family is handling being cooped up together. There have been some positive benefits!


    People are avoiding doctors or going to the hospital right now. That is not safe!


    Truck drivers have done a great job keeping the supply chain going but it hasn't been without a lot of hardships and obstacles.


    Taking money from your 403b is a particularly terrible idea. You could face massive surrender charges in addition to the taxes you'll have to pay.


    If you enjoyed this episode of the Clark Howard Show please hit the subscribe button. And also consider leaving a review on Apple Podcasts - it helps others see the value that this show is providing.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2743     4.30.20 What to do about Summer vacation; Private business safety rules; Market-timing Millennials; Air travel is on the rise Should you still go on Summer vacation? That's the question on a lot of people's minds. Clark talks about how you should think about your upcoming Summer travel. Costco is making all customers wear face masks if they want to shop in the store. This is making some customers upset. But we're going to have to get used to more and more safety rules being implemented by private businesses. Some people are trying to time the market right now and are getting burned - in particular by sectors they don't understand very well before they start investing cash. People are starting to hop back on airplanes. Clark discusses what he thinks a resurgence of air travel should look like. If you enjoyed this episode of the Clark Howard Show please hit the subscribe button. And also consider leaving a review on Apple Podcasts - it helps others see the value that this show is providing. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 30 Apr 2020 19:00:00 -0000 full Clark Howard What to do about Summer vacation; Private business safety rules; Market-timing Millennials; Air travel is on the rise Should you still go on Summer vacation? That's the question on a lot of people's minds. Clark talks about how you should think about your upcoming Summer travel. Costco is making all customers wear face masks if they want to shop in the store. This is making some customers upset. But we're going to have to get used to more and more safety rules being implemented by private businesses. Some people are trying to time the market right now and are getting burned - in particular by sectors they don't understand very well before they start investing cash. People are starting to hop back on airplanes. Clark discusses what he thinks a resurgence of air travel should look like. If you enjoyed this episode of the Clark Howard Show please hit the subscribe button. And also consider leaving a review on Apple Podcasts - it helps others see the value that this show is providing. Learn more about your ad choices. Visit megaphone.fm/adchoices Should you still go on Summer vacation? That's the question on a lot of people's minds. Clark talks about how you should think about your upcoming Summer travel.


    Costco is making all customers wear face masks if they want to shop in the store. This is making some customers upset. But we're going to have to get used to more and more safety rules being implemented by private businesses.


    Some people are trying to time the market right now and are getting burned - in particular by sectors they don't understand very well before they start investing cash.


    People are starting to hop back on airplanes. Clark discusses what he thinks a resurgence of air travel should look like.


    If you enjoyed this episode of the Clark Howard Show please hit the subscribe button. And also consider leaving a review on Apple Podcasts - it helps others see the value that this show is providing.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2803     4.29.20 Unemployment compensation is still not going well; New consumer spending data; Where to cash your stimulus check; CVS & Walgreens testing stations Florida is doing a terrible job getting unemployment payments to citizens who have applied. California is having a tough time funds to independent contractors, gig workers, and the self employed who are eligible. Consumer spending has fallen off a cliff. Clark talks about some of the numbers that are coming in and where the American economy stands right now. Walmart and Paypal are two of the best places to cash your physical stimulus check in order to avoid exorbitant fees. CVS & Walgreens are ramping up free Covid testing outside stores. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 29 Apr 2020 19:00:00 -0000 full Clark Howard Unemployment compensation is still not going well; New consumer spending data; Where to cash your stimulus check; CVS & Walgreens testing stations Florida is doing a terrible job getting unemployment payments to citizens who have applied. California is having a tough time funds to independent contractors, gig workers, and the self employed who are eligible. Consumer spending has fallen off a cliff. Clark talks about some of the numbers that are coming in and where the American economy stands right now. Walmart and Paypal are two of the best places to cash your physical stimulus check in order to avoid exorbitant fees. CVS & Walgreens are ramping up free Covid testing outside stores. Learn more about your ad choices. Visit megaphone.fm/adchoices Florida is doing a terrible job getting unemployment payments to citizens who have applied. California is having a tough time funds to independent contractors, gig workers, and the self employed who are eligible.


    Consumer spending has fallen off a cliff. Clark talks about some of the numbers that are coming in and where the American economy stands right now.


    Walmart and Paypal are two of the best places to cash your physical stimulus check in order to avoid exorbitant fees.


    CVS & Walgreens are ramping up free Covid testing outside stores.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2659     4.28.20 Paper goods hit shelves + beef & pork shortage; Tech late-fee policies; Avoid getting cash from predatory lenders; Covid has accelerated economic changes Beef and pork prices are likely to rise soon because of the shortage due to Covid. Also, paper goods are making a reappearance on store shelves...finally. Verizon, AT&T, and Comcast aren't terminating anyone who can't pay through the month of June. They won't charge late fees either. If you have to take on more debt right now in order to put food on the table, make sure you do it wisely. Clark gives recommendations for where to go to avoid predatory loans that will make your financial situation even worse. Covid is rapidly changing our economy. The virus is accelerating the decline of businesses that were already having a tough time. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 Apr 2020 19:00:00 -0000 full Clark Howard Paper goods hit shelves + beef & pork shortage; Tech late-fee policies; Avoid getting cash from predatory lenders; Covid has accelerated economic changes Beef and pork prices are likely to rise soon because of the shortage due to Covid. Also, paper goods are making a reappearance on store shelves...finally. Verizon, AT&T, and Comcast aren't terminating anyone who can't pay through the month of June. They won't charge late fees either. If you have to take on more debt right now in order to put food on the table, make sure you do it wisely. Clark gives recommendations for where to go to avoid predatory loans that will make your financial situation even worse. Covid is rapidly changing our economy. The virus is accelerating the decline of businesses that were already having a tough time. Learn more about your ad choices. Visit megaphone.fm/adchoices Beef and pork prices are likely to rise soon because of the shortage due to Covid. Also, paper goods are making a reappearance on store shelves...finally.


    Verizon, AT&T, and Comcast aren't terminating anyone who can't pay through the month of June. They won't charge late fees either.


    If you have to take on more debt right now in order to put food on the table, make sure you do it wisely. Clark gives recommendations for where to go to avoid predatory loans that will make your financial situation even worse.


    Covid is rapidly changing our economy. The virus is accelerating the decline of businesses that were already having a tough time.


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2737     4.27.20 Investing in gold; Ideal car buying window; Is the FIRE movement over?; What to do with your old 401k People are getting ripped off buying physical gold right now. Buy a precious metals ETF instead! The car market has changed rapidly. Clark tells you when the ideal car buying window is. Has Covid-19 killed the FIRE movement? Lots of headlines suggest that it has, but Clark disagrees. If you lose or leave your job, what should you do with that old 401k? Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 Apr 2020 19:00:00 -0000 full Clark Howard Investing in gold; Ideal car buying window; Is the FIRE movement over?; What to do with your old 401k People are getting ripped off buying physical gold right now. Buy a precious metals ETF instead! The car market has changed rapidly. Clark tells you when the ideal car buying window is. Has Covid-19 killed the FIRE movement? Lots of headlines suggest that it has, but Clark disagrees. If you lose or leave your job, what should you do with that old 401k? Learn more about your ad choices. Visit megaphone.fm/adchoices People are getting ripped off buying physical gold right now. Buy a precious metals ETF instead!


    The car market has changed rapidly. Clark tells you when the ideal car buying window is.


    Has Covid-19 killed the FIRE movement? Lots of headlines suggest that it has, but Clark disagrees.


    If you lose or leave your job, what should you do with that old 401k?

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2760     4.24.20 Unemployment payment mishaps; Google's new ad policy; Credit card limits being cut; Banks approaching mortgage forbearance poorly Some of the states are handling unemployment claims incredibly poorly. Clark talks about how Florida and Texas are having major issues disbursing those funds to people who have lost their jobs. Google is verifying ad buyers to prevent Covid scams. Credit card issuers are cutting limits on consumer credit cards. This could make getting through this pandemic even more difficult for many people. Banks are being stingy when it comes to forbearance terms. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 Apr 2020 19:00:00 -0000 full Clark Howard Unemployment payment mishaps; Google's new ad policy; Credit card limits being cut; Banks approaching mortgage forbearance poorly Some of the states are handling unemployment claims incredibly poorly. Clark talks about how Florida and Texas are having major issues disbursing those funds to people who have lost their jobs. Google is verifying ad buyers to prevent Covid scams. Credit card issuers are cutting limits on consumer credit cards. This could make getting through this pandemic even more difficult for many people. Banks are being stingy when it comes to forbearance terms. Learn more about your ad choices. Visit megaphone.fm/adchoices Some of the states are handling unemployment claims incredibly poorly. Clark talks about how Florida and Texas are having major issues disbursing those funds to people who have lost their jobs.


    Google is verifying ad buyers to prevent Covid scams.


    Credit card issuers are cutting limits on consumer credit cards. This could make getting through this pandemic even more difficult for many people.


    Banks are being stingy when it comes to forbearance terms.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2717     4.23.20 SBA barring big companies from fresh PPP funds; Stimulus check hacking; Preparing your finances now; Mortgage forbearance requests have increased The SBA has issued a press release clarifying that bigger companies should not be filing to receive PPP funds. This is good news for small businesses who desperately need the money. Scam artists have figured out how to steal stimulus checks. Clark tells you how they are doing it and what can be done about it. It's important to be prepared with your financial information now. Make sure your loved ones know how to access necessary financial documents in the case of emergency. The housing market is going through an interesting time. Clark discusses that and the increased requests for mortgage forbearance. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Apr 2020 19:00:00 -0000 full Clark Howard SBA barring big companies from fresh PPP funds; Stimulus check hacking; Preparing your finances now; Mortgage forbearance requests have increased The SBA has issued a press release clarifying that bigger companies should not be filing to receive PPP funds. This is good news for small businesses who desperately need the money. Scam artists have figured out how to steal stimulus checks. Clark tells you how they are doing it and what can be done about it. It's important to be prepared with your financial information now. Make sure your loved ones know how to access necessary financial documents in the case of emergency. The housing market is going through an interesting time. Clark discusses that and the increased requests for mortgage forbearance. Learn more about your ad choices. Visit megaphone.fm/adchoices The SBA has issued a press release clarifying that bigger companies should not be filing to receive PPP funds. This is good news for small businesses who desperately need the money.


    Scam artists have figured out how to steal stimulus checks. Clark tells you how they are doing it and what can be done about it.


    It's important to be prepared with your financial information now. Make sure your loved ones know how to access necessary financial documents in the case of emergency.


    The housing market is going through an interesting time. Clark discusses that and the increased requests for mortgage forbearance.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2815     4.22.20 Small business loan funding set to increase; Free weekly credit reports; Increased poisoning from cleaning agents; Google searches have dramatically changed Congress is on the verge of passing a bill to provide more funding for small businesses. Clark also talks about how many bigger companies took a large chunk of the first round of PPP loans. The big three U.S. Credit reporting agencies help Americans with more frequent access to credit histories for one year. Great news for consumers! Americans are poisoning themselves as they attempt to fight the virus through increased cleaning efforts. Google searches have changed in a big way since a year ago. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 Apr 2020 19:00:00 -0000 full Clark Howard Small business loan funding set to increase; Free weekly credit reports; Increased poisoning from cleaning agents; Google searches have dramatically changed Congress is on the verge of passing a bill to provide more funding for small businesses. Clark also talks about how many bigger companies took a large chunk of the first round of PPP loans. The big three U.S. Credit reporting agencies help Americans with more frequent access to credit histories for one year. Great news for consumers! Americans are poisoning themselves as they attempt to fight the virus through increased cleaning efforts. Google searches have changed in a big way since a year ago. Learn more about your ad choices. Visit megaphone.fm/adchoices Congress is on the verge of passing a bill to provide more funding for small businesses. Clark also talks about how many bigger companies took a large chunk of the first round of PPP loans.


    The big three U.S. Credit reporting agencies help Americans with more frequent access to credit histories for one year. Great news for consumers!


    Americans are poisoning themselves as they attempt to fight the virus through increased cleaning efforts.


    Google searches have changed in a big way since a year ago.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2640     4.21.20 What's happening with the oil markets?; Economy re-opening; Dealerships won't take leased cars back; Checking real-time story busyness Oil prices are cratering. Clark talks about why this is happening and what it means for consumers. Some states are making the decision to re-open parts of the economy. But how quickly things will actually recover will be up to individuals and how safe they feel. Dealerships aren't taking leased cars back. They are flat out refusing. How busy is the grocery store? Google has a way to help you find out when the store has fewer people. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Apr 2020 19:00:00 -0000 full Clark Howard What's happening with the oil markets?; Economy re-opening; Dealerships won't take leased cars back; Checking real-time story busyness Oil prices are cratering. Clark talks about why this is happening and what it means for consumers. Some states are making the decision to re-open parts of the economy. But how quickly things will actually recover will be up to individuals and how safe they feel. Dealerships aren't taking leased cars back. They are flat out refusing. How busy is the grocery store? Google has a way to help you find out when the store has fewer people. Learn more about your ad choices. Visit megaphone.fm/adchoices Oil prices are cratering. Clark talks about why this is happening and what it means for consumers.


    Some states are making the decision to re-open parts of the economy. But how quickly things will actually recover will be up to individuals and how safe they feel.


    Dealerships aren't taking leased cars back. They are flat out refusing.


    How busy is the grocery store? Google has a way to help you find out when the store has fewer people.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2732     4.20.20 More PPP small business money coming; Ticketmaster changes refund stance; Poor college grads; Pro-rated unemployment PPP money ran out towards the end of last week. But a deal is close to secure more funding for loans to help small businesses. Ticketmaster will be giving refunds for rescheduled or cancelled shows...finally. College graduates will be entering the toughest job environment since The Great Depression. Clark has some thoughts. Why pro-rated unemployment is something worth considering. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Apr 2020 19:00:00 -0000 full Clark Howard More PPP small business money coming; Ticketmaster changes refund stance; Poor college grads; Pro-rated unemployment PPP money ran out towards the end of last week. But a deal is close to secure more funding for loans to help small businesses. Ticketmaster will be giving refunds for rescheduled or cancelled shows...finally. College graduates will be entering the toughest job environment since The Great Depression. Clark has some thoughts. Why pro-rated unemployment is something worth considering. Learn more about your ad choices. Visit megaphone.fm/adchoices PPP money ran out towards the end of last week. But a deal is close to secure more funding for loans to help small businesses.


    Ticketmaster will be giving refunds for rescheduled or cancelled shows...finally.


    College graduates will be entering the toughest job environment since The Great Depression. Clark has some thoughts.


    Why pro-rated unemployment is something worth considering.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2700     4.17.20 Stay the course investing; You are not alone; Erratic economic predictions; Apple's new cheaper phone People have not altered their approach to 401k investing. This is good news! Also, here's the link for non-filers to submit stimulus payment info. Clark talks about how we are going through this together - you are not alone right now. The headline writers are predicting doom and gloom. But this is unrealistic and it's creating anxiety for no reason. Apple is releasing a new cheaper SE phone. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Apr 2020 19:00:00 -0000 full Clark Howard Stay the course investing; You are not alone; Erratic economic predictions; Apple's new cheaper phone People have not altered their approach to 401k investing. This is good news! Also, here's the link for non-filers to submit stimulus payment info. Clark talks about how we are going through this together - you are not alone right now. The headline writers are predicting doom and gloom. But this is unrealistic and it's creating anxiety for no reason. Apple is releasing a new cheaper SE phone. Learn more about your ad choices. Visit megaphone.fm/adchoices People have not altered their approach to 401k investing. This is good news! Also, here's the link for non-filers to submit stimulus payment info.


    Clark talks about how we are going through this together - you are not alone right now.


    The headline writers are predicting doom and gloom. But this is unrealistic and it's creating anxiety for no reason.


    Apple is releasing a new cheaper SE phone.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2700     4.16.20 PPP loan disastrous results; Germany's soft reopening; How working from home impacts your taxes; Robot improvements PPP and EIDL are complete failures. Clark talks about why these programs went so horribly wrong. Germany is attempting a soft reopening of its economy. Clark thinks they are approaching it well. A lot more of us are working from home now. But will you get a tax break for it? Clark discusses - and this article is worth reading on the subject. Robots are improving. And some cleaning robots could save lives and prevent humans from having slowly clean. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 16 Apr 2020 19:00:00 -0000 full Clark Howard PPP loan disastrous results; Germany's soft reopening; How working from home impacts your taxes; Robot improvements PPP and EIDL are complete failures. Clark talks about why these programs went so horribly wrong. Germany is attempting a soft reopening of its economy. Clark thinks they are approaching it well. A lot more of us are working from home now. But will you get a tax break for it? Clark discusses - and this article is worth reading on the subject. Robots are improving. And some cleaning robots could save lives and prevent humans from having slowly clean. Learn more about your ad choices. Visit megaphone.fm/adchoices PPP and EIDL are complete failures. Clark talks about why these programs went so horribly wrong.


    Germany is attempting a soft reopening of its economy. Clark thinks they are approaching it well.


    A lot more of us are working from home now. But will you get a tax break for it? Clark discusses - and this article is worth reading on the subject.


    Robots are improving. And some cleaning robots could save lives and prevent humans from having slowly clean.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2834     4.15.20 The airlines are getting bailed out; Telemedicine; Customer no service is a regular occurrence right now; Free streaming options Clark discusses the specifics of the airline bailout. Telemedicine is becoming more and more important. Make sure to not forego necessary medical visits right now...just have them remotely! Customer no service is a regular problem in the age of Covid-19. Government agencies and many companies are responding in a much less timely manner. We're all streaming more TV these days. Clark tells you where you can go to stream for FREE! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 Apr 2020 19:00:00 -0000 full Clark Howard The airlines are getting bailed out; Telemedicine; Customer no service is a regular occurrence right now; Free streaming options Clark discusses the specifics of the airline bailout. Telemedicine is becoming more and more important. Make sure to not forego necessary medical visits right now...just have them remotely! Customer no service is a regular problem in the age of Covid-19. Government agencies and many companies are responding in a much less timely manner. We're all streaming more TV these days. Clark tells you where you can go to stream for FREE! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the specifics of the airline bailout.


    Telemedicine is becoming more and more important. Make sure to not forego necessary medical visits right now...just have them remotely!


    Customer no service is a regular problem in the age of Covid-19. Government agencies and many companies are responding in a much less timely manner.


    We're all streaming more TV these days. Clark tells you where you can go to stream for FREE!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2641     4.14.20 Google & Apple working together on contact tracing; Grocery workers at higher risk; Car buying in Covid-19 era; Lending standards are tightening Google & Apple are working together on a contact tracing app. This could help as we seek to remain safe as businesses reopen around the country. We will still need to up our abilities to test people for the virus. Grocery store workers find themselves at higher risk right now just by going to work. Clark talks about how these workers are being treated. As they put their health at risk, we should be particularly appreciative of their work. Car buying is undergoing a massive shift as buyers want to avoid face to face negotiations at local dealerships. Lending standards are starting to tighten. We saw this in the aftermath of the Great Recession and we'll see tighter standards implemented by many lending institutions in the coming months. Also, you can apply for a PPP loan with Paypal now via this link. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Apr 2020 19:00:00 -0000 full Clark Howard Google & Apple working together on contact tracing; Grocery workers at higher risk; Car buying in Covid-19 era; Lending standards are tightening Google & Apple are working together on a contact tracing app. This could help as we seek to remain safe as businesses reopen around the country. We will still need to up our abilities to test people for the virus. Grocery store workers find themselves at higher risk right now just by going to work. Clark talks about how these workers are being treated. As they put their health at risk, we should be particularly appreciative of their work. Car buying is undergoing a massive shift as buyers want to avoid face to face negotiations at local dealerships. Lending standards are starting to tighten. We saw this in the aftermath of the Great Recession and we'll see tighter standards implemented by many lending institutions in the coming months. Also, you can apply for a PPP loan with Paypal now via this link. Learn more about your ad choices. Visit megaphone.fm/adchoices Google & Apple are working together on a contact tracing app. This could help as we seek to remain safe as businesses reopen around the country. We will still need to up our abilities to test people for the virus.


    Grocery store workers find themselves at higher risk right now just by going to work. Clark talks about how these workers are being treated. As they put their health at risk, we should be particularly appreciative of their work.


    Car buying is undergoing a massive shift as buyers want to avoid face to face negotiations at local dealerships.


    Lending standards are starting to tighten. We saw this in the aftermath of the Great Recession and we'll see tighter standards implemented by many lending institutions in the coming months.


    Also, you can apply for a PPP loan with Paypal now via this link.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2759     4.13.20 Allocating your stimulus money; Car insurance rebates; Ticketmaster/StubHub terrible refund policies; Investing in today's market Stimulus checks are starting to hit bank accounts. But how should you handle the money you receive? Clark gives his thoughts. Car insurance companies are sending rebates to customers. Clark gives the specifics on which companies are doling out these refunds. Ticketmaster and StubHub are not treating their customers well right now. How should you be investing right now? The market is volatile. Clark discusses. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Apr 2020 19:00:00 -0000 full Clark Howard Allocating your stimulus money; Car insurance rebates; Ticketmaster/StubHub terrible refund policies; Investing in today's market Stimulus checks are starting to hit bank accounts. But how should you handle the money you receive? Clark gives his thoughts. Car insurance companies are sending rebates to customers. Clark gives the specifics on which companies are doling out these refunds. Ticketmaster and StubHub are not treating their customers well right now. How should you be investing right now? The market is volatile. Clark discusses. Learn more about your ad choices. Visit megaphone.fm/adchoices Stimulus checks are starting to hit bank accounts. But how should you handle the money you receive? Clark gives his thoughts.


    Car insurance companies are sending rebates to customers. Clark gives the specifics on which companies are doling out these refunds.


    Ticketmaster and StubHub are not treating their customers well right now.


    How should you be investing right now? The market is volatile. Clark discusses.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2745     4.10.20 Clark's thoughts on getting people back to work; The PPP and EIDL rollouts are going poorly; Grocery store safety; Covid-19 scams abound When will people be able to go back to work? Clark talks about a potential timeline and what it will look like as the economy attempts to rebound. The PPP and EIDL loan programs are failing small businesses. And the goalposts keep moving on lending amounts. Also, the big banks need to do a better job at getting this money into the hands of local small business owners. How can you stay safe at the grocery store? Clark discusses what it should look like the next time you go shopping. It's pretty hard to watch scams proliferate right now. But that is exactly what's happening. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 Apr 2020 19:00:00 -0000 full Clark Howard Clark's thoughts on getting people back to work; The PPP and EIDL rollouts are going poorly; Grocery store safety; Covid-19 scams abound When will people be able to go back to work? Clark talks about a potential timeline and what it will look like as the economy attempts to rebound. The PPP and EIDL loan programs are failing small businesses. And the goalposts keep moving on lending amounts. Also, the big banks need to do a better job at getting this money into the hands of local small business owners. How can you stay safe at the grocery store? Clark discusses what it should look like the next time you go shopping. It's pretty hard to watch scams proliferate right now. But that is exactly what's happening. Learn more about your ad choices. Visit megaphone.fm/adchoices When will people be able to go back to work? Clark talks about a potential timeline and what it will look like as the economy attempts to rebound.


    The PPP and EIDL loan programs are failing small businesses. And the goalposts keep moving on lending amounts. Also, the big banks need to do a better job at getting this money into the hands of local small business owners.


    How can you stay safe at the grocery store? Clark discusses what it should look like the next time you go shopping.


    It's pretty hard to watch scams proliferate right now. But that is exactly what's happening.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2737     4.9.20 Unemployment number skyrocket + PPP update; Feds aiding mid-size businesses; Exercising from home; Improving your work from home abilities Unemployment numbers are up big today. Clark talks about when the increased unemployment checks will arrive. Also, fintechs are starting to lend to small businesses as part of the PPP program. Online lender Kabbage is taking applications and has a great guide to the PPP for business owners. The Federal Reserve unveiled a program to offer support to mid-size businesses just this morning. Exercising during quarantine is so important. It's good for your mental and physical health. Working from home is standard for many people now. Clark tells you how to do it well - and where to buy new equipment that might help you work better from home for the long-term. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 09 Apr 2020 19:00:00 -0000 full Clark Howard Unemployment number skyrocket + PPP update; Feds aiding mid-size businesses; Exercising from home; Improving your work from home abilities Unemployment numbers are up big today. Clark talks about when the increased unemployment checks will arrive. Also, fintechs are starting to lend to small businesses as part of the PPP program. Online lender Kabbage is taking applications and has a great guide to the PPP for business owners. The Federal Reserve unveiled a program to offer support to mid-size businesses just this morning. Exercising during quarantine is so important. It's good for your mental and physical health. Working from home is standard for many people now. Clark tells you how to do it well - and where to buy new equipment that might help you work better from home for the long-term. Learn more about your ad choices. Visit megaphone.fm/adchoices Unemployment numbers are up big today. Clark talks about when the increased unemployment checks will arrive. Also, fintechs are starting to lend to small businesses as part of the PPP program. Online lender Kabbage is taking applications and has a great guide to the PPP for business owners.


    The Federal Reserve unveiled a program to offer support to mid-size businesses just this morning.


    Exercising during quarantine is so important. It's good for your mental and physical health.


    Working from home is standard for many people now. Clark tells you how to do it well - and where to buy new equipment that might help you work better from home for the long-term.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2836     4.8.20 What to do if you can't pay rent; SBA lending progress update; What is happening in the housing market; Private student loan forbearance Clark tells you how to handle a scenario in which you can't pay rent. The key is communication. The SBA lending progress is still tied up. Clark talks about what is happening on the ground and the changes he would like to see implemented. The housing market is experiencing a bit of turmoil right now. Many buyers are putting off their search right now. But Clark doesn't think that the housing market will experience a prolonged downturn. Some private student loan lenders are extending forbearance to borrowers. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 08 Apr 2020 19:00:00 -0000 full Clark Howard What to do if you can't pay rent; SBA lending progress update; What is happening in the housing market; Private student loan forbearance Clark tells you how to handle a scenario in which you can't pay rent. The key is communication. The SBA lending progress is still tied up. Clark talks about what is happening on the ground and the changes he would like to see implemented. The housing market is experiencing a bit of turmoil right now. Many buyers are putting off their search right now. But Clark doesn't think that the housing market will experience a prolonged downturn. Some private student loan lenders are extending forbearance to borrowers. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark tells you how to handle a scenario in which you can't pay rent. The key is communication.


    The SBA lending progress is still tied up. Clark talks about what is happening on the ground and the changes he would like to see implemented.


    The housing market is experiencing a bit of turmoil right now. Many buyers are putting off their search right now. But Clark doesn't think that the housing market will experience a prolonged downturn.


    Some private student loan lenders are extending forbearance to borrowers.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2651     4.7.20 Clark interviews SBA rep; Unemployment relief updates; Free mental health resources; Getting mortgage relief Clark interviews Ashley Bell from the SBA in order to find out more on the Paycheck Protection Program and Economic Injury Disaster Loans. The DOL has issued guidelines to states on unemployment relief. States will now have to write new code on their sites in order to handle the requests There are great free resources out there for people suffering mental health consequences due to Covid-19. Clark discusses how to reach out for mortgage relief. If you have a loan with Fannie Mae or Freddie Mac and have lost your job or faced reduced income because of Covid-19 you qualify for loan forbearance. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 Apr 2020 19:00:00 -0000 full Clark Howard Clark interviews SBA rep; Unemployment relief updates; Free mental health resources; Getting mortgage relief Clark interviews Ashley Bell from the SBA in order to find out more on the Paycheck Protection Program and Economic Injury Disaster Loans. The DOL has issued guidelines to states on unemployment relief. States will now have to write new code on their sites in order to handle the requests There are great free resources out there for people suffering mental health consequences due to Covid-19. Clark discusses how to reach out for mortgage relief. If you have a loan with Fannie Mae or Freddie Mac and have lost your job or faced reduced income because of Covid-19 you qualify for loan forbearance. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark interviews Ashley Bell from the SBA in order to find out more on the Paycheck Protection Program and Economic Injury Disaster Loans.


    The DOL has issued guidelines to states on unemployment relief. States will now have to write new code on their sites in order to handle the requests


    There are great free resources out there for people suffering mental health consequences due to Covid-19.


    Clark discusses how to reach out for mortgage relief. If you have a loan with Fannie Mae or Freddie Mac and have lost your job or faced reduced income because of Covid-19 you qualify for loan forbearance.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2778     4.6.20 PPP slow roll-out; Stimulus check updates; Companies helping people; Creating a will right now The PPP is off to a really slow start. Clark discusses. We've got more information on stimulus checks. Clark discusses what we know now. Some companies are doing great work right now helping their customers. Clark highlights a few. Creating a will is a great idea right now. Clark tells you how to proceed. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 Apr 2020 14:03:22 -0000 full Clark Howard PPP slow roll-out; Stimulus check updates; Companies helping people; Creating a will right now The PPP is off to a really slow start. Clark discusses. We've got more information on stimulus checks. Clark discusses what we know now. Some companies are doing great work right now helping their customers. Clark highlights a few. Creating a will is a great idea right now. Clark tells you how to proceed. Learn more about your ad choices. Visit megaphone.fm/adchoices The PPP is off to a really slow start. Clark discusses.


    We've got more information on stimulus checks. Clark discusses what we know now.


    Some companies are doing great work right now helping their customers. Clark highlights a few.


    Creating a will is a great idea right now. Clark tells you how to proceed.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2765     4.3.20 Important Covid-19 economic updates; Sheltering in place works; Zoom privacy issues and alternatives; Robo Advisors Clark talks about the important updates on how PPP is being implemented and what the latest is with unemployment insurance claims. Sheltering in places works to keep us safer...and it's better for the future of our economy. Zoom has gotten some flack for their lack of proper privacy protections for users. Clark mentions some alternatives you should consider. Robo advisors are seeing people sign up in droves. They do a good job helping people allocate their investments properly. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Apr 2020 19:00:00 -0000 full Clark Howard Important Covid-19 economic updates; Sheltering in place works; Zoom privacy issues and alternatives; Robo Advisors Clark talks about the important updates on how PPP is being implemented and what the latest is with unemployment insurance claims. Sheltering in places works to keep us safer...and it's better for the future of our economy. Zoom has gotten some flack for their lack of proper privacy protections for users. Clark mentions some alternatives you should consider. Robo advisors are seeing people sign up in droves. They do a good job helping people allocate their investments properly. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about the important updates on how PPP is being implemented and what the latest is with unemployment insurance claims.


    Sheltering in places works to keep us safer...and it's better for the future of our economy.


    Zoom has gotten some flack for their lack of proper privacy protections for users. Clark mentions some alternatives you should consider.


    Robo advisors are seeing people sign up in droves. They do a good job helping people allocate their investments properly.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2749     4.2.20 Stimulus check updates; Unemployment compensation problems; Fake Covid-19 remedies; Stores stepping up delivery abilities Clarifications have been made about who will receive stimulus money from the government and when that money will come. State unemployment agencies are still trying to figure out how they process all of the new unemployment claims. Some people are touting Covid-19 remedies that don't work. Watch out for this. Stores are stepping up deliveries. Clark talks about how Walgreens is expanding its delivery services right now. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 02 Apr 2020 19:00:00 -0000 full Clark Howard Stimulus check updates; Unemployment compensation problems; Fake Covid-19 remedies; Stores stepping up delivery abilities Clarifications have been made about who will receive stimulus money from the government and when that money will come. State unemployment agencies are still trying to figure out how they process all of the new unemployment claims. Some people are touting Covid-19 remedies that don't work. Watch out for this. Stores are stepping up deliveries. Clark talks about how Walgreens is expanding its delivery services right now. Learn more about your ad choices. Visit megaphone.fm/adchoices Clarifications have been made about who will receive stimulus money from the government and when that money will come.


    State unemployment agencies are still trying to figure out how they process all of the new unemployment claims.


    Some people are touting Covid-19 remedies that don't work. Watch out for this.


    Stores are stepping up deliveries. Clark talks about how Walgreens is expanding its delivery services right now.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2818     4.1.20 Paycheck Protection Program and SBA disaster relief; What happens if you can't pay rent; Health insurers waive individual Covid-19 health costs; AirBnb helping hosts The details of the PPP and EIDL programs are a little murky. Clark brings as much clarity as possible to a situation that is rapidly moving trying to help small businesses stay afloat during these difficult times. This article from the Wall Street Journal gives some important details on Paycheck Protection. You can also learn more on the SBA website about PPP here. And if you qualify for an EIDL, this is where you can apply for that relief loan. What happens if you can't pay rent? Clark tells you how to talk to your landlord and what rights you have right now. This USA Today article offers some important details on your rights as a renter right now. The three major health insurers are waiving individual health costs incurred due to Covid-19. Some welcome news in these troubled times. AirBnb is helping hosts cover their costs right now. It's a very different stance from the one VRBO is taking. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 01 Apr 2020 19:00:00 -0000 full Clark Howard Paycheck Protection Program and SBA disaster relief; What happens if you can't pay rent; Health insurers waive individual Covid-19 health costs; AirBnb helping hosts The details of the PPP and EIDL programs are a little murky. Clark brings as much clarity as possible to a situation that is rapidly moving trying to help small businesses stay afloat during these difficult times. This article from the Wall Street Journal gives some important details on Paycheck Protection. You can also learn more on the SBA website about PPP here. And if you qualify for an EIDL, this is where you can apply for that relief loan. What happens if you can't pay rent? Clark tells you how to talk to your landlord and what rights you have right now. This USA Today article offers some important details on your rights as a renter right now. The three major health insurers are waiving individual health costs incurred due to Covid-19. Some welcome news in these troubled times. AirBnb is helping hosts cover their costs right now. It's a very different stance from the one VRBO is taking. Learn more about your ad choices. Visit megaphone.fm/adchoices The details of the PPP and EIDL programs are a little murky. Clark brings as much clarity as possible to a situation that is rapidly moving trying to help small businesses stay afloat during these difficult times. This article from the Wall Street Journal gives some important details on Paycheck Protection. You can also learn more on the SBA website about PPP here. And if you qualify for an EIDL, this is where you can apply for that relief loan.


    What happens if you can't pay rent? Clark tells you how to talk to your landlord and what rights you have right now. This USA Today article offers some important details on your rights as a renter right now.


    The three major health insurers are waiving individual health costs incurred due to Covid-19. Some welcome news in these troubled times.


    AirBnb is helping hosts cover their costs right now. It's a very different stance from the one VRBO is taking.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2675     3.31.20 Going to SBA.gov for small business relief money; Employees walking out on the job; Juggling your finances until stimulus money kicks in; Covid-19 scams proliferate SBA.gov is the place to apply for economic injury disaster loans. And $10k in funds can be received in the form of a grant if spent on paid leave, maintaining payroll, increased business costs due to Coronavirus disruption, and mortgage or lease obligations that can't currently be met. Amazon, Whole Foods, and Instacart employees are not happy about current working conditions. Some are walking out on the job. Amazon employees are saying that they aren't being given proper safety aids like masks, gloves, and antiseptics. Clark talks about how you handle your money until the Stimulus bill funds get into our hands. Scams are on the rise as Coronavirus worries abound. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 31 Mar 2020 19:00:00 -0000 full Clark Howard Going to SBA.gov for small business relief money; Employees walking out on the job; Juggling your finances until stimulus money kicks in; Covid-19 scams proliferate SBA.gov is the place to apply for economic injury disaster loans. And $10k in funds can be received in the form of a grant if spent on paid leave, maintaining payroll, increased business costs due to Coronavirus disruption, and mortgage or lease obligations that can't currently be met. Amazon, Whole Foods, and Instacart employees are not happy about current working conditions. Some are walking out on the job. Amazon employees are saying that they aren't being given proper safety aids like masks, gloves, and antiseptics. Clark talks about how you handle your money until the Stimulus bill funds get into our hands. Scams are on the rise as Coronavirus worries abound. Learn more about your ad choices. Visit megaphone.fm/adchoices SBA.gov is the place to apply for economic injury disaster loans. And $10k in funds can be received in the form of a grant if spent on paid leave, maintaining payroll, increased business costs due to Coronavirus disruption, and mortgage or lease obligations that can't currently be met.


    Amazon, Whole Foods, and Instacart employees are not happy about current working conditions. Some are walking out on the job. Amazon employees are saying that they aren't being given proper safety aids like masks, gloves, and antiseptics.


    Clark talks about how you handle your money until the Stimulus bill funds get into our hands.


    Scams are on the rise as Coronavirus worries abound.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2741     3.30.20 More unemployment details; Stock market volatility; Real ID implementation delayed; 401k disbursements part of stimulus bill Funds will soon be flowing to the states for Americans filing for unemployment. Clark discusses more of the details we now know. The stock market continues to be volatile. Clark tells you what this means for your investments. Gas prices are down although Americans are driving far less these days. And the Real ID law implementation has been delayed for a year. Thanks to the stimulus bill, you can take money out of your 401k without penalty. But should you? Probably not. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Mar 2020 19:00:00 -0000 full Clark Howard More unemployment details; Stock market volatility; Real ID implementation delayed; 401k disbursements part of stimulus bill Funds will soon be flowing to the states for Americans filing for unemployment. Clark discusses more of the details we now know. The stock market continues to be volatile. Clark tells you what this means for your investments. Gas prices are down although Americans are driving far less these days. And the Real ID law implementation has been delayed for a year. Thanks to the stimulus bill, you can take money out of your 401k without penalty. But should you? Probably not. Learn more about your ad choices. Visit megaphone.fm/adchoices Funds will soon be flowing to the states for Americans filing for unemployment. Clark discusses more of the details we now know.


    The stock market continues to be volatile. Clark tells you what this means for your investments.


    Gas prices are down although Americans are driving far less these days. And the Real ID law implementation has been delayed for a year.


    Thanks to the stimulus bill, you can take money out of your 401k without penalty. But should you? Probably not.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2717     3.27.20 Small business and non-profit stimulus relief; Getting travel refunds; Barren grocery store shelves will be filling soon Small businesses and non-profits are seeing real financial relief in the recent stimulus bill. Clark talks about some of the details. Some of the travel refunds being offered by the airlines aren't that great. Clark tells you how to approach the conversation to get the refund you deserve. The supply chain is still in working order. It's consumer pre-buying that has led to barren grocery store shelves. But that is a temporary problem that will soon be remedied. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 27 Mar 2020 19:00:00 -0000 full Clark Howard Small business and non-profit stimulus relief; Getting travel refunds; Barren grocery store shelves will be filling soon Small businesses and non-profits are seeing real financial relief in the recent stimulus bill. Clark talks about some of the details. Some of the travel refunds being offered by the airlines aren't that great. Clark tells you how to approach the conversation to get the refund you deserve. The supply chain is still in working order. It's consumer pre-buying that has led to barren grocery store shelves. But that is a temporary problem that will soon be remedied. Learn more about your ad choices. Visit megaphone.fm/adchoices Small businesses and non-profits are seeing real financial relief in the recent stimulus bill. Clark talks about some of the details.


    Some of the travel refunds being offered by the airlines aren't that great. Clark tells you how to approach the conversation to get the refund you deserve.


    The supply chain is still in working order. It's consumer pre-buying that has led to barren grocery store shelves. But that is a temporary problem that will soon be remedied.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2727     3.26.20 Helicopter $ and unemployment compensation details; Student loan stimulus details; IRS filing updates; Taking care of those around you Stimulus checks are coming. Clark details the Senate bill and what these stimulus payments will look like and who will receive them. The stimulus bill also includes provisions for everyone who has a federal student loan. Clark details the benefit for those people too. You don't have to file your taxes until July 15 now. But what about the contribution deadline for an IRA? The IRS has clarified some of the specifics about filing taxes this year and Clark discusses. It's so important to take care of those closest to you right now. Clark has thoughts on how to do that and how to do it well. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 26 Mar 2020 19:00:00 -0000 full Clark Howard Helicopter $ and unemployment compensation details; Student loan stimulus details; IRS filing updates; Taking care of those around you Stimulus checks are coming. Clark details the Senate bill and what these stimulus payments will look like and who will receive them. The stimulus bill also includes provisions for everyone who has a federal student loan. Clark details the benefit for those people too. You don't have to file your taxes until July 15 now. But what about the contribution deadline for an IRA? The IRS has clarified some of the specifics about filing taxes this year and Clark discusses. It's so important to take care of those closest to you right now. Clark has thoughts on how to do that and how to do it well. Learn more about your ad choices. Visit megaphone.fm/adchoices Stimulus checks are coming. Clark details the Senate bill and what these stimulus payments will look like and who will receive them.


    The stimulus bill also includes provisions for everyone who has a federal student loan. Clark details the benefit for those people too.


    You don't have to file your taxes until July 15 now. But what about the contribution deadline for an IRA? The IRS has clarified some of the specifics about filing taxes this year and Clark discusses.


    It's so important to take care of those closest to you right now. Clark has thoughts on how to do that and how to do it well.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2796     3.25.20 Specifics on relief bill; Talking to your credit card company; Healthcare exchanges reopening; Which companies are hiring Clark discusses the stimulus bill deal that finally came together on Wednesday morning. It has not yet become law but some of the details of what this bill looks like have become clear. If you need relief from credit card bills right now Clark has advice for having that conversation with your credit card company. Healthcare exchanges might reopen in the face of the Coronavirus pandemic. Job losses are mounting. But some employers have stepped up their hiring right now. Clark gives you the information. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 25 Mar 2020 19:00:00 -0000 full Clark Howard Specifics on relief bill; Talking to your credit card company; Healthcare exchanges reopening; Which companies are hiring Clark discusses the stimulus bill deal that finally came together on Wednesday morning. It has not yet become law but some of the details of what this bill looks like have become clear. If you need relief from credit card bills right now Clark has advice for having that conversation with your credit card company. Healthcare exchanges might reopen in the face of the Coronavirus pandemic. Job losses are mounting. But some employers have stepped up their hiring right now. Clark gives you the information. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the stimulus bill deal that finally came together on Wednesday morning. It has not yet become law but some of the details of what this bill looks like have become clear.


    If you need relief from credit card bills right now Clark has advice for having that conversation with your credit card company.


    Healthcare exchanges might reopen in the face of the Coronavirus pandemic.


    Job losses are mounting. But some employers have stepped up their hiring right now. Clark gives you the information.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2667     3.24.20 Senate relief bill implications; Automakers making ventilators; Handling student loans; Volunteer efforts will ramp up Clark talks about the Senate relief bill that is still being negotiated. It looks like American families will be receiving direct payments from the government. But how long until we get them in our bank accounts? That is still up in the air. Automakers are stepping up their efforts to help by making respirators instead of cars. Clark talks about how to approach your student loans right now. There's help for people with federal student loans but you might have to press to get any help from a private lender. Volunteer efforts will likely start mobilizing in April to help victims of Coronavirus. Clark discusses what he thinks those efforts will entail. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 24 Mar 2020 19:00:00 -0000 full Clark Howard Senate relief bill implications; Automakers making ventilators; Handling student loans; Volunteer efforts will ramp up Clark talks about the Senate relief bill that is still being negotiated. It looks like American families will be receiving direct payments from the government. But how long until we get them in our bank accounts? That is still up in the air. Automakers are stepping up their efforts to help by making respirators instead of cars. Clark talks about how to approach your student loans right now. There's help for people with federal student loans but you might have to press to get any help from a private lender. Volunteer efforts will likely start mobilizing in April to help victims of Coronavirus. Clark discusses what he thinks those efforts will entail. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about the Senate relief bill that is still being negotiated. It looks like American families will be receiving direct payments from the government. But how long until we get them in our bank accounts? That is still up in the air.


    Automakers are stepping up their efforts to help by making respirators instead of cars.


    Clark talks about how to approach your student loans right now. There's help for people with federal student loans but you might have to press to get any help from a private lender.


    Volunteer efforts will likely start mobilizing in April to help victims of Coronavirus. Clark discusses what he thinks those efforts will entail.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2779     3.23.20 Which companies are hiring right now; Fed supporting markets; Beware work from home scams; Finding a work from home routine In a tsunami of economic turmoil, Clark talks about the companies that are hiring and where to turn if you are in need of work. The Fed announced this morning that they will be supporting the markets with massive amounts of quantitative easing. Work from home scams are popping up in a big way right now. What to watch out for. Working from home with kids is hard - especially since you are likely having to help them with their schoolwork too. Clark talks about finding a family rhythm during this time. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Mar 2020 19:00:00 -0000 full Clark Howard Which companies are hiring right now; Fed supporting markets; Beware work from home scams; Finding a work from home routine In a tsunami of economic turmoil, Clark talks about the companies that are hiring and where to turn if you are in need of work. The Fed announced this morning that they will be supporting the markets with massive amounts of quantitative easing. Work from home scams are popping up in a big way right now. What to watch out for. Working from home with kids is hard - especially since you are likely having to help them with their schoolwork too. Clark talks about finding a family rhythm during this time. Learn more about your ad choices. Visit megaphone.fm/adchoices In a tsunami of economic turmoil, Clark talks about the companies that are hiring and where to turn if you are in need of work.


    The Fed announced this morning that they will be supporting the markets with massive amounts of quantitative easing.


    Work from home scams are popping up in a big way right now. What to watch out for.


    Working from home with kids is hard - especially since you are likely having to help them with their schoolwork too. Clark talks about finding a family rhythm during this time.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2730     3.20.20 Places handling coronavirus threat well, quarantine leading to more economic difficulties; Mortgage market update Clark talks about how Taiwan is handling Covid 19. There's a lot of uncertainty right now and economic difficulties are increasing in light of the stricter quarantine situations. Clark talks about how the mortgage market has changed in recent days. Rates have actually swung UP a good bit - but they won't stay up for long. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 20 Mar 2020 19:00:00 -0000 full Clark Howard Places handling coronavirus threat well, quarantine leading to more economic difficulties; Mortgage market update Clark talks about how Taiwan is handling Covid 19. There's a lot of uncertainty right now and economic difficulties are increasing in light of the stricter quarantine situations. Clark talks about how the mortgage market has changed in recent days. Rates have actually swung UP a good bit - but they won't stay up for long. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about how Taiwan is handling Covid 19. There's a lot of uncertainty right now and economic difficulties are increasing in light of the stricter quarantine situations.


    Clark talks about how the mortgage market has changed in recent days. Rates have actually swung UP a good bit - but they won't stay up for long.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2689     3.19.20 Stock market volatility and your 401k; Government passes a Coronavirus relief bill The market is still experiencing a lot of volatility. Clark discusses how you should approach your retirement account in light of the current turmoil. Clark discusses what the Coronavirus relief bill means for the American public. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 19 Mar 2020 21:00:00 -0000 full Clark Howard The stock market volatility; Government passes a Coronavirus relief bill The market is still experiencing a lot of volatility. Clark discusses how you should approach your retirement account in light of the current turmoil. Clark discusses what the Coronavirus relief bill means for the American public. Learn more about your ad choices. Visit megaphone.fm/adchoices The market is still experiencing a lot of volatility. Clark discusses how you should approach your retirement account in light of the current turmoil.


    Clark discusses what the Coronavirus relief bill means for the American public.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2815     3.18.20 Supply chain updates & human resiliency as Covid 19 spreads; How travel companies are responding to customers Clark discusses how the grocery stores are doing and the unique way human beings come together in crisis. Some travel companies are doing a good job of responding to their customers. Others, not so much. Clark talks about how to approach the travel bookings you already have. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 18 Mar 2020 21:00:00 -0000 full Clark Howard Supply chain updates & human resiliency as Covid 19 spreads; How travel companies are responding to customers Clark discusses how the grocery stores are doing and the unique way human beings come together in crisis. Some travel companies are doing a good job of responding to their customers. Others, not so much. Clark talks about how to approach the travel bookings you already have. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses how the grocery stores are doing and the unique way human beings come together in crisis.


    Some travel companies are doing a good job of responding to their customers. Others, not so much. Clark talks about how to approach the travel bookings you already have.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     3.17.20 Coronavirus causes recession, major job market dysfunction; How government relief is coming during economic upheaval Clark continues to talk about the fallout from the Coronavirus pandemic. There won't be a way of avoiding a recession, and many American jobs and small businesses are at risk right now. The government is working on ways to prop up the economy during the pandemic. But they seem to be more focused on big business than individual Americans. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 17 Mar 2020 21:00:00 -0000 full Clark Howard Coronavirus causes recession, major job market dysfunction; How government relief is coming during economic upheaval Clark continues to talk about the fallout from the Coronavirus pandemic. There won't be a way of avoiding a recession, and many American jobs and small businesses are at risk right now. The government is working on ways to prop up the economy during the pandemic. But they seem to be more focused on big business than individual Americans. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark continues to talk about the fallout from the Coronavirus pandemic. There won't be a way of avoiding a recession, and many American jobs and small businesses are at risk right now.


    The government is working on ways to prop up the economy during the pandemic. But they seem to be more focused on big business than individual Americans.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2285     3.16.20 Coronavirus special: Clark's stock market reaction, small business difficulties, and how to handle your personal finances The stock market had a rough day. But the impacts of the Coronavirus extend far beyond that. Clark discusses stock market reaction, small business difficulties, and how to handle your personal finances in these uncertain times. Clark also discusses the Fed injecting cash into the economy, mortgage refinancing, and the current travel situation as well. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Mar 2020 21:00:00 -0000 full Clark Howard Coronavirus special: Clark's stock market reaction, small business difficulties, and how to handle your personal finances The stock market had a rough day. But the impacts of the Coronavirus extend far beyond that. Clark discusses stock market reaction, small business difficulties, and how to handle your personal finances in these uncertain times. Clark also discusses the Fed injecting cash into the economy, mortgage refinancing, and the current travel situation as well. Learn more about your ad choices. Visit megaphone.fm/adchoices The stock market had a rough day. But the impacts of the Coronavirus extend far beyond that. Clark discusses stock market reaction, small business difficulties, and how to handle your personal finances in these uncertain times.


    Clark also discusses the Fed injecting cash into the economy, mortgage refinancing, and the current travel situation as well.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2322     3.13.20 Why savings bonds are GREAT!; Ikea dresser recall Savings bonds are great place to put money these days. They could be a better option for you instead of a savings account or CD. Ikea is recalling more dressers. Clark tells you what to watch out for and how to keep your kids safe. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 13 Mar 2020 21:00:00 -0000 full Clark Howard Why savings bonds are GREAT!; Ikea dresser recall Savings bonds are great place to put money these days. They could be a better option for you instead of a savings account or CD. Ikea is recalling more dressers. Clark tells you what to watch out for and how to keep your kids safe. Learn more about your ad choices. Visit megaphone.fm/adchoices Savings bonds are great place to put money these days. They could be a better option for you instead of a savings account or CD.


    Ikea is recalling more dressers. Clark tells you what to watch out for and how to keep your kids safe.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2285     3.12.20 Historically low mortgage rates; Fifth Third bank in hot water; Officially in a bear market Mortgage rates have sunk to historic lows. But there's a LOT you need to know before you pull the trigger on a refinance. Fifth Third Bank is being sued by the CFPB stating that the bank opened up fraudulent accounts in customers names without their knowledge. Sounds like Fifth Third took a page out of the Wells Fargo playbook! We officially hit bear market territory yesterday. Clark tells you what to do with your investments and how to think about Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 12 Mar 2020 21:00:00 -0000 full Clark Howard Historically low mortgage rates; Fifth Third bank in hot water; Officially in a bear market Mortgage rates have sunk to historic lows. But there's a LOT you need to know before you pull the trigger on a refinance. Fifth Third Bank is being sued by the CFPB stating that the bank opened up fraudulent accounts in customers names without their knowledge. Sounds like Fifth Third took a page out of the Wells Fargo playbook! We officially hit bear market territory yesterday. Clark tells you what to do with your investments and how to think about Learn more about your ad choices. Visit megaphone.fm/adchoices Mortgage rates have sunk to historic lows. But there's a LOT you need to know before you pull the trigger on a refinance.


    Fifth Third Bank is being sued by the CFPB stating that the bank opened up fraudulent accounts in customers names without their knowledge. Sounds like Fifth Third took a page out of the Wells Fargo playbook!


    We officially hit bear market territory yesterday. Clark tells you what to do with your investments and how to think about

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     3.11.20 Coronavirus wide-ranging impacts; Travel cancellation policies changing As the WHO has called coronavirus a pandemic, there are many ways this impacts individual Americans. Clark says that our politicians are failing us and should be putting a higher priority on public health. He also talks about how we should approach our personal finances in light of the current scary health conditions. Travel companies are having a difficult time and the travel cancellation policies are being changed as coronavirus facts come in. Clark tells you what you need to know. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 11 Mar 2020 21:00:00 -0000 full Clark Howard Coronavirus wide-ranging impacts; Travel cancellation policies changing As the WHO has called coronavirus a pandemic, there are many ways this impacts individual Americans. Clark says that our politicians are failing us and should be putting a higher priority on public health. He also talks about how we should approach our personal finances in light of the current scary health conditions. Travel companies are having a difficult time and the travel cancellation policies are being changed as coronavirus facts come in. Clark tells you what you need to know. Learn more about your ad choices. Visit megaphone.fm/adchoices As the WHO has called coronavirus a pandemic, there are many ways this impacts individual Americans. Clark says that our politicians are failing us and should be putting a higher priority on public health. He also talks about how we should approach our personal finances in light of the current scary health conditions.


    Travel companies are having a difficult time and the travel cancellation policies are being changed as coronavirus facts come in. Clark tells you what you need to know.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     3.10.20 Hidden advisor fees; Hoarding in the wake of coronavirus; Keep your internet browsing private It's hard to know how your financial advisor is being paid. And it recently became even more difficult to figure it out. The CFP board is no longer noting how planners are paid on the site LetsMakeAPlan.org. Since the CFP board isn't going to help consumers out, you'll need to help yourself and ask your advisor specific questions before you enter into a relationship. And make sure that any planner you choose to work with is a fee-only planner who has a fiduciary responsibility to his or her clients. ‘Limit 5 per member’ – seen at Costco regarding sanitation wipes as people were trying to buy entire palette quantities. In times of uncertainty, people tend to hoard. There’s been a run on hand sanitizers and toilet paper as well. Think through what you actually need. We need to make sure there’s enough for all. Hoarders create false shortages. Manufacturers catch up and supplies are restored so don’t take on more than you need. Think before you buy too much. Cable monopolies are fighting new regulation to restrict their spying on consumer internet activity for sale. Receiving free Google services in return for data sales is one thing. But most of us are prisoners of a monopoly internet provider. We’re paying huge money for access while they’re spying on all we do and selling it off. Google at least now allows you to see and delete their collected info on you and set up auto deletion. Maine passed a law requiring privacy and the state is being sued by the cable monopolies, alleging Maine is discriminating against them. Firefox to the rescue with a new, free encrypted service to cut off almost all spying from the cable monopolies. Defeat their lobbying power in a now corrupted Congress by using the Firefox encrypted browser and surf in relative privacy. Those who said the only way to preserve privacy is to carry no tech and separate from the grid have turned out to be right. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 Mar 2020 21:00:00 -0000 full Clark Howard Hidden advisor fees; Hoarding in the wake of coronavirus; Keep your internet browsing private It's hard to know how your financial advisor is being paid. And it recently became even more difficult to figure it out. The CFP board is no longer noting how planners are paid on the site LetsMakeAPlan.org. Since the CFP board isn't going to help consumers out, you'll need to help yourself and ask your advisor specific questions before you enter into a relationship. And make sure that any planner you choose to work with is a fee-only planner who has a fiduciary responsibility to his or her clients. ‘Limit 5 per member’ – seen at Costco regarding sanitation wipes as people were trying to buy entire palette quantities. In times of uncertainty, people tend to hoard. There’s been a run on hand sanitizers and toilet paper as well. Think through what you actually need. We need to make sure there’s enough for all. Hoarders create false shortages. Manufacturers catch up and supplies are restored so don’t take on more than you need. Think before you buy too much. Cable monopolies are fighting new regulation to restrict their spying on consumer internet activity for sale. Receiving free Google services in return for data sales is one thing. But most of us are prisoners of a monopoly internet provider. We’re paying huge money for access while they’re spying on all we do and selling it off. Google at least now allows you to see and delete their collected info on you and set up auto deletion. Maine passed a law requiring privacy and the state is being sued by the cable monopolies, alleging Maine is discriminating against them. Firefox to the rescue with a new, free encrypted service to cut off almost all spying from the cable monopolies. Defeat their lobbying power in a now corrupted Congress by using the Firefox encrypted browser and surf in relative privacy. Those who said the only way to preserve privacy is to carry no tech and separate from the grid have turned out to be right. Learn more about your ad choices. Visit megaphone.fm/adchoices It's hard to know how your financial advisor is being paid. And it recently became even more difficult to figure it out. The CFP board is no longer noting how planners are paid on the site LetsMakeAPlan.org. Since the CFP board isn't going to help consumers out, you'll need to help yourself and ask your advisor specific questions before you enter into a relationship. And make sure that any planner you choose to work with is a fee-only planner who has a fiduciary responsibility to his or her clients.


    ‘Limit 5 per member’ – seen at Costco regarding sanitation wipes as people were trying to buy entire palette quantities. In times of uncertainty, people tend to hoard. There’s been a run on hand sanitizers and toilet paper as well. Think through what you actually need. We need to make sure there’s enough for all. Hoarders create false shortages. Manufacturers catch up and supplies are restored so don’t take on more than you need. Think before you buy too much.


    Cable monopolies are fighting new regulation to restrict their spying on consumer internet activity for sale. Receiving free Google services in return for data sales is one thing. But most of us are prisoners of a monopoly internet provider. We’re paying huge money for access while they’re spying on all we do and selling it off. Google at least now allows you to see and delete their collected info on you and set up auto deletion. Maine passed a law requiring privacy and the state is being sued by the cable monopolies, alleging Maine is discriminating against them. Firefox to the rescue with a new, free encrypted service to cut off almost all spying from the cable monopolies. Defeat their lobbying power in a now corrupted Congress by using the Firefox encrypted browser and surf in relative privacy. Those who said the only way to preserve privacy is to carry no tech and separate from the grid have turned out to be right.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2288     3.9.20 Coronavirus market impact; Coronvirus scams proliferate; Avoid AT&T TV The market is now past a 52 week low and global markets are in panic mode. Global markets are related to an undeclared war between Putin and the U.S. The U.S. has become the world’s most important energy market - natural gas and oil combined. Putin is exploiting the outbreak to undermine the U.S. economy in an attempt to destroy the U.S. hydraulic fracking industry by flooding the world market with oil Russian can produce at a cheaper price per barrel. Putin has engineered a collapse in the price of oil by making it clear he’ll flood the market beyond demand to starve the U.S. oil industry for revenue. This has led markets to expect recession. Oil prices collapsed by unprecedented amounts today. Unless this corrects in the next several days, we’ll see a 30 to 50 cent per gallon drop in gas prices over the next few weeks. But Putin’s long game is to destabilize the U.S. using the backdrop of depressed demand for fuel due to the outbreak, as a way to drive a dagger through the U.S. economy. The SEC has released several warnings about phony emails circulating claiming treatments and cures for coronavirus. These ‘pumps and dumps’ are occurring heavily in social media and elsewhere, claiming biomedical breakthroughs. In reality, crooks buy stock in a failed enterprise and try to bid up the price by lying to people. As soon as they run the price up, they sell their shares and investors are left with nothing. Be wary of ‘incredible opportunities’ to score money. State and federal authorities are also warning against fake charities soliciting to provide relief to coronavirus victims. Only give to organizations you know are real to avoid the scams. AT&T TV is being heavily marketed at $49.99 – but after clicking to sign up, the junk fees kick in. There are massive penalties to cancel a 2 year contract. No other streaming service asks that. Sleazy, underhanded, deceptive and wrong. Driven by fear and desperation, they impose a 2 year contract and only tell you the price for the first year, but you can’t get out of the second year at double price + junk fees – without paying a massive termination fee. Ridiculous. DirecTV and AT&T internet customers will get the pitch. Know it’s garbage and there are much better alternatives. Hopefully AT&T will come to its senses and compete with integrity. Rebuttal welcome. This is a lousy way to treat brand loyal customers and others. Their other streaming service, AT&T TV NOW gives you the ability to cancel with no penalty. Confusing much? See our streaming guide   Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Mar 2020 21:00:00 -0000 full Clark Howard Coronavirus market impact; Coronvirus scams proliferate; Avoid AT&T TV The market is now past a 52 week low and global markets are in panic mode. Global markets are related to an undeclared war between Putin and the U.S. The U.S. has become the world’s most important energy market - natural gas and oil combined. Putin is exploiting the outbreak to undermine the U.S. economy in an attempt to destroy the U.S. hydraulic fracking industry by flooding the world market with oil Russian can produce at a cheaper price per barrel. Putin has engineered a collapse in the price of oil by making it clear he’ll flood the market beyond demand to starve the U.S. oil industry for revenue. This has led markets to expect recession. Oil prices collapsed by unprecedented amounts today. Unless this corrects in the next several days, we’ll see a 30 to 50 cent per gallon drop in gas prices over the next few weeks. But Putin’s long game is to destabilize the U.S. using the backdrop of depressed demand for fuel due to the outbreak, as a way to drive a dagger through the U.S. economy. The SEC has released several warnings about phony emails circulating claiming treatments and cures for coronavirus. These ‘pumps and dumps’ are occurring heavily in social media and elsewhere, claiming biomedical breakthroughs. In reality, crooks buy stock in a failed enterprise and try to bid up the price by lying to people. As soon as they run the price up, they sell their shares and investors are left with nothing. Be wary of ‘incredible opportunities’ to score money. State and federal authorities are also warning against fake charities soliciting to provide relief to coronavirus victims. Only give to organizations you know are real to avoid the scams. AT&T TV is being heavily marketed at $49.99 – but after clicking to sign up, the junk fees kick in. There are massive penalties to cancel a 2 year contract. No other streaming service asks that. Sleazy, underhanded, deceptive and wrong. Driven by fear and desperation, they impose a 2 year contract and only tell you the price for the first year, but you can’t get out of the second year at double price + junk fees – without paying a massive termination fee. Ridiculous. DirecTV and AT&T internet customers will get the pitch. Know it’s garbage and there are much better alternatives. Hopefully AT&T will come to its senses and compete with integrity. Rebuttal welcome. This is a lousy way to treat brand loyal customers and others. Their other streaming service, AT&T TV NOW gives you the ability to cancel with no penalty. Confusing much? See our streaming guide   Learn more about your ad choices. Visit megaphone.fm/adchoices The market is now past a 52 week low and global markets are in panic mode. Global markets are related to an undeclared war between Putin and the U.S. The U.S. has become the world’s most important energy market - natural gas and oil combined. Putin is exploiting the outbreak to undermine the U.S. economy in an attempt to destroy the U.S. hydraulic fracking industry by flooding the world market with oil Russian can produce at a cheaper price per barrel. Putin has engineered a collapse in the price of oil by making it clear he’ll flood the market beyond demand to starve the U.S. oil industry for revenue. This has led markets to expect recession. Oil prices collapsed by unprecedented amounts today. Unless this corrects in the next several days, we’ll see a 30 to 50 cent per gallon drop in gas prices over the next few weeks. But Putin’s long game is to destabilize the U.S. using the backdrop of depressed demand for fuel due to the outbreak, as a way to drive a dagger through the U.S. economy.


    The SEC has released several warnings about phony emails circulating claiming treatments and cures for coronavirus. These ‘pumps and dumps’ are occurring heavily in social media and elsewhere, claiming biomedical breakthroughs. In reality, crooks buy stock in a failed enterprise and try to bid up the price by lying to people. As soon as they run the price up, they sell their shares and investors are left with nothing. Be wary of ‘incredible opportunities’ to score money. State and federal authorities are also warning against fake charities soliciting to provide relief to coronavirus victims. Only give to organizations you know are real to avoid the scams.


    AT&T TV is being heavily marketed at $49.99 – but after clicking to sign up, the junk fees kick in. There are massive penalties to cancel a 2 year contract. No other streaming service asks that. Sleazy, underhanded, deceptive and wrong. Driven by fear and desperation, they impose a 2 year contract and only tell you the price for the first year, but you can’t get out of the second year at double price + junk fees – without paying a massive termination fee. Ridiculous. DirecTV and AT&T internet customers will get the pitch. Know it’s garbage and there are much better alternatives. Hopefully AT&T will come to its senses and compete with integrity. Rebuttal welcome. This is a lousy way to treat brand loyal customers and others. Their other streaming service, AT&T TV NOW gives you the ability to cancel with no penalty. Confusing much? See our streaming guide  

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2326     3.6.20 Investing in real estate online; Clark Stinks Pitches to get into private real estate ventures are prevalent now. Investors own percentages of several properties from dozens to thousands. With little disclosure required in private placements vs. publically traded ventures, the big pitch promises boosted returns. When you put your money in, you're relying on their promises and you can not get your money out of these illiquid investments. Often there are huge commission fees involved. If you don't care to own and manage individual properties, buy public investments from low cost Vanguard, Schwab or Fidelity. They all offer REITs you can buy in and out of at will, no commissions. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 06 Mar 2020 22:00:00 -0000 full Clark Howard Investing in real estate online; Clark Stinks Pitches to get into private real estate ventures are prevalent now. Investors own percentages of several properties from dozens to thousands. With little disclosure required in private placements vs. publically traded ventures, the big pitch promises boosted returns. When you put your money in, you're relying on their promises and you can not get your money out of these illiquid investments. Often there are huge commission fees involved. If you don't care to own and manage individual properties, buy public investments from low cost Vanguard, Schwab or Fidelity. They all offer REITs you can buy in and out of at will, no commissions. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Pitches to get into private real estate ventures are prevalent now. Investors own percentages of several properties from dozens to thousands. With little disclosure required in private placements vs. publically traded ventures, the big pitch promises boosted returns. When you put your money in, you're relying on their promises and you can not get your money out of these illiquid investments. Often there are huge commission fees involved. If you don't care to own and manage individual properties, buy public investments from low cost Vanguard, Schwab or Fidelity. They all offer REITs you can buy in and out of at will, no commissions.


    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2294     3.5.20 How to shop for life insurance; Show some love to your 401k Life insurance agents are only there to pitch policies with some kind of add-on - the equivalent of a savings or investment account, or something they claim can be used for retirement, will ultimately pay for itself, etc. They have to push ultra-complicated policies to gain more commissions. A straight up policy isn't worth their time. Complicated policies have very high commissions and high costs for consumers. Think whole life, variable life, universal variable life, index universal life etc. When the name gets long, it gets bad for your wallet. For those of use who earn less than $400k, level term life insurance makes sense - derisively referred to by agents as 'just death insurance'. The purpose of life insurance is to provide for the living after you're gone - replacement of income for family. And nothing does that more efficiently or cheaper than level term insurance. In general, buy 10 times what you earn per year. Level term offers coverage for 10 to 30 years that pays only if you die during the term. If you outlive it, it pays out nothing. But premiums are hyper cheap and won't impact your living standard. See our buying guide to insure and protect your family. For investors, fears of market losses are common. The market bottomed in 2009, essentially tripled by 2016 and has risen since. Many believe we're on borrowed time. Investing goes through cycles, and some investors are compelled to move their money into safe, stable choices, like CDs. But even if the market fell off a cliff next week and stayed that way for a few years, for anyone in their 40s or younger, this would have no long term effect. It might actually make you more money to just stay the course and leave your money well diversified. The easiest answer for most of us is the target retirement fund closest to the year of your retirement. Remember when the market tanks, every contribution buys more shares for the same money. When the market eventually recovers, it boomerangs to give you more money than you would have had in a steady market. Declines are your friend the younger you are. Closer to retirement your portfolio should be more conservative, but you don't stop putting money into the market. Just dial back risk at 60, as you may live another 30 years. Being older doesn't mean you bag investing. You simply reduce risk, done automatically by target retirement funds, while maintaining opportunity for meaningful gain over time.  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 05 Mar 2020 22:00:00 -0000 full Clark Howard How to shop for life insurance; Show some love to your 401k Life insurance agents are only there to pitch policies with some kind of add-on - the equivalent of a savings or investment account, or something they claim can be used for retirement, will ultimately pay for itself, etc. They have to push ultra-complicated policies to gain more commissions. A straight up policy isn't worth their time. Complicated policies have very high commissions and high costs for consumers. Think whole life, variable life, universal variable life, index universal life etc. When the name gets long, it gets bad for your wallet. For those of use who earn less than $400k, level term life insurance makes sense - derisively referred to by agents as 'just death insurance'. The purpose of life insurance is to provide for the living after you're gone - replacement of income for family. And nothing does that more efficiently or cheaper than level term insurance. In general, buy 10 times what you earn per year. Level term offers coverage for 10 to 30 years that pays only if you die during the term. If you outlive it, it pays out nothing. But premiums are hyper cheap and won't impact your living standard. See our buying guide to insure and protect your family. For investors, fears of market losses are common. The market bottomed in 2009, essentially tripled by 2016 and has risen since. Many believe we're on borrowed time. Investing goes through cycles, and some investors are compelled to move their money into safe, stable choices, like CDs. But even if the market fell off a cliff next week and stayed that way for a few years, for anyone in their 40s or younger, this would have no long term effect. It might actually make you more money to just stay the course and leave your money well diversified. The easiest answer for most of us is the target retirement fund closest to the year of your retirement. Remember when the market tanks, every contribution buys more shares for the same money. When the market eventually recovers, it boomerangs to give you more money than you would have had in a steady market. Declines are your friend the younger you are. Closer to retirement your portfolio should be more conservative, but you don't stop putting money into the market. Just dial back risk at 60, as you may live another 30 years. Being older doesn't mean you bag investing. You simply reduce risk, done automatically by target retirement funds, while maintaining opportunity for meaningful gain over time.  Learn more about your ad choices. Visit megaphone.fm/adchoices Life insurance agents are only there to pitch policies with some kind of add-on - the equivalent of a savings or investment account, or something they claim can be used for retirement, will ultimately pay for itself, etc. They have to push ultra-complicated policies to gain more commissions. A straight up policy isn't worth their time. Complicated policies have very high commissions and high costs for consumers. Think whole life, variable life, universal variable life, index universal life etc. When the name gets long, it gets bad for your wallet. For those of use who earn less than $400k, level term life insurance makes sense - derisively referred to by agents as 'just death insurance'. The purpose of life insurance is to provide for the living after you're gone - replacement of income for family. And nothing does that more efficiently or cheaper than level term insurance. In general, buy 10 times what you earn per year. Level term offers coverage for 10 to 30 years that pays only if you die during the term. If you outlive it, it pays out nothing. But premiums are hyper cheap and won't impact your living standard. See our buying guide to insure and protect your family.


    For investors, fears of market losses are common. The market bottomed in 2009, essentially tripled by 2016 and has risen since. Many believe we're on borrowed time. Investing goes through cycles, and some investors are compelled to move their money into safe, stable choices, like CDs. But even if the market fell off a cliff next week and stayed that way for a few years, for anyone in their 40s or younger, this would have no long term effect. It might actually make you more money to just stay the course and leave your money well diversified. The easiest answer for most of us is the target retirement fund closest to the year of your retirement. Remember when the market tanks, every contribution buys more shares for the same money. When the market eventually recovers, it boomerangs to give you more money than you would have had in a steady market. Declines are your friend the younger you are. Closer to retirement your portfolio should be more conservative, but you don't stop putting money into the market. Just dial back risk at 60, as you may live another 30 years. Being older doesn't mean you bag investing. You simply reduce risk, done automatically by target retirement funds, while maintaining opportunity for meaningful gain over time. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2287     3.4.20 Home renovations that pay off; Buying used clothing and furniture We’re moving into the home renovation season. The National Association of Realtors and National Association of the Remodeling Industry | NARI conduct value studies and have found that a homeowner will get back 50 cents on the dollar for a kitchen remodel. So a 10k kitchen redo will increase the value of your home $5900 at best. The return on adding a master bedroom suite also yields around half. What does pay? Hardwood flooring, HVAC updates and insulating come close to recovering costs. Clark’s simple rule: The reason you renovate or add on to a home is enjoyment. Don’t con yourself into thinking you’re investing for a positive return in cash. People are stretching their dollars by taking advantage of how much things depreciate from new to used, particularly in the area of high end women’s clothing. Nordstrom is now actively selling used clothes, joining Macy’s and others. Independents include ThredUp, and TheRealReal. Used furniture is another high depreciation category – not so much for upholstered furniture. If relocating, check Freecycle and Craigslist for furniture.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 04 Mar 2020 22:00:00 -0000 full Clark Howard Home renovations that pay off; Buying used clothing and furniture We’re moving into the home renovation season. The National Association of Realtors and National Association of the Remodeling Industry | NARI conduct value studies and have found that a homeowner will get back 50 cents on the dollar for a kitchen remodel. So a 10k kitchen redo will increase the value of your home $5900 at best. The return on adding a master bedroom suite also yields around half. What does pay? Hardwood flooring, HVAC updates and insulating come close to recovering costs. Clark’s simple rule: The reason you renovate or add on to a home is enjoyment. Don’t con yourself into thinking you’re investing for a positive return in cash. People are stretching their dollars by taking advantage of how much things depreciate from new to used, particularly in the area of high end women’s clothing. Nordstrom is now actively selling used clothes, joining Macy’s and others. Independents include ThredUp, and TheRealReal. Used furniture is another high depreciation category – not so much for upholstered furniture. If relocating, check Freecycle and Craigslist for furniture.  Learn more about your ad choices. Visit megaphone.fm/adchoices We’re moving into the home renovation season. The National Association of Realtors and National Association of the Remodeling Industry | NARI conduct value studies and have found that a homeowner will get back 50 cents on the dollar for a kitchen remodel. So a 10k kitchen redo will increase the value of your home $5900 at best. The return on adding a master bedroom suite also yields around half. What does pay? Hardwood flooring, HVAC updates and insulating come close to recovering costs. Clark’s simple rule: The reason you renovate or add on to a home is enjoyment. Don’t con yourself into thinking you’re investing for a positive return in cash.


    People are stretching their dollars by taking advantage of how much things depreciate from new to used, particularly in the area of high end women’s clothing. Nordstrom is now actively selling used clothes, joining Macy’s and others. Independents include ThredUp, and TheRealReal. Used furniture is another high depreciation category – not so much for upholstered furniture. If relocating, check Freecycle and Craigslist for furniture. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2284     3.3.20 Roth conversions post SECURE Act; Making your employees feel appreciated The SECURE act has brought changes to how retirement accounts work, how they're taxed and inherited. Pre-taxed money goes into traditional IRAs. Contributions + earnings are all taxable upon withdrawal. With SECURE Act changes and tax rates only expected to rise in the future due to massive budget deficits, there's a big advantage to convert money over time from traditional to Roth IRAs. Once you pay the taxes at today's lower rates, that money becomes tax free for the rest of your life. Also, it's best for beneficiaries to inherit a Roth IRA vs. a traditional. If you have IRA money and can pay the tax, come up with a plan to steadily move the money over years. Exception: those who make more than $350k a year. Everyone else will see benefit from moving money to a Roth.  Business owners have the responsibility to treat employees well and let them know their voices are heard. Truth: Most employers aren't very good at truly appreciating the people who work for them. But valuing employees is key to success. You treat employees well, they in turn treat the customers well - everybody wins. Lip service doesn't count. Actions do. How do you let your workers know they're truly valued? Interests have to be aligned. Employees need to understand how they benefit from the success of the business. A paycheck isn't enough. Many workers now need to know that what they're doing benefits society. If you as a worker feel you're not valued and the workplace is unpleasant or the culture is corrosive, search the strong job market and find a place that really does value you.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Mar 2020 22:00:00 -0000 full Clark Howard Roth conversions post SECURE Act; Making your employees feel appreciated The SECURE act has brought changes to how retirement accounts work, how they're taxed and inherited. Pre-taxed money goes into traditional IRAs. Contributions + earnings are all taxable upon withdrawal. With SECURE Act changes and tax rates only expected to rise in the future due to massive budget deficits, there's a big advantage to convert money over time from traditional to Roth IRAs. Once you pay the taxes at today's lower rates, that money becomes tax free for the rest of your life. Also, it's best for beneficiaries to inherit a Roth IRA vs. a traditional. If you have IRA money and can pay the tax, come up with a plan to steadily move the money over years. Exception: those who make more than $350k a year. Everyone else will see benefit from moving money to a Roth.  Business owners have the responsibility to treat employees well and let them know their voices are heard. Truth: Most employers aren't very good at truly appreciating the people who work for them. But valuing employees is key to success. You treat employees well, they in turn treat the customers well - everybody wins. Lip service doesn't count. Actions do. How do you let your workers know they're truly valued? Interests have to be aligned. Employees need to understand how they benefit from the success of the business. A paycheck isn't enough. Many workers now need to know that what they're doing benefits society. If you as a worker feel you're not valued and the workplace is unpleasant or the culture is corrosive, search the strong job market and find a place that really does value you.  Learn more about your ad choices. Visit megaphone.fm/adchoices The SECURE act has brought changes to how retirement accounts work, how they're taxed and inherited. Pre-taxed money goes into traditional IRAs. Contributions + earnings are all taxable upon withdrawal. With SECURE Act changes and tax rates only expected to rise in the future due to massive budget deficits, there's a big advantage to convert money over time from traditional to Roth IRAs. Once you pay the taxes at today's lower rates, that money becomes tax free for the rest of your life. Also, it's best for beneficiaries to inherit a Roth IRA vs. a traditional. If you have IRA money and can pay the tax, come up with a plan to steadily move the money over years. Exception: those who make more than $350k a year. Everyone else will see benefit from moving money to a Roth. 


    Business owners have the responsibility to treat employees well and let them know their voices are heard. Truth: Most employers aren't very good at truly appreciating the people who work for them. But valuing employees is key to success. You treat employees well, they in turn treat the customers well - everybody wins. Lip service doesn't count. Actions do. How do you let your workers know they're truly valued? Interests have to be aligned. Employees need to understand how they benefit from the success of the business. A paycheck isn't enough. Many workers now need to know that what they're doing benefits society. If you as a worker feel you're not valued and the workplace is unpleasant or the culture is corrosive, search the strong job market and find a place that really does value you. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2289     3.2.20 Pharmacies exiting supermarkets; Cheapest cell phone plans for low usage The pharmacy business is shifting and market share is moving to a smaller number of players. CVS and Walgreens are taking a huge volume of prescriptions. Many with employer insurance use mail order pharmacies. Others are free agents using supermarkets, warehouse clubs or independent pharmacies. If you don't have pharmacy benefits, check your options. Take Walmart's $4 Rx list with you to doctor appointments for direct prescribing there and save. Know that the cheapest overall place is Costco pharmacy, and Good Rx provides transparency and potential discounts. Some pharmaceutical manufacturers provide help with costly prescriptions. Some PBM - pharmacy benefit managers via employment - will not approve some costly meds. If you have an Rx benefit that turns you down for coverage, many drug companies offer enormous help with a coupon to obtain that med free for a year or at a monthly discount. The more questions you ask and the more you look around, the more you'll save. See our continually updated cell phone plan guide to pay as little as you can for reliable service. Now there's a plan offering unlimited talk and text for free, via ads- from TextNow, with a $10 SIM card. Unlimited data with Wi-Fi, otherwise talk & text only when roaming. TING allows use over multiple networks including Verizon and Sprint, and offers purchase of minutes and text blocks for under $10 a month. You can also buy data, but it's not a deal if you need a lot.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Mar 2020 22:00:00 -0000 full Clark Howard Pharmacies exiting supermarkets; Cheapest cell phone plans for low usage The pharmacy business is shifting and market share is moving to a smaller number of players. CVS and Walgreens are taking a huge volume of prescriptions. Many with employer insurance use mail order pharmacies. Others are free agents using supermarkets, warehouse clubs or independent pharmacies. If you don't have pharmacy benefits, check your options. Take Walmart's $4 Rx list with you to doctor appointments for direct prescribing there and save. Know that the cheapest overall place is Costco pharmacy, and Good Rx provides transparency and potential discounts. Some pharmaceutical manufacturers provide help with costly prescriptions. Some PBM - pharmacy benefit managers via employment - will not approve some costly meds. If you have an Rx benefit that turns you down for coverage, many drug companies offer enormous help with a coupon to obtain that med free for a year or at a monthly discount. The more questions you ask and the more you look around, the more you'll save. See our continually updated cell phone plan guide to pay as little as you can for reliable service. Now there's a plan offering unlimited talk and text for free, via ads- from TextNow, with a $10 SIM card. Unlimited data with Wi-Fi, otherwise talk & text only when roaming. TING allows use over multiple networks including Verizon and Sprint, and offers purchase of minutes and text blocks for under $10 a month. You can also buy data, but it's not a deal if you need a lot.  Learn more about your ad choices. Visit megaphone.fm/adchoices The pharmacy business is shifting and market share is moving to a smaller number of players. CVS and Walgreens are taking a huge volume of prescriptions. Many with employer insurance use mail order pharmacies. Others are free agents using supermarkets, warehouse clubs or independent pharmacies. If you don't have pharmacy benefits, check your options. Take Walmart's $4 Rx list with you to doctor appointments for direct prescribing there and save. Know that the cheapest overall place is Costco pharmacy, and Good Rx provides transparency and potential discounts. Some pharmaceutical manufacturers provide help with costly prescriptions. Some PBM - pharmacy benefit managers via employment - will not approve some costly meds. If you have an Rx benefit that turns you down for coverage, many drug companies offer enormous help with a coupon to obtain that med free for a year or at a monthly discount. The more questions you ask and the more you look around, the more you'll save.


    See our continually updated cell phone plan guide to pay as little as you can for reliable service. Now there's a plan offering unlimited talk and text for free, via ads- from TextNow, with a $10 SIM card. Unlimited data with Wi-Fi, otherwise talk & text only when roaming. TING allows use over multiple networks including Verizon and Sprint, and offers purchase of minutes and text blocks for under $10 a month. You can also buy data, but it's not a deal if you need a lot. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2293     2.28.20 Don't put your tax refund on a gift card; Clark Stinks Recently Clark discussed how AT&T issues refunds on stored value cards. These cards are intentionally tricky to spend down – disallowing partial payments by design to keep some of your money through ‘breakage’. Several tax preparation services are now trying to sell customers on accepting their refunds on stored value cards or even Amazon gift cards. These cards have ridiculous junk fees – monthly fees, per transaction fees etc. Putting a tax refund on any kind of spending card is a bad idea. The best use of a tax refund is to pay down debt or contribute to a Roth. Don’t fall for these pitches. They’re all about you spending, paying fees, and giving them the ‘breakage’ money left on the card that you end up forfeiting. It’s your money!  Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 28 Feb 2020 22:00:00 -0000 full Clark Howard Don't put your tax refund on a gift card; Clark Stinks Recently Clark discussed how AT&T issues refunds on stored value cards. These cards are intentionally tricky to spend down – disallowing partial payments by design to keep some of your money through ‘breakage’. Several tax preparation services are now trying to sell customers on accepting their refunds on stored value cards or even Amazon gift cards. These cards have ridiculous junk fees – monthly fees, per transaction fees etc. Putting a tax refund on any kind of spending card is a bad idea. The best use of a tax refund is to pay down debt or contribute to a Roth. Don’t fall for these pitches. They’re all about you spending, paying fees, and giving them the ‘breakage’ money left on the card that you end up forfeiting. It’s your money!  Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Recently Clark discussed how AT&T issues refunds on stored value cards. These cards are intentionally tricky to spend down – disallowing partial payments by design to keep some of your money through ‘breakage’. Several tax preparation services are now trying to sell customers on accepting their refunds on stored value cards or even Amazon gift cards. These cards have ridiculous junk fees – monthly fees, per transaction fees etc. Putting a tax refund on any kind of spending card is a bad idea. The best use of a tax refund is to pay down debt or contribute to a Roth. Don’t fall for these pitches. They’re all about you spending, paying fees, and giving them the ‘breakage’ money left on the card that you end up forfeiting. It’s your money! 


    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     2.27.20 Apartments with no lease; MGM data breach; Saving on prescription drugs Being stuck in an apartment lease when you need to move quickly is a long time problem. Very few leases have any kind of out. Now, a company called Landing, designed around the lifestyles of young adults, rents through membership agreements. You rent an apartment within their system, and are allowed to move to any other property in the Landing system on 3 days’ notice – no penalty. This allows the nomad in you to wander. You pay $200 a year for this advantage. If you choose to move outside Landing, you need to give 30 days’ notice – still no penalty. Landing operates in several states now with plans to be in most major cities by year’s end. Wouldn’t this work well for retirees as well as a way to travel and experience new places? Landing provides ultimate flexibility. Units come furnished so moving is easy. MGM resorts has been hit by a massive data breach affecting roughly 11 million people. Criminals got email, phone numbers and physical addresses – ‘phone book information’. Marriot suffered a large breach a year and a half ago. Potentially half a billion people around the world are exposed through hotel chain hacks. Consider having a specialized email address. Don’t compromise your main personal email at the heart of your life and data. Have a separate email address for commercial activity. The core to saving on meds is to be proactive. Before a provider writes a script, you can check costs and offer an alternative. Have a pricelist from your pharmacy, check your prescription drug plan. You can use a discount program like GoodRx and spend less by not going through insurance. See our guide comparing 5 major prescription drug programs: SingleCare, GoodRx, Blink Health, RxSaver and WellRx. Among the 15 common meds tested, RxSaver was consistently the cheapest, but that doesn’t mean it will always be. GoodRx came in next. We discovered that using 2 of these is likely to get you the best price. Clark checks his insurance coverage and then otherwise. It’s surprising how often meds are cheaper outside insurance using a discount program. There’s great advantage to checking up front before a med is prescribed. Medical professionals don’t know costs. It’s up to us to manage what we pay. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 27 Feb 2020 22:00:00 -0000 full Clark Howard Apartments with no lease; MGM data breach; Saving on prescription drugs Being stuck in an apartment lease when you need to move quickly is a long time problem. Very few leases have any kind of out. Now, a company called Landing, designed around the lifestyles of young adults, rents through membership agreements. You rent an apartment within their system, and are allowed to move to any other property in the Landing system on 3 days’ notice – no penalty. This allows the nomad in you to wander. You pay $200 a year for this advantage. If you choose to move outside Landing, you need to give 30 days’ notice – still no penalty. Landing operates in several states now with plans to be in most major cities by year’s end. Wouldn’t this work well for retirees as well as a way to travel and experience new places? Landing provides ultimate flexibility. Units come furnished so moving is easy. MGM resorts has been hit by a massive data breach affecting roughly 11 million people. Criminals got email, phone numbers and physical addresses – ‘phone book information’. Marriot suffered a large breach a year and a half ago. Potentially half a billion people around the world are exposed through hotel chain hacks. Consider having a specialized email address. Don’t compromise your main personal email at the heart of your life and data. Have a separate email address for commercial activity. The core to saving on meds is to be proactive. Before a provider writes a script, you can check costs and offer an alternative. Have a pricelist from your pharmacy, check your prescription drug plan. You can use a discount program like GoodRx and spend less by not going through insurance. See our guide comparing 5 major prescription drug programs: SingleCare, GoodRx, Blink Health, RxSaver and WellRx. Among the 15 common meds tested, RxSaver was consistently the cheapest, but that doesn’t mean it will always be. GoodRx came in next. We discovered that using 2 of these is likely to get you the best price. Clark checks his insurance coverage and then otherwise. It’s surprising how often meds are cheaper outside insurance using a discount program. There’s great advantage to checking up front before a med is prescribed. Medical professionals don’t know costs. It’s up to us to manage what we pay. Learn more about your ad choices. Visit megaphone.fm/adchoices Being stuck in an apartment lease when you need to move quickly is a long time problem. Very few leases have any kind of out. Now, a company called Landing, designed around the lifestyles of young adults, rents through membership agreements. You rent an apartment within their system, and are allowed to move to any other property in the Landing system on 3 days’ notice – no penalty. This allows the nomad in you to wander. You pay $200 a year for this advantage. If you choose to move outside Landing, you need to give 30 days’ notice – still no penalty. Landing operates in several states now with plans to be in most major cities by year’s end. Wouldn’t this work well for retirees as well as a way to travel and experience new places? Landing provides ultimate flexibility. Units come furnished so moving is easy.


    MGM resorts has been hit by a massive data breach affecting roughly 11 million people. Criminals got email, phone numbers and physical addresses – ‘phone book information’. Marriot suffered a large breach a year and a half ago. Potentially half a billion people around the world are exposed through hotel chain hacks. Consider having a specialized email address. Don’t compromise your main personal email at the heart of your life and data. Have a separate email address for commercial activity.


    The core to saving on meds is to be proactive. Before a provider writes a script, you can check costs and offer an alternative. Have a pricelist from your pharmacy, check your prescription drug plan. You can use a discount program like GoodRx and spend less by not going through insurance. See our guide comparing 5 major prescription drug programs: SingleCare, GoodRx, Blink Health, RxSaver and WellRx. Among the 15 common meds tested, RxSaver was consistently the cheapest, but that doesn’t mean it will always be. GoodRx came in next. We discovered that using 2 of these is likely to get you the best price. Clark checks his insurance coverage and then otherwise. It’s surprising how often meds are cheaper outside insurance using a discount program. There’s great advantage to checking up front before a med is prescribed. Medical professionals don’t know costs. It’s up to us to manage what we pay.


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     2.26.20 Discount brokerage consolidation; Check scam hitting millennials; Beware bad car-buying advice The investment industry is going through consolidation that will lead to fewer players. Weakened mutual fund companies, stock brokerages and investment houses are merging. A small number of huge players will emerge. All this has come about because of the enormous strength of the big 3 discounters. Vanguard, Fidelity and Schwab have essentially demolished the competition. Traditionally, investors paid massive fees to bank investment arms or full commission stock brokers. Some still do but the movement is to lower costs. Full commission outfit Morgan Stanley is buying discounter E*Trade, ostensibly to sell E*Trade customers on their products. It’s important to know what you’re buying with any organization you invest with. Understand what you’re getting and what you’re paying. The FTC warns the phony check scam is roaring back, now successfully targeting young adults – those in their 20s and 30s who have never been check writers. They’re less likely to suspect a check is bogus, especially if it clears. In addition to elder loved ones, make sure the young adults in your life know that if they get a UFO check with instructions to deposit, keep part of the money and do something else with the rest, they’re about to get scammed big time. The check that cleared will usually bounce in 4 to 6 weeks, and they’re liable for all that money.    Right now there are various disasters associated with trading in a car. Simple rule: DON’T trade in a car that is not paid off. Around 30 – 40% of people are dumping cars they’re upside down in. Danger zone. There are dishonest car dealers that know they can’t get a loan to cover an upside down trade, so they’ll encourage the customer to buy a new car with a fresh loan, and just default on the vehicle they wanted to trade in, and turn it in to the lender. In the auto industry, this is called ‘kicking the trade’. These dealers are NOT telling people that allowing a repossession will ruin their credit for 7 years. The lender sells the vehicle at auction, and in most states you’re liable for the difference between what it sold for and your balance plus expenses. You no longer have the vehicle, your credit is ruined and you’re responsible for all the money the lender lost. This eats up your future. If you hate your car and owe on it, tough it out, keep driving it and pay off that loan. Get out of the cycle of owing more on vehicles than what they’re worth. Long loans leave you upside down, and paying way too much interest. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 26 Feb 2020 22:00:00 -0000 full Clark Howard Discount brokerage consolidation; Check scam hitting millennials; Beware bad car-buying advice The investment industry is going through consolidation that will lead to fewer players. Weakened mutual fund companies, stock brokerages and investment houses are merging. A small number of huge players will emerge. All this has come about because of the enormous strength of the big 3 discounters. Vanguard, Fidelity and Schwab have essentially demolished the competition. Traditionally, investors paid massive fees to bank investment arms or full commission stock brokers. Some still do but the movement is to lower costs. Full commission outfit Morgan Stanley is buying discounter E*Trade, ostensibly to sell E*Trade customers on their products. It’s important to know what you’re buying with any organization you invest with. Understand what you’re getting and what you’re paying. The FTC warns the phony check scam is roaring back, now successfully targeting young adults – those in their 20s and 30s who have never been check writers. They’re less likely to suspect a check is bogus, especially if it clears. In addition to elder loved ones, make sure the young adults in your life know that if they get a UFO check with instructions to deposit, keep part of the money and do something else with the rest, they’re about to get scammed big time. The check that cleared will usually bounce in 4 to 6 weeks, and they’re liable for all that money.    Right now there are various disasters associated with trading in a car. Simple rule: DON’T trade in a car that is not paid off. Around 30 – 40% of people are dumping cars they’re upside down in. Danger zone. There are dishonest car dealers that know they can’t get a loan to cover an upside down trade, so they’ll encourage the customer to buy a new car with a fresh loan, and just default on the vehicle they wanted to trade in, and turn it in to the lender. In the auto industry, this is called ‘kicking the trade’. These dealers are NOT telling people that allowing a repossession will ruin their credit for 7 years. The lender sells the vehicle at auction, and in most states you’re liable for the difference between what it sold for and your balance plus expenses. You no longer have the vehicle, your credit is ruined and you’re responsible for all the money the lender lost. This eats up your future. If you hate your car and owe on it, tough it out, keep driving it and pay off that loan. Get out of the cycle of owing more on vehicles than what they’re worth. Long loans leave you upside down, and paying way too much interest. Learn more about your ad choices. Visit megaphone.fm/adchoices The investment industry is going through consolidation that will lead to fewer players. Weakened mutual fund companies, stock brokerages and investment houses are merging. A small number of huge players will emerge. All this has come about because of the enormous strength of the big 3 discounters. Vanguard, Fidelity and Schwab have essentially demolished the competition. Traditionally, investors paid massive fees to bank investment arms or full commission stock brokers. Some still do but the movement is to lower costs. Full commission outfit Morgan Stanley is buying discounter E*Trade, ostensibly to sell E*Trade customers on their products. It’s important to know what you’re buying with any organization you invest with. Understand what you’re getting and what you’re paying.


    The FTC warns the phony check scam is roaring back, now successfully targeting young adults – those in their 20s and 30s who have never been check writers. They’re less likely to suspect a check is bogus, especially if it clears. In addition to elder loved ones, make sure the young adults in your life know that if they get a UFO check with instructions to deposit, keep part of the money and do something else with the rest, they’re about to get scammed big time. The check that cleared will usually bounce in 4 to 6 weeks, and they’re liable for all that money.   


    Right now there are various disasters associated with trading in a car. Simple rule: DON’T trade in a car that is not paid off. Around 30 – 40% of people are dumping cars they’re upside down in. Danger zone. There are dishonest car dealers that know they can’t get a loan to cover an upside down trade, so they’ll encourage the customer to buy a new car with a fresh loan, and just default on the vehicle they wanted to trade in, and turn it in to the lender. In the auto industry, this is called ‘kicking the trade’. These dealers are NOT telling people that allowing a repossession will ruin their credit for 7 years. The lender sells the vehicle at auction, and in most states you’re liable for the difference between what it sold for and your balance plus expenses. You no longer have the vehicle, your credit is ruined and you’re responsible for all the money the lender lost. This eats up your future. If you hate your car and owe on it, tough it out, keep driving it and pay off that loan. Get out of the cycle of owing more on vehicles than what they’re worth. Long loans leave you upside down, and paying way too much interest.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     2.25.20 Personal preparation for economic slowdown; Wells Fargo settlement; Best value supermarkets The coronavirus is spreading but know fatality rates are very low. It is creating enormous impact on economies around the world. The U.S. travel industry is hard hit. Airline and cruise line stocks are down and Expedia is laying off 3,000 people. Expect more lay off announcements as part of a response to economic slowdown. It’s unlikely we’ll follow much of the rest of the world into a recession cycle this year, because it’s an election year. But the tremendous job engine we’ve seen in the last 9 years will slow, pause or reverse. This is our signal to do what we can to prepare by getting our finances in order. Rethink impulse purchases. Build up a reserve of cash. Consider how you’d handle fewer work hours or a lay off. We may go into a growth recession, wherein technically the economy is still growing but the job market is weak. This is a yellow caution light moment in the economy. Interest rates are an economic tell more than stocks, and expectations are for lower interest rates moving forward. Look at what you’re spending and what you owe. Think through what you can do to get your finances in order to prepare. Wells Fargo committed criminal acts against its own customers for a full generation, with cheating scandals that go back to 1998 according to Federal prosecutors. In the court filing they only admitted to unlawfully misusing customers’ sensitive, personal information. They paid a $3B fine and avoided criminal conviction, prosecution deferred. If Wells Fargo doesn’t engage in anymore such activity over the next 36 months they will not face criminal prosecution. WF engaged in massive ID theft, cheated their auto loan and mortgage customers and cheated their checking and investing customers over a generation and no one is going to prison. If you rob a bank, you get 20 years. But if a bank robs you, the executive leaves with $millions in their private jets for the country club – no jail. Around 5 regional supermarket chains have filed for bankruptcy over the last month. Many will disappear. Americans have changed our profile on how we buy foods, now more price focused. Supermarkets at all price points are pushing private labels more than ever. Most feared is Aldi – which is around 93% private label. An industry survey reveals Aldi is the cheapest place to shop, with a 40% price advantage over traditional mainstream supermarkets. Competitors are cutting hours to lower their costs. New England based Market Basket follows, WinCo is 3. Lidl is 4 in pricing followed by Trader Joe’s, a corporate sibling to Aldi. Amazon is also trying to complete. They’ve just opened their first of what they hope to be a chain of cashier free stores. They reportedly intend to sell this technology platform to other retailers to eliminate check-out lines, a convenience for shoppers and cost saver for retailers. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 25 Feb 2020 22:00:00 -0000 full Clark Howard Personal preparation for economic slowdown; Wells Fargo settlement; Best value supermarkets The coronavirus is spreading but know fatality rates are very low. It is creating enormous impact on economies around the world. The U.S. travel industry is hard hit. Airline and cruise line stocks are down and Expedia is laying off 3,000 people. Expect more lay off announcements as part of a response to economic slowdown. It’s unlikely we’ll follow much of the rest of the world into a recession cycle this year, because it’s an election year. But the tremendous job engine we’ve seen in the last 9 years will slow, pause or reverse. This is our signal to do what we can to prepare by getting our finances in order. Rethink impulse purchases. Build up a reserve of cash. Consider how you’d handle fewer work hours or a lay off. We may go into a growth recession, wherein technically the economy is still growing but the job market is weak. This is a yellow caution light moment in the economy. Interest rates are an economic tell more than stocks, and expectations are for lower interest rates moving forward. Look at what you’re spending and what you owe. Think through what you can do to get your finances in order to prepare. Wells Fargo committed criminal acts against its own customers for a full generation, with cheating scandals that go back to 1998 according to Federal prosecutors. In the court filing they only admitted to unlawfully misusing customers’ sensitive, personal information. They paid a $3B fine and avoided criminal conviction, prosecution deferred. If Wells Fargo doesn’t engage in anymore such activity over the next 36 months they will not face criminal prosecution. WF engaged in massive ID theft, cheated their auto loan and mortgage customers and cheated their checking and investing customers over a generation and no one is going to prison. If you rob a bank, you get 20 years. But if a bank robs you, the executive leaves with $millions in their private jets for the country club – no jail. Around 5 regional supermarket chains have filed for bankruptcy over the last month. Many will disappear. Americans have changed our profile on how we buy foods, now more price focused. Supermarkets at all price points are pushing private labels more than ever. Most feared is Aldi – which is around 93% private label. An industry survey reveals Aldi is the cheapest place to shop, with a 40% price advantage over traditional mainstream supermarkets. Competitors are cutting hours to lower their costs. New England based Market Basket follows, WinCo is 3. Lidl is 4 in pricing followed by Trader Joe’s, a corporate sibling to Aldi. Amazon is also trying to complete. They’ve just opened their first of what they hope to be a chain of cashier free stores. They reportedly intend to sell this technology platform to other retailers to eliminate check-out lines, a convenience for shoppers and cost saver for retailers. Learn more about your ad choices. Visit megaphone.fm/adchoices The coronavirus is spreading but know fatality rates are very low. It is creating enormous impact on economies around the world. The U.S. travel industry is hard hit. Airline and cruise line stocks are down and Expedia is laying off 3,000 people. Expect more lay off announcements as part of a response to economic slowdown. It’s unlikely we’ll follow much of the rest of the world into a recession cycle this year, because it’s an election year. But the tremendous job engine we’ve seen in the last 9 years will slow, pause or reverse. This is our signal to do what we can to prepare by getting our finances in order. Rethink impulse purchases. Build up a reserve of cash. Consider how you’d handle fewer work hours or a lay off. We may go into a growth recession, wherein technically the economy is still growing but the job market is weak. This is a yellow caution light moment in the economy. Interest rates are an economic tell more than stocks, and expectations are for lower interest rates moving forward. Look at what you’re spending and what you owe. Think through what you can do to get your finances in order to prepare.


    Wells Fargo committed criminal acts against its own customers for a full generation, with cheating scandals that go back to 1998 according to Federal prosecutors. In the court filing they only admitted to unlawfully misusing customers’ sensitive, personal information. They paid a $3B fine and avoided criminal conviction, prosecution deferred. If Wells Fargo doesn’t engage in anymore such activity over the next 36 months they will not face criminal prosecution. WF engaged in massive ID theft, cheated their auto loan and mortgage customers and cheated their checking and investing customers over a generation and no one is going to prison. If you rob a bank, you get 20 years. But if a bank robs you, the executive leaves with $millions in their private jets for the country club – no jail.


    Around 5 regional supermarket chains have filed for bankruptcy over the last month. Many will disappear. Americans have changed our profile on how we buy foods, now more price focused. Supermarkets at all price points are pushing private labels more than ever. Most feared is Aldi – which is around 93% private label. An industry survey reveals Aldi is the cheapest place to shop, with a 40% price advantage over traditional mainstream supermarkets. Competitors are cutting hours to lower their costs. New England based Market Basket follows, WinCo is 3. Lidl is 4 in pricing followed by Trader Joe’s, a corporate sibling to Aldi. Amazon is also trying to complete. They’ve just opened their first of what they hope to be a chain of cashier free stores. They reportedly intend to sell this technology platform to other retailers to eliminate check-out lines, a convenience for shoppers and cost saver for retailers.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     2.24.20 Fraudulent tax returns; Get a Real ID; Coronavirus affect on markets The IRS has announced they’re going to send out revenue agents to homes and business of people who owe or who have failed to file. Crooks see this as a huge opportunity to impersonate agents and fake demands for money. The IRS is targeting business owners and those who make over $100K a year. But the crooks will go after anyone. The IRS claims their agents will be highly trained and will not require the purchase of any type of prepaid card – which is a scam tipoff. The IRS is short staffed. If someone shows up at your door, the odds are it’s a scamster. A real agent would at most ask for a check made out to the U.S. Treasury. Legit visit or scam, do not be intimidated. Knocking on people’s doors is wrong, mean and stupid. Meanwhile, Tax ID thieves are circumventing the IRS fraud indicators by going for more refunds with lower amounts, going now for hundreds vs. thousands per refund. If you can’t file, you may be a victim of tax ID fraud, and will need to go through a separate, manual IRS procedure to process your return.  Real ID started 15 years ago with the final deadline repeatedly delayed. After the deadline, you cannot fly without Real ID. Compliant licenses display some form of star logo. Only around 30% of Americans have a compliant license. The Dept. of Homeland Security has a new procedure allowing application online. Individual states will have to design systems to allow this. Flying will require Real ID DL, or a passport, military ID – some form of verified ID. In person DL renewal requires special documentation now. Know what you’ll need before you go or apply online. In the wake of spreading illness and loss of life, coronavirus is having a devastating effect of economic activity in concentrated areas of Asia, moving into Europe and Iran. There is potential for continuing spread of this virus. Economic effects are increasingly global. Markets that have been highly valued in the U.S. could see a breather from these inflated values. If coronavirus becomes a risk to health and life in the U.S and Canada, markets will be affected. Keep funding your retirement funds. With dollar cost averaging, a stock market decline in 2020 means you’re buying more shares and should make more money over time as those shares recover. If you’ve got money in savings including online banks, those rates are likely headed lower. For money you won’t need soon, lock your money in a one year CD to preserve a better interest rate with an online bank or credit union, never a traditional bank. Mortgage rates are also in decline, making now a good time to refinance. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Feb 2020 22:00:00 -0000 full Clark Howard Fraudulent tax returns; Get a Real ID; Coronavirus affect on markets The IRS has announced they’re going to send out revenue agents to homes and business of people who owe or who have failed to file. Crooks see this as a huge opportunity to impersonate agents and fake demands for money. The IRS is targeting business owners and those who make over $100K a year. But the crooks will go after anyone. The IRS claims their agents will be highly trained and will not require the purchase of any type of prepaid card – which is a scam tipoff. The IRS is short staffed. If someone shows up at your door, the odds are it’s a scamster. A real agent would at most ask for a check made out to the U.S. Treasury. Legit visit or scam, do not be intimidated. Knocking on people’s doors is wrong, mean and stupid. Meanwhile, Tax ID thieves are circumventing the IRS fraud indicators by going for more refunds with lower amounts, going now for hundreds vs. thousands per refund. If you can’t file, you may be a victim of tax ID fraud, and will need to go through a separate, manual IRS procedure to process your return.  Real ID started 15 years ago with the final deadline repeatedly delayed. After the deadline, you cannot fly without Real ID. Compliant licenses display some form of star logo. Only around 30% of Americans have a compliant license. The Dept. of Homeland Security has a new procedure allowing application online. Individual states will have to design systems to allow this. Flying will require Real ID DL, or a passport, military ID – some form of verified ID. In person DL renewal requires special documentation now. Know what you’ll need before you go or apply online. In the wake of spreading illness and loss of life, coronavirus is having a devastating effect of economic activity in concentrated areas of Asia, moving into Europe and Iran. There is potential for continuing spread of this virus. Economic effects are increasingly global. Markets that have been highly valued in the U.S. could see a breather from these inflated values. If coronavirus becomes a risk to health and life in the U.S and Canada, markets will be affected. Keep funding your retirement funds. With dollar cost averaging, a stock market decline in 2020 means you’re buying more shares and should make more money over time as those shares recover. If you’ve got money in savings including online banks, those rates are likely headed lower. For money you won’t need soon, lock your money in a one year CD to preserve a better interest rate with an online bank or credit union, never a traditional bank. Mortgage rates are also in decline, making now a good time to refinance. Learn more about your ad choices. Visit megaphone.fm/adchoices The IRS has announced they’re going to send out revenue agents to homes and business of people who owe or who have failed to file. Crooks see this as a huge opportunity to impersonate agents and fake demands for money. The IRS is targeting business owners and those who make over $100K a year. But the crooks will go after anyone. The IRS claims their agents will be highly trained and will not require the purchase of any type of prepaid card – which is a scam tipoff. The IRS is short staffed. If someone shows up at your door, the odds are it’s a scamster. A real agent would at most ask for a check made out to the U.S. Treasury. Legit visit or scam, do not be intimidated. Knocking on people’s doors is wrong, mean and stupid. Meanwhile, Tax ID thieves are circumventing the IRS fraud indicators by going for more refunds with lower amounts, going now for hundreds vs. thousands per refund. If you can’t file, you may be a victim of tax ID fraud, and will need to go through a separate, manual IRS procedure to process your return. 


    Real ID started 15 years ago with the final deadline repeatedly delayed. After the deadline, you cannot fly without Real ID. Compliant licenses display some form of star logo. Only around 30% of Americans have a compliant license. The Dept. of Homeland Security has a new procedure allowing application online. Individual states will have to design systems to allow this. Flying will require Real ID DL, or a passport, military ID – some form of verified ID. In person DL renewal requires special documentation now. Know what you’ll need before you go or apply online.


    In the wake of spreading illness and loss of life, coronavirus is having a devastating effect of economic activity in concentrated areas of Asia, moving into Europe and Iran. There is potential for continuing spread of this virus. Economic effects are increasingly global. Markets that have been highly valued in the U.S. could see a breather from these inflated values. If coronavirus becomes a risk to health and life in the U.S and Canada, markets will be affected. Keep funding your retirement funds. With dollar cost averaging, a stock market decline in 2020 means you’re buying more shares and should make more money over time as those shares recover. If you’ve got money in savings including online banks, those rates are likely headed lower. For money you won’t need soon, lock your money in a one year CD to preserve a better interest rate with an online bank or credit union, never a traditional bank. Mortgage rates are also in decline, making now a good time to refinance.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     2.21.20 How to live longer and healthier; Clark Stinks Harvard University researchers began a health study in 1980. Time Magazines reports subject lifestyle factors were tracked for 40 years. Healthy lifestyle factors include no smoking, no excessive alcohol, regular exercise, healthy weight and a low-fat, plant-based diet. Findings indicate those who practiced 4 out of these 5 healthy lifestyle choices enjoyed more disease-free years - After age 50, 10 more years for women, 8 more for men. Women's lifespans increased by 14 years, men's by 12. So both quality and quantity of life are enhanced with healthy lifestyles. Diabetes, heart disease and cancer were the areas of risk examined. CA HMO Kaiser Permanente has been testing Samsung heart monitoring watches. Among the 4,000 distributed so far, KP finds that after a year of monitoring, the readmission rate for program members is much improved over non users. Those without monitors were 5 to 8 times more likely to have a recurrence of heart trouble. This monitoring program is set to expand. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 21 Feb 2020 22:00:00 -0000 full Clark Howard How to live longer and healthier; Clark Stinks Harvard University researchers began a health study in 1980. Time Magazines reports subject lifestyle factors were tracked for 40 years. Healthy lifestyle factors include no smoking, no excessive alcohol, regular exercise, healthy weight and a low-fat, plant-based diet. Findings indicate those who practiced 4 out of these 5 healthy lifestyle choices enjoyed more disease-free years - After age 50, 10 more years for women, 8 more for men. Women's lifespans increased by 14 years, men's by 12. So both quality and quantity of life are enhanced with healthy lifestyles. Diabetes, heart disease and cancer were the areas of risk examined. CA HMO Kaiser Permanente has been testing Samsung heart monitoring watches. Among the 4,000 distributed so far, KP finds that after a year of monitoring, the readmission rate for program members is much improved over non users. Those without monitors were 5 to 8 times more likely to have a recurrence of heart trouble. This monitoring program is set to expand. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Harvard University researchers began a health study in 1980. Time Magazines reports subject lifestyle factors were tracked for 40 years. Healthy lifestyle factors include no smoking, no excessive alcohol, regular exercise, healthy weight and a low-fat, plant-based diet. Findings indicate those who practiced 4 out of these 5 healthy lifestyle choices enjoyed more disease-free years - After age 50, 10 more years for women, 8 more for men. Women's lifespans increased by 14 years, men's by 12. So both quality and quantity of life are enhanced with healthy lifestyles. Diabetes, heart disease and cancer were the areas of risk examined. CA HMO Kaiser Permanente has been testing Samsung heart monitoring watches. Among the 4,000 distributed so far, KP finds that after a year of monitoring, the readmission rate for program members is much improved over non users. Those without monitors were 5 to 8 times more likely to have a recurrence of heart trouble. This monitoring program is set to expand.


    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2296     2.20.20 Side hustles becoming more popular; Car dealerships faking income to sell cars; Extended warranties California has passed a law requiring gig employers to classify most workers as employees vs. independents. A Gallup survey reveals this may be a mistake. Over 90% of tax filers have W2 income. One in 4 workers has a side gig in addition, in order to earn more money. Half work extra simply because they want to. More tax filers than ever are working side hustles in addition to regular income. There are cases where large companies lay people off to hire independent workers to avoid paying benefits. But for the most part, we're doing side jobs for the money and by choice, so it's likely best to keep government regulation out of side job classification. Perhaps in trying to do the right thing, California did the wrong thing in this case. Workers are driving the trend in supplemental self-employment. According to the NYT story: "Some politicians and places, like California have sought to curb self-employment, on the theory that employers have created the gig economy in an effort to evade their tax and regulatory obligations. The reality is more complicated." It's gotten difficult for dealers to sell vehicles and they're desperate. So fraud on loan applications has become a big problem that could land you - the buyer - in jail. Dealership finance departments are more tempted to put down false incomes, that the buyer unwittingly signs. The WSJ reports nearly 1 in 4 auto loan apps have inflated income numbers to facilitate approval. Remember, you're on the hook if later you can't pay and they say you lied about your income. If you're working a deal, read the paperwork and don't sign your name to a lie on income, because you could end up as a defendant.  Long time listeners know Clark despises extended warranties. These are peddled mostly on electronics and appliances, but can extend to products like running shoes! Clark has new math on TV warranties, heavily pushed by retailers. UPA and Northwestern University research found that people assume things will break often, so at least 1 in 5 consumers will buy into the "protect your investment" warranty pitch, paying 1/4th the cost of the item extra on average. Over a 6 year period, these researchers tracked 45,000 TV purchases. The fail rate was roughly 5 out of 100. So people are spending 25% more for a 5% fail rate. NOPE. Electronics are far more reliable than we realize. The failure rate on appliances is higher, while the warranty purchase rate is lower. We're not as excited about appliances. Either way, forgo warranties. You're better off paying for repair or replacement than for warranties. These purchases are not investments. They're consumption.  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 20 Feb 2020 22:00:00 -0000 full Clark Howard Side hustles becoming more popular; Car dealerships faking income to sell cars; Extended warranties California has passed a law requiring gig employers to classify most workers as employees vs. independents. A Gallup survey reveals this may be a mistake. Over 90% of tax filers have W2 income. One in 4 workers has a side gig in addition, in order to earn more money. Half work extra simply because they want to. More tax filers than ever are working side hustles in addition to regular income. There are cases where large companies lay people off to hire independent workers to avoid paying benefits. But for the most part, we're doing side jobs for the money and by choice, so it's likely best to keep government regulation out of side job classification. Perhaps in trying to do the right thing, California did the wrong thing in this case. Workers are driving the trend in supplemental self-employment. According to the NYT story: "Some politicians and places, like California have sought to curb self-employment, on the theory that employers have created the gig economy in an effort to evade their tax and regulatory obligations. The reality is more complicated." It's gotten difficult for dealers to sell vehicles and they're desperate. So fraud on loan applications has become a big problem that could land you - the buyer - in jail. Dealership finance departments are more tempted to put down false incomes, that the buyer unwittingly signs. The WSJ reports nearly 1 in 4 auto loan apps have inflated income numbers to facilitate approval. Remember, you're on the hook if later you can't pay and they say you lied about your income. If you're working a deal, read the paperwork and don't sign your name to a lie on income, because you could end up as a defendant.  Long time listeners know Clark despises extended warranties. These are peddled mostly on electronics and appliances, but can extend to products like running shoes! Clark has new math on TV warranties, heavily pushed by retailers. UPA and Northwestern University research found that people assume things will break often, so at least 1 in 5 consumers will buy into the "protect your investment" warranty pitch, paying 1/4th the cost of the item extra on average. Over a 6 year period, these researchers tracked 45,000 TV purchases. The fail rate was roughly 5 out of 100. So people are spending 25% more for a 5% fail rate. NOPE. Electronics are far more reliable than we realize. The failure rate on appliances is higher, while the warranty purchase rate is lower. We're not as excited about appliances. Either way, forgo warranties. You're better off paying for repair or replacement than for warranties. These purchases are not investments. They're consumption.  Learn more about your ad choices. Visit megaphone.fm/adchoices California has passed a law requiring gig employers to classify most workers as employees vs. independents. A Gallup survey reveals this may be a mistake. Over 90% of tax filers have W2 income. One in 4 workers has a side gig in addition, in order to earn more money. Half work extra simply because they want to. More tax filers than ever are working side hustles in addition to regular income. There are cases where large companies lay people off to hire independent workers to avoid paying benefits. But for the most part, we're doing side jobs for the money and by choice, so it's likely best to keep government regulation out of side job classification. Perhaps in trying to do the right thing, California did the wrong thing in this case. Workers are driving the trend in supplemental self-employment. According to the NYT story: "Some politicians and places, like California have sought to curb self-employment, on the theory that employers have created the gig economy in an effort to evade their tax and regulatory obligations. The reality is more complicated."


    It's gotten difficult for dealers to sell vehicles and they're desperate. So fraud on loan applications has become a big problem that could land you - the buyer - in jail. Dealership finance departments are more tempted to put down false incomes, that the buyer unwittingly signs. The WSJ reports nearly 1 in 4 auto loan apps have inflated income numbers to facilitate approval. Remember, you're on the hook if later you can't pay and they say you lied about your income. If you're working a deal, read the paperwork and don't sign your name to a lie on income, because you could end up as a defendant. 


    Long time listeners know Clark despises extended warranties. These are peddled mostly on electronics and appliances, but can extend to products like running shoes! Clark has new math on TV warranties, heavily pushed by retailers. UPA and Northwestern University research found that people assume things will break often, so at least 1 in 5 consumers will buy into the "protect your investment" warranty pitch, paying 1/4th the cost of the item extra on average. Over a 6 year period, these researchers tracked 45,000 TV purchases. The fail rate was roughly 5 out of 100. So people are spending 25% more for a 5% fail rate. NOPE. Electronics are far more reliable than we realize. The failure rate on appliances is higher, while the warranty purchase rate is lower. We're not as excited about appliances. Either way, forgo warranties. You're better off paying for repair or replacement than for warranties. These purchases are not investments. They're consumption. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     2.19.20 Loaning money to friends; Outrageous hospital bills; Cancer rates declining Bankrate did a survey on outcomes from lending to family or friends, cosigning for them or giving them your credit card. 4 out of 10 lenders to family and friends report they didn't get paid back. Someone comes to the bank of family or friend because they can't get the money elsewhere, so that borrower is ultra-high risk. There are times we'll give out of obligation or love. Clark's 2 part rule for lending to family or friends: One time only IF you can afford it. And, look at it as a gift, not a loan. Clark's been tilting at windmills lately consulting with the hospital industry about billing problems. The industry filed suit against the government ruling to disclose prices up front. Kaiser Health News (KHN) reports on a case of hospital billing that illustrates the problem. The big problem in American healthcare is rapidly escalating hospital prices, and the industry fights so hard against price disclosure in advance. This must be fixed to get costs under control. We need to force hospitals to do the right thing. The American Cancer Society reports there's a decline in cancer death rates over one generation and over the past couple of years for specific cancers. In one generation, deaths from lung cancer, which is the deadliest form, declined precipitously. The main reason is a decline in smoking, down to 13%, clearly cause and effect. In addition, there's been great improvement in survivability of lung cancer due to early detection. Smokers are encouraged to be checked out as lung cancer is symptomless in initial stages. Colon cancer deaths are way down due to colonoscopy early detection. The fatality rate is 50% higher in men because men are less likely to see doctors. The survival rates are much higher for women due to early detection. Survival rates are much improved with both breast and prostate cancer. USA Today reports melanoma survival rates are much improved. This good news all starts with each of us getting appropriate checkups and screenings. If you can't remember the last time you saw a medical professional, maybe that's something you need to change.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 19 Feb 2020 22:00:00 -0000 full Clark Howard Loaning money to friends; Outrageous hospital bills; Cancer rates declining Bankrate did a survey on outcomes from lending to family or friends, cosigning for them or giving them your credit card. 4 out of 10 lenders to family and friends report they didn't get paid back. Someone comes to the bank of family or friend because they can't get the money elsewhere, so that borrower is ultra-high risk. There are times we'll give out of obligation or love. Clark's 2 part rule for lending to family or friends: One time only IF you can afford it. And, look at it as a gift, not a loan. Clark's been tilting at windmills lately consulting with the hospital industry about billing problems. The industry filed suit against the government ruling to disclose prices up front. Kaiser Health News (KHN) reports on a case of hospital billing that illustrates the problem. The big problem in American healthcare is rapidly escalating hospital prices, and the industry fights so hard against price disclosure in advance. This must be fixed to get costs under control. We need to force hospitals to do the right thing. The American Cancer Society reports there's a decline in cancer death rates over one generation and over the past couple of years for specific cancers. In one generation, deaths from lung cancer, which is the deadliest form, declined precipitously. The main reason is a decline in smoking, down to 13%, clearly cause and effect. In addition, there's been great improvement in survivability of lung cancer due to early detection. Smokers are encouraged to be checked out as lung cancer is symptomless in initial stages. Colon cancer deaths are way down due to colonoscopy early detection. The fatality rate is 50% higher in men because men are less likely to see doctors. The survival rates are much higher for women due to early detection. Survival rates are much improved with both breast and prostate cancer. USA Today reports melanoma survival rates are much improved. This good news all starts with each of us getting appropriate checkups and screenings. If you can't remember the last time you saw a medical professional, maybe that's something you need to change.  Learn more about your ad choices. Visit megaphone.fm/adchoices Bankrate did a survey on outcomes from lending to family or friends, cosigning for them or giving them your credit card. 4 out of 10 lenders to family and friends report they didn't get paid back. Someone comes to the bank of family or friend because they can't get the money elsewhere, so that borrower is ultra-high risk. There are times we'll give out of obligation or love. Clark's 2 part rule for lending to family or friends: One time only IF you can afford it. And, look at it as a gift, not a loan.


    Clark's been tilting at windmills lately consulting with the hospital industry about billing problems. The industry filed suit against the government ruling to disclose prices up front. Kaiser Health News (KHN) reports on a case of hospital billing that illustrates the problem. The big problem in American healthcare is rapidly escalating hospital prices, and the industry fights so hard against price disclosure in advance. This must be fixed to get costs under control. We need to force hospitals to do the right thing.


    The American Cancer Society reports there's a decline in cancer death rates over one generation and over the past couple of years for specific cancers. In one generation, deaths from lung cancer, which is the deadliest form, declined precipitously. The main reason is a decline in smoking, down to 13%, clearly cause and effect. In addition, there's been great improvement in survivability of lung cancer due to early detection. Smokers are encouraged to be checked out as lung cancer is symptomless in initial stages. Colon cancer deaths are way down due to colonoscopy early detection. The fatality rate is 50% higher in men because men are less likely to see doctors. The survival rates are much higher for women due to early detection. Survival rates are much improved with both breast and prostate cancer. USA Today reports melanoma survival rates are much improved. This good news all starts with each of us getting appropriate checkups and screenings. If you can't remember the last time you saw a medical professional, maybe that's something you need to change. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2304     2.18.20 Reverse mortgages are disastrous; Fake high-interest bank accounts; Money-saving travel tips Reverse mortgages have been a caller topic for Clark for 2 decades. When people are house rich and cash poor, reverse mortgage -wherein the mortgage company sends you a check every month while you still live in the home, appears to be a solution. Routinely Clark goes through a checklist to determine the severity of the financial situation, and warns of the high fees involved. USA Today investigated the industry, finding many bad players looking to steal people’s homes via foreclosures. This opened a floodgate of people confirming this was their experience. The reverse mortgage market has been dirty forever. Ads with trusted spokespersons lure people into this. There are situations where a reverse mortgage does make sense. But any legit lender has you go through independent third party financial counseling for evaluation to see if reverse mortgage really is appropriate. Have a knowledgeable family member or lawyer review any documents before signing up for a reverse mortgage because of thievery is so prevalent. Shame upon them. They know this is wrong and do not care.  Special Warning: Ads in print and online for CDs with high interest rates are appearing. But they’re not really CDs and the rates of 4.5 to 5.5% aren’t that high historically. These are NOT CDs, NOT FDIC insured. Your money is at risk. This is a version of a promissory note and many people over the years have been burned by this. Some of these offerings are from crooks, others from fly by night outfits. In either case you can end up losing ALL the money. Clark went into the travel agency business at age 25, sold out his chain of agencies at 31 and essentially retired. Circumstances brought him into broadcasting. The industry has changed greatly since he sold his agency in 1987. Travel is much more popular today, and we can book ourselves. But most of us travel infrequently and become bogged down in details when trying to plan travel. See our updated guide to make planning easier, the Clark Howard way. Barring work travel, Clark’s key rule is that everything is driven by finding a deal. By so doing, he has been to every continent except Antarctica. For those with wanderlust – there are so many deals! Follow the bargains, have to guts to go to new places and see the world. Follow deals so great you’ve got to buy them. That’s the Clark Howard way! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 18 Feb 2020 22:00:00 -0000 full Clark Howard Reverse mortgages are disastrous; Fake high-interest bank accounts; Money-saving travel tips Reverse mortgages have been a caller topic for Clark for 2 decades. When people are house rich and cash poor, reverse mortgage -wherein the mortgage company sends you a check every month while you still live in the home, appears to be a solution. Routinely Clark goes through a checklist to determine the severity of the financial situation, and warns of the high fees involved. USA Today investigated the industry, finding many bad players looking to steal people’s homes via foreclosures. This opened a floodgate of people confirming this was their experience. The reverse mortgage market has been dirty forever. Ads with trusted spokespersons lure people into this. There are situations where a reverse mortgage does make sense. But any legit lender has you go through independent third party financial counseling for evaluation to see if reverse mortgage really is appropriate. Have a knowledgeable family member or lawyer review any documents before signing up for a reverse mortgage because of thievery is so prevalent. Shame upon them. They know this is wrong and do not care.  Special Warning: Ads in print and online for CDs with high interest rates are appearing. But they’re not really CDs and the rates of 4.5 to 5.5% aren’t that high historically. These are NOT CDs, NOT FDIC insured. Your money is at risk. This is a version of a promissory note and many people over the years have been burned by this. Some of these offerings are from crooks, others from fly by night outfits. In either case you can end up losing ALL the money. Clark went into the travel agency business at age 25, sold out his chain of agencies at 31 and essentially retired. Circumstances brought him into broadcasting. The industry has changed greatly since he sold his agency in 1987. Travel is much more popular today, and we can book ourselves. But most of us travel infrequently and become bogged down in details when trying to plan travel. See our updated guide to make planning easier, the Clark Howard way. Barring work travel, Clark’s key rule is that everything is driven by finding a deal. By so doing, he has been to every continent except Antarctica. For those with wanderlust – there are so many deals! Follow the bargains, have to guts to go to new places and see the world. Follow deals so great you’ve got to buy them. That’s the Clark Howard way! Learn more about your ad choices. Visit megaphone.fm/adchoices Reverse mortgages have been a caller topic for Clark for 2 decades. When people are house rich and cash poor, reverse mortgage -wherein the mortgage company sends you a check every month while you still live in the home, appears to be a solution. Routinely Clark goes through a checklist to determine the severity of the financial situation, and warns of the high fees involved. USA Today investigated the industry, finding many bad players looking to steal people’s homes via foreclosures. This opened a floodgate of people confirming this was their experience. The reverse mortgage market has been dirty forever. Ads with trusted spokespersons lure people into this. There are situations where a reverse mortgage does make sense. But any legit lender has you go through independent third party financial counseling for evaluation to see if reverse mortgage really is appropriate. Have a knowledgeable family member or lawyer review any documents before signing up for a reverse mortgage because of thievery is so prevalent. Shame upon them. They know this is wrong and do not care. 


    Special Warning: Ads in print and online for CDs with high interest rates are appearing. But they’re not really CDs and the rates of 4.5 to 5.5% aren’t that high historically. These are NOT CDs, NOT FDIC insured. Your money is at risk. This is a version of a promissory note and many people over the years have been burned by this. Some of these offerings are from crooks, others from fly by night outfits. In either case you can end up losing ALL the money.


    Clark went into the travel agency business at age 25, sold out his chain of agencies at 31 and essentially retired. Circumstances brought him into broadcasting. The industry has changed greatly since he sold his agency in 1987. Travel is much more popular today, and we can book ourselves. But most of us travel infrequently and become bogged down in details when trying to plan travel. See our updated guide to make planning easier, the Clark Howard way. Barring work travel, Clark’s key rule is that everything is driven by finding a deal. By so doing, he has been to every continent except Antarctica. For those with wanderlust – there are so many deals! Follow the bargains, have to guts to go to new places and see the world. Follow deals so great you’ve got to buy them. That’s the Clark Howard way!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     2.17.20 Becoming a boring investor; TV's spying on us; What to do after a car accident Carl Richards, "Sketch Guy" columnist for the NYTimes, breaks down financial advice to simple sketches and is able to address motivation and how we work against ourselves. Clark is unapologetically dull and believes creating financial security should be dull as well, achieved slow and steady like a turtle. Many are always looking for the big score, the hot tip. So Clark's favorite Sketch Guy message: "The path to long term change is slow, simple and boring". Your investing should be boring so that you can have an exciting life. If your goal is to become a millionaire, if you start in your early 20s, it can be done by retirement. That goal is a heavier lift the longer you wait to start. But you start when you start investing what you can. The earlier you start and the more money you add over time, the more financial security you create for your life. Start early in a Roth or your retirement plan at work. Many bought smart TVs on sale over the holidays. Many of these TVs are vulnerable to hackers getting into your home system. Dig out the owners manual and implement a secure password - replacing the default password. You may have brought a potential trojan horse into your home. Secondly, cover up the camera. You do NOT want a hacker able to spy on you.  What to do after a car accident to ensure your safety and best consider insurance options. Check out Clark's online guide here. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Feb 2020 22:00:00 -0000 full Clark Howard Becoming a boring investor; TV's spying on us; What to do after a car accident Carl Richards, "Sketch Guy" columnist for the NYTimes, breaks down financial advice to simple sketches and is able to address motivation and how we work against ourselves. Clark is unapologetically dull and believes creating financial security should be dull as well, achieved slow and steady like a turtle. Many are always looking for the big score, the hot tip. So Clark's favorite Sketch Guy message: "The path to long term change is slow, simple and boring". Your investing should be boring so that you can have an exciting life. If your goal is to become a millionaire, if you start in your early 20s, it can be done by retirement. That goal is a heavier lift the longer you wait to start. But you start when you start investing what you can. The earlier you start and the more money you add over time, the more financial security you create for your life. Start early in a Roth or your retirement plan at work. Many bought smart TVs on sale over the holidays. Many of these TVs are vulnerable to hackers getting into your home system. Dig out the owners manual and implement a secure password - replacing the default password. You may have brought a potential trojan horse into your home. Secondly, cover up the camera. You do NOT want a hacker able to spy on you.  What to do after a car accident to ensure your safety and best consider insurance options. Check out Clark's online guide here. Learn more about your ad choices. Visit megaphone.fm/adchoices Carl Richards, "Sketch Guy" columnist for the NYTimes, breaks down financial advice to simple sketches and is able to address motivation and how we work against ourselves. Clark is unapologetically dull and believes creating financial security should be dull as well, achieved slow and steady like a turtle. Many are always looking for the big score, the hot tip. So Clark's favorite Sketch Guy message: "The path to long term change is slow, simple and boring". Your investing should be boring so that you can have an exciting life. If your goal is to become a millionaire, if you start in your early 20s, it can be done by retirement. That goal is a heavier lift the longer you wait to start. But you start when you start investing what you can. The earlier you start and the more money you add over time, the more financial security you create for your life. Start early in a Roth or your retirement plan at work.


    Many bought smart TVs on sale over the holidays. Many of these TVs are vulnerable to hackers getting into your home system. Dig out the owners manual and implement a secure password - replacing the default password. You may have brought a potential trojan horse into your home. Secondly, cover up the camera. You do NOT want a hacker able to spy on you. 


    What to do after a car accident to ensure your safety and best consider insurance options. Check out Clark's online guide here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     2.14.20 Where to get cheap eye exams; Clark Stinks Optometrists are independent. Even as they’re renting space in a Costco, Sam’s Club, Walmart or Target – the remain independent. This results in different prices within a retail chain. But as a general rule, the cost of getting a full eye exam and prescription averages around $70. If you go to an optometrist in a traditional office or an ophthalmologist, the price goes up. With a prescription plan through work, a once a year eye exam may be covered with just a copay for most practices. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 14 Feb 2020 22:00:00 -0000 full Clark Howard Where to get cheap eye exams; Clark Stinks Optometrists are independent. Even as they’re renting space in a Costco, Sam’s Club, Walmart or Target – the remain independent. This results in different prices within a retail chain. But as a general rule, the cost of getting a full eye exam and prescription averages around $70. If you go to an optometrist in a traditional office or an ophthalmologist, the price goes up. With a prescription plan through work, a once a year eye exam may be covered with just a copay for most practices. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Optometrists are independent. Even as they’re renting space in a Costco, Sam’s Club, Walmart or Target – the remain independent. This results in different prices within a retail chain. But as a general rule, the cost of getting a full eye exam and prescription averages around $70. If you go to an optometrist in a traditional office or an ophthalmologist, the price goes up. With a prescription plan through work, a once a year eye exam may be covered with just a copay for most practices.


    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     2.13.20 Insurance companies are ripping teachers off; Bitcoin ponzi scheme; Jobs that don't require a college degree Teachers, non-profit workers and some hospital workers are shuttled into inferior 403b retirement plans. 401ks have gotten more affordable with steadily lower costs for employees, lead by Vanguard and Fidelity. Teachers on the other hand get cheated repeatedly. 403b plans are often sold by insurance company sales reps, selling ultra high cost plans often wrapped in annuities. A WSJ investigation has uncovered just how dirty this system is, rife with horrendous kickbacks paid for by the 403b workers without disclosure. Worse still, an analysis reveals the same contributions over time in a typical 401k adding up to $250K in retirement savings, would only yield $155K in a comparable 403b, ravaged by expenses. A private sector 401K with $500K is equivalent to a 403b of $310K - all contributions being equal, typical expenses on both. A 401k One million vs $620K in a 403b having made the same contributions - all because of rip off fees in 403bs. While members of the House and Senate indulge in partisan fits, they could be stopping the rip off of teachers by insurance companies. Allegedly, $722 million has been stolen in a cryptocurrency Ponzi known as BitClub Network, which for 6 years solicited funds from would-be investors to go into cryptocurrency mining pools. There were big money incentives to recruit others into the network. 5 men are charged with running a scheme "built off the backs of idiots" - to use their words, NBC reports. Recall the cryptocurrency mania of recent years. That money evaporated as it became hot with con artists. Be careful jumping on bandwagons.   New federal data shows the change in the nature of work is so extreme, you ignore it at your peril. College is not a normal path in every family. The latest data shows nearly half of all factory workers have a college degree. As recently as a generation ago, factory and manufacturing jobs did not require higher education, but the nature of manufacturing has changed. The manufacturing industry has roared back in the U.S. But employment in this sector is minimal as advanced robotics and computer tech is increasingly engaged. The human jobs in factories now require highly skilled workers with advanced tech educations. Well-paying jobs require thoughtful, strategic levels of education - not necessarily college. The idea that education ends isn't compatible with the pace of technological change. We need to be prepared for the nature of work to steadily morph. To sit still is to fall behind. Stay in an education and training cycle through your working lifetime to maintain career mobility. State technical colleges should design curriculum in concert with what employers are looking for, anticipating where jobs are and where they're going, and offering affordable training for those jobs.    Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 13 Feb 2020 22:00:00 -0000 full Clark Howard Insurance companies are ripping teachers off; Bitcoin ponzi scheme; Jobs that don't require a college degree Teachers, non-profit workers and some hospital workers are shuttled into inferior 403b retirement plans. 401ks have gotten more affordable with steadily lower costs for employees, lead by Vanguard and Fidelity. Teachers on the other hand get cheated repeatedly. 403b plans are often sold by insurance company sales reps, selling ultra high cost plans often wrapped in annuities. A WSJ investigation has uncovered just how dirty this system is, rife with horrendous kickbacks paid for by the 403b workers without disclosure. Worse still, an analysis reveals the same contributions over time in a typical 401k adding up to $250K in retirement savings, would only yield $155K in a comparable 403b, ravaged by expenses. A private sector 401K with $500K is equivalent to a 403b of $310K - all contributions being equal, typical expenses on both. A 401k One million vs $620K in a 403b having made the same contributions - all because of rip off fees in 403bs. While members of the House and Senate indulge in partisan fits, they could be stopping the rip off of teachers by insurance companies. Allegedly, $722 million has been stolen in a cryptocurrency Ponzi known as BitClub Network, which for 6 years solicited funds from would-be investors to go into cryptocurrency mining pools. There were big money incentives to recruit others into the network. 5 men are charged with running a scheme "built off the backs of idiots" - to use their words, NBC reports. Recall the cryptocurrency mania of recent years. That money evaporated as it became hot with con artists. Be careful jumping on bandwagons.   New federal data shows the change in the nature of work is so extreme, you ignore it at your peril. College is not a normal path in every family. The latest data shows nearly half of all factory workers have a college degree. As recently as a generation ago, factory and manufacturing jobs did not require higher education, but the nature of manufacturing has changed. The manufacturing industry has roared back in the U.S. But employment in this sector is minimal as advanced robotics and computer tech is increasingly engaged. The human jobs in factories now require highly skilled workers with advanced tech educations. Well-paying jobs require thoughtful, strategic levels of education - not necessarily college. The idea that education ends isn't compatible with the pace of technological change. We need to be prepared for the nature of work to steadily morph. To sit still is to fall behind. Stay in an education and training cycle through your working lifetime to maintain career mobility. State technical colleges should design curriculum in concert with what employers are looking for, anticipating where jobs are and where they're going, and offering affordable training for those jobs.    Learn more about your ad choices. Visit megaphone.fm/adchoices Teachers, non-profit workers and some hospital workers are shuttled into inferior 403b retirement plans. 401ks have gotten more affordable with steadily lower costs for employees, lead by Vanguard and Fidelity. Teachers on the other hand get cheated repeatedly. 403b plans are often sold by insurance company sales reps, selling ultra high cost plans often wrapped in annuities. A WSJ investigation has uncovered just how dirty this system is, rife with horrendous kickbacks paid for by the 403b workers without disclosure. Worse still, an analysis reveals the same contributions over time in a typical 401k adding up to $250K in retirement savings, would only yield $155K in a comparable 403b, ravaged by expenses. A private sector 401K with $500K is equivalent to a 403b of $310K - all contributions being equal, typical expenses on both. A 401k One million vs $620K in a 403b having made the same contributions - all because of rip off fees in 403bs. While members of the House and Senate indulge in partisan fits, they could be stopping the rip off of teachers by insurance companies.


    Allegedly, $722 million has been stolen in a cryptocurrency Ponzi known as BitClub Network, which for 6 years solicited funds from would-be investors to go into cryptocurrency mining pools. There were big money incentives to recruit others into the network. 5 men are charged with running a scheme "built off the backs of idiots" - to use their words, NBC reports. Recall the cryptocurrency mania of recent years. That money evaporated as it became hot with con artists. Be careful jumping on bandwagons.  


    New federal data shows the change in the nature of work is so extreme, you ignore it at your peril. College is not a normal path in every family. The latest data shows nearly half of all factory workers have a college degree. As recently as a generation ago, factory and manufacturing jobs did not require higher education, but the nature of manufacturing has changed. The manufacturing industry has roared back in the U.S. But employment in this sector is minimal as advanced robotics and computer tech is increasingly engaged. The human jobs in factories now require highly skilled workers with advanced tech educations. Well-paying jobs require thoughtful, strategic levels of education - not necessarily college. The idea that education ends isn't compatible with the pace of technological change. We need to be prepared for the nature of work to steadily morph. To sit still is to fall behind. Stay in an education and training cycle through your working lifetime to maintain career mobility. State technical colleges should design curriculum in concert with what employers are looking for, anticipating where jobs are and where they're going, and offering affordable training for those jobs.   

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2338     2.12.20 Amazon vs Costco; Maxing out your credit cards; Cheap home security options expanded Wall Street analysts predicted the demise of Costco Wholesale not that long ago, believing it had no chance against Amazon. But Costco and Sam’s Club are doing well. In fact Costco is booming. People willingly pay membership fees. The Krazy Coupon Lady reports that consistently across items, Costco and Sam’s Club are 10 to 15% cheaper than Amazon. Many use both warehouse clubs and Amazon. Though Costco offers savings, they also offer temptation to buy more. Clark’s answer: Not cart. Hands only shopping limits the purchase and preserves the savings. Outstanding credit card debt has gone up roughly 50% in the last 8 years in the U.S. A Wallethub survey reports more than a third of card users have maxed out their credit cards. Another third are afraid of doing so. This is NOT good for your long term financial health. The average card carries an interest rate of 16 – 18%. Buying on credit when you can pay the bill in full monthly is great. But maxing out your credit card costs you big in interest and demolishes your credit score. Seriously think this through before you pull out a credit card and charge it. Clark reported on his experience going from a professional home burglar alarm to a self-install system. Clark chose Ring and took 3 hours to install it. Monitoring works out to $8 a month when paid annually. Feedback centered on privacy issues with Ring, owned by Amazon. Back to the drawing board. Independent alternatives are getting good reviews. Google’s Nest and Simplisafe charge around $300 a year for monitoring. Kangaroo - Kangaroo Home Security | Simple and affordable alarms and sensors rotates specials and like Ring, costs around $100 a year for monitoring. Kangaroo’s equipment is comparable, but independent from giant ecosystems. TechHive reviews Minut Smart Home Alarm - a very different system using heat technology. Instead of arming the doors and windows, it senses intruders to trigger the alarm. Minut monitoring is $8 a month, sold around the world – quick and easy to install. Technology is a big disrupter in this industry. Traditional systems have high equipment and monitoring costs and often come with contracts you should never sign.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 12 Feb 2020 22:00:00 -0000 full Clark Howard Amazon vs Costco; Maxing out your credit cards; Cheap home security options expanded Wall Street analysts predicted the demise of Costco Wholesale not that long ago, believing it had no chance against Amazon. But Costco and Sam’s Club are doing well. In fact Costco is booming. People willingly pay membership fees. The Krazy Coupon Lady reports that consistently across items, Costco and Sam’s Club are 10 to 15% cheaper than Amazon. Many use both warehouse clubs and Amazon. Though Costco offers savings, they also offer temptation to buy more. Clark’s answer: Not cart. Hands only shopping limits the purchase and preserves the savings. Outstanding credit card debt has gone up roughly 50% in the last 8 years in the U.S. A Wallethub survey reports more than a third of card users have maxed out their credit cards. Another third are afraid of doing so. This is NOT good for your long term financial health. The average card carries an interest rate of 16 – 18%. Buying on credit when you can pay the bill in full monthly is great. But maxing out your credit card costs you big in interest and demolishes your credit score. Seriously think this through before you pull out a credit card and charge it. Clark reported on his experience going from a professional home burglar alarm to a self-install system. Clark chose Ring and took 3 hours to install it. Monitoring works out to $8 a month when paid annually. Feedback centered on privacy issues with Ring, owned by Amazon. Back to the drawing board. Independent alternatives are getting good reviews. Google’s Nest and Simplisafe charge around $300 a year for monitoring. Kangaroo - Kangaroo Home Security | Simple and affordable alarms and sensors rotates specials and like Ring, costs around $100 a year for monitoring. Kangaroo’s equipment is comparable, but independent from giant ecosystems. TechHive reviews Minut Smart Home Alarm - a very different system using heat technology. Instead of arming the doors and windows, it senses intruders to trigger the alarm. Minut monitoring is $8 a month, sold around the world – quick and easy to install. Technology is a big disrupter in this industry. Traditional systems have high equipment and monitoring costs and often come with contracts you should never sign.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wall Street analysts predicted the demise of Costco Wholesale not that long ago, believing it had no chance against Amazon. But Costco and Sam’s Club are doing well. In fact Costco is booming. People willingly pay membership fees. The Krazy Coupon Lady reports that consistently across items, Costco and Sam’s Club are 10 to 15% cheaper than Amazon. Many use both warehouse clubs and Amazon. Though Costco offers savings, they also offer temptation to buy more. Clark’s answer: Not cart. Hands only shopping limits the purchase and preserves the savings.


    Outstanding credit card debt has gone up roughly 50% in the last 8 years in the U.S. A Wallethub survey reports more than a third of card users have maxed out their credit cards. Another third are afraid of doing so. This is NOT good for your long term financial health. The average card carries an interest rate of 16 – 18%. Buying on credit when you can pay the bill in full monthly is great. But maxing out your credit card costs you big in interest and demolishes your credit score. Seriously think this through before you pull out a credit card and charge it.


    Clark reported on his experience going from a professional home burglar alarm to a self-install system. Clark chose Ring and took 3 hours to install it. Monitoring works out to $8 a month when paid annually. Feedback centered on privacy issues with Ring, owned by Amazon. Back to the drawing board. Independent alternatives are getting good reviews. Google’s Nest and Simplisafe charge around $300 a year for monitoring. Kangaroo - Kangaroo Home Security | Simple and affordable alarms and sensors rotates specials and like Ring, costs around $100 a year for monitoring. Kangaroo’s equipment is comparable, but independent from giant ecosystems. TechHive reviews Minut Smart Home Alarm - a very different system using heat technology. Instead of arming the doors and windows, it senses intruders to trigger the alarm. Minut monitoring is $8 a month, sold around the world – quick and easy to install. Technology is a big disrupter in this industry. Traditional systems have high equipment and monitoring costs and often come with contracts you should never sign. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     2.11.20 T-Mobile and Sprint Merger; Businesses profit sharing; Password management tools The merger between wireless giants T-Mobile and Sprint has cleared a major hurdle as a federal judge ruled in favor of the deal. Clark explains his take for consumers, including information about the impact on home internet service. Today, we pause to salute companies that value their employees. One great way to do so is profit sharing. Especially in a service businesses, workers are core and key to progress. Delta has paid huge bonuses, having profited from the grounding of the Boeing Max, while Southwest suffered losses from the Max grounding, but still made a profit and gave their employees bonuses equal to about 6 weeks pay. Only 1/3 of companies share their profits. Business doesn't exist without employees. Rewarding workers with a share of what they made happen is KEY to motivating them. The companies that do best take care of their employees first. No matter what industry you’re in, its ultimately about serving the customer. Rewarded employees are more committed. The word ‘password’ has been used as a password. It’s important for security to do better. Firefox and Google Chrome users have access to password managers. More sophisticated password managers generated unique passwords as needed. We creatures of habit tend to use the same passwords, which basic pw managers simply echo. More advanced programs offer more protection, including Dashlane and LastPass. Many more have entered the market. A WIRED review rates 1Password as the best overall manager, which auto generates unique passwords for $36 per year per person, $60 for a family. Bitwarden gets great reviews for free. These tools help place a barrier between you and a hacker. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 11 Feb 2020 22:00:00 -0000 full Clark Howard T-Mobile and Sprint Merger; Businesses profit sharing; Password management tools The merger between wireless giants T-Mobile and Sprint has cleared a major hurdle as a federal judge ruled in favor of the deal. Clark explains his take for consumers, including information about the impact on home internet service. Today, we pause to salute companies that value their employees. One great way to do so is profit sharing. Especially in a service businesses, workers are core and key to progress. Delta has paid huge bonuses, having profited from the grounding of the Boeing Max, while Southwest suffered losses from the Max grounding, but still made a profit and gave their employees bonuses equal to about 6 weeks pay. Only 1/3 of companies share their profits. Business doesn't exist without employees. Rewarding workers with a share of what they made happen is KEY to motivating them. The companies that do best take care of their employees first. No matter what industry you’re in, its ultimately about serving the customer. Rewarded employees are more committed. The word ‘password’ has been used as a password. It’s important for security to do better. Firefox and Google Chrome users have access to password managers. More sophisticated password managers generated unique passwords as needed. We creatures of habit tend to use the same passwords, which basic pw managers simply echo. More advanced programs offer more protection, including Dashlane and LastPass. Many more have entered the market. A WIRED review rates 1Password as the best overall manager, which auto generates unique passwords for $36 per year per person, $60 for a family. Bitwarden gets great reviews for free. These tools help place a barrier between you and a hacker. Learn more about your ad choices. Visit megaphone.fm/adchoices The merger between wireless giants T-Mobile and Sprint has cleared a major hurdle as a federal judge ruled in favor of the deal. Clark explains his take for consumers, including information about the impact on home internet service.


    Today, we pause to salute companies that value their employees. One great way to do so is profit sharing. Especially in a service businesses, workers are core and key to progress. Delta has paid huge bonuses, having profited from the grounding of the Boeing Max, while Southwest suffered losses from the Max grounding, but still made a profit and gave their employees bonuses equal to about 6 weeks pay. Only 1/3 of companies share their profits. Business doesn't exist without employees. Rewarding workers with a share of what they made happen is KEY to motivating them. The companies that do best take care of their employees first. No matter what industry you’re in, its ultimately about serving the customer. Rewarded employees are more committed.


    The word ‘password’ has been used as a password. It’s important for security to do better. Firefox and Google Chrome users have access to password managers. More sophisticated password managers generated unique passwords as needed. We creatures of habit tend to use the same passwords, which basic pw managers simply echo. More advanced programs offer more protection, including Dashlane and LastPass. Many more have entered the market. A WIRED review rates 1Password as the best overall manager, which auto generates unique passwords for $36 per year per person, $60 for a family. Bitwarden gets great reviews for free. These tools help place a barrier between you and a hacker.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     2.10.20 Tesla stock massive fluctuations; No-good debit cards; Small business ransomware needs skyrocketing Some have lost a tremendous amount of their savings betting on Tesla. Know that betting on any one enterprise is risky – Apple, Amazon – stocks that become stories. Amazon went through a cycle that wiped some stock holders out. When you invest in an individual company, you’re creating risk. You could come out ahead, or lose a great deal or both. First build a base and create a strong core in funds wherein your money is well spread out. The U.S. represents 3% of the world’s population and 22% of the world’s economic activity and declining. Make sure your diversification includes international funds. Schwab teaches to build core investments first. Only then should you chance individual stocks with money you’re not depending on. Protect the future you’re building. Live on less than what you make, and protect the rest of that money going forward.   Clark was given a fake debit card from AT&T for dropping DirecTV. He was issued a partial refund on a debit card - receiving a check is not an option. Clark’s card kept being declined. He then registered the card and was texted the balance. The declines came because the balance was less than attempted purchases. It won’t allow another form of payment! Clark tried to get it to 0, and now it’s expired with .72 cents left on the table. So the company keeps that money – what’s known as breakage. This is why many companies use debits - knowing it won’t all be spent and they’ll get that much back. Clarkrageous that companies think this way, instead of doing right by their customers. A type of data breach has become a life and death threat for many businesses. Many ransomware attacks don’t hit the news unless the company must publicly disclose they’ve been hacked. School boards and local governments must disclose. But we usually don’t hear about it from companies, who often have to pay to get their operations back. This crime is escalating, hitting companies of all sizes and can destroy a business. Have automatic backup of your data daily on a hard drive or cloud service. This can help restore your business activities. Have cyber insurance added to your business liability coverage. Backup data every 24 hours and have cyber insurance. The insurer will want to know what steps you’re already taking to protect your business. Take the time to make these things happen. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Feb 2020 22:27:38 -0000 full Clark Howard Tesla stock massive fluctuations; No-good debit cards; Small business ransomware needs skyrocketing Some have lost a tremendous amount of their savings betting on Tesla. Know that betting on any one enterprise is risky – Apple, Amazon – stocks that become stories. Amazon went through a cycle that wiped some stock holders out. When you invest in an individual company, you’re creating risk. You could come out ahead, or lose a great deal or both. First build a base and create a strong core in funds wherein your money is well spread out. The U.S. represents 3% of the world’s population and 22% of the world’s economic activity and declining. Make sure your diversification includes international funds. Schwab teaches to build core investments first. Only then should you chance individual stocks with money you’re not depending on. Protect the future you’re building. Live on less than what you make, and protect the rest of that money going forward.   Clark was given a fake debit card from AT&T for dropping DirecTV. He was issued a partial refund on a debit card - receiving a check is not an option. Clark’s card kept being declined. He then registered the card and was texted the balance. The declines came because the balance was less than attempted purchases. It won’t allow another form of payment! Clark tried to get it to 0, and now it’s expired with .72 cents left on the table. So the company keeps that money – what’s known as breakage. This is why many companies use debits - knowing it won’t all be spent and they’ll get that much back. Clarkrageous that companies think this way, instead of doing right by their customers. A type of data breach has become a life and death threat for many businesses. Many ransomware attacks don’t hit the news unless the company must publicly disclose they’ve been hacked. School boards and local governments must disclose. But we usually don’t hear about it from companies, who often have to pay to get their operations back. This crime is escalating, hitting companies of all sizes and can destroy a business. Have automatic backup of your data daily on a hard drive or cloud service. This can help restore your business activities. Have cyber insurance added to your business liability coverage. Backup data every 24 hours and have cyber insurance. The insurer will want to know what steps you’re already taking to protect your business. Take the time to make these things happen. Learn more about your ad choices. Visit megaphone.fm/adchoices Some have lost a tremendous amount of their savings betting on Tesla. Know that betting on any one enterprise is risky – Apple, Amazon – stocks that become stories. Amazon went through a cycle that wiped some stock holders out. When you invest in an individual company, you’re creating risk. You could come out ahead, or lose a great deal or both. First build a base and create a strong core in funds wherein your money is well spread out. The U.S. represents 3% of the world’s population and 22% of the world’s economic activity and declining. Make sure your diversification includes international funds. Schwab teaches to build core investments first. Only then should you chance individual stocks with money you’re not depending on. Protect the future you’re building. Live on less than what you make, and protect the rest of that money going forward.  


    Clark was given a fake debit card from AT&T for dropping DirecTV. He was issued a partial refund on a debit card - receiving a check is not an option. Clark’s card kept being declined. He then registered the card and was texted the balance. The declines came because the balance was less than attempted purchases. It won’t allow another form of payment! Clark tried to get it to 0, and now it’s expired with .72 cents left on the table. So the company keeps that money – what’s known as breakage. This is why many companies use debits - knowing it won’t all be spent and they’ll get that much back. Clarkrageous that companies think this way, instead of doing right by their customers.


    A type of data breach has become a life and death threat for many businesses. Many ransomware attacks don’t hit the news unless the company must publicly disclose they’ve been hacked. School boards and local governments must disclose. But we usually don’t hear about it from companies, who often have to pay to get their operations back. This crime is escalating, hitting companies of all sizes and can destroy a business. Have automatic backup of your data daily on a hard drive or cloud service. This can help restore your business activities. Have cyber insurance added to your business liability coverage. Backup data every 24 hours and have cyber insurance. The insurer will want to know what steps you’re already taking to protect your business. Take the time to make these things happen.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     2.7.20 Mortgage rates are incredibly low right now; Clark Stinks Mortgage rates have plummeted recently. This is creating even more competition in the housing market. If you are planning on staying in your home for a while you could save a lot of money in interest payments by refinancing soon. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 07 Feb 2020 22:00:00 -0000 full Clark Howard Mortgage rates are incredibly low right now; Clark Stinks Mortgage rates have plummeted recently. This is creating even more competition in the housing market. If you are planning on staying in your home for a while you could save a lot of money in interest payments by refinancing soon. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Mortgage rates have plummeted recently. This is creating even more competition in the housing market. If you are planning on staying in your home for a while you could save a lot of money in interest payments by refinancing soon.


    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2282     2.6.20 Trading in a car that isn't paid off; US Bank fired employee for good deed; Save $ on Valentine's Day There's a major problem happening all across the country. People are trading in cars that aren't paid off. This can lead to a whole lot of issues. Never trade in a car that you haven't finished paying on. US Bank fired an employee who spent her own money to help a customer on Christmas Eve. Clark thinks this is ridiculous! Clark is a romantic at heart. But he also likes to save money. So he gives you his favorite tips for saving money around Valentine's Day. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 06 Feb 2020 22:00:00 -0000 full Clark Howard Trading in a car that isn't paid off; US Bank fired employee for good deed; Save $ on Valentine's Day There's a major problem happening all across the country. People are trading in cars that aren't paid off. This can lead to a whole lot of issues. Never trade in a car that you haven't finished paying on. US Bank fired an employee who spent her own money to help a customer on Christmas Eve. Clark thinks this is ridiculous! Clark is a romantic at heart. But he also likes to save money. So he gives you his favorite tips for saving money around Valentine's Day. Learn more about your ad choices. Visit megaphone.fm/adchoices There's a major problem happening all across the country. People are trading in cars that aren't paid off. This can lead to a whole lot of issues. Never trade in a car that you haven't finished paying on.


    US Bank fired an employee who spent her own money to help a customer on Christmas Eve. Clark thinks this is ridiculous!


    Clark is a romantic at heart. But he also likes to save money. So he gives you his favorite tips for saving money around Valentine's Day.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     2.5.20 Free tax filing options; Student loan company makes stupid mistake; Visa changing processing fees Most taxpayers are eligible to free file. But only 2% who qualify use the IRS free file site. Most software vendors are in the IRS Free File program, but tout their paid software instead. Go to IRS.gov - Free File: Do Your Federal Taxes for Free | Internal Revenue Service. Some of the software includes free state tax filings as well. If you don’t like the one you’ve selected, you can bail and try another. If you make over $69K a year, you’re not eligible for Free File. In that case, try Credit Karma Tax to file for free. They want that info to target you for offers. Business owners or those with complicated tax situations need a pro. Small business owners can consider hiring an enrolled agent or your CPA who does tax. Warning: there’s been a steady increase in the number of unqualified people doing tax returns. No certification is required. Anyone can claim to be a tax preparer. Many have turned out to be con artists and thieves, who lie to generate a big refund directed into their account. Make sure your preparer signs the return and look it over. If you see false information, do not sign your name to that return. Dan of Cleveland got a notice from the post office to come pick up more mail than can be delivered. He arrives to a pile of 55,000 letters! His lender, the College Avenue Student Loan Company, sent him the same statement for his daughter’s tuition 55,000 times. Postage alone was around $11k and the information in the letter wasn’t even correct. The student loan industry is in disarray, rife with incompetence and abysmal record keeping. The industry is flat out broken. Keep your records. Run your own amortization schedule and track your loan. Make sure the balances and interest rates are correct and that payments are properly reflected on time. Watch them like a hawk. VISA - the most powerful of the 4 credit card networks (Visa, MC, AMEX, Discover) – will roll out fee structure changes this spring and fall. They’ll begin charging higher merchant fees where credit cards are dominant, and lower fees in low use sectors in an effort to manipulate buying behavior. Merchants that accept Visa won’t have a choice, unless they’re large enough to negotiate their own processing rates, like Amazon and Walmart. Everyone else will be at the mercy of Visa. The cost for online merchants will go up. Smaller businesses may have to bump up prices to deal with this. Online purchases will potentially cost more than in-store. Tuition payment by credit card can cost 2.9% more. That’s an industry with low market share for Visa, so they’ll be dropping those rates and subsidizing them with higher fees charged elsewhere to try to get market share in student tuition payment for private schools, pre-schools and colleges. Visa/MC cartel fees are typically the second largest expense for merchants. Remember you can offer customers a deal for paying with cash and giving them part of what you save as a way to reduce expenses. Visa may be trial ballooning, waiting to see what the other card networks will do. Consumers may see different pricings for different payment methods. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 05 Feb 2020 22:00:00 -0000 full Clark Howard Free tax filing options; Student loan company makes stupid mistake; Visa changing processing fees Most taxpayers are eligible to free file. But only 2% who qualify use the IRS free file site. Most software vendors are in the IRS Free File program, but tout their paid software instead. Go to IRS.gov - Free File: Do Your Federal Taxes for Free | Internal Revenue Service. Some of the software includes free state tax filings as well. If you don’t like the one you’ve selected, you can bail and try another. If you make over $69K a year, you’re not eligible for Free File. In that case, try Credit Karma Tax to file for free. They want that info to target you for offers. Business owners or those with complicated tax situations need a pro. Small business owners can consider hiring an enrolled agent or your CPA who does tax. Warning: there’s been a steady increase in the number of unqualified people doing tax returns. No certification is required. Anyone can claim to be a tax preparer. Many have turned out to be con artists and thieves, who lie to generate a big refund directed into their account. Make sure your preparer signs the return and look it over. If you see false information, do not sign your name to that return. Dan of Cleveland got a notice from the post office to come pick up more mail than can be delivered. He arrives to a pile of 55,000 letters! His lender, the College Avenue Student Loan Company, sent him the same statement for his daughter’s tuition 55,000 times. Postage alone was around $11k and the information in the letter wasn’t even correct. The student loan industry is in disarray, rife with incompetence and abysmal record keeping. The industry is flat out broken. Keep your records. Run your own amortization schedule and track your loan. Make sure the balances and interest rates are correct and that payments are properly reflected on time. Watch them like a hawk. VISA - the most powerful of the 4 credit card networks (Visa, MC, AMEX, Discover) – will roll out fee structure changes this spring and fall. They’ll begin charging higher merchant fees where credit cards are dominant, and lower fees in low use sectors in an effort to manipulate buying behavior. Merchants that accept Visa won’t have a choice, unless they’re large enough to negotiate their own processing rates, like Amazon and Walmart. Everyone else will be at the mercy of Visa. The cost for online merchants will go up. Smaller businesses may have to bump up prices to deal with this. Online purchases will potentially cost more than in-store. Tuition payment by credit card can cost 2.9% more. That’s an industry with low market share for Visa, so they’ll be dropping those rates and subsidizing them with higher fees charged elsewhere to try to get market share in student tuition payment for private schools, pre-schools and colleges. Visa/MC cartel fees are typically the second largest expense for merchants. Remember you can offer customers a deal for paying with cash and giving them part of what you save as a way to reduce expenses. Visa may be trial ballooning, waiting to see what the other card networks will do. Consumers may see different pricings for different payment methods. Learn more about your ad choices. Visit megaphone.fm/adchoices Most taxpayers are eligible to free file. But only 2% who qualify use the IRS free file site. Most software vendors are in the IRS Free File program, but tout their paid software instead. Go to IRS.gov - Free File: Do Your Federal Taxes for Free | Internal Revenue Service. Some of the software includes free state tax filings as well. If you don’t like the one you’ve selected, you can bail and try another. If you make over $69K a year, you’re not eligible for Free File. In that case, try Credit Karma Tax to file for free. They want that info to target you for offers. Business owners or those with complicated tax situations need a pro. Small business owners can consider hiring an enrolled agent or your CPA who does tax. Warning: there’s been a steady increase in the number of unqualified people doing tax returns. No certification is required. Anyone can claim to be a tax preparer. Many have turned out to be con artists and thieves, who lie to generate a big refund directed into their account. Make sure your preparer signs the return and look it over. If you see false information, do not sign your name to that return.


    Dan of Cleveland got a notice from the post office to come pick up more mail than can be delivered. He arrives to a pile of 55,000 letters! His lender, the College Avenue Student Loan Company, sent him the same statement for his daughter’s tuition 55,000 times. Postage alone was around $11k and the information in the letter wasn’t even correct. The student loan industry is in disarray, rife with incompetence and abysmal record keeping. The industry is flat out broken. Keep your records. Run your own amortization schedule and track your loan. Make sure the balances and interest rates are correct and that payments are properly reflected on time. Watch them like a hawk.


    VISA - the most powerful of the 4 credit card networks (Visa, MC, AMEX, Discover) – will roll out fee structure changes this spring and fall. They’ll begin charging higher merchant fees where credit cards are dominant, and lower fees in low use sectors in an effort to manipulate buying behavior. Merchants that accept Visa won’t have a choice, unless they’re large enough to negotiate their own processing rates, like Amazon and Walmart. Everyone else will be at the mercy of Visa. The cost for online merchants will go up. Smaller businesses may have to bump up prices to deal with this. Online purchases will potentially cost more than in-store. Tuition payment by credit card can cost 2.9% more. That’s an industry with low market share for Visa, so they’ll be dropping those rates and subsidizing them with higher fees charged elsewhere to try to get market share in student tuition payment for private schools, pre-schools and colleges. Visa/MC cartel fees are typically the second largest expense for merchants. Remember you can offer customers a deal for paying with cash and giving them part of what you save as a way to reduce expenses. Visa may be trial ballooning, waiting to see what the other card networks will do. Consumers may see different pricings for different payment methods.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2321     2.4.20 Prevent prescription drug mistakes; Winter clothing deals; Student loan forgiveness update Pharmacy mistakes filling prescriptions are becoming more common as volume increases on a small number of players who allegedly put the pharmacists under unsafe quotas. Investigative reporting by the NYT reveals that pharmacists with the major chains are under pressure to fill prescriptions and the resulting errors. Another recent report states 1.5 million people have been adversely affected by Rx mistakes. Oversight by state pharmacy boards has failed. Marketplace pressures being applied to pharmacists is creating unsafe conditions, putting the public at risk. Simple prevention tips: Pharmacists are human. Always look at the prescription before you leave the store. Packaging describes the shape, size, color and markings of the medication. The same med may look different from different manufacturers. When a med goes off patent to generic, it’s appearance can change. Look at the name on the label first as many drug names are similar. Then check the actual medication and be very careful verifying you have the right prescription. We can make sure the medicine we receive are correct as best we can tell. Check before you leave the pharmacy and have them verify before you leave. Take these steps to protect your and your family’s health. Clothing manufacturers and retailers are in full clearance mode on winter goods. From light to heavy weight, this is the week to start looking for great deals on winter wear. Scandal has rocked the U.S. Dept. of Education because they have failed to honor the law on forgiving student loans for public service workers including police officers, fire fighters, teachers and others that work in nonprofit or service capacities. Certain public service professionals were promised Federal loan forgiveness after 10 years of on-time payments. The rules were drawn in a way that triggered denials due to technicalities for 99% of applicants. This caused such an uproar that the Dept. of Education has passed new rules that will allow around 3/4s of those declined to now receive their loan forgiveness. This is not widely reported so spread the word to those you know who may be affected. Those declined should apply again. Temporary Expanded Public Service Loan Forgiveness (TEPSLF) is how many will qualify for loan forgiveness. Don’t give up and great thanks for your community service. This was a promise made that should be kept. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 05 Feb 2020 14:47:54 -0000 full Clark Howard Prevent prescription drug mistakes; Winter clothing deals; Student loan forgiveness update Pharmacy mistakes filling prescriptions are becoming more common as volume increases on a small number of players who allegedly put the pharmacists under unsafe quotas. Investigative reporting by the NYT reveals that pharmacists with the major chains are under pressure to fill prescriptions and the resulting errors. Another recent report states 1.5 million people have been adversely affected by Rx mistakes. Oversight by state pharmacy boards has failed. Marketplace pressures being applied to pharmacists is creating unsafe conditions, putting the public at risk. Simple prevention tips: Pharmacists are human. Always look at the prescription before you leave the store. Packaging describes the shape, size, color and markings of the medication. The same med may look different from different manufacturers. When a med goes off patent to generic, it’s appearance can change. Look at the name on the label first as many drug names are similar. Then check the actual medication and be very careful verifying you have the right prescription. We can make sure the medicine we receive are correct as best we can tell. Check before you leave the pharmacy and have them verify before you leave. Take these steps to protect your and your family’s health. Clothing manufacturers and retailers are in full clearance mode on winter goods. From light to heavy weight, this is the week to start looking for great deals on winter wear. Scandal has rocked the U.S. Dept. of Education because they have failed to honor the law on forgiving student loans for public service workers including police officers, fire fighters, teachers and others that work in nonprofit or service capacities. Certain public service professionals were promised Federal loan forgiveness after 10 years of on-time payments. The rules were drawn in a way that triggered denials due to technicalities for 99% of applicants. This caused such an uproar that the Dept. of Education has passed new rules that will allow around 3/4s of those declined to now receive their loan forgiveness. This is not widely reported so spread the word to those you know who may be affected. Those declined should apply again. Temporary Expanded Public Service Loan Forgiveness (TEPSLF) is how many will qualify for loan forgiveness. Don’t give up and great thanks for your community service. This was a promise made that should be kept. Learn more about your ad choices. Visit megaphone.fm/adchoices Pharmacy mistakes filling prescriptions are becoming more common as volume increases on a small number of players who allegedly put the pharmacists under unsafe quotas. Investigative reporting by the NYT reveals that pharmacists with the major chains are under pressure to fill prescriptions and the resulting errors. Another recent report states 1.5 million people have been adversely affected by Rx mistakes. Oversight by state pharmacy boards has failed. Marketplace pressures being applied to pharmacists is creating unsafe conditions, putting the public at risk. Simple prevention tips: Pharmacists are human. Always look at the prescription before you leave the store. Packaging describes the shape, size, color and markings of the medication. The same med may look different from different manufacturers. When a med goes off patent to generic, it’s appearance can change. Look at the name on the label first as many drug names are similar. Then check the actual medication and be very careful verifying you have the right prescription. We can make sure the medicine we receive are correct as best we can tell. Check before you leave the pharmacy and have them verify before you leave. Take these steps to protect your and your family’s health.


    Clothing manufacturers and retailers are in full clearance mode on winter goods. From light to heavy weight, this is the week to start looking for great deals on winter wear.


    Scandal has rocked the U.S. Dept. of Education because they have failed to honor the law on forgiving student loans for public service workers including police officers, fire fighters, teachers and others that work in nonprofit or service capacities. Certain public service professionals were promised Federal loan forgiveness after 10 years of on-time payments. The rules were drawn in a way that triggered denials due to technicalities for 99% of applicants. This caused such an uproar that the Dept. of Education has passed new rules that will allow around 3/4s of those declined to now receive their loan forgiveness. This is not widely reported so spread the word to those you know who may be affected. Those declined should apply again. Temporary Expanded Public Service Loan Forgiveness (TEPSLF) is how many will qualify for loan forgiveness. Don’t give up and great thanks for your community service. This was a promise made that should be kept.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2326     2.3.20 Zero-commission trading becoming standard; Fake bank email scam; Fixing our loneliness problem Last year there was the mad rush of discount stockbrokers to cut commissions on various kinds of trades to zero. Nobody's laughing anymore at the once obscure app Robinhood. Now millions use the app to trade stocks at no commission. Finally Chuck Schwab had enough and decided to stop charging commissions as- which set off an earthquake. The stocks of various discount (now free) brokers just collapsed because the investment community thought this was financial suicide. It wasn't, because brokers earn money offering other services including checking accounts and credit cards - services superior to banks. Thus money has migrated out of stodgy, high-cost, low-service banks into credit unions, online banks and no cost brokers. Brokerage stocks recovered from the zero commission earthquake and new money coming in has shot through the roof. Know you can do a checking account with a zero cost broker. Bank shares are included in some index funds meaning you make money from them vs. the other way around, as they're in the business of looting your wallet. Special Warning. For years we've faced fake emails pretending to come from banks so most people are aware of that approach. Now we see reports that criminals have figured out how to take it a step further. They now send a notification that an account has been compromised, including a duplicate banking landing page, now with code that transfers your input to the REAL banking site. You'll get the 2 factor authentication text, and enter that number - which they also duplicate, giving the criminals full access to your account. Anytime you get an email you think is from your bank or any financial institution, never click a link. Go separately to the official bank site. If there is an issue, you'll be on the real site and know if all is well or if there's an issue. Screen time can be isolating. Clark's banned gadgets at the family dinner table. No point in being alone together. Turns out our constant companion cell phone induces human loneliness. Having grown up in the digital era, young adults report greater degree of loneliness. It's not the same communicating online vs face to face. The WSJ reports how young adults in the workplace report greater loneliness. When all communication is digital - young workers report feeling twice as lonely as older workers who grew up analog and are more likely to talk to co-workers face to face. In person contact can create a warmer, more fully connected work environment. Whether at work or in your social life - being around people can make you a happier, more connected person. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Feb 2020 22:00:00 -0000 full Clark Howard Zero-commission trading becoming standard; Fake bank email scam; Fixing our loneliness problem Last year there was the mad rush of discount stockbrokers to cut commissions on various kinds of trades to zero. Nobody's laughing anymore at the once obscure app Robinhood. Now millions use the app to trade stocks at no commission. Finally Chuck Schwab had enough and decided to stop charging commissions as- which set off an earthquake. The stocks of various discount (now free) brokers just collapsed because the investment community thought this was financial suicide. It wasn't, because brokers earn money offering other services including checking accounts and credit cards - services superior to banks. Thus money has migrated out of stodgy, high-cost, low-service banks into credit unions, online banks and no cost brokers. Brokerage stocks recovered from the zero commission earthquake and new money coming in has shot through the roof. Know you can do a checking account with a zero cost broker. Bank shares are included in some index funds meaning you make money from them vs. the other way around, as they're in the business of looting your wallet. Special Warning. For years we've faced fake emails pretending to come from banks so most people are aware of that approach. Now we see reports that criminals have figured out how to take it a step further. They now send a notification that an account has been compromised, including a duplicate banking landing page, now with code that transfers your input to the REAL banking site. You'll get the 2 factor authentication text, and enter that number - which they also duplicate, giving the criminals full access to your account. Anytime you get an email you think is from your bank or any financial institution, never click a link. Go separately to the official bank site. If there is an issue, you'll be on the real site and know if all is well or if there's an issue. Screen time can be isolating. Clark's banned gadgets at the family dinner table. No point in being alone together. Turns out our constant companion cell phone induces human loneliness. Having grown up in the digital era, young adults report greater degree of loneliness. It's not the same communicating online vs face to face. The WSJ reports how young adults in the workplace report greater loneliness. When all communication is digital - young workers report feeling twice as lonely as older workers who grew up analog and are more likely to talk to co-workers face to face. In person contact can create a warmer, more fully connected work environment. Whether at work or in your social life - being around people can make you a happier, more connected person. Learn more about your ad choices. Visit megaphone.fm/adchoices Last year there was the mad rush of discount stockbrokers to cut commissions on various kinds of trades to zero. Nobody's laughing anymore at the once obscure app Robinhood. Now millions use the app to trade stocks at no commission. Finally Chuck Schwab had enough and decided to stop charging commissions as- which set off an earthquake. The stocks of various discount (now free) brokers just collapsed because the investment community thought this was financial suicide. It wasn't, because brokers earn money offering other services including checking accounts and credit cards - services superior to banks. Thus money has migrated out of stodgy, high-cost, low-service banks into credit unions, online banks and no cost brokers. Brokerage stocks recovered from the zero commission earthquake and new money coming in has shot through the roof. Know you can do a checking account with a zero cost broker. Bank shares are included in some index funds meaning you make money from them vs. the other way around, as they're in the business of looting your wallet.


    Special Warning. For years we've faced fake emails pretending to come from banks so most people are aware of that approach. Now we see reports that criminals have figured out how to take it a step further. They now send a notification that an account has been compromised, including a duplicate banking landing page, now with code that transfers your input to the REAL banking site. You'll get the 2 factor authentication text, and enter that number - which they also duplicate, giving the criminals full access to your account. Anytime you get an email you think is from your bank or any financial institution, never click a link. Go separately to the official bank site. If there is an issue, you'll be on the real site and know if all is well or if there's an issue.


    Screen time can be isolating. Clark's banned gadgets at the family dinner table. No point in being alone together. Turns out our constant companion cell phone induces human loneliness. Having grown up in the digital era, young adults report greater degree of loneliness. It's not the same communicating online vs face to face. The WSJ reports how young adults in the workplace report greater loneliness. When all communication is digital - young workers report feeling twice as lonely as older workers who grew up analog and are more likely to talk to co-workers face to face. In person contact can create a warmer, more fully connected work environment. Whether at work or in your social life - being around people can make you a happier, more connected person.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     1.31.20 Variable pricing gets crazier with travel sites; Clark Stinks Variable pricing has made it even harder for consumers to book travel. But there are some important things to know when you are looking to book airfare, hotels, and rental cars. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 31 Jan 2020 22:00:00 -0000 full Clark Howard Variable pricing gets crazier with travel sites; Clark Stinks Variable pricing has made it even harder for consumers to book travel. But there are some important things to know when you are looking to book airfare, hotels, and rental cars. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Variable pricing has made it even harder for consumers to book travel. But there are some important things to know when you are looking to book airfare, hotels, and rental cars.


    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2304     1.30.20 Paying surrender fees is worth it to ditch high costs; Ford owes drivers millions after court settlement Nonprofit and hospital workers, teachers and other 403b workers suffer much confusion from this rip off form of retirement plan. It’s a scandal that we give teachers a plan so inferior to the 401k. The surrender charge is how 403b insurance companies handcuff people  to the plans. This often massive penalty fee is imposed for exiting their rip-off plan to put money in a low cost IRA – costing about 1/40th what the 403b takes. Remember 403b = rip off! A financial planning firm found that a young worker would be better off paying a 40% surrender charge to the insurance company to invest at lower cost elsewhere. Over that working lifetime, that worker would still make more money than paying the rip-off fees imposed by the 403b. Some surrender charges are only 15%. If you’ve got 10 years or more working life, it’s generally worth it to pay the surrender charge to get out of a 403b. Clark reported months ago on an investigative series from the Detroit Free Press about severe problems with the Ford Focus and Fiesta. 2 million people have now been affected by vehicles with defective transmissions. A class action lawsuit was filed 8 years ago on this matter. Possibly the Free Press series finally pushed forward a settlement. There’s no cap on payouts to these car owners. Ford has to pay to make people whole who owned or own a Fiesta or Focus who have filed a claim. Also revealed, Ford knew about the problems on model years 2011 – 2016 and had a procedure in place to BLAME THE CONSUMER as a strategy to avoid paying for repairs. Even though the great recession reportedly ended in 2009, the job market remained terrible until 2012. We’ve been on a steady economic and employment upswing since. But there are times when all seems lost, and a worker must reinvent their role in the marketplace. After a job loss, Clark advises that you draw on what you know. Your best opportunity in your next chapter draws on your education and experience. The Detroit Free Press profiled car salesman Brian. This family man worked extremely long days and was abruptly let go. Knowing that people hate going to dealerships, Brian decided to become a car buying concierge. He gets paid regular commission by the dealerships he uses for clients, and charges the buyers nothing. He sells around 35 vehicles a month via word of mouth, gets more time at home with family and makes more money. He helps clients determine the right vehicle for them through a questionnaire. He delivers, helps with the paperwork and either takes in their trade-in or Ubers from their home. We often undervalue what we know and how we can serve others. Businesses have a hard time changing, which means opportunity for experienced individuals who come up with a way to serve people better. You may be your best boss ever. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 30 Jan 2020 22:00:00 -0000 full Clark Howard Paying surrender fees is worth it to ditch high costs; Ford owes drivers millions after court settlement Nonprofit and hospital workers, teachers and other 403b workers suffer much confusion from this rip off form of retirement plan. It’s a scandal that we give teachers a plan so inferior to the 401k. The surrender charge is how 403b insurance companies handcuff people  to the plans. This often massive penalty fee is imposed for exiting their rip-off plan to put money in a low cost IRA – costing about 1/40th what the 403b takes. Remember 403b = rip off! A financial planning firm found that a young worker would be better off paying a 40% surrender charge to the insurance company to invest at lower cost elsewhere. Over that working lifetime, that worker would still make more money than paying the rip-off fees imposed by the 403b. Some surrender charges are only 15%. If you’ve got 10 years or more working life, it’s generally worth it to pay the surrender charge to get out of a 403b. Clark reported months ago on an investigative series from the Detroit Free Press about severe problems with the Ford Focus and Fiesta. 2 million people have now been affected by vehicles with defective transmissions. A class action lawsuit was filed 8 years ago on this matter. Possibly the Free Press series finally pushed forward a settlement. There’s no cap on payouts to these car owners. Ford has to pay to make people whole who owned or own a Fiesta or Focus who have filed a claim. Also revealed, Ford knew about the problems on model years 2011 – 2016 and had a procedure in place to BLAME THE CONSUMER as a strategy to avoid paying for repairs. Even though the great recession reportedly ended in 2009, the job market remained terrible until 2012. We’ve been on a steady economic and employment upswing since. But there are times when all seems lost, and a worker must reinvent their role in the marketplace. After a job loss, Clark advises that you draw on what you know. Your best opportunity in your next chapter draws on your education and experience. The Detroit Free Press profiled car salesman Brian. This family man worked extremely long days and was abruptly let go. Knowing that people hate going to dealerships, Brian decided to become a car buying concierge. He gets paid regular commission by the dealerships he uses for clients, and charges the buyers nothing. He sells around 35 vehicles a month via word of mouth, gets more time at home with family and makes more money. He helps clients determine the right vehicle for them through a questionnaire. He delivers, helps with the paperwork and either takes in their trade-in or Ubers from their home. We often undervalue what we know and how we can serve others. Businesses have a hard time changing, which means opportunity for experienced individuals who come up with a way to serve people better. You may be your best boss ever. Learn more about your ad choices. Visit megaphone.fm/adchoices Nonprofit and hospital workers, teachers and other 403b workers suffer much confusion from this rip off form of retirement plan. It’s a scandal that we give teachers a plan so inferior to the 401k. The surrender charge is how 403b insurance companies handcuff people  to the plans. This often massive penalty fee is imposed for exiting their rip-off plan to put money in a low cost IRA – costing about 1/40th what the 403b takes. Remember 403b = rip off! A financial planning firm found that a young worker would be better off paying a 40% surrender charge to the insurance company to invest at lower cost elsewhere. Over that working lifetime, that worker would still make more money than paying the rip-off fees imposed by the 403b. Some surrender charges are only 15%. If you’ve got 10 years or more working life, it’s generally worth it to pay the surrender charge to get out of a 403b.


    Clark reported months ago on an investigative series from the Detroit Free Press about severe problems with the Ford Focus and Fiesta. 2 million people have now been affected by vehicles with defective transmissions. A class action lawsuit was filed 8 years ago on this matter. Possibly the Free Press series finally pushed forward a settlement. There’s no cap on payouts to these car owners. Ford has to pay to make people whole who owned or own a Fiesta or Focus who have filed a claim. Also revealed, Ford knew about the problems on model years 2011 – 2016 and had a procedure in place to BLAME THE CONSUMER as a strategy to avoid paying for repairs.


    Even though the great recession reportedly ended in 2009, the job market remained terrible until 2012. We’ve been on a steady economic and employment upswing since. But there are times when all seems lost, and a worker must reinvent their role in the marketplace. After a job loss, Clark advises that you draw on what you know. Your best opportunity in your next chapter draws on your education and experience. The Detroit Free Press profiled car salesman Brian. This family man worked extremely long days and was abruptly let go. Knowing that people hate going to dealerships, Brian decided to become a car buying concierge. He gets paid regular commission by the dealerships he uses for clients, and charges the buyers nothing. He sells around 35 vehicles a month via word of mouth, gets more time at home with family and makes more money. He helps clients determine the right vehicle for them through a questionnaire. He delivers, helps with the paperwork and either takes in their trade-in or Ubers from their home. We often undervalue what we know and how we can serve others. Businesses have a hard time changing, which means opportunity for experienced individuals who come up with a way to serve people better. You may be your best boss ever.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     1.29.20 Cheap eyeglasses and contacts; FDA condemns Purell claims; Delete info Facebook has on you We tend to just accept that prescription glasses are costly. There is an international cartel that’s been buying up both retailers and frame manufacturers for eyeglasses in order to corner the market and take prices through the roof. BUT, when there’s market concentration to push prices up, there’s always a rebound effect. Now there’s a fast growing marketplace of discounters offering eyeglasses at a fraction of cartel prices. Frames and lenses complete can be had for as little as $15. Consumer Reports has put together ratings for the discounters. Number 1 - Costco Optical, 2 – Warby Parker, 3 - Zenni Optical. In fact, every single discounter rated got at least a good score. Know you can get good eyeglasses for under $100 – even for bifocals, trifocals and progressive lenses. -For contacts, 1800Contacts is now offering a free online eye exam for contacts, with an eyeglass Rx. See our guide. There are enormous price differences for contacts. Beware merchants pushing high cost lenses. Many of us use hand sanitizers thinking we’re protecting ourselves from germs. If using Purell, you may even think you’re protected from the flu. The company has even claimed the product can prevent Ebola! No more says the FDA. They’re reclassifying Purell as an unapproved drug because of these outlandish claims. The real advice from the FDA and the CDC is to simply wash your hands thoroughly with soap. Only default to hand sanitizer when there’s no alternative. Also we worry about catching colds and flu on airplanes. The Journal of the National Academy of Sciences finds you have to be within 3 feet of a sick person for them to be a potential hazard to your health. Don’t worry the whole plane is contagious. Via permissions, Facebook tracks you OUTSIDE of Facebook, when you’re not using Facebook or any of their services. Under pressure, in an effort to stave off legislation that would restrict their tracking activities much more, Facebook now offers the tool, Off Facebook Activity, allowing you to see and curtail this tracking. At sign up we unwittingly give Facebook permission to spy on us everywhere we go online. They know all. Third party apps are reporting to Fb what you’re doing online. They know what articles you read, podcasts you listen to, music etc. They can then build an ultra-deep dossier for sale and for targeted ads. Producer Joel used the new tool to delete the info and found it very easy.   Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 29 Jan 2020 22:00:00 -0000 full Clark Howard Cheap eyeglasses and contacts; FDA condemns Purell claims; Delete info Facebook has on you We tend to just accept that prescription glasses are costly. There is an international cartel that’s been buying up both retailers and frame manufacturers for eyeglasses in order to corner the market and take prices through the roof. BUT, when there’s market concentration to push prices up, there’s always a rebound effect. Now there’s a fast growing marketplace of discounters offering eyeglasses at a fraction of cartel prices. Frames and lenses complete can be had for as little as $15. Consumer Reports has put together ratings for the discounters. Number 1 - Costco Optical, 2 – Warby Parker, 3 - Zenni Optical. In fact, every single discounter rated got at least a good score. Know you can get good eyeglasses for under $100 – even for bifocals, trifocals and progressive lenses. -For contacts, 1800Contacts is now offering a free online eye exam for contacts, with an eyeglass Rx. See our guide. There are enormous price differences for contacts. Beware merchants pushing high cost lenses. Many of us use hand sanitizers thinking we’re protecting ourselves from germs. If using Purell, you may even think you’re protected from the flu. The company has even claimed the product can prevent Ebola! No more says the FDA. They’re reclassifying Purell as an unapproved drug because of these outlandish claims. The real advice from the FDA and the CDC is to simply wash your hands thoroughly with soap. Only default to hand sanitizer when there’s no alternative. Also we worry about catching colds and flu on airplanes. The Journal of the National Academy of Sciences finds you have to be within 3 feet of a sick person for them to be a potential hazard to your health. Don’t worry the whole plane is contagious. Via permissions, Facebook tracks you OUTSIDE of Facebook, when you’re not using Facebook or any of their services. Under pressure, in an effort to stave off legislation that would restrict their tracking activities much more, Facebook now offers the tool, Off Facebook Activity, allowing you to see and curtail this tracking. At sign up we unwittingly give Facebook permission to spy on us everywhere we go online. They know all. Third party apps are reporting to Fb what you’re doing online. They know what articles you read, podcasts you listen to, music etc. They can then build an ultra-deep dossier for sale and for targeted ads. Producer Joel used the new tool to delete the info and found it very easy.   Learn more about your ad choices. Visit megaphone.fm/adchoices We tend to just accept that prescription glasses are costly. There is an international cartel that’s been buying up both retailers and frame manufacturers for eyeglasses in order to corner the market and take prices through the roof. BUT, when there’s market concentration to push prices up, there’s always a rebound effect. Now there’s a fast growing marketplace of discounters offering eyeglasses at a fraction of cartel prices. Frames and lenses complete can be had for as little as $15. Consumer Reports has put together ratings for the discounters. Number 1 - Costco Optical, 2 – Warby Parker, 3 - Zenni Optical. In fact, every single discounter rated got at least a good score. Know you can get good eyeglasses for under $100 – even for bifocals, trifocals and progressive lenses.

    -For contacts, 1800Contacts is now offering a free online eye exam for contacts, with an eyeglass Rx. See our guide. There are enormous price differences for contacts. Beware merchants pushing high cost lenses.


    Many of us use hand sanitizers thinking we’re protecting ourselves from germs. If using Purell, you may even think you’re protected from the flu. The company has even claimed the product can prevent Ebola! No more says the FDA. They’re reclassifying Purell as an unapproved drug because of these outlandish claims. The real advice from the FDA and the CDC is to simply wash your hands thoroughly with soap. Only default to hand sanitizer when there’s no alternative. Also we worry about catching colds and flu on airplanes. The Journal of the National Academy of Sciences finds you have to be within 3 feet of a sick person for them to be a potential hazard to your health. Don’t worry the whole plane is contagious.


    Via permissions, Facebook tracks you OUTSIDE of Facebook, when you’re not using Facebook or any of their services. Under pressure, in an effort to stave off legislation that would restrict their tracking activities much more, Facebook now offers the tool, Off Facebook Activity, allowing you to see and curtail this tracking. At sign up we unwittingly give Facebook permission to spy on us everywhere we go online. They know all. Third party apps are reporting to Fb what you’re doing online. They know what articles you read, podcasts you listen to, music etc. They can then build an ultra-deep dossier for sale and for targeted ads. Producer Joel used the new tool to delete the info and found it very easy.  

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2324     1.28.20 Google ad result confusing changes; Car insurance auto rates rising Google search results now present in a way making it more difficult to distinguish between results and ads. Anyone can be buying those ads which could be scams, rip offs and fake companies. Legit ads are also there but you should know what’s an ad. There’s almost no delineation anymore to tell you something is an ad. “Ad” is in tiny type and they can be mistaken for search results. You need to know to look past those. Also, we generally don’t get past the first page of search results. Take more time to refine your search. Or use DuckDuckGo as your default search engine for clean search results, no tracking. MarketWatch reports a huge number of homeless veterans are eligible for special housing vouchers designed for vets from the Vietnam and first Gulf wars. 11,000 of the vouchers now go unused. Veterans need to know there is this great voucher program available from the VA. Make sure any vets you know are aware of the housing voucher program. Auto insurance rates have gone up roughly 50% in 8 years. For a time, fatality rates were way up due to device distraction, subsiding now with state texting-while-driving laws. WIRED points out a new pain point. If you’re cited for texting while driving your insurance rates will go up 20 – 25%. Another rate hike factor involves the high safety tech in cars today. Vehicles now have so many safety devices that accidents are less severe, happening less often. But ironically, a simple fender bender can render a vehicle totaled by the insurance company, as so much tech is in the fender, they don’t want to repair it. Often a single airbag will deploy, and they’ll total the vehicle out. All these totals is having an impact on rates. As vehicles turn over in the fleet, cars get safer overall. In 2021 Ford will install tech allowing vehicles to communicate. The problem of sun glare will be addressed by red light dash warnings. Safety measures so much a part of the future, will bend this curve on insurance rates. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 Jan 2020 22:00:00 -0000 full Clark Howard Google ad result confusing changes; Car insurance auto rates rising Google search results now present in a way making it more difficult to distinguish between results and ads. Anyone can be buying those ads which could be scams, rip offs and fake companies. Legit ads are also there but you should know what’s an ad. There’s almost no delineation anymore to tell you something is an ad. “Ad” is in tiny type and they can be mistaken for search results. You need to know to look past those. Also, we generally don’t get past the first page of search results. Take more time to refine your search. Or use DuckDuckGo as your default search engine for clean search results, no tracking. MarketWatch reports a huge number of homeless veterans are eligible for special housing vouchers designed for vets from the Vietnam and first Gulf wars. 11,000 of the vouchers now go unused. Veterans need to know there is this great voucher program available from the VA. Make sure any vets you know are aware of the housing voucher program. Auto insurance rates have gone up roughly 50% in 8 years. For a time, fatality rates were way up due to device distraction, subsiding now with state texting-while-driving laws. WIRED points out a new pain point. If you’re cited for texting while driving your insurance rates will go up 20 – 25%. Another rate hike factor involves the high safety tech in cars today. Vehicles now have so many safety devices that accidents are less severe, happening less often. But ironically, a simple fender bender can render a vehicle totaled by the insurance company, as so much tech is in the fender, they don’t want to repair it. Often a single airbag will deploy, and they’ll total the vehicle out. All these totals is having an impact on rates. As vehicles turn over in the fleet, cars get safer overall. In 2021 Ford will install tech allowing vehicles to communicate. The problem of sun glare will be addressed by red light dash warnings. Safety measures so much a part of the future, will bend this curve on insurance rates. Learn more about your ad choices. Visit megaphone.fm/adchoices Google search results now present in a way making it more difficult to distinguish between results and ads. Anyone can be buying those ads which could be scams, rip offs and fake companies. Legit ads are also there but you should know what’s an ad. There’s almost no delineation anymore to tell you something is an ad. “Ad” is in tiny type and they can be mistaken for search results. You need to know to look past those. Also, we generally don’t get past the first page of search results. Take more time to refine your search. Or use DuckDuckGo as your default search engine for clean search results, no tracking.


    MarketWatch reports a huge number of homeless veterans are eligible for special housing vouchers designed for vets from the Vietnam and first Gulf wars. 11,000 of the vouchers now go unused. Veterans need to know there is this great voucher program available from the VA. Make sure any vets you know are aware of the housing voucher program.


    Auto insurance rates have gone up roughly 50% in 8 years. For a time, fatality rates were way up due to device distraction, subsiding now with state texting-while-driving laws. WIRED points out a new pain point. If you’re cited for texting while driving your insurance rates will go up 20 – 25%. Another rate hike factor involves the high safety tech in cars today. Vehicles now have so many safety devices that accidents are less severe, happening less often. But ironically, a simple fender bender can render a vehicle totaled by the insurance company, as so much tech is in the fender, they don’t want to repair it. Often a single airbag will deploy, and they’ll total the vehicle out. All these totals is having an impact on rates. As vehicles turn over in the fleet, cars get safer overall. In 2021 Ford will install tech allowing vehicles to communicate. The problem of sun glare will be addressed by red light dash warnings. Safety measures so much a part of the future, will bend this curve on insurance rates.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     1.27.20 Coronavirus impact; FedEx email scam; FICO credit score changes We face unknowns with the Coronavirus outbreak. Some practical matters to be aware of. Historically, odds favor the virus not becoming widespread in the U.S and Canada. The travel industry is in ongoing response mode. Isolation has begun with Chinese cruises generally canceled around affected areas. Airline policies vary including refunds on flights to China and other parts of Asia. The stock market - especially travel companies - are being hit hard right now in the wake of the Coronavirus too. FedEx and UPS have issued warnings in the last 24 hours to be aware of receiving a text or email claiming you have a package scheduled for delivery. These phony messages contain viruses. If you click and answer the questions, criminals get your personal info. Set up your own personal account with FedEx and UPS to receive for clear notifications that don’t require you to click to open. New factors will be weighed more heavily in the new FICO scoring model. Lenders are starting to get nervous as more people carry debt. Here we are with low unemployment yet more people carry debt. There are hundreds of credit scores. Even using the same scoring model, the credit bureaus will come up with different scores from different items on credit reports. These scores indicate a general direction. All this only amplifies previous advice about how to protect your credit reputation. Come up with an effective way to make sure every bill gets paid on time, every month. Also, lowering your utilization rate will be even more impactful moving forward. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 Jan 2020 22:00:00 -0000 full Clark Howard Coronavirus impact; FedEx email scam; FICO credit score changes We face unknowns with the Coronavirus outbreak. Some practical matters to be aware of. Historically, odds favor the virus not becoming widespread in the U.S and Canada. The travel industry is in ongoing response mode. Isolation has begun with Chinese cruises generally canceled around affected areas. Airline policies vary including refunds on flights to China and other parts of Asia. The stock market - especially travel companies - are being hit hard right now in the wake of the Coronavirus too. FedEx and UPS have issued warnings in the last 24 hours to be aware of receiving a text or email claiming you have a package scheduled for delivery. These phony messages contain viruses. If you click and answer the questions, criminals get your personal info. Set up your own personal account with FedEx and UPS to receive for clear notifications that don’t require you to click to open. New factors will be weighed more heavily in the new FICO scoring model. Lenders are starting to get nervous as more people carry debt. Here we are with low unemployment yet more people carry debt. There are hundreds of credit scores. Even using the same scoring model, the credit bureaus will come up with different scores from different items on credit reports. These scores indicate a general direction. All this only amplifies previous advice about how to protect your credit reputation. Come up with an effective way to make sure every bill gets paid on time, every month. Also, lowering your utilization rate will be even more impactful moving forward. Learn more about your ad choices. Visit megaphone.fm/adchoices We face unknowns with the Coronavirus outbreak. Some practical matters to be aware of. Historically, odds favor the virus not becoming widespread in the U.S and Canada. The travel industry is in ongoing response mode. Isolation has begun with Chinese cruises generally canceled around affected areas. Airline policies vary including refunds on flights to China and other parts of Asia. The stock market - especially travel companies - are being hit hard right now in the wake of the Coronavirus too.


    FedEx and UPS have issued warnings in the last 24 hours to be aware of receiving a text or email claiming you have a package scheduled for delivery. These phony messages contain viruses. If you click and answer the questions, criminals get your personal info. Set up your own personal account with FedEx and UPS to receive for clear notifications that don’t require you to click to open.


    New factors will be weighed more heavily in the new FICO scoring model. Lenders are starting to get nervous as more people carry debt. Here we are with low unemployment yet more people carry debt. There are hundreds of credit scores. Even using the same scoring model, the credit bureaus will come up with different scores from different items on credit reports. These scores indicate a general direction. All this only amplifies previous advice about how to protect your credit reputation. Come up with an effective way to make sure every bill gets paid on time, every month. Also, lowering your utilization rate will be even more impactful moving forward.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2324     1.24.20 Clark's self-installed $8 a month security system; Clark Stinks Clark’s quote for a modern home security system came in at $2700 + $25 a month monitoring or $300 a year. Meanwhile, Clark’s been touting self-install systems for years so he decided to give it a try. Clark looked at Nest, Ring and Simply Safe on cost and features. Clark bought the Ring system for $179 on sale at Costco, complete with motion sensors, sound alarm, enough door/window coverage & keypad. He already had Ring doorbells and cameras that would fully integrate - $100 a year for professional monitoring. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 Jan 2020 22:00:00 -0000 full Clark Howard Clark's self-installed $8 a month security system; Clark Stinks Clark’s quote for a modern home security system came in at $2700 + $25 a month monitoring or $300 a year. Meanwhile, Clark’s been touting self-install systems for years so he decided to give it a try. Clark looked at Nest, Ring and Simply Safe on cost and features. Clark bought the Ring system for $179 on sale at Costco, complete with motion sensors, sound alarm, enough door/window coverage & keypad. He already had Ring doorbells and cameras that would fully integrate - $100 a year for professional monitoring. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark’s quote for a modern home security system came in at $2700 + $25 a month monitoring or $300 a year. Meanwhile, Clark’s been touting self-install systems for years so he decided to give it a try. Clark looked at Nest, Ring and Simply Safe on cost and features. Clark bought the Ring system for $179 on sale at Costco, complete with motion sensors, sound alarm, enough door/window coverage & keypad. He already had Ring doorbells and cameras that would fully integrate - $100 a year for professional monitoring.


    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     1.23.20 Planning for retirement; Employer pays off employee mortgage; Income share agreements instead of student loans Clark discusses the expenses many retirees don't consider when they are planning for retirement. Some call them "stealth expenses." It's important to have a plan as you get closer to your retirement date and to have your eyes open about what your incoming and outgoing funds will look like. An auto shop owner paid off his long-time employee's mortgage to help him retire. How cool is that!? More and more universities are offering income share agreements. This means that graduates will pay a portion of their salary for quite a few years post graduation. It's a different approach to the traditional student loan market. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Jan 2020 22:00:00 -0000 full Clark Howard Planning for retirement; Employer pays off employee mortgage; Income share agreements instead of student loans Clark discusses the expenses many retirees don't consider when they are planning for retirement. Some call them "stealth expenses." It's important to have a plan as you get closer to your retirement date and to have your eyes open about what your incoming and outgoing funds will look like. An auto shop owner paid off his long-time employee's mortgage to help him retire. How cool is that!? More and more universities are offering income share agreements. This means that graduates will pay a portion of their salary for quite a few years post graduation. It's a different approach to the traditional student loan market. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the expenses many retirees don't consider when they are planning for retirement. Some call them "stealth expenses." It's important to have a plan as you get closer to your retirement date and to have your eyes open about what your incoming and outgoing funds will look like.


    An auto shop owner paid off his long-time employee's mortgage to help him retire. How cool is that!?


    More and more universities are offering income share agreements. This means that graduates will pay a portion of their salary for quite a few years post graduation. It's a different approach to the traditional student loan market.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     1.22.20 Internet privacy law for minors; Paper check fraud grows; Socially responsible investing Other than recent initiatives in California, the U.S. is lagging when it comes to internet privacy protections. This spring, strict online privacy rules for anyone under 18 will go into effect in Britain. For underage citizens, personal information will be private. If a kid is using YouTube, Google can’t track that use. No tracking, data mining or subsequent targeted advertising to kids can take place. We need such a law in the U.S. In addition to Google and Facebook, gaming companies, and other social media are using our kids as fodder to develop massive databases for targeted ads. Naturally adults should have privacy rights as well. Affected companies are under so much pressure to grow revenue, the moral ethical equation gets pushed aside. These are powerful companies that can buy off U.S. politicians to work in their favor. We should have clear privacy protections for children. The British are using a market-based approach, allowing users to set up default privacy settings for all users, or go through a process of age verification. And this has real teeth. If a company violates the law, the fine is 4% of their worldwide revenues. That’d be gigantic for Facebook or Google. At last, a strong way to deal with reckless big tech. An American Bankers Association survey finds that attempted check fraud has gone up 60% in the last 2 years. One of the great vulnerabilities in the banking system is a traditional paper checks – an analog device that does not provide adequate security in a modern digital era – already banned in some countries. If you routinely carry a checkbook with you, stop doing so. If a single check of yours falls into the wrong hands, the danger to you is can include jail time for check fraud. Also business are a big target for check fraud. It’s safer to operate electronically. Lots of investors are becoming interested in socially responsible investing. They don’t want their retirement money going into ‘bad’ companies. But the criteria is hard to define. Tobacco, alcohol, soft drinks, coal, oil are company areas some define as bad. Environmental, social and governance (ESG) investing principles is one criteria, but can be defined very differently among fund managers. Before you choose a socially responsible fund, understand how that is defined. It may omit companies you champion. Facebook is loved by some investors. Others love to hate it. Also, when you start slicing and dicing, you shrink the pool of companies eligible to be part of an investment. Before you jump into this, see how ‘socially responsible’ is defined by the fund choice available to you. And look at the expenses. Often investment houses will charge more in expenses for these funds. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 Jan 2020 22:00:00 -0000 full Clark Howard Internet privacy law for minors; Paper check fraud grows; Socially responsible investing Other than recent initiatives in California, the U.S. is lagging when it comes to internet privacy protections. This spring, strict online privacy rules for anyone under 18 will go into effect in Britain. For underage citizens, personal information will be private. If a kid is using YouTube, Google can’t track that use. No tracking, data mining or subsequent targeted advertising to kids can take place. We need such a law in the U.S. In addition to Google and Facebook, gaming companies, and other social media are using our kids as fodder to develop massive databases for targeted ads. Naturally adults should have privacy rights as well. Affected companies are under so much pressure to grow revenue, the moral ethical equation gets pushed aside. These are powerful companies that can buy off U.S. politicians to work in their favor. We should have clear privacy protections for children. The British are using a market-based approach, allowing users to set up default privacy settings for all users, or go through a process of age verification. And this has real teeth. If a company violates the law, the fine is 4% of their worldwide revenues. That’d be gigantic for Facebook or Google. At last, a strong way to deal with reckless big tech. An American Bankers Association survey finds that attempted check fraud has gone up 60% in the last 2 years. One of the great vulnerabilities in the banking system is a traditional paper checks – an analog device that does not provide adequate security in a modern digital era – already banned in some countries. If you routinely carry a checkbook with you, stop doing so. If a single check of yours falls into the wrong hands, the danger to you is can include jail time for check fraud. Also business are a big target for check fraud. It’s safer to operate electronically. Lots of investors are becoming interested in socially responsible investing. They don’t want their retirement money going into ‘bad’ companies. But the criteria is hard to define. Tobacco, alcohol, soft drinks, coal, oil are company areas some define as bad. Environmental, social and governance (ESG) investing principles is one criteria, but can be defined very differently among fund managers. Before you choose a socially responsible fund, understand how that is defined. It may omit companies you champion. Facebook is loved by some investors. Others love to hate it. Also, when you start slicing and dicing, you shrink the pool of companies eligible to be part of an investment. Before you jump into this, see how ‘socially responsible’ is defined by the fund choice available to you. And look at the expenses. Often investment houses will charge more in expenses for these funds. Learn more about your ad choices. Visit megaphone.fm/adchoices Other than recent initiatives in California, the U.S. is lagging when it comes to internet privacy protections. This spring, strict online privacy rules for anyone under 18 will go into effect in Britain. For underage citizens, personal information will be private. If a kid is using YouTube, Google can’t track that use. No tracking, data mining or subsequent targeted advertising to kids can take place. We need such a law in the U.S. In addition to Google and Facebook, gaming companies, and other social media are using our kids as fodder to develop massive databases for targeted ads. Naturally adults should have privacy rights as well. Affected companies are under so much pressure to grow revenue, the moral ethical equation gets pushed aside. These are powerful companies that can buy off U.S. politicians to work in their favor. We should have clear privacy protections for children. The British are using a market-based approach, allowing users to set up default privacy settings for all users, or go through a process of age verification. And this has real teeth. If a company violates the law, the fine is 4% of their worldwide revenues. That’d be gigantic for Facebook or Google. At last, a strong way to deal with reckless big tech.


    An American Bankers Association survey finds that attempted check fraud has gone up 60% in the last 2 years. One of the great vulnerabilities in the banking system is a traditional paper checks – an analog device that does not provide adequate security in a modern digital era – already banned in some countries. If you routinely carry a checkbook with you, stop doing so. If a single check of yours falls into the wrong hands, the danger to you is can include jail time for check fraud. Also business are a big target for check fraud. It’s safer to operate electronically.


    Lots of investors are becoming interested in socially responsible investing. They don’t want their retirement money going into ‘bad’ companies. But the criteria is hard to define. Tobacco, alcohol, soft drinks, coal, oil are company areas some define as bad. Environmental, social and governance (ESG) investing principles is one criteria, but can be defined very differently among fund managers. Before you choose a socially responsible fund, understand how that is defined. It may omit companies you champion. Facebook is loved by some investors. Others love to hate it. Also, when you start slicing and dicing, you shrink the pool of companies eligible to be part of an investment. Before you jump into this, see how ‘socially responsible’ is defined by the fund choice available to you. And look at the expenses. Often investment houses will charge more in expenses for these funds.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2326     1.21.20 Natural gas prices plummet; Restore faith in Capitalism; Hottest job markets In some states people are able to shop their natural gas service. Regardless of state, know that natural gas prices have collapsed. Projections are this will be a mild winter, with an oversupply of natural gas available. The price at wholesale has collapsed to now 1/8th of what it was just 15 years ago. Other than electronics, prices tend to move up over time. But energy has gone way down. If you live in a state where you can negotiate, this is a time to shop the market. With prices this low, lock in for 2 years if allowed. In states with no choice, the good news is that generally wholesale costs are passed on to consumers. Overall, energy prices have steadily gone down, making the case for deregulation. Many states are under a corrupt process wherein politicians decide who will provide electricity and what they charge. Better to emulate the free market system used in Texas, creating very low energy costs as the market provides the most efficient energy available. In the case of Texas, overwhelmingly it’s wind power. In D.C - hot air. A new survey reveals a basic distrust of capitalism has taken hold among Americans. Public-relations firm Edelman conducted its 20th annual analysis of public trust in major institutions, surveying 34,000 people in 27 countries and Hong Kong. Here we are in the midst of a long economic expansion begun in 2012, yet the majority surveyed no longer believe in capitalism. Americans are down on the free enterprise system. No one was ever punished for the banking scandals of last decade. Income inequality also undermines faith in the system. But becoming a socialist paradise doesn’t tend to play out well over time. We need to improve how capitalism works in the U.S. We have much to fix. The reality is nothing in human history has ever worked as well as giving people the opportunity to create new ideas, products or services people want to buy, creating greater wealth for both society and those individuals. If you’re willing to move, you can benefit from job opportunities across the nation. Economic opportunities abound in other cities and states for people of all sorts of different work backgrounds. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Jan 2020 22:00:00 -0000 full Clark Howard Natural gas prices plummet; Restore faith in Capitalism; Hottest job markets In some states people are able to shop their natural gas service. Regardless of state, know that natural gas prices have collapsed. Projections are this will be a mild winter, with an oversupply of natural gas available. The price at wholesale has collapsed to now 1/8th of what it was just 15 years ago. Other than electronics, prices tend to move up over time. But energy has gone way down. If you live in a state where you can negotiate, this is a time to shop the market. With prices this low, lock in for 2 years if allowed. In states with no choice, the good news is that generally wholesale costs are passed on to consumers. Overall, energy prices have steadily gone down, making the case for deregulation. Many states are under a corrupt process wherein politicians decide who will provide electricity and what they charge. Better to emulate the free market system used in Texas, creating very low energy costs as the market provides the most efficient energy available. In the case of Texas, overwhelmingly it’s wind power. In D.C - hot air. A new survey reveals a basic distrust of capitalism has taken hold among Americans. Public-relations firm Edelman conducted its 20th annual analysis of public trust in major institutions, surveying 34,000 people in 27 countries and Hong Kong. Here we are in the midst of a long economic expansion begun in 2012, yet the majority surveyed no longer believe in capitalism. Americans are down on the free enterprise system. No one was ever punished for the banking scandals of last decade. Income inequality also undermines faith in the system. But becoming a socialist paradise doesn’t tend to play out well over time. We need to improve how capitalism works in the U.S. We have much to fix. The reality is nothing in human history has ever worked as well as giving people the opportunity to create new ideas, products or services people want to buy, creating greater wealth for both society and those individuals. If you’re willing to move, you can benefit from job opportunities across the nation. Economic opportunities abound in other cities and states for people of all sorts of different work backgrounds. Learn more about your ad choices. Visit megaphone.fm/adchoices In some states people are able to shop their natural gas service. Regardless of state, know that natural gas prices have collapsed. Projections are this will be a mild winter, with an oversupply of natural gas available. The price at wholesale has collapsed to now 1/8th of what it was just 15 years ago. Other than electronics, prices tend to move up over time. But energy has gone way down. If you live in a state where you can negotiate, this is a time to shop the market. With prices this low, lock in for 2 years if allowed. In states with no choice, the good news is that generally wholesale costs are passed on to consumers. Overall, energy prices have steadily gone down, making the case for deregulation. Many states are under a corrupt process wherein politicians decide who will provide electricity and what they charge. Better to emulate the free market system used in Texas, creating very low energy costs as the market provides the most efficient energy available. In the case of Texas, overwhelmingly it’s wind power. In D.C - hot air.


    A new survey reveals a basic distrust of capitalism has taken hold among Americans. Public-relations firm Edelman conducted its 20th annual analysis of public trust in major institutions, surveying 34,000 people in 27 countries and Hong Kong. Here we are in the midst of a long economic expansion begun in 2012, yet the majority surveyed no longer believe in capitalism. Americans are down on the free enterprise system. No one was ever punished for the banking scandals of last decade. Income inequality also undermines faith in the system. But becoming a socialist paradise doesn’t tend to play out well over time. We need to improve how capitalism works in the U.S. We have much to fix. The reality is nothing in human history has ever worked as well as giving people the opportunity to create new ideas, products or services people want to buy, creating greater wealth for both society and those individuals.


    If you’re willing to move, you can benefit from job opportunities across the nation. Economic opportunities abound in other cities and states for people of all sorts of different work backgrounds.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2328     1.20.20 Even wealthy Americans struggling with debt; What to know about store closings and liquidation sales A Bankrate survey has found that of those with $100k to $200K net worth, more than half are carrying credit card debt. The psychology of this is important. There’s an old expression that describes this: Keeping up with the Joneses. When someone lives in an affluent neighborhood and drives an older car, they may feel like the odd person out, and seek to buy a new one to fit in. It feels only natural to match the environment. It’s a matter of being too influenced by those around us, and creating expectations for ourselves. This mentality takes hold in an insular culture. We are influenced by others, often in positive ways. But when it comes to possessions, trouble follows. Remember that those who have the greatest net worth are those that live a modest life, seemingly below their means. They are building long term wealth. Nobody ever got rich paying Visa or Mastercard 18% interest on debt. The Christmas season was rough for many retailers as evidenced by store vacancies happening all over America. The U.S. has been ‘over-stored’ for years, with more retail space per person than elsewhere in the world. A correction has begun. Retailers are closing for many reasons, leading to GOB (going out of business) sales. Know that these sales are not necessarily a deal for you. The companies that specialize in running these liquidation sales are expert at manipulating buying behavior. Much of the merchandise in a given GOB comes from previous clearance sales, designed to give the perception you’re getting a great deal. Know that most of the discounts are an illusion. If you shop a GOB, let your smartphone be your friend. Use it to price check and comparison shop. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Jan 2020 22:00:00 -0000 full Clark Howard Even wealthy Americans struggling with debt; What to know about store closings and liquidation sales A Bankrate survey has found that of those with $100k to $200K net worth, more than half are carrying credit card debt. The psychology of this is important. There’s an old expression that describes this: Keeping up with the Joneses. When someone lives in an affluent neighborhood and drives an older car, they may feel like the odd person out, and seek to buy a new one to fit in. It feels only natural to match the environment. It’s a matter of being too influenced by those around us, and creating expectations for ourselves. This mentality takes hold in an insular culture. We are influenced by others, often in positive ways. But when it comes to possessions, trouble follows. Remember that those who have the greatest net worth are those that live a modest life, seemingly below their means. They are building long term wealth. Nobody ever got rich paying Visa or Mastercard 18% interest on debt. The Christmas season was rough for many retailers as evidenced by store vacancies happening all over America. The U.S. has been ‘over-stored’ for years, with more retail space per person than elsewhere in the world. A correction has begun. Retailers are closing for many reasons, leading to GOB (going out of business) sales. Know that these sales are not necessarily a deal for you. The companies that specialize in running these liquidation sales are expert at manipulating buying behavior. Much of the merchandise in a given GOB comes from previous clearance sales, designed to give the perception you’re getting a great deal. Know that most of the discounts are an illusion. If you shop a GOB, let your smartphone be your friend. Use it to price check and comparison shop. Learn more about your ad choices. Visit megaphone.fm/adchoices A Bankrate survey has found that of those with $100k to $200K net worth, more than half are carrying credit card debt. The psychology of this is important. There’s an old expression that describes this: Keeping up with the Joneses. When someone lives in an affluent neighborhood and drives an older car, they may feel like the odd person out, and seek to buy a new one to fit in. It feels only natural to match the environment. It’s a matter of being too influenced by those around us, and creating expectations for ourselves. This mentality takes hold in an insular culture. We are influenced by others, often in positive ways. But when it comes to possessions, trouble follows. Remember that those who have the greatest net worth are those that live a modest life, seemingly below their means. They are building long term wealth. Nobody ever got rich paying Visa or Mastercard 18% interest on debt.


    The Christmas season was rough for many retailers as evidenced by store vacancies happening all over America. The U.S. has been ‘over-stored’ for years, with more retail space per person than elsewhere in the world. A correction has begun. Retailers are closing for many reasons, leading to GOB (going out of business) sales. Know that these sales are not necessarily a deal for you. The companies that specialize in running these liquidation sales are expert at manipulating buying behavior. Much of the merchandise in a given GOB comes from previous clearance sales, designed to give the perception you’re getting a great deal. Know that most of the discounts are an illusion. If you shop a GOB, let your smartphone be your friend. Use it to price check and comparison shop.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2297     1.17.20 Cars that people keep at least 15 years; Clark Stinks Vehicles are one of the largest purchases in life. To protect your finances, drive your car till the wheels fall off. Certain vehicles stand the test of time. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Jan 2020 22:00:00 -0000 full Clark Howard Cars that people keep at least 15 years; Clark Stinks Vehicles are one of the largest purchases in life. To protect your finances, drive your car till the wheels fall off. Certain vehicles stand the test of time. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Vehicles are one of the largest purchases in life. To protect your finances, drive your car till the wheels fall off. Certain vehicles stand the test of time.


    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     1.16.20 Grandparent scam; Retirement account hacking; Homeowner's insurance rates rising A senior gets a call from someone pretending to be a relative in trouble asking for money. This scam preys on seniors desire to help loved ones, resulting in millions of dollars in losses to seniors every year. Should banks and other financial firms be doing more to protect seniors? Banks are required by law to put through a lawful transaction. Lazarus suggests bank tellers simply ask the person if they’re familiar with the grandparent scam as a brief intervention to hopefully prevent loss. In some states, tellers and bank officers are trained to spot scams and ask questions. This is a reasonable responsibility to expect from banks. Make sure your aging relatives are aware of this scam and verify with relatives. If the caller refuses to let them hang up to do so, that’s a scam red flag. The Milwaukee Journal Sentinel has published an investigative report on how criminals are targeting retirement accounts. No federal law protects our retirement accounts from hacking but many of the providers do. Still, you can’t count of administrator protections since it’s not law. Monitor your retirement account at least in tandem with quarterly statements, and set up 2 factor authentication. Virtually every 401k provider offers this additional security step. Protect your life savings. Due to the increase in extreme weather and natural disasters, we’ll see homeowners insurance rate increases. Normally, home and auto insurers go through cycles where they’re either into market share or profit margin. But extreme weather is a third factor upending actuarial assumptions about what losses insurers will see. Insurers also depend on financial industry ratings of their strength. Thus they must maintain certain levels of financial strength, now tested by increasing claims from catastrophic weather. The greatest vulnerability is in coastal regions. Coastal residents will see a reduction in the quality of home insurance available as in less coverage and higher deductibles. Your mortgage may have limitations on the deductible you’re allowed to carry and that may force a change in who insures you. Otherwise your mortgage company will rip you off with ‘force placed insurance’ which cost from 10 to 100 times what regular insurance cost. This is a big profit center for banks. Different insurers are facing different pressures. If you’re hit with a notice of a large rate increase, take it as a signal to shop the market. Coastal dwellers may have a hard time finding robust coverage at an affordable price. Know that behind the scenes, home insurers are facing significant financial pressures. Due to the increased violence and frequency of storms the market must calculate higher risk levels. Be aware and prepared. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 16 Jan 2020 22:00:00 -0000 full Clark Howard Grandparent scam; Retirement account hacking; Homeowner's insurance rates rising A senior gets a call from someone pretending to be a relative in trouble asking for money. This scam preys on seniors desire to help loved ones, resulting in millions of dollars in losses to seniors every year. Should banks and other financial firms be doing more to protect seniors? Banks are required by law to put through a lawful transaction. Lazarus suggests bank tellers simply ask the person if they’re familiar with the grandparent scam as a brief intervention to hopefully prevent loss. In some states, tellers and bank officers are trained to spot scams and ask questions. This is a reasonable responsibility to expect from banks. Make sure your aging relatives are aware of this scam and verify with relatives. If the caller refuses to let them hang up to do so, that’s a scam red flag. The Milwaukee Journal Sentinel has published an investigative report on how criminals are targeting retirement accounts. No federal law protects our retirement accounts from hacking but many of the providers do. Still, you can’t count of administrator protections since it’s not law. Monitor your retirement account at least in tandem with quarterly statements, and set up 2 factor authentication. Virtually every 401k provider offers this additional security step. Protect your life savings. Due to the increase in extreme weather and natural disasters, we’ll see homeowners insurance rate increases. Normally, home and auto insurers go through cycles where they’re either into market share or profit margin. But extreme weather is a third factor upending actuarial assumptions about what losses insurers will see. Insurers also depend on financial industry ratings of their strength. Thus they must maintain certain levels of financial strength, now tested by increasing claims from catastrophic weather. The greatest vulnerability is in coastal regions. Coastal residents will see a reduction in the quality of home insurance available as in less coverage and higher deductibles. Your mortgage may have limitations on the deductible you’re allowed to carry and that may force a change in who insures you. Otherwise your mortgage company will rip you off with ‘force placed insurance’ which cost from 10 to 100 times what regular insurance cost. This is a big profit center for banks. Different insurers are facing different pressures. If you’re hit with a notice of a large rate increase, take it as a signal to shop the market. Coastal dwellers may have a hard time finding robust coverage at an affordable price. Know that behind the scenes, home insurers are facing significant financial pressures. Due to the increased violence and frequency of storms the market must calculate higher risk levels. Be aware and prepared. Learn more about your ad choices. Visit megaphone.fm/adchoices A senior gets a call from someone pretending to be a relative in trouble asking for money. This scam preys on seniors desire to help loved ones, resulting in millions of dollars in losses to seniors every year. Should banks and other financial firms be doing more to protect seniors? Banks are required by law to put through a lawful transaction. Lazarus suggests bank tellers simply ask the person if they’re familiar with the grandparent scam as a brief intervention to hopefully prevent loss. In some states, tellers and bank officers are trained to spot scams and ask questions. This is a reasonable responsibility to expect from banks. Make sure your aging relatives are aware of this scam and verify with relatives. If the caller refuses to let them hang up to do so, that’s a scam red flag.


    The Milwaukee Journal Sentinel has published an investigative report on how criminals are targeting retirement accounts. No federal law protects our retirement accounts from hacking but many of the providers do. Still, you can’t count of administrator protections since it’s not law. Monitor your retirement account at least in tandem with quarterly statements, and set up 2 factor authentication. Virtually every 401k provider offers this additional security step. Protect your life savings.


    Due to the increase in extreme weather and natural disasters, we’ll see homeowners insurance rate increases. Normally, home and auto insurers go through cycles where they’re either into market share or profit margin. But extreme weather is a third factor upending actuarial assumptions about what losses insurers will see. Insurers also depend on financial industry ratings of their strength. Thus they must maintain certain levels of financial strength, now tested by increasing claims from catastrophic weather. The greatest vulnerability is in coastal regions. Coastal residents will see a reduction in the quality of home insurance available as in less coverage and higher deductibles. Your mortgage may have limitations on the deductible you’re allowed to carry and that may force a change in who insures you. Otherwise your mortgage company will rip you off with ‘force placed insurance’ which cost from 10 to 100 times what regular insurance cost. This is a big profit center for banks. Different insurers are facing different pressures. If you’re hit with a notice of a large rate increase, take it as a signal to shop the market. Coastal dwellers may have a hard time finding robust coverage at an affordable price. Know that behind the scenes, home insurers are facing significant financial pressures. Due to the increased violence and frequency of storms the market must calculate higher risk levels. Be aware and prepared.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     1.15.20 New CA privacy law impacts; Windows security patch; Smile Direct Club issues Many younger adults have no expectation of privacy. For others, there’s a clear expectation of privacy. Know when you download an app there’s the risk they’re packaging, selling and reselling your information. Californians now have a clear right to control what info is collected about them and what is done with it. The good news Clark shared last week is that the rest of us can use the California law to our advantage as many sites provide the same privacy rights to all to be in compliance with California and Europe. We’ve received complaints from those who, when they’ve tried to use provisions of the new CA law to delete personal info or see their digital dossiers, have had to provide more personal info including their driver’s license or state issued ID. These sites and apps must verify the identity of someone requesting their file, so ID is necessary. If you want to restrict data out there on you, use provisions of the new law and be ready to prove you’re you. The National Security Agency found a major flaw in Windows 10 – a very dominant OS. The NSA informed Microsoft who has provided a patch via the latest update. Those who receive auto updates got theirs last night. If you don’t have your computer set up for automatic updates, go to settings, update and security – check for updates, download and install right away. We spoke with 2 IT security experts who confirm this a key update you should be sure to get. Clark Deals’ Charis joins Clark to discuss her teeth straightening quest. SmileDirectClub has been controversial as the more DIY choice. Invisalign aligns with orthodontists. Now SmileDiretClub will sell both ways – directly and through dental professionals. Charis had braces as a kid but her teeth shifted from not wearing the retainer. Charis consulted a traditional orthodontist and went to a SmileDirect location to price compare, and received basically the same 3D imaging at both places. Invisalign via an orthodontist typically cost $5k+. Charis’s SmileDirect cost: $1895. Charis’s research of other users finds that those with complex concerns can have problems in the absence of regular monitoring by an orthodontist. She had some bumps in the road as well. SmileDirect has spawned Facebook groups for success stories and for bad outcomes . Some are overjoyed, other suffer loose teeth and other problems. Smile Direct is a money saver, but with risks. Charis is seeing good results so far in her 10 month program. So much in medical is moving more to self-service blends with traditional care. If you have pre existing dental issues, doing a self-serve straightening is likely not a good choice. And all users need to strictly comply with their plan for a better chance of success. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 Jan 2020 22:00:00 -0000 full Clark Howard New CA privacy law impacts; Windows security patch; Smile Direct Club issues Many younger adults have no expectation of privacy. For others, there’s a clear expectation of privacy. Know when you download an app there’s the risk they’re packaging, selling and reselling your information. Californians now have a clear right to control what info is collected about them and what is done with it. The good news Clark shared last week is that the rest of us can use the California law to our advantage as many sites provide the same privacy rights to all to be in compliance with California and Europe. We’ve received complaints from those who, when they’ve tried to use provisions of the new CA law to delete personal info or see their digital dossiers, have had to provide more personal info including their driver’s license or state issued ID. These sites and apps must verify the identity of someone requesting their file, so ID is necessary. If you want to restrict data out there on you, use provisions of the new law and be ready to prove you’re you. The National Security Agency found a major flaw in Windows 10 – a very dominant OS. The NSA informed Microsoft who has provided a patch via the latest update. Those who receive auto updates got theirs last night. If you don’t have your computer set up for automatic updates, go to settings, update and security – check for updates, download and install right away. We spoke with 2 IT security experts who confirm this a key update you should be sure to get. Clark Deals’ Charis joins Clark to discuss her teeth straightening quest. SmileDirectClub has been controversial as the more DIY choice. Invisalign aligns with orthodontists. Now SmileDiretClub will sell both ways – directly and through dental professionals. Charis had braces as a kid but her teeth shifted from not wearing the retainer. Charis consulted a traditional orthodontist and went to a SmileDirect location to price compare, and received basically the same 3D imaging at both places. Invisalign via an orthodontist typically cost $5k+. Charis’s SmileDirect cost: $1895. Charis’s research of other users finds that those with complex concerns can have problems in the absence of regular monitoring by an orthodontist. She had some bumps in the road as well. SmileDirect has spawned Facebook groups for success stories and for bad outcomes . Some are overjoyed, other suffer loose teeth and other problems. Smile Direct is a money saver, but with risks. Charis is seeing good results so far in her 10 month program. So much in medical is moving more to self-service blends with traditional care. If you have pre existing dental issues, doing a self-serve straightening is likely not a good choice. And all users need to strictly comply with their plan for a better chance of success. Learn more about your ad choices. Visit megaphone.fm/adchoices Many younger adults have no expectation of privacy. For others, there’s a clear expectation of privacy. Know when you download an app there’s the risk they’re packaging, selling and reselling your information. Californians now have a clear right to control what info is collected about them and what is done with it. The good news Clark shared last week is that the rest of us can use the California law to our advantage as many sites provide the same privacy rights to all to be in compliance with California and Europe. We’ve received complaints from those who, when they’ve tried to use provisions of the new CA law to delete personal info or see their digital dossiers, have had to provide more personal info including their driver’s license or state issued ID. These sites and apps must verify the identity of someone requesting their file, so ID is necessary. If you want to restrict data out there on you, use provisions of the new law and be ready to prove you’re you.


    The National Security Agency found a major flaw in Windows 10 – a very dominant OS. The NSA informed Microsoft who has provided a patch via the latest update. Those who receive auto updates got theirs last night. If you don’t have your computer set up for automatic updates, go to settings, update and security – check for updates, download and install right away. We spoke with 2 IT security experts who confirm this a key update you should be sure to get.


    Clark Deals’ Charis joins Clark to discuss her teeth straightening quest. SmileDirectClub has been controversial as the more DIY choice. Invisalign aligns with orthodontists. Now SmileDiretClub will sell both ways – directly and through dental professionals. Charis had braces as a kid but her teeth shifted from not wearing the retainer. Charis consulted a traditional orthodontist and went to a SmileDirect location to price compare, and received basically the same 3D imaging at both places. Invisalign via an orthodontist typically cost $5k+. Charis’s SmileDirect cost: $1895. Charis’s research of other users finds that those with complex concerns can have problems in the absence of regular monitoring by an orthodontist. She had some bumps in the road as well. SmileDirect has spawned Facebook groups for success stories and for bad outcomes . Some are overjoyed, other suffer loose teeth and other problems. Smile Direct is a money saver, but with risks. Charis is seeing good results so far in her 10 month program. So much in medical is moving more to self-service blends with traditional care. If you have pre existing dental issues, doing a self-serve straightening is likely not a good choice. And all users need to strictly comply with their plan for a better chance of success.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2328     1.14.20 Is college worth it?; Honey browser extension rocks; Clark discusses P2P lending profits In November Clark reported on the anti-college mindset and provided stats on how much more a person makes over time with any level of post-high school education and training. The numbers were starkly in favor of further education. A counterpoint has emerged from a study conducted by the Federal Reserve Bank of St. Louis. The study tracked net worth and found that college for better income wasn’t a given IF there was a large student loan burden. This further makes the case that having to borrow to go to a certain dream college is NOT worth it. Top tier college snobs snipe at others who go to ‘directional college’ (Ga Southern for example). What matters is your education and training without enormous debt upon graduation. The value of a college education remains unassailable. BUT follow Clark’s rule: Graduate with less debt than you’ll earn in your first year on the job. Make the first year’s income in your chosen field the ceiling on what you borrow. Amazon has changed its business model. They’re more about convenience than price, and starting to get nervous about comparison shoppers realizing they’re not cheap anymore. Many use browser extension Honey to comparison shop, Clark recommended along with CamelCamelCamel. Amazon is so freaked out they’re telling people that Honey is not safe to use and should be uninstalled. That is just not true. Use Honey and CamelCamelCamel to know if a purchase really is a deal or not. There’s been great interest in peer-to-peer lenders Prospers and Lending Club over the years. Borrowers can submit their loan request and members decide what % they want to finance. Clark wanted to check both out as an investor. 3 years ago Clark put $5K each in Prosper and Lending Club. Instead of picking the individual loans, he used their automated system based on risk level. With Both p2ps, 50% of Clark’s loans were going to very low-risk borrowers – those with great credit scores. The other half went to subprime borrowers presenting varying levels of risk. 3 years later, Clark’s annualized net return is 4.76 and 4.77% - a better return than with savings or CDs but with clear risks. People who don’t pay their notes have to be written off. Many use statistical analysis to invest in higher risk loans of their choice. Clark plays it bland. For borrowers, this is a potentially cheaper option than elsewhere because they cut out the banker in the middle. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Jan 2020 22:00:00 -0000 full Clark Howard Is college worth it?; Honey browser extension rocks; Clark discusses P2P lending profits In November Clark reported on the anti-college mindset and provided stats on how much more a person makes over time with any level of post-high school education and training. The numbers were starkly in favor of further education. A counterpoint has emerged from a study conducted by the Federal Reserve Bank of St. Louis. The study tracked net worth and found that college for better income wasn’t a given IF there was a large student loan burden. This further makes the case that having to borrow to go to a certain dream college is NOT worth it. Top tier college snobs snipe at others who go to ‘directional college’ (Ga Southern for example). What matters is your education and training without enormous debt upon graduation. The value of a college education remains unassailable. BUT follow Clark’s rule: Graduate with less debt than you’ll earn in your first year on the job. Make the first year’s income in your chosen field the ceiling on what you borrow. Amazon has changed its business model. They’re more about convenience than price, and starting to get nervous about comparison shoppers realizing they’re not cheap anymore. Many use browser extension Honey to comparison shop, Clark recommended along with CamelCamelCamel. Amazon is so freaked out they’re telling people that Honey is not safe to use and should be uninstalled. That is just not true. Use Honey and CamelCamelCamel to know if a purchase really is a deal or not. There’s been great interest in peer-to-peer lenders Prospers and Lending Club over the years. Borrowers can submit their loan request and members decide what % they want to finance. Clark wanted to check both out as an investor. 3 years ago Clark put $5K each in Prosper and Lending Club. Instead of picking the individual loans, he used their automated system based on risk level. With Both p2ps, 50% of Clark’s loans were going to very low-risk borrowers – those with great credit scores. The other half went to subprime borrowers presenting varying levels of risk. 3 years later, Clark’s annualized net return is 4.76 and 4.77% - a better return than with savings or CDs but with clear risks. People who don’t pay their notes have to be written off. Many use statistical analysis to invest in higher risk loans of their choice. Clark plays it bland. For borrowers, this is a potentially cheaper option than elsewhere because they cut out the banker in the middle. Learn more about your ad choices. Visit megaphone.fm/adchoices In November Clark reported on the anti-college mindset and provided stats on how much more a person makes over time with any level of post-high school education and training. The numbers were starkly in favor of further education. A counterpoint has emerged from a study conducted by the Federal Reserve Bank of St. Louis. The study tracked net worth and found that college for better income wasn’t a given IF there was a large student loan burden. This further makes the case that having to borrow to go to a certain dream college is NOT worth it. Top tier college snobs snipe at others who go to ‘directional college’ (Ga Southern for example). What matters is your education and training without enormous debt upon graduation. The value of a college education remains unassailable. BUT follow Clark’s rule: Graduate with less debt than you’ll earn in your first year on the job. Make the first year’s income in your chosen field the ceiling on what you borrow.


    Amazon has changed its business model. They’re more about convenience than price, and starting to get nervous about comparison shoppers realizing they’re not cheap anymore. Many use browser extension Honey to comparison shop, Clark recommended along with CamelCamelCamel. Amazon is so freaked out they’re telling people that Honey is not safe to use and should be uninstalled. That is just not true. Use Honey and CamelCamelCamel to know if a purchase really is a deal or not.


    There’s been great interest in peer-to-peer lenders Prospers and Lending Club over the years. Borrowers can submit their loan request and members decide what % they want to finance. Clark wanted to check both out as an investor. 3 years ago Clark put $5K each in Prosper and Lending Club. Instead of picking the individual loans, he used their automated system based on risk level. With Both p2ps, 50% of Clark’s loans were going to very low-risk borrowers – those with great credit scores. The other half went to subprime borrowers presenting varying levels of risk. 3 years later, Clark’s annualized net return is 4.76 and 4.77% - a better return than with savings or CDs but with clear risks. People who don’t pay their notes have to be written off. Many use statistical analysis to invest in higher risk loans of their choice. Clark plays it bland. For borrowers, this is a potentially cheaper option than elsewhere because they cut out the banker in the middle.


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     1.13.20 Employers paying you to relocate; Former Boeing CEO's insane payday; Verizon ditches TV contracts A large percent of publicly traded companies are losing money right now, even in a decade-long strong economy. But we’re moving into a feast / famine cycle of employment and what you know can help you. The general trend now is that big companies are reducing headcount by attrition. They’re not filling open positions. Meanwhile the smaller local and regional companies not involved in international trading – are generally doing well and bidding for workers. Topeka Kansas is offering incentives of up to $15 to get people to move there for work. The WSJ reports companies are offering relocation bonuses to attract new workers – a perk common 15 years ago now returning. Focus on opportunity to find real advantage in the marketplace. We creatures of habit need to look out the window. Because of rotation in the corporate environment, this is a time of big wage disparity. Your skills may be worth more to another company than you’re getting now. Take advantage of education and training, so important to finding the best opportunities. If you feel dead ended, explore further training. Boeing's CEO was fired for undermining a culture of safety that ultimately caused two crashes and cost hundreds of lives. He’s getting severance between $62M and $82M for failing. Newly released memos further expose a chaotic culture of eroding safety standards. Internally, many knew the plane was unsafe and some laughed at being able to con the FAA in approving the Max. Failure is rewarded handsomely in the executive suites of big publicly traded corporate America. Hundreds died due to gross negligence by Boeing and the CEO is scoring millions. Why is no one being charged criminally – with manslaughter at least – in this circumstance? Disputes between local network affiliates and operators about carry provisions and payment are ongoing. It’s a great idea to have an antenna for local channels. If you get a good signal, it may be all you need for NO monthly fee. If you stream content, having an antenna is great as well. AntennaWeb - Antenna Signal Prediction – Antenna Web has updated their site and revised their search tool for local channels and antenna recommendations based on address including topography. If you live in a high-rise facing broadcast towers, any antenna may due. Other residents may need heftier attic antennas, or easy TV boxes. Locast is a non-profit for streaming local channels. Verizon and the cable monsters have all pushed packages. Now, Verizon is dropping contracts. Great news for consumers! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Jan 2020 22:00:00 -0000 full Clark Howard Employers paying you to relocate; Former Boeing CEO's insane payday; Verizon ditches TV contracts A large percent of publicly traded companies are losing money right now, even in a decade-long strong economy. But we’re moving into a feast / famine cycle of employment and what you know can help you. The general trend now is that big companies are reducing headcount by attrition. They’re not filling open positions. Meanwhile the smaller local and regional companies not involved in international trading – are generally doing well and bidding for workers. Topeka Kansas is offering incentives of up to $15 to get people to move there for work. The WSJ reports companies are offering relocation bonuses to attract new workers – a perk common 15 years ago now returning. Focus on opportunity to find real advantage in the marketplace. We creatures of habit need to look out the window. Because of rotation in the corporate environment, this is a time of big wage disparity. Your skills may be worth more to another company than you’re getting now. Take advantage of education and training, so important to finding the best opportunities. If you feel dead ended, explore further training. Boeing's CEO was fired for undermining a culture of safety that ultimately caused two crashes and cost hundreds of lives. He’s getting severance between $62M and $82M for failing. Newly released memos further expose a chaotic culture of eroding safety standards. Internally, many knew the plane was unsafe and some laughed at being able to con the FAA in approving the Max. Failure is rewarded handsomely in the executive suites of big publicly traded corporate America. Hundreds died due to gross negligence by Boeing and the CEO is scoring millions. Why is no one being charged criminally – with manslaughter at least – in this circumstance? Disputes between local network affiliates and operators about carry provisions and payment are ongoing. It’s a great idea to have an antenna for local channels. If you get a good signal, it may be all you need for NO monthly fee. If you stream content, having an antenna is great as well. AntennaWeb - Antenna Signal Prediction – Antenna Web has updated their site and revised their search tool for local channels and antenna recommendations based on address including topography. If you live in a high-rise facing broadcast towers, any antenna may due. Other residents may need heftier attic antennas, or easy TV boxes. Locast is a non-profit for streaming local channels. Verizon and the cable monsters have all pushed packages. Now, Verizon is dropping contracts. Great news for consumers! Learn more about your ad choices. Visit megaphone.fm/adchoices A large percent of publicly traded companies are losing money right now, even in a decade-long strong economy. But we’re moving into a feast / famine cycle of employment and what you know can help you. The general trend now is that big companies are reducing headcount by attrition. They’re not filling open positions. Meanwhile the smaller local and regional companies not involved in international trading – are generally doing well and bidding for workers. Topeka Kansas is offering incentives of up to $15 to get people to move there for work. The WSJ reports companies are offering relocation bonuses to attract new workers – a perk common 15 years ago now returning. Focus on opportunity to find real advantage in the marketplace. We creatures of habit need to look out the window. Because of rotation in the corporate environment, this is a time of big wage disparity. Your skills may be worth more to another company than you’re getting now. Take advantage of education and training, so important to finding the best opportunities. If you feel dead ended, explore further training.


    Boeing's CEO was fired for undermining a culture of safety that ultimately caused two crashes and cost hundreds of lives. He’s getting severance between $62M and $82M for failing. Newly released memos further expose a chaotic culture of eroding safety standards. Internally, many knew the plane was unsafe and some laughed at being able to con the FAA in approving the Max. Failure is rewarded handsomely in the executive suites of big publicly traded corporate America. Hundreds died due to gross negligence by Boeing and the CEO is scoring millions. Why is no one being charged criminally – with manslaughter at least – in this circumstance?


    Disputes between local network affiliates and operators about carry provisions and payment are ongoing. It’s a great idea to have an antenna for local channels. If you get a good signal, it may be all you need for NO monthly fee. If you stream content, having an antenna is great as well. AntennaWeb - Antenna Signal Prediction – Antenna Web has updated their site and revised their search tool for local channels and antenna recommendations based on address including topography. If you live in a high-rise facing broadcast towers, any antenna may due. Other residents may need heftier attic antennas, or easy TV boxes. Locast is a non-profit for streaming local channels. Verizon and the cable monsters have all pushed packages. Now, Verizon is dropping contracts. Great news for consumers!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     1.10.20 Small business loans are fraught with pitfalls; Clark Stinks Since the Truth in Lending Act does not apply to small business, instant loans to small businesses is a major rip off area around the country. There’s no requirement to disclose junk fees or interest rates on these loans. As a small business owner, Clark receives about 10 offers a week. Though there are ethical lenders, there are too many bad players out there taking advantage of small business cash flow needs, charging gigantic interest rates for quick money. If you’re a small business owner, do NOT bite on these loan offers until you know the fees and rates. If you can’t get a straight answer, stay away. While Congress lies about how much they care about small business, they ONLY care about their corporate contributors. Nobody’s looking out for the small business owners, with no laws governing proper disclosure of loan terms. Also, the Supreme Court ruled that states can charge sales tax to small businesses selling across state lines online. For big retailers, that’s no big deal, but for small business, compliance is a nightmare. They need a simplified tax procedure in place governing online sales below a designated threshold. Candidates should come up with real agendas for small business. Big company lobbyists feeding in cash are the only ones heard. When can we get leaders who represent the people of the U.S. in the people’s White House? Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 Jan 2020 22:00:00 -0000 full Clark Howard Small business loans are fraught with pitfalls; Clark Stinks Since the Truth in Lending Act does not apply to small business, instant loans to small businesses is a major rip off area around the country. There’s no requirement to disclose junk fees or interest rates on these loans. As a small business owner, Clark receives about 10 offers a week. Though there are ethical lenders, there are too many bad players out there taking advantage of small business cash flow needs, charging gigantic interest rates for quick money. If you’re a small business owner, do NOT bite on these loan offers until you know the fees and rates. If you can’t get a straight answer, stay away. While Congress lies about how much they care about small business, they ONLY care about their corporate contributors. Nobody’s looking out for the small business owners, with no laws governing proper disclosure of loan terms. Also, the Supreme Court ruled that states can charge sales tax to small businesses selling across state lines online. For big retailers, that’s no big deal, but for small business, compliance is a nightmare. They need a simplified tax procedure in place governing online sales below a designated threshold. Candidates should come up with real agendas for small business. Big company lobbyists feeding in cash are the only ones heard. When can we get leaders who represent the people of the U.S. in the people’s White House? Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Since the Truth in Lending Act does not apply to small business, instant loans to small businesses is a major rip off area around the country. There’s no requirement to disclose junk fees or interest rates on these loans. As a small business owner, Clark receives about 10 offers a week. Though there are ethical lenders, there are too many bad players out there taking advantage of small business cash flow needs, charging gigantic interest rates for quick money. If you’re a small business owner, do NOT bite on these loan offers until you know the fees and rates. If you can’t get a straight answer, stay away. While Congress lies about how much they care about small business, they ONLY care about their corporate contributors. Nobody’s looking out for the small business owners, with no laws governing proper disclosure of loan terms. Also, the Supreme Court ruled that states can charge sales tax to small businesses selling across state lines online. For big retailers, that’s no big deal, but for small business, compliance is a nightmare. They need a simplified tax procedure in place governing online sales below a designated threshold. Candidates should come up with real agendas for small business. Big company lobbyists feeding in cash are the only ones heard. When can we get leaders who represent the people of the U.S. in the people’s White House?


    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2294     1.9.20 Big discounts in January; Free file your taxes; CA privacy law ripple affects for you There's a heavy wave of discounts this January in addition to historical discount patterns for this time of year. Fitness equipment is a deal now. Buy used and check out Craigslist and Facebook neighborhood groups. CES is pushing the latest high tech TVs. But unsold Christmas TVs are deal right now both online and in-store. Housewares and bedding are a January deal. Toys: there’s a lot of unsold inventory right now – a good time to buy birthday gifts. Winter clothing is more heavily discounted this year. The grounding of the Boeing Max makes January sales less aggressive, but travel deals for spring and early summer are available now. The IRS reports that only 3 out of every 100 eligible for Free File are using it. Free tax prep and filing is there for anyone who earns $70k or less annually. Many services provide free state tax filing as well. But no one knows. Don’t get sucked into paying. Many websites and apps are afraid of California, the only state with an online privacy protection law in place. For many companies, real compliance with CA means de facto privacy protection for all 50 states. Microsoft is among this first, with many following. You’re likely seeing new privacy links from sites and apps, allowing you create privacy settings and prevent them from selling off your personal data. Most sites and apps sell off our personal info in various ways all day long. California has designed a system allowing consumers to opt-out of their data being sold. The LA Times reports on how different sites are handling this. Some come with the dire warning that IF you opt-out of the sale of your personal info, they will not be able to offer you personalized ads. OH NO! Actually that’s what you want. This should be the national standard. It’s an abject failure in Washington that this isn’t already national law. California has essentially set a standard affecting the entire country. If you’re creeped out by the microtargeting of you and selling and reselling of your personal info, pay attention to these privacy notices and set the most restrictive measures allowed to protect your privacy as much as possible. Sure seems like Congress doesn’t care about U.S. citizens, when what should be longstanding national policy has to come from one state. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 09 Jan 2020 22:00:00 -0000 full Clark Howard Big discounts in January; Free file your taxes; CA privacy law ripple affects for you There's a heavy wave of discounts this January in addition to historical discount patterns for this time of year. Fitness equipment is a deal now. Buy used and check out Craigslist and Facebook neighborhood groups. CES is pushing the latest high tech TVs. But unsold Christmas TVs are deal right now both online and in-store. Housewares and bedding are a January deal. Toys: there’s a lot of unsold inventory right now – a good time to buy birthday gifts. Winter clothing is more heavily discounted this year. The grounding of the Boeing Max makes January sales less aggressive, but travel deals for spring and early summer are available now. The IRS reports that only 3 out of every 100 eligible for Free File are using it. Free tax prep and filing is there for anyone who earns $70k or less annually. Many services provide free state tax filing as well. But no one knows. Don’t get sucked into paying. Many websites and apps are afraid of California, the only state with an online privacy protection law in place. For many companies, real compliance with CA means de facto privacy protection for all 50 states. Microsoft is among this first, with many following. You’re likely seeing new privacy links from sites and apps, allowing you create privacy settings and prevent them from selling off your personal data. Most sites and apps sell off our personal info in various ways all day long. California has designed a system allowing consumers to opt-out of their data being sold. The LA Times reports on how different sites are handling this. Some come with the dire warning that IF you opt-out of the sale of your personal info, they will not be able to offer you personalized ads. OH NO! Actually that’s what you want. This should be the national standard. It’s an abject failure in Washington that this isn’t already national law. California has essentially set a standard affecting the entire country. If you’re creeped out by the microtargeting of you and selling and reselling of your personal info, pay attention to these privacy notices and set the most restrictive measures allowed to protect your privacy as much as possible. Sure seems like Congress doesn’t care about U.S. citizens, when what should be longstanding national policy has to come from one state. Learn more about your ad choices. Visit megaphone.fm/adchoices There's a heavy wave of discounts this January in addition to historical discount patterns for this time of year. Fitness equipment is a deal now. Buy used and check out Craigslist and Facebook neighborhood groups. CES is pushing the latest high tech TVs. But unsold Christmas TVs are deal right now both online and in-store. Housewares and bedding are a January deal. Toys: there’s a lot of unsold inventory right now – a good time to buy birthday gifts. Winter clothing is more heavily discounted this year. The grounding of the Boeing Max makes January sales less aggressive, but travel deals for spring and early summer are available now.


    The IRS reports that only 3 out of every 100 eligible for Free File are using it. Free tax prep and filing is there for anyone who earns $70k or less annually. Many services provide free state tax filing as well. But no one knows. Don’t get sucked into paying.


    Many websites and apps are afraid of California, the only state with an online privacy protection law in place. For many companies, real compliance with CA means de facto privacy protection for all 50 states. Microsoft is among this first, with many following. You’re likely seeing new privacy links from sites and apps, allowing you create privacy settings and prevent them from selling off your personal data. Most sites and apps sell off our personal info in various ways all day long. California has designed a system allowing consumers to opt-out of their data being sold. The LA Times reports on how different sites are handling this. Some come with the dire warning that IF you opt-out of the sale of your personal info, they will not be able to offer you personalized ads. OH NO! Actually that’s what you want. This should be the national standard. It’s an abject failure in Washington that this isn’t already national law. California has essentially set a standard affecting the entire country. If you’re creeped out by the microtargeting of you and selling and reselling of your personal info, pay attention to these privacy notices and set the most restrictive measures allowed to protect your privacy as much as possible. Sure seems like Congress doesn’t care about U.S. citizens, when what should be longstanding national policy has to come from one state.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     1.8.20 Travel deals & paying too much for internet; Teacher retirement plans; Be careful paying at the pump January bring a LOT of travel deals. Clark talks about how to grab them. If you get internet from cable and there’s an increase, check out what the monopoly phone company charges. Be very wary if you still get legacy cable TV. Those rates are going way up to compensate for cord cutters. While your at it, consider going to streaming to save money. The WSJ has investigated large cable companies and analyzed data filed with the FCC, and found that the cable companies are lying about internet speeds. People aren’t getting what they’re paying for.Because of the structural deficiencies created by monopolies, we pay much higher rates than other developed countries, for less internet service. That gap is about to close. Consumers will FINALLY have real choice at much lower prices. Clark guarantees it!     For over a year Clark’s been pounding the injustices of public service employees, government workers and teachers getting ripped off in their retirement plans, usually 403bs. A WSJ investigative report reveals teacher and public employee unions are taking huge kickbacks from insurance companies for favoring their plans. The NEA teachers union takes $Millions in kickbacks from the companies providing retirement plans that cost up to 100 times in fees what a low cost Roth IRA or 401k would cost. These unions are selling out their own members. The WSJ reports while the NEA is recommending ultra-expensive 403b plans to teacher members, their own employees are in low cost Vanguard plans. Rise up at your union teachers and force them to stop cheating you on your own retirement future. VISA has issued a warning about how exposed consumers are at gas stations, which remain inside a 5 year delay for implementing payment processing security rules. The danger is enhanced in the remaining year of non-compliance with current standard payment security measures. A more secure payment phase-in begins this year. In the meantime, criminals have a target on every gas station they can hack and skim. This ongoing problem gets bigger in 2020. If you pay at the pump, know it’s a roulette game with a high chance your card will be compromised. Big danger to debit users. Within minutes, criminals can empty a debit account. Credit cards offer more protections. If you must pay with a debit card, go inside to pay, reducing fraud risk. Another precaution, if app pay is available at the pump, choose that option for enhanced security. Otherwise use a credit card NOT a debit card. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 08 Jan 2020 22:00:00 -0000 full Clark Howard Travel deals & paying too much for internet; Teacher retirement plans; Be careful paying at the pump January bring a LOT of travel deals. Clark talks about how to grab them. If you get internet from cable and there’s an increase, check out what the monopoly phone company charges. Be very wary if you still get legacy cable TV. Those rates are going way up to compensate for cord cutters. While your at it, consider going to streaming to save money. The WSJ has investigated large cable companies and analyzed data filed with the FCC, and found that the cable companies are lying about internet speeds. People aren’t getting what they’re paying for.Because of the structural deficiencies created by monopolies, we pay much higher rates than other developed countries, for less internet service. That gap is about to close. Consumers will FINALLY have real choice at much lower prices. Clark guarantees it!     For over a year Clark’s been pounding the injustices of public service employees, government workers and teachers getting ripped off in their retirement plans, usually 403bs. A WSJ investigative report reveals teacher and public employee unions are taking huge kickbacks from insurance companies for favoring their plans. The NEA teachers union takes $Millions in kickbacks from the companies providing retirement plans that cost up to 100 times in fees what a low cost Roth IRA or 401k would cost. These unions are selling out their own members. The WSJ reports while the NEA is recommending ultra-expensive 403b plans to teacher members, their own employees are in low cost Vanguard plans. Rise up at your union teachers and force them to stop cheating you on your own retirement future. VISA has issued a warning about how exposed consumers are at gas stations, which remain inside a 5 year delay for implementing payment processing security rules. The danger is enhanced in the remaining year of non-compliance with current standard payment security measures. A more secure payment phase-in begins this year. In the meantime, criminals have a target on every gas station they can hack and skim. This ongoing problem gets bigger in 2020. If you pay at the pump, know it’s a roulette game with a high chance your card will be compromised. Big danger to debit users. Within minutes, criminals can empty a debit account. Credit cards offer more protections. If you must pay with a debit card, go inside to pay, reducing fraud risk. Another precaution, if app pay is available at the pump, choose that option for enhanced security. Otherwise use a credit card NOT a debit card. Learn more about your ad choices. Visit megaphone.fm/adchoices January bring a LOT of travel deals. Clark talks about how to grab them. If you get internet from cable and there’s an increase, check out what the monopoly phone company charges. Be very wary if you still get legacy cable TV. Those rates are going way up to compensate for cord cutters. While your at it, consider going to streaming to save money. The WSJ has investigated large cable companies and analyzed data filed with the FCC, and found that the cable companies are lying about internet speeds. People aren’t getting what they’re paying for.Because of the structural deficiencies created by monopolies, we pay much higher rates than other developed countries, for less internet service. That gap is about to close. Consumers will FINALLY have real choice at much lower prices. Clark guarantees it!    


    For over a year Clark’s been pounding the injustices of public service employees, government workers and teachers getting ripped off in their retirement plans, usually 403bs. A WSJ investigative report reveals teacher and public employee unions are taking huge kickbacks from insurance companies for favoring their plans. The NEA teachers union takes $Millions in kickbacks from the companies providing retirement plans that cost up to 100 times in fees what a low cost Roth IRA or 401k would cost. These unions are selling out their own members. The WSJ reports while the NEA is recommending ultra-expensive 403b plans to teacher members, their own employees are in low cost Vanguard plans. Rise up at your union teachers and force them to stop cheating you on your own retirement future.


    VISA has issued a warning about how exposed consumers are at gas stations, which remain inside a 5 year delay for implementing payment processing security rules. The danger is enhanced in the remaining year of non-compliance with current standard payment security measures. A more secure payment phase-in begins this year. In the meantime, criminals have a target on every gas station they can hack and skim. This ongoing problem gets bigger in 2020. If you pay at the pump, know it’s a roulette game with a high chance your card will be compromised. Big danger to debit users. Within minutes, criminals can empty a debit account. Credit cards offer more protections. If you must pay with a debit card, go inside to pay, reducing fraud risk. Another precaution, if app pay is available at the pump, choose that option for enhanced security. Otherwise use a credit card NOT a debit card.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     1.7.20 New retirement account changes; 2020 scam to watch out for; Returns are crushing retailers Congress just passed the SECURE Act which modifies how retirement plans work. The RMD – required minimum distribution has changed the age requirement from 70.5 to 72. Also, small employers can now ban together to offer low cost 401k plans to employees. This capacity will gradually emerge over the next year, putting small employers on a more equal footing with large companies in their ability to offer retirement plans. Also, excluding part-timers from participating in 401k plans will be outlawed. Starting next year, employers will have to make 401ks available to part-timers. And employers will have more power to automatically enroll workers. Generally, Americans allow spending to rise to income levels and beyond. Mandatory enrollment will be more prevalent, with options for workers to modify contributions. Since Social Security alone is not adequate income and many will be physically unable to work their entire old age, these new rules facilitating increased retirement planning are a benefit to society. Technically the new decade starts Jan. 1, 2021, but we’re in the 20s – a new beginning. We commonly write 2 digits each for month, day and year. But now that it’s 2020, there are warnings to write the year in all 4 digits. On any document – contracts, leases, checks etc., if you only put down /20 – anyone can easily backdate it by adding 2 numbers. Write out all 4 digits for the year. Get in the habit to prevent hazard. This January and February will be the biggest post-holiday clearance months we’ve seen – and 2020 the biggest clearance year yet overall. That’s unusual in a strong economy, but this year broke pattern. Retailers are in shock over the unprecedented number of returns. Many of the items coming back have no value for theretailer. As a result, clearance sales are the real deal, especially on apparel. It’s a double whammy for clothing retailers as spring items are already on the shelves and online. Now comes overwhelming winter returns. Mark downs are off the charts. This was the first Christmas season that a big percentage of clothing was bought online, creating return rates stunning to everyone in retail. The FT reports that online purchases are being returned at 3 times the rate of in-store purchases. Retailers are forced to rent trailers and warehouse space to house the returns, overwhelming staff. Hence it will take longer to get the goods back out for sale, driving down values even more. So THIS year, we’ll continue to see clearance sales into February with significant markdowns. Next holiday season will have to be different because retailers can’t deal. Wide return rights have boomeranged on retailers into a tsunami of returns. All to the point that phenomenal bargains can be had for the next several weeks. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 Jan 2020 22:00:00 -0000 full Clark Howard New retirement account changes; 2020 scam to watch out for; Returns are crushing retailers Congress just passed the SECURE Act which modifies how retirement plans work. The RMD – required minimum distribution has changed the age requirement from 70.5 to 72. Also, small employers can now ban together to offer low cost 401k plans to employees. This capacity will gradually emerge over the next year, putting small employers on a more equal footing with large companies in their ability to offer retirement plans. Also, excluding part-timers from participating in 401k plans will be outlawed. Starting next year, employers will have to make 401ks available to part-timers. And employers will have more power to automatically enroll workers. Generally, Americans allow spending to rise to income levels and beyond. Mandatory enrollment will be more prevalent, with options for workers to modify contributions. Since Social Security alone is not adequate income and many will be physically unable to work their entire old age, these new rules facilitating increased retirement planning are a benefit to society. Technically the new decade starts Jan. 1, 2021, but we’re in the 20s – a new beginning. We commonly write 2 digits each for month, day and year. But now that it’s 2020, there are warnings to write the year in all 4 digits. On any document – contracts, leases, checks etc., if you only put down /20 – anyone can easily backdate it by adding 2 numbers. Write out all 4 digits for the year. Get in the habit to prevent hazard. This January and February will be the biggest post-holiday clearance months we’ve seen – and 2020 the biggest clearance year yet overall. That’s unusual in a strong economy, but this year broke pattern. Retailers are in shock over the unprecedented number of returns. Many of the items coming back have no value for theretailer. As a result, clearance sales are the real deal, especially on apparel. It’s a double whammy for clothing retailers as spring items are already on the shelves and online. Now comes overwhelming winter returns. Mark downs are off the charts. This was the first Christmas season that a big percentage of clothing was bought online, creating return rates stunning to everyone in retail. The FT reports that online purchases are being returned at 3 times the rate of in-store purchases. Retailers are forced to rent trailers and warehouse space to house the returns, overwhelming staff. Hence it will take longer to get the goods back out for sale, driving down values even more. So THIS year, we’ll continue to see clearance sales into February with significant markdowns. Next holiday season will have to be different because retailers can’t deal. Wide return rights have boomeranged on retailers into a tsunami of returns. All to the point that phenomenal bargains can be had for the next several weeks. Learn more about your ad choices. Visit megaphone.fm/adchoices Congress just passed the SECURE Act which modifies how retirement plans work. The RMD – required minimum distribution has changed the age requirement from 70.5 to 72. Also, small employers can now ban together to offer low cost 401k plans to employees. This capacity will gradually emerge over the next year, putting small employers on a more equal footing with large companies in their ability to offer retirement plans. Also, excluding part-timers from participating in 401k plans will be outlawed. Starting next year, employers will have to make 401ks available to part-timers. And employers will have more power to automatically enroll workers. Generally, Americans allow spending to rise to income levels and beyond. Mandatory enrollment will be more prevalent, with options for workers to modify contributions. Since Social Security alone is not adequate income and many will be physically unable to work their entire old age, these new rules facilitating increased retirement planning are a benefit to society.


    Technically the new decade starts Jan. 1, 2021, but we’re in the 20s – a new beginning. We commonly write 2 digits each for month, day and year. But now that it’s 2020, there are warnings to write the year in all 4 digits. On any document – contracts, leases, checks etc., if you only put down /20 – anyone can easily backdate it by adding 2 numbers. Write out all 4 digits for the year. Get in the habit to prevent hazard.


    This January and February will be the biggest post-holiday clearance months we’ve seen – and 2020 the biggest clearance year yet overall. That’s unusual in a strong economy, but this year broke pattern. Retailers are in shock over the unprecedented number of returns. Many of the items coming back have no value for theretailer. As a result, clearance sales are the real deal, especially on apparel. It’s a double whammy for clothing retailers as spring items are already on the shelves and online. Now comes overwhelming winter returns. Mark downs are off the charts. This was the first Christmas season that a big percentage of clothing was bought online, creating return rates stunning to everyone in retail. The FT reports that online purchases are being returned at 3 times the rate of in-store purchases. Retailers are forced to rent trailers and warehouse space to house the returns, overwhelming staff. Hence it will take longer to get the goods back out for sale, driving down values even more. So THIS year, we’ll continue to see clearance sales into February with significant markdowns. Next holiday season will have to be different because retailers can’t deal. Wide return rights have boomeranged on retailers into a tsunami of returns. All to the point that phenomenal bargains can be had for the next several weeks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2326     1.6.20 Upside down vehicle loans stink; Door to door investment salespeople; Lemonade insurance expands Edmunds.com research covering the first 9 months of last year finds that 1 in 3 who traded in a car at a dealership were upside down on the trade-in car. They owed more than the trade-in was worth, averaging $5K. They rolled that debt into a new deal, and leave even more upside down on a different car. This is a disaster. A year ago a dealership F&I man - head of financing & insurance - angrily approached Clark, accusing him of killing business. He'd run into customers who'd gotten Clark's message not to roll negative equity into a new purchase. If you're tired of your car, have it cleaned & detailed. Learn to love it again, pay it off, own it free and clear and drive it debt free. Don't trap yourself by rolling old debt into new debt. This has lead to more repossessions. It doesn't end well. Edward Jones is knocking on doors to sell investments. A new trend is a real danger zone for our senior citizens. A Clark staffer's 97 year-old Mom was solicited at her door by someone trying to sell investments. Commissioned sales people are hitting neighborhood streets. Morningstar writer Christine Benz reports on finding her intellectually disabled sister being solicited at their home. The elderly are targeted. This is NOT a safe way to buy investments. Make sure the seniors in your life know not to answer the door on this!  Clark first talked about Lemonade insurance over a year ago when it was an experiment in one state. Time for an update. Lemonade is a coop for homeowners and renters insurance. That's all they sell. When you file a claim, it's not an adversarial process. They use automated claims processing. About 1/3rd of claims are simple enough for automated approval in under a minute! That's different! So far we've had no complaints. Lemonade is now available in roughly half the nation's states. Find out if your state is included at Lemonade.com. Pay potentially lower premiums and not to be treated like a criminal when you make a claim. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 Jan 2020 22:00:00 -0000 full Clark Howard Upside down vehicle loans stink; Door to door investment salespeople; Lemonade insurance expands Edmunds.com research covering the first 9 months of last year finds that 1 in 3 who traded in a car at a dealership were upside down on the trade-in car. They owed more than the trade-in was worth, averaging $5K. They rolled that debt into a new deal, and leave even more upside down on a different car. This is a disaster. A year ago a dealership F&I man - head of financing & insurance - angrily approached Clark, accusing him of killing business. He'd run into customers who'd gotten Clark's message not to roll negative equity into a new purchase. If you're tired of your car, have it cleaned & detailed. Learn to love it again, pay it off, own it free and clear and drive it debt free. Don't trap yourself by rolling old debt into new debt. This has lead to more repossessions. It doesn't end well. Edward Jones is knocking on doors to sell investments. A new trend is a real danger zone for our senior citizens. A Clark staffer's 97 year-old Mom was solicited at her door by someone trying to sell investments. Commissioned sales people are hitting neighborhood streets. Morningstar writer Christine Benz reports on finding her intellectually disabled sister being solicited at their home. The elderly are targeted. This is NOT a safe way to buy investments. Make sure the seniors in your life know not to answer the door on this!  Clark first talked about Lemonade insurance over a year ago when it was an experiment in one state. Time for an update. Lemonade is a coop for homeowners and renters insurance. That's all they sell. When you file a claim, it's not an adversarial process. They use automated claims processing. About 1/3rd of claims are simple enough for automated approval in under a minute! That's different! So far we've had no complaints. Lemonade is now available in roughly half the nation's states. Find out if your state is included at Lemonade.com. Pay potentially lower premiums and not to be treated like a criminal when you make a claim. Learn more about your ad choices. Visit megaphone.fm/adchoices Edmunds.com research covering the first 9 months of last year finds that 1 in 3 who traded in a car at a dealership were upside down on the trade-in car. They owed more than the trade-in was worth, averaging $5K. They rolled that debt into a new deal, and leave even more upside down on a different car. This is a disaster. A year ago a dealership F&I man - head of financing & insurance - angrily approached Clark, accusing him of killing business. He'd run into customers who'd gotten Clark's message not to roll negative equity into a new purchase. If you're tired of your car, have it cleaned & detailed. Learn to love it again, pay it off, own it free and clear and drive it debt free. Don't trap yourself by rolling old debt into new debt. This has lead to more repossessions. It doesn't end well.


    Edward Jones is knocking on doors to sell investments. A new trend is a real danger zone for our senior citizens. A Clark staffer's 97 year-old Mom was solicited at her door by someone trying to sell investments. Commissioned sales people are hitting neighborhood streets. Morningstar writer Christine Benz reports on finding her intellectually disabled sister being solicited at their home. The elderly are targeted. This is NOT a safe way to buy investments. Make sure the seniors in your life know not to answer the door on this! 


    Clark first talked about Lemonade insurance over a year ago when it was an experiment in one state. Time for an update. Lemonade is a coop for homeowners and renters insurance. That's all they sell. When you file a claim, it's not an adversarial process. They use automated claims processing. About 1/3rd of claims are simple enough for automated approval in under a minute! That's different! So far we've had no complaints. Lemonade is now available in roughly half the nation's states. Find out if your state is included at Lemonade.com. Pay potentially lower premiums and not to be treated like a criminal when you make a claim.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2299     1.3.20 The impact of running even just a little; The most reliable vehicles The CDC reports a massive decline in the smoking, down to 13% of the adult population. The same week, a dramatic decline in lung cancer was reported recently. And more people are living 5 years+ after diagnosis. In addition, the British Journal of Sports Medicine finds that if you run, even just once a week, you reduce the risk of early death from any cause by 27%, from heart disease by 30%, from cancer by 25%. Lifestyle changes make a big difference. Running twice or more a week doesn't dramatically increase the benefit! So get your weekly run on to dramatically improve your health and lifespan.  After housing, transportation is our biggest expense. So it's important to choose the most reliable vehicle. The vehicle market is way overstocked. Carmakers are suffering sluggish sales and bloated inventory. There are deals all over. But, it's not a deal if the car isn't reliable. Consumer Reports does a deep dive for their annual automobile reliability survey. Again, LEXUS emerges as the most reliable vehicle, followed by Mazda, Toyota, Porsche, Hyundai's Genesis, Hyundai, Subaru, Dodge, KIA, Mini, Nissan & Honda. There are specific models listed within these makes. Lexus, Toyota and Mazda have 3 out of 10 each, Hyundai has the last 5. Consider reliability when buying a vehicle. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Jan 2020 22:00:00 -0000 full Clark Howard The impact of running even just a little; The most reliable vehicles The CDC reports a massive decline in the smoking, down to 13% of the adult population. The same week, a dramatic decline in lung cancer was reported recently. And more people are living 5 years+ after diagnosis. In addition, the British Journal of Sports Medicine finds that if you run, even just once a week, you reduce the risk of early death from any cause by 27%, from heart disease by 30%, from cancer by 25%. Lifestyle changes make a big difference. Running twice or more a week doesn't dramatically increase the benefit! So get your weekly run on to dramatically improve your health and lifespan.  After housing, transportation is our biggest expense. So it's important to choose the most reliable vehicle. The vehicle market is way overstocked. Carmakers are suffering sluggish sales and bloated inventory. There are deals all over. But, it's not a deal if the car isn't reliable. Consumer Reports does a deep dive for their annual automobile reliability survey. Again, LEXUS emerges as the most reliable vehicle, followed by Mazda, Toyota, Porsche, Hyundai's Genesis, Hyundai, Subaru, Dodge, KIA, Mini, Nissan & Honda. There are specific models listed within these makes. Lexus, Toyota and Mazda have 3 out of 10 each, Hyundai has the last 5. Consider reliability when buying a vehicle. Learn more about your ad choices. Visit megaphone.fm/adchoices The CDC reports a massive decline in the smoking, down to 13% of the adult population. The same week, a dramatic decline in lung cancer was reported recently. And more people are living 5 years+ after diagnosis. In addition, the British Journal of Sports Medicine finds that if you run, even just once a week, you reduce the risk of early death from any cause by 27%, from heart disease by 30%, from cancer by 25%. Lifestyle changes make a big difference. Running twice or more a week doesn't dramatically increase the benefit! So get your weekly run on to dramatically improve your health and lifespan. 


    After housing, transportation is our biggest expense. So it's important to choose the most reliable vehicle. The vehicle market is way overstocked. Carmakers are suffering sluggish sales and bloated inventory. There are deals all over. But, it's not a deal if the car isn't reliable. Consumer Reports does a deep dive for their annual automobile reliability survey. Again, LEXUS emerges as the most reliable vehicle, followed by Mazda, Toyota, Porsche, Hyundai's Genesis, Hyundai, Subaru, Dodge, KIA, Mini, Nissan & Honda. There are specific models listed within these makes. Lexus, Toyota and Mazda have 3 out of 10 each, Hyundai has the last 5. Consider reliability when buying a vehicle.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2261     1.2.20 Finding a free ATM; Beware bogus side hustles 2 months ago Clark shared a Bankrate survey finding ATM charges have hit an all time high. Banks are looking for every possible way to take advantage of account holders, charging $4.75 on average for ATM use. You have alternatives. Discount broker Charles Schwab offers banking services, a pioneer in 0 fee ATMs worldwide + no foreign currency junk fees. Their checking is a straight up clean deal. The online banks offer a wide network of ATMs you can use fee free. Online bank apps can show ATMs near you to help you avoid fees. Online banks have no branch overhead, and pass the savings onto customers.  Post holiday is prime time for side hustles to get out of Christmas debt. January brings a steady stream of emails and social media posted opportunities to pick up part-time money. Be aware of solicitations for a job as a 'drop shipper'. Your home address is used as a delivery point. You're paid commission to resend packages to addresses provided. That's receiving stolen property to send overseas. Being paid makes you an accessory to a criminal ring moving stolen goods. You could do hard time! These crooks use stolen credit cards to buy merchandise, they send it to you to send further out. That leaves you holding the bag. Also next month, expect to see a push in MLM schemes. Legit multi-level-marketing are all about selling a product or service, NOT about recruiting. If the emphasis is on recruiting, the MLM is likely a pyramid scheme. But even when legit sales are involved, 2/3rds to 3/4ths of participants make 0 net dollars from the effort. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 02 Jan 2020 22:00:00 -0000 full Clark Howard Finding a free ATM; Beware bogus side hustles 2 months ago Clark shared a Bankrate survey finding ATM charges have hit an all time high. Banks are looking for every possible way to take advantage of account holders, charging $4.75 on average for ATM use. You have alternatives. Discount broker Charles Schwab offers banking services, a pioneer in 0 fee ATMs worldwide + no foreign currency junk fees. Their checking is a straight up clean deal. The online banks offer a wide network of ATMs you can use fee free. Online bank apps can show ATMs near you to help you avoid fees. Online banks have no branch overhead, and pass the savings onto customers.  Post holiday is prime time for side hustles to get out of Christmas debt. January brings a steady stream of emails and social media posted opportunities to pick up part-time money. Be aware of solicitations for a job as a 'drop shipper'. Your home address is used as a delivery point. You're paid commission to resend packages to addresses provided. That's receiving stolen property to send overseas. Being paid makes you an accessory to a criminal ring moving stolen goods. You could do hard time! These crooks use stolen credit cards to buy merchandise, they send it to you to send further out. That leaves you holding the bag. Also next month, expect to see a push in MLM schemes. Legit multi-level-marketing are all about selling a product or service, NOT about recruiting. If the emphasis is on recruiting, the MLM is likely a pyramid scheme. But even when legit sales are involved, 2/3rds to 3/4ths of participants make 0 net dollars from the effort. Learn more about your ad choices. Visit megaphone.fm/adchoices 2 months ago Clark shared a Bankrate survey finding ATM charges have hit an all time high. Banks are looking for every possible way to take advantage of account holders, charging $4.75 on average for ATM use. You have alternatives. Discount broker Charles Schwab offers banking services, a pioneer in 0 fee ATMs worldwide + no foreign currency junk fees. Their checking is a straight up clean deal. The online banks offer a wide network of ATMs you can use fee free. Online bank apps can show ATMs near you to help you avoid fees. Online banks have no branch overhead, and pass the savings onto customers. 


    Post holiday is prime time for side hustles to get out of Christmas debt. January brings a steady stream of emails and social media posted opportunities to pick up part-time money. Be aware of solicitations for a job as a 'drop shipper'. Your home address is used as a delivery point. You're paid commission to resend packages to addresses provided. That's receiving stolen property to send overseas. Being paid makes you an accessory to a criminal ring moving stolen goods. You could do hard time! These crooks use stolen credit cards to buy merchandise, they send it to you to send further out. That leaves you holding the bag. Also next month, expect to see a push in MLM schemes. Legit multi-level-marketing are all about selling a product or service, NOT about recruiting. If the emphasis is on recruiting, the MLM is likely a pyramid scheme. But even when legit sales are involved, 2/3rds to 3/4ths of participants make 0 net dollars from the effort.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2271     1.1.20 Healthier snack options; Buying a money-saving car Some workplaces now have the open vending room, equipped with digital cameras. You can register a credit card via fingerprint for ongoing charges, or pay per use. Half the options available are fresh, healthy choices. Improved vending choices is a trend around the country. The industry national association has an agreement to self regulate and make 1 out of 3 choices healthy in 2020. Much of this trend is being driven by consumers. People are choosing fruit, protein bars and other healthier snacks. Also the industry is terrified of the kind regulation or prohibitions surrounding soft drinks.   Barron's published an article about how difficult it is for Uber & Lyft drivers to make money, unless they buy a used, high fuel economy vehicle. With a 4 year old Toyota Prius at $13 - 14K averaging 50 miles a gallon, it's possible to make a decent living as a gig driver. The cost of the wheels and fuel is core to being profitable as a driver. This also pertains to sales workers given driving allowances. The Tesla Effect is also in play. Tesla has been so popular with luxury drivers, it's devastated the resale value of used European and German luxury vehicles. Today you can find a 3 year old lux car priced in the mid-teens. This is a unique situation in the market. Figure in the overall slowdown in vehicles sales as well, used vehicles are a great deal now. The oversupply of new vehicles piling up on dealers lots means you may be able to buy new for the price of a 1 or 2 year old used vehicle. Use the current distortions in the market right now to your advantage. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 01 Jan 2020 22:00:00 -0000 full Clark Howard Healthier snack options; Buying a money-saving car Some workplaces now have the open vending room, equipped with digital cameras. You can register a credit card via fingerprint for ongoing charges, or pay per use. Half the options available are fresh, healthy choices. Improved vending choices is a trend around the country. The industry national association has an agreement to self regulate and make 1 out of 3 choices healthy in 2020. Much of this trend is being driven by consumers. People are choosing fruit, protein bars and other healthier snacks. Also the industry is terrified of the kind regulation or prohibitions surrounding soft drinks.   Barron's published an article about how difficult it is for Uber & Lyft drivers to make money, unless they buy a used, high fuel economy vehicle. With a 4 year old Toyota Prius at $13 - 14K averaging 50 miles a gallon, it's possible to make a decent living as a gig driver. The cost of the wheels and fuel is core to being profitable as a driver. This also pertains to sales workers given driving allowances. The Tesla Effect is also in play. Tesla has been so popular with luxury drivers, it's devastated the resale value of used European and German luxury vehicles. Today you can find a 3 year old lux car priced in the mid-teens. This is a unique situation in the market. Figure in the overall slowdown in vehicles sales as well, used vehicles are a great deal now. The oversupply of new vehicles piling up on dealers lots means you may be able to buy new for the price of a 1 or 2 year old used vehicle. Use the current distortions in the market right now to your advantage. Learn more about your ad choices. Visit megaphone.fm/adchoices Some workplaces now have the open vending room, equipped with digital cameras. You can register a credit card via fingerprint for ongoing charges, or pay per use. Half the options available are fresh, healthy choices. Improved vending choices is a trend around the country. The industry national association has an agreement to self regulate and make 1 out of 3 choices healthy in 2020. Much of this trend is being driven by consumers. People are choosing fruit, protein bars and other healthier snacks. Also the industry is terrified of the kind regulation or prohibitions surrounding soft drinks.  


    Barron's published an article about how difficult it is for Uber & Lyft drivers to make money, unless they buy a used, high fuel economy vehicle. With a 4 year old Toyota Prius at $13 - 14K averaging 50 miles a gallon, it's possible to make a decent living as a gig driver. The cost of the wheels and fuel is core to being profitable as a driver. This also pertains to sales workers given driving allowances. The Tesla Effect is also in play. Tesla has been so popular with luxury drivers, it's devastated the resale value of used European and German luxury vehicles. Today you can find a 3 year old lux car priced in the mid-teens. This is a unique situation in the market. Figure in the overall slowdown in vehicles sales as well, used vehicles are a great deal now. The oversupply of new vehicles piling up on dealers lots means you may be able to buy new for the price of a 1 or 2 year old used vehicle. Use the current distortions in the market right now to your advantage.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2299     12.31.19 Planning a cheap ski vacation; Why credit unions rock Snow skiing is a very expensive hobby. There are many bargains available for getting to the slopes and skiing. CO and UT are the 2 biggest ski zones. Because of extreme airfare competition in the Denver hub, it's ultra inexpensive to fly to CO. Plus there's been a massive expansion of limited service interstate hotels in CO. So skip the fancy lodges to save. If you stay along a freeway in close proximity to a ski mountain - that's a big savings. For UT, there are 9 ski mountains within close proximity to the Salt Lake City airport, but as a Delta hub, airfare is pricey. But once you get there, there are many affordable hotel options in the Salt Lake Valley close to mountains. Aspen, Vail or Deer Valley lift tickets run around $200 per day, but many other mountains have affordable lift ticket prices. Liftopia.com offers lift ticket bargains. Skiing doesn't have to be so costly. In both markets locals rent ski equipment at better prices than found at the mountains. Clark has called Wells Fargo "a criminal enterprise impersonating a bank". Hopefully new leadership will end the illegal culture there, but even so, Wells Fargo is a big, traditional bank. The bigs, BOA, WF, Chase and Citi have roughly 50% of market share in the U.S. These are high cost operations under pressure to show profits to stockholders. Their business model is to see how much they can take from customers every month. As a result of how the federal government handled the banking scandals last decade, the smaller banks were hollowed out and are mostly gone, changing the equilibrium of banking. More tech sophistication from online banks allows them to offer better deals, and make a competitive impact in the marketplace. If you have money in traditional bank saving or CDs, you're cheating yourself. Because of these factors, credit unions have gone through radical transformation as well, with the smaller players merging into larger ones big enough to get their tech up to date. Younger customers are looking for great apps and online banking features - modern in every sense. The cultural difference a credit union offers remains - a co-op owned by and serving its members. The biggest credit unions offer a mix of online banking assets, branches AND a focus on service. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 31 Dec 2019 22:00:00 -0000 full Clark Howard Planning a cheap ski vacation; Why credit unions rock Snow skiing is a very expensive hobby. There are many bargains available for getting to the slopes and skiing. CO and UT are the 2 biggest ski zones. Because of extreme airfare competition in the Denver hub, it's ultra inexpensive to fly to CO. Plus there's been a massive expansion of limited service interstate hotels in CO. So skip the fancy lodges to save. If you stay along a freeway in close proximity to a ski mountain - that's a big savings. For UT, there are 9 ski mountains within close proximity to the Salt Lake City airport, but as a Delta hub, airfare is pricey. But once you get there, there are many affordable hotel options in the Salt Lake Valley close to mountains. Aspen, Vail or Deer Valley lift tickets run around $200 per day, but many other mountains have affordable lift ticket prices. Liftopia.com offers lift ticket bargains. Skiing doesn't have to be so costly. In both markets locals rent ski equipment at better prices than found at the mountains. Clark has called Wells Fargo "a criminal enterprise impersonating a bank". Hopefully new leadership will end the illegal culture there, but even so, Wells Fargo is a big, traditional bank. The bigs, BOA, WF, Chase and Citi have roughly 50% of market share in the U.S. These are high cost operations under pressure to show profits to stockholders. Their business model is to see how much they can take from customers every month. As a result of how the federal government handled the banking scandals last decade, the smaller banks were hollowed out and are mostly gone, changing the equilibrium of banking. More tech sophistication from online banks allows them to offer better deals, and make a competitive impact in the marketplace. If you have money in traditional bank saving or CDs, you're cheating yourself. Because of these factors, credit unions have gone through radical transformation as well, with the smaller players merging into larger ones big enough to get their tech up to date. Younger customers are looking for great apps and online banking features - modern in every sense. The cultural difference a credit union offers remains - a co-op owned by and serving its members. The biggest credit unions offer a mix of online banking assets, branches AND a focus on service. Learn more about your ad choices. Visit megaphone.fm/adchoices Snow skiing is a very expensive hobby. There are many bargains available for getting to the slopes and skiing. CO and UT are the 2 biggest ski zones. Because of extreme airfare competition in the Denver hub, it's ultra inexpensive to fly to CO. Plus there's been a massive expansion of limited service interstate hotels in CO. So skip the fancy lodges to save. If you stay along a freeway in close proximity to a ski mountain - that's a big savings. For UT, there are 9 ski mountains within close proximity to the Salt Lake City airport, but as a Delta hub, airfare is pricey. But once you get there, there are many affordable hotel options in the Salt Lake Valley close to mountains. Aspen, Vail or Deer Valley lift tickets run around $200 per day, but many other mountains have affordable lift ticket prices. Liftopia.com offers lift ticket bargains. Skiing doesn't have to be so costly. In both markets locals rent ski equipment at better prices than found at the mountains.


    Clark has called Wells Fargo "a criminal enterprise impersonating a bank". Hopefully new leadership will end the illegal culture there, but even so, Wells Fargo is a big, traditional bank. The bigs, BOA, WF, Chase and Citi have roughly 50% of market share in the U.S. These are high cost operations under pressure to show profits to stockholders. Their business model is to see how much they can take from customers every month. As a result of how the federal government handled the banking scandals last decade, the smaller banks were hollowed out and are mostly gone, changing the equilibrium of banking. More tech sophistication from online banks allows them to offer better deals, and make a competitive impact in the marketplace. If you have money in traditional bank saving or CDs, you're cheating yourself. Because of these factors, credit unions have gone through radical transformation as well, with the smaller players merging into larger ones big enough to get their tech up to date. Younger customers are looking for great apps and online banking features - modern in every sense. The cultural difference a credit union offers remains - a co-op owned by and serving its members. The biggest credit unions offer a mix of online banking assets, branches AND a focus on service.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2287     12.30.19 How to get great customer service; College degrees that earn the most If you have a need to call customer service, be aware they have a great deal of info on their callers. They may know everything you ever purchased from them, how profitable you are, complaint history etc. Your profitability index score determines how much customer service you'll get. Ultimately the big data that companies keep and buy, means we know nothing about them but they know plenty about us. If you're not a high volume customer, you may find going in person to a store gets you better results. The higher your profitability index score, the better customer service you'll receive by phone. Jobs in tech and engineering generally yield high pay. For others, the big question is whether their education will pay off. The federal government has compiled deep data on the payback on particular courses of study at specific schools. No one school emerges as best or worst value. The desired field of study is key. An interactive tool available in the WSJ adopted from the federal database allows you to pick a school and course of study, and see cost vs earnings payback. Parents and students can see if a degree from a certain school will be worth it. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Dec 2019 22:00:00 -0000 full Clark Howard How to get great customer service; College degrees that earn the most If you have a need to call customer service, be aware they have a great deal of info on their callers. They may know everything you ever purchased from them, how profitable you are, complaint history etc. Your profitability index score determines how much customer service you'll get. Ultimately the big data that companies keep and buy, means we know nothing about them but they know plenty about us. If you're not a high volume customer, you may find going in person to a store gets you better results. The higher your profitability index score, the better customer service you'll receive by phone. Jobs in tech and engineering generally yield high pay. For others, the big question is whether their education will pay off. The federal government has compiled deep data on the payback on particular courses of study at specific schools. No one school emerges as best or worst value. The desired field of study is key. An interactive tool available in the WSJ adopted from the federal database allows you to pick a school and course of study, and see cost vs earnings payback. Parents and students can see if a degree from a certain school will be worth it. Learn more about your ad choices. Visit megaphone.fm/adchoices If you have a need to call customer service, be aware they have a great deal of info on their callers. They may know everything you ever purchased from them, how profitable you are, complaint history etc. Your profitability index score determines how much customer service you'll get. Ultimately the big data that companies keep and buy, means we know nothing about them but they know plenty about us. If you're not a high volume customer, you may find going in person to a store gets you better results. The higher your profitability index score, the better customer service you'll receive by phone.


    Jobs in tech and engineering generally yield high pay. For others, the big question is whether their education will pay off. The federal government has compiled deep data on the payback on particular courses of study at specific schools. No one school emerges as best or worst value. The desired field of study is key. An interactive tool available in the WSJ adopted from the federal database allows you to pick a school and course of study, and see cost vs earnings payback. Parents and students can see if a degree from a certain school will be worth it.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2285     12.27.19 Americans are moving less; Healthcare costs are a major American concern Historically, 1 in 5 Americans move each year. But the Census Bureau finds we are relocating at a much lower rate today, closer to 1 in 10 moving each year. People are staying put, primarily because dual incomes make it more difficult to move. This save people money over time. There's enormous cost in both selling and buying a home - generally 10% in and 10% out. One important exception: It's better for your net worth bottom line to move out of a deteriorating neighborhood. It's worth it to sell and move on because it can take decades for neighborhood home values to recover.  The Financial Times of London did a poll concerning American attitudes about healthcare. Premiums, copays and deductibles have gotten huge, so even with coverage, we're exposed to how unbelievably expensive healthcare is in the U.S. The FT survey found healthcare cost is considered the number one economic threat to our nation in many states. Healthcare consumes 20% of the nation's economy. We can not prosper as a nation in global competition with 1 of every 5 dollars of economic output being swiped by healthcare, It's one out of $10 -$12 elsewhere. That gap is devastating to us. We must address this. Hospitals are freaking over new cost disclosure rules. We should have the right to know costs in advance.  Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 27 Dec 2019 22:00:00 -0000 full Clark Howard Americans are moving less; Healthcare costs are a major American concern Historically, 1 in 5 Americans move each year. But the Census Bureau finds we are relocating at a much lower rate today, closer to 1 in 10 moving each year. People are staying put, primarily because dual incomes make it more difficult to move. This save people money over time. There's enormous cost in both selling and buying a home - generally 10% in and 10% out. One important exception: It's better for your net worth bottom line to move out of a deteriorating neighborhood. It's worth it to sell and move on because it can take decades for neighborhood home values to recover.  The Financial Times of London did a poll concerning American attitudes about healthcare. Premiums, copays and deductibles have gotten huge, so even with coverage, we're exposed to how unbelievably expensive healthcare is in the U.S. The FT survey found healthcare cost is considered the number one economic threat to our nation in many states. Healthcare consumes 20% of the nation's economy. We can not prosper as a nation in global competition with 1 of every 5 dollars of economic output being swiped by healthcare, It's one out of $10 -$12 elsewhere. That gap is devastating to us. We must address this. Hospitals are freaking over new cost disclosure rules. We should have the right to know costs in advance.  Learn more about your ad choices. Visit megaphone.fm/adchoices Historically, 1 in 5 Americans move each year. But the Census Bureau finds we are relocating at a much lower rate today, closer to 1 in 10 moving each year. People are staying put, primarily because dual incomes make it more difficult to move. This save people money over time. There's enormous cost in both selling and buying a home - generally 10% in and 10% out. One important exception: It's better for your net worth bottom line to move out of a deteriorating neighborhood. It's worth it to sell and move on because it can take decades for neighborhood home values to recover. 


    The Financial Times of London did a poll concerning American attitudes about healthcare. Premiums, copays and deductibles have gotten huge, so even with coverage, we're exposed to how unbelievably expensive healthcare is in the U.S. The FT survey found healthcare cost is considered the number one economic threat to our nation in many states. Healthcare consumes 20% of the nation's economy. We can not prosper as a nation in global competition with 1 of every 5 dollars of economic output being swiped by healthcare, It's one out of $10 -$12 elsewhere. That gap is devastating to us. We must address this. Hospitals are freaking over new cost disclosure rules. We should have the right to know costs in advance. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2276     12.26.19 Compelling electric vehicles; Save $1000 challenge for 2020 Coming next year: the electric Ford Mustang SUV - faster than any Mustang muscle car before. Electric vehicles will get steadily cheaper with longer range. The baseline Mustang SUV will cost what any average SUV costs in the U.S. - around $36K. In the next few years, hundreds of electric vehicles will be introduced. They cost almost nothing to operate and maintain, They typical electric vehicle will get the equivalent of 120 miles per gallon. In TN, VW will be introducing a large variety of electric vehicles. The cost of owning and operating a vehicle will collapse with electric cars. Warning: Electric vehicles are much faster than what we're used to driving. Tesla has developed tech to allow parents to suppress horsepower to protect young drivers. Hopefully other car makers will do the same. A decade out it will be routine to buy electric vehicles because they'll be so much cheaper. Most people could come up with an extra grand a year by taking the time to go through their expenses and make cuts, capturing the money we burn without intending to. This is easier today because we have so many tech and subscription services. Start thinking about the $1000 challenge. Many could save hundreds a year just by changing their cell phone plan. There's virtually no one who can't generate hundreds in savings by reviewing how they watch video content. Look a what you're subscribed to. Are you using it? Gyms, video streaming services - go over expenses. Grocery shopping is an area where you can save. Think through what you spend, how you spend, where you bank. Go through checking and credit card statements and look where your money is going. Create a checklist of what you can do to save $1k in 2020. You CAN do it! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 26 Dec 2019 22:00:00 -0000 full Clark Howard Compelling electric vehicles; Save $1000 challenge for 2020 Coming next year: the electric Ford Mustang SUV - faster than any Mustang muscle car before. Electric vehicles will get steadily cheaper with longer range. The baseline Mustang SUV will cost what any average SUV costs in the U.S. - around $36K. In the next few years, hundreds of electric vehicles will be introduced. They cost almost nothing to operate and maintain, They typical electric vehicle will get the equivalent of 120 miles per gallon. In TN, VW will be introducing a large variety of electric vehicles. The cost of owning and operating a vehicle will collapse with electric cars. Warning: Electric vehicles are much faster than what we're used to driving. Tesla has developed tech to allow parents to suppress horsepower to protect young drivers. Hopefully other car makers will do the same. A decade out it will be routine to buy electric vehicles because they'll be so much cheaper. Most people could come up with an extra grand a year by taking the time to go through their expenses and make cuts, capturing the money we burn without intending to. This is easier today because we have so many tech and subscription services. Start thinking about the $1000 challenge. Many could save hundreds a year just by changing their cell phone plan. There's virtually no one who can't generate hundreds in savings by reviewing how they watch video content. Look a what you're subscribed to. Are you using it? Gyms, video streaming services - go over expenses. Grocery shopping is an area where you can save. Think through what you spend, how you spend, where you bank. Go through checking and credit card statements and look where your money is going. Create a checklist of what you can do to save $1k in 2020. You CAN do it! Learn more about your ad choices. Visit megaphone.fm/adchoices Coming next year: the electric Ford Mustang SUV - faster than any Mustang muscle car before. Electric vehicles will get steadily cheaper with longer range. The baseline Mustang SUV will cost what any average SUV costs in the U.S. - around $36K. In the next few years, hundreds of electric vehicles will be introduced. They cost almost nothing to operate and maintain, They typical electric vehicle will get the equivalent of 120 miles per gallon. In TN, VW will be introducing a large variety of electric vehicles. The cost of owning and operating a vehicle will collapse with electric cars. Warning: Electric vehicles are much faster than what we're used to driving. Tesla has developed tech to allow parents to suppress horsepower to protect young drivers. Hopefully other car makers will do the same. A decade out it will be routine to buy electric vehicles because they'll be so much cheaper.


    Most people could come up with an extra grand a year by taking the time to go through their expenses and make cuts, capturing the money we burn without intending to. This is easier today because we have so many tech and subscription services. Start thinking about the $1000 challenge. Many could save hundreds a year just by changing their cell phone plan. There's virtually no one who can't generate hundreds in savings by reviewing how they watch video content. Look a what you're subscribed to. Are you using it? Gyms, video streaming services - go over expenses. Grocery shopping is an area where you can save. Think through what you spend, how you spend, where you bank. Go through checking and credit card statements and look where your money is going. Create a checklist of what you can do to save $1k in 2020. You CAN do it!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2267     12.25.19 Car subscriptions services; Making money online People have become comfortable subscribing to most anything. But cars is a new frontier. The first efforts at car subscription services appeared in 2017, all aimed at the luxury market. $1 - $2K a month bought a rotating fleet of vehicles as desired. Current services limit changeouts. There are now subscription services competitive with typical vehicle costs. The cost of having a vehicle all in averages around $700 a month. Now car subscription services are appearing that include insurance, maintenance and all fees with no long term commitment for $500- to $700 a month. This allows you to flex vehicle needs from sedans to trucks. At this price level, these will be typical vehicles. This could be a good choice for convenience leasers. The best answer remains buying a used car and driving it until the wheels fall off.   Clark’s has talked about Mechanical Turk (MTurk), now the subject of a NYT report, claiming it’s a waste of time paying .97cents an hour. Our own investigation found you could average making around $7 an hour. True, many surveys on the site are a waste of time. But there’s a plugin we recommend to figure out which surveys are worth your time. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 25 Dec 2019 22:00:00 -0000 full Clark Howard Car subscriptions services; Making money online People have become comfortable subscribing to most anything. But cars is a new frontier. The first efforts at car subscription services appeared in 2017, all aimed at the luxury market. $1 - $2K a month bought a rotating fleet of vehicles as desired. Current services limit changeouts. There are now subscription services competitive with typical vehicle costs. The cost of having a vehicle all in averages around $700 a month. Now car subscription services are appearing that include insurance, maintenance and all fees with no long term commitment for $500- to $700 a month. This allows you to flex vehicle needs from sedans to trucks. At this price level, these will be typical vehicles. This could be a good choice for convenience leasers. The best answer remains buying a used car and driving it until the wheels fall off.   Clark’s has talked about Mechanical Turk (MTurk), now the subject of a NYT report, claiming it’s a waste of time paying .97cents an hour. Our own investigation found you could average making around $7 an hour. True, many surveys on the site are a waste of time. But there’s a plugin we recommend to figure out which surveys are worth your time. Learn more about your ad choices. Visit megaphone.fm/adchoices People have become comfortable subscribing to most anything. But cars is a new frontier. The first efforts at car subscription services appeared in 2017, all aimed at the luxury market. $1 - $2K a month bought a rotating fleet of vehicles as desired. Current services limit changeouts. There are now subscription services competitive with typical vehicle costs. The cost of having a vehicle all in averages around $700 a month. Now car subscription services are appearing that include insurance, maintenance and all fees with no long term commitment for $500- to $700 a month. This allows you to flex vehicle needs from sedans to trucks. At this price level, these will be typical vehicles. This could be a good choice for convenience leasers. The best answer remains buying a used car and driving it until the wheels fall off.  


    Clark’s has talked about Mechanical Turk (MTurk), now the subject of a NYT report, claiming it’s a waste of time paying .97cents an hour. Our own investigation found you could average making around $7 an hour. True, many surveys on the site are a waste of time. But there’s a plugin we recommend to figure out which surveys are worth your time.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2268     12.24.19 Senior citizens and student living together; Tech companies enter banking sphere One Minnesota senior living center is renting out vacancies to nearby college students. Students in residence volunteer hours to senior citizens for discounted food and lodging. Winona State students and seniors benefit alike - Win - win! The mutual benefits of this cross generational opportunity are immeasurable. Meanwhile the predicted demand for senior housing could be exaggerated, as more seniors choose to age in place, accommodated by technology. Adult children can monitor their aging parents from across the country. Apple and Samsung watches provide the capacity for shared health alerts. New services provide a level of care through home visits at a much lower cost than residing in institutional settings.  Tech firms are going heavily into banking services. Fintechs offer new ways to handle, save and invest your money. A survey found that of the big 4 tech companies, people trust Amazon the most to handle their money. They've yet to enter that sector. But The WSJ reports Google is setting up banking operations in a joint venture with Citibank and a credit union. Google enjoys a financial trust level greater than Apple. The survey reports the least trust in Facebook, which has trashed its own reputation. Facebook has not shown respect for user privacy - a long term issue that undermines its credibility. Google is trusted 2 to 1 to handle money vs Facebook. The big news for consumers is that change comes from outside this industry. New and improved deals are coming from competitors outside traditional banking. Around 15 years ago, European ING Direct pioneered online banking options we enjoy today, offering superior rates on saving. Traditional banks are limited by legacy computer systems and mergers, leaving them with antiquated, high cost operating systems. Consumers will have more choice from innovators. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 24 Dec 2019 22:00:00 -0000 full Clark Howard Senior citizens and student living together; Tech companies enter banking sphere One Minnesota senior living center is renting out vacancies to nearby college students. Students in residence volunteer hours to senior citizens for discounted food and lodging. Winona State students and seniors benefit alike - Win - win! The mutual benefits of this cross generational opportunity are immeasurable. Meanwhile the predicted demand for senior housing could be exaggerated, as more seniors choose to age in place, accommodated by technology. Adult children can monitor their aging parents from across the country. Apple and Samsung watches provide the capacity for shared health alerts. New services provide a level of care through home visits at a much lower cost than residing in institutional settings.  Tech firms are going heavily into banking services. Fintechs offer new ways to handle, save and invest your money. A survey found that of the big 4 tech companies, people trust Amazon the most to handle their money. They've yet to enter that sector. But The WSJ reports Google is setting up banking operations in a joint venture with Citibank and a credit union. Google enjoys a financial trust level greater than Apple. The survey reports the least trust in Facebook, which has trashed its own reputation. Facebook has not shown respect for user privacy - a long term issue that undermines its credibility. Google is trusted 2 to 1 to handle money vs Facebook. The big news for consumers is that change comes from outside this industry. New and improved deals are coming from competitors outside traditional banking. Around 15 years ago, European ING Direct pioneered online banking options we enjoy today, offering superior rates on saving. Traditional banks are limited by legacy computer systems and mergers, leaving them with antiquated, high cost operating systems. Consumers will have more choice from innovators. Learn more about your ad choices. Visit megaphone.fm/adchoices One Minnesota senior living center is renting out vacancies to nearby college students. Students in residence volunteer hours to senior citizens for discounted food and lodging. Winona State students and seniors benefit alike - Win - win! The mutual benefits of this cross generational opportunity are immeasurable. Meanwhile the predicted demand for senior housing could be exaggerated, as more seniors choose to age in place, accommodated by technology. Adult children can monitor their aging parents from across the country. Apple and Samsung watches provide the capacity for shared health alerts. New services provide a level of care through home visits at a much lower cost than residing in institutional settings. 


    Tech firms are going heavily into banking services. Fintechs offer new ways to handle, save and invest your money. A survey found that of the big 4 tech companies, people trust Amazon the most to handle their money. They've yet to enter that sector. But The WSJ reports Google is setting up banking operations in a joint venture with Citibank and a credit union. Google enjoys a financial trust level greater than Apple. The survey reports the least trust in Facebook, which has trashed its own reputation. Facebook has not shown respect for user privacy - a long term issue that undermines its credibility. Google is trusted 2 to 1 to handle money vs Facebook. The big news for consumers is that change comes from outside this industry. New and improved deals are coming from competitors outside traditional banking. Around 15 years ago, European ING Direct pioneered online banking options we enjoy today, offering superior rates on saving. Traditional banks are limited by legacy computer systems and mergers, leaving them with antiquated, high cost operating systems. Consumers will have more choice from innovators.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2295     12.23.19 Google Flights to save on travel; Don't carry these things in your wallet Google has the most sophisticated search tool for finding travel bargains because they acquired a key industry database. That combined with Google's data capabilities yields up-to-the-second info. They've added a feature allowing you to shop flights to adjacent airports while shopping flights between selected airports. Google.com/flights is able to shop all fares for months at a time for selected and neighboring airports. You can pull up a calendar and see day by day, month by month the cheapest fares.  Let's go back a decade + and talk analog financial crime - stolen wallets. It still happens. NEVER NEVER NOT EVER carry a checkbook unless you're on your way to a house closing. If your checks are stolen and a criminal writes checks as if they're you, when those checks pass - YOU get arrested for the bad check. You end up with a record, and having to hire a defense attorney. You have to prove innocence. It's an abuse the way the law works here. 2. Purge all the cards you really don't need. Limit the damage by scaling down your wallet. NEVER carry your social security card around.      Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Dec 2019 22:00:00 -0000 full Clark Howard Google Flights to save on travel; Don't carry these things in your wallet Google has the most sophisticated search tool for finding travel bargains because they acquired a key industry database. That combined with Google's data capabilities yields up-to-the-second info. They've added a feature allowing you to shop flights to adjacent airports while shopping flights between selected airports. Google.com/flights is able to shop all fares for months at a time for selected and neighboring airports. You can pull up a calendar and see day by day, month by month the cheapest fares.  Let's go back a decade + and talk analog financial crime - stolen wallets. It still happens. NEVER NEVER NOT EVER carry a checkbook unless you're on your way to a house closing. If your checks are stolen and a criminal writes checks as if they're you, when those checks pass - YOU get arrested for the bad check. You end up with a record, and having to hire a defense attorney. You have to prove innocence. It's an abuse the way the law works here. 2. Purge all the cards you really don't need. Limit the damage by scaling down your wallet. NEVER carry your social security card around.      Learn more about your ad choices. Visit megaphone.fm/adchoices Google has the most sophisticated search tool for finding travel bargains because they acquired a key industry database. That combined with Google's data capabilities yields up-to-the-second info. They've added a feature allowing you to shop flights to adjacent airports while shopping flights between selected airports. Google.com/flights is able to shop all fares for months at a time for selected and neighboring airports. You can pull up a calendar and see day by day, month by month the cheapest fares. 


    Let's go back a decade + and talk analog financial crime - stolen wallets. It still happens. NEVER NEVER NOT EVER carry a checkbook unless you're on your way to a house closing. If your checks are stolen and a criminal writes checks as if they're you, when those checks pass - YOU get arrested for the bad check. You end up with a record, and having to hire a defense attorney. You have to prove innocence. It's an abuse the way the law works here. 2. Purge all the cards you really don't need. Limit the damage by scaling down your wallet. NEVER carry your social security card around.     

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2273     12.20.19 Retailers using secret consumer scores; Clark Stinks Retailers now use third party data services to determine whether you get to return an item, regardless of their return policy. "Machine learning" big data companies are crunching data on us all different ways and issuing secret scores, very different from credit scores. The NYT reports on these outfits including Retail Equation, and one called Sift which analyzes 16,000 different factors on an individual to come up with a Sift score for sale. Clark has requested his data from one such company called Zeta Global. Many of these have operated in the shadows, only marketing to companies while stonewalling curious consumers. But California's new privacy law takes effect in January, giving consumers the right to access such data and have it removed. Some of the services are already complying nationwide. They're all terrified of states passing such statutes with differing requirements. We should have the right to control and delete dossiers on us. What happens when these companies get hit with data breaches and all our info is further exposed? Clark will share his requested data files, let you know what you need to access and what rights you have with your own data. Creepy that all these organizations are developing secret scores on us using their own methodologies. Where is privacy? It's not written into our Constitution because early America was so rural, connection was the goal. Privacy is a modern concept that now must be adopted as a national effort comparable to European privacy law which is working well.  Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 20 Dec 2019 22:00:00 -0000 full Clark Howard Retailers using secret consumer scores; Clark Stinks Retailers now use third party data services to determine whether you get to return an item, regardless of their return policy. "Machine learning" big data companies are crunching data on us all different ways and issuing secret scores, very different from credit scores. The NYT reports on these outfits including Retail Equation, and one called Sift which analyzes 16,000 different factors on an individual to come up with a Sift score for sale. Clark has requested his data from one such company called Zeta Global. Many of these have operated in the shadows, only marketing to companies while stonewalling curious consumers. But California's new privacy law takes effect in January, giving consumers the right to access such data and have it removed. Some of the services are already complying nationwide. They're all terrified of states passing such statutes with differing requirements. We should have the right to control and delete dossiers on us. What happens when these companies get hit with data breaches and all our info is further exposed? Clark will share his requested data files, let you know what you need to access and what rights you have with your own data. Creepy that all these organizations are developing secret scores on us using their own methodologies. Where is privacy? It's not written into our Constitution because early America was so rural, connection was the goal. Privacy is a modern concept that now must be adopted as a national effort comparable to European privacy law which is working well.  Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Retailers now use third party data services to determine whether you get to return an item, regardless of their return policy. "Machine learning" big data companies are crunching data on us all different ways and issuing secret scores, very different from credit scores. The NYT reports on these outfits including Retail Equation, and one called Sift which analyzes 16,000 different factors on an individual to come up with a Sift score for sale. Clark has requested his data from one such company called Zeta Global. Many of these have operated in the shadows, only marketing to companies while stonewalling curious consumers. But California's new privacy law takes effect in January, giving consumers the right to access such data and have it removed. Some of the services are already complying nationwide. They're all terrified of states passing such statutes with differing requirements. We should have the right to control and delete dossiers on us. What happens when these companies get hit with data breaches and all our info is further exposed? Clark will share his requested data files, let you know what you need to access and what rights you have with your own data. Creepy that all these organizations are developing secret scores on us using their own methodologies. Where is privacy? It's not written into our Constitution because early America was so rural, connection was the goal. Privacy is a modern concept that now must be adopted as a national effort comparable to European privacy law which is working well. 


    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     12.19.19 Commission-free investing; Social security scams; Getting rid of a timeshare In Clark's almost 33 years on the air, an unmistakable trend has emerged. In his first 15 years, there weren't questions about saving and spending in retirement. Since then, retirement questions have increasingly arisen. Why no questions early on? In the 1980s and 90s, people retired with pensions. Today almost nobody has a pension. People know it's up to them to make retirement possible. There are those in the financial industry that thrive on confusion surrounding retirement planning, offering their services to handle it for you. Don't be a sitting duck. Overcome your confusion. Many self-serve low-cost investment companies now offer various forms of service to help you plan. Fidelity has a virtual reality tool. Vanguard and Schwab have programs as well, making it easy for you to invest, commission free at ultra-low cost. You don't need a salesperson. There are wonderful low cost choices. The NY Post reports scams involving crooks trying to pry social security and other personal info out of you are up 23 fold in the last year. DO NOT ENGAGE anyone in conversation who claims to be from the social security administration. They're not calling. Crooks are, and they're calling people of all ages with all kinds of fish stories about why you need to cough up your personal info or pay them to protect your social security. Ignore, hang up, delete. When you own a timeshare you want to get rid of, you face a challenge. Most timeshares have basically no value in the marketplace once purchased from the developers. Marketing costs, commissions et.al. are costs down the drain. Think about the overhead involved in selling a condo unit 50 times vs. 1 time to 1 owner. Real estate value is eviscerated by multiple selling costs. So you're selling an obligation for the next buyer to pay around a grand a year for one week at a condo. Easier to pay hotels and have no obligation. If you no longer love your timeshare, there is the rare chance the original marketer/developer will buy it back. Big hotel chains in this business don't want want the word out about how little that week is worth. They don't want their timeshares on resell sites with you offering money for someone to take it, while they're trying to sell new weeks for $25- $30K. So if they're still marketing active weeks, they may be willing to buy back from you, likely at minimal cost. ResponsibleExit.com is the developers' preferred place for you to list your timeshare. It preserves value for them and helps protect sellers as well. If you're developer is gone, check out the Timeshare Users Group, a $20 a year membership co-op site with a selling forum allowing you to post a week. The best potential buyers are other timeshare owners looking for additional time. Do a traditional closing and have no further legal obligation on that property.  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 19 Dec 2019 22:00:00 -0000 full Clark Howard Commission-free investing; Social security scams; Getting rid of a timeshare In Clark's almost 33 years on the air, an unmistakable trend has emerged. In his first 15 years, there weren't questions about saving and spending in retirement. Since then, retirement questions have increasingly arisen. Why no questions early on? In the 1980s and 90s, people retired with pensions. Today almost nobody has a pension. People know it's up to them to make retirement possible. There are those in the financial industry that thrive on confusion surrounding retirement planning, offering their services to handle it for you. Don't be a sitting duck. Overcome your confusion. Many self-serve low-cost investment companies now offer various forms of service to help you plan. Fidelity has a virtual reality tool. Vanguard and Schwab have programs as well, making it easy for you to invest, commission free at ultra-low cost. You don't need a salesperson. There are wonderful low cost choices. The NY Post reports scams involving crooks trying to pry social security and other personal info out of you are up 23 fold in the last year. DO NOT ENGAGE anyone in conversation who claims to be from the social security administration. They're not calling. Crooks are, and they're calling people of all ages with all kinds of fish stories about why you need to cough up your personal info or pay them to protect your social security. Ignore, hang up, delete. When you own a timeshare you want to get rid of, you face a challenge. Most timeshares have basically no value in the marketplace once purchased from the developers. Marketing costs, commissions et.al. are costs down the drain. Think about the overhead involved in selling a condo unit 50 times vs. 1 time to 1 owner. Real estate value is eviscerated by multiple selling costs. So you're selling an obligation for the next buyer to pay around a grand a year for one week at a condo. Easier to pay hotels and have no obligation. If you no longer love your timeshare, there is the rare chance the original marketer/developer will buy it back. Big hotel chains in this business don't want want the word out about how little that week is worth. They don't want their timeshares on resell sites with you offering money for someone to take it, while they're trying to sell new weeks for $25- $30K. So if they're still marketing active weeks, they may be willing to buy back from you, likely at minimal cost. ResponsibleExit.com is the developers' preferred place for you to list your timeshare. It preserves value for them and helps protect sellers as well. If you're developer is gone, check out the Timeshare Users Group, a $20 a year membership co-op site with a selling forum allowing you to post a week. The best potential buyers are other timeshare owners looking for additional time. Do a traditional closing and have no further legal obligation on that property.  Learn more about your ad choices. Visit megaphone.fm/adchoices In Clark's almost 33 years on the air, an unmistakable trend has emerged. In his first 15 years, there weren't questions about saving and spending in retirement. Since then, retirement questions have increasingly arisen. Why no questions early on? In the 1980s and 90s, people retired with pensions. Today almost nobody has a pension. People know it's up to them to make retirement possible. There are those in the financial industry that thrive on confusion surrounding retirement planning, offering their services to handle it for you. Don't be a sitting duck. Overcome your confusion. Many self-serve low-cost investment companies now offer various forms of service to help you plan. Fidelity has a virtual reality tool. Vanguard and Schwab have programs as well, making it easy for you to invest, commission free at ultra-low cost. You don't need a salesperson. There are wonderful low cost choices.


    The NY Post reports scams involving crooks trying to pry social security and other personal info out of you are up 23 fold in the last year. DO NOT ENGAGE anyone in conversation who claims to be from the social security administration. They're not calling. Crooks are, and they're calling people of all ages with all kinds of fish stories about why you need to cough up your personal info or pay them to protect your social security. Ignore, hang up, delete.


    When you own a timeshare you want to get rid of, you face a challenge. Most timeshares have basically no value in the marketplace once purchased from the developers. Marketing costs, commissions et.al. are costs down the drain. Think about the overhead involved in selling a condo unit 50 times vs. 1 time to 1 owner. Real estate value is eviscerated by multiple selling costs. So you're selling an obligation for the next buyer to pay around a grand a year for one week at a condo. Easier to pay hotels and have no obligation. If you no longer love your timeshare, there is the rare chance the original marketer/developer will buy it back. Big hotel chains in this business don't want want the word out about how little that week is worth. They don't want their timeshares on resell sites with you offering money for someone to take it, while they're trying to sell new weeks for $25- $30K. So if they're still marketing active weeks, they may be willing to buy back from you, likely at minimal cost. ResponsibleExit.com is the developers' preferred place for you to list your timeshare. It preserves value for them and helps protect sellers as well. If you're developer is gone, check out the Timeshare Users Group, a $20 a year membership co-op site with a selling forum allowing you to post a week. The best potential buyers are other timeshare owners looking for additional time. Do a traditional closing and have no further legal obligation on that property. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     12.18.19 Budgeting apps rock; Social media casting calls; Tap water safety A week out from Christmas, many have put themselves in a financial bind. Clark felt that those who used budgeting apps were the type who really didn't need them. But research shows a clear benefit to these apps for problem spenders. People who employ spending apps immediately cut back on food and beverage costs by almost 20%. Overall spending drops 15% for app users tracking spending. There is an advantage to tracking your spending. Mint and similar apps help you know where the money goes. If that doesn't work, go ALL CASH. In severe cases, living within a finite amount of cash means spending drops dramatically. You manage to get by on what you've got. It works.  Clark first wrote about this scam in 1993. Exploiting the desire for fame, the fake casting call scam appears mostly via social media these days. A hopeful shows up to great praise, urged to sign a contract and pay money to spark their career. Don't fall for it. If you've got the goods, you get paid.  Americans are buying bottled water in larger numbers as trust in public services and government has declined. A Consumer Reports investigation found two thirds of all bottled water comes from tap water. Municipal water supplies are tested multiple times daily. People assume bottled water is safer. The Flint MI water scandal damaged the people's trust in tap water all over the country. 60% of Americans think bottled is safer than tap, but there's more proof to the contrary. Consider using filter pitchers in your home. Consumer Reports found The Stream Rapids Brita and Pure Ultimate with lead reduction, both at $30, improved water taste. Essentially, 2/3rds of bottled water is similarly filtered. So think this through. Drinking bottled water typically costs $1K per year, vs. $30 for tap water you can easily filter yourself - and save - while being just as safe. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 18 Dec 2019 22:00:00 -0000 full Clark Howard Budgeting apps rock; Social media casting calls; Tap water safety A week out from Christmas, many have put themselves in a financial bind. Clark felt that those who used budgeting apps were the type who really didn't need them. But research shows a clear benefit to these apps for problem spenders. People who employ spending apps immediately cut back on food and beverage costs by almost 20%. Overall spending drops 15% for app users tracking spending. There is an advantage to tracking your spending. Mint and similar apps help you know where the money goes. If that doesn't work, go ALL CASH. In severe cases, living within a finite amount of cash means spending drops dramatically. You manage to get by on what you've got. It works.  Clark first wrote about this scam in 1993. Exploiting the desire for fame, the fake casting call scam appears mostly via social media these days. A hopeful shows up to great praise, urged to sign a contract and pay money to spark their career. Don't fall for it. If you've got the goods, you get paid.  Americans are buying bottled water in larger numbers as trust in public services and government has declined. A Consumer Reports investigation found two thirds of all bottled water comes from tap water. Municipal water supplies are tested multiple times daily. People assume bottled water is safer. The Flint MI water scandal damaged the people's trust in tap water all over the country. 60% of Americans think bottled is safer than tap, but there's more proof to the contrary. Consider using filter pitchers in your home. Consumer Reports found The Stream Rapids Brita and Pure Ultimate with lead reduction, both at $30, improved water taste. Essentially, 2/3rds of bottled water is similarly filtered. So think this through. Drinking bottled water typically costs $1K per year, vs. $30 for tap water you can easily filter yourself - and save - while being just as safe. Learn more about your ad choices. Visit megaphone.fm/adchoices A week out from Christmas, many have put themselves in a financial bind. Clark felt that those who used budgeting apps were the type who really didn't need them. But research shows a clear benefit to these apps for problem spenders. People who employ spending apps immediately cut back on food and beverage costs by almost 20%. Overall spending drops 15% for app users tracking spending. There is an advantage to tracking your spending. Mint and similar apps help you know where the money goes. If that doesn't work, go ALL CASH. In severe cases, living within a finite amount of cash means spending drops dramatically. You manage to get by on what you've got. It works. 


    Clark first wrote about this scam in 1993. Exploiting the desire for fame, the fake casting call scam appears mostly via social media these days. A hopeful shows up to great praise, urged to sign a contract and pay money to spark their career. Don't fall for it. If you've got the goods, you get paid. 


    Americans are buying bottled water in larger numbers as trust in public services and government has declined. A Consumer Reports investigation found two thirds of all bottled water comes from tap water. Municipal water supplies are tested multiple times daily. People assume bottled water is safer. The Flint MI water scandal damaged the people's trust in tap water all over the country. 60% of Americans think bottled is safer than tap, but there's more proof to the contrary. Consider using filter pitchers in your home. Consumer Reports found The Stream Rapids Brita and Pure Ultimate with lead reduction, both at $30, improved water taste. Essentially, 2/3rds of bottled water is similarly filtered. So think this through. Drinking bottled water typically costs $1K per year, vs. $30 for tap water you can easily filter yourself - and save - while being just as safe.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2282     12.17.19 Fast food breakfast wars; Elderly scams; Streaming local stations for free with Locast 2020 will bring deals on breakfast. More people eat breakfast away from home. McDonalds and Starbucks account for almost half of breakfast buys, and other fast food chains want a piece of that market. Wendy's is giving breakfast another go. In the new year, there will be more competition for your breakfast dollar, expect discounts galore through 2020. Pay attention to discounts from your favorite restaurants through their apps.  AARP reports on financial exploitation of the elderly. Research put the average take at $120K over time. Bank account rip offs average just under $50K. One third of the victims are 80 and older. Often it's a family member / caregiver taking advantage of an aging relative. The holidays bring families together. Adult children need to know what's happening with their aging relatives. Scattered families facilitate this crime, so take time to understand what's going on. You don't want to regret not protecting your loved one. Please remember to be nosy and ask questions. In massive numbers, people are cutting the cord - canning pay TV from the cable, phone or satellite companies for streaming. Streaming offerings and charges are changing all the time. In 2019, many streaming offerings have been free. But for many, getting local channels has been a roadblock to cord cutting. Locast.org now covers more than half the population of the U.S. This non-profit provides streaming for local channels. If you can't put an antenna up or get a good signal, you're able to get local channels streamed via Locast. The traditional pay TV bundle will soon be so last century as it becomes more efficient and cheaper to stream TV.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 17 Dec 2019 22:00:00 -0000 full Clark Howard Fast food breakfast wars; Elderly scams; Streaming local stations for free with Locast 2020 will bring deals on breakfast. More people eat breakfast away from home. McDonalds and Starbucks account for almost half of breakfast buys, and other fast food chains want a piece of that market. Wendy's is giving breakfast another go. In the new year, there will be more competition for your breakfast dollar, expect discounts galore through 2020. Pay attention to discounts from your favorite restaurants through their apps.  AARP reports on financial exploitation of the elderly. Research put the average take at $120K over time. Bank account rip offs average just under $50K. One third of the victims are 80 and older. Often it's a family member / caregiver taking advantage of an aging relative. The holidays bring families together. Adult children need to know what's happening with their aging relatives. Scattered families facilitate this crime, so take time to understand what's going on. You don't want to regret not protecting your loved one. Please remember to be nosy and ask questions. In massive numbers, people are cutting the cord - canning pay TV from the cable, phone or satellite companies for streaming. Streaming offerings and charges are changing all the time. In 2019, many streaming offerings have been free. But for many, getting local channels has been a roadblock to cord cutting. Locast.org now covers more than half the population of the U.S. This non-profit provides streaming for local channels. If you can't put an antenna up or get a good signal, you're able to get local channels streamed via Locast. The traditional pay TV bundle will soon be so last century as it becomes more efficient and cheaper to stream TV.  Learn more about your ad choices. Visit megaphone.fm/adchoices 2020 will bring deals on breakfast. More people eat breakfast away from home. McDonalds and Starbucks account for almost half of breakfast buys, and other fast food chains want a piece of that market. Wendy's is giving breakfast another go. In the new year, there will be more competition for your breakfast dollar, expect discounts galore through 2020. Pay attention to discounts from your favorite restaurants through their apps. 


    AARP reports on financial exploitation of the elderly. Research put the average take at $120K over time. Bank account rip offs average just under $50K. One third of the victims are 80 and older. Often it's a family member / caregiver taking advantage of an aging relative. The holidays bring families together. Adult children need to know what's happening with their aging relatives. Scattered families facilitate this crime, so take time to understand what's going on. You don't want to regret not protecting your loved one. Please remember to be nosy and ask questions.


    In massive numbers, people are cutting the cord - canning pay TV from the cable, phone or satellite companies for streaming. Streaming offerings and charges are changing all the time. In 2019, many streaming offerings have been free. But for many, getting local channels has been a roadblock to cord cutting. Locast.org now covers more than half the population of the U.S. This non-profit provides streaming for local channels. If you can't put an antenna up or get a good signal, you're able to get local channels streamed via Locast. The traditional pay TV bundle will soon be so last century as it becomes more efficient and cheaper to stream TV. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     12.16.19 Jobs that don't require a college degree; Lending money to friends; New dental technology So many are languishing in low paying jobs, unable to get ahead. See the Clark.com story on jobs that don't require college degrees and pay at least $70k per year. The Bureau of Labor statistics provides the data. The number one job - Air traffic controller - does require 2 years of training and retirement at age 55 - $125k per year. That may be too stressful for many. Job number 2 - Logistics (transportation, storage or distribution) manager at $95K. Police department supervisor - wages vary by location - $90K on average. See the full list including required training and education.  A Bankrate survey reveals that more than 1/3 of those who have lent money to or cosigned for family or friends, have suffered financially with their credit ruined, money lost and/or the relationship damaged or destroyed. True example: Someone who cosigned for a friend's vehicle later had to pay for a repossession for a vehicle that had no benefit from, which ruined their credit for years. If you lend money to a friend or family member, think of it as a gift. Do not expect to get paid back. If they were good for it, they'd use a bank. Secondly, don't ever cosign a loan unless you can afford to deal with the consequences if the borrower chooses not to pay. And make sure you're aware in real time whether the payments are being made on time. If not, step in and pay, because you're fully legally responsible, no matter what.  At January's CES convention Clark reported on app-based toothbrushes. It seems that both children and adults generally do an inadequate job of brushing. Expect to see app-based toothbrush systems peddled over the holidays. These systems vary but generally monitor and guide brushing. Prevention is key. This could save you dental trouble. Also, dentist are migrating to precisioned designed, near perfect 3-D printed crowns, which can be completed in one visit. This technology is in use for only about 15% of dental practitioners, but as more adopt, it gets cheaper and better. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Dec 2019 22:00:00 -0000 full Clark Howard Jobs that don't require a college degree; Lending money to friends; New dental technology So many are languishing in low paying jobs, unable to get ahead. See the Clark.com story on jobs that don't require college degrees and pay at least $70k per year. The Bureau of Labor statistics provides the data. The number one job - Air traffic controller - does require 2 years of training and retirement at age 55 - $125k per year. That may be too stressful for many. Job number 2 - Logistics (transportation, storage or distribution) manager at $95K. Police department supervisor - wages vary by location - $90K on average. See the full list including required training and education.  A Bankrate survey reveals that more than 1/3 of those who have lent money to or cosigned for family or friends, have suffered financially with their credit ruined, money lost and/or the relationship damaged or destroyed. True example: Someone who cosigned for a friend's vehicle later had to pay for a repossession for a vehicle that had no benefit from, which ruined their credit for years. If you lend money to a friend or family member, think of it as a gift. Do not expect to get paid back. If they were good for it, they'd use a bank. Secondly, don't ever cosign a loan unless you can afford to deal with the consequences if the borrower chooses not to pay. And make sure you're aware in real time whether the payments are being made on time. If not, step in and pay, because you're fully legally responsible, no matter what.  At January's CES convention Clark reported on app-based toothbrushes. It seems that both children and adults generally do an inadequate job of brushing. Expect to see app-based toothbrush systems peddled over the holidays. These systems vary but generally monitor and guide brushing. Prevention is key. This could save you dental trouble. Also, dentist are migrating to precisioned designed, near perfect 3-D printed crowns, which can be completed in one visit. This technology is in use for only about 15% of dental practitioners, but as more adopt, it gets cheaper and better. Learn more about your ad choices. Visit megaphone.fm/adchoices So many are languishing in low paying jobs, unable to get ahead. See the Clark.com story on jobs that don't require college degrees and pay at least $70k per year. The Bureau of Labor statistics provides the data. The number one job - Air traffic controller - does require 2 years of training and retirement at age 55 - $125k per year. That may be too stressful for many. Job number 2 - Logistics (transportation, storage or distribution) manager at $95K. Police department supervisor - wages vary by location - $90K on average. See the full list including required training and education. 


    A Bankrate survey reveals that more than 1/3 of those who have lent money to or cosigned for family or friends, have suffered financially with their credit ruined, money lost and/or the relationship damaged or destroyed. True example: Someone who cosigned for a friend's vehicle later had to pay for a repossession for a vehicle that had no benefit from, which ruined their credit for years. If you lend money to a friend or family member, think of it as a gift. Do not expect to get paid back. If they were good for it, they'd use a bank. Secondly, don't ever cosign a loan unless you can afford to deal with the consequences if the borrower chooses not to pay. And make sure you're aware in real time whether the payments are being made on time. If not, step in and pay, because you're fully legally responsible, no matter what. 


    At January's CES convention Clark reported on app-based toothbrushes. It seems that both children and adults generally do an inadequate job of brushing. Expect to see app-based toothbrush systems peddled over the holidays. These systems vary but generally monitor and guide brushing. Prevention is key. This could save you dental trouble. Also, dentist are migrating to precisioned designed, near perfect 3-D printed crowns, which can be completed in one visit. This technology is in use for only about 15% of dental practitioners, but as more adopt, it gets cheaper and better.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     12.13.19 Apps for buying local; Clark Stinks Clark discusses some newer apps that help you shop at local businesses. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 13 Dec 2019 22:00:00 -0000 full Clark Howard Apps for buying local; Clark Stinks Clark discusses some newer apps that help you shop at local businesses. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses some newer apps that help you shop at local businesses.


    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2289     12.12.19 Emerging jobs to consider; Avoiding fund mistakes when investing LinkedIn has published a list of the top 10 emerging jobs. The trend is clear: STEM jobs are happening. 7 out of 10 are related to tech, computers and science. Don’t go STEM if you have no aptitude. But if so, the career paths are wide open. Some for profit schools have taken advantage of students, recruiting them with false promises. The University of Phoenix has historically enjoyed a good reputation. Now the school must absorb a $50 M penalty and $141 in student loan debt from students who attended under false pretenses, having been told the school had corporate partners directly hiring graduates. The FTC found that was all made up. False advertising to this effect started in 2012. Students enrolling based on those false promises of corporate partnerships are eligible to apply for having their loans wiped out. A Financial Review study looks at how people choose the funds in a 401k. An employer will supply a list of fund choices. People are most likely to put money into the first 4 funds they see on the list. If you’re not into investing and your plan offers a target retirement funds, that’s the easiest, wisest choice to make. Pick the year closes to your projected retirement and the fund adjusts accordingly over time. For Roth investing, also do the target retirement fund. Keep it simple. If your company 401k offering doesn’t have target retirement funds, if you’re under age 45, put the money a total stock market index fund, or a 500 stock index fund. You could also put some of your money into a total international index fund. Conservative investors should consider putting 20% in a total bond index fund. 3 funds could get your money widely allocated to lower risk in times of decline. Choose target retirement funds when available. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 12 Dec 2019 22:00:00 -0000 full Clark Howard Emerging jobs to consider; Avoiding fund mistakes when investing LinkedIn has published a list of the top 10 emerging jobs. The trend is clear: STEM jobs are happening. 7 out of 10 are related to tech, computers and science. Don’t go STEM if you have no aptitude. But if so, the career paths are wide open. Some for profit schools have taken advantage of students, recruiting them with false promises. The University of Phoenix has historically enjoyed a good reputation. Now the school must absorb a $50 M penalty and $141 in student loan debt from students who attended under false pretenses, having been told the school had corporate partners directly hiring graduates. The FTC found that was all made up. False advertising to this effect started in 2012. Students enrolling based on those false promises of corporate partnerships are eligible to apply for having their loans wiped out. A Financial Review study looks at how people choose the funds in a 401k. An employer will supply a list of fund choices. People are most likely to put money into the first 4 funds they see on the list. If you’re not into investing and your plan offers a target retirement funds, that’s the easiest, wisest choice to make. Pick the year closes to your projected retirement and the fund adjusts accordingly over time. For Roth investing, also do the target retirement fund. Keep it simple. If your company 401k offering doesn’t have target retirement funds, if you’re under age 45, put the money a total stock market index fund, or a 500 stock index fund. You could also put some of your money into a total international index fund. Conservative investors should consider putting 20% in a total bond index fund. 3 funds could get your money widely allocated to lower risk in times of decline. Choose target retirement funds when available. Learn more about your ad choices. Visit megaphone.fm/adchoices LinkedIn has published a list of the top 10 emerging jobs. The trend is clear: STEM jobs are happening. 7 out of 10 are related to tech, computers and science. Don’t go STEM if you have no aptitude. But if so, the career paths are wide open.


    Some for profit schools have taken advantage of students, recruiting them with false promises. The University of Phoenix has historically enjoyed a good reputation. Now the school must absorb a $50 M penalty and $141 in student loan debt from students who attended under false pretenses, having been told the school had corporate partners directly hiring graduates. The FTC found that was all made up. False advertising to this effect started in 2012. Students enrolling based on those false promises of corporate partnerships are eligible to apply for having their loans wiped out.


    A Financial Review study looks at how people choose the funds in a 401k. An employer will supply a list of fund choices. People are most likely to put money into the first 4 funds they see on the list. If you’re not into investing and your plan offers a target retirement funds, that’s the easiest, wisest choice to make. Pick the year closes to your projected retirement and the fund adjusts accordingly over time. For Roth investing, also do the target retirement fund. Keep it simple. If your company 401k offering doesn’t have target retirement funds, if you’re under age 45, put the money a total stock market index fund, or a 500 stock index fund. You could also put some of your money into a total international index fund. Conservative investors should consider putting 20% in a total bond index fund. 3 funds could get your money widely allocated to lower risk in times of decline. Choose target retirement funds when available.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     12.11.19 Clark gets customer no service; Healthcare scam; Christmas spirit stories Clark NEVER ever settles a personal score in any public forum. But he will share how he’s been able to solve a problem. Last year Clark bought a deal on a new MacBook for his son’s school work from Woot. When the keyboard malfunctioned, Clark took it in for repair and was informed the computer had been refurbished. Customer service at Woot is moot – Clark’s attempts at reaching them ignored. Clark filed a complaint with the BBB. Clark received a response from Woot offering a full refund after sending back the computer. The response gave no admission of guilt – but a full refund. When you have a customer service issue, don’t give up. Keep trying different approaches to get to a result. There are many different levers you can pull. Had they ignored the BBB, Clark would have attempted the arbitration. Fraudsters are selling snake oil cures to the desperate terminally ill. Clinics have opened up around the country promising stem cell treatment cancer cures. The Washington Post reports one such clinic claimed an 80% cure rate, when actually they cured no one. The FDA is trying to go after these clinics but they morph to survive. Stem cell treatment become bogus blood treatments. Better to find a university based research center doing advanced work on the illness at hand. The Atlanta Constitution reports on how a rideshare passenger and driver impacted each other’s lives. After getting acquainted during the ride, the benefactor passenger paid for the driver to finish her degree at GA State University. She worked 2 jobs, raised 3 sons and had run out of funds to finish her education. Passenger Kevin was so impressed with her life story, he was inspired to help her. He made his way to the registrar’s office, paid off her tuition and paid forward for the rest of her education. Now at 43, she has completed her degree. Now she aspires to attend law school! Story 2: USA Today reports how a MD real estate firm doled out bonuses to employees at total of $10M at the company Christmas party last weekend. Employees received $50K on average. The smartest capitalists share success with those who make it happen. Many in business who have a great year don’t think beyond themselves. But nothing substitutes for making an employee feel like an owner sharing in success. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 11 Dec 2019 22:00:00 -0000 full Clark Howard Clark gets customer no service; Healthcare scam; Christmas spirit stories Clark NEVER ever settles a personal score in any public forum. But he will share how he’s been able to solve a problem. Last year Clark bought a deal on a new MacBook for his son’s school work from Woot. When the keyboard malfunctioned, Clark took it in for repair and was informed the computer had been refurbished. Customer service at Woot is moot – Clark’s attempts at reaching them ignored. Clark filed a complaint with the BBB. Clark received a response from Woot offering a full refund after sending back the computer. The response gave no admission of guilt – but a full refund. When you have a customer service issue, don’t give up. Keep trying different approaches to get to a result. There are many different levers you can pull. Had they ignored the BBB, Clark would have attempted the arbitration. Fraudsters are selling snake oil cures to the desperate terminally ill. Clinics have opened up around the country promising stem cell treatment cancer cures. The Washington Post reports one such clinic claimed an 80% cure rate, when actually they cured no one. The FDA is trying to go after these clinics but they morph to survive. Stem cell treatment become bogus blood treatments. Better to find a university based research center doing advanced work on the illness at hand. The Atlanta Constitution reports on how a rideshare passenger and driver impacted each other’s lives. After getting acquainted during the ride, the benefactor passenger paid for the driver to finish her degree at GA State University. She worked 2 jobs, raised 3 sons and had run out of funds to finish her education. Passenger Kevin was so impressed with her life story, he was inspired to help her. He made his way to the registrar’s office, paid off her tuition and paid forward for the rest of her education. Now at 43, she has completed her degree. Now she aspires to attend law school! Story 2: USA Today reports how a MD real estate firm doled out bonuses to employees at total of $10M at the company Christmas party last weekend. Employees received $50K on average. The smartest capitalists share success with those who make it happen. Many in business who have a great year don’t think beyond themselves. But nothing substitutes for making an employee feel like an owner sharing in success. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark NEVER ever settles a personal score in any public forum. But he will share how he’s been able to solve a problem. Last year Clark bought a deal on a new MacBook for his son’s school work from Woot. When the keyboard malfunctioned, Clark took it in for repair and was informed the computer had been refurbished. Customer service at Woot is moot – Clark’s attempts at reaching them ignored. Clark filed a complaint with the BBB. Clark received a response from Woot offering a full refund after sending back the computer. The response gave no admission of guilt – but a full refund. When you have a customer service issue, don’t give up. Keep trying different approaches to get to a result. There are many different levers you can pull. Had they ignored the BBB, Clark would have attempted the arbitration.


    Fraudsters are selling snake oil cures to the desperate terminally ill. Clinics have opened up around the country promising stem cell treatment cancer cures. The Washington Post reports one such clinic claimed an 80% cure rate, when actually they cured no one. The FDA is trying to go after these clinics but they morph to survive. Stem cell treatment become bogus blood treatments. Better to find a university based research center doing advanced work on the illness at hand.


    The Atlanta Constitution reports on how a rideshare passenger and driver impacted each other’s lives. After getting acquainted during the ride, the benefactor passenger paid for the driver to finish her degree at GA State University. She worked 2 jobs, raised 3 sons and had run out of funds to finish her education. Passenger Kevin was so impressed with her life story, he was inspired to help her. He made his way to the registrar’s office, paid off her tuition and paid forward for the rest of her education. Now at 43, she has completed her degree. Now she aspires to attend law school! Story 2: USA Today reports how a MD real estate firm doled out bonuses to employees at total of $10M at the company Christmas party last weekend. Employees received $50K on average. The smartest capitalists share success with those who make it happen. Many in business who have a great year don’t think beyond themselves. But nothing substitutes for making an employee feel like an owner sharing in success.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     12.10.19 How to return items; Wells Fargo is awful; End of year tax help The lines for returns start Dec. 26. Often you’ll get a gift card to use at that retailer to shop. The week between Christmas and New Year’s has become one of the busiest shopping weeks of the year, and an expensive one as well. Lines, crowds and higher prices. Better idea: January 6th or later is when to return items, unless that retailer has a tighter window on returns. By January 6th and later, shoppers have evaporated and excess merchandise and previous returns all get marked down. No crowds, no lines, lower prices. Amazon gifts can come with return vouchers. Make sure when you open a gift delivered by Amazon, you find the gift receipt in order to do a return if need be. Yes it’s hard to consider switching banks but Wells Fargo continues to prove it’s a criminal enterprise posing as a bank, unworthy of being trusted with you money. Follow up on a previous story – $2.5M of a widow’s inheritance was stolen by her Wells Fargo broker trading at Wells Fargo. The broker is alleged to have forged documents to generate massive fees. The only recourse: arbitration. Concurrently, the Office of the Controller of the Currency has sanctioned WF for ignoring employee grievances. They’re doing nothing to investigate employee complaints. You are at risk if you do business with this company that REFUSES to do right by people. About 1 in 8 of us are self-employed or have some kind of side gig. Tax is not being withheld with this type of work and you could get hit hard at tax time. You’re expected to pay 15.3% to social security and make estimated tax payments 4 times a year. If you don’t, you’ve under withheld and are penalized. If you also have a regular job, do maximum withholding, averaged out over the year by the IRS, to reduce penalties for not having paid through the course of the year. If solely self-employed, pay the IRS the sooner the better to stop the interest and penalty clock. You’re expected to make estimated payments 4 times a year, state and federal. For the solo self-employed, you can do a solo or self-employed 401K with generous limits to reduce your tax bill. For high earners, a SEP has a limit around $57K per year you can set aside for retirement, fee free – all to reduce the tax you’d owe otherwise. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 Dec 2019 22:00:00 -0000 full Clark Howard How to return items; Wells Fargo is awful; End of year tax help The lines for returns start Dec. 26. Often you’ll get a gift card to use at that retailer to shop. The week between Christmas and New Year’s has become one of the busiest shopping weeks of the year, and an expensive one as well. Lines, crowds and higher prices. Better idea: January 6th or later is when to return items, unless that retailer has a tighter window on returns. By January 6th and later, shoppers have evaporated and excess merchandise and previous returns all get marked down. No crowds, no lines, lower prices. Amazon gifts can come with return vouchers. Make sure when you open a gift delivered by Amazon, you find the gift receipt in order to do a return if need be. Yes it’s hard to consider switching banks but Wells Fargo continues to prove it’s a criminal enterprise posing as a bank, unworthy of being trusted with you money. Follow up on a previous story – $2.5M of a widow’s inheritance was stolen by her Wells Fargo broker trading at Wells Fargo. The broker is alleged to have forged documents to generate massive fees. The only recourse: arbitration. Concurrently, the Office of the Controller of the Currency has sanctioned WF for ignoring employee grievances. They’re doing nothing to investigate employee complaints. You are at risk if you do business with this company that REFUSES to do right by people. About 1 in 8 of us are self-employed or have some kind of side gig. Tax is not being withheld with this type of work and you could get hit hard at tax time. You’re expected to pay 15.3% to social security and make estimated tax payments 4 times a year. If you don’t, you’ve under withheld and are penalized. If you also have a regular job, do maximum withholding, averaged out over the year by the IRS, to reduce penalties for not having paid through the course of the year. If solely self-employed, pay the IRS the sooner the better to stop the interest and penalty clock. You’re expected to make estimated payments 4 times a year, state and federal. For the solo self-employed, you can do a solo or self-employed 401K with generous limits to reduce your tax bill. For high earners, a SEP has a limit around $57K per year you can set aside for retirement, fee free – all to reduce the tax you’d owe otherwise. Learn more about your ad choices. Visit megaphone.fm/adchoices The lines for returns start Dec. 26. Often you’ll get a gift card to use at that retailer to shop. The week between Christmas and New Year’s has become one of the busiest shopping weeks of the year, and an expensive one as well. Lines, crowds and higher prices. Better idea: January 6th or later is when to return items, unless that retailer has a tighter window on returns. By January 6th and later, shoppers have evaporated and excess merchandise and previous returns all get marked down. No crowds, no lines, lower prices. Amazon gifts can come with return vouchers. Make sure when you open a gift delivered by Amazon, you find the gift receipt in order to do a return if need be.


    Yes it’s hard to consider switching banks but Wells Fargo continues to prove it’s a criminal enterprise posing as a bank, unworthy of being trusted with you money. Follow up on a previous story – $2.5M of a widow’s inheritance was stolen by her Wells Fargo broker trading at Wells Fargo. The broker is alleged to have forged documents to generate massive fees. The only recourse: arbitration. Concurrently, the Office of the Controller of the Currency has sanctioned WF for ignoring employee grievances. They’re doing nothing to investigate employee complaints. You are at risk if you do business with this company that REFUSES to do right by people.


    About 1 in 8 of us are self-employed or have some kind of side gig. Tax is not being withheld with this type of work and you could get hit hard at tax time. You’re expected to pay 15.3% to social security and make estimated tax payments 4 times a year. If you don’t, you’ve under withheld and are penalized. If you also have a regular job, do maximum withholding, averaged out over the year by the IRS, to reduce penalties for not having paid through the course of the year. If solely self-employed, pay the IRS the sooner the better to stop the interest and penalty clock. You’re expected to make estimated payments 4 times a year, state and federal. For the solo self-employed, you can do a solo or self-employed 401K with generous limits to reduce your tax bill. For high earners, a SEP has a limit around $57K per year you can set aside for retirement, fee free – all to reduce the tax you’d owe otherwise.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     12.9.19 Unemployment is low but so is pay; Tipping during the Holidays Clark discusses the current economic situation. Unemployment is low. Hooray! But pay has not gone up as much as it should have considering the current unemployment numbers. How much should you tip during the Holidays? Clark talks about who you should consider being generous with this time of year and what amounts to a fair tip amount. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Dec 2019 22:00:00 -0000 full Clark Howard Unemployment is low but so is pay; Tipping during the Holidays Clark discusses the current economic situation. Unemployment is low. Hooray! But pay has not gone up as much as it should have considering the current unemployment numbers. How much should you tip during the Holidays? Clark talks about who you should consider being generous with this time of year and what amounts to a fair tip amount. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the current economic situation. Unemployment is low. Hooray! But pay has not gone up as much as it should have considering the current unemployment numbers.


    How much should you tip during the Holidays? Clark talks about who you should consider being generous with this time of year and what amounts to a fair tip amount.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2326     12.6.19 Big travel deals around the corner; Clark Stinks Next year we’ll see many great airfare bargains domestic and international. Allegiant, Frontier and Spirit, the 3 hard discount airlines are having a big impact on airfares all over the country. When they come into a marketplace with a flight even just twice a week, airfares in that market on other airlines decline. According to Hopper, there’s a 17% rate drop when a new flight comes in from a discounter. Another factor for lower airfares in 2020: Eventually the Boeing Max is going back in the air. The influx of more aircraft will have an effect. The Southwest effect: Fares drop by over 60% when that airline enters a market. As Southwest gets the Max back, there should be a bargain affect. When a new route is introduced, deals appear. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 06 Dec 2019 22:00:00 -0000 full Clark Howard Big travel deals around the corner; Clark Stinks Next year we’ll see many great airfare bargains domestic and international. Allegiant, Frontier and Spirit, the 3 hard discount airlines are having a big impact on airfares all over the country. When they come into a marketplace with a flight even just twice a week, airfares in that market on other airlines decline. According to Hopper, there’s a 17% rate drop when a new flight comes in from a discounter. Another factor for lower airfares in 2020: Eventually the Boeing Max is going back in the air. The influx of more aircraft will have an effect. The Southwest effect: Fares drop by over 60% when that airline enters a market. As Southwest gets the Max back, there should be a bargain affect. When a new route is introduced, deals appear. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Next year we’ll see many great airfare bargains domestic and international. Allegiant, Frontier and Spirit, the 3 hard discount airlines are having a big impact on airfares all over the country. When they come into a marketplace with a flight even just twice a week, airfares in that market on other airlines decline. According to Hopper, there’s a 17% rate drop when a new flight comes in from a discounter. Another factor for lower airfares in 2020: Eventually the Boeing Max is going back in the air. The influx of more aircraft will have an effect. The Southwest effect: Fares drop by over 60% when that airline enters a market. As Southwest gets the Max back, there should be a bargain affect. When a new route is introduced, deals appear.


    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     12.5.19 Stopping robocalls; Public pension problems; Deterring porch pirates One recent study reports a record 5.7 billion robocalls were made in Oct. alone, up 25% from the month before. That translates into 182 million robocalls per day, or over 2 thousand per second. Experts predicts by year’s end, Americans will have received about 60 billion for the year. Phone companies make money from robocalls. The FCC is putting heat of telecom to address the problem by the end of the year. The industry solution – Shaken/Stir, could take years to meaningfully remedy the problem. Shaken/Stir will reduce robocalls at best but the problem will not go away. Filters like NoMoRobo can only block numbers known to be spam, while robocallers & scammers keep switching lines to get around filters, or commit spoofing. Most workers don’t receive pensions anymore, except for many state and local employees, many of whom are underpaid. Generous pensions are promised in return for years of service. The Economist reports state and local pension plans are underfunded. Either pension promises will be broken or taxes will have to go up. The real solution is better pay for state and local workers and 401K plans like workers in the private sector. Underfunded pension don’t work for taxpayers or government workers. About 1/4 of Christmas shopping is being done online.That means a massive number of packages circulating. Criminals are engaging in porch piracy on a scale never seen before. Many homeowners are putting in cameras. For theft prevention, several companies are selling connected package receiving boxes, accessed by delivery workers via one-time use codes, able to alert the owner to a delivery. The boxes can be at the street or at the front door. It’s become a burden for apartment and condo staffs to handle packages. Amazon is pushing their lockers in Whole Foods locations. Walmart and Target have package pickup. FedEx and UPS stores have pick up locations. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 05 Dec 2019 22:00:00 -0000 full Clark Howard Stopping robocalls; Public pension problems; Deterring porch pirates One recent study reports a record 5.7 billion robocalls were made in Oct. alone, up 25% from the month before. That translates into 182 million robocalls per day, or over 2 thousand per second. Experts predicts by year’s end, Americans will have received about 60 billion for the year. Phone companies make money from robocalls. The FCC is putting heat of telecom to address the problem by the end of the year. The industry solution – Shaken/Stir, could take years to meaningfully remedy the problem. Shaken/Stir will reduce robocalls at best but the problem will not go away. Filters like NoMoRobo can only block numbers known to be spam, while robocallers & scammers keep switching lines to get around filters, or commit spoofing. Most workers don’t receive pensions anymore, except for many state and local employees, many of whom are underpaid. Generous pensions are promised in return for years of service. The Economist reports state and local pension plans are underfunded. Either pension promises will be broken or taxes will have to go up. The real solution is better pay for state and local workers and 401K plans like workers in the private sector. Underfunded pension don’t work for taxpayers or government workers. About 1/4 of Christmas shopping is being done online.That means a massive number of packages circulating. Criminals are engaging in porch piracy on a scale never seen before. Many homeowners are putting in cameras. For theft prevention, several companies are selling connected package receiving boxes, accessed by delivery workers via one-time use codes, able to alert the owner to a delivery. The boxes can be at the street or at the front door. It’s become a burden for apartment and condo staffs to handle packages. Amazon is pushing their lockers in Whole Foods locations. Walmart and Target have package pickup. FedEx and UPS stores have pick up locations. Learn more about your ad choices. Visit megaphone.fm/adchoices One recent study reports a record 5.7 billion robocalls were made in Oct. alone, up 25% from the month before. That translates into 182 million robocalls per day, or over 2 thousand per second. Experts predicts by year’s end, Americans will have received about 60 billion for the year. Phone companies make money from robocalls. The FCC is putting heat of telecom to address the problem by the end of the year. The industry solution – Shaken/Stir, could take years to meaningfully remedy the problem. Shaken/Stir will reduce robocalls at best but the problem will not go away. Filters like NoMoRobo can only block numbers known to be spam, while robocallers & scammers keep switching lines to get around filters, or commit spoofing.


    Most workers don’t receive pensions anymore, except for many state and local employees, many of whom are underpaid. Generous pensions are promised in return for years of service. The Economist reports state and local pension plans are underfunded. Either pension promises will be broken or taxes will have to go up. The real solution is better pay for state and local workers and 401K plans like workers in the private sector. Underfunded pension don’t work for taxpayers or government workers.


    About 1/4 of Christmas shopping is being done online.That means a massive number of packages circulating. Criminals are engaging in porch piracy on a scale never seen before. Many homeowners are putting in cameras. For theft prevention, several companies are selling connected package receiving boxes, accessed by delivery workers via one-time use codes, able to alert the owner to a delivery. The boxes can be at the street or at the front door. It’s become a burden for apartment and condo staffs to handle packages. Amazon is pushing their lockers in Whole Foods locations. Walmart and Target have package pickup. FedEx and UPS stores have pick up locations.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     12.4.19 Riskier consumer loans; Stop unplugging things; Unsafe toy list It’s estimated 1 in 5 U.S. adults has a thin or no file by traditional credit reporting methods. A new regulation was issued yesterday giving the green light to new methods of measuring credit worthiness. Rent and utility payments can now be considered along with other behavioral analyses. Many young adults can benefit from this. What you spend vs what you earn is a new and very valid criteria for new scoring models. Do you live on less than what you make? Good saving habits are an indicator of a good bill payer. This hasn’t been a factor until now, to determine credit worthiness. The banking industry moves slow, so expect to see this first adopted by fintechs. Petal Card is among the first to use alternative scoring models. Many have made a habit of unplugging everything before leaving home for a few days, to cut down on power use and for safety reasons. Vampire electronics – Dracula devices are thought to eat up home energy. USA Today’s Know Your Stuff column reports that today’s modern appliances and electronics do not eat power when not in use. The energy consumption of at rest appliances and electronics is only 10% of what it used to be. If you’re going on a trip, consider unplugging power strips. The number one thing you should do to save on energy is use LED lighting. Smart thermostats auto adjust to maximum energy efficiency. These are simple ways to save on power.  Clark discusses which toys made the list of unsafe items this year. Be careful what you buy for your kiddos! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 04 Dec 2019 22:00:00 -0000 full Clark Howard Riskier consumer loans; Stop unplugging things; Unsafe toy list It’s estimated 1 in 5 U.S. adults has a thin or no file by traditional credit reporting methods. A new regulation was issued yesterday giving the green light to new methods of measuring credit worthiness. Rent and utility payments can now be considered along with other behavioral analyses. Many young adults can benefit from this. What you spend vs what you earn is a new and very valid criteria for new scoring models. Do you live on less than what you make? Good saving habits are an indicator of a good bill payer. This hasn’t been a factor until now, to determine credit worthiness. The banking industry moves slow, so expect to see this first adopted by fintechs. Petal Card is among the first to use alternative scoring models. Many have made a habit of unplugging everything before leaving home for a few days, to cut down on power use and for safety reasons. Vampire electronics – Dracula devices are thought to eat up home energy. USA Today’s Know Your Stuff column reports that today’s modern appliances and electronics do not eat power when not in use. The energy consumption of at rest appliances and electronics is only 10% of what it used to be. If you’re going on a trip, consider unplugging power strips. The number one thing you should do to save on energy is use LED lighting. Smart thermostats auto adjust to maximum energy efficiency. These are simple ways to save on power.  Clark discusses which toys made the list of unsafe items this year. Be careful what you buy for your kiddos! Learn more about your ad choices. Visit megaphone.fm/adchoices It’s estimated 1 in 5 U.S. adults has a thin or no file by traditional credit reporting methods. A new regulation was issued yesterday giving the green light to new methods of measuring credit worthiness. Rent and utility payments can now be considered along with other behavioral analyses. Many young adults can benefit from this. What you spend vs what you earn is a new and very valid criteria for new scoring models. Do you live on less than what you make? Good saving habits are an indicator of a good bill payer. This hasn’t been a factor until now, to determine credit worthiness. The banking industry moves slow, so expect to see this first adopted by fintechs. Petal Card is among the first to use alternative scoring models.


    Many have made a habit of unplugging everything before leaving home for a few days, to cut down on power use and for safety reasons. Vampire electronics – Dracula devices are thought to eat up home energy. USA Today’s Know Your Stuff column reports that today’s modern appliances and electronics do not eat power when not in use. The energy consumption of at rest appliances and electronics is only 10% of what it used to be. If you’re going on a trip, consider unplugging power strips. The number one thing you should do to save on energy is use LED lighting. Smart thermostats auto adjust to maximum energy efficiency. These are simple ways to save on power. 


    Clark discusses which toys made the list of unsafe items this year. Be careful what you buy for your kiddos!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2323     12.3.19 Fake reviews online; Gift cards are awful; Revolutionary recycling techniques There’s been a huge increase in the number of fake reviews. Consulting firm Pattern found for an item listed on Amazon, a one star higher rating leads to a 30% increase in sales. The marketplace incentives for fake reviews to boost a score are so enormous, fake reviews have infiltrated the retail landscape. According to Fakespot, in addition to Amazon this is a problem at Walmart.com. There’s no reason to believe it’s not a problem across retail sites. 35% of all reviews on Amazon are fake, often generated by paid writers from overseas. This makes it important to read reviews because you can tell when they’re bogus. Most people only look at the number of stars. Red flag: when an item only has 5 stars be suspicious and read on. Check Consumer Reports rating for the most trustworthy assessments. Gift cards remain popular, but 40% of Americans no longer wish to receive them because of all the fraud. Criminals gain access to secret codes enabling them to empty the cards upon activation. LA Times columnist David Lazarus reports gift card fraud has gotten more sophisticated. Now hackers have compromised the entire gift card system, able to use a computer program to figure out secret codes and card numbers for most every card issued. They can now compromise cards at will, and generally the retailers don’t make good on the ripped cards. Caution! Know the risk has increased and retailers have failed to provide adequate security to protect gift card purchases. Dealing with trash is a huge expense for municipalities. But city and county recycling efforts are not profitable today and attempts to do so are burdening tax payers. There’s been a technological breakthrough developed by an Israeli company that’s gotten worldwide attention. Startup UBQ Materials is using a new method that’s achieving zero waste. New machinery can sort, chop, grind, shred, clean and heat garbage into a thick liquid, which can be turned into pellets and reused in manufacturing. Full upcycling has been achieved here. The conversion of all waste into a potentially valuable product has enormous advantage to society, including the elimination of landfills. Key: solutions must be economically sound to be sustainable. We face strong demands on water and other resources, disease from waste and other problems. Solving these problems in such a fashion will make it green (profitable) to be green.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Dec 2019 22:00:00 -0000 full Clark Howard Fake reviews online; Gift cards are awful; Revolutionary recycling techniques There’s been a huge increase in the number of fake reviews. Consulting firm Pattern found for an item listed on Amazon, a one star higher rating leads to a 30% increase in sales. The marketplace incentives for fake reviews to boost a score are so enormous, fake reviews have infiltrated the retail landscape. According to Fakespot, in addition to Amazon this is a problem at Walmart.com. There’s no reason to believe it’s not a problem across retail sites. 35% of all reviews on Amazon are fake, often generated by paid writers from overseas. This makes it important to read reviews because you can tell when they’re bogus. Most people only look at the number of stars. Red flag: when an item only has 5 stars be suspicious and read on. Check Consumer Reports rating for the most trustworthy assessments. Gift cards remain popular, but 40% of Americans no longer wish to receive them because of all the fraud. Criminals gain access to secret codes enabling them to empty the cards upon activation. LA Times columnist David Lazarus reports gift card fraud has gotten more sophisticated. Now hackers have compromised the entire gift card system, able to use a computer program to figure out secret codes and card numbers for most every card issued. They can now compromise cards at will, and generally the retailers don’t make good on the ripped cards. Caution! Know the risk has increased and retailers have failed to provide adequate security to protect gift card purchases. Dealing with trash is a huge expense for municipalities. But city and county recycling efforts are not profitable today and attempts to do so are burdening tax payers. There’s been a technological breakthrough developed by an Israeli company that’s gotten worldwide attention. Startup UBQ Materials is using a new method that’s achieving zero waste. New machinery can sort, chop, grind, shred, clean and heat garbage into a thick liquid, which can be turned into pellets and reused in manufacturing. Full upcycling has been achieved here. The conversion of all waste into a potentially valuable product has enormous advantage to society, including the elimination of landfills. Key: solutions must be economically sound to be sustainable. We face strong demands on water and other resources, disease from waste and other problems. Solving these problems in such a fashion will make it green (profitable) to be green.  Learn more about your ad choices. Visit megaphone.fm/adchoices There’s been a huge increase in the number of fake reviews. Consulting firm Pattern found for an item listed on Amazon, a one star higher rating leads to a 30% increase in sales. The marketplace incentives for fake reviews to boost a score are so enormous, fake reviews have infiltrated the retail landscape. According to Fakespot, in addition to Amazon this is a problem at Walmart.com. There’s no reason to believe it’s not a problem across retail sites. 35% of all reviews on Amazon are fake, often generated by paid writers from overseas. This makes it important to read reviews because you can tell when they’re bogus. Most people only look at the number of stars. Red flag: when an item only has 5 stars be suspicious and read on. Check Consumer Reports rating for the most trustworthy assessments.


    Gift cards remain popular, but 40% of Americans no longer wish to receive them because of all the fraud. Criminals gain access to secret codes enabling them to empty the cards upon activation. LA Times columnist David Lazarus reports gift card fraud has gotten more sophisticated. Now hackers have compromised the entire gift card system, able to use a computer program to figure out secret codes and card numbers for most every card issued. They can now compromise cards at will, and generally the retailers don’t make good on the ripped cards. Caution! Know the risk has increased and retailers have failed to provide adequate security to protect gift card purchases.


    Dealing with trash is a huge expense for municipalities. But city and county recycling efforts are not profitable today and attempts to do so are burdening tax payers. There’s been a technological breakthrough developed by an Israeli company that’s gotten worldwide attention. Startup UBQ Materials is using a new method that’s achieving zero waste. New machinery can sort, chop, grind, shred, clean and heat garbage into a thick liquid, which can be turned into pellets and reused in manufacturing. Full upcycling has been achieved here. The conversion of all waste into a potentially valuable product has enormous advantage to society, including the elimination of landfills. Key: solutions must be economically sound to be sustainable. We face strong demands on water and other resources, disease from waste and other problems. Solving these problems in such a fashion will make it green (profitable) to be green. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     12.2.19 Clark tells his Black Friday experience; Personal loans for presents!?; Tenant screening goes futuristic Stores were not crowded on Black Friday this year. Clark visited Costco, Target, Walmart, Microcenter, Ollie’s & Five Below just to get a feel for retail that day. There were no real crowds. Patterns have changed. Around 23% of holiday shopping during Black Friday month will be done online, up significantly from last year. So much of shopping has shifted to click and collect. It’s convenient for shoppers to order online and pick up their merchandise. Costco stepped up promotions this year with an emphasis on Costco.com, but marketing got ahead of operations, resulting in a massive computer failure, crashing the site.   It’s gotten too easy for consumers to take out personal instant loans right on their smartphone. This is a booming business, with solicitations everywhere including on social media. The average loan is over $15K and as much as $30K. 20 million have done so thus far. These loans carry a moderately high interest rate. Many of these loans are being taken out for lifestyle. An Experian survey finds that 1 in 3 Americans acknowledge taking out a personal loan for Christmas shopping. Anytime you borrow for lifestyle, it comes back to burn you because it leaves no cushion in your life for the unexpected. Remember what really matters is time spent with loved ones. Bake or do something nice for someone in lieu of spending, because going into debt to keep up appearances is unwise, creating anxiety and financial pressure in your life. More than 1 in 3 Americans rent. The screening process is important to this 37% of U.S. adults. Historically a landlord would run a credit check and maybe check references. But today, large scale landlords are adopting more sophisticated tools using AI and deep data to come up with a renter score. Being judged on broader criteria can be a plus for those in the gig economy, no longer limited by traditional income ratios, and for those without traditional credit. The algorithms vary, but all use an array of factors – totally different than how screening has been done in the past. One model considers the type of debt an applicant has, weighing student loan debt less than credit card debt. Different factors are in play to determine suitable tenants. Small landlords generally are not using these models. Large corporate apartment complexes may be using several. One complex may reject you or require a large deposit, while another may give the go ahead. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Dec 2019 22:00:00 -0000 full Clark Howard Clark tells his Black Friday experience; Personal loans for presents!?; Tenant screening goes futuristic Stores were not crowded on Black Friday this year. Clark visited Costco, Target, Walmart, Microcenter, Ollie’s & Five Below just to get a feel for retail that day. There were no real crowds. Patterns have changed. Around 23% of holiday shopping during Black Friday month will be done online, up significantly from last year. So much of shopping has shifted to click and collect. It’s convenient for shoppers to order online and pick up their merchandise. Costco stepped up promotions this year with an emphasis on Costco.com, but marketing got ahead of operations, resulting in a massive computer failure, crashing the site.   It’s gotten too easy for consumers to take out personal instant loans right on their smartphone. This is a booming business, with solicitations everywhere including on social media. The average loan is over $15K and as much as $30K. 20 million have done so thus far. These loans carry a moderately high interest rate. Many of these loans are being taken out for lifestyle. An Experian survey finds that 1 in 3 Americans acknowledge taking out a personal loan for Christmas shopping. Anytime you borrow for lifestyle, it comes back to burn you because it leaves no cushion in your life for the unexpected. Remember what really matters is time spent with loved ones. Bake or do something nice for someone in lieu of spending, because going into debt to keep up appearances is unwise, creating anxiety and financial pressure in your life. More than 1 in 3 Americans rent. The screening process is important to this 37% of U.S. adults. Historically a landlord would run a credit check and maybe check references. But today, large scale landlords are adopting more sophisticated tools using AI and deep data to come up with a renter score. Being judged on broader criteria can be a plus for those in the gig economy, no longer limited by traditional income ratios, and for those without traditional credit. The algorithms vary, but all use an array of factors – totally different than how screening has been done in the past. One model considers the type of debt an applicant has, weighing student loan debt less than credit card debt. Different factors are in play to determine suitable tenants. Small landlords generally are not using these models. Large corporate apartment complexes may be using several. One complex may reject you or require a large deposit, while another may give the go ahead. Learn more about your ad choices. Visit megaphone.fm/adchoices Stores were not crowded on Black Friday this year. Clark visited Costco, Target, Walmart, Microcenter, Ollie’s & Five Below just to get a feel for retail that day. There were no real crowds. Patterns have changed. Around 23% of holiday shopping during Black Friday month will be done online, up significantly from last year. So much of shopping has shifted to click and collect. It’s convenient for shoppers to order online and pick up their merchandise. Costco stepped up promotions this year with an emphasis on Costco.com, but marketing got ahead of operations, resulting in a massive computer failure, crashing the site.  


    It’s gotten too easy for consumers to take out personal instant loans right on their smartphone. This is a booming business, with solicitations everywhere including on social media. The average loan is over $15K and as much as $30K. 20 million have done so thus far. These loans carry a moderately high interest rate. Many of these loans are being taken out for lifestyle. An Experian survey finds that 1 in 3 Americans acknowledge taking out a personal loan for Christmas shopping. Anytime you borrow for lifestyle, it comes back to burn you because it leaves no cushion in your life for the unexpected. Remember what really matters is time spent with loved ones. Bake or do something nice for someone in lieu of spending, because going into debt to keep up appearances is unwise, creating anxiety and financial pressure in your life.


    More than 1 in 3 Americans rent. The screening process is important to this 37% of U.S. adults. Historically a landlord would run a credit check and maybe check references. But today, large scale landlords are adopting more sophisticated tools using AI and deep data to come up with a renter score. Being judged on broader criteria can be a plus for those in the gig economy, no longer limited by traditional income ratios, and for those without traditional credit. The algorithms vary, but all use an array of factors – totally different than how screening has been done in the past. One model considers the type of debt an applicant has, weighing student loan debt less than credit card debt. Different factors are in play to determine suitable tenants. Small landlords generally are not using these models. Large corporate apartment complexes may be using several. One complex may reject you or require a large deposit, while another may give the go ahead.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2324     11.29.19 Credit Karma bank account; Avoid cable modem monthly fees We get many calls about online banks. Last December Clark was talking about stock trading app Robinhood launching a 3% checking account. That was shut down in 2 days by regulators because it was non-compliant with insurance rules. Robinhood has just launched a savings account paying 2%+ with a debit MC - this time with FDIC insurance of 1.25M. They followed the playbook of Seedrs (?) - a private program that allows you spread money over multiple institutions. Robinhood has 5 banks that have joined them in offering FDIC insured saving/spending accounts. Credit Karma has launched their savings account to their 100M members. If you get internet from a cable monopoly, they make you rent your modem from them. That's a ripoff of $10- $12 a month on a modem you can buy for $40- $60. Go to the company to search what modems are compatible with their internet service - and buy your own. Check speed requirements. Docsis 3.0 is an example of what you'll need. Also know if you get TV from a cable monopoly, they my quote you a package price of $59, and not to mention additional $40 junk fees. Look into streaming to save money. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 29 Nov 2019 22:00:00 -0000 full Clark Howard Credit Karma bank account; Avoid cable modem monthly fees We get many calls about online banks. Last December Clark was talking about stock trading app Robinhood launching a 3% checking account. That was shut down in 2 days by regulators because it was non-compliant with insurance rules. Robinhood has just launched a savings account paying 2%+ with a debit MC - this time with FDIC insurance of 1.25M. They followed the playbook of Seedrs (?) - a private program that allows you spread money over multiple institutions. Robinhood has 5 banks that have joined them in offering FDIC insured saving/spending accounts. Credit Karma has launched their savings account to their 100M members. If you get internet from a cable monopoly, they make you rent your modem from them. That's a ripoff of $10- $12 a month on a modem you can buy for $40- $60. Go to the company to search what modems are compatible with their internet service - and buy your own. Check speed requirements. Docsis 3.0 is an example of what you'll need. Also know if you get TV from a cable monopoly, they my quote you a package price of $59, and not to mention additional $40 junk fees. Look into streaming to save money. Learn more about your ad choices. Visit megaphone.fm/adchoices We get many calls about online banks. Last December Clark was talking about stock trading app Robinhood launching a 3% checking account. That was shut down in 2 days by regulators because it was non-compliant with insurance rules. Robinhood has just launched a savings account paying 2%+ with a debit MC - this time with FDIC insurance of 1.25M. They followed the playbook of Seedrs (?) - a private program that allows you spread money over multiple institutions. Robinhood has 5 banks that have joined them in offering FDIC insured saving/spending accounts. Credit Karma has launched their savings account to their 100M members.


    If you get internet from a cable monopoly, they make you rent your modem from them. That's a ripoff of $10- $12 a month on a modem you can buy for $40- $60. Go to the company to search what modems are compatible with their internet service - and buy your own. Check speed requirements. Docsis 3.0 is an example of what you'll need. Also know if you get TV from a cable monopoly, they my quote you a package price of $59, and not to mention additional $40 junk fees. Look into streaming to save money.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     11.28.19 How Clark would fix healthcare; Americans are saving more Clark promised recently to convey the key components for fixing healthcare in the U.S. He starts by asking how to align free market incentives with more efficiency and less cost. We have by far the highest % of national income going towards healthcare of any country in the world. It's shocking we spend 1/5 of our nation's wealth each year on healthcare. The next highest is 8 or 9% of a nation's output for healthcare. We must address cost first. How do we make healthcare more affordable? The industry doesn't think of patients as customers. The system is distorted with employer coverage creating corporate incentives. Big employers have a marketplace advantage, creating job lock. Employers being able to deduct employee health care from taxes should end right away. The best marketplace will happen when the customer is the buyer and chooses where to go for care. Healthcare cost will never come under control unless we get federally mandated price disclosure for any treatment in advance, to inform consumer decisions. Consumers should make the cost/benefit choice. In addition to requiring easy-to-read price lists - those prices must be guaranteed. No more surprise balance billing. The price is the price, period. ACCESS: Many American counties have no access to primary care providers. We need national law allowing Physician Assistants and NPs to set up their own practices independent of any doctor where needed. INSURANCE: More than half of all medical care comes through the government at federal, state and local levels, eliminating private marketplace incentives. The role of government should be providing reinsurance, after an insurance company cap is reached. This would get us away from insurers cynically manipulating the political process, selling fake policies full of exclusions and riddled with limits. Insurers could sells medigap like policies with clearly stated coverage and no requirement to buy. There could be no exclusions for any pre-existing conditions UNLESS the insurance was allowed to lapse for a period exceeding one year. Then they could exclude a pre-existing condition for a period of 6 months. This would create a marketplace incentive to stay covered. Selling insurance would be less risky if they capped it in the hundreds of thousands of dollars vs. the millions they now fear and refute. Having government in the reinsurance role would lower risk for the private market for routine healthcare. And allowing consumers to truly be shoppers changes the equation as well. There are many other elements to this including Rx. Know the arguments we've had in the prism of politics have looked at this as a zero sum game. Wrong. How do we make improvements to make healthcare more affordable and more predictable? That's the central question.  The Commerce Dept. has issued a new report indicating Americans now save the most % of their pay in a very long time - 8%. Last decade, Americans had a NEGATIVE net spending rate, spending $1.01 for every dollar earned. Today, people on average are living on .92 of every dollar made - greatness. But it's not evenly distributed. We're of 2 minds about money. Some shiftied their thinking after the Great Recession and have become savers. At the same time, we have record credit card debt. There are many circumstances that lead to deficit spending. But for some, it's lack of planning. Take Clark's 1% challenge. If you're not saving yet, just divert 1% to savings and step it up another 1% every 6 months. If no employer retirement plan, set up a savings account or Roth and have money automatically put in every pay period. We build new habits over time. Slow and steady wins the race. Ideally, work up to saving at least a dime of each dollar. It changes your future and lowers anxiety in your life.  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 28 Nov 2019 22:00:00 -0000 full Clark Howard How Clark would fix healthcare; Americans are saving more Clark promised recently to convey the key components for fixing healthcare in the U.S. He starts by asking how to align free market incentives with more efficiency and less cost. We have by far the highest % of national income going towards healthcare of any country in the world. It's shocking we spend 1/5 of our nation's wealth each year on healthcare. The next highest is 8 or 9% of a nation's output for healthcare. We must address cost first. How do we make healthcare more affordable? The industry doesn't think of patients as customers. The system is distorted with employer coverage creating corporate incentives. Big employers have a marketplace advantage, creating job lock. Employers being able to deduct employee health care from taxes should end right away. The best marketplace will happen when the customer is the buyer and chooses where to go for care. Healthcare cost will never come under control unless we get federally mandated price disclosure for any treatment in advance, to inform consumer decisions. Consumers should make the cost/benefit choice. In addition to requiring easy-to-read price lists - those prices must be guaranteed. No more surprise balance billing. The price is the price, period. ACCESS: Many American counties have no access to primary care providers. We need national law allowing Physician Assistants and NPs to set up their own practices independent of any doctor where needed. INSURANCE: More than half of all medical care comes through the government at federal, state and local levels, eliminating private marketplace incentives. The role of government should be providing reinsurance, after an insurance company cap is reached. This would get us away from insurers cynically manipulating the political process, selling fake policies full of exclusions and riddled with limits. Insurers could sells medigap like policies with clearly stated coverage and no requirement to buy. There could be no exclusions for any pre-existing conditions UNLESS the insurance was allowed to lapse for a period exceeding one year. Then they could exclude a pre-existing condition for a period of 6 months. This would create a marketplace incentive to stay covered. Selling insurance would be less risky if they capped it in the hundreds of thousands of dollars vs. the millions they now fear and refute. Having government in the reinsurance role would lower risk for the private market for routine healthcare. And allowing consumers to truly be shoppers changes the equation as well. There are many other elements to this including Rx. Know the arguments we've had in the prism of politics have looked at this as a zero sum game. Wrong. How do we make improvements to make healthcare more affordable and more predictable? That's the central question.  The Commerce Dept. has issued a new report indicating Americans now save the most % of their pay in a very long time - 8%. Last decade, Americans had a NEGATIVE net spending rate, spending $1.01 for every dollar earned. Today, people on average are living on .92 of every dollar made - greatness. But it's not evenly distributed. We're of 2 minds about money. Some shiftied their thinking after the Great Recession and have become savers. At the same time, we have record credit card debt. There are many circumstances that lead to deficit spending. But for some, it's lack of planning. Take Clark's 1% challenge. If you're not saving yet, just divert 1% to savings and step it up another 1% every 6 months. If no employer retirement plan, set up a savings account or Roth and have money automatically put in every pay period. We build new habits over time. Slow and steady wins the race. Ideally, work up to saving at least a dime of each dollar. It changes your future and lowers anxiety in your life.  Learn more about your ad choices. Visit megaphone.fm/adchoices Clark promised recently to convey the key components for fixing healthcare in the U.S. He starts by asking how to align free market incentives with more efficiency and less cost. We have by far the highest % of national income going towards healthcare of any country in the world. It's shocking we spend 1/5 of our nation's wealth each year on healthcare. The next highest is 8 or 9% of a nation's output for healthcare. We must address cost first. How do we make healthcare more affordable? The industry doesn't think of patients as customers. The system is distorted with employer coverage creating corporate incentives. Big employers have a marketplace advantage, creating job lock. Employers being able to deduct employee health care from taxes should end right away. The best marketplace will happen when the customer is the buyer and chooses where to go for care. Healthcare cost will never come under control unless we get federally mandated price disclosure for any treatment in advance, to inform consumer decisions. Consumers should make the cost/benefit choice. In addition to requiring easy-to-read price lists - those prices must be guaranteed. No more surprise balance billing. The price is the price, period. ACCESS: Many American counties have no access to primary care providers. We need national law allowing Physician Assistants and NPs to set up their own practices independent of any doctor where needed. INSURANCE: More than half of all medical care comes through the government at federal, state and local levels, eliminating private marketplace incentives. The role of government should be providing reinsurance, after an insurance company cap is reached. This would get us away from insurers cynically manipulating the political process, selling fake policies full of exclusions and riddled with limits. Insurers could sells medigap like policies with clearly stated coverage and no requirement to buy. There could be no exclusions for any pre-existing conditions UNLESS the insurance was allowed to lapse for a period exceeding one year. Then they could exclude a pre-existing condition for a period of 6 months. This would create a marketplace incentive to stay covered. Selling insurance would be less risky if they capped it in the hundreds of thousands of dollars vs. the millions they now fear and refute. Having government in the reinsurance role would lower risk for the private market for routine healthcare. And allowing consumers to truly be shoppers changes the equation as well. There are many other elements to this including Rx. Know the arguments we've had in the prism of politics have looked at this as a zero sum game. Wrong. How do we make improvements to make healthcare more affordable and more predictable? That's the central question. 


    The Commerce Dept. has issued a new report indicating Americans now save the most % of their pay in a very long time - 8%. Last decade, Americans had a NEGATIVE net spending rate, spending $1.01 for every dollar earned. Today, people on average are living on .92 of every dollar made - greatness. But it's not evenly distributed. We're of 2 minds about money. Some shiftied their thinking after the Great Recession and have become savers. At the same time, we have record credit card debt. There are many circumstances that lead to deficit spending. But for some, it's lack of planning. Take Clark's 1% challenge. If you're not saving yet, just divert 1% to savings and step it up another 1% every 6 months. If no employer retirement plan, set up a savings account or Roth and have money automatically put in every pay period. We build new habits over time. Slow and steady wins the race. Ideally, work up to saving at least a dime of each dollar. It changes your future and lowers anxiety in your life. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     11.27.19 Lowest cost of living cities; Beware online micro-loans Move.org has published a new survey on the average cost of living in the 75 largest metros in the country. San Francisco is the most expensive city, costing over $4200 a month on average. The cheapest: El Paso at $1100 month - 1/4 the cost! Honolulu: $2600. Of the 75 metros surveyed, more than half require less than $2k a month to live comfortably. See list. Clark names each affordable metro because so many live in high cost cities where home ownership out of reach. If you're at an inflection point, be aware of affordable alternatives. Your future, your wallet - You're NOT stuck wherever you are.  More products and services have become available for purchase on a per use basis. Transportation via ride sharing or Zip car, renting vs. buying a home, music and video subscription services. Renting or paying via micro loans for various things is trending. But clothing? The WSJ reports many retailers are offering this option for inexpensive clothing items. You can finance a $30 pair of pants over 3 to 6 months, usually with interest. If there's a piece of fashion clothing you want and you can't afford to pay for it, you should wait until you can. If it's gone it's gone. Borrowing for lifestyle harms your financial future. When you RENT something like clothing, or pay with a microloan from the register - these are not good choices. Just as with a car, you don't lease because you can't afford to buy. Make good long term choices for your wallet, not just what feels good at the moment. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 27 Nov 2019 22:00:00 -0000 full Clark Howard Lowest cost of living cities; Beware online micro-loans Move.org has published a new survey on the average cost of living in the 75 largest metros in the country. San Francisco is the most expensive city, costing over $4200 a month on average. The cheapest: El Paso at $1100 month - 1/4 the cost! Honolulu: $2600. Of the 75 metros surveyed, more than half require less than $2k a month to live comfortably. See list. Clark names each affordable metro because so many live in high cost cities where home ownership out of reach. If you're at an inflection point, be aware of affordable alternatives. Your future, your wallet - You're NOT stuck wherever you are.  More products and services have become available for purchase on a per use basis. Transportation via ride sharing or Zip car, renting vs. buying a home, music and video subscription services. Renting or paying via micro loans for various things is trending. But clothing? The WSJ reports many retailers are offering this option for inexpensive clothing items. You can finance a $30 pair of pants over 3 to 6 months, usually with interest. If there's a piece of fashion clothing you want and you can't afford to pay for it, you should wait until you can. If it's gone it's gone. Borrowing for lifestyle harms your financial future. When you RENT something like clothing, or pay with a microloan from the register - these are not good choices. Just as with a car, you don't lease because you can't afford to buy. Make good long term choices for your wallet, not just what feels good at the moment. Learn more about your ad choices. Visit megaphone.fm/adchoices Move.org has published a new survey on the average cost of living in the 75 largest metros in the country. San Francisco is the most expensive city, costing over $4200 a month on average. The cheapest: El Paso at $1100 month - 1/4 the cost! Honolulu: $2600. Of the 75 metros surveyed, more than half require less than $2k a month to live comfortably. See list. Clark names each affordable metro because so many live in high cost cities where home ownership out of reach. If you're at an inflection point, be aware of affordable alternatives. Your future, your wallet - You're NOT stuck wherever you are. 


    More products and services have become available for purchase on a per use basis. Transportation via ride sharing or Zip car, renting vs. buying a home, music and video subscription services. Renting or paying via micro loans for various things is trending. But clothing? The WSJ reports many retailers are offering this option for inexpensive clothing items. You can finance a $30 pair of pants over 3 to 6 months, usually with interest. If there's a piece of fashion clothing you want and you can't afford to pay for it, you should wait until you can. If it's gone it's gone. Borrowing for lifestyle harms your financial future. When you RENT something like clothing, or pay with a microloan from the register - these are not good choices. Just as with a car, you don't lease because you can't afford to buy. Make good long term choices for your wallet, not just what feels good at the moment.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2302     11.26.19 Is plant-based meat tasty?; Make your smartphone last longer Clark loves the Impossible Burger - not a fan of Beyond or veggie burgers. Recent reports reveal the Impossible burger isn't particularly healthier. That high calorie meat taste comes from multiple plant fats. Experts initially thought these meat substitutes would only sell in white collar environments and high end restaurants. Turns out Carl's Jr. and Burger King are successfully selling meat substitute burgers and manufacturers are penetrating world markets. Just know it's not a guilt free card healthwise, but much greener on the manufacturing side. In addition to meat substitutes, expect lab grown meat on the market in the future. Lab grown diamonds are chemically the same, eliminating danger and cost. So lab meat will be real meat, but will not come directly from cows. Is it a deal - smart - to buy the latest greatest smartphone? Cell phone carrier contracts incentivised consumers to buy new phones every 18 months to 2 years. That's not the case anymore. We're out of contracts, making for happier customers. We're all free agents but we have to pay the real price for phones. So now we keep phones 3 years on average. Keeping phones longer - buying last year's model - makes sense. Clark buys various phones frequently to test and finds them all to be fantastic. Apple learned the hard way you can only drive up the price so much, and has regained initiative introducing the Apple 11 at $699 (The 10 / 10S was over a grand). Samsung has also adjusted pricing. Your phone will perform longer than you might think. As long as you can get the updates on the OS, there's no reason to prematurely dump your phone anymore. It's cheaper to just replace the battery when needed. It's AOK now to keep a phone 4 or 5 years. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 26 Nov 2019 22:00:00 -0000 full Clark Howard Is plant-based meat tasty?; Make your smartphone last longer Clark loves the Impossible Burger - not a fan of Beyond or veggie burgers. Recent reports reveal the Impossible burger isn't particularly healthier. That high calorie meat taste comes from multiple plant fats. Experts initially thought these meat substitutes would only sell in white collar environments and high end restaurants. Turns out Carl's Jr. and Burger King are successfully selling meat substitute burgers and manufacturers are penetrating world markets. Just know it's not a guilt free card healthwise, but much greener on the manufacturing side. In addition to meat substitutes, expect lab grown meat on the market in the future. Lab grown diamonds are chemically the same, eliminating danger and cost. So lab meat will be real meat, but will not come directly from cows. Is it a deal - smart - to buy the latest greatest smartphone? Cell phone carrier contracts incentivised consumers to buy new phones every 18 months to 2 years. That's not the case anymore. We're out of contracts, making for happier customers. We're all free agents but we have to pay the real price for phones. So now we keep phones 3 years on average. Keeping phones longer - buying last year's model - makes sense. Clark buys various phones frequently to test and finds them all to be fantastic. Apple learned the hard way you can only drive up the price so much, and has regained initiative introducing the Apple 11 at $699 (The 10 / 10S was over a grand). Samsung has also adjusted pricing. Your phone will perform longer than you might think. As long as you can get the updates on the OS, there's no reason to prematurely dump your phone anymore. It's cheaper to just replace the battery when needed. It's AOK now to keep a phone 4 or 5 years. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark loves the Impossible Burger - not a fan of Beyond or veggie burgers. Recent reports reveal the Impossible burger isn't particularly healthier. That high calorie meat taste comes from multiple plant fats. Experts initially thought these meat substitutes would only sell in white collar environments and high end restaurants. Turns out Carl's Jr. and Burger King are successfully selling meat substitute burgers and manufacturers are penetrating world markets. Just know it's not a guilt free card healthwise, but much greener on the manufacturing side. In addition to meat substitutes, expect lab grown meat on the market in the future. Lab grown diamonds are chemically the same, eliminating danger and cost. So lab meat will be real meat, but will not come directly from cows.


    Is it a deal - smart - to buy the latest greatest smartphone? Cell phone carrier contracts incentivised consumers to buy new phones every 18 months to 2 years. That's not the case anymore. We're out of contracts, making for happier customers. We're all free agents but we have to pay the real price for phones. So now we keep phones 3 years on average. Keeping phones longer - buying last year's model - makes sense. Clark buys various phones frequently to test and finds them all to be fantastic. Apple learned the hard way you can only drive up the price so much, and has regained initiative introducing the Apple 11 at $699 (The 10 / 10S was over a grand). Samsung has also adjusted pricing. Your phone will perform longer than you might think. As long as you can get the updates on the OS, there's no reason to prematurely dump your phone anymore. It's cheaper to just replace the battery when needed. It's AOK now to keep a phone 4 or 5 years.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2292     11.25.19 Workers fleeing big cities; Avoid this health insurance with terrible coverage Even with solid education, skills and jobs, it's difficult for many in high-cost cities to live without wheezing financially all the time, often with dim prospects of home ownership. Especially in the NE, DC and the I5 corridor from Seattle to SanDiego - people work hard to just tread water. If this is your situation, think about relocating. Even taking a lower paying job in a community with a much lower cost of living can pay off, and allow for home ownership. If such a move buys you a better lifestyle and allows you to accomplish financial goals, it can be worth it. More companies are relocating or establishing branches in lower cost areas for their employees- who want an affordable life often not found on either coast. There’s a type of health insurance originally designed for young adults between jobs. These were designed as temporary policies. They exclude pre-existing conditions and generally don’t cover major illnesses. Because of a loophole in the law, unethical insurers are selling these policies to anyone, renewable up to 3 years. Only when someone is down do they find out they have no real coverage. These policies are cheap, don’t have big deductibles and cover routine care. So people think they’re great …. until. Stories have emerged of people facing huge medical bills forcing them into bankruptcies. Relatively brief hospital stays aren’t covered and can be billed in the hundreds of thousands of dollars. There are tight limits on what these policies cover and a long list of exclusions. These policies are marketed as health insurance, but are NOT real health insurance at all. They pretend to cover you, but the low premium you pay isn’t worth it. There’s not a free lunch. The real issue is dealing with the cost of health care itself. Clark will be forthcoming with his solutions to get the cost of healthcare down. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Nov 2019 22:00:00 -0000 full Clark Howard Workers fleeing big cities; Avoid this health insurance with terrible coverage Even with solid education, skills and jobs, it's difficult for many in high-cost cities to live without wheezing financially all the time, often with dim prospects of home ownership. Especially in the NE, DC and the I5 corridor from Seattle to SanDiego - people work hard to just tread water. If this is your situation, think about relocating. Even taking a lower paying job in a community with a much lower cost of living can pay off, and allow for home ownership. If such a move buys you a better lifestyle and allows you to accomplish financial goals, it can be worth it. More companies are relocating or establishing branches in lower cost areas for their employees- who want an affordable life often not found on either coast. There’s a type of health insurance originally designed for young adults between jobs. These were designed as temporary policies. They exclude pre-existing conditions and generally don’t cover major illnesses. Because of a loophole in the law, unethical insurers are selling these policies to anyone, renewable up to 3 years. Only when someone is down do they find out they have no real coverage. These policies are cheap, don’t have big deductibles and cover routine care. So people think they’re great …. until. Stories have emerged of people facing huge medical bills forcing them into bankruptcies. Relatively brief hospital stays aren’t covered and can be billed in the hundreds of thousands of dollars. There are tight limits on what these policies cover and a long list of exclusions. These policies are marketed as health insurance, but are NOT real health insurance at all. They pretend to cover you, but the low premium you pay isn’t worth it. There’s not a free lunch. The real issue is dealing with the cost of health care itself. Clark will be forthcoming with his solutions to get the cost of healthcare down. Learn more about your ad choices. Visit megaphone.fm/adchoices Even with solid education, skills and jobs, it's difficult for many in high-cost cities to live without wheezing financially all the time, often with dim prospects of home ownership. Especially in the NE, DC and the I5 corridor from Seattle to SanDiego - people work hard to just tread water. If this is your situation, think about relocating. Even taking a lower paying job in a community with a much lower cost of living can pay off, and allow for home ownership. If such a move buys you a better lifestyle and allows you to accomplish financial goals, it can be worth it. More companies are relocating or establishing branches in lower cost areas for their employees- who want an affordable life often not found on either coast.


    There’s a type of health insurance originally designed for young adults between jobs. These were designed as temporary policies. They exclude pre-existing conditions and generally don’t cover major illnesses. Because of a loophole in the law, unethical insurers are selling these policies to anyone, renewable up to 3 years. Only when someone is down do they find out they have no real coverage. These policies are cheap, don’t have big deductibles and cover routine care. So people think they’re great …. until. Stories have emerged of people facing huge medical bills forcing them into bankruptcies. Relatively brief hospital stays aren’t covered and can be billed in the hundreds of thousands of dollars. There are tight limits on what these policies cover and a long list of exclusions. These policies are marketed as health insurance, but are NOT real health insurance at all. They pretend to cover you, but the low premium you pay isn’t worth it. There’s not a free lunch. The real issue is dealing with the cost of health care itself. Clark will be forthcoming with his solutions to get the cost of healthcare down.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     11.22.19 When to use a travel agent when booking travel; Clark Stinks Travel agents are a thing of the past, right? Nope! While booking travel online has become incredibly easy and also allows you to compare prices more easily, travel advisers still have a helpful role to play in how you book. Specifically, if you tend to book stays at more expensive hotels or love to go on cruises, booking via a travel agent can gain you perks and discounts that you wouldn't otherwise have been able to score booking on your own. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 22 Nov 2019 22:00:00 -0000 full Clark Howard When to use a travel agent when booking travel; Clark Stinks Travel agents are a thing of the past, right? Nope! While booking travel online has become incredibly easy and also allows you to compare prices more easily, travel advisers still have a helpful role to play in how you book. Specifically, if you tend to book stays at more expensive hotels or love to go on cruises, booking via a travel agent can gain you perks and discounts that you wouldn't otherwise have been able to score booking on your own. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Travel agents are a thing of the past, right? Nope! While booking travel online has become incredibly easy and also allows you to compare prices more easily, travel advisers still have a helpful role to play in how you book. Specifically, if you tend to book stays at more expensive hotels or love to go on cruises, booking via a travel agent can gain you perks and discounts that you wouldn't otherwise have been able to score booking on your own.


    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     11.21.19 T-Mobile home internet adds competition; Juice jacking invades public charging ports; Five Below raises prices Home internet has been way too expensive without much competition. Monopoly cable companies have cornered the market in most of the country. Clark predicts this is the last year we’ll be suffering that lack of competition. In 2020 & 2021, we’ll see the roll out of various forms of high speed home internet, changing the equation for consumers. T-Mobile has launched a wireless home internet service for a flat $50 a month, no contract – no data caps. It’s largely rural now with expansion expected. Over the next 2 years, overhyped 5g will be rolled out. For cellular customers, T-Mobile is launching 5g for about 2/3rd of the country’s population the first week of December, but certain phones are required. This will be for early adopters in the first wave. AT&T and Verizon will also roll out fast home internet, plus satellite internet will be an option. T-Mobile is out of the gate here early. Criminals have infiltrated courtesy USB charging stations in airports, café’s, hotel rooms etc. They have installed illegal reading devices that can skim the info from your device. Ports and cables now pose a risk. They can install malware allowing them to steal your data. Go back to charging your devices in a traditional outlet, with a charging brick or portable batty. Don’t use the easy USB port, cause they’re also easy for criminals to invade in order to drain your info. This Christmas season is the first that one of the nation’s fastest growing retailers has a presence in much of the country. Five Below – a shopping mecca for teens, offers affordable gifts. Most items are sold at $5. Five Below sources their own goods, overseeing the design and manufacturing of their private label merchandise. Hurt by tariffs, they now have ‘Ten Below’ corners within their stores, forced to break the $5 barrier. Five Below follows a business model perfected by Aldi. Aldi sources their private label goods as well, allowing consumers to save around 40% on groceries. Sourcing allows retailers to undercut the price of competitors’ goods. Five Below shoppers determine quality of goods over time. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 21 Nov 2019 22:00:00 -0000 full Clark Howard T-Mobile home internet adds competition; Juice jacking invades public charging ports; Five Below raises prices Home internet has been way too expensive without much competition. Monopoly cable companies have cornered the market in most of the country. Clark predicts this is the last year we’ll be suffering that lack of competition. In 2020 & 2021, we’ll see the roll out of various forms of high speed home internet, changing the equation for consumers. T-Mobile has launched a wireless home internet service for a flat $50 a month, no contract – no data caps. It’s largely rural now with expansion expected. Over the next 2 years, overhyped 5g will be rolled out. For cellular customers, T-Mobile is launching 5g for about 2/3rd of the country’s population the first week of December, but certain phones are required. This will be for early adopters in the first wave. AT&T and Verizon will also roll out fast home internet, plus satellite internet will be an option. T-Mobile is out of the gate here early. Criminals have infiltrated courtesy USB charging stations in airports, café’s, hotel rooms etc. They have installed illegal reading devices that can skim the info from your device. Ports and cables now pose a risk. They can install malware allowing them to steal your data. Go back to charging your devices in a traditional outlet, with a charging brick or portable batty. Don’t use the easy USB port, cause they’re also easy for criminals to invade in order to drain your info. This Christmas season is the first that one of the nation’s fastest growing retailers has a presence in much of the country. Five Below – a shopping mecca for teens, offers affordable gifts. Most items are sold at $5. Five Below sources their own goods, overseeing the design and manufacturing of their private label merchandise. Hurt by tariffs, they now have ‘Ten Below’ corners within their stores, forced to break the $5 barrier. Five Below follows a business model perfected by Aldi. Aldi sources their private label goods as well, allowing consumers to save around 40% on groceries. Sourcing allows retailers to undercut the price of competitors’ goods. Five Below shoppers determine quality of goods over time. Learn more about your ad choices. Visit megaphone.fm/adchoices Home internet has been way too expensive without much competition. Monopoly cable companies have cornered the market in most of the country. Clark predicts this is the last year we’ll be suffering that lack of competition. In 2020 & 2021, we’ll see the roll out of various forms of high speed home internet, changing the equation for consumers. T-Mobile has launched a wireless home internet service for a flat $50 a month, no contract – no data caps. It’s largely rural now with expansion expected. Over the next 2 years, overhyped 5g will be rolled out. For cellular customers, T-Mobile is launching 5g for about 2/3rd of the country’s population the first week of December, but certain phones are required. This will be for early adopters in the first wave. AT&T and Verizon will also roll out fast home internet, plus satellite internet will be an option. T-Mobile is out of the gate here early.


    Criminals have infiltrated courtesy USB charging stations in airports, café’s, hotel rooms etc. They have installed illegal reading devices that can skim the info from your device. Ports and cables now pose a risk. They can install malware allowing them to steal your data. Go back to charging your devices in a traditional outlet, with a charging brick or portable batty. Don’t use the easy USB port, cause they’re also easy for criminals to invade in order to drain your info.


    This Christmas season is the first that one of the nation’s fastest growing retailers has a presence in much of the country. Five Below – a shopping mecca for teens, offers affordable gifts. Most items are sold at $5. Five Below sources their own goods, overseeing the design and manufacturing of their private label merchandise. Hurt by tariffs, they now have ‘Ten Below’ corners within their stores, forced to break the $5 barrier. Five Below follows a business model perfected by Aldi. Aldi sources their private label goods as well, allowing consumers to save around 40% on groceries. Sourcing allows retailers to undercut the price of competitors’ goods. Five Below shoppers determine quality of goods over time.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2373     11.20.19 Amazon expands free music; Buckle up this holiday season; Nursing home abuse tool Clark has a Spotify family plan. $15 a month includes 5 different streams - $3 per person. Spotify faces competitive market threats from Apple Music. Pandora seems to be fading a bit. Now all face a new threat from Amazon. Amazon’s free, ad supported music service for Prime members has greatly expanded music offerings in an effort to hook users on the pay service. Joel’s already paying. This competition is a win for consumers. Maybe someday the artists and composers will win too. Unbelted passengers at impact in an automobile accident: Centrifugal force has no mercy. As we move into the holiday season, make sure backseat passengers wear seatbelts, as well as front seaters. According to the Governor’s Highway Safety Association, many fatalities occur each year due to back seat passengers not wearing seatbelts. Uber and Lyft passengers typically ride in the back and seldom put on their seatbelts. This endangers all in the car. Buckle up for safety.  Episodically around the country, scandals of neglect and abuse emerge concerning nursing homes, assisted living and other senior facilities. When trying to find a suitable environment for a loved one needing care – it’s a shot in the dark. You’ll get a pitch designed to earn trust. But what goes on during the third shift? What’s actually happening in these places. You can hire a geriatric social worker for evaluation and placement consultation. They know which facilities do a good job. But most don’t go this route, and fly blind trying to choose a facility. Nursing Home Compare -  Find and compare Nursing Homes | Nursing Home Compare. Cited nursing homes are marked with a red icon as a warning to consumers. These homes have to be in compliance for a full year before they lose that red mark of shame. This helps consumers ferret out potentially harmful places. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 20 Nov 2019 22:00:00 -0000 full Clark Howard Amazon expands free music; Buckle up this holiday season; Nursing home abuse tool Clark has a Spotify family plan. $15 a month includes 5 different streams - $3 per person. Spotify faces competitive market threats from Apple Music. Pandora seems to be fading a bit. Now all face a new threat from Amazon. Amazon’s free, ad supported music service for Prime members has greatly expanded music offerings in an effort to hook users on the pay service. Joel’s already paying. This competition is a win for consumers. Maybe someday the artists and composers will win too. Unbelted passengers at impact in an automobile accident: Centrifugal force has no mercy. As we move into the holiday season, make sure backseat passengers wear seatbelts, as well as front seaters. According to the Governor’s Highway Safety Association, many fatalities occur each year due to back seat passengers not wearing seatbelts. Uber and Lyft passengers typically ride in the back and seldom put on their seatbelts. This endangers all in the car. Buckle up for safety.  Episodically around the country, scandals of neglect and abuse emerge concerning nursing homes, assisted living and other senior facilities. When trying to find a suitable environment for a loved one needing care – it’s a shot in the dark. You’ll get a pitch designed to earn trust. But what goes on during the third shift? What’s actually happening in these places. You can hire a geriatric social worker for evaluation and placement consultation. They know which facilities do a good job. But most don’t go this route, and fly blind trying to choose a facility. Nursing Home Compare -  Find and compare Nursing Homes | Nursing Home Compare. Cited nursing homes are marked with a red icon as a warning to consumers. These homes have to be in compliance for a full year before they lose that red mark of shame. This helps consumers ferret out potentially harmful places. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark has a Spotify family plan. $15 a month includes 5 different streams - $3 per person. Spotify faces competitive market threats from Apple Music. Pandora seems to be fading a bit. Now all face a new threat from Amazon. Amazon’s free, ad supported music service for Prime members has greatly expanded music offerings in an effort to hook users on the pay service. Joel’s already paying. This competition is a win for consumers. Maybe someday the artists and composers will win too.


    Unbelted passengers at impact in an automobile accident: Centrifugal force has no mercy. As we move into the holiday season, make sure backseat passengers wear seatbelts, as well as front seaters. According to the Governor’s Highway Safety Association, many fatalities occur each year due to back seat passengers not wearing seatbelts. Uber and Lyft passengers typically ride in the back and seldom put on their seatbelts. This endangers all in the car. Buckle up for safety. 


    Episodically around the country, scandals of neglect and abuse emerge concerning nursing homes, assisted living and other senior facilities. When trying to find a suitable environment for a loved one needing care – it’s a shot in the dark. You’ll get a pitch designed to earn trust. But what goes on during the third shift? What’s actually happening in these places. You can hire a geriatric social worker for evaluation and placement consultation. They know which facilities do a good job. But most don’t go this route, and fly blind trying to choose a facility. Nursing Home Compare -  Find and compare Nursing Homes | Nursing Home Compare. Cited nursing homes are marked with a red icon as a warning to consumers. These homes have to be in compliance for a full year before they lose that red mark of shame. This helps consumers ferret out potentially harmful places.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     11.19.19 Wire transfer warning; No Christmas decorations!; Dollar Tree FDA warning According to the FBI, wire transfer fraud is growing exponentially. Typically homeowners, small to mid-size business owners and nonprofits are targeted. When buying a home, you receive wire transfer instructions for the home closing from your real estate agent, escrow agent or closing attorney. Criminals are infiltrating email services, taking over the email of real estate agents, lawyers and escrow agents. They’re lurking. When they see a wire transfer instructions email, they wait until just before closing, go into the email and send a revised wiring instructions email. This diverts the wired money to them. You show up for the closing and they money has not been received – gone forever. The banking industry hasn’t come up with any security procedure to protect your money. This is having enormous consequences for consumers. Businesses and nonprofits have suppliers. Crooks lurk in email to discover payment patterns, duplicate payment instructions via ACH or wire, and money is sent to them on a one-way trip. Know that you cannot trust wiring or ACH instructions that come by email. Call the party and verify instructions over the phone using a verified phone number. Follow this procedure every time, because there is no way to recover money stolen this way. The New York Daily News reported on a family in San Antonia required by their HOA to pull down their Christmas décor because they put it up too early. Really! They decorated in November because the woman of the house is 8 months pregnant and wanted to get it done while she could. The couple told the HOA to sue them, they’re NOT taking down their decorations. HOA board members should anticipate being visited by 3 ghosts this Christmas Eve. Clark has long recommended buying OTC meds at Dollar Tree for a buck. The same items at chain drug stores go for $7 or $8. But Dollar Tree has harmed their reputation. The FDA has issued a warning to Dollar Tree for having foreign manufactured drugs on their shelves found to be adulterated. This pertains to topical medications on their health aisle – not any type of pills or medicine you take orally. Dollar Tree says they’re cooperating with the FDA. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 19 Nov 2019 22:00:00 -0000 full Clark Howard Wire transfer warning; No Christmas decorations!; Dollar Tree FDA warning According to the FBI, wire transfer fraud is growing exponentially. Typically homeowners, small to mid-size business owners and nonprofits are targeted. When buying a home, you receive wire transfer instructions for the home closing from your real estate agent, escrow agent or closing attorney. Criminals are infiltrating email services, taking over the email of real estate agents, lawyers and escrow agents. They’re lurking. When they see a wire transfer instructions email, they wait until just before closing, go into the email and send a revised wiring instructions email. This diverts the wired money to them. You show up for the closing and they money has not been received – gone forever. The banking industry hasn’t come up with any security procedure to protect your money. This is having enormous consequences for consumers. Businesses and nonprofits have suppliers. Crooks lurk in email to discover payment patterns, duplicate payment instructions via ACH or wire, and money is sent to them on a one-way trip. Know that you cannot trust wiring or ACH instructions that come by email. Call the party and verify instructions over the phone using a verified phone number. Follow this procedure every time, because there is no way to recover money stolen this way. The New York Daily News reported on a family in San Antonia required by their HOA to pull down their Christmas décor because they put it up too early. Really! They decorated in November because the woman of the house is 8 months pregnant and wanted to get it done while she could. The couple told the HOA to sue them, they’re NOT taking down their decorations. HOA board members should anticipate being visited by 3 ghosts this Christmas Eve. Clark has long recommended buying OTC meds at Dollar Tree for a buck. The same items at chain drug stores go for $7 or $8. But Dollar Tree has harmed their reputation. The FDA has issued a warning to Dollar Tree for having foreign manufactured drugs on their shelves found to be adulterated. This pertains to topical medications on their health aisle – not any type of pills or medicine you take orally. Dollar Tree says they’re cooperating with the FDA. Learn more about your ad choices. Visit megaphone.fm/adchoices According to the FBI, wire transfer fraud is growing exponentially. Typically homeowners, small to mid-size business owners and nonprofits are targeted. When buying a home, you receive wire transfer instructions for the home closing from your real estate agent, escrow agent or closing attorney. Criminals are infiltrating email services, taking over the email of real estate agents, lawyers and escrow agents. They’re lurking. When they see a wire transfer instructions email, they wait until just before closing, go into the email and send a revised wiring instructions email. This diverts the wired money to them. You show up for the closing and they money has not been received – gone forever. The banking industry hasn’t come up with any security procedure to protect your money. This is having enormous consequences for consumers. Businesses and nonprofits have suppliers. Crooks lurk in email to discover payment patterns, duplicate payment instructions via ACH or wire, and money is sent to them on a one-way trip. Know that you cannot trust wiring or ACH instructions that come by email. Call the party and verify instructions over the phone using a verified phone number. Follow this procedure every time, because there is no way to recover money stolen this way.


    The New York Daily News reported on a family in San Antonia required by their HOA to pull down their Christmas décor because they put it up too early. Really! They decorated in November because the woman of the house is 8 months pregnant and wanted to get it done while she could. The couple told the HOA to sue them, they’re NOT taking down their decorations. HOA board members should anticipate being visited by 3 ghosts this Christmas Eve.


    Clark has long recommended buying OTC meds at Dollar Tree for a buck. The same items at chain drug stores go for $7 or $8. But Dollar Tree has harmed their reputation. The FDA has issued a warning to Dollar Tree for having foreign manufactured drugs on their shelves found to be adulterated. This pertains to topical medications on their health aisle – not any type of pills or medicine you take orally. Dollar Tree says they’re cooperating with the FDA.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     11.18.19 Healthcare price transparency; Gift exchange scam; Black Friday preview The Trump administration has issued rules that has the medical industry in furious. New rules will require consumers have access upfront to costs for medical care and procedures. What other industry is so arrogant to think they could avoid price disclosure forever? They’ve hired lobbyist to spread money around to politicians, most pretending to be non-profits – all to hide their prices. Many consumers have suffered bankruptcy. Half of negative credit items are due to medical debt, while the industry works hard to keep costs secret, which leads to financial harm to people because it’s impossible to price shop. Hospitals will be required to show pricing per insurance provider and non-insured pricing. Consumers will be able to compare prices across all hospitals to make informed decisions on upcoming procedures. Last holiday season’s Secret Sister social media scam has roared back the BBB warns. You get a solicitation about a Secret Santa gift exchange. If you send cash or gifts to people on a provided list, you’ll be showered with money and gifts 36 fold! This is a pyramid and just a con. You’re just sending money / gifts to scammers. If you see this on social or receive a text or email, ignore and delete. Clark talks about the best current deals and also upcoming Black Friday deals with the Chief Deal Digger Charis from ClarkDeals.com. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Nov 2019 22:00:00 -0000 full Clark Howard Healthcare price transparency; Gift exchange scam; Black Friday preview The Trump administration has issued rules that has the medical industry in furious. New rules will require consumers have access upfront to costs for medical care and procedures. What other industry is so arrogant to think they could avoid price disclosure forever? They’ve hired lobbyist to spread money around to politicians, most pretending to be non-profits – all to hide their prices. Many consumers have suffered bankruptcy. Half of negative credit items are due to medical debt, while the industry works hard to keep costs secret, which leads to financial harm to people because it’s impossible to price shop. Hospitals will be required to show pricing per insurance provider and non-insured pricing. Consumers will be able to compare prices across all hospitals to make informed decisions on upcoming procedures. Last holiday season’s Secret Sister social media scam has roared back the BBB warns. You get a solicitation about a Secret Santa gift exchange. If you send cash or gifts to people on a provided list, you’ll be showered with money and gifts 36 fold! This is a pyramid and just a con. You’re just sending money / gifts to scammers. If you see this on social or receive a text or email, ignore and delete. Clark talks about the best current deals and also upcoming Black Friday deals with the Chief Deal Digger Charis from ClarkDeals.com. Learn more about your ad choices. Visit megaphone.fm/adchoices The Trump administration has issued rules that has the medical industry in furious. New rules will require consumers have access upfront to costs for medical care and procedures. What other industry is so arrogant to think they could avoid price disclosure forever? They’ve hired lobbyist to spread money around to politicians, most pretending to be non-profits – all to hide their prices. Many consumers have suffered bankruptcy. Half of negative credit items are due to medical debt, while the industry works hard to keep costs secret, which leads to financial harm to people because it’s impossible to price shop. Hospitals will be required to show pricing per insurance provider and non-insured pricing. Consumers will be able to compare prices across all hospitals to make informed decisions on upcoming procedures.


    Last holiday season’s Secret Sister social media scam has roared back the BBB warns. You get a solicitation about a Secret Santa gift exchange. If you send cash or gifts to people on a provided list, you’ll be showered with money and gifts 36 fold! This is a pyramid and just a con. You’re just sending money / gifts to scammers. If you see this on social or receive a text or email, ignore and delete.


    Clark talks about the best current deals and also upcoming Black Friday deals with the Chief Deal Digger Charis from ClarkDeals.com.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     11.15.19 Carry-on bag warning; Clark Stinks Many fly only during the holiday period near the end of the year. Airlines gouge you on checking a bag, so many bring carry on bags. Airlines quickly run out of overhead bin space during boarding so – gate check - they seize and tag some of them at the gate. If you put everything important in your carry on, once it becomes a checked bag, airlines don’t cover anything of value. You are vulnerable to having things disappear with no compensation. If you do carry on, have a personal item that will fit under the seat in front of you, that will not be seized at the runway. That way you can keep your meds, jewelry, electronics and anything you valuable to you. If your bag is seized at the jetway, you only have to worry about losing clothing. If there’s a dishonest person, don’t tempt them with anything of value. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 15 Nov 2019 22:00:00 -0000 full Clark Howard Carry-on bag warning; Clark Stinks Many fly only during the holiday period near the end of the year. Airlines gouge you on checking a bag, so many bring carry on bags. Airlines quickly run out of overhead bin space during boarding so – gate check - they seize and tag some of them at the gate. If you put everything important in your carry on, once it becomes a checked bag, airlines don’t cover anything of value. You are vulnerable to having things disappear with no compensation. If you do carry on, have a personal item that will fit under the seat in front of you, that will not be seized at the runway. That way you can keep your meds, jewelry, electronics and anything you valuable to you. If your bag is seized at the jetway, you only have to worry about losing clothing. If there’s a dishonest person, don’t tempt them with anything of value. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Many fly only during the holiday period near the end of the year. Airlines gouge you on checking a bag, so many bring carry on bags. Airlines quickly run out of overhead bin space during boarding so – gate check - they seize and tag some of them at the gate. If you put everything important in your carry on, once it becomes a checked bag, airlines don’t cover anything of value. You are vulnerable to having things disappear with no compensation. If you do carry on, have a personal item that will fit under the seat in front of you, that will not be seized at the runway. That way you can keep your meds, jewelry, electronics and anything you valuable to you. If your bag is seized at the jetway, you only have to worry about losing clothing. If there’s a dishonest person, don’t tempt them with anything of value.


    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     11.14.19 Google gets into medical records; Designer purse lawsuit; iBuyer companies great for consumers Google’s Project Nightingale is a huge initiative by the second largest hospital system in the U.S. Some are hostile to Google doing this. But this is an important initiative. With the tech available today, it’s ridiculous we don’t have solid medical databases for continuity of care. Patients themselves don’t keep track. It’s important this succeeds and expands. A woman at an exclusive country club in the tri-state has wine spilled on her $30K purse. She sues the country club, which in turn sues the waiter. Really? A $30K purse for starters, and the rest is Clarkrageous as well. Clark shared his iBuyer selling experience this summer. The iBuyer market uses deep data to establish an accurate selling price and make an offer, allowing the seller to choose their departure time. No showings or traditional hassle. They may front the money for repairs and updates the seller agrees to, and get the money back at closing. They’re own staff gets the work done and the home is listed. A recent analysis of Zillow and Open Door found the prices being offered are actually too good. After expenses and sell prices, they’re not making money. Zillow agrees. It’s very important to get offers from multiple companies, which include Knock, Zillow, OfferPad, Opendoor and more in different areas. They have to have the right data to make an offer. IBuyers are working the great middle of the market, eschew both the high and low end. Clark’s experience turned out great. Research suggests this is a fair deal for home sellers, offering certainty, and eliminating hassle. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 14 Nov 2019 22:00:00 -0000 full Clark Howard Google gets into medical records; Designer purse lawsuit; iBuyer companies great for consumers Google’s Project Nightingale is a huge initiative by the second largest hospital system in the U.S. Some are hostile to Google doing this. But this is an important initiative. With the tech available today, it’s ridiculous we don’t have solid medical databases for continuity of care. Patients themselves don’t keep track. It’s important this succeeds and expands. A woman at an exclusive country club in the tri-state has wine spilled on her $30K purse. She sues the country club, which in turn sues the waiter. Really? A $30K purse for starters, and the rest is Clarkrageous as well. Clark shared his iBuyer selling experience this summer. The iBuyer market uses deep data to establish an accurate selling price and make an offer, allowing the seller to choose their departure time. No showings or traditional hassle. They may front the money for repairs and updates the seller agrees to, and get the money back at closing. They’re own staff gets the work done and the home is listed. A recent analysis of Zillow and Open Door found the prices being offered are actually too good. After expenses and sell prices, they’re not making money. Zillow agrees. It’s very important to get offers from multiple companies, which include Knock, Zillow, OfferPad, Opendoor and more in different areas. They have to have the right data to make an offer. IBuyers are working the great middle of the market, eschew both the high and low end. Clark’s experience turned out great. Research suggests this is a fair deal for home sellers, offering certainty, and eliminating hassle. Learn more about your ad choices. Visit megaphone.fm/adchoices Google’s Project Nightingale is a huge initiative by the second largest hospital system in the U.S. Some are hostile to Google doing this. But this is an important initiative. With the tech available today, it’s ridiculous we don’t have solid medical databases for continuity of care. Patients themselves don’t keep track. It’s important this succeeds and expands.


    A woman at an exclusive country club in the tri-state has wine spilled on her $30K purse. She sues the country club, which in turn sues the waiter. Really? A $30K purse for starters, and the rest is Clarkrageous as well.


    Clark shared his iBuyer selling experience this summer. The iBuyer market uses deep data to establish an accurate selling price and make an offer, allowing the seller to choose their departure time. No showings or traditional hassle. They may front the money for repairs and updates the seller agrees to, and get the money back at closing. They’re own staff gets the work done and the home is listed. A recent analysis of Zillow and Open Door found the prices being offered are actually too good. After expenses and sell prices, they’re not making money. Zillow agrees. It’s very important to get offers from multiple companies, which include Knock, Zillow, OfferPad, Opendoor and more in different areas. They have to have the right data to make an offer. IBuyers are working the great middle of the market, eschew both the high and low end. Clark’s experience turned out great. Research suggests this is a fair deal for home sellers, offering certainty, and eliminating hassle.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     11.13.19 New privacy law and your data; Fake Costco coupon; Real ID law info California passed a law that is having national impact. In the U.S. we lack any digital rights to privacy, while internet behemoths collect our data, compiling deep dossiers to sell off for marketing purposes. Due to the breakdown of political function in D.C., technology is moving faster than a do-nothing Congress. So California has emulated Europe’s privacy law, The Right to be Forgotten – which works magnificently there. Ironically, California has defied all it’s tech firms and passed a Right to be Forgotten law. Microsoft has announced they will follow, leading the way in the right direction. Other companies will hopefully follow the California standard in other states. Take caution over the next 6 weeks when you receive notifications by text, social, email or popups promising free coupons, gift cards or vouchers – assume it’s a scam with nothing good coming next. Last year there were fake Walmart gift card solicitations. When people clicked the link viruses were unleashed. The Cincinnati Enquirer reports on a new one circulating all over the country claiming Costco is giving away $75 coupons. Costco cries SCAM! These are recurring hoaxes showing up as internet popups, websites and social posts. 100 million American adults don’t have Real ID yet. Without Real ID or a passport, you won’t be able to fly. 40% of Americans, 2 out of 5 are not compliant to fly. The full fare airlines – American, United and Delta are taking reservations past the deadline. Only American so far is alerting ticket buyers of the requirement. There should be an automatic popup when booking past the late summer deadline, warning people they will NOT be able to board without Real ID with an explanatory link. If you don’t have a star, call your DMV, make an appointment to have your identity verified. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 13 Nov 2019 22:00:00 -0000 full Clark Howard New privacy law and your data; Fake Costco coupon; Real ID law info California passed a law that is having national impact. In the U.S. we lack any digital rights to privacy, while internet behemoths collect our data, compiling deep dossiers to sell off for marketing purposes. Due to the breakdown of political function in D.C., technology is moving faster than a do-nothing Congress. So California has emulated Europe’s privacy law, The Right to be Forgotten – which works magnificently there. Ironically, California has defied all it’s tech firms and passed a Right to be Forgotten law. Microsoft has announced they will follow, leading the way in the right direction. Other companies will hopefully follow the California standard in other states. Take caution over the next 6 weeks when you receive notifications by text, social, email or popups promising free coupons, gift cards or vouchers – assume it’s a scam with nothing good coming next. Last year there were fake Walmart gift card solicitations. When people clicked the link viruses were unleashed. The Cincinnati Enquirer reports on a new one circulating all over the country claiming Costco is giving away $75 coupons. Costco cries SCAM! These are recurring hoaxes showing up as internet popups, websites and social posts. 100 million American adults don’t have Real ID yet. Without Real ID or a passport, you won’t be able to fly. 40% of Americans, 2 out of 5 are not compliant to fly. The full fare airlines – American, United and Delta are taking reservations past the deadline. Only American so far is alerting ticket buyers of the requirement. There should be an automatic popup when booking past the late summer deadline, warning people they will NOT be able to board without Real ID with an explanatory link. If you don’t have a star, call your DMV, make an appointment to have your identity verified. Learn more about your ad choices. Visit megaphone.fm/adchoices California passed a law that is having national impact. In the U.S. we lack any digital rights to privacy, while internet behemoths collect our data, compiling deep dossiers to sell off for marketing purposes. Due to the breakdown of political function in D.C., technology is moving faster than a do-nothing Congress. So California has emulated Europe’s privacy law, The Right to be Forgotten – which works magnificently there. Ironically, California has defied all it’s tech firms and passed a Right to be Forgotten law. Microsoft has announced they will follow, leading the way in the right direction. Other companies will hopefully follow the California standard in other states.


    Take caution over the next 6 weeks when you receive notifications by text, social, email or popups promising free coupons, gift cards or vouchers – assume it’s a scam with nothing good coming next. Last year there were fake Walmart gift card solicitations. When people clicked the link viruses were unleashed. The Cincinnati Enquirer reports on a new one circulating all over the country claiming Costco is giving away $75 coupons. Costco cries SCAM! These are recurring hoaxes showing up as internet popups, websites and social posts.


    100 million American adults don’t have Real ID yet. Without Real ID or a passport, you won’t be able to fly. 40% of Americans, 2 out of 5 are not compliant to fly. The full fare airlines – American, United and Delta are taking reservations past the deadline. Only American so far is alerting ticket buyers of the requirement. There should be an automatic popup when booking past the late summer deadline, warning people they will NOT be able to board without Real ID with an explanatory link. If you don’t have a star, call your DMV, make an appointment to have your identity verified.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     11.12.19 Managing a Waffle House; AT&T forces price increase; Scaling back on Christmas purchases Waffle House has been in the news lately!One recent late night, only 1 cook showed up for his Birmingham Waffle House shift. So the customers pitched in taking & serving orders and washing dishes. The customers ran the joint for no pay. Waffle House acknowledged the incident as gracefully as possible, suggesting the customers fill out applications. What’s it take to work there? Ironically, the day before that happened, the WSJ ran a story about how working at Waffle House is great training for corporate management. Waffle House managers do every job that needs doing so employees know they’re all in it together. An experienced Waffle House manager can make $115K per year. But it’s not for the faint of heart. AT&T wireless customers in grandfathered plans are being moved to more expensive plans without being told. You don’t have to pay this. As AT&T struggles, you don’t have to suffer in the wallet. There are plans a lot cheaper with other players in the industry. Visible, T-Mobile and more – check the alternatives. Do not be a sitting duck for AT&T's financial problems. Money is tight this Christmas season for most of us. Before you spend out of obligation, consider alternatives. Forget deals if money is really tight and consider what people cherish most, like experiences together. Bake for a loved one. Don’t spend yourself into debt that takes months to pay off. If there are young kids in the family, buy for them, but not for the adults. This season you’ll see deals online at sites including Amazon, eBay, Craig’s List, Facebook marketplaces - where some items may be counterfeit or recalled. When a deal looks too good to be true, be suspicious. If it's new inbox electronics listed for way less than elsewhere, there’s a chance the item is stolen. Use your common sense.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 12 Nov 2019 22:00:00 -0000 full Clark Howard Managing a Waffle House; AT&T forces price increase; Scaling back on Christmas purchases Waffle House has been in the news lately!One recent late night, only 1 cook showed up for his Birmingham Waffle House shift. So the customers pitched in taking & serving orders and washing dishes. The customers ran the joint for no pay. Waffle House acknowledged the incident as gracefully as possible, suggesting the customers fill out applications. What’s it take to work there? Ironically, the day before that happened, the WSJ ran a story about how working at Waffle House is great training for corporate management. Waffle House managers do every job that needs doing so employees know they’re all in it together. An experienced Waffle House manager can make $115K per year. But it’s not for the faint of heart. AT&T wireless customers in grandfathered plans are being moved to more expensive plans without being told. You don’t have to pay this. As AT&T struggles, you don’t have to suffer in the wallet. There are plans a lot cheaper with other players in the industry. Visible, T-Mobile and more – check the alternatives. Do not be a sitting duck for AT&T's financial problems. Money is tight this Christmas season for most of us. Before you spend out of obligation, consider alternatives. Forget deals if money is really tight and consider what people cherish most, like experiences together. Bake for a loved one. Don’t spend yourself into debt that takes months to pay off. If there are young kids in the family, buy for them, but not for the adults. This season you’ll see deals online at sites including Amazon, eBay, Craig’s List, Facebook marketplaces - where some items may be counterfeit or recalled. When a deal looks too good to be true, be suspicious. If it's new inbox electronics listed for way less than elsewhere, there’s a chance the item is stolen. Use your common sense.  Learn more about your ad choices. Visit megaphone.fm/adchoices Waffle House has been in the news lately!One recent late night, only 1 cook showed up for his Birmingham Waffle House shift. So the customers pitched in taking & serving orders and washing dishes. The customers ran the joint for no pay. Waffle House acknowledged the incident as gracefully as possible, suggesting the customers fill out applications. What’s it take to work there? Ironically, the day before that happened, the WSJ ran a story about how working at Waffle House is great training for corporate management. Waffle House managers do every job that needs doing so employees know they’re all in it together. An experienced Waffle House manager can make $115K per year. But it’s not for the faint of heart.


    AT&T wireless customers in grandfathered plans are being moved to more expensive plans without being told. You don’t have to pay this. As AT&T struggles, you don’t have to suffer in the wallet. There are plans a lot cheaper with other players in the industry. Visible, T-Mobile and more – check the alternatives. Do not be a sitting duck for AT&T's financial problems.


    Money is tight this Christmas season for most of us. Before you spend out of obligation, consider alternatives. Forget deals if money is really tight and consider what people cherish most, like experiences together. Bake for a loved one. Don’t spend yourself into debt that takes months to pay off. If there are young kids in the family, buy for them, but not for the adults. This season you’ll see deals online at sites including Amazon, eBay, Craig’s List, Facebook marketplaces - where some items may be counterfeit or recalled. When a deal looks too good to be true, be suspicious. If it's new inbox electronics listed for way less than elsewhere, there’s a chance the item is stolen. Use your common sense. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2300     11.11.19 Veteran's Day; Disturbing Boeing revelations; Best streaming TV deals Clark comes from an immigrant family. All 4 of his grandparents were born overseas. From the time they became citizens, serving in the military became part of the Howard family culture. Clark’s had the privilege of speaking at 3 Veterans Day events over the last 3 days. All gratitude to the brave people who have served our nation. The all-volunteer military structure today means only a small portion of the American people serve and are called upon time and time again to redeploy. We ask so much of so few to serve so many. Most members of Congress have never served and are clueless about military service. We’ve lost an understanding of each other in the U.S. because of this schism. On this Veteran’s Day, Clark expresses his belief that it would be an enormous benefit to America if we had 2 years compulsory public service. Young adults would work for nonprofits, charities or serve in the military, to work for the common good of all. This gives us the shared purpose we need to get back. People have become tribally divisive in America. We need to return to the core principle of America – an incredible republic offering religious and democratic freedoms and economic opportunity. We have a phenomenal country. Take a moment this Veterans Day to think about the freedoms we enjoy, that our veterans have served to protect. Hating those we disagree with makes us weak, narrow-minded and diminishes our world status as a beacon of hope. We’re approaching a year since Boeing 737 Max aircraft have been grounded after the 2 tragic crashes. A disturbing cultural problem at the root of Boeing emerges. Leaked information indicates Boeing is attempting legal maneuvers to reduce their financial risk and legal liability to the grieving families of those killed in Boeing crashes due to the company’s gross negligence. Boeing may have known as early as 2015 of design safety concerns, did nothing, covered up defective devices, and now they’re trying to shirk liability. When asked if he was aware of the liability avoidance, the Boeing CEO denied knowledge. Others dispute that. Either way, the CEO needs to go. This company seems to have no focus on safety. We are right at 500 different series being produced in the U.S. That’s up from 80 in 2014. There’s never been a time in the history of video with so much compelling content. This has created a battle for market share. Disney is launching its new streaming service tomorrow. Apple is in early stages. Netflix remains the behemoth and Comcast is launching Peacock. AT&T is launching HBO products in addition to their traditional streaming service. See our guide, continually updated. We’ll see more change in this area in the next 2 – 3 yeas than has existed since TV began, around 1953. Fast forward to 500 series available on demand, and they’re subsidizing us, while losing money for various reasons. Amazon’s losing on Prime instant video. Google’s is losing on YouTube TV trying to become dominant. Hulu is offering both on demand and live streaming – Yes it gets confusing. Be wary of signing up for programming packages with AT&T. In financial trouble, they have a tendency to raise prices without notice. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Nov 2019 22:00:00 -0000 full Clark Howard Veteran's Day; Disturbing Boeing revelations; Best streaming TV deals Clark comes from an immigrant family. All 4 of his grandparents were born overseas. From the time they became citizens, serving in the military became part of the Howard family culture. Clark’s had the privilege of speaking at 3 Veterans Day events over the last 3 days. All gratitude to the brave people who have served our nation. The all-volunteer military structure today means only a small portion of the American people serve and are called upon time and time again to redeploy. We ask so much of so few to serve so many. Most members of Congress have never served and are clueless about military service. We’ve lost an understanding of each other in the U.S. because of this schism. On this Veteran’s Day, Clark expresses his belief that it would be an enormous benefit to America if we had 2 years compulsory public service. Young adults would work for nonprofits, charities or serve in the military, to work for the common good of all. This gives us the shared purpose we need to get back. People have become tribally divisive in America. We need to return to the core principle of America – an incredible republic offering religious and democratic freedoms and economic opportunity. We have a phenomenal country. Take a moment this Veterans Day to think about the freedoms we enjoy, that our veterans have served to protect. Hating those we disagree with makes us weak, narrow-minded and diminishes our world status as a beacon of hope. We’re approaching a year since Boeing 737 Max aircraft have been grounded after the 2 tragic crashes. A disturbing cultural problem at the root of Boeing emerges. Leaked information indicates Boeing is attempting legal maneuvers to reduce their financial risk and legal liability to the grieving families of those killed in Boeing crashes due to the company’s gross negligence. Boeing may have known as early as 2015 of design safety concerns, did nothing, covered up defective devices, and now they’re trying to shirk liability. When asked if he was aware of the liability avoidance, the Boeing CEO denied knowledge. Others dispute that. Either way, the CEO needs to go. This company seems to have no focus on safety. We are right at 500 different series being produced in the U.S. That’s up from 80 in 2014. There’s never been a time in the history of video with so much compelling content. This has created a battle for market share. Disney is launching its new streaming service tomorrow. Apple is in early stages. Netflix remains the behemoth and Comcast is launching Peacock. AT&T is launching HBO products in addition to their traditional streaming service. See our guide, continually updated. We’ll see more change in this area in the next 2 – 3 yeas than has existed since TV began, around 1953. Fast forward to 500 series available on demand, and they’re subsidizing us, while losing money for various reasons. Amazon’s losing on Prime instant video. Google’s is losing on YouTube TV trying to become dominant. Hulu is offering both on demand and live streaming – Yes it gets confusing. Be wary of signing up for programming packages with AT&T. In financial trouble, they have a tendency to raise prices without notice. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark comes from an immigrant family. All 4 of his grandparents were born overseas. From the time they became citizens, serving in the military became part of the Howard family culture. Clark’s had the privilege of speaking at 3 Veterans Day events over the last 3 days. All gratitude to the brave people who have served our nation. The all-volunteer military structure today means only a small portion of the American people serve and are called upon time and time again to redeploy. We ask so much of so few to serve so many. Most members of Congress have never served and are clueless about military service. We’ve lost an understanding of each other in the U.S. because of this schism. On this Veteran’s Day, Clark expresses his belief that it would be an enormous benefit to America if we had 2 years compulsory public service. Young adults would work for nonprofits, charities or serve in the military, to work for the common good of all. This gives us the shared purpose we need to get back. People have become tribally divisive in America. We need to return to the core principle of America – an incredible republic offering religious and democratic freedoms and economic opportunity. We have a phenomenal country. Take a moment this Veterans Day to think about the freedoms we enjoy, that our veterans have served to protect. Hating those we disagree with makes us weak, narrow-minded and diminishes our world status as a beacon of hope.


    We’re approaching a year since Boeing 737 Max aircraft have been grounded after the 2 tragic crashes. A disturbing cultural problem at the root of Boeing emerges. Leaked information indicates Boeing is attempting legal maneuvers to reduce their financial risk and legal liability to the grieving families of those killed in Boeing crashes due to the company’s gross negligence. Boeing may have known as early as 2015 of design safety concerns, did nothing, covered up defective devices, and now they’re trying to shirk liability. When asked if he was aware of the liability avoidance, the Boeing CEO denied knowledge. Others dispute that. Either way, the CEO needs to go. This company seems to have no focus on safety.


    We are right at 500 different series being produced in the U.S. That’s up from 80 in 2014. There’s never been a time in the history of video with so much compelling content. This has created a battle for market share. Disney is launching its new streaming service tomorrow. Apple is in early stages. Netflix remains the behemoth and Comcast is launching Peacock. AT&T is launching HBO products in addition to their traditional streaming service. See our guide, continually updated. We’ll see more change in this area in the next 2 – 3 yeas than has existed since TV began, around 1953. Fast forward to 500 series available on demand, and they’re subsidizing us, while losing money for various reasons. Amazon’s losing on Prime instant video. Google’s is losing on YouTube TV trying to become dominant. Hulu is offering both on demand and live streaming – Yes it gets confusing. Be wary of signing up for programming packages with AT&T. In financial trouble, they have a tendency to raise prices without notice.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     11.8.19 How screen time affects your kids brain; Clark Stinks A new study shows that the effects of screen time on small children could be physically changing their brains. The study which was published in JAMA reports a decline in "white matter integrity" of 3-5 year olds because of time spent using screens. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 08 Nov 2019 22:00:00 -0000 full Clark Howard How screen time affects your kids brain; Clark Stinks A new study shows that the effects of screen time on small children could be physically changing their brains. The study which was published in JAMA reports a decline in "white matter integrity" of 3-5 year olds because of time spent using screens. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices A new study shows that the effects of screen time on small children could be physically changing their brains. The study which was published in JAMA reports a decline in "white matter integrity" of 3-5 year olds because of time spent using screens.


    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2295     11.7.19 Employers offering more freedom; How to refi student loans The FIRE (Financial Independence Retire Early) movement was a hot topic last year. People set early retirement goals and modified lifestyle dramatically to make it happen. Now we can add the ROWE (Results Only Work Environment) movement, giving people the freedom to work when and where they want. Many employers can’t handle this. But if you do task oriented work with measurable results, this can be liberating. For example, radiology is performed around the clock, so practices can hire radiologists across the globe in different time zones. An Australian radiologist can be on duty there for overnight needs here. The downside: Out of sight out of mind. Off location workers can be thought of differently and are unlikely to be promoted. But depending on the job and the employer, this can be a win-win. A follow-up on the discovery 5 years ago that AT&T was not honoring its claim of unlimited data. It took 5 full years for AT&T to be held to account for pennies on the dollar. AT&T has reached a deal with the FTC to pay restitution to the customers they lied to - a measly $60M for the 3.5 million affected. If you’re still with AT&T, you’ll get a mysterious credit on your bill one month. If you’re no longer a customer, they’ll send you a check. It’s real. It’s your money. But they shouldn’t have lied in the first place. So many are weighed down by student loan debt. Many questions are coming in about refinancing – a confusing area. First, know what kind of loans you have, how many and what rates you’re paying on each loan. Knowing the difference between federal and private loans is key. If you refi a federal student loan into a private loan, you lose all the borrower protections built into federal loans. Rules: If you find a deal to refi private loans into a new fixed rate loan, that’s probably a food idea. With federal loans, only refi if you can reduce the interest rate by 2 points or more, and have a secure, solid income. Then it may be worth it to give up the borrower protections. See the briefing at Clark.com, which includes who is best to shop for student loan refinance. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 07 Nov 2019 22:00:00 -0000 full Clark Howard Employers offering more freedom; How to refi student loans The FIRE (Financial Independence Retire Early) movement was a hot topic last year. People set early retirement goals and modified lifestyle dramatically to make it happen. Now we can add the ROWE (Results Only Work Environment) movement, giving people the freedom to work when and where they want. Many employers can’t handle this. But if you do task oriented work with measurable results, this can be liberating. For example, radiology is performed around the clock, so practices can hire radiologists across the globe in different time zones. An Australian radiologist can be on duty there for overnight needs here. The downside: Out of sight out of mind. Off location workers can be thought of differently and are unlikely to be promoted. But depending on the job and the employer, this can be a win-win. A follow-up on the discovery 5 years ago that AT&T was not honoring its claim of unlimited data. It took 5 full years for AT&T to be held to account for pennies on the dollar. AT&T has reached a deal with the FTC to pay restitution to the customers they lied to - a measly $60M for the 3.5 million affected. If you’re still with AT&T, you’ll get a mysterious credit on your bill one month. If you’re no longer a customer, they’ll send you a check. It’s real. It’s your money. But they shouldn’t have lied in the first place. So many are weighed down by student loan debt. Many questions are coming in about refinancing – a confusing area. First, know what kind of loans you have, how many and what rates you’re paying on each loan. Knowing the difference between federal and private loans is key. If you refi a federal student loan into a private loan, you lose all the borrower protections built into federal loans. Rules: If you find a deal to refi private loans into a new fixed rate loan, that’s probably a food idea. With federal loans, only refi if you can reduce the interest rate by 2 points or more, and have a secure, solid income. Then it may be worth it to give up the borrower protections. See the briefing at Clark.com, which includes who is best to shop for student loan refinance. Learn more about your ad choices. Visit megaphone.fm/adchoices The FIRE (Financial Independence Retire Early) movement was a hot topic last year. People set early retirement goals and modified lifestyle dramatically to make it happen. Now we can add the ROWE (Results Only Work Environment) movement, giving people the freedom to work when and where they want. Many employers can’t handle this. But if you do task oriented work with measurable results, this can be liberating. For example, radiology is performed around the clock, so practices can hire radiologists across the globe in different time zones. An Australian radiologist can be on duty there for overnight needs here. The downside: Out of sight out of mind. Off location workers can be thought of differently and are unlikely to be promoted. But depending on the job and the employer, this can be a win-win.


    A follow-up on the discovery 5 years ago that AT&T was not honoring its claim of unlimited data. It took 5 full years for AT&T to be held to account for pennies on the dollar. AT&T has reached a deal with the FTC to pay restitution to the customers they lied to - a measly $60M for the 3.5 million affected. If you’re still with AT&T, you’ll get a mysterious credit on your bill one month. If you’re no longer a customer, they’ll send you a check. It’s real. It’s your money. But they shouldn’t have lied in the first place.


    So many are weighed down by student loan debt. Many questions are coming in about refinancing – a confusing area. First, know what kind of loans you have, how many and what rates you’re paying on each loan. Knowing the difference between federal and private loans is key. If you refi a federal student loan into a private loan, you lose all the borrower protections built into federal loans. Rules: If you find a deal to refi private loans into a new fixed rate loan, that’s probably a food idea. With federal loans, only refi if you can reduce the interest rate by 2 points or more, and have a secure, solid income. Then it may be worth it to give up the borrower protections. See the briefing at Clark.com, which includes who is best to shop for student loan refinance.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     11.6.19 Credit score help for licensed professionals; Krispy Kreme follow-up; Cancelling subscriptions Roughly 20% of American adults have no credit file at all. There’s not enough data to establish credit risk. Around 25% of American adults have low credit scores. That’s 45% total. Lenders use different strategies to figure out who among them are worth taking a chance on. Data is more sophisticated today than traditional credit reporting. The Pedal Card uses proprietary criteria to issue credit cards to those with no/low credit. Last decade credit reporting and scores proved to be an inaccurate predictor of who would default or foreclose after the great recession. Many people with high scores defaulted on multiple debts at that difficult time. Experian is using a new score called “Lift” experimentally with a dozen lenders. The WSJ reports that Lift takes rent payments into account, and also – state issued professional licenses. More organizations are looking for different, non-traditional ways to decide who is credit worthy. The college student entrepreneur who worked importing Krispy Kreme donuts from Iowa to Minnesota was the topic of yesterday’s Clark Rage because Krispy Kreme shut him down, siting liability concerns. It appears media coverage made a difference here, and young Jason has been allowed to resume as an independent operator, gifted 500 boxes by the company to help him in his new sanctioned role. Jason can continue to work his way through college, bringing donut happiness to Minnesota. Recent reports point out how much we’re spending on subscription services. These charges hit automatically month after month, often with auto renewal. Until you get around to stopping them, the money keeps coming out of accounts. Subscriptions come in many forms. There’s even one for toothbrushes. Every 90 days with the change of season could be a marker to change your toothbrush. Clark despises subscriptions. Most of us forget what we’ve signed up for. When’s the last time you went to your gym your paying to be a member of? Video, razors, clothing all come via subscriptions now. Sit down with your statements and figure out what you’re being billed monthly for. If you’re not using the service, can it. When you call or try to cancel online, be sure to watch your next statement to make sure you’re truly canceled.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 06 Nov 2019 22:00:00 -0000 full Clark Howard Credit score help for licensed professionals; Krispy Kreme follow-up; Cancelling subscriptions Roughly 20% of American adults have no credit file at all. There’s not enough data to establish credit risk. Around 25% of American adults have low credit scores. That’s 45% total. Lenders use different strategies to figure out who among them are worth taking a chance on. Data is more sophisticated today than traditional credit reporting. The Pedal Card uses proprietary criteria to issue credit cards to those with no/low credit. Last decade credit reporting and scores proved to be an inaccurate predictor of who would default or foreclose after the great recession. Many people with high scores defaulted on multiple debts at that difficult time. Experian is using a new score called “Lift” experimentally with a dozen lenders. The WSJ reports that Lift takes rent payments into account, and also – state issued professional licenses. More organizations are looking for different, non-traditional ways to decide who is credit worthy. The college student entrepreneur who worked importing Krispy Kreme donuts from Iowa to Minnesota was the topic of yesterday’s Clark Rage because Krispy Kreme shut him down, siting liability concerns. It appears media coverage made a difference here, and young Jason has been allowed to resume as an independent operator, gifted 500 boxes by the company to help him in his new sanctioned role. Jason can continue to work his way through college, bringing donut happiness to Minnesota. Recent reports point out how much we’re spending on subscription services. These charges hit automatically month after month, often with auto renewal. Until you get around to stopping them, the money keeps coming out of accounts. Subscriptions come in many forms. There’s even one for toothbrushes. Every 90 days with the change of season could be a marker to change your toothbrush. Clark despises subscriptions. Most of us forget what we’ve signed up for. When’s the last time you went to your gym your paying to be a member of? Video, razors, clothing all come via subscriptions now. Sit down with your statements and figure out what you’re being billed monthly for. If you’re not using the service, can it. When you call or try to cancel online, be sure to watch your next statement to make sure you’re truly canceled.  Learn more about your ad choices. Visit megaphone.fm/adchoices Roughly 20% of American adults have no credit file at all. There’s not enough data to establish credit risk. Around 25% of American adults have low credit scores. That’s 45% total. Lenders use different strategies to figure out who among them are worth taking a chance on. Data is more sophisticated today than traditional credit reporting. The Pedal Card uses proprietary criteria to issue credit cards to those with no/low credit. Last decade credit reporting and scores proved to be an inaccurate predictor of who would default or foreclose after the great recession. Many people with high scores defaulted on multiple debts at that difficult time. Experian is using a new score called “Lift” experimentally with a dozen lenders. The WSJ reports that Lift takes rent payments into account, and also – state issued professional licenses. More organizations are looking for different, non-traditional ways to decide who is credit worthy.


    The college student entrepreneur who worked importing Krispy Kreme donuts from Iowa to Minnesota was the topic of yesterday’s Clark Rage because Krispy Kreme shut him down, siting liability concerns. It appears media coverage made a difference here, and young Jason has been allowed to resume as an independent operator, gifted 500 boxes by the company to help him in his new sanctioned role. Jason can continue to work his way through college, bringing donut happiness to Minnesota.


    Recent reports point out how much we’re spending on subscription services. These charges hit automatically month after month, often with auto renewal. Until you get around to stopping them, the money keeps coming out of accounts. Subscriptions come in many forms. There’s even one for toothbrushes. Every 90 days with the change of season could be a marker to change your toothbrush. Clark despises subscriptions. Most of us forget what we’ve signed up for. When’s the last time you went to your gym your paying to be a member of? Video, razors, clothing all come via subscriptions now. Sit down with your statements and figure out what you’re being billed monthly for. If you’re not using the service, can it. When you call or try to cancel online, be sure to watch your next statement to make sure you’re truly canceled. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     11.5.19 Stay in your home longer; Krispy Kreme stops college-age entrepreneur; Ford to update vehicles over internet Clark recommends a minimum ownership cycle of 7 years for houses and 10 years for condos. There’s enormous expense involved in both buying and selling a home – 10% in and 10% out. In addition to expenses in and out, condo values are more unstable than home values. So owning for a decade is best for your wallet. Historically, 7 years has been the typical amount of time people stay in a home. But according to Redfin, the ownership cycle now averages 13 years. People are choosing to stay longer and there are less job transfers. The untold story: The longer you stay in a home, the more profitable that home becomes because you’re not paying in and out costs. If your neighborhood is in decline, that’s a good reason to move. But as people stay longer and improve their homes, neighborhoods generally become more stable. Minnesota college student Jason Gonzales defrayed school costs by driving 2+ hours to the closest Krispy Kreme in Iowa, buying in bulk and bringing them back to Minnesota to resell. It’s not a crime to bootleg donuts. He received no bulk discount, and sold by the dozen in the original boxes. Jason made a markup importing and selling the donuts, not available in Minnesota. After a story was published about this young entrepreneur, Jason got shut down by Krispy Kreme because he was “creating a liability” for them. What about all the charities that buy in bulk and sell by the box? Better to appreciate Jason for keeping the love for Krispy Kreme alive in a place that doesn’t have them! For the last 7 years, Clark has had the privilege of driving a Tesla. The model 3 is one of the best selling vehicles in the U.S. now. The car is like a rolling computer. Tesla is always connected to the internet through cellular and home Wi-Fi, and sends regular software updates. You simply download updates as they come. Via these updates, Clark has seen the self-driving capabilities steadily improve to now extraordinary performance levels. This has been the envy of the automobile industry. Ford is now adopting this update capability starting in 2020. The vehicle that comes off the assembly line will evolve with updates. This is a game changer all automakers will likely adopt. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 05 Nov 2019 22:00:00 -0000 full Clark Howard Stay in your home longer; Krispy Kreme stops college-age entrepreneur; Ford to update vehicles over internet Clark recommends a minimum ownership cycle of 7 years for houses and 10 years for condos. There’s enormous expense involved in both buying and selling a home – 10% in and 10% out. In addition to expenses in and out, condo values are more unstable than home values. So owning for a decade is best for your wallet. Historically, 7 years has been the typical amount of time people stay in a home. But according to Redfin, the ownership cycle now averages 13 years. People are choosing to stay longer and there are less job transfers. The untold story: The longer you stay in a home, the more profitable that home becomes because you’re not paying in and out costs. If your neighborhood is in decline, that’s a good reason to move. But as people stay longer and improve their homes, neighborhoods generally become more stable. Minnesota college student Jason Gonzales defrayed school costs by driving 2+ hours to the closest Krispy Kreme in Iowa, buying in bulk and bringing them back to Minnesota to resell. It’s not a crime to bootleg donuts. He received no bulk discount, and sold by the dozen in the original boxes. Jason made a markup importing and selling the donuts, not available in Minnesota. After a story was published about this young entrepreneur, Jason got shut down by Krispy Kreme because he was “creating a liability” for them. What about all the charities that buy in bulk and sell by the box? Better to appreciate Jason for keeping the love for Krispy Kreme alive in a place that doesn’t have them! For the last 7 years, Clark has had the privilege of driving a Tesla. The model 3 is one of the best selling vehicles in the U.S. now. The car is like a rolling computer. Tesla is always connected to the internet through cellular and home Wi-Fi, and sends regular software updates. You simply download updates as they come. Via these updates, Clark has seen the self-driving capabilities steadily improve to now extraordinary performance levels. This has been the envy of the automobile industry. Ford is now adopting this update capability starting in 2020. The vehicle that comes off the assembly line will evolve with updates. This is a game changer all automakers will likely adopt. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark recommends a minimum ownership cycle of 7 years for houses and 10 years for condos. There’s enormous expense involved in both buying and selling a home – 10% in and 10% out. In addition to expenses in and out, condo values are more unstable than home values. So owning for a decade is best for your wallet. Historically, 7 years has been the typical amount of time people stay in a home. But according to Redfin, the ownership cycle now averages 13 years. People are choosing to stay longer and there are less job transfers. The untold story: The longer you stay in a home, the more profitable that home becomes because you’re not paying in and out costs. If your neighborhood is in decline, that’s a good reason to move. But as people stay longer and improve their homes, neighborhoods generally become more stable.


    Minnesota college student Jason Gonzales defrayed school costs by driving 2+ hours to the closest Krispy Kreme in Iowa, buying in bulk and bringing them back to Minnesota to resell. It’s not a crime to bootleg donuts. He received no bulk discount, and sold by the dozen in the original boxes. Jason made a markup importing and selling the donuts, not available in Minnesota. After a story was published about this young entrepreneur, Jason got shut down by Krispy Kreme because he was “creating a liability” for them. What about all the charities that buy in bulk and sell by the box? Better to appreciate Jason for keeping the love for Krispy Kreme alive in a place that doesn’t have them!


    For the last 7 years, Clark has had the privilege of driving a Tesla. The model 3 is one of the best selling vehicles in the U.S. now. The car is like a rolling computer. Tesla is always connected to the internet through cellular and home Wi-Fi, and sends regular software updates. You simply download updates as they come. Via these updates, Clark has seen the self-driving capabilities steadily improve to now extraordinary performance levels. This has been the envy of the automobile industry. Ford is now adopting this update capability starting in 2020. The vehicle that comes off the assembly line will evolve with updates. This is a game changer all automakers will likely adopt.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2290     11.4.19 USPS address change scams; FDA romaine lettuce debacle; Major issues with Airbnb ID theft criminals are entering post offices with fake IDs and doing address changes. The USPS gets 37 million address changes each year. An unwitting pawn in ID theft, they say working to prevent false address changes, but determined criminals can get this done. If your mails suddenly stops coming, it’s 5 alarm fire drill time for your finances. Immediately freeze your credit with Equifax, Transunion and Experian. That prevents the crooks from applying from new credit as if they’re you. Meanwhile they get your existing account statements and can engage in account takeover fraud, and buy things as if they’re you. Watch account activity closely. Think through which bills you should be receiving and contact creditors. Go to the post office and make corrections. The faster you do this, the more you limit potential damage.   The FDA had information months ago concerning an E.coli outbreak in romaine lettuce that sickened people in a dozen states in July, August and September. The FDA kept this secret to protect farmers, because when this happened prior and the info was published, it devastated the farmers. The FDA and CDC were finally able to verify the source in October but still did not disclose until now for unknown reasons. This is NOT OK. We need to have confidence in the watchdogs for our nation’s food supply. Recently there’s been another outbreak of salmonella in 6 states involving ground beef that HAS been announced. We need confidence in our food supply and know there will be quick action when issues arise. At an Airbnb CA property last week, 5 were killed and several injured in a shooting at a Halloween party. Airbnb has been under a cloud concerning party house rentals. Individuals will troll listings, rent a house for 1 or 2 nights, and advertise a party on social media with paid entry. Party house rackets have been a problem in many cities, with Airbnb noncommittal on the subject. But now that fatalities have occurred, Airbnb says they will ban party houses. How we don’t know. Airbnb is going through an awkward adolescence, having trouble handling its growth. Vice.com discovered crooked landlords, listing places on Airbnb that are either non-existent or owned by someone else. On arrival day the hapless renter gets notified of some terrible problem and is diverted to what’s in fact the real, far inferior rental to the bogus one advertised. This is happening in cities around the country. Airbnb does not stand behind the renters getting scammed this way. Airbnb needs to protect its platform. If people cannot trust that they’ll be treated honestly, the platform will lose validity in the marketplace. Operators need to beef up their investigative force and customer service operations to deal with problems as they happen and to weed out the crooks. 5 people are dead. Airbnb offers potentially great environments, they’ve got to make it work better. If you’re a renter, be cautious and read reviews thoroughly. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Nov 2019 22:00:00 -0000 full Clark Howard USPS address change scams; FDA romaine lettuce debacle; Major issues with Airbnb ID theft criminals are entering post offices with fake IDs and doing address changes. The USPS gets 37 million address changes each year. An unwitting pawn in ID theft, they say working to prevent false address changes, but determined criminals can get this done. If your mails suddenly stops coming, it’s 5 alarm fire drill time for your finances. Immediately freeze your credit with Equifax, Transunion and Experian. That prevents the crooks from applying from new credit as if they’re you. Meanwhile they get your existing account statements and can engage in account takeover fraud, and buy things as if they’re you. Watch account activity closely. Think through which bills you should be receiving and contact creditors. Go to the post office and make corrections. The faster you do this, the more you limit potential damage.   The FDA had information months ago concerning an E.coli outbreak in romaine lettuce that sickened people in a dozen states in July, August and September. The FDA kept this secret to protect farmers, because when this happened prior and the info was published, it devastated the farmers. The FDA and CDC were finally able to verify the source in October but still did not disclose until now for unknown reasons. This is NOT OK. We need to have confidence in the watchdogs for our nation’s food supply. Recently there’s been another outbreak of salmonella in 6 states involving ground beef that HAS been announced. We need confidence in our food supply and know there will be quick action when issues arise. At an Airbnb CA property last week, 5 were killed and several injured in a shooting at a Halloween party. Airbnb has been under a cloud concerning party house rentals. Individuals will troll listings, rent a house for 1 or 2 nights, and advertise a party on social media with paid entry. Party house rackets have been a problem in many cities, with Airbnb noncommittal on the subject. But now that fatalities have occurred, Airbnb says they will ban party houses. How we don’t know. Airbnb is going through an awkward adolescence, having trouble handling its growth. Vice.com discovered crooked landlords, listing places on Airbnb that are either non-existent or owned by someone else. On arrival day the hapless renter gets notified of some terrible problem and is diverted to what’s in fact the real, far inferior rental to the bogus one advertised. This is happening in cities around the country. Airbnb does not stand behind the renters getting scammed this way. Airbnb needs to protect its platform. If people cannot trust that they’ll be treated honestly, the platform will lose validity in the marketplace. Operators need to beef up their investigative force and customer service operations to deal with problems as they happen and to weed out the crooks. 5 people are dead. Airbnb offers potentially great environments, they’ve got to make it work better. If you’re a renter, be cautious and read reviews thoroughly. Learn more about your ad choices. Visit megaphone.fm/adchoices ID theft criminals are entering post offices with fake IDs and doing address changes. The USPS gets 37 million address changes each year. An unwitting pawn in ID theft, they say working to prevent false address changes, but determined criminals can get this done. If your mails suddenly stops coming, it’s 5 alarm fire drill time for your finances. Immediately freeze your credit with Equifax, Transunion and Experian. That prevents the crooks from applying from new credit as if they’re you. Meanwhile they get your existing account statements and can engage in account takeover fraud, and buy things as if they’re you. Watch account activity closely. Think through which bills you should be receiving and contact creditors. Go to the post office and make corrections. The faster you do this, the more you limit potential damage.  


    The FDA had information months ago concerning an E.coli outbreak in romaine lettuce that sickened people in a dozen states in July, August and September. The FDA kept this secret to protect farmers, because when this happened prior and the info was published, it devastated the farmers. The FDA and CDC were finally able to verify the source in October but still did not disclose until now for unknown reasons. This is NOT OK. We need to have confidence in the watchdogs for our nation’s food supply. Recently there’s been another outbreak of salmonella in 6 states involving ground beef that HAS been announced. We need confidence in our food supply and know there will be quick action when issues arise.


    At an Airbnb CA property last week, 5 were killed and several injured in a shooting at a Halloween party. Airbnb has been under a cloud concerning party house rentals. Individuals will troll listings, rent a house for 1 or 2 nights, and advertise a party on social media with paid entry. Party house rackets have been a problem in many cities, with Airbnb noncommittal on the subject. But now that fatalities have occurred, Airbnb says they will ban party houses. How we don’t know. Airbnb is going through an awkward adolescence, having trouble handling its growth. Vice.com discovered crooked landlords, listing places on Airbnb that are either non-existent or owned by someone else. On arrival day the hapless renter gets notified of some terrible problem and is diverted to what’s in fact the real, far inferior rental to the bogus one advertised. This is happening in cities around the country. Airbnb does not stand behind the renters getting scammed this way. Airbnb needs to protect its platform. If people cannot trust that they’ll be treated honestly, the platform will lose validity in the marketplace. Operators need to beef up their investigative force and customer service operations to deal with problems as they happen and to weed out the crooks. 5 people are dead. Airbnb offers potentially great environments, they’ve got to make it work better. If you’re a renter, be cautious and read reviews thoroughly.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     11.1.19 New poll helps you plan your Christmas shopping; Clark Stinks ClarkDeals has created a new poll that reveals some of the Holiday consumer shopping trends. Clark discusses the findings and how you should approach Holiday shopping in order to save the most money. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 01 Nov 2019 21:00:00 -0000 full Clark Howard New poll helps you plan your Christmas shopping; Clark Stinks ClarkDeals has created a new poll that reveals some of the Holiday consumer shopping trends. Clark discusses the findings and how you should approach Holiday shopping in order to save the most money. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices ClarkDeals has created a new poll that reveals some of the Holiday consumer shopping trends. Clark discusses the findings and how you should approach Holiday shopping in order to save the most money.


    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2291     10.31.19 Best HSA providers; New TX 403b law is terrible for teachers; Student loan regrets Clark talks about the best places to open an HSA. Some providers do a better job for people attempting to save money in their HSA while other providers do a better job helping people invest well inside of their HSA. Two of the best overall providers are Fidelity and Lively. A new TX law allows sky high fees inside of teacher 403b plans. This is Clarkrageous and will have a major impact on the overall amount that teachers will have saved in retirement. Most people taking out student loans will be paying on them for close to 20 years. Clark has recommendations for paying off your student loans more quickly and how to avoid student loan regret. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 31 Oct 2019 21:00:00 -0000 full Clark Howard Best HSA providers; New TX 403b law is terrible for teachers; Student loan regrets Clark talks about the best places to open an HSA. Some providers do a better job for people attempting to save money in their HSA while other providers do a better job helping people invest well inside of their HSA. Two of the best overall providers are Fidelity and Lively. A new TX law allows sky high fees inside of teacher 403b plans. This is Clarkrageous and will have a major impact on the overall amount that teachers will have saved in retirement. Most people taking out student loans will be paying on them for close to 20 years. Clark has recommendations for paying off your student loans more quickly and how to avoid student loan regret. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about the best places to open an HSA. Some providers do a better job for people attempting to save money in their HSA while other providers do a better job helping people invest well inside of their HSA. Two of the best overall providers are Fidelity and Lively.


    A new TX law allows sky high fees inside of teacher 403b plans. This is Clarkrageous and will have a major impact on the overall amount that teachers will have saved in retirement.


    Most people taking out student loans will be paying on them for close to 20 years. Clark has recommendations for paying off your student loans more quickly and how to avoid student loan regret.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     10.30.19 Economic growth is slowing; Predatory online installment loans; Grocery delivery Clark discusses the fed rate cut and how the economy is slowing. Online installment loans are rising to prominence. The interest rates are almost as high as payday loans. You should never sign up for an installment loan when attempting to purchase something online. Amazon has stopped charging grocery delivery fees for Amazon Prime members. Clark discusses the details and what this means for Amazon competitors also prioritizing home grocery delivery. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 30 Oct 2019 21:00:00 -0000 full Clark Howard Economic growth is slowing; Predatory online installment loans; Grocery delivery Clark discusses the fed rate cut and how the economy is slowing. Online installment loans are rising to prominence. The interest rates are almost as high as payday loans. You should never sign up for an installment loan when attempting to purchase something online. Amazon has stopped charging grocery delivery fees for Amazon Prime members. Clark discusses the details and what this means for Amazon competitors also prioritizing home grocery delivery. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the fed rate cut and how the economy is slowing.


    Online installment loans are rising to prominence. The interest rates are almost as high as payday loans. You should never sign up for an installment loan when attempting to purchase something online.


    Amazon has stopped charging grocery delivery fees for Amazon Prime members. Clark discusses the details and what this means for Amazon competitors also prioritizing home grocery delivery.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2326     10.29.19 Open enrollment info; Creepy new interview technology; Cutting real estate agent fees Open enrollment is near for corporate workers and individuals on the federal exchange. Employers are facing major cost pressures providing healthcare for workers. Strategies to reduce costs include sending workers to seek out of state care, and in rare cases care outside the U.S. This is a result of the hospital system chokeholds in most metros. Employers may waive your deductible if you go out of market for specific care. Read your open enrollment kit carefully. Look closely at deductibles. You may be better off with a lower premium with higher out of pocket, depending on your situation. For individuals buying coverage, you’ll see more plans offered and insurers returning to exchanges in metro areas. This year, be aware there are fake sites. Healthcare.gov offers compliant plans with no limits and coverage for preexisting conditions. The Washington Post reports on how some employers are using an AI algorithm that scans faces during video interviews. Expressions, eye contact and enthusiasm is all analyzed, responses dissected – to help employers eliminate candidates. Applicants are not told their score on this algorithm. College career counseling centers now need to coach new grads on how to deal with this capability, called HireVue. The reality is almost all jobs are found via informal connections. Going through company AI with face scanning is garbage. Who you know is core and key to getting an opportunity with most companies. Real estate access to information for buyers and sellers is the best it’s ever been. Zillow, Trulia and others provide instant info on homes for sale. Pre-internet house hunting, Clark recommended the hundred home rule – See at least 20 out of 100 home selections. Today you can get a sense of real estate anywhere almost immediately, making the industry more transparent. But the transaction process is slower to change. Having an agent at a fixed commission of around 6% is now getting pushback and alternatives are emerging. Sellers can hire an a la carte agency or pay hourly fees. Many business models are coming alive. What has not changed: When doing a FSBO, protect the agent that brings you a buyer with 2-3% commission. In addition to using all the new tools, Clark remains old school in the belief that for most, having an experienced real estate agent is still the best way. Many transactions fall apart due to emotional issues. That’s when an agent can be key in getting a deal done. In this regard, real estate has changed less than many other industries, with the new advantage of abundant information and transparency – fantastic for buyers and sellers. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 29 Oct 2019 21:00:00 -0000 full Clark Howard Open enrollment info; Creepy new interview technology; Cutting real estate agent fees Open enrollment is near for corporate workers and individuals on the federal exchange. Employers are facing major cost pressures providing healthcare for workers. Strategies to reduce costs include sending workers to seek out of state care, and in rare cases care outside the U.S. This is a result of the hospital system chokeholds in most metros. Employers may waive your deductible if you go out of market for specific care. Read your open enrollment kit carefully. Look closely at deductibles. You may be better off with a lower premium with higher out of pocket, depending on your situation. For individuals buying coverage, you’ll see more plans offered and insurers returning to exchanges in metro areas. This year, be aware there are fake sites. Healthcare.gov offers compliant plans with no limits and coverage for preexisting conditions. The Washington Post reports on how some employers are using an AI algorithm that scans faces during video interviews. Expressions, eye contact and enthusiasm is all analyzed, responses dissected – to help employers eliminate candidates. Applicants are not told their score on this algorithm. College career counseling centers now need to coach new grads on how to deal with this capability, called HireVue. The reality is almost all jobs are found via informal connections. Going through company AI with face scanning is garbage. Who you know is core and key to getting an opportunity with most companies. Real estate access to information for buyers and sellers is the best it’s ever been. Zillow, Trulia and others provide instant info on homes for sale. Pre-internet house hunting, Clark recommended the hundred home rule – See at least 20 out of 100 home selections. Today you can get a sense of real estate anywhere almost immediately, making the industry more transparent. But the transaction process is slower to change. Having an agent at a fixed commission of around 6% is now getting pushback and alternatives are emerging. Sellers can hire an a la carte agency or pay hourly fees. Many business models are coming alive. What has not changed: When doing a FSBO, protect the agent that brings you a buyer with 2-3% commission. In addition to using all the new tools, Clark remains old school in the belief that for most, having an experienced real estate agent is still the best way. Many transactions fall apart due to emotional issues. That’s when an agent can be key in getting a deal done. In this regard, real estate has changed less than many other industries, with the new advantage of abundant information and transparency – fantastic for buyers and sellers. Learn more about your ad choices. Visit megaphone.fm/adchoices Open enrollment is near for corporate workers and individuals on the federal exchange. Employers are facing major cost pressures providing healthcare for workers. Strategies to reduce costs include sending workers to seek out of state care, and in rare cases care outside the U.S. This is a result of the hospital system chokeholds in most metros. Employers may waive your deductible if you go out of market for specific care. Read your open enrollment kit carefully. Look closely at deductibles. You may be better off with a lower premium with higher out of pocket, depending on your situation. For individuals buying coverage, you’ll see more plans offered and insurers returning to exchanges in metro areas. This year, be aware there are fake sites. Healthcare.gov offers compliant plans with no limits and coverage for preexisting conditions.


    The Washington Post reports on how some employers are using an AI algorithm that scans faces during video interviews. Expressions, eye contact and enthusiasm is all analyzed, responses dissected – to help employers eliminate candidates. Applicants are not told their score on this algorithm. College career counseling centers now need to coach new grads on how to deal with this capability, called HireVue. The reality is almost all jobs are found via informal connections. Going through company AI with face scanning is garbage. Who you know is core and key to getting an opportunity with most companies.


    Real estate access to information for buyers and sellers is the best it’s ever been. Zillow, Trulia and others provide instant info on homes for sale. Pre-internet house hunting, Clark recommended the hundred home rule – See at least 20 out of 100 home selections. Today you can get a sense of real estate anywhere almost immediately, making the industry more transparent. But the transaction process is slower to change. Having an agent at a fixed commission of around 6% is now getting pushback and alternatives are emerging. Sellers can hire an a la carte agency or pay hourly fees. Many business models are coming alive. What has not changed: When doing a FSBO, protect the agent that brings you a buyer with 2-3% commission. In addition to using all the new tools, Clark remains old school in the belief that for most, having an experienced real estate agent is still the best way. Many transactions fall apart due to emotional issues. That’s when an agent can be key in getting a deal done. In this regard, real estate has changed less than many other industries, with the new advantage of abundant information and transparency – fantastic for buyers and sellers.


    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     10.28.19 Affordable housing; Deals for first responders; Take your vacation time! Affordable housing is in short supply in the U.S. these days. It hasn’t been this difficult to acquire affordable housing since 1948. Restrictive zoning – a NIMBY problem, has made it difficult to impossible for builders. But zoning changes are making affordable housing more possible. A few months ago metro Minneapolis passed such zoning changes. Now Oregon has passed a law to phase in by 2021 to allow second structures and garage apartments. Many young adults under 40 have been shut out of the housing market. New methods of construction make it more cost effective to build affordable housing. The irony is that the hotel business is at the forefront of using these methods. The U.S. should become experimental and look at technologies including 3-D printing to fill the shortage in affordable housing. State and local law enforcement, firefighters and EMTs are honored today. Announced today and available Nov. 1st – T-Mobile’s half price Magenta plan for first responders. This works like T-Mobile’s Magenta Military Plan - $10 a month per person after the first 2, and new phones for half price. AT&T and Verizon usually respond in kind with such deals. A Priceline survey says more than half of all U.S. workers with a paid vacation benefit don’t take it! One third do not use up half their vacation allotment. That’s loco. If there’s unspoken pressure at work, that’s an idiot employer. Your performance deteriorates and loyalty diminishes when work is an endless treadmill. Taking time and getting away to clear your head is extremely valuable. Take your time off and cherish being with family/friends and experiencing other things. You come back better at what you do. None of us are indispensable. Please take your time off. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Oct 2019 21:00:00 -0000 full Clark Howard Affordable housing; Deals for first responders; Take your vacation time! Affordable housing is in short supply in the U.S. these days. It hasn’t been this difficult to acquire affordable housing since 1948. Restrictive zoning – a NIMBY problem, has made it difficult to impossible for builders. But zoning changes are making affordable housing more possible. A few months ago metro Minneapolis passed such zoning changes. Now Oregon has passed a law to phase in by 2021 to allow second structures and garage apartments. Many young adults under 40 have been shut out of the housing market. New methods of construction make it more cost effective to build affordable housing. The irony is that the hotel business is at the forefront of using these methods. The U.S. should become experimental and look at technologies including 3-D printing to fill the shortage in affordable housing. State and local law enforcement, firefighters and EMTs are honored today. Announced today and available Nov. 1st – T-Mobile’s half price Magenta plan for first responders. This works like T-Mobile’s Magenta Military Plan - $10 a month per person after the first 2, and new phones for half price. AT&T and Verizon usually respond in kind with such deals. A Priceline survey says more than half of all U.S. workers with a paid vacation benefit don’t take it! One third do not use up half their vacation allotment. That’s loco. If there’s unspoken pressure at work, that’s an idiot employer. Your performance deteriorates and loyalty diminishes when work is an endless treadmill. Taking time and getting away to clear your head is extremely valuable. Take your time off and cherish being with family/friends and experiencing other things. You come back better at what you do. None of us are indispensable. Please take your time off. Learn more about your ad choices. Visit megaphone.fm/adchoices Affordable housing is in short supply in the U.S. these days. It hasn’t been this difficult to acquire affordable housing since 1948. Restrictive zoning – a NIMBY problem, has made it difficult to impossible for builders. But zoning changes are making affordable housing more possible. A few months ago metro Minneapolis passed such zoning changes. Now Oregon has passed a law to phase in by 2021 to allow second structures and garage apartments. Many young adults under 40 have been shut out of the housing market. New methods of construction make it more cost effective to build affordable housing. The irony is that the hotel business is at the forefront of using these methods. The U.S. should become experimental and look at technologies including 3-D printing to fill the shortage in affordable housing.


    State and local law enforcement, firefighters and EMTs are honored today. Announced today and available Nov. 1st – T-Mobile’s half price Magenta plan for first responders. This works like T-Mobile’s Magenta Military Plan - $10 a month per person after the first 2, and new phones for half price. AT&T and Verizon usually respond in kind with such deals.


    A Priceline survey says more than half of all U.S. workers with a paid vacation benefit don’t take it! One third do not use up half their vacation allotment. That’s loco. If there’s unspoken pressure at work, that’s an idiot employer. Your performance deteriorates and loyalty diminishes when work is an endless treadmill. Taking time and getting away to clear your head is extremely valuable. Take your time off and cherish being with family/friends and experiencing other things. You come back better at what you do. None of us are indispensable. Please take your time off.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     10.25.19 Electronic wills are becoming legal in states across the country; Clark Stinks More people would be willing to create a will if the process was easier. So states across the country are changing laws to allow people to create their will completely online. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 25 Oct 2019 21:00:00 -0000 full Clark Howard Electronic wills are becoming legal in states across the country; Clark Stinks More people would be willing to create a will if the process was easier. So states across the country are changing laws to allow people to create their will completely online. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices More people would be willing to create a will if the process was easier. So states across the country are changing laws to allow people to create their will completely online.


    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     10.24.19 Non-compete clauses are awful; Moviepass STILL charging people money; Drone delivery Two US Senators have introduced legislation to get rid of non-compete clauses in almost all cases. This is GREAT news because these non-compete clauses are terrible for individual earnings an the overall economy. Moviepass has gone out of business after disappointing millions of customers. But Moviepass is STILL charging money to their former customers. This is truly Clarkrageous. Drone delivery is coming. And actually, it's here. Google Wing is actually delivering some packages in a test market. Drone deliveries are one areas of tech we should continue to watch because it is going to change the way we receive packages and could end up saving companies and consumers money in the future. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 24 Oct 2019 21:00:00 -0000 full Clark Howard Non-compete clauses are awful; Moviepass STILL charging people money; Drone delivery Two US Senators have introduced legislation to get rid of non-compete clauses in almost all cases. This is GREAT news because these non-compete clauses are terrible for individual earnings an the overall economy. Moviepass has gone out of business after disappointing millions of customers. But Moviepass is STILL charging money to their former customers. This is truly Clarkrageous. Drone delivery is coming. And actually, it's here. Google Wing is actually delivering some packages in a test market. Drone deliveries are one areas of tech we should continue to watch because it is going to change the way we receive packages and could end up saving companies and consumers money in the future. Learn more about your ad choices. Visit megaphone.fm/adchoices Two US Senators have introduced legislation to get rid of non-compete clauses in almost all cases. This is GREAT news because these non-compete clauses are terrible for individual earnings an the overall economy.

    Moviepass has gone out of business after disappointing millions of customers. But Moviepass is STILL charging money to their former customers. This is truly Clarkrageous.

    Drone delivery is coming. And actually, it's here. Google Wing is actually delivering some packages in a test market. Drone deliveries are one areas of tech we should continue to watch because it is going to change the way we receive packages and could end up saving companies and consumers money in the future.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2321     10.23.19 Delaying school start times; Apple parental controls; Hackers invading online shopping carts California has passed legislation to delay school start times. This is great for kids! Apple's parental controls for Screen Time have been easily bypassed by kids. Parents need to take more proactive approaches towards limiting technology use by their children. Hackers are stealing personal information while you are purchasing things online. Clark tells you what you need to know and how to protect yourself. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 23 Oct 2019 21:00:00 -0000 full Clark Howard Delaying school start times; Apple parental controls; Hackers invading online shopping carts California has passed legislation to delay school start times. This is great for kids! Apple's parental controls for Screen Time have been easily bypassed by kids. Parents need to take more proactive approaches towards limiting technology use by their children. Hackers are stealing personal information while you are purchasing things online. Clark tells you what you need to know and how to protect yourself. Learn more about your ad choices. Visit megaphone.fm/adchoices California has passed legislation to delay school start times. This is great for kids!


    Apple's parental controls for Screen Time have been easily bypassed by kids. Parents need to take more proactive approaches towards limiting technology use by their children.


    Hackers are stealing personal information while you are purchasing things online. Clark tells you what you need to know and how to protect yourself.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     10.22.19 New Walmart health centers; Equifax PIN update; Will the Boeing Max fly soon? Walmart is launching new healthcare centers around the nation. And up-front pricing is making things more transparent. You can get urgent care, x-rays, counseling, dental, and optical services at these new and innovative health centers. Equifax has responded to a recent inquiry from the Clark Howard Show. They don't require your PIN number in order to freeze or thaw your credit. This puts you at risk. This is not ok and it needs to change. The Boeing Max is still being investigated. The software for the planes is being updated in order to attempt to get safe planes into the air. Clark is not happy that no-one has gone to jail over this and that the CEO has not, at minimum, lost his job. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 22 Oct 2019 21:00:00 -0000 full Clark Howard New Walmart health centers; Equifax PIN update; Will the Boeing Max fly soon? Walmart is launching new healthcare centers around the nation. And up-front pricing is making things more transparent. You can get urgent care, x-rays, counseling, dental, and optical services at these new and innovative health centers. Equifax has responded to a recent inquiry from the Clark Howard Show. They don't require your PIN number in order to freeze or thaw your credit. This puts you at risk. This is not ok and it needs to change. The Boeing Max is still being investigated. The software for the planes is being updated in order to attempt to get safe planes into the air. Clark is not happy that no-one has gone to jail over this and that the CEO has not, at minimum, lost his job. Learn more about your ad choices. Visit megaphone.fm/adchoices Walmart is launching new healthcare centers around the nation. And up-front pricing is making things more transparent. You can get urgent care, x-rays, counseling, dental, and optical services at these new and innovative health centers.

    Equifax has responded to a recent inquiry from the Clark Howard Show. They don't require your PIN number in order to freeze or thaw your credit. This puts you at risk. This is not ok and it needs to change.

    The Boeing Max is still being investigated. The software for the planes is being updated in order to attempt to get safe planes into the air. Clark is not happy that no-one has gone to jail over this and that the CEO has not, at minimum, lost his job.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     10.21.19 Commute times hit record high; More reasons to beware of full commission stock brokers; Warning for joint account holders Americans are doing record time on the roads in traffic crawling to work. As many metros have developed by sprawl, public transit is not the answer. Solutions require behavior changes, including from employers. To increase employee happiness and retention, they need to flex on how and when you work. Allow employees to work from home at least 1 day a week. Depending on the job, work from home can be done most or all of the time. Often productivity is higher at home. Flex schedules are helpful for workers too, allowing workers to shift their hours to avoid heavy traffic. In congested cities, some are turning to electric-assist bikes, as cheap as $500, for bike lane commutes under 10 miles. Full commission stock brokers are often tied to giant monster mega-banks. Wells Fargo, BOA's Merrill Lynch, Morgan Stanley and UBS are the big 4. A recent study by Cerulli Associates found that these 4 overwhelmingly put their investors into high cost mutual funds. They are not bound by the fiduciary standard. Go to an independent fee-only financial advisor or a low-cost mutual fund company instead. When you allow an authorized user on your credit card, you're creating potential hardship for yourself. The user has no responsibility for the debt they rack up. Don't make these decisions lightly. We hear the consequences when things goes wrong. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 21 Oct 2019 21:00:00 -0000 full Clark Howard Commute times hit record high; More reasons to beware of full commission stock brokers; Warning for joint account holders Americans are doing record time on the roads in traffic crawling to work. As many metros have developed by sprawl, public transit is not the answer. Solutions require behavior changes, including from employers. To increase employee happiness and retention, they need to flex on how and when you work. Allow employees to work from home at least 1 day a week. Depending on the job, work from home can be done most or all of the time. Often productivity is higher at home. Flex schedules are helpful for workers too, allowing workers to shift their hours to avoid heavy traffic. In congested cities, some are turning to electric-assist bikes, as cheap as $500, for bike lane commutes under 10 miles. Full commission stock brokers are often tied to giant monster mega-banks. Wells Fargo, BOA's Merrill Lynch, Morgan Stanley and UBS are the big 4. A recent study by Cerulli Associates found that these 4 overwhelmingly put their investors into high cost mutual funds. They are not bound by the fiduciary standard. Go to an independent fee-only financial advisor or a low-cost mutual fund company instead. When you allow an authorized user on your credit card, you're creating potential hardship for yourself. The user has no responsibility for the debt they rack up. Don't make these decisions lightly. We hear the consequences when things goes wrong. Learn more about your ad choices. Visit megaphone.fm/adchoices Americans are doing record time on the roads in traffic crawling to work. As many metros have developed by sprawl, public transit is not the answer. Solutions require behavior changes, including from employers. To increase employee happiness and retention, they need to flex on how and when you work. Allow employees to work from home at least 1 day a week. Depending on the job, work from home can be done most or all of the time. Often productivity is higher at home. Flex schedules are helpful for workers too, allowing workers to shift their hours to avoid heavy traffic. In congested cities, some are turning to electric-assist bikes, as cheap as $500, for bike lane commutes under 10 miles.

    Full commission stock brokers are often tied to giant monster mega-banks. Wells Fargo, BOA's Merrill Lynch, Morgan Stanley and UBS are the big 4. A recent study by Cerulli Associates found that these 4 overwhelmingly put their investors into high cost mutual funds. They are not bound by the fiduciary standard. Go to an independent fee-only financial advisor or a low-cost mutual fund company instead.

    When you allow an authorized user on your credit card, you're creating potential hardship for yourself. The user has no responsibility for the debt they rack up. Don't make these decisions lightly. We hear the consequences when things goes wrong.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     10.18.19 Scammers are finding it easier to dupe people on internet marketplaces; Clark Stinks The BBB has issued a new scam warning. Historically, scams have most often come via phone. Now, the most common point of scam contact is on social media. The most common way people have money stolen from them is on social media. The second most common scam point of contact: websites, like Craigslist or eBay. People are more than 5 times more likely to get taken on social media than with a con artist on the phone - 4 times more likely on social vs. through the mail. Beware. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 18 Oct 2019 21:00:00 -0000 full Clark Howard Scammers are finding it easier to dupe people on internet marketplaces; Clark Stinks The BBB has issued a new scam warning. Historically, scams have most often come via phone. Now, the most common point of scam contact is on social media. The most common way people have money stolen from them is on social media. The second most common scam point of contact: websites, like Craigslist or eBay. People are more than 5 times more likely to get taken on social media than with a con artist on the phone - 4 times more likely on social vs. through the mail. Beware. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices The BBB has issued a new scam warning. Historically, scams have most often come via phone. Now, the most common point of scam contact is on social media. The most common way people have money stolen from them is on social media. The second most common scam point of contact: websites, like Craigslist or eBay. People are more than 5 times more likely to get taken on social media than with a con artist on the phone - 4 times more likely on social vs. through the mail. Beware.

    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     10.17.19 Businesses want to use chat technology with you; Medical images leaked online; Happiest states in America The U.S. has lagged behind in 'conversational commerce' enjoyed elsewhere in the world, where texting meets commerce for AI customer service. We spend most of our online time now throughout smartphones. Unlike other countries, the U.S. lacks centralized portals from which to operate in multiple ways, including shops, email, social and news. Now Apple is working to set up and integrated hub to drive the brand. For example, through the Apple platform - Apple Business Chat - and Delta's app, iPhone users have ease of communication for assistance from the airline. Emulating China's WeChat, Apple platform AI will allow better customer service response. Innovation like this can have very positive, unforeseen benefits for consumers. Facebook tried this kind of commercial integration, but a loss of trust is an obstacle there. The first best thing we'll see is perhaps the end of on-hold in-limbo no-customer service.   A ProPublica investigative report finds the health data of millions of Americans is completely exposed on the internet. They were able to find medical data on more than 16 million people online, including names, birthdays and where submitted, social security numbers. Security in the medical industry is pathetic. DO NOT FILL IN YOUR SOCIAL SECURITY NUMBER at ANY medical facility. A recent Wallethub study weighed 31 happiness factors to rate U.S. states. Above an income level of around $70, money ceases to be a happiness factor. Factors include work environment, emotional and physical well-being. Hawaii comes out tops overall, followed by UT, MN, CA, NJ, ID, MASS, MD, NB, CT. Unhappiest: WVA, ARK, Alaska, MISS, LA, KY, AL, OK, TN, MO. ​ Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 17 Oct 2019 21:00:00 -0000 full Clark Howard Businesses want to use chat technology with you; Medical images leaked online; Happiest states in America The U.S. has lagged behind in 'conversational commerce' enjoyed elsewhere in the world, where texting meets commerce for AI customer service. We spend most of our online time now throughout smartphones. Unlike other countries, the U.S. lacks centralized portals from which to operate in multiple ways, including shops, email, social and news. Now Apple is working to set up and integrated hub to drive the brand. For example, through the Apple platform - Apple Business Chat - and Delta's app, iPhone users have ease of communication for assistance from the airline. Emulating China's WeChat, Apple platform AI will allow better customer service response. Innovation like this can have very positive, unforeseen benefits for consumers. Facebook tried this kind of commercial integration, but a loss of trust is an obstacle there. The first best thing we'll see is perhaps the end of on-hold in-limbo no-customer service.   A ProPublica investigative report finds the health data of millions of Americans is completely exposed on the internet. They were able to find medical data on more than 16 million people online, including names, birthdays and where submitted, social security numbers. Security in the medical industry is pathetic. DO NOT FILL IN YOUR SOCIAL SECURITY NUMBER at ANY medical facility. A recent Wallethub study weighed 31 happiness factors to rate U.S. states. Above an income level of around $70, money ceases to be a happiness factor. Factors include work environment, emotional and physical well-being. Hawaii comes out tops overall, followed by UT, MN, CA, NJ, ID, MASS, MD, NB, CT. Unhappiest: WVA, ARK, Alaska, MISS, LA, KY, AL, OK, TN, MO. ​ Learn more about your ad choices. Visit megaphone.fm/adchoices The U.S. has lagged behind in 'conversational commerce' enjoyed elsewhere in the world, where texting meets commerce for AI customer service. We spend most of our online time now throughout smartphones. Unlike other countries, the U.S. lacks centralized portals from which to operate in multiple ways, including shops, email, social and news. Now Apple is working to set up and integrated hub to drive the brand. For example, through the Apple platform - Apple Business Chat - and Delta's app, iPhone users have ease of communication for assistance from the airline. Emulating China's WeChat, Apple platform AI will allow better customer service response. Innovation like this can have very positive, unforeseen benefits for consumers. Facebook tried this kind of commercial integration, but a loss of trust is an obstacle there. The first best thing we'll see is perhaps the end of on-hold in-limbo no-customer service.  

    A ProPublica investigative report finds the health data of millions of Americans is completely exposed on the internet. They were able to find medical data on more than 16 million people online, including names, birthdays and where submitted, social security numbers. Security in the medical industry is pathetic. DO NOT FILL IN YOUR SOCIAL SECURITY NUMBER at ANY medical facility.

    A recent Wallethub study weighed 31 happiness factors to rate U.S. states. Above an income level of around $70, money ceases to be a happiness factor. Factors include work environment, emotional and physical well-being. Hawaii comes out tops overall, followed by UT, MN, CA, NJ, ID, MASS, MD, NB, CT. Unhappiest: WVA, ARK, Alaska, MISS, LA, KY, AL, OK, TN, MO. ​

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2290     10.16.19 Cell phone plan deals; 401k early withdrawal changes; Financial advice for different generations Of the 4 major cell carriers, Verizon, AT&T, T-Mobile & Sprint - all the growth over the past 4 years has gone to T-Mobile, steadily taking market share. But all 4 also have captive discount brands on their networks, at a lower cost. The price points have kept moving. Total Wireless is a joint venture on Verizon's network, The 4-line family plan shares 100 gigs of data per month, starts at $100 a month, and it is available for $95 with auto-refill.. Available at Walmart and TotalWireless.com. Verizon's second discount brand, Visible is geared toward young adults, offering a single line at $40 a month - unlimited data - available only through Visible.com via their app. Metro PCS - now Metro by T-Mobile has gone up from 4 lines for $100 to $120 per month, including Amazon Prime and hotspot. Cricket Wireless - AT&T's captive brand - offers 4 lines for $100 a month with speed limitations, but adequate for most basic surfing and video.  Starting in January, people with 401ks will have a much broader hardship latitude to make withdrawals under new regulations issued by the IRS. Clark HATES this. It's very difficult to ever restore retirement money taken out of a 401k. Statistically, those who take out loans end up with way less than those who never do. Just because you can, doesn't mean you should. Just say NO! Consider the money off-limits. Young adults now face more difficult money choices than prior generations. Over a full lifetime, 3/4 of kids end up more successful financially than their parents. That's a slowdown from 90% historically. There's a lot of uncertainty today and new challenges for young adults. Student loans are brutal for students and parents alike. Many in retirement are still burdened by parental loans. There are so many college choices, this can be avoided with planning and attending less expensive schools. Clark's tuition per year was $2400 in the '70s. Heavier burdens today require new decision making. Buying a home involves geographic considerations for affordability. Pensions no longer exist. Young adults are choosing no-car lifestyles in walkable communities. No car expense makes for a lot more financial breathing room.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 16 Oct 2019 21:00:00 -0000 full Clark Howard Cell phone plan deals; 401k early withdrawal changes; Financial advice for different generations Of the 4 major cell carriers, Verizon, AT&T, T-Mobile & Sprint - all the growth over the past 4 years has gone to T-Mobile, steadily taking market share. But all 4 also have captive discount brands on their networks, at a lower cost. The price points have kept moving. Total Wireless is a joint venture on Verizon's network, The 4-line family plan shares 100 gigs of data per month, starts at $100 a month, and it is available for $95 with auto-refill.. Available at Walmart and TotalWireless.com. Verizon's second discount brand, Visible is geared toward young adults, offering a single line at $40 a month - unlimited data - available only through Visible.com via their app. Metro PCS - now Metro by T-Mobile has gone up from 4 lines for $100 to $120 per month, including Amazon Prime and hotspot. Cricket Wireless - AT&T's captive brand - offers 4 lines for $100 a month with speed limitations, but adequate for most basic surfing and video.  Starting in January, people with 401ks will have a much broader hardship latitude to make withdrawals under new regulations issued by the IRS. Clark HATES this. It's very difficult to ever restore retirement money taken out of a 401k. Statistically, those who take out loans end up with way less than those who never do. Just because you can, doesn't mean you should. Just say NO! Consider the money off-limits. Young adults now face more difficult money choices than prior generations. Over a full lifetime, 3/4 of kids end up more successful financially than their parents. That's a slowdown from 90% historically. There's a lot of uncertainty today and new challenges for young adults. Student loans are brutal for students and parents alike. Many in retirement are still burdened by parental loans. There are so many college choices, this can be avoided with planning and attending less expensive schools. Clark's tuition per year was $2400 in the '70s. Heavier burdens today require new decision making. Buying a home involves geographic considerations for affordability. Pensions no longer exist. Young adults are choosing no-car lifestyles in walkable communities. No car expense makes for a lot more financial breathing room.  Learn more about your ad choices. Visit megaphone.fm/adchoices Of the 4 major cell carriers, Verizon, AT&T, T-Mobile & Sprint - all the growth over the past 4 years has gone to T-Mobile, steadily taking market share. But all 4 also have captive discount brands on their networks, at a lower cost. The price points have kept moving. Total Wireless is a joint venture on Verizon's network, The 4-line family plan shares 100 gigs of data per month, starts at $100 a month, and it is available for $95 with auto-refill.. Available at Walmart and TotalWireless.com. Verizon's second discount brand, Visible is geared toward young adults, offering a single line at $40 a month - unlimited data - available only through Visible.com via their app. Metro PCS - now Metro by T-Mobile has gone up from 4 lines for $100 to $120 per month, including Amazon Prime and hotspot. Cricket Wireless - AT&T's captive brand - offers 4 lines for $100 a month with speed limitations, but adequate for most basic surfing and video. 

    Starting in January, people with 401ks will have a much broader hardship latitude to make withdrawals under new regulations issued by the IRS. Clark HATES this. It's very difficult to ever restore retirement money taken out of a 401k. Statistically, those who take out loans end up with way less than those who never do. Just because you can, doesn't mean you should. Just say NO! Consider the money off-limits.

    Young adults now face more difficult money choices than prior generations. Over a full lifetime, 3/4 of kids end up more successful financially than their parents. That's a slowdown from 90% historically. There's a lot of uncertainty today and new challenges for young adults. Student loans are brutal for students and parents alike. Many in retirement are still burdened by parental loans. There are so many college choices, this can be avoided with planning and attending less expensive schools. Clark's tuition per year was $2400 in the '70s. Heavier burdens today require new decision making. Buying a home involves geographic considerations for affordability. Pensions no longer exist. Young adults are choosing no-car lifestyles in walkable communities. No car expense makes for a lot more financial breathing room. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     10.15.19 Big strides in renewable energy; What to call fake meat?; Cost of cars over time There are now more people working in wind / solar energy in the U.S. than in coal mining, which has become an industry in retreat. It's now cheaper to generate power from wind or solar, depending on geography. The new energy outlook from Bloomberg reports that wind is THE cheapest way to generate power in the U.S. In 2/3 of the world, solar and wind are more economical than even natural gas. Power companies are fighting in state legislatures and with utility, regulators to prevent consumers from a cost-effective home solar option. They see the threat and want to own solar to continue to supply power. Regardless, the mix of power is changing and costs will be coming down. Traditionalists claim wind and solar are intermittent and therefore unreliable sources of power. But battery backup provides the solution there, and these batteries are also getting steadily cheaper, along with solar panels. Better and cheaper in a continuing cycle brings these technologies to bear. The benefit flows back to consumers. More states are passing laws infringing on First Amendment rights for food producers to name their food. Missouri cattlemen are threatened by plant-based meat substitutes. Other states have joined in passing label restrictions. They should not be permitted to interfere in the free market flow of information. The clarity for consumers, not confusion - should be the priority. Edmunds reveals that the average loan amount to buy a new vehicle is $32,590. AAA reports is costs $774 per month to operate a new vehicle: Depreciation, the loan, insurance, fuel & maintenance. Many would-be new buyers are opting for used for more affordability. Meanwhile, the average length of a vehicle loan is just under 70 months, almost 6 years, putting the buyer upside down for the duration. Many will tire of a vehicle before paying it off and create a negative mountain of debt by trading in before the loan is paid. The trade-in loan is rolled into the purchase, leaving the buyer even MORE upside down. STOP! 10K a year just for transportation calls for a rethink. Is your old car working fine? Do you REALLY need a new vehicle? 4-year-old vehicles are the sweet spot in the market now. AAA reports electric vehicles to cost half of what gas engines cost per mile to operate. Within 2 years the compelling price argument for buying electric will be overwhelming. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 15 Oct 2019 21:00:00 -0000 full Clark Howard Big strides in renewable energy; What to call fake meat?; Cost of cars over time There are now more people working in wind / solar energy in the U.S. than in coal mining, which has become an industry in retreat. It's now cheaper to generate power from wind or solar, depending on geography. The new energy outlook from Bloomberg reports that wind is THE cheapest way to generate power in the U.S. In 2/3 of the world, solar and wind are more economical than even natural gas. Power companies are fighting in state legislatures and with utility, regulators to prevent consumers from a cost-effective home solar option. They see the threat and want to own solar to continue to supply power. Regardless, the mix of power is changing and costs will be coming down. Traditionalists claim wind and solar are intermittent and therefore unreliable sources of power. But battery backup provides the solution there, and these batteries are also getting steadily cheaper, along with solar panels. Better and cheaper in a continuing cycle brings these technologies to bear. The benefit flows back to consumers. More states are passing laws infringing on First Amendment rights for food producers to name their food. Missouri cattlemen are threatened by plant-based meat substitutes. Other states have joined in passing label restrictions. They should not be permitted to interfere in the free market flow of information. The clarity for consumers, not confusion - should be the priority. Edmunds reveals that the average loan amount to buy a new vehicle is $32,590. AAA reports is costs $774 per month to operate a new vehicle: Depreciation, the loan, insurance, fuel & maintenance. Many would-be new buyers are opting for used for more affordability. Meanwhile, the average length of a vehicle loan is just under 70 months, almost 6 years, putting the buyer upside down for the duration. Many will tire of a vehicle before paying it off and create a negative mountain of debt by trading in before the loan is paid. The trade-in loan is rolled into the purchase, leaving the buyer even MORE upside down. STOP! 10K a year just for transportation calls for a rethink. Is your old car working fine? Do you REALLY need a new vehicle? 4-year-old vehicles are the sweet spot in the market now. AAA reports electric vehicles to cost half of what gas engines cost per mile to operate. Within 2 years the compelling price argument for buying electric will be overwhelming. Learn more about your ad choices. Visit megaphone.fm/adchoices There are now more people working in wind / solar energy in the U.S. than in coal mining, which has become an industry in retreat. It's now cheaper to generate power from wind or solar, depending on geography. The new energy outlook from Bloomberg reports that wind is THE cheapest way to generate power in the U.S. In 2/3 of the world, solar and wind are more economical than even natural gas. Power companies are fighting in state legislatures and with utility, regulators to prevent consumers from a cost-effective home solar option. They see the threat and want to own solar to continue to supply power. Regardless, the mix of power is changing and costs will be coming down. Traditionalists claim wind and solar are intermittent and therefore unreliable sources of power. But battery backup provides the solution there, and these batteries are also getting steadily cheaper, along with solar panels. Better and cheaper in a continuing cycle brings these technologies to bear. The benefit flows back to consumers.

    More states are passing laws infringing on First Amendment rights for food producers to name their food. Missouri cattlemen are threatened by plant-based meat substitutes. Other states have joined in passing label restrictions. They should not be permitted to interfere in the free market flow of information. The clarity for consumers, not confusion - should be the priority.

    Edmunds reveals that the average loan amount to buy a new vehicle is $32,590. AAA reports is costs $774 per month to operate a new vehicle: Depreciation, the loan, insurance, fuel & maintenance. Many would-be new buyers are opting for used for more affordability. Meanwhile, the average length of a vehicle loan is just under 70 months, almost 6 years, putting the buyer upside down for the duration. Many will tire of a vehicle before paying it off and create a negative mountain of debt by trading in before the loan is paid. The trade-in loan is rolled into the purchase, leaving the buyer even MORE upside down. STOP! 10K a year just for transportation calls for a rethink. Is your old car working fine? Do you REALLY need a new vehicle? 4-year-old vehicles are the sweet spot in the market now. AAA reports electric vehicles to cost half of what gas engines cost per mile to operate. Within 2 years the compelling price argument for buying electric will be overwhelming.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     10.14.19 Is texting or email safer?; Concert promotion scam; SEC opens an investigation into 403b's There’s  increased interest in protecting privacy. We forget how things we say aren’t private in this electronic era. Text messages aren’t really private. But there are things you can do to protect privacy. When both parties use an encrypted third-party texting app – only the recipients get your text. WhatsApp, owned by Facebook – is a secure texting app so far, used by ¼ of the world’s population. For business and other proprietary transactions and for consumers, Signal is used for privacy protection as well. ProtonMail is great for protecting email communications.  For Apple users, iOS 13 is coming with a variety of privacy improvements. Tech writers are recommending waiting a few weeks before download, as they’re still working out some bugs.  Apple’s iOS 13 will provide auto burner-email addresses when you sign up with a company to prevent email spam. This allows you to hide your real email address. Con artist Andres Fernandez has been convicted for wire fraud, after stealing $31M claiming he had an opportunity to produce and promote concerts. There were no concerts. This Ponzi type scheme has been around for a century, but there’s been a great acceleration recently. Be very skeptical when you’re promised a private opportunity to score big money.   Police officers, fire fighters, teachers and other state and local government workers get ripped off on their retirement savings. It’s common that 403b and 457 plans these workers are shunted into, cost 100 times the cost of a corporate 401k plan. Inexcusable that those working for the public good are taken advantage of in their retirement plans. There’s no excuse for this. Federal workers enjoy the TSP, costing about 1/50th of what state and local gov workers pay. Thank Congress for not caring about workers who earn less by serving the public. FINALLY – the SEC has launched an investigation of the insurance companies that rip people off in these plans. For affected workers, instead of putting your money into these plans, fully fund a Roth IRA with an ultra-low-cost company. Only contribute to a 403b or 457 plan proven to be low cost, only up to the match. Past that, open a low-cost Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 Oct 2019 21:00:00 -0000 full Clark Howard Is texting or email safer?; Concert promotion scam; SEC opens an investigation into 403b's There’s  increased interest in protecting privacy. We forget how things we say aren’t private in this electronic era. Text messages aren’t really private. But there are things you can do to protect privacy. When both parties use an encrypted third-party texting app – only the recipients get your text. WhatsApp, owned by Facebook – is a secure texting app so far, used by ¼ of the world’s population. For business and other proprietary transactions and for consumers, Signal is used for privacy protection as well. ProtonMail is great for protecting email communications.  For Apple users, iOS 13 is coming with a variety of privacy improvements. Tech writers are recommending waiting a few weeks before download, as they’re still working out some bugs.  Apple’s iOS 13 will provide auto burner-email addresses when you sign up with a company to prevent email spam. This allows you to hide your real email address. Con artist Andres Fernandez has been convicted for wire fraud, after stealing $31M claiming he had an opportunity to produce and promote concerts. There were no concerts. This Ponzi type scheme has been around for a century, but there’s been a great acceleration recently. Be very skeptical when you’re promised a private opportunity to score big money.   Police officers, fire fighters, teachers and other state and local government workers get ripped off on their retirement savings. It’s common that 403b and 457 plans these workers are shunted into, cost 100 times the cost of a corporate 401k plan. Inexcusable that those working for the public good are taken advantage of in their retirement plans. There’s no excuse for this. Federal workers enjoy the TSP, costing about 1/50th of what state and local gov workers pay. Thank Congress for not caring about workers who earn less by serving the public. FINALLY – the SEC has launched an investigation of the insurance companies that rip people off in these plans. For affected workers, instead of putting your money into these plans, fully fund a Roth IRA with an ultra-low-cost company. Only contribute to a 403b or 457 plan proven to be low cost, only up to the match. Past that, open a low-cost Roth. Learn more about your ad choices. Visit megaphone.fm/adchoices There’s  increased interest in protecting privacy. We forget how things we say aren’t private in this electronic era. Text messages aren’t really private. But there are things you can do to protect privacy. When both parties use an encrypted third-party texting app – only the recipients get your text. WhatsApp, owned by Facebook – is a secure texting app so far, used by ¼ of the world’s population. For business and other proprietary transactions and for consumers, Signal is used for privacy protection as well. ProtonMail is great for protecting email communications.  For Apple users, iOS 13 is coming with a variety of privacy improvements. Tech writers are recommending waiting a few weeks before download, as they’re still working out some bugs.  Apple’s iOS 13 will provide auto burner-email addresses when you sign up with a company to prevent email spam. This allows you to hide your real email address.

    Con artist Andres Fernandez has been convicted for wire fraud, after stealing $31M claiming he had an opportunity to produce and promote concerts. There were no concerts. This Ponzi type scheme has been around for a century, but there’s been a great acceleration recently. Be very skeptical when you’re promised a private opportunity to score big money.  

    Police officers, fire fighters, teachers and other state and local government workers get ripped off on their retirement savings. It’s common that 403b and 457 plans these workers are shunted into, cost 100 times the cost of a corporate 401k plan. Inexcusable that those working for the public good are taken advantage of in their retirement plans. There’s no excuse for this. Federal workers enjoy the TSP, costing about 1/50th of what state and local gov workers pay. Thank Congress for not caring about workers who earn less by serving the public. FINALLY – the SEC has launched an investigation of the insurance companies that rip people off in these plans. For affected workers, instead of putting your money into these plans, fully fund a Roth IRA with an ultra-low-cost company. Only contribute to a 403b or 457 plan proven to be low cost, only up to the match. Past that, open a low-cost Roth.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2323     10.11.19 FCC battle vs states over net neutrality; Clark Stinks The FCC doesn't want states to be able to implement their own rules surrounding net neutrality. Clark explains what this court battle means for consumers and the future of our TV and internet usage. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 11 Oct 2019 21:00:00 -0000 full Clark Howard FCC battle vs states over net neutrality; Clark Stinks The FCC doesn't want states to be able to implement their own rules surrounding net neutrality. Clark explains what this court battle means for consumers and the future of our TV and internet usage. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices The FCC doesn't want states to be able to implement their own rules surrounding net neutrality. Clark explains what this court battle means for consumers and the future of our TV and internet usage.

    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     10.10.19 How tariffs are playing out; Watch out for crafty MLM's; What if your luggage gets damaged? New tariffs will protect Boeing and hurt Airbus. The new tariffs could also mean higher prices on food and drink.  AdvoCare has been fined $150 million for running a multi-level marketing scheme. The FTC has called it a pyramid scheme which means that AdvoCare pressures sellers to bring in new distributors. The emphasis is less on selling products and more on recruiting new people. Don't sign up for an MLM. 99% of people lose money. Clark discusses how to protect yourself if your luggage winds up missing or damaged while traveling. Stick up for yourself and push for a solution! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 10 Oct 2019 21:00:00 -0000 full Clark Howard How tariffs are playing out; Watch out for crafty MLM's; What if your luggage gets damaged? New tariffs will protect Boeing and hurt Airbus. The new tariffs could also mean higher prices on food and drink.  AdvoCare has been fined $150 million for running a multi-level marketing scheme. The FTC has called it a pyramid scheme which means that AdvoCare pressures sellers to bring in new distributors. The emphasis is less on selling products and more on recruiting new people. Don't sign up for an MLM. 99% of people lose money. Clark discusses how to protect yourself if your luggage winds up missing or damaged while traveling. Stick up for yourself and push for a solution! Learn more about your ad choices. Visit megaphone.fm/adchoices New tariffs will protect Boeing and hurt Airbus. The new tariffs could also mean higher prices on food and drink. 

    AdvoCare has been fined $150 million for running a multi-level marketing scheme. The FTC has called it a pyramid scheme which means that AdvoCare pressures sellers to bring in new distributors. The emphasis is less on selling products and more on recruiting new people. Don't sign up for an MLM. 99% of people lose money.

    Clark discusses how to protect yourself if your luggage winds up missing or damaged while traveling. Stick up for yourself and push for a solution!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     10.9.19 Low inflation creates job opportunities; Scam season is in full swing; How much allowance is good? We have the lowest unemployment rate in years, while wages remain relatively static. Most aren't seeing meaningful pay raises. Certain sectors of the economy are seeing layoffs, job losses, and closures. Many corporate sectors predict a recession or believe they're already in one. For others, times are great. Manufacturing is suffering because of the trade wars, here and abroad. The greatest job growth is in education, healthcare, state, and local government and the hotel industry. College graduates are in demand. As for static wages - for the low to mid-income earners, in particular, better pay may be found by changing jobs. Get a better offer to negotiate with your current employer if you want to stay.  Until you have the confidence to shop what you're worth in the marketplace, employers won't pay more. Be your own advocate. Find better opportunities. You don't ask, you don't get.  The NFL season is underway and scams follow. The season is about 1/3 over now. A variety of scams pop up every season, most around PCH - a legit, high-interest organization and popular target for scammers. The Fraud Watch Bulletin reports 2 versions big right now. One comes as a phone call pretending to be from PCH saying you've won and need to wire fee money. The other is a small fake check, requesting you wire money to receive the big check. Both bogus. PCH reminds all they never ask winners to send fees, taxes or other money to collect a prize.  Pre-teens and teens pretty much spend whatever money they get. For school-age kids, money burns a hole in their pocket and vanishes. The American Institute of CPAs does an annual survey of allowance and finds the average kid in the U.S. now receives a weekly allowance of $30. That's doubled in just 3 years. Parents have lost their minds. Clark has recommended stepping up allowance yearly. The amount can match their age or grade and should be used to teach. The 3 jar system is a known method. Allowance is divided 3 ways: for spending, savings, and charity. Allowance should be in cash to teach the finiteness of money. And with an allowance comes responsibility. Parents give the money and should set ground rules about allocation - 3 jars or something similar. The savings can be for any specific goal chosen by the kid. Create a sense of purpose for money. If you just hand it out with no guidelines, they learn nothing and it disappears. Parents must teach the concept of spend and save.  Giving can be time or $  for charity.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 09 Oct 2019 21:00:00 -0000 full Clark Howard Low inflation creates job opportunities; Scam season is in full swing; How much allowance is good? We have the lowest unemployment rate in years, while wages remain relatively static. Most aren't seeing meaningful pay raises. Certain sectors of the economy are seeing layoffs, job losses, and closures. Many corporate sectors predict a recession or believe they're already in one. For others, times are great. Manufacturing is suffering because of the trade wars, here and abroad. The greatest job growth is in education, healthcare, state, and local government and the hotel industry. College graduates are in demand. As for static wages - for the low to mid-income earners, in particular, better pay may be found by changing jobs. Get a better offer to negotiate with your current employer if you want to stay.  Until you have the confidence to shop what you're worth in the marketplace, employers won't pay more. Be your own advocate. Find better opportunities. You don't ask, you don't get.  The NFL season is underway and scams follow. The season is about 1/3 over now. A variety of scams pop up every season, most around PCH - a legit, high-interest organization and popular target for scammers. The Fraud Watch Bulletin reports 2 versions big right now. One comes as a phone call pretending to be from PCH saying you've won and need to wire fee money. The other is a small fake check, requesting you wire money to receive the big check. Both bogus. PCH reminds all they never ask winners to send fees, taxes or other money to collect a prize.  Pre-teens and teens pretty much spend whatever money they get. For school-age kids, money burns a hole in their pocket and vanishes. The American Institute of CPAs does an annual survey of allowance and finds the average kid in the U.S. now receives a weekly allowance of $30. That's doubled in just 3 years. Parents have lost their minds. Clark has recommended stepping up allowance yearly. The amount can match their age or grade and should be used to teach. The 3 jar system is a known method. Allowance is divided 3 ways: for spending, savings, and charity. Allowance should be in cash to teach the finiteness of money. And with an allowance comes responsibility. Parents give the money and should set ground rules about allocation - 3 jars or something similar. The savings can be for any specific goal chosen by the kid. Create a sense of purpose for money. If you just hand it out with no guidelines, they learn nothing and it disappears. Parents must teach the concept of spend and save.  Giving can be time or $  for charity.  Learn more about your ad choices. Visit megaphone.fm/adchoices We have the lowest unemployment rate in years, while wages remain relatively static. Most aren't seeing meaningful pay raises. Certain sectors of the economy are seeing layoffs, job losses, and closures. Many corporate sectors predict a recession or believe they're already in one. For others, times are great. Manufacturing is suffering because of the trade wars, here and abroad. The greatest job growth is in education, healthcare, state, and local government and the hotel industry. College graduates are in demand. As for static wages - for the low to mid-income earners, in particular, better pay may be found by changing jobs. Get a better offer to negotiate with your current employer if you want to stay.  Until you have the confidence to shop what you're worth in the marketplace, employers won't pay more. Be your own advocate. Find better opportunities. You don't ask, you don't get. 

    The NFL season is underway and scams follow. The season is about 1/3 over now. A variety of scams pop up every season, most around PCH - a legit, high-interest organization and popular target for scammers. The Fraud Watch Bulletin reports 2 versions big right now. One comes as a phone call pretending to be from PCH saying you've won and need to wire fee money. The other is a small fake check, requesting you wire money to receive the big check. Both bogus. PCH reminds all they never ask winners to send fees, taxes or other money to collect a prize. 

    Pre-teens and teens pretty much spend whatever money they get. For school-age kids, money burns a hole in their pocket and vanishes. The American Institute of CPAs does an annual survey of allowance and finds the average kid in the U.S. now receives a weekly allowance of $30. That's doubled in just 3 years. Parents have lost their minds. Clark has recommended stepping up allowance yearly. The amount can match their age or grade and should be used to teach. The 3 jar system is a known method. Allowance is divided 3 ways: for spending, savings, and charity. Allowance should be in cash to teach the finiteness of money. And with an allowance comes responsibility. Parents give the money and should set ground rules about allocation - 3 jars or something similar. The savings can be for any specific goal chosen by the kid. Create a sense of purpose for money. If you just hand it out with no guidelines, they learn nothing and it disappears. Parents must teach the concept of spend and save.  Giving can be time or $  for charity. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     10.8.19 Low investing fees go lower; AT&T sends early termination bill to deceased family; Too much politics Follow-up: the financial industry continues its radical transformation. Technology has made it possible to invest at a lower cost. Last week Schwab announced no commission stock buying and selling. There are free and low-cost robo advisors and robo/human hybrids. Investing with high-cost companies could cause you to end up with 40% less money than investing the same amount with their low-cost rivals. Even Ally bank is offering a no-fee robo-advisory service. Vanguard will soon launch its low-cost Digital Advisor service too.  AT&T – get your act together.  A long-time DirecTV customer passed away at age 102 and AT&T went after the relatives for the early termination fee in strong terms. Only after the story went public did AT&T waive the termination fee, but didn’t apologize until they received more bad press. Where’s the heart and humanity? How stupid. Roughly 1 in 4 American adults is extremely politically engaged. This past weekend, Ellen DeGeneres and George W. Bush enjoyed a football game together. As their pictures circulated, ugly reaction ensued, with some referring to Bush as the ‘enemy’.  After all the mean-spirited postings came an enlightened one which expressed that seeing Ellen and George Bush together restored their faith in America. When we lose sight of the fact that we’re all Americans in this together, we make our country weak. People we disagree with are still our fellow Americans.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 08 Oct 2019 21:00:00 -0000 full Clark Howard Low investing fees go lower; AT&T sends early termination bill to deceased family; Too much politics Follow-up: the financial industry continues its radical transformation. Technology has made it possible to invest at a lower cost. Last week Schwab announced no commission stock buying and selling. There are free and low-cost robo advisors and robo/human hybrids. Investing with high-cost companies could cause you to end up with 40% less money than investing the same amount with their low-cost rivals. Even Ally bank is offering a no-fee robo-advisory service. Vanguard will soon launch its low-cost Digital Advisor service too.  AT&T – get your act together.  A long-time DirecTV customer passed away at age 102 and AT&T went after the relatives for the early termination fee in strong terms. Only after the story went public did AT&T waive the termination fee, but didn’t apologize until they received more bad press. Where’s the heart and humanity? How stupid. Roughly 1 in 4 American adults is extremely politically engaged. This past weekend, Ellen DeGeneres and George W. Bush enjoyed a football game together. As their pictures circulated, ugly reaction ensued, with some referring to Bush as the ‘enemy’.  After all the mean-spirited postings came an enlightened one which expressed that seeing Ellen and George Bush together restored their faith in America. When we lose sight of the fact that we’re all Americans in this together, we make our country weak. People we disagree with are still our fellow Americans.  Learn more about your ad choices. Visit megaphone.fm/adchoices Follow-up: the financial industry continues its radical transformation. Technology has made it possible to invest at a lower cost. Last week Schwab announced no commission stock buying and selling. There are free and low-cost robo advisors and robo/human hybrids. Investing with high-cost companies could cause you to end up with 40% less money than investing the same amount with their low-cost rivals. Even Ally bank is offering a no-fee robo-advisory service. Vanguard will soon launch its low-cost Digital Advisor service too. 

    AT&T – get your act together.  A long-time DirecTV customer passed away at age 102 and AT&T went after the relatives for the early termination fee in strong terms. Only after the story went public did AT&T waive the termination fee, but didn’t apologize until they received more bad press. Where’s the heart and humanity? How stupid.

    Roughly 1 in 4 American adults is extremely politically engaged. This past weekend, Ellen DeGeneres and George W. Bush enjoyed a football game together. As their pictures circulated, ugly reaction ensued, with some referring to Bush as the ‘enemy’.  After all the mean-spirited postings came an enlightened one which expressed that seeing Ellen and George Bush together restored their faith in America. When we lose sight of the fact that we’re all Americans in this together, we make our country weak. People we disagree with are still our fellow Americans. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2323     10.7.19 Google gives you more control over your data; Veterans wrongfully denied coverage; ATM fees Current privacy concerns have Google in the spotlight. Google lives in fear the U.S. will finally pass privacy laws outlining restrictions and consumer rights, as exists in Europe. The Right to be Forgotten and to control online info in Europe puts them way ahead of the U.S. in the privacy realm. Google’s preemptive strike is a newly launched activity suite tool allowing users to better control their info and have their tracking data wiped automatically.  Sign into Google. Type in myactivitiy.google.com. There you’ll see everything Google has on you – massive. Then you have the right to have them wipe out everything 90 days old and older. You can choose 90 days to 1.5 years to let Google retain your activity info until they delete it. The Inspector General is like the cop inside a federal agency there to expose wrongdoing and enforce the law. The  VA Office of Inspector General found that 1 in 3 veterans who’ve sought emergency healthcare, are denied their medical claims by the VA, even when perfectly legitimate. Inexcusable and Unacceptable. The men and women who have served and put their lives on the line for American freedom deserve to have the promises made to them carried out. The average ATM charge in the U.S. is now $4.72. The cost to a bank is around .02cents. Beyond outrageous. Why do they do it? In the aftermath of the last decade’s banking scandals, the federal government bailed out the big banks and let small banks sit and spin. This led to a massive closure of smaller banks, and thus less competition. 4 big banks now have half of all banking market share. ATMs are disappearing around the country as people use less cash these days. Also, we now have an ever-expanding roster of online banks, offering lower costs and far better savings rates. The big banks pay essentially 0 on savings vs around 2% offered by online banks. And – credit unions have filled the void left by small local banks going away. Credit Unions provide much better deals than banks. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 07 Oct 2019 21:00:00 -0000 full Clark Howard Google gives you more control over your data; Veterans wrongfully denied coverage; ATM fees Current privacy concerns have Google in the spotlight. Google lives in fear the U.S. will finally pass privacy laws outlining restrictions and consumer rights, as exists in Europe. The Right to be Forgotten and to control online info in Europe puts them way ahead of the U.S. in the privacy realm. Google’s preemptive strike is a newly launched activity suite tool allowing users to better control their info and have their tracking data wiped automatically.  Sign into Google. Type in myactivitiy.google.com. There you’ll see everything Google has on you – massive. Then you have the right to have them wipe out everything 90 days old and older. You can choose 90 days to 1.5 years to let Google retain your activity info until they delete it. The Inspector General is like the cop inside a federal agency there to expose wrongdoing and enforce the law. The  VA Office of Inspector General found that 1 in 3 veterans who’ve sought emergency healthcare, are denied their medical claims by the VA, even when perfectly legitimate. Inexcusable and Unacceptable. The men and women who have served and put their lives on the line for American freedom deserve to have the promises made to them carried out. The average ATM charge in the U.S. is now $4.72. The cost to a bank is around .02cents. Beyond outrageous. Why do they do it? In the aftermath of the last decade’s banking scandals, the federal government bailed out the big banks and let small banks sit and spin. This led to a massive closure of smaller banks, and thus less competition. 4 big banks now have half of all banking market share. ATMs are disappearing around the country as people use less cash these days. Also, we now have an ever-expanding roster of online banks, offering lower costs and far better savings rates. The big banks pay essentially 0 on savings vs around 2% offered by online banks. And – credit unions have filled the void left by small local banks going away. Credit Unions provide much better deals than banks. Learn more about your ad choices. Visit megaphone.fm/adchoices Current privacy concerns have Google in the spotlight. Google lives in fear the U.S. will finally pass privacy laws outlining restrictions and consumer rights, as exists in Europe. The Right to be Forgotten and to control online info in Europe puts them way ahead of the U.S. in the privacy realm. Google’s preemptive strike is a newly launched activity suite tool allowing users to better control their info and have their tracking data wiped automatically.  Sign into Google. Type in myactivitiy.google.com. There you’ll see everything Google has on you – massive. Then you have the right to have them wipe out everything 90 days old and older. You can choose 90 days to 1.5 years to let Google retain your activity info until they delete it.

    The Inspector General is like the cop inside a federal agency there to expose wrongdoing and enforce the law. The  VA Office of Inspector General found that 1 in 3 veterans who’ve sought emergency healthcare, are denied their medical claims by the VA, even when perfectly legitimate. Inexcusable and Unacceptable. The men and women who have served and put their lives on the line for American freedom deserve to have the promises made to them carried out.

    The average ATM charge in the U.S. is now $4.72. The cost to a bank is around .02cents. Beyond outrageous. Why do they do it? In the aftermath of the last decade’s banking scandals, the federal government bailed out the big banks and let small banks sit and spin. This led to a massive closure of smaller banks, and thus less competition. 4 big banks now have half of all banking market share. ATMs are disappearing around the country as people use less cash these days. Also, we now have an ever-expanding roster of online banks, offering lower costs and far better savings rates. The big banks pay essentially 0 on savings vs around 2% offered by online banks. And – credit unions have filled the void left by small local banks going away. Credit Unions provide much better deals than banks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     10.4.19 Cheaper 401k plans for small businesses; Clark Stinks Roughly half of us have no access to a retirement plan through work. Most small employers don’t know how to make this happen. If they go to an insurance company or bank, they face extremely high costs and employees pay the price, making the plan essentially a rip-off. So many just give up. A new federal rule just went into effect allowing small employers to team up to create group buying power for lower costs. These can happen through Chambers of Commerce and industry trade groups. We’re about a year away from this taking hold. But don’t wait. There are companies offering 401k plans for small businesses. Betterment has one at a reasonable cost. Employees – if your small-midsize employer does offer a 401k – understand the fees. If it’s a high fee plan, contribute only up to the match,  open your own Roth IRA with a low-cost company and make your contributions automatic. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 04 Oct 2019 21:00:00 -0000 full Clark Howard Cheaper 401k plans for small businesses; Clark Stinks Roughly half of us have no access to a retirement plan through work. Most small employers don’t know how to make this happen. If they go to an insurance company or bank, they face extremely high costs and employees pay the price, making the plan essentially a rip-off. So many just give up. A new federal rule just went into effect allowing small employers to team up to create group buying power for lower costs. These can happen through Chambers of Commerce and industry trade groups. We’re about a year away from this taking hold. But don’t wait. There are companies offering 401k plans for small businesses. Betterment has one at a reasonable cost. Employees – if your small-midsize employer does offer a 401k – understand the fees. If it’s a high fee plan, contribute only up to the match,  open your own Roth IRA with a low-cost company and make your contributions automatic. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Roughly half of us have no access to a retirement plan through work. Most small employers don’t know how to make this happen. If they go to an insurance company or bank, they face extremely high costs and employees pay the price, making the plan essentially a rip-off. So many just give up. A new federal rule just went into effect allowing small employers to team up to create group buying power for lower costs. These can happen through Chambers of Commerce and industry trade groups. We’re about a year away from this taking hold. But don’t wait. There are companies offering 401k plans for small businesses. Betterment has one at a reasonable cost. Employees – if your small-midsize employer does offer a 401k – understand the fees. If it’s a high fee plan, contribute only up to the match,  open your own Roth IRA with a low-cost company and make your contributions automatic.

    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     10.3.19 How to avoid fraud; New hires not showing up to work; Short-term rentals becoming more popular NEVER NEVER NOT EVER publish your birthdate and place of birth online or on social media. Why? That's 98% of what a crook needs to steal your identity. Also, when you get the 'magic formula' investing pitch - know to RUN. No-one legit can promise great results using their strategy - red light / green light investing systems - NO. Don't ever believe it. DO NOT answer your phone if you don't know who is calling. If caller ID says your bank or a government agency is calling, don't answer. Nothing good comes from it. New hires are being no-shows on day one and don't think it's important to let the employer know. Clark's eldest daughter did new employee orientation at a bank. Every week, new hires would be no-shows without notification. Some of these jobs were executive level. There are multiple reports of this happening in the retail and restaurant industries. Job markets are not always strong. It doesn't serve you to blow off a job offer. Have the decency to send a thank you note, to communicate, to be respectful, to notify.   Roughly 1 in 3 folks are renters as the market is shifting throughout the country. Apartment overbuilding has resulted in more deals for tenants. Marketwatch reports that - desperate to sell condos or rent apartments, landlords are marketing properties that can be turned into Airbnb rentals. This is different than resort-type condotels - owned hotel rooms that are rented out most of the year.  A condo buyer could find themselves surrounded by short-term renters via the developer. This is the opposite of the HOA vs Airbnb conflicts. There's a lot of shakeout with short term rentals - an area of constant change around the country. Condo buyers and apartment renters be aware of the policies. Know in writing condo/apartment policies or you could find yourself surrounded by transients.  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 03 Oct 2019 21:00:00 -0000 full Clark Howard How to avoid fraud; New hires not showing up to work; Short-term rentals becoming more popular NEVER NEVER NOT EVER publish your birthdate and place of birth online or on social media. Why? That's 98% of what a crook needs to steal your identity. Also, when you get the 'magic formula' investing pitch - know to RUN. No-one legit can promise great results using their strategy - red light / green light investing systems - NO. Don't ever believe it. DO NOT answer your phone if you don't know who is calling. If caller ID says your bank or a government agency is calling, don't answer. Nothing good comes from it. New hires are being no-shows on day one and don't think it's important to let the employer know. Clark's eldest daughter did new employee orientation at a bank. Every week, new hires would be no-shows without notification. Some of these jobs were executive level. There are multiple reports of this happening in the retail and restaurant industries. Job markets are not always strong. It doesn't serve you to blow off a job offer. Have the decency to send a thank you note, to communicate, to be respectful, to notify.   Roughly 1 in 3 folks are renters as the market is shifting throughout the country. Apartment overbuilding has resulted in more deals for tenants. Marketwatch reports that - desperate to sell condos or rent apartments, landlords are marketing properties that can be turned into Airbnb rentals. This is different than resort-type condotels - owned hotel rooms that are rented out most of the year.  A condo buyer could find themselves surrounded by short-term renters via the developer. This is the opposite of the HOA vs Airbnb conflicts. There's a lot of shakeout with short term rentals - an area of constant change around the country. Condo buyers and apartment renters be aware of the policies. Know in writing condo/apartment policies or you could find yourself surrounded by transients.  Learn more about your ad choices. Visit megaphone.fm/adchoices NEVER NEVER NOT EVER publish your birthdate and place of birth online or on social media. Why? That's 98% of what a crook needs to steal your identity. Also, when you get the 'magic formula' investing pitch - know to RUN. No-one legit can promise great results using their strategy - red light / green light investing systems - NO. Don't ever believe it. DO NOT answer your phone if you don't know who is calling. If caller ID says your bank or a government agency is calling, don't answer. Nothing good comes from it.

    New hires are being no-shows on day one and don't think it's important to let the employer know. Clark's eldest daughter did new employee orientation at a bank. Every week, new hires would be no-shows without notification. Some of these jobs were executive level. There are multiple reports of this happening in the retail and restaurant industries. Job markets are not always strong. It doesn't serve you to blow off a job offer. Have the decency to send a thank you note, to communicate, to be respectful, to notify.  

    Roughly 1 in 3 folks are renters as the market is shifting throughout the country. Apartment overbuilding has resulted in more deals for tenants. Marketwatch reports that - desperate to sell condos or rent apartments, landlords are marketing properties that can be turned into Airbnb rentals. This is different than resort-type condotels - owned hotel rooms that are rented out most of the year.  A condo buyer could find themselves surrounded by short-term renters via the developer. This is the opposite of the HOA vs Airbnb conflicts. There's a lot of shakeout with short term rentals - an area of constant change around the country. Condo buyers and apartment renters be aware of the policies. Know in writing condo/apartment policies or you could find yourself surrounded by transients. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     10.2.19 Credit score drops; Investment cons are alive and well; When to ditch an old car? We borrow principally for a home, vehicle, credit cards, student loans. A long-held frustration is how scoring models punish you for eliminating debt. Paying off a loan (other than credit cards) could drop your score 50 points. Don't worry about it. If your score is healthy enough, the payoff score pinch does not matter. You DO NOT raise your credit score by leaving a balance open on a credit card. That's a myth you pay interest on. With cards, using very little of your credit and paying on time boosts your score.  The Securities and Exchange Commission ( the Federal agency overseeing the investment industry)  reports that in recent years, 4.3 million Americans have been ripped off in investment schemes. The average loss: $150K. Historically the cons target small business owners, entrepreneurs, and senior citizens. The promise of non-traditional investments have of late touted 8-12% returns - which may appear initially, till the scheme collapses leaving its victims broke.  Many times people dump their old car because it's no longer reliable. That's a good reason. But when it comes to the dollars and cents of this, Clark and Consumer Reports differ. Consumer Reports advises that when the cost of repair exceeds the remaining value, that's when it's time to let go. Clark recommends when the cost of a repair exceeds 50% of the remaining value - that's when to dump it. Ironically, you may need to pay for the repair anyway in order to trade/sell it. Otherwise, you get clobbered on value. Most people tire of and dump a vehicle prematurely and that is expensive. The longer you keep a car, the better for your wallet. The depreciation curve is a dive through the first 4 years, into gentle decline, as your money works for you. As the vehicle fleet steadily moves to electrics, they're more reliable. Today batteries are much more efficient. The cost of ownership on electrics is much less than gas engine cars. The best deal: Buy a used electric car and drive it for a long time.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 02 Oct 2019 21:00:00 -0000 full Clark Howard Credit score drops; Investment cons are alive and well; When to ditch an old car? We borrow principally for a home, vehicle, credit cards, student loans. A long-held frustration is how scoring models punish you for eliminating debt. Paying off a loan (other than credit cards) could drop your score 50 points. Don't worry about it. If your score is healthy enough, the payoff score pinch does not matter. You DO NOT raise your credit score by leaving a balance open on a credit card. That's a myth you pay interest on. With cards, using very little of your credit and paying on time boosts your score.  The Securities and Exchange Commission ( the Federal agency overseeing the investment industry)  reports that in recent years, 4.3 million Americans have been ripped off in investment schemes. The average loss: $150K. Historically the cons target small business owners, entrepreneurs, and senior citizens. The promise of non-traditional investments have of late touted 8-12% returns - which may appear initially, till the scheme collapses leaving its victims broke.  Many times people dump their old car because it's no longer reliable. That's a good reason. But when it comes to the dollars and cents of this, Clark and Consumer Reports differ. Consumer Reports advises that when the cost of repair exceeds the remaining value, that's when it's time to let go. Clark recommends when the cost of a repair exceeds 50% of the remaining value - that's when to dump it. Ironically, you may need to pay for the repair anyway in order to trade/sell it. Otherwise, you get clobbered on value. Most people tire of and dump a vehicle prematurely and that is expensive. The longer you keep a car, the better for your wallet. The depreciation curve is a dive through the first 4 years, into gentle decline, as your money works for you. As the vehicle fleet steadily moves to electrics, they're more reliable. Today batteries are much more efficient. The cost of ownership on electrics is much less than gas engine cars. The best deal: Buy a used electric car and drive it for a long time.  Learn more about your ad choices. Visit megaphone.fm/adchoices We borrow principally for a home, vehicle, credit cards, student loans. A long-held frustration is how scoring models punish you for eliminating debt. Paying off a loan (other than credit cards) could drop your score 50 points. Don't worry about it. If your score is healthy enough, the payoff score pinch does not matter. You DO NOT raise your credit score by leaving a balance open on a credit card. That's a myth you pay interest on. With cards, using very little of your credit and paying on time boosts your score. 

    The Securities and Exchange Commission ( the Federal agency overseeing the investment industry)  reports that in recent years, 4.3 million Americans have been ripped off in investment schemes. The average loss: $150K. Historically the cons target small business owners, entrepreneurs, and senior citizens. The promise of non-traditional investments have of late touted 8-12% returns - which may appear initially, till the scheme collapses leaving its victims broke. 

    Many times people dump their old car because it's no longer reliable. That's a good reason. But when it comes to the dollars and cents of this, Clark and Consumer Reports differ. Consumer Reports advises that when the cost of repair exceeds the remaining value, that's when it's time to let go. Clark recommends when the cost of a repair exceeds 50% of the remaining value - that's when to dump it. Ironically, you may need to pay for the repair anyway in order to trade/sell it. Otherwise, you get clobbered on value. Most people tire of and dump a vehicle prematurely and that is expensive. The longer you keep a car, the better for your wallet. The depreciation curve is a dive through the first 4 years, into gentle decline, as your money works for you. As the vehicle fleet steadily moves to electrics, they're more reliable. Today batteries are much more efficient. The cost of ownership on electrics is much less than gas engine cars. The best deal: Buy a used electric car and drive it for a long time. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2280     10.1.19 Schwab eliminates trading fees; Using your credit card overseas; Getting married in a diamond store Southwest is having a sweet sale right now! An all-out price war to zero is underway with small company Interactive Brokers and giant Charles Schwab. Both are ending commissions on stock trades. Buying and selling stocks and ETFs will be commission-free. This will penetrate the investing world, with discounters also going to zero. This started earlier this year with Fidelity Zero, offering free mutual funds – no account minimums required. The ability to invest at zero cost is taking hold in the marketplace. Fidelity and Schwab are both trying to deal with the Vanguard juggernaut. Co-op Vanguard, operating as a credit union for investing, has taken investing market share gains for the last 7 years. As these behemoths compete, investors win, regardless of which one you choose. Meanwhile, those still investing with banks, full commission stockbrokers or insurance companies pay massive fees. Invest for free, to keep your money working for you. There’s a common rip off for credit card users traveling overseas. Often upon card payment, the processing machine will automatically convert your charge from the local currency to U.S. dollars. This is done to rip you off on the conversion rate. When overseas, NEVER EVER EVER say yes when asked if you want to pay in U.S. dollars. Be aware many Visa / MC banks are automatically putting the purchase in dollars, and you need to override that into local currency. The difference could be as much as 10%. Watch closely while purchasing. Before you sign any charge slip, make sure it’s NOT processed in dollars. You always want the charge in local currency. Today many cards don’t charge foreign currency junk fees. AMX doesn’t do this. See Clark’s guide to save while traveling. Survey says, of people age 38 and under, over 90% would consider eloping over a traditional wedding. The reasons: to save money, avoid wedding planning and make the event more personal. Destination weddings are expensive and limit the number who can be there. Helzberg Diamonds offers a wedding service with ring purchase. No hoopla. People used to go to Vegas for a simple, quick and cheap wedding. Now, just go to the mall to Helzberg. 1700 Helzberg employees are ordained / licensed to conduct marriage ceremonies. If you’re planning a post wedding party, don’t mention the word ‘wedding’ to any vendors involved or the cost can triple.   Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 01 Oct 2019 21:00:00 -0000 full Clark Howard Schwab eliminates trading fees; Using your credit card overseas; Getting married in a diamond store Southwest is having a sweet sale right now! An all-out price war to zero is underway with small company Interactive Brokers and giant Charles Schwab. Both are ending commissions on stock trades. Buying and selling stocks and ETFs will be commission-free. This will penetrate the investing world, with discounters also going to zero. This started earlier this year with Fidelity Zero, offering free mutual funds – no account minimums required. The ability to invest at zero cost is taking hold in the marketplace. Fidelity and Schwab are both trying to deal with the Vanguard juggernaut. Co-op Vanguard, operating as a credit union for investing, has taken investing market share gains for the last 7 years. As these behemoths compete, investors win, regardless of which one you choose. Meanwhile, those still investing with banks, full commission stockbrokers or insurance companies pay massive fees. Invest for free, to keep your money working for you. There’s a common rip off for credit card users traveling overseas. Often upon card payment, the processing machine will automatically convert your charge from the local currency to U.S. dollars. This is done to rip you off on the conversion rate. When overseas, NEVER EVER EVER say yes when asked if you want to pay in U.S. dollars. Be aware many Visa / MC banks are automatically putting the purchase in dollars, and you need to override that into local currency. The difference could be as much as 10%. Watch closely while purchasing. Before you sign any charge slip, make sure it’s NOT processed in dollars. You always want the charge in local currency. Today many cards don’t charge foreign currency junk fees. AMX doesn’t do this. See Clark’s guide to save while traveling. Survey says, of people age 38 and under, over 90% would consider eloping over a traditional wedding. The reasons: to save money, avoid wedding planning and make the event more personal. Destination weddings are expensive and limit the number who can be there. Helzberg Diamonds offers a wedding service with ring purchase. No hoopla. People used to go to Vegas for a simple, quick and cheap wedding. Now, just go to the mall to Helzberg. 1700 Helzberg employees are ordained / licensed to conduct marriage ceremonies. If you’re planning a post wedding party, don’t mention the word ‘wedding’ to any vendors involved or the cost can triple.   Learn more about your ad choices. Visit megaphone.fm/adchoices Southwest is having a sweet sale right now!

    An all-out price war to zero is underway with small company Interactive Brokers and giant Charles Schwab. Both are ending commissions on stock trades. Buying and selling stocks and ETFs will be commission-free. This will penetrate the investing world, with discounters also going to zero. This started earlier this year with Fidelity Zero, offering free mutual funds – no account minimums required. The ability to invest at zero cost is taking hold in the marketplace. Fidelity and Schwab are both trying to deal with the Vanguard juggernaut. Co-op Vanguard, operating as a credit union for investing, has taken investing market share gains for the last 7 years. As these behemoths compete, investors win, regardless of which one you choose. Meanwhile, those still investing with banks, full commission stockbrokers or insurance companies pay massive fees. Invest for free, to keep your money working for you.

    There’s a common rip off for credit card users traveling overseas. Often upon card payment, the processing machine will automatically convert your charge from the local currency to U.S. dollars. This is done to rip you off on the conversion rate. When overseas, NEVER EVER EVER say yes when asked if you want to pay in U.S. dollars. Be aware many Visa / MC banks are automatically putting the purchase in dollars, and you need to override that into local currency. The difference could be as much as 10%. Watch closely while purchasing. Before you sign any charge slip, make sure it’s NOT processed in dollars. You always want the charge in local currency. Today many cards don’t charge foreign currency junk fees. AMX doesn’t do this. See Clark’s guide to save while traveling.

    Survey says, of people age 38 and under, over 90% would consider eloping over a traditional wedding. The reasons: to save money, avoid wedding planning and make the event more personal. Destination weddings are expensive and limit the number who can be there. Helzberg Diamonds offers a wedding service with ring purchase. No hoopla. People used to go to Vegas for a simple, quick and cheap wedding. Now, just go to the mall to Helzberg. 1700 Helzberg employees are ordained / licensed to conduct marriage ceremonies. If you’re planning a post wedding party, don’t mention the word ‘wedding’ to any vendors involved or the cost can triple.  

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     9.30.19 Another reason not to use debit cards; Payroll company scam; Hotel deals are coming Over the last week, there have been several stories published about why you should stop using a debit card. When you present your card in person, the merchant is protected. But when you shop online the liability moves from the banks to the merchant. The MRC reports that now over 8 in 10 cards have been compromised. If you carry 5 cards, crooks have the goods on 4 and may get around to using them. That exposure includes debit cards, enabling the criminal to strip the funds out of your checking account, leaving you to fight with your bank to get that money back, which is becoming increasingly more difficult. A special warning for small to midsize businesses. Recent press recounts a bust-out by a payroll company. Once this company had a healthy roster of clients, they vanished in the night stealing $35M. A crooked company could destroy your business and/or employees. Ask: How are payrolls protected? What insurance do you have? How do I know I can trust you? Ask these questions before you choose a company that may leave you, your company and workers high and dry.  Renting apartments and hotels has not been a bargain in recent years. Apartment rates have been going up since 2011. Hotel rates have risen since 2012.  Both sectors have been building like crazy. There's an enormous stream of apartments coming online leading to oversupply and better deals. The hotel sector has been overbuilt at a frenzied pace, even as business travel is slowing.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Sep 2019 21:00:00 -0000 full Clark Howard Another reason not to use debit cards; Payroll company scam; Hotel deals are coming Over the last week, there have been several stories published about why you should stop using a debit card. When you present your card in person, the merchant is protected. But when you shop online the liability moves from the banks to the merchant. The MRC reports that now over 8 in 10 cards have been compromised. If you carry 5 cards, crooks have the goods on 4 and may get around to using them. That exposure includes debit cards, enabling the criminal to strip the funds out of your checking account, leaving you to fight with your bank to get that money back, which is becoming increasingly more difficult. A special warning for small to midsize businesses. Recent press recounts a bust-out by a payroll company. Once this company had a healthy roster of clients, they vanished in the night stealing $35M. A crooked company could destroy your business and/or employees. Ask: How are payrolls protected? What insurance do you have? How do I know I can trust you? Ask these questions before you choose a company that may leave you, your company and workers high and dry.  Renting apartments and hotels has not been a bargain in recent years. Apartment rates have been going up since 2011. Hotel rates have risen since 2012.  Both sectors have been building like crazy. There's an enormous stream of apartments coming online leading to oversupply and better deals. The hotel sector has been overbuilt at a frenzied pace, even as business travel is slowing.  Learn more about your ad choices. Visit megaphone.fm/adchoices Over the last week, there have been several stories published about why you should stop using a debit card. When you present your card in person, the merchant is protected. But when you shop online the liability moves from the banks to the merchant. The MRC reports that now over 8 in 10 cards have been compromised. If you carry 5 cards, crooks have the goods on 4 and may get around to using them. That exposure includes debit cards, enabling the criminal to strip the funds out of your checking account, leaving you to fight with your bank to get that money back, which is becoming increasingly more difficult.

    A special warning for small to midsize businesses. Recent press recounts a bust-out by a payroll company. Once this company had a healthy roster of clients, they vanished in the night stealing $35M. A crooked company could destroy your business and/or employees. Ask: How are payrolls protected? What insurance do you have? How do I know I can trust you? Ask these questions before you choose a company that may leave you, your company and workers high and dry. 

    Renting apartments and hotels has not been a bargain in recent years. Apartment rates have been going up since 2011. Hotel rates have risen since 2012.  Both sectors have been building like crazy. There's an enormous stream of apartments coming online leading to oversupply and better deals. The hotel sector has been overbuilt at a frenzied pace, even as business travel is slowing. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     9.27.19 Grocery story happy hours lower costs and prevent food waste; Clark Stinks By most estimates, 40% of the food in the U.S. is tossed – from expiration, restaurants, grocers. Some supermarkets route expiring food to food banks, but only a fraction. Some bagel shops sell them at 75% the next day. Some convenience stores sell off pastries at discounts to clear them out. U.S. restaurants have always served larger portions than elsewhere in the world. Our supersize mentality results in leftovers, which often get wasted. Some restaurants give you 2 price points to include a smaller portion. There are simple things we can do to reduce waste. Supermarkets should have an automatic strategy to mark down items at expiration. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 27 Sep 2019 21:00:00 -0000 full Clark Howard Grocery story happy hours lower costs and prevent food waste; Clark Stinks By most estimates, 40% of the food in the U.S. is tossed – from expiration, restaurants, grocers. Some supermarkets route expiring food to food banks, but only a fraction. Some bagel shops sell them at 75% the next day. Some convenience stores sell off pastries at discounts to clear them out. U.S. restaurants have always served larger portions than elsewhere in the world. Our supersize mentality results in leftovers, which often get wasted. Some restaurants give you 2 price points to include a smaller portion. There are simple things we can do to reduce waste. Supermarkets should have an automatic strategy to mark down items at expiration. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices By most estimates, 40% of the food in the U.S. is tossed – from expiration, restaurants, grocers. Some supermarkets route expiring food to food banks, but only a fraction. Some bagel shops sell them at 75% the next day. Some convenience stores sell off pastries at discounts to clear them out. U.S. restaurants have always served larger portions than elsewhere in the world. Our supersize mentality results in leftovers, which often get wasted. Some restaurants give you 2 price points to include a smaller portion. There are simple things we can do to reduce waste. Supermarkets should have an automatic strategy to mark down items at expiration.

    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2278     9.26.19 Apple & Google get into gaming; New tax form for seniors; Negative interest rates A gaming war is underway between Apple and Google. Both are offering subscriptions. For a monthly fee you get a number of games with no in-game purchases or ads. Apple Arcade is $5 a month, Google PlayPass is $1.99 a month for the first year, and then to $5 reportedly. Check out both.   There's a new tax form that makes it easier for senior citizens to file their taxes. Clark’s been talking about interest rates dropping The best rates now are around 2.4% - .5 lower than a couple of months ago. In parts of Europe, savers PAY to save – with negative interest rates. Trump recently suggested the Fed should cut rates to negative levels. But this can lead to extreme economic problems. When the economy slows the demand for borrowing slows. Savings institutions don’t want deposits and cut rates as a deterrent. If they have fewer borrowers, they don’t need the deposits and cut rates on savings. Things would have to get much worse for this to kick in here. It likely won’t come to negative interest rates. But since rates are headed lower, if you have savings you don’t need, lock in the rate in a one year CD. Traditional banks already pay nearly nothing. Don’t save there. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 26 Sep 2019 21:00:00 -0000 full Clark Howard Apple & Google get into gaming; New tax form for seniors; Negative interest rates A gaming war is underway between Apple and Google. Both are offering subscriptions. For a monthly fee you get a number of games with no in-game purchases or ads. Apple Arcade is $5 a month, Google PlayPass is $1.99 a month for the first year, and then to $5 reportedly. Check out both.   There's a new tax form that makes it easier for senior citizens to file their taxes. Clark’s been talking about interest rates dropping The best rates now are around 2.4% - .5 lower than a couple of months ago. In parts of Europe, savers PAY to save – with negative interest rates. Trump recently suggested the Fed should cut rates to negative levels. But this can lead to extreme economic problems. When the economy slows the demand for borrowing slows. Savings institutions don’t want deposits and cut rates as a deterrent. If they have fewer borrowers, they don’t need the deposits and cut rates on savings. Things would have to get much worse for this to kick in here. It likely won’t come to negative interest rates. But since rates are headed lower, if you have savings you don’t need, lock in the rate in a one year CD. Traditional banks already pay nearly nothing. Don’t save there. Learn more about your ad choices. Visit megaphone.fm/adchoices A gaming war is underway between Apple and Google. Both are offering subscriptions. For a monthly fee you get a number of games with no in-game purchases or ads. Apple Arcade is $5 a month, Google PlayPass is $1.99 a month for the first year, and then to $5 reportedly. Check out both.  

    There's a new tax form that makes it easier for senior citizens to file their taxes.

    Clark’s been talking about interest rates dropping The best rates now are around 2.4% - .5 lower than a couple of months ago. In parts of Europe, savers PAY to save – with negative interest rates. Trump recently suggested the Fed should cut rates to negative levels. But this can lead to extreme economic problems. When the economy slows the demand for borrowing slows. Savings institutions don’t want deposits and cut rates as a deterrent. If they have fewer borrowers, they don’t need the deposits and cut rates on savings. Things would have to get much worse for this to kick in here. It likely won’t come to negative interest rates. But since rates are headed lower, if you have savings you don’t need, lock in the rate in a one year CD. Traditional banks already pay nearly nothing. Don’t save there.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     9.25.19 Open enrollment; Massive airline fees; Hot deals today We’re nearing open enrollment. If your employer offers the option of a lower payroll deduction for a high deductible health plan or higher pay deduction for a lower deductible plan – It’s usually best to pay the higher premium, especially if you have health issues. Due to backlash, more employers will offer the option to pay more for a lower out-of-pocket. High deductible plans can be HSA eligible – a tax-advantaged account for medical expenses. Many employees don’t fund their HSA – which allow medical payments with pre-taxed dollars. Then they’re hit with bills they must pay with after-tax dollars. Fund an HSA – it amounts to a 20 to 37% discount on medical bills – depending on your tax rate. It’s important to have disability insurance. You have a 3 times greater chance of becoming disabled than dying during your core working years. Social Security disability is an arduous, lengthy process and is often denied. Take what your employer provides for free and beyond that, buy your own policy.  Airline junk fees amount to $35B per year – this is true will all airline except Southwest. American, United and Delta advertise low fares, and the sell you up to fares way higher with all kinds of fees. United alone charges a huge fee for carry on now, taking that cue from the hard discounters. Before you buy, know what all the fees are and what you can handle. Clark and Deals Producer Charis talk about a recent Clarkdeals.com survey and the best deals around the web today Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 25 Sep 2019 21:00:00 -0000 full Clark Howard Open enrollment; Massive airline fees; Hot deals today We’re nearing open enrollment. If your employer offers the option of a lower payroll deduction for a high deductible health plan or higher pay deduction for a lower deductible plan – It’s usually best to pay the higher premium, especially if you have health issues. Due to backlash, more employers will offer the option to pay more for a lower out-of-pocket. High deductible plans can be HSA eligible – a tax-advantaged account for medical expenses. Many employees don’t fund their HSA – which allow medical payments with pre-taxed dollars. Then they’re hit with bills they must pay with after-tax dollars. Fund an HSA – it amounts to a 20 to 37% discount on medical bills – depending on your tax rate. It’s important to have disability insurance. You have a 3 times greater chance of becoming disabled than dying during your core working years. Social Security disability is an arduous, lengthy process and is often denied. Take what your employer provides for free and beyond that, buy your own policy.  Airline junk fees amount to $35B per year – this is true will all airline except Southwest. American, United and Delta advertise low fares, and the sell you up to fares way higher with all kinds of fees. United alone charges a huge fee for carry on now, taking that cue from the hard discounters. Before you buy, know what all the fees are and what you can handle. Clark and Deals Producer Charis talk about a recent Clarkdeals.com survey and the best deals around the web today Learn more about your ad choices. Visit megaphone.fm/adchoices We’re nearing open enrollment. If your employer offers the option of a lower payroll deduction for a high deductible health plan or higher pay deduction for a lower deductible plan – It’s usually best to pay the higher premium, especially if you have health issues. Due to backlash, more employers will offer the option to pay more for a lower out-of-pocket. High deductible plans can be HSA eligible – a tax-advantaged account for medical expenses. Many employees don’t fund their HSA – which allow medical payments with pre-taxed dollars. Then they’re hit with bills they must pay with after-tax dollars. Fund an HSA – it amounts to a 20 to 37% discount on medical bills – depending on your tax rate. It’s important to have disability insurance. You have a 3 times greater chance of becoming disabled than dying during your core working years. Social Security disability is an arduous, lengthy process and is often denied. Take what your employer provides for free and beyond that, buy your own policy. 

    Airline junk fees amount to $35B per year – this is true will all airline except Southwest. American, United and Delta advertise low fares, and the sell you up to fares way higher with all kinds of fees. United alone charges a huge fee for carry on now, taking that cue from the hard discounters. Before you buy, know what all the fees are and what you can handle.

    Clark and Deals Producer Charis talk about a recent Clarkdeals.com survey and the best deals around the web today

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2329     9.24.19 How to stop SIM swapping; Digging up dirt on Amazon; Your TV is spying on you Your phone may power up, but if your service is dead, that could be SIM hacking. Crooks have penetrated operations of the big 4 cell provider to hijack service. Because of the Equifax data breach, criminals know who has money,  target individuals and steal their phone service via phone to usurp 2-factor authentication text codes so they can penetrate financial accounts. The go in a setup wire instructions to send money overseas where it can’t be reclaimed. While financial companies investigate, you’re broke. Get the anti-fraud guarantees and / or written fraud policy info from your financial institutions. Verizon, T-Mobile, Sprint and AT&T have been scrambling to come up with new preventive procedures. Two carriers have gone to no porting meaning you put in place a standing order not to port your number from that carrier. This is another layer to protect your identity, and existing accounts, whereas credit freeze helps prevent fraudulent new accounts.  There’s is a fake grass-roots organization called Free and Fair Market Initiative. The WSJ reports this outfit is principally backed by the Simon Property Group – the big owner of malls around the country, suffering from Amazon taking 6% of retail market share. In addition to Simon, they’re funded by Walmart and  Oracle (a web service competitor). There are plenty of reasons to talk about a company legitimately without sullying their reputation falsely because you’re afraid of the competition. Shame on Simon Malls, Walmart and others, funding an effort to slam Amazon. Two years ago there was a scandal involving Vizio TVs spying on viewers – collecting and selling data to aggregators for ad servers. Piercing people’s privacy, Vizio figured out how to monetize viewing. Update: That problem has gotten worse. The average Americans spends 3.5 hours a day in front of a TV. Since Vizio faced minimal consequences, now other TV makers are up to the same thing including Samsung, TCL and LG.  These makers account for most of the TVs sold in the US. Princeton came up with software to track how this is done. Data houses link up what you watch with your phone,  computer and even purchase activities. Laws designed to protect us are not being enforced. DC’s emersion in senseless partisan battles creates a vacuum that allows for enormous violations of our privacy. Europe’s Right to Be Forgotten gives citizens there the right to shut down data harvesting. When our Congress begins to actually serve the people, we need to have privacy laws in place and enforced that clearly provide protections to the American people. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 24 Sep 2019 21:00:00 -0000 full Clark Howard How to stop SIM swapping; Digging up dirt on Amazon; Your TV is spying on you Your phone may power up, but if your service is dead, that could be SIM hacking. Crooks have penetrated operations of the big 4 cell provider to hijack service. Because of the Equifax data breach, criminals know who has money,  target individuals and steal their phone service via phone to usurp 2-factor authentication text codes so they can penetrate financial accounts. The go in a setup wire instructions to send money overseas where it can’t be reclaimed. While financial companies investigate, you’re broke. Get the anti-fraud guarantees and / or written fraud policy info from your financial institutions. Verizon, T-Mobile, Sprint and AT&T have been scrambling to come up with new preventive procedures. Two carriers have gone to no porting meaning you put in place a standing order not to port your number from that carrier. This is another layer to protect your identity, and existing accounts, whereas credit freeze helps prevent fraudulent new accounts.  There’s is a fake grass-roots organization called Free and Fair Market Initiative. The WSJ reports this outfit is principally backed by the Simon Property Group – the big owner of malls around the country, suffering from Amazon taking 6% of retail market share. In addition to Simon, they’re funded by Walmart and  Oracle (a web service competitor). There are plenty of reasons to talk about a company legitimately without sullying their reputation falsely because you’re afraid of the competition. Shame on Simon Malls, Walmart and others, funding an effort to slam Amazon. Two years ago there was a scandal involving Vizio TVs spying on viewers – collecting and selling data to aggregators for ad servers. Piercing people’s privacy, Vizio figured out how to monetize viewing. Update: That problem has gotten worse. The average Americans spends 3.5 hours a day in front of a TV. Since Vizio faced minimal consequences, now other TV makers are up to the same thing including Samsung, TCL and LG.  These makers account for most of the TVs sold in the US. Princeton came up with software to track how this is done. Data houses link up what you watch with your phone,  computer and even purchase activities. Laws designed to protect us are not being enforced. DC’s emersion in senseless partisan battles creates a vacuum that allows for enormous violations of our privacy. Europe’s Right to Be Forgotten gives citizens there the right to shut down data harvesting. When our Congress begins to actually serve the people, we need to have privacy laws in place and enforced that clearly provide protections to the American people. Learn more about your ad choices. Visit megaphone.fm/adchoices Your phone may power up, but if your service is dead, that could be SIM hacking. Crooks have penetrated operations of the big 4 cell provider to hijack service. Because of the Equifax data breach, criminals know who has money,  target individuals and steal their phone service via phone to usurp 2-factor authentication text codes so they can penetrate financial accounts. The go in a setup wire instructions to send money overseas where it can’t be reclaimed. While financial companies investigate, you’re broke. Get the anti-fraud guarantees and / or written fraud policy info from your financial institutions. Verizon, T-Mobile, Sprint and AT&T have been scrambling to come up with new preventive procedures. Two carriers have gone to no porting meaning you put in place a standing order not to port your number from that carrier. This is another layer to protect your identity, and existing accounts, whereas credit freeze helps prevent fraudulent new accounts. 

    There’s is a fake grass-roots organization called Free and Fair Market Initiative. The WSJ reports this outfit is principally backed by the Simon Property Group – the big owner of malls around the country, suffering from Amazon taking 6% of retail market share. In addition to Simon, they’re funded by Walmart and  Oracle (a web service competitor). There are plenty of reasons to talk about a company legitimately without sullying their reputation falsely because you’re afraid of the competition. Shame on Simon Malls, Walmart and others, funding an effort to slam Amazon.

    Two years ago there was a scandal involving Vizio TVs spying on viewers – collecting and selling data to aggregators for ad servers. Piercing people’s privacy, Vizio figured out how to monetize viewing. Update: That problem has gotten worse. The average Americans spends 3.5 hours a day in front of a TV. Since Vizio faced minimal consequences, now other TV makers are up to the same thing including Samsung, TCL and LG.  These makers account for most of the TVs sold in the US. Princeton came up with software to track how this is done. Data houses link up what you watch with your phone,  computer and even purchase activities. Laws designed to protect us are not being enforced. DC’s emersion in senseless partisan battles creates a vacuum that allows for enormous violations of our privacy. Europe’s Right to Be Forgotten gives citizens there the right to shut down data harvesting. When our Congress begins to actually serve the people, we need to have privacy laws in place and enforced that clearly provide protections to the American people.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     9.23.19 Forced arbitration clauses stink; Government database breaches; Best time to buy a home This summer came reports that cell phone carriers have been tracking and selling consumer location info. Lawsuits have been filed against AT&T for this practice, selling to 2 partners without consumers’ knowledge. But AT&T is hiding behind the arbitration clause buried inside consumer contracts, even though they’ve engaged in  illegal activity. Clark is diametrically opposed to mandatory arbitration. If both parties are for it, fine. But ALL – 100% of arbitration forums between a business and consumer or employee are rigged in the company’s favor. The U.S. House just last Friday approved a bill outlawing mandatory arbitration – which is fantastic. The Senate remains a question mark. We live in a society where the deck is stacked with unfair rules against consumers and employees. The bigs have too much power and use it to our detriment. Kangaroo court arbitration is a manifestation of that. Hopefully, the Senate will follow the House lead. AT&T broke the law and it’s reprehensible they hide behind arbitration.  Arstechnica reports the hack of city & state government payment portals, compromising people’s credit cards in all 50 states. If you use such a government portal – do NOT use a debit or enter your checking account info. If you pay on a gov portal, use a credit card. Credit cards have protections debits do not. Yahoo mail had a massive data breach and settlement info is now coming out for those with Yahoo email between 2013-2016. Watch for your class action notice and make a claim if this affects you. This data is based on the scarcity of buyers post Labor Day, while the number of homes available isn’t much less than the peak season from March to May. In many areas, an agent listing agreement runs for 6 months. Clark sees a more important bargain window November thru mid-January. That 11 week period is potentially the ultimate bargain week for buyers. It’s true there are fewer properties listed for that time period.  They may be listed for many reasons – estate sales, job transfers, divorce – people problem sales, which put the seller in a weakened position, outside normal cycles. During the holidays, the number of people looking to buy drops dramatically. But there are still wounded duck properties on the market. Clark believes the greatest opportunity to get a deal is late fall through early winter. That’s when a buyer looking for a bargain will find it. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Sep 2019 21:00:00 -0000 full Clark Howard Forced arbitration clauses stink; Government database breaches; Best time to buy a home This summer came reports that cell phone carriers have been tracking and selling consumer location info. Lawsuits have been filed against AT&T for this practice, selling to 2 partners without consumers’ knowledge. But AT&T is hiding behind the arbitration clause buried inside consumer contracts, even though they’ve engaged in  illegal activity. Clark is diametrically opposed to mandatory arbitration. If both parties are for it, fine. But ALL – 100% of arbitration forums between a business and consumer or employee are rigged in the company’s favor. The U.S. House just last Friday approved a bill outlawing mandatory arbitration – which is fantastic. The Senate remains a question mark. We live in a society where the deck is stacked with unfair rules against consumers and employees. The bigs have too much power and use it to our detriment. Kangaroo court arbitration is a manifestation of that. Hopefully, the Senate will follow the House lead. AT&T broke the law and it’s reprehensible they hide behind arbitration.  Arstechnica reports the hack of city & state government payment portals, compromising people’s credit cards in all 50 states. If you use such a government portal – do NOT use a debit or enter your checking account info. If you pay on a gov portal, use a credit card. Credit cards have protections debits do not. Yahoo mail had a massive data breach and settlement info is now coming out for those with Yahoo email between 2013-2016. Watch for your class action notice and make a claim if this affects you. This data is based on the scarcity of buyers post Labor Day, while the number of homes available isn’t much less than the peak season from March to May. In many areas, an agent listing agreement runs for 6 months. Clark sees a more important bargain window November thru mid-January. That 11 week period is potentially the ultimate bargain week for buyers. It’s true there are fewer properties listed for that time period.  They may be listed for many reasons – estate sales, job transfers, divorce – people problem sales, which put the seller in a weakened position, outside normal cycles. During the holidays, the number of people looking to buy drops dramatically. But there are still wounded duck properties on the market. Clark believes the greatest opportunity to get a deal is late fall through early winter. That’s when a buyer looking for a bargain will find it. Learn more about your ad choices. Visit megaphone.fm/adchoices This summer came reports that cell phone carriers have been tracking and selling consumer location info. Lawsuits have been filed against AT&T for this practice, selling to 2 partners without consumers’ knowledge. But AT&T is hiding behind the arbitration clause buried inside consumer contracts, even though they’ve engaged in  illegal activity. Clark is diametrically opposed to mandatory arbitration. If both parties are for it, fine. But ALL – 100% of arbitration forums between a business and consumer or employee are rigged in the company’s favor. The U.S. House just last Friday approved a bill outlawing mandatory arbitration – which is fantastic. The Senate remains a question mark. We live in a society where the deck is stacked with unfair rules against consumers and employees. The bigs have too much power and use it to our detriment. Kangaroo court arbitration is a manifestation of that. Hopefully, the Senate will follow the House lead. AT&T broke the law and it’s reprehensible they hide behind arbitration. 

    Arstechnica reports the hack of city & state government payment portals, compromising people’s credit cards in all 50 states. If you use such a government portal – do NOT use a debit or enter your checking account info. If you pay on a gov portal, use a credit card. Credit cards have protections debits do not. Yahoo mail had a massive data breach and settlement info is now coming out for those with Yahoo email between 2013-2016. Watch for your class action notice and make a claim if this affects you.

    This data is based on the scarcity of buyers post Labor Day, while the number of homes available isn’t much less than the peak season from March to May. In many areas, an agent listing agreement runs for 6 months. Clark sees a more important bargain window November thru mid-January. That 11 week period is potentially the ultimate bargain week for buyers. It’s true there are fewer properties listed for that time period.  They may be listed for many reasons – estate sales, job transfers, divorce – people problem sales, which put the seller in a weakened position, outside normal cycles. During the holidays, the number of people looking to buy drops dramatically. But there are still wounded duck properties on the market. Clark believes the greatest opportunity to get a deal is late fall through early winter. That’s when a buyer looking for a bargain will find it.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2324     9.20.19 Verified emails with watermarks are coming; Clark Stinks Deleting financial emails has become standard consumer behavior, due to so much spam. This has become a frustration for the financial services industry. Their legit emails aren’t getting through. So a new industry standard has been developed for a verified certificate for real financial emails. Many organizations including Google worked on this tool, which validates that a logo is authentic. It’s a digital symbol you’ll see but you must know to look for it. The validation process, in theory, is designed to prevent scamsters from coming up with their own fake mark. We’ll see over time if the verified mark is effective. Be aware of this initiative. Still true advice: Do not click a link or call a number in any email. Go outside the email to verify the email or web address or phone number of a business you’re attempting to contact.  Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 20 Sep 2019 21:00:00 -0000 full Clark Howard Verified emails with watermarks are coming; Clark Stinks Deleting financial emails has become standard consumer behavior, due to so much spam. This has become a frustration for the financial services industry. Their legit emails aren’t getting through. So a new industry standard has been developed for a verified certificate for real financial emails. Many organizations including Google worked on this tool, which validates that a logo is authentic. It’s a digital symbol you’ll see but you must know to look for it. The validation process, in theory, is designed to prevent scamsters from coming up with their own fake mark. We’ll see over time if the verified mark is effective. Be aware of this initiative. Still true advice: Do not click a link or call a number in any email. Go outside the email to verify the email or web address or phone number of a business you’re attempting to contact.  Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Deleting financial emails has become standard consumer behavior, due to so much spam. This has become a frustration for the financial services industry. Their legit emails aren’t getting through. So a new industry standard has been developed for a verified certificate for real financial emails. Many organizations including Google worked on this tool, which validates that a logo is authentic. It’s a digital symbol you’ll see but you must know to look for it. The validation process, in theory, is designed to prevent scamsters from coming up with their own fake mark. We’ll see over time if the verified mark is effective. Be aware of this initiative. Still true advice: Do not click a link or call a number in any email. Go outside the email to verify the email or web address or phone number of a business you’re attempting to contact. 

    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2299     9.19.19 New Walmart credit card; People love to help; Factors that make car insurance cost more With new partner Capital One, Walmart is offering a store credit card or a co-branded Walmart Mastercard. With the use of their app tied in with a Capital One credit card, you get 5% off purchases in-store for a year, 2% after that.  Walmart.com purchases with their card maintain the 5% discount after the first year. As the 3 titans of retail – Amazon, Walmart and Target continue to slug it out (Costco in a class by themselves) – consumers benefit. Loyalty discount cards are the game plan.  In a world of bad news, know you’re surrounded mostly by good people. American Psychologist published a study about bystanders confronted with fellow humans in trouble. The common belief is that most people do nothing to help out strangers. Now there are security cameras in metros all over the world, giving an opportunity for researchers to observe human behavior. In danger situations in 3 different cities, bystanders intervened to calm, protect and stop conflicts 91% of the time. The more bystanders there are when trouble starts, the greater the change some will step in to help – safety in numbers. Often when called upon, humans wish to do the right thing. Knowing why auto insurance rates go up, helps you keep them down. Here's what you need to know: 1. In almost all states insurers can set premiums based on your credit score. 2. The Consumer Federation of American has found that your zip code is a factor. 3. Do not purchase roadside assistance from your auto insurer. They count this as a claim as an excuse to jack your rate. They even put it on your CLUE report to hose you with any other insurer. State insurance regulators should prohibit this practice of cheating customers. Don’t have this benefit unless you get it writing that roadside assistance will NOT constitute a claim. 4. Many states allow using divorce to raise rates, kicking you while your down. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 19 Sep 2019 21:00:00 -0000 full Clark Howard New Walmart credit card; People love to help; Factors that make car insurance cost more With new partner Capital One, Walmart is offering a store credit card or a co-branded Walmart Mastercard. With the use of their app tied in with a Capital One credit card, you get 5% off purchases in-store for a year, 2% after that.  Walmart.com purchases with their card maintain the 5% discount after the first year. As the 3 titans of retail – Amazon, Walmart and Target continue to slug it out (Costco in a class by themselves) – consumers benefit. Loyalty discount cards are the game plan.  In a world of bad news, know you’re surrounded mostly by good people. American Psychologist published a study about bystanders confronted with fellow humans in trouble. The common belief is that most people do nothing to help out strangers. Now there are security cameras in metros all over the world, giving an opportunity for researchers to observe human behavior. In danger situations in 3 different cities, bystanders intervened to calm, protect and stop conflicts 91% of the time. The more bystanders there are when trouble starts, the greater the change some will step in to help – safety in numbers. Often when called upon, humans wish to do the right thing. Knowing why auto insurance rates go up, helps you keep them down. Here's what you need to know: 1. In almost all states insurers can set premiums based on your credit score. 2. The Consumer Federation of American has found that your zip code is a factor. 3. Do not purchase roadside assistance from your auto insurer. They count this as a claim as an excuse to jack your rate. They even put it on your CLUE report to hose you with any other insurer. State insurance regulators should prohibit this practice of cheating customers. Don’t have this benefit unless you get it writing that roadside assistance will NOT constitute a claim. 4. Many states allow using divorce to raise rates, kicking you while your down. Learn more about your ad choices. Visit megaphone.fm/adchoices With new partner Capital One, Walmart is offering a store credit card or a co-branded Walmart Mastercard. With the use of their app tied in with a Capital One credit card, you get 5% off purchases in-store for a year, 2% after that.  Walmart.com purchases with their card maintain the 5% discount after the first year. As the 3 titans of retail – Amazon, Walmart and Target continue to slug it out (Costco in a class by themselves) – consumers benefit. Loyalty discount cards are the game plan. 

    In a world of bad news, know you’re surrounded mostly by good people. American Psychologist published a study about bystanders confronted with fellow humans in trouble. The common belief is that most people do nothing to help out strangers. Now there are security cameras in metros all over the world, giving an opportunity for researchers to observe human behavior. In danger situations in 3 different cities, bystanders intervened to calm, protect and stop conflicts 91% of the time. The more bystanders there are when trouble starts, the greater the change some will step in to help – safety in numbers. Often when called upon, humans wish to do the right thing.

    Knowing why auto insurance rates go up, helps you keep them down. Here's what you need to know:

    1. In almost all states insurers can set premiums based on your credit score.

    2. The Consumer Federation of American has found that your zip code is a factor.

    3. Do not purchase roadside assistance from your auto insurer. They count this as a claim as an excuse to jack your rate. They even put it on your CLUE report to hose you with any other insurer. State insurance regulators should prohibit this practice of cheating customers. Don’t have this benefit unless you get it writing that roadside assistance will NOT constitute a claim.

    4. Many states allow using divorce to raise rates, kicking you while your down.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     9.18.19 Fed rate cut impact; Twisted tax law hurts military heroes; Medical bill shock The Federal Reserve lowers interest rates again to reduce the severity of economic slowdown and to help prevent a recession. The Fed is acting defensively. This will lower interest rates for car buyers and on credit cards. HELOCS historically follow, but many banks put a floor in recent contracts. Re-shop to get a lower rate if need be. Saver rates decline as well. Online bank savings rates have already dropped about 1/3 of 1 point.  The smart move now is to lock in money you won’t need into a 1 year CD to earn more. Oddly, when the Reserve lowers their rates, mortgage rates often rise to compensate for inflation long term. But if the economy slows, you’ll see mortgage rates go down. Two years ago with the new tax bill, Congress made a mistake that has dramatically affected military families. Gold Star families are entitled to survivors’ compensation. Congress made a clerical error, changing the tax on those benefits from 12 to 37%. This is punishing families who’ve already made the ultimate sacrifice of losing a loved one in service. The U.S. House passed a bill to fix this last spring 417 to 3 – basically unanimous. Now that correction is tied up in the Senate and Mitch McConnell will not allow this to be voted on. This needs to be fixed now. Kaiser Health News has exposed the UVA Medical Center for ruining lives by confiscating homes and garnishing wages under a hospital bill shock system exploiting state codes to sue people blind. This after billing at rates way beyond what’s reasonable and customary. UVA isn’t the only perp here. Recent stories expose medical providers in TN and GA. No one in medicine is interested in telling patients what treatment will cost. One consumer was given a quote yet was billed 52 times that amount after a procedure. What does it take to be a consumer? You choose what you buy, based in part on known costs to fit your budget. Healthcare is the only thing that doesn’t follow this.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 18 Sep 2019 21:00:00 -0000 full Clark Howard Fed rate cut impact; Twisted tax law hurts military heroes; Medical bill shock The Federal Reserve lowers interest rates again to reduce the severity of economic slowdown and to help prevent a recession. The Fed is acting defensively. This will lower interest rates for car buyers and on credit cards. HELOCS historically follow, but many banks put a floor in recent contracts. Re-shop to get a lower rate if need be. Saver rates decline as well. Online bank savings rates have already dropped about 1/3 of 1 point.  The smart move now is to lock in money you won’t need into a 1 year CD to earn more. Oddly, when the Reserve lowers their rates, mortgage rates often rise to compensate for inflation long term. But if the economy slows, you’ll see mortgage rates go down. Two years ago with the new tax bill, Congress made a mistake that has dramatically affected military families. Gold Star families are entitled to survivors’ compensation. Congress made a clerical error, changing the tax on those benefits from 12 to 37%. This is punishing families who’ve already made the ultimate sacrifice of losing a loved one in service. The U.S. House passed a bill to fix this last spring 417 to 3 – basically unanimous. Now that correction is tied up in the Senate and Mitch McConnell will not allow this to be voted on. This needs to be fixed now. Kaiser Health News has exposed the UVA Medical Center for ruining lives by confiscating homes and garnishing wages under a hospital bill shock system exploiting state codes to sue people blind. This after billing at rates way beyond what’s reasonable and customary. UVA isn’t the only perp here. Recent stories expose medical providers in TN and GA. No one in medicine is interested in telling patients what treatment will cost. One consumer was given a quote yet was billed 52 times that amount after a procedure. What does it take to be a consumer? You choose what you buy, based in part on known costs to fit your budget. Healthcare is the only thing that doesn’t follow this.  Learn more about your ad choices. Visit megaphone.fm/adchoices The Federal Reserve lowers interest rates again to reduce the severity of economic slowdown and to help prevent a recession. The Fed is acting defensively. This will lower interest rates for car buyers and on credit cards. HELOCS historically follow, but many banks put a floor in recent contracts. Re-shop to get a lower rate if need be. Saver rates decline as well. Online bank savings rates have already dropped about 1/3 of 1 point.  The smart move now is to lock in money you won’t need into a 1 year CD to earn more. Oddly, when the Reserve lowers their rates, mortgage rates often rise to compensate for inflation long term. But if the economy slows, you’ll see mortgage rates go down.

    Two years ago with the new tax bill, Congress made a mistake that has dramatically affected military families. Gold Star families are entitled to survivors’ compensation. Congress made a clerical error, changing the tax on those benefits from 12 to 37%. This is punishing families who’ve already made the ultimate sacrifice of losing a loved one in service. The U.S. House passed a bill to fix this last spring 417 to 3 – basically unanimous. Now that correction is tied up in the Senate and Mitch McConnell will not allow this to be voted on. This needs to be fixed now.

    Kaiser Health News has exposed the UVA Medical Center for ruining lives by confiscating homes and garnishing wages under a hospital bill shock system exploiting state codes to sue people blind. This after billing at rates way beyond what’s reasonable and customary. UVA isn’t the only perp here. Recent stories expose medical providers in TN and GA. No one in medicine is interested in telling patients what treatment will cost. One consumer was given a quote yet was billed 52 times that amount after a procedure. What does it take to be a consumer? You choose what you buy, based in part on known costs to fit your budget. Healthcare is the only thing that doesn’t follow this. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2327     9.17.19 Gas price fluctuations after Saudi attack; Equifax breach settlement follow-up; How gig workers get paid Saudi Arabia represents a huge percentage of world oil production. The recent drone attack took half their production offline. But it appears they will be back to full production in a matter of weeks. In addition, fall is a slow time of year for oil consumption. After Labor Day, demand declines. Factor in recession in some countries and a slowing U.S. economy bringing down demand. Meanwhile, U.S. production has increased. A decade ago, the U.S. produced little oil, and faced shortages driving up costs to $147 a barrel, compared to $60 last trade. We may see a brief minor spike in prices at the pump. Equifax conned the states and the Feds to reduce their settlement liability to $125 per affected person and is still hitting back over the number of applicants. Now that want you to verify information again. You have 4 weeks to reverify your application.   California has passed legislation making app-based workers employees vs independent contractors, starting in January. This includes Uber, Lyft, DoorDash and the like. There’s been a large movement by employers pushing the private contractor designation, to avoid paying benefits. We need a class of employment falling somewhere between a contractor and full-time employee. Uber and Lyft predict their labor cost will rise 20- 30% in California from this change. This current system of off or on is exploiting and harmful to workers. Ratio employment would help ease the income inequality problem in the U.S.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 17 Sep 2019 21:00:00 -0000 full Clark Howard Gas price fluctuations after Saudi attack; Equifax breach settlement follow-up; How gig workers get paid Saudi Arabia represents a huge percentage of world oil production. The recent drone attack took half their production offline. But it appears they will be back to full production in a matter of weeks. In addition, fall is a slow time of year for oil consumption. After Labor Day, demand declines. Factor in recession in some countries and a slowing U.S. economy bringing down demand. Meanwhile, U.S. production has increased. A decade ago, the U.S. produced little oil, and faced shortages driving up costs to $147 a barrel, compared to $60 last trade. We may see a brief minor spike in prices at the pump. Equifax conned the states and the Feds to reduce their settlement liability to $125 per affected person and is still hitting back over the number of applicants. Now that want you to verify information again. You have 4 weeks to reverify your application.   California has passed legislation making app-based workers employees vs independent contractors, starting in January. This includes Uber, Lyft, DoorDash and the like. There’s been a large movement by employers pushing the private contractor designation, to avoid paying benefits. We need a class of employment falling somewhere between a contractor and full-time employee. Uber and Lyft predict their labor cost will rise 20- 30% in California from this change. This current system of off or on is exploiting and harmful to workers. Ratio employment would help ease the income inequality problem in the U.S.  Learn more about your ad choices. Visit megaphone.fm/adchoices Saudi Arabia represents a huge percentage of world oil production. The recent drone attack took half their production offline. But it appears they will be back to full production in a matter of weeks. In addition, fall is a slow time of year for oil consumption. After Labor Day, demand declines. Factor in recession in some countries and a slowing U.S. economy bringing down demand. Meanwhile, U.S. production has increased. A decade ago, the U.S. produced little oil, and faced shortages driving up costs to $147 a barrel, compared to $60 last trade. We may see a brief minor spike in prices at the pump.

    Equifax conned the states and the Feds to reduce their settlement liability to $125 per affected person and is still hitting back over the number of applicants. Now that want you to verify information again. You have 4 weeks to reverify your application.  

    California has passed legislation making app-based workers employees vs independent contractors, starting in January. This includes Uber, Lyft, DoorDash and the like. There’s been a large movement by employers pushing the private contractor designation, to avoid paying benefits. We need a class of employment falling somewhere between a contractor and full-time employee. Uber and Lyft predict their labor cost will rise 20- 30% in California from this change. This current system of off or on is exploiting and harmful to workers. Ratio employment would help ease the income inequality problem in the U.S. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2321     9.16.19 Car rental warnings; Update on Apple's battle with independent repair shops; Scientific study touts benefits of being an optimist Clark recently returned a rental car. He had 5 pics of the car. Why? After returning, sometimes weeks later you may get a notice saying you owe for damage. They may have already charged your card for the damage. All contracts say your check-in slip is subject to later inspection and damage charges. Clark takes pics of the car upon return, so if this happens later – he’s got dated pictorial proof. Clark had noted a ding and windshield chip on the initial ticket. You’ve got to protect yourself. Also, for at least 20 years Clark has advised travelers to rent from an off airport rental site to save money. Many airport rentals come with massive junk fees. Because many people have been avoiding airport rentals, cities are fighting back by imposing nuisance fees and requiring affidavits. If you pick up a non-airport rental in a metro with an out-of-state license you must sign an affidavit stating you did not fly in the last 12-24 hours. Clark’s nomad brother rented a car this way for one day, then turned it in for a longer term rental having satisfied the time limit – to save big money. It’s work, but you have to know how the car rental game is played to avoid getting burned. Previous Clark Rage: In order to maintain an Apple controlled monopoly, Apple had been refusing to supply parts to independent repair shops. This lead to legal action and resolution. Apple is now selling parts and allowing access to manuals to independent repair shops. This will give users more choice and competitive pricing, and ease the repair backlog. Instead of industries operating closed shops, the free market should rule.    Clark has been accused of being unrealistically optimistic. He’s OK with that. The National Academy of Sciences Journal published a Boston U School of Medicine study finding tremendous benefit for inherent optimists. Men and women innate optimists have around 15% more longevity, accounting for other factors. Optimism was found to be about 25% genetic. That means 75% is in our control. Optimistic women are 50% more likely to see 85 or older. Optimistic men are 70% more likely to see 85+.  The study found that positive people recover from illness, injury or surgery sooner and are generally healthier.    Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Sep 2019 21:00:00 -0000 full Clark Howard Car rental warnings; Update on Apple's battle with independent repair shops; Scientific study touts benefits of being an optimist Clark recently returned a rental car. He had 5 pics of the car. Why? After returning, sometimes weeks later you may get a notice saying you owe for damage. They may have already charged your card for the damage. All contracts say your check-in slip is subject to later inspection and damage charges. Clark takes pics of the car upon return, so if this happens later – he’s got dated pictorial proof. Clark had noted a ding and windshield chip on the initial ticket. You’ve got to protect yourself. Also, for at least 20 years Clark has advised travelers to rent from an off airport rental site to save money. Many airport rentals come with massive junk fees. Because many people have been avoiding airport rentals, cities are fighting back by imposing nuisance fees and requiring affidavits. If you pick up a non-airport rental in a metro with an out-of-state license you must sign an affidavit stating you did not fly in the last 12-24 hours. Clark’s nomad brother rented a car this way for one day, then turned it in for a longer term rental having satisfied the time limit – to save big money. It’s work, but you have to know how the car rental game is played to avoid getting burned. Previous Clark Rage: In order to maintain an Apple controlled monopoly, Apple had been refusing to supply parts to independent repair shops. This lead to legal action and resolution. Apple is now selling parts and allowing access to manuals to independent repair shops. This will give users more choice and competitive pricing, and ease the repair backlog. Instead of industries operating closed shops, the free market should rule.    Clark has been accused of being unrealistically optimistic. He’s OK with that. The National Academy of Sciences Journal published a Boston U School of Medicine study finding tremendous benefit for inherent optimists. Men and women innate optimists have around 15% more longevity, accounting for other factors. Optimism was found to be about 25% genetic. That means 75% is in our control. Optimistic women are 50% more likely to see 85 or older. Optimistic men are 70% more likely to see 85+.  The study found that positive people recover from illness, injury or surgery sooner and are generally healthier.    Learn more about your ad choices. Visit megaphone.fm/adchoices Clark recently returned a rental car. He had 5 pics of the car. Why? After returning, sometimes weeks later you may get a notice saying you owe for damage. They may have already charged your card for the damage. All contracts say your check-in slip is subject to later inspection and damage charges. Clark takes pics of the car upon return, so if this happens later – he’s got dated pictorial proof. Clark had noted a ding and windshield chip on the initial ticket. You’ve got to protect yourself. Also, for at least 20 years Clark has advised travelers to rent from an off airport rental site to save money. Many airport rentals come with massive junk fees. Because many people have been avoiding airport rentals, cities are fighting back by imposing nuisance fees and requiring affidavits. If you pick up a non-airport rental in a metro with an out-of-state license you must sign an affidavit stating you did not fly in the last 12-24 hours. Clark’s nomad brother rented a car this way for one day, then turned it in for a longer term rental having satisfied the time limit – to save big money. It’s work, but you have to know how the car rental game is played to avoid getting burned.

    Previous Clark Rage: In order to maintain an Apple controlled monopoly, Apple had been refusing to supply parts to independent repair shops. This lead to legal action and resolution. Apple is now selling parts and allowing access to manuals to independent repair shops. This will give users more choice and competitive pricing, and ease the repair backlog. Instead of industries operating closed shops, the free market should rule.   

    Clark has been accused of being unrealistically optimistic. He’s OK with that. The National Academy of Sciences Journal published a Boston U School of Medicine study finding tremendous benefit for inherent optimists. Men and women innate optimists have around 15% more longevity, accounting for other factors. Optimism was found to be about 25% genetic. That means 75% is in our control. Optimistic women are 50% more likely to see 85 or older. Optimistic men are 70% more likely to see 85+.  The study found that positive people recover from illness, injury or surgery sooner and are generally healthier.   

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     9.13.19 Gaming addiction is now considered a psychological disorder; Clark Stinks The World Health Organization has declared excessive gaming a psychological disorder.  A MarketWatch survey reveals the number of people spending an hour or more a day playing video games increased 20% over the last year. Many believe they'll go pro and earn a living and become reclusive and obsessive in the endeavor, gaming constantly. For parents, it's a tug of war you want your kid to win, so game time should be strictly limited.  Who knew the pro athlete mentality would translate into gaming.  The winner of a Fortnight competition won $3M, reinforcing others to abandon all else for gaming. But, for athletes and gamers, almost no one makes the cut as a pro and those who do have a short career.    Clark answers his critics on Clark Stinks.  Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 13 Sep 2019 21:00:00 -0000 full Clark Howard Gaming addiction is now considered a psychological disorder; Clark Stinks The World Health Organization has declared excessive gaming a psychological disorder.  A MarketWatch survey reveals the number of people spending an hour or more a day playing video games increased 20% over the last year. Many believe they'll go pro and earn a living and become reclusive and obsessive in the endeavor, gaming constantly. For parents, it's a tug of war you want your kid to win, so game time should be strictly limited.  Who knew the pro athlete mentality would translate into gaming.  The winner of a Fortnight competition won $3M, reinforcing others to abandon all else for gaming. But, for athletes and gamers, almost no one makes the cut as a pro and those who do have a short career.    Clark answers his critics on Clark Stinks.  Learn more about your ad choices. Visit megaphone.fm/adchoices The World Health Organization has declared excessive gaming a psychological disorder.  A MarketWatch survey reveals the number of people spending an hour or more a day playing video games increased 20% over the last year. Many believe they'll go pro and earn a living and become reclusive and obsessive in the endeavor, gaming constantly. For parents, it's a tug of war you want your kid to win, so game time should be strictly limited.  Who knew the pro athlete mentality would translate into gaming.  The winner of a Fortnight competition won $3M, reinforcing others to abandon all else for gaming. But, for athletes and gamers, almost no one makes the cut as a pro and those who do have a short career.   

    Clark answers his critics on Clark Stinks. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2253     9.12.19 The dangers of annuities; Criminal investigations of insurance claims are on the rise; Clark's advice using instant payment apps Beware of annuity sales. Annuity sales subsided when fiduciary rules were in place - rules that have now been pushed aside, causing new sales to skyrocket. Insurance companies and banks push these because they have humongous fees and commissions. These contracts allow the insurance companies to change the terms at any time and the tax treatment is generally not favorable. When you're getting a vague investment pitch ASK if it's an annuity. If so, walk away. File an insurance claim, and the next thing you know police are accusing you of a criminal act. It's happened. When shopping insurance, make sure the company is solid. Clark routinely recommends choosing insurance  companies that get the highest ratings. Cost is secondary in this area. A Buzzfeed investigation reveals some insurers investigating big claims, will direct law enforcement against the insured. Clark had a co-worker who had just moved, suffered a fire, and was accused of torching his own house. Insurers working with police to start a criminal investigation to delay or deny a claim - this is hopefully rare but raises the stakes on how important it is to be with a company that rates high in serving customers. Don't just go with the cheapest insurance company.   The Cash app has now eclipsed Venmo as the top app for sending money to family and friends - special emphasis on family and friends only. These apps operate efficiently, making it easy to send money. When shopping online, particularly with sites like Craigslist, eBay etc - if the seller requests payment by one of these apps, consider that a red flag for a con. They vanish and your money is gone. ONLY use apps to pay someone you know because once you pay, the money is gone. Zelle is being pushed by banks but does not have any meaningful consumer protections compared to Cash app and Venmo.  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 12 Sep 2019 21:00:00 -0000 full Clark Howard The dangers of annuities; Criminal investigations of insurance claims are on the rise; Clark's advice using instant payment apps Beware of annuity sales. Annuity sales subsided when fiduciary rules were in place - rules that have now been pushed aside, causing new sales to skyrocket. Insurance companies and banks push these because they have humongous fees and commissions. These contracts allow the insurance companies to change the terms at any time and the tax treatment is generally not favorable. When you're getting a vague investment pitch ASK if it's an annuity. If so, walk away. File an insurance claim, and the next thing you know police are accusing you of a criminal act. It's happened. When shopping insurance, make sure the company is solid. Clark routinely recommends choosing insurance  companies that get the highest ratings. Cost is secondary in this area. A Buzzfeed investigation reveals some insurers investigating big claims, will direct law enforcement against the insured. Clark had a co-worker who had just moved, suffered a fire, and was accused of torching his own house. Insurers working with police to start a criminal investigation to delay or deny a claim - this is hopefully rare but raises the stakes on how important it is to be with a company that rates high in serving customers. Don't just go with the cheapest insurance company.   The Cash app has now eclipsed Venmo as the top app for sending money to family and friends - special emphasis on family and friends only. These apps operate efficiently, making it easy to send money. When shopping online, particularly with sites like Craigslist, eBay etc - if the seller requests payment by one of these apps, consider that a red flag for a con. They vanish and your money is gone. ONLY use apps to pay someone you know because once you pay, the money is gone. Zelle is being pushed by banks but does not have any meaningful consumer protections compared to Cash app and Venmo.  Learn more about your ad choices. Visit megaphone.fm/adchoices Beware of annuity sales. Annuity sales subsided when fiduciary rules were in place - rules that have now been pushed aside, causing new sales to skyrocket. Insurance companies and banks push these because they have humongous fees and commissions. These contracts allow the insurance companies to change the terms at any time and the tax treatment is generally not favorable. When you're getting a vague investment pitch ASK if it's an annuity. If so, walk away.

    File an insurance claim, and the next thing you know police are accusing you of a criminal act. It's happened. When shopping insurance, make sure the company is solid. Clark routinely recommends choosing insurance  companies that get the highest ratings. Cost is secondary in this area. A Buzzfeed investigation reveals some insurers investigating big claims, will direct law enforcement against the insured. Clark had a co-worker who had just moved, suffered a fire, and was accused of torching his own house. Insurers working with police to start a criminal investigation to delay or deny a claim - this is hopefully rare but raises the stakes on how important it is to be with a company that rates high in serving customers. Don't just go with the cheapest insurance company.  

    The Cash app has now eclipsed Venmo as the top app for sending money to family and friends - special emphasis on family and friends only. These apps operate efficiently, making it easy to send money. When shopping online, particularly with sites like Craigslist, eBay etc - if the seller requests payment by one of these apps, consider that a red flag for a con. They vanish and your money is gone. ONLY use apps to pay someone you know because once you pay, the money is gone. Zelle is being pushed by banks but does not have any meaningful consumer protections compared to Cash app and Venmo. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2313     9.11.19 Permissions and privacy issues with family tracking apps; Robocalls are still surging; Hydroponics and the rise of controlled agriculture in America Clark's family uses the Life360 app, allowing everyone to know each other's location. Teens use such apps, including Apple's Find My Friends, Google Maps location share & Snapchat -  to keep up with friends. What are these apps doing with the info? What are you permitting them to do? You can choose to wipe history clean. With any of these free services, the apps can make money with the info we're sharing. Location sharing can be very loaded and problematic in relationships and you should consider this before signing up. Also, know that teens can get around some of these location services, so you need to use it with their cooperation. The scam calls keep coming. Major cell phone carriers are starting to validate traffic with each other, but there are still many fake calls coming in. Follow this simple rule: Only answer the phone when you recognize the person calling. If caller ID says it's a business or government agency, only answer if you're expecting the call. Otherwise let it go to voicemail and you can call back if it's legit. Don't trust Caller ID. It's past broken There are moves around the country to grow food in warehouse environments. Advantages: Climate control, water conservation, no pesticides for easier organic certification. The WSJ reports a company building a 60 acre greenhouse, offering exponentially more productive than farmland - 50x over the output of traditional agriculture over the same acreage. Other countries are further along in this pursuit. Controlled agriculture lowers risks from the elements and allows us to increase our domestic food supply. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 11 Sep 2019 21:00:00 -0000 full Clark Howard Permissions and privacy issues with family tracking apps; Robocalls are still surging; Hydroponics and the rise of controlled agriculture in America Clark's family uses the Life360 app, allowing everyone to know each other's location. Teens use such apps, including Apple's Find My Friends, Google Maps location share & Snapchat -  to keep up with friends. What are these apps doing with the info? What are you permitting them to do? You can choose to wipe history clean. With any of these free services, the apps can make money with the info we're sharing. Location sharing can be very loaded and problematic in relationships and you should consider this before signing up. Also, know that teens can get around some of these location services, so you need to use it with their cooperation. The scam calls keep coming. Major cell phone carriers are starting to validate traffic with each other, but there are still many fake calls coming in. Follow this simple rule: Only answer the phone when you recognize the person calling. If caller ID says it's a business or government agency, only answer if you're expecting the call. Otherwise let it go to voicemail and you can call back if it's legit. Don't trust Caller ID. It's past broken There are moves around the country to grow food in warehouse environments. Advantages: Climate control, water conservation, no pesticides for easier organic certification. The WSJ reports a company building a 60 acre greenhouse, offering exponentially more productive than farmland - 50x over the output of traditional agriculture over the same acreage. Other countries are further along in this pursuit. Controlled agriculture lowers risks from the elements and allows us to increase our domestic food supply. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark's family uses the Life360 app, allowing everyone to know each other's location. Teens use such apps, including Apple's Find My Friends, Google Maps location share & Snapchat -  to keep up with friends. What are these apps doing with the info? What are you permitting them to do? You can choose to wipe history clean. With any of these free services, the apps can make money with the info we're sharing. Location sharing can be very loaded and problematic in relationships and you should consider this before signing up. Also, know that teens can get around some of these location services, so you need to use it with their cooperation.

    The scam calls keep coming. Major cell phone carriers are starting to validate traffic with each other, but there are still many fake calls coming in. Follow this simple rule: Only answer the phone when you recognize the person calling. If caller ID says it's a business or government agency, only answer if you're expecting the call. Otherwise let it go to voicemail and you can call back if it's legit. Don't trust Caller ID. It's past broken

    There are moves around the country to grow food in warehouse environments. Advantages: Climate control, water conservation, no pesticides for easier organic certification. The WSJ reports a company building a 60 acre greenhouse, offering exponentially more productive than farmland - 50x over the output of traditional agriculture over the same acreage. Other countries are further along in this pursuit. Controlled agriculture lowers risks from the elements and allows us to increase our domestic food supply.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2343     9.10.19 Artificial intelligence based lie detector created for airport security; Beware genetic testing scams targeting seniors; How Clark Team member Chelsea helped her dad save over 3k a year. We face many challenges with how to use technology for security. There's a race to develop screening tech to quickly assess facial images and determine threat levels. AI systems are being developed along these lines, including one called the Avatar (Automated Virtual Agent for Truth Assessments in Real time), a system using AI techniques to assess threat levels, funded in part by the federal government. The subject answers questions on camera during the assessment. The developers claim only 80% accuracy.              A cold call lab test scam is costing people their identities and money.  Kaiser Health News reports on an ongoing scam operating around the U.S. wherein senior citizens are contacted and told they're due for Medicare directed testing. Contacted by criminals receiving kickbacks, by phone, in person or on social media, the senior may even be driven to undergo genetic testing that Medicare is then grossly over-billed for.  Make sure your loved ones know not to agree to any test unless ordered directly by their doctor.      Save more, Spend less- Team Clark lives this. Team member Chelsea helped her Dad, a small business owner, save over $3,000 a year by cutting 3 monthly bills one Sunday afternoon. The task took 2 hours. Chelsea knew how he could save on cable, internet and cell phone.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 Sep 2019 21:00:00 -0000 full Clark Howard Artificial intelligence based lie detector created for airport security; Beware genetic testing scams targeting seniors; How Clark Team member Chelsea helped her dad save over 3k a year. We face many challenges with how to use technology for security. There's a race to develop screening tech to quickly assess facial images and determine threat levels. AI systems are being developed along these lines, including one called the Avatar (Automated Virtual Agent for Truth Assessments in Real time), a system using AI techniques to assess threat levels, funded in part by the federal government. The subject answers questions on camera during the assessment. The developers claim only 80% accuracy.              A cold call lab test scam is costing people their identities and money.  Kaiser Health News reports on an ongoing scam operating around the U.S. wherein senior citizens are contacted and told they're due for Medicare directed testing. Contacted by criminals receiving kickbacks, by phone, in person or on social media, the senior may even be driven to undergo genetic testing that Medicare is then grossly over-billed for.  Make sure your loved ones know not to agree to any test unless ordered directly by their doctor.      Save more, Spend less- Team Clark lives this. Team member Chelsea helped her Dad, a small business owner, save over $3,000 a year by cutting 3 monthly bills one Sunday afternoon. The task took 2 hours. Chelsea knew how he could save on cable, internet and cell phone.  Learn more about your ad choices. Visit megaphone.fm/adchoices We face many challenges with how to use technology for security. There's a race to develop screening tech to quickly assess facial images and determine threat levels. AI systems are being developed along these lines, including one called the Avatar (Automated Virtual Agent for Truth Assessments in Real time), a system using AI techniques to assess threat levels, funded in part by the federal government. The subject answers questions on camera during the assessment. The developers claim only 80% accuracy.     

           

    A cold call lab test scam is costing people their identities and money.  Kaiser Health News reports on an ongoing scam operating around the U.S. wherein senior citizens are contacted and told they're due for Medicare directed testing. Contacted by criminals receiving kickbacks, by phone, in person or on social media, the senior may even be driven to undergo genetic testing that Medicare is then grossly over-billed for.  Make sure your loved ones know not to agree to any test unless ordered directly by their doctor.     

    Save more, Spend less- Team Clark lives this. Team member Chelsea helped her Dad, a small business owner, save over $3,000 a year by cutting 3 monthly bills one Sunday afternoon. The task took 2 hours. Chelsea knew how he could save on cable, internet and cell phone. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2302     9.9.19 Making prescriptions cheaper; Living paycheck to paycheck on a high income; Safe deposit boxes aren't safe Government attempts to rein in prescription drug prices haven't worked. We have the most expensive med prices on the planet. And the way we get and pay for meds is changing. Some doctors have dispensing machines for routine meds in their offices. GoodRx is a force for negotiating lower prices and comparison shopping. The next wave may be online sellers. Amazon has bought into the industry - not a big play yet. But there will be incentives with employer plans to fill prescriptions with online providers. The key to lowering costs is being prepared at your doctor appointments to proactively ask for cheaper Rx alternatives. Have the $4 list from walmart.com. And employ GoodRx and other discounters - while in the office, before you have to go pick up a medication.  MarketWatch reported on a couple reaching out for financial guidance, unable to make ends meet on $500,000 a year. They could easily live AND be saving huge, but their expenses are crazy. Beware what economists call 'the marginal propensity to consume' - As income goes up, so go people's expenses. Control impulses and wants or you could end up in a financial hole no matter how much you make.  Safety deposit boxes were not safe at all. New bank terms of service have removed their liability for theft or any other circumstance. The NYT reports how banks have washed their hands of this and regulators do nothing about the disappearances. The situation is so bad, if you have items of value, have your own fire safe box in your home.   Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Sep 2019 21:00:00 -0000 full Clark Howard Making prescriptions cheaper; Living paycheck to paycheck on a high income; Safe deposit boxes aren't safe Government attempts to rein in prescription drug prices haven't worked. We have the most expensive med prices on the planet. And the way we get and pay for meds is changing. Some doctors have dispensing machines for routine meds in their offices. GoodRx is a force for negotiating lower prices and comparison shopping. The next wave may be online sellers. Amazon has bought into the industry - not a big play yet. But there will be incentives with employer plans to fill prescriptions with online providers. The key to lowering costs is being prepared at your doctor appointments to proactively ask for cheaper Rx alternatives. Have the $4 list from walmart.com. And employ GoodRx and other discounters - while in the office, before you have to go pick up a medication.  MarketWatch reported on a couple reaching out for financial guidance, unable to make ends meet on $500,000 a year. They could easily live AND be saving huge, but their expenses are crazy. Beware what economists call 'the marginal propensity to consume' - As income goes up, so go people's expenses. Control impulses and wants or you could end up in a financial hole no matter how much you make.  Safety deposit boxes were not safe at all. New bank terms of service have removed their liability for theft or any other circumstance. The NYT reports how banks have washed their hands of this and regulators do nothing about the disappearances. The situation is so bad, if you have items of value, have your own fire safe box in your home.   Learn more about your ad choices. Visit megaphone.fm/adchoices Government attempts to rein in prescription drug prices haven't worked. We have the most expensive med prices on the planet. And the way we get and pay for meds is changing. Some doctors have dispensing machines for routine meds in their offices. GoodRx is a force for negotiating lower prices and comparison shopping. The next wave may be online sellers. Amazon has bought into the industry - not a big play yet. But there will be incentives with employer plans to fill prescriptions with online providers. The key to lowering costs is being prepared at your doctor appointments to proactively ask for cheaper Rx alternatives. Have the $4 list from walmart.com. And employ GoodRx and other discounters - while in the office, before you have to go pick up a medication. 

    MarketWatch reported on a couple reaching out for financial guidance, unable to make ends meet on $500,000 a year. They could easily live AND be saving huge, but their expenses are crazy. Beware what economists call 'the marginal propensity to consume' - As income goes up, so go people's expenses. Control impulses and wants or you could end up in a financial hole no matter how much you make. 

    Safety deposit boxes were not safe at all. New bank terms of service have removed their liability for theft or any other circumstance. The NYT reports how banks have washed their hands of this and regulators do nothing about the disappearances. The situation is so bad, if you have items of value, have your own fire safe box in your home.  

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     9.6.19 Clark creates a $500 savings challenge; Clark Stinks We’re 10 years into economic expansion and people are still struggling. Most are in debt and unprepared for any unforeseen expense or emergency costing $400 or more. Hopefully, this economic downturn won’t turn into a full-blown recession, but we’re already getting calls from people who’ve been laid off. We are in a slowing time of uncertainty, so we need to prepare as we can. Recommendations for having 3 to 6 months of pay on hand are daunting and unrealistic for most. So start smaller with Clark’s $500 challenge. Think about saving $10 a week / $40 a month until you get to $500. Many online banks have no minimum, so put $ in regularly. Micro save. Take the baby step to begin creating some space in your life. If you’re living paycheck to paycheck with no cushion in your life, make this small start. What can you do to squeeze some money into savings? Get started small and keep building. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 06 Sep 2019 21:00:00 -0000 full Clark Howard Clark creates a $500 savings challenge; Clark Stinks We’re 10 years into economic expansion and people are still struggling. Most are in debt and unprepared for any unforeseen expense or emergency costing $400 or more. Hopefully, this economic downturn won’t turn into a full-blown recession, but we’re already getting calls from people who’ve been laid off. We are in a slowing time of uncertainty, so we need to prepare as we can. Recommendations for having 3 to 6 months of pay on hand are daunting and unrealistic for most. So start smaller with Clark’s $500 challenge. Think about saving $10 a week / $40 a month until you get to $500. Many online banks have no minimum, so put $ in regularly. Micro save. Take the baby step to begin creating some space in your life. If you’re living paycheck to paycheck with no cushion in your life, make this small start. What can you do to squeeze some money into savings? Get started small and keep building. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices We’re 10 years into economic expansion and people are still struggling. Most are in debt and unprepared for any unforeseen expense or emergency costing $400 or more. Hopefully, this economic downturn won’t turn into a full-blown recession, but we’re already getting calls from people who’ve been laid off. We are in a slowing time of uncertainty, so we need to prepare as we can. Recommendations for having 3 to 6 months of pay on hand are daunting and unrealistic for most. So start smaller with Clark’s $500 challenge. Think about saving $10 a week / $40 a month until you get to $500. Many online banks have no minimum, so put $ in regularly. Micro save. Take the baby step to begin creating some space in your life. If you’re living paycheck to paycheck with no cushion in your life, make this small start. What can you do to squeeze some money into savings? Get started small and keep building.

    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2323     9.5.19 Texting gets you a ticket; Student loan forgiveness now more difficult; Payroll loans popularized AAA reports deaths from red-light running collisions have hit a 10 year high. Fatalities are up 30% in the last few years. Likely distracted driving is the root cause. Clark pauses for a second when a red light turns green in case someone blows through the corresponding red light of an intersection. If you move too quickly, you could be T-boned by a red-light runner. Meanwhile, police are cracking down on device distraction, posing as construction workers and finding other ways to site hands-free violations. The consequences of distracted driving are often deadly. Many for-profit schools are student loan mills. They heavily recruit and advertise to fill their classes via student loans. But many of these schools have gone insolvent or engaged in bust-outs, leaving students with incomplete training.  The principal players of the school may have made off with millions, leaving students in debt. Under the federal regulation known as  ‘borrower’s defense’ - students received loan forgiveness when schools failed to deliver on their promises. But NEW regulations just proposed by the DOE will leave students fully exposed for such debt, with the near impossibility of forgiveness, even when defrauded by a loan mill school.  Payday loans carry interest rates of 400-800%. They take advantage of desperation. A minor financial problem quickly becomes catastrophic as theses snowball on people unable to pay. Meanwhile, more than half of Americans now can’t afford an unexpected expense. What began as a small experiment 2 years ago, has spread. Now 1 in 7 employees work for companies that provide emergency loans or pay advances at around 4-10%, to reduce the number of employees in extreme financial distress. This is enlightened self-interest for participating employers. Employee Assistance Funds are another way companies are helping workers – usually a one-time-only benefit. And employee emergency funds are a way for workers to help out each other in times of need. Ask about these programs when needed. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 05 Sep 2019 21:00:00 -0000 full Clark Howard Texting gets you a ticket; Student loan forgiveness now more difficult; Payroll loans popularized AAA reports deaths from red-light running collisions have hit a 10 year high. Fatalities are up 30% in the last few years. Likely distracted driving is the root cause. Clark pauses for a second when a red light turns green in case someone blows through the corresponding red light of an intersection. If you move too quickly, you could be T-boned by a red-light runner. Meanwhile, police are cracking down on device distraction, posing as construction workers and finding other ways to site hands-free violations. The consequences of distracted driving are often deadly. Many for-profit schools are student loan mills. They heavily recruit and advertise to fill their classes via student loans. But many of these schools have gone insolvent or engaged in bust-outs, leaving students with incomplete training.  The principal players of the school may have made off with millions, leaving students in debt. Under the federal regulation known as  ‘borrower’s defense’ - students received loan forgiveness when schools failed to deliver on their promises. But NEW regulations just proposed by the DOE will leave students fully exposed for such debt, with the near impossibility of forgiveness, even when defrauded by a loan mill school.  Payday loans carry interest rates of 400-800%. They take advantage of desperation. A minor financial problem quickly becomes catastrophic as theses snowball on people unable to pay. Meanwhile, more than half of Americans now can’t afford an unexpected expense. What began as a small experiment 2 years ago, has spread. Now 1 in 7 employees work for companies that provide emergency loans or pay advances at around 4-10%, to reduce the number of employees in extreme financial distress. This is enlightened self-interest for participating employers. Employee Assistance Funds are another way companies are helping workers – usually a one-time-only benefit. And employee emergency funds are a way for workers to help out each other in times of need. Ask about these programs when needed. Learn more about your ad choices. Visit megaphone.fm/adchoices AAA reports deaths from red-light running collisions have hit a 10 year high. Fatalities are up 30% in the last few years. Likely distracted driving is the root cause. Clark pauses for a second when a red light turns green in case someone blows through the corresponding red light of an intersection. If you move too quickly, you could be T-boned by a red-light runner. Meanwhile, police are cracking down on device distraction, posing as construction workers and finding other ways to site hands-free violations. The consequences of distracted driving are often deadly.

    Many for-profit schools are student loan mills. They heavily recruit and advertise to fill their classes via student loans. But many of these schools have gone insolvent or engaged in bust-outs, leaving students with incomplete training.  The principal players of the school may have made off with millions, leaving students in debt. Under the federal regulation known as  ‘borrower’s defense’ - students received loan forgiveness when schools failed to deliver on their promises. But NEW regulations just proposed by the DOE will leave students fully exposed for such debt, with the near impossibility of forgiveness, even when defrauded by a loan mill school. 

    Payday loans carry interest rates of 400-800%. They take advantage of desperation. A minor financial problem quickly becomes catastrophic as theses snowball on people unable to pay. Meanwhile, more than half of Americans now can’t afford an unexpected expense. What began as a small experiment 2 years ago, has spread. Now 1 in 7 employees work for companies that provide emergency loans or pay advances at around 4-10%, to reduce the number of employees in extreme financial distress. This is enlightened self-interest for participating employers. Employee Assistance Funds are another way companies are helping workers – usually a one-time-only benefit. And employee emergency funds are a way for workers to help out each other in times of need. Ask about these programs when needed.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     9.4.19 Your medical info on an app; Hurricane scams abound; Lesser requirements for energy efficient light bulbs Proposed legislation would provide US citizens access to all of our own medical records. This would require providers to send data to medical record apps – with the patient’s permission. Privacy risk concerns are valid here including data breach exposure and data abuse by insurers. The NYT reports Apple is designing their medical app to encrypt the info and confine it to your device only, not on their servers. Android needs equivalent protection.  As Dorian heads up the coast, scamsters are already at it prompting a warning from Homeland Security to be aware of fake emails pretending to be from charities. You may soon see people collecting on street corners. Never respond to phone, email or text solicitations. Give directly to trustworthy organizations. See our guide. If you have first-hand knowledge of a group you trust, excellent. But don’t give to any charity organizations that you can't personally vet. LEDs were $80 when introduced. Now they’re down to as little as $1. Home Depot Sylvania LEDs – 2 dozen for $24.  Dollar Tree and Costco sell them cheaply as well. LEDs use 85% less electricity. If you buy a traditional bulb for .50 cents vs. and LED for $1 – that’s a trap. So the Energy Department is proposing new regs to eliminate standards for efficient bulbs. Lighting comprises about 25% of the power bill, so switching bulbs could save you around 20%. Buy efficient bulbs. They last much longer and save you big money. Changing bulb efficiency legislation is a joke. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 04 Sep 2019 21:00:00 -0000 full Clark Howard Your medical info on an app; Hurricane scams abound; Lesser requirements for energy efficient light bulbs Proposed legislation would provide US citizens access to all of our own medical records. This would require providers to send data to medical record apps – with the patient’s permission. Privacy risk concerns are valid here including data breach exposure and data abuse by insurers. The NYT reports Apple is designing their medical app to encrypt the info and confine it to your device only, not on their servers. Android needs equivalent protection.  As Dorian heads up the coast, scamsters are already at it prompting a warning from Homeland Security to be aware of fake emails pretending to be from charities. You may soon see people collecting on street corners. Never respond to phone, email or text solicitations. Give directly to trustworthy organizations. See our guide. If you have first-hand knowledge of a group you trust, excellent. But don’t give to any charity organizations that you can't personally vet. LEDs were $80 when introduced. Now they’re down to as little as $1. Home Depot Sylvania LEDs – 2 dozen for $24.  Dollar Tree and Costco sell them cheaply as well. LEDs use 85% less electricity. If you buy a traditional bulb for .50 cents vs. and LED for $1 – that’s a trap. So the Energy Department is proposing new regs to eliminate standards for efficient bulbs. Lighting comprises about 25% of the power bill, so switching bulbs could save you around 20%. Buy efficient bulbs. They last much longer and save you big money. Changing bulb efficiency legislation is a joke. Learn more about your ad choices. Visit megaphone.fm/adchoices Proposed legislation would provide US citizens access to all of our own medical records. This would require providers to send data to medical record apps – with the patient’s permission. Privacy risk concerns are valid here including data breach exposure and data abuse by insurers. The NYT reports Apple is designing their medical app to encrypt the info and confine it to your device only, not on their servers. Android needs equivalent protection. 

    As Dorian heads up the coast, scamsters are already at it prompting a warning from Homeland Security to be aware of fake emails pretending to be from charities. You may soon see people collecting on street corners. Never respond to phone, email or text solicitations. Give directly to trustworthy organizations. See our guide. If you have first-hand knowledge of a group you trust, excellent. But don’t give to any charity organizations that you can't personally vet.

    LEDs were $80 when introduced. Now they’re down to as little as $1. Home Depot Sylvania LEDs – 2 dozen for $24.  Dollar Tree and Costco sell them cheaply as well. LEDs use 85% less electricity. If you buy a traditional bulb for .50 cents vs. and LED for $1 – that’s a trap. So the Energy Department is proposing new regs to eliminate standards for efficient bulbs. Lighting comprises about 25% of the power bill, so switching bulbs could save you around 20%. Buy efficient bulbs. They last much longer and save you big money. Changing bulb efficiency legislation is a joke.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2323     9.3.19 Car seat trade-ins; Wells Fargo has customer falsely arrested; YouTube settles over child privacy violations Walmart and Target are offering great incentives for you to trade in your old (and likely expired) car seat. You can find out more about the Target deal here. Walmart is offering a $30 gift card if you bring in an old car seat. Find out more about eligibility here. Wells Fargo doesn't seem to learn from prior mistakes. In a case of mistaken identity, Wells Fargo had a customer who had done nothing wrong put behind bars. Now he is suing and Wells Fargo is trying to force him into arbitration.  YouTube is settling with the FTC over claims that it violated the Children's Online Privacy Protection Act by collecting and exploiting the personal information of children that had used YouTube. This would be the largest civil penalty the FTC has ever assessed.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Sep 2019 21:00:00 -0000 full Clark Howard Car seat trade-ins; Wells Fargo has customer falsely arrested; YouTube settles over child privacy violations Walmart and Target are offering great incentives for you to trade in your old (and likely expired) car seat. You can find out more about the Target deal here. Walmart is offering a $30 gift card if you bring in an old car seat. Find out more about eligibility here. Wells Fargo doesn't seem to learn from prior mistakes. In a case of mistaken identity, Wells Fargo had a customer who had done nothing wrong put behind bars. Now he is suing and Wells Fargo is trying to force him into arbitration.  YouTube is settling with the FTC over claims that it violated the Children's Online Privacy Protection Act by collecting and exploiting the personal information of children that had used YouTube. This would be the largest civil penalty the FTC has ever assessed.  Learn more about your ad choices. Visit megaphone.fm/adchoices Walmart and Target are offering great incentives for you to trade in your old (and likely expired) car seat. You can find out more about the Target deal here. Walmart is offering a $30 gift card if you bring in an old car seat. Find out more about eligibility here.

    Wells Fargo doesn't seem to learn from prior mistakes. In a case of mistaken identity, Wells Fargo had a customer who had done nothing wrong put behind bars. Now he is suing and Wells Fargo is trying to force him into arbitration. 

    YouTube is settling with the FTC over claims that it violated the Children's Online Privacy Protection Act by collecting and exploiting the personal information of children that had used YouTube. This would be the largest civil penalty the FTC has ever assessed. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2330     9.2.19 Is Amazon Prime worth it?; Keep your car as long as possible Members of Amazon Prime pay $119 per year for 1-2 day delivery at no minimum, Prime only merchandise, Access to Prime instant video and no-frills music service. Amazon has ways to keep you Prime(d). For Clark, it's useful as a $10 a month video subscription. Check out our quiz at Clark.com to determine is Amazon Prime is worth it for you. Non-Prime members get free shipping with the minimum order for that perk. Also, Amazon's more about convenience than low prices. You can often find lower prices elsewhere.  We Americans trap ourselves by borrowing for purchases. At the top of that list is buying a car. Car notes should really be avoided if at all possible. Think about all the other things that car note money could do for you. Don't think of wheels as lifestyle, but only as transportation that you want to keep your monthly bills low and increase your ability to save and invest.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Sep 2019 21:00:00 -0000 full Clark Howard Is Amazon Prime worth it?; Keep your car as long as possible Members of Amazon Prime pay $119 per year for 1-2 day delivery at no minimum, Prime only merchandise, Access to Prime instant video and no-frills music service. Amazon has ways to keep you Prime(d). For Clark, it's useful as a $10 a month video subscription. Check out our quiz at Clark.com to determine is Amazon Prime is worth it for you. Non-Prime members get free shipping with the minimum order for that perk. Also, Amazon's more about convenience than low prices. You can often find lower prices elsewhere.  We Americans trap ourselves by borrowing for purchases. At the top of that list is buying a car. Car notes should really be avoided if at all possible. Think about all the other things that car note money could do for you. Don't think of wheels as lifestyle, but only as transportation that you want to keep your monthly bills low and increase your ability to save and invest.  Learn more about your ad choices. Visit megaphone.fm/adchoices Members of Amazon Prime pay $119 per year for 1-2 day delivery at no minimum, Prime only merchandise, Access to Prime instant video and no-frills music service. Amazon has ways to keep you Prime(d). For Clark, it's useful as a $10 a month video subscription. Check out our quiz at Clark.com to determine is Amazon Prime is worth it for you. Non-Prime members get free shipping with the minimum order for that perk. Also, Amazon's more about convenience than low prices. You can often find lower prices elsewhere. 

    We Americans trap ourselves by borrowing for purchases. At the top of that list is buying a car. Car notes should really be avoided if at all possible. Think about all the other things that car note money could do for you. Don't think of wheels as lifestyle, but only as transportation that you want to keep your monthly bills low and increase your ability to save and invest. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     8.30.19 Paying your mortgage bi-weekly to save money; Clark Stinks Watch out for a pitch that claims you can pay your mortgage on a biweekly plan. Banks often get a commission by conning you into a biweekly payment program run by a third party. If they abscond with your money or make late payments, the bank bears no responsibility. You get more impact if you divide your monthly payment by 12, and pay that 1/12th additional principal payment each month. It is far better to set up your own biweekly payment plan. Your extra payment reduces interest which shaves more time off your loan. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 30 Aug 2019 21:00:00 -0000 full Clark Howard Paying your mortgage bi-weekly to save money; Clark Stinks Watch out for a pitch that claims you can pay your mortgage on a biweekly plan. Banks often get a commission by conning you into a biweekly payment program run by a third party. If they abscond with your money or make late payments, the bank bears no responsibility. You get more impact if you divide your monthly payment by 12, and pay that 1/12th additional principal payment each month. It is far better to set up your own biweekly payment plan. Your extra payment reduces interest which shaves more time off your loan. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Watch out for a pitch that claims you can pay your mortgage on a biweekly plan. Banks often get a commission by conning you into a biweekly payment program run by a third party. If they abscond with your money or make late payments, the bank bears no responsibility. You get more impact if you divide your monthly payment by 12, and pay that 1/12th additional principal payment each month. It is far better to set up your own biweekly payment plan. Your extra payment reduces interest which shaves more time off your loan.

    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     8.29.19 Best cars for resale value; Resort fees are the worst; Focusing on preventative care JD Power reports on which vehicles best hold their value. If you will make one major change to the way you look at vehicles and drive your car until till the wheels fall off you won’t have to worry about depreciation. More hotels are implementing a bait and switch where they publish a great rate and then rip you off with poorly or undisclosed fees. Clark just ran into a $56 per night resort fee + a $26 per night parking fee – that’s in addition to the room cost. There’s a plague of this and the hotels are defiant about it. Marriott and Hilton are being sued. The price should be the price. With the current inability of political parties to work together on healthcare, it’s heartening to see solutions being tried at the state level. U.S. life spans have been in decline while healthcare costs skyrocket. The U.S spends 20% of our nation’s output on healthcare. The next largest national expenditure is 8%. N.C. is placing emphasis on regular primary care, creating financial incentives that reward providers for keeping people healthy. When we focus on simple continuity of care and prevention, we get lifespans back up and cut costs at the same time. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 29 Aug 2019 21:00:00 -0000 full Clark Howard Best cars for resale value; Resort fees are the worst; Focusing on preventative care JD Power reports on which vehicles best hold their value. If you will make one major change to the way you look at vehicles and drive your car until till the wheels fall off you won’t have to worry about depreciation. More hotels are implementing a bait and switch where they publish a great rate and then rip you off with poorly or undisclosed fees. Clark just ran into a $56 per night resort fee + a $26 per night parking fee – that’s in addition to the room cost. There’s a plague of this and the hotels are defiant about it. Marriott and Hilton are being sued. The price should be the price. With the current inability of political parties to work together on healthcare, it’s heartening to see solutions being tried at the state level. U.S. life spans have been in decline while healthcare costs skyrocket. The U.S spends 20% of our nation’s output on healthcare. The next largest national expenditure is 8%. N.C. is placing emphasis on regular primary care, creating financial incentives that reward providers for keeping people healthy. When we focus on simple continuity of care and prevention, we get lifespans back up and cut costs at the same time. Learn more about your ad choices. Visit megaphone.fm/adchoices JD Power reports on which vehicles best hold their value. If you will make one major change to the way you look at vehicles and drive your car until till the wheels fall off you won’t have to worry about depreciation.

    More hotels are implementing a bait and switch where they publish a great rate and then rip you off with poorly or undisclosed fees. Clark just ran into a $56 per night resort fee + a $26 per night parking fee – that’s in addition to the room cost. There’s a plague of this and the hotels are defiant about it. Marriott and Hilton are being sued. The price should be the price.

    With the current inability of political parties to work together on healthcare, it’s heartening to see solutions being tried at the state level. U.S. life spans have been in decline while healthcare costs skyrocket. The U.S spends 20% of our nation’s output on healthcare. The next largest national expenditure is 8%. N.C. is placing emphasis on regular primary care, creating financial incentives that reward providers for keeping people healthy. When we focus on simple continuity of care and prevention, we get lifespans back up and cut costs at the same time.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     8.28.19 Natural gas rates plummeting; Disney streaming discount; Travel insurance for Fall Travel Problems in the energy industry are working to consumer advantage. Natural gas is in oversupply and at wholesale, the price has been driven down. But for consumers, in states where savings are passed on to the ratepayer, there’s a direct benefit. In some states, you select a natural gas provider. Those states usually offer the option to lock in a fixed rate for a period. There will be a strong advantage in doing that before the cold weather season kicks in. This Fall is a great time to lock in a rate for your home or business. Check out this awesome deal for Disney's new streaming service. Cruise lines are changing itineraries to stay out of harm’s way during hurricane season. Travelers can be left out the money and no trip. If the weather could be a factor, for example, a fall cruise out of a FL port or a Caribbean resort booking, you can buy a trip insurance policy allowing you to cancel for any reason for a partial refund. These policies cost more, but most others don’t cover weather interruptions. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 28 Aug 2019 21:00:00 -0000 full Clark Howard Natural gas rates plummeting; Disney streaming discount; Travel insurance for Fall Travel Problems in the energy industry are working to consumer advantage. Natural gas is in oversupply and at wholesale, the price has been driven down. But for consumers, in states where savings are passed on to the ratepayer, there’s a direct benefit. In some states, you select a natural gas provider. Those states usually offer the option to lock in a fixed rate for a period. There will be a strong advantage in doing that before the cold weather season kicks in. This Fall is a great time to lock in a rate for your home or business. Check out this awesome deal for Disney's new streaming service. Cruise lines are changing itineraries to stay out of harm’s way during hurricane season. Travelers can be left out the money and no trip. If the weather could be a factor, for example, a fall cruise out of a FL port or a Caribbean resort booking, you can buy a trip insurance policy allowing you to cancel for any reason for a partial refund. These policies cost more, but most others don’t cover weather interruptions. Learn more about your ad choices. Visit megaphone.fm/adchoices Problems in the energy industry are working to consumer advantage. Natural gas is in oversupply and at wholesale, the price has been driven down. But for consumers, in states where savings are passed on to the ratepayer, there’s a direct benefit. In some states, you select a natural gas provider. Those states usually offer the option to lock in a fixed rate for a period. There will be a strong advantage in doing that before the cold weather season kicks in. This Fall is a great time to lock in a rate for your home or business.

    Check out this awesome deal for Disney's new streaming service.

    Cruise lines are changing itineraries to stay out of harm’s way during hurricane season. Travelers can be left out the money and no trip. If the weather could be a factor, for example, a fall cruise out of a FL port or a Caribbean resort booking, you can buy a trip insurance policy allowing you to cancel for any reason for a partial refund. These policies cost more, but most others don’t cover weather interruptions.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2326     8.27.19 Targeted promo codes abound online; Ford offers relief for defective transmissions; Change of address scam Individual discount codes are hit or miss these days, because they’ve become more personalized. Online sellers are using algorithms to target individuals specifically with tailored coupon offers, often specific to that calendar day. It’s a code only for you, only for today. This started with electronics sellers and has been spreading. These codes pierce privacy so consumers need to decide if they’re worth it. Also, it’s important to hide your identity while shopping. Online sellers have become more sophisticated and give convenience shoppers potentially higher prices. Shopping anonymous may yield a lower price. Ford knowingly built 600,000 vehicles with defective transmissions. The Detroit Free Press published a long-form investigative series on this. Whistleblowers and leaked documents offer proof Ford sold Focus and Fiesta models that were potentially dangerous and routinely required costly repairs due to defective transmissions. For owners, thanks to the Detroit Free Press, Ford will offer extended warranties to 600,000 owners of these vehicles. They will repair and reimburse transmission repairs for 2014-16 Focus models and 2014-15 Fiestas. We’re numb with data breach fatigue, but Marketwatch reports how brutal and multi-layered ID theft can be, profiling one case.  This couple faced $25,000 in fraudulent charges and while dealing with that, the criminals doubled down, creating a change of address with the USPS. In addition to unknown accounts being opened, this couple’s mail vanished. It took 2 months to unwind this at the postal service so they could again receive their mail. In the interim, despite their best efforts, they missed some bills and late pays damaged their credit further. 1. Freeze your credit. Freeze your kids’ credit. A credit freeze would have prevented this. 2. Have a system for keeping track of all your bills, a list on paper or reminder system via on an online calendar. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 27 Aug 2019 21:00:00 -0000 full Clark Howard Targeted promo codes abound online; Ford offers relief for defective transmissions; Change of address scam Individual discount codes are hit or miss these days, because they’ve become more personalized. Online sellers are using algorithms to target individuals specifically with tailored coupon offers, often specific to that calendar day. It’s a code only for you, only for today. This started with electronics sellers and has been spreading. These codes pierce privacy so consumers need to decide if they’re worth it. Also, it’s important to hide your identity while shopping. Online sellers have become more sophisticated and give convenience shoppers potentially higher prices. Shopping anonymous may yield a lower price. Ford knowingly built 600,000 vehicles with defective transmissions. The Detroit Free Press published a long-form investigative series on this. Whistleblowers and leaked documents offer proof Ford sold Focus and Fiesta models that were potentially dangerous and routinely required costly repairs due to defective transmissions. For owners, thanks to the Detroit Free Press, Ford will offer extended warranties to 600,000 owners of these vehicles. They will repair and reimburse transmission repairs for 2014-16 Focus models and 2014-15 Fiestas. We’re numb with data breach fatigue, but Marketwatch reports how brutal and multi-layered ID theft can be, profiling one case.  This couple faced $25,000 in fraudulent charges and while dealing with that, the criminals doubled down, creating a change of address with the USPS. In addition to unknown accounts being opened, this couple’s mail vanished. It took 2 months to unwind this at the postal service so they could again receive their mail. In the interim, despite their best efforts, they missed some bills and late pays damaged their credit further. 1. Freeze your credit. Freeze your kids’ credit. A credit freeze would have prevented this. 2. Have a system for keeping track of all your bills, a list on paper or reminder system via on an online calendar. Learn more about your ad choices. Visit megaphone.fm/adchoices Individual discount codes are hit or miss these days, because they’ve become more personalized. Online sellers are using algorithms to target individuals specifically with tailored coupon offers, often specific to that calendar day. It’s a code only for you, only for today. This started with electronics sellers and has been spreading. These codes pierce privacy so consumers need to decide if they’re worth it. Also, it’s important to hide your identity while shopping. Online sellers have become more sophisticated and give convenience shoppers potentially higher prices. Shopping anonymous may yield a lower price.

    Ford knowingly built 600,000 vehicles with defective transmissions. The Detroit Free Press published a long-form investigative series on this. Whistleblowers and leaked documents offer proof Ford sold Focus and Fiesta models that were potentially dangerous and routinely required costly repairs due to defective transmissions. For owners, thanks to the Detroit Free Press, Ford will offer extended warranties to 600,000 owners of these vehicles. They will repair and reimburse transmission repairs for 2014-16 Focus models and 2014-15 Fiestas.

    We’re numb with data breach fatigue, but Marketwatch reports how brutal and multi-layered ID theft can be, profiling one case.  This couple faced $25,000 in fraudulent charges and while dealing with that, the criminals doubled down, creating a change of address with the USPS. In addition to unknown accounts being opened, this couple’s mail vanished. It took 2 months to unwind this at the postal service so they could again receive their mail. In the interim, despite their best efforts, they missed some bills and late pays damaged their credit further. 1. Freeze your credit. Freeze your kids’ credit. A credit freeze would have prevented this. 2. Have a system for keeping track of all your bills, a list on paper or reminder system via on an online calendar.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     8.26.19 Labor Day gas prices; Beware this romance email scam; Amazon 3rd party sellers warning Oil and in turn gas prices which were expected to be headed higher now, are in fact  lower. AAA reports as we move into the Labor Day holiday period, gas prices will average .30 cents less per gallon than one year ago. Traffic will be the problem this Labor Day holiday.  Also, electric vehicle purchases are a small part of the market but enough people are buying to affect the demand equation for gasoline, and that is helping to moderate prices. There will still be ups and downs based on temporary factors, but the trends for low gas prices are positive. A 3 year investigation resulted in a federal bust. Be on your guard for the techniques these scammers used – this won’t be the last criminal ring employing them. The number one scheme here: online romance scams - an active fraud method for at least 15 years. This time, the fraudsters were pretending to be U.S. military personnel.  No matter how much you may have fallen for someone online, don’t believe the story until you’re face-to-face and know who you’re dealing with. Criminals exploit the military or anything else to exploit your affection as a gateway to your wallet. A WSJ investigation has found unsafe and counterfeit sales on Amazon.  Their intense digging uncovered safety issues. Most Amazon sellers are third party, much like online marketplace eBay. Amazon muddies the waters by including many 3rd party items as Amazon Choice or Prime. Some kids’ toys contained led, and counterfeits were found. There’s hazard for adults as well such as counterfeit motorcycle helmets. Amazon is selling items that have been banned, including mats that are a suffocation danger to children. 4 out of 10 Amazon Choice kids’ items failed federal safety standards. Amazon sells 3 different ways: Listing for a third party, fulfilling for a third party and direct selling by Amazon themselves which they control. It’s hard to tell.  Amazon has a broken system right now. Don’t allow yourself to be harmed. Follow the steps to identify the actual seller. Important: Amazon does NOT stand behind anything sold on its site that is NOT sourced by them. eBay – also a listing service, is more customer friendly to buyers. Know that Amazon is not necessarily a safe place to purchase until they clean up their act. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Aug 2019 21:00:00 -0000 full Clark Howard Labor Day gas prices; Beware this romance email scam; Amazon 3rd party sellers warning Oil and in turn gas prices which were expected to be headed higher now, are in fact  lower. AAA reports as we move into the Labor Day holiday period, gas prices will average .30 cents less per gallon than one year ago. Traffic will be the problem this Labor Day holiday.  Also, electric vehicle purchases are a small part of the market but enough people are buying to affect the demand equation for gasoline, and that is helping to moderate prices. There will still be ups and downs based on temporary factors, but the trends for low gas prices are positive. A 3 year investigation resulted in a federal bust. Be on your guard for the techniques these scammers used – this won’t be the last criminal ring employing them. The number one scheme here: online romance scams - an active fraud method for at least 15 years. This time, the fraudsters were pretending to be U.S. military personnel.  No matter how much you may have fallen for someone online, don’t believe the story until you’re face-to-face and know who you’re dealing with. Criminals exploit the military or anything else to exploit your affection as a gateway to your wallet. A WSJ investigation has found unsafe and counterfeit sales on Amazon.  Their intense digging uncovered safety issues. Most Amazon sellers are third party, much like online marketplace eBay. Amazon muddies the waters by including many 3rd party items as Amazon Choice or Prime. Some kids’ toys contained led, and counterfeits were found. There’s hazard for adults as well such as counterfeit motorcycle helmets. Amazon is selling items that have been banned, including mats that are a suffocation danger to children. 4 out of 10 Amazon Choice kids’ items failed federal safety standards. Amazon sells 3 different ways: Listing for a third party, fulfilling for a third party and direct selling by Amazon themselves which they control. It’s hard to tell.  Amazon has a broken system right now. Don’t allow yourself to be harmed. Follow the steps to identify the actual seller. Important: Amazon does NOT stand behind anything sold on its site that is NOT sourced by them. eBay – also a listing service, is more customer friendly to buyers. Know that Amazon is not necessarily a safe place to purchase until they clean up their act. Learn more about your ad choices. Visit megaphone.fm/adchoices Oil and in turn gas prices which were expected to be headed higher now, are in fact  lower. AAA reports as we move into the Labor Day holiday period, gas prices will average .30 cents less per gallon than one year ago. Traffic will be the problem this Labor Day holiday.  Also, electric vehicle purchases are a small part of the market but enough people are buying to affect the demand equation for gasoline, and that is helping to moderate prices. There will still be ups and downs based on temporary factors, but the trends for low gas prices are positive.

    A 3 year investigation resulted in a federal bust. Be on your guard for the techniques these scammers used – this won’t be the last criminal ring employing them. The number one scheme here: online romance scams - an active fraud method for at least 15 years. This time, the fraudsters were pretending to be U.S. military personnel.  No matter how much you may have fallen for someone online, don’t believe the story until you’re face-to-face and know who you’re dealing with. Criminals exploit the military or anything else to exploit your affection as a gateway to your wallet.

    A WSJ investigation has found unsafe and counterfeit sales on Amazon.  Their intense digging uncovered safety issues. Most Amazon sellers are third party, much like online marketplace eBay. Amazon muddies the waters by including many 3rd party items as Amazon Choice or Prime. Some kids’ toys contained led, and counterfeits were found. There’s hazard for adults as well such as counterfeit motorcycle helmets. Amazon is selling items that have been banned, including mats that are a suffocation danger to children. 4 out of 10 Amazon Choice kids’ items failed federal safety standards. Amazon sells 3 different ways: Listing for a third party, fulfilling for a third party and direct selling by Amazon themselves which they control. It’s hard to tell.  Amazon has a broken system right now. Don’t allow yourself to be harmed. Follow the steps to identify the actual seller. Important: Amazon does NOT stand behind anything sold on its site that is NOT sourced by them. eBay – also a listing service, is more customer friendly to buyers. Know that Amazon is not necessarily a safe place to purchase until they clean up their act.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2324     8.23.19 Internet speeds are vastly overrated; Clark Stinks Clark's neighborhood recently got 1gig internet service. He signed up. Speed tests show that they are not getting 1 gig. The WSJ did an in-depth testing of home internet service and found that people do not need ultra-fast internet. They couldn't find a home circumstance requiring more than 100megabits per second. There are specialized needs for more robust internet. Some consume massive internet video on their phones without ultra-fast internet from their cell carrier. Clark plans to cut costs and reduce his home internet speed. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 23 Aug 2019 21:00:00 -0000 full Clark Howard Internet speeds are vastly overrated; Clark Stinks Clark's neighborhood recently got 1gig internet service. He signed up. Speed tests show that they are not getting 1 gig. The WSJ did an in-depth testing of home internet service and found that people do not need ultra-fast internet. They couldn't find a home circumstance requiring more than 100megabits per second. There are specialized needs for more robust internet. Some consume massive internet video on their phones without ultra-fast internet from their cell carrier. Clark plans to cut costs and reduce his home internet speed. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark's neighborhood recently got 1gig internet service. He signed up. Speed tests show that they are not getting 1 gig. The WSJ did an in-depth testing of home internet service and found that people do not need ultra-fast internet. They couldn't find a home circumstance requiring more than 100megabits per second. There are specialized needs for more robust internet. Some consume massive internet video on their phones without ultra-fast internet from their cell carrier. Clark plans to cut costs and reduce his home internet speed.

    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     8.22.19 Beware college student debit cards; Expensive Nike subscription service; Facebook history eraser College students and their parents are being ripped off by the very colleges they’re attending. Banks approach universities to create co-branded campus debit cards, promising kickbacks to the school for every student that signs up for their debit. The fees on these co-branded kick-back cards are 2 to 3X normal. Meanwhile, most colleges have credit unions available to faculty, staff, administrators, and students – offering great deals and typically no to low fees. There is NO requirement you use the co-branded card and that behind these cards are dirty money kickbacks paid to the college.  Nike has launched a kids’ shoe subscription service. These plans are $20 to $50 a month - $240 to $600 a year for a Nike shoe subscription. Availability has been filled and now there’s a waitlist. Parents, don’t do this. Don’t give your kids the message that brands matter, setting them up for lifelong problems with money. Facebook’s rep has been heavily tarnished over privacy issues. They say they’re addressing the problem giving users new control over personal info, at least in part. They’re launching a new tool – ‘Off-Facebook Activity’ to give users the ability to see what info has been collected and sold to third parties. You’ll be able to manage that data, control how it’s used, disconnect history tracking and short circuit sharing with third parties. Facebook is rolling this out in Europe and South Korea to work the bugs out, promising availability in the U.S. in a couple of months.  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 22 Aug 2019 21:00:00 -0000 full Clark Howard Beware college student debit cards; Expensive Nike subscription service; Facebook history eraser College students and their parents are being ripped off by the very colleges they’re attending. Banks approach universities to create co-branded campus debit cards, promising kickbacks to the school for every student that signs up for their debit. The fees on these co-branded kick-back cards are 2 to 3X normal. Meanwhile, most colleges have credit unions available to faculty, staff, administrators, and students – offering great deals and typically no to low fees. There is NO requirement you use the co-branded card and that behind these cards are dirty money kickbacks paid to the college.  Nike has launched a kids’ shoe subscription service. These plans are $20 to $50 a month - $240 to $600 a year for a Nike shoe subscription. Availability has been filled and now there’s a waitlist. Parents, don’t do this. Don’t give your kids the message that brands matter, setting them up for lifelong problems with money. Facebook’s rep has been heavily tarnished over privacy issues. They say they’re addressing the problem giving users new control over personal info, at least in part. They’re launching a new tool – ‘Off-Facebook Activity’ to give users the ability to see what info has been collected and sold to third parties. You’ll be able to manage that data, control how it’s used, disconnect history tracking and short circuit sharing with third parties. Facebook is rolling this out in Europe and South Korea to work the bugs out, promising availability in the U.S. in a couple of months.  Learn more about your ad choices. Visit megaphone.fm/adchoices College students and their parents are being ripped off by the very colleges they’re attending. Banks approach universities to create co-branded campus debit cards, promising kickbacks to the school for every student that signs up for their debit. The fees on these co-branded kick-back cards are 2 to 3X normal. Meanwhile, most colleges have credit unions available to faculty, staff, administrators, and students – offering great deals and typically no to low fees. There is NO requirement you use the co-branded card and that behind these cards are dirty money kickbacks paid to the college. 

    Nike has launched a kids’ shoe subscription service. These plans are $20 to $50 a month - $240 to $600 a year for a Nike shoe subscription. Availability has been filled and now there’s a waitlist. Parents, don’t do this. Don’t give your kids the message that brands matter, setting them up for lifelong problems with money.

    Facebook’s rep has been heavily tarnished over privacy issues. They say they’re addressing the problem giving users new control over personal info, at least in part. They’re launching a new tool – ‘Off-Facebook Activity’ to give users the ability to see what info has been collected and sold to third parties. You’ll be able to manage that data, control how it’s used, disconnect history tracking and short circuit sharing with third parties. Facebook is rolling this out in Europe and South Korea to work the bugs out, promising availability in the U.S. in a couple of months. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     8.21.19 Southwest Airlines cancelling routes; MoviePass data breach; Series I savings bonds are a good place to stash cash. The 737 Max remains grounded as Boeing struggles to find fixes. The FAA, having lost its credibility from lack of oversight of the Max, is now relying on the recommendations of a world panel, with no service date in sight. This affects travelers as airfares are higher because of this and Southwest, the largest operator of 737s in the world, is now discontinuing 20 unprofitable routes, moving those aircraft to Hawaiian routes. This has triggered great competitive deals from the west coast to Hawaii again, and higher fares in the markets Southwest is leaving. The MoviePass database contains 160+ million records and has been breached. TechCrunch reports the database was not password protected. The guess is 60,000 records contained credit card data. Past subscribers need to watch activity on the cards they used with MoviePass. If you used a debit, the risk is great. Consider getting a new debit card number. As the economy slows and interest rates go down, a rare saving opportunity has re-emerged; Series I Savings Bonds. When you buy bonds, you have to own them for at least a year and can hold them for up to 30 years, earning interest. With a slowing economy and interest rates headed down, Series I Savings Bonds are again a good place to stash cash. Series I Savings Bonds pay a .5% base rate + the rate of inflation, reset every 6 months, making the current rate 1.9% - not huge but as rates drop, you don’t have to worry about falling behind inflation, remaining ahead by half a point. You can purchase up to $10K in these bonds yearly, per person with a $50 minimum. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 Aug 2019 21:00:00 -0000 full Clark Howard Boeing 737 Southwest Airlines is cancelling routes; MoviePass data breach; Series I savings bonds are a good place to stash cash. The 737 Max remains grounded as Boeing struggles to find fixes. The FAA, having lost its credibility from lack of oversight of the Max, is now relying on the recommendations of a world panel, with no service date in sight. This affects travelers as airfares are higher because of this and Southwest, the largest operator of 737s in the world, is now discontinuing 20 unprofitable routes, moving those aircraft to Hawaiian routes. This has triggered great competitive deals from the west coast to Hawaii again, and higher fares in the markets Southwest is leaving. The MoviePass database contains 160+ million records and has been breached. TechCrunch reports the database was not password protected. The guess is 60,000 records contained credit card data. Past subscribers need to watch activity on the cards they used with MoviePass. If you used a debit, the risk is great. Consider getting a new debit card number. As the economy slows and interest rates go down, a rare saving opportunity has re-emerged; Series I Savings Bonds. When you buy bonds, you have to own them for at least a year and can hold them for up to 30 years, earning interest. With a slowing economy and interest rates headed down, Series I Savings Bonds are again a good place to stash cash. Series I Savings Bonds pay a .5% base rate + the rate of inflation, reset every 6 months, making the current rate 1.9% - not huge but as rates drop, you don’t have to worry about falling behind inflation, remaining ahead by half a point. You can purchase up to $10K in these bonds yearly, per person with a $50 minimum. Learn more about your ad choices. Visit megaphone.fm/adchoices The 737 Max remains grounded as Boeing struggles to find fixes. The FAA, having lost its credibility from lack of oversight of the Max, is now relying on the recommendations of a world panel, with no service date in sight. This affects travelers as airfares are higher because of this and Southwest, the largest operator of 737s in the world, is now discontinuing 20 unprofitable routes, moving those aircraft to Hawaiian routes. This has triggered great competitive deals from the west coast to Hawaii again, and higher fares in the markets Southwest is leaving.

    The MoviePass database contains 160+ million records and has been breached. TechCrunch reports the database was not password protected. The guess is 60,000 records contained credit card data. Past subscribers need to watch activity on the cards they used with MoviePass. If you used a debit, the risk is great. Consider getting a new debit card number.

    As the economy slows and interest rates go down, a rare saving opportunity has re-emerged; Series I Savings Bonds. When you buy bonds, you have to own them for at least a year and can hold them for up to 30 years, earning interest. With a slowing economy and interest rates headed down, Series I Savings Bonds are again a good place to stash cash. Series I Savings Bonds pay a .5% base rate + the rate of inflation, reset every 6 months, making the current rate 1.9% - not huge but as rates drop, you don’t have to worry about falling behind inflation, remaining ahead by half a point. You can purchase up to $10K in these bonds yearly, per person with a $50 minimum.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2288     8.20.19 New ways to sell your home; Wells Fargo does it again; Fighting for your Equifax breach money iBuyers are the real estate organizations that can buy homes to simplify the process. They have big money behind them to accomplish this and include Offerpad, OpenDoor, Knock and others including Zillow. In addition, traditional agencies are entering into alliances with iBuyers. MarketWatch reports Keller Williams is partnering with Offerpad in 12 cities. These organizations are experimental. Their business models keep changing. Clark sold a rental condo recently and listed with an iBuyer (Offerpad) after talking with several. The process has interesting wrinkles. Knock is working with builders and provides the bridge between selling and buying. All base their buy offer on the condition of your home. They’ll offer less to do improvements with their contractors for a quick turnaround. The iBuyer process has its limitations. It works well in the South and the West suburban communities with comparable homes from large production builders. This doesn’t work in older communities, in the NE U.S. iBuyers concentrate in the middle of the market. They may never serve certain markets. Traditional agencies will likely be expanding their services aligned with iBuyer business models. If you’re putting your home on the market, get quotes from iBuyers if available, along with traditional agents. You get fair market value info from their various algorithms. The NYT has investigated continuing egregious practices by Wells Fargo. This bank can’t get out of its own way, despite their ads indicating reform. Their latest outrage: arbitrarily closing accounts, generating overdrafts on auto payments. These fees are a huge profit center for them, and costs customers huge fees. $1500 was the damage on one account. WF then puts their customers/victims on the bad list for the banking industry, making it hard to impossible for them to even bank elsewhere. Wells Fargo was defiant in their response to the NYT. They’re not close to becoming customer focused or honest. Beware. Laura from Team Clark was an identity theft victim and has experience navigating the process. Laura went to the Equifax Claim site and was indeed eligible to file, as her id theft about 2 years ago, was a result of their data breach. Someone opened a credit card in her name, applied for multiple loans, cell service and more. Damage control took weeks of phone calls. Since, Laura has frozen her credit and monitors it with Credit Karma. Her credit has bounced back by now. She considers herself lucky they didn’t do more damage. They could have. Many expecting to receive compensation won’t receive much. Using the link at Clark.com, Laura applied for the $120, but so many have filed claims, the awards won’t be that much. But problem solved because she worked hard to advocate for herself, and fortunate more damage didn’t occur. Laura says FREEZE YOUR CREDIT NOW Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 Aug 2019 17:56:45 -0000 full Clark Howard New ways to sell your home; Wells Fargo does it again; Fighting for your Equifax breach money iBuyers are the real estate organizations that can buy homes to simplify the process. They have big money behind them to accomplish this and include Offerpad, OpenDoor, Knock and others including Zillow. In addition, traditional agencies are entering into alliances with iBuyers. MarketWatch reports Keller Williams is partnering with Offerpad in 12 cities. These organizations are experimental. Their business models keep changing. Clark sold a rental condo recently and listed with an iBuyer (Offerpad) after talking with several. The process has interesting wrinkles. Knock is working with builders and provides the bridge between selling and buying. All base their buy offer on the condition of your home. They’ll offer less to do improvements with their contractors for a quick turnaround. The iBuyer process has its limitations. It works well in the South and the West suburban communities with comparable homes from large production builders. This doesn’t work in older communities, in the NE U.S. iBuyers concentrate in the middle of the market. They may never serve certain markets. Traditional agencies will likely be expanding their services aligned with iBuyer business models. If you’re putting your home on the market, get quotes from iBuyers if available, along with traditional agents. You get fair market value info from their various algorithms. The NYT has investigated continuing egregious practices by Wells Fargo. This bank can’t get out of its own way, despite their ads indicating reform. Their latest outrage: arbitrarily closing accounts, generating overdrafts on auto payments. These fees are a huge profit center for them, and costs customers huge fees. $1500 was the damage on one account. WF then puts their customers/victims on the bad list for the banking industry, making it hard to impossible for them to even bank elsewhere. Wells Fargo was defiant in their response to the NYT. They’re not close to becoming customer focused or honest. Beware. Laura from Team Clark was an identity theft victim and has experience navigating the process. Laura went to the Equifax Claim site and was indeed eligible to file, as her id theft about 2 years ago, was a result of their data breach. Someone opened a credit card in her name, applied for multiple loans, cell service and more. Damage control took weeks of phone calls. Since, Laura has frozen her credit and monitors it with Credit Karma. Her credit has bounced back by now. She considers herself lucky they didn’t do more damage. They could have. Many expecting to receive compensation won’t receive much. Using the link at Clark.com, Laura applied for the $120, but so many have filed claims, the awards won’t be that much. But problem solved because she worked hard to advocate for herself, and fortunate more damage didn’t occur. Laura says FREEZE YOUR CREDIT NOW Learn more about your ad choices. Visit megaphone.fm/adchoices iBuyers are the real estate organizations that can buy homes to simplify the process. They have big money behind them to accomplish this and include Offerpad, OpenDoor, Knock and others including Zillow. In addition, traditional agencies are entering into alliances with iBuyers. MarketWatch reports Keller Williams is partnering with Offerpad in 12 cities. These organizations are experimental. Their business models keep changing. Clark sold a rental condo recently and listed with an iBuyer (Offerpad) after talking with several. The process has interesting wrinkles. Knock is working with builders and provides the bridge between selling and buying. All base their buy offer on the condition of your home. They’ll offer less to do improvements with their contractors for a quick turnaround. The iBuyer process has its limitations. It works well in the South and the West suburban communities with comparable homes from large production builders. This doesn’t work in older communities, in the NE U.S. iBuyers concentrate in the middle of the market. They may never serve certain markets. Traditional agencies will likely be expanding their services aligned with iBuyer business models. If you’re putting your home on the market, get quotes from iBuyers if available, along with traditional agents. You get fair market value info from their various algorithms.

    The NYT has investigated continuing egregious practices by Wells Fargo. This bank can’t get out of its own way, despite their ads indicating reform. Their latest outrage: arbitrarily closing accounts, generating overdrafts on auto payments. These fees are a huge profit center for them, and costs customers huge fees. $1500 was the damage on one account. WF then puts their customers/victims on the bad list for the banking industry, making it hard to impossible for them to even bank elsewhere. Wells Fargo was defiant in their response to the NYT. They’re not close to becoming customer focused or honest. Beware.

    Laura from Team Clark was an identity theft victim and has experience navigating the process. Laura went to the Equifax Claim site and was indeed eligible to file, as her id theft about 2 years ago, was a result of their data breach. Someone opened a credit card in her name, applied for multiple loans, cell service and more. Damage control took weeks of phone calls. Since, Laura has frozen her credit and monitors it with Credit Karma. Her credit has bounced back by now. She considers herself lucky they didn’t do more damage. They could have. Many expecting to receive compensation won’t receive much. Using the link at Clark.com, Laura applied for the $120, but so many have filed claims, the awards won’t be that much. But problem solved because she worked hard to advocate for herself, and fortunate more damage didn’t occur. Laura says FREEZE YOUR CREDIT NOW

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     8.19.19 Be vigilant when fighting for student loan forgiveness; Disney admission discount!; Your phone number and ID theft The student loan forgiveness program has failed, denying those in the public service profession forgiveness after 10 years of service in good faith. Now, the appointee in charge of protecting student borrowers’ interests comes to that job in the federal government from a lending company so please remember it's up to you to fight for your rights.  You have got to know the rules and make sure you’re doing all required under the federal student loan program. Document every payment. New lower price on Disney admission! The only requirement: Enter Noon or later. Accommodations in Central FL are at off-season prices as well. As companies move away from using SS numbers as identifiers since the Equifax breach, more and more are using our phone numbers as identifiers. More databases are tracking us based on our phone numbers. Many loyalty programs require phone numbers.  It’s easy now to use an alternative number to keep your main one more private. Sign up for Google Voice to receive a distinct phone number. This can be a replacement identifier. The Burner app provides a continuing stream of different numbers. A NYT tech writer investigated what info could be gleaned about him from his phone number. It was massive – full dossier – all from databases using phone numbers. Personal safety and privacy are tied to your phone number.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Aug 2019 21:00:00 -0000 full Clark Howard Be vigilant when fighting for student loan forgiveness; Disney admission discount!; Your phone number and ID theft The student loan forgiveness program has failed, denying those in the public service profession forgiveness after 10 years of service in good faith. Now, the appointee in charge of protecting student borrowers’ interests comes to that job in the federal government from a lending company so please remember it's up to you to fight for your rights.  You have got to know the rules and make sure you’re doing all required under the federal student loan program. Document every payment. New lower price on Disney admission! The only requirement: Enter Noon or later. Accommodations in Central FL are at off-season prices as well. As companies move away from using SS numbers as identifiers since the Equifax breach, more and more are using our phone numbers as identifiers. More databases are tracking us based on our phone numbers. Many loyalty programs require phone numbers.  It’s easy now to use an alternative number to keep your main one more private. Sign up for Google Voice to receive a distinct phone number. This can be a replacement identifier. The Burner app provides a continuing stream of different numbers. A NYT tech writer investigated what info could be gleaned about him from his phone number. It was massive – full dossier – all from databases using phone numbers. Personal safety and privacy are tied to your phone number.  Learn more about your ad choices. Visit megaphone.fm/adchoices The student loan forgiveness program has failed, denying those in the public service profession forgiveness after 10 years of service in good faith. Now, the appointee in charge of protecting student borrowers’ interests comes to that job in the federal government from a lending company so please remember it's up to you to fight for your rights.  You have got to know the rules and make sure you’re doing all required under the federal student loan program. Document every payment.

    New lower price on Disney admission! The only requirement: Enter Noon or later. Accommodations in Central FL are at off-season prices as well.

    As companies move away from using SS numbers as identifiers since the Equifax breach, more and more are using our phone numbers as identifiers. More databases are tracking us based on our phone numbers. Many loyalty programs require phone numbers.  It’s easy now to use an alternative number to keep your main one more private. Sign up for Google Voice to receive a distinct phone number. This can be a replacement identifier. The Burner app provides a continuing stream of different numbers. A NYT tech writer investigated what info could be gleaned about him from his phone number. It was massive – full dossier – all from databases using phone numbers. Personal safety and privacy are tied to your phone number. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     8.16.19 Why everyone hates customer service; Clark Stinks According to the ACSI, pay TV, internet service providers, and traditional phone companies are the 3 industries that rank the worst in customer service. What happens when you call customer service? You go through a phone tree maze. Many require you to speak, so they can use AI software that patterns your voice to gauge your patience, track you through caller ID, check your profitability index score, and answer you call (or not)  accordingly. Clark has found attempting customer service via phone is only effective if you’re prepared to fire a company and have your next provider in mind. Often you only get results when customer retention is engaged because they get that you’re leaving. Always being willing to walk is key to getting the customer service you’re looking for. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 16 Aug 2019 21:00:00 -0000 full Clark Howard Why everyone hates customer service; Clark Stinks According to the ACSI, pay TV, internet service providers, and traditional phone companies are the 3 industries that rank the worst in customer service. What happens when you call customer service? You go through a phone tree maze. Many require you to speak, so they can use AI software that patterns your voice to gauge your patience, track you through caller ID, check your profitability index score, and answer you call (or not)  accordingly. Clark has found attempting customer service via phone is only effective if you’re prepared to fire a company and have your next provider in mind. Often you only get results when customer retention is engaged because they get that you’re leaving. Always being willing to walk is key to getting the customer service you’re looking for. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices According to the ACSI, pay TV, internet service providers, and traditional phone companies are the 3 industries that rank the worst in customer service. What happens when you call customer service? You go through a phone tree maze. Many require you to speak, so they can use AI software that patterns your voice to gauge your patience, track you through caller ID, check your profitability index score, and answer you call (or not)  accordingly. Clark has found attempting customer service via phone is only effective if you’re prepared to fire a company and have your next provider in mind. Often you only get results when customer retention is engaged because they get that you’re leaving. Always being willing to walk is key to getting the customer service you’re looking for.

    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     8.15.19 Owning a home isn't always the way to go; Teacher retirement plans stink; Private labels taking over Housing prices have gone up way beyond income. In an effort to jumpstart home buying for those in their 20s & 30s, the Feds are offering a new FHA loan for first-time condo buyers, with a 3.5 down and lower credit standards. Know the condo market is more volatile than the single-family home market, with values going up or down more quickly, creating more short-term risk. Ideally, go into a condo purchase using Clark’s rule of thumb if possible, with the intention of living there 10 years or longer. Otherwise you should rent instead, despite this new FHA financing. On the heels of a similar disgrace in PA – stripping consumer protections from teacher retirement plans, Texas now has one of the worst law changes for teachers retirement in the country. Teachers are shunted into retirement plans vastly inferior to 401Ks or IRAs, called 403b’s. These plans have poor disclosure and massive fees. In Texas, teachers can be charged massive fees on 403bs, typically 40 times that of a company 401K.  The U.S. is the only developed country where consumers continue to buy primarily brand names. Roughly 1 in 4 items tend to be store brands vs nationally advertised brands. Well-targeted national ads are effective. Americans spend massive money buying brand names. That market has been eroded some, so brand manufacturers are pushing up their prices to generate higher profits. It’s working. Store brands historically have been 30% cheaper and that gap is getting larger, even as store brands are improving in quality.  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 15 Aug 2019 21:00:00 -0000 full Clark Howard Owning a home isn't always the way to go; Teacher retirement plans stink; Private labels taking over Housing prices have gone up way beyond income. In an effort to jumpstart home buying for those in their 20s & 30s, the Feds are offering a new FHA loan for first-time condo buyers, with a 3.5 down and lower credit standards. Know the condo market is more volatile than the single-family home market, with values going up or down more quickly, creating more short-term risk. Ideally, go into a condo purchase using Clark’s rule of thumb if possible, with the intention of living there 10 years or longer. Otherwise you should rent instead, despite this new FHA financing. On the heels of a similar disgrace in PA – stripping consumer protections from teacher retirement plans, Texas now has one of the worst law changes for teachers retirement in the country. Teachers are shunted into retirement plans vastly inferior to 401Ks or IRAs, called 403b’s. These plans have poor disclosure and massive fees. In Texas, teachers can be charged massive fees on 403bs, typically 40 times that of a company 401K.  The U.S. is the only developed country where consumers continue to buy primarily brand names. Roughly 1 in 4 items tend to be store brands vs nationally advertised brands. Well-targeted national ads are effective. Americans spend massive money buying brand names. That market has been eroded some, so brand manufacturers are pushing up their prices to generate higher profits. It’s working. Store brands historically have been 30% cheaper and that gap is getting larger, even as store brands are improving in quality.  Learn more about your ad choices. Visit megaphone.fm/adchoices Housing prices have gone up way beyond income. In an effort to jumpstart home buying for those in their 20s & 30s, the Feds are offering a new FHA loan for first-time condo buyers, with a 3.5 down and lower credit standards. Know the condo market is more volatile than the single-family home market, with values going up or down more quickly, creating more short-term risk. Ideally, go into a condo purchase using Clark’s rule of thumb if possible, with the intention of living there 10 years or longer. Otherwise you should rent instead, despite this new FHA financing.

    On the heels of a similar disgrace in PA – stripping consumer protections from teacher retirement plans, Texas now has one of the worst law changes for teachers retirement in the country. Teachers are shunted into retirement plans vastly inferior to 401Ks or IRAs, called 403b’s. These plans have poor disclosure and massive fees. In Texas, teachers can be charged massive fees on 403bs, typically 40 times that of a company 401K. 

    The U.S. is the only developed country where consumers continue to buy primarily brand names. Roughly 1 in 4 items tend to be store brands vs nationally advertised brands. Well-targeted national ads are effective. Americans spend massive money buying brand names. That market has been eroded some, so brand manufacturers are pushing up their prices to generate higher profits. It’s working. Store brands historically have been 30% cheaper and that gap is getting larger, even as store brands are improving in quality. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     8.14.19 Prepare your personal finances for a possible recession; Vaping warning; The best single person cell phone plan deals Bond rates are at all time record lows for 30 year federal treasury bonds, a strong signal of coming recession. If the economy slows or declines, workers are impacted with less overtime, reduced hours, pay freezes etc. Think through how you can be more careful with spending. Take the time to look through your bills, trim costs and build some breathing room. Things happen and we need to be prepared for surprise expenses – medical, home, vehicles etc. Investors, if you’re going to need your investment funds in the next 24 months, keeping it in stocks may not be the best choice. Otherwise, continue to contribute to your retirement plan as normal.  According to the CDC, vaping has gone up 50% in one year among middle school students, 80% among high school students. Juul voluntarily discontinued over-the-counter sales of flavored juices attracting teens, so other companies are filling that void. Be aware of the unknown health risks. Vaping is a nicotine delivery system that can create lifetime addiction. Parents are encouraged to have continuing conversations with kids about the dangers, because remember, they think they’re invincible. Cell phone plan deals!  AT&T is offering a year’s service for $300 per line, only at AT&T.com – unlimited talk & text and 8 gigs of data per month. MintMobile.com offers 6 months of service for the price of 3 at $60 for unlimited talk & text + 8 gigs = $10 a month – on T-Mobile’s network. Verizon prepaid is $35 a month with autopay for unlimited talk & text and 6 gigs of data per month. Sprint’s Unlimited Kickstart plans offers unlimited talk, text & data for $25 a month. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 14 Aug 2019 20:51:59 -0000 full Clark Howard Prepare your personal economy for possible recession; Vaping warning; The best single person cell phone plan deals Bond rates are at all time record lows for 30 year federal treasury bonds, a strong signal of coming recession. If the economy slows or declines, workers are impacted with less overtime, reduced hours, pay freezes etc. Think through how you can be more careful with spending. Take the time to look through your bills, trim costs and build some breathing room. Things happen and we need to be prepared for surprise expenses – medical, home, vehicles etc. Investors, if you’re going to need your investment funds in the next 24 months, keeping it in stocks may not be the best choice. Otherwise, continue to contribute to your retirement plan as normal.  According to the CDC, vaping has gone up 50% in one year among middle school students, 80% among high school students. Juul voluntarily discontinued over-the-counter sales of flavored juices attracting teens, so other companies are filling that void. Be aware of the unknown health risks. Vaping is a nicotine delivery system that can create lifetime addiction. Parents are encouraged to have continuing conversations with kids about the dangers, because remember, they think they’re invincible. Cell phone plan deals!  AT&T is offering a year’s service for $300 per line, only at AT&T.com – unlimited talk & text and 8 gigs of data per month. MintMobile.com offers 6 months of service for the price of 3 at $60 for unlimited talk & text + 8 gigs = $10 a month – on T-Mobile’s network. Verizon prepaid is $35 a month with autopay for unlimited talk & text and 6 gigs of data per month. Sprint’s Unlimited Kickstart plans offers unlimited talk, text & data for $25 a month. Learn more about your ad choices. Visit megaphone.fm/adchoices Bond rates are at all time record lows for 30 year federal treasury bonds, a strong signal of coming recession. If the economy slows or declines, workers are impacted with less overtime, reduced hours, pay freezes etc. Think through how you can be more careful with spending. Take the time to look through your bills, trim costs and build some breathing room. Things happen and we need to be prepared for surprise expenses – medical, home, vehicles etc. Investors, if you’re going to need your investment funds in the next 24 months, keeping it in stocks may not be the best choice. Otherwise, continue to contribute to your retirement plan as normal. 

    According to the CDC, vaping has gone up 50% in one year among middle school students, 80% among high school students. Juul voluntarily discontinued over-the-counter sales of flavored juices attracting teens, so other companies are filling that void. Be aware of the unknown health risks. Vaping is a nicotine delivery system that can create lifetime addiction. Parents are encouraged to have continuing conversations with kids about the dangers, because remember, they think they’re invincible.

    Cell phone plan deals!  AT&T is offering a year’s service for $300 per line, only at AT&T.com – unlimited talk & text and 8 gigs of data per month. MintMobile.com offers 6 months of service for the price of 3 at $60 for unlimited talk & text + 8 gigs = $10 a month – on T-Mobile’s network. Verizon prepaid is $35 a month with autopay for unlimited talk & text and 6 gigs of data per month. Sprint’s Unlimited Kickstart plans offers unlimited talk, text & data for $25 a month.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2313     8.13.19 Movie theater subscription services; Zombie debt on the rise; Beware the dent repair scam Movie Pass and Sinemia are both effectively out of business. But in the process they taught the film theater industry that if you offer a deal, many will take advantage of it. The movie industry has faced stagnation and steady decline with fewer people going to movie theaters. AMC was the first to offer a subscription through Stubs A-List – around $20 month for 3 movies a week.  Regal’s program is $18 - $24 per month – offers unlimited movies! Only subscribe if you’ll really use the subscription. Zombie debt reaches into the past to cause havoc in the present and future.  Rogue collectors buy very old debt for a fraction of a penny on the dollar.  Old debts can’t be sued against. But crooks in the industry are contacting people and conning them with trick offers. They suggest you pay $1 or another nominal sum to settle an old debt. BUT in many states, as soon as you do that, the debt is treated as new – and you can be sued against it again. You no longer have a statute of limitations protections. Never agree to any partial payment against an old debt. Nicole from Team Clark has a relative who got a pitch in a retail parking lot. Her sister-in-law was approached in a Kroger parking lot. The person noticed dents in her car and offered to fix them for $160 – far less than a body shop would charge. He said he had the equipment in his car, was off early – let her know he was a family man. Nicole's sister-in-law noticed his car was beat up, and politely declined. This scheme has been around at least 10 years. NEVER fall for a parking lot pitch to fix a car. Just say no. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 13 Aug 2019 21:00:00 -0000 full Clark Howard Movie theater subscription services; Zombie debt on the rise; Beware the dent repair scam Movie Pass and Sinemia are both effectively out of business. But in the process they taught the film theater industry that if you offer a deal, many will take advantage of it. The movie industry has faced stagnation and steady decline with fewer people going to movie theaters. AMC was the first to offer a subscription through Stubs A-List – around $20 month for 3 movies a week.  Regal’s program is $18 - $24 per month – offers unlimited movies! Only subscribe if you’ll really use the subscription. Zombie debt reaches into the past to cause havoc in the present and future.  Rogue collectors buy very old debt for a fraction of a penny on the dollar.  Old debts can’t be sued against. But crooks in the industry are contacting people and conning them with trick offers. They suggest you pay $1 or another nominal sum to settle an old debt. BUT in many states, as soon as you do that, the debt is treated as new – and you can be sued against it again. You no longer have a statute of limitations protections. Never agree to any partial payment against an old debt. Nicole from Team Clark has a relative who got a pitch in a retail parking lot. Her sister-in-law was approached in a Kroger parking lot. The person noticed dents in her car and offered to fix them for $160 – far less than a body shop would charge. He said he had the equipment in his car, was off early – let her know he was a family man. Nicole's sister-in-law noticed his car was beat up, and politely declined. This scheme has been around at least 10 years. NEVER fall for a parking lot pitch to fix a car. Just say no. Learn more about your ad choices. Visit megaphone.fm/adchoices Movie Pass and Sinemia are both effectively out of business. But in the process they taught the film theater industry that if you offer a deal, many will take advantage of it. The movie industry has faced stagnation and steady decline with fewer people going to movie theaters. AMC was the first to offer a subscription through Stubs A-List – around $20 month for 3 movies a week.  Regal’s program is $18 - $24 per month – offers unlimited movies! Only subscribe if you’ll really use the subscription.

    Zombie debt reaches into the past to cause havoc in the present and future.  Rogue collectors buy very old debt for a fraction of a penny on the dollar.  Old debts can’t be sued against. But crooks in the industry are contacting people and conning them with trick offers. They suggest you pay $1 or another nominal sum to settle an old debt. BUT in many states, as soon as you do that, the debt is treated as new – and you can be sued against it again. You no longer have a statute of limitations protections. Never agree to any partial payment against an old debt.

    Nicole from Team Clark has a relative who got a pitch in a retail parking lot. Her sister-in-law was approached in a Kroger parking lot. The person noticed dents in her car and offered to fix them for $160 – far less than a body shop would charge. He said he had the equipment in his car, was off early – let her know he was a family man. Nicole's sister-in-law noticed his car was beat up, and politely declined. This scheme has been around at least 10 years. NEVER fall for a parking lot pitch to fix a car. Just say no.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     8.12.19 Crazy good interest rates; Fake Equifax settlement sites; New cheap streaming services Credit card interest rates are at an all-time high. At a time when interest cost to banks is very low for what they borrow to lend on credit cards,  they’re charging the highest rates ever. Users don’t worry about rates likely because they don’t intend to carry balances. Meanwhile, if you’ve financed a vehicle at a bank or dealership, now there’s an opportunity to refi for a much lower interest rate through a credit union. With the trade related reduction in interest rates, this is a side benefit. Home refi opportunities are great again. Shop around. With good credit, you can refi a 30 into the low 3s, or move to a 15 year loan for around 2.34%. With all the publicity surrounding the Equifax settlement, people are doing searches to find out more and ending up at spoof sites. There are scam sites taking personal info. If you are interested in the settlement, go to ftc.gov/Equifax.   Nearly 1 in 5 American households have cut the pay TV cord. Streaming packages generally range from $20 to $60 a month. Philo and Sling are the bargains. (Sling TV is a service of Dish – always priced favorably). Coming this fall: the new Disney bundle, including the Disney film and video library, ESPN+ and a stripped down version of Hulu for $13 a month. Consider free streaming. Ad supported streaming is the fastest growing form of video content. Roku offers massive free content. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Aug 2019 21:00:00 -0000 full Clark Howard Crazy good interest rates; Fake Equifax settlement sites; New cheap streaming services Credit card interest rates are at an all-time high. At a time when interest cost to banks is very low for what they borrow to lend on credit cards,  they’re charging the highest rates ever. Users don’t worry about rates likely because they don’t intend to carry balances. Meanwhile, if you’ve financed a vehicle at a bank or dealership, now there’s an opportunity to refi for a much lower interest rate through a credit union. With the trade related reduction in interest rates, this is a side benefit. Home refi opportunities are great again. Shop around. With good credit, you can refi a 30 into the low 3s, or move to a 15 year loan for around 2.34%. With all the publicity surrounding the Equifax settlement, people are doing searches to find out more and ending up at spoof sites. There are scam sites taking personal info. If you are interested in the settlement, go to ftc.gov/Equifax.   Nearly 1 in 5 American households have cut the pay TV cord. Streaming packages generally range from $20 to $60 a month. Philo and Sling are the bargains. (Sling TV is a service of Dish – always priced favorably). Coming this fall: the new Disney bundle, including the Disney film and video library, ESPN+ and a stripped down version of Hulu for $13 a month. Consider free streaming. Ad supported streaming is the fastest growing form of video content. Roku offers massive free content. Learn more about your ad choices. Visit megaphone.fm/adchoices Credit card interest rates are at an all-time high. At a time when interest cost to banks is very low for what they borrow to lend on credit cards,  they’re charging the highest rates ever. Users don’t worry about rates likely because they don’t intend to carry balances. Meanwhile, if you’ve financed a vehicle at a bank or dealership, now there’s an opportunity to refi for a much lower interest rate through a credit union. With the trade related reduction in interest rates, this is a side benefit. Home refi opportunities are great again. Shop around. With good credit, you can refi a 30 into the low 3s, or move to a 15 year loan for around 2.34%.

    With all the publicity surrounding the Equifax settlement, people are doing searches to find out more and ending up at spoof sites. There are scam sites taking personal info. If you are interested in the settlement, go to ftc.gov/Equifax.  

    Nearly 1 in 5 American households have cut the pay TV cord. Streaming packages generally range from $20 to $60 a month. Philo and Sling are the bargains. (Sling TV is a service of Dish – always priced favorably). Coming this fall: the new Disney bundle, including the Disney film and video library, ESPN+ and a stripped down version of Hulu for $13 a month. Consider free streaming. Ad supported streaming is the fastest growing form of video content. Roku offers massive free content.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2323     8.9.19 DOT rules for flight passengers with food allergies; Clark Stinks Complaints against American Airlines have been filed for their refusal to accommodate passengers with nut or any food allergies. The DOT has determined American was putting people in harm's way. Now airlines are required to accommodate those with food allergies, which comprise 1.5% of the population. While other airlines have done away with nut snacks, American continues to serve them,  allowing pre-boarding to wipe down seats for designated passengers. They need to take the next step and stop serving nuts. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 09 Aug 2019 21:00:00 -0000 full Clark Howard DOT rules for flight passengers with food allergies; Clark Stinks Complaints against American Airlines have been filed for their refusal to accommodate passengers with nut or any food allergies. The DOT has determined American was putting people in harm's way. Now airlines are required to accommodate those with food allergies, which comprise 1.5% of the population. While other airlines have done away with nut snacks, American continues to serve them,  allowing pre-boarding to wipe down seats for designated passengers. They need to take the next step and stop serving nuts. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Complaints against American Airlines have been filed for their refusal to accommodate passengers with nut or any food allergies. The DOT has determined American was putting people in harm's way. Now airlines are required to accommodate those with food allergies, which comprise 1.5% of the population. While other airlines have done away with nut snacks, American continues to serve them,  allowing pre-boarding to wipe down seats for designated passengers. They need to take the next step and stop serving nuts.

    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     8.8.19 Social Security account hacking; School hours for teens; Best family cell plans Social security hacking is a rare but ongoing crime, wherein a criminal hijacks someone's social security benefit, convincing the authorities of an address and bank account change. Impersonating you, the criminal starts receiving your benefit. Criminals will also apply before you do - just in advance of your 62nd birthday, while you may be planning to take the benefit years later.  Set up an account at MySocialSecurity.gov long before you're eligible to receive the benefit. If an address change is attempted, you get an alert letter. This account allows you to monitor your benefit. Pay attention to alerts and letters. And before you ever call social security - verify the number given to avoid ss scams. It's back-to-school time for many districts in the country and for most, the morning bell rings way too early. The early bell is a convenience for working parents, but it's not what's best for kids. Adolescent circadian rhythms have been studied. Kids this age are night owls for whom getting enough sleep is critical to development. They perform better if school starts later. Some school districts have made the adjustment. One district at a time..... Family and individual phone plans -  / Clark.com Cell Phones  /  ClarkDeals-Phone Plans Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 08 Aug 2019 21:00:00 -0000 full Clark Howard Social Security account hacking; School hours for teens; Best family cell plans Social security hacking is a rare but ongoing crime, wherein a criminal hijacks someone's social security benefit, convincing the authorities of an address and bank account change. Impersonating you, the criminal starts receiving your benefit. Criminals will also apply before you do - just in advance of your 62nd birthday, while you may be planning to take the benefit years later.  Set up an account at MySocialSecurity.gov long before you're eligible to receive the benefit. If an address change is attempted, you get an alert letter. This account allows you to monitor your benefit. Pay attention to alerts and letters. And before you ever call social security - verify the number given to avoid ss scams. It's back-to-school time for many districts in the country and for most, the morning bell rings way too early. The early bell is a convenience for working parents, but it's not what's best for kids. Adolescent circadian rhythms have been studied. Kids this age are night owls for whom getting enough sleep is critical to development. They perform better if school starts later. Some school districts have made the adjustment. One district at a time..... Family and individual phone plans -  / Clark.com Cell Phones  /  ClarkDeals-Phone Plans Learn more about your ad choices. Visit megaphone.fm/adchoices Social security hacking is a rare but ongoing crime, wherein a criminal hijacks someone's social security benefit, convincing the authorities of an address and bank account change. Impersonating you, the criminal starts receiving your benefit. Criminals will also apply before you do - just in advance of your 62nd birthday, while you may be planning to take the benefit years later.  Set up an account at MySocialSecurity.gov long before you're eligible to receive the benefit. If an address change is attempted, you get an alert letter. This account allows you to monitor your benefit. Pay attention to alerts and letters. And before you ever call social security - verify the number given to avoid ss scams.

    It's back-to-school time for many districts in the country and for most, the morning bell rings way too early. The early bell is a convenience for working parents, but it's not what's best for kids. Adolescent circadian rhythms have been studied. Kids this age are night owls for whom getting enough sleep is critical to development. They perform better if school starts later. Some school districts have made the adjustment. One district at a time.....

    Family and individual phone plans -  / Clark.com Cell Phones  /  ClarkDeals-Phone Plans

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     8.7.19 Employee relief funds; Major landlord accused of ponzi scheme; Car-sharing apps on the rise Way too often people will raid their 401(k) at some point. They take out a loan, do a hardship withdrawal, or spend it away when changing jobs. The Federal Reserve finds that people withdraw around 40 cents of every dollar put in their 401k - money that WON'T be there for retirement. Pew Research calculated the average amount of a major unexpected expense to be $2,000. Most don't have $2k for emergencies. The WSJ reports more employers are offering personal finance programs, with emergency fund rewards for participating. There are now hundreds of companies offering these programs in order to increase productivity and reduce turnover and stress in employees. Deal or no deal: Private real estate placements. They're hot. Do they have any place in your life? A major U.S. landlord has been accused by the Justice Dept of running a criminal Ponzi scheme. This individual owns properties across 14 states. He raised $110M under the pretense of investment, converted to personal use and sustaining the Ponzi. This is the danger with any offer of private real estate investing. If you put money in, it's a hard time getting it back out. Be aware. Be careful.  A potential money-making opportunity: Renting out your car an hour, day or week at a time. Years ago Clark shared how luxury  & sports car owners were listing their vehicles and Turo and Getaround. Now entrepreneurs are buying low mileage, young used cars, building fleets and making a living renting them out via car-sharing app business platforms. The app takes a quarter cut typically. Car rental companies are spending a fortune to get state legislatures to pass laws to essentially outlaw car-sharing apps. Don't invest too much into a business that could disintegrate. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 07 Aug 2019 21:00:00 -0000 full Clark Howard Employee relief funds; Major landlord accused of ponzi scheme; Car-sharing apps on the rise Way too often people will raid their 401(k) at some point. They take out a loan, do a hardship withdrawal, or spend it away when changing jobs. The Federal Reserve finds that people withdraw around 40 cents of every dollar put in their 401k - money that WON'T be there for retirement. Pew Research calculated the average amount of a major unexpected expense to be $2,000. Most don't have $2k for emergencies. The WSJ reports more employers are offering personal finance programs, with emergency fund rewards for participating. There are now hundreds of companies offering these programs in order to increase productivity and reduce turnover and stress in employees. Deal or no deal: Private real estate placements. They're hot. Do they have any place in your life? A major U.S. landlord has been accused by the Justice Dept of running a criminal Ponzi scheme. This individual owns properties across 14 states. He raised $110M under the pretense of investment, converted to personal use and sustaining the Ponzi. This is the danger with any offer of private real estate investing. If you put money in, it's a hard time getting it back out. Be aware. Be careful.  A potential money-making opportunity: Renting out your car an hour, day or week at a time. Years ago Clark shared how luxury  & sports car owners were listing their vehicles and Turo and Getaround. Now entrepreneurs are buying low mileage, young used cars, building fleets and making a living renting them out via car-sharing app business platforms. The app takes a quarter cut typically. Car rental companies are spending a fortune to get state legislatures to pass laws to essentially outlaw car-sharing apps. Don't invest too much into a business that could disintegrate. Learn more about your ad choices. Visit megaphone.fm/adchoices Way too often people will raid their 401(k) at some point. They take out a loan, do a hardship withdrawal, or spend it away when changing jobs. The Federal Reserve finds that people withdraw around 40 cents of every dollar put in their 401k - money that WON'T be there for retirement. Pew Research calculated the average amount of a major unexpected expense to be $2,000. Most don't have $2k for emergencies. The WSJ reports more employers are offering personal finance programs, with emergency fund rewards for participating. There are now hundreds of companies offering these programs in order to increase productivity and reduce turnover and stress in employees.

    Deal or no deal: Private real estate placements. They're hot. Do they have any place in your life? A major U.S. landlord has been accused by the Justice Dept of running a criminal Ponzi scheme. This individual owns properties across 14 states. He raised $110M under the pretense of investment, converted to personal use and sustaining the Ponzi. This is the danger with any offer of private real estate investing. If you put money in, it's a hard time getting it back out. Be aware. Be careful. 

    A potential money-making opportunity: Renting out your car an hour, day or week at a time. Years ago Clark shared how luxury  & sports car owners were listing their vehicles and Turo and Getaround. Now entrepreneurs are buying low mileage, young used cars, building fleets and making a living renting them out via car-sharing app business platforms. The app takes a quarter cut typically. Car rental companies are spending a fortune to get state legislatures to pass laws to essentially outlaw car-sharing apps. Don't invest too much into a business that could disintegrate.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     8.6.19 Do bigger houses make us happier?; How you get manipulated to buy things online American debt and delinquency are increasing in a time of low unemployment. The Census Bureau data finds Americans buying homes with double the square footage per occupant compared to 2 generations ago. The average home has 1000 square feet per person. The average U.S. home now is around 2500 square feet - up from 1500 not that long ago. That's more square footage to heat, cool and repair. Housing is the number one cost of living factor that affects your future financial security. When home shopping, put needs first and stick to living on less than what you make. Shopping online reveals a big push to get consumers to click to purchase now. Clothing sellers flash purchase reports of what appear to be real-time buys going on. That can be faked. Priceline uses this tactic as well - pushing you to click to buy now because some person just got some hotel deal. Car rentals sites may tell you there's an urgent shortage of available cars so book now!! Know these manipulations exist to counter the problem of abandoned carts. Online retailers are using mind-games to create urgency and/or excitement. Don't let them fool you.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 06 Aug 2019 21:00:00 -0000 full Clark Howard Do bigger houses make us happier?; How you get manipulated to buy things online American debt and delinquency are increasing in a time of low unemployment. The Census Bureau data finds Americans buying homes with double the square footage per occupant compared to 2 generations ago. The average home has 1000 square feet per person. The average U.S. home now is around 2500 square feet - up from 1500 not that long ago. That's more square footage to heat, cool and repair. Housing is the number one cost of living factor that affects your future financial security. When home shopping, put needs first and stick to living on less than what you make. Shopping online reveals a big push to get consumers to click to purchase now. Clothing sellers flash purchase reports of what appear to be real-time buys going on. That can be faked. Priceline uses this tactic as well - pushing you to click to buy now because some person just got some hotel deal. Car rentals sites may tell you there's an urgent shortage of available cars so book now!! Know these manipulations exist to counter the problem of abandoned carts. Online retailers are using mind-games to create urgency and/or excitement. Don't let them fool you.  Learn more about your ad choices. Visit megaphone.fm/adchoices American debt and delinquency are increasing in a time of low unemployment. The Census Bureau data finds Americans buying homes with double the square footage per occupant compared to 2 generations ago. The average home has 1000 square feet per person. The average U.S. home now is around 2500 square feet - up from 1500 not that long ago. That's more square footage to heat, cool and repair. Housing is the number one cost of living factor that affects your future financial security. When home shopping, put needs first and stick to living on less than what you make.

    Shopping online reveals a big push to get consumers to click to purchase now. Clothing sellers flash purchase reports of what appear to be real-time buys going on. That can be faked. Priceline uses this tactic as well - pushing you to click to buy now because some person just got some hotel deal. Car rentals sites may tell you there's an urgent shortage of available cars so book now!! Know these manipulations exist to counter the problem of abandoned carts. Online retailers are using mind-games to create urgency and/or excitement. Don't let them fool you. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2322     8.5.19 Where to watch free movies online; Will your AC be obsolete soon with freon phase-out? Check out our new free online movie guide. Ad-supported streaming services heavily featuring movies are a fast-growing part of streaming. Big Five Glories features classic movies, no subscription, no sign-up, lots of free movies. Sony Crackle is a free streaming service, mostly movies from the 80's and recent bombs. Crackle is polarizing because there are ads inserted, but it's free. ClassicCinemaOnline features westerns, classic and independent films. Home HVAC units may need replacing. Rip-off Alert! R22 freon is usable this Summer but will be banned next year. There are reports emerging from around the country that HVAC salespeople are telling customers their AC units will no longer work after this season and they have to buy a new one! Go to the manufacturer's website of your HVAC unit and enter your model number to see if your unit will be obsolete next year. Most any unit manufactured before 1996 - 23 years old or older - will be impacted and will need to be replaced. You can retrofit, but as a general rule, retrofitting is not recommended.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Aug 2019 21:00:00 -0000 full Clark Howard Where to watch free movies online; Will your AC be obsolete soon with freon phase-out? Check out our new free online movie guide. Ad-supported streaming services heavily featuring movies are a fast-growing part of streaming. Big Five Glories features classic movies, no subscription, no sign-up, lots of free movies. Sony Crackle is a free streaming service, mostly movies from the 80's and recent bombs. Crackle is polarizing because there are ads inserted, but it's free. ClassicCinemaOnline features westerns, classic and independent films. Home HVAC units may need replacing. Rip-off Alert! R22 freon is usable this Summer but will be banned next year. There are reports emerging from around the country that HVAC salespeople are telling customers their AC units will no longer work after this season and they have to buy a new one! Go to the manufacturer's website of your HVAC unit and enter your model number to see if your unit will be obsolete next year. Most any unit manufactured before 1996 - 23 years old or older - will be impacted and will need to be replaced. You can retrofit, but as a general rule, retrofitting is not recommended.  Learn more about your ad choices. Visit megaphone.fm/adchoices Check out our new free online movie guide. Ad-supported streaming services heavily featuring movies are a fast-growing part of streaming. Big Five Glories features classic movies, no subscription, no sign-up, lots of free movies. Sony Crackle is a free streaming service, mostly movies from the 80's and recent bombs. Crackle is polarizing because there are ads inserted, but it's free. ClassicCinemaOnline features westerns, classic and independent films.

    Home HVAC units may need replacing. Rip-off Alert! R22 freon is usable this Summer but will be banned next year. There are reports emerging from around the country that HVAC salespeople are telling customers their AC units will no longer work after this season and they have to buy a new one! Go to the manufacturer's website of your HVAC unit and enter your model number to see if your unit will be obsolete next year. Most any unit manufactured before 1996 - 23 years old or older - will be impacted and will need to be replaced. You can retrofit, but as a general rule, retrofitting is not recommended. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     8.2.19 Should you eat expired food?; Clark Stinks Food company CEO Scott Nash spent a year eating food past its expiration date, tortillas a year past, yogurt months past and heavy cream 2.5 months past its expiration date. Truth: Most expirations dates on medicine and food don't mean ingestion will be dangerous past that date. Meds can be fine years out of date, perhaps less effective but most are not harmful. Expirations dates should be honored on certain foods, including deli meats, unpasteurized cheeses & milk. And tossing picnic foods that have been unrefrigerated too long is still the best advice. Implementing a voluntary system, 2 years ago the food industry came up with a compromise of 2 labels: Best if Used By and Use By - to reduce confusion. Nearly 90% of us toss expired foods. But that's not necessary with most food items. Scott Nash was just fine! Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 02 Aug 2019 21:00:00 -0000 full Clark Howard Should you eat expired food?; Clark Stinks Food company CEO Scott Nash spent a year eating food past its expiration date, tortillas a year past, yogurt months past and heavy cream 2.5 months past its expiration date. Truth: Most expirations dates on medicine and food don't mean ingestion will be dangerous past that date. Meds can be fine years out of date, perhaps less effective but most are not harmful. Expirations dates should be honored on certain foods, including deli meats, unpasteurized cheeses & milk. And tossing picnic foods that have been unrefrigerated too long is still the best advice. Implementing a voluntary system, 2 years ago the food industry came up with a compromise of 2 labels: Best if Used By and Use By - to reduce confusion. Nearly 90% of us toss expired foods. But that's not necessary with most food items. Scott Nash was just fine! Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Food company CEO Scott Nash spent a year eating food past its expiration date, tortillas a year past, yogurt months past and heavy cream 2.5 months past its expiration date. Truth: Most expirations dates on medicine and food don't mean ingestion will be dangerous past that date. Meds can be fine years out of date, perhaps less effective but most are not harmful. Expirations dates should be honored on certain foods, including deli meats, unpasteurized cheeses & milk. And tossing picnic foods that have been unrefrigerated too long is still the best advice. Implementing a voluntary system, 2 years ago the food industry came up with a compromise of 2 labels: Best if Used By and Use By - to reduce confusion. Nearly 90% of us toss expired foods. But that's not necessary with most food items. Scott Nash was just fine!

    Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     8.1.19 How to buy a home; Do you need cell phone insurance?; Working while in college People have issues with financing, builders, selling, and buying used homes. There are many confusing moving parts. Clark discusses 9 steps to buying a home involving credit, qualifying and shopping for loans, shopping homes, negotiating etc. Local communities have design rules that have crushed affordability for first time home buyers.  In dense urban areas, the value of land drives the cost of homes. So out-of-date rules on land use create many inefficiencies, including affordability. The next wave of urban planning should take into account creating efficiencies that will allow more affordable, smaller single-family housing in metro corridors.  Clark's 13-year-old son was all over getting a cell phone protection plan. We're so connected to our devices that when in a cell phone store, we're susceptible to the pitch to buy their junk insurance product. Don't do it. Cell phone insurance is horrible, trashy junk. Don't do it. It's overpriced, and you have a big deductible for what's usually a refurbished replacement phone. Have wide insurance in your life disability. Use a credit card hat provides free cell phone insurance when you use it to pay your monthly cell bill.  There's one thing higher and trade education students can do to boost their chances of good-paying jobs after school - work while in school. ​Working in college makes for higher paid grads. Northeastern University grads tend to easily get good jobs after school because working is built into the curriculum. Students alternate semesters with working full-time. The degree takes an extra year, going year-round. New grads have years of experience in their field of study. Having work experience provides maturity so valuable to employers. Clark was a full-time working night student in college and grad school. That work experience served him well, allowing him to retire (the 1st time) at age 31. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 01 Aug 2019 21:00:00 -0000 full Clark Howard How to buy a home; Do you need cell phone insurance?; Working while in college People have issues with financing, builders, selling, and buying used homes. There are many confusing moving parts. Clark discusses 9 steps to buying a home involving credit, qualifying and shopping for loans, shopping homes, negotiating etc. Local communities have design rules that have crushed affordability for first time home buyers.  In dense urban areas, the value of land drives the cost of homes. So out-of-date rules on land use create many inefficiencies, including affordability. The next wave of urban planning should take into account creating efficiencies that will allow more affordable, smaller single-family housing in metro corridors.  Clark's 13-year-old son was all over getting a cell phone protection plan. We're so connected to our devices that when in a cell phone store, we're susceptible to the pitch to buy their junk insurance product. Don't do it. Cell phone insurance is horrible, trashy junk. Don't do it. It's overpriced, and you have a big deductible for what's usually a refurbished replacement phone. Have wide insurance in your life disability. Use a credit card hat provides free cell phone insurance when you use it to pay your monthly cell bill.  There's one thing higher and trade education students can do to boost their chances of good-paying jobs after school - work while in school. ​Working in college makes for higher paid grads. Northeastern University grads tend to easily get good jobs after school because working is built into the curriculum. Students alternate semesters with working full-time. The degree takes an extra year, going year-round. New grads have years of experience in their field of study. Having work experience provides maturity so valuable to employers. Clark was a full-time working night student in college and grad school. That work experience served him well, allowing him to retire (the 1st time) at age 31. Learn more about your ad choices. Visit megaphone.fm/adchoices People have issues with financing, builders, selling, and buying used homes. There are many confusing moving parts. Clark discusses 9 steps to buying a home involving credit, qualifying and shopping for loans, shopping homes, negotiating etc. Local communities have design rules that have crushed affordability for first time home buyers.  In dense urban areas, the value of land drives the cost of homes. So out-of-date rules on land use create many inefficiencies, including affordability. The next wave of urban planning should take into account creating efficiencies that will allow more affordable, smaller single-family housing in metro corridors. 

    Clark's 13-year-old son was all over getting a cell phone protection plan. We're so connected to our devices that when in a cell phone store, we're susceptible to the pitch to buy their junk insurance product. Don't do it. Cell phone insurance is horrible, trashy junk. Don't do it. It's overpriced, and you have a big deductible for what's usually a refurbished replacement phone. Have wide insurance in your life disability. Use a credit card hat provides free cell phone insurance when you use it to pay your monthly cell bill. 

    There's one thing higher and trade education students can do to boost their chances of good-paying jobs after school - work while in school. ​Working in college makes for higher paid grads. Northeastern University grads tend to easily get good jobs after school because working is built into the curriculum. Students alternate semesters with working full-time. The degree takes an extra year, going year-round. New grads have years of experience in their field of study. Having work experience provides maturity so valuable to employers. Clark was a full-time working night student in college and grad school. That work experience served him well, allowing him to retire (the 1st time) at age 31.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2304     7.31.19 Back to school sales; Medical bill shock; Free fitness classes Back to school sales have begun in much of the country. Overwhelmingly, schools have migrated to Chromebooks as the computer of choice. Chromebooks are easier to manage and maintain and are less vulnerable to viruses. No frills Chromebooks are under $100. If your child is going to a Chromebook based school, your cost will for a really capable one will be around $150. If your child is going to a Windows school - a good Windows laptop will cost around $199. Yet another medical bill shock. In mid and large size communities hospital systems are expanding to gain market control, with generally 3 such systems dominating a metro.  In addition to 'roll-ups' - the buying out of smaller independent hospitals, large hospital systems buy up individual doctor practices. If the doctors choose not to sell-out, they get no referrals. When your doctor's practice is purchased by a hospital, know that is a landmine for your wallet. Clark is not an athlete but is a self-motivated fitness nut. In order to sustain an exercise program, many find they do much better as part of organized group activities. That's a hot trend right now. Many traditional fitness centers are failing (so don't pay big money upfront for a gym membership). Experiential facilities offering group classes are the rage now. This is labor-intensive for a facility and therefore expensive for consumers. If you know you need group motivation, consider your local YMCA as an affordable alternative, where classes are offered for less. Also, all over the country, there are free exercise group activities to be found. Search a site like MeetUp.com to locate a free local meetup group. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 31 Jul 2019 21:00:00 -0000 full Clark Howard Back to school sales; Medical bill shock; Free fitness classes Back to school sales have begun in much of the country. Overwhelmingly, schools have migrated to Chromebooks as the computer of choice. Chromebooks are easier to manage and maintain and are less vulnerable to viruses. No frills Chromebooks are under $100. If your child is going to a Chromebook based school, your cost will for a really capable one will be around $150. If your child is going to a Windows school - a good Windows laptop will cost around $199. Yet another medical bill shock. In mid and large size communities hospital systems are expanding to gain market control, with generally 3 such systems dominating a metro.  In addition to 'roll-ups' - the buying out of smaller independent hospitals, large hospital systems buy up individual doctor practices. If the doctors choose not to sell-out, they get no referrals. When your doctor's practice is purchased by a hospital, know that is a landmine for your wallet. Clark is not an athlete but is a self-motivated fitness nut. In order to sustain an exercise program, many find they do much better as part of organized group activities. That's a hot trend right now. Many traditional fitness centers are failing (so don't pay big money upfront for a gym membership). Experiential facilities offering group classes are the rage now. This is labor-intensive for a facility and therefore expensive for consumers. If you know you need group motivation, consider your local YMCA as an affordable alternative, where classes are offered for less. Also, all over the country, there are free exercise group activities to be found. Search a site like MeetUp.com to locate a free local meetup group. Learn more about your ad choices. Visit megaphone.fm/adchoices Back to school sales have begun in much of the country. Overwhelmingly, schools have migrated to Chromebooks as the computer of choice. Chromebooks are easier to manage and maintain and are less vulnerable to viruses. No frills Chromebooks are under $100. If your child is going to a Chromebook based school, your cost will for a really capable one will be around $150. If your child is going to a Windows school - a good Windows laptop will cost around $199.

    Yet another medical bill shock. In mid and large size communities hospital systems are expanding to gain market control, with generally 3 such systems dominating a metro.  In addition to 'roll-ups' - the buying out of smaller independent hospitals, large hospital systems buy up individual doctor practices. If the doctors choose not to sell-out, they get no referrals. When your doctor's practice is purchased by a hospital, know that is a landmine for your wallet.

    Clark is not an athlete but is a self-motivated fitness nut. In order to sustain an exercise program, many find they do much better as part of organized group activities. That's a hot trend right now. Many traditional fitness centers are failing (so don't pay big money upfront for a gym membership). Experiential facilities offering group classes are the rage now. This is labor-intensive for a facility and therefore expensive for consumers. If you know you need group motivation, consider your local YMCA as an affordable alternative, where classes are offered for less. Also, all over the country, there are free exercise group activities to be found. Search a site like MeetUp.com to locate a free local meetup group.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     7.30.19 Buying term life insurance; Clark shares an inspiring story; Rules for financial freedom There's much confusion surrounding life insurance - Who needs it? How much? How do you go about buying it? Only ultra-high income earners might be candidates for whole life. Avoid universal life and variable universal life -  those are recipes for disaster.  Most people should have level term life, wherein the premiums do not change for the term of the insurance. The purpose is the replacement of income to provide for loved ones. Term life only pays in case of death and is easy to comparison shop for and buy. In the midst of seaside nuptials, a distress call occurs. A teen surfer is being dragged out to sea, as 2 others attempt a rescue. Groom Zack Edwards, a Coast Guard member, springs into action. All make it safely back to shore. Link to the video at Clark.com. Often we only get the bad news. Zack Edwards made the decision to risk his life for others. What do you want to achieve? What's important to you? The FIRE movement is getting backlash today against people who've set the goal to retire early by saving maximum money to do what they want in early retirement. Have the goal. Track your spending. Paying with cash makes for more mindful spending. For those who can't get spending under control, living on a cash basis only drastically reduces spending. Make sure to automate savings into your retirement accounts. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 30 Jul 2019 21:00:00 -0000 full Clark Howard Buying term life insurance; Clark shares an inspiring story; Rules for financial freedom There's much confusion surrounding life insurance - Who needs it? How much? How do you go about buying it? Only ultra-high income earners might be candidates for whole life. Avoid universal life and variable universal life -  those are recipes for disaster.  Most people should have level term life, wherein the premiums do not change for the term of the insurance. The purpose is the replacement of income to provide for loved ones. Term life only pays in case of death and is easy to comparison shop for and buy. In the midst of seaside nuptials, a distress call occurs. A teen surfer is being dragged out to sea, as 2 others attempt a rescue. Groom Zack Edwards, a Coast Guard member, springs into action. All make it safely back to shore. Link to the video at Clark.com. Often we only get the bad news. Zack Edwards made the decision to risk his life for others. What do you want to achieve? What's important to you? The FIRE movement is getting backlash today against people who've set the goal to retire early by saving maximum money to do what they want in early retirement. Have the goal. Track your spending. Paying with cash makes for more mindful spending. For those who can't get spending under control, living on a cash basis only drastically reduces spending. Make sure to automate savings into your retirement accounts. Learn more about your ad choices. Visit megaphone.fm/adchoices There's much confusion surrounding life insurance - Who needs it? How much? How do you go about buying it? Only ultra-high income earners might be candidates for whole life. Avoid universal life and variable universal life -  those are recipes for disaster.  Most people should have level term life, wherein the premiums do not change for the term of the insurance. The purpose is the replacement of income to provide for loved ones. Term life only pays in case of death and is easy to comparison shop for and buy.

    In the midst of seaside nuptials, a distress call occurs. A teen surfer is being dragged out to sea, as 2 others attempt a rescue. Groom Zack Edwards, a Coast Guard member, springs into action. All make it safely back to shore. Link to the video at Clark.com. Often we only get the bad news. Zack Edwards made the decision to risk his life for others.

    What do you want to achieve? What's important to you? The FIRE movement is getting backlash today against people who've set the goal to retire early by saving maximum money to do what they want in early retirement. Have the goal. Track your spending. Paying with cash makes for more mindful spending. For those who can't get spending under control, living on a cash basis only drastically reduces spending. Make sure to automate savings into your retirement accounts.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2313     7.29.19 More people are ditching home internet; Watch out for these fake charges; You might actually need flood insurance The cost of home broadband has gotten so expensive and more consumers are disconnecting home internet in favor of cell phone Wi-Fi. USA Today reports 40% are using cell phone internet exclusively now for service. They're finding that it works out fine.  On cell phones, people don't have to worry about data overages. Some carriers may impose network management for those who've used a lot of data that month and find themselves in congested areas, by crawling service till the next billing cycle. But there's no overage. This is a great alternative to paying huge money to a cable monopoly for home internet service. The simple scam hitting millions of us is an easy rip-off to watch out for.  Consumer warning: What you don't notice on your monthly bills can cost you. While a big bank looked the other way, criminals stole untold hundreds of millions from consumers. The bank had sold all the credit card numbers in their portfolio to crooks who put fake charges through monthly for 3 years. The bank played dumb and 93% of consumers never noticed fake charges hitting them every single month. The worst part is that the criminals are heavily targeting debit card users. If you don't notice immediately a fraudulent debit, you don't have the rights that come with credit cards. The money is gone forever even if your bank acknowledges the fraud. You're out the money. It's up to you every month to look through credit and debit charges. If something doesn't look right - dispute it. Much of the country has seen devastating flooding. Even outside federally designated flood zones there is risk. Facing that risk is vital.  By FEMA's own admission, current flood maps are out of date and incomplete around the country. 3 additional factors: rising sea levels, development replacing ground cover with asphalt and increasingly severe weather patterns - are putting more properties at risk of flooding. The Midwest is suffering mightily from extreme flooding, devastating the lives and finances of many. The terms "1000, 500 and 100 year floods' refer to specific math formulas and are not to be taken literally. Be realistic. If you can see development above you, you could be a sitting duck for flooding, which regular insurance does not cover. Check prices at Floodsmart.gov. If you're in a low risk area, the premiums vs the coverage are reasonable - a few hundred a year in a low risk area for around $250,000 in coverage.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Jul 2019 21:00:00 -0000 full Clark Howard More people are ditching home internet; Watch out for these fake charges; You might actually need flood insurance The cost of home broadband has gotten so expensive and more consumers are disconnecting home internet in favor of cell phone Wi-Fi. USA Today reports 40% are using cell phone internet exclusively now for service. They're finding that it works out fine.  On cell phones, people don't have to worry about data overages. Some carriers may impose network management for those who've used a lot of data that month and find themselves in congested areas, by crawling service till the next billing cycle. But there's no overage. This is a great alternative to paying huge money to a cable monopoly for home internet service. The simple scam hitting millions of us is an easy rip-off to watch out for.  Consumer warning: What you don't notice on your monthly bills can cost you. While a big bank looked the other way, criminals stole untold hundreds of millions from consumers. The bank had sold all the credit card numbers in their portfolio to crooks who put fake charges through monthly for 3 years. The bank played dumb and 93% of consumers never noticed fake charges hitting them every single month. The worst part is that the criminals are heavily targeting debit card users. If you don't notice immediately a fraudulent debit, you don't have the rights that come with credit cards. The money is gone forever even if your bank acknowledges the fraud. You're out the money. It's up to you every month to look through credit and debit charges. If something doesn't look right - dispute it. Much of the country has seen devastating flooding. Even outside federally designated flood zones there is risk. Facing that risk is vital.  By FEMA's own admission, current flood maps are out of date and incomplete around the country. 3 additional factors: rising sea levels, development replacing ground cover with asphalt and increasingly severe weather patterns - are putting more properties at risk of flooding. The Midwest is suffering mightily from extreme flooding, devastating the lives and finances of many. The terms "1000, 500 and 100 year floods' refer to specific math formulas and are not to be taken literally. Be realistic. If you can see development above you, you could be a sitting duck for flooding, which regular insurance does not cover. Check prices at Floodsmart.gov. If you're in a low risk area, the premiums vs the coverage are reasonable - a few hundred a year in a low risk area for around $250,000 in coverage.  Learn more about your ad choices. Visit megaphone.fm/adchoices The cost of home broadband has gotten so expensive and more consumers are disconnecting home internet in favor of cell phone Wi-Fi. USA Today reports 40% are using cell phone internet exclusively now for service. They're finding that it works out fine.  On cell phones, people don't have to worry about data overages. Some carriers may impose network management for those who've used a lot of data that month and find themselves in congested areas, by crawling service till the next billing cycle. But there's no overage. This is a great alternative to paying huge money to a cable monopoly for home internet service.

    The simple scam hitting millions of us is an easy rip-off to watch out for.  Consumer warning: What you don't notice on your monthly bills can cost you. While a big bank looked the other way, criminals stole untold hundreds of millions from consumers. The bank had sold all the credit card numbers in their portfolio to crooks who put fake charges through monthly for 3 years. The bank played dumb and 93% of consumers never noticed fake charges hitting them every single month. The worst part is that the criminals are heavily targeting debit card users. If you don't notice immediately a fraudulent debit, you don't have the rights that come with credit cards. The money is gone forever even if your bank acknowledges the fraud. You're out the money. It's up to you every month to look through credit and debit charges. If something doesn't look right - dispute it.

    Much of the country has seen devastating flooding. Even outside federally designated flood zones there is risk. Facing that risk is vital.  By FEMA's own admission, current flood maps are out of date and incomplete around the country. 3 additional factors: rising sea levels, development replacing ground cover with asphalt and increasingly severe weather patterns - are putting more properties at risk of flooding. The Midwest is suffering mightily from extreme flooding, devastating the lives and finances of many. The terms "1000, 500 and 100 year floods' refer to specific math formulas and are not to be taken literally. Be realistic. If you can see development above you, you could be a sitting duck for flooding, which regular insurance does not cover. Check prices at Floodsmart.gov. If you're in a low risk area, the premiums vs the coverage are reasonable - a few hundred a year in a low risk area for around $250,000 in coverage. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     7.26.19 The app stores are ripping people off; Clark Stinks The app Tinder has changed the way you pay for its services because Google Play charges apps a WAY too much money; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 26 Jul 2019 21:00:00 -0000 full Clark Howard The app stores are ripping people off; Clark Stinks The app Tinder has changed the way you pay for its services because Google Play charges apps a WAY too much money; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices The app Tinder has changed the way you pay for its services because Google Play charges apps a WAY too much money; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     7.25.19 Solar power becoming a slam dunk decision; Kids with credit cards? Oh no; Ditch your big bank for a better online one Solar prices have plummeted. More consumers should strongly be considering purchasing whole-home solar; Almost 20% of kids carry a credit card. That is incredibly dangerous; You should strongly consider changing banks. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 25 Jul 2019 21:00:00 -0000 full Clark Howard Solar power becoming a slam dunk decision; Kids with credit cards? Oh no; Ditch your big bank for a better online one Solar prices have plummeted. More consumers should strongly be considering purchasing whole-home solar; Almost 20% of kids carry a credit card. That is incredibly dangerous; You should strongly consider changing banks. Learn more about your ad choices. Visit megaphone.fm/adchoices Solar prices have plummeted. More consumers should strongly be considering purchasing whole-home solar; Almost 20% of kids carry a credit card. That is incredibly dangerous; You should strongly consider changing banks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     7.24.19 T-Mobile merger details; Don't trust anonymous surveys; When should you call customer service? The T-Mobile merger is likely to be approved very soon. And it's not all that bad as it turns out; Don't take "anonymous" surveys that your work sends you. You aren't really anonymous; Clark tells you when to call customer service to avoid waiting forever for help. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 24 Jul 2019 21:00:00 -0000 full Clark Howard T-Mobile merger details; Don't trust anonymous surveys; When should you call customer service? The T-Mobile merger is likely to be approved very soon. And it's not all that bad as it turns out; Don't take "anonymous" surveys that your work sends you. You aren't really anonymous; Clark tells you when to call customer service to avoid waiting forever for help. Learn more about your ad choices. Visit megaphone.fm/adchoices The T-Mobile merger is likely to be approved very soon. And it's not all that bad as it turns out; Don't take "anonymous" surveys that your work sends you. You aren't really anonymous; Clark tells you when to call customer service to avoid waiting forever for help.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     7.23.19 Could fake grass save you money?; The CFPB sides with business over consumers; Cheap contact lenses Putting in fake grass could be better for the environment and for your wallet; The CFPB has created a co-branded card with H&R Block. The CFPB is siding with businesses now instead of consumers; It's really hard to find cheap contact lenses. Clark tells you where to shop. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 23 Jul 2019 21:00:00 -0000 full Clark Howard Could fake grass save you money?; The CFPB sides with business over consumers; Cheap contact lenses Putting in fake grass could be better for the environment and for your wallet; The CFPB has created a co-branded card with H&R Block. The CFPB is siding with businesses now instead of consumers; It's really hard to find cheap contact lenses. Clark tells you where to shop. Learn more about your ad choices. Visit megaphone.fm/adchoices Putting in fake grass could be better for the environment and for your wallet; The CFPB has created a co-branded card with H&R Block. The CFPB is siding with businesses now instead of consumers; It's really hard to find cheap contact lenses. Clark tells you where to shop.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     7.22.19 Equifax settlement reached; School lunch madness; Best payment apps Clark tells you what you need to know about the Equifax data-breach settlement; One school district threatens parents over unpaid lunch money; Consumer Reports rates the best (and worst) payment apps Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Jul 2019 21:00:00 -0000 full Clark Howard Equifax settlement reached; School lunch madness; Best payment apps Clark tells you what you need to know about the Equifax data-breach settlement; One school district threatens parents over unpaid lunch money; Consumer Reports rates the best (and worst) payment apps Learn more about your ad choices. Visit megaphone.fm/adchoices Clark tells you what you need to know about the Equifax data-breach settlement; One school district threatens parents over unpaid lunch money; Consumer Reports rates the best (and worst) payment apps

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2327     7.19.19 Surf the web without being extensively tracked; Clark Stinks Google's Chrome browser is tracking you more than you realize. Clark gives thoughts on searching and browsing and not being tracked; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 19 Jul 2019 21:00:00 -0000 full Clark Howard Surf the web without being extensively tracked; Clark Stinks Google's Chrome browser is tracking you more than you realize. Clark gives thoughts on searching and browsing and not being tracked; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Google's Chrome browser is tracking you more than you realize. Clark gives thoughts on searching and browsing and not being tracked; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     7.18.19 Microchip implants are here ; Lawsuit over deceptive hotel fees; Discount prescription drug tool The Swedes are getting microchip implants to pay for things; Marriott has been sued over astronomically high and deceptive resort fees; Check out this prescription drug tool that could save you money Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 18 Jul 2019 21:00:00 -0000 full Clark Howard Microchip implants are here ; Lawsuit over deceptive hotel fees; Discount prescription drug tool The Swedes are getting microchip implants to pay for things; Marriott has been sued over astronomically high and deceptive resort fees; Check out this prescription drug tool that could save you money Learn more about your ad choices. Visit megaphone.fm/adchoices The Swedes are getting microchip implants to pay for things; Marriott has been sued over astronomically high and deceptive resort fees; Check out this prescription drug tool that could save you money

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     7.17.19 Fidelity slashes expenses again; Beware the popular Face app; What to know when moving Fidelity is taking their fees even lower; The viral Face app has some terrible terms and conditions that you need to know about before using it; Moving is full of potential pitfalls. Clark tells you what you need to know first. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 17 Jul 2019 21:00:00 -0000 full Clark Howard Fidelity slashes expenses again; Beware the popular Face app; What to know when moving Fidelity is taking their fees even lower; The viral Face app has some terrible terms and conditions that you need to know about before using it; Moving is full of potential pitfalls. Clark tells you what you need to know first. Learn more about your ad choices. Visit megaphone.fm/adchoices Fidelity is taking their fees even lower; The viral Face app has some terrible terms and conditions that you need to know about before using it; Moving is full of potential pitfalls. Clark tells you what you need to know first.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2332     7.16.19 Credit card companies cutting benefits; Ford transmission issues; Consumer debt at all-time high Credit card companies are torching the secondary benefits that they offer their customers; A lot of Ford Focus' and Fiesta's have major transmission issues; Consumer debt is at an all-time high...which is scary considering how good the economy has been. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 16 Jul 2019 21:00:00 -0000 full Clark Howard Credit card companies cutting benefits; Ford transmission issues; Consumer debt at all-time high Credit card companies are torching the secondary benefits that they offer their customers; A lot of Ford Focus' and Fiesta's have major transmission issues; Consumer debt is at an all-time high...which is scary considering how good the economy has been. Learn more about your ad choices. Visit megaphone.fm/adchoices Credit card companies are torching the secondary benefits that they offer their customers; A lot of Ford Focus' and Fiesta's have major transmission issues; Consumer debt is at an all-time high...which is scary considering how good the economy has been.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2313     7.15.19 Smart speakers spying; Watch out for this new credit card scam; Texas makes college free for some Google smart speakers are ALSO spying on you. Know what you are getting into before you buy; Clark tells you what to watch out for with this new credit card scam phone call; Texas makes a college education at UT free for some low income families. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Jul 2019 20:55:45 -0000 full Clark Howard Smart speakers spying; Watch out for this new credit card scam; Texas makes college free for some Google smart speakers are ALSO spying on you. Know what you are getting into before you buy; Clark tells you what to watch out for with this new credit card scam phone call; Texas makes a college education at UT free for some low income families. Learn more about your ad choices. Visit megaphone.fm/adchoices Google smart speakers are ALSO spying on you. Know what you are getting into before you buy; Clark tells you what to watch out for with this new credit card scam phone call; Texas makes a college education at UT free for some low income families.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     7.12.19 Watch out for credit card companies lowering limits; Clark Stinks Credit card companies are lowering the limits of their customers at random. Clark tells you how to protect yourself; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 12 Jul 2019 21:00:00 -0000 full Clark Howard Watch out for credit card companies lowering limits; Clark Stinks Credit card companies are lowering the limits of their customers at random. Clark tells you how to protect yourself; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Credit card companies are lowering the limits of their customers at random. Clark tells you how to protect yourself; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     7.11.19 New confusing W-4 form; Freaky blood transfusion scam; Obesity rate tumbling What to do with the new (and confusing) W-4 income tax form; FDA warns about pricey blood transfusion company; The obesity rate is declining amongst American children. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 11 Jul 2019 21:00:00 -0000 full Clark Howard New confusing W-4 form; Freaky blood transfusion scam; Obesity rate tumbling What to do with the new (and confusing) W-4 income tax form; FDA warns about pricey blood transfusion company; The obesity rate is declining amongst American children. Learn more about your ad choices. Visit megaphone.fm/adchoices What to do with the new (and confusing) W-4 income tax form; FDA warns about pricey blood transfusion company; The obesity rate is declining amongst American children.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2295     7.10.19 New CVS health hubs; Wells Fargo cheated their auto loan customers; Fall travel deals on the way CVS is launching new "health hubs" in multiple cities which could change the way we folks receive healthcare; Wells Fargo is under fire again for having cheated their auto loan customers by signing them up for insurance that they didn't request; Fall travel deals are looking GOOD! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 10 Jul 2019 21:00:00 -0000 full Clark Howard New CVS health hubs; Wells Fargo cheated their auto loan customers; Fall travel deals on the way CVS is launching new "health hubs" in multiple cities which could change the way we folks receive healthcare; Wells Fargo is under fire again for having cheated their auto loan customers by signing them up for insurance that they didn't request; Fall travel deals are looking GOOD! Learn more about your ad choices. Visit megaphone.fm/adchoices CVS is launching new "health hubs" in multiple cities which could change the way we folks receive healthcare; Wells Fargo is under fire again for having cheated their auto loan customers by signing them up for insurance that they didn't request; Fall travel deals are looking GOOD!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2289     7.9.19 When car brands no longer exist; Beware USB charging ports; Finding a good side hustle What do you do if you own a car that is no longer being manufactured?; USB charging ports, especially in high traffic areas like airports, pose a new threat to your phone and personal information; How can you find a good side hustle? There's a new site to help you with that. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 Jul 2019 21:00:00 -0000 full Clark Howard When car brands no longer exist; Beware USB charging ports; Finding a good side hustle What do you do if you own a car that is no longer being manufactured?; USB charging ports, especially in high traffic areas like airports, pose a new threat to your phone and personal information; How can you find a good side hustle? There's a new site to help you with that. Learn more about your ad choices. Visit megaphone.fm/adchoices What do you do if you own a car that is no longer being manufactured?; USB charging ports, especially in high traffic areas like airports, pose a new threat to your phone and personal information; How can you find a good side hustle? There's a new site to help you with that.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2298     7.8.19 Why you need a dash cam; Getting compensation for airline delays; Personal finance education comes to Harvard Dash cams are cheap insurance. They can provide invaluable evidence in the case of an accident; Clark talks about how you get compensated by airlines in the event of delay; Personal finance education is coming to Ivy League schools like Harvard.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Jul 2019 21:00:00 -0000 full Clark Howard Why you need a dash cam; Getting compensation for airline delays; Personal finance education comes to Harvard Dash cams are cheap insurance. They can provide invaluable evidence in the case of an accident; Clark talks about how you get compensated by airlines in the event of delay; Personal finance education is coming to Ivy League schools like Harvard.  Learn more about your ad choices. Visit megaphone.fm/adchoices Dash cams are cheap insurance. They can provide invaluable evidence in the case of an accident; Clark talks about how you get compensated by airlines in the event of delay; Personal finance education is coming to Ivy League schools like Harvard. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     7.5.19 Where people go when housing gets too expensive; Cheaper phone calls from prison Some folks in San Francisco are living on boats. Others are making difficult choices about where to live in certain expensive housing markets; Prisons have profited off of prisoner phone calls for too long. Some states and municipalities are starting to make it easier and cheaper for prisoners to stay in touch with their loved ones. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 Jul 2019 21:00:00 -0000 full Clark Howard Where people go when housing gets too expensive; Cheaper phone calls from prison Some folks in San Francisco are living on boats. Others are making difficult choices about where to live in certain expensive housing markets; Prisons have profited off of prisoner phone calls for too long. Some states and municipalities are starting to make it easier and cheaper for prisoners to stay in touch with their loved ones. Learn more about your ad choices. Visit megaphone.fm/adchoices Some folks in San Francisco are living on boats. Others are making difficult choices about where to live in certain expensive housing markets; Prisons have profited off of prisoner phone calls for too long. Some states and municipalities are starting to make it easier and cheaper for prisoners to stay in touch with their loved ones.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     7.4.19 Financing a car in the current interest rate environment; How to navigate a job search later in life How should you go about financing a car purchase - especially in this current interest rate environment?; Navigating the world of job hunting can be difficult, especially as you get further along in your career. Clark has some advice to consider. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 04 Jul 2019 21:00:00 -0000 full Clark Howard Financing a car in the current interest rate environment; How to navigate a job search later in life How should you go about financing a car purchase - especially in this current interest rate environment?; Navigating the world of job hunting can be difficult, especially as you get further along in your career. Clark has some advice to consider. Learn more about your ad choices. Visit megaphone.fm/adchoices How should you go about financing a car purchase - especially in this current interest rate environment?; Navigating the world of job hunting can be difficult, especially as you get further along in your career. Clark has some advice to consider.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     7.3.19 3D printing replacement car parts; Fake kidnapping scams on the rise 3D printing replacement car parts is becoming a more common thing - and could lower the cost of car repairs in the future; Fake kidnapping scams are becoming more common. Clark tells you what to look out for. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 03 Jul 2019 21:00:00 -0000 full Clark Howard 3D printing replacement car parts; Fake kidnapping scams on the rise 3D printing replacement car parts is becoming a more common thing - and could lower the cost of car repairs in the future; Fake kidnapping scams are becoming more common. Clark tells you what to look out for. Learn more about your ad choices. Visit megaphone.fm/adchoices 3D printing replacement car parts is becoming a more common thing - and could lower the cost of car repairs in the future; Fake kidnapping scams are becoming more common. Clark tells you what to look out for.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2313     7.2.19 How to complain about credit bureau issues; Your privacy at stake while shopping You have to know where to go to complain when you have issues with a credit bureau; Brick and mortar stores are tracking you while you are shopping.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 02 Jul 2019 21:00:00 -0000 full Clark Howard How to complain about credit bureau issues; Your privacy at stake while shopping You have to know where to go to complain when you have issues with a credit bureau; Brick and mortar stores are tracking you while you are shopping.  Learn more about your ad choices. Visit megaphone.fm/adchoices You have to know where to go to complain when you have issues with a credit bureau; Brick and mortar stores are tracking you while you are shopping. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2304     7.1.19 Amazon unhappy about negative reviews; Why backseats aren't as safe as they used to be Amazon doesn't like people saying that its review system harbors many spam reviews. Clark tells you how to discern the review system as you shop; Backseats aren't as safe as they used to be. And your child might actually be safer in many front passenger seats. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Jul 2019 21:00:00 -0000 full Clark Howard Amazon unhappy about negative reviews; Why backseats aren't as safe as they used to be Amazon doesn't like people saying that its review system harbors many spam reviews. Clark tells you how to discern the review system as you shop; Backseats aren't as safe as they used to be. And your child might actually be safer in many front passenger seats. Learn more about your ad choices. Visit megaphone.fm/adchoices Amazon doesn't like people saying that its review system harbors many spam reviews. Clark tells you how to discern the review system as you shop; Backseats aren't as safe as they used to be. And your child might actually be safer in many front passenger seats.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     6.28.19 Blue collar workers receiving better treatment; Clark Stinks Blue collar workers receiving better perks on many job sites these days; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 28 Jun 2019 21:00:00 -0000 full Clark Howard Blue collar workers receiving better treatment; Clark Stinks Blue collar workers receiving better perks on many job sites these days; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Blue collar workers receiving better perks on many job sites these days; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     6.27.19 Non-compete clauses are awful; 55% of Americans have a credit card balance; Major medical advances in 3-d printing Non-compete clauses are really bad - yet they are still pervasive; SO many Americans are running a monthly credit card balance. That's not good!; 3-d printing is having wide-ranging impacts in the field of medicine.  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 27 Jun 2019 21:00:00 -0000 full Clark Howard Non-compete clauses are awful; 55% of Americans have a credit card balance; Major medical advances in 3-d printing Non-compete clauses are really bad - yet they are still pervasive; SO many Americans are running a monthly credit card balance. That's not good!; 3-d printing is having wide-ranging impacts in the field of medicine.  Learn more about your ad choices. Visit megaphone.fm/adchoices Non-compete clauses are really bad - yet they are still pervasive; SO many Americans are running a monthly credit card balance. That's not good!; 3-d printing is having wide-ranging impacts in the field of medicine. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     6.26.19 How to become a 401k millionaire; Cryptocurrency scams; Carry on bag rules Clark talks about how you too can become a 401k millionaire - and why a Roth 401k might be your best bet on the way; Watch out for crypto scams that are proliferating; Carry on bag rules are a nuisance. Clark tells you how to save money and get around most of them. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 26 Jun 2019 21:00:00 -0000 full Clark Howard How to become a 401k millionaire; Cryptocurrency scams; Carry on bag rules Clark talks about how you too can become a 401k millionaire - and why a Roth 401k might be your best bet on the way; Watch out for crypto scams that are proliferating; Carry on bag rules are a nuisance. Clark tells you how to save money and get around most of them. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about how you too can become a 401k millionaire - and why a Roth 401k might be your best bet on the way; Watch out for crypto scams that are proliferating; Carry on bag rules are a nuisance. Clark tells you how to save money and get around most of them.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2323     6.25.19 Consumer Reports car buying service; Social security imposter scams; Debit cards on campus Clark discusses the Consumer Reports car buying service and whether or not you should check it out; Watch out for social security imposter scams; Debit cards are a major risk for college students. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 25 Jun 2019 21:00:00 -0000 full Clark Howard Consumer Reports car buying service; Social security imposter scams; Debit cards on campus Clark discusses the Consumer Reports car buying service and whether or not you should check it out; Watch out for social security imposter scams; Debit cards are a major risk for college students. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the Consumer Reports car buying service and whether or not you should check it out; Watch out for social security imposter scams; Debit cards are a major risk for college students.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2313     6.24.19 Apartment complexes lending money; Excessive hospital billing; Fintech tools to help elderly parents Some apartment complexes are now lending money to young folks that can't afford rent; Some hospitals are billing insurance companies a LOT more than Medicare; Clark talks about new fintech tools that can help you keep up with what is actually going on with your elderly parents. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Jun 2019 21:00:00 -0000 full Clark Howard Apartment complexes lending money; Excessive hospital billing; Fintech tools to help elderly parents Some apartment complexes are now lending money to young folks that can't afford rent; Some hospitals are billing insurance companies a LOT more than Medicare; Clark talks about new fintech tools that can help you keep up with what is actually going on with your elderly parents. Learn more about your ad choices. Visit megaphone.fm/adchoices Some apartment complexes are now lending money to young folks that can't afford rent; Some hospitals are billing insurance companies a LOT more than Medicare; Clark talks about new fintech tools that can help you keep up with what is actually going on with your elderly parents.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     6.22.19 Special Episode: Clark answers your investment and retirement planning questions From Clark: "I get so many investing questions that I wanted to created a special episode where we can drill down to your specific questions about investing. That's why we created this special episode." Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 22 Jun 2019 16:00:00 -0000 full Clark Howard Special Episode: Clark answers your investment and retirement planning questions From Clark: "I get so many investing questions that I wanted to created a special episode where we can drill down to your specific questions about investing. That's why we created this special episode." Learn more about your ad choices. Visit megaphone.fm/adchoices From Clark: "I get so many investing questions that I wanted to created a special episode where we can drill down to your specific questions about investing. That's why we created this special episode."

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2157     6.21.19 Americans growing more concerned about smart speakers; Clark Stinks Smart speakers seem to be losing some of their appeal to Americans - and this might be because of the privacy concerns associated with them. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 21 Jun 2019 21:00:00 -0000 full Clark Howard Americans growing more concerned about smart speakers; Clark Stinks Smart speakers seem to be losing some of their appeal to Americans - and this might be because of the privacy concerns associated with them. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Smart speakers seem to be losing some of their appeal to Americans - and this might be because of the privacy concerns associated with them. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     6.20.19 Bogus credit card fees; Privacy policies are impossible to read; Watch out for 'scam' health insurance plans Clark talks with David Lazarus of the LA Times about a bogus credit card fee that Citi has been charging one customer for YEARS; Privacy policies are too long and too hard to read. That needs to end; Watch out for companies trying to sell you non-compliant health insurance plans Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 20 Jun 2019 21:00:00 -0000 full Clark Howard Bogus credit card fees; Privacy policies are impossible to read; Watch out for 'scam' health insurance plans Clark talks with David Lazarus of the LA Times about a bogus credit card fee that Citi has been charging one customer for YEARS; Privacy policies are too long and too hard to read. That needs to end; Watch out for companies trying to sell you non-compliant health insurance plans Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks with David Lazarus of the LA Times about a bogus credit card fee that Citi has been charging one customer for YEARS; Privacy policies are too long and too hard to read. That needs to end; Watch out for companies trying to sell you non-compliant health insurance plans

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     6.19.19 Facebook's new cryptocurrenty - Libra; Buying Insulin in Canada; Climate initiative rollbacks Clark discusses what the new Facebook backed cryptocurrency means to consumers; Because of the astronomical prices of Insulin in the states, many are turning to Canada for their Insulin needs; Will the climate initiative rollbacks have negative consequences? Unlikely. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 19 Jun 2019 21:00:00 -0000 full Clark Howard Facebook's new cryptocurrenty - Libra; Buying Insulin in Canada; Climate initiative rollbacks Clark discusses what the new Facebook backed cryptocurrency means to consumers; Because of the astronomical prices of Insulin in the states, many are turning to Canada for their Insulin needs; Will the climate initiative rollbacks have negative consequences? Unlikely. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses what the new Facebook backed cryptocurrency means to consumers; Because of the astronomical prices of Insulin in the states, many are turning to Canada for their Insulin needs; Will the climate initiative rollbacks have negative consequences? Unlikely.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     6.18.19 Discover eliminates banking fees; Google calendar scam; Cheaper grocery delivery Discover is eliminating all banking fees. Woo hoo!; Watch out for this Google Calendar scam. Clark discusses how you can change your settings to make it harder to get scammed; Walmart has just launched really inexpensive grocery delivery.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 18 Jun 2019 21:00:00 -0000 full Clark Howard Discover eliminates banking fees; Google calendar scam; Cheaper grocery delivery Discover is eliminating all banking fees. Woo hoo!; Watch out for this Google Calendar scam. Clark discusses how you can change your settings to make it harder to get scammed; Walmart has just launched really inexpensive grocery delivery.  Learn more about your ad choices. Visit megaphone.fm/adchoices Discover is eliminating all banking fees. Woo hoo!; Watch out for this Google Calendar scam. Clark discusses how you can change your settings to make it harder to get scammed; Walmart has just launched really inexpensive grocery delivery. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     6.17.19 SIM card hijacking is a major problem; Drug manufacturers sue over pricing rule; Cars becoming safer Criminals are taking over your phone and stealing your information and money. Clark tells you what to do about this major new crime; Drug manufacturers are upset about the new up-front pricing rule; Car safety features are improving at a rapid clip. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Jun 2019 21:06:58 -0000 full Clark Howard SIM card hijacking is a major problem; Drug manufacturers sue over pricing rule; Cars becoming safer Criminals are taking over your phone and stealing your information and money. Clark tells you what to do about this major new crime; Drug manufacturers are upset about the new up-front pricing rule; Car safety features are improving at a rapid clip. Learn more about your ad choices. Visit megaphone.fm/adchoices Criminals are taking over your phone and stealing your information and money. Clark tells you what to do about this major new crime; Drug manufacturers are upset about the new up-front pricing rule; Car safety features are improving at a rapid clip.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     6.14.19 Resort fees are outrageous but Booking.com is taking a stance; Clark Stinks Booking.com is attempting to crack down on resort fees that have run amok. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 14 Jun 2019 21:00:00 -0000 full Clark Howard Resort fees are outrageous but Booking.com is taking a stance; Clark Stinks Booking.com is attempting to crack down on resort fees that have run amok. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Booking.com is attempting to crack down on resort fees that have run amok. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     6.13.19 Samsung releasing cheaper phones; Timeshare exit company scams; Reverse mortgages are really bad Samsung is releasing a line of great phones at a price point that is incredibly affordable; There are many reasons to beware of timeshare exit companies; Reverse mortgages are not good. Clark tells you just how bad they can be. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 13 Jun 2019 21:00:00 -0000 full Clark Howard Samsung releasing cheaper phones; Timeshare exit company scams; Reverse mortgages are really bad Samsung is releasing a line of great phones at a price point that is incredibly affordable; There are many reasons to beware of timeshare exit companies; Reverse mortgages are not good. Clark tells you just how bad they can be. Learn more about your ad choices. Visit megaphone.fm/adchoices Samsung is releasing a line of great phones at a price point that is incredibly affordable; There are many reasons to beware of timeshare exit companies; Reverse mortgages are not good. Clark tells you just how bad they can be.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     6.12.19 Dollar Tree raising prices; Massive issues with Zelle app; Facial recognition comes with privacy concerns Dollar Tree is having to raise prices in some of its stores because of tariffs; Beware when using the Zelle app because scams are proliferating which can use your Zelle login to raid your bank account; Facial recognition is growing in popularity - especially in China. But there are some massive privacy concerns happening here in the United States when it comes to using facial recognition. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 12 Jun 2019 21:00:00 -0000 full Clark Howard Dollar Tree raising prices; Massive issues with Zelle app; Facial recognition comes with privacy concerns Dollar Tree is having to raise prices in some of its stores because of tariffs; Beware when using the Zelle app because scams are proliferating which can use your Zelle login to raid your bank account; Facial recognition is growing in popularity - especially in China. But there are some massive privacy concerns happening here in the United States when it comes to using facial recognition. Learn more about your ad choices. Visit megaphone.fm/adchoices Dollar Tree is having to raise prices in some of its stores because of tariffs; Beware when using the Zelle app because scams are proliferating which can use your Zelle login to raid your bank account; Facial recognition is growing in popularity - especially in China. But there are some massive privacy concerns happening here in the United States when it comes to using facial recognition.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2326     6.11.19 Amazon offering a secured credit card; Burger King Impossible Burger snafu; Gas prices are dipping Amazon is offering a secured credit card for its customers that don't have great credit; Burger King was selling Impossible Burgers in NY even though they hadn't launched Impossible Burgers in NY yet; Gas prices are dipping and have gone below the $2 threshold in the lowest cost states. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 11 Jun 2019 21:00:00 -0000 full Clark Howard Amazon offering a secured credit card; Burger King Impossible Burger snafu; Gas prices are dipping Amazon is offering a secured credit card for its customers that don't have great credit; Burger King was selling Impossible Burgers in NY even though they hadn't launched Impossible Burgers in NY yet; Gas prices are dipping and have gone below the $2 threshold in the lowest cost states. Learn more about your ad choices. Visit megaphone.fm/adchoices Amazon is offering a secured credit card for its customers that don't have great credit; Burger King was selling Impossible Burgers in NY even though they hadn't launched Impossible Burgers in NY yet; Gas prices are dipping and have gone below the $2 threshold in the lowest cost states.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     6.10.19 Stopping cell phone robocalls; Quest labs data breach; Misleading broker labels The FCC has just made it easier for the major cell phone companies to curb robocalling; The private data of millions of Americans were just made public through a data breach; The SEC has just voted to allow misleading labels for brokers. Clark is not a fan.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Jun 2019 21:00:00 -0000 full Clark Howard Stopping cell phone robocalls; Quest labs data breach; Misleading broker labels The FCC has just made it easier for the major cell phone companies to curb robocalling; The private data of millions of Americans were just made public through a data breach; The SEC has just voted to allow misleading labels for brokers. Clark is not a fan.  Learn more about your ad choices. Visit megaphone.fm/adchoices The FCC has just made it easier for the major cell phone companies to curb robocalling; The private data of millions of Americans were just made public through a data breach; The SEC has just voted to allow misleading labels for brokers. Clark is not a fan. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2326     6.7.19 What to do about uninsured motorist coverage; Clark Stinks What should you do about uninsured motorist coverage? Should you have more? Clark discusses; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 07 Jun 2019 21:00:00 -0000 full Clark Howard What to do about uninsured motorist coverage; Clark Stinks What should you do about uninsured motorist coverage? Should you have more? Clark discusses; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices What should you do about uninsured motorist coverage? Should you have more? Clark discusses; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2313     6.6.19 Reverse mortgages are awful; Teen credit card use; The high cost of basic medical care Reverse mortgages are incredibly costly and are a poor choice for almost everyone; Teen credit card use is way up. That's not good; A basic blood test can cost $11 or $1000 depending on where you go. That's insane. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 06 Jun 2019 21:00:00 -0000 full Clark Howard Reverse mortgages are awful; Teen credit card use; The high cost of basic medical care Reverse mortgages are incredibly costly and are a poor choice for almost everyone; Teen credit card use is way up. That's not good; A basic blood test can cost $11 or $1000 depending on where you go. That's insane. Learn more about your ad choices. Visit megaphone.fm/adchoices Reverse mortgages are incredibly costly and are a poor choice for almost everyone; Teen credit card use is way up. That's not good; A basic blood test can cost $11 or $1000 depending on where you go. That's insane.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     6.5.19 Charter school offers incredible personal finance course; Wells Fargo shady brokers; Exercise makes people happy There's a charter school in a poor Philadelphia neighborhood that is changing the way personal finance is taught to youngsters; Wells Fargo employs a much higher swath of shady brokers than other companies do; Exercise is actually one of the highest predictors of happiness Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 05 Jun 2019 21:00:00 -0000 full Clark Howard Charter school offers incredible personal finance course; Wells Fargo shady brokers; Exercise makes people happy There's a charter school in a poor Philadelphia neighborhood that is changing the way personal finance is taught to youngsters; Wells Fargo employs a much higher swath of shady brokers than other companies do; Exercise is actually one of the highest predictors of happiness Learn more about your ad choices. Visit megaphone.fm/adchoices There's a charter school in a poor Philadelphia neighborhood that is changing the way personal finance is taught to youngsters; Wells Fargo employs a much higher swath of shady brokers than other companies do; Exercise is actually one of the highest predictors of happiness

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2287     6.4.19 Where the jobs are; Police donation scam; Credit card losses are piling up There are some new stats out on where the best jobs are; Watch out for this police donation scam. Your money doesn't actually go to help officers; Bad debts are increasing and many Americans are increasing their levels of credit card indebtedness.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 04 Jun 2019 21:00:00 -0000 full Clark Howard Where the jobs are; Police donation scam; Credit card losses are piling up There are some new stats out on where the best jobs are; Watch out for this police donation scam. Your money doesn't actually go to help officers; Bad debts are increasing and many Americans are increasing their levels of credit card indebtedness.  Learn more about your ad choices. Visit megaphone.fm/adchoices There are some new stats out on where the best jobs are; Watch out for this police donation scam. Your money doesn't actually go to help officers; Bad debts are increasing and many Americans are increasing their levels of credit card indebtedness. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2304     6.3.19 Prices now change constantly; debt settlement scams; How funerals are changing Prices are now in constant flux. Clark discusses how to shop online in light of this new reality; Debt settlement firms promise a lot but deliver very little; Funerals are changing. Many are changing the focus to celebrations of life. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Jun 2019 21:00:00 -0000 full Clark Howard Prices now change constantly; debt settlement scams; How funerals are changing Prices are now in constant flux. Clark discusses how to shop online in light of this new reality; Debt settlement firms promise a lot but deliver very little; Funerals are changing. Many are changing the focus to celebrations of life. Learn more about your ad choices. Visit megaphone.fm/adchoices Prices are now in constant flux. Clark discusses how to shop online in light of this new reality; Debt settlement firms promise a lot but deliver very little; Funerals are changing. Many are changing the focus to celebrations of life.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2298     5.31.19 Is a Tesla cheaper than a Camry?; Pay TV is losing massive numbers of subscribers A Tesla is actually cheaper to own than a Camry when you consider the total cost of ownership; Cable and satellite companies are losing lots of subscribers. Streaming for the win! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 31 May 2019 21:00:00 -0000 full Clark Howard Is a Tesla cheaper than a Camry?; Pay TV is losing massive numbers of subscribers A Tesla is actually cheaper to own than a Camry when you consider the total cost of ownership; Cable and satellite companies are losing lots of subscribers. Streaming for the win! Learn more about your ad choices. Visit megaphone.fm/adchoices A Tesla is actually cheaper to own than a Camry when you consider the total cost of ownership; Cable and satellite companies are losing lots of subscribers. Streaming for the win!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2298     5.30.19 State licensing requirements are hurting competition; The scoop on rental car insurance Arizona is making it easier for people that move there to start a business in the state. Clark says that other states should follow suit; Are you actually covered by rental car insurance? Are there other ways to get insurance on a rental vehicle more inexpensively? Clark discusses. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 30 May 2019 21:00:00 -0000 full Clark Howard State licensing requirements are hurting competition; The scoop on rental car insurance Arizona is making it easier for people that move there to start a business in the state. Clark says that other states should follow suit; Are you actually covered by rental car insurance? Are there other ways to get insurance on a rental vehicle more inexpensively? Clark discusses. Learn more about your ad choices. Visit megaphone.fm/adchoices Arizona is making it easier for people that move there to start a business in the state. Clark says that other states should follow suit; Are you actually covered by rental car insurance? Are there other ways to get insurance on a rental vehicle more inexpensively? Clark discusses.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     5.29.19 How to protect your business from ransomware; Redirecting your career post-layoff Small businesses are at high risk for ransomware attacks. Clark discusses the importance of protecting your small business on the digital front; How you can move forward after getting laid off? There are different paths you can take to succeed.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 29 May 2019 21:00:00 -0000 full Clark Howard How to protect your business from ransomware; Redirecting your career post-layoff Small businesses are at high risk for ransomware attacks. Clark discusses the importance of protecting your small business on the digital front; How you can move forward after getting laid off? There are different paths you can take to succeed.  Learn more about your ad choices. Visit megaphone.fm/adchoices Small businesses are at high risk for ransomware attacks. Clark discusses the importance of protecting your small business on the digital front; How you can move forward after getting laid off? There are different paths you can take to succeed. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2304     5.28.19 Do you need premium gas? Probably not; Few college grads know basic personal finance Lots of people are putting premium gas in their tank even though their car doesn't require it. Don't waste your money!; Very few college graduates can answer just a few basic questions about personal finance.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 May 2019 21:00:00 -0000 full Clark Howard Do you need premium gas? Probably not; Few college grads know basic personal finance Lots of people are putting premium gas in their tank even though their car doesn't require it. Don't waste your money!; Very few college graduates can answer just a few basic questions about personal finance.  Learn more about your ad choices. Visit megaphone.fm/adchoices Lots of people are putting premium gas in their tank even though their car doesn't require it. Don't waste your money!; Very few college graduates can answer just a few basic questions about personal finance. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     5.27.19 Facial recognition to speed up travel; Why annuities are so bad Cruise ship companies and airlines are starting to use facial recognition to speed up boarding in an attempt to provide better customer service. There are also privacy concerns; Annuities are bad. Really bad. Almost always. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 May 2019 21:00:00 -0000 full Clark Howard Facial recognition to speed up travel; Why annuities are so bad Cruise ship companies and airlines are starting to use facial recognition to speed up boarding in an attempt to provide better customer service. There are also privacy concerns; Annuities are bad. Really bad. Almost always. Learn more about your ad choices. Visit megaphone.fm/adchoices Cruise ship companies and airlines are starting to use facial recognition to speed up boarding in an attempt to provide better customer service. There are also privacy concerns; Annuities are bad. Really bad. Almost always.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     5.24.19 New student loan borrowing rates: Clark Stinks Student loan borrowing rates have declined. Good news for college students borrowing money for next school year!; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 May 2019 21:00:00 -0000 full Clark Howard New student loan borrowing rates: Clark Stinks Student loan borrowing rates have declined. Good news for college students borrowing money for next school year!; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Student loan borrowing rates have declined. Good news for college students borrowing money for next school year!; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     5.23.19 Another school lunch issue arises; New Airbnb scam; Where to put your savings now A school cafeteria worker was fired for giving away lunch to a child without money; Watch out for this new Airbnb scam. Clark has thoughts for you about storing your credit card info online; Where should you put your savings as interest rates might be falling in the near future?  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 May 2019 21:00:00 -0000 full Clark Howard Another school lunch issue arises; New Airbnb scam; Where to put your savings now A school cafeteria worker was fired for giving away lunch to a child without money; Watch out for this new Airbnb scam. Clark has thoughts for you about storing your credit card info online; Where should you put your savings as interest rates might be falling in the near future?  Learn more about your ad choices. Visit megaphone.fm/adchoices A school cafeteria worker was fired for giving away lunch to a child without money; Watch out for this new Airbnb scam. Clark has thoughts for you about storing your credit card info online; Where should you put your savings as interest rates might be falling in the near future? 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     5.22.19 Boeing Max future; Baltimore cyberattack; How tariffs are hurting retail Europe has placed certain demands on Boeing before the Max can return to the skies; The city of Baltimore suffered a cyberattack. Clark discusses how cities and companies can protect themselves; Retail is hurting right now, partly because of the Chinese tariffs Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 May 2019 21:00:00 -0000 full Clark Howard Boeing Max future; Baltimore cyberattack; How tariffs are hurting retail Europe has placed certain demands on Boeing before the Max can return to the skies; The city of Baltimore suffered a cyberattack. Clark discusses how cities and companies can protect themselves; Retail is hurting right now, partly because of the Chinese tariffs Learn more about your ad choices. Visit megaphone.fm/adchoices Europe has placed certain demands on Boeing before the Max can return to the skies; The city of Baltimore suffered a cyberattack. Clark discusses how cities and companies can protect themselves; Retail is hurting right now, partly because of the Chinese tariffs

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     5.21.19 Mortgage rates are falling; FDA warning on dietary supplements; SAT's new adversity score Mortgage rates are dropping. This is great if you are buying and many should consider a refinance; The FDA gives a warning on dietary supplements to watch out for; The SAT has a new adversity score. Clark discusses. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 May 2019 21:00:00 -0000 full Clark Howard Mortgage rates are falling; FDA warning on dietary supplements; SAT's new adversity score Mortgage rates are dropping. This is great if you are buying and many should consider a refinance; The FDA gives a warning on dietary supplements to watch out for; The SAT has a new adversity score. Clark discusses. Learn more about your ad choices. Visit megaphone.fm/adchoices Mortgage rates are dropping. This is great if you are buying and many should consider a refinance; The FDA gives a warning on dietary supplements to watch out for; The SAT has a new adversity score. Clark discusses.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     5.20.19 Long-term care insurance; Name brands; One-day shipping Clark discusses the high cost of long-term care insurance; Some of the most expensive brands seem to be doing well right now. Clark tells you how to avoid buying the expensive name brands; One-day shipping is coming from some of the biggest retailers. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 May 2019 21:00:00 -0000 full Clark Howard Long-term care insurance; Name brands; One-day shipping Clark discusses the high cost of long-term care insurance; Some of the most expensive brands seem to be doing well right now. Clark tells you how to avoid buying the expensive name brands; One-day shipping is coming from some of the biggest retailers. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the high cost of long-term care insurance; Some of the most expensive brands seem to be doing well right now. Clark tells you how to avoid buying the expensive name brands; One-day shipping is coming from some of the biggest retailers.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2304     5.17.19 Phone-addicted teens are getting burner phones; Clark Stinks Teens are buying burner phones to stay connected after their primary phones have been taken by their parents; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 May 2019 21:00:00 -0000 full Clark Howard Phone-addicted teens are getting burner phones; Clark Stinks Teens are buying burner phones to stay connected after their primary phones have been taken by their parents; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Teens are buying burner phones to stay connected after their primary phones have been taken by their parents; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     5.16.19 Clark discusses his prostate cancer; Sneaky credit card surcharges; Soda taxes in Philly are lowering consumption Clark gives a positive update on the current state of his prostate cancer; New Yorkers are upset about sneaky credit surcharges landing on their final bill at NY establishments; Soda taxes are causing folks in Philadelphia to drink less sugary soft drinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 16 May 2019 21:00:00 -0000 full Clark Howard Clark discusses his prostate cancer; Sneaky credit card surcharges; Soda taxes in Philly are lowering consumption Clark gives a positive update on the current state of his prostate cancer; New Yorkers are upset about sneaky credit surcharges landing on their final bill at NY establishments; Soda taxes are causing folks in Philadelphia to drink less sugary soft drinks. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark gives a positive update on the current state of his prostate cancer; New Yorkers are upset about sneaky credit surcharges landing on their final bill at NY establishments; Soda taxes are causing folks in Philadelphia to drink less sugary soft drinks.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     5.15.19 Major app and computer software hacked; Apple kicking apps off its app store; How tariffs will hurt Americans What's App was hacked and older versions of Windows have a major bug. You need to run and update ASAP if you use either; Apple is kicking apps off of its app store because they are competitive threats to proprietary apps that it has launched; Clark discusses what specific goods will cost more because of the increased tariffs on goods from China. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 May 2019 21:00:00 -0000 full Clark Howard Major app and computer software hacked; Apple kicking apps off its app store; How tariffs will hurt Americans What's App was hacked and older versions of Windows have a major bug. You need to run and update ASAP if you use either; Apple is kicking apps off of its app store because they are competitive threats to proprietary apps that it has launched; Clark discusses what specific goods will cost more because of the increased tariffs on goods from China. Learn more about your ad choices. Visit megaphone.fm/adchoices What's App was hacked and older versions of Windows have a major bug. You need to run and update ASAP if you use either; Apple is kicking apps off of its app store because they are competitive threats to proprietary apps that it has launched; Clark discusses what specific goods will cost more because of the increased tariffs on goods from China.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     5.14.19 Bike to work week; Alexa spying on kids; Travel bookings are lagging It's national Bike to work week. And electric bike sales are surging; Alexa is spying on your and your kids if you have an Echo device in your home; Travel bookings are lagging and that can often be a predictor of a possible recession. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 May 2019 21:00:00 -0000 full Clark Howard Bike to work week; Alexa spying on kids; Travel bookings are lagging It's national Bike to work week. And electric bike sales are surging; Alexa is spying on your and your kids if you have an Echo device in your home; Travel bookings are lagging and that can often be a predictor of a possible recession. Learn more about your ad choices. Visit megaphone.fm/adchoices It's national Bike to work week. And electric bike sales are surging; Alexa is spying on your and your kids if you have an Echo device in your home; Travel bookings are lagging and that can often be a predictor of a possible recession.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     5.13.19 Tariffs and plunging stocks; Chobani pays off school lunch debt; Consumers can now sue Apple The stock market did not have a great day thanks to uncertainty in the market based on trade relations. Clark gives his take; The CEO of Chobani wrote a large check to a school district in Rhode Island that was penalizing kids for not having paid for their school lunches; A Supreme Court ruling means that consumers can now sue Apple for its app store practices. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 May 2019 21:15:52 -0000 full Clark Howard Tariffs and plunging stocks; Chobani pays off school lunch debt; Consumers can now sue Apple The stock market did not have a great day thanks to uncertainty in the market based on trade relations. Clark gives his take; The CEO of Chobani wrote a large check to a school district in Rhode Island that was penalizing kids for not having paid for their school lunches; A Supreme Court ruling means that consumers can now sue Apple for its app store practices. Learn more about your ad choices. Visit megaphone.fm/adchoices The stock market did not have a great day thanks to uncertainty in the market based on trade relations. Clark gives his take; The CEO of Chobani wrote a large check to a school district in Rhode Island that was penalizing kids for not having paid for their school lunches; A Supreme Court ruling means that consumers can now sue Apple for its app store practices.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2322     5.10.19 Auto makers getting into auto insurance; Clark Stinks As automobiles become increasingly autonomous, the nature of car insurance is changing too. Tesla is at the forefront of this change; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 May 2019 21:00:00 -0000 full Clark Howard Auto makers getting into auto insurance; Clark Stinks As automobiles become increasingly autonomous, the nature of car insurance is changing too. Tesla is at the forefront of this change; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices As automobiles become increasingly autonomous, the nature of car insurance is changing too. Tesla is at the forefront of this change; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     5.9.19 Google making privacy changes; Packing more people into airplanes Google is making some changes to give you more control over your privacy when using the Chrome browser; Clark talks with David Lazarus of the LA Times about the potential for airlines to adopt standing seating arrangements.  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 09 May 2019 21:00:00 -0000 full Clark Howard Google making privacy changes; Packing more people into airplanes Google is making some changes to give you more control over your privacy when using the Chrome browser; Clark talks with David Lazarus of the LA Times about the potential for airlines to adopt standing seating arrangements.  Learn more about your ad choices. Visit megaphone.fm/adchoices Google is making some changes to give you more control over your privacy when using the Chrome browser; Clark talks with David Lazarus of the LA Times about the potential for airlines to adopt standing seating arrangements. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     5.8.19 New insane debt collection rules; Paypal & Venmo scams proliferate; One state is making it easier to work The CFPB has proposed new debt collection rules that are really, really bad for consumers; Watch out when using Paypal and Venmo because scammers are finding more ways to get access to your money via those apps; Arizona is making it easier for folks that move there to find work without government overreach.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 08 May 2019 21:13:41 -0000 full Clark Howard New insane debt collection rules; Paypal & Venmo scams proliferate; One state is making it easier to work The CFPB has proposed new debt collection rules that are really, really bad for consumers; Watch out when using Paypal and Venmo because scammers are finding more ways to get access to your money via those apps; Arizona is making it easier for folks that move there to find work without government overreach.  Learn more about your ad choices. Visit megaphone.fm/adchoices The CFPB has proposed new debt collection rules that are really, really bad for consumers; Watch out when using Paypal and Venmo because scammers are finding more ways to get access to your money via those apps; Arizona is making it easier for folks that move there to find work without government overreach. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2321     5.7.19 Amazon/Walmart shipping wars; Beware new phone scam; Unlimited movies Amazon is switching to one-day Prime shipping and Walmart is fighting back; Beware of the one ring phone scam; Sinemia went bust - here's how to keep watching unlimited movies Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 May 2019 21:00:00 -0000 full Clark Howard Amazon/Walmart shipping wars; Beware new phone scam; Unlimited movies Amazon is switching to one-day Prime shipping and Walmart is fighting back; Beware of the one ring phone scam; Sinemia went bust - here's how to keep watching unlimited movies Learn more about your ad choices. Visit megaphone.fm/adchoices Amazon is switching to one-day Prime shipping and Walmart is fighting back; Beware of the one ring phone scam; Sinemia went bust - here's how to keep watching unlimited movies

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     5.6.19 Best short-term places for cash; Clark rages at Boeing; Uber/Lyft strike impacts Clark discusses the newest T-Mobile checking account that offers a 4% interest rate and also mentions some of the other best places to park your cash right now; Boeing is in big trouble for not revealing known airplane issues; Uber & Lyft drivers plan to strike this week. Here's what you need to know.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 May 2019 21:00:00 -0000 full Clark Howard Best short-term places for cash; Clark rages at Boeing; Uber/Lyft strike impacts Clark discusses the newest T-Mobile checking account that offers a 4% interest rate and also mentions some of the other best places to park your cash right now; Boeing is in big trouble for not revealing known airplane issues; Uber & Lyft drivers plan to strike this week. Here's what you need to know.  Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the newest T-Mobile checking account that offers a 4% interest rate and also mentions some of the other best places to park your cash right now; Boeing is in big trouble for not revealing known airplane issues; Uber & Lyft drivers plan to strike this week. Here's what you need to know. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     5.3.19 How to handle buying travel insurance before a trip; Clark Stinks Travel insurance can be confusing. Clark talks about where to shop for travel insurance and how to know if you need it or not; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 May 2019 21:00:00 -0000 full Clark Howard How to handle buying travel insurance before a trip; Clark Stinks Travel insurance can be confusing. Clark talks about where to shop for travel insurance and how to know if you need it or not; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Travel insurance can be confusing. Clark talks about where to shop for travel insurance and how to know if you need it or not; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2321     5.2.19 Kroger is changing things up and lowering prices; Medicare knee brace scam; Avoid big banks for mortgages Kroger is lowering prices at its stores across the country. And they are doing better at grocery delivery too; Beware of this Medicare knee brace scam preying on the elderly; Big banks are writing fewer mortgages. And that's good for consumers. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 02 May 2019 21:00:00 -0000 full Clark Howard Kroger is changing things up and lowering prices; Medicare knee brace scam; Avoid big banks for mortgages Kroger is lowering prices at its stores across the country. And they are doing better at grocery delivery too; Beware of this Medicare knee brace scam preying on the elderly; Big banks are writing fewer mortgages. And that's good for consumers. Learn more about your ad choices. Visit megaphone.fm/adchoices Kroger is lowering prices at its stores across the country. And they are doing better at grocery delivery too; Beware of this Medicare knee brace scam preying on the elderly; Big banks are writing fewer mortgages. And that's good for consumers.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     5.1.19 Getting a mortgage if you are self-employed; New-style payday lenders; Robot baristas are on the way Getting a mortgage is getting easier for self-employed folks; Clark warns against using apps that will advance you cash before your paycheck comes in; Robot baristas are making their way into high-traffic areas like airports Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 01 May 2019 21:00:00 -0000 full Clark Howard Getting a mortgage if you are self-employed; New-style payday lenders; Robot baristas are on the way Getting a mortgage is getting easier for self-employed folks; Clark warns against using apps that will advance you cash before your paycheck comes in; Robot baristas are making their way into high-traffic areas like airports Learn more about your ad choices. Visit megaphone.fm/adchoices Getting a mortgage is getting easier for self-employed folks; Clark warns against using apps that will advance you cash before your paycheck comes in; Robot baristas are making their way into high-traffic areas like airports

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     4.30.19 Auto insurance tracking; FDA and Canadian drugs; Congestion pricing to curb traffic Is it a good idea to let auto insurance companies track your driving?; The FDA has made a statement about Canadian drugs. Clark has some thoughts; Congestion pricing could be one of the best ideas to curb traffic at peak driving hours. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 30 Apr 2019 21:00:00 -0000 full Clark Howard Auto insurance tracking; FDA and Canadian drugs; Congestion pricing to curb traffic Is it a good idea to let auto insurance companies track your driving?; The FDA has made a statement about Canadian drugs. Clark has some thoughts; Congestion pricing could be one of the best ideas to curb traffic at peak driving hours. Learn more about your ad choices. Visit megaphone.fm/adchoices Is it a good idea to let auto insurance companies track your driving?; The FDA has made a statement about Canadian drugs. Clark has some thoughts; Congestion pricing could be one of the best ideas to curb traffic at peak driving hours.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     4.29.19 Medical alert devices to consider; Online photos taken without consent; Getting rid of stuff Clark talks about the best medical devices to consider - and which ones are priced the best; Some researchers have scraped photos without individual consent; Marie Kondo has started a revolution. How do you get rid of your stuff in a money smart way? Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Apr 2019 21:00:00 -0000 full Clark Howard Medical alert devices to consider; Online photos taken without consent; Getting rid of stuff Clark talks about the best medical devices to consider - and which ones are priced the best; Some researchers have scraped photos without individual consent; Marie Kondo has started a revolution. How do you get rid of your stuff in a money smart way? Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about the best medical devices to consider - and which ones are priced the best; Some researchers have scraped photos without individual consent; Marie Kondo has started a revolution. How do you get rid of your stuff in a money smart way?

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     4.26.19 How to quit smoking; Clark Stinks Clark used to smoke two packs of cigarettes a day. And he gives his thoughts on how to quit; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 26 Apr 2019 21:00:00 -0000 full Clark Howard How to quit smoking; Clark Stinks Clark used to smoke two packs of cigarettes a day. And he gives his thoughts on how to quit; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark used to smoke two packs of cigarettes a day. And he gives his thoughts on how to quit; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     4.25.19 Lower your overall housing costs; FCC is bad at collecting robocall fines; You don't own your medical records Housing is one of the biggest line items in your budget. But if you want to build wealth, keep that in check; The FCC has levied major fines against robocallers. But they haven't collected much; Unless you live in New Hampshire, you don't actually own your own medical records. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 25 Apr 2019 21:00:00 -0000 full Clark Howard Lower your overall housing costs; FCC is bad at collecting robocall fines; You don't own your medical records Housing is one of the biggest line items in your budget. But if you want to build wealth, keep that in check; The FCC has levied major fines against robocallers. But they haven't collected much; Unless you live in New Hampshire, you don't actually own your own medical records. Learn more about your ad choices. Visit megaphone.fm/adchoices Housing is one of the biggest line items in your budget. But if you want to build wealth, keep that in check; The FCC has levied major fines against robocallers. But they haven't collected much; Unless you live in New Hampshire, you don't actually own your own medical records.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     4.24.19 Airfare deal website; Office Depot paying consumers post scandal; Biometrics in the workplace Clark talks about a cool new airfare deal website called Great Escape; Office Depot was fined $35 million by the FTC and post virus scam scan; Biometrics in the workplace is becoming a bit of a problem. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 24 Apr 2019 21:00:00 -0000 full Clark Howard Airfare deal website; Office Depot paying consumers post scandal; Biometrics in the workplace Clark talks about a cool new airfare deal website called Great Escape; Office Depot was fined $35 million by the FTC and post virus scam scan; Biometrics in the workplace is becoming a bit of a problem. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about a cool new airfare deal website called Great Escape; Office Depot was fined $35 million by the FTC and post virus scam scan; Biometrics in the workplace is becoming a bit of a problem.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2300     4.23.19 Hotel growth slowing; Craigslist car scam busted; Housing sizes on decline Hotels aren't doing so hot. Clark tells you what this means when you travel; An online car sale scam was busted; Smaller homes are en vogue. Clark discusses this trend. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 23 Apr 2019 21:00:00 -0000 full Clark Howard Hotel growth slowing; Craigslist car scam busted; Housing sizes on decline Hotels aren't doing so hot. Clark tells you what this means when you travel; An online car sale scam was busted; Smaller homes are en vogue. Clark discusses this trend. Learn more about your ad choices. Visit megaphone.fm/adchoices Hotels aren't doing so hot. Clark tells you what this means when you travel; An online car sale scam was busted; Smaller homes are en vogue. Clark discusses this trend.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     4.22.19 Which home improvements pay off?; Ponzi scheme busted; How to cut dental care costs Which home improvements make sense in order to maximize your money?; A ponzi scheme was busted in Florida and ordered to pay over a billion dollars in fines; How can you cut the costs of your dental care? Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Apr 2019 21:00:00 -0000 full Clark Howard Which home improvements pay off?; Ponzi scheme busted; How to cut dental care costs Which home improvements make sense in order to maximize your money?; A ponzi scheme was busted in Florida and ordered to pay over a billion dollars in fines; How can you cut the costs of your dental care? Learn more about your ad choices. Visit megaphone.fm/adchoices Which home improvements make sense in order to maximize your money?; A ponzi scheme was busted in Florida and ordered to pay over a billion dollars in fines; How can you cut the costs of your dental care?

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     4.19.19 Some companies are paying you to unplug while on vacation; Clark Stinks You should take all of your vacation time. And some companies are actually giving bonuses for employees to actually put their phones and email away while they are on vacation; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 19 Apr 2019 21:00:00 -0000 full Clark Howard Some companies are paying you to unplug while on vacation; Clark Stinks You should take all of your vacation time. And some companies are actually giving bonuses for employees to actually put their phones and email away while they are on vacation; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices You should take all of your vacation time. And some companies are actually giving bonuses for employees to actually put their phones and email away while they are on vacation; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2302     4.18.19 Google AI helping law enforcement solve crimes; Rock n Play recall; CVS catering healthcare towards wellness Google has artificial intelligence that is helping law enforcement officials solve crimes based on location and phone activity; Fisher-Price is recalling Rock n Play sleepers; CVS is making huge investments towards lowering healthcare costs by incentivizing wellness. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 18 Apr 2019 21:00:00 -0000 full Clark Howard Google AI helping law enforcement solve crimes; Rock n Play recall; CVS catering healthcare towards wellness Google has artificial intelligence that is helping law enforcement officials solve crimes based on location and phone activity; Fisher-Price is recalling Rock n Play sleepers; CVS is making huge investments towards lowering healthcare costs by incentivizing wellness. Learn more about your ad choices. Visit megaphone.fm/adchoices Google has artificial intelligence that is helping law enforcement officials solve crimes based on location and phone activity; Fisher-Price is recalling Rock n Play sleepers; CVS is making huge investments towards lowering healthcare costs by incentivizing wellness.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     4.17.19 Best and cheapest interior paint; Law enforcement spoofing; Why timeshares are so bad It turns out that some of the best interior paint (according to reviews) is actually the cheapest; Watch out for law enforcement spoofing. It's a growing menace; Timeshare are SO bad. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 17 Apr 2019 21:00:00 -0000 full Clark Howard Best and cheapest interior paint; Law enforcement spoofing; Why timeshares are so bad It turns out that some of the best interior paint (according to reviews) is actually the cheapest; Watch out for law enforcement spoofing. It's a growing menace; Timeshare are SO bad. Learn more about your ad choices. Visit megaphone.fm/adchoices It turns out that some of the best interior paint (according to reviews) is actually the cheapest; Watch out for law enforcement spoofing. It's a growing menace; Timeshare are SO bad.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2302     4.16.19 5G rollouts are actually happening; Car dealerships make most of their profit with add-ons and extras AT&T is rolling out 5G in more cities. Clark tells you what you need to know as 5G becomes more and more commonplace; Add-on services are where car dealerships make most of their profits. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 16 Apr 2019 21:00:00 -0000 full Clark Howard 5G rollouts are actually happening; Car dealerships make most of their profit with add-ons and extras AT&T is rolling out 5G in more cities. Clark tells you what you need to know as 5G becomes more and more commonplace; Add-on services are where car dealerships make most of their profits. Learn more about your ad choices. Visit megaphone.fm/adchoices AT&T is rolling out 5G in more cities. Clark tells you what you need to know as 5G becomes more and more commonplace; Add-on services are where car dealerships make most of their profits.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     4.15.19 Cars that stop you from speeding; Anonymously shop around for mortgage rates The EU is working towards all new cars being able to obey speed limits regardless of the driver by 2022; A new website allows you to shop for mortgage rates without being inundated with phone calls from sales people.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Apr 2019 21:00:00 -0000 full Clark Howard Cars that stop you from speeding; Anonymously shop around for mortgage rates The EU is working towards all new cars being able to obey speed limits regardless of the driver by 2022; A new website allows you to shop for mortgage rates without being inundated with phone calls from sales people.  Learn more about your ad choices. Visit megaphone.fm/adchoices The EU is working towards all new cars being able to obey speed limits regardless of the driver by 2022; A new website allows you to shop for mortgage rates without being inundated with phone calls from sales people. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     4.12.19 Airline improvements and how to get customer service when an issue arises; Clark Stinks Clark talks about which airlines are currently rated the highest and how you can fix customer service issues when they come up; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 12 Apr 2019 21:00:00 -0000 full Clark Howard Airline improvements and how to get customer service when an issue arises; Clark Stinks Clark talks about which airlines are currently rated the highest and how you can fix customer service issues when they come up; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about which airlines are currently rated the highest and how you can fix customer service issues when they come up; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     4.11.19 Getting cheap greeting cards; Counterfeit goods online; Your hidden online trust score Greeting cards are becoming less popular in general. And Clark talks about where to shop in order to get a deal; Counterfeit goods being sold online is becoming more and more of a problem; Trust scores attributed to individual consumers are becoming a thing. But you don't have access to that score. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 11 Apr 2019 21:00:00 -0000 full Clark Howard Getting cheap greeting cards; Counterfeit goods online; Your hidden online trust score Greeting cards are becoming less popular in general. And Clark talks about where to shop in order to get a deal; Counterfeit goods being sold online is becoming more and more of a problem; Trust scores attributed to individual consumers are becoming a thing. But you don't have access to that score. Learn more about your ad choices. Visit megaphone.fm/adchoices Greeting cards are becoming less popular in general. And Clark talks about where to shop in order to get a deal; Counterfeit goods being sold online is becoming more and more of a problem; Trust scores attributed to individual consumers are becoming a thing. But you don't have access to that score.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     4.10.19 Walmart robots; Don't forget about IRS Free File; Cheap flights and consumer deals Walmart has some fascinating robots that scrub floors and stock shelves; Don't forget to file your taxes! And the IRS has free filing options you should check out; Clark gives a round-up of cheap flights and some of the best consumer deals around today. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 10 Apr 2019 21:00:00 -0000 full Clark Howard Walmart robots; Don't forget about IRS Free File; Cheap flights and consumer deals Walmart has some fascinating robots that scrub floors and stock shelves; Don't forget to file your taxes! And the IRS has free filing options you should check out; Clark gives a round-up of cheap flights and some of the best consumer deals around today. Learn more about your ad choices. Visit megaphone.fm/adchoices Walmart has some fascinating robots that scrub floors and stock shelves; Don't forget to file your taxes! And the IRS has free filing options you should check out; Clark gives a round-up of cheap flights and some of the best consumer deals around today.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2324     4.9.19 Infant sleeping device warning; Ponzi scheme wire fraud; Watch out when shopping for health insurance The Rock n' play sleeper has led to the deaths of ten infants. Be careful; Private placements and exorbitant returns are a clue that an investing scheme is likely too good to be true; Watch out when shopping for healthcare sites that aren't Healthcare.gov. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 Apr 2019 21:00:00 -0000 full Clark Howard Infant sleeping device warning; Ponzi scheme wire fraud; Watch out when shopping for health insurance The Rock n' play sleeper has led to the deaths of ten infants. Be careful; Private placements and exorbitant returns are a clue that an investing scheme is likely too good to be true; Watch out when shopping for healthcare sites that aren't Healthcare.gov. Learn more about your ad choices. Visit megaphone.fm/adchoices The Rock n' play sleeper has led to the deaths of ten infants. Be careful; Private placements and exorbitant returns are a clue that an investing scheme is likely too good to be true; Watch out when shopping for healthcare sites that aren't Healthcare.gov.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     4.8.19 What you need to know about Real ID; Elder insurance fraud; Pre-paid card protections Real ID is being implemented next year. Clark tells you what you need to know; An awful case of elder insurance fraud just happened in Maryland; Why credit card protections are so much better than debit card protections. And pre-paid cards have just been granted new important consumer protections. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Apr 2019 21:00:00 -0000 full Clark Howard What you need to know about Real ID; Elder insurance fraud; Pre-paid card protections Real ID is being implemented next year. Clark tells you what you need to know; An awful case of elder insurance fraud just happened in Maryland; Why credit card protections are so much better than debit card protections. And pre-paid cards have just been granted new important consumer protections. Learn more about your ad choices. Visit megaphone.fm/adchoices Real ID is being implemented next year. Clark tells you what you need to know; An awful case of elder insurance fraud just happened in Maryland; Why credit card protections are so much better than debit card protections. And pre-paid cards have just been granted new important consumer protections.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2324     4.5.19 Americans are borrowing money to pay for healthcare costs; Clark Stinks Americans eschew certain healthcare procedures to cut costs and are often borrowing from others to pay for healthcare needs; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 Apr 2019 21:00:00 -0000 full Clark Howard Americans are borrowing money to pay for healthcare costs; Clark Stinks Americans eschew certain healthcare procedures to cut costs and are often borrowing from others to pay for healthcare needs; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Americans eschew certain healthcare procedures to cut costs and are often borrowing from others to pay for healthcare needs; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     4.4.19 Americans running up credit card balances; New cell phone scam; Burger King to offer Impossible Burgers Credit card balances and interest rates have ballooned in the past five years; Watch out for this new (and tricky) cell phone  scam; Burger King is testing out the tasty vegetarian Impossible Burgers in St. Louis.  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 04 Apr 2019 21:00:00 -0000 full Clark Howard Americans running up credit card balances; New cell phone scam; Burger King to offer Impossible Burgers Credit card balances and interest rates have ballooned in the past five years; Watch out for this new (and tricky) cell phone  scam; Burger King is testing out the tasty vegetarian Impossible Burgers in St. Louis.  Learn more about your ad choices. Visit megaphone.fm/adchoices Credit card balances and interest rates have ballooned in the past five years; Watch out for this new (and tricky) cell phone  scam; Burger King is testing out the tasty vegetarian Impossible Burgers in St. Louis. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     4.3.19 Airline software meltdown; GA Tech data breach; Stay safe when taking Lyft and Uber Clark says that there is a message for businesses in the aftermath of airline software failing this week; GA Tech had a data breach involving over a million former and current students; Clark gives thoughts on how to stay safe when using a ride sharing service. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 03 Apr 2019 21:00:21 -0000 full Clark Howard Airline software meltdown; GA Tech data breach; Stay safe when taking Lyft and Uber Clark says that there is a message for businesses in the aftermath of airline software failing this week; GA Tech had a data breach involving over a million former and current students; Clark gives thoughts on how to stay safe when using a ride sharing service. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark says that there is a message for businesses in the aftermath of airline software failing this week; GA Tech had a data breach involving over a million former and current students; Clark gives thoughts on how to stay safe when using a ride sharing service.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     4.2.19 Schwab changes the game on investing advice fees; Bottled water; Car congestion tax Schwab's new Netflixesque pricing for financial advice will be a game changer for some investors; A lawsuit against one bottled water company alleges false advertising; Manhattan has a new car congestion tax coming. Clark gives his thoughts. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 02 Apr 2019 21:00:00 -0000 full Clark Howard Schwab changes the game on investing advice fees; Bottled water; Car congestion tax Schwab's new Netflixesque pricing for financial advice will be a game changer for some investors; A lawsuit against one bottled water company alleges false advertising; Manhattan has a new car congestion tax coming. Clark gives his thoughts. Learn more about your ad choices. Visit megaphone.fm/adchoices Schwab's new Netflixesque pricing for financial advice will be a game changer for some investors; A lawsuit against one bottled water company alleges false advertising; Manhattan has a new car congestion tax coming. Clark gives his thoughts.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2322     4.1.19 Best customer service companies; Health insurers tracking you; Where scams happen most frequently Clark discusses which companies have the best customer service across all sectors; Health insurers might be buying up data on you to know your health risks more fully; Clark talks about what parts of the country scams are most likely to occur in. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Apr 2019 21:09:43 -0000 full Clark Howard Best customer service companies; Health insurers tracking you; Where scams happen most frequently Clark discusses which companies have the best customer service across all sectors; Health insurers might be buying up data on you to know your health risks more fully; Clark talks about what parts of the country scams are most likely to occur in. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses which companies have the best customer service across all sectors; Health insurers might be buying up data on you to know your health risks more fully; Clark talks about what parts of the country scams are most likely to occur in.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     3.29.19 Here are the benefits that employees really want; Clark Stinks A new study details the benefits that employees really want from their employers; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 29 Mar 2019 21:00:00 -0000 full Clark Howard Here are the benefits that employees really want; Clark Stinks A new study details the benefits that employees really want from their employers; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices A new study details the benefits that employees really want from their employers; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2293     3.28.19 How adults with kids hurt their retirement savings; Financial infidelity; Best time to sell your home Adults with kids are having to delay quitting work because they are putting more of their money towards the kiddos than to their retirement accounts; Financial infidelity is a real problem. Don't hide accounts from your spouse; We're getting into home selling season. Clark tells you how to sell your home for max money. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 28 Mar 2019 21:00:00 -0000 full Clark Howard How adults with kids hurt their retirement savings; Financial infidelity; Best time to sell your home Adults with kids are having to delay quitting work because they are putting more of their money towards the kiddos than to their retirement accounts; Financial infidelity is a real problem. Don't hide accounts from your spouse; We're getting into home selling season. Clark tells you how to sell your home for max money. Learn more about your ad choices. Visit megaphone.fm/adchoices Adults with kids are having to delay quitting work because they are putting more of their money towards the kiddos than to their retirement accounts; Financial infidelity is a real problem. Don't hide accounts from your spouse; We're getting into home selling season. Clark tells you how to sell your home for max money.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     3.27.19 Venmo going after users; Puppy scams; Protecting your internet accounts Venmo is taking money from user's PayPal accounts and calling debt collectors when they run a negative balance; Here's how to avoid losing big money in puppy scams; Two-factor authentication will help you protect your social media and email accounts. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 27 Mar 2019 20:57:47 -0000 full Clark Howard Venmo going after users; Puppy scams; Protecting your internet accounts Venmo is taking money from user's PayPal accounts and calling debt collectors when they run a negative balance; Here's how to avoid losing big money in puppy scams; Two-factor authentication will help you protect your social media and email accounts. Learn more about your ad choices. Visit megaphone.fm/adchoices Venmo is taking money from user's PayPal accounts and calling debt collectors when they run a negative balance; Here's how to avoid losing big money in puppy scams; Two-factor authentication will help you protect your social media and email accounts.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     3.26.19 Is a recession coming?; Facebook password breach; Organic food costs Recession changes are being hotly debated right now. Clark gives his thoughts; Facebook left user passwords exposed. Yet another misstep by the social media giant; Organic foods are blowing up. And the costs are going down. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 26 Mar 2019 21:00:00 -0000 full Clark Howard Is a recession coming?; Facebook password breach; Organic food costs Recession changes are being hotly debated right now. Clark gives his thoughts; Facebook left user passwords exposed. Yet another misstep by the social media giant; Organic foods are blowing up. And the costs are going down. Learn more about your ad choices. Visit megaphone.fm/adchoices Recession changes are being hotly debated right now. Clark gives his thoughts; Facebook left user passwords exposed. Yet another misstep by the social media giant; Organic foods are blowing up. And the costs are going down.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     3.25.19 Mortgage rates declining; Heartless airlines; Gas tax hike likely Mortgage rates have been doing down. Some mortgage providers are offering 30-year mortgages in the upper 3% range now!; Clark isn't happy about airlines treating minors badly and separating them from their families; Upping the gas tax has bipartisan support in Washington DC - a rarity these days. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Mar 2019 21:00:16 -0000 full Clark Howard Mortgage rates declining; Heartless airlines; Gas tax hike likely Mortgage rates have been doing down. Some mortgage providers are offering 30-year mortgages in the upper 3% range now!; Clark isn't happy about airlines treating minors badly and separating them from their families; Upping the gas tax has bipartisan support in Washington DC - a rarity these days. Learn more about your ad choices. Visit megaphone.fm/adchoices Mortgage rates have been doing down. Some mortgage providers are offering 30-year mortgages in the upper 3% range now!; Clark isn't happy about airlines treating minors badly and separating them from their families; Upping the gas tax has bipartisan support in Washington DC - a rarity these days.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     3.22.19 Free tax prep and your privacy; Clark Stinks Free tax preparation services might be offering you that free service in exchange for your data; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 22 Mar 2019 21:00:00 -0000 full Clark Howard Free tax prep and your privacy; Clark Stinks Free tax preparation services might be offering you that free service in exchange for your data; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Free tax preparation services might be offering you that free service in exchange for your data; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     3.21.19 Apps and subscriptions to lower entertainment costs; Expensive 403b plans; Apple releasing a credit card The NY Mets have created a subscription service to attend baseball games. An app called InWeGo also allows for a lot of entertainment options at a low monthly subscription price; Expensive 403b plans are terrible for teachers; Apple is releasing a credit card with Goldman Sachs this Spring Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 21 Mar 2019 21:00:00 -0000 full Clark Howard Apps and subscriptions to lower entertainment costs; Expensive 403b plans; Apple releasing a credit card The NY Mets have created a subscription service to attend baseball games. An app called InWeGo also allows for a lot of entertainment options at a low monthly subscription price; Expensive 403b plans are terrible for teachers; Apple is releasing a credit card with Goldman Sachs this Spring Learn more about your ad choices. Visit megaphone.fm/adchoices The NY Mets have created a subscription service to attend baseball games. An app called InWeGo also allows for a lot of entertainment options at a low monthly subscription price; Expensive 403b plans are terrible for teachers; Apple is releasing a credit card with Goldman Sachs this Spring

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2292     3.20.19 Watch March Madness for free; Manufacturing is coming back to the US You can watch the NCAA tournament for free. Also, video games will soon be cheaper and less tied to specific gaming systems; Manufacturing is coming back to the US thanks to robotics and changes in globalization trends. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 20 Mar 2019 21:00:00 -0000 full Clark Howard Watch March Madness for free; Manufacturing is coming back to the US You can watch the NCAA tournament for free. Also, video games will soon be cheaper and less tied to specific gaming systems; Manufacturing is coming back to the US thanks to robotics and changes in globalization trends. Learn more about your ad choices. Visit megaphone.fm/adchoices You can watch the NCAA tournament for free. Also, video games will soon be cheaper and less tied to specific gaming systems; Manufacturing is coming back to the US thanks to robotics and changes in globalization trends.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     3.19.19 Your digital life after death; Virtual kidnapping scams; The current state of tax fraud What happens to your digital life after you pass away? Clark has advice to help you make it easier on your loved ones; Virtual kidnapping scams are targeting high-income earners in elite zip codes; The IRS is doing a better job cracking down on tax fraud. But it can make it more difficult for taxpayers to prove their identity in order to receive their own refund.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 19 Mar 2019 21:00:00 -0000 full Clark Howard Your digital life after death; Virtual kidnapping scams; The current state of tax fraud What happens to your digital life after you pass away? Clark has advice to help you make it easier on your loved ones; Virtual kidnapping scams are targeting high-income earners in elite zip codes; The IRS is doing a better job cracking down on tax fraud. But it can make it more difficult for taxpayers to prove their identity in order to receive their own refund.  Learn more about your ad choices. Visit megaphone.fm/adchoices What happens to your digital life after you pass away? Clark has advice to help you make it easier on your loved ones; Virtual kidnapping scams are targeting high-income earners in elite zip codes; The IRS is doing a better job cracking down on tax fraud. But it can make it more difficult for taxpayers to prove their identity in order to receive their own refund. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2304     3.18.19 Trouble saving for retirement; Bad 529 plans; Home ownership on the rise Most Americans have trouble saving for retirement. And savings rates don't tend to increase very much as people get older; Watch out for this direct-sold 529 plan laden with high fees; Millennials are starting to buy homes! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Mar 2019 21:00:00 -0000 full Clark Howard Trouble saving for retirement; Bad 529 plans; Home ownership on the rise Most Americans have trouble saving for retirement. And savings rates don't tend to increase very much as people get older; Watch out for this direct-sold 529 plan laden with high fees; Millennials are starting to buy homes! Learn more about your ad choices. Visit megaphone.fm/adchoices Most Americans have trouble saving for retirement. And savings rates don't tend to increase very much as people get older; Watch out for this direct-sold 529 plan laden with high fees; Millennials are starting to buy homes!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     3.15.19 Well-known money advice guru ran ponzi scheme; Clark Stinks Former "Money answer man" Jordan Goodman was running a ponzi scheme and massively profiting from his shady relationships; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 15 Mar 2019 21:00:00 -0000 full Clark Howard Well-known money advice guru ran ponzi scheme; Clark Stinks Former "Money answer man" Jordan Goodman was running a ponzi scheme and massively profiting from his shady relationships; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Former "Money answer man" Jordan Goodman was running a ponzi scheme and massively profiting from his shady relationships; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     3.14.19 Zebit CFO responds to Clark; Fee-laden target retirement funds; Renovation scams Zebit sells electronics items to people with low credit scores. Clark made some comments earlier this week and now has the Zebit CFO on to respond to his comments; Fee-laden target retirement funds have been targeted by the SEC; A huge percentage of folks that decide to renovate a home feel that they were scammed in the process Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 14 Mar 2019 21:00:00 -0000 full Clark Howard Zebit CFO responds to Clark; Fee-laden target retirement funds; Renovation scams Zebit sells electronics items to people with low credit scores. Clark made some comments earlier this week and now has the Zebit CFO on to respond to his comments; Fee-laden target retirement funds have been targeted by the SEC; A huge percentage of folks that decide to renovate a home feel that they were scammed in the process Learn more about your ad choices. Visit megaphone.fm/adchoices Zebit sells electronics items to people with low credit scores. Clark made some comments earlier this week and now has the Zebit CFO on to respond to his comments; Fee-laden target retirement funds have been targeted by the SEC; A huge percentage of folks that decide to renovate a home feel that they were scammed in the process

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2294     3.13.19 College bribery scandal; Dollar Tree raising prices; Boeing Max planes grounded The college bribery scandal is a sad thing to see happen. The college you go to can be helpful - but it isn't the end all be all; Dollar Tree is likely raising prices - in large part because of the rising costs due to tariffs; The US finally made the right call to ground Boeing Max planes  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 13 Mar 2019 21:06:23 -0000 full Clark Howard College bribery scandal; Dollar Tree raising prices; Boeing Max planes grounded The college bribery scandal is a sad thing to see happen. The college you go to can be helpful - but it isn't the end all be all; Dollar Tree is likely raising prices - in large part because of the rising costs due to tariffs; The US finally made the right call to ground Boeing Max planes  Learn more about your ad choices. Visit megaphone.fm/adchoices The college bribery scandal is a sad thing to see happen. The college you go to can be helpful - but it isn't the end all be all; Dollar Tree is likely raising prices - in large part because of the rising costs due to tariffs; The US finally made the right call to ground Boeing Max planes 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2019     3.12.19 Watch out for this shopping website; Wells Fargo remains unchanged; Battles against Airbnb rage on Zebit claims to offer people with no credit interest free purchases. But the devil is in the details; Wells Fargo's company culture remains unchanged despite its claims; Some municipalities continue to battle Airbnb. Here's what you need to know as a potential guest. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 12 Mar 2019 21:00:00 -0000 full Clark Howard Watch out for this shopping website; Wells Fargo remains unchanged; Battles against Airbnb rage on Zebit claims to offer people with no credit interest free purchases. But the devil is in the details; Wells Fargo's company culture remains unchanged despite its claims; Some municipalities continue to battle Airbnb. Here's what you need to know as a potential guest. Learn more about your ad choices. Visit megaphone.fm/adchoices Zebit claims to offer people with no credit interest free purchases. But the devil is in the details; Wells Fargo's company culture remains unchanged despite its claims; Some municipalities continue to battle Airbnb. Here's what you need to know as a potential guest.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     3.11.19 Boeing jet crash effects; College data breach; Clark loves daylight savings time Clark talks about the terrible Boeing jet crashes - and what effects this might have for air travelers; Three colleges recently had data breaches. And now students are being blackmailed; Clark loves daylight savings time! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Mar 2019 21:00:00 -0000 full Clark Howard Boeing jet crash effects; College data breach; Clark loves daylight savings time Clark talks about the terrible Boeing jet crashes - and what effects this might have for air travelers; Three colleges recently had data breaches. And now students are being blackmailed; Clark loves daylight savings time! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about the terrible Boeing jet crashes - and what effects this might have for air travelers; Three colleges recently had data breaches. And now students are being blackmailed; Clark loves daylight savings time!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     3.8.19 Sell, donate, or recycle used goods; Privacy battles over home security cameras Clark discusses the best ways to sell, donate, or recycle used goods; A privacy battle is brewing when it comes to home security cameras - especially doorbells. Should law enforcement have a right to the video on your device?  Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 08 Mar 2019 22:00:00 -0000 full Clark Howard Sell, donate, or recycle used goods; Privacy battles over home security cameras Clark discusses the best ways to sell, donate, or recycle used goods; A privacy battle is brewing when it comes to home security cameras - especially doorbells. Should law enforcement have a right to the video on your device?  Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses the best ways to sell, donate, or recycle used goods; A privacy battle is brewing when it comes to home security cameras - especially doorbells. Should law enforcement have a right to the video on your device? 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     3.7.19 How and when to buy travel insurance; Deactivating Facebook makes you happier Clark gives a primer on how and when to buy travel insurance; Deactivating Facebook makes you happier - and puts a lot of time back in your life Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 07 Mar 2019 22:00:00 -0000 full Clark Howard How and when to buy travel insurance; Deactivating Facebook makes you happier Clark gives a primer on how and when to buy travel insurance; Deactivating Facebook makes you happier - and puts a lot of time back in your life Learn more about your ad choices. Visit megaphone.fm/adchoices Clark gives a primer on how and when to buy travel insurance; Deactivating Facebook makes you happier - and puts a lot of time back in your life

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2304     3.6.19 Watch out for less generous homeowner's insurance policies; Smartphone sales are in decline One couple sued State Farm over slashing benefits. Make sure you pay close attention to your coverage limits; Smart sales are in decline. Clark discusses why. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 06 Mar 2019 22:00:00 -0000 full Clark Howard Watch out for less generous homeowner's insurance policies; Smartphone sales are in decline One couple sued State Farm over slashing benefits. Make sure you pay close attention to your coverage limits; Smart sales are in decline. Clark discusses why. Learn more about your ad choices. Visit megaphone.fm/adchoices One couple sued State Farm over slashing benefits. Make sure you pay close attention to your coverage limits; Smart sales are in decline. Clark discusses why.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2293     3.5.19 A credit card for folks with poor credit; Colleges collecting data on students Petal Card is a great new credit  card for people that have poor credit; Colleges are collecting data on students without their knowledge. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 05 Mar 2019 22:00:00 -0000 full Clark Howard A credit card for folks with poor credit; Colleges collecting data on students Petal Card is a great new credit  card for people that have poor credit; Colleges are collecting data on students without their knowledge. Learn more about your ad choices. Visit megaphone.fm/adchoices Petal Card is a great new credit  card for people that have poor credit; Colleges are collecting data on students without their knowledge.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     3.4.19 Lower housing costs are huge for your budget; Flight attendants working for tips Lower monthly housing costs are a boon to your budget and a big predictor of how much money you'll be able to save and invest; Flight attendants on some airlines are working for tips now. Clark is not in favor of this policy. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Mar 2019 22:00:00 -0000 full Clark Howard Lower housing costs are huge for your budget; Flight attendants working for tips Lower monthly housing costs are a boon to your budget and a big predictor of how much money you'll be able to save and invest; Flight attendants on some airlines are working for tips now. Clark is not in favor of this policy. Learn more about your ad choices. Visit megaphone.fm/adchoices Lower monthly housing costs are a boon to your budget and a big predictor of how much money you'll be able to save and invest; Flight attendants on some airlines are working for tips now. Clark is not in favor of this policy.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2290     3.1.19 Cars that stay on the road longer; Clark Stinks Clark tells you which cars end up staying on the road longer. It might be worth considering one of these in the future; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 01 Mar 2019 22:00:00 -0000 full Clark Howard Cars that stay on the road longer; Clark Stinks Clark tells you which cars end up staying on the road longer. It might be worth considering one of these in the future; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark tells you which cars end up staying on the road longer. It might be worth considering one of these in the future; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     2.28.19 Best places to retire; Grandparent scam; Happiest cell phone customers Clark talks about the best places to land for retirees. Spend less on living expenses when you aren't working anymore!; Help your elderly friends and family avoid the grandparent scam; Which cell phone companies have the happiest customers? Clark shares that info. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 28 Feb 2019 22:00:00 -0000 full Clark Howard Best places to retire; Grandparent scam; Happiest cell phone customers Clark talks about the best places to land for retirees. Spend less on living expenses when you aren't working anymore!; Help your elderly friends and family avoid the grandparent scam; Which cell phone companies have the happiest customers? Clark shares that info. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about the best places to land for retirees. Spend less on living expenses when you aren't working anymore!; Help your elderly friends and family avoid the grandparent scam; Which cell phone companies have the happiest customers? Clark shares that info.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     2.27.19 Virtual credit card numbers; Fake Netflix email scam; Social media makes us spend more Virtual credit card numbers are becoming more rampant. Capital One offers them to its credit card users and its helps in preventing massive amounts of fraud; Watch out for this Netflix email scam floating around; Social media makes us spend more. So stay off it or watch your impulses! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 27 Feb 2019 22:00:00 -0000 full Clark Howard Virtual credit card numbers; Fake Netflix email scam; Social media makes us spend more Virtual credit card numbers are becoming more rampant. Capital One offers them to its credit card users and its helps in preventing massive amounts of fraud; Watch out for this Netflix email scam floating around; Social media makes us spend more. So stay off it or watch your impulses! Learn more about your ad choices. Visit megaphone.fm/adchoices Virtual credit card numbers are becoming more rampant. Capital One offers them to its credit card users and its helps in preventing massive amounts of fraud; Watch out for this Netflix email scam floating around; Social media makes us spend more. So stay off it or watch your impulses!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     2.26.19 New expensive cell phones; Student loan forgiveness lawsuit; Zestimates gaining accuracy New cell phones are coming. Foldable screens are coming soon, but with a hefty price tag attached; 3 individuals eligible for PSLF won a fight against the Department of Education in a court of law; Zestimates are gaining accuracy but Clark tells you why they still are far from perfect. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 26 Feb 2019 05:00:00 -0000 full Clark Howard New expensive cell phones; Student loan forgiveness lawsuit; Zestimates gaining accuracy New cell phones are coming. Foldable screens are coming soon, but with a hefty price tag attached; 3 individuals eligible for PSLF won a fight against the Department of Education in a court of law; Zestimates are gaining accuracy but Clark tells you why they still are far from perfect. Learn more about your ad choices. Visit megaphone.fm/adchoices New cell phones are coming. Foldable screens are coming soon, but with a hefty price tag attached; 3 individuals eligible for PSLF won a fight against the Department of Education in a court of law; Zestimates are gaining accuracy but Clark tells you why they still are far from perfect.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2304     2.25.19 Apps giving your data to Facebook; VA problems persist; Skiplagging to score cheaper airfare Facebook has stepped in it again. Apps were giving Facebook loads of data about you including some really personal stuff; Incredibly sad and disturbing news - Vets are committing suicide in VA hospital parking decks as a protest to how poor the VA service has gotten; Lufthansa has sued a passenger for getting off the plane before finishing their reservation. Clark is in favor of using skiplagging services to save on your flights! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Feb 2019 22:00:00 -0000 full Clark Howard Apps giving your data to Facebook; VA problems persist; Skiplagging to score cheaper airfare Facebook has stepped in it again. Apps were giving Facebook loads of data about you including some really personal stuff; Incredibly sad and disturbing news - Vets are committing suicide in VA hospital parking decks as a protest to how poor the VA service has gotten; Lufthansa has sued a passenger for getting off the plane before finishing their reservation. Clark is in favor of using skiplagging services to save on your flights! Learn more about your ad choices. Visit megaphone.fm/adchoices Facebook has stepped in it again. Apps were giving Facebook loads of data about you including some really personal stuff; Incredibly sad and disturbing news - Vets are committing suicide in VA hospital parking decks as a protest to how poor the VA service has gotten; Lufthansa has sued a passenger for getting off the plane before finishing their reservation. Clark is in favor of using skiplagging services to save on your flights!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2349     2.22.19 Prostate cancer awareness; Clark Stinks Clark was diagnosed with prostate cancer over 10 years ago. And he is working with the Prostate Cancer Foundation to raise awareness. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 22 Feb 2019 22:00:00 -0000 full Clark Howard Prostate cancer awareness; Clark Stinks Clark was diagnosed with prostate cancer over 10 years ago. And he is working with the Prostate Cancer Foundation to raise awareness. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark was diagnosed with prostate cancer over 10 years ago. And he is working with the Prostate Cancer Foundation to raise awareness. Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     2.21.19 Credit card fees on the rise; FDA cracks down on fake supplements; Making your home WiFi safe Credit card fees from Visa and Mastercard are going up. Small businesses and consumers will bear the brunt; The FDA has issued a warning about supplements touting miraculous cures for Alzheimer's disease; A new Clark.com article details how you can make your home WiFi network safe. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 21 Feb 2019 22:00:00 -0000 full Clark Howard Credit card fees on the rise; FDA cracks down on fake supplements; Making your home WiFi safe Credit card fees from Visa and Mastercard are going up. Small businesses and consumers will bear the brunt; The FDA has issued a warning about supplements touting miraculous cures for Alzheimer's disease; A new Clark.com article details how you can make your home WiFi network safe. Learn more about your ad choices. Visit megaphone.fm/adchoices Credit card fees from Visa and Mastercard are going up. Small businesses and consumers will bear the brunt; The FDA has issued a warning about supplements touting miraculous cures for Alzheimer's disease; A new Clark.com article details how you can make your home WiFi network safe.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     2.20.19 Low-cost investing gets better; Medical records data breaches; AI will change car insurance Hundreds of ETF's have just been made fee-free by some of the discount brokerage companies; Beware when you give your social security number to your medical service provider; Artificial intelligence will change how we get from place to place but it is also going to change the way we get auto insurance. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 20 Feb 2019 22:00:00 -0000 full Clark Howard Low-cost investing gets better; Medical records data breaches; AI will change car insurance Hundreds of ETF's have just been made fee-free by some of the discount brokerage companies; Beware when you give your social security number to your medical service provider; Artificial intelligence will change how we get from place to place but it is also going to change the way we get auto insurance. Learn more about your ad choices. Visit megaphone.fm/adchoices Hundreds of ETF's have just been made fee-free by some of the discount brokerage companies; Beware when you give your social security number to your medical service provider; Artificial intelligence will change how we get from place to place but it is also going to change the way we get auto insurance.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     2.19.19 What's up with tax refunds?; Social security impostor scam; Best deals today There's been a big stink about Americans getting smaller tax refunds. But what's the real explanation?; Beware of social security impostor scams; Clark talks with Charis, the head of Clarkdeals.com, to discuss the best deals happening today Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 19 Feb 2019 22:00:00 -0000 full Clark Howard What's up with tax refunds?; Social security impostor scam; Best deals today There's been a big stink about Americans getting smaller tax refunds. But what's the real explanation?; Beware of social security impostor scams; Clark talks with Charis, the head of Clarkdeals.com, to discuss the best deals happening today Learn more about your ad choices. Visit megaphone.fm/adchoices There's been a big stink about Americans getting smaller tax refunds. But what's the real explanation?; Beware of social security impostor scams; Clark talks with Charis, the head of Clarkdeals.com, to discuss the best deals happening today

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     2.18.19 Car repossessions are up; Widow denied pension; No Amazon in NY Car repossessions are becoming a bigger problem; A widow with MS has been denied her husband's pension based on one form that can't be tracked down; Amazon will no longer be erecting a second HQ in NYC. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Feb 2019 22:00:00 -0000 full Clark Howard Car repossessions are up; Widow denied pension; No Amazon in NY Car repossessions are becoming a bigger problem; A widow with MS has been denied her husband's pension based on one form that can't be tracked down; Amazon will no longer be erecting a second HQ in NYC. Learn more about your ad choices. Visit megaphone.fm/adchoices Car repossessions are becoming a bigger problem; A widow with MS has been denied her husband's pension based on one form that can't be tracked down; Amazon will no longer be erecting a second HQ in NYC.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2337     2.15.19 Smart appliances invading your privacy; Clark Stinks Smart appliances could be invading your privacy thanks to lax standards from the manufacturers; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 15 Feb 2019 22:00:00 -0000 full Clark Howard Smart appliances invading your privacy; Clark Stinks Smart appliances could be invading your privacy thanks to lax standards from the manufacturers; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here Learn more about your ad choices. Visit megaphone.fm/adchoices Smart appliances could be invading your privacy thanks to lax standards from the manufacturers; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     2.14.19 We live in a subscription culture; Auto insurance shopping; Going to college is risky Companies have brought back the subscription model in full force. Is that good for your pocketbook?; Auto insurance shopping can save you lots of money. But how do you go about it?; Going to college can make you a lot more money over your working lifetime. But the costs of college can also create massive risk in your life. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 14 Feb 2019 22:00:00 -0000 full Clark Howard We live in a subscription culture; Auto insurance shopping; Going to college is risky Companies have brought back the subscription model in full force. Is that good for your pocketbook?; Auto insurance shopping can save you lots of money. But how do you go about it?; Going to college can make you a lot more money over your working lifetime. But the costs of college can also create massive risk in your life. Learn more about your ad choices. Visit megaphone.fm/adchoices Companies have brought back the subscription model in full force. Is that good for your pocketbook?; Auto insurance shopping can save you lots of money. But how do you go about it?; Going to college can make you a lot more money over your working lifetime. But the costs of college can also create massive risk in your life.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2282     2.13.19 Risky home loans; broker kickbacks; Eyeglasses are super expensive Risky home loans are back. Avoid them at all costs; Incentives lead brokers to steer you towards pricier investment options; Clark talks with David Lazarus of the LA Times about why eyeglasses are so expensive.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 13 Feb 2019 22:00:00 -0000 full Clark Howard Risky home loans; broker kickbacks; Eyeglasses are super expensive Risky home loans are back. Avoid them at all costs; Incentives lead brokers to steer you towards pricier investment options; Clark talks with David Lazarus of the LA Times about why eyeglasses are so expensive.  Learn more about your ad choices. Visit megaphone.fm/adchoices Risky home loans are back. Avoid them at all costs; Incentives lead brokers to steer you towards pricier investment options; Clark talks with David Lazarus of the LA Times about why eyeglasses are so expensive. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     2.12.19 Best supermarkets; Disney prices increase again; Lab-grown diamonds Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 12 Feb 2019 22:00:00 -0000 full Clark Howard Best supermarkets; Disney prices increase again; Lab-grown diamonds Learn more about your ad choices. Visit megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     2.11.19 Valentine's Day savings; Negative online reviews; Parents paying for college How can you do Valentine's Day well without spending too much? Clark tells you; Negative online reviews are annoying. But what if they come from a business competitor?; More and more parents are putting a cap on what they will pay for their child's college education. This is a good thing. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Feb 2019 22:00:00 -0000 full Clark Howard Valentine's Day savings; Negative online reviews; Parents paying for college How can you do Valentine's Day well without spending too much? Clark tells you; Negative online reviews are annoying. But what if they come from a business competitor?; More and more parents are putting a cap on what they will pay for their child's college education. This is a good thing. Learn more about your ad choices. Visit megaphone.fm/adchoices How can you do Valentine's Day well without spending too much? Clark tells you; Negative online reviews are annoying. But what if they come from a business competitor?; More and more parents are putting a cap on what they will pay for their child's college education. This is a good thing.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2340     2.8.19 State lemon laws vary widely; Clark Stinks Lemon laws are different in every state. But new ratings are out detailing which states have the best ones; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 08 Feb 2019 22:00:00 -0000 full Clark Howard Lemon laws are different in every state. But new ratings are out detailing which states have the best ones; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here Learn more about your ad choices. Visit megaphone.fm/adchoices Lemon laws are different in every state. But new ratings are out detailing which states have the best ones; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2323     2.7.19 Safeguard your ID while traveling; CFPB waters down payday lending rule; Paid leave Clark gives you practical info for how to safeguard your electronic devices while traveling; The CFPB is back tracking on rules for payday lending standards; Paid leave is a hotly debated topic in this country. Clark talks about a few employers doing things differently and weighs in on how he thinks we should change pay leave policy in America. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 07 Feb 2019 22:00:00 -0000 full Clark Howard Safeguard your ID while traveling; CFPB waters down payday lending rule; Paid leave Clark gives you practical info for how to safeguard your electronic devices while traveling; The CFPB is back tracking on rules for payday lending standards; Paid leave is a hotly debated topic in this country. Clark talks about a few employers doing things differently and weighs in on how he thinks we should change pay leave policy in America. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark gives you practical info for how to safeguard your electronic devices while traveling; The CFPB is back tracking on rules for payday lending standards; Paid leave is a hotly debated topic in this country. Clark talks about a few employers doing things differently and weighs in on how he thinks we should change pay leave policy in America.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     2.6.19 Earned income tax credit; Instacart pay problems; Car dealers have more inventory on the lot Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 06 Feb 2019 22:00:00 -0000 full Clark Howard Earned income tax credit; Instacart pay problems; Car dealers have more inventory on the lot Learn more about your ad choices. Visit megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     2.5.19 Economy worries increasing; Teacher grants wrongly converted to loans; Walmart offers enhanced sick/PTO pay Worries about the short-term economic future of the USA are being felt acutely by American small businesses; The department of education has erroneously converted teacher grants into loans. But there's a potential fix for affected teachers; Walmart's new sick/PTO policy is good for its workers Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 05 Feb 2019 22:00:00 -0000 full Clark Howard Economy worries increasing; Teacher grants wrongly converted to loans; Walmart offers enhanced sick/PTO pay Worries about the short-term economic future of the USA are being felt acutely by American small businesses; The department of education has erroneously converted teacher grants into loans. But there's a potential fix for affected teachers; Walmart's new sick/PTO policy is good for its workers Learn more about your ad choices. Visit megaphone.fm/adchoices Worries about the short-term economic future of the USA are being felt acutely by American small businesses; The department of education has erroneously converted teacher grants into loans. But there's a potential fix for affected teachers; Walmart's new sick/PTO policy is good for its workers

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2290     2.4.19 Best streaming options; Shrinking packaging; When to file an insurance claim Clark discusses some of the current best streaming options - including a free on for local TV; One company was just sued over misleading packaging. Clark tells you what to look out for; Many suffered home and vehicle damage because of the recent polar vortex. But should you file an insurance claim? Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Feb 2019 22:00:00 -0000 full Clark Howard Best streaming options; Shrinking packaging; When to file an insurance claim Clark discusses some of the current best streaming options - including a free on for local TV; One company was just sued over misleading packaging. Clark tells you what to look out for; Many suffered home and vehicle damage because of the recent polar vortex. But should you file an insurance claim? Learn more about your ad choices. Visit megaphone.fm/adchoices Clark discusses some of the current best streaming options - including a free on for local TV; One company was just sued over misleading packaging. Clark tells you what to look out for; Many suffered home and vehicle damage because of the recent polar vortex. But should you file an insurance claim?

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2351     2.1.19 Clark and his daughter talk about cheap weddings; Clark Stinks Clark talks to his daughter Rebecca about how they were able to cut wedding costs (and pay down their debt at the same time). Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 01 Feb 2019 22:00:00 -0000 full Clark Howard Clark and his daughter talk about cheap weddings; Clark Stinks Clark talks to his daughter Rebecca about how they were able to cut wedding costs (and pay down their debt at the same time). Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks to his daughter Rebecca about how they were able to cut wedding costs (and pay down their debt at the same time). Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2281     1.31.19 Amazon robot delivery; An episode of The Office helps save a woman; Recession on the way? Amazon is testing delivery via robots; A car mechanic saved a woman thanks to his extensive knowledge of the television show The Office; The claims that a potential recession is imminent are growing. Clark tells you how to prepare your personal finances for this possibility.  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 31 Jan 2019 22:00:00 -0000 full Clark Howard Amazon robot delivery; An episode of The Office helps save a woman; Recession on the way? Amazon is testing delivery via robots; A car mechanic saved a woman thanks to his extensive knowledge of the television show The Office; The claims that a potential recession is imminent are growing. Clark tells you how to prepare your personal finances for this possibility.  Learn more about your ad choices. Visit megaphone.fm/adchoices Amazon is testing delivery via robots; A car mechanic saved a woman thanks to his extensive knowledge of the television show The Office; The claims that a potential recession is imminent are growing. Clark tells you how to prepare your personal finances for this possibility. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2284     1.30.19 Face time privacy flaw; AT&T makes it difficult to cancel; Pet insurance pros and cons A 14 year-old kid found a privacy flaw in Apple's Face time app; AT&T employees are being told to make it difficult for customers to cancel their TV packages; Clark talks about the pros and cons of purchasing pet insurance Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 30 Jan 2019 22:00:00 -0000 full Clark Howard Face time privacy flaw; AT&T makes it difficult to cancel; Pet insurance pros and cons A 14 year-old kid found a privacy flaw in Apple's Face time app; AT&T employees are being told to make it difficult for customers to cancel their TV packages; Clark talks about the pros and cons of purchasing pet insurance Learn more about your ad choices. Visit megaphone.fm/adchoices A 14 year-old kid found a privacy flaw in Apple's Face time app; AT&T employees are being told to make it difficult for customers to cancel their TV packages; Clark talks about the pros and cons of purchasing pet insurance

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     1.29.19 Mortgages going digital; Facebook dupes online game users; Hybrid-trained employees make more Mortgages are finally transitioning into the digital age; Facebook took money from underage kids for online gaming. And they did it while knowing exactly what they were up to; If you get hybrid training you will make more money.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 29 Jan 2019 22:00:00 -0000 full Clark Howard Mortgages going digital; Facebook dupes online game users; Hybrid-trained employees make more Mortgages are finally transitioning into the digital age; Facebook took money from underage kids for online gaming. And they did it while knowing exactly what they were up to; If you get hybrid training you will make more money.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mortgages are finally transitioning into the digital age; Facebook took money from underage kids for online gaming. And they did it while knowing exactly what they were up to; If you get hybrid training you will make more money. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     1.28.19 Cruise deals happening now; Verizon reverses school fee stance; Almost no-one makes money via MLM's Wave Week is in full swing and the cruise deals are best to buy now through March; Verizon made a Clarkrage recently. Thankfully the massive company has rethought their stance; Less than 1% of people that participate in an MLM make money.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Jan 2019 22:00:00 -0000 full Clark Howard Cruise deals happening now; Verizon reverses school fee stance; Almost no-one makes money via MLM's Wave Week is in full swing and the cruise deals are best to buy now through March; Verizon made a Clarkrage recently. Thankfully the massive company has rethought their stance; Less than 1% of people that participate in an MLM make money.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wave Week is in full swing and the cruise deals are best to buy now through March; Verizon made a Clarkrage recently. Thankfully the massive company has rethought their stance; Less than 1% of people that participate in an MLM make money. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2322     1.25.19 Small business tax law changes; Clark Stinks Clark talks about how the new(ish) tax law will affect small business owners; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 25 Jan 2019 22:00:00 -0000 full Clark Howard Small business tax law changes; Clark Stinks Clark talks about how the new(ish) tax law will affect small business owners; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about how the new(ish) tax law will affect small business owners; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2300     1.24.19 Cashless businesses?; Wells Fargo fined again; Bogus credit card insurance Some businesses aren't accepting cash anymore. Others are charging you more for using credit cards. What should a smart consumer do?; Wells Fargo has been fined yet again. Clark explains; Clark talks with David Lazarus about a story he wrote where one credit card company refused to honor a death policy that they sold. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 24 Jan 2019 22:00:00 -0000 full Clark Howard Cashless businesses?; Wells Fargo fined again; Bogus credit card insurance Some businesses aren't accepting cash anymore. Others are charging you more for using credit cards. What should a smart consumer do?; Wells Fargo has been fined yet again. Clark explains; Clark talks with David Lazarus about a story he wrote where one credit card company refused to honor a death policy that they sold. Learn more about your ad choices. Visit megaphone.fm/adchoices Some businesses aren't accepting cash anymore. Others are charging you more for using credit cards. What should a smart consumer do?; Wells Fargo has been fined yet again. Clark explains; Clark talks with David Lazarus about a story he wrote where one credit card company refused to honor a death policy that they sold.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     1.23.19 Student loans affect home ownership; Closing funds transfer scam; Are extended car warranties worth it? Student loans have prevented many young people from purchasing a home they otherwise would have; Watch out for scam artists trying to steal your funds when you wire for a home closing; New evidence about whether or not extended car warranties are worth it. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 23 Jan 2019 22:00:00 -0000 full Clark Howard Student loans affect home ownership; Closing funds transfer scam; Are extended car warranties worth it? Student loans have prevented many young people from purchasing a home they otherwise would have; Watch out for scam artists trying to steal your funds when you wire for a home closing; New evidence about whether or not extended car warranties are worth it. Learn more about your ad choices. Visit megaphone.fm/adchoices Student loans have prevented many young people from purchasing a home they otherwise would have; Watch out for scam artists trying to steal your funds when you wire for a home closing; New evidence about whether or not extended car warranties are worth it.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2292     1.22.19 Digital drivers license; Free trial auto-billing; Personal finance classes in schools Digital drivers licenses are coming. Many privacy advocates are nervous about this but this could be a great thing as well; Mastercard has just done something incredibly human. They won't let you be billed after a free trial without your express permission; Personal finance classes are slowly but surely becoming a real thing in some states! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 22 Jan 2019 22:00:00 -0000 full Clark Howard Digital drivers license; Free trial auto-billing; Personal finance classes in schools Digital drivers licenses are coming. Many privacy advocates are nervous about this but this could be a great thing as well; Mastercard has just done something incredibly human. They won't let you be billed after a free trial without your express permission; Personal finance classes are slowly but surely becoming a real thing in some states! Learn more about your ad choices. Visit megaphone.fm/adchoices Digital drivers licenses are coming. Many privacy advocates are nervous about this but this could be a great thing as well; Mastercard has just done something incredibly human. They won't let you be billed after a free trial without your express permission; Personal finance classes are slowly but surely becoming a real thing in some states!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2327     1.21.19 Stop apps from tracking your location; Extinct consumer issues Clark tells you how to stop apps from tracking your location; This segment is fun. Take a trip down memory lane to see what consumer issues used to haunt people but no longer hold any relevance. We're looking at you, Blockbuster late fees! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 21 Jan 2019 22:00:00 -0000 full Clark Howard Stop apps from tracking your location; Extinct consumer issues Clark tells you how to stop apps from tracking your location; This segment is fun. Take a trip down memory lane to see what consumer issues used to haunt people but no longer hold any relevance. We're looking at you, Blockbuster late fees! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark tells you how to stop apps from tracking your location; This segment is fun. Take a trip down memory lane to see what consumer issues used to haunt people but no longer hold any relevance. We're looking at you, Blockbuster late fees!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2296     1.18.19 Paying bills will increase your credit score; Clark Stinks Paying bills could now have a direct positive impact on your credit score thanks to Experian; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 18 Jan 2019 22:00:00 -0000 full Clark Howard Paying bills will increase your credit score; Clark Stinks Paying bills could now have a direct positive impact on your credit score thanks to Experian; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here Learn more about your ad choices. Visit megaphone.fm/adchoices Paying bills could now have a direct positive impact on your credit score thanks to Experian; Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     1.17.19 Your next home might not use energy; Metlife pension fail; Choosing financial independence New homes and office buildings are set to use ZERO energy. How cool is that!?; Metlife fined for not paying out pensions to workers; Clark talks with the Brad and Jonathan from the ChooseFI podcast about pursuing financial independence. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 17 Jan 2019 22:00:00 -0000 full Clark Howard Your next home might not use energy; Metlife pension fail; Choosing financial independence New homes and office buildings are set to use ZERO energy. How cool is that!?; Metlife fined for not paying out pensions to workers; Clark talks with the Brad and Jonathan from the ChooseFI podcast about pursuing financial independence. Learn more about your ad choices. Visit megaphone.fm/adchoices New homes and office buildings are set to use ZERO energy. How cool is that!?; Metlife fined for not paying out pensions to workers; Clark talks with the Brad and Jonathan from the ChooseFI podcast about pursuing financial independence.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2295     1.16.19 Netflix price hike; Verizon's insane price hike; A 70% tax rate? Really!? This Netflix price hike has a lot of people freaking out. Clark discusses; Verizon just massively increased the price on a service that helps school aged children. Not cool!; And one young congresswoman has proposed a 70% tax bracket. Clark talks about why that isn't a good idea even though it is popular with a majority of Americans. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 16 Jan 2019 22:08:00 -0000 full Clark Howard Netflix price hike; Verizon's insane price hike; A 70% tax rate? Really!? This Netflix price hike has a lot of people freaking out. Clark discusses; Verizon just massively increased the price on a service that helps school aged children. Not cool!; And one young congresswoman has proposed a 70% tax bracket. Clark talks about why that isn't a good idea even though it is popular with a majority of Americans. Learn more about your ad choices. Visit megaphone.fm/adchoices This Netflix price hike has a lot of people freaking out. Clark discusses; Verizon just massively increased the price on a service that helps school aged children. Not cool!; And one young congresswoman has proposed a 70% tax bracket. Clark talks about why that isn't a good idea even though it is popular with a majority of Americans.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     1.15.19 Hospitals now posting prices; Car theft on the rise; Contactless credit cards Hospitals are now posting prices but it doesn't look like it will actually help consumers right now; Car theft is on the rise mostly because drivers are leaving their key fobs in their cars; Contactless credit cards are coming to your mailbox this year in droves. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 15 Jan 2019 22:00:00 -0000 full Clark Howard Hospitals now posting prices; Car theft on the rise; Contactless credit cards Hospitals are now posting prices but it doesn't look like it will actually help consumers right now; Car theft is on the rise mostly because drivers are leaving their key fobs in their cars; Contactless credit cards are coming to your mailbox this year in droves. Learn more about your ad choices. Visit megaphone.fm/adchoices Hospitals are now posting prices but it doesn't look like it will actually help consumers right now; Car theft is on the rise mostly because drivers are leaving their key fobs in their cars; Contactless credit cards are coming to your mailbox this year in droves.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2290     1.14.19 Don't sign up for websites with social media logins; Cell phone companies selling your location data; Effects of the government shutdown Be careful about signing up for different websites and offerings with your social media credentials; AT&T is going to stop selling the location of its customers. Clark is not happy at all that this was going on in the first place; The government shutdown has had wide ranging effects. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 Jan 2019 22:00:00 -0000 full Clark Howard Don't sign up for websites with social media logins; Cell phone companies selling your location data; Effects of the government shutdown Be careful about signing up for different websites and offerings with your social media credentials; AT&T is going to stop selling the location of its customers. Clark is not happy at all that this was going on in the first place; The government shutdown has had wide ranging effects. Learn more about your ad choices. Visit megaphone.fm/adchoices Be careful about signing up for different websites and offerings with your social media credentials; AT&T is going to stop selling the location of its customers. Clark is not happy at all that this was going on in the first place; The government shutdown has had wide ranging effects.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     1.11.19 Computer home appraisals; TikTok app is big with kids - here's what you need to know Computer home appraisals might be coming soon. Clark and Producer Joel discuss the pros and cons of this potential change; TikTok is surging in use among kids. Clark tells you what to watch out for if your kids are using this app. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 11 Jan 2019 22:00:00 -0000 full Clark Howard Computer home appraisals; TikTok app is big with kids - here's what you need to know Computer home appraisals might be coming soon. Clark and Producer Joel discuss the pros and cons of this potential change; TikTok is surging in use among kids. Clark tells you what to watch out for if your kids are using this app. Learn more about your ad choices. Visit megaphone.fm/adchoices Computer home appraisals might be coming soon. Clark and Producer Joel discuss the pros and cons of this potential change; TikTok is surging in use among kids. Clark tells you what to watch out for if your kids are using this app.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     1.10.19 Job interviews via text message; Bank balance info can easily be found; Cash out refinances on the rise Job interviews are beginning via text message oftentimes now. It's a significant shift and Clark tells you what to be aware of when applying for a job now; Your bank balance can be found by criminals. Clark tells you how they are doing it; Cash refinances are on the rise even as rates are ticking upwards. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 10 Jan 2019 22:00:00 -0000 full Clark Howard Job interviews via text message; Bank balance info can easily be found; Cash out refinances on the rise Job interviews are beginning via text message oftentimes now. It's a significant shift and Clark tells you what to be aware of when applying for a job now; Your bank balance can be found by criminals. Clark tells you how they are doing it; Cash refinances are on the rise even as rates are ticking upwards. Learn more about your ad choices. Visit megaphone.fm/adchoices Job interviews are beginning via text message oftentimes now. It's a significant shift and Clark tells you what to be aware of when applying for a job now; Your bank balance can be found by criminals. Clark tells you how they are doing it; Cash refinances are on the rise even as rates are ticking upwards.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     1.9.19 LIVE from CES: Clark discusses keyless door locks, smartphone developments, eliminating porch pirates, medical devices and more! LIVE from CES: Clark discusses keyless door locks, smartphone developments, eliminating porch pirates, medical devices and more! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 09 Jan 2019 22:00:00 -0000 full Clark Howard LIVE from CES: Clark discusses keyless door locks, smartphone developments, eliminating porch pirates, medical devices and more! LIVE from CES: Clark discusses keyless door locks, smartphone developments, eliminating porch pirates, medical devices and more! Learn more about your ad choices. Visit megaphone.fm/adchoices LIVE from CES: Clark discusses keyless door locks, smartphone developments, eliminating porch pirates, medical devices and more!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4306     1.8.19 LIVE from CES: Clark discusses self-driving cars, delivery robots, healthcare advancements, and more! LIVE from CES: Clark discusses self-driving cars, delivery robots, healthcare advancements, and more! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 08 Jan 2019 22:00:00 -0000 full Clark Howard LIVE from CES: Clark discusses self-driving cars, delivery robots, healthcare advancements, and more! LIVE from CES: Clark discusses self-driving cars, delivery robots, healthcare advancements, and more! Learn more about your ad choices. Visit megaphone.fm/adchoices LIVE from CES: Clark discusses self-driving cars, delivery robots, healthcare advancements, and more!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4205     1.7.19 College degrees and job availability; Paying for legroom on airplanes; Why are desk phones still around Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 07 Jan 2019 22:00:00 -0000 full Clark Howard College degrees and job availability; Paying for legroom on airplanes; Why are desk phones still around Learn more about your ad choices. Visit megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     1.4.19 A primer to owning rental property; Fake healthcare scam; Saving for your child before birth Want to own investment property at some point? This podcast episode is a good place to start; Watch out for this fake healthcare scam making the rounds; Did you know that you can actually save for your child's college before they are born? Clark explains. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 04 Jan 2019 22:00:00 -0000 full Clark Howard A primer to owning rental property; Fake healthcare scam; Saving for your child before birth Want to own investment property at some point? This podcast episode is a good place to start; Watch out for this fake healthcare scam making the rounds; Did you know that you can actually save for your child's college before they are born? Clark explains. Learn more about your ad choices. Visit megaphone.fm/adchoices Want to own investment property at some point? This podcast episode is a good place to start; Watch out for this fake healthcare scam making the rounds; Did you know that you can actually save for your child's college before they are born? Clark explains.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2298     1.3.19 Distracted driving dangers; App to help authors get noticed Distracted driving is becoming more of an issue all over this country; This app could get your e-book in front of thousands of readers. Some authors have put their books on Watt and found publishing deals because of it. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 03 Jan 2019 22:00:00 -0000 full Clark Howard Distracted driving dangers; App to help authors get noticed Distracted driving is becoming more of an issue all over this country; This app could get your e-book in front of thousands of readers. Some authors have put their books on Watt and found publishing deals because of it. Learn more about your ad choices. Visit megaphone.fm/adchoices Distracted driving is becoming more of an issue all over this country; This app could get your e-book in front of thousands of readers. Some authors have put their books on Watt and found publishing deals because of it.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2300     1.2.19 Nanoinfluencers on social media are now a real thing; Aldi vs. Whole Foods Watch out for sponsored posts from people with an incredibly small social media following; Have prices at Whole Foods gone down since Amazon bought the giant grocery retailer? Clark dives into the price difference now between Aldi and Whole Foods. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 02 Jan 2019 22:00:00 -0000 full Clark Howard Nanoinfluencers on social media are now a real thing; Aldi vs. Whole Foods Watch out for sponsored posts from people with an incredibly small social media following; Have prices at Whole Foods gone down since Amazon bought the giant grocery retailer? Clark dives into the price difference now between Aldi and Whole Foods. Learn more about your ad choices. Visit megaphone.fm/adchoices Watch out for sponsored posts from people with an incredibly small social media following; Have prices at Whole Foods gone down since Amazon bought the giant grocery retailer? Clark dives into the price difference now between Aldi and Whole Foods.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     1.1.19 Installment loans are back; Industries with the best customer service Fintech companies have brought back the installment loan. Watch out; Clark talks about what industries have the best customer service. Some will surprise you. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 01 Jan 2019 22:00:00 -0000 full Clark Howard Installment loans are back; Industries with the best customer service Fintech companies have brought back the installment loan. Watch out; Clark talks about what industries have the best customer service. Some will surprise you. Learn more about your ad choices. Visit megaphone.fm/adchoices Fintech companies have brought back the installment loan. Watch out; Clark talks about what industries have the best customer service. Some will surprise you.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     12.31.18 Google Fi just got better; Fewer people are getting raises Google Fi allows you to use iPhones now along with a whole slew of Android phones; Fewer people are getting raises. And more and more Americans are in favor of a higher minimum wage. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 31 Dec 2018 22:00:00 -0000 full Clark Howard Google Fi just got better; Fewer people are getting raises Google Fi allows you to use iPhones now along with a whole slew of Android phones; Fewer people are getting raises. And more and more Americans are in favor of a higher minimum wage. Learn more about your ad choices. Visit megaphone.fm/adchoices Google Fi allows you to use iPhones now along with a whole slew of Android phones; Fewer people are getting raises. And more and more Americans are in favor of a higher minimum wage.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     12.28.18 Foster kids at risk; Warning for small biz owners; Car leasing costs going up As foster care kids reach adulthood, difficulties mount; A warning to small business owners about expired URL's and how they can be commandeered; Leasing a car is getting even more costly than it has been. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 28 Dec 2018 22:00:00 -0000 full Clark Howard Foster kids at risk; Warning for small biz owners; Car leasing costs going up As foster care kids reach adulthood, difficulties mount; A warning to small business owners about expired URL's and how they can be commandeered; Leasing a car is getting even more costly than it has been. Learn more about your ad choices. Visit megaphone.fm/adchoices As foster care kids reach adulthood, difficulties mount; A warning to small business owners about expired URL's and how they can be commandeered; Leasing a car is getting even more costly than it has been.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2298     12.27.18 Flight cancellations and what to do; Are credit card annual fees worth it? Clark tells you what to do in the case your flight is cancelled; Credit card annual fees are often said to be bad. But sometimes they can be worth it. Clark tells you how to judge whether a card with an annual fee is worth it for you or not. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 27 Dec 2018 22:00:00 -0000 full Clark Howard Flight cancellations and what to do; Are credit card annual fees worth it? Clark tells you what to do in the case your flight is cancelled; Credit card annual fees are often said to be bad. But sometimes they can be worth it. Clark tells you how to judge whether a card with an annual fee is worth it for you or not. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark tells you what to do in the case your flight is cancelled; Credit card annual fees are often said to be bad. But sometimes they can be worth it. Clark tells you how to judge whether a card with an annual fee is worth it for you or not.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2296     12.26.18 Carmax now offers a return period; Walmart's healthcare approach Carmax is taking a page out of Carvana's book and is now offering a 7 day return period on some car purchases; Walmart is paying for airfare and hotel stays for surgery in order to cut its healthcare costs. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 26 Dec 2018 22:00:00 -0000 full Clark Howard Carmax now offers a return period; Walmart's healthcare approach Carmax is taking a page out of Carvana's book and is now offering a 7 day return period on some car purchases; Walmart is paying for airfare and hotel stays for surgery in order to cut its healthcare costs. Learn more about your ad choices. Visit megaphone.fm/adchoices Carmax is taking a page out of Carvana's book and is now offering a 7 day return period on some car purchases; Walmart is paying for airfare and hotel stays for surgery in order to cut its healthcare costs.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2300     12.25.18 Merry Christmas! Direct sale companies are flourishing; Year-end tax advice Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 25 Dec 2018 22:00:00 -0000 full Clark Howard Merry Christmas! Direct sale companies are flourishing; Year-end tax advice Learn more about your ad choices. Visit megaphone.fm/adchoices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2380     12.24.18 Coworkers and social media; Credit report mistakes Should you friend your coworkers on social media?; How long do mistakes stay on your credit report? Clark explains. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Dec 2018 22:00:00 -0000 full Clark Howard Coworkers and social media; Credit report mistakes Should you friend your coworkers on social media?; How long do mistakes stay on your credit report? Clark explains. Learn more about your ad choices. Visit megaphone.fm/adchoices Should you friend your coworkers on social media?; How long do mistakes stay on your credit report? Clark explains.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     12.21.18 Clark Stinks; Clark tells the story of how he retired early Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Clark tells his story about how he retired at 31 and why he continues to teach personal finance to millions. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 21 Dec 2018 22:00:00 -0000 full Clark Howard Clark Stinks; Clark tells the story of how he retired early Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Clark tells his story about how he retired at 31 and why he continues to teach personal finance to millions. Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Clark tells his story about how he retired at 31 and why he continues to teach personal finance to millions.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2294     12.20.18 Most important move for home buyers; IRS imposter scams; Shrinking middle class Why shopping for your financing is the most important step when you are considering buying a home; IRS imposter scams are making the rounds. Beware!; The middle class is shrinking according to statistics. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 20 Dec 2018 22:00:00 -0000 full Clark Howard Most important move for home buyers; IRS imposter scams; Shrinking middle class Why shopping for your financing is the most important step when you are considering buying a home; IRS imposter scams are making the rounds. Beware!; The middle class is shrinking according to statistics. Learn more about your ad choices. Visit megaphone.fm/adchoices Why shopping for your financing is the most important step when you are considering buying a home; IRS imposter scams are making the rounds. Beware!; The middle class is shrinking according to statistics.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     12.19.18 Paying cash for college; Resort fees; Owning vs renting stuff Clark interviews Sabrina from WorkingMom.com about how she made massive changes in order to be able to pay cash for college for her kids; Resort fees are popping up more and more and they are often being charged at everyday hotels that aren't resorts; Should you own or rent stuff? That question often gets asked about home ownership, but rarely about the things that you use.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 19 Dec 2018 22:00:00 -0000 full Clark Howard Paying cash for college; Resort fees; Owning vs renting stuff Clark interviews Sabrina from WorkingMom.com about how she made massive changes in order to be able to pay cash for college for her kids; Resort fees are popping up more and more and they are often being charged at everyday hotels that aren't resorts; Should you own or rent stuff? That question often gets asked about home ownership, but rarely about the things that you use.  Learn more about your ad choices. Visit megaphone.fm/adchoices Clark interviews Sabrina from WorkingMom.com about how she made massive changes in order to be able to pay cash for college for her kids; Resort fees are popping up more and more and they are often being charged at everyday hotels that aren't resorts; Should you own or rent stuff? That question often gets asked about home ownership, but rarely about the things that you use. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     12.18.18 Money problems lead to health issues; Faith fraud; Deleting old accounts Money problems can often lead to health issues. That's mostly because of the impact that stress has on us; One couple stole $12 million dollars from others through a faith fraud scam; Deleting old accounts is very important and can save you from potential identity theft.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 18 Dec 2018 22:00:00 -0000 full Clark Howard Money problems lead to health issues; Faith fraud; Deleting old accounts Money problems can often lead to health issues. That's mostly because of the impact that stress has on us; One couple stole $12 million dollars from others through a faith fraud scam; Deleting old accounts is very important and can save you from potential identity theft.  Learn more about your ad choices. Visit megaphone.fm/adchoices Money problems can often lead to health issues. That's mostly because of the impact that stress has on us; One couple stole $12 million dollars from others through a faith fraud scam; Deleting old accounts is very important and can save you from potential identity theft. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     12.17.18 Remote patient monitoring; Voice phishing; Cutting your internet cord Remote patient monitoring is getting better and could save money on medical costs; Watch out for this voice phishing scam!; Could you cut your home internet cord? Turns out there's a solution that you could be overlooking to help you do just that.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Dec 2018 22:00:00 -0000 full Clark Howard Remote patient monitoring; Voice phishing; Cutting your internet cord Remote patient monitoring is getting better and could save money on medical costs; Watch out for this voice phishing scam!; Could you cut your home internet cord? Turns out there's a solution that you could be overlooking to help you do just that.  Learn more about your ad choices. Visit megaphone.fm/adchoices Remote patient monitoring is getting better and could save money on medical costs; Watch out for this voice phishing scam!; Could you cut your home internet cord? Turns out there's a solution that you could be overlooking to help you do just that. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2294     12.14.18 Clark Stinks; Zoning laws have major impacts across the country Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Minneapolis just changed their single family zoning laws. Clark talks about the major impact that zoning laws have on municipalities. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 14 Dec 2018 22:00:00 -0000 full Clark Howard Clark Stinks; Zoning laws have major impacts across the country Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Minneapolis just changed their single family zoning laws. Clark talks about the major impact that zoning laws have on municipalities. Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Minneapolis just changed their single family zoning laws. Clark talks about the major impact that zoning laws have on municipalities.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     12.13.18 Best & worst home insurance companies; Fake shipping email scam; ABLE accounts get better Clark talks about which insurers you should consider doing business with; Watch out for this new fake email shipping scam; ABLE accounts have had some changes recently. And those have made the accounts for the disable much more valuable. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 13 Dec 2018 22:00:00 -0000 full Clark Howard Best & worst home insurance companies; Fake shipping email scam; ABLE accounts get better Clark talks about which insurers you should consider doing business with; Watch out for this new fake email shipping scam; ABLE accounts have had some changes recently. And those have made the accounts for the disable much more valuable. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about which insurers you should consider doing business with; Watch out for this new fake email shipping scam; ABLE accounts have had some changes recently. And those have made the accounts for the disable much more valuable.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     12.12.18 Cheapest used cars to repair; Equifax report sheds light on mistakes; Best & worst store return policies Which brands and models are the cheapest to repair? Clark fills you in; A new report about the Equifax breach sheds light on the myriad mistakes they made that exposed the data of tens of millions of Americans; What stores offer the best and worst return policies is something you need to keep in mind while doing your Christmas shopping.   Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 12 Dec 2018 22:00:00 -0000 full Clark Howard Cheapest used cars to repair; Equifax report sheds light on mistakes; Best & worst store return policies Which brands and models are the cheapest to repair? Clark fills you in; A new report about the Equifax breach sheds light on the myriad mistakes they made that exposed the data of tens of millions of Americans; What stores offer the best and worst return policies is something you need to keep in mind while doing your Christmas shopping.   Learn more about your ad choices. Visit megaphone.fm/adchoices Which brands and models are the cheapest to repair? Clark fills you in; A new report about the Equifax breach sheds light on the myriad mistakes they made that exposed the data of tens of millions of Americans; What stores offer the best and worst return policies is something you need to keep in mind while doing your Christmas shopping.  

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     12.11.18 The smartphone decline; How to give gift cards; For-profit college closures Smartphones aren't getting much smarter these days. So Clark tells you how to avoid the hype and avenues to pay less on your cell phone hardware; Gift cards aren't the best gift. But you can make it a decent gift with a couple smart strategies; A few for-profit colleges went bust today. It's important for students to apply for student loan cancellation. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 11 Dec 2018 22:00:00 -0000 full Clark Howard The smartphone decline; How to give gift cards; For profit college closures Smartphones aren't getting much smarter these days. So Clark tells you how to avoid the hype and avenues to pay less on your cell phone hardware; Gift cards aren't the best gift. But you can make it a decent gift with a couple smart strategies; A few for-profit colleges went bust today. It's important for students to apply for student loan cancellation. Learn more about your ad choices. Visit megaphone.fm/adchoices Smartphones aren't getting much smarter these days. So Clark tells you how to avoid the hype and avenues to pay less on your cell phone hardware; Gift cards aren't the best gift. But you can make it a decent gift with a couple smart strategies; A few for-profit colleges went bust today. It's important for students to apply for student loan cancellation.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     12.10.18 Obamacare enrollment ends soon; Best deals today; How much your data is worth Obamacare open enrollment ends this Saturday. Plus Clark talks about Fidelity's new HSA offering!; It's Green Monday and there are some great deals out there; How much is your data worth? Clark tells you the info that identity thieves will pay a lot for...and how to protect yourself. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Dec 2018 22:00:00 -0000 full Clark Howard Obamacare enrollment ends soon; Best deals today; How much your data is worth Obamacare open enrollment ends this Saturday. Plus Clark talks about Fidelity's new HSA offering!; It's Green Monday and there are some great deals out there; How much is your data worth? Clark tells you the info that identity thieves will pay a lot for...and how to protect yourself. Learn more about your ad choices. Visit megaphone.fm/adchoices Obamacare open enrollment ends this Saturday. Plus Clark talks about Fidelity's new HSA offering!; It's Green Monday and there are some great deals out there; How much is your data worth? Clark tells you the info that identity thieves will pay a lot for...and how to protect yourself.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     12.7.18 Clark Stinks; Free gifts for kids at Christmas Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Clark shares a long list of free gifts that will mean a lot to kids at Christmas time.  Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 07 Dec 2018 22:00:00 -0000 full Clark Howard Clark Stinks; Free gifts for kids at Christmas Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Clark shares a long list of free gifts that will mean a lot to kids at Christmas time.  Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Clark shares a long list of free gifts that will mean a lot to kids at Christmas time. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     12.6.18 Beware sending money digitally; Medical malpractice; Waymo self-driving advances Watch out when sending money via apps. Especially, check your privacy settings on your Venmo app; Doctors are losing their license in one state and practicing in another...and another; Waymo is making some major inroads in the self-driving game.  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 06 Dec 2018 22:00:00 -0000 full Clark Howard Beware sending money digitally; Medical malpractice; Waymo self-driving advances Watch out when sending money via apps. Especially, check your privacy settings on your Venmo app; Doctors are losing their license in one state and practicing in another...and another; Waymo is making some major inroads in the self-driving game.  Learn more about your ad choices. Visit megaphone.fm/adchoices Watch out when sending money via apps. Especially, check your privacy settings on your Venmo app; Doctors are losing their license in one state and practicing in another...and another; Waymo is making some major inroads in the self-driving game. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     12.5.18 Best deals on cars right now; Marriott's awful breach response; Awesome deals today We're close to the end of the year. Clark talks about where to find the best deals on cars both used and new; Marriott is not doing the right thing for their customers post breach; Clark talks with deals editor Charis about the best deals today.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 05 Dec 2018 22:00:00 -0000 full Clark Howard Best deals on cars right now; Marriott's awful breach response; Awesome deals today We're close to the end of the year. Clark talks about where to find the best deals on cars both used and new; Marriott is not doing the right thing for their customers post breach; Clark talks with deals editor Charis about the best deals today.  Learn more about your ad choices. Visit megaphone.fm/adchoices We're close to the end of the year. Clark talks about where to find the best deals on cars both used and new; Marriott is not doing the right thing for their customers post breach; Clark talks with deals editor Charis about the best deals today. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2324     12.4.18 Gifting 529 money; Tesla self-driving fiasco; Subprime auto loans A way to gift 529 money is here!; Falling asleep while drunk in a Tesla? Yep, it happened; Subprime auto loans are on the rise. That's not good. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 04 Dec 2018 22:00:00 -0000 full Clark Howard Gifting 529 money; Tesla self-driving fiasco; Subprime auto loans A way to gift 529 money is here!; Falling asleep while drunk in a Tesla? Yep, it happened; Subprime auto loans are on the rise. That's not good. Learn more about your ad choices. Visit megaphone.fm/adchoices A way to gift 529 money is here!; Falling asleep while drunk in a Tesla? Yep, it happened; Subprime auto loans are on the rise. That's not good.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2283     12.3.18 Marriott breach; Payless' amazing ad campaign; Biometric airport terminals Marriott just had a severe breach. Clark tells you what to watch out for in the coming weeks in light of this breach; Payless' new ad campaign was pretty incredible and reinforced how label-conscious our society can be at times. Don't buy the hype!; Delta just launched the first biometric airport terminal. It is already making things more efficient. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Dec 2018 22:14:36 -0000 full Clark Howard Marriott breach; Payless' amazing ad campaign; Biometric airport terminals Marriott just had a severe breach. Clark tells you what to watch out for in the coming weeks in light of this breach; Payless' new ad campaign was pretty incredible and reinforced how label-conscious our society can be at times. Don't buy the hype!; Delta just launched the first biometric airport terminal. It is already making things more efficient. Learn more about your ad choices. Visit megaphone.fm/adchoices Marriott just had a severe breach. Clark tells you what to watch out for in the coming weeks in light of this breach; Payless' new ad campaign was pretty incredible and reinforced how label-conscious our society can be at times. Don't buy the hype!; Delta just launched the first biometric airport terminal. It is already making things more efficient.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2323     11.30.18 Clark Stinks; Video doorbells are catching criminals Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Video doorbells are all the rage right now. Millions are being sold every year in America. And one of the major benefits is that they are helping local police departments catch criminals.  Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 30 Nov 2018 22:00:00 -0000 full Clark Howard Clark Stinks; Video doorbells are catching criminals Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Video doorbells are all the rage right now. Millions are being sold every year in America. And one of the major benefits is that they are helping local police departments catch criminals.  Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Video doorbells are all the rage right now. Millions are being sold every year in America. And one of the major benefits is that they are helping local police departments catch criminals. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2296     11.29.18 The 401k is 40 years old; Amazon e-mail scam; Customer service key logging The man that invented the 401k is speaking out 40 years later. And many of the changes he would make to the now popular retirement plan are similar to the ones Clark has been touting for years; Watch out for this Amazon e-mail scam flooding inboxes post a recent breach of some Amazon accounts; Many customer service chat folks can now see what you are typing while you are typing it. Creepy. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 29 Nov 2018 22:00:00 -0000 full Clark Howard The 401k is 40 years old; Amazon e-mail scam; Customer service key logging The man that invented the 401k is speaking out 40 years later. And many of the changes he would make to the now popular retirement plan are similar to the ones Clark has been touting for years; Watch out for this Amazon e-mail scam flooding inboxes post a recent breach of some Amazon accounts; Many customer service chat folks can now see what you are typing while you are typing it. Creepy. Learn more about your ad choices. Visit megaphone.fm/adchoices The man that invented the 401k is speaking out 40 years later. And many of the changes he would make to the now popular retirement plan are similar to the ones Clark has been touting for years; Watch out for this Amazon e-mail scam flooding inboxes post a recent breach of some Amazon accounts; Many customer service chat folks can now see what you are typing while you are typing it. Creepy.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     11.28.18 Housing market slowdown; Small business scams; Holiday tipping tips The housing market is slowing down - even in the hottest markets; Scam enterprises are plentiful operating out of New York trying to get small businesses to sign up for loans with terrible  terms; Who and how should you tip this Holiday season? Clark discusses...and there are some tipping suggestions that deserve to be mocked just a little bit! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 28 Nov 2018 22:00:00 -0000 full Clark Howard Housing market slowdown; Small business scams; Holiday tipping tips The housing market is slowing down - even in the hottest markets; Scam enterprises are plentiful operating out of New York trying to get small businesses to sign up for loans with terrible  terms; Who and how should you tip this Holiday season? Clark discusses...and there are some tipping suggestions that deserve to be mocked just a little bit! Learn more about your ad choices. Visit megaphone.fm/adchoices The housing market is slowing down - even in the hottest markets; Scam enterprises are plentiful operating out of New York trying to get small businesses to sign up for loans with terrible  terms; Who and how should you tip this Holiday season? Clark discusses...and there are some tipping suggestions that deserve to be mocked just a little bit!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2323     11.27.18 Real or artificial Christmas tree?; Social security customer no-service; Vanguard fee cut Should you be buying a real or an artificial Christmas tree? Clark goes through the pros and cons to the environment and to your wallet; Social security wait times are outrageous; Vanguard has cut the minimum amount for you to be able to invest in its lower fee Admiral funds. Great news! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 27 Nov 2018 22:00:00 -0000 full Clark Howard Real or artificial Christmas tree?; Social security customer no-service; Vanguard fee cut Should you be buying a real or an artificial Christmas tree? Clark goes through the pros and cons to the environment and to your wallet; Social security wait times are outrageous; Vanguard has cut the minimum amount for you to be able to invest in its lower fee Admiral funds. Great news! Learn more about your ad choices. Visit megaphone.fm/adchoices Should you be buying a real or an artificial Christmas tree? Clark goes through the pros and cons to the environment and to your wallet; Social security wait times are outrageous; Vanguard has cut the minimum amount for you to be able to invest in its lower fee Admiral funds. Great news!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2281     11.26.18 Cyber Monday; Bitcoin crashing; GM layoff announcement Black Friday is over and Cyber Monday is here. Clark talks about shopping for deals and how travel deals are likely to be the star tomorrow; Bitcoin is crashing. It's still a speculative buy and not worth purchasing now; GM announced plant closures and layoffs today. This directly impacts how much you'll pay for a new car now and in the future. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Nov 2018 22:10:36 -0000 full Clark Howard Cyber Monday; Bitcoin crashing; GM layoff announcement Black Friday is over and Cyber Monday is here. Clark talks about shopping for deals and how travel deals are likely to be the star tomorrow; Bitcoin is crashing. It's still a speculative buy and not worth purchasing now; GM announced plant closures and layoffs today. This directly impacts how much you'll pay for a new car now and in the future. Learn more about your ad choices. Visit megaphone.fm/adchoices Black Friday is over and Cyber Monday is here. Clark talks about shopping for deals and how travel deals are likely to be the star tomorrow; Bitcoin is crashing. It's still a speculative buy and not worth purchasing now; GM announced plant closures and layoffs today. This directly impacts how much you'll pay for a new car now and in the future.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2324     11.23.18 Moving to make more money; Everything you need to know about PMI Relocating can have a major impact on your salary; Feel like you are throwing away money every month on PMI? Clark gives you all the details about PMI and avenues to get rid of it so you can keep that money in your pocket. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 23 Nov 2018 22:00:00 -0000 full Clark Howard Moving to make more money; Everything you need to know about PMI Relocating can have a major impact on your salary; Feel like you are throwing away money every month on PMI? Clark gives you all the details about PMI and avenues to get rid of it so you can keep that money in your pocket. Learn more about your ad choices. Visit megaphone.fm/adchoices Relocating can have a major impact on your salary; Feel like you are throwing away money every month on PMI? Clark gives you all the details about PMI and avenues to get rid of it so you can keep that money in your pocket.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     11.21.18 The cost of raising a child; Moviepass alternatives How much does it really cost to raise a child? Clark gets into it; If you are a fan of seeing movies but spending a whole let less money doing so, check out these Moviepass alternatives. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 Nov 2018 22:00:00 -0000 full Clark Howard The cost of raising a child; Moviepass alternatives How much does it really cost to raise a child? Clark gets into it; If you are a fan of seeing movies but spending a whole let less money doing so, check out these Moviepass alternatives. Learn more about your ad choices. Visit megaphone.fm/adchoices How much does it really cost to raise a child? Clark gets into it; If you are a fan of seeing movies but spending a whole let less money doing so, check out these Moviepass alternatives.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2323     11.20.18 Customers providing the customer service; Refinancing your car loan Some companies are using their own customers to provide customer service to patrons in need of help; Refinancing your car loan has no up front costs and can save you lots of money in interest payments. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 20 Nov 2018 22:00:00 -0000 full Clark Howard Customers providing the customer service; Refinancing your car loan Some companies are using their own customers to provide customer service to patrons in need of help; Refinancing your car loan has no up front costs and can save you lots of money in interest payments. Learn more about your ad choices. Visit megaphone.fm/adchoices Some companies are using their own customers to provide customer service to patrons in need of help; Refinancing your car loan has no up front costs and can save you lots of money in interest payments.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2300     11.19.18 Home prices slowing; Travel junk fees Home prices have stalled out in many markets. Good news for first-time home buyers!; Watch out for these junk fees when traveling. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Nov 2018 22:00:00 -0000 full Clark Howard Home prices slowing; Travel junk fees Home prices have stalled out in many markets. Good news for first-time home buyers!; Watch out for these junk fees when traveling. Learn more about your ad choices. Visit megaphone.fm/adchoices Home prices have stalled out in many markets. Good news for first-time home buyers!; Watch out for these junk fees when traveling.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2302     11.16.18 Clark Stinks; Americans are eating less fast food Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Americans are going to fewer fast food restaurants. Clark discusses why that is the case. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 16 Nov 2018 22:00:00 -0000 full Clark Howard Clark Stinks; Americans are eating less fast food Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Americans are going to fewer fast food restaurants. Clark discusses why that is the case. Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Americans are going to fewer fast food restaurants. Clark discusses why that is the case.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2304     11.15.18 Vanguard customer satisfaction drop; Flavored e cigs; New Amazon DVR Vanguard dropped in the ACSI ratings due to worse customer service. Clark runs through other results from the recent customer satisfaction survey; Juul has announced that it will no longer sell flavors of liquid for its e cigarettes. That is good news for parents; Amazon has a new DVR for cord cutters that is worthy of your consideration. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 15 Nov 2018 22:00:00 -0000 full Clark Howard Vanguard customer satisfaction drop; Flavored e cigs; New Amazon DVR Vanguard dropped in the ACSI ratings due to worse customer service. Clark runs through other results from the recent customer satisfaction survey; Juul has announced that it will no longer sell flavors of liquid for its e cigarettes. That is good news for parents; Amazon has a new DVR for cord cutters that is worthy of your consideration. Learn more about your ad choices. Visit megaphone.fm/adchoices Vanguard dropped in the ACSI ratings due to worse customer service. Clark runs through other results from the recent customer satisfaction survey; Juul has announced that it will no longer sell flavors of liquid for its e cigarettes. That is good news for parents; Amazon has a new DVR for cord cutters that is worthy of your consideration.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     11.14.18 Amazon's new HQ2 cities; VA nursing home outrage; Banks working with the DMV Amazon announced its HQ2 cities. And the biggest downside is the corporate welfare culture; The VA has been the subject of a few Clarkrages. Here is another important update on what is happening in VA nursing home facilities; Banks are working with DMV's across the country to better identify their customers. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 14 Nov 2018 22:00:00 -0000 full Clark Howard Amazon's new HQ2 cities; VA nursing home outrage; Banks working with the DMV Amazon announced its HQ2 cities. And the biggest downside is the corporate welfare culture; The VA has been the subject of a few Clarkrages. Here is another important update on what is happening in VA nursing home facilities; Banks are working with DMV's across the country to better identify their customers. Learn more about your ad choices. Visit megaphone.fm/adchoices Amazon announced its HQ2 cities. And the biggest downside is the corporate welfare culture; The VA has been the subject of a few Clarkrages. Here is another important update on what is happening in VA nursing home facilities; Banks are working with DMV's across the country to better identify their customers.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2323     11.13.18 Used cars are costing more; Mailbox crimes; 3D printing glasses The average used car now costs more than $20k!; USPS mail preview is giving fraudsters a leg up on us; 3D printing glasses is the future of allowing customization. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 13 Nov 2018 22:00:00 -0000 full Clark Howard Used cars are costing more; Mailbox crimes; 3D printing glasses The average used car now costs more than $20k!; USPS mail preview is giving fraudsters a leg up on us; 3D printing glasses is the future of allowing customization. Learn more about your ad choices. Visit megaphone.fm/adchoices The average used car now costs more than $20k!; USPS mail preview is giving fraudsters a leg up on us; 3D printing glasses is the future of allowing customization.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     11.12.18 Google and Facebook end arbitration clauses; Paying at the pump; Tiny homes helping homeless vets Google and Facebook are ending arbitration clauses for sexual harassment claims; How to protect yourself from more advanced skimmers that aim to steal your payment information. They are widely used at gas pumps now; Home sizes are shrinking. There are lots of benefits to that shift. Also, homeless vets are benefiting as tiny homes in certain locations are offering places for them to rest their head as they seek to get back on their feet. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Nov 2018 22:08:00 -0000 full Clark Howard Google and Facebook end arbitration clauses; Paying at the pump; Tiny homes helping homeless vets Google and Facebook are ending arbitration clauses for sexual harassment claims; How to protect yourself from more advanced skimmers that aim to steal your payment information. They are widely used at gas pumps now; Home sizes are shrinking. There are lots of benefits to that shift. Also, homeless vets are benefiting as tiny homes in certain locations are offering places for them to rest their head as they seek to get back on their feet. Learn more about your ad choices. Visit megaphone.fm/adchoices Google and Facebook are ending arbitration clauses for sexual harassment claims; How to protect yourself from more advanced skimmers that aim to steal your payment information. They are widely used at gas pumps now; Home sizes are shrinking. There are lots of benefits to that shift. Also, homeless vets are benefiting as tiny homes in certain locations are offering places for them to rest their head as they seek to get back on their feet.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2329     11.9.18 Clark Stinks; Veterans Day Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Clark talks about the importance of Veterans Day and discusses his own service Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 09 Nov 2018 22:00:00 -0000 full Clark Howard Clark Stinks; Veterans Day Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Clark talks about the importance of Veterans Day and discusses his own service Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Clark talks about the importance of Veterans Day and discusses his own service

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     11.8.18 Investing limits increasing; CVS receipts; Your customer service score The limits for what you can contribute to a 401k, 457b, or an IRA are increasing in 2019; CVS receipts are SO incredibly long; Your customer service score could determine whether you get decent customer service from a retailer or not. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 08 Nov 2018 22:00:00 -0000 full Clark Howard Investing limits increasing; CVS receipts; Your customer service score The limits for what you can contribute to a 401k, 457b, or an IRA are increasing in 2019; CVS receipts are SO incredibly long; Your customer service score could determine whether you get decent customer service from a retailer or not. Learn more about your ad choices. Visit megaphone.fm/adchoices The limits for what you can contribute to a 401k, 457b, or an IRA are increasing in 2019; CVS receipts are SO incredibly long; Your customer service score could determine whether you get decent customer service from a retailer or not.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     11.7.18 Car recalls; Your Facebook info is for sale; Wireless mesh routers Make sure to get recalls on your car fixed in a timely manner; Your Facebook info - including actual messages you have sent through the service - could be for sale online after the Facebook breach; Wireless mesh routers can help your home WiFi in a big way. And these systems are going down in price as well. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 07 Nov 2018 22:00:00 -0000 full Clark Howard Car recalls; Your Facebook info is for sale; Wireless mesh routers Make sure to get recalls on your car fixed in a timely manner; Your Facebook info - including actual messages you have sent through the service - could be for sale online after the Facebook breach; Wireless mesh routers can help your home WiFi in a big way. And these systems are going down in price as well. Learn more about your ad choices. Visit megaphone.fm/adchoices Make sure to get recalls on your car fixed in a timely manner; Your Facebook info - including actual messages you have sent through the service - could be for sale online after the Facebook breach; Wireless mesh routers can help your home WiFi in a big way. And these systems are going down in price as well.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     11.6.18 International airfares to increase; Eliminating home internet with your cell phone plan Some of the discount international airlines are in financial trouble. This could lead to increasing airfare prices when traveling overseas; Sprint has a cell phone plan that could help you eliminate the need for at-home internet.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 06 Nov 2018 22:12:21 -0000 full Clark Howard International airfares to increase; Eliminating home internet with your cell phone plan Some of the discount international airlines are in financial trouble. This could lead to increasing airfare prices when traveling overseas; Sprint has a cell phone plan that could help you eliminate the need for at-home internet.  Learn more about your ad choices. Visit megaphone.fm/adchoices Some of the discount international airlines are in financial trouble. This could lead to increasing airfare prices when traveling overseas; Sprint has a cell phone plan that could help you eliminate the need for at-home internet. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2321     11.5.18 Open enrollment; Gift card scam; Amazon holiday free shipping Open enrollment is upon us. Clark tells you how to tackle it in order to save the most and get the best coverage for your dollar; Gift card scams are proliferating. Watch out for a strange email from your boss...; Amazon is offering free shipping for all this Holiday season. Free shipping isn't just for Prime members anymore. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Nov 2018 22:24:06 -0000 full Clark Howard Open enrollment; Gift card scam; Amazon holiday free shipping Open enrollment is upon us. Clark tells you how to tackle it in order to save the most and get the best coverage for your dollar; Gift card scams are proliferating. Watch out for a strange email from your boss...; Amazon is offering free shipping for all this Holiday season. Free shipping isn't just for Prime members anymore. Learn more about your ad choices. Visit megaphone.fm/adchoices Open enrollment is upon us. Clark tells you how to tackle it in order to save the most and get the best coverage for your dollar; Gift card scams are proliferating. Watch out for a strange email from your boss...; Amazon is offering free shipping for all this Holiday season. Free shipping isn't just for Prime members anymore.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     11.2.18 Clark Stinks; Gas prices going down for the Holidays Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Gas prices are going down just in time for the Holidays. And the US is now #1 in getting oil out of the ground. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 02 Nov 2018 21:00:00 -0000 full Clark Howard Clark Stinks; Gas prices going down for the Holidays Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Gas prices are going down just in time for the Holidays. And the US is now #1 in getting oil out of the ground. Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Gas prices are going down just in time for the Holidays. And the US is now #1 in getting oil out of the ground.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     11.1.18 Marriott strike; Android phone deal; Robots changing grocery delivery Marriott employees are striking. And this is not good for Marriott customers; Clark mentions an awesome deal on a flagship Android phone that's only available for a few days for T-Mobile customers; Robots are changing the way groceries are delivered. And major grocery companies are diving headlong into this...and spending lots of money to make headway. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 01 Nov 2018 21:00:00 -0000 full Clark Howard Marriott strike; Android phone deal; Robots changing grocery delivery Marriott employees are striking. And this is not good for Marriott customers; Clark mentions an awesome deal on a flagship Android phone that's only available for a few days for T-Mobile customers; Robots are changing the way groceries are delivered. And major grocery companies are diving headlong into this...and spending lots of money to make headway. Learn more about your ad choices. Visit megaphone.fm/adchoices Marriott employees are striking. And this is not good for Marriott customers; Clark mentions an awesome deal on a flagship Android phone that's only available for a few days for T-Mobile customers; Robots are changing the way groceries are delivered. And major grocery companies are diving headlong into this...and spending lots of money to make headway.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2321     10.31.18 Credit card issuers canceling cards; Kids and screen addiction Discover, Capital One, and other credit card issuers are cancelling cards that haven't been used in a while. Clark talks about what this means for the broader economy and how you as an individual should handle your plastic; Screen addiction in youth is looking like a major problem. Wealthier and more educated communities are striving to ban screens for youth altogether - especially in schools.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 31 Oct 2018 21:00:00 -0000 full Clark Howard Credit card issuers canceling cards; Kids and screen addiction Discover, Capital One, and other credit card issuers are cancelling cards that haven't been used in a while. Clark talks about what this means for the broader economy and how you as an individual should handle your plastic; Screen addiction in youth is looking like a major problem. Wealthier and more educated communities are striving to ban screens for youth altogether - especially in schools.  Learn more about your ad choices. Visit megaphone.fm/adchoices Discover, Capital One, and other credit card issuers are cancelling cards that haven't been used in a while. Clark talks about what this means for the broader economy and how you as an individual should handle your plastic; Screen addiction in youth is looking like a major problem. Wealthier and more educated communities are striving to ban screens for youth altogether - especially in schools. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2304     10.30.18 Are work surveys really anonymous; Marine housing issues; Hotel best price guarantees Many employees are given supposedly anonymous surveys to take at work. But are they really kept anonymous and how should you approach them?; Clark is upset and housing issues that marine families face. This needs to be rectified!; Hotels are trying really, really hard to get you to book directly through their websites. But is that really the best option?  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 30 Oct 2018 21:00:00 -0000 full Clark Howard Are work surveys really anonymous; Marine housing issues; Hotel best price guarantees Many employees are given supposedly anonymous surveys to take at work. But are they really kept anonymous and how should you approach them?; Clark is upset and housing issues that marine families face. This needs to be rectified!; Hotels are trying really, really hard to get you to book directly through their websites. But is that really the best option?  Learn more about your ad choices. Visit megaphone.fm/adchoices Many employees are given supposedly anonymous surveys to take at work. But are they really kept anonymous and how should you approach them?; Clark is upset and housing issues that marine families face. This needs to be rectified!; Hotels are trying really, really hard to get you to book directly through their websites. But is that really the best option? 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2288     10.29.18 Credit card with no credit check; Harmful selfies; Resumes in the digital age Petal Card allows consumers to get a credit card without going through a credit check; More people are dying from poorly timed selfies; Clark talks about how to get your resume in front of the decision makers in the digital age. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Oct 2018 21:00:00 -0000 full Clark Howard Credit card with no credit check; Harmful selfies; Resumes in the digital age Petal Card allows consumers to get a credit card without going through a credit check; More people are dying from poorly timed selfies; Clark talks about how to get your resume in front of the decision makers in the digital age. Learn more about your ad choices. Visit megaphone.fm/adchoices Petal Card allows consumers to get a credit card without going through a credit check; More people are dying from poorly timed selfies; Clark talks about how to get your resume in front of the decision makers in the digital age.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2300     10.26.18 Clark Stinks; Minimum wage laws working? Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; The minimum wage law seems to be working well in Seattle. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 26 Oct 2018 21:00:00 -0000 full Clark Howard Clark Stinks; Minimum wage laws working? Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; The minimum wage law seems to be working well in Seattle. Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; The minimum wage law seems to be working well in Seattle.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     10.25.18 Credit Karma pre-approval; Illegal substances in supplements; Car sales slowing Credit Karma is making it easier to know ahead of time whether you'll be approved for a credit application; Beware taking supplements. Many have harmful substances in them; Car sales are slowing down which is a sign of potential economic changes but could also net you a deal on a vehicle in the near future Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 25 Oct 2018 21:00:00 -0000 full Clark Howard Credit Karma pre-approval; Illegal substances in supplements; Car sales slowing Credit Karma is making it easier to know ahead of time whether you'll be approved for a credit application; Beware taking supplements. Many have harmful substances in them; Car sales are slowing down which is a sign of potential economic changes but could also net you a deal on a vehicle in the near future Learn more about your ad choices. Visit megaphone.fm/adchoices Credit Karma is making it easier to know ahead of time whether you'll be approved for a credit application; Beware taking supplements. Many have harmful substances in them; Car sales are slowing down which is a sign of potential economic changes but could also net you a deal on a vehicle in the near future

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2289     10.24.18 Where to buy toys for Christmas; Mobile check deposit rules; Prescription drug price disclosure With Toys R Us having gone bankrupt, Clark discusses how to approach toy shopping for Christmas; Mobile check depositing is a gift from above. But some folks are abusing this gift and new rules about how you can deposit mobile checks are coming to a banking app near you; Prescription drug companies might have to disclose their drug prices on TV ads in the near future. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 24 Oct 2018 21:00:00 -0000 full Clark Howard Where to buy toys for Christmas; Mobile check deposit rules; Prescription drug price disclosure With Toys R Us having gone bankrupt, Clark discusses how to approach toy shopping for Christmas; Mobile check depositing is a gift from above. But some folks are abusing this gift and new rules about how you can deposit mobile checks are coming to a banking app near you; Prescription drug companies might have to disclose their drug prices on TV ads in the near future. Learn more about your ad choices. Visit megaphone.fm/adchoices With Toys R Us having gone bankrupt, Clark discusses how to approach toy shopping for Christmas; Mobile check depositing is a gift from above. But some folks are abusing this gift and new rules about how you can deposit mobile checks are coming to a banking app near you; Prescription drug companies might have to disclose their drug prices on TV ads in the near future.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     10.23.18 Brand name prices skyrocketing; Scam calls proliferate; Zip codes and car insurance prices The prices of brand name goods are going up and up. There's even more reason to shop for generic and store-brand items in this environment; YouMail created a survey and found that scam calls are proliferating. Clark tells you what to do about that; What zip code you live in can be a huge determinate in what you pay for car insurance. This fact makes it even more important to shop around for better insurance rates often. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 23 Oct 2018 21:00:00 -0000 full Clark Howard Brand name prices skyrocketing; Scam calls proliferate; Zip codes and car insurance prices The prices of brand name goods are going up and up. There's even more reason to shop for generic and store-brand items in this environment; YouMail created a survey and found that scam calls are proliferating. Clark tells you what to do about that; What zip code you live in can be a huge determinate in what you pay for car insurance. This fact makes it even more important to shop around for better insurance rates often. Learn more about your ad choices. Visit megaphone.fm/adchoices The prices of brand name goods are going up and up. There's even more reason to shop for generic and store-brand items in this environment; YouMail created a survey and found that scam calls are proliferating. Clark tells you what to do about that; What zip code you live in can be a huge determinate in what you pay for car insurance. This fact makes it even more important to shop around for better insurance rates often.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     10.22.18 Clark discusses recent NYC trip; Many earning nothing on their savings; Non-compete clauses Clark talks about his recent trip to the Big Apple and how things have changed there; More than 1/4 of Americans are earning 0% in their savings accounts. That's not good!; Non-compete clauses are awful for individuals and for our economy as a whole. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Oct 2018 21:00:00 -0000 full Clark Howard Clark discusses recent NYC trip; Many earning nothing on their savings; Non-compete clauses Clark talks about his recent trip to the Big Apple and how things have changed there; More than 1/4 of Americans are earning 0% in their savings accounts. That's not good!; Non-compete clauses are awful for individuals and for our economy as a whole. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark talks about his recent trip to the Big Apple and how things have changed there; More than 1/4 of Americans are earning 0% in their savings accounts. That's not good!; Non-compete clauses are awful for individuals and for our economy as a whole.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2321     10.19.18 Clark Stinks; An easy way to avoid baggage fees Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Kayak has a new app that can help you quickly and easily avoid baggage fees. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 19 Oct 2018 21:00:00 -0000 full Clark Howard Clark Stinks; An easy way to avoid baggage fees Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Kayak has a new app that can help you quickly and easily avoid baggage fees. Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Kayak has a new app that can help you quickly and easily avoid baggage fees.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2298     10.18.18 Great deals for savers; Facebook breach; One home standing post hurricane Banks are offering great deals to lure savers right now. Clark runs through a couple of the best ones you should consider; The Facebook breach was worse than we initially thought; In Mexico Beach, only one home survived the devastating hurricane. Clark discusses why and how we should move forward when building homes along the coast. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 18 Oct 2018 21:00:00 -0000 full Clark Howard Great deals for savers; Facebook breach; One home standing post hurricane Banks are offering great deals to lure savers right now. Clark runs through a couple of the best ones you should consider; The Facebook breach was worse than we initially thought; In Mexico Beach, only one home survived the devastating hurricane. Clark discusses why and how we should move forward when building homes along the coast. Learn more about your ad choices. Visit megaphone.fm/adchoices Banks are offering great deals to lure savers right now. Clark runs through a couple of the best ones you should consider; The Facebook breach was worse than we initially thought; In Mexico Beach, only one home survived the devastating hurricane. Clark discusses why and how we should move forward when building homes along the coast.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     10.17.18 Free stuff for good grades; Mattress tariffs; Picking funds inside a Roth Clark refers to a Clark.com article about how kids can get free stuff for getting good marks at school; The tariff discussion continues. Next up on the chopping block are mattresses being shipped from China; Opening up a Roth or other investment account is a great idea. But don't forget to allocate the money inside of those accounts well to grow your wealth! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 17 Oct 2018 21:00:00 -0000 full Clark Howard Free stuff for good grades; Mattress tariffs; Picking funds inside a Roth Clark refers to a Clark.com article about how kids can get free stuff for getting good marks at school; The tariff discussion continues. Next up on the chopping block are mattresses being shipped from China; Opening up a Roth or other investment account is a great idea. But don't forget to allocate the money inside of those accounts well to grow your wealth! Learn more about your ad choices. Visit megaphone.fm/adchoices Clark refers to a Clark.com article about how kids can get free stuff for getting good marks at school; The tariff discussion continues. Next up on the chopping block are mattresses being shipped from China; Opening up a Roth or other investment account is a great idea. But don't forget to allocate the money inside of those accounts well to grow your wealth!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     10.16.18 Airbnb vs governments; Phone lease are too long; Cost of college declining Hotels continue to fight Airbnb in many states and municipalities. But they seem to be losing; T Mobile has just launched a 3-year lease payoff for some smartphone purchases. It's crazy to pay for your cell phone over 3 years!; The true cost of college is actually declining slightly. That's the first time in a long time this has been the case. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 16 Oct 2018 21:00:00 -0000 full Clark Howard Airbnb vs governments; Phone lease are too long; Cost of college declining Hotels continue to fight Airbnb in many states and municipalities. But they seem to be losing; T Mobile has just launched a 3-year lease payoff for some smartphone purchases. It's crazy to pay for your cell phone over 3 years!; The true cost of college is actually declining slightly. That's the first time in a long time this has been the case. Learn more about your ad choices. Visit megaphone.fm/adchoices Hotels continue to fight Airbnb in many states and municipalities. But they seem to be losing; T Mobile has just launched a 3-year lease payoff for some smartphone purchases. It's crazy to pay for your cell phone over 3 years!; The true cost of college is actually declining slightly. That's the first time in a long time this has been the case.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2335     10.15.18 Sears files for bankruptcy; United airlines is Clarkrageous; 529 plan guide update Sears filed for bankruptcy and will be closing a lot of stores. Clark tells you what you need to know if you have items on layaway or have a Sears credit card; United Airlines is threatening its customers that use skip lagging to get lower fares; Clark has updated the 529 plan guide and offers you the best advice on which states' 529 plans you should consider investing in for your child's education. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Oct 2018 21:00:00 -0000 full Clark Howard Sears files for bankruptcy; United airlines is Clarkrageous; 529 plan guide update Sears filed for bankruptcy and will be closing a lot of stores. Clark tells you what you need to know if you have items on layaway or have a Sears credit card; United Airlines is threatening its customers that use skip lagging to get lower fares; Clark has updated the 529 plan guide and offers you the best advice on which states' 529 plans you should consider investing in for your child's education. Learn more about your ad choices. Visit megaphone.fm/adchoices Sears filed for bankruptcy and will be closing a lot of stores. Clark tells you what you need to know if you have items on layaway or have a Sears credit card; United Airlines is threatening its customers that use skip lagging to get lower fares; Clark has updated the 529 plan guide and offers you the best advice on which states' 529 plans you should consider investing in for your child's education.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     10.12.18 Clark Stinks; Waze carpool app is a game changer Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; The Waze carpool app is a game changer as it makes finding fellow commuters to share a ride with incredibly easy. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 12 Oct 2018 21:00:00 -0000 full Clark Howard Clark Stinks; Waze carpool app is a game changer Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; The Waze carpool app is a game changer as it makes finding fellow commuters to share a ride with incredibly easy. Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; The Waze carpool app is a game changer as it makes finding fellow commuters to share a ride with incredibly easy.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2292     10.11.18 Obamacare premiums going down; Google security breach; Stock market troubles Obamacare premiums are going down to the surprise of many. Also, a couple of new laws could make it easier for you to save on prescription drugs; Google's security breach was not handled well. Clark tells you to start using Duck Duck Go instead of Google's search tool; The stock market has had a tough couple of days. Clark gives his thoughts. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 11 Oct 2018 21:00:00 -0000 full Clark Howard Obamacare premiums going down; Google security breach; Stock market troubles Obamacare premiums are going down to the surprise of many. Also, a couple of new laws could make it easier for you to save on prescription drugs; Google's security breach was not handled well. Clark tells you to start using Duck Duck Go instead of Google's search tool; The stock market has had a tough couple of days. Clark gives his thoughts. Learn more about your ad choices. Visit megaphone.fm/adchoices Obamacare premiums are going down to the surprise of many. Also, a couple of new laws could make it easier for you to save on prescription drugs; Google's security breach was not handled well. Clark tells you to start using Duck Duck Go instead of Google's search tool; The stock market has had a tough couple of days. Clark gives his thoughts.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     10.10.18 Experian PIN failure; Military moving scams; Mattress industry changing rapidly Experian had a security flaw potentially exposing your credit freeze PIN number. Clark tells you how you should respond to this awful news; Some companies that are contracted to move military families are having major issues and it is hurting the men and women that serve our country. That's not ok; Mattress Firm is closing hundreds of stores. Online mattress companies are completely changing how we buy mattresses. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 10 Oct 2018 21:04:05 -0000 full Clark Howard Experian PIN failure; Military moving scams; Mattress industry changing rapidly Experian had a security flaw potentially exposing your credit freeze PIN number. Clark tells you how you should respond to this awful news; Some companies that are contracted to move military families are having major issues and it is hurting the men and women that serve our country. That's not ok; Mattress Firm is closing hundreds of stores. Online mattress companies are completely changing how we buy mattresses. Learn more about your ad choices. Visit megaphone.fm/adchoices Experian had a security flaw potentially exposing your credit freeze PIN number. Clark tells you how you should respond to this awful news; Some companies that are contracted to move military families are having major issues and it is hurting the men and women that serve our country. That's not ok; Mattress Firm is closing hundreds of stores. Online mattress companies are completely changing how we buy mattresses.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2352     10.9.18 Paying off a LOT of debt; New timeshare scam; Bank cyber attacks increasing Clark shares a personal story of a listener that paid off a massive amount of debt; Watch out for this new timeshare scam that only steals your money; Cyber attacks are on the rise and Clark talks about how banks are combating it.  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 Oct 2018 21:00:00 -0000 full Clark Howard Paying off a LOT of debt; New timeshare scam; Bank cyber attacks increasing Clark shares a personal story of a listener that paid off a massive amount of debt; Watch out for this new timeshare scam that only steals your money; Cyber attacks are on the rise and Clark talks about how banks are combating it.  Learn more about your ad choices. Visit megaphone.fm/adchoices Clark shares a personal story of a listener that paid off a massive amount of debt; Watch out for this new timeshare scam that only steals your money; Cyber attacks are on the rise and Clark talks about how banks are combating it. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2339     10.8.18 Retail rewards; not going to college; E sim cards New loyalty programs are bringing bigger perks to loyal shoppers; Men are forsaking college in bigger numbers; E SIM cards will make switching cell phone carriers much easier in the near future.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Oct 2018 21:00:00 -0000 full Clark Howard Retail rewards; not going to college; E sim cards New loyalty programs are bringing bigger perks to loyal shoppers; Men are forsaking college in bigger numbers; E SIM cards will make switching cell phone carriers much easier in the near future.  Learn more about your ad choices. Visit megaphone.fm/adchoices New loyalty programs are bringing bigger perks to loyal shoppers; Men are forsaking college in bigger numbers; E SIM cards will make switching cell phone carriers much easier in the near future. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2348     10.6.18 SPECIAL: Clark and his 13 year old son Grant talk tech advice This is a special episode of the Clark Howard Show where Clark has a conversation about technology with his son, Grant. Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 06 Oct 2018 14:00:00 -0000 full Clark Howard SPECIAL: Clark and his 13 year old son Grant talk tech advice This is a special episode of the Clark Howard Show where Clark has a conversation about technology with his son, Grant. Learn more about your ad choices. Visit megaphone.fm/adchoices This is a special episode of the Clark Howard Show where Clark has a conversation about technology with his son, Grant.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     792     10.5.18 Clark Stinks; Micro hotels work for Millennials Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Millennials are all about design and minimalism. That is definitely the case when it comes to the hotels they want to stay in. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 Oct 2018 21:00:00 -0000 full Clark Howard Clark Stinks; Micro hotels work for Millennials Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Millennials are all about design and minimalism. That is definitely the case when it comes to the hotels they want to stay in. Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Millennials are all about design and minimalism. That is definitely the case when it comes to the hotels they want to stay in.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2364     10.4.18 Solar in Puerto Rico; Ticketmaster ripoff; Cell phone plan changes Solar power is taking off in Puerto Rico post hurricane destruction; Ticketmaster has been accused of knowingly selling tickets to scalpers to increase its profit; Clark discusses the new changes in the cell phone plan marketplace. Shopping could save you big money. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 04 Oct 2018 21:00:00 -0000 full Clark Howard Solar in Puerto Rico; Ticketmaster ripoff; Cell phone plan changes Solar power is taking off in Puerto Rico post hurricane destruction; Ticketmaster has been accused of knowingly selling tickets to scalpers to increase its profit; Clark discusses the new changes in the cell phone plan marketplace. Shopping could save you big money. Learn more about your ad choices. Visit megaphone.fm/adchoices Solar power is taking off in Puerto Rico post hurricane destruction; Ticketmaster has been accused of knowingly selling tickets to scalpers to increase its profit; Clark discusses the new changes in the cell phone plan marketplace. Shopping could save you big money.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2346     10.3.18 Holiday hiring; Moviepass mega bungle; Suze Orman makes silly retirement remarks Amazon is upping its base pay in the near future to $15 an hour and companies are falling all over themselves to hire you for holiday work; Moviepass is auto enrolling former members. Not cool; Suze Orman made some ill conceived arguments against the financial independence movement recently on the Afford Anything podcast. Clark gives his rebuttal. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 03 Oct 2018 21:31:55 -0000 full Clark Howard Holiday hiring; Moviepass mega bungle; Suze Orman makes silly retirement remarks Amazon is upping its base pay in the near future to $15 an hour and companies are falling all over themselves to hire you for holiday work; Moviepass is auto enrolling former members. Not cool; Suze Orman made some ill conceived arguments against the financial independence movement recently on the Afford Anything podcast. Clark gives his rebuttal. Learn more about your ad choices. Visit megaphone.fm/adchoices Amazon is upping its base pay in the near future to $15 an hour and companies are falling all over themselves to hire you for holiday work; Moviepass is auto enrolling former members. Not cool; Suze Orman made some ill conceived arguments against the financial independence movement recently on the Afford Anything podcast. Clark gives his rebuttal.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2375     10.2.18 Facebook data breach; Bogus travel insurance; Amazing food tracking techniques Facebook's data breach affects more than 50 million people. Clark has some big takeaways for users of the popular social media site; Lawsuits are flying accusing many of the airlines and cruise companies of selling travel insurance that isn't very good at an extremely inflated price; New food tracking techniques could prevent you from being sold potentially harmful food. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 02 Oct 2018 21:00:00 -0000 full Clark Howard Facebook data breach; Bogus travel insurance; Amazing food tracking techniques Facebook's data breach affects more than 50 million people. Clark has some big takeaways for users of the popular social media site; Lawsuits are flying accusing many of the airlines and cruise companies of selling travel insurance that isn't very good at an extremely inflated price; New food tracking techniques could prevent you from being sold potentially harmful food. Learn more about your ad choices. Visit megaphone.fm/adchoices Facebook's data breach affects more than 50 million people. Clark has some big takeaways for users of the popular social media site; Lawsuits are flying accusing many of the airlines and cruise companies of selling travel insurance that isn't very good at an extremely inflated price; New food tracking techniques could prevent you from being sold potentially harmful food.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2356     10.1.18 Thawing credit getting easier; Spam cell phone calls; Great online banks Thawing your credit might not require PIN numbers anymore. And that's not good; Spam calls to your cell phone are becoming a pervasive problem; There are new online bank offerings that you should consider that pay more and offer more benefits and convenience. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Oct 2018 21:00:00 -0000 full Clark Howard Thawing credit getting easier; Spam cell phone calls; Great online banks Thawing your credit might not require PIN numbers anymore. And that's not good; Spam calls to your cell phone are becoming a pervasive problem; There are new online bank offerings that you should consider that pay more and offer more benefits and convenience. Learn more about your ad choices. Visit megaphone.fm/adchoices Thawing your credit might not require PIN numbers anymore. And that's not good; Spam calls to your cell phone are becoming a pervasive problem; There are new online bank offerings that you should consider that pay more and offer more benefits and convenience.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2380     9.28.18 Clark Stinks; Car dealerships are having a hard time right now Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Car dealerships have had a hard time keeping younger employees and keeping up with the times Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 28 Sep 2018 21:00:00 -0000 full Clark Howard Clark Stinks; Car dealerships are having a hard time right now Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Car dealerships have had a hard time keeping younger employees and keeping up with the times Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Car dealerships have had a hard time keeping younger employees and keeping up with the times

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2361     9.27.18 Food robots; budget deficit; Robo advisors Robots are changing the way you get food - and contributing to cost savings as well; The budget deficit is out of control; A complete guide to the best robo advisor offerings  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 27 Sep 2018 21:00:00 -0000 full Clark Howard Food robots; budget deficit; Robo advisors Robots are changing the way you get food - and contributing to cost savings as well; The budget deficit is out of control; A complete guide to the best robo advisor offerings  Learn more about your ad choices. Visit megaphone.fm/adchoices Robots are changing the way you get food - and contributing to cost savings as well; The budget deficit is out of control; A complete guide to the best robo advisor offerings 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2365     9.26.18 Building with shipping containers; Tuition insurance; Asking for a raise Shopping malls and homes are being built with shipping containers. Shipping containers can potentially create more affordable housing in this country; Tuition insurance is a thing now. And not a good thing; Raises are tiny inside major companies right now. Clark talks about how to change the way you ask in order to actually get a bigger raise. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 26 Sep 2018 21:00:00 -0000 full Clark Howard Building with shipping containers; Tuition insurance; Asking for a raise Shopping malls and homes are being built with shipping containers. Shipping containers can potentially create more affordable housing in this country; Tuition insurance is a thing now. And not a good thing; Raises are tiny inside major companies right now. Clark talks about how to change the way you ask in order to actually get a bigger raise. Learn more about your ad choices. Visit megaphone.fm/adchoices Shopping malls and homes are being built with shipping containers. Shipping containers can potentially create more affordable housing in this country; Tuition insurance is a thing now. And not a good thing; Raises are tiny inside major companies right now. Clark talks about how to change the way you ask in order to actually get a bigger raise.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2341     9.25.18 USB security keys; fiduciary reneging; Products for elderly are booming market Google has a new USB security key and there are other companies selling these as well. They could save you from hackers; Merrill Lynch is scrapping its plan to be a fiduciary. Not cool; Products for aging baby boomers are, well, booming! Some of these products could be amazingly helpful for your aging parents. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 25 Sep 2018 21:00:00 -0000 full Clark Howard USB security keys; fiduciary reneging; Products for elderly are booming market Google has a new USB security key and there are other companies selling these as well. They could save you from hackers; Merrill Lynch is scrapping its plan to be a fiduciary. Not cool; Products for aging baby boomers are, well, booming! Some of these products could be amazingly helpful for your aging parents. Learn more about your ad choices. Visit megaphone.fm/adchoices Google has a new USB security key and there are other companies selling these as well. They could save you from hackers; Merrill Lynch is scrapping its plan to be a fiduciary. Not cool; Products for aging baby boomers are, well, booming! Some of these products could be amazingly helpful for your aging parents.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2370     9.24.18 New driving app; Tech support scam; Retiring early There's a new driving app that helps your family drive more safely; Google is working to shut down customer support number scams; The FIRE movement is all about financial independence. Clark talks to producer Joel about the specifics of the movement and how it is gaining ground.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Sep 2018 21:00:00 -0000 full Clark Howard New driving app; Tech support scam; Retiring early There's a new driving app that helps your family drive more safely; Google is working to shut down customer support number scams; The FIRE movement is all about financial independence. Clark talks to producer Joel about the specifics of the movement and how it is gaining ground.  Learn more about your ad choices. Visit megaphone.fm/adchoices There's a new driving app that helps your family drive more safely; Google is working to shut down customer support number scams; The FIRE movement is all about financial independence. Clark talks to producer Joel about the specifics of the movement and how it is gaining ground. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2358     9.21.18 Clark Stinks; Credit freezes are free now! Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Credit freezes are free now as of today! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 21 Sep 2018 21:00:00 -0000 full Clark Howard Clark Stinks; Credit freezes are free now! Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Credit freezes are free now as of today! Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Credit freezes are free now as of today!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2354     9.20.18 Another Google technological breakthrough; Food fraud; Great place to buy used cars Google and T-Mobile have made it much easier to call 911 from your cell phone; Watch out for food fraud in your local grocery store and in nearby restaurants; There's a new great place to buy used cars. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 20 Sep 2018 21:00:00 -0000 full Clark Howard Another Google technological breakthrough; Food fraud; Great place to buy used cars Google and T-Mobile have made it much easier to call 911 from your cell phone; Watch out for food fraud in your local grocery store and in nearby restaurants; There's a new great place to buy used cars. Learn more about your ad choices. Visit megaphone.fm/adchoices Google and T-Mobile have made it much easier to call 911 from your cell phone; Watch out for food fraud in your local grocery store and in nearby restaurants; There's a new great place to buy used cars.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2358     9.19.18 How tariffs will impact Christmas; Ancestry updates DNA algorithm; Cheaper life insurance Will the tariffs and trade war with China impact the holiday shopping season? Clark explains; Ancestry.com updated its ethnicity criteria and some people are reeling from it; One life insurance provider has introduced an incentive for policy holders to get or stay healthy. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 19 Sep 2018 21:10:57 -0000 full Clark Howard How tariffs will impact Christmas; Ancestry updates DNA algorithm; Cheaper life insurance Will the tariffs and trade war with China impact the holiday shopping season? Clark explains; Ancestry.com updated its ethnicity criteria and some people are reeling from it; One life insurance provider has introduced an incentive for policy holders to get or stay healthy. Learn more about your ad choices. Visit megaphone.fm/adchoices Will the tariffs and trade war with China impact the holiday shopping season? Clark explains; Ancestry.com updated its ethnicity criteria and some people are reeling from it; One life insurance provider has introduced an incentive for policy holders to get or stay healthy.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2377     9.18.18 Social security scam; Amazon review problems; Don't pay baggage fees! Watch out for this social security scam. Clark bring David Lazarus of the LA Times on to discuss; Amazon has a problem with employees taking bribes to delete bad reviews for certain products; You can avoid baggage fees a few specific ways. Clark discusses. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 18 Sep 2018 21:00:00 -0000 full Clark Howard Social security scam; Amazon review problems; Don't pay baggage fees! Watch out for this social security scam. Clark bring David Lazarus of the LA Times on to discuss; Amazon has a problem with employees taking bribes to delete bad reviews for certain products; You can avoid baggage fees a few specific ways. Clark discusses. Learn more about your ad choices. Visit megaphone.fm/adchoices Watch out for this social security scam. Clark bring David Lazarus of the LA Times on to discuss; Amazon has a problem with employees taking bribes to delete bad reviews for certain products; You can avoid baggage fees a few specific ways. Clark discusses.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2368     9.17.18 Helping Florence victims; Teenage big rig drivers?; DNA testing concerns How can you best help the victims devastated by Hurricane Florence? Clark tells you; A new proposal could allow teenagers to drive big rigs across the country. That's scary!; What happens to your personal information when you take an at-home DNA test...Clark tells you how to protect your information. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Sep 2018 21:00:00 -0000 full Clark Howard Helping Florence victims; Teenage big rig drivers?; DNA testing concerns How can you best help the victims devastated by Hurricane Florence? Clark tells you; A new proposal could allow teenagers to drive big rigs across the country. That's scary!; What happens to your personal information when you take an at-home DNA test...Clark tells you how to protect your information. Learn more about your ad choices. Visit megaphone.fm/adchoices How can you best help the victims devastated by Hurricane Florence? Clark tells you; A new proposal could allow teenagers to drive big rigs across the country. That's scary!; What happens to your personal information when you take an at-home DNA test...Clark tells you how to protect your information.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2374     9.14.18 Clark Stinks; The end of payday loans Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Banks are now offering the equivalent to payday loans...at much lower interest rates. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 14 Sep 2018 21:00:00 -0000 full Clark Howard Clark Stinks; The end of payday loans Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Banks are now offering the equivalent to payday loans...at much lower interest rates. Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; Banks are now offering the equivalent to payday loans...at much lower interest rates.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2350     9.13.18 5G set to launch; Anti-family United Airlines; Big pharma price gouging Verizon is launching in-home 5G in less than two months; United Airlines wants families to spend more to sit together on its airplanes. Clark takes the CEO to task; Big pharma price gouging continues yet there are ways for savvy consumers to save on prescription drugs. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 13 Sep 2018 21:00:00 -0000 full Clark Howard 5G set to launch; Anti-family United Airlines; Big pharma price gouging Verizon is launching in-home 5G in less than two months; United Airlines wants families to spend more to sit together on its airplanes. Clark takes the CEO to task; Big pharma price gouging continues yet there are ways for savvy consumers to save on prescription drugs. Learn more about your ad choices. Visit megaphone.fm/adchoices Verizon is launching in-home 5G in less than two months; United Airlines wants families to spend more to sit together on its airplanes. Clark takes the CEO to task; Big pharma price gouging continues yet there are ways for savvy consumers to save on prescription drugs.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2364     9.12.18 Comcast revolutionizing healthcare; Missouri "fake" meat law; Hurricane Florence Can you believe it? Comcast is doing amazing things to reduce healthcare costs for their employees; Missouri passed a new law that crushes "fake" meat companies; Clark talks about how to prep for a hurricane as Florence approaches the eastern seaboard of the United States. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 12 Sep 2018 21:29:10 -0000 full Clark Howard Comcast revolutionizing healthcare; Missouri "fake" meat law; Hurricane Florence Can you believe it? Comcast is doing amazing things to reduce healthcare costs for their employees; Missouri passed a new law that crushes "fake" meat companies; Clark talks about how to prep for a hurricane as Florence approaches the eastern seaboard of the United States. Learn more about your ad choices. Visit megaphone.fm/adchoices Can you believe it? Comcast is doing amazing things to reduce healthcare costs for their employees; Missouri passed a new law that crushes "fake" meat companies; Clark talks about how to prep for a hurricane as Florence approaches the eastern seaboard of the United States.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2474     9.11.18 Clark reflects on the 9/11 anniversary; Rx cash drug prices; Longevity of appliances Clark reflects on 9/11 on the anniversary of the terrorist attacks; There's a good chance you'll pay more for Rx drugs when you use your insurance vs paying cash; How long should your home appliances last? Clark has info and some advice to go along with it. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 11 Sep 2018 21:00:00 -0000 full Clark Howard Clark reflects on the 9/11 anniversary; Rx cash drug prices; Longevity of appliances Clark reflects on 9/11 on the anniversary of the terrorist attacks; There's a good chance you'll pay more for Rx drugs when you use your insurance vs paying cash; How long should your home appliances last? Clark has info and some advice to go along with it. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark reflects on 9/11 on the anniversary of the terrorist attacks; There's a good chance you'll pay more for Rx drugs when you use your insurance vs paying cash; How long should your home appliances last? Clark has info and some advice to go along with it.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2332     9.10.18 Debit card fraud; Non competes suppress salaries; Cost of car ownership Debit card fraud can cost you as the consumer dearly; Non-compete salaries are awful for our country and suppress employee salaries; The real cost of car ownership is far more than you think it is. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Sep 2018 21:00:00 -0000 full Clark Howard Debit card fraud; Non competes suppress salaries; Cost of car ownership Debit card fraud can cost you as the consumer dearly; Non-compete salaries are awful for our country and suppress employee salaries; The real cost of car ownership is far more than you think it is. Learn more about your ad choices. Visit megaphone.fm/adchoices Debit card fraud can cost you as the consumer dearly; Non-compete salaries are awful for our country and suppress employee salaries; The real cost of car ownership is far more than you think it is.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2347     9.7.18 Clark Stinks; A millennial landlord horror story Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; A millennial landlord of a triplex shares her horror story. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 07 Sep 2018 21:00:00 -0000 full Clark Howard Clark Stinks; A millennial landlord horror story Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; A millennial landlord of a triplex shares her horror story. Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here; A millennial landlord of a triplex shares her horror story.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2356     9.6.18 Wait to buy new iPhone; Addictive video games; Flood insurance The new iPhone is just about to be released. Clark tells you how long you need to wait in order to get a deal on one; Video game makers are making video games more addictive for kids. And it's becoming a major problem; Clark talks about the pros of flood insurance and how to go about shopping for it. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 06 Sep 2018 21:00:00 -0000 full Clark Howard Wait to buy new iPhone; Addictive video games; Flood insurance The new iPhone is just about to be released. Clark tells you how long you need to wait in order to get a deal on one; Video game makers are making video games more addictive for kids. And it's becoming a major problem; Clark talks about the pros of flood insurance and how to go about shopping for it. Learn more about your ad choices. Visit megaphone.fm/adchoices The new iPhone is just about to be released. Clark tells you how long you need to wait in order to get a deal on one; Video game makers are making video games more addictive for kids. And it's becoming a major problem; Clark talks about the pros of flood insurance and how to go about shopping for it.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2357     9.5.18 NFL free streaming; P2P car sharing services; Booking Thanksgiving travel The NFL is allowing you to stream local games on your smartphone for free this season; Illinois tried to crack down on P2P car sharing services like Turo; When and how to book Thanksgiving and holiday travel in order to save the most money. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 05 Sep 2018 21:18:23 -0000 full Clark Howard NFL free streaming; P2P car sharing services; Booking Thanksgiving travel The NFL is allowing you to stream local games on your smartphone for free this season; Illinois tried to crack down on P2P car sharing services like Turo; When and how to book Thanksgiving and holiday travel in order to save the most money. Learn more about your ad choices. Visit megaphone.fm/adchoices The NFL is allowing you to stream local games on your smartphone for free this season; Illinois tried to crack down on P2P car sharing services like Turo; When and how to book Thanksgiving and holiday travel in order to save the most money.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2373     9.4.18 New Medicare cards; Free flights scam; Net neutrality New Medicare cards are arriving in mailboxes, but scammers are coming out of the woodwork at the same time; Have you seen this scam? Offers for free flights from Delta and other airlines are making their way around the internet...and they look insanely real; Net neutrality is making a comeback thanks to California - but this law could impact all Americans. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 05 Sep 2018 13:37:23 -0000 full Clark Howard New Medicare cards; Free flights scam; Net neutrality New Medicare cards are arriving in mailboxes, but scammers are coming out of the woodwork at the same time; Have you seen this scam? Offers for free flights from Delta and other airlines are making their way around the internet...and they look insanely real; Net neutrality is making a comeback thanks to California - but this law could impact all Americans. Learn more about your ad choices. Visit megaphone.fm/adchoices New Medicare cards are arriving in mailboxes, but scammers are coming out of the woodwork at the same time; Have you seen this scam? Offers for free flights from Delta and other airlines are making their way around the internet...and they look insanely real; Net neutrality is making a comeback thanks to California - but this law could impact all Americans.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2364     9.3.18 Meatless burger that actually tastes good!; DIY investing The Impossible burger is proof that meatless/vegetarian options have come a long, long way; The financial adviser crowd wants you to think that investing is hard. Clark discusses how to go it alone with confidence. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Sep 2018 21:00:00 -0000 full Clark Howard Meatless burger that actually tastes good!; DIY investing The Impossible burger is proof that meatless/vegetarian options have come a long, long way; The financial adviser crowd wants you to think that investing is hard. Clark discusses how to go it alone with confidence. Learn more about your ad choices. Visit megaphone.fm/adchoices The Impossible burger is proof that meatless/vegetarian options have come a long, long way; The financial adviser crowd wants you to think that investing is hard. Clark discusses how to go it alone with confidence.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2373     8.31.18 Clark Stinks; Walmart adds inexpensive install service Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Walmart partners with Handy in order to offer inexpensive installation service for certain electronic purchases. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 31 Aug 2018 21:00:00 -0000 full Clark Howard Clark Stinks; Walmart adds inexpensive install service Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Walmart partners with Handy in order to offer inexpensive installation service for certain electronic purchases. Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Walmart partners with Handy in order to offer inexpensive installation service for certain electronic purchases.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2384     8.30.18 Clark's brother lives like a nomad; Car warranty scam; Jobs for veterans Clark's brother Gary comes on the show to dish the details of how he has been living like a nomad for the past two years. LOTS of actionable travel advice in this fun conversation!; Watch out for this car warranty scam showing up in mailboxes around the country; Google has launched a new Jobs for Veterans service that could go a long way in helping former and current military men and women find jobs that fit their specific skill set.  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 30 Aug 2018 21:00:00 -0000 full Clark Howard Clark's brother lives like a nomad; Car warranty scam; Jobs for veterans Clark's brother Gary comes on the show to dish the details of how he has been living like a nomad for the past two years. LOTS of actionable travel advice in this fun conversation!; Watch out for this car warranty scam showing up in mailboxes around the country; Google has launched a new Jobs for Veterans service that could go a long way in helping former and current military men and women find jobs that fit their specific skill set.  Learn more about your ad choices. Visit megaphone.fm/adchoices Clark's brother Gary comes on the show to dish the details of how he has been living like a nomad for the past two years. LOTS of actionable travel advice in this fun conversation!; Watch out for this car warranty scam showing up in mailboxes around the country; Google has launched a new Jobs for Veterans service that could go a long way in helping former and current military men and women find jobs that fit their specific skill set. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2359     8.29.18 Amazon selling tires; Paying someone to do your dirty work; 401k and your student loan debt Amazon is using Sears to do installation of tires that they sell. This could be good for both companies; Paying someone to quit your job for you? It's a thing. And Clark tells you why it's ridiculous; Having trouble saving for retirement? Well, now employers can contribute to your 401k even if you can't because of student loan debt. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 29 Aug 2018 21:09:42 -0000 full Clark Howard Amazon selling tires; Paying someone to do your dirty work; 401k and your student loan debt Amazon is using Sears to do installation of tires that they sell. This could be good for both companies; Paying someone to quit your job for you? It's a thing. And Clark tells you why it's ridiculous; Having trouble saving for retirement? Well, now employers can contribute to your 401k even if you can't because of student loan debt. Learn more about your ad choices. Visit megaphone.fm/adchoices Amazon is using Sears to do installation of tires that they sell. This could be good for both companies; Paying someone to quit your job for you? It's a thing. And Clark tells you why it's ridiculous; Having trouble saving for retirement? Well, now employers can contribute to your 401k even if you can't because of student loan debt.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     8.28.18 Doorbell cameras cause problems; Scammers target college students; Personal loans proliferate Doorbell cameras are almost everywhere now. And they are great for being able to answer your door without actually opening it. But those doorbell cameras have also created some problems and Clark explains; As colleges go back in session there are a couple of major scams that you need to tell your college-age children or friends to be aware of; Personal loans are hot right now. But should you be taking one out?  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 Aug 2018 21:00:00 -0000 full Clark Howard Doorbell cameras cause problems; Scammers target college students; Personal loans proliferate Doorbell cameras are almost everywhere now. And they are great for being able to answer your door without actually opening it. But those doorbell cameras have also created some problems and Clark explains; As colleges go back in session there are a couple of major scams that you need to tell your college-age children or friends to be aware of; Personal loans are hot right now. But should you be taking one out?  Learn more about your ad choices. Visit megaphone.fm/adchoices Doorbell cameras are almost everywhere now. And they are great for being able to answer your door without actually opening it. But those doorbell cameras have also created some problems and Clark explains; As colleges go back in session there are a couple of major scams that you need to tell your college-age children or friends to be aware of; Personal loans are hot right now. But should you be taking one out? 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2294     8.27.18 Aretha Franklin left no will; Verizon throttling tactics; Chase free stock trades Aretha Franklin, the queen of soul, recently died and left an $80 million fortune. But she didn't have a will. Clark talks about how and why you should create a will. You can also score 50% off on of the best will making software bundles right now on Nolo.com. Verizon left fire fighters in the lurch without data due to terrible customer service and throttling tactics. Chase is going to offer free stock market trades to its customers.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 Aug 2018 21:00:00 -0000 full Clark Howard Aretha Franklin left no will; Verizon throttling tactics; Chase free stock trades Aretha Franklin, the queen of soul, recently died and left an $80 million fortune. But she didn't have a will. Clark talks about how and why you should create a will. You can also score 50% off on of the best will making software bundles right now on Nolo.com. Verizon left fire fighters in the lurch without data due to terrible customer service and throttling tactics. Chase is going to offer free stock market trades to its customers.  Learn more about your ad choices. Visit megaphone.fm/adchoices Aretha Franklin, the queen of soul, recently died and left an $80 million fortune. But she didn't have a will. Clark talks about how and why you should create a will. You can also score 50% off on of the best will making software bundles right now on Nolo.com. Verizon left fire fighters in the lurch without data due to terrible customer service and throttling tactics. Chase is going to offer free stock market trades to its customers. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2332     8.24.18 Clark Stinks; The perils of working too hard Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Working too hard can be harmful to your health and to the actual work itself. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 Aug 2018 21:00:00 -0000 full Clark Howard Clark Stinks; The perils of working too hard Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Working too hard can be harmful to your health and to the actual work itself. Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Working too hard can be harmful to your health and to the actual work itself.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2327     8.23.18 Is college for everyone?; Facebook wants your banking info; SIM card hacking Vocational training is roaring back into some school districts and calls into question the seemingly common notion that college is valuable for everyone; Facebook met with major banks asking for your banking information. Really!?; SIM card hacking is one of the worst scams around right now. Clark explains.  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Aug 2018 21:00:00 -0000 full Clark Howard Is college for everyone?; Facebook wants your banking info; SIM card hacking Vocational training is roaring back into some school districts and calls into question the seemingly common notion that college is valuable for everyone; Facebook met with major banks asking for your banking information. Really!?; SIM card hacking is one of the worst scams around right now. Clark explains.  Learn more about your ad choices. Visit megaphone.fm/adchoices Vocational training is roaring back into some school districts and calls into question the seemingly common notion that college is valuable for everyone; Facebook met with major banks asking for your banking information. Really!?; SIM card hacking is one of the worst scams around right now. Clark explains. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2294     8.22.18 Beware certified pre-owned cars; Hacker ring busted; Neighborhood grocery stores Certified pre-owned cars aren't all they are cracked up to be. Clark tells you what to watch out for any why you should be wary of dealerships selling CPO vehicles; A hacker ring with more than 15 million credit card has been busted up; Neighborhood grocery stores are popping up and serving consumers in ways the major grocery stores just aren't.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 Aug 2018 21:00:00 -0000 full Clark Howard Beware certified pre-owned cars; Hacker ring busted; Neighborhood grocery stores Certified pre-owned cars aren't all they are cracked up to be. Clark tells you what to watch out for any why you should be wary of dealerships selling CPO vehicles; A hacker ring with more than 15 million credit card has been busted up; Neighborhood grocery stores are popping up and serving consumers in ways the major grocery stores just aren't.  Learn more about your ad choices. Visit megaphone.fm/adchoices Certified pre-owned cars aren't all they are cracked up to be. Clark tells you what to watch out for any why you should be wary of dealerships selling CPO vehicles; A hacker ring with more than 15 million credit card has been busted up; Neighborhood grocery stores are popping up and serving consumers in ways the major grocery stores just aren't. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2322     8.21.18 Following a scammer trail; Elon Musk should sleep; New 3% down mortgages Clark brings LA Times columnist David Lazarus on the show to discuss how he thwarted potential scammers and followed the scam to its logical conclusion; Elon Musk is apparently working 120 hours a week. Working that much actually has harmful effects on your creative output; Fannie Mae and Freddie Mac have introduced new 3% down mortgages. There are pros and cons to these new offerings and Clark discusses. Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Aug 2018 21:00:00 -0000 full Clark Howard Following a scammer trail; Elon Musk should sleep; New 3% down mortgages Clark brings LA Times columnist David Lazarus on the show to discuss how he thwarted potential scammers and followed the scam to its logical conclusion; Elon Musk is apparently working 120 hours a week. Working that much actually has harmful effects on your creative output; Fannie Mae and Freddie Mac have introduced new 3% down mortgages. There are pros and cons to these new offerings and Clark discusses. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark brings LA Times columnist David Lazarus on the show to discuss how he thwarted potential scammers and followed the scam to its logical conclusion; Elon Musk is apparently working 120 hours a week. Working that much actually has harmful effects on your creative output; Fannie Mae and Freddie Mac have introduced new 3% down mortgages. There are pros and cons to these new offerings and Clark discusses.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     8.20.18 Home internet prices; Credit scores on the rise 5G is coming to certain markets by the end of the year. Home internet prices are currently on the rise...but not for long. Clark discusses how 5G technology will create more competition in the home internet space and drive prices down over the long haul.; Clark recounts a story of one man taking the time to help his fellow man having a really difficult time.; Credit scores are going up for many Americans. Clark discusses why that is happening and how you can maximize your credit score. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Aug 2018 21:00:00 -0000 full Clark Howard Home internet prices; Credit scores on the rise 5G is coming to certain markets by the end of the year. Home internet prices are currently on the rise...but not for long. Clark discusses how 5G technology will create more competition in the home internet space and drive prices down over the long haul.; Clark recounts a story of one man taking the time to help his fellow man having a really difficult time.; Credit scores are going up for many Americans. Clark discusses why that is happening and how you can maximize your credit score. Learn more about your ad choices. Visit megaphone.fm/adchoices 5G is coming to certain markets by the end of the year. Home internet prices are currently on the rise...but not for long. Clark discusses how 5G technology will create more competition in the home internet space and drive prices down over the long haul.; Clark recounts a story of one man taking the time to help his fellow man having a really difficult time.; Credit scores are going up for many Americans. Clark discusses why that is happening and how you can maximize your credit score.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2327     8.17.18 Clark Stinks; How to prevent your car from being stolen Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Very few Tesla's get stolen. And if they do, 99% are recovered. Clark discusses why that is and offers tips on how to prevent your car from being stolen. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Aug 2018 21:00:00 -0000 full Clark Howard Clark Stinks; How to prevent your car from being stolen Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Very few Tesla's get stolen. And if they do, 99% are recovered. Clark discusses why that is and offers tips on how to prevent your car from being stolen. Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Very few Tesla's get stolen. And if they do, 99% are recovered. Clark discusses why that is and offers tips on how to prevent your car from being stolen.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2293     8.16.18 Solar power prices; Neighborhood girl busted for selling cookies; Vanguard's dim view of economic future Solar power is starting to make more and more sense for everyday Americans as prices drop; A neighbor called the cops on a little girl selling cookies at the end of her driveway. That's Clarkrageous!; Vanguard predicts low returns in the market over the next decade. What should we do with that news? Clark gives you his take. Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 16 Aug 2018 21:00:00 -0000 full Clark Howard Solar power prices; Neighborhood girl busted for selling cookies; Vanguard's dim view of economic future Solar power is starting to make more and more sense for everyday Americans as prices drop; A neighbor called the cops on a little girl selling cookies at the end of her driveway. That's Clarkrageous!; Vanguard predicts low returns in the market over the next decade. What should we do with that news? Clark gives you his take. Learn more about your ad choices. Visit megaphone.fm/adchoices Solar power is starting to make more and more sense for everyday Americans as prices drop; A neighbor called the cops on a little girl selling cookies at the end of her driveway. That's Clarkrageous!; Vanguard predicts low returns in the market over the next decade. What should we do with that news? Clark gives you his take.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     8.15.18 Millennials eat out too much; Why to avoid auto-pay; Aldi organics Most Millennials spend more money eating out than they save for retirement. That's not good!; Auto-pay could be a disaster for your bank account. Clark tells you why to avoid it and how to pay your bills properly; Aldi is massively expanding their stores and their organic food selection. And their prices are still the best around. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 Aug 2018 21:00:00 -0000 full Clark Howard Millennials eat out too much; Why to avoid auto-pay; Aldi organics Most Millennials spend more money eating out than they save for retirement. That's not good!; Auto-pay could be a disaster for your bank account. Clark tells you why to avoid it and how to pay your bills properly; Aldi is massively expanding their stores and their organic food selection. And their prices are still the best around. Learn more about your ad choices. Visit megaphone.fm/adchoices Most Millennials spend more money eating out than they save for retirement. That's not good!; Auto-pay could be a disaster for your bank account. Clark tells you why to avoid it and how to pay your bills properly; Aldi is massively expanding their stores and their organic food selection. And their prices are still the best around.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     8.14.18 DNA breakthrough; CFPB is Clarkrageous; Returning to work after extended absence A DNA breakthrough could mean 23andMe on steroids giving you access to information previously impossible to apprehend; The Consumer Financial Protection Bureau issues a $1 penalty to a payday loan scammer. That is Clarkrageous to the max; An internship for older Americans returning to the workforce? Yes! There is training help for you if you are returning to work after an extended absence.    Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Aug 2018 21:10:23 -0000 full Clark Howard DNA breakthrough; CFPB is Clarkrageous; Returning to work after extended absence A DNA breakthrough could mean 23andMe on steroids giving you access to information previously impossible to apprehend; The Consumer Financial Protection Bureau issues a $1 penalty to a payday loan scammer. That is Clarkrageous to the max; An internship for older Americans returning to the workforce? Yes! There is training help for you if you are returning to work after an extended absence.    Learn more about your ad choices. Visit megaphone.fm/adchoices A DNA breakthrough could mean 23andMe on steroids giving you access to information previously impossible to apprehend; The Consumer Financial Protection Bureau issues a $1 penalty to a payday loan scammer. That is Clarkrageous to the max; An internship for older Americans returning to the workforce? Yes! There is training help for you if you are returning to work after an extended absence.   

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     8.13.18 Housing market decline; "Vomit fraud"; Military lending oversight weakens The housing market has been incredibly strong for a long time now. But it is finally starting to cool off. Watch out for "vomit fraud" when you take an Uber or Lyft. Clark tells you how to avoid getting a $150 charge that isn't warranted. The CFPB is weakening oversight of potential violations of the Military Lending Act. Clark is not happy about it. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Aug 2018 21:00:00 -0000 full Clark Howard Housing market decline; "Vomit fraud"; Military lending oversight weakens The housing market has been incredibly strong for a long time now. But it is finally starting to cool off. Watch out for "vomit fraud" when you take an Uber or Lyft. Clark tells you how to avoid getting a $150 charge that isn't warranted. The CFPB is weakening oversight of potential violations of the Military Lending Act. Clark is not happy about it. Learn more about your ad choices. Visit megaphone.fm/adchoices The housing market has been incredibly strong for a long time now. But it is finally starting to cool off. Watch out for "vomit fraud" when you take an Uber or Lyft. Clark tells you how to avoid getting a $150 charge that isn't warranted. The CFPB is weakening oversight of potential violations of the Military Lending Act. Clark is not happy about it.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     8.10.18 Clark Stinks; Uber & Lyft making traffic worse Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. New study shows that ride-hailing services like Uber and Lyft are adding to traffic congestion in major metropolitan cities.  Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 Aug 2018 21:00:00 -0000 full Clark Howard Clark Stinks; Uber & Lyft making traffic worse Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. New study shows that ride-hailing services like Uber and Lyft are adding to traffic congestion in major metropolitan cities.  Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. New study shows that ride-hailing services like Uber and Lyft are adding to traffic congestion in major metropolitan cities. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2321     8.9.18 Grocery pick-up; Bad stock broker; Change your tax withholding Whole Foods is now offering grocery pickup. Clark tells you opting for grocery pickup can actually save you money. Unregistered adviser charged with lending fraud. Many Americans are now withholding enough for taxes. Don't get caught off guard at tax time! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 09 Aug 2018 21:00:00 -0000 full Clark Howard Grocery pick-up; Bad stock broker; Change your tax withholding Whole Foods is now offering grocery pickup. Clark tells you opting for grocery pickup can actually save you money. Unregistered adviser charged with lending fraud. Many Americans are now withholding enough for taxes. Don't get caught off guard at tax time! Learn more about your ad choices. Visit megaphone.fm/adchoices Whole Foods is now offering grocery pickup. Clark tells you opting for grocery pickup can actually save you money. Unregistered adviser charged with lending fraud. Many Americans are now withholding enough for taxes. Don't get caught off guard at tax time!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     8.8.18 How to buy a mattress; Timely airfare sales; Doctor video calls Mattress Firm is struggling and bankruptcy is looming as the online mattress sellers continue to grab customers; There are some awesome airfare deals you need to know about. Clark fills you in. CVS is launching a teledoc service where you can have a video call with a doctor about your medical issue at any time of day. Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 08 Aug 2018 21:00:00 -0000 full Clark Howard How to buy a mattress; Timely airfare sales; Doctor video calls Mattress Firm is struggling and bankruptcy is looming as the online mattress sellers continue to grab customers; There are some awesome airfare deals you need to know about. Clark fills you in. CVS is launching a teledoc service where you can have a video call with a doctor about your medical issue at any time of day. Learn more about your ad choices. Visit megaphone.fm/adchoices Mattress Firm is struggling and bankruptcy is looming as the online mattress sellers continue to grab customers; There are some awesome airfare deals you need to know about. Clark fills you in. CVS is launching a teledoc service where you can have a video call with a doctor about your medical issue at any time of day.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2326     8.7.18 Cheaper health coverage; Fake veteran charities; Brand name prices rising Cheaper health care plans are coming, but, they won't have as extensive coverage. Fake charities have sprung up attempting to raise money for military veterans. That is Clarkrageous and Clark tells you how to avoid donating to these scam charities. Brand name prices are rising faster than ever, but store brands have become much better through the years. So don't buy the expensive brand name stuff! Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 Aug 2018 21:00:00 -0000 full Clark Howard Cheaper health coverage; Fake veteran charities; Brand name prices rising Cheaper health care plans are coming, but, they won't have as extensive coverage. Fake charities have sprung up attempting to raise money for military veterans. That is Clarkrageous and Clark tells you how to avoid donating to these scam charities. Brand name prices are rising faster than ever, but store brands have become much better through the years. So don't buy the expensive brand name stuff! Learn more about your ad choices. Visit megaphone.fm/adchoices Cheaper health care plans are coming, but, they won't have as extensive coverage. Fake charities have sprung up attempting to raise money for military veterans. That is Clarkrageous and Clark tells you how to avoid donating to these scam charities. Brand name prices are rising faster than ever, but store brands have become much better through the years. So don't buy the expensive brand name stuff!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2274     8.6.18 Fidelity zero fee investing; AT&T is Clarkrageous; Save big on small bills Fidelity has eliminated all commissions and fees on some of their funds. This is amazing for consumers. Clarkrage: AT&T has let loose a collection agencies on its own former employees. Clark tells you how you can save $1,000 a year by cutting your monthly bills. Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 Aug 2018 21:18:34 -0000 full Clark Howard Fidelity zero fee investing; AT&T is Clarkrageous; Save big on small bills Fidelity has eliminated all commissions and fees on some of their funds. This is amazing for consumers. Clarkrage: AT&T has let loose a collection agencies on its own former employees. Clark tells you how you can save $1,000 a year by cutting your monthly bills. Learn more about your ad choices. Visit megaphone.fm/adchoices Fidelity has eliminated all commissions and fees on some of their funds. This is amazing for consumers. Clarkrage: AT&T has let loose a collection agencies on its own former employees. Clark tells you how you can save $1,000 a year by cutting your monthly bills.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2327     8.3.18 Clark Stinks; Healthcare in early retirement Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Clark gives advice on how to shop for health coverage if you reach financial independence and retire early.  Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Aug 2018 21:00:00 -0000 full Clark Howard Clark Stinks; Healthcare in early retirement Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Clark gives advice on how to shop for health coverage if you reach financial independence and retire early.  Learn more about your ad choices. Visit megaphone.fm/adchoices Christa reads listener posts about how Clark has missed the mark in his advice this week. If you have a "Clark Stinks" to share you can leave it here. Clark gives advice on how to shop for health coverage if you reach financial independence and retire early. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     8.2.18 App to find babysitter; Student loan scams; Non-compete clauses The Bambino app can help you find a trusted babysitter that has been verified by your friends. Clark discusses student loan scams you need to be aware of. The fast food industry had some pretty insidious non-compete tactics but they are fortunately on their way out.  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 02 Aug 2018 21:00:00 -0000 full Clark Howard App to find babysitter; Student loan scams; Non-compete clauses The Bambino app can help you find a trusted babysitter that has been verified by your friends. Clark discusses student loan scams you need to be aware of. The fast food industry had some pretty insidious non-compete tactics but they are fortunately on their way out.  Learn more about your ad choices. Visit megaphone.fm/adchoices The Bambino app can help you find a trusted babysitter that has been verified by your friends. Clark discusses student loan scams you need to be aware of. The fast food industry had some pretty insidious non-compete tactics but they are fortunately on their way out. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     8.1.18 New $15 live TV streaming; Cashing out 401k plans; Our cars are distracting us AT&T is raising rates on many subscribers, but, it is also offering a new $15 skinny bundle streaming service. Many employees cash out their 401k plans when they leave their employer. Doing that leads to awful consequences. Car manufacturers are making dashboards that are incredibly distracting and could lead to more accidents.  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 01 Aug 2018 21:00:00 -0000 full Clark Howard New $15 live TV streaming; Cashing out 401k plans; Our cars are distracting us AT&T is raising rates on many subscribers, but, it is also offering a new $15 skinny bundle streaming service. Many employees cash out their 401k plans when they leave their employer. Doing that leads to awful consequences. Car manufacturers are making dashboards that are incredibly distracting and could lead to more accidents.  Learn more about your ad choices. Visit megaphone.fm/adchoices AT&T is raising rates on many subscribers, but, it is also offering a new $15 skinny bundle streaming service. Many employees cash out their 401k plans when they leave their employer. Doing that leads to awful consequences. Car manufacturers are making dashboards that are incredibly distracting and could lead to more accidents. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     7.31.18 Make more money; Do your own eye exam; Best fast food restaurants What's the quickest way to make more money? Clark tells you how to maximize your earnings in this economy. Did you know that it is illegal to perform your own eye exam in many states? While apps have made it much easier, governments are making it a whole lot harder. Also, which fast food restaurants get the best ratings and which ones are at the bottom of the barrel? Clark fills you in.   Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 31 Jul 2018 21:00:00 -0000 full Clark Howard Make more money; Do your own eye exam; Best fast food restaurants What's the quickest way to make more money? Clark tells you how to maximize your earnings in this economy. Did you know that it is illegal to perform your own eye exam in many states? While apps have made it much easier, governments are making it a whole lot harder. Also, which fast food restaurants get the best ratings and which ones are at the bottom of the barrel? Clark fills you in.   Learn more about your ad choices. Visit megaphone.fm/adchoices What's the quickest way to make more money? Clark tells you how to maximize your earnings in this economy. Did you know that it is illegal to perform your own eye exam in many states? While apps have made it much easier, governments are making it a whole lot harder. Also, which fast food restaurants get the best ratings and which ones are at the bottom of the barrel? Clark fills you in.  

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2327     7.30.18 Apple lawsuit; Absurd electricity rate increases; Renting out your car Apple is facing a lawsuit for a monopoly on apps in the iTunes store. In state after state power is still sold to you by monopoly power companies which has led to massive rate increases. Also, the average car isn't in use the vast majority of the time. Consider renting yours out on a site like Turo to make some money of your ride when you aren't using it.  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Jul 2018 21:00:00 -0000 full Clark Howard Apple lawsuit; Absurd electricity rate increases; Renting out your car Apple is facing a lawsuit for a monopoly on apps in the iTunes store. In state after state power is still sold to you by monopoly power companies which has led to massive rate increases. Also, the average car isn't in use the vast majority of the time. Consider renting yours out on a site like Turo to make some money of your ride when you aren't using it.  Learn more about your ad choices. Visit megaphone.fm/adchoices Apple is facing a lawsuit for a monopoly on apps in the iTunes store. In state after state power is still sold to you by monopoly power companies which has led to massive rate increases. Also, the average car isn't in use the vast majority of the time. Consider renting yours out on a site like Turo to make some money of your ride when you aren't using it. 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     Clark Howard 7.27.18 Topics: Clark Stinks; Students are taking on less student loan debt overall...but parents are taking on much larger debt loads Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 27 Jul 2018 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; Students are taking on less student loan debt overall...but parents are taking on much larger debt loads Topics: Clark Stinks; Students are taking on less student loan debt overall...but parents are taking on much larger debt loads Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Students are taking on less student loan debt overall...but parents are taking on much larger debt loads

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2257     Clark Howard 7.26.18 Topics: Would Universal Basic Income work or is it Utopian madness?; Bad stockbrokers selling "private placements"; Current work from home opportunities and avoiding scams Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 26 Jul 2018 21:00:00 -0000 full Clark Howard Topics: Would Universal Basic Income work or is it Utopian madness?; Bad stockbrokers selling "private placements"; Current work from home opportunities and avoiding scams Topics: Would Universal Basic Income work or is it Utopian madness?; Bad stockbrokers selling "private placements"; Current work from home opportunities and avoiding scams Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Would Universal Basic Income work or is it Utopian madness?; Bad stockbrokers selling "private placements"; Current work from home opportunities and avoiding scams

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     Clark Howard 7.25.18 Topics: Home improvements that will lowers your insurance costs; An update on Bitcoin; The importance of taking a job in your industry after graduating college Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 25 Jul 2018 21:00:00 -0000 full Clark Howard Topics: Home improvements that will lowers your insurance costs; An update on Bitcoin; The importance of taking a job in your industry after graduating college Topics: Home improvements that will lowers your insurance costs; An update on Bitcoin; The importance of taking a job in your industry after graduating college Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Home improvements that will lowers your insurance costs; An update on Bitcoin; The importance of taking a job in your industry after graduating college

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     Clark Howard 7.24.18 Topics: Tariffs could bring meat prices way down...for now; Leasing puppies is now a thing and it is terrible; Annuities are actually less bad than they used to be Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 24 Jul 2018 21:00:00 -0000 full Clark Howard Topics: Tariffs could bring meat prices way down...for now; Leasing puppies is now a thing and it is terrible; Annuities are actually less bad than they used to be Topics: Tariffs could bring meat prices way down...for now; Leasing puppies is now a thing and it is terrible; Annuities are actually less bad than they used to be Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Tariffs could bring meat prices way down...for now; Leasing puppies is now a thing and it is terrible; Annuities are actually less bad than they used to be

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2290     Clark Howard 7.23.18 Topics: Christmas in July! Hiring for Holiday jobs is actually starting now; Wells Fargo refunding millions of customers it ripped off; Zillow Offers can help you sell your home Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Jul 2018 21:00:00 -0000 full Clark Howard Topics: Christmas in July! Hiring for Holiday jobs is actually starting now; Wells Fargo refunding millions of customers it ripped off; Zillow Offers can help you sell your home Topics: Christmas in July! Hiring for Holiday jobs is actually starting now; Wells Fargo refunding millions of customers it ripped off; Zillow Offers can help you sell your home Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Christmas in July! Hiring for Holiday jobs is actually starting now; Wells Fargo refunding millions of customers it ripped off; Zillow Offers can help you sell your home

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2333     Clark Howard 7.20.18 Topics: Clark Stinks; Beware of sending checks in the mail because of this scam Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 20 Jul 2018 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; Beware of sending checks in the mail because of this scam Topics: Clark Stinks; Beware of sending checks in the mail because of this scam Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Beware of sending checks in the mail because of this scam

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     Clark Howard 7.19.18 Topics: Variable pricing is extending to movie theaters; Bank and ATM fees are outrageous...and climbing; Could airplanes be self-flying like a Tesla soon?  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 19 Jul 2018 21:00:00 -0000 full Clark Howard Topics: Variable pricing is extending to movie theaters; Bank and ATM fees are outrageous...and climbing; Could airplanes be self-flying like a Tesla soon? Topics: Variable pricing is extending to movie theaters; Bank and ATM fees are outrageous...and climbing; Could airplanes be self-flying like a Tesla soon?  Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Variable pricing is extending to movie theaters; Bank and ATM fees are outrageous...and climbing; Could airplanes be self-flying like a Tesla soon? 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     Clark Howard 7.18.18 Topics: What the 5 billion dollar Google fine means to you; MGM suing terror victims is Clarkrageous; A must-hear heartwarming story of generosity Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 18 Jul 2018 21:00:00 -0000 full Clark Howard Topics: What the 5 billion dollar Google fine means to you; MGM suing terror victims is Clarkrageous; A must-hear heartwarming story of generosity Topics: What the 5 billion dollar Google fine means to you; MGM suing terror victims is Clarkrageous; A must-hear heartwarming story of generosity Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: What the 5 billion dollar Google fine means to you; MGM suing terror victims is Clarkrageous; A must-hear heartwarming story of generosity

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2328     Clark Howard 7.17.18 Topics: Prime Day deals go way beyond just what Amazon is offering; Two new scams you need to be aware of; Apps can remind you to get your kids out of a hot car Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 17 Jul 2018 21:03:58 -0000 full Clark Howard Topics: Prime Day deals go way beyond just what Amazon is offering; Two new scams you need to be aware of; Apps can remind you to get your kids out of a hot car Topics: Prime Day deals go way beyond just what Amazon is offering; Two new scams you need to be aware of; Apps can remind you to get your kids out of a hot car Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Prime Day deals go way beyond just what Amazon is offering; Two new scams you need to be aware of; Apps can remind you to get your kids out of a hot car

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 7.16.18 Topics: Should you start an Amazon DPS company?; Watch out for massive "trauma activation" fees at your hospital; Republic Wireless has new walkie talkie device for kids that is awesome! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Jul 2018 21:00:00 -0000 full Clark Howard Topics: Should you start an Amazon DPS company?; Watch out for massive "trauma activation" fees at your hospital; Republic Wireless has new walkie talkie device for kids that is awesome! Topics: Should you start an Amazon DPS company?; Watch out for massive "trauma activation" fees at your hospital; Republic Wireless has new walkie talkie device for kids that is awesome! Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Should you start an Amazon DPS company?; Watch out for massive "trauma activation" fees at your hospital; Republic Wireless has new walkie talkie device for kids that is awesome!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2326     Clark Howard 7.13.18 Topics: Clark Stinks; How to protect your car from thieves with a minor hack Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Jul 2018 15:43:19 -0000 full Clark Howard Topics: Clark Stinks; How to protect your car from thieves with a minor hack Topics: Clark Stinks; How to protect your car from thieves with a minor hack Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; How to protect your car from thieves with a minor hack

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     Clark Howard 7.12.18 Topics: Amazon wading into selling prescription drugs; The TSA wants to search your snacks; Vanguard eliminates almost all ETF commissions Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 12 Jul 2018 21:00:00 -0000 full Clark Howard Topics: Amazon wading into selling prescription drugs; The TSA wants to search your snacks; Vanguard eliminates almost all ETF commissions Topics: Amazon wading into selling prescription drugs; The TSA wants to search your snacks; Vanguard eliminates almost all ETF commissions Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Amazon wading into selling prescription drugs; The TSA wants to search your snacks; Vanguard eliminates almost all ETF commissions

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     Clark Howard 7.11.18 Topics: What to consider before starting an AirBnb; Paypal sends a clarkrageous letter to a customer; Ticketmaster data breach Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 11 Jul 2018 21:00:00 -0000 full Clark Howard Topics: What to consider before starting an AirBnb; Paypal sends a clarkrageous letter to a customer; Ticketmaster data breach Topics: What to consider before starting an AirBnb; Paypal sends a clarkrageous letter to a customer; Ticketmaster data breach Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: What to consider before starting an AirBnb; Paypal sends a clarkrageous letter to a customer; Ticketmaster data breach

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     Clark Howard 7.10.18 Topics: California's new privacy law could have massive impact nationwide; Government overreach into small business practices; What the American Express Supreme Court ruling means to you Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 Jul 2018 21:30:56 -0000 full Clark Howard Topics: California's new privacy law could have massive impact nationwide; Government overreach into small business practices; What the American Express Supreme Court ruling means to you Topics: California's new privacy law could have massive impact nationwide; Government overreach into small business practices; What the American Express Supreme Court ruling means to you Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: California's new privacy law could have massive impact nationwide; Government overreach into small business practices; What the American Express Supreme Court ruling means to you

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2327     Clark Howard 7.9.18 Topics: The Moto G6 is the best smartphone under $250; AT&T increasing bogus "administrative fee"; Leg room is getting much harder to come by in air travel these days Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Jul 2018 21:22:20 -0000 full Clark Howard Topics: The Moto G6 is the best smartphone under $250; AT&T increasing bogus "administrative fee"; Leg room is getting much harder to come by in air travel these days Topics: The Moto G6 is the best smartphone under $250; AT&T increasing bogus "administrative fee"; Leg room is getting much harder to come by in air travel these days Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The Moto G6 is the best smartphone under $250; AT&T increasing bogus "administrative fee"; Leg room is getting much harder to come by in air travel these days

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2326     Clark Howard 7.6.18 Topics: A retail price war is happening and it is good for your wallet; Big improvements to battery life are occurring now with huge effects Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 06 Jul 2018 21:00:00 -0000 full Clark Howard Topics: A retail price war is happening and it is good for your wallet; Big improvements to battery life are occurring now with huge effects Topics: A retail price war is happening and it is good for your wallet; Big improvements to battery life are occurring now with huge effects Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: A retail price war is happening and it is good for your wallet; Big improvements to battery life are occurring now with huge effects

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     Clark Howard 7.5.18 Topics: The key to improving healthcare in the United States; How you can purchase a home with a smaller down payment Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 05 Jul 2018 21:00:00 -0000 full Clark Howard Topics: The key to improving healthcare in the United States; How you can purchase a home with a smaller down payment Topics: The key to improving healthcare in the United States; How you can purchase a home with a smaller down payment Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The key to improving healthcare in the United States; How you can purchase a home with a smaller down payment

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     Clark Howard 7.4.18 Topics: Pre-fab housing could solve a lot of our affordable housing issues; The internet browser that protects your privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 04 Jul 2018 21:00:00 -0000 full Clark Howard Topics: Pre-fab housing could solve a lot of our affordable housing issues; The internet browser that protects your privacy Topics: Pre-fab housing could solve a lot of our affordable housing issues; The internet browser that protects your privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Pre-fab housing could solve a lot of our affordable housing issues; The internet browser that protects your privacy

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     Clark Howard 7.3.18 Topics: Health insurance when traveling abroad; How much can you rely on Social Security in retirement? Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Jul 2018 21:00:00 -0000 full Clark Howard Topics: Health insurance when traveling abroad; How much can you rely on Social Security in retirement? Topics: Health insurance when traveling abroad; How much can you rely on Social Security in retirement? Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Health insurance when traveling abroad; How much can you rely on Social Security in retirement?

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     Clark Howard 7.2.18 Topics: Many businesses are using social media apps like Instagram to thrive; Should you buy cell phone insurance? Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Jul 2018 21:00:00 -0000 full Clark Howard Topics: Many businesses are using social media apps like Instagram to thrive; Should you buy cell phone insurance? Topics: Many businesses are using social media apps like Instagram to thrive; Should you buy cell phone insurance? Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Many businesses are using social media apps like Instagram to thrive; Should you buy cell phone insurance?

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     Clark Howard 6.29.18 Topics: Clark Stinks; The fiduciary rule is toast - here's what you need to know about the "fiduciary oath" Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 29 Jun 2018 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; The fiduciary rule is toast - here's what you need to know about the "fiduciary oath" Topics: Clark Stinks; The fiduciary rule is toast - here's what you need to know about the "fiduciary oath" Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; The fiduciary rule is toast - here's what you need to know about the "fiduciary oath"

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     Clark Howard 6.28.18 Topics: Amazing app Acorns now offering banking services; Local governments shutting down kid lemonade stands; Battery technology progressing rapidly Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 28 Jun 2018 21:00:00 -0000 full Clark Howard Topics: Amazing app Acorns now offering banking services; Local governments shutting down kid lemonade stands; Battery technology progressing rapidly Topics: Amazing app Acorns now offering banking services; Local governments shutting down kid lemonade stands; Battery technology progressing rapidly Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Amazing app Acorns now offering banking services; Local governments shutting down kid lemonade stands; Battery technology progressing rapidly

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2286     Clark Howard 6.27.18 Topics: The employment longevity that employers expect; Consumers used to hold all the reviewing power...not anymore Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 27 Jun 2018 21:00:00 -0000 full Clark Howard Topics: The employment longevity that employers expect; Consumers used to hold all the reviewing power...not anymore Topics: The employment longevity that employers expect; Consumers used to hold all the reviewing power...not anymore Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The employment longevity that employers expect; Consumers used to hold all the reviewing power...not anymore

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     Clark Howard 6.26.18 Topics: A pizza company is repairing potholes; Another reason robocalls are the worst; Fewer people are smoking and Clark tells you why that is so important Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 26 Jun 2018 21:00:00 -0000 full Clark Howard Topics: A pizza company is repairing potholes; Another reason robocalls are the worst; Fewer people are smoking and Clark tells you why that is so important Topics: A pizza company is repairing potholes; Another reason robocalls are the worst; Fewer people are smoking and Clark tells you why that is so important Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: A pizza company is repairing potholes; Another reason robocalls are the worst; Fewer people are smoking and Clark tells you why that is so important

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     Clark Howard 6.25.18 Topics: What it takes to become a millionaire; Too much optimism in real estate right now; Messaging apps that provide the best privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Jun 2018 21:00:00 -0000 full Clark Howard Topics: What it takes to become a millionaire; Too much optimism in real estate right now; Messaging apps that provide the best privacy Topics: What it takes to become a millionaire; Too much optimism in real estate right now; Messaging apps that provide the best privacy Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: What it takes to become a millionaire; Too much optimism in real estate right now; Messaging apps that provide the best privacy

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     Clark Howard 6.22.18 Topics: Clark Stinks; New self-install alarm company can save you big money Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 22 Jun 2018 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; New self-install alarm company can save you big money Topics: Clark Stinks; New self-install alarm company can save you big money Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; New self-install alarm company can save you big money

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2271     Clark Howard 6.21.18 Topics: Speedy home delivery options expand; Audi CEO arrested as part of Volkswagen scandal; Car wrapping is back and can make you hundreds of dollars a month! Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 21 Jun 2018 21:00:00 -0000 full Clark Howard Topics: Speedy home delivery options expand; Audi CEO arrested as part of Volkswagen scandal; Car wrapping is back and can make you hundreds of dollars a month! Topics: Speedy home delivery options expand; Audi CEO arrested as part of Volkswagen scandal; Car wrapping is back and can make you hundreds of dollars a month! Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Speedy home delivery options expand; Audi CEO arrested as part of Volkswagen scandal; Car wrapping is back and can make you hundreds of dollars a month!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     Clark Howard 6.20.18 Topics: People take Social Security at the wrong age to their financial detriment; Lakefront property advertisements; An unreal (but real) $10 a month cell phone plan offer Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 20 Jun 2018 21:00:00 -0000 full Clark Howard Topics: People take Social Security at the wrong age to their financial detriment; Lakefront property advertisements; An unreal (but real) $10 a month cell phone plan offer Topics: People take Social Security at the wrong age to their financial detriment; Lakefront property advertisements; An unreal (but real) $10 a month cell phone plan offer Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: People take Social Security at the wrong age to their financial detriment; Lakefront property advertisements; An unreal (but real) $10 a month cell phone plan offer

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     Clark Howard 6.19.18 Topics: Potential changes to the way pre-exisisting conditions are covered; Payday loan mogul receives prison sentence; Security alert for your router Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 19 Jun 2018 21:00:00 -0000 full Clark Howard Topics: Potential changes to the way pre-exisisting conditions are covered; Payday loan mogul receives prison sentence; Security alert for your router Topics: Potential changes to the way pre-exisisting conditions are covered; Payday loan mogul receives prison sentence; Security alert for your router Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Potential changes to the way pre-exisisting conditions are covered; Payday loan mogul receives prison sentence; Security alert for your router

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2313     Clark Howard 6.18.18 Topics: Life insurers basing rates on your credit score; It isn't just Wells Fargo - other banks have opened unauthorized accounts; Which supermarkets provide the best customer service and value Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Jun 2018 21:43:07 -0000 full Clark Howard Topics: Life insurers basing rates on your credit score; It isn't just Wells Fargo - other banks have opened unauthorized accounts; Which supermarkets provide the best customer service and value Topics: Life insurers basing rates on your credit score; It isn't just Wells Fargo - other banks have opened unauthorized accounts; Which supermarkets provide the best customer service and value Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Life insurers basing rates on your credit score; It isn't just Wells Fargo - other banks have opened unauthorized accounts; Which supermarkets provide the best customer service and value

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     Clark Howard 6.15.18 Clark Stinks; Why and how to update your privacy settings with Google, Facebook, Amazon, Apple, etc. Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 15 Jun 2018 21:00:00 -0000 full Clark Howard Clark Stinks; Why and how to update your privacy settings with Google, Facebook, Amazon, Apple, etc. Clark Stinks; Why and how to update your privacy settings with Google, Facebook, Amazon, Apple, etc. Learn more about your ad choices. Visit megaphone.fm/adchoices Clark Stinks; Why and how to update your privacy settings with Google, Facebook, Amazon, Apple, etc.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     Clark Howard 6.14.18 Topics: Pay off your mortgage or not? The new tax law changes things; Facebook customer no service; Credit card companies are dropping perks Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 14 Jun 2018 21:00:00 -0000 full Clark Howard Topics: Pay off your mortgage or not? The new tax law changes things; Facebook customer no service; Credit card companies are dropping perks Topics: Pay off your mortgage or not? The new tax law changes things; Facebook customer no service; Credit card companies are dropping perks Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Pay off your mortgage or not? The new tax law changes things; Facebook customer no service; Credit card companies are dropping perks

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 6.13.18 Topics: What the AT&T merger means to you; A fantastic timely deal on a Costco membership; Interest rates are headed up - good news for savers! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 13 Jun 2018 21:23:36 -0000 full Clark Howard Topics: What the AT&T merger means to you; A fantastic timely deal on a Costco membership; Interest rates are headed up - good news for savers! Topics: What the AT&T merger means to you; A fantastic timely deal on a Costco membership; Interest rates are headed up - good news for savers! Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: What the AT&T merger means to you; A fantastic timely deal on a Costco membership; Interest rates are headed up - good news for savers!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2333     Clark Howard 6.12.18 Topics: Travel apps are improving and will make booking transportation much easier; Car loan lengths are too long!; New data about renting vs buying a home Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 12 Jun 2018 21:00:00 -0000 full Clark Howard Topics: Travel apps are improving and will make booking transportation much easier; Car loan lengths are too long!; New data about renting vs buying a home Topics: Travel apps are improving and will make booking transportation much easier; Car loan lengths are too long!; New data about renting vs buying a home Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Travel apps are improving and will make booking transportation much easier; Car loan lengths are too long!; New data about renting vs buying a home

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2327     Clark Howard 6.11.18 Topics: More companies offer tuition assistance; Worthless extended warranties being sold; Amazing $15 Sprint cell phone deal Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Jun 2018 21:22:48 -0000 full Clark Howard Topics: More companies offer tuition assistance; Worthless extended warranties being sold; Amazing $15 Sprint cell phone deal Topics: More companies offer tuition assistance; Worthless extended warranties being sold; Amazing $15 Sprint cell phone deal Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: More companies offer tuition assistance; Worthless extended warranties being sold; Amazing $15 Sprint cell phone deal

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2337     Clark Howard 6.9.18 BONUS EPISODE Part 7 Back to Basics Series: Credit - What affects your credit score. How to establish and maintain good credit. Using credit and credit cards wisely. Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 09 Jun 2018 12:00:00 -0000 full Clark Howard BONUS EPISODE Part 7 Back to Basics Series: Credit - What affects your credit score. How to establish and maintain good credit. Using credit and credit cards wisely. BONUS EPISODE Part 7 Back to Basics Series: Credit - What affects your credit score. How to establish and maintain good credit. Using credit and credit cards wisely. Learn more about your ad choices. Visit megaphone.fm/adchoices BONUS EPISODE Part 7 Back to Basics Series: Credit - What affects your credit score. How to establish and maintain good credit. Using credit and credit cards wisely.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2278     Clark Howard 6.8.18 Topics: Clark Stinks; Shipping container farms could grow our food and use far less water than traditional farms Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 08 Jun 2018 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; Shipping container farms could grow our food and use far less water than traditional farms Topics: Clark Stinks; Shipping container farms could grow our food and use far less water than traditional farms Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Shipping container farms could grow our food and use far less water than traditional farms

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2297     Clark Howard 6.7.18 Topics: A financial blog you should be reading; Scam websites capitalizing on minor typos; Most Americans want to be entrepreneurs Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 07 Jun 2018 21:00:00 -0000 full Clark Howard Topics: A financial blog you should be reading; Scam websites capitalizing on minor typos; Most Americans want to be entrepreneurs Topics: A financial blog you should be reading; Scam websites capitalizing on minor typos; Most Americans want to be entrepreneurs Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: A financial blog you should be reading; Scam websites capitalizing on minor typos; Most Americans want to be entrepreneurs

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2322     Clark Howard 6.6.18 Topics: Do (or don't do) these 5 things and you'll likely live longer; Fake products on Amazon; Why service has gotten worse in retail stores lately Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 06 Jun 2018 21:00:00 -0000 full Clark Howard Topics: Do (or don't do) these 5 things and you'll likely live longer; Fake products on Amazon; Why service has gotten worse in retail stores lately Topics: Do (or don't do) these 5 things and you'll likely live longer; Fake products on Amazon; Why service has gotten worse in retail stores lately Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Do (or don't do) these 5 things and you'll likely live longer; Fake products on Amazon; Why service has gotten worse in retail stores lately

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 6.5.18 Topics: Bonuses are becoming more common for in demand blue collar jobs; Fake electric bill scam; How to protect yourself from a crummy 403b Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 05 Jun 2018 21:00:00 -0000 full Clark Howard Topics: Bonuses are becoming more common for in demand blue collar jobs; Fake electric bill scam; How to protect yourself from a crummy 403b Topics: Bonuses are becoming more common for in demand blue collar jobs; Fake electric bill scam; How to protect yourself from a crummy 403b Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Bonuses are becoming more common for in demand blue collar jobs; Fake electric bill scam; How to protect yourself from a crummy 403b

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2322     Clark Howard 6.4.18 Topics: Why you should rent a car for a driving vacation; There's a lot of missing money out there - how to find it Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Jun 2018 21:00:00 -0000 full Clark Howard Topics: Why you should rent a car for a driving vacation; There's a lot of missing money out there - how to find it Topics: Why you should rent a car for a driving vacation; There's a lot of missing money out there - how to find it Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Why you should rent a car for a driving vacation; There's a lot of missing money out there - how to find it

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     Clark Howard 6.2.18 BONUS EPISODE Part 6 Back to Basics Series: Booking travel - How to save money on airfare, hotels, car rentals, and more Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 02 Jun 2018 12:00:00 -0000 full Clark Howard BONUS EPISODE Part 6 Back to Basics Series: Booking travel - How to save money on airfare, hotels, car rentals, and more BONUS EPISODE Part 6 Back to Basics Series: Booking travel - How to save money on airfare, hotels, car rentals, and more Learn more about your ad choices. Visit megaphone.fm/adchoices BONUS EPISODE Part 6 Back to Basics Series: Booking travel - How to save money on airfare, hotels, car rentals, and more

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2290     Clark Howard 6.1.18 Topics: Clark's take on the Boxed bulk delivery service; ID theft of minors is on the rise; The digit app helps you get out of debt now Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 01 Jun 2018 21:00:00 -0000 full Clark Howard Topics: Clark's take on the Boxed bulk delivery service; ID theft of minors is on the rise; The digit app helps you get out of debt now Topics: Clark's take on the Boxed bulk delivery service; ID theft of minors is on the rise; The digit app helps you get out of debt now Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark's take on the Boxed bulk delivery service; ID theft of minors is on the rise; The digit app helps you get out of debt now

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     Clark Howard 5.31.18 Topics: Asking for a lower credit card interest rate; Negotiating your starting salary with a potential employer Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 31 May 2018 21:00:00 -0000 full Clark Howard Topics: Asking for a lower credit card interest rate; Negotiating your starting salary with a potential employer Topics: Asking for a lower credit card interest rate; Negotiating your starting salary with a potential employer Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Asking for a lower credit card interest rate; Negotiating your starting salary with a potential employer

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2322     Clark Howard 5.30.18 Topics: Potential issues that can come from genetic testing; Retailers banning you from making returns Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 30 May 2018 21:00:00 -0000 full Clark Howard Topics: Potential issues that can come from genetic testing; Retailers banning you from making returns Topics: Potential issues that can come from genetic testing; Retailers banning you from making returns Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Potential issues that can come from genetic testing; Retailers banning you from making returns

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2281     Clark Howard 5.29.18 Topics: Companies trying to beat Amazon when it comes to automation; Debt collection class action lawsuit; What it is like to go cashless Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 29 May 2018 21:00:00 -0000 full Clark Howard Topics: Companies trying to beat Amazon when it comes to automation; Debt collection class action lawsuit; What it is like to go cashless Topics: Companies trying to beat Amazon when it comes to automation; Debt collection class action lawsuit; What it is like to go cashless Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Companies trying to beat Amazon when it comes to automation; Debt collection class action lawsuit; What it is like to go cashless

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     Clark Howard 5.28.18 Topics: Finding a good work from home job; How to teach your kid to to give money to charity Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 May 2018 21:00:00 -0000 full Clark Howard Topics: Finding a good work from home job; How to teach your kid to to give money to charity Topics: Finding a good work from home job; How to teach your kid to to give money to charity Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Finding a good work from home job; How to teach your kid to to give money to charity

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2328     Clark Howard 5.26.18 BONUS EPISODE Part 5 Back to Basics Series: Cutting your monthly bills - Cutting back, shopping wisely, and creating more monthly breathing room Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 26 May 2018 12:00:00 -0000 full Clark Howard BONUS EPISODE Part 5 Back to Basics Series: Cutting your monthly bills - Cutting back, shopping wisely, and creating more monthly breathing room BONUS EPISODE Part 5 Back to Basics Series: Cutting your monthly bills - Cutting back, shopping wisely, and creating more monthly breathing room Learn more about your ad choices. Visit megaphone.fm/adchoices BONUS EPISODE Part 5 Back to Basics Series: Cutting your monthly bills - Cutting back, shopping wisely, and creating more monthly breathing room

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2266     Clark Howard 5.25.18 Topics: Clark Stinks; Offerpad just made it far easier to sell and buy a home at the same time Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 25 May 2018 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; Offerpad just made it far easier to sell and buy a home at the same time Topics: Clark Stinks; Offerpad just made it far easier to sell and buy a home at the same time Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Offerpad just made it far easier to sell and buy a home at the same time

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     Clark Howard 5.24.18 Topics: Consumer Reports says Tesla has some work to do; Real estate seminars promising riches are making a major comeback; Amazon's facial recognition software poses privacy problems Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 24 May 2018 21:00:00 -0000 full Clark Howard Topics: Consumer Reports says Tesla has some work to do; Real estate seminars promising riches are making a major comeback; Amazon's facial recognition software poses privacy problems Topics: Consumer Reports says Tesla has some work to do; Real estate seminars promising riches are making a major comeback; Amazon's facial recognition software poses privacy problems Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Consumer Reports says Tesla has some work to do; Real estate seminars promising riches are making a major comeback; Amazon's facial recognition software poses privacy problems

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2304     Clark Howard 5.23.18 Topics: Credit freezes will be free thanks to the new banking law; An $8k charge for shipping from Amazon?; How Europe's new privacy rules are affecting US consumers Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 23 May 2018 21:31:59 -0000 full Clark Howard Topics: Credit freezes will be free thanks to the new banking law; An $8k charge for shipping from Amazon?; How Europe's new privacy rules are affecting US consumers Topics: Credit freezes will be free thanks to the new banking law; An $8k charge for shipping from Amazon?; How Europe's new privacy rules are affecting US consumers Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Credit freezes will be free thanks to the new banking law; An $8k charge for shipping from Amazon?; How Europe's new privacy rules are affecting US consumers

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2323     Clark Howard 5.22.18 Topics: Are Zillow's "zestimates" legitimate predictors of home value?; Watch out for fake patent companies; Debt for folks over 75 is skyrocketing - and that's scary Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 22 May 2018 21:00:00 -0000 full Clark Howard Topics: Are Zillow's "zestimates" legitimate predictors of home value?; Watch out for fake patent companies; Debt for folks over 75 is skyrocketing - and that's scary Topics: Are Zillow's "zestimates" legitimate predictors of home value?; Watch out for fake patent companies; Debt for folks over 75 is skyrocketing - and that's scary Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Are Zillow's "zestimates" legitimate predictors of home value?; Watch out for fake patent companies; Debt for folks over 75 is skyrocketing - and that's scary

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     Clark Howard 5.21.18 Topics: The net neutrality saga takes a positive turn; Fake cryptocurrencies are popping up; Here are the sunscreens that will save you money and keep you safe from the sun Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 21 May 2018 21:00:00 -0000 full Clark Howard Topics: The net neutrality saga takes a positive turn; Fake cryptocurrencies are popping up; Here are the sunscreens that will save you money and keep you safe from the sun Topics: The net neutrality saga takes a positive turn; Fake cryptocurrencies are popping up; Here are the sunscreens that will save you money and keep you safe from the sun Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The net neutrality saga takes a positive turn; Fake cryptocurrencies are popping up; Here are the sunscreens that will save you money and keep you safe from the sun

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2328     Clark Howard 5.19.18 BONUS EPISODE Part 4 Back to Basics Series: Saving and Investing - The right way to save your money in the short-term and how to invest for retirement over the long-term Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 19 May 2018 12:00:00 -0000 full Clark Howard BONUS EPISODE Part 4 Back to Basics Series: Saving and Investing - The right way to save your money in the short-term and how to invest for retirement over the long-term BONUS EPISODE Part 4 Back to Basics Series: Saving and Investing - The right way to save your money in the short-term and how to invest for retirement over the long-term Learn more about your ad choices. Visit megaphone.fm/adchoices BONUS EPISODE Part 4 Back to Basics Series: Saving and Investing - The right way to save your money in the short-term and how to invest for retirement over the long-term

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     Clark Howard 5.18.18 Topics: Clark Stinks; Target cuts shipping fees and uses its stores to process orders more quickly Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 18 May 2018 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; Target cuts shipping fees and uses its stores to process orders more quickly Topics: Clark Stinks; Target cuts shipping fees and uses its stores to process orders more quickly Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Target cuts shipping fees and uses its stores to process orders more quickly

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     Clark Howard 5.17.18 Topics: Student loan rates are on the rise; Fake law firm scam; What to watch out for when hiring a moving company Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 17 May 2018 21:00:00 -0000 full Clark Howard Topics: Student loan rates are on the rise; Fake law firm scam; What to watch out for when hiring a moving company Topics: Student loan rates are on the rise; Fake law firm scam; What to watch out for when hiring a moving company Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Student loan rates are on the rise; Fake law firm scam; What to watch out for when hiring a moving company

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2327     Clark Howard 5.16.18 Topics: Credit card default rates are going up; Southwest is having a great sale!; Used and new cars can be a deal right now if you know what to look for Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 16 May 2018 21:15:06 -0000 full Clark Howard Topics: Credit card default rates are going up; Southwest is having a great sale!; Used and new cars can be a deal right now if you know what to look for Topics: Credit card default rates are going up; Southwest is having a great sale!; Used and new cars can be a deal right now if you know what to look for Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Credit card default rates are going up; Southwest is having a great sale!; Used and new cars can be a deal right now if you know what to look for

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2334     Clark Howard 5.15.18 Topics: Drone prices have plummeted - and new drones could change how we travel; Another Wells Fargo scandal - seriously; California mandates solar installs on new homes Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 15 May 2018 21:00:00 -0000 full Clark Howard Topics: Drone prices have plummeted - and new drones could change how we travel; Another Wells Fargo scandal - seriously; California mandates solar installs on new homes Topics: Drone prices have plummeted - and new drones could change how we travel; Another Wells Fargo scandal - seriously; California mandates solar installs on new homes Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Drone prices have plummeted - and new drones could change how we travel; Another Wells Fargo scandal - seriously; California mandates solar installs on new homes

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 5.14.18 Topics: Clark's visit to a new grocery store that can save your food budget; Keyless remote cars are potentially dangerous; Sports gambling is making a comeback Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 May 2018 21:10:09 -0000 full Clark Howard Topics: Clark's visit to a new grocery store that can save your food budget; Keyless remote cars are potentially dangerous; Sports gambling is making a comeback Topics: Clark's visit to a new grocery store that can save your food budget; Keyless remote cars are potentially dangerous; Sports gambling is making a comeback Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark's visit to a new grocery store that can save your food budget; Keyless remote cars are potentially dangerous; Sports gambling is making a comeback

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2332     Clark Howard 5.12.18 BONUS EPISODE Part 3 Back to Basics Series: The right way to buy insurance for your car, home, life and more Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 12 May 2018 12:00:00 -0000 full Clark Howard BONUS EPISODE Part 3 Back to Basics Series: The right way to buy insurance for your car, home, life and more BONUS EPISODE Part 3 Back to Basics Series: The right way to buy insurance for your car, home, life and more Learn more about your ad choices. Visit megaphone.fm/adchoices BONUS EPISODE Part 3 Back to Basics Series: The right way to buy insurance for your car, home, life and more

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2259     Clark Howard 5.11.18 Topics: Clark Stinks; We need up-front pricing for medical care Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 11 May 2018 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; We need up-front pricing for medical care Topics: Clark Stinks; We need up-front pricing for medical care Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; We need up-front pricing for medical care

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2300     Clark Howard 5.10.18 Topics: Warren Buffet's advice against owning gold; There's a new product sketchy brokers are pushing; Clark hates lines - and tells you how to avoid lines too Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 10 May 2018 21:00:00 -0000 full Clark Howard Topics: Warren Buffet's advice against owning gold; There's a new product sketchy brokers are pushing; Clark hates lines - and tells you how to avoid lines too Topics: Warren Buffet's advice against owning gold; There's a new product sketchy brokers are pushing; Clark hates lines - and tells you how to avoid lines too Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Warren Buffet's advice against owning gold; There's a new product sketchy brokers are pushing; Clark hates lines - and tells you how to avoid lines too

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2336     Clark Howard 5.9.18 Topics: Watch out when getting a loan from a car dealer; Equifax gives more details about leaked information; New app can help neighbors communicate about crime activity Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 09 May 2018 21:00:00 -0000 full Clark Howard Topics: Watch out when getting a loan from a car dealer; Equifax gives more details about leaked information; New app can help neighbors communicate about crime activity Topics: Watch out when getting a loan from a car dealer; Equifax gives more details about leaked information; New app can help neighbors communicate about crime activity Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Watch out when getting a loan from a car dealer; Equifax gives more details about leaked information; New app can help neighbors communicate about crime activity

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2326     Clark Howard 5.8.18 Topics: The problems with trading in a car with a loan on it; Ripoffs of elderly are sadly growing; Apple, Google, and Facebook - who collects the most data? Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 08 May 2018 21:00:00 -0000 full Clark Howard Topics: The problems with trading in a car with a loan on it; Ripoffs of elderly are sadly growing; Apple, Google, and Facebook - who collects the most data? Topics: The problems with trading in a car with a loan on it; Ripoffs of elderly are sadly growing; Apple, Google, and Facebook - who collects the most data? Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The problems with trading in a car with a loan on it; Ripoffs of elderly are sadly growing; Apple, Google, and Facebook - who collects the most data?

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2331     Clark Howard 5.7.18 Topics: How Clark's daughter saved money on her wedding; An Airbnb scam to watch out for; Robocalls are proliferating - how to stop them Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 07 May 2018 21:35:46 -0000 full Clark Howard Topics: How Clark's daughter saved money on her wedding; An Airbnb scam to watch out for; Robocalls are proliferating - how to stop them Topics: How Clark's daughter saved money on her wedding; An Airbnb scam to watch out for; Robocalls are proliferating - how to stop them Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: How Clark's daughter saved money on her wedding; An Airbnb scam to watch out for; Robocalls are proliferating - how to stop them

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2329     Clark Howard 5.5.18 BONUS EPISODE Part 2 Back to Basics Series: Clark discusses in depth how to purchase a home from financing to shopping and more Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 05 May 2018 12:00:00 -0000 full Clark Howard BONUS EPISODE Part 2 Back to Basics Series: Clark discusses in depth how to purchase a home from financing to shopping and more BONUS EPISODE Part 2 Back to Basics Series: Clark discusses in depth how to purchase a home from financing to shopping and more Learn more about your ad choices. Visit megaphone.fm/adchoices BONUS EPISODE Part 2 Back to Basics Series: Clark discusses in depth how to purchase a home from financing to shopping and more

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2298     Clark Howard 5.4.18 Topics: Clark Stinks; Fast food price war  Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 04 May 2018 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; Fast food price war Topics: Clark Stinks; Fast food price war  Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Fast food price war 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     Clark Howard 5.3.18 Topics: How to get the best price at the pump; Sweepstakes scams; How to get paid if you get bumped from a flight Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 03 May 2018 21:00:00 -0000 full Clark Howard Topics: How to get the best price at the pump; Sweepstakes scams; How to get paid if you get bumped from a flight Topics: How to get the best price at the pump; Sweepstakes scams; How to get paid if you get bumped from a flight Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: How to get the best price at the pump; Sweepstakes scams; How to get paid if you get bumped from a flight

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2324     Clark Howard 5.2.18 Topics: Backup cameras on cars improve safety a lot; One-day awesome airfare sale!; What you should consider doing for the Mom in your life for Mother's Day Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 02 May 2018 21:00:00 -0000 full Clark Howard Topics: Backup cameras on cars improve safety a lot; One-day awesome airfare sale!; What you should consider doing for the Mom in your life for Mother's Day Topics: Backup cameras on cars improve safety a lot; One-day awesome airfare sale!; What you should consider doing for the Mom in your life for Mother's Day Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Backup cameras on cars improve safety a lot; One-day awesome airfare sale!; What you should consider doing for the Mom in your life for Mother's Day

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2330     Clark Howard 5.1.18 Topics: What the potential T-Mobile and Sprint merger means for consumers; Fake student loan expert was completely fabricated; The Wells Fargo ripoff saga gets even worse Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 01 May 2018 21:30:52 -0000 full Clark Howard Topics: What the potential T-Mobile and Sprint merger means for consumers; Fake student loan expert was completely fabricated; The Wells Fargo ripoff saga gets even worse Topics: What the potential T-Mobile and Sprint merger means for consumers; Fake student loan expert was completely fabricated; The Wells Fargo ripoff saga gets even worse Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: What the potential T-Mobile and Sprint merger means for consumers; Fake student loan expert was completely fabricated; The Wells Fargo ripoff saga gets even worse

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2322     Clark Howard 4.30.18 Topics: Battery-powered scooters are creating a mess in some cities; T-Mobile fined for faking it when service not working properly; Why your credit score might be going up this month Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Apr 2018 21:00:00 -0000 full Clark Howard Topics: Battery-powered scooters are creating a mess in some cities; T-Mobile fined for faking it when service not working properly; Why your credit score might be going up this month Topics: Battery-powered scooters are creating a mess in some cities; T-Mobile fined for faking it when service not working properly; Why your credit score might be going up this month Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Battery-powered scooters are creating a mess in some cities; T-Mobile fined for faking it when service not working properly; Why your credit score might be going up this month

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     Clark Howard 4.28.18 BONUS EPISODE Part 1 Back to Basics Series: Clark discusses in depth how to go about buying cars - both used and new - without getting ripped off Back to Basics will be a multi-week series where Clark goes in depth on topics that are of major importance to your finances. Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 28 Apr 2018 12:00:00 -0000 full Clark Howard BONUS EPISODE Part 1 Back to Basics Series: Clark discusses in depth how to go about buying cars - both used and new - without getting ripped off BONUS EPISODE Part 1 Back to Basics Series: Clark discusses in depth how to go about buying cars - both used and new - without getting ripped off Back to Basics will be a multi-week series where Clark goes in depth on topics that are of major importance to your finances. Learn more about your ad choices. Visit megaphone.fm/adchoices BONUS EPISODE Part 1 Back to Basics Series: Clark discusses in depth how to go about buying cars - both used and new - without getting ripped off

    Back to Basics will be a multi-week series where Clark goes in depth on topics that are of major importance to your finances.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2281     Clark Howard 4.27.18 Topics: Clark Stinks; The best airlines and hotels to consider when traveling Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 27 Apr 2018 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; The best airlines and hotels to consider when traveling Topics: Clark Stinks; The best airlines and hotels to consider when traveling Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; The best airlines and hotels to consider when traveling

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2328     Clark Howard 4.26.18 Topics: Amazon delivering packages to your car; Scammers targeting you with fake fraud alerts; Are we in a housing bubble? Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 26 Apr 2018 21:00:00 -0000 full Clark Howard Topics: Amazon delivering packages to your car; Scammers targeting you with fake fraud alerts; Are we in a housing bubble? Topics: Amazon delivering packages to your car; Scammers targeting you with fake fraud alerts; Are we in a housing bubble? Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Amazon delivering packages to your car; Scammers targeting you with fake fraud alerts; Are we in a housing bubble?

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2326     Clark Howard 4.25.18 Topics: New Gmail features are great; Ripoffs abound in video games that kids are playing; Great cell phone service discounts for current and former Military members! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 25 Apr 2018 21:00:00 -0000 full Clark Howard Topics: New Gmail features are great; Ripoffs abound in video games that kids are playing; Great cell phone service discounts for current and former Military members! Topics: New Gmail features are great; Ripoffs abound in video games that kids are playing; Great cell phone service discounts for current and former Military members! Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: New Gmail features are great; Ripoffs abound in video games that kids are playing; Great cell phone service discounts for current and former Military members!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2321     Clark Howard 4.24.18 Topics: The dangers of company stock; Sending money with the Zelle app is a bad idea; How to save money as batteries get more expensive Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 24 Apr 2018 21:00:00 -0000 full Clark Howard Topics: The dangers of company stock; Sending money with the Zelle app is a bad idea; How to save money as batteries get more expensive Topics: The dangers of company stock; Sending money with the Zelle app is a bad idea; How to save money as batteries get more expensive Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The dangers of company stock; Sending money with the Zelle app is a bad idea; How to save money as batteries get more expensive

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     Clark Howard 4.23.18 Topics: Flight delays building up as FAA mandates engine inspections; App developers illegally tracking kids; The price you pay is increasingly individualized Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Apr 2018 21:13:15 -0000 full Clark Howard Topics: Flight delays building up as FAA mandates engine inspections; App developers illegally tracking kids; The price you pay is increasingly individualized Topics: Flight delays building up as FAA mandates engine inspections; App developers illegally tracking kids; The price you pay is increasingly individualized Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Flight delays building up as FAA mandates engine inspections; App developers illegally tracking kids; The price you pay is increasingly individualized

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2329     Clark Howard 4.20.18 Clark Stinks; Wells Fargo's huge fine and why you shouldn't bank there Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 20 Apr 2018 21:00:00 -0000 full Clark Howard Clark Stinks; Wells Fargo's huge fine and why you shouldn't bank there Clark Stinks; Wells Fargo's huge fine and why you shouldn't bank there Learn more about your ad choices. Visit megaphone.fm/adchoices Clark Stinks; Wells Fargo's huge fine and why you shouldn't bank there

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2284     Clark Howard 4.19.18 Topics: The dirty politics behind storing solar power via battery; Strategies for how to handle housing costs as you approach retirement age Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 19 Apr 2018 21:00:00 -0000 full Clark Howard Topics: The dirty politics behind storing solar power via battery; Strategies for how to handle housing costs as you approach retirement age Topics: The dirty politics behind storing solar power via battery; Strategies for how to handle housing costs as you approach retirement age Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The dirty politics behind storing solar power via battery; Strategies for how to handle housing costs as you approach retirement age

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2293     Clark Howard 4.18.18 Topics: Most people want financial advice from their BANK - that's not good! A national sick leave policy should exist for some circumstances Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 18 Apr 2018 21:00:00 -0000 full Clark Howard Topics: Most people want financial advice from their BANK - that's not good! A national sick leave policy should exist for some circumstances Topics: Most people want financial advice from their BANK - that's not good! A national sick leave policy should exist for some circumstances Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Most people want financial advice from their BANK - that's not good! A national sick leave policy should exist for some circumstances

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     Clark Howard 4.17.18 Topics: Why you need to contribute to a Roth in 2018; Are medical sharing companies like Medishare viable alternatives to health insurance? Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 17 Apr 2018 21:00:00 -0000 full Clark Howard Topics: Why you need to contribute to a Roth in 2018; Are medical sharing companies like Medishare viable alternatives to health insurance? Topics: Why you need to contribute to a Roth in 2018; Are medical sharing companies like Medishare viable alternatives to health insurance? Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Why you need to contribute to a Roth in 2018; Are medical sharing companies like Medishare viable alternatives to health insurance?

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2329     Clark Howard 4.16.18 Topics: Big banks are trying to capitalize on Wells Fargo corruption; Debit card scams are out in full force; Is car insurance by the mile a good idea? Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Apr 2018 21:00:00 -0000 full Clark Howard Topics: Big banks are trying to capitalize on Wells Fargo corruption; Debit card scams are out in full force; Is car insurance by the mile a good idea? Topics: Big banks are trying to capitalize on Wells Fargo corruption; Debit card scams are out in full force; Is car insurance by the mile a good idea? Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Big banks are trying to capitalize on Wells Fargo corruption; Debit card scams are out in full force; Is car insurance by the mile a good idea?

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2341     Clark Howard 4.13.18 Topics: Clark Stinks; It is incredibly important to file your taxes on time! Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 13 Apr 2018 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; It is incredibly important to file your taxes on time! Topics: Clark Stinks; It is incredibly important to file your taxes on time! Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; It is incredibly important to file your taxes on time!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2321     Clark Howard 4.12.18 Topics: Airlines charging higher rates to loyal customers; Annuities are the worst; Zara's new robot helps customers with returns Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 12 Apr 2018 21:00:00 -0000 full Clark Howard Topics: Airlines charging higher rates to loyal customers; Annuities are the worst; Zara's new robot helps customers with returns Topics: Airlines charging higher rates to loyal customers; Annuities are the worst; Zara's new robot helps customers with returns Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Airlines charging higher rates to loyal customers; Annuities are the worst; Zara's new robot helps customers with returns

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2330     Clark Howard 4.11.18 Topics: Mobile hair cutting small business profile; Credit card theft via micro charges is now a thing; Connected cars that show ads are here Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 11 Apr 2018 21:00:00 -0000 full Clark Howard Topics: Mobile hair cutting small business profile; Credit card theft via micro charges is now a thing; Connected cars that show ads are here Topics: Mobile hair cutting small business profile; Credit card theft via micro charges is now a thing; Connected cars that show ads are here Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Mobile hair cutting small business profile; Credit card theft via micro charges is now a thing; Connected cars that show ads are here

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     Clark Howard 4.10.18 Topics: What if you paid for Facebook and kept your privacy?; Another amazing reason dash cams are awesome; The gas price trajectory Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 Apr 2018 21:00:00 -0000 full Clark Howard Topics: What if you paid for Facebook and kept your privacy?; Another amazing reason dash cams are awesome; The gas price trajectory Topics: What if you paid for Facebook and kept your privacy?; Another amazing reason dash cams are awesome; The gas price trajectory Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: What if you paid for Facebook and kept your privacy?; Another amazing reason dash cams are awesome; The gas price trajectory

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2296     Clark Howard 4.9.18 Topics: What to do about the teacher pay and education taxes; The new awful trend of kids "juuling"; A few online savings accounts are starting to pay great interest rates Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Apr 2018 21:18:59 -0000 full Clark Howard Topics: What to do about the teacher pay and education taxes; The new awful trend of kids "juuling"; A few online savings accounts are starting to pay great interest rates Topics: What to do about the teacher pay and education taxes; The new awful trend of kids "juuling"; A few online savings accounts are starting to pay great interest rates Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: What to do about the teacher pay and education taxes; The new awful trend of kids "juuling"; A few online savings accounts are starting to pay great interest rates

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2327     Clark Howard 4.6.18 Topics: Clark Stinks; The Spring home buying season is a weird one Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 06 Apr 2018 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; The Spring home buying season is a weird one Topics: Clark Stinks; The Spring home buying season is a weird one Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; The Spring home buying season is a weird one

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 4.5.18 Topics: Walmart and Humana could change healthcare in a big way; A new form of ID theft is making waves; Timely student loan forgiveness news Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 05 Apr 2018 21:00:00 -0000 full Clark Howard Topics: Walmart and Humana could change healthcare in a big way; A new form of ID theft is making waves; Timely student loan forgiveness news Topics: Walmart and Humana could change healthcare in a big way; A new form of ID theft is making waves; Timely student loan forgiveness news Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Walmart and Humana could change healthcare in a big way; A new form of ID theft is making waves; Timely student loan forgiveness news

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     Clark Howard 4.4.18 Topics: A coal company in crisis could make for higher electricity bills; The importance of rewarding your employees well Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 04 Apr 2018 21:00:00 -0000 full Clark Howard Topics: A coal company in crisis could make for higher electricity bills; The importance of rewarding your employees well Topics: A coal company in crisis could make for higher electricity bills; The importance of rewarding your employees well Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: A coal company in crisis could make for higher electricity bills; The importance of rewarding your employees well

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2332     Clark Howard 4.3.18 Topics: Stock market volatility; Vanguard customer service issues; More breaches and how you need to respond Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Apr 2018 21:00:00 -0000 full Clark Howard Topics: Stock market volatility; Vanguard customer service issues; More breaches and how you need to respond Topics: Stock market volatility; Vanguard customer service issues; More breaches and how you need to respond Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Stock market volatility; Vanguard customer service issues; More breaches and how you need to respond

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2327     Clark Howard 4.2.18 Topics: Student loans and the soaring cost of college; Watch out for this debt help scam; Advice for self-employed folks Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Apr 2018 21:00:00 -0000 full Clark Howard Topics: Student loans and the soaring cost of college; Watch out for this debt help scam; Advice for self-employed folks Topics: Student loans and the soaring cost of college; Watch out for this debt help scam; Advice for self-employed folks Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Student loans and the soaring cost of college; Watch out for this debt help scam; Advice for self-employed folks

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     Clark Howard 3.30.18 Clark Stinks; Technology has improved how you can receive estate help Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 30 Mar 2018 21:00:00 -0000 full Clark Howard Clark Stinks; Technology has improved how you can receive estate help Clark Stinks; Technology has improved how you can receive estate help Learn more about your ad choices. Visit megaphone.fm/adchoices Clark Stinks; Technology has improved how you can receive estate help

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     Clark Howard 3.29.18 Topics: Accrue credit card rewards but skip the debt; Overdraft fees are outrageous; Getting a mortgage is getting easier Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 29 Mar 2018 21:00:00 -0000 full Clark Howard Topics: Accrue credit card rewards but skip the debt; Overdraft fees are outrageous; Getting a mortgage is getting easier Topics: Accrue credit card rewards but skip the debt; Overdraft fees are outrageous; Getting a mortgage is getting easier Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Accrue credit card rewards but skip the debt; Overdraft fees are outrageous; Getting a mortgage is getting easier

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2322     Clark Howard 3.28.18 Topics: Great news for people with peanut allergies; What are your actual chances of winning the lottery?; Facebook promises to make privacy changes Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 28 Mar 2018 21:22:21 -0000 full Clark Howard Topics: Great news for people with peanut allergies; What are your actual chances of winning the lottery?; Facebook promises to make privacy changes Topics: Great news for people with peanut allergies; What are your actual chances of winning the lottery?; Facebook promises to make privacy changes Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Great news for people with peanut allergies; What are your actual chances of winning the lottery?; Facebook promises to make privacy changes

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     Clark Howard 3.27.18 Topics: Amazon drone delivery developing sophistication; How changing the credit card you use can make a positive impact; Small business websites are really prone to hackers Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 27 Mar 2018 21:00:00 -0000 full Clark Howard Topics: Amazon drone delivery developing sophistication; How changing the credit card you use can make a positive impact; Small business websites are really prone to hackers Topics: Amazon drone delivery developing sophistication; How changing the credit card you use can make a positive impact; Small business websites are really prone to hackers Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Amazon drone delivery developing sophistication; How changing the credit card you use can make a positive impact; Small business websites are really prone to hackers

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 3.26.18 Topics: Walmart is now selling used cars; Congress doesn't want you to know about future data breaches; Awesome deals today from Moviepass, Costco, and more Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Mar 2018 21:05:29 -0000 full Clark Howard Topics: Walmart is now selling used cars; Congress doesn't want you to know about future data breaches; Awesome deals today from Moviepass, Costco, and more Topics: Walmart is now selling used cars; Congress doesn't want you to know about future data breaches; Awesome deals today from Moviepass, Costco, and more Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Walmart is now selling used cars; Congress doesn't want you to know about future data breaches; Awesome deals today from Moviepass, Costco, and more

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     Clark Howard 3.23.18 Topics: Clark Stinks; There's a massive shortage of homes in the US right now Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 23 Mar 2018 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; There's a massive shortage of homes in the US right now Topics: Clark Stinks; There's a massive shortage of homes in the US right now Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; There's a massive shortage of homes in the US right now

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     Clark Howard 3.22.18 Topics: What the federal reserve's interest rate hike means to you; Getting fined for working too much?; Drone delivery getting close to reality Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 22 Mar 2018 21:00:00 -0000 full Clark Howard Topics: What the federal reserve's interest rate hike means to you; Getting fined for working too much?; Drone delivery getting close to reality Topics: What the federal reserve's interest rate hike means to you; Getting fined for working too much?; Drone delivery getting close to reality Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: What the federal reserve's interest rate hike means to you; Getting fined for working too much?; Drone delivery getting close to reality

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 3.21.18 Topics: Criminals exploiting a weakness in cell phone security; Zombie debt collectors; The IRS has unclaimed refund money for LOTS of Americans Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 Mar 2018 21:00:00 -0000 full Clark Howard Topics: Criminals exploiting a weakness in cell phone security; Zombie debt collectors; The IRS has unclaimed refund money for LOTS of Americans Topics: Criminals exploiting a weakness in cell phone security; Zombie debt collectors; The IRS has unclaimed refund money for LOTS of Americans Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Criminals exploiting a weakness in cell phone security; Zombie debt collectors; The IRS has unclaimed refund money for LOTS of Americans

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2326     Clark Howard 3.20.18 Topics: Facebook abused the personal data of its users; Home sellers spying on home buyers during walkthrough; Consumers are suing Equifax - and winning Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 20 Mar 2018 21:00:00 -0000 full Clark Howard Topics: Facebook abused the personal data of its users; Home sellers spying on home buyers during walkthrough; Consumers are suing Equifax - and winning Topics: Facebook abused the personal data of its users; Home sellers spying on home buyers during walkthrough; Consumers are suing Equifax - and winning Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Facebook abused the personal data of its users; Home sellers spying on home buyers during walkthrough; Consumers are suing Equifax - and winning

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2335     Clark Howard 3.19.18 Topics: The fiduciary dealt a major blow; Best Buy's return policy changes are awful for their customers; What to do in the aftermath of Toys R Us closings Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Mar 2018 21:00:00 -0000 full Clark Howard Topics: The fiduciary dealt a major blow; Best Buy's return policy changes are awful for their customers; What to do in the aftermath of Toys R Us closings Topics: The fiduciary dealt a major blow; Best Buy's return policy changes are awful for their customers; What to do in the aftermath of Toys R Us closings Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The fiduciary dealt a major blow; Best Buy's return policy changes are awful for their customers; What to do in the aftermath of Toys R Us closings

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2330     Clark Howard 3.16.18 Topics: Clark Stinks; One of Clark's staffers, Laura, talks about battling to get her identity back Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 16 Mar 2018 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; One of Clark's staffers, Laura, talks about battling to get her identity back Topics: Clark Stinks; One of Clark's staffers, Laura, talks about battling to get her identity back Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; One of Clark's staffers, Laura, talks about battling to get her identity back

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2332     Clark Howard 3.15.18 Topics: Facebook's new trusted contacts feature is great; The most reliable cars to drive Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 15 Mar 2018 21:00:00 -0000 full Clark Howard Topics: Facebook's new trusted contacts feature is great; The most reliable cars to drive Topics: Facebook's new trusted contacts feature is great; The most reliable cars to drive Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Facebook's new trusted contacts feature is great; The most reliable cars to drive

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     Clark Howard 3.14.18 Topics: 30 hour work weeks becoming more common; Predatory lenders targeting veterans; Auto-renewals are the worst - and some companies take this to a new level Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 14 Mar 2018 21:00:00 -0000 full Clark Howard Topics: 30 hour work weeks becoming more common; Predatory lenders targeting veterans; Auto-renewals are the worst - and some companies take this to a new level Topics: 30 hour work weeks becoming more common; Predatory lenders targeting veterans; Auto-renewals are the worst - and some companies take this to a new level Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: 30 hour work weeks becoming more common; Predatory lenders targeting veterans; Auto-renewals are the worst - and some companies take this to a new level

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2287     Clark Howard 3.13.18 Topics: How to withdrawal money in retirement; This potential HELOC gotcha you need to know about; New Rent-to-Own solution that isn't a ripoff Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 13 Mar 2018 21:00:00 -0000 full Clark Howard Topics: How to withdrawal money in retirement; This potential HELOC gotcha you need to know about; New Rent-to-Own solution that isn't a ripoff Topics: How to withdrawal money in retirement; This potential HELOC gotcha you need to know about; New Rent-to-Own solution that isn't a ripoff Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: How to withdrawal money in retirement; This potential HELOC gotcha you need to know about; New Rent-to-Own solution that isn't a ripoff

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2280     Clark Howard 3.12.18 Topics: American spending and borrowing trends; ATM jackpotting; How hurtful lying about your finances to your significant other can be Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Mar 2018 21:00:00 -0000 full Clark Howard Topics: American spending and borrowing trends; ATM jackpotting; How hurtful lying about your finances to your significant other can be Topics: American spending and borrowing trends; ATM jackpotting; How hurtful lying about your finances to your significant other can be Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: American spending and borrowing trends; ATM jackpotting; How hurtful lying about your finances to your significant other can be

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2286     Clark Howard 3.9.18 Topics: Clark Stinks; Why Clark is a huge fan of daylight savings time Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 09 Mar 2018 22:00:00 -0000 full Clark Howard Topics: Clark Stinks; Why Clark is a huge fan of daylight savings time Topics: Clark Stinks; Why Clark is a huge fan of daylight savings time Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Why Clark is a huge fan of daylight savings time

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2322     Clark Howard 3.8.18 Topics: Free credit freezes for everyone might be just around the corner!; The CFPB is still the best place to go with consumer complaints; The best and worst used cars to buy Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 08 Mar 2018 21:59:24 -0000 full Clark Howard Topics: Free credit freezes for everyone might be just around the corner!; The CFPB is still the best place to go with consumer complaints; The best and worst used cars to buy Topics: Free credit freezes for everyone might be just around the corner!; The CFPB is still the best place to go with consumer complaints; The best and worst used cars to buy Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Free credit freezes for everyone might be just around the corner!; The CFPB is still the best place to go with consumer complaints; The best and worst used cars to buy

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2336     Clark Howard 3.7.18 Topics: How new tariffs will affect American consumers; How to make a Florida vacation a whole lot cheaper; 23andme breast cancer risk test approved  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 07 Mar 2018 22:00:00 -0000 full Clark Howard Topics: How new tariffs will affect American consumers; How to make a Florida vacation a whole lot cheaper; 23andme breast cancer risk test approved Topics: How new tariffs will affect American consumers; How to make a Florida vacation a whole lot cheaper; 23andme breast cancer risk test approved  Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: How new tariffs will affect American consumers; How to make a Florida vacation a whole lot cheaper; 23andme breast cancer risk test approved 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2331     Clark Howard 3.6.18 Topics: Prescriptions may be cheaper without insurance; Buying stocks on margin; Uber's new product could save you a ton when ridesharing Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 06 Mar 2018 22:00:00 -0000 full Clark Howard Topics: Prescriptions may be cheaper without insurance; Buying stocks on margin; Uber's new product could save you a ton when ridesharing Topics: Prescriptions may be cheaper without insurance; Buying stocks on margin; Uber's new product could save you a ton when ridesharing Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Prescriptions may be cheaper without insurance; Buying stocks on margin; Uber's new product could save you a ton when ridesharing

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2322     Clark Howard 3.5.18 Topics: Why you need a dash cam; Fake FINRA scam; Fewer people are buying life insurance - and you need life insurance Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Mar 2018 22:00:00 -0000 full Clark Howard Topics: Why you need a dash cam; Fake FINRA scam; Fewer people are buying life insurance - and you need life insurance Topics: Why you need a dash cam; Fake FINRA scam; Fewer people are buying life insurance - and you need life insurance Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Why you need a dash cam; Fake FINRA scam; Fewer people are buying life insurance - and you need life insurance

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2323     Clark Howard 3.2.18 Topics: Clark Stinks; How Alexa and Google Home are hurting the big name brands Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 02 Mar 2018 22:00:00 -0000 full Clark Howard Topics: Clark Stinks; How Alexa and Google Home are hurting the big name brands Topics: Clark Stinks; How Alexa and Google Home are hurting the big name brands Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; How Alexa and Google Home are hurting the big name brands

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 3.1.18 Topics: Instant credit is becoming incredibly commonplace; Watch out for this medicare scam; The net neutrality fight gets picked up by the states Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 01 Mar 2018 22:00:00 -0000 full Clark Howard Topics: Instant credit is becoming incredibly commonplace; Watch out for this medicare scam; The net neutrality fight gets picked up by the states Topics: Instant credit is becoming incredibly commonplace; Watch out for this medicare scam; The net neutrality fight gets picked up by the states Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Instant credit is becoming incredibly commonplace; Watch out for this medicare scam; The net neutrality fight gets picked up by the states

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     Clark Howard 2.28.18 Topics: 5G is coming this year and will shake up the world of high-speed internet; Opioid cure scams are on the rise; Amazon purchased Ring - but there are cheaper home security solutions Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 28 Feb 2018 22:00:00 -0000 full Clark Howard Topics: 5G is coming this year and will shake up the world of high-speed internet; Opioid cure scams are on the rise; Amazon purchased Ring - but there are cheaper home security solutions Topics: 5G is coming this year and will shake up the world of high-speed internet; Opioid cure scams are on the rise; Amazon purchased Ring - but there are cheaper home security solutions Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: 5G is coming this year and will shake up the world of high-speed internet; Opioid cure scams are on the rise; Amazon purchased Ring - but there are cheaper home security solutions

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     Clark Howard 2.27.18 Topics: California to allow self-driving cars with no human backup; Hospitals forcing patients to sign up for loans; How much it costs to raise a child Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 27 Feb 2018 22:00:00 -0000 full Clark Howard Topics: California to allow self-driving cars with no human backup; Hospitals forcing patients to sign up for loans; How much it costs to raise a child Topics: California to allow self-driving cars with no human backup; Hospitals forcing patients to sign up for loans; How much it costs to raise a child Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: California to allow self-driving cars with no human backup; Hospitals forcing patients to sign up for loans; How much it costs to raise a child

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     Clark Howard 2.26.18 Topics: Employers giving savings incentives; Beware of door to door sale scams; Start-ups help you purchase a home for a portion of your equity Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Feb 2018 22:00:00 -0000 full Clark Howard Topics: Employers giving savings incentives; Beware of door to door sale scams; Start-ups help you purchase a home for a portion of your equity Topics: Employers giving savings incentives; Beware of door to door sale scams; Start-ups help you purchase a home for a portion of your equity Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Employers giving savings incentives; Beware of door to door sale scams; Start-ups help you purchase a home for a portion of your equity

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     Clark Howard 2.23.18 Topics: Clark Stinks; How states are fighting back against the exorbitant cost of healthcare Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 23 Feb 2018 22:00:00 -0000 full Clark Howard Topics: Clark Stinks; How states are fighting back against the exorbitant cost of healthcare Topics: Clark Stinks; How states are fighting back against the exorbitant cost of healthcare Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; How states are fighting back against the exorbitant cost of healthcare

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2369     Clark Howard 2.22.18 Topics: Stash can help kids learn how to invest; Amazon customer service scam; Is it considered stealing to share your Netflix or streaming service password? Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 22 Feb 2018 22:00:00 -0000 full Clark Howard Topics: Stash can help kids learn how to invest; Amazon customer service scam; Is it considered stealing to share your Netflix or streaming service password? Topics: Stash can help kids learn how to invest; Amazon customer service scam; Is it considered stealing to share your Netflix or streaming service password? Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Stash can help kids learn how to invest; Amazon customer service scam; Is it considered stealing to share your Netflix or streaming service password?

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2321     Clark Howard 2.21.18 Topics: Clark's free credit freeze crusade; Going to prison over your debt; T-Mobile's limited time family plan deal Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 Feb 2018 22:14:00 -0000 full Clark Howard Topics: Clark's free credit freeze crusade; Going to prison over your debt; T-Mobile's limited time family plan deal Topics: Clark's free credit freeze crusade; Going to prison over your debt; T-Mobile's limited time family plan deal Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark's free credit freeze crusade; Going to prison over your debt; T-Mobile's limited time family plan deal

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     Clark Howard 2.20.18 Topics: The impact of inflation over the past 20 years; Sizzling deal - a great $20 home security camera; Beware of Facebook marketplace Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 20 Feb 2018 22:00:00 -0000 full Clark Howard Topics: The impact of inflation over the past 20 years; Sizzling deal - a great $20 home security camera; Beware of Facebook marketplace Topics: The impact of inflation over the past 20 years; Sizzling deal - a great $20 home security camera; Beware of Facebook marketplace Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The impact of inflation over the past 20 years; Sizzling deal - a great $20 home security camera; Beware of Facebook marketplace

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2336     Clark Howard 2.19.18 Topics: How to handle an insurance claim denial; Scammy car dealership ads; The price to get into Disney just went way up Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Feb 2018 22:00:00 -0000 full Clark Howard Topics: How to handle an insurance claim denial; Scammy car dealership ads; The price to get into Disney just went way up Topics: How to handle an insurance claim denial; Scammy car dealership ads; The price to get into Disney just went way up Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: How to handle an insurance claim denial; Scammy car dealership ads; The price to get into Disney just went way up

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2289     Clark Howard 2.16.18 Topics: Clark Stinks; The Equifax hack is actually worse than anyone thought  Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 16 Feb 2018 22:00:00 -0000 full Clark Howard Topics: Clark Stinks; The Equifax hack is actually worse than anyone thought Topics: Clark Stinks; The Equifax hack is actually worse than anyone thought  Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; The Equifax hack is actually worse than anyone thought 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2341     Clark Howard 2.15.18 Topics: Should we have an increased gas tax in this country?; The best Presidents Day deals; Criminals are hacking your cell phone SIM card - and how to protect yourself Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 15 Feb 2018 21:58:00 -0000 full Clark Howard Topics: Should we have an increased gas tax in this country?; The best Presidents Day deals; Criminals are hacking your cell phone SIM card - and how to protect yourself Topics: Should we have an increased gas tax in this country?; The best Presidents Day deals; Criminals are hacking your cell phone SIM card - and how to protect yourself Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Should we have an increased gas tax in this country?; The best Presidents Day deals; Criminals are hacking your cell phone SIM card - and how to protect yourself

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2330     Clark Howard 2.14.18 Topics: Sam's Club has a new Plus membership that has incredible perks; Romance scams; Deal or no Deal - Clark's take on Moviepass Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 14 Feb 2018 22:00:00 -0000 full Clark Howard Topics: Sam's Club has a new Plus membership that has incredible perks; Romance scams; Deal or no Deal - Clark's take on Moviepass Topics: Sam's Club has a new Plus membership that has incredible perks; Romance scams; Deal or no Deal - Clark's take on Moviepass Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Sam's Club has a new Plus membership that has incredible perks; Romance scams; Deal or no Deal - Clark's take on Moviepass

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2331     Clark Howard 2.13.18 Topics: The best new SUV's are actually under $30k; Phone spoofing scams on the rise; Rent control is bad for almost everyone Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 13 Feb 2018 22:00:00 -0000 full Clark Howard Topics: The best new SUV's are actually under $30k; Phone spoofing scams on the rise; Rent control is bad for almost everyone Topics: The best new SUV's are actually under $30k; Phone spoofing scams on the rise; Rent control is bad for almost everyone Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The best new SUV's are actually under $30k; Phone spoofing scams on the rise; Rent control is bad for almost everyone

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     Clark Howard 2.12.18 Topics: Financial planning advice for young people; When should you give your Social Security number?; Exactly how much more it costs to shop on Amazon Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Feb 2018 22:00:00 -0000 full Clark Howard Topics: Financial planning advice for young people; When should you give your Social Security number?; Exactly how much more it costs to shop on Amazon Topics: Financial planning advice for young people; When should you give your Social Security number?; Exactly how much more it costs to shop on Amazon Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Financial planning advice for young people; When should you give your Social Security number?; Exactly how much more it costs to shop on Amazon

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2288     Clark Howard 2.9.18 Topics: Clark Stinks; Uber getting into the electric bike game Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 09 Feb 2018 22:00:00 -0000 full Clark Howard Topics: Clark Stinks; Uber getting into the electric bike game Topics: Clark Stinks; Uber getting into the electric bike game Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Uber getting into the electric bike game

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 2.8.18 Topics: New medicare cards sans Social Security numbers are coming; Netflix scam comes roaring back; How to approach 529 plans under the new tax law Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 08 Feb 2018 22:00:00 -0000 full Clark Howard Topics: New medicare cards sans Social Security numbers are coming; Netflix scam comes roaring back; How to approach 529 plans under the new tax law Topics: New medicare cards sans Social Security numbers are coming; Netflix scam comes roaring back; How to approach 529 plans under the new tax law Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: New medicare cards sans Social Security numbers are coming; Netflix scam comes roaring back; How to approach 529 plans under the new tax law

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     Clark Howard 2.7.18 Topics: New study of traffic issues in cities; Clarkrage - Nursing homes sedating residents with dementia; Apple's new overpriced speaker Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 07 Feb 2018 22:00:00 -0000 full Clark Howard Topics: New study of traffic issues in cities; Clarkrage - Nursing homes sedating residents with dementia; Apple's new overpriced speaker Topics: New study of traffic issues in cities; Clarkrage - Nursing homes sedating residents with dementia; Apple's new overpriced speaker Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: New study of traffic issues in cities; Clarkrage - Nursing homes sedating residents with dementia; Apple's new overpriced speaker

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2321     Clark Howard 2.6.18 Topics: Why you should stop banking with Wells Fargo (again); Lottery winner sues to remain anonymous; Bitcoin falling off a cliff  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 06 Feb 2018 22:26:00 -0000 full Clark Howard Topics: Why you should stop banking with Wells Fargo (again); Lottery winner sues to remain anonymous; Bitcoin falling off a cliff Topics: Why you should stop banking with Wells Fargo (again); Lottery winner sues to remain anonymous; Bitcoin falling off a cliff  Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Why you should stop banking with Wells Fargo (again); Lottery winner sues to remain anonymous; Bitcoin falling off a cliff 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2321     Clark Howard 2.5.18 Topics: Clark's smartwatch Super Bowl fail; Stock market's wild and crazy day; Clarkrageous CFPB lets up on Equifax; How to save money on Valentine's Day Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Feb 2018 22:09:00 -0000 full Clark Howard Topics: Clark's smartwatch Super Bowl fail; Stock market's wild and crazy day; Clarkrageous CFPB lets up on Equifax; How to save money on Valentine's Day Topics: Clark's smartwatch Super Bowl fail; Stock market's wild and crazy day; Clarkrageous CFPB lets up on Equifax; How to save money on Valentine's Day Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark's smartwatch Super Bowl fail; Stock market's wild and crazy day; Clarkrageous CFPB lets up on Equifax; How to save money on Valentine's Day

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2286     Clark Howard 2.2.18 Clark Stinks; How you should approach this current fantastic job market Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 02 Feb 2018 22:00:00 -0000 full Clark Howard Clark Stinks; How you should approach this current fantastic job market Clark Stinks; How you should approach this current fantastic job market Learn more about your ad choices. Visit megaphone.fm/adchoices Clark Stinks; How you should approach this current fantastic job market

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     Clark Howard 2.1.18 Topics: Google Flights helps you sort through added basic economy costs; License plate scam; More flexible dental offices are coming Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 01 Feb 2018 22:00:00 -0000 full Clark Howard Topics: Google Flights helps you sort through added basic economy costs; License plate scam; More flexible dental offices are coming Topics: Google Flights helps you sort through added basic economy costs; License plate scam; More flexible dental offices are coming Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Google Flights helps you sort through added basic economy costs; License plate scam; More flexible dental offices are coming

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     Clark Howard 1.31.18 Topics: Super Bowl ads cost A LOT this year; United yanks a lady with a valid ticket off of a plane; Signing a lease during cold weather months can save you big money Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 31 Jan 2018 22:20:00 -0000 full Clark Howard Topics: Super Bowl ads cost A LOT this year; United yanks a lady with a valid ticket off of a plane; Signing a lease during cold weather months can save you big money Topics: Super Bowl ads cost A LOT this year; United yanks a lady with a valid ticket off of a plane; Signing a lease during cold weather months can save you big money Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Super Bowl ads cost A LOT this year; United yanks a lady with a valid ticket off of a plane; Signing a lease during cold weather months can save you big money

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2334     Clark Howard 1.30.18 Topics: A new health insurance initiative from Amazon, Berkshire, and Chase; The current flu epidemic; Investors are flocking back to the stock market Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 30 Jan 2018 22:00:00 -0000 full Clark Howard Topics: A new health insurance initiative from Amazon, Berkshire, and Chase; The current flu epidemic; Investors are flocking back to the stock market Topics: A new health insurance initiative from Amazon, Berkshire, and Chase; The current flu epidemic; Investors are flocking back to the stock market Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: A new health insurance initiative from Amazon, Berkshire, and Chase; The current flu epidemic; Investors are flocking back to the stock market

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     Clark Howard 1.29.18 Topics: Amazon has a $10 and under section that's really cool; New rule doesn't allow you to follow your broker; Vaping is leading to a higher rate of smoking Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 29 Jan 2018 22:00:00 -0000 full Clark Howard Topics: Amazon has a $10 and under section that's really cool; New rule doesn't allow you to follow your broker; Vaping is leading to a higher rate of smoking Topics: Amazon has a $10 and under section that's really cool; New rule doesn't allow you to follow your broker; Vaping is leading to a higher rate of smoking Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Amazon has a $10 and under section that's really cool; New rule doesn't allow you to follow your broker; Vaping is leading to a higher rate of smoking

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     Clark Howard 1.26.18 Topics: Clark Stinks; Roth 401(k)'s and IRA's look even better thanks to the new tax law Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 26 Jan 2018 22:00:00 -0000 full Clark Howard Topics: Clark Stinks; Roth 401(k)'s and IRA's look even better thanks to the new tax law Topics: Clark Stinks; Roth 401(k)'s and IRA's look even better thanks to the new tax law Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Roth 401(k)'s and IRA's look even better thanks to the new tax law

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2322     Clark Howard 1.25.18 Topics: How Montana is handling net neutrality; New bill attempts to prevent lawsuits against mutual fund companies; How to approach Toys R Us liquidation sales Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 25 Jan 2018 22:00:00 -0000 full Clark Howard Topics: How Montana is handling net neutrality; New bill attempts to prevent lawsuits against mutual fund companies; How to approach Toys R Us liquidation sales Topics: How Montana is handling net neutrality; New bill attempts to prevent lawsuits against mutual fund companies; How to approach Toys R Us liquidation sales Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: How Montana is handling net neutrality; New bill attempts to prevent lawsuits against mutual fund companies; How to approach Toys R Us liquidation sales

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 1.24.18 Topics: We need a national credit freeze law NOW; The deals on cell phone plans are strong right now; How to save money on personal care items Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 24 Jan 2018 22:00:00 -0000 full Clark Howard Topics: We need a national credit freeze law NOW; The deals on cell phone plans are strong right now; How to save money on personal care items Topics: We need a national credit freeze law NOW; The deals on cell phone plans are strong right now; How to save money on personal care items Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: We need a national credit freeze law NOW; The deals on cell phone plans are strong right now; How to save money on personal care items

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     Clark Howard 1.23.18 Topics: How the new trade deal affects you; BOA eliminates free checking accounts; Elon Musk might be working for free Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 23 Jan 2018 22:05:00 -0000 full Clark Howard Topics: How the new trade deal affects you; BOA eliminates free checking accounts; Elon Musk might be working for free Topics: How the new trade deal affects you; BOA eliminates free checking accounts; Elon Musk might be working for free Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: How the new trade deal affects you; BOA eliminates free checking accounts; Elon Musk might be working for free

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2333     Clark Howard 1.22.18 Topics: Lidl is causing massive price disruption in the markets they enter; Idaho rejects battery power storage; Signing your name after credit card purchases going away altogether Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 22 Jan 2018 22:00:00 -0000 full Clark Howard Topics: Lidl is causing massive price disruption in the markets they enter; Idaho rejects battery power storage; Signing your name after credit card purchases going away altogether Topics: Lidl is causing massive price disruption in the markets they enter; Idaho rejects battery power storage; Signing your name after credit card purchases going away altogether Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Lidl is causing massive price disruption in the markets they enter; Idaho rejects battery power storage; Signing your name after credit card purchases going away altogether

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2331     Clark Howard 1.19.18 Topics: Clark Stinks; Possible shake-up to net neutrality Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 19 Jan 2018 20:00:00 -0000 full Clark Howard Topics: Clark Stinks; Possible shake-up to net neutrality Topics: Clark Stinks; Possible shake-up to net neutrality Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Possible shake-up to net neutrality

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2326     Clark Howard 1.18.18 Topics: A $13k new car and how newer cars might be invading your privacy; Motel 6 sharing guest info with the government; Illegal streaming device makers being sued Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 18 Jan 2018 22:00:00 -0000 full Clark Howard Topics: A $13k new car and how newer cars might be invading your privacy; Motel 6 sharing guest info with the government; Illegal streaming device makers being sued Topics: A $13k new car and how newer cars might be invading your privacy; Motel 6 sharing guest info with the government; Illegal streaming device makers being sued Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: A $13k new car and how newer cars might be invading your privacy; Motel 6 sharing guest info with the government; Illegal streaming device makers being sued

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     Clark Howard 1.17.18 Topics: Get ready for tax season and file for free; Payday lending rule might be revoked; How to protect yourself from Meltdown and Spectre bugs; Clark's daughter, Stephi, joins him on the air! Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 17 Jan 2018 22:00:00 -0000 full Clark Howard Topics: Get ready for tax season and file for free; Payday lending rule might be revoked; How to protect yourself from Meltdown and Spectre bugs; Clark's daughter, Stephi, joins him on the air! Topics: Get ready for tax season and file for free; Payday lending rule might be revoked; How to protect yourself from Meltdown and Spectre bugs; Clark's daughter, Stephi, joins him on the air! Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Get ready for tax season and file for free; Payday lending rule might be revoked; How to protect yourself from Meltdown and Spectre bugs; Clark's daughter, Stephi, joins him on the air!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2332     Clark Howard 1.16.18 Topics: Discount brokers have disturbing conflict of interest; Terrible trend of teenagers eating laundry pods; Credit card interest rates on the rise Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 16 Jan 2018 22:03:00 -0000 full Clark Howard Topics: Discount brokers have disturbing conflict of interest; Terrible trend of teenagers eating laundry pods; Credit card interest rates on the rise Topics: Discount brokers have disturbing conflict of interest; Terrible trend of teenagers eating laundry pods; Credit card interest rates on the rise Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Discount brokers have disturbing conflict of interest; Terrible trend of teenagers eating laundry pods; Credit card interest rates on the rise

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2323     Clark Howard 1.15.18 Topics: Savings accounts for kids; Credit card robocall scam busted; New military pension guidelines Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 15 Jan 2018 22:00:00 -0000 full Clark Howard Topics: Savings accounts for kids; Credit card robocall scam busted; New military pension guidelines Topics: Savings accounts for kids; Credit card robocall scam busted; New military pension guidelines Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Savings accounts for kids; Credit card robocall scam busted; New military pension guidelines

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2313     Clark Howard 1.12.18 Topics: Clark Stinks; Homeowners insurance rates are getting more expensive Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 12 Jan 2018 22:00:00 -0000 full Clark Howard Topics: Clark Stinks; Homeowners insurance rates are getting more expensive Topics: Clark Stinks; Homeowners insurance rates are getting more expensive Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Homeowners insurance rates are getting more expensive

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2313     Clark Howard 1.11.18 Topics: Why credit unions are so important; SAT and ACT selling student info; Selling food past the expiration date Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 11 Jan 2018 22:00:00 -0000 full Clark Howard Topics: Why credit unions are so important; SAT and ACT selling student info; Selling food past the expiration date Topics: Why credit unions are so important; SAT and ACT selling student info; Selling food past the expiration date Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Why credit unions are so important; SAT and ACT selling student info; Selling food past the expiration date

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     Clark Howard 1.10.18 Special edition: Clark Howard Day 2 from CES in Las Vegas discussing advances in consumer electronics Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 10 Jan 2018 22:00:00 -0000 full Clark Howard Special edition: Clark Howard Day 2 from CES in Las Vegas discussing advances in consumer electronics Special edition: Clark Howard Day 2 from CES in Las Vegas discussing advances in consumer electronics Learn more about your ad choices. Visit megaphone.fm/adchoices Special edition: Clark Howard Day 2 from CES in Las Vegas discussing advances in consumer electronics

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4338     Clark Howard 1.9.18 Special edition: Clark Howard from CES in Las Vegas discussing advances in consumer electronics Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 Jan 2018 22:00:00 -0000 full Clark Howard Special edition: Clark Howard from CES in Las Vegas discussing advances in consumer electronics Special edition: Clark Howard from CES in Las Vegas discussing advances in consumer electronics Learn more about your ad choices. Visit megaphone.fm/adchoices Special edition: Clark Howard from CES in Las Vegas discussing advances in consumer electronics

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4362     Clark Howard 1.8.18 Topics: The cost of cable TV is going up; Christmas debt is a big issue and how to tackle it; New robot makes sushi four times faster than humans Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 08 Jan 2018 22:00:00 -0000 full Clark Howard Topics: The cost of cable TV is going up; Christmas debt is a big issue and how to tackle it; New robot makes sushi four times faster than humans Topics: The cost of cable TV is going up; Christmas debt is a big issue and how to tackle it; New robot makes sushi four times faster than humans Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The cost of cable TV is going up; Christmas debt is a big issue and how to tackle it; New robot makes sushi four times faster than humans

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2322     Clark Howard 1.5.18 Topics: Clark Stinks; How credit freeze affects your car insurance rates Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 Jan 2018 22:00:00 -0000 full Clark Howard Topics: Clark Stinks; How credit freeze affects your car insurance rates Topics: Clark Stinks; How credit freeze affects your car insurance rates Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; How credit freeze affects your car insurance rates

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2325     Clark Howard 1.4.18 Topics: Dow tops 25,000; the lottery just became harder to win; How to help your home in this incredibly cold weather Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 04 Jan 2018 22:00:00 -0000 full Clark Howard Topics: Dow tops 25,000; the lottery just became harder to win; How to help your home in this incredibly cold weather Topics: Dow tops 25,000; the lottery just became harder to win; How to help your home in this incredibly cold weather Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Dow tops 25,000; the lottery just became harder to win; How to help your home in this incredibly cold weather

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2338     Clark Howard 1.3.18 Topics: How the tax bill affects you in 2018; Apple will replace your old iPhone battery for $29; January is definitely the time to buy airfare Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 03 Jan 2018 22:00:00 -0000 full Clark Howard Topics: How the tax bill affects you in 2018; Apple will replace your old iPhone battery for $29; January is definitely the time to buy airfare Topics: How the tax bill affects you in 2018; Apple will replace your old iPhone battery for $29; January is definitely the time to buy airfare Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: How the tax bill affects you in 2018; Apple will replace your old iPhone battery for $29; January is definitely the time to buy airfare

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2333     Clark Howard 1.2.18 Topics: New year budgeting advice; What to buy in January; Lower your monthly bills Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 02 Jan 2018 22:00:00 -0000 full Clark Howard Topics: New year budgeting advice; What to buy in January; Lower your monthly bills Topics: New year budgeting advice; What to buy in January; Lower your monthly bills Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: New year budgeting advice; What to buy in January; Lower your monthly bills

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     Clark Howard 1.1.18 Topics: First-time homebuyer problems; 2018 will be great for your food budget! Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 01 Jan 2018 22:00:00 -0000 full Clark Howard Topics: First-time homebuyer problems; 2018 will be great for your food budget! Topics: First-time homebuyer problems; 2018 will be great for your food budget! Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: First-time homebuyer problems; 2018 will be great for your food budget!

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2327     Clark Howard 12.29.17 Topics: How automation will affect jobs; How to get free months of Amazon Prime  Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 29 Dec 2017 22:00:00 -0000 full Clark Howard Topics: How automation will affect jobs; How to get free months of Amazon Prime Topics: How automation will affect jobs; How to get free months of Amazon Prime  Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: How automation will affect jobs; How to get free months of Amazon Prime 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     Clark Howard 12.28.17 Topics: Taking opioids once can lead to dependence; Lack of sleep similar to drunk driving Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 28 Dec 2017 22:00:00 -0000 full Clark Howard Topics: Taking opioids once can lead to dependence; Lack of sleep similar to drunk driving Topics: Taking opioids once can lead to dependence; Lack of sleep similar to drunk driving Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Taking opioids once can lead to dependence; Lack of sleep similar to drunk driving

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     Clark Howard 12.27.17 Topics: TSA changing laptop regulations; car reliability Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 27 Dec 2017 22:00:00 -0000 full Clark Howard Topics: TSA changing laptop regulations; car reliability Topics: TSA changing laptop regulations; car reliability Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: TSA changing laptop regulations; car reliability

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2297     Clark Howard 12.26.17 Topics: Electronic estate sales; How your social security number is used online Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 26 Dec 2017 22:00:00 -0000 full Clark Howard Topics: Electronic estate sales; How your social security number is used online Topics: Electronic estate sales; How your social security number is used online Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Electronic estate sales; How your social security number is used online

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     Clark Howard 12.25.17 Topics: Merry Christmas! States where your retirement money goes the furthest; YouTube TV is a great product Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Dec 2017 22:00:00 -0000 full Clark Howard Topics: Merry Christmas! States where your retirement money goes the furthest; YouTube TV is a great product Topics: Merry Christmas! States where your retirement money goes the furthest; YouTube TV is a great product Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Merry Christmas! States where your retirement money goes the furthest; YouTube TV is a great product

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     Clark Howard 12.22.17 Topics: Medical tourism can save you big money; car dealer markups; 3-d printing being used for infrastructure Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 22 Dec 2017 22:00:00 -0000 full Clark Howard Topics: Medical tourism can save you big money; car dealer markups; 3-d printing being used for infrastructure Topics: Medical tourism can save you big money; car dealer markups; 3-d printing being used for infrastructure Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Medical tourism can save you big money; car dealer markups; 3-d printing being used for infrastructure

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2268     Clark Howard 12.21.17 Topics: Amazon's potential solution to package theft; How to shop for prescriptions Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 21 Dec 2017 22:00:00 -0000 full Clark Howard Topics: Amazon's potential solution to package theft; How to shop for prescriptions Topics: Amazon's potential solution to package theft; How to shop for prescriptions Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Amazon's potential solution to package theft; How to shop for prescriptions

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2304     Clark Howard 12.20.17 Topics: Scam goes after teacher paychecks in multiple cities; Contract for deed a big issue for first-time homebuyers Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 20 Dec 2017 22:00:00 -0000 full Clark Howard Topics: Scam goes after teacher paychecks in multiple cities; Contract for deed a big issue for first-time homebuyers Topics: Scam goes after teacher paychecks in multiple cities; Contract for deed a big issue for first-time homebuyers Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Scam goes after teacher paychecks in multiple cities; Contract for deed a big issue for first-time homebuyers

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     Clark Howard 12.19.17 Topics: Full fare airlines having a hard time competing with the discounters; The federal budget deficit and how it affects you Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 19 Dec 2017 22:00:00 -0000 full Clark Howard Topics: Full fare airlines having a hard time competing with the discounters; The federal budget deficit and how it affects you Topics: Full fare airlines having a hard time competing with the discounters; The federal budget deficit and how it affects you Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Full fare airlines having a hard time competing with the discounters; The federal budget deficit and how it affects you

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2292     Clark Howard 12.18.17 Topics: Becoming a max saver; Clark's cryptocurrency guide Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Dec 2017 22:00:00 -0000 full Clark Howard Topics: Becoming a max saver; Clark's cryptocurrency guide Topics: Becoming a max saver; Clark's cryptocurrency guide Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Becoming a max saver; Clark's cryptocurrency guide

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     Clark Howard 12.15.17 Topics: Clark Stinks; Now is the time to be job hunting Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 15 Dec 2017 22:00:00 -0000 full Clark Howard Topics: Clark Stinks; Now is the time to be job hunting Topics: Clark Stinks; Now is the time to be job hunting Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Now is the time to be job hunting

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2385     Clark Howard 12.14.17 Topics: A debit card backed by gold; Scam phones calls; Natural gas is incredibly cheap Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 14 Dec 2017 22:00:00 -0000 full Clark Howard Topics: A debit card backed by gold; Scam phones calls; Natural gas is incredibly cheap Topics: A debit card backed by gold; Scam phones calls; Natural gas is incredibly cheap Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: A debit card backed by gold; Scam phones calls; Natural gas is incredibly cheap

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     Clark Howard 12.13.17 Topics: Uninsured renters in Florida; Firing someone for a missed student loan payment; Oregon's new state retirement plan Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 13 Dec 2017 22:00:00 -0000 full Clark Howard Topics: Uninsured renters in Florida; Firing someone for a missed student loan payment; Oregon's new state retirement plan Topics: Uninsured renters in Florida; Firing someone for a missed student loan payment; Oregon's new state retirement plan Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Uninsured renters in Florida; Firing someone for a missed student loan payment; Oregon's new state retirement plan

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2292     Clark Howard 12.12.17 Topics: Large portion of Americans have negative wealth; Ponzi schemes on the rise; New Libby app gives you free books and movies Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 12 Dec 2017 22:00:00 -0000 full Clark Howard Topics: Large portion of Americans have negative wealth; Ponzi schemes on the rise; New Libby app gives you free books and movies Topics: Large portion of Americans have negative wealth; Ponzi schemes on the rise; New Libby app gives you free books and movies Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Large portion of Americans have negative wealth; Ponzi schemes on the rise; New Libby app gives you free books and movies

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2295     Clark Howard 12.11.17 Topics: Some employers start offering home loan help; Wells Fargo (again); Flipping homes Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Dec 2017 22:00:00 -0000 full Clark Howard Topics: Some employers start offering home loan help; Wells Fargo (again); Flipping homes Topics: Some employers start offering home loan help; Wells Fargo (again); Flipping homes Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Some employers start offering home loan help; Wells Fargo (again); Flipping homes

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2297     Clark Howard 12.8.17 Clark Stinks; New department of labor regulations affect servers and their tips Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 08 Dec 2017 22:00:00 -0000 full Clark Howard Clark Stinks; New department of labor regulations affect servers and their tips Clark Stinks; New department of labor regulations affect servers and their tips Learn more about your ad choices. Visit megaphone.fm/adchoices Clark Stinks; New department of labor regulations affect servers and their tips

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2379     Clark Howard 12.7.17 Topics: Mobile phone companies bringing much faster internet speeds; Important info for year-end charitable giving Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 07 Dec 2017 22:00:00 -0000 full Clark Howard Topics: Mobile phone companies bringing much faster internet speeds; Important info for year-end charitable giving Topics: Mobile phone companies bringing much faster internet speeds; Important info for year-end charitable giving Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Mobile phone companies bringing much faster internet speeds; Important info for year-end charitable giving

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2314     Clark Howard 12.6.17 Topics: UPS has shipping breakdown; Amazon and Google fight affects you; Flu season getting nasty Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 06 Dec 2017 22:00:00 -0000 full Clark Howard Topics: UPS has shipping breakdown; Amazon and Google fight affects you; Flu season getting nasty Topics: UPS has shipping breakdown; Amazon and Google fight affects you; Flu season getting nasty Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: UPS has shipping breakdown; Amazon and Google fight affects you; Flu season getting nasty

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     Clark Howard 12.5.17 Topics: Netflix launching "choose your own adventure" endings; Crypotcurrency scams; Facebook messenger for kids Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 05 Dec 2017 22:12:11 -0000 full Clark Howard Topics: Netflix launching "choose your own adventure" endings; Crypotcurrency scams; Facebook messenger for kids Topics: Netflix launching "choose your own adventure" endings; Crypotcurrency scams; Facebook messenger for kids Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Netflix launching "choose your own adventure" endings; Crypotcurrency scams; Facebook messenger for kids

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 12.4.17 Topics: Impact of CVS buying Aetna; Clark purchased gift cards - here's why; How a potential tax bill will affect you Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Dec 2017 22:02:22 -0000 full Clark Howard Topics: Impact of CVS buying Aetna; Clark purchased gift cards - here's why; How a potential tax bill will affect you Topics: Impact of CVS buying Aetna; Clark purchased gift cards - here's why; How a potential tax bill will affect you Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Impact of CVS buying Aetna; Clark purchased gift cards - here's why; How a potential tax bill will affect you

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 12.1.17 Topics: Clark Stinks; Using a burner credit card number Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 01 Dec 2017 22:00:00 -0000 full Clark Howard Topics: Clark Stinks; Using a burner credit card number Topics: Clark Stinks; Using a burner credit card number Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Using a burner credit card number

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2377     Clark Howard 11.30.17 Topics: Uber was hacked and didn't tell anyone for a year; PayPal launching new robo-investing platform Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 30 Nov 2017 22:00:00 -0000 full Clark Howard Topics: Uber was hacked and didn't tell anyone for a year; PayPal launching new robo-investing platform Topics: Uber was hacked and didn't tell anyone for a year; PayPal launching new robo-investing platform Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Uber was hacked and didn't tell anyone for a year; PayPal launching new robo-investing platform

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     Clark Howard 11.29.17 Topics: Hot deals right now!; Well Fargo continues to be Clarkrageous; The Bitcoin bubble Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 29 Nov 2017 22:00:00 -0000 full Clark Howard Topics: Hot deals right now!; Well Fargo continues to be Clarkrageous; The Bitcoin bubble Topics: Hot deals right now!; Well Fargo continues to be Clarkrageous; The Bitcoin bubble Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Hot deals right now!; Well Fargo continues to be Clarkrageous; The Bitcoin bubble

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2343     Clark Howard 11.28.17 Topics: Net neutrality; the misconceptions of the new tax reform proposal; LED Christmas light will save you big money Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 Nov 2017 22:00:00 -0000 full Clark Howard Topics: Net neutrality; the misconceptions of the new tax reform proposal; LED Christmas light will save you big money Topics: Net neutrality; the misconceptions of the new tax reform proposal; LED Christmas light will save you big money Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Net neutrality; the misconceptions of the new tax reform proposal; LED Christmas light will save you big money

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     Clark Howard 11.27.17 Topics: The best Cyber Monday deals!; What to consider before purchasing gift cards; Shake-up at the Consumer Financial Protection Bureau Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 27 Nov 2017 22:06:40 -0000 full Clark Howard Topics: The best Cyber Monday deals!; What to consider before purchasing gift cards; Shake-up at the Consumer Financial Protection Bureau Topics: The best Cyber Monday deals!; What to consider before purchasing gift cards; Shake-up at the Consumer Financial Protection Bureau Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The best Cyber Monday deals!; What to consider before purchasing gift cards; Shake-up at the Consumer Financial Protection Bureau

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     Clark Howard 11.24.17 Topics: Restaurant apps get you to spend more; Clarkrageous cost of hospital items; Denver cutting excess government costs Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 Nov 2017 22:00:00 -0000 full Clark Howard Topics: Restaurant apps get you to spend more; Clarkrageous cost of hospital items; Denver cutting excess government costs Topics: Restaurant apps get you to spend more; Clarkrageous cost of hospital items; Denver cutting excess government costs Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Restaurant apps get you to spend more; Clarkrageous cost of hospital items; Denver cutting excess government costs

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2294     Clark Howard 11.23.17 Topics: Clark's recent trip to Italy; store credit cards are the worst; Employers training their employees Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Nov 2017 22:00:00 -0000 full Clark Howard Topics: Clark's recent trip to Italy; store credit cards are the worst; Employers training their employees Topics: Clark's recent trip to Italy; store credit cards are the worst; Employers training their employees Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark's recent trip to Italy; store credit cards are the worst; Employers training their employees

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     Clark Howard 11.22.17 Topics: The curse of autopay; What to consider when purchasing a tablet Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 Nov 2017 22:00:00 -0000 full Clark Howard Topics: The curse of autopay; What to consider when purchasing a tablet Topics: The curse of autopay; What to consider when purchasing a tablet Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The curse of autopay; What to consider when purchasing a tablet

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     Clark Howard 11.21.17 Topics: What are the actual repair costs of owning an old car?; App that puts a parent in charge of their child's phone Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Nov 2017 22:00:00 -0000 full Clark Howard Topics: What are the actual repair costs of owning an old car?; App that puts a parent in charge of their child's phone Topics: What are the actual repair costs of owning an old car?; App that puts a parent in charge of their child's phone Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: What are the actual repair costs of owning an old car?; App that puts a parent in charge of their child's phone

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     Clark Howard 11.20.17 Living wills; Jobs that are going away Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 20 Nov 2017 22:00:00 -0000 full Clark Howard Living wills; Jobs that are going away Living wills; Jobs that are going away Learn more about your ad choices. Visit megaphone.fm/adchoices Living wills; Jobs that are going away

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     Clark Howard 11.17.17 Topics: Clark Stinks; Beware of signing contracts on a tablet Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Nov 2017 22:00:00 -0000 full Clark Howard Topics: Clark Stinks; Beware of signing contracts on a tablet Topics: Clark Stinks; Beware of signing contracts on a tablet Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Beware of signing contracts on a tablet

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2248     Clark Howard 11.16.17 Topics: How you should choose a college major; Used car prices are soaring Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 16 Nov 2017 22:00:00 -0000 full Clark Howard Topics: How you should choose a college major; Used car prices are soaring Topics: How you should choose a college major; Used car prices are soaring Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: How you should choose a college major; Used car prices are soaring

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     Clark Howard 11.15.17 Topics: Clark.com staffer has identity stolen; Timely eyeglasses deal; Worst toys of this Christmas season Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 Nov 2017 22:00:00 -0000 full Clark Howard Topics: Clark.com staffer has identity stolen; Timely eyeglasses deal; Worst toys of this Christmas season Topics: Clark.com staffer has identity stolen; Timely eyeglasses deal; Worst toys of this Christmas season Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark.com staffer has identity stolen; Timely eyeglasses deal; Worst toys of this Christmas season

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     Clark Howard 11.14.17 Topics: First digital pill approved; Major issues remain in the VA; New cheaper streaming service Philo Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Nov 2017 22:00:00 -0000 full Clark Howard Topics: First digital pill approved; Major issues remain in the VA; New cheaper streaming service Philo Topics: First digital pill approved; Major issues remain in the VA; New cheaper streaming service Philo Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: First digital pill approved; Major issues remain in the VA; New cheaper streaming service Philo

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     Clark Howard 11.13.17 Topics: Walmart store vs online pricing; TIAA sales tactics under scrutiny; Body cameras work their way into airline industry Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 13 Nov 2017 22:00:00 -0000 full Clark Howard Topics: Walmart store vs online pricing; TIAA sales tactics under scrutiny; Body cameras work their way into airline industry Topics: Walmart store vs online pricing; TIAA sales tactics under scrutiny; Body cameras work their way into airline industry Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Walmart store vs online pricing; TIAA sales tactics under scrutiny; Body cameras work their way into airline industry

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     Clark Howard 11.10.17 Topics: Clark Stinks; How to compare cell phones and the incredible cost of repairing the iPhone 10 Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 Nov 2017 22:00:00 -0000 full Clark Howard Topics: Clark Stinks; How to compare cell phones and the incredible cost of repairing the iPhone 10 Topics: Clark Stinks; How to compare cell phones and the incredible cost of repairing the iPhone 10 Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; How to compare cell phones and the incredible cost of repairing the iPhone 10

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2439     Clark Howard 11.9.17 Topics: Trip Advisor deleting forum postings; Netflix scam email; Best Black Friday deals  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 09 Nov 2017 22:00:00 -0000 full Clark Howard Topics: Trip Advisor deleting forum postings; Netflix scam email; Best Black Friday deals Topics: Trip Advisor deleting forum postings; Netflix scam email; Best Black Friday deals  Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Trip Advisor deleting forum postings; Netflix scam email; Best Black Friday deals 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     Clark Howard 11.8.17 Topics: The new tax proposal; BMW recall and open enrollment mistakes  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 08 Nov 2017 22:00:00 -0000 full Clark Howard Topics: The Tax Proposal; BMW recall and open enrollment mistakes Topics: The new tax proposal; BMW recall and open enrollment mistakes  Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The new tax proposal; BMW recall and open enrollment mistakes 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2324     Clark Howard 11.7.17 Topics: Krack WiFi vulnerability; Saving for retirement and possibly 401k changes Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 Nov 2017 22:00:00 -0000 full Clark Howard Topics: Krack WiFi vulnerability; Saving for retirement and possibly 401k changes Topics: Krack WiFi vulnerability; Saving for retirement and possibly 401k changes Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Krack WiFi vulnerability; Saving for retirement and possibly 401k changes

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2287     Clark Howard 11.6.17 Topics: Buckle your seatbelt! How businesses are finding cheaper employees by moving Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 06 Nov 2017 22:00:00 -0000 full Clark Howard Topics: Buckle your seatbelt! How businesses are finding cheaper employees by moving Topics: Buckle your seatbelt! How businesses are finding cheaper employees by moving Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Buckle your seatbelt! How businesses are finding cheaper employees by moving

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2288     Clark Howard 11.3.17 Topics: Clark Stinks; Making the most of a warehouse club membership Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Nov 2017 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; Making the most of a warehouse club membership Topics: Clark Stinks; Making the most of a warehouse club membership Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Making the most of a warehouse club membership

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2378     Clark Howard 11.2.17 Topics: Fake monitoring sites pop up in the wake of Equifax breach; How helping others helps you Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 02 Nov 2017 21:00:00 -0000 full Clark Howard Topics: Fake monitoring sites pop up in the wake of Equifax breach; How helping others helps you Topics: Fake monitoring sites pop up in the wake of Equifax breach; How helping others helps you Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Fake monitoring sites pop up in the wake of Equifax breach; How helping others helps you

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2307     Clark Howard 11.1.17 Topics: Increasing your value in this economy; Samsung customer-no-service; Protect yourself from credit card skimmers Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 01 Nov 2017 21:00:00 -0000 full Clark Howard Topics: Increasing your value in this economy; Samsung customer-no-service; Protect yourself from credit card skimmers Topics: Increasing your value in this economy; Samsung customer-no-service; Protect yourself from credit card skimmers Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Increasing your value in this economy; Samsung customer-no-service; Protect yourself from credit card skimmers

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2297     Clark Howard 10.31.17 Topics: How to read your credit report properly; Direct mail scam involving well-known retailers; Interesting ways to cut housing costs Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 31 Oct 2017 21:00:00 -0000 full Clark Howard Topics: How to read your credit report properly; Direct mail scam involving well-known retailers; Interesting ways to cut housing costs Topics: How to read your credit report properly; Direct mail scam involving well-known retailers; Interesting ways to cut housing costs Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: How to read your credit report properly; Direct mail scam involving well-known retailers; Interesting ways to cut housing costs

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 10.30.17 Topics: Beware animal airplane scams; Student loan forgiveness nightmare; Fair used car app - a new way to get a car Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 30 Oct 2017 21:00:00 -0000 full Clark Howard Topics: Beware animal airplane scams; Student loan forgiveness nightmare; Fair used car app - a new way to get a car Topics: Beware animal airplane scams; Student loan forgiveness nightmare; Fair used car app - a new way to get a car Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Beware animal airplane scams; Student loan forgiveness nightmare; Fair used car app - a new way to get a car

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2334     Clark Howard 10.27.17 Topics: Clark Stinks; People are keeping their cell phones longer Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 27 Oct 2017 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; People are keeping their cell phones longer Topics: Clark Stinks; People are keeping their cell phones longer Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; People are keeping their cell phones longer

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2256     Clark Howard 10.26.17 Topics: Review your homeowner's insurance policy; Do some fee-only planners make commissions? Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 26 Oct 2017 21:00:00 -0000 full Clark Howard Topics: Review your homeowner's insurance policy; Do some fee-only planners make commissions? Topics: Review your homeowner's insurance policy; Do some fee-only planners make commissions? Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Review your homeowner's insurance policy; Do some fee-only planners make commissions?

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     Clark Howard 10.25.17 Topics: 4 lines of unlimited cell service for $100; beware of this FTC scam; Congress votes in favor of banks instead of consumers Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 25 Oct 2017 21:00:00 -0000 full Clark Howard Topics: 4 lines of unlimited cell service for $100; beware of this FTC scam; Congress votes in favor of banks instead of consumers Topics: 4 lines of unlimited cell service for $100; beware of this FTC scam; Congress votes in favor of banks instead of consumers Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: 4 lines of unlimited cell service for $100; beware of this FTC scam; Congress votes in favor of banks instead of consumers

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     Clark Howard 10.24.17 Topics: Student loans and ModernStates.org; A $200k pay TV bill; Free ID theft monitoring Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 24 Oct 2017 21:21:58 -0000 full Clark Howard Topics: Student loans and ModernStates.org; A $200k pay TV bill; Free ID theft monitoring Topics: Student loans and ModernStates.org; A $200k pay TV bill; Free ID theft monitoring Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Student loans and ModernStates.org; A $200k pay TV bill; Free ID theft monitoring

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     Clark Howard 10.23.17 Topics: Wells Fargo issues abound...still; Google goes after scam advertisers; Watch out for fake e-commerce sites Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 23 Oct 2017 21:00:00 -0000 full Clark Howard Topics: Wells Fargo issues abound...still; Google goes after scam advertisers; Watch out for fake e-commerce sites Topics: Wells Fargo issues abound...still; Google goes after scam advertisers; Watch out for fake e-commerce sites Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Wells Fargo issues abound...still; Google goes after scam advertisers; Watch out for fake e-commerce sites

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 10.20.17 Topics: Clark Stinks; How to approach open enrollment Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 20 Oct 2017 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; How to approach open enrollment Topics: Clark Stinks; How to approach open enrollment Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; How to approach open enrollment

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2383     Clark Howard 10.19.17 Topics: AirBnb building apartment buildings; Athletes that live frugally  Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 19 Oct 2017 21:00:00 -0000 full Clark Howard Topics: AirBnb building apartment buildings; Athletes that live frugally Topics: AirBnb building apartment buildings; Athletes that live frugally  Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: AirBnb building apartment buildings; Athletes that live frugally 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2321     Clark Howard 10.18.17 Topics: The underworld of online affiliate marketing; Xfinity mobile is a real deal; Could ride-sharing help you ditch your car? Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 18 Oct 2017 21:00:00 -0000 full Clark Howard Topics: The underworld of online affiliate marketing; Xfinity mobile is a real deal; Could ride-sharing help you ditch your car? Topics: The underworld of online affiliate marketing; Xfinity mobile is a real deal; Could ride-sharing help you ditch your car? Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The underworld of online affiliate marketing; Xfinity mobile is a real deal; Could ride-sharing help you ditch your car?

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     Clark Howard 10.17.17 Topics: The ETF price war reaches a peak; A $55 cup of coffee?; Advanced protection for you Gmail account Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 17 Oct 2017 21:26:44 -0000 full Clark Howard Topics: The ETF price war reaches a peak; A $55 cup of coffee?; Advanced protection for you Gmail account Topics: The ETF price war reaches a peak; A $55 cup of coffee?; Advanced protection for you Gmail account Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The ETF price war reaches a peak; A $55 cup of coffee?; Advanced protection for you Gmail account

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     Clark Howard 10.16.17 Topics: Banks worried about ID theft; the danger of energy drinks; What you need to know about holiday travel Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 16 Oct 2017 21:54:05 -0000 full Clark Howard Topics: Banks worried about ID theft; the danger of energy drinks; What you need to know about holiday travel Topics: Banks worried about ID theft; the danger of energy drinks; What you need to know about holiday travel Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Banks worried about ID theft; the danger of energy drinks; What you need to know about holiday travel

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     Clark Howard 10.13.17 Topics: Clark Stinks; Lane departure systems making a difference Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 13 Oct 2017 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; Lane departure systems making a difference Topics: Clark Stinks; Lane departure systems making a difference Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Lane departure systems making a difference

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2292     Clark Howard 10.12.17 Topics: Major healthcare changes; WI judge helps out entrepreneurs; Equifax suffers another breach - seriously Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 12 Oct 2017 21:00:00 -0000 full Clark Howard Topics: Major healthcare changes; WI judge helps out entrepreneurs; Equifax suffers another breach - seriously Topics: Major healthcare changes; WI judge helps out entrepreneurs; Equifax suffers another breach - seriously Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Major healthcare changes; WI judge helps out entrepreneurs; Equifax suffers another breach - seriously

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     Clark Howard 10.11.17 Topics: Buying things used; Mortgage firms profiting off fees to Veterans; Used cars and recalls Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 11 Oct 2017 21:00:00 -0000 full Clark Howard Topics: Buying things used; Mortgage firms profiting off fees to Veterans; Used cars and recalls Topics: Buying things used; Mortgage firms profiting off fees to Veterans; Used cars and recalls Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Buying things used; Mortgage firms profiting off fees to Veterans; Used cars and recalls

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2301     Clark Howard 10.10.17 Topics: Teaching your kids about money; Raiding your retirement accounts; Car warranties Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 10 Oct 2017 21:00:00 -0000 full Clark Howard Topics: Teaching your kids about money; Raiding your retirement accounts; Car warranties Topics: Teaching your kids about money; Raiding your retirement accounts; Car warranties Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Teaching your kids about money; Raiding your retirement accounts; Car warranties

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2297     Clark Howard 10.9.17 Topics: Early bird specials at restaurants; Potential financial danger of outpatient surgery centers  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 09 Oct 2017 21:00:00 -0000 full Clark Howard Topics: Early bird specials at restaurants; Potential financial danger of outpatient surgery centers Topics: Early bird specials at restaurants; Potential financial danger of outpatient surgery centers  Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Early bird specials at restaurants; Potential financial danger of outpatient surgery centers 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2291     Clark Howard 10.6.17 Topics: Clark Stinks; Buying a new car Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 06 Oct 2017 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; Buying a new car Topics: Clark Stinks; Buying a new car Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Buying a new car

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2279     Clark Howard 10.5.17 Topics: Ring has a new (and cheap) home security system; Google Family Link is out of beta and great for your family Thank you for taking the time to fill out our podcast survey! It should only take about 10 minutes. Please fill out as many questions as you feel comfortable answering. We appreciate your feedback. http://survey.megaphone.fm Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 05 Oct 2017 21:00:00 -0000 full Clark Howard Topics: Ring has a new (and cheap) home security system; Google Family Link is out of beta and great for your family Topics: Ring has a new (and cheap) home security system; Google Family Link is out of beta and great for your family Thank you for taking the time to fill out our podcast survey! It should only take about 10 minutes. Please fill out as many questions as you feel comfortable answering. We appreciate your feedback. http://survey.megaphone.fm Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Ring has a new (and cheap) home security system; Google Family Link is out of beta and great for your family

    Thank you for taking the time to fill out our podcast survey! It should only take about 10 minutes. Please fill out as many questions as you feel comfortable answering. We appreciate your feedback. http://survey.megaphone.fm

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     Clark Howard 10.4.17 Topics: Black Friday is dead; The IRS is in the ID verification business with Equifax - for real; Switch your bank to one that isn't awful Thank you for taking the time to fill out our podcast survey! It should only take about 10 minutes. Please fill out as many questions as you feel comfortable answering. We appreciate your feedback. http://survey.megaphone.fm Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 04 Oct 2017 21:15:00 -0000 full Clark Howard Topics: Black Friday is dead; The IRS is in the ID verification business with Equifax - for real; Switch your bank to one that isn't awful Topics: Black Friday is dead; The IRS is in the ID verification business with Equifax - for real; Switch your bank to one that isn't awful Thank you for taking the time to fill out our podcast survey! It should only take about 10 minutes. Please fill out as many questions as you feel comfortable answering. We appreciate your feedback. http://survey.megaphone.fm Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Black Friday is dead; The IRS is in the ID verification business with Equifax - for real; Switch your bank to one that isn't awful

    Thank you for taking the time to fill out our podcast survey! It should only take about 10 minutes. Please fill out as many questions as you feel comfortable answering. We appreciate your feedback. http://survey.megaphone.fm

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2320     Clark Howard 10.3.17 Topics: Equifax CEO testifies before Congress - and Clark has an opinion; Couple gets jail sentence for defrauding Amazon.com; ATM fees at all-time high Thank you for taking the time to fill out our podcast survey! It should only take about 10 minutes. Please fill out as many questions as you feel comfortable answering. We appreciate your feedback. http://survey.megaphone.fm Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 03 Oct 2017 21:00:00 -0000 full Clark Howard Topics: Equifax CEO testifies before Congress - and Clark has an opinion; Couple gets jail sentence for defrauding Amazon.com; ATM fees at all- Topics: Equifax CEO testifies before Congress - and Clark has an opinion; Couple gets jail sentence for defrauding Amazon.com; ATM fees at all-time high Thank you for taking the time to fill out our podcast survey! It should only take about 10 minutes. Please fill out as many questions as you feel comfortable answering. We appreciate your feedback. http://survey.megaphone.fm Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Equifax CEO testifies before Congress - and Clark has an opinion; Couple gets jail sentence for defrauding Amazon.com; ATM fees at all-time high

    Thank you for taking the time to fill out our podcast survey! It should only take about 10 minutes. Please fill out as many questions as you feel comfortable answering. We appreciate your feedback. http://survey.megaphone.fm

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     Clark Howard 10.2.17 Topics: Important Equifax breach updates; hypocritical lawsuit against the CFPB; Ditch your mega-bank during #ditchswitchsave our campaign! Thank you for taking the time to fill out our podcast survey! It should only take about 10 minutes. Please fill out as many questions as you feel comfortable answering. We appreciate your feedback. http://survey.megaphone.fm/ Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 02 Oct 2017 21:00:00 -0000 full Clark Howard Topics: Important Equifax breach updates; hypocritical lawsuit against the CFPB; Ditch your mega-bank during #ditchswitchsave our campaign! Topics: Important Equifax breach updates; hypocritical lawsuit against the CFPB; Ditch your mega-bank during #ditchswitchsave our campaign! Thank you for taking the time to fill out our podcast survey! It should only take about 10 minutes. Please fill out as many questions as you feel comfortable answering. We appreciate your feedback. http://survey.megaphone.fm/ Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Important Equifax breach updates; hypocritical lawsuit against the CFPB; Ditch your mega-bank during #ditchswitchsave our campaign!

    Thank you for taking the time to fill out our podcast survey! It should only take about 10 minutes. Please fill out as many questions as you feel comfortable answering. We appreciate your feedback. http://survey.megaphone.fm/

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     Clark Howard 09.29.17 Topics: Clark Stinks; New site makes shopping around for funeral simple Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 29 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; New site makes shopping around for funeral simple Topics: Clark Stinks; New site makes shopping around for funeral simple Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; New site makes shopping around for funeral simple

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2381     Clark Howard 09.28.17 Topics: New Nest security system; Multi-level-marketing issues leave consumers in debt Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 28 Sep 2017 21:00:00 -0000 full Clark Howard Topics: New Nest security system; Multi-level-marketing issues leave consumers in debt Topics: New Nest security system; Multi-level-marketing issues leave consumers in debt Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: New Nest security system; Multi-level-marketing issues leave consumers in debt

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     Clark Howard 09.27.17 Topics: Learning to code; Reverse mortgages; Ford using new factors to assess creditworthiness  Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 27 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Learning to code; Reverse mortgages; Ford using new factors to assess creditworthiness Topics: Learning to code; Reverse mortgages; Ford using new factors to assess creditworthiness  Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Learning to code; Reverse mortgages; Ford using new factors to assess creditworthiness 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2283     Clark Howard 09.26.17 Topics: Clark's reaction to Equifax CEO leaving; Sizzling deals; Amazon expands streaming to sports Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 26 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Clark's reaction to Equifax CEO leaving; Sizzling deals; Amazon expands streaming to sports Topics: Clark's reaction to Equifax CEO leaving; Sizzling deals; Amazon expands streaming to sports Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark's reaction to Equifax CEO leaving; Sizzling deals; Amazon expands streaming to sports

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     Clark Howard 09.25.17 Topics: Solar power trade protections; Clarkrageous congressional proposal; CVS to limit opioid prescriptions Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 25 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Solar power trade protections; Clarkrageous congressional proposal; CVS to limit opioid prescriptions Topics: Solar power trade protections; Clarkrageous congressional proposal; CVS to limit opioid prescriptions Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Solar power trade protections; Clarkrageous congressional proposal; CVS to limit opioid prescriptions

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     Clark Howard 09.22.17 Topics: Clark Stinks; Mega bank fined for cheating customers on investment products Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 22 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; Mega bank fined for cheating customers on investment products Topics: Clark Stinks; Mega bank fined for cheating customers on investment products Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Mega bank fined for cheating customers on investment products

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2230     Clark Howard 09.21.17 Topics: Companies helping employees recover after the hurricanes; New startup helps young people buy a home if they'll AirBnb part of it Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 21 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Companies helping employees recover after the hurricanes; New startup helps young people buy a home if they'll AirBnb part of it Topics: Companies helping employees recover after the hurricanes; New startup helps young people buy a home if they'll AirBnb part of it Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Companies helping employees recover after the hurricanes; New startup helps young people buy a home if they'll AirBnb part of it

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     Clark Howard 09.20.17 Topics: Healthcare costs in America; Verizon kicks some customers off their network; Amazon and Kohl's team up for in-store returns Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 20 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Healthcare costs in America; Verizon kicks some customers off their network; Amazon and Kohl's team up for in-store returns Topics: Healthcare costs in America; Verizon kicks some customers off their network; Amazon and Kohl's team up for in-store returns Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Healthcare costs in America; Verizon kicks some customers off their network; Amazon and Kohl's team up for in-store returns

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 09.19.17 Topics: Toys R Us files for bankruptcy and what that means; Possible deregulation for MLM's; Mortgage relief for storm-affected homeowners Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 19 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Toys R Us files for bankruptcy and what that means; Possible deregulation for MLM's; Mortgage relief for storm-affected homeowners Topics: Toys R Us files for bankruptcy and what that means; Possible deregulation for MLM's; Mortgage relief for storm-affected homeowners Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Toys R Us files for bankruptcy and what that means; Possible deregulation for MLM's; Mortgage relief for storm-affected homeowners

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2313     Clark Howard 09.18.17 Topics: Gas prices dropping and commute times increasing; FL home builders want inferior building standards; Equifax breach update  Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 18 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Gas prices dropping and commute times increasing; FL home builders want inferior building standards; Equifax breach update Topics: Gas prices dropping and commute times increasing; FL home builders want inferior building standards; Equifax breach update  Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Gas prices dropping and commute times increasing; FL home builders want inferior building standards; Equifax breach update 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2313     Clark Howard 09.15.17 Topics: Clark Stinks; Clark interviews Dr. Drew for the Save the Males campaign Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 15 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; Clark interviews Dr. Drew for the Save the Males campaign Topics: Clark Stinks; Clark interviews Dr. Drew for the Save the Males campaign Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Clark interviews Dr. Drew for the Save the Males campaign

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2291     Clark Howard 09.14.17 Topics: Self-driving cars reluctance wanes; Clark's take on the new iPhone - and how to save money on it Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 14 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Self-driving cars reluctance wanes; Clark's take on the new iPhone - and how to save money on it Topics: Self-driving cars reluctance wanes; Clark's take on the new iPhone - and how to save money on it Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Self-driving cars reluctance wanes; Clark's take on the new iPhone - and how to save money on it

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2313     Clark Howard 09.13.17 Topics: More info on the Equifax hack; Southwest credit card deal is amazing!; State's considering fiduciary laws Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 13 Sep 2017 21:00:00 -0000 full Clark Howard Topics: More info on the Equifax hack; Southwest credit card deal is amazing!; State's considering fiduciary laws Topics: More info on the Equifax hack; Southwest credit card deal is amazing!; State's considering fiduciary laws Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: More info on the Equifax hack; Southwest credit card deal is amazing!; State's considering fiduciary laws

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     Clark Howard 09.12.17 Topics: Equifax now offering free credit freeze in wake of Equihack; Epipen maker botches recall; Mortgage rates are ripe for refi Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 12 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Equifax now offering free credit freeze in wake of Equihack; Epipen maker botches recall; Mortgage rates are ripe for refi Topics: Equifax now offering free credit freeze in wake of Equihack; Epipen maker botches recall; Mortgage rates are ripe for refi Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Equifax now offering free credit freeze in wake of Equihack; Epipen maker botches recall; Mortgage rates are ripe for refi

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     Clark Howard 09.11.17 Topics: Clark answers listener questions about the Equifax breach; Advice for Irma evacuees and hurricane help Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 11 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Clark answers listener questions about the Equifax breach; Advice for Irma evacuees and hurricane help Topics: Clark answers listener questions about the Equifax breach; Advice for Irma evacuees and hurricane help Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark answers listener questions about the Equifax breach; Advice for Irma evacuees and hurricane help

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     Clark Howard 09.8.17 Topics: Clark Stinks; Clark blasts Equifax over credit breach Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 08 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; Clark blasts Equifax over credit breach Topics: Clark Stinks; Clark blasts Equifax over credit breach Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Clark blasts Equifax over credit breach

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2297     Clark Howard 09.7.17 Topics: Verizon Up is a new initiative that wants to spy on you; Walmart is now on Google Express Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 07 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Verizon Up is a new initiative that wants to spy on you; Walmart is now on Google Express Topics: Verizon Up is a new initiative that wants to spy on you; Walmart is now on Google Express Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Verizon Up is a new initiative that wants to spy on you; Walmart is now on Google Express

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     Clark Howard 09.6.17 Topics: Hurricane Irma; Flood insurance scams; T-Mobile gives away free Netflix Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 06 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Hurricane Irma; Flood insurance scams; T-Mobile gives away free Netflix Topics: Hurricane Irma; Flood insurance scams; T-Mobile gives away free Netflix Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Hurricane Irma; Flood insurance scams; T-Mobile gives away free Netflix

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     Clark Howard 09.5.17 Topics: Drone usage in the aftermath of Hurricane Harvey; Wells Fargo scandal widens; Minnesota dealing with health insurance brilliantly Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 05 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Drone usage in the aftermath of Hurricane Harvey; Wells Fargo scandal widens; Minnesota dealing with health insurance brilliantly Topics: Drone usage in the aftermath of Hurricane Harvey; Wells Fargo scandal widens; Minnesota dealing with health insurance brilliantly Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Drone usage in the aftermath of Hurricane Harvey; Wells Fargo scandal widens; Minnesota dealing with health insurance brilliantly

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2297     Clark Howard 09.4.17 Topics: What are actual maintenance costs on older vehicles?; new app helps parents get ahold of their kids Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 04 Sep 2017 21:00:00 -0000 full Clark Howard Topics: What are actual maintenance costs on older vehicles?; new app helps parents get ahold of their kids Topics: What are actual maintenance costs on older vehicles?; new app helps parents get ahold of their kids Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: What are actual maintenance costs on older vehicles?; new app helps parents get ahold of their kids

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     Clark Howard 09.01.17 Topics: Clark Stinks; Real problems in Oklahoma's education system Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 01 Sep 2017 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; Real problems in Oklahoma's education system Topics: Clark Stinks; Real problems in Oklahoma's education system Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Real problems in Oklahoma's education system

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2297     Clark Howard 08.31.17 Topics: Labor Day car deals; People tapping home equity loans more Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 31 Aug 2017 21:00:00 -0000 full Clark Howard Topics: Labor Day car deals; People tapping home equity loans more Topics: Labor Day car deals; People tapping home equity loans more Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Labor Day car deals; People tapping home equity loans more

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     Clark Howard 08.30.17 Topics: Beware of flood cars; Best Buy price gouging; Amazon Music adds student rates Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 30 Aug 2017 21:00:00 -0000 full Clark Howard Topics: Beware of flood cars; Best Buy price gouging; Amazon Music adds student rates Topics: Beware of flood cars; Best Buy price gouging; Amazon Music adds student rates Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Beware of flood cars; Best Buy price gouging; Amazon Music adds student rates

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     Clark Howard 08.29.17 Topics: New reverse mortgage rules; Furniture store taking in Harvey victims; How to save money at Target Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 29 Aug 2017 21:00:00 -0000 full Clark Howard Topics: New reverse mortgage rules; Furniture store taking in Harvey victims; How to save money at Target Topics: New reverse mortgage rules; Furniture store taking in Harvey victims; How to save money at Target Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: New reverse mortgage rules; Furniture store taking in Harvey victims; How to save money at Target

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     Clark Howard 08.28.17 Topics: How to donate to hurricane Harvey victims; burned by crowdfunding; Amazon's changes to Whole Foods Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 28 Aug 2017 21:00:00 -0000 full Clark Howard Topics: How to donate to hurricane Harvey victims; burned by crowdfunding; Amazon's changes to Whole Foods Topics: How to donate to hurricane Harvey victims; burned by crowdfunding; Amazon's changes to Whole Foods Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: How to donate to hurricane Harvey victims; burned by crowdfunding; Amazon's changes to Whole Foods

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     Clark Howard 08.25.17 Topics: Clark Stinks; hearing aids will get much cheaper because of new law Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 25 Aug 2017 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; hearing aids will get much cheaper because of new law Topics: Clark Stinks; hearing aids will get much cheaper because of new law Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; hearing aids will get much cheaper because of new law

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2364     Clark Howard 08.24.17 Topics: Companies spy on work WiFi; JetBlue steps up their customer service game Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 24 Aug 2017 21:00:00 -0000 full Clark Howard Topics: Companies spy on work WiFi; JetBlue steps up their customer service game Topics: Companies spy on work WiFi; JetBlue steps up their customer service game Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Companies spy on work WiFi; JetBlue steps up their customer service game

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     Clark Howard 08.23.17 Topics: WOW airlines making travel to Europe CHEAP; W2 phishing scam on the rise; Verizon Unlimited costs too much Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 23 Aug 2017 21:00:00 -0000 full Clark Howard Topics: WOW airlines making travel to Europe CHEAP; W2 phishing scam on the rise; Verizon Unlimited costs too much Topics: WOW airlines making travel to Europe CHEAP; W2 phishing scam on the rise; Verizon Unlimited costs too much Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: WOW airlines making travel to Europe CHEAP; W2 phishing scam on the rise; Verizon Unlimited costs too much

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     Clark Howard 08.22.17 Topics: Employer healthcare costs; How parents should give money to their adult children Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 22 Aug 2017 21:00:00 -0000 full Clark Howard Topics: Employer healthcare costs; How parents should give money to their adult children Topics: Employer healthcare costs; How parents should give money to their adult children Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Employer healthcare costs; How parents should give money to their adult children

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2309     Clark Howard 08.21.17 Topics: How to track prices on Amazon; bank overdraft fees; Quirky website for inventors Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 21 Aug 2017 21:00:00 -0000 full Clark Howard Topics: How to track prices on Amazon; bank overdraft fees; Quirky website for inventors Topics: How to track prices on Amazon; bank overdraft fees; Quirky website for inventors Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: How to track prices on Amazon; bank overdraft fees; Quirky website for inventors

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     Clark Howard 08.18.17 Topics: Clark Stinks; Costco loses lawsuit with jeweler Tiffany Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 18 Aug 2017 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; Costco loses lawsuit with jeweler Tiffany Topics: Clark Stinks; Costco loses lawsuit with jeweler Tiffany Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Costco loses lawsuit with jeweler Tiffany

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2260     Clark Howard 08.17.17 Topics: Currency trading; Clark's take on Boxed.com Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 17 Aug 2017 21:00:00 -0000 full Clark Howard Topics: Currency trading; Clark's take on Boxed.com Topics: Currency trading; Clark's take on Boxed.com Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Currency trading; Clark's take on Boxed.com

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     Clark Howard 08.16.17 Topics: Amazon's new Instant Pickup; Sprint and Moviepass deals; Internet connected devices collecting data on you Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 16 Aug 2017 21:00:00 -0000 full Clark Howard Topics: Amazon's new Instant Pickup; Sprint and Moviepass deals; Internet connected devices collecting data on you Topics: Amazon's new Instant Pickup; Sprint and Moviepass deals; Internet connected devices collecting data on you Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Amazon's new Instant Pickup; Sprint and Moviepass deals; Internet connected devices collecting data on you

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     Clark Howard 08.15.17 Topics: Solar eclipse safety; New pay TV scam; Clark's Brandless.com review Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 15 Aug 2017 21:00:00 -0000 full Clark Howard Topics: Solar eclipse safety; New pay TV scam; Clark's Brandless.com review Topics: Solar eclipse safety; New pay TV scam; Clark's Brandless.com review Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Solar eclipse safety; New pay TV scam; Clark's Brandless.com review

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2322     Clark Howard 08.14.17 Topics: Hawaii has a new texting while walking law; Social security scam; Google free cloud storage Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 14 Aug 2017 21:00:00 -0000 full Clark Howard Topics: Hawaii has a new texting while walking law; Social security scam; Google free cloud storage Topics: Hawaii has a new texting while walking law; Social security scam; Google free cloud storage Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Hawaii has a new texting while walking law; Social security scam; Google free cloud storage

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2293     Clark Howard 08.11.17 Topics: Clark Stinks; LIBOR in turmoil affects adjustable rate mortgages Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 11 Aug 2017 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; LIBOR in turmoil affects adjustable rate mortgages Topics: Clark Stinks; LIBOR in turmoil affects adjustable rate mortgages Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; LIBOR in turmoil affects adjustable rate mortgages

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2338     Clark Howard 08.10.17 Topics: Errors in prescription drugs; Airbnb now offers experiences Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 10 Aug 2017 21:00:00 -0000 full Clark Howard Topics: Errors in prescription drugs; Airbnb now offers experiences Topics: Errors in prescription drugs; Airbnb now offers experiences Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Errors in prescription drugs; Airbnb now offers experiences

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     Clark Howard 08.9.17 Topics: Disney to leave Netflix and starting own streaming service; More Wells Fargo infractions; New Mazda engine much more efficient Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 09 Aug 2017 21:00:00 -0000 full Clark Howard Topics: Disney to leave Netflix and starting own streaming service; More Wells Fargo infractions; New Mazda engine much more efficient Topics: Disney to leave Netflix and starting own streaming service; More Wells Fargo infractions; New Mazda engine much more efficient Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Disney to leave Netflix and starting own streaming service; More Wells Fargo infractions; New Mazda engine much more efficient

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 08.8.17 Topics: Clark avoids injury when hit by car; Veteran has dispute with HOA over American flag mailbox; T-Mobile sizzling deal for ages 55+ Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 08 Aug 2017 21:11:01 -0000 full Clark Howard Topics: Clark avoids injury when hit by car; Veteran has dispute with HOA over American flag mailbox; T-Mobile sizzling deal for ages 55+ Topics: Clark avoids injury when hit by car; Veteran has dispute with HOA over American flag mailbox; T-Mobile sizzling deal for ages 55+ Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark avoids injury when hit by car; Veteran has dispute with HOA over American flag mailbox; T-Mobile sizzling deal for ages 55+

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     Clark Howard 08.7.17 Topics: Colleges tuition stagnant; Idaho non-compete clause; Car rental companies cheating customers Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 07 Aug 2017 21:00:00 -0000 full Clark Howard Topics: College tuition stagnant; Idaho non-compete clause; Car rental companies cheating customers Topics: Colleges tuition stagnant; Idaho non-compete clause; Car rental companies cheating customers Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Colleges tuition stagnant; Idaho non-compete clause; Car rental companies cheating customers

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2293     Clark Howard 08.4.17 Topics: Clark Stinks; Companies with good customer service make more money Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 04 Aug 2017 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; Companies with good customer service make more money Topics: Clark Stinks; Companies with good customer service make more money Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Companies with good customer service make more money

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2384     Clark Howard 08.3.17 Topics: Late credit card payments increase; Data breaches in 2017 Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 03 Aug 2017 21:00:00 -0000 full Clark Howard Topics: Late credit card payments increase; Data breaches in 2017 Topics: Late credit card payments increase; Data breaches in 2017 Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Late credit card payments increase; Data breaches in 2017

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2305     Clark Howard 08.2.17 Topics: Dow hits 22,000; Microsoft selling laptops with monthly payments; Proper solar eclipse eyewear Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 02 Aug 2017 21:00:00 -0000 full Clark Howard Topics: Dow hits 22,000; Microsoft selling laptops with monthly payments; Proper solar eclipse eyewear Topics: Dow hits 22,000; Microsoft selling laptops with monthly payments; Proper solar eclipse eyewear Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Dow hits 22,000; Microsoft selling laptops with monthly payments; Proper solar eclipse eyewear

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     Clark Howard 08.01.17 Topics: Blu cell phones spying on you; House of Representatives favor banks over consumers; Nuclear power plant problems Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 01 Aug 2017 21:00:00 -0000 full Clark Howard Topics: Blu cell phones spying on you; House of Representatives favor banks over consumers; Nuclear power plant problems Topics: Blu cell phones spying on you; House of Representatives favor banks over consumers; Nuclear power plant problems Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Blu cell phones spying on you; House of Representatives favor banks over consumers; Nuclear power plant problems

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2318     Clark Howard 07.31.17 Topics: New TSA rules; Wells Fargo car insurance scandal; Amazon Jobs day Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 31 Jul 2017 21:00:00 -0000 full Clark Howard Topics: New TSA rules; Wells Fargo car insurance scandal; Amazon Jobs day Topics: New TSA rules; Wells Fargo car insurance scandal; Amazon Jobs day Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: New TSA rules; Wells Fargo car insurance scandal; Amazon Jobs day

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2285     Clark Howard 07.28.17 Topics: Clark Stinks; Are you really working at work? Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 28 Jul 2017 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; Are you really working at work? Topics: Clark Stinks; Are you really working at work? Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Are you really working at work?

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2469     Clark Howard 07.27.17 Topics: Non-traditional wealth advisors popping up; Employers putting a chip in your arm Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 27 Jul 2017 21:00:00 -0000 full Clark Howard Topics: Non-traditional wealth advisors popping up; Employers putting a chip in your arm Topics: Non-traditional wealth advisors popping up; Employers putting a chip in your arm Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Non-traditional wealth advisors popping up; Employers putting a chip in your arm

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2313     Clark Howard 07.26.17 Topics: New startups treat your credit cards like debit; When a "sale" is not a sale; A new whole life insurance ripoff Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 26 Jul 2017 21:00:00 -0000 full Clark Howard Topics: New startups treat your credit cards like debit; When a "sale" is not a sale; A new whole life insurance ripoff Topics: New startups treat your credit cards like debit; When a "sale" is not a sale; A new whole life insurance ripoff Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: New startups treat your credit cards like debit; When a "sale" is not a sale; A new whole life insurance ripoff

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 07.25.17 Topics: Summer grilling; fresh-start checking accounts Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 25 Jul 2017 21:00:00 -0000 full Clark Howard Topics: Summer grilling; fresh-start checking accounts Topics: Summer grilling; fresh-start checking accounts Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Summer grilling; fresh-start checking accounts

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2298     Clark Howard 07.24.17 Topics: Net neutrality; online bullies; Visa trying to convert retailers to cash-only Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 24 Jul 2017 21:00:00 -0000 full Clark Howard Topics: Net neutrality; online bullies; Visa trying to convert retailers to cash-only Topics: Net neutrality; online bullies; Visa trying to convert retailers to cash-only Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Net neutrality; online bullies; Visa trying to convert retailers to cash-only

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2303     Clark Howard 07.21.17 Topics: Clark Stinks; Clark's son and entrepreneurship + teens fixing iPhones Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 21 Jul 2017 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; Clark's son and entrepreneurship + teens fixing iPhones Topics: Clark Stinks; Clark's son and entrepreneurship + teens fixing iPhones Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; Clark's son and entrepreneurship + teens fixing iPhones

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2293     Clark Howard 07.20.17 Topics: How to pick a moving company; 403b plan fees; Hollar.com is the online dollar store Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 20 Jul 2017 21:00:00 -0000 full Clark Howard Topics: How to pick a moving company; 403b plan fees; Hollar.com is the online dollar store Topics: How to pick a moving company; 403b plan fees; Hollar.com is the online dollar store Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: How to pick a moving company; 403b plan fees; Hollar.com is the online dollar store

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2298     Clark Howard 07.19.17 Topics: New website Brandless.com; Accessing ATM's with your phones Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 19 Jul 2017 21:00:00 -0000 full Clark Howard Topics: New website Brandless.com; Accessing ATM's with your phones Topics: New website Brandless.com; Accessing ATM's with your phones Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: New website Brandless.com; Accessing ATM's with your phones

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     Clark Howard 07.18.17 Topics: Stealing TV; Important IRS collections update Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 18 Jul 2017 21:00:00 -0000 full Clark Howard Topics: Stealing TV; Important IRS collections update Topics: Stealing TV; Important IRS collections update Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Stealing TV; Important IRS collections update

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2311     Clark Howard 07.17.17 Topics: Low and zero down payment mortgages; Why teens should work Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 17 Jul 2017 21:00:00 -0000 full Clark Howard Topics: Low and zero down payment mortgages; Why teens should work Topics: Low and zero down payment mortgages; Why teens should work Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Low and zero down payment mortgages; Why teens should work

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2299     Clark Howard 07.14.17 Topics: Clark Stinks; AirBnb is changing because of mega-hosts Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 14 Jul 2017 21:00:00 -0000 full Clark Howard Topics: Clark Stinks; AirBnb is changing because of mega-hosts Topics: Clark Stinks; AirBnb is changing because of mega-hosts Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark Stinks; AirBnb is changing because of mega-hosts

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2317     Clark Howard 07.13.17 Topics: Zillow instant offers; Bill pay scam; Rx discount cards Rx pricing Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 13 Jul 2017 21:00:00 -0000 full Clark Howard Topics: Zillow instant offers; Bill pay scam; Rx discount cards Rx pricing Topics: Zillow instant offers; Bill pay scam; Rx discount cards Rx pricing Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Zillow instant offers; Bill pay scam; Rx discount cards Rx pricing

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2306     Clark Howard 07.12.17 How to rent a rental car; What role does money play in happiness? Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 12 Jul 2017 21:00:00 -0000 full Clark Howard How to rent a rental car; What role does money play in happiness? How to rent a rental car; What role does money play in happiness? Learn more about your ad choices. Visit megaphone.fm/adchoices How to rent a rental car; What role does money play in happiness?

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     Clark Howard 07.11.17 Topics: CFPB looks to ban some arbitration clauses; A human chain saves 9 lives at the beach; Shipping surcharges will change Christmas shopping  Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 11 Jul 2017 21:11:02 -0000 full Clark Howard Topics: CFPB looks to ban some arbitration clauses; A human chain saves 9 lives at the beach; Shipping surcharges will change Christmas shopping Topics: CFPB looks to ban some arbitration clauses; A human chain saves 9 lives at the beach; Shipping surcharges will change Christmas shopping  Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: CFPB looks to ban some arbitration clauses; A human chain saves 9 lives at the beach; Shipping surcharges will change Christmas shopping 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     Clark Howard 07.10.17 Topics: Google can diagnose skin cancer; Home Depot fires employee for stopping kidnapping; Volvo vows to go all hybrid and electric Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 10 Jul 2017 21:18:32 -0000 full Clark Howard Topics: Google can diagnose skin cancer; Home Depot fires employee for stopping kidnapping; Volvo vows to go all hybrid and electric Topics: Google can diagnose skin cancer; Home Depot fires employee for stopping kidnapping; Volvo vows to go all hybrid and electric Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Google can diagnose skin cancer; Home Depot fires employee for stopping kidnapping; Volvo vows to go all hybrid and electric

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2310     Clark Howard 07.07.17 Topics: Memphis paying government worker student loans; Texting while walking; Benefits at work Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 07 Jul 2017 21:00:00 -0000 full Clark Howard Topics: Memphis paying government worker student loans; Texting while walking; Benefits at work Topics: Memphis paying government worker student loans; Texting while walking; Benefits at work Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Memphis paying government worker student loans; Texting while walking; Benefits at work

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     Clark Howard 07.06.17 Topics: Amazon's new clothing ventures; Going into debt for vacation; Monk helps folks with finances Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 06 Jul 2017 21:00:00 -0000 full Clark Howard Topics: Amazon's new clothing ventures; Going into debt for vacation; Monk helps folks with finances Topics: Amazon's new clothing ventures; Going into debt for vacation; Monk helps folks with finances Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Amazon's new clothing ventures; Going into debt for vacation; Monk helps folks with finances

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2302     Clark Howard 07.05.17 Topics: Apps for selling your used items; Smart door locks Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 05 Jul 2017 21:00:00 -0000 full Clark Howard Topics: Apps for selling your used items; Smart door locks Topics: Apps for selling your used items; Smart door locks Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Apps for selling your used items; Smart door locks

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2312     Clark Howard 07.03.17 Topics: The poor in America and a lack of affordable housing; How we do lunch has changed Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 03 Jul 2017 21:00:00 -0000 full Clark Howard Topics: The poor in America and a lack of affordable housing; How we do lunch has changed Topics: The poor in America and a lack of affordable housing; How we do lunch has changed Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The poor in America and a lack of affordable housing; How we do lunch has changed

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2316     Clark Howard 06.30.17 Topics: Baby boomers helping Seniors; BOA fraud charges; Successful secrets to working out Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 30 Jun 2017 21:00:00 -0000 full Clark Howard Topics: Baby boomers helping Seniors; BOA fraud charges; Successful secrets to working out Topics: Baby boomers helping Seniors; BOA fraud charges; Successful secrets to working out Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Baby boomers helping Seniors; BOA fraud charges; Successful secrets to working out

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2319     Clark Howard 06.29.17 Topics: Survey says round-up; Inspire Health Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 29 Jun 2017 21:00:00 -0000 full Clark Howard Topics: Survey says round-up; Inspire Health Topics: Survey says round-up; Inspire Health Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Survey says round-up; Inspire Health

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     Clark Howard 06.28.17 Topics: Working in retirement; Citi Group money laundering; Glasses Off app recap Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 29 Jun 2017 03:58:44 -0000 full Clark Howard Topics: Working in retirement; Citi Group money laundering; Glasses Off app recap Topics: Working in retirement; Citi Group money laundering; Glasses Off app recap Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Working in retirement; Citi Group money laundering; Glasses Off app recap

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2308     Clark Howard 06.27.17 Topics: The Nest artificial intelligence camera; New emergency room tactics from an insurance company Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 27 Jun 2017 21:00:00 -0000 full Clark Howard Topics: The Nest artificial intelligence camera; New emergency room tactics from an insurance company Topics: The Nest artificial intelligence camera; New emergency room tactics from an insurance company Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The Nest artificial intelligence camera; New emergency room tactics from an insurance company

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2280     Clark Howard 06.26.17 Topics: Genetic testing and insurance; Fake organics; Senior discounts Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 26 Jun 2017 21:00:00 -0000 full Clark Howard Topics: Genetic testing and insurance; Fake organics; Senior discounts Topics: Genetic testing and insurance; Fake organics; Senior discounts Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Genetic testing and insurance; Fake organics; Senior discounts

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     2315     Clark Howard 06.23.17 Topics: Clark interview a 15 year old max saver; DISH do-not-call fine; Summer gas costs; Clark Stinks; Google targets pop-up ads Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 23 Jun 2017 21:00:00 -0000 full Clark Howard Topics: Clark interview a 15 year old max saver; DISH do-not-call fine; Summer gas costs; Clark Stinks; Google targets pop-up ads Topics: Clark interview a 15 year old max saver; DISH do-not-call fine; Summer gas costs; Clark Stinks; Google targets pop-up ads Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark interview a 15 year old max saver; DISH do-not-call fine; Summer gas costs; Clark Stinks; Google targets pop-up ads

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4355     Clark Howard 06.22.17 Topics: New stadium funding proposal; 401k rollover ripoff; Apple robot screen repairs; Americans dying broke; Food labels Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 22 Jun 2017 21:00:00 -0000 full Clark Howard Topics: New stadium funding proposal; 401k rollover ripoff; Apple robot screen repairs; Americans dying broke; Food labels Topics: New stadium funding proposal; 401k rollover ripoff; Apple robot screen repairs; Americans dying broke; Food labels Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: New stadium funding proposal; 401k rollover ripoff; Apple robot screen repairs; Americans dying broke; Food labels

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4361     Clark Howard 06.21.17 Topics: Variable traffic pricing; Free year of cell service!; Cutting the cord; JD Power reliability rankings; Tips for tipping in new economy Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 21 Jun 2017 20:42:31 -0000 full Clark Howard Topics: Variable traffic pricing; Free year of cell service!; Cutting the cord; JD Power reliability rankings; Tips for tipping in new economy Topics: Variable traffic pricing; Free year of cell service!; Cutting the cord; JD Power reliability rankings; Tips for tipping in new economy Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Variable traffic pricing; Free year of cell service!; Cutting the cord; JD Power reliability rankings; Tips for tipping in new economy

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4385     Clark Howard 06.20.17 Topics: Clark's birthday!; Your info compromised online; Hiring changing rapidly; New storage unit companies; Car repossessions and awful consequences Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 20 Jun 2017 21:20:11 -0000 full Clark Howard Topics: Clark's birthday!; Your info compromised online; Hiring changing rapidly; New storage unit companies; Car repossessions and awful consequences Topics: Clark's birthday!; Your info compromised online; Hiring changing rapidly; New storage unit companies; Car repossessions and awful consequences Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark's birthday!; Your info compromised online; Hiring changing rapidly; New storage unit companies; Car repossessions and awful consequences

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4375     Clark Howard 06.19.17 Topics: Amazon buys Whole Foods; Fake cancer charity; New Cuba travel rules; Eero mesh routers; Kids and cell phones Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 19 Jun 2017 21:17:51 -0000 full Clark Howard Topics: Amazon buys Whole Foods; Fake cancer charity; New Cuba travel rules; Eero mesh routers; Kids and cell phones Topics: Amazon buys Whole Foods; Fake cancer charity; New Cuba travel rules; Eero mesh routers; Kids and cell phones Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Amazon buys Whole Foods; Fake cancer charity; New Cuba travel rules; Eero mesh routers; Kids and cell phones

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4348     Clark Howard 06.16.17 Topics: Commuting by electric bike; Uber charging based on AI; Drones as insurance adjusters; Clark Stinks; 401k drainage Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 16 Jun 2017 21:00:00 -0000 full Clark Howard Topics: Commuting by electric bike; Uber charging based on AI; Drones as insurance adjusters; Clark Stinks; 401k drainage Topics: Commuting by electric bike; Uber charging based on AI; Drones as insurance adjusters; Clark Stinks; 401k drainage Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Commuting by electric bike; Uber charging based on AI; Drones as insurance adjusters; Clark Stinks; 401k drainage

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4311     Clark Howard 06.15.17 Topics: Apple makes driving safer; payday lenders; Take control of online privacy; New robo adviser service; Walmart grocery vending machine Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 15 Jun 2017 21:00:00 -0000 full Clark Howard Topics: Apple makes driving safer; payday lenders; Take control of online privacy; New robo adviser service; Walmart grocery vending machine Topics: Apple makes driving safer; payday lenders; Take control of online privacy; New robo adviser service; Walmart grocery vending machine Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Apple makes driving safer; payday lenders; Take control of online privacy; New robo adviser service; Walmart grocery vending machine

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4331     Clark Howard 06.14.17 Topics: Fire safety advice; exorbitant prison phone call costs; Insane Sprint deal!; Amazon cash promotion; How CLUE reports affect insurance rates Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 14 Jun 2017 21:13:53 -0000 full Clark Howard Topics: Fire safety advice; exorbitant prison phone call costs; Insane Sprint deal!; Amazon cash promotion; How CLUE reports affect insurance rates Topics: Fire safety advice; exorbitant prison phone call costs; Insane Sprint deal!; Amazon cash promotion; How CLUE reports affect insurance rates Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Fire safety advice; exorbitant prison phone call costs; Insane Sprint deal!; Amazon cash promotion; How CLUE reports affect insurance rates

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4379     Clark Howard 06.13.17 Topics: Power grid threats; Deal alert!; Google's online safety course for kids; LED bulbs; Roth 401k tips Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 13 Jun 2017 20:49:40 -0000 full Clark Howard Topics: Power grid threats; Deal alert!; Google's online safety course for kids; LED bulbs; Roth 401k tips Topics: Power grid threats; Deal alert!; Google's online safety course for kids; LED bulbs; Roth 401k tips Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Power grid threats; Deal alert!; Google's online safety course for kids; LED bulbs; Roth 401k tips

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4374     Clark Howard 06.12.17 Topics: Opioid deaths; Phony patent firm; New cashless payment apps; Intelligent brake assist; Fraud alert text notifications Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 12 Jun 2017 20:59:10 -0000 full Clark Howard Topics: Opioid deaths; Phony patent firm; New cashless payment apps; Intelligent brake assist; Fraud alert text notifications Topics: Opioid deaths; Phony patent firm; New cashless payment apps; Intelligent brake assist; Fraud alert text notifications Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Opioid deaths; Phony patent firm; New cashless payment apps; Intelligent brake assist; Fraud alert text notifications

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4348     Clark Howard 06.09.17 Topics: Choosing a mechanic; New home equity scheme; Lowe's exoskeletons; Clark Stinks; Better TV picture with indoor antennas Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 09 Jun 2017 21:00:00 -0000 full Clark Howard Topics: Choosing a mechanic; New home equity scheme; Lowe's exoskeletons; Clark Stinks; Better TV picture with indoor antennas Topics: Choosing a mechanic; New home equity scheme; Lowe's exoskeletons; Clark Stinks; Better TV picture with indoor antennas Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Choosing a mechanic; New home equity scheme; Lowe's exoskeletons; Clark Stinks; Better TV picture with indoor antennas

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4286     Clark Howard 06.08.17 Topics: CA prison costs; Post office box scam; Bottled water taste test; Teen Summer jobs; Cities and suburb sprawl Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 08 Jun 2017 21:00:00 -0000 full Clark Howard Topics: CA prison costs; Post office box scam; Bottled water taste test; Teen Summer jobs; Cities and suburb sprawl Topics: CA prison costs; Post office box scam; Bottled water taste test; Teen Summer jobs; Cities and suburb sprawl Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: CA prison costs; Post office box scam; Bottled water taste test; Teen Summer jobs; Cities and suburb sprawl

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4308     Clark Howard 06.07.17 Topics: Declining interest rates; Avoiding ticket scams; Nursing home arbitration update; Used car deals Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 07 Jun 2017 21:13:08 -0000 full Clark Howard Topics: Declining interest rates; Avoiding ticket scams; Nursing home arbitration update; Used car deals Topics: Declining interest rates; Avoiding ticket scams; Nursing home arbitration update; Used car deals Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Declining interest rates; Avoiding ticket scams; Nursing home arbitration update; Used car deals

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4326     Clark Howard 06.06.17 Topics: Impressive app for cancer patients; Southwest sale; Harvard admission rescinded; Discount Amazon Prime for poor; Kids and Roths Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 06 Jun 2017 20:56:26 -0000 full Clark Howard Topics: Impressive app for cancer patients; Southwest sale; Harvard admission rescinded; Discount Amazon Prime for poor; Kids and Roths Topics: Impressive app for cancer patients; Southwest sale; Harvard admission rescinded; Discount Amazon Prime for poor; Kids and Roths Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Impressive app for cancer patients; Southwest sale; Harvard admission rescinded; Discount Amazon Prime for poor; Kids and Roths

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4351     Clark Howard 06.05.17 Topics: Recent terror event in London; Ringless voicemail; Supreme court consumer ruling; Major US energy transitions; Herbalife Learn more about your ad choices. Visit megaphone.fm/adchoices Mon, 05 Jun 2017 21:06:51 -0000 full Clark Howard Topics: Recent terror event in London; Ringless voicemail; Supreme court consumer ruling; Major US energy transitions; Herbalife Topics: Recent terror event in London; Ringless voicemail; Supreme court consumer ruling; Major US energy transitions; Herbalife Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Recent terror event in London; Ringless voicemail; Supreme court consumer ruling; Major US energy transitions; Herbalife

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4349     Clark Howard 06.02.17 Topics: Quality Time App recap; Fixing iPhones; IBM work from home rules; Clark Stinks; Financial knowledge survey  Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 02 Jun 2017 16:00:00 -0000 full Clark Howard Topics: Quality Time App recap; Fixing iPhones ; IBM work from home rules; Clark Stinks; Financial knowledge survey Topics: Quality Time App recap; Fixing iPhones; IBM work from home rules; Clark Stinks; Financial knowledge survey  Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Quality Time App recap; Fixing iPhones; IBM work from home rules; Clark Stinks; Financial knowledge survey 

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4323     Clark Howard 06.01.17 Topics: Delta face recognition tech; Contract for deed; Best places to retire; Long term care; New banking study Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 01 Jun 2017 14:30:00 -0000 full Clark Howard Topics: Delta face recognition tech; Contract for deed; Best places to retire; Long term care; New banking study Topics: Delta face recognition tech; Contract for deed; Best places to retire; Long term care; New banking study Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Delta face recognition tech; Contract for deed; Best places to retire; Long term care; New banking study

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4341     Clark Howard: 05.31.17 Topics: Mall emergency rooms; Financial adviser scams; Homeowner's insurance and credit cards; Retirement confidence; Hotel compare Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 01 Jun 2017 03:01:00 -0000 full Clark Howard Topics: Mall emergency rooms; Financial adviser scams; Homeowner's insurance and credit cards; Retirement confidence; Hotel compare Topics: Mall emergency rooms; Financial adviser scams; Homeowner's insurance and credit cards; Retirement confidence; Hotel compare Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Mall emergency rooms; Financial adviser scams; Homeowner's insurance and credit cards; Retirement confidence; Hotel compare

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4714     Clark Howard: 05.30.17 Topics: REPLAY HOURS: Fired CEO pay; Expensive pre-ripped jeans; Clark's incident with Pryex; Tax proposals and gas prices; Facial scans for life insurance Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 31 May 2017 03:01:00 -0000 full Clark Howard Topics: REPLAY HOURS: Fired CEO pay; Expensive pre-ripped jeans; Clark's incident with Pryex; Tax proposals and gas prices; Facial scans for life insurance Topics: REPLAY HOURS: Fired CEO pay; Expensive pre-ripped jeans; Clark's incident with Pryex; Tax proposals and gas prices; Facial scans for life insurance Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: REPLAY HOURS: Fired CEO pay; Expensive pre-ripped jeans; Clark's incident with Pryex; Tax proposals and gas prices; Facial scans for life insurance

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4782     Clark Howard: 05.29.17 Topics: REPLAY HOURS: Discounted movie tickets; Misbilled medical debt; Cell phones on planes; Stock market is hot; Self-driving cars on the rise Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 30 May 2017 03:01:00 -0000 full Clark Howard Topics: REPLAY HOURS: Discounted movie tickets; Misbilled medical debt; Cell phones on planes; Stock market is hot; Self-driving cars on the rise Topics: REPLAY HOURS: Discounted movie tickets; Misbilled medical debt; Cell phones on planes; Stock market is hot; Self-driving cars on the rise Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: REPLAY HOURS: Discounted movie tickets; Misbilled medical debt; Cell phones on planes; Stock market is hot; Self-driving cars on the rise

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4587     Clark Howard: 05.26.17 Topics: Lyft and Waymo; New CA autograph law; Cheap home alarm service; Clark Stinks; New trend: cafes without WiFi Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 27 May 2017 03:01:00 -0000 full Clark Howard Topics: Lyft and Waymo; New CA autograph law; Cheap home alarm service; Clark Stinks; New trend: cafes without WiFi Topics: Lyft and Waymo; New CA autograph law; Cheap home alarm service; Clark Stinks; New trend: cafes without WiFi Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Lyft and Waymo; New CA autograph law; Cheap home alarm service; Clark Stinks; New trend: cafes without WiFi

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4606     Clark Howard: 05.25.17 Topics: Restaurants using tech; Non-compete clauses; Apps help you save; Car prices on decline; Amazon selling furniture online Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 26 May 2017 03:01:00 -0000 full Clark Howard Topics: Restaurants using tech; Non-compete clauses; Apps help you save; Car prices on decline; Amazon selling furniture online Topics: Restaurants using tech; Non-compete clauses; Apps help you save; Car prices on decline; Amazon selling furniture online Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Restaurants using tech; Non-compete clauses; Apps help you save; Car prices on decline; Amazon selling furniture online

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4417     Clark Howard: 05.24.17 Topics: New services will buy your home; $400 t shirts!; Military appreciation; Google tracking your purchases; Fruit juice and kids Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 25 May 2017 03:01:00 -0000 full Clark Howard Topics: New services will buy your home; $400 t shirts!; Military appreciation; Google tracking your purchases; Fruit juice and kids Topics: New services will buy your home; $400 t shirts!; Military appreciation; Google tracking your purchases; Fruit juice and kids Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: New services will buy your home; $400 t shirts!; Military appreciation; Google tracking your purchases; Fruit juice and kids

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4517     Clark Howard: 05.23.17 Topics: AT&T major customer service issues; Lawsuit against Hersheys over slack fill; Fiduciary law update; Visa gift card issues; Ooma offers home security Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 24 May 2017 03:01:00 -0000 full Clark Howard Topics: AT&T major customer service issues; Lawsuit against Hersheys over slack fill; Fiduciary law update; Visa gift card issues; Ooma offers home security Topics: AT&T major customer service issues; Lawsuit against Hersheys over slack fill; Fiduciary law update; Visa gift card issues; Ooma offers home security Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: AT&T major customer service issues; Lawsuit against Hersheys over slack fill; Fiduciary law update; Visa gift card issues; Ooma offers home security

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4534     Clark Howard: 05.22.17 Topics: States combatting drug prices; Payday installment loans; Google job search; Small business lending; Facebook sextortion Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 23 May 2017 03:01:00 -0000 full Clark Howard Topics: States combatting drug prices; Payday installment loans; Google job search; Small business lending; Facebook sextortion Topics: States combatting drug prices; Payday installment loans; Google job search; Small business lending; Facebook sextortion Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: States combatting drug prices; Payday installment loans; Google job search; Small business lending; Facebook sextortion

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4543     Clark Howard: 05.19.17 Topics: Calorie counts; Debt levels are out of control; New: Facebook requesting donations; Clark Stinks; Cell phone news Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 20 May 2017 03:01:00 -0000 full Clark Howard Topics: Calorie counts; Debt levels are out of control; New: Facebook requesting donations; Clark Stinks; Cell phone news Topics: Calorie counts; Debt levels are out of control; New: Facebook requesting donations; Clark Stinks; Cell phone news Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Calorie counts; Debt levels are out of control; New: Facebook requesting donations; Clark Stinks; Cell phone news

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4540     Clark Howard: 05.18.17 Topics: Narrow insurance policies; Ponzi scheme tycoon; AirBnb booking advice; Student loans could result in home loss; TV companies mining data Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 19 May 2017 03:01:00 -0000 full Clark Howard Topics: Narrow insurance policies; Ponzi scheme tycoon; AirBnb booking advice; Student loans could result in home loss; TV companies mining data Topics: Narrow insurance policies; Ponzi scheme tycoon; AirBnb booking advice; Student loans could result in home loss; TV companies mining data Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Narrow insurance policies; Ponzi scheme tycoon; AirBnb booking advice; Student loans could result in home loss; TV companies mining data

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4429     Clark Howard: 05.17.17 Topics: AT&T's major issues; Republic Wireless & Costco deal; Don't post this on Facebook; Really old debt can haunt you; New Amazon kids tablet Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 18 May 2017 03:01:00 -0000 full Clark Howard Topics: AT&T's major issues; Republic Wireless & Costco deal; Don't post this on Facebook; Really old debt can haunt you; New Amazon kids tablet Topics: AT&T's major issues; Republic Wireless & Costco deal; Don't post this on Facebook; Really old debt can haunt you; New Amazon kids tablet Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: AT&T's major issues; Republic Wireless & Costco deal; Don't post this on Facebook; Really old debt can haunt you; New Amazon kids tablet

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4555     Clark Howard: 05.16.17 Topics: Clark discusses his most recent medical difficulty; Sunscreen in schools; Bitcoin bubble; Discont grocer Lidl launching; Graduate wages and car mistakes Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 17 May 2017 03:01:00 -0000 full Clark Howard Topics: Clark discusses his most recent medical difficulty; Sunscreen in schools; Bitcoin bubble; Discont grocer Lidl launching; Graduate wages and car mistakes Topics: Clark discusses his most recent medical difficulty; Sunscreen in schools; Bitcoin bubble; Discont grocer Lidl launching; Graduate wages and car mistakes Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark discusses his most recent medical difficulty; Sunscreen in schools; Bitcoin bubble; Discont grocer Lidl launching; Graduate wages and car mistakes

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4540     Clark Howard: 05.15.17 Topics: Cyber attack; Hospitals using liens against patients; Ring doorbell prevents break-ins; TN free college; Tesla solar roof Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 16 May 2017 03:01:00 -0000 full Clark Howard Topics: Cyber attack; Hospitals using liens against patients; Ring doorbell prevents break-ins; TN free college; Tesla solar roof Topics: Cyber attack; Hospitals using liens against patients; Ring doorbell prevents break-ins; TN free college; Tesla solar roof Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Cyber attack; Hospitals using liens against patients; Ring doorbell prevents break-ins; TN free college; Tesla solar roof

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4540     Clark Howard: 05.12.17 Topics: Indie hotels; Auto lender fined for debt collection against military; YouTube fitness; Clark Stinks; Airline satisfaction Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 13 May 2017 03:01:00 -0000 full Clark Howard Topics: Indie hotels; Auto lender fined for debt collection against military; YouTube fitness; Clark Stinks; Airline satisfaction Topics: Indie hotels; Auto lender fined for debt collection against military; YouTube fitness; Clark Stinks; Airline satisfaction Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Indie hotels; Auto lender fined for debt collection against military; YouTube fitness; Clark Stinks; Airline satisfaction

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4517     Clark Howard: 05.11.17 Topics: Clark cancer update; LAX fancy airport suite; Student loans affect mortgages; Middle class shrinking; Savings accounts Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 12 May 2017 03:01:00 -0000 full Clark Howard Topics: Clark cancer update; LAX fancy airport suite; Student loans affect mortgages; Middle class shrinking; Savings accounts Topics: Clark cancer update; LAX fancy airport suite; Student loans affect mortgages; Middle class shrinking; Savings accounts Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark cancer update; LAX fancy airport suite; Student loans affect mortgages; Middle class shrinking; Savings accounts

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4383     Clark Howard: 05.10.17 Topics: Net neutrality; Fake brain pills; Dating and your credit score; Comcast aims to protect internet devices; Rapidly changing gas prices Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 11 May 2017 03:01:00 -0000 full Clark Howard Topics: Net neutrality; Fake brain pills; Dating and your credit score; Comcast aims to protect internet devices; Rapidly changing gas prices Topics: Net neutrality; Fake brain pills; Dating and your credit score; Comcast aims to protect internet devices; Rapidly changing gas prices Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Net neutrality; Fake brain pills; Dating and your credit score; Comcast aims to protect internet devices; Rapidly changing gas prices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4612     Clark Howard: 05.09.17 Topics: Warren Buffet on healthcare; Department of education major issues; Spirit airlines debacle; Amazon Echo Show; GoodRx updates save you money Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 10 May 2017 03:01:00 -0000 full Clark Howard Topics: Warren Buffet on healthcare; Department of education major issues; Spirit airlines debacle; Amazon Echo Show; GoodRx updates save you money Topics: Warren Buffet on healthcare; Department of education major issues; Spirit airlines debacle; Amazon Echo Show; GoodRx updates save you money Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Warren Buffet on healthcare; Department of education major issues; Spirit airlines debacle; Amazon Echo Show; GoodRx updates save you money

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4591     Clark Howard: 05.08.17 Topics: Morgan Stanley ditches Vanguard; Scam fundraising on GoFundMe; 3D printing now saving lives; Employment picture looking rosy; Facebook makes you sad Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 09 May 2017 03:01:00 -0000 full Clark Howard Topics: Morgan Stanley ditches Vanguard; Scam fundraising on GoFundMe; 3D printing now saving lives; Employment picture looking rosy; Facebook makes you sad Topics: Morgan Stanley ditches Vanguard; Scam fundraising on GoFundMe; 3D printing now saving lives; Employment picture looking rosy; Facebook makes you sad Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Morgan Stanley ditches Vanguard; Scam fundraising on GoFundMe; 3D printing now saving lives; Employment picture looking rosy; Facebook makes you sad

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4604     Clark Howard: 05.05.17 Topics: How to spot secure websites; Kids and codeine FDA warning; New streaming site Pureflix; Clark Stinks; Mattress shopping Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 06 May 2017 03:01:00 -0000 full Clark Howard Topics: How to spot secure websites; Kids and codeine FDA warning; New streaming site Pureflix; Clark Stinks; Mattress shopping Topics: How to spot secure websites; Kids and codeine FDA warning; New streaming site Pureflix; Clark Stinks; Mattress shopping Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: How to spot secure websites; Kids and codeine FDA warning; New streaming site Pureflix; Clark Stinks; Mattress shopping

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4432     Clark Howard: 05.04.17 Topics: REPLAY HOUR Retirement accounts that stink; New phone scam; Block unwanted spam texts and calls; Changes in the movie biz; Geriatric social workers Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 05 May 2017 03:01:00 -0000 full Clark Howard Topics: REPLAY HOUR Retirement accounts that stink; New phone scam; Block unwanted spam texts and calls; Changes in the movie biz; Geriatric social workers Topics: REPLAY HOUR Retirement accounts that stink; New phone scam; Block unwanted spam texts and calls; Changes in the movie biz; Geriatric social workers Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: REPLAY HOUR Retirement accounts that stink; New phone scam; Block unwanted spam texts and calls; Changes in the movie biz; Geriatric social workers

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4556     Clark Howard: 05.03.17 Topics: Puerto Rico's bankruptcy; The downside of automatic bill-pay; 5G is coming; How to ditch fake Amazon reviews; new Hulu pay TV option Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 04 May 2017 03:01:00 -0000 full Clark Howard Topics: Puerto Rico's bankruptcy; The downside of automatic bill-pay; 5G is coming; How to ditch fake Amazon reviews; new Hulu pay TV option Topics: Puerto Rico's bankruptcy; The downside of automatic bill-pay; 5G is coming; How to ditch fake Amazon reviews; new Hulu pay TV option Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Puerto Rico's bankruptcy; The downside of automatic bill-pay; 5G is coming; How to ditch fake Amazon reviews; new Hulu pay TV option

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4558     Clark Howard: 05.02.17 Topics: Coal usage going down; Merchandise shipping scam; Booking hotels by the minutes; Condo values; Running and longevity Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 03 May 2017 03:01:00 -0000 full Clark Howard Topics: Coal usage going down; Merchandise shipping scam; Booking hotels by the minutes; Condo values; Running and longevity Topics: Coal usage going down; Merchandise shipping scam; Booking hotels by the minutes; Condo values; Running and longevity Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Coal usage going down; Merchandise shipping scam; Booking hotels by the minutes; Condo values; Running and longevity

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4592     Clark Howard: 05.01.17 Topics: Debt crisis in America; Fake Yelp reviewer busted; Clark discusses 23andMe experience; Cybersecurity jobs; Wedding gifts to give and wedding insurance Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 02 May 2017 03:01:00 -0000 full Clark Howard Topics: Debt crisis in America; Fake Yelp reviewer busted; Clark discusses 23andMe experience; Cybersecurity jobs; Wedding gifts to give and wedding insurance Topics: Debt crisis in America; Fake Yelp reviewer busted; Clark discusses 23andMe experience; Cybersecurity jobs; Wedding gifts to give and wedding insurance Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Debt crisis in America; Fake Yelp reviewer busted; Clark discusses 23andMe experience; Cybersecurity jobs; Wedding gifts to give and wedding insurance

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4607     Clark Howard: 04.28.17 Topics: Solar update; Watch out: elderly rip-offs; Robot delivery; Clark Stinks; Tricks to help you save more Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 29 Apr 2017 03:01:00 -0000 full Clark Howard Topics: Solar update; Watch out: elderly rip-offs; Robot delivery; Clark Stinks; Tricks to help you save more Topics: Solar update; Watch out: elderly rip-offs; Robot delivery; Clark Stinks; Tricks to help you save more Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Solar update; Watch out: elderly rip-offs; Robot delivery; Clark Stinks; Tricks to help you save more

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4425     Clark Howard: 04.27.17 Topics: Beef prices; Phoneline hackers; New cool Roku update; Affordable tiny apartments and pod homes; Schools should start later Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 28 Apr 2017 03:01:00 -0000 full Clark Howard Topics: Beef prices; Phoneline hackers; New cool Roku update; Affordable tiny apartments and pod homes; Schools should start later Topics: Beef prices; Phoneline hackers; New cool Roku update; Affordable tiny apartments and pod homes; Schools should start later Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Beef prices; Phoneline hackers; New cool Roku update; Affordable tiny apartments and pod homes; Schools should start later

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4465     Clark Howard: 04.26.17 Topics: Executive compensation; $425 muddy jeans from Nordstrom; Clark's Pyrex explosion update; Trump's tax proposal and gas prices; Getting life insurance to get easier and creepier Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 27 Apr 2017 03:01:00 -0000 full Clark Howard Topics: Executive compensation; $425 muddy jeans from Nordstrom; Clark's Pyrex explosion update; Trump's tax proposal and gas prices; Getting life insurance to get easier and creepier Topics: Executive compensation; $425 muddy jeans from Nordstrom; Clark's Pyrex explosion update; Trump's tax proposal and gas prices; Getting life insurance to get easier and creepier Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Executive compensation; $425 muddy jeans from Nordstrom; Clark's Pyrex explosion update; Trump's tax proposal and gas prices; Getting life insurance to get easier and creepier

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4449     Clark Howard: 04.25.17 Topics: Clark's Pyrex explosion; Russian hacker sentenced; Uber's underhanded tactics; Stock market hits record highs; Google Waymo launches in Phoenix Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 26 Apr 2017 03:01:00 -0000 full Clark Howard Topics: Clark's Pyrex explosion; Russian hacker sentenced; Uber's underhanded tactics; Stock market hits record highs; Google Waymo launches in Phoenix Topics: Clark's Pyrex explosion; Russian hacker sentenced; Uber's underhanded tactics; Stock market hits record highs; Google Waymo launches in Phoenix Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark's Pyrex explosion; Russian hacker sentenced; Uber's underhanded tactics; Stock market hits record highs; Google Waymo launches in Phoenix

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4430     Clark Howard: 04.24.17 Topics: New IRS debt collection practices; CFPB sues mortgage lender; Walmart grocery price competition; Dirt cheap car rentals; New Mastercard with fingerprint reader Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 25 Apr 2017 03:01:00 -0000 full Clark Howard Topics: New IRS debt collection practices; CFPB sues mortgage lender; Walmart grocery price competition; Dirt cheap car rentals; New Mastercard with fingerprint reader Topics: New IRS debt collection practices; CFPB sues mortgage lender; Walmart grocery price competition; Dirt cheap car rentals; New Mastercard with fingerprint reader Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: New IRS debt collection practices; CFPB sues mortgage lender; Walmart grocery price competition; Dirt cheap car rentals; New Mastercard with fingerprint reader

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4428     Clark Howard: 04.21.17 Topics: Discount movie theatre websites; Misbilled medical debt; Cell phones on planes; Clark Stinks; Groceries Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 22 Apr 2017 03:01:00 -0000 full Clark Howard Topics: Discount movie theatre websites; Misbilled medical debt; Cell phones on planes; Clark Stinks; Groceries Topics: Discount movie theatre websites; Misbilled medical debt; Cell phones on planes; Clark Stinks; Groceries Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Discount movie theatre websites; Misbilled medical debt; Cell phones on planes; Clark Stinks; Groceries

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4463     Clark Howard: 04.20.17 Topics: Spring cleaning; Russian spamster busted; Tesla is way overvalued; HOA warnings; Make your phone battery last longer Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 21 Apr 2017 03:01:00 -0000 full Clark Howard Topics: Spring cleaning; Russian spamster busted; Tesla is way overvalued; HOA warnings; Make your phone battery last longer Topics: Spring cleaning; Russian spamster busted; Tesla is way overvalued; HOA warnings; Make your phone battery last longer Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Spring cleaning; Russian spamster busted; Tesla is way overvalued; HOA warnings; Make your phone battery last longer

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4455     Clark Howard: 04.19.17 Topics: Clark's staff tests a new dollar store razor; Mother's day deals now; Vets being sent to minute clinics; Overbooking flights; The immediate future of mortgage rates Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 20 Apr 2017 03:01:00 -0000 full Clark Howard Topics: Clark's staff tests a new dollar store razor; Mother's day deals now; Vets being sent to minute clinics; Overbooking flights; The immediate future of mortgage rates Topics: Clark's staff tests a new dollar store razor; Mother's day deals now; Vets being sent to minute clinics; Overbooking flights; The immediate future of mortgage rates Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark's staff tests a new dollar store razor; Mother's day deals now; Vets being sent to minute clinics; Overbooking flights; The immediate future of mortgage rates

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4466     Clark Howard: 04.18.17 Topics: Less travel into US means better travel deals; tax day deals; Where your tax money goes; Net neutrality update; Clark profiles the new Chevy Bolt Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 19 Apr 2017 03:01:00 -0000 full Clark Howard Topics: Less travel into US means better travel deals; tax day deals; Where your tax money goes; Net neutrality update; Clark profiles the new Chevy Bolt Topics: Less travel into US means better travel deals; tax day deals; Where your tax money goes; Net neutrality update; Clark profiles the new Chevy Bolt Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Less travel into US means better travel deals; tax day deals; Where your tax money goes; Net neutrality update; Clark profiles the new Chevy Bolt

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4471     Clark Howard: 04.17.17 Topics: Rich people cars; Negative option billing; TV ratings and how to shop; Waze app; Bank fees hit a milestone Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 18 Apr 2017 03:01:00 -0000 full Clark Howard Topics: Rich people cars; Negative option billing; TV ratings and how to shop; Waze app; Bank fees hit a milestone Topics: Rich people cars; Negative option billing; TV ratings and how to shop; Waze app; Bank fees hit a milestone Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Rich people cars; Negative option billing; TV ratings and how to shop; Waze app; Bank fees hit a milestone

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4443     Clark Howard: 04.14.17 Topics: Buying stocks on margin; Wells Fargo update; High paying in demand jobs; Clark Stinks; Cell phone stores vs dealer stores Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 15 Apr 2017 03:01:00 -0000 full Clark Howard Topics: Buying stocks on margin; Wells Fargo update; High paying in demand jobs; Clark Stinks; Cell phone stores vs dealer stores Topics: Buying stocks on margin; Wells Fargo update; High paying in demand jobs; Clark Stinks; Cell phone stores vs dealer stores Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Buying stocks on margin; Wells Fargo update; High paying in demand jobs; Clark Stinks; Cell phone stores vs dealer stores

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4374     Clark Howard: 04.13.17 Topics: Bidding on apartments; Student loan providers work against you; Car prices differ by zip code; Mesh wireless routers; 401k leakage is major problem Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 14 Apr 2017 03:01:00 -0000 full Clark Howard Topics: Bidding on apartments; Student loan providers work against you; Car prices differ by zip code; Mesh wireless routers; 401k leakage is major problem Topics: Bidding on apartments; Student loan providers work against you; Car prices differ by zip code; Mesh wireless routers; 401k leakage is major problem Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Bidding on apartments; Student loan providers work against you; Car prices differ by zip code; Mesh wireless routers; 401k leakage is major problem

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4395     Clark Howard: 04.12.17 Topics: Walmart discounts in-store pickups; FTC scammer; Restaurant calorie counts; Chromebooks on the rise; New prostate cancer screening guidelines Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 13 Apr 2017 03:01:00 -0000 full Clark Howard Topics: Walmart discounts in-store pickups; FTC scammer; Restaurant calorie counts; Chromebooks on the rise; New prostate cancer screening guidelines Topics: Walmart discounts in-store pickups; FTC scammer; Restaurant calorie counts; Chromebooks on the rise; New prostate cancer screening guidelines Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Walmart discounts in-store pickups; FTC scammer; Restaurant calorie counts; Chromebooks on the rise; New prostate cancer screening guidelines

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4427     Clark Howard: 04.11.17 Topics: United Airlines follow-up; IRS scam bust; Important tax info; Flood insurance; New smartphone privacy concerns Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 12 Apr 2017 03:01:00 -0000 full Clark Howard Topics: United Airlines follow-up; IRS scam bust; Important tax info; Flood insurance; New smartphone privacy concerns Topics: United Airlines follow-up; IRS scam bust; Important tax info; Flood insurance; New smartphone privacy concerns Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: United Airlines follow-up; IRS scam bust; Important tax info; Flood insurance; New smartphone privacy concerns

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4411     Clark Howard: 04.10.17 Topics: United drags man off airplane; Wells Fargo report; Updates on HHGregg gift cards and warranties; Fiduciary rule update; Free college tuition in NY Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 11 Apr 2017 03:01:00 -0000 full Clark Howard Topics: United drags man off airplane; Wells Fargo report; Updates on HHGregg gift cards and warranties; Fiduciary rule update; Free college tuition in NY Topics: United drags man off airplane; Wells Fargo report; Updates on HHGregg gift cards and warranties; Fiduciary rule update; Free college tuition in NY Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: United drags man off airplane; Wells Fargo report; Updates on HHGregg gift cards and warranties; Fiduciary rule update; Free college tuition in NY

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4421     Clark Howard: 04.07.17 Topics: College in prison; Annuities; Apps that stop spam callers; Medicare and Social Security harm America's future; Planning a wedding quickly and cheaply Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 08 Apr 2017 03:01:00 -0000 full Clark Howard Topics: College in prison; Annuities; Apps that stop spam callers; Medicare and Social Security harm America's future; Planning a wedding quickly and cheaply Topics: College in prison; Annuities; Apps that stop spam callers; Medicare and Social Security harm America's future; Planning a wedding quickly and cheaply Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: College in prison; Annuities; Apps that stop spam callers; Medicare and Social Security harm America's future; Planning a wedding quickly and cheaply

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4436     Clark Howard: 04.06.17 Topics: Asking for fee reductions works; Harbor freight fake sales; Google maps tracking; Age discrimination when hiring; Restaurants in grocery stores Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 07 Apr 2017 03:01:00 -0000 full Clark Howard Topics: Asking for fee reductions works; Harbor freight fake sales; Google maps tracking; Age discrimination when hiring; Restaurants in grocery stores Topics: Asking for fee reductions works; Harbor freight fake sales; Google maps tracking; Age discrimination when hiring; Restaurants in grocery stores Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Asking for fee reductions works; Harbor freight fake sales; Google maps tracking; Age discrimination when hiring; Restaurants in grocery stores

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4428     Clark Howard: 04.05.17 Topics: T Mobile changed an industry; Student loan forgiveness lawsuit; Wells Fargo small business issues; Watch out for home improvement loans; Uber missteps Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 06 Apr 2017 03:01:00 -0000 full Clark Howard Topics: T Mobile changed an industry; Student loan forgiveness lawsuit; Wells Fargo small business issues; Watch out for home improvement loans; Uber missteps Topics: T Mobile changed an industry; Student loan forgiveness lawsuit; Wells Fargo small business issues; Watch out for home improvement loans; Uber missteps Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: T Mobile changed an industry; Student loan forgiveness lawsuit; Wells Fargo small business issues; Watch out for home improvement loans; Uber missteps

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4461     Clark Howard: 04.04.17 Topics: The best cheap razor out there; Man suing Verizon for fraud; State Farm responds to Clark; UPS Saturday delivery; Medicare card scams Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 05 Apr 2017 03:01:00 -0000 full Clark Howard Topics: The best cheap razor out there; Man suing Verizon for fraud; State Farm responds to Clark; UPS Saturday delivery; Medicare card scams Topics: The best cheap razor out there; Man suing Verizon for fraud; State Farm responds to Clark; UPS Saturday delivery; Medicare card scams Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The best cheap razor out there; Man suing Verizon for fraud; State Farm responds to Clark; UPS Saturday delivery; Medicare card scams

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4431     Clark Howard: 04.03.17 Topics: IRS using contractors; Insurance companies underhanded tactics; Major privacy concerns; small businesses need workers; employers putting chips in employees Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 04 Apr 2017 03:01:00 -0000 full Clark Howard Topics: IRS using contractors; Insurance companies underhanded tactics; Major privacy concerns; small businesses need workers; employers putting chips in employees Topics: IRS using contractors; Insurance companies underhanded tactics; Major privacy concerns; small businesses need workers; employers putting chips in employees Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: IRS using contractors; Insurance companies underhanded tactics; Major privacy concerns; small businesses need workers; employers putting chips in employees

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4512     Clark Howard: 03.31.17 Topics: Shipping container homes; List prices widely misused; Skipping lines at theme parks; Clark Stinks; Background check yourself free Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 01 Apr 2017 03:01:00 -0000 full Clark Howard Topics: Shipping container homes; List prices widely misused; Skipping lines at theme parks; Clark Stinks; Background check yourself free Topics: Shipping container homes; List prices widely misused; Skipping lines at theme parks; Clark Stinks; Background check yourself free Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Shipping container homes; List prices widely misused; Skipping lines at theme parks; Clark Stinks; Background check yourself free

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4337     Clark Howard: 03.30.17 Topics: Too much retail space in America; car spotting; college kids are optimistic; getting storage space back on your phone; Costco golf balls Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 31 Mar 2017 03:01:00 -0000 full Clark Howard Topics: Too much retail space in America; car spotting; college kids are optimistic; getting storage space back on your phone; Costco golf balls Topics: Too much retail space in America; car spotting; college kids are optimistic; getting storage space back on your phone; Costco golf balls Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Too much retail space in America; car spotting; college kids are optimistic; getting storage space back on your phone; Costco golf balls

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4338     Clark Howard: 03.29.17 Topics: Slick illiquid investing creates tax issues; HHS phone scam; block unwanted spam; movie business changing; Geriatric social workers Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 30 Mar 2017 03:01:00 -0000 full Clark Howard Topics: Slick illiquid investing creates tax issues; HHS phone scam; block unwanted spam; movie business changing; Geriatric social workers Topics: Slick illiquid investing creates tax issues; HHS phone scam; block unwanted spam; movie business changing; Geriatric social workers Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Slick illiquid investing creates tax issues; HHS phone scam; block unwanted spam; movie business changing; Geriatric social workers

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4387     Clark Howard: 03.28.17 Topics: USPS informed delivery; the Pink tax; shopping for health procedures; new/used car pricing trends; Venmo goes beyond P2P Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 29 Mar 2017 03:01:00 -0000 full Clark Howard Topics: USPS informed delivery; the Pink tax; shopping for health procedures; new/used car pricing trends; Venmo goes beyond P2P Topics: USPS informed delivery; the Pink tax; shopping for health procedures; new/used car pricing trends; Venmo goes beyond P2P Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: USPS informed delivery; the Pink tax; shopping for health procedures; new/used car pricing trends; Venmo goes beyond P2P

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4424     Clark Howard: 03.27.17 Topics: Healthcare and the stock market; Experian fake scores; United boots yoga pants; Robot revolution; Important new privacy bill major cause for concern Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 Mar 2017 03:01:00 -0000 full Clark Howard Topics: Healthcare and the stock market; Experian fake scores; United boots yoga pants; Robot revolution; Important new privacy bill major cause for concern Topics: Healthcare and the stock market; Experian fake scores; United boots yoga pants; Robot revolution; Important new privacy bill major cause for concern Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Healthcare and the stock market; Experian fake scores; United boots yoga pants; Robot revolution; Important new privacy bill major cause for concern

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4421     Clark Howard: 03.24.17 Topics: Wellness buildings; Labor surcharge at restaurants; Rental car rip-offs; Clark Stinks; Having a plan when your kids are in a sticky situation Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 25 Mar 2017 03:01:00 -0000 full Clark Howard Topics: Wellness buildings; Labor surcharge at restaurants; Rental car rip-offs; Clark Stinks; Having a plan when your kids are in a sticky situation Topics: Wellness buildings; Labor surcharge at restaurants; Rental car rip-offs; Clark Stinks; Having a plan when your kids are in a sticky situation Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Wellness buildings; Labor surcharge at restaurants; Rental car rip-offs; Clark Stinks; Having a plan when your kids are in a sticky situation

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4423     Clark Howard: 03.23.17 Topics: Student loan defaults; 24 hour days for new doctors; AirBnb warning; Answering job interview questions; Pandora and other music services Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 Mar 2017 03:01:00 -0000 full Clark Howard Topics: Student loan defaults; 24 hour days for new doctors; AirBnb warning; Answering job interview questions; Pandora and other music services Topics: Student loan defaults; 24 hour days for new doctors; AirBnb warning; Answering job interview questions; Pandora and other music services Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Student loan defaults; 24 hour days for new doctors; AirBnb warning; Answering job interview questions; Pandora and other music services

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4453     Clark Howard: 03.22.17 Topics: Cable channels dying off; FDA goes after dietary supplement company; 2017 data breaches; duct cleaning; Wells Fargo cell phone ATM's Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Mar 2017 03:01:00 -0000 full Clark Howard Topics: Cable channels dying off; FDA goes after dietary supplement company; 2017 data breaches; duct cleaning; Wells Fargo cell phone ATM's Topics: Cable channels dying off; FDA goes after dietary supplement company; 2017 data breaches; duct cleaning; Wells Fargo cell phone ATM's Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Cable channels dying off; FDA goes after dietary supplement company; 2017 data breaches; duct cleaning; Wells Fargo cell phone ATM's

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4413     Clark Howard: 03.21.17 Topics: Electronics ban; email tax scam; Bitcoin troubles; Subscription car plans; Google family link Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 Mar 2017 03:01:00 -0000 full Clark Howard Topics: Electronics ban; email tax scam; Bitcoin troubles; Subscription car plans; Google family link Topics: Electronics ban; email tax scam; Bitcoin troubles; Subscription car plans; Google family link Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Electronics ban; email tax scam; Bitcoin troubles; Subscription car plans; Google family link

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4518     Clark Howard: 03.20.17 Topics: Fast food apps; Rx pharmacy kickbacks; Streamloan mortgage lender; Knowing what is in a contract; Oil prices Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Mar 2017 03:01:00 -0000 full Clark Howard Topics: Fast food apps; Rx pharmacy kickbacks; Streamloan mortgage lender; Knowing what is in a contract; Oil prices Topics: Fast food apps; Rx pharmacy kickbacks; Streamloan mortgage lender; Knowing what is in a contract; Oil prices Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Fast food apps; Rx pharmacy kickbacks; Streamloan mortgage lender; Knowing what is in a contract; Oil prices

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4463     Clark Howard: 03.17.17 Topics: AT&T flying COW; imposter fraud; Most reliable used cars; Clark Stinks; Suburban home values Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 18 Mar 2017 03:01:00 -0000 full Clark Howard Topics: AT&T flying COW; imposter fraud; Most reliable used cars; Clark Stinks; Suburban home values Topics: AT&T flying COW; imposter fraud; Most reliable used cars; Clark Stinks; Suburban home values Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: AT&T flying COW; imposter fraud; Most reliable used cars; Clark Stinks; Suburban home values

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4401     Clark Howard: 03.16.17 Topics: Clark smart burials; Watch our for skimmers; Antibiotics and kids; Insurance companies not paying out; Survey says!; Lenders spying on you Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Mar 2017 03:01:00 -0000 full Clark Howard Topics: Clark smart burials; Watch our for skimmers; Antibiotics and kids; Insurance companies not paying out; Survey says!; Lenders spying on you Topics: Clark smart burials; Watch our for skimmers; Antibiotics and kids; Insurance companies not paying out; Survey says!; Lenders spying on you Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Clark smart burials; Watch our for skimmers; Antibiotics and kids; Insurance companies not paying out; Survey says!; Lenders spying on you

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4411     Clark Howard: 03.15.17 Topics: Artificial chicken + 3D printing medical; Clark deals; Malls tracking customers; Vehicle warranty scam; Federal reserve raises interest rates Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 16 Mar 2017 03:01:00 -0000 full Clark Howard Topics: Artificial chicken + 3D printing medical; Clark deals; Malls tracking customers; Vehicle warranty scam; Federal reserve raises interest rates Topics: Artificial chicken + 3D printing medical; Clark deals; Malls tracking customers; Vehicle warranty scam; Federal reserve raises interest rates Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Artificial chicken + 3D printing medical; Clark deals; Malls tracking customers; Vehicle warranty scam; Federal reserve raises interest rates

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4430     Clark Howard: 03.14.17 Topics: Online shopping decreasing?; Getting groceries at drugstores; Smartphone addiction; IPO warnings; New healthcare proposal Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 Mar 2017 03:01:00 -0000 full Clark Howard Topics: Online shopping decreasing?; Getting groceries at drugstores; Smartphone addiction; IPO warnings; New healthcare proposal Topics: Online shopping decreasing?; Getting groceries at drugstores; Smartphone addiction; IPO warnings; New healthcare proposal Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Online shopping decreasing?; Getting groceries at drugstores; Smartphone addiction; IPO warnings; New healthcare proposal

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4434     Clark Howard: 03.13.17 Topics: IRS reducing ID theft; Taking vacations on borrowed money; New FICO score rules; The Waze effect on neighborhoods; Bank fees continue to rise Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Mar 2017 03:01:00 -0000 full Clark Howard Topics: IRS reducing ID theft; Taking vacations on borrowed money; New FICO score rules; The Waze effect on neighborhoods; Bank fees continue to rise Topics: IRS reducing ID theft; Taking vacations on borrowed money; New FICO score rules; The Waze effect on neighborhoods; Bank fees continue to rise Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: IRS reducing ID theft; Taking vacations on borrowed money; New FICO score rules; The Waze effect on neighborhoods; Bank fees continue to rise

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4382     Clark Howard: 03.10.17 Topics: Rich people cars; negative option billing; What TV brands to consider; Clark Stinks; Real estate prices further out from city Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 11 Mar 2017 04:01:00 -0000 full Clark Howard Topics: Rich people cars; negative option billing; What TV brands to consider; Clark Stinks; Real estate prices further out from city Topics: Rich people cars; negative option billing; What TV brands to consider; Clark Stinks; Real estate prices further out from city Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Rich people cars; negative option billing; What TV brands to consider; Clark Stinks; Real estate prices further out from city

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4528     Clark Howard: 03.09.17 Topics: asking for a discount; publisher's clearing house scam; using hotspot for home internet; finding money on the ground; home repairs you should consider Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 Mar 2017 04:01:00 -0000 full Clark Howard Topics: asking for a discount; publisher's clearing house scam; using hotspot for home internet; finding money on the ground; home repairs you should consider Topics: asking for a discount; publisher's clearing house scam; using hotspot for home internet; finding money on the ground; home repairs you should consider Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: asking for a discount; publisher's clearing house scam; using hotspot for home internet; finding money on the ground; home repairs you should consider

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4449     Clark Howard: 03.08.17 Topics: Company helps businesses connect; sugary drinks for kids; elderly student loans; grocery store choice; small biz cash on hand Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 09 Mar 2017 04:01:00 -0000 full Clark Howard Topics: Company helps businesses connect; sugary drinks for kids; elderly student loans; grocery store choice; small biz cash on hand Topics: Company helps businesses connect; sugary drinks for kids; elderly student loans; grocery store choice; small biz cash on hand Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Company helps businesses connect; sugary drinks for kids; elderly student loans; grocery store choice; small biz cash on hand

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4400     Clark Howard: 03.07.17 Topics: REPLAY SHOW Ice cream thieves; dating website scams; Job information; TX energy innovations; Larger houses not selling Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 08 Mar 2017 04:01:00 -0000 full Clark Howard Topics: REPLAY SHOW Ice cream thieves; dating website scams; Job information; TX energy innovations; Larger houses not selling Topics: REPLAY SHOW Ice cream thieves; dating website scams; Job information; TX energy innovations; Larger houses not selling Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: REPLAY SHOW Ice cream thieves; dating website scams; Job information; TX energy innovations; Larger houses not selling

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4410     Clark Howard: 03.06.17 Topics: tightening loan standards; retirement savings; skin cancer apps; bidding for good; credit card trends Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 07 Mar 2017 04:01:00 -0000 full Clark Howard Topics: tightening loan standards; retirement savings; skin cancer apps; bidding for good; credit card trends Topics: tightening loan standards; retirement savings; skin cancer apps; bidding for good; credit card trends Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: tightening loan standards; retirement savings; skin cancer apps; bidding for good; credit card trends

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4478     Clark Howard: 03.03.17 Topics: Non-dentist performing dental procedures; Not saving for retirement; Google Fiber; Clark Stinks; Rocket mortgage and Redfin Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 04 Mar 2017 04:01:00 -0000 full Clark Howard Topics: Non-dentist performing dental procedures; Not saving for retirement; Google Fiber; Clark Stinks; Rocket mortgage and Redfin Topics: Non-dentist performing dental procedures; Not saving for retirement; Google Fiber; Clark Stinks; Rocket mortgage and Redfin Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Non-dentist performing dental procedures; Not saving for retirement; Google Fiber; Clark Stinks; Rocket mortgage and Redfin

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     3270     Clark Howard: 03.02.17 Topics: Gen X life spans; No fault accidents see rate increases; Self-repair screen kits; AI home phone; The future of apartment rents Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 03 Mar 2017 04:01:00 -0000 full Clark Howard Topics: Gen X life spans; No fault accidents see rate increases; Self-repair screen kits; AI home phone; The future of apartment rents Topics: Gen X life spans; No fault accidents see rate increases; Self-repair screen kits; AI home phone; The future of apartment rents Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Gen X life spans; No fault accidents see rate increases; Self-repair screen kits; AI home phone; The future of apartment rents

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4406     Clark Howard: 03.01.17 Topics: Amazon breaks the internet; Samsung washer debacle; YouTube TV announced; Uber CEO issues; Investment commission cuts Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 02 Mar 2017 04:01:00 -0000 full Clark Howard Topics: Amazon breaks the internet; Samsung washer debacle; YouTube TV announced; Uber CEO issues; Investment commission cuts Topics: Amazon breaks the internet; Samsung washer debacle; YouTube TV announced; Uber CEO issues; Investment commission cuts Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Amazon breaks the internet; Samsung washer debacle; YouTube TV announced; Uber CEO issues; Investment commission cuts

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4427     Clark Howard: 02.28.17 Topics: Coding boot camps; GM legislation un-American; the future of Space tourism; Customer satisfaction index; YouTube and Netflix viewership Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 01 Mar 2017 04:01:00 -0000 full Clark Howard Topics: Coding boot camps; GM legislation un-American; the future of Space tourism; Customer satisfaction index; YouTube and Netflix viewership Topics: Coding boot camps; GM legislation un-American; the future of Space tourism; Customer satisfaction index; YouTube and Netflix viewership Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Coding boot camps; GM legislation un-American; the future of Space tourism; Customer satisfaction index; YouTube and Netflix viewership

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4424     Clark Howard: 02.27.17 Topics: Warren Buffet's big bet; Don't worry about audits; Clark's $65 international plane ticket; Retailer bankruptcy concerns; International voice calling apps Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 28 Feb 2017 04:01:00 -0000 full Clark Howard Topics: Warren Buffet's big bet; Don't worry about audits; Clark's $65 international plane ticket; Retailer bankruptcy concerns; International voice calling apps Topics: Warren Buffet's big bet; Don't worry about audits; Clark's $65 international plane ticket; Retailer bankruptcy concerns; International voice calling apps Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Warren Buffet's big bet; Don't worry about audits; Clark's $65 international plane ticket; Retailer bankruptcy concerns; International voice calling apps

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4373     Clark Howard: 02.24.17 Topics: Civic now charges for credit score; Check cashing bad, bank customer service worse; Workforce changes; Clark Stinks; Interns at Google don't suck Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 25 Feb 2017 04:01:00 -0000 full Clark Howard Topics: Civic now charges for credit score; Check cashing bad, bank customer service worse; Workforce changes; Clark Stinks; Interns at Google don't suck Topics: Civic now charges for credit score; Check cashing bad, bank customer service worse; Workforce changes; Clark Stinks; Interns at Google don't suck Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Civic now charges for credit score; Check cashing bad, bank customer service worse; Workforce changes; Clark Stinks; Interns at Google don't suck

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4372     Clark Howard: 02.23.17 Topics: Facebook PTO policy; Getting into an accidental Uber; Mugshot websites; Investing in artificial intelligence; Indoor farming could mean cheaper food Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 24 Feb 2017 04:01:00 -0000 full Clark Howard Topics: Facebook PTO policy; Getting into an accidental Uber; Mugshot websites; Investing in artificial intelligence; Indoor farming could mean cheaper food Topics: Facebook PTO policy; Getting into an accidental Uber; Mugshot websites; Investing in artificial intelligence; Indoor farming could mean cheaper food Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Facebook PTO policy; Getting into an accidental Uber; Mugshot websites; Investing in artificial intelligence; Indoor farming could mean cheaper food

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4386     Clark Howard: 02.22.17 Topics: The Consumer Financial Protection Bureau under attack; LA flood insurance not being paid out; Car reliability; New food labels; Waze expanding ride sharing Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 23 Feb 2017 04:01:00 -0000 full Clark Howard Topics: The Consumer Financial Protection Bureau under attack; LA flood insurance not being paid out; Car reliability; New food labels; Waze expanding ride sharing Topics: The Consumer Financial Protection Bureau under attack; LA flood insurance not being paid out; Car reliability; New food labels; Waze expanding ride sharing Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: The Consumer Financial Protection Bureau under attack; LA flood insurance not being paid out; Car reliability; New food labels; Waze expanding ride sharing

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4420     Clark Howard: 02.21.17 Topics: Amazon lowers free shipping amount; Major TSA fail; Hackable childrens toys; Traffic and working from home; Kids savings challenge Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 22 Feb 2017 04:01:00 -0000 full Clark Howard Topics: Amazon lowers free shipping amount; Major TSA fail; Hackable childrens toys; Traffic and working from home; Kids savings challenge Topics: Amazon lowers free shipping amount; Major TSA fail; Hackable childrens toys; Traffic and working from home; Kids savings challenge Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Amazon lowers free shipping amount; Major TSA fail; Hackable childrens toys; Traffic and working from home; Kids savings challenge

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4431     Clark Howard: 02.20.17 Topics: REPLAY HOURS Cheapest awesome smartphones; Western Union fined; Amazon selling car parts; Getting a passport; Tax refund loans Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 21 Feb 2017 04:01:00 -0000 full Clark Howard Topics: REPLAY HOURS Cheapest awesome smartphones; Western Union fined; Amazon selling car parts; Getting a passport; Tax refund loans Topics: REPLAY HOURS Cheapest awesome smartphones; Western Union fined; Amazon selling car parts; Getting a passport; Tax refund loans Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: REPLAY HOURS Cheapest awesome smartphones; Western Union fined; Amazon selling car parts; Getting a passport; Tax refund loans

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4489     Clark Howard: 02.17.17 Topics: Mortgage and credit scores; Electronic baby monitors; Can you trust BBB ratings?; Clark Stinks; Interview with financial rapper Dee-1 Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 18 Feb 2017 04:01:00 -0000 full Clark Howard Topics: Mortgage and credit scores; Electronic baby monitors; Can you trust BBB ratings?; Clark Stinks; Interview with financial rapper Dee-1 Topics: Mortgage and credit scores; Electronic baby monitors; Can you trust BBB ratings?; Clark Stinks; Interview with financial rapper Dee-1 Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Mortgage and credit scores; Electronic baby monitors; Can you trust BBB ratings?; Clark Stinks; Interview with financial rapper Dee-1

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4332     Clark Howard: 02.16.17 Topics: How to rent a car; 26F retirement scams; Direct primary care; Make your own cleaning products; New bifocals changing the eyeglass game Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 17 Feb 2017 04:01:00 -0000 full Clark Howard Topics: How to rent a car; 26F retirement scams; Direct primary care; Make your own cleaning products; New bifocals changing the eyeglass game Topics: How to rent a car; 26F retirement scams; Direct primary care; Make your own cleaning products; New bifocals changing the eyeglass game Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: How to rent a car; 26F retirement scams; Direct primary care; Make your own cleaning products; New bifocals changing the eyeglass game

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4412     Clark Howard: 02.15.17 Topics: Inflation; Rx drug price increases; Drone taxis; Student loan rates go down; Millennials most dangerous drivers Learn more about your ad choices. Visit megaphone.fm/adchoices Thu, 16 Feb 2017 04:01:00 -0000 full Clark Howard Topics: Inflation; Rx drug price increases; Drone taxis; Student loan rates go down; Millennials most dangerous drivers Topics: Inflation; Rx drug price increases; Drone taxis; Student loan rates go down; Millennials most dangerous drivers Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Inflation; Rx drug price increases; Drone taxis; Student loan rates go down; Millennials most dangerous drivers

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4409     Clark Howard: 02.14.17 Topics: Cardless ATM's having troubles; T Mobile deal!; Know your airport security rights; Disney costs rise; Aldi making big changes Learn more about your ad choices. Visit megaphone.fm/adchoices Wed, 15 Feb 2017 04:01:00 -0000 full Clark Howard Topics: Cardless ATM's having troubles; T Mobile deal!; Know your airport security rights; Disney costs rise; Aldi making big changes Topics: Cardless ATM's having troubles; T Mobile deal!; Know your airport security rights; Disney costs rise; Aldi making big changes Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Cardless ATM's having troubles; T Mobile deal!; Know your airport security rights; Disney costs rise; Aldi making big changes

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4398     Clark Howard: 02.13.17 Topics: Verizon unlimited plan; Police fraternity donation scam; Cyber insurance; Vanguard assets; Amazon getting into the underwear game Learn more about your ad choices. Visit megaphone.fm/adchoices Tue, 14 Feb 2017 04:01:00 -0000 full Clark Howard Topics: Verizon unlimited plan; Police fraternity donation scam; Cyber insurance; Vanguard assets; Amazon getting into the underwear game Topics: Verizon unlimited plan; Police fraternity donation scam; Cyber insurance; Vanguard assets; Amazon getting into the underwear game Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Verizon unlimited plan; Police fraternity donation scam; Cyber insurance; Vanguard assets; Amazon getting into the underwear game

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4429     Clark Howard: 02.10.17 Topics: Income tax moves; Wells Fargo rage; Fight back on healthcare claims; Clark Stinks; Standing desks in schools Learn more about your ad choices. Visit megaphone.fm/adchoices Sat, 11 Feb 2017 04:01:00 -0000 full Clark Howard Topics: Income tax moves; Wells Fargo rage; Fight back on healthcare claims; Clark Stinks; Standing desks in schools Topics: Income tax moves; Wells Fargo rage; Fight back on healthcare claims; Clark Stinks; Standing desks in schools Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Income tax moves; Wells Fargo rage; Fight back on healthcare claims; Clark Stinks; Standing desks in schools

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4405     Clark Howard: 02.09.17 Topics: Microsoft privacy dashboard; Hamilton ticket scam; Warning labels; Banks dealing with Mint; Interview with Mike Rowe Learn more about your ad choices. Visit megaphone.fm/adchoices Fri, 10 Feb 2017 04:01:00 -0000 full Clark Howard Topics: Microsoft privacy dashboard; Hamilton ticket scam; Warning labels; Banks dealing with Mint; Interview with Mike Rowe Topics: Microsoft privacy dashboard; Hamilton ticket scam; Warning labels; Banks dealing with Mint; Interview with Mike Rowe Learn more about your ad choices. Visit megaphone.fm/adchoices Topics: Microsoft privacy dashboard; Hamilton ticket scam; Warning labels; Banks dealing with Mint; Interview with Mike Rowe

    Learn more about your ad choices. Visit megaphone.fm/adchoices

    ]]>     4421